Podcasts about Greece

Around a thousand of the firefighters who battled blazes around southern California in January 2025 were incarcerated. They do essentially the same work as other firefighters but are paid as little as around $5 a day. A formerly incarcerated firefighter shares what it was like and how the experience helped him forge a new life after prison as a professional firefighter. Also, as the water supply in Athens, Greece dwindles and demand surges from residents and tourists alike, the city is looking to antiquity for solutions. One that's attracting attention is an ancient aqueduct that runs beneath Athens. And the many millions of miles of roads that crisscross our planet block everything from bears to beetles from safely moving through habitats. But new wildlife crossings like overpasses and underpasses are helping reconnect animals with the landscape. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Enotoursim has been a staple in the tourism trade. One of my favorite podcast was with XXX Duput, the woman who delivered the wines from Napa to Steven Spurrier in Paris for the Judgement In Paris. She was the leading Enotourist company in America.  As time would have it, Enotourism had seen its days, slumping a bit for the past decade...until now. Though wine sales are off and the wine industry is scurrying to define the cause of this slump, enotourism could save the day. Meet Bill Callejas, he is grassroots and has created an enotourism company from sheer passion. Bill Callejas didn't just stumble into wine tourism—he reverse-engineered it from the ground up, blending the precision of his production background with a storyteller's flair and an explorer's curiosity. You'll be hard pressed to find a more nuanced perspective on wine travel, or a more convincing case for ditching those cookie-cutter tours. In this episode, you'll discover the real difference between “just another wine trip” and a thoughtfully crafted, immersive journey that brings you shoulder-to-shoulder with winemakers, artisans, and even the family matriarch preparing your meal. Bill reveals how he and his partners built World Wine Destinations around the idea that travel and wine are each a world unto themselves—each deserving of respect, intention, and creative design. Listeners will learn how each trip is structured like a multi-day live show, full of distinct characters, rising action, and the slow burn of discovery that comes from tasting with local experts in quiet, off-the-map villages. Expect revelations on why genuine wine travel can't—and shouldn't—be “dumbed down,” why asking winemakers about their intention often leads to the best stories, and how wine acts as a cultural glue, binding food, land, history, and people in an experience you can literally taste. Whether it's the ancient amphorae of Greece, the wild terroir of Argentina, or the unexpected intimacy of Paso Robles, you'll come away with an appreciation for how travel, when done right, changes not just what's in your glass, but who you are as a drinker and a global citizen. Buckle up—one glass at a time, you'll learn how the story of wine is best lived, not just told. ✅ Think you know wine travel? Think again. ✅ Discover how storytelling and immersive experiences are redefining wine tourism. ✅ On this episode of Wine Talks, host Paul Kalemkiarian sits down with Bill Callejas of World Wine Destinations to reveal why their unique approach skips the cookie-cutter tours and takes you straight into the heart—and the culture—of the world's top wine regions. ✅ If you thought wine was just about tasting, you haven't heard the stories that bring each glass to life. Hit play and get ready to plan your next adventure (and maybe reimagine what a wine trip can be)! World Wine Destinations Website: https://www.worldwinedestinations.com Corner Wines (Plano, Texas) Website: https://www.cornerwines.com   #winepodcast #winetourism #winetravel #wineculture #worldwinedestinations #BillCallejas #PaulKalemkiarian #winestories #winemakers #winetasting #culturalexperiences #wineregions #wineeducation #foodandwine #winehistory #immersivetravel #wineindustry #PasoRobles #winetrips #oenotourism  

A reading of St Paul's first Letter (Chapter 13) to the Corinthians, the Christian community that he had founded at Corinth, Greece. In the year 55 C.E. while in Ephesus, Paul wrote this inspired letter, now known as 1 Corinthians. Among other things, he encouraged the Christians in Corinth to reject false teachings, to remain united, to shun immorality, and to strengthen their faith in the resurrection. Music: David Schombert - 'Lagoon'

In today's Gospel Spice lesson, Stephanie Rousselle takes us on a historical journey to frame the Old and the New Testaments, the 400 years between Malachi's time until the arrival of John the Baptist. This period, often referred to as the "intertestamental period," spans remarkable historical developments that are essential to understanding the world Jesus was born into. Imagine living in our day and age, but having no idea of what happened to our country, world, and culture in the last 400 years. Imagine that the latest “news” you have date back from the 1620's or so. Would this affect our understanding of our day? In the same way, we cannot cut 400 years of Jewish history, and assume we lose nothing. Malachi delivered his message around 420BC; John the Baptist. Malachi's successor called to “make a highway in the wilderness” to proclaim the arrival of Messiah, came onto the Judean scene in the 20's AD. But Scripture is silent about this span of time. These "400 years of silence," as they are often called, were not so silent politically, religiously, and socially. By studying the events during this time, we gain insight into how the world was meticulously prepared for Jesus's arrival. While these events are not recorded in the Bible, they hold much significance to know Christ more. Beginning with Alexander the Great's conquest in 333 BC, the world saw Greek culture and language take hold, influencing many aspects of life, including the translation of the Hebrew Old Testament into Greek, known as the Septuagint. This was pivotal, as it allowed for greater access to the Scriptures and laid the foundation for the New Testament to reference these texts. The era is ripe with hostile dynamics between the Hellenistic influences from Greece and the resistance that arose from the Jews, who sought to preserve their traditions. This tension is encapsulated in the Maccabean Revolt led by Judas Maccabeus, a significant event that ultimately led to the celebration of Hanukkah. Another important theme from this period is the rise of different Jewish sects, such as the Pharisees, Sadducees, and Essenes. These groups played crucial roles in the religious landscape of Israel and were directly involved in the societal structure during Jesus's time. These historical layers formed a backdrop against which God chose to reveal His Son. The development of Greek as a universal language and Roman infrastructure, like roads facilitating trade and communication, enabled the rapid spread of the Gospel. Our historical exploration ties to biblical prophecy, specifically how this time fits into Daniel's prophecy of seventy weeks. This provides an eschatological perspective to the discussion. Understanding these details, as part of grasping the broader biblical narrative, challenges the modern tendency to focus solely on personal applicability of Scripture without considering its historical and theological context. Our lesson is an invitation to (re)discover this rich tapestry of history. We encourage you to use the Gospel Spice workbook and additional resources provided to further explore this period's influence on Jesus's earthly ministry and its legacy in the New Testament church. DISCOVER THE GOSPEL SPICE MINISTRIES The Gospel Spice Podcast is part of a larger range of tools given to you by Gospel Spice Ministries. In a nutshell, we exist to inspire Christ-followers to delight in God. In more details: we provide resources to empower Christian leaders across generational, social, ethnic and geographical boundaries towards more intimacy with Jesus Christ and discipleship effectiveness through a Biblical Christocentric foundation. The Gospel-Spice Ministries provide a safe environment for spiritual and community growth empowering people to know Christ more intimately, serve one another more powerfully, and reach the world for Jesus. PLAY IT FORWARD by SHARING the link with friends and family. PRAY IT FORWARD by praying for us and those you share it with! PAY IT FORWARD!! Would you consider supporting this show today to help others enjoy it for free? It comes to you completely free, but is labor-intensive to produce, and we want to keep putting it in the ears of people! Gospel Spice Ministries is a non-profit organization registered under the tax-exempt 501c3 status. Your donations are tax-deductible under IRS Section 170. We want to be the best possible stewards of your financial support. All donations above our minimal operating costs go to Christian organizations fighting human trafficking. Go to gospelspice.com for more, and go especially to gospelspice.com/podcast to enjoy our guests! Interested in our blog? Click here: gospelspice.com/blog (*ListenNotes ranking, 2023) You are invited to join us on the Gospel Spice Prayer Bible Study, titled "The heart behind prayer" starting September 20, 2025! Details and registration here: https://www.gospelspice.com/prayer  There are a few things in our Christian life that we know we should do more, or at least better – and prayer just might top the list. Prayer is a mystery. Why would a conversation with a human have any influence on God's eternal, sovereign plan? It defies logic, and beckons love. How can God, the Almighty Lord of Hosts, be this close, this personal? It defies understanding, and beckons involvement. But, lack of time, inspiration, and discipline, combined with the ruthless tyranny of our busy lives, push prayer to the periphery, to the “one day I'll get to it” pile. And yet, we can excel at what we endeavor to undertake. So, why isn't prayer more of a spiritual priority? Could we develop a mindset around prayer that made it attractive, inspiring, even maybe delightful? What if we attuned our spiritual ears to listen to God, and our spiritual eyes to see His provision? As an unassuming student, I'm going to humbly offer to share the little I have learned from others about the joy of prayer. I will give us theology, practical tips, and useful resources, sharing what works for me as we, together, learn to pray. If you find prayer intimidating, or if your lack of prayer makes you feel guilty or “less than,” then this is the place for you! If you have been a student of prayer for many years, this is the place for you too! If you have breath in your lungs, then prayer can become one of the deepest joys of your day. Don't miss out! A PERSPECTIVE ABOUT PRAYER To pray is to believe that God not only hears, but that He responds. It is to stand in the gap for a broken world, wielding the authority of Christ, empowered by the Spirit, and trusting in the goodness of the Father. The question is not whether prayer works, but whether we are willing to pray the kinds of prayers that invite God's Kingdom into the darkest places of the earth—and of our own hearts. We may never fully understand the mechanics of prayer, or how it intersects with God's sovereignty, but we are not called to understand everything. We are called to be faithful. And faithfulness means showing up—in prayer, in persistence, in expectation. So today, let us pray not only for the comfort of our hearts, but for the transformation of the world. Let us take our place as image-bearers, co-laborers, and co-heirs. Let us believe that God is still listening—and still acting. Because He is. There's only one way to find out what might happen when we truly pray like this. Let's begin. THE MINDSET BEHIND THIS COURSE Before we begin, let me tell you the obvious: I don't really know how to pray. I'm a humble student and absolute beginner at the holy endeavor that is prayer. So, this course isn't really about what I've learned, or any wisdom I might have gathered. But, I've sat at the feet of many prayer warriors over the decades, through books and teachings. So, I'll share what I learned from them. Humility is going to be our primary heart posture! With each lesson, I will offer a few thoughts, practices, and ideas – with much humility, and not taking myself too seriously. I will also share her favorite books and resources about prayer. FInally, I will introduce you to some of the most influential prayer warriors of our history as the Body of Christ. Most importantly, I will invite YOU to pray! Learning to pray comes from praying. Our humble ambition is to inspire you to pray, and to give you a few tips on how to do that. Then, it's up to you! Prayer is a lifelong endeavor. Let's make it delightful together! So, let's get started. Support us on Gospel Spice, PayPal and Venmo!

Greece - and much of southern Europe - has faced a series of wildfires over the past weeks, prompting evacuations and even resulting in deaths. As Greece grapples with another summer of wildfires, questions abound over how to combat this phenomenon and build resilience, and the role of the media, the government, and civil society. Niko Efstathiou, an Athens based journalist and author, joins Thanos Davelis as we dig into these questions.You can read the articles we discuss on our podcast here:Wildfires: What we don't know is what burns usOverhead power lines under scrutiny after wildfiresRiyadh requests Greek mission renewalTurkey's deepening ties with Italy, Spain

Next, Alexander stamps his authority on Greece — crushing Thebes, securing the Balkans, and claiming Achilles as his role model. We end with the first clash with Persia at the River Granicus, as Alexander announces himself on the world stage.If you fancy a bunch of OWAT content you've never heard before (and the entirety of the mini-series right now!), why not treat yourself and become an Oh What A Time: FULL TIMER?Up for grabs is:- two bonus episodes every month!- ad-free listening- episodes a week ahead of everyone else- And much moreSubscriptions are available via AnotherSlice and Wondery +. For all the links head to: ohwhatatime.comYou can also follow us on: X (formerly Twitter) at @ohwhatatimepodAnd Instagram at @ohwhatatimepodAaannnd if you like it, why not drop us a review in your podcast app of choice?Thank you to Dan Evans for the artwork (idrawforfood.co.uk).Chris, Elis and Tom xSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The boys return for another week to discuss the latest in Greek football, the gift that keeps on giving.SLGR preivewWe look through every club in alphabetical orderWho could win the titleWho will push for the playoffsWho could get relegated?UEFA CompetitionPanathinaikos edge Shaktar Donetsk on penaltiesPAOK qualify via a Mady Camara strikeAEK's new signings show up to beat Aris limassolOther newsNectarios Triantis chooses to represent GreeceMavropanos linked with VillarrealGive us a follow on:X: https://twitter.com/HellasfootyInstagram: https://www.instagram.com/hellasfooty/Facebook: https://www.facebook.com/@HellasFootyRead our blogs on: https://hellasfooty.blogspot.com/Intro music credit to George Prokopiou (Ermou Street)

PODCAST HIGHLIGHTS:The Akashic & Galactic Astrology secrets shaping humanity's shift into the next age.* Revealed: Star systems and cosmic alignments driving Earth's evolution now.* Planetary transits + ancient prophecies hidden in the Akashic Records.* Chart clues that prove YOU are part of the planetary awakening.Today's guest, Debbie Solaris, is an interdimensional traveler and renowned galactic historian. What if your soul's origins weren't on Earth? Debbie isn't just an ET contactee — she's a galactic historian who reads the stars and the Akashic Records to reveal your true cosmic blueprint. In this episode, you'll discover the map of your soul… and the secrets of humanity's next age. This is one you do not want to miss.

When her van broke down in Crete, Anne Kress decided not to book a  flight to get back home to Germany. Instead, she grabbed her 20-year-old mountain bike and camping gear, then pedalled 3,300km home through 11 countries.Listen if: You love spontaneous adventures, dream about bikepacking the Balkans, or want proof that bike adventures can start with small, imperfect gear.The story in a nutshell: Anne was midway through a climbing trip in Crete when her camper van broke down in the middle of nowhere. With Easter shutdown looming, not wanting to take a flight home, and stranded in the what felt like the 'middle of nowhere', she decided to ride it her old mountain bike all the way back to Germany. Not via the “boring” coastal route, but off-road through the newly created Trans Dinarica route through the Balkans. All up she cycled over 3,300 km, with a hefty 63,000 meters of climbing as well. Key takeaways:Listen to your inner voice: The wild idea in your head might be the one that changes everything.Start with what you've got: You don't need a shiny gravel bike to take on an adventure. Anne rode her third-hand, 20 year old mountain bikeOpen yourself to people: Human connections are the true highlights for Anne from this adventure. Golden quote: “I listened to my intuition… and suddenly I had the idea: I could ride home.” Read more about the Trans Dinarica Cycle RouteFollow Anne on Instagram - @anneadventure.deRedWhite Apparel - Check out the most comfortable bib shorts on the market! Click here to find out more about Helinox Camp Chairs Support the showBuy me a coffee and help support the show! I'm an affiliate for a few brands I genuinely use and recommend including:

Earlier this week we took a look at the stakes ahead of President Trump's meeting with Russian President Putin in Alaska. Today, Professor Jeffrey Sonnenfeld, the president of the Yale Chief Executive Leadership Institute who has advised the White House, the State and Treasury Departments, and the Council of Economic Advisers on Russian economic sanctions and business retreats, joins Thanos Davelis as we explore how sanctions have crippled Russia's economy, leaving Putin with very few cards. You can read the articles we discuss on our podcast here:Trump Has the Upper Hand Going into His Meeting with PutinIn a Trump-Putin Summit, Ukraine Fears Losing Say Over Its FutureFirefighters contain most wildfires across Greece, but risk remainsGovernment makes relief measures top priorityAfter inking military pact, Turkey to provide Syria with weapons, trainingTurkey to help Syria with weapon systems, equipment under signed MoU, source says

In this deeply transformative episode, Guy talked with Brandon Bays. She shared her profound personal healing journey from a basketball-sized tumor. She recounted her experiences of losing everything, from her home to her marriage, and how these adversities led her to discover a method for accessing old cell memories and clearing out buried emotional pain. This journey, which she called 'The Journey,' has not only transformed her life but has become a global phenomenon used by medical professionals and individuals seeking deep healing. Brandon also discussed her experiences during the COVID-19 lockdown in Greece, offering insights into how she managed to adapt and continue her mission. Join her as she offers valuable lessons on surrender, cellular healing, and finding peace amidst life's tumultuous moments. About Brandon: Brandon Bays is the world's leading authority on emotional healing and life transformation. She is recognized as one of the most dynamic, inspirational and innovative teachers in the field of personal growth and mind-body-healing. She is internationally known for her radically transformative work in the fields of cellular healing, emotional wellbeing and spiritual awakening, and is the pioneer of The Journey Method®.  It was in the face of adversity that Brandon discovered her true calling. Diagnosed with a large tumor, she embarked on a remarkable, soul-searching, transformational and liberating healing journey. It allowed her to heal from her tumor in just 6½ weeks, without drugs or surgery. In doing so, she uncovered a means to get direct access to the boundless healing potential that exists inside each of us, and developed a natural healing method that can help everyone. The process works on all levels of being – emotional, physical and spiritual.  She is the pioneer of The Journey Method, a practical and liberating tool for healing and awakening, and is dedicated to bringing healing and freedom to people around the globe. Brandon is an international bestselling author of several books, including The Journey, Freedom Is, The Journey for Kids, Consciousness: The New Currency and Living The Journey. She is dedicated to sharing her message and self-healing techniques with the world. She has appeared on numerous television programs and is the subject of countless newspaper and magazine articles. Key Points Discussed:  (00:00) - Spiritual HEALER Almost DIES & Exposes the Real Cause of Illness & How to Heal It! (00:41) - Podcast Episode Announcement (01:25) - Welcoming the Guest (01:38) - Connection to Byron Bay (02:14) - Lockdown in Greece (05:44) - Life in Wales and Moving to Greece (07:29) - Healing Journey and The Method (13:08) - Emotional and Cellular Healing (17:03) - Navigating Personal Challenges (19:14) - Facing the Tumor Diagnosis (22:25) - Surrender and Spiritual Awakening (29:20) - The Essence of Healing (30:44) - A Journey of Radical Awakening (31:43) - Facing Life's Adversities (34:19) - The Turning Point (36:41) - Sharing the Journey with the World (46:19) - The Journey Process Explained (50:43) - The Call to Heal (51:46) - Global Impact and Support (58:07) - Final Thoughts and Reflections How to Contact Brandon Bays:www.thejourney.com The Journey YouTube Channel Brandon on Facebook   About me:My Instagram: www.instagram.com/guyhlawrence/?hl=en Guy's websites:www.guylawrence.com.au www.liveinflow.co''

AP correspondent Charles de Ledesma reports firefighters in Spain, Portugal and Greece continue to battle wildfires, as persistent hot, dry conditions challenge efforts to contain the blazes.

Wildfires continue to rage across southern Europe, forcing thousands of people to evacuate their homes. In Spain, a third volunteer firefighter has died from severe burns, and as residents across the continent grapple with the loss of homes and possessions, the E-U has sent assistance to Greece, Spain, Bulgaria, Montenegro and Albania.

Wherein Shorna is back from Greece, but after being ghosted, she's losing faith in Adnand. Now married, Sam and Ali make their return but are still living in different countries. Out of her comfort zone, Zena makes a midnight escape and flees Ebrima's home.--https://www.tiktok.com/@shailynsays Please support us by giving us a 5-star review on Apple Podcast, Spotify, Amazon Music or any podcast app of your choice. Patron supporters get EXCLUSIVE content such us a live every first Monday of the month. Follow us! Instagram, X and TikTok:  @docusweeties  @justcallmewah  @Chrislfarah Patreon.com/docusweeties (http://Patreon.com/docusweeties) Join us on our Facebook group!  https://www.facebook.com/groups/6702616296426962 —— https://www.tiktok.com/@shailynsaysBecome a supporter of this podcast: https://www.spreaker.com/podcast/docusweeties-with-chris-and-wah--6618122/support.

202: August is Health and Wellness Month – WATER Seize the opportunity to participate in Health and Wellness Month by engaging in water. Today's Lexi:  Oρίζοντας – Orizontas – Horizon In Today's Episode: Join Kiki as she shares the one simple and basic way to stay healthy and well.  Today it's all about the benefits of drinking water and getting in the water.  Whether you are near a tub, lake, ocean, or the sea, water will support your wellbeing. Drinking enough water will also make a difference in your daily life. Be a part of the community, and get healthy with water! Credits: Music: Spiro Dussias Vocals: Zabrina Hay Graphic Designer: Manos Koumparakis  

Many thanks to SRAA contributor, Paul Watson, who shares the following recording. Paul notes:“During the 1980s I was listening to shortwave radio from my home near London, in the southeast of England. I had a cassette recorder connected to the receiver and taped anything interesting that caught my ear. Little did I know that 40 years later the majority of these stations would have disappeared and I would have the opportunity to share these recordings with the world.”This recording is part of a five-part compilation series Paul has created, grouping international shortwave broadcasters by region. The majority of the clips are in English and feature interval signals, station IDs, and sign-ons/offs—a rich snapshot of shortwave radio during its Cold War-era heyday.This particular compilation focuses on: Western EuropeAll recordings were made during the 1980s, most in the first half of the decade. While frequencies and exact dates aren't provided, Paul has kindly included timestamps noting when each broadcaster appears in the audio. These are listed below for easy reference.We're grateful to Paul for sharing this excellent audio time capsule, and for his efforts to preserve and document the golden era of international broadcasting.AUSTRIA: Radio Austria International (0)CYPRUS: Cyprus Broadcasting Company (1.40)DENMARK: Radio Denmark (3.09)FINLAND: Radio Finland (4.29)FRANCE: Radio France Internationale (5.30)GERMANY (WEST): Deutsche Welle (6.30)GREECE: Voice of Greece (7.53)ITALY: RAI (9.24)MALTA: Radio Mediterranean (11.00)NETHERLANDS: Radio Netherlands (12.21)NORWAY: Radio Norway (13.34)PORTUGAL: Radio Portugal (15.34)SPAIN: Spanish Foreign Radio (16.32)SWEDEN: Radio Sweden (18.17)SWITZERLAND: Swiss Radio International (19.53)Red Cross Broadcasting Service (20.38)UNITED KINGDOM: BBC World Service (21.49)

Welcome back, Alchemists!! This episode, Emily and KristaLyn chat about vibes and tangents.Connect with us across the internet + IRL!

Your relationship with money reveals where you're giving your power away. When you take back your power from money, circumstances, and other people, you unlock your infinite capacity to create abundance from the inside out. Rebecca Davison helps entrepreneurs achieve greater abundance by matching their belief system to what they are choosing to create. She founded the Intuitive Life Academy to assist individuals on their spiritual leadership journey. She knows that understanding your relationship with money is crucial for unlocking true freedom and abundance.    In this episode, Rebecca reveals how to stop giving your power away to money and start creating from true spiritual power - the same energy that beats your heart creates your reality. What You'll Learn From this Episode How giving your power away to money keeps you stuck in limitation Why your blueprint for being a millionaire is already coded into your soul The difference between fear-based power and true spiritual power "At the end of the day, your greatest power is your ability to trust in the unseen. It's your ability to trust your infinite self. It's your ability to trust your infinite intelligence. Your blueprint for being a millionaire or a multi-millionaire or even a billionaire is coded into your soul." - Rebecca Davison Topics Covered:  [00:01:39] - Money and Your Personal Power. Stop giving your power away to money and circumstances.  [00:06:44] - Power of the Universe. Understanding the difference between ego-based control and true spiritual power [00:10:07] - Why mastering your relationship with fear is the key to making the money you desire. Learn to become more powerful than any emotion or circumstance. [00:16:40] -. How distraction is the devil's greatest weapon and why powerful people maintain singular focus on their vision. Avoid letting distractions stop your next level. [00:20:42] - Power, Money, and Sexual Energy. [00:23:14] - Magnetism and Personal Power. Preview of the Radiant Woman Retreat in Greece and Wildly Wealthy Woman Retreat in Italy - designed for energetic upgrades that change life trajectories. [00:27:31] - Final activation on moving from your body, heart, and energy while learning to navigate mind, spirit, and physical reality in perfect alignment. Key Takeaways:  "If somebody has the power to make you mad, upset or angry, they have power over you." - Rebecca Davison "You are more powerful than your emotions. And until you show up accordingly, people will be able to behave in a particular way and it will get to you." - Rebecca Davison "Your ideal reality is available. It doesn't need to be created. It's already there. But you have to align with it through your energy, your focus, your attention, your perspective, your belief system." - Rebecca Davison Upcoming Retreats: Wildly Wealthy Woman Retreat - September 2026 in Tuscany, Italy Focus: Big money months for entrepreneurs who came here to own their power 40 minutes south of Florence Ready to Reclaim Your Power? If you're an entrepreneur ready to stop giving your power away to money, fear, and circumstances, Rebecca offers transformational experiences that create lasting energetic upgrades and land more money in your bank account.  Ways to Connect with Rebecca Davison:  Website: https://www.rebeccadavison.life    Facebook: Elegant Wealth with Rebecca Davison    

Damian Mac Con Uladh, Irish journalist in Athens, describes the worsening wildfires in Greece. Stephen Burgen, Barcelona-based journalist, reports on the wildfires spreading in Spain.

Wildfires fanned by an intense heatwave and strong winds continue to rage across Europe. The fires have ripped through villages across the continent, forcing thousands to flee their homes in Greece, Spain, Portugal and Albania.

Shorna is back from Greece, but after being ghosted, she's losing faith in Adnand. Now married, Sam and Ali make their return but are still living in different countries. Out of her comfort zone, Zena makes a midnight escape and flees Ebrima's home. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Title: Travel Like a Billionaire: The 90% Off Secret to a First-Class Lifestyle with Eli Facenda In this conversation, Eli Facenda shares insights on maximizing travel experiences through strategic use of points and credit cards. He discusses his nomadic lifestyle, the entrepreneurial journey that led him to travel hacking, and the importance of understanding the value of different points systems. Eli emphasizes the need for a structured approach to travel, focusing on maximizing points, optimizing travel upgrades, and effectively using credit cards to enhance travel experiences. The discussion also touches on the significance of having a clear strategy for business owners and how to navigate the complexities of travel rewards. In this conversation, Eli Facenda shares his expertise on maximizing travel experiences through strategic use of points and credit cards. He discusses the importance of community in travel planning, innovative solutions for entrepreneurs, and his personal journey in the travel industry. Eli emphasizes the significance of experiential wealth and actionable steps listeners can take to enhance their travel experiences. Links to Watch and Subscribe: https://youtu.be/c7QqSscsajc Bullet Point Highlights: Seth and Eli kick off with casual banter about van life, audio gear, and the nomad lifestyle. Eli shares his background going from broke entrepreneur to travel-hacking expert. He explains how he got obsessed with using points after a free trip to Thailand changed his mindset. Eli now helps entrepreneurs take $20K–$50K luxury trips for 90% off using credit card points. His 3-part system includes maximizing points, optimizing travel perks, and redeeming for bucket-list trips. He gives a real-world example of booking a $20K ANA business class flight to Japan for just $12. Seth dives into a real-life org structure and Eli explains how points flow to the guarantor, not the LLC. Best practice: 2–3 business cards and 2–3 personal cards tailored to your biggest spend categories. Eli introduces his new “DreamTrip Alert System” that delivers full trip itineraries at massive discounts. In the Million Dollar Monday segment, Eli shares how he made, lost, and remade his first million. His next million will come from scalable digital products and a wider reach through content and community. What makes Eli top 1%: He walks the walk, traveling the world and running a business around it. His #1 tip: Pick your dream trip, put it on the calendar, and commit, then let the how figure itself out. Transcript: Eli Facenda (00:00.059) What's up, Seth?   Seth Bradley, Esq. (00:01.43) Yo, what's going on, brother?   Eli Facenda (00:03.237) How we doing, man? How we doing?   Seth Bradley, Esq. (00:05.141) Excellent man, what's happening?   Eli Facenda (00:06.893) Not much. you, how's the audio coming through here?   Seth Bradley, Esq. (00:11.032) Sounds good, sounds good.   Eli Facenda (00:12.547) it clean? Okay, because I'm, it's basically we're in the middle of a Nomad trip here, so I normally have like a, like a shirt mic like you have, but on the road I haven't had, so I haven't had to test this yet, but I figured the DJI's are pretty solid, so I wanna make sure it's actually coming through decent.   Seth Bradley, Esq. (00:16.962) Okay.   Yeah.   Seth Bradley, Esq. (00:26.732) Nice. Yeah, no, it sounds good. Sounds good, man.   Eli Facenda (00:29.425) Okay, cool, awesome. Awesome Dave, we'll get to connect with you.   Seth Bradley, Esq. (00:33.802) Yeah, brother definitely, so I don't butcher it. How do you pronounce your last name? Facenda, okay, cool. Cool Awesome, man. Yeah, we've we've crossed paths on social media. I think or maybe our va's have crossed paths who knows   Eli Facenda (00:39.077) for sender. Yep, yep.   Eli Facenda (00:47.663) Yeah, think that was where, yeah, think we were initially connecting, yeah, totally. Instagram, I think, was the place. Yeah. Because you're out in California, right? Nice, I'm in West Palm right now. And I mean, normally based in Austin, but we're in the middle of a like, six to eight month nomad adventure. And so we are, we're on the road here, and we go to Europe in a few weeks for like the next several months.   Seth Bradley, Esq. (00:53.42) Yeah, nice, nice, where you at right now? Yep, San Diego.   Seth Bradley, Esq. (01:10.446) Sweet dude.   Seth Bradley, Esq. (01:17.166) That's awesome dude, awesome, awesome. Love it man, that's a long time. So we did last May we did, man it's been like a year, geez. We did like 30, 33 days in a van trip. So we took our van up through Wyoming into Montana and into Canada. That was a long time for us, but 68 months. Right, yeah.   Eli Facenda (01:18.117) Yeah. Yeah. Thank you, man.   Eli Facenda (01:33.455) Nice.   Eli Facenda (01:37.465) sick. Yeah, well vans are intense too. You know, I haven't done van life but my fiance, she did that before and it was like a lot for her. But yeah, so totally depends on the way you're traveling as well. Yeah.   Seth Bradley, Esq. (01:47.266) Yeah.   Nice, nice. Cool, man. Just give you a quick rundown. our audience, my audience is typically, so it used to be passive investors, right? So it used to be the passive income attorney podcast. I think when we might've tried to schedule before and that was for investors. So accredited investors trying to get them to invest in my commercial real estate deals, that sort of thing. But now I've rebranded to raising the bar, which is more geared towards active investors and entrepreneurs and folks like that. So still,   Eli Facenda (02:10.619) Mm-hmm.   Seth Bradley, Esq. (02:19.982) Still, I'm sure your clients, wealthy folks that are starting businesses, that have businesses, that are raising capital for real estate or private equity or other types of businesses, that sort of thing. And then we'll do about, we'll do it a little on the shorter side. So we'll do about 30 minute interview, probably at the longest. And then we'll kind of just close that out. And then I do two little smaller sections that I break down into like little five minute episodes. One is a million dollar.   Eli Facenda (02:25.403) Totally.   Seth Bradley, Esq. (02:49.622) Monday I put that in the notes and it's basically just like real quick, like how you made your first million dollars, how you made your last million, how you plan on making your next million. then, yeah, and then the last one is the top 1%. Basically just kind of what separates you and makes you the top 1 % in what you do.   Eli Facenda (02:59.675) Cool. Yeah, I love it. It's great.   Eli Facenda (03:08.699) Okay, beautiful. And then as far as, is there any place you want me to point people that is connected to you or do you care if you're asking about that? I don't have any hard call to action kind of pitch thing, but it's more just like.   Seth Bradley, Esq. (03:19.916) No, man, whatever, it's up to you, man, whatever you want to do, whatever you, whatever call it action you want to use, if want to send it to your website or social media, whatever you want to do,   Eli Facenda (03:26.577) Cause you know what we do have, I can do this. We have a pretty cool playbook that's normally 150 bucks and I'm happy to give it to your listeners for free. So I could give them a code, just say what would be the best code for that?   Seth Bradley, Esq. (03:37.175) Okay, awesome.   Seth Bradley, Esq. (03:43.429) Um, just raise would probably be good. use that a lot for like call to action, like DME raise. So you could use a raise.   Eli Facenda (03:46.161) Cool. All right, so yeah, so I'll just say go to the website and just DM or just put in the code RAYS and you'll get it for free. But it's like a whole playbook on how to maximize points for trips. I've act like legitimately I've had someone buy it and within 48 hours he texted me a screenshot. was like, dude, I just saved 20 grand on a trip from your ebook. And I was like, wow, okay, it works. So it's good. Yeah.   Seth Bradley, Esq. (03:57.07) Sweet.   Seth Bradley, Esq. (04:09.366) Nice, Cool. All right, man, well, we're already recording, so I'll just jump right in, and then if I need to add anything to the beginning, I'll do that later. And cool, man, yeah, we'll just jump right in.   Eli Facenda (04:14.129) Sweet. You're welcome.   Eli Facenda (04:20.27) Awesome.   Eli Facenda (04:24.913) Let's do it.   Seth Bradley, Esq. (04:27.444) Eli, what's going on, brother? Welcome to the show.   Eli Facenda (04:30.181) Thank you man, excited to be here and I we're going coast to coast today so this will be good.   Seth Bradley, Esq. (04:34.382) Absolutely, man. So we chatted beforehand, but I think you're tuning in on a road trip right now. So you're living proof of what you do, right?   Eli Facenda (04:44.065) Yeah, totally. are, well this part's kind of like a road trip. We're in West Palm Beach right now, but this is basically leg number two out of, we'll end up being probably an eight month nomadic adventure with me and my fiance and our little puppy. And so we're in West Palm Beach right now in Florida. We head to Europe in less than a month and we'll be bouncing around different parts of Europe for about four months roughly before we decide where we're gonna go next, which we're not exactly sure.   Seth Bradley, Esq. (04:58.904) Nice.   Seth Bradley, Esq. (05:12.28) That's awesome, man. Are you using all your hacks and secrets and travel tips that you put out there?   Eli Facenda (05:18.449) Absolutely, yeah, 100%. I mean, we just got back from a crazy trip to Japan. This was really cool. I run an entrepreneur mastermind. So we integrated our own trip around Japan around this mastermind event. So I had 53 people come out for like eight days. We went snowboarding in the mountains in Niseko in the Northern Park. And then we went down to Tokyo for the cherry blossoms. But for myself personally, to get there and back and do a lot of the hotels, we used points. We saved over 50 grand just on that portion of the trip. We then...   know, flew down to West Palm on points and then going over to Europe and a lot of the stays over there will also be leveraging the point strategies that I help clients use and then I talk about on social media and the stuff that we'll dive into today. But yeah, I like to be living proof of it because it's pretty awesome. It's something that's really impacted my life. I love doing it. And when I do it, I get to share it too. So has like a multiple benefit for everybody.   Seth Bradley, Esq. (06:06.648) That's awesome, man. I'm excited, dude. I'm excited to dig in here, because it's just for my own personal benefit and education, because I'm super stoked about this stuff, and I travel a lot with my fiance, or my fiance, my wife, and it's something I'm personally interested in as well. We've had past conversations too, so it's great to have you on, man. So just to start off, man, if somebody, you meet somebody in the street, they ask you what you do, how do you explain that?   in a sentence, right? Like without going into some crazy like tangent about all the awesome things that you do. Like what, how do you answer that question?   Eli Facenda (06:36.453) Yeah.   Eli Facenda (06:41.329) Sure, sure, Yeah, it really does depend on the situation, but I oftentimes will ask a couple questions because it makes it easier for people to understand. So usually it's like, do you have any big dream bucket list trip you've ever wanted to take? And they'll be like, oh yeah, Greece. I'm like, well, what we do is we help you get to Greece in business or first class, stay in five star hotels, have the trip of your dreams at about 90 % off. So that's kind of the tagline is take the trip of your dreams for about 90 % off.   I'll get into the whole point side of things, but some people don't know what points are, or some are really well studied in that world. So I just leave with the trip because that's usually what people want. They want to have the experience where it's you and your wife flying first class, sipping champagne on the way to Paris to go see the Eiffel Tower and the points and the credit cards. That's really the mechanism. That's how we make the experience happen. But at end of the day, what we want is the amazing memories, the beautiful experience, all that stuff. So I leave with the trip when I talk about it.   Seth Bradley, Esq. (07:37.848) That's awesome, man. Yeah, I mean, you're literally selling the dream, right? Like in marketing, you sell the dream or hit on a pain point. Like you are like the quintessential selling the dream. Like that's what everybody thinks about. So.   Eli Facenda (07:42.969) Yeah, exactly.   Yeah, Right. Well, it's funny because, you know, in marketing, they'll say like, sell the destination, not the vehicle, right? They'll be like, sell the outcome, not how you get there. And so we do that in our marketing. But then when you think about it, when people are taking a trip, what we are helping them do is make the vehicle to get to the destination part of the destination. Because really, when you travel well, and you do it in style, the flight becomes a part of the trip that you're excited for.   I can't wait to see the the drinks and the champagne and the food they're gonna have and how awesome the seat is and the movie selection, how big's the screen. At least for people that love to travel, it becomes a fascination of the trip, not just getting there. So that's a big difference maker when people start to go on these flights, and this is what a lot of our clients will say, and for me, it goes from flying economy to like, I'm counting down the hours to get off this freaking plane.   to like, we do another lap around the city? Cause like, I'd love to just hang out here longer, right? And like the flight attendants treat you really well. So yeah, it's a whole experience.   Seth Bradley, Esq. (08:49.314) That's awesome, man. Yeah, that's great. Was there a trip that you went on personally where you just kind of thought, man, I can turn this into a business, right? Like you're just enjoying it so much that you just were like, like the light bulb went off or how did this business spawn?   Eli Facenda (09:04.515) Yeah, there wasn't one trip that I made the connection between like, trip is awesome, let me start a business. But there was one trip that gave me the light bulb of, my God, I am obsessed with this, I need to learn everything I can. There was zero intention or thought about business that when it first started. And that'll take you back about 10 years. So was around 22 years old and I'm just coming out of college. And basically I'm in my mom's basement and I remember this really...   like heavy feeling because I went to a good university near New York City and all my friends went to Wall Street and they were making like six figures plus right out of school. And I had this like entrepreneurial bug. I was like, that's not for me. I don't want to sit in an office. I don't care if I can make a lot of money. I want to like play life on my terms, even if it means I'm making less. So at this point I have friends that are making tons of money, know, lots of disposable income and I'm making like 20 grand a year. I'm working four side jobs. I was trying to build a company. I remember getting this text.   And my stomach just dropped, because I was like, shit, I'm going to miss out on this incredible experience. was friends inviting me to go to Thailand. And I was like, if I don't figure out a better strategy of either how to make more money or figure something out, I'm not going be able to go on this trip. And I was like, damn, this is going to be just a life of missing out on experiences. Is that what it means to follow my dreams with entrepreneurship? It's like, I have to forego everything that my other friends are doing. And so was like, let me think about this differently. And I had a mentor that told me, you don't need more money, you need a better strategy. And he was talking about growing a business.   But for me, I was like, oh wait, there's this credit card point thing. What if I could figure that out? So I ended up piecing it together. I got a trip to Thailand for free. I had this amazing experience with some of my best friends. It's like still, you know, 13 friends in Thailand at age like 22, 23. Memories you don't get back. So was really grateful to have that. And then I came back from that trip and I got another flight a few, probably a year later to Europe in business class where it was a $6,000 ticket that I paid $6 for. Now after that one,   I came off that flight and I was like, I will read every blog, I will watch every YouTube video, I will learn everything about this because it meant I could travel the world and have this incredible lifestyle without having to go take a corporate job. So was like, I get to have my entrepreneurial dream and the travel I want without any trade-offs and I was like, this is amazing. So that was my first time I got hooked. It took me years of researching and reading blogs and websites and doing stuff for myself before I even had the thought of helping anyone else. I just became obsessed with it on my own.   Seth Bradley, Esq. (11:27.086) I love that you recognize you had the entrepreneurial bug early on, right? Before you got drugged down into the corporate ladder and then you got the golden handcuffs, we like to call it, and that sort of thing where it gets much, much harder to escape that gravity. I know for myself, it took a really long time. ended up going to, I went to med school, then I got my MBA, and then I went to law school, and then I worked in a big law firm, and it just took me all this time to figure out like, I don't want this.   Eli Facenda (11:38.405) Yeah.   Eli Facenda (11:49.201) Mm.   Eli Facenda (11:56.763) Right, well the social pressure alone of like everyone year round is going one way, it takes a lot of guts for you to zig when everyone else is zagging, like it's not easy to do. Yeah.   Seth Bradley, Esq. (11:57.015) And I think it's.   Seth Bradley, Esq. (12:06.648) For sure, for sure. Yeah, it's tough. It's tough, right? And especially when you see your friends making six figures right out of college, you're like, man, I could do that right now if I wanted to do it, but I don't want that. So it takes guts to be able to go out there and do your own thing.   Eli Facenda (12:21.873) Totally. And I think everyone has their own version of that still. There's even vert flavors of that today that are still existing for me where it's like, everyone's kinda going this way, but when I really get quiet and listen to myself, I'm like, yeah, you could do that, but you actually, what your soul or your heart really wants is to go over here. And so I've always just tried to listen to that more because I think about one of my North stars is, at the end of my life, I'm 80, 90 years old, I do the rocking chair test and look back, it's like,   What regret would I rather not have when I'm 90? I'd always rather be like I bet on myself than like I took the sure, you know, the well-paid path, which is the old cliche, but I think it's really true.   Seth Bradley, Esq. (13:01.004) Totally, I love that North Star, man. Have you ever asked ChatGBT to give you advice as your 80 or 90 year old self on your deathbed? It's great. Yeah. I love it, man. I love it. Yeah, it's great. It you great insight. You start reading, you're like, this is good.   Eli Facenda (13:07.409) Yeah, yeah, I actually created a custom GPT and it's my future me that coaches current me. yeah, exactly. Yeah. Yeah.   Right. Exactly. Yeah, totally.   Seth Bradley, Esq. (13:21.326) Awesome man, well let's get back kind of on the business of travel, right? So somebody comes to you, they do that introduction that we talked about, you get in a deeper conversation, they're super interested in it, they wanna learn more about these travel hacks and strategies, like where do they start? Where do you point them?   Eli Facenda (13:42.447) Yeah, so in terms of the process, I like to chunk it into three main buckets.   And it's important to have context around this game because if you don't, it just starts to feel like there's so many moving pieces and who has time for that and it's too confusing and then it becomes overwhelming and overwhelm just basically leads to an action. And then that is the person who's like, well, I just don't wanna do that, I'll just take a cash back card or I'll just stick to my Delta card, right? And so when you have the right context, you can start to understand the highest leverage moves to make and then you know really how to get the result you want with the least amount of effort. So that's what we focus on and specifically like I've worked with   probably over a thousand business owners now. And with business owners, investors and entrepreneurs, it's a different, the points game takes on a different context, right? Because usually the constraint we have to solve for is time and complexity. And if you work a nine to five, you know, after five o'clock, you've got hours for your night. But entrepreneurs, it's like every hour is kind of an asset that you can use. So it's a little bit different. So the three buckets are, the first one is to maximize the points that you earn. So this happens from getting the right cards and the right expenses.   because all of these different points are like currency, so you wanna earn the right type of points and then you wanna maximize the amount of them by getting the right cards and the right expenses. So that's the first piece and that's really, really key, because nothing else happens if you don't get that right. The second bucket is gonna be to upgrade and optimize your travel. So you've got domestic trips for a conference, are you getting TSA pre-check and clear, are you getting the best lounges, are you getting first class upgrades and free bags and hotel suite upgrades and free breakfast at the hotels and free wifi. Really it's just like,   There's all these opportunities available for people that are traveling domestically for work, for family events, you know, your kind of ordinary traveling might have. And what we want to do is we just want to enhance the quality of all of that and reduce all the headaches and annoyances by maximizing benefits on cards and status perks and all the kind of like little tactics that you can play. So that's the second thing that just makes your travel more comfortable. And then the third bucket, which is really the most important in terms of impact in your life and the most meaningful piece is to take your dream bucket list trips for 70 to 90 % off.   Eli Facenda (15:45.775) And so that's where you're gonna take the points you've accumulated. You're gonna use some strategies that I can break down here around transferring these points from the banks to the airlines and hotels, and you're gonna get these dream trips for literally a fraction of what they should cost if you're paying cash, or compared to if you were using your points through a site like Amex Travel or Capital & Travel or Chase Travel. Okay, so that's a mouthful, but those are the three. So maximize your points, get the best possible upgrades, and then take your dream trips for 90 % off.   Seth Bradley, Esq. (16:13.934) Yeah, dive into one of those little those connecting strategies there that you mentioned.   Eli Facenda (16:19.183) Yeah. Yeah. So I'll talk first about the cards. That's the order. This is the first mistake that most business owners and individuals are making is they're just getting random cards. They're like, well, I live in Dallas. Let me get the American card or live in Atlanta. So I'll get the Delta card or, whatever it may be. Or live in San Diego and I fly domestic. So I'll just get the Southwest card. Well, they don't realize is that again, these points, these points like currencies. And so if I told you, Hey, do you want 150 Mexican pesos or 150 us dollars for your couch that you're selling on Facebook marketplace?   you're obviously gonna take the US dollars, right? Because the currency is much higher. But with points, people don't realize that. So they might be racking up Hilton points or Delta miles or other points and miles that just aren't as valuable as other ones out there. And then they burn through them quick or they don't go as far. And they end up just basically sitting there being like, I feel like I should be getting more. This is the common thing I hear. I feel like this should be taking me further, but like it's not doing much. And so what we wanna focus on is bank points that are transferable. So certain banks,   have this ability to convert the points to the airline hotel loyalty programs. And what happens is the banks have a different way of pricing than the airlines do. And certain airlines and certain hotels have really good what we call sweet spots or opportunities for you to get the best possible deals. Okay, so when you earn these effective points, which the top ones I recommend are generally Amex, Chase, and Capital One, and there's a new program built actually is out where you can put your rent on a card with no fees and earn points, it's really cool. But when you get those right,   And then you look through your expenses and you say, what do I spend the most on? Is it groceries and dining and the personal side? Cool. There's a card like the Amex Gold that is specifically really good for those types of expenses. Then you look at your business. What do I spend a lot on? Is it ads and software and taking clients out for dinners? Great. The Amex Business Gold earns four points per dollar on those categories, but maybe it's you're spending a lot on flights for company travel, or maybe you have inventory you're buying, or you're paying a lot of contractors, or you have a lot of payroll. You want to assess where you're spending the most money.   and make sure you have the optimal card lined up for that type of expense. So I'll pause there, but that's kind of the first bucket. The other one is on using the points effectively, which I can talk about too, is pretty powerful. But that first one is really the linchpin. Because if you have a bunch of Delta miles and you want to go to Europe, I'll give an example actually one more before I kind of pause. There was an example recently I saw of a client and they wanted to go to Europe and we're looking at different options. This was from JFK to Amsterdam. If you have Delta miles,   Eli Facenda (18:43.547) The ticket for Delta One, this big awesome Delta Suite, was 320,000 miles. That's what Delta was charging to go from JFK to Amsterdam. It's really expensive amount of miles. But the same exact flight, like same flight number, same aircraft, everything, if you booked it through Virgin Atlantic, it was 50,000 miles. One seventh of the amount almost. It's really, really big difference. And so here's the kicker, right? If you have a Delta card, you only earn Delta miles, so you have to pay the 320,000.   Seth Bradley, Esq. (18:46.765) Mm-hmm.   Seth Bradley, Esq. (19:02.124) Hmm.   Eli Facenda (19:12.497) but if you had an Amex card that earned Amex points, so like the Amex gold or business gold, you could actually convert those points into Virgin to book the Delta flight because Virgin and Delta are partners, and you'd pay 50,000 points instead of 320,000. So this is the part where like, for people that kind of get this, they're like, whoa, and the other people are like, what did you just say? So I get it can be, it can be tricky for some people that are just getting to grasp it, but I want to make sure to lay out the whole game so people can understand really what's possible for them.   Seth Bradley, Esq. (19:34.764) Yeah   Seth Bradley, Esq. (19:42.329) Totally, totally. Yeah, it's just, mean, I'm sure people out there listening, it's both, right? Some people know these things exist, but they don't know the extent of it. And you're opening up their minds regardless, right? Like all the possibilities. I think most people are just like, sure, I need to find a great car that has a welcome offer of some sort. That's usually what people look at. And then they just try to pick, perhaps they take it a step further and they're looking to see like what they spend money on the most and they'll...   Eli Facenda (19:54.139) Tour then.   Eli Facenda (20:04.443) Mm-hmm.   Seth Bradley, Esq. (20:11.128) calibrate that card to that. But you're taking it step further because you know, it's kind of just opening yourself up to knowing all the possibilities, right? All these different connections, where to spend the points, where you can earn the points, those sorts of things. How thick is your wallet, man? Do you have, is your wallet like this and it's got 25 cards in it or what?   Eli Facenda (20:19.419) Totally.   Right. Yeah.   Eli Facenda (20:28.123) Haha   Yeah. Yeah.   Well, caveat this first by saying when we work with clients and we might do recommendations for people, I always recommend if you have a business, two to three personal cards and two to three business cards. That is a simple way to set this up. That's only four to six cards across both things. That's enough where you're really gonna get some serious ROI, but it's not so much that's really complicated. Some people are kind of curmudgeoned about it, like I only want one card. And I'm like, that's fine. There's no right or wrong in this. It's really preferential, but you should just know if you do that, you're gonna be leaving for most business owners that spend at least a few thousand a month.   that's gonna cost you tens of thousands of dollars of free trips a year. So I'm like, is your simplicity of having one card worth that much? If it is, great, but maybe having a second or third card doesn't add that much complexity. But if you get an extra $30,000 a year trip out of it, probably worth it, right? So that's the first thing. But to answer your actual question, so I have an entire thing called the Credit Man purse. It's like this portfolio binder, and it's just stacked with cards. I mean, I have over 40 credit cards, but I've been doing this for a long time, right? And there's like, here's the thing also with credit.   Seth Bradley, Esq. (21:28.28) Hahaha   Eli Facenda (21:34.041) A big question, a lot of investors, specifically people that are doing real estate or business owners, really want to their credit clean and we're huge advocates of actually not just keeping your credit score the same but improving it over time. And when you get business cards, they don't show up on your personal credit report. Okay, the vast majority. The inquiry will, but the actual card won't. And some banks, you can actually get multiple cards with no additional inquiries. So like when we do a custom card plan for someone or when we're just recommending it, we're always saying like, make sure to look at which banks you already have relationships with.   Seth Bradley, Esq. (21:48.142) Mm-hmm.   Eli Facenda (22:02.373) which ones you can get a soft pull from, the order matters of these card applications. But at end of the day, you just want a couple of specific cards that are really gonna be custom built for you, and you don't have to go crazy with it. If you get excited and you're like passionate about it, you can get 10, 15, 20 cards over the course of several years, and if you do it right underneath your businesses, it's not gonna drop your personal credit score. Your personal credit score will actually go up over time.   Seth Bradley, Esq. (22:26.314) Mm-hmm. That's a good hack, man. I'll get I'm put you on a spot a little bit. I'm gonna explain like what what I see a lot of the people that are probably listen to this show have in place structured wise like organizational structure and it's kind of similar to mine. Mine's probably a lot more complicated, but just to keep it simple, you know, there might be a parent company, right? Like this overhead parent company that owns everything. So let's let's call it parent company, right? And then below the parent company, the parent company owns, let's say a management company.   This management company probably manages funds, manages properties, manages equity for investors, that sort of thing. And then they also might have these other businesses, right? Like it just depends on the person. Like for instance, I own gyms and some other, my law firm, things like that. So they might have these own individual operating companies that owns a gym or owns another business or does these other things. you know.   Eli Facenda (22:55.889) Mm-hmm.   Seth Bradley, Esq. (23:20.066) Based on that structure, so you've got a parent company, you've got a, let's call it an equity management or fund management or property management company, and then you've got kind of this other operating business. How would you structure, what credit cards I guess would you kind of recommend? Not necessarily specific ones, but like, do they need one for all three or, yeah, how would you think about that?   Eli Facenda (23:27.301) Mm-hmm.   Eli Facenda (23:36.593) Yeah, yeah, but how would you think about that? Yeah, totally. I mean, it's a super common question. Like this is exactly the kind of clientele that we work with all the time where they're like, are you sure this is gonna work for me? I have four rental properties, two companies, one holding company. I have an investment thing. I have this thing over here. It's like, yeah, it all works. So simple is the key. So it's always a spectrum too. Like some people are, again, really minimalist with like what they want. we always, like when we're doing this for a client, we custom build it. But.   The real recommendation there is we wanna, again, assess which of these companies are actually generating the highest amount of spend. And those are the ones we wanna start with first in terms of cards and really optimizing. Now, if you have a bunch of different companies and they all have a bunch of spend, the first key thing to know is that the points will go to the business owner, the person who personally guaranteed the card, not to the business. So there's no business points account. It's underneath your name, even if it's underneath the LLC.   So the points go to you. So if you have like six different companies and you have like three Chase cards and three Amex cards, all of those three Chase cards and all of those three Amex cards are gonna basically funnel up to your account, okay? So that keeps it simple in terms of how you can think about accruing these points. They're not gonna be scattered everywhere where you can't use them. So that's good to know. Same with the airlines, right? doesn't matter if it's an airline or a bank card. So that's the first thing. For these management companies, usually lot of them don't have much spend.   So what we'll tend to do is just get one card that is like a catch-all card. And so this would be a card that we want to have earn around 1.5 to two points per dollar spent. Because what we've done is we've taken the floor of what you're gonna earn on your everyday spend and we just increase it by 50 to 100%. Okay, so like let's say a parent company is used for some client meetings and some basic legal and admin stuff and it's like 1,500 bucks a month just to do upkeep and normal stuff like that.   and it's not a crazy amount of different categories to spend. You're not running ads, you don't have that much software, there's not really a lot travel happening with it. But if that's the case, then what we wanna do is get a card, maybe like the Chase Inc. Unlimited, which earns 1.5x on everything, and we'll say, look, we're gonna keep this simple. That holding company doesn't have a lot of points earning power, so let's make sure we get a card on it just to earn, but we don't wanna like go crazy and get a bunch of cards and try to maximize every dollar. But this company that owns four different gyms and spends...   Eli Facenda (25:52.369) 50K a month on equipment and advertising and payroll and all this stuff, that's the company where we wanna look to get maybe two or three cards that are specifically aligned with that business to spend because that is where you as an entrepreneur, as an owner, are gonna be generating the most return. It's gonna be from that one entity. So I hope that breaks it down in a way that makes sense, but this is also where, again, having your cards across two to three main banks will keep it relatively simple because even if you have four different entities, if it's under one Amex login, that makes it nice and easy too.   Seth Bradley, Esq. (26:22.53) Totally, totally. Awesome, man. I knew you could handle that. Easy, easy peasy. Cool, man. Let's go to number two, right? Using the points effectively. You kind of touched on a little bit of that strategy, but let's jump into that.   Eli Facenda (26:26.682) Easy basic.   Eli Facenda (26:32.709) Yeah, yeah, so the second thing was optimizing the upgrades and all that. I'll cover that one really quick. If you're going through the airport and you don't have TSA PreCheck and clear and lounge access, you're missing out on some really easy perks that will just make your life way more enjoyable. So that's the first thing. There's a lot you can do with hotel upgrades and status. So like when I travel and go to Miami tonight for a conference, I have status at Hyatt. I'm staying at Hyatt for two of the nights down here.   Seth Bradley, Esq. (26:39.628) Okay.   Eli Facenda (27:02.225) I probably would get upgraded to a suite that's worth like thousand to 1500 bucks a night because I know how to use the suite and I certificate, it's my globalist status, I know how to message the hotel the right way. So there's some strategies there where if you do that, whenever you're traveling, you just get a much better experience. You get early check-in, late check-out, the free suite upgrade, much more spacious room. A lot of times they have lounges at the property like when we were in Tokyo, a bunch of us stayed at the Grand Hyatt there. They had a beautiful lounge overlooking the city. They had breakfast every morning.   They had drinks all day. They had a great lounge area. We actually had a mastermind session in there and they like a 15 person breakout room for us to go to. It cost us $0 to use it. They had afternoon drinks and stuff like that. So these are just the things that make your travel much better. So small tweaks that over time just again, make it a much more enjoyable experience. But that bucket on how you use your points, this is one of the most critical pieces. And I've already kind of alluded to it with that Delta One example, but   I'll share another one. So on the way to Japan, right, we flew ANA business class. This is all Nippon. It's one of the premier airlines in the world for international business class travel. They actually have a seat called The Room because it's so spacious and big, your own big sliding door. They have like an omakase menu. You've got ramen, champagne. It's like really, really good. Amazing sake and green tea and all this good stuff.   It was like an incredible way to fly and you know, it's an 11 hour flight and I didn't sleep a wink because I was just eating the whole time. But here's the deal, right? So that flight for my fiance and I, it would have been $20,000 for the two of us. It's 10,000 a piece. Okay, San Francisco to Tokyo. We're going in peak season, mind you. So I have three options to book that flight. I pay cash for it, which you know, I do decent in business, but I'm not dropping 20 grand on flights.   just to get to Japan, like that's out, that's way out of my bucket of what I would ever want to do. The second option, I go to the bank site. Okay, so again, if you have AMEX points, a lot of people have AMEX cards, like the platinum or the gold card, and this is a good start, but when you go to the bank site, each point is worth one penny. Okay, this is the baseline value of a point. So what happens is if you go to AMEX travel, they'll say, okay, this flight would cost, let's call it 20 grand. So 20 grand times one cent for each point equals 2 million points.   Eli Facenda (29:20.977) So my second option would have been to go to Amex's site and pay two million points, which I don't even have. Okay, so I'm like, that wouldn't have even worked, but that's what most people are doing at use points. They're going directly to the bank site and they're booking using Amex travel and they're getting absolutely screwed. Okay. There's kind of, and then there's a third option, which is to go through the airline site. So there's like three A and three B. Three A would be like, again, you only have Delta miles and you're kind of screwed going just to Delta. I don't recommend that. But the last option is what we did.   which is where we had Amex points and Chase points, and I looked at my different options and I said, okay, what are the best partner airlines I can book through to get to Japan? Well, it turns out, ANA is a part of the Star Alliance, okay? United is also part of that alliance. Chase and United have a partnership where I could convert my Chase points into United miles. When I looked that up, I ended up finding the deal and there's ways you have to kind of search this and track it, but that same flight that would have cost me two million points,   through Amex or Chase travel directly cost me 220,000 points to transfer from Chase to United. And I paid $12 out of Okay, so $20,000 flight, I paid 12 bucks. But how did I do it? I had the right points first. I had enough of them because I had the right cards and the right expenses. I knew how to search for this flight. And then I was able to transfer these points from Chase into the airline. So the hardest part of this entire process   Seth Bradley, Esq. (30:30.402) Hmm.   Eli Facenda (30:49.413) is figuring out the points transfers and which partners are the right ones for certain airlines. That gets very nuanced and complicated. It's kind of like, you know, if you were talking to a CPA and someone's trying to explain how like the Augusta rule works, whatever, and like the CPA pulls up like the tax code and is like unveiling this long list of tax jargon. The average person is just like, what, just like tell me how to do it, right? That's kind of the same thing here. There's a lot of different like angles and transfer partners and bonuses and.   Seth Bradley, Esq. (31:12.43) Right.   Eli Facenda (31:17.689) alliances and partnerships and it gets kind of complicated but that's how it works.   Seth Bradley, Esq. (31:22.434) Totally, totally. So let's talk about that. how do you help people keep track of that or learn that or execute, I guess, on these strategies?   Eli Facenda (31:32.241) Sure, yeah, so for us, our company really has two main levels to it. So we have a community-based level where it's like you're just getting the fast track, you're getting help from experts. So I'm really good at this, but I'm more of an entrepreneur than a points nerd. So as I built this, initially I was the one on the phone with all the clients, walking everyone through it, and then I built a team. So I found basically some of the other points nerds in the world that I was mind blown by. I knew them from social media and just seeing their stuff, and I was like, that person has their stuff. So I brought them onto the team.   And so our clients will interact with both me and them inside of our community, but it's not just points. We're also providing really cool travel experiences. So for example, I posted this, but I'm going kiteboarding in Egypt in June on this epic like entrepreneur kiteboard trip where it's 40 entrepreneurs going to learn how to kiteboard together and masterminding on one. And so I'm attending, I sent it out to our clients and I said, Hey, if you want to come on this, our team will help you plan the flights out there on your point so you can get business class on the way out.   So I like to, because ultimately I wanna help people, my mission is to help people create more experiential wealth in their life. There's financial wealth, and a lot of people accumulate dollars, but they're not turning it into experiences. So I'm like, let's create more experiential wealth, and the points are the way to justify it. So we have that community level where you get access to our team, there's calls you can jump on, ways we help you plan trips, and then we have the done for you services, where we basically just handle it for you. That's more like, think of like a travel agency on points for entrepreneurs.   That's more of what that is. And in there we'll do the custom card planning and map out what cards you need based off of what your specific spends are and stuff like that. So we do some pretty deep intake. And we kind of are almost like a travel agent. It's a little bit different in some ways, but that's basically the two levels in how we help people.   Seth Bradley, Esq. (33:12.29) Great, man. I love how you build in the experience, right? Like that's part of it. Like that's what you're teaching anyway. So it's like, it's not like, hey, join this, join this group and then we'll talk about all these things. You're actually doing it. You're actually inviting them to execute on what you're teaching so that they can see it in motion and then they can continue to do it and experience life at a different level.   Eli Facenda (33:32.497) Absolutely. Yeah, I mean, like, I really love it too. like, I'm like, everyone that works with us is really, usually a pretty cool person. Like, if you're an entrepreneur and you have the guts to build your own business, and then you wanna travel the world, like by nature of that, you're already probably a pretty cool person. Like the majority of people that are doing that, I think well-traveled people are some of the most interesting people. If you want the best stories in life, like, someone who's traveled the world is gonna have some stories for you. And so when you combine those two, it's like, these are people I wanna hang out with anyways. So like, I'm going on a trip to Egypt. I'm like, come with, like.   Whoever in the community wants to come, let's have a party, let's go do it. So it's great thing.   Seth Bradley, Esq. (34:04.994) That's great. Awesome, man. How are you raising the bar in your life and your business right now? Like what are you doing to build your business further, building off of some of the things that you're offering right now? Where are you taking it to the next level?   Eli Facenda (34:18.833) Yeah, so we have a new project we're rolling out inside of our community, which I'm really excited about, which is even just in our lower tier membership, and it's called our DreamTrip Alert System. So what this is, is when people come in, this has never been done before in the world of points and miles or travel at all. So we're the first to do this, which I'm really excited about. So let's say you were to sign up. You're gonna come in and give us your DreamTrip destinations, the seasons or windows that you could go, the points you have, your home airport, all this stuff.   and our team is going through and we're not just finding you like a flight, because there are different alerts out there that'll be like, hey, we found a flight. And it's like, cool, one way from LA to London, but like, what am I gonna do when I'm there? Where am gonna stay? How am getting back? Right, it's like part of the puzzle, but it leaves a lot on you to figure out. And for our clients, most business owners and entrepreneurs, investors, they're too busy to piece all that together. So they're like, well, cool, that doesn't really help me. So we decided to do, we said, what if we...   just basically sent people like a mystery subscription box of their dream trips. And so when you come in and you fill that out, we gather it. And then a couple times a month, we're gonna send out alerts where it's like a 30, 40 or $50,000 type trip, somewhere incredible in the world. We're talking Greek islands, Amalfi Coast, Japan, New Zealand, African safaris, Maldives, Bora Bora, places like that, business and first class flights, five star hotels, four pennies on the dollar. So these are like, we get $40,000 trips where people will end up paying a thousand bucks, 1500 bucks, two grand out of pocket.   Seth Bradley, Esq. (35:25.389) Mm-hmm.   Eli Facenda (35:44.337) And so we're gonna send the entire trip to you. So it's like the flights, the hotels, the entire step-by-step booking, the recommendations on the ground, the entire experience. And so we're sending those out so people come in, they tell us when, where, like the things they wanna do, and then they're just gonna get these alerts where it's like every month they're gonna be like, you you're sitting there with your wife, hey babe, you wanna go to Bora Bora in like June? It's gonna cost us like 800 bucks and it would be a $30,000 trip. It's like that's what I want. That's what I wanna create. So that's us raising the bar in the industry and in our business.   Seth Bradley, Esq. (36:06.35) you   Eli Facenda (36:13.615) I'm very excited, it's brand new for us, so I'm just pumped to see that continue to roll out, because it's, for me the mission is to help people live with experiential wealth in the form of travel. And so, usually there's some barriers that get in the way. There's time, there's planning, and then there's cost. And what we're trying to do is eliminate as many of those barriers as we can to make it just easier to say yes to the trip.   Seth Bradley, Esq. (36:34.252) Yeah, man, sign me up, dude. Sign me up. I feel like you've got to get both significant others on your list, right? So they both see it and whoever's like the person is like, we've got to do this, you hit both of them and then they convince the other one to do it.   Eli Facenda (36:36.625) All right.   Eli Facenda (36:49.477) Yeah, right. Yeah, exactly. There's usually one. There's usually like sometimes it's the husband's on the call and he's like, dude, I don't know where we ever travel. Like I'm gonna pay for this, my wife's gonna do everything or it's the opposite where the guy's like, you know, she just shows up and I tell her where we're going. And so like that's my relationship. I'll be like, you know, it's my industry, my passion. I'm like, we're going here and then here. And she's like, tell me where to be. And she just has no idea where we are and she just loves it. And I'm like, I like planning. So, you know, but it's different for everybody.   Seth Bradley, Esq. (37:11.736) Yeah.   Seth Bradley, Esq. (37:17.144) For sure, for sure, man. All right, brother, this has been incredible. Tell our audience where they can find out more about you, where they can get involved with all the things, all the incredible things that they've heard on this show. Throw it out there,   Eli Facenda (37:28.859) Totally. Yeah, a couple of main places. So the first thing I'll share is that we have what I call the CEO Points Playbook. This is something I custom built. Took me a long time, and this was not a Chad TBT prompt. Like, I really built this on my own. And it is like a 30 to 40 page playbook that any business owner or entrepreneur can use to really maximize their travel experiences, get better bucket list trips, figure out the right cards for them. And it's normally 150 bucks, but if you go to freedomtravelsystems.com   forward slash playbook and you put in the code RAYS, you're gonna get it for free. Okay, so anyone listening, it is free for you. And so that's gonna be freedomtravelsystems.com forward slash playbook and then use the code RAYS, maybe we can put it in the show notes. And so that'll be the first thing. Second place is if you're like just want done for you services, just take off that forward slash and go to freedomtravelsystems.com. can talk to myself and one of the team members. And the last place, I hang out on Instagram and post a lot there, that's where we connected.   Seth Bradley, Esq. (38:14.049) Absolutely.   Eli Facenda (38:27.595) And that's where I'm sharing the most like behind the scenes and as I'm booking this stuff, as I'm planning it, as I'm showing like what our clients are doing, you get to see more of the visuals and the fun and come along for the ride. And so I love engaging on Instagram as well.   Seth Bradley, Esq. (38:40.27) Great. Thanks Eli. I really appreciate you coming on the show,   Eli Facenda (38:43.973) Thanks Seth, appreciate you having me on.   Seth Bradley, Esq. (38:45.806) All right, brother, talk soon.   All right, sweet dude. Nice. Yeah, right around 30 minutes. Let's see. Yeah, we'll just jump into these last few questions here.   Eli Facenda (38:51.748) Awesome.   Eli Facenda (38:55.205) Perfect.   Seth Bradley, Esq. (39:03.862) Welcome to Million Dollar Monday with Eli Fisenda. Let's just jump right in. Hey brother. Yeah, how did you make your first million?   Eli Facenda (39:09.243) Let's do it.   Eli Facenda (39:13.499) So I actually made my first million in a tour company. Now I made the first million, I didn't get to keep the first million, but what we were doing, we were running sports trips all over the world. This is actually part of how I fell in love with the travel industry and the work that I now do with points. And ultimately what we were doing, we were creating these international tour packages for youth sports teams and families to go on these international tours. think of like a 14 year old baseball team in your, you're in San Diego. We'd like do a selection of kids.   Seth Bradley, Esq. (39:19.694) Sure.   Eli Facenda (39:41.329) from that area and the families would come and they would go to Japan or Italy or wherever and travel for 10 days, experience the culture, have an educational tour and also play the local teams. So we did that in a variety of sports, ice hockey and baseball and lacrosse and all these different sports. And we were growing a lot and then that was ramping right until COVID and that just decimated the entire business. we took us about two years to get to a million and then we started to double almost every year for a few years and that was like.   Seth Bradley, Esq. (40:02.432) Mm.   Eli Facenda (40:09.399) Really, really tough break at COVID, but that was the first million.   Seth Bradley, Esq. (40:11.63) COVID man. Nobody saw that coming. mean.   Eli Facenda (40:13.881) No, definitely, you know, group, large, large group sports international travel was like the worst potential. Like you can't go overseas and you definitely can't do it with 60 people. So was, was a brutal industry to be in.   Seth Bradley, Esq. (40:25.506) Right? Yeah, there were certain sectors that just, I mean, there was nothing you could do. We opened up our first gym actually two weeks before COVID hit in 2020. we had our, us like two years to open and then our grand opening. And then we had a bunch of free clients in those first two weeks. And then they ended up being free clients for about a year because we couldn't charge them. Cause we couldn't get them back in the gym. We're doing online workouts and all that kind of stuff is insane.   Eli Facenda (40:36.817) Ugh.   Eli Facenda (40:47.696) Wow.   Eli Facenda (40:53.337) And that's like where the true entrepreneurial muscles are definitely strengthened in times like that though. mean, like the people that bounce back and figure it out, like you just have a new sense of confidence of like, you know, I can handle anything.   Seth Bradley, Esq. (40:54.22) But hey, we adapt,   Seth Bradley, Esq. (41:06.764) Yeah, man. I mean, you pivot, right? Like I actually ended up launching my first podcast during during COVID because I was stuck inside and it was like, all right, let's let's do this. Let's get on Zoom and interview people and all that kind of stuff, man. So that leads us right to the next question. And how do you make your last million? How do you make that transition?   Eli Facenda (41:12.859) Cool.   Nice. Cool. I'll it.   Eli Facenda (41:24.143) Yeah, so the last million that I made was in the current business that I have. so essentially what we've been doing there for about four years now is helping entrepreneurs maximize their travel on credit card points. So helping them get their dream bucket list trips, these 30, 40, $50,000 trips all over the world for about 90 % off by leveraging credit card points. And we've traditionally had some pretty high ticket services. I mean, not crazy expensive, but like, you five, 10, 15 K and that range has been the main main service. And so,   We cracked our first million about two years in, so that was 2020, 2024 actually was the first year we made a million there.   Seth Bradley, Esq. (42:00.526) Awesome man, awesome. How about your next million? Where are you scaling to?   Eli Facenda (42:04.305) Yeah, so the next million I wanna make is the same business. love what I do, I really enjoy it. And what I wanna do is do it in a more community oriented and lower ticket way. So I wanna have bigger reach, more digital products, more of the community, more affiliate services and stuff like that. And I'm really excited about kind of cracking the code on that, because we've done it decently with the higher ticket stuff, more agency level, service level stuff, which is great. And we're still cranking on that, we're gonna keep growing it. But I really wanna see what we can do with...   So the lower ticket stuff, creating awesome stuff on YouTube that leads to different channels and distributions there. So that's the next million and same business, just different type of money.   Seth Bradley, Esq. (42:41.57) I love it man, yeah, that's kind of opposite of how some people approach it, right? You usually start with a lower ticket and then you have to build up that base before anybody will give you, you know, higher, pay for that higher ticket product, but you're kind of working backwards because you want to help more people.   Eli Facenda (42:56.677) Totally, exactly, yeah, and there's a limit. mean, what we do in the high ticket is incredible, but it really is a specialized skill. Like you think about like a bookkeeper or an accounting firm or something, like there's like a million bookkeepers. There's like 50 people that know points and travel to the level that I need them to know it to really serve clients with the highest level. So there's a real limit on the ability to scale that. And so it's also just like, we wanna be able to do really quality work for less people, but then serve more people with the other stuff too.   Seth Bradley, Esq. (43:25.368) Totally, totally.   Seth Bradley, Esq. (43:29.518) Cool, let's jump into the next one dude and we'll wrap up. Eli, you're clearly in the top 1 % of what you do. I don't even know if there's that many people out there that do what you do at all, period. So clearly in the top 0.0001%, what is it about you that separates you from the rest of the field?   Eli Facenda (43:49.701) I think it's our ability to actually live what we preach. This is something where, you know, there are other fantastic people that talk about credit card points, but very few of them are actually business owners, like that's who we serve, and very few of them are actually traveling in the way that they're trying to help people travel. So we've done both. I've built multiple businesses, so I understand the psychology and the relatability of how you wanna think about travel and points and the various stresses in your life, the limitations on time and complexity. And I also,   Seth Bradley, Esq. (44:06.062) Hmm.   Eli Facenda (44:20.636) What just happened?   Seth Bradley, Esq. (44:22.998) I'm not sure. We can splice it together, but let's see. Lost the video.   Eli Facenda (44:26.748) Let me see here. Did my camera die or something?   Bizarre. second.   Seth Bradley, Esq. (44:36.076) Yeah, weird. Never had that happen.   Seth Bradley, Esq. (44:42.038) Not a big deal, we can splice it together, but let's see if we can get your camera working again.   Eli Facenda (44:46.992) Don't see my camera get help. Is the audio coming through okay? Did it switch over there to my MacBook from the other one? Or it sounds the same.   Seth Bradley, Esq. (44:51.564) Yeah, I can hear the audio.   Seth Bradley, Esq. (44:57.806) I don't know. All I see is like a car. It's like I don't know. It's a card with a symbol on it I wonder what that is that riverside or is that your symbol? I can't be your symbol   Eli Facenda (45:06.556) weird. Get help.   Eli Facenda (45:12.006) Let me see.   trying to check this out.   Seth Bradley, Esq. (45:19.458) We can also just finish it with audio.   Eli Facenda (45:23.556) Is it, Dude, I don't know what's going on. Sorry about that. I've never seen...   Seth Bradley, Esq. (45:28.654) no worries, dude. We can just finish it with audio anyways.   Eli Facenda (45:31.63) New recording track created the participants have been recorded.   Issue device struggling to record. High load on your device. Try closing all other apps. Give me one second. I don't have any apps open. That's really weird.   Eli Facenda (45:53.126) Yeah, I don't know man. I apologize. I Okay, well yeah   Seth Bradley, Esq. (45:57.219) you're good, We'll just finish an audio and then I'll pull up for the video. I'll just black screen to a logo or something. So all good. I don't exactly know where you're at. If you want to start that sentence over.   Eli Facenda (46:04.048) Okay, cool.   Eli Facenda (46:07.866) Yeah, I'll just, I'll say, I'll just start. So yeah, so not only have we really walked the walk with actually living what we preach, but we also understand that psychology of what it's like to be a business owner, your limitations on time and complexity and all that stuff. And because we're talking about travel, people also want to know like what's actually in store for me in this destination. I've been to 50 countries now and my business partner has been to almost 100.   We have other team members who are all over 30, 40, 50 countries. So we've been to a lot of the destinations around the world that we're advising people to go to. So we know the ins and outs, best places to stay, hidden gems, top restaurants, stuff like that, that really add another layer of personalization and true experience into the service. So I think those are the things that really make us most credible in this space.   Seth Bradley, Esq. (46:57.506) Dude, it's so important, right? Like there's so many, you know, there's so much content out there now. There's gurus and coaches and mentors, whatever you want to call them. Like the ones that are truly valuable and that people should pay attention to are the ones that are actually practicing what they preach, right? The ones that aren't just selling you education or aren't just selling you a product. Like they're actually, they've done what they're selling and they continue to   enjoy or do what they're selling.   Eli Facenda (47:28.635) 100%, yeah, if you're a living embodiment of what you do, it makes it that much easier to communicate it and sell it because you just are the thing you're selling.   Seth Bradley, Esq. (47:38.764) Yeah, absolutely. What's one thing someone listening could do today to get 1 % closer to their dream life?   Eli Facenda (47:45.089) One thing that would be the easiest is to spend 30 minutes, go on Instagram, go on your favorite social media site, go on some travel blog site, look for your dream destination, then pull up your calendar and put a time on the calendar where you're committing to go. One of my favorite quotes is from Tim Ferriss, I forget the exact quote, but basically the idea is that if you don't schedule your fun first, it won't happen.   because your business and your life will take up as much space as you allow it to. So most people find that I'll take the trip when it's convenient. I'll take the trip when I have more time. That time is never coming until you make it a priority. So the one thing they can do to get closer to their dream life is to just make a more bold commitment to putting the time on the calendar and be like, I am going and make some sort of investment, whether you're telling someone, whether you're putting some money down, whether you're learn the point stuff, that's gonna be the biggest leverage you can make.   to make sure that you actually follow through on taking these trips and then you'll find how to get there on points if you need to from there.   Seth Bradley, Esq. (48:50.766) 100 % man, gotta put it, people, entrepreneurs, people like us, we work in all the time, you've gotta put it, put it in your schedule. You've gotta block it out, commit to it.   Eli Facenda (48:59.821) Absolutely, 100%.   Seth Bradley, Esq. (49:04.554) Alright dude, I think we got it wrapped up, man.   Eli Facenda (49:05.743) Beautiful. Awesome, Dan. Well, this was super fun and I apologize agai

Are Armenia and Azerbaijan on a path to peace, or is the latest deal signed at the White House a rushed agreement that lets Baku off the hook for its aggression - from the ethnic cleansing of Nagorno Karabakh to its unlawful detention of Armenian POWs? Thanos Davelis digs into this question with Aram Hamparian, the executive director of the Armenian National Committee of America, as we look at what this deal means for peace and stability in the region.You can read the articles we discuss on our podcast here:You can read the articles we discuss on our podcast here:Leaders of Armenia and Azerbaijan Sign Peace Pledge at White HouseIf Azerbaijan Breaks its Agreements, Are Armenians Prepared to Resist?Donald Trump brokers a peace plan in the CaucasusWildfires sweep Greece, trigger mass evacuationsBrussels wants to ditch Russian gas. Turkey could keep it flowing undetected.

This week Emma is just back from her Holiday's in Greece and Deirdre is jet setting off to The Edinburgh Fringe (without her laptop)! We hear all about Emma's holiday bus disaster and the first signs of her perimenopause. We also get a behind the scenes perspective on The Edinburgh Fringe from Deirdre. If you can't get enough of Keep It Tight sign up to HeadStuff+ for an weekly bonus episode at⁠ ⁠https://headstuffpodcasts.com/membership/⁠⁠ ⁠⁠This Podcast is part of the Headstuff Network. Artwork: Alan Bourke-Tuffy Learn more about your ad choices. Visit megaphone.fm/adchoices

Following on from last week's discussion about how long a rooster could last without a head, we delve deep into the world of fowl again. Dave explains just how to coax a chicken, and even a shark into a trance-like state.Neil then attempts to elevate the level of discourse by dropping ancient Greece and American Civil Rights attorneys into the chat.His attempt, as usual, fails. But at least they do answer the perennial question, how many horsepower is a horse?To listen to Dave on the radio check outhttps://www.todayfm.com/shows/dave-moore-1499732 To see Neil on tour check outwww.neildelamere.com/gigs Sources:https://www.irishtimes.com/culture/books/trust-me-i-m-a-lawyer-my-debt-to-clarence-darrow-1.3093181https://www.merriam-webster.com/dictionary/boustrophedonhttps://www.sciencefocus.com/science/how-much-horsepower-does-a-horse-havePresented and Produced by Neil Delamere and Dave MooreEdited by Nicky RyanMusic by Dave MooreArtwork by Ray McDonnell Hosted on Acast. See acast.com/privacy for more information.

This week, Monica Rosenfeld of Stories That Stir joins us to dive into the power of stories, and how you can use your story to cut through the noise – be it in your emails, your social media, or out on the stage. With years of experience as a storyteller, business owner, and speaker, Monica shares exactly how women business owners can use storytelling as their most powerful marketing tool. We're talking about using stories to attract your ideal clients, show up more confidently, and rewrite your internal narrative on this week's episode – because YOUR story is worth telling. Here's What You'll Discover in the Episode:  The science behind storytelling and what exactly happens in your brain and body when you hear a story (and why that emotional connection is SO strong!) How sharing YOUR story can cut through marketing noise and help you stand out in a saturated space Why your humanity is your greatest asset, and how sharing personal stories with purpose can build instant trust and connection How to share with vulnerability WITHOUT compromising your credibility or trustworthiness Monica's incredible story-mining tips to help you find the right stories from your life (without feeling forced to overshare!) What makes a story truly shine (from universal story structures to emotional hooks to strategic vulnerability) Hear Monica's own journey of how the COVID lockdown inspired her to launch Stories That Stir. And so, so much more… Mentioned in This Episode: The HerBusiness Network HerBusiness Trailblazers - Join us in Crete, Greece, in October Stories That Stir Global Events Magnetic Brand Storytelling Masterclass Episode 313 - What If You Followed That Hunch? The Power of Pursuing Curiosity in Business with Valerie Khoo Reviewer - Kate Tribe - Shop

In this episode of 'Sader Stories Kevin Gehl sits down with Men's Basketball head coach Dave Paulsen, Guard Tyler Boston '28, and Guard/Forward Gabe Warren '27 to discuss their recent trip to Greece.

One-Act Play Collections - Book 15, Part 3 Title: One-Act Play Collections - Volume 15 Overview: Here, in our 15th collection, are 10 One-Act Plays for your enjoyment. They range from the mid-1600s to the early 1900s, from outright farce to bittersweet relationships, all short gems to make you laugh, cry, think, or all three. A one-act play is a play that has only one act and is distinct from plays that occur over several acts. One-act plays may consist of one or more scenes. The 20-40 minute play has emerged as a popular subgenre of the one-act play, especially in writing competitions. One-act plays make up the overwhelming majority of Fringe Festival shows including at the Edinburgh Fringe Festival. The origin of the one-act play may be traced to the very beginning of recorded Western drama: in ancient Greece, Cyclops, a satyr play by Euripides, is an early example. The satyr play was a farcical short work that came after a trilogy of multi-act serious drama plays. A few notable examples of one-act plays emerged before the 19th century including various versions of the Everyman play and works by Moliere and Calderon. One act plays became more common in the 19th century and is now a standard part of repertory theatre and fringe festivals. Published: Various Series: One-Act Play Collections List: One-Act Play Collections, Play #36 Author: Various Genre: Plays, Theater, Drama Episode: One-Act Play Collections - Book 15, Part 3 Book: 15 Volume: 15 Part: 3 of 3 Episodes Part: 3 Length Part: 2:13:24 Episodes Volume: 10 Length Volume: 6:23:05 Episodes Book: 10 Length Book: 6:23:05 Narrator: Collaborative Language: English Rated: Guidance Suggested Edition: Unabridged Audiobook Keywords: plays, theater, drama, comedy, hit, musical, opera, performance, show, entertainment, farce, theatrical, tragedy, one-act, stage show Hashtags: #freeaudiobooks #audiobook #mustread #readingbooks #audiblebooks #favoritebooks #free #booklist #audible #freeaudiobook #plays #theater #drama #comedy #hit #musical #opera #performance #show #entertainment #farce #theatrical #tragedy #one-act #StageShow Credits: All LibriVox Recordings are in the Public Domain. Wikipedia (c) Attribution-ShareAlike 3.0 Unported License. WOMBO Dream. ToddHW.

REMINDER: This is our final episode in SEASON 7. We have a 2 week break and launch SEASON 8 SEPTEMBER 2nd! (It's a great time to catch up on any missed episodes & binge a few! Great stuff coming ahead... don't go anywhere!!)------------------------------------------IIn this episode, Greg Denning shares a life-changing truth every father and husband needs to hear. If you're struggling with marriage communication or wondering how to raise successful kids, this episode is for you.Join Jenilee Samuel and Greg as they uncover how your love for your wife directly impacts your children's success. Hearing God's voice and being spirit-led can heal your family, strengthen your marriage, and create a thriving home environment.How a father's love for his wife shapes his children's success.Why hearing God's voice restores emotional connection in your marriage.Practical steps to rescue your marriage and raise successful kids with spiritual clarity.Tools to break generational cycles of trauma and pain.The importance of being emotionally present in your marriage and parenting.If you're ready to transform your family, this episode is packed with actionable insights. Don't miss Greg's wisdom on how hearing God's voice and leading spiritually will not only heal your marriage but shape your kids into emotionally healthy and successful individuals.Marriage impacts child success: Your relationship with your wife affects everything.Spiritual guidance: Hearing God's voice transforms relationships and parenting.Healing generational pain: Break cycles by addressing emotional needs and following God's voice.Presence over perfection: Being present in your marriage and parenting matters more than perfection.In this episode, you'll learn:Key Takeaways:Marriage as the foundation: A strong marriage creates the foundation for thriving kids..Resources Mentioned in this Episode:The Ultimate Parenting Checklist: [Download Here]Raising Well-Adjusted Kids: [Download Guide Here]Greg's Book: The Formidable Family Man: [Learn More & Get Your Copy]Connect with Greg Denning and Rachel Denning: Action Steps:Pause right now and think about how you're currently communicating with your wife. Are you emotionally present? What small changes can you make today?Download the parenting checklist and start implementing the strategies that can change your family dynamic for good.Don't forget to subscribe and leave a review if you found this episode helpful! Share this episode with other dads, husbands, or anyone looking to strengthen their family and grow spiritually.CONNECT WITH JEN BELOW:• Join me in Greece on a special trip with my listeners!  We will explore, make memories, eat great food, see biblical and historical sites & encounter Jesus.  Take this 2 minute survey to help me start planning it: https://my.trovatrip.com/public/l/survey/jenilee-samuel

The gods of ancient Greece had complicated relationships. As an example, consider Ophiuchus. He’s represented by a constellation that passes across the southern sky on summer evenings. The constellation represented Asclepius, the god of medicine and the son of the god Apollo. In one version of the story, Asclepius killed a snake with his staff. But another snake dropped some herbs on the dead one, bringing it back to life. Asclepius then used those herbs to resurrect the son of King Minos. Business was so good for Asclepius that fewer people were entering the underworld. So Hades, the god of the underworld, complained to Zeus, the king of the gods. Zeus then killed Asclepius with a lightning bolt. But that didn’t sit well with Apollo. To appease him, Zeus placed Asclepius in the sky. Today, those stars are known as Ophiuchus, the serpent bearer. He’s depicted with a snake wrapped around his waist. And that’s why the symbol for modern medicine is a pair of snakes wrapped around a staff – it represents the story of Ophiuchus. Look for the serpent bearer high in the south as night falls. Its stars are faint. Under a dark sky, though, they form a pattern that resembles a coffee urn. It stands upright in early evening, but lies on its side later on. The constellation’s brightest star is at the top of the coffee pot – the “head of the serpent bearer.” More about Ophiuchus tomorrow. Script by Damond Benningfield

Jeffrey Pritchard, Legal Director of the Coalition for Political Forecasting, analyzes lawsuits about Kalshi's sports contracts and their implications for prediction markets. Rule3O3 discusses Indian-American gender divides and the impact of childhood grievances on politics. Timestamps 0:11: Chougule introduces segment with Pritchard 1:07: Chougule introduces Rule3O3 segment 1:28: Mamdani victory 2:10: Intro ends 4:10: Pritchard segment begins 4:13: Why Kalshi wants to be regulated under federal law 4:41: State regulation 6:34: CFTC 7:24: State compliance costs 7:43: Kalshi's goal 9:09: Liquidity 10:59: Criticisms of Kalshi 11:08: Zubkoff tweet 12:40: Pritchard agreement with Zubkoff 12:54: Contradictions in Kalshi's position 13:41 : Mansour response to Zubkoff 14:37: Pritchard response to Mansour 16:28: Chougule's view of Kalshi sports contracts 18:28: Chougule defends Kalshi 19:46: Market demand for sports betting 20:24: The need to attract sports bettors  21:22: Regulatory environment 22:53: Retail traders 24:01: Gaming industry 29:48: Lawsuits 29:58: Nevada 30:37: New Jersey 31:15: Maryland 31:23: Illinois 31:46: Third Circuit 32:11: Timing 32:24 : Pritchard segment ends 32:39: Rule 3O3 segment begins 32:41: Gender divides among Indian-Americans 32:54: Saira Rao 33:22: White women 35:51: Finding an edge through elite thinking 36:06: Childhood trauma 36:57: Outsider psychology 37:34: Political biographies 38:20: UVA rape accusation 40:31: Crime demographics in mainstream media 42:41: Rule3O3 segment ends 42:57: DC August Forecasting and Prediction Markets meetup Star Spangled Gamblers is a podcast on betting and winning real money on politics. SUPPORT US: Patreon: www.patreon.com/starspangledgamblers FOLLOW US ON TWITTER/X: @ssgamblers VISIT OUR WEBPAGE: www.starspangledgamblers.com  Trade at Polymarket.com, the world's largest prediction market. Join us for our monthly DC Forecasting & Prediction Markets meetup on Thursday, August 14 from 6-9pm. We're returning to Rocklands BBQ in Arlington a few blocks from the Virginia Sq-GMU metrorail stop on the Orange/Silver line. Free parking also available. We'll be in the private space upstairs; head to the back of the restaurant, and up the stairs on your left. Our guest speaker this month is Ambassador Tom Miller. A 29-year career diplomat, Ambassador Miller's experience in the Foreign Service spanned many continents, including posts in Greece, Bosnia-Herzegovina, Cyprus, Thailand as well as the State Department in Washington, where he worked on North Africa, the Middle East, and counter-terrorism issues. From 2019 to 2022, Tom was Chair of the Board of the US subsidiary of Intralot, Inc., a US corporation that runs lotteries in 11 states. Last-minute/onsite walk-in RSVPs here on this Partiful event page are welcomed! https://partiful.com/e/2VIW9cQaw6pexbaQSmUh?f=1&photo=all Who are we? We are prediction market traders on prediction markets like Kalshi, Manifold, PredictIt, and Polymarket, forecasters (e.g. on Metaculus and Good Judgment Open), sports bettors (e.g. on FanDuel, DraftKings, and other sportsbooks), consumers of forecasting (or related) content (e.g. Star Spangled Gamblers, Nate Silver's Silver Bulletin, Scott Alexander's Astral Codex Ten), effective altruists, rationalists, futurists, and data scientists. Forecast on Manifold how many people will attend meetups this year: https://manifold.markets/dglid/how-many-attendees-will-there-be-at?play=true This meetup is hosted by the Forecasting Meetup Network. Help us grow the forecasting community to positively influence the future by supporting us with an upvote, comment, or pledge on Manifund: https://manifund.org/projects/forecasting-meetup-network---washington-dc-pilot-4-meetups Get notified whenever a new meetup is scheduled and learn more about the Forecasting Meetup Network here: https://bit.ly/forecastingmeetupnetwork Join our Discord to connect with others in the community between monthly meetups: https://discord.com/invite/hFn3yukSwv

Most people have belonged to a book club at some point in their lives, but have you ever thought about the history of book clubs?  Come find out about how book clubs have developed and changed over time, from ancient Greece, to Puritan America, to Oprah.  Probably the only thing they all have in common is at least one member who didn't do the reading.

Sent us text! We would love to hear from you!You probably have talents you have not explored yet. Take the time to try something new, something that you really desired, but never got around to ever starting. Virgin Voyages is providing Commander Drew and his lovely wife another great adventure in the Mediterranean Sea. He is such a regular on the Virgin line that he knows the layout of all of their big ships. He is having such a good time he actually had flashbacks to being in the Navy when he volunteered to  participate in an exercise in survival with U.S. Marine Corps that took place on the largest island in Greece, the island of Crete. He had to rough-it for a while but survived the encounter. This time the ship is heading to Crete, but he won't be roughing-it; he will be sitting in the lap of luxury probably lounging somewhere on a beach frequented by the rich and famous, where a simple lunch for two costs about $500.00 (give or take.) For some good news in the world, consider that recent studies suggest that eggs, once cited as unhealthy due to cholesterol, was said in error as egg consumption may actually lower unhealthy (bad)  cholesterol when used as part of a diet low in saturated fat. There is no need to die of loneliness if you have the strength to get out in the world and try something new. Meet a wingman who did a good deed and lifted the spirits of a group of elders   who needed to see a new view of the outside world. 

William and Kate are skipping VJ Day events, sparking fresh whispers about the Princess's health. A new book claims Prince Andrew once called a staffer an imbecile” over the Queen Mother's title. Meghan Markle turns her rosé into Instagram-ready popsicles, and Queen Camilla sails Greece's coast aboard a billionaire friend's $38 million superyacht.  These people love superyachts.Follow our new series Crown and Controversy! Follow now.  The full Season 1 is available now for premium subscribers.  Episodes come out every Sunday on the normal feed. Become a premium subscriber! (no ads). For Apple users, hit the banner on your Apple podcasts app which says UNINTERRUPTED LISTENING. You also get 25+ other series from comedy to paranormal, royals, romance, trivia, politics, movies, music, murder, sports, travel, religion, spirituality, celebrity gossip and feuds, consisting of THOUSANDS OF SHOWS AD-FREE! (it's only $4.99 a month with a free-trial month) PLUS, subscribers get offers like early show releases and subscriber-only shows. Go to Caloroga.com for all our shows! Subscribe to Deep Crown's free newsletter at https://deepcrown.substack.com

This week we're joined by our friend Ashwin Muthiah from the unPINNED Wine Course and the newly launched unPINNED Wine Club. We talk about why wine education can feel too rigid, how rating systems miss the mark, and why genuine joy is key to building trust and community in today's wine world.Ashwin also shares what inspired him to start the wine club and his passion for exploring the other 10,000 wine grapes beyond the usual suspects. We also review one of the club's selections , Gavals Posta, which is super coo white blend from Santorini in Greece.So grab a glass of your favorite Greek white wine and join us as we catch up with an old friend and talk about new grapes!Want to learn more about the unPINNED Wine Club? Check them out at the following places!unPINNED Wine Club websitehttps://unpinnedwineclub.com/unPINNED on Instagramhttps://www.instagram.com/unpinnedwine/ Connect with the show. We would love to hear from you!Stop Wasting Your Wine on Instagram⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/stopwastingyourwine/⁠⁠⁠⁠⁠⁠⁠⁠Stop Wasting Your Wine on YouTube⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@StopWastingYourWine⁠⁠⁠⁠⁠⁠⁠⁠The Stop Wasting Your Wine Website⁠⁠⁠⁠⁠⁠⁠⁠https://stopwastingyourwine.com/⁠⁠⁠⁠⁠Chapters00:00 - Intro00:39 - Welcome Back Ashwin05:29 - Question 1: What's new with unPINNED?15:06 - Question 2: How doe you do such a good job connecting with people about wine? 18:14 - Question 3: Tell us about the community surrounding the unPINNED Wine Club. 20:41 - Wine Discussion: Smells and Tastes45:00 - The Review 52:00 - Game: Pick Your Poison 56:19 - Outro

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

(00:00-20:48) Wild card, here we come. Thought that rain delay was gonna snag Sonny Gray. Audio of Gray talking about the not trying to "look like an idiot" last night. Some positives out of Jordan Walker. Martin's holding rights for Gorman. Time for Slurpees. Shout out Herb in Greece. City Connect uniforms. Craig T. Nelson. St. Louis, we're an impacted colon.(20:57-39:46) Here come the Rockies. Is tonight a night to hammer the over? How often does Doug have a sports-related cry? Just the sight of Yadier Molina makes people weep. Which local athletes took poor performances and tough games the hardest? It all goes back to money, sex, or religion. Marmol got a peek at the text line when he was in with BK & Ferrario on Friday.(39:56-59:27) Is this the heavy petting anthem? What are the Cardinals' current odds to make the playoffs. Holes are tightening in New York. Quite a few games against teams ahead of them in the wild card. Good morning, Pestus. Pestus thinks it's gonna be a magic week. Pestus wants to know why Jackson doesn't like dogs. Pestus is an emotional fella. Herb's brown shirts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What would you do with a million dollars? Brian would buy a car. Liz would build a writing retreat. Welcome to marriage. In this episode, Brian and I chat about money, marriage tiffs, and why giving yourself time — real, uninterrupted, guilt-free time — can change everything. We talk about our last precious days in Greece (and why we never want this spell to end), the joy of being unapologetically self-indulgent, supporting adult kids while still carving out a life of your own, and what “being time-rich” really means. Thank you for subscribing and taking the time to leave us a review. Your support means the world to us and is what keeps us going. Kia kaha, Liz and Brian x PS: If you haven't yet joined my inner circle of friends, my life-letter readers, please do. You will be the first person I share everything with. I'd love to have you. Go here to join us.   And...if you're feeling really, really generous and have a few minutes to spare, it would be wonderful if you'd leave us a review. Your support means the world to us. Thank you. ❤️ Subscribe to this PODCAST on Apple Subscribe to this PODCAST on Android Subscribe to this PODCAST on Spotify   Liz and Brian x PS: If you haven't yet joined my inner circle of friends, my life-letter readers, my gorgeous, trusted confidants, please do. You will be the first person I share everything with. You can sign up for my FREE Front Row Newsletter HERE.   Get Liz's book, ⁠⁠⁠⁠⁠⁠THE TRAVEL BOG DIARIES⁠⁠⁠⁠⁠⁠

Olympiacos has concluded phase 2 of its preseason in Holland and has returned to Greece. After the friendly against Union Berlin, Olympiacos faces its toughest tests of the preseason coming up against Napoli and Inter. We're chatting news, results from the friendlies, and how we think the squad is shaping up!

After President Trump fired the head of the Bureau of Labor Statistics, economists and statisticians across the board were horrified. Because the firing raises the spectre of potential manipulation – and it raises the worry that, in the future, the numbers won't be as trustworthy.So: we looked at two countries that have some experience with data manipulation. To ask what happens when governments get tempted to cook the books. And...once they cook the books... how hard is it to UN-cook them?It's two statistical historical cautionary tales. First, we learn how Argentina tried to mask its true inflation rate, and how that effort backfired. Then, we hear about the difficult process of cleaning up the post-cooked-book mess, in Greece. For more: - Can we just change how we measure GDP? - The price of lettuce in Brooklyn - What really goes on at the Bureau of Labor Statistics (Update) - Can we still trust the monthly jobs report? (Update) - How office politics could take down Europe - The amazing shrinking economy might stop shrinkingListen free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter.Support Planet Money, get bonus episodes and sponsor-free listening and now Summer School episodes one week early by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

This 2019 episode covers Sappho, often described as the greatest female poet of ancient Greece. Her reputation as a poet has persisted for more than 2500 years, but the overwhelming majority of her work has not.See omnystudio.com/listener for privacy information.

Ryan's back from 27 days in Greece, and he's got stories. A bee sting to the throat, a jellyfish sting, lost luggage, and a nearly missed flight… all while trying to stay calm with two young kids. In this solo episode, he shares what went wrong, what went right, and why the best parenting lessons happen when nothing goes according to plan.Give yourself the ultimate gift of parenting tools, structure, and community. Join The Daily Dad Society here: https://dailydad.com/societyPESTIE | Protect your home from bugs with Pestie. Go to pestie.com/dad for an extra 10% off your order!  Tinker, create and innovate with KiwiCo! Get up to 50% off your first crate at KiwiCo.com with code DAILYDAD✉️ Sign up for the Daily Dad email: DailyDad.com

Marissa Rodriguez is an e‑commerce growth expert who's helped clients generate over $100 million in online revenue. After leaving a decade‑long corporate career in fashion, she built a location‑independent business, eventually relocating to Greece in 2021. Through her company, Through Experience, she mentors entrepreneurs on building high‑revenue e‑commerce brands that support personal freedom. Top 3 Takeaways Act Entrepreneurially—Even in a Job: Find problems no one else is fixing, deliver unexpected value, and make yourself indispensable. Play the Long Game: Short‑term “step‑backs” in pay or title can massively expand your future market value if they build new capabilities. Design for Freedom: If your work is location‑agnostic, challenge assumptions about where and how you “must” live to be successful. Notable Quotes “I didn't see a ceiling in terms of earning potential—I just asked, ‘Where can I create value no one else is?'” “You can never be worse off by investing in your ability to learn and expand your capabilities.” “Sometimes you don't need the whole plan—you just need to take the next right step.” Connect with Marissa Rodriguez / Through Experience: Website & Programs: throughexperience.com

President Trump fired the commissioner of the Bureau of Labor Statistics following a weak jobs report. On this week's On the Media, how the Trump administration is threatening government data. Plus, a viral YouTube channel raises questions about the meaning of political debate. [01:00] Host Brooke Gladstone situates President Trump's recent firing of the commissioner of the Bureau of Labor Statistics within a larger effort to discount facts that aren't politically convenient. Plus, Amy O'Hara,  a professor at Georgetown's Massive Data Institute, on the importance of government data, and  Andreas Georgiou, a scholar in statistics at Amherst College, on his years-long battle to defend accurate economics data in Greece.[12:34] Brooke speaks with Angelo Carusone, the president of Media Matters, a liberal watchdog group that follows and fact-checks right-wing outlets like Fox News, NewsMax, and the Tucker Carlson Network, about the group's fight for survival as it faces a deluge of lawsuits brought by Elon Musk's X. [28:22] Host Micah Loewinger delves into the meteoric rise of the YouTube channel Jubilee with technology and online culture journalist Taylor Lorenz, and the channel's mission of fostering “radical empathy” by hosting political debates between wildly opposing groups. He speaks with Mehdi Hasan, editor-in-chief of Zeteo, about his recent Jubilee debate with far right conservatives and how the channel is transforming the meaning of political debate. Plus, Stassia Underwood, a participant of one Jubilee debate, opens up about her experience on set. Further reading:“Under Siege From Trump and Musk, a Top Liberal Group Falls Into Crisis,” by By Kenneth P. Vogel, Kate Conger, and Ryan Mac“1 Conservative vs 25 LGBTQ+ Activists (feat. Michael Knowles)” (Jubilee)“1 Progressive vs 20 Far-Right Conservatives (ft. Mehdi Hasan)” (Jubilee) On the Media is supported by listeners like you. Support OTM by donating today (https://pledge.wnyc.org/support/otm). Follow our show on Instagram, Twitter and Facebook @onthemedia, and share your thoughts with us by emailing onthemedia@wnyc.org.

Music guest Landlady perform songs that inspire drummers eaten in CBGB hallowed hall; Greece vs Grease; TSA test with the Commodores; getting something legally lost; soup burns & lobster bites.Grab a t-shirt and unlock the BONUS SCENE(S) at improv4humans.com and gain access to every episode of i4h, all ad-free, as well as TONS of exclusive new podcasts delving deeper into improv, the history of comedy, music and sci-fi.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rachel Sylvester travels to Greece to investigate whether genetic science could change the story in the case of Roula Pispirigou – a mother who was convicted of killing her three young children just last year.Our thanks to The Francis Crick Institute for sharing recordings and insights. Reporter: Rachel SylvesterProducer: Gary MarshallMusic supervisor: Karla PatellaSound design: Rowan BishopPodcast artwork: Lola WilliamsExecutive producer: Basia CummingsThis episode is sponsored by The Life of Chuck. Join us across the UK for a preview screening on Wednesday 13 August, before it hits cinemas nationwide on 20 August. Find the locations and book now at SEEITFIRST.COM and enter the code CHUCK. Hosted on Acast. See acast.com/privacy for more information.