Podcasts about tinian crawford

What is the best path to entrepreneurship? Many fail to consider trade school. On this episode, Tinian Crawford discusses his decision to go to trade school and how it eventually led to entrepreneurship and financial independence. 

People have widely different conceptions of a wealthy life, ranging from those who put a premium on material possessions to those who simply want to have spiritual fulfillment. For electrician and blogger Tinian Crawford, known in some very exclusive circles as Captain DIY, a wealthy life means having a strong community behind him and having the satisfaction of building things with his hands. Although he knows all too well the importance of gaining financial independence from personal experience, he cautions us not to lose our sense of purpose as we seek to achieve financial stability and security. Listen as Tinian joins hosts, Lee and Kat Hughes, to talk about DIY stuff, parenting, building relationships with the community, and his take on financial independence and the wildly wealthy life.

We all have money mistakes.  Some of us have more and bigger mistakes than others....(slowly raises our hands to both).   FAILING FORWARD John Maxwell has a wonderful book called Failing Forward.  What he emphasizes is one of the most valuable lessons one can learn in life and it is this... Failure in and of itself is not bad.  The most important thing is how you respond to failure.  You can learn from it and try again and get better or you can walk away and let it prevent you from growing.  Most of you know our money story and know we've made quite a few money mistakes.  The biggest one of them being student loan debt.  The stress and magnitude of our student loan debt has been a barrier, mentally, emotionally and financially for years.  The enormity of our debt was also one of the catalysts for us to seek out help and eventually find the financial independence community.  We now have hope.  Hope not just for ourselves - but for a different future for our children. We have had lots of time to think about the things we would have done differently and steps we will be taking to ensure our children do not follow in our footsteps when it comes to debt.  OUR MISTAKES:  1. Lack of knowledge and options about how to pay for school without debt.  2. Taking out more money than we needed.  3. Not aggressively paying them off immediately after graduation.  4. Not taking advantage of the Public Student Loan Forgiveness programs (PSLF) WHAT WE WOULD DO DIFFERENTLY AND WHAT WE ARE DOING DIFFERENTLY FOR OUR CHILDREN:  1. Talking with our children and educating ourselves about options with how to pay for college.  Scholarships Extra-curricular scholarships Military 2. Options for College.  Community College Clep Testing Trade Schools 3. Defraying Costs for College 529 Plans Stay at home! State College vs. Private Schools   Previous Episodes: Episode 31 with Travis Hornsby, The Student Loan Planner Episode 14 with Tinian Crawford, DIY2FI Episode 12 with Grumpus Maximus  BOOKS MENTIONED: Failing Forward, by John Maxwell      

You may think that you need a traditional education to reach Financial Freedom, but on this episode, Tinian Crawford is here to tell us otherwise. He shares with us how lucrative a job in the Trades can be and why more people should be looking to a trade career and building their DIY skills to help them reach their goals of Financial Independence.   On this episode you will learn: Tinian’s backstory & his entrepreneurial journey into the world of Financial Independence What’s considered a "trade job" and how pursuing trade skills is a great alternative to a traditional college education The demand for trade jobs and the gap between skilled workers and available positions How one can get started in the trades, how to get your children started & how to pivot into a trade career How to become a trade entrepreneur in order to reach your financial goals The gender gap and barrier that women may experience when looking to get into trades but why women are needed in these fields plus so much more Other related blog posts/links mentioned in this episode: NPR Article Women in the Trades College vs Trades  My Big Stupid Hot Tub Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tinian: Website Instagram:@diycaptain Twitter: @DiyCaptain Facebook: @Tinian.Crawford Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

103 | Tinian Crawford, blogger at DIY2FI and licensed electrician, talks about his path to licensure, the advantages of trade jobs and his transition to pursuing financial independence.     What jobs are represented in the FI community? Base salary for an electrician is $70 minimum. Many people go to trade school in high school or immediately after, so there’s very little financial education in the trade-work community. Tinian’s father built his childhood house, and Tinian was enlisted to help with construction projects on their property. Does Tinian find value in the graphic design education he received in community college? Tinian’s first job was building signs – many of which were lighted signs – which piqued his interest learning about electrical work.   What education do you need to start electrician licensure training? Tinian’s one-year program cost $25k. To be fully licensed, an electrician has to do a 5-year apprenticeship. Making $70 an hour comes when you work for yourself. Do most electricians jump right into owning their own business? Tinian’s recommendation: stick with a contractor you can learn from for your day job, and start taking jobs on the side. Additional trade jobs that would be great for FI: Garden landscaping and design Plumbing Tinian’s wife suggested that they save $20k by the time their first child was born. In order to avoid high childcare costs, Tinian and his wife split their schedules as much as possible. Tinian hopes to leave his day job at some point, but still needs to learn more about managing benefits and figuring out exactly how much he needs to support his family. In order to prepare for leaving a day job, it’s important to identify how much life will cost after the change. Beginning their investing with a local financial advisor and a socially conscious portfolio was a mistake for Tinian.     Links: DYI 2 FI DIYCaptain - Twitter Burrito Bowl Diaries “Eliminating the Excuse” – Saving Sherpa

Tinian Crawford went to college - and took 6 years to complete his Associates Degree in Graphic Design. College just wasn’t for him - he didn’t enjoy it and didn’t get much out of it. He knew he needed a job, but wasn’t sure what he wanted to...

Household Repair Woes Two years ago, our dryer started to make a strange sound.  The repetitive squeak that began as a soft, distant sound, suddenly became a constant nuisance.  We knew something was amiss, and began to research just how much a modern washer/dryer set cost these days.  We were astounded by the number of choices, and the accompanying price tags. I began to think a little deeper.  I googled it. The completed google search described the sound and included the dryer model number.  After sorting through the responses and forums, we realized what the problem might be.  It turns out that the drum that spins within the dryer component has a belt that was likely loose or broken. The part cost around $30 with shipping, the cost of a repairman was $90/hr and the cost of a new dryer ranged from $349 - $1129.   We ordered the part.  We figured we would order the part and attempt the repair ourselves, using the YouTube videos we found.  If the repair proved itself to be too difficult, we planned to call the repairman. The last and final option was a new or used dryer for the family! It took two people, but in the end, we were able to fix our dryer for $30.  We are still using Old Odin (dryer’s name) to this day. DIY to FI In this episode we talked to Tinian Crawford of the blog DIY To FI. This DIYer and electrician spends his time installing and repair electrical wires, but he began flexing his DIY muscles while learning carpentry with his dad starting at a very young age.   Tinian found the FIRE community a couple of years ago, but he has also recognized the huge cost savings that can be had when you are able to use even basic tools to DIY your projects.  Captain DIY, as he calls himself, is on a hero sized mission to teach others within the FI community the powers one can garner from learning to do for themselves.   DIY knowledge, according to Captain DIY, is a Pillar of FI.  Visit his website to learn tools, tips and tricks that can help you learn the skills and growth mindset needed to build DIY confidence! Health’s Financial Impact Good health is a blessing.  From the common cold, to major life altering surgery, the impact of sickness and health on our day to day lives is well known to many.  For most, we can recover our health after normal healing and rest. But learn how a dangerous slip on the ice threatened to unravel Tinian’s financial world.  Did he find opportunity within the adversity? Financial Makeover Living in a home with a frugal wife meant that Tinian was on a good path prior to finding FI, but when his wife took a nasty fall he realized how much more he could do to protect his family.   When the time came to expand their family, Tinian’s wife set a huge savings goal for the baby’s nest egg.  This was to mitigate the expensive costs of daycare, diapers, food, and to start the growing family out on the right footing.   How much do you think is enough to save before having a baby?  Listen in to find out what Mrs. Captain DIY chose as an amount. The Truth About Trade School We were able to talk about all the trade school topics you could think of.  Here are some of the topics: Do you have to be young to attend trade school?   What ages were the people in Tinian’s graduating class of Electrician School? What’s the highest paid trade? What affects how much you can make when you open your own trade based service business or side hustle? What are some of the trades that a person could pursue if they are looking to make a career change? Why is there a shortage of Tradespeople right now? A Starting Point for DIY The more time you spend with a tool in your hand, the more comfortable you will become at using them. Then you can begin to stack your skills! After years of talent stacking, Tinian was able to work on a truly complex and memorable DIY project with his dad.  It is an experience he will never forget. But starting with the basic skills outlined in his blog posts is the best way to start building up to these types of memorable projects.  Projects that can pass through generations, creating a legacy item for a family.   Good Projects to Start With: Light fixture Painting Rooms Simple and small flooring projects Hanging pictures YouTube is your best friend for tackling new projects. Home Depot also has workshops that can teach basic skills. Taking Care of Your Body as a Tradesperson With the repetitive use of the body in each of The Trades, it’s important to plan for and combat potential health challenges.  For instance, with electricians, some complain of hip problems because of the impact of the heavy tool belts. For nurses back sprains can be an issue.  For hair stylists wrist and foot issues can happen. A good health and exercise routine is important in combating these issues.     Captain DIY on the Final Questions: Captain DIY has opened a bank of mom and dad in order to teach his kids more about money at a younger age. Money as an intermediary - money represents choice.  You can buy cool stuff with it or you can buy freedom.  Appreciate the level of privilege from whence you came.  We are much better off than we might realize - we have no needs that go unmet. Daycare is a HUGE expense for those working 9-5 jobs, especially when you have two kids. Utilize dependent care assistance program - tax free bucket for daycare. What is the best way for people to find you?  If you have any questions about entering the trades, contact Captain DIY at his blog DIY2FI.  If you are looking for some extra reading, check out his old blog lifeoutsidethebox.me Stay Tuned For Our Next Episode… Join us in the next episode when we talk to Chris Browning of the Popcorn Finance Podcast.  Chris Browning has a background in Finance, but recognizes the difference between his Finance training and the field of Personal Finance.   Listen in with us as we talk to him about his debt payoff story, and the actions he must continue to take to stay on track with his budget.    What DIY project will you tackle after hearing from Captain DIY today? Let us know in the comment section below or continue the discussion in Our Facebook Group! Please take a moment to subscribe to the podcast via iTunes or Stitcher so you don’t miss the next episode! While you’re at it, give us a 5-star rating and share the podcast to your friends. If you’d like to be a guest on the show, please contact us on HouseOfFi.com

Single Travel There I was, slowly sipping coffee on a Saturday morning, talking to my sister about her recent trip to Joshua Tree, when my mind drifted back to memories of my recent trips.  Italy, Greece, Bermuda, Barbados, there were so many things to think about. The warmth of the sun, the delicious foods, the changes in cultures.  It’s so easy to catch the travel bug, but things change once you have a family... Or do they? Family Travel In this episode, we talked with Amon and Christina, husband and wife vloggers on the YouTube Channel Our Rich Journey.  The Our Rich Journey couple openly talks about their journey towards financial independence while living and working abroad.  Amon and Christina get into all the details from start to finish.   This story is different, and you need to hear the full details, House of Fi Family.     Amon and Christina don’t share the normal story of a nomad family living in a sailboat, or slow traveling from airbnb to airbnb. The Browning family choose to move and work abroad, full-time and with full benefits!  This is the episode that re-ignited Wendy’s desire to move her family across the ocean.   So, what exactly did we cover in our episode? Who Are Amon and Christina Browning Who doesn’t get the fuzzies when they talk to a funny, loving couple with a beautiful family?  Amon and Christina are that couple, making it easy to talk to them about the benefits of living abroad.  This vlogging couple has lived in Hayama Japan for the past two years, and they brought their two daughters (ages 10 and 11) along for their rich journey.  They are approximately three years away from financial independence and early retirement. Their vlog is their way to document their financial independence journey, and they share rich content about living abroad, travel hacks, and ways they make money, save money, and invest money.   Who Teaches the Kids We learned about some of the amazing educational options and benefits for the kids of families that live abroad.  Did you know that there are usually stipends for private school that can sometimes top $50,000 per year! There is a serious emphasis on education and children are given cognitively demanding work in their foreign schools! Watch this money lesson taught by one of their cute daughters! Finding The Courage to Leap? This wasn’t the first time this couple made a trek across the water? When they were a new couple, they moved abroad to explore the travel - working life.  Living in Spain was awesome, and after spending some time, they came back to the states. Christina was able to pursue her law degree while back in the US, but traveling abroad and immersing themselves into a new culture was something she never forgot.  It was thrilling and memorable, and before long they knew they needed to move once again.    How to Find Jobs Abroad Amon and Christina work as an Urban Planner and a Lawyer.  With these jobs, they were able to easily find jobs at the same company abroad.  In fact, the companies prefer couples or families that are on the same page. Having both spouses on board with the idea of moving abroad likely indicates that the transition will be much more seamless. Christina says you can find jobs at by searching in multiple places: USA Jobs - You can search this platform by occupation or by city, state or country!  There are numerous jobs listed.  Check out this simple search we did for jobs in Japan. Private Company Job Postings - You can search within a particular companies job board by location, and can often choose international locations within your search parameters.  Samsung, Uber, Netflix and Google are some companies to explore.   What About Health Care Abroad If you are living abroad without an employer, things can be a little bit trickier to manage.  It is likely that you will have to choose to pay for your medical expenses out of pocket, or will need to buy a travel insurance* plan of some type that will cover you during your travels.  The thing that makes the payment out of pocket option a little less anxiety producing is that in many other countries health care only costs a fraction of the amount that it costs in the United States! *We are not a sponsor of this company and have not used it personally.  Please thoroughly research plans and companies to find the insurance that fits your needs   How to Set a FI Number if You Live Abroad Guess how many FI numbers Amon and Christina Browning have calculated for themselves?  Three! There are some interesting reasons why, listen to our episode to find those reasons out!   Travel Hacking Tips Amon is a whiz at travel hacking and he give a lot of tips on how he manages all of the cards he opened, and the accumulation of the best sign up bonuses.  He uses an 8 step process to get started.   Where is The Best Country to Move to in Retirement? There is one place that is willing to pay you to retire in their country.  Listen to our episode to find out exactly where that is!   Amon and Christina Browning on the Final Questions: Christina Browning - Our Rich Journey : You can’t just save, you must invest as well.  This gives you the rapid pace you need to grow your money quickly. Amon Browning - Our Rich Journey : We all have financial challenges and roadblocks.  There is always a way to go around, over and through these money challenges. Be UNORTHODOX and CREATIVE Life Hacks for a High Cost of Living Area : Amon and Christina downsized homes, rented out extra rooms and used AirBnb to rent the home out for short time frames.  They used AirBnB sporadically in order to supplement their Bay Area housing cost. Use Turo to rent our your car daily it is just sitting idle while you are away at work.   Be Open to new ideas! Find Amon and Christina Browning on their YouTube Channel Our Rich Journey.  They release videos twice a week.     Stay Tuned For Our Next Episode… Join us in the next episode when we talk to the one and only Captain DIY, Tinian Crawford of the DIY2FI blog.  Tinian and his wife became more serious about their money when they decided it was almost time to have a child.  Growing your family can scare any budget conscious person into action, and in this case Tinian’s wife made $20,000 the nest egg goal for their new baby chick.  Listen in to find out the most financially savvy way to pursue a trade degree, and the reason Tinian chooses to stay at his day job even though he could easily make more by going into business on his own!       What was one thing you learned by listening to Amon and Christina today? Let us know in the comment section below or continue the discussion in Our Facebook Group! Please take a moment to subscribe to the podcast via iTunes or Stitcher so you don’t miss the next episode! While you’re at it, give us a 5-star rating and Tweet the podcast to your friends. If you’d like to be a guest on the show, please contact us on HouseOfFi.com