Podcast appearances and mentions of travis hornsby

We're pulling back the curtain on student loans with expert and founder of Student Loan Planner, Travis Hornsby. Initially impacting younger borrowers, the student loan crisis now affects those in their 40s, 50s, and even 60s. The balances are getting bigger, lasting longer and rules are becoming more complex! It can be confusing, but this episode will give you clarity and help you tackle your student loan challenges head-on. We explore smart repayment strategies, student loan forgiveness, the impact of current and future government policies and more.   

Veterinarians take on jaw-dropping levels of student debt, often pay longer than other professions, and face repayment rules that seem anything but fair. Travis Hornsby, founder and CEO of Student Loan Planner and SLP Wealth, joins us in unpacking why veterinarians are often left with the short end of the stick under current student loan rules. He shares how he uncovered this systemic issue and the viral article that started a conversation in the vet world. If you've ever felt frustrated by student loans or wondered how to navigate them as a vet, this episode gives you actionable insights and a dose of real talk about what's broken — and what vets can do to get their own loans on track.Key moments:(04:19) Limited lobbying power leaves veterinary medicine at a disadvantage compared to human health care when it comes to student loans(10:50) Pandemic pet adoptions and retirements have boosted salaries in veterinary medicine(15:27) New vet schools could flood the labor market, potentially driving incomes down due to increased competition(20:29) Pet owners are treating animals more like family, increasing demand for high-quality careLinks mentioned in this episode:Veterinarians Are Treated Horribly Under Student Loan RulesDVMs deserve financial experts who speak their language. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.Like the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple Podcasts

In this episode of the Money Meets Medicine podcast, host Dr. Jimmy Turner is joined by student loan expert Travis Hornsby to discuss the intricate and evolving landscape of student loans. The episode is timely, releasing on Christmas Day 2024, just weeks before the anticipated Trump administration takes office. This transition has significant implications for student loans, particularly in light of the complex and often conflicting policies introduced by the Biden administration.  Turner and Hornsby delve into topics such as Public Service Loan Forgiveness (PSLF), the impact of recent executive actions, and the potential changes under the incoming administration. They emphasize the importance of understanding the technical details of student loans, cautioning listeners to consult experts and carefully consider tax implications. The episode also highlights the importance of becoming a 'mini expert' in managing student loans due to the increased complexity of the system over the past 12-18 months. Looking to get started on your financial literacy journey? Download a free copy of The Physician Philosopher's Guide to Personal Finance https://moneymeetsmedicine.com/freebook  

In this comprehensive episode of Finding Financial Freedom with The Frugal Physician, Dr. Disha Spath hosts Travis Hornsby, founder and CEO of Student Loan Planner, to explore the current landscape of student loans and repayment strategies for high-debt professionals. With over $800 million in student loans consulted on, Travis is an authority on loan repayment and shares crucial insights on navigating Public Service Loan Forgiveness (PSLF), recent policy changes, and strategies for repayment that every physician, professional, and student loan borrower needs to know. Discover how changes in student loan policies under the Trump, Obama, and Biden administrations have reshaped the repayment landscape and what potential policy shifts could mean for borrowers in the coming years. Travis also discusses methods to optimize PSLF eligibility, the pros and cons of refinancing, and the best strategies for long-term financial freedom despite student loan debt. Key Topics Covered: Travis Hornsby's Journey & Student Loan Planner's Mission Travis's background in finance and bond trading at Vanguard, his journey to starting Student Loan Planner, and why he's dedicated his career to helping borrowers navigate complex student loan systems. Public Service Loan Forgiveness (PSLF): From Inception to Transformation How PSLF has evolved since its inception in 2007, including challenges under the Trump administration and impactful changes introduced by President Biden. Changes in Income-Driven Repayment (IDR) Plans Overview of the original income-driven repayment options (PAYE, REPAYE, IBR, ICR) and how Biden's new SAVE plan replaced REPAYE with enhanced interest subsidies. Potential Pitfalls & Common Mistakes in Repayment Plans How to avoid costly missteps when selecting a repayment plan, including considerations around PSLF qualification, income certification, and timing of tax filings. Navigating Political and Legal Challenges in Student Loan Policies Insights into current legal challenges to the SAVE plan and potential impacts of future policy changes on IDR options for physicians and other borrowers. Refinancing vs. Forgiveness Travis outlines when it's beneficial to refinance your loans versus staying on a PSLF track, with practical advice for borrowers based on debt-to-income ratio and financial goals. Resources Mentioned: Student Loan Planner for calculators, tools, and professional consultations. Travis's Books: Managing Your Money in Your Twenties and Thirties and 25 is the New 65: How to Retire Outrageously Early. Listener Takeaways: Gain a better understanding of student loan repayment plans and forgiveness options. Learn the strategies for managing student loans amidst political upheaval and legal challenges. Understand when refinancing makes sense versus sticking with PSLF or other forgiveness options. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Travis Hornsby, CFA, CFP, Student Loan Planner Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment.   This episode is sponsored by: PearsonRavitz– Helping physicians safeguard their most valuable assets.  This episode is also sponsored by FacetWealth– Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.

Travis Hornsby is the founder of Student Loan Planner, an RIA and student loan consulting company based out of North Carolina that serves nearly 1,400 households with ongoing financial planning and has consulted with over 15,000 clients on student loan debt. Travis quickly expanded his financial planning client base to 1,400 in just over a year by leveraging his extensive pool of student loan consulting clients, which had significantly grown over the past decade. Listen in as Travis shares how he carved out a niche in student loan planning, which laid the groundwork for transitioning into comprehensive financial planning. He discusses his strategic approach to pricing and client service that spurred rapid business growth, and delves into the personal and professional transformations that prompted his move to establish an RIA. Travis also reflects on how his personal journey through FIRE (Financial Independence, Retire Early) movement influenced his business decisions, allowing him to seize growth opportunities that aligned with his values and effectively broaden his service offerings. For show notes and more visit: https://www.kitces.com/409

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2208: Travis Hornsby offers insightful guidance on choosing between Roth and Traditional retirement accounts when managing student debt. He explains the advantages of each option and provides specific recommendations for different financial scenarios, helping listeners make informed decisions about their retirement savings strategy. Read along with the original article(s) here: https://www.studentloanplanner.com/roth-traditional-student-debt/ Quotes to ponder: "Most resident programs are located in higher tax areas with a high cost of living. That means our reader is probably not deciding where to put his next $15,000, but more like his next $5,000." "You're protecting against downside risk in retirement when you save in a Traditional account. If you're going for Public Service Loan Forgiveness, you should really focus on building assets and protecting against the worst case scenario, which is you having to work forever." Episode references: The Mad Fientist - Traditional IRA vs. Roth IRA: https://www.madfientist.com/traditional-ira-vs-roth-ira/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2721: Explore the significant benefits and potential drawbacks of refinancing your student loans with Travis Hornsby's comprehensive guide. Discover if this financial strategy fits your personal circumstances to potentially save thousands and simplify your debt management. Read along with the original article(s) here: https://www.jackiebeck.com/refinance-student-loans/ Quotes to ponder: "Student loan refinancing is simply getting a new private student loan at a new interest rate that will replace the old one." "If your student loan interest rate is above 5%, explore what's available through refinancing." "Refinancing your student loans could cut thousands if not tens of thousands of dollars off your student loan debt." Episode references: The Student Loan Planner: https://www.studentloanplanner.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're talking about how parents help finance their kid's education. Specifically, we're going to discuss Parent PLUS loans and how they impact millions of Americans hoping to retire. Americans above the age of 60 are drowning in student loan debt, both their own and that of their kids. The number of people over the age of 60 who have student loan debt has sextupled since 2004, now at $125 billion. Part of that debt is made of Parent PLUS loans: loans taken out by parents to help students. 3.7 million people of varying ages owe $108.5 billion in Parent PLUS debt. If you're one of those parents, there's stuff you need to know. Because some options you now have to deal with PLUS loans will soon be going away. It's so serious, it's being called the PLUS loan cliff. Sounds ominous! Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's guest is Travis Hornsby, the founder and CEO of Student Loan Planner. He's going to help us navigate this confusing topic and tell us how to handle this debt. Before we start, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. It's also important to note that Miranda has a freelance relationship with Student Loan Planner. She provides content for them on a contract basis. You can listen to the podcast wherever you get your podcasts: Listen on Apple PodcastsListen on Google PodcastsListen on SpotifyLet's talk about paying for college Parent PLUS loans are a type of Direct loan. When loans for undergraduate students fall short of meeting funding needs, Parent PLUS loans can fill the gap. The student loan system is complicated, and it's important to understand how you can pay for college, whether you get loans or not. Here's more information about student loans and paying for college, including ideas for getting a better return for your tuition buck in terms of jobs. What to Know About Student Loans Before You Borrow7 Ways to Get Free Money for College5 College Majors With the Worst Employment Rates — and 5 With the BestTop 20 Colleges and Universities That Hire for Flexible Jobs10 Colleges Where Tuition Is Free10 Things College Students Should Learn About MoneyGood Jobs That Don't Require a College Degree9 Colleges That Offer Free Tuition for Seniors8 Ivy League Colleges That Offer Free Online CoursesFree College Courses for Seniors in Every StateCan't Afford a College Degree? Consider Certification and a New JobWhat you need to know about student loans, including Parent PLUS loans Student loan debt can feel overwhelming. However, there are programs for forgiveness. It's also important to understand the difference between private and federal student loans. Here are some resources you can use to learn more, both on Money Talks News and on other websites. 13 States That Could Tax Forgiven College Loans11 Ways to Pay Off Student Loans Fast5 Ways to Avoid Drowning in Student Loan Debt if You Drop Out of CollegeHow to Get Free Help With Your Student LoansHow to Prepare for the Parent PLUS Cliff in 2025 (Miranda's article for Student Loan Planner)Parent PLUS Loans: You might be eligible, but should you take one? (Miranda's article for Britannica Money)Federal loans vs. private loans: Understanding student loan issuer types (Miranda's article for Britannica Money)Federal student loans: Subsidized vs. unsubsidized loans (Miranda's article for Britannica Money)Meet this week's guest, Travis Hornsby Travis Hornsby is a speaker and the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a Chartered Financial Analyst and brings his background as a former bond trader trading billions of dollars. Trying to solve the student loan crisis brought him out of his first retirement at the age of 25. He brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. Travis and his team have helped over 13,000+ clients save over $783 million dollars on their student loans, and he's been featured in NPR, New York Times, Bloomberg, U.S. News, Business Insider, Forbes, Rolling Stone, ChooseFi, Bigger Pockets, Money, and more. WebsitePodcastInstagramTikTokTwitterDon't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

On September 1, the U.S. Department of Education's pandemic student loan relief will expire, meaning millions will need to begin paying their student loans again. Many may have gotten used to not having to worry about student loans, at least temporarily, and the increase in payments may change how you plan your budget, social plans, and financial future. Travis Hornsby, founder of Student Loan Planner, and Lauryn Williams, a consultant for Student Loan Planner, joins to help us think through paying student loans and take your calls. *This segment is guest-hosted by Kousha Navidar.  

While we're in Ghana for the month of August, we didn't want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. We've officially completed our medical mission and are now taking the next week to spend time with family in Ghana before heading back to the States. We've really enjoyed having our kids here with us for this trip and Dr. Renee enjoyed being able to spend time with the kids and enjoy Ghana and not worry about working. In today's episode, Dr. Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.Things to expect in this episode:[08:43] A discussion on FFEL, Direct Loans and Public Service Loan Forgiveness[20:02] The difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)[50:12] The perfect loan pay-off scenario for medical students, residents, and physicians ▶️ WATCH THIS EPISODE ON YOUTUBELinks Mentioned: PSLF Waiver60 Minutes feature of Public Service Loan Forgiveness (PSLF)This episode is sponsored by Locumstory.  Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Join our community:Text word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comOur podcast equipment:Sony ZV E-10: https://amzn.to/3oXXtvVDummy Battery for ZV E-10: https://amzn.to/3J6ycGrNeewer Tripod: https://amzn.to/42FJ0T3DJI Wireless Lavalier Mic: https://amzn.to/43BDaU5Shure SM7B Mic: https://amzn.to/3CJFZqtCloudLifter for Shure SM7B: https://amzn.to/3oUWfl8Pocket RGB Camera Light: https://amzn.to/43C5iWWXLR Cable: https://amzn.to/3X0NPVTGVM 100W Video Light: https://amzn.to/3JaIA03Samson Q2U Mic: https://amzn.to/3CpyPqX

Welcome to this episode of 20/20 Money! My guest on today's show is Lauryn Williams. Lauryn is an experienced consultant with www.studentloanplanner.com, a service started by Travis Hornsby a number of years ago. Travis and his team that he's grown has come to be one of the leading authorities nationwide as it pertains to student loan repayment strategies.   Lauryn joins me on the show today to talk about the current status of student loan strategies given that we now have clarity from the Biden administration about when repayments begin and key upcoming dates to put on your calendar. We discuss rules of thumb to evaluate whether pursuing loan forgiveness vs refinancing is your best course, the different IDR strategies currently in play with an emphasis on the new SAVE program, and a couple of changes regarding PSLF that could be advantageous to ODs working in TX and CA. You even get to hear me miss a “Captain Obvious” answer to my own question on the show and the fun we both had with me missing an obvious answer. We talk about the tax bomb on IDR plans, the IDR waiver/account adjustment, refinancing in a higher interest rate environment, and a variety of other topics that are all going to be very valuable to anyone with questions about their student loan repayment strategies.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan life on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to help them live their best life on purpose. You can also check out any number of additional free resources like our eBooks, blog posts, and on-demand webinars. Lastly, if you're interested in learning more about the upcoming launch of the 20/20 Money Membership, please check out the link in the Resources to learn more about what we have in store for you!   And with that introduction, I hope you enjoy my conversation with Lauryn Williams.   Resources: 20/20 Money Community Information Student Loan Planner   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify Google Podcasts Stitcher  ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

The government added some new twists to old student loan debt. Now there are numerous reasons why you may need to rethink your repayment approach. If you have student loans, not understanding the changes could prove costly. On this episode of the Dentist Money™ Show, Matt talks with Travis Hornsby of Student Loan Planner, who explains the new requirements and new math. Need answers to your financial questions but not ready for a full-service wealth manager? Check out our new Dentist Money Membership program. Are you ready to fully outsource your financial planning and investment management to a financial advisor who specializes in working with dentists? Check out our Private Wealth Management service. 

If you've got student loans and are wondering about the fate of this seemingly forever-talked-about loan forgiveness, Travis Hornsby, founder of Student Loan Planner has all the info that you need to know, and it's juicy. It's up to the Supreme Court in June to decide how the cards will fall on student loan forgiveness. Before you're ready to give up hope, Travis believes that what is coming post-forgiveness ruling in terms of new payment options and a bevy of other student loan plans could actually be more financially interesting to you than student loan forgiveness. Don't hit the panic button quite yet. LINKS Student Loan Planner - Hire them to get a custom plan and get $100 off Student Loan Planner podcast LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you're listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we are re-joined by friend of the podcast, Travis Hornsby, to discuss some critical updates and deadlines pertaining to student loan forgiveness. While the thought of paying off student loans can feel daunting, there may actually be some ways to mitigate the stress entirely! Though this episode may not pertain to your situation specifically, we believe it can act as a resource for some you may know, or others on this journey who are looking to clean up their loan situation. Travis Hornsby: Website: StudentLoanPlanner.com (link to discounted consult) Timestamps: 1:14 - Introduction/Where Are We Today? 9:45 - Irreversible Decisions 11:55 - The PSLF and IDR Waiver 17:34 - $300 vs $1500 a month 23:30 - Searching and Patience, What Are The Action Steps? 31:33 - Conclusion Resources Mentioned In Today's Episode: The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391 Federal Student Aid Book a Consult with The Student Loan Planner (Discount through this link!) Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance

Are student loans preventing you from making the career moves you want, or are student loans preventing you from the work/life balance you deserve? Student loan forgiveness for doctors is a real thing - yes, even for high earners, and those with LOTS of debt. In fact, worry about student loans and salary changes are among the very top concerns from my listeners who want a career change. There's a lot to learn, so I brought in a true expert! The laws are tricky, and some are time sensitive (thanks, COVID) so listen TODAY to understand more about your student loan forgiveness options. You may have more than you think!In this episode of The Career Rx we'll discuss:The history of student loan forgiveness legislation and recent changesHow to find trustworthy, experienced help to review your unique situationTime-sensitive student loan forgiveness issues you'll want to explore STAT!Today's episode is an interview with Travis Hornsby, CFA and CFP, with special expertise in six-figure student loans for physicians, veterinarians, and other healthcare professionals. We take a deep dive into the history of loan forgiveness and some detailed steps on how to review your loans and possibilities for forgiveness. In speaking with Travis for this episode, I learned that some policies intended for COVID emergency relief will be ending on May 11th, 2023 - unleashing the potential for new sets of rules, expiration of certain opportunities, and even some lawsuits to add to the chaos. So, I literally bumped all of my other episodes in the publishing queue and put this out immediately. I hope it helps you! And while I don't get any kickback or referral fee, if you happen to reach out to Travis, please let him know I sent you :) In this Episode: [1:50] Welcome Travis Hornsby, Founder of www.studentloanplanner.com[5:35] Student Loan Forgiveness: A Brief(ish) History [20:00] Changes are coming May 11, 2023 (but listen even if you missed it)[28:30] What to know about financial experts and student loan credentials[31:25] The options keep coming and changing - for better or worse[40:10] You can book a consultation without a credit card or cancellation fee! Click Here.Links and Resources: https://studentaid.gov/app/launchConsolidation.actionBook your Consultation with Travis at www.studentloanplanner.com Support the show

In this episode with Travis Hornsby we talk: - what is going on with student loans - what changes have been made - the new IDR waiver and some examples - PSLF changes If you need help with your student loans head on over to https://www.studentloanplanner.com/. They can help for a very affordable price.

On this encore episode of the Passive Income Attorney Podcast, Seth is joined by Travis Hornsby, as they discuss student loans and the need for financial education in the traditional school system, so students can make informed decisions about their financial future. Travis is the founder of Student Loan Planner and is a student loan escape artist. He shares how you can optimize your repayment strategies for your six-figure student debt. Enjoy the episode!   “Don't let student loans hold you back. Take the risk that you want to take now. . .it will make life worth living.”   HIGHLIGHTS: Here's a breakdown of what to expect in this episode: How Travis left a corporate job at 25 and built a company to solve the student loan crisis How to pay back your student debt in the most efficient way Everything you need to know about the student loan forgiveness program Student debt repayment for busy professionals, especially attorneys Using the Refinancing Ladder Strategy to aggressively pay off student debt Taking the proactive approach to take care of student debt And so much more!   ABOUT | TRAVIS HORNSBY: Travis Hornsby is a speaker and the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a chartered financial analyst and brings his background as a former bond trader trading billions of dollars. Trying to solve the student loan crisis brought him out of his first retirement at 25. Travis brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. To date, he's consulted on over $595 million in student debt personally, more than anyone else in the country.   FIND | TRAVIS HORNSBY: Website: https://www.studentloanplanner.com/ Best banks to refinance your student loans: https://www.studentloanplanner.com/refinance-student-loans/ Student loan refinancing calculator: https://www.studentloanplanner.com/student-loan-refinance-calculator/ Top tips to save money with Public Service Loan Forgiveness (PSLF): https://www.studentloanplanner.com/public-service-loan-forgiveness/   CONNECT | SETH BRADLEY: Get Started | Download The Freedom Blueprint: http://www.attorneybydesign.com Subscribe and Leave a Rating and Review: Apple: https://podcasts.apple.com/us/podcast/the-passive-income-attorney-podcast/id1543049208 Spotify: https://open.spotify.com/show/5a0Qp9G2x337nZCDWoVgoO?si=MKn01_t8Tfu0JBZCnagrCw Join EPIC | The Esquire Passive Investor Club: https://passiveincomeattorney.com/join-the-passive-income/ Join | The Passive Income Attorneys Facebook Group: https://www.facebook.com/groups/passiveincomeattorneys Follow Us: Website:  https://passiveincomeattorney.com/ LinkedIn: https://www.linkedin.com/in/sethpaulbradley/ Facebook: https://www.facebook.com/passiveincomeattorney Instagram: https://www.instagram.com/passiveincomeattorney/  

On this encore episode of the Passive Income Attorney Podcast, Seth is joined by Travis Hornsby, as they discuss student loans and the need for financial education in the traditional school system, so students can make informed decisions about their financial future. Travis is the founder of Student Loan Planner and is a student loan escape artist. He shares how you can optimize your repayment strategies for your six-figure student debt. Enjoy the episode!   “Don't let student loans hold you back. Take the risk that you want to take now. . .it will make life worth living.”   HIGHLIGHTS: Here's a breakdown of what to expect in this episode: How Travis left a corporate job at 25 and built a company to solve the student loan crisis How to pay back your student debt in the most efficient way Everything you need to know about the student loan forgiveness program Student debt repayment for busy professionals, especially attorneys Using the Refinancing Ladder Strategy to aggressively pay off student debt Taking the proactive approach to take care of student debt And so much more!   ABOUT | TRAVIS HORNSBY: Travis Hornsby is a speaker and the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a chartered financial analyst and brings his background as a former bond trader trading billions of dollars. Trying to solve the student loan crisis brought him out of his first retirement at 25. Travis brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. To date, he's consulted on over $595 million in student debt personally, more than anyone else in the country.   FIND | TRAVIS HORNSBY: Website: https://www.studentloanplanner.com/ Best banks to refinance your student loans: https://www.studentloanplanner.com/refinance-student-loans/ Student loan refinancing calculator: https://www.studentloanplanner.com/student-loan-refinance-calculator/ Top tips to save money with Public Service Loan Forgiveness (PSLF): https://www.studentloanplanner.com/public-service-loan-forgiveness/   CONNECT | SETH BRADLEY: Get Started | Download The Freedom Blueprint: http://www.attorneybydesign.com Subscribe and Leave a Rating and Review: Apple: https://podcasts.apple.com/us/podcast/the-passive-income-attorney-podcast/id1543049208 Spotify: https://open.spotify.com/show/5a0Qp9G2x337nZCDWoVgoO?si=MKn01_t8Tfu0JBZCnagrCw Join EPIC | The Esquire Passive Investor Club: https://passiveincomeattorney.com/join-the-passive-income/ Join | The Passive Income Attorneys Facebook Group: https://www.facebook.com/groups/passiveincomeattorneys Follow Us: Website:  https://passiveincomeattorney.com/ LinkedIn: https://www.linkedin.com/in/sethpaulbradley/ Facebook: https://www.facebook.com/passiveincomeattorney Instagram: https://www.instagram.com/passiveincomeattorney/  

In this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness. How would you respond to finding out your looming student loan debts could be forgiven? Well for some of you that could be possible, but you need to act quickly! Travis Hornsby from The Student Loan Planner joins the show this week to discuss public service loans for forgiveness, and how a massive opportunity to tackle your student debt could be available to you for a limited window! The deadline for applications is October 31st, so listen along to see if this option can be applicable to you, and if so get cracking! The Student Loan Planner Website: The Student Loan Planner Podcast: The Student Loan Planner Podcast Blog: The Student Loan Planner Blog Timestamps 1:43 - Introduction 3:04 - The Public Service Loan for Forgiveness 4:51 - Public Service 6:05 - The Problem This Fixes 11:57 - Getting Closer to Forgiveness 16:21 - Why This is Urgent 21:13 - Deadline Information 22:54 - Slam Dunk Case Example 28:36 - Self Screening Test 30:20 - Conclusion Resources Mentioned In Today's Episode studentaid.gov Book Your Custom Student Loan Plan Find Your Local ChooseFI Group Student Loan Planner with Travis Hornsby | ChooseFI Ep 202 Student Loan Debt Repayment | Travis Hornsby | ChooseFI Ep 78 Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile  

This week I sat down with Travis Hornsby, Certified Financial Planner and Founder of Student Loan Planner.com and we reviewed a few key points in overall financial and student loan repayment bad (and good) decisions. This is a live recording of my ACTUAL consultation with studentloanplanner.com as we go through my entire student loan consultation and see how the PSLF Waiver program works, where my forgiveness stands, and what future options and choices look like. So, if you are curious about the PSLF waiver program or how a consult with StudentLoanPlanner.com goes, this is the episode to check out. Click the link below to save $100 off your consult fee !www.studentloanplanner.com/badConnect with Katie:Instagram - https://www.instagram.com/thekatiedukeFacebook - https://www.facebook.com/thekatiedukeWebsite - https://www.katiedukeonline.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Did you have student loans that you've been paying on for YEARS?? They are out of sight, out of mind but you wish there was a way to make them completely disappear!? Well, there is!! Today you are going to be hearing from Travis Hornsby, owner of The Student Loan Planner. Travis started Student Loan Planner in 2016 after helping his wife tackle her six- figure medical school student loan. Student Loan Planner® has helped 8,034+ clients save a projected $426 million on their student loans! Get ready to learn about the student loan debt forgiveness available to nurses, what the Public Service Loan Forgiveness (PSLF) Program is - and if and how you can qualify!! BONUS!! Get an extra 6 months of email support if you book a consult and mention you heard about Student Loan Planner from The Passive Income Nurse Podcast - Book HERE!!  Ways to connect with Travis: Website: Student Loan Planner  Podcast: Student Loan Planner® Instagram: @studentloanplanner _____________________________ STEP 1: Need passive income clarity?? www.briannebell.com/clarity USE CODE: PASSIVEINCOME for $50 OFF STEP 2: Wanna start a podcast? Get ALL the details at www.briannebell.com/podcasting USE CODE: PASSIVEINCOME for $100 OFF STEP 3: Need some help, have a question!? Email me at brianne.brannebell.com  _____________________________  If you haven't had the chance, please FOLLOW the Show & Give a 5-Star Rating + Written REVIEW on iTunes, this helps the show grow and reach more nurses just like you!    LET'S HANG OUT! 1. Connect on Linkedin  2. Follow along with BriAnne on Instagram @thepassiveincomenurse 3. Join the The Passive Income Nurse Podcast Community on FB, a place to continue the conversation about making money online -- discover how to make money online + make an impact!   4. Email brianne@brainnebell.com  

Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.Things to expect in this episode:A discussion on FFELP, Direct Loans and Public Loan ForgivenessThe difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)Why the terms of a loan are more important than the interest payments of a loanThe perfect loan pay-off scenario for medical students, residents, and physicians PSLF Waiver60 Minutes feature of Public Service Loan Forgiveness (PSLF)WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is edited by: Your Podcast PalThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.comLocumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out at HERE!

“My wife is a urogynecologist lucky enough to get through her seven years of residency plus fellowship with “only” $124,000 of student debt. When we discussed how we were going to get rid of this debt, she had always assumed that it was going to take a couple decades to pay off. With our combined income, we certainly could've lived like paupers and extinguished her loans rapidly. However, I knew a strategy that involved extreme deprivation after her long years of training could grow old and not be successful. Instead, we targeted a repayment period of fewer than five years instead of 10 years or more. We focused on cutting our spending in three key areas that I typically see trip up physicians more than any others.” Travis Hornsby is a chartered financial analyst. He shares his story and discusses his KevinMD article, “3 ways to cut years off your medical school loan repayment period.” Did you enjoy today's episode? Rate and review the show so more audiences can find The Podcast by KevinMD. Subscribe on your favorite podcast app to get notified when a new episode comes out. Click here to earn 1.0 AMA PRA Category 1 CME for this episode. Also available in Category 1 CME bundles. Powered by CMEfy - a seamless way for busy clinician learners to discover Internet Point-of-Care Learning opportunities that reward AMA PRA Category 1 Credit(s)™. Learn more at about.cmefy.com/cme-info

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Travis Hornsby from Student Loan Planner. We have had so many people saying,"We went, Travis. We went to learn from Travis through the podcast."  So, If you're not familiar with Travis, as I mentioned, he is the founder and CEO of Student Loan Planner.We started at Vangaurd together through the same program and really hit off.  Not only just studying together and like trying to learn from each other, but also just going out and getting drinks and just having a ball. And Travis taught me a lot about the FIRE movement and like being more frugal, and like managing money and all that stuff. So a smart guy, but also very down-to-earth.  What's the best piece of advice you've ever received? (00:02:23)Travis's story (00:05:31)Life lessons from grandparents that are still used (00:09:40)Overall money management experience growing up (00:10:47)Retiring from corporate America (00:16:43)Creating Student Loan Planner (00:24:20)Student loan payoff perspective (00:26:51)Getting the information you need (00:36:01)Applying for PSLF (00:39:08)What's next for Travis (00:43:27)Why focus on term and whole life insurance? (00:47:00)➡️ Book your custom student loan plan through BetterWallet's exclusive referral link: https://www.studentloanplanner.com/bw   ➡️ Follow Student Loan Planner on:

Student loan debt can feel crippling.  We can postpone marriages and starting a family, saving for retirement, buying a home, working at a job we don't love....all because of our loans.We wanted to bring on a true expert in student loan relief, Travis Hornsby, to answer questions about student loans, reframe how we think about them, and give you a new resource if you're struggling.The mindset shift from 'crushing student loan debt' to a tax on your income in this 'sode is empowering and there are so many loopholes to take advantage of!Student Loan Planner & Travis HornsbyThe team at Student Loan Planner, founded by Travis, works exclusively with student loan debt.  They offer 1:1 consultations on your specific situation, so if you're struggling with your student loans or aren't sure about your course, make sure to check them out (www.studentloanplanner.com/rising).  We love how transparent they are about pricing and how they aren't incentivized to sell you a bunch of stuff you don't need - just honest, expert advice.They're doing a special offer for Rising listeners, giving an extra six months of email support (for a total of 12 months) after your call if you have follow-up questions or issues.Travis Hornsby the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a Chartered Financial Analyst and brings his background as a former bond trader trading billions of dollars.He brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. Travis and his team have helped over 7,226+ clients save over $379 million dollars on their student loans, and he's been featured in U.S. News, Business Insider, Forbes, Huffington Post, Rolling Stone, ChooseFi, Bigger Pockets, Afford Anything, Money, and more.Pelvic PT Business ResourcesIf you'd like to learn more about our resources for cash-based pelvic PTs, make sure to take 5 minutes and fill out our Business Owners Survey.  We'd love to hear about where you are in your business and where you want to go!If you're interested in the Pelvic PT Essentials course, make sure to check it out!Shout Out and Get in Touch!If you're enjoying the podcast, please take a few seconds to take a screenshot and put it up in your Instagram Stories and tag Nicole (@nicolecozeandpt).  Or send us an email at Nicole@PelvicSanity.com with your thoughts, questions or ideas.  We'd love to hear from you!About UsNicole and Jesse Cozean founded PelvicSanity Physical Therapy together in 2016.  It grew quickly into one of the largest cash-based physical therapy practices in the country.  They run Pelvic PT Rising, providing both clinical and business resources exclusively tailored to pelvic PTs.

Join your host Andrew Tisser with his guest Travis Hornsby as they talk about solving student loans. Being a chartered financial analyst and a former bond trader, Travis launched Student Loan Planner to help his wife, a physician, navigate through the repayment schemes of the student loan system. Now, he does the same for graduate degree professionals, so they do not spend most of their hard-earned money paying off debt brought by student loans.In this episode you will learn:·        What is the limited PSLF waiver about?·        Repayment strategies for those unqualified for the PSLF waiver·        Complexities of student loans·        No need to hire a professional – resources are available!·        Thoughts on global forgivenessAbout Travis Hornsby:Travis Hornsby is a speaker and the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a Chartered Financial Analyst and brings his background as a former bond trader trading billions of dollars. Trying to solve the student loan crisis brought him out of his first retirement at the age of 25.He brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. Travis and his team have helped over 5,486+ clients save over $272 million on their student loans, and he's been featured in U.S. News, Business Insider, Forbes, Huffington Post, Rolling Stone, ChooseFi, Bigger Pockets, Afford Anything, Money, and more.Connect with Travis Hornsby on:Website:              https://www.studentloanplanner.com/Podcast:              https://podcasts.apple.com/us/podcast/student-loan-planner/id1446453497Facebook:           https://www.facebook.com/StudentLoanPlan/Instagram:          https://www.instagram.com/studentloanplanner/Twitter:               https://twitter.com/StudentLoanTravLinkedIn:             https://www.linkedin.com/in/studentloanplanner/                              https://www.linkedin.com/company/student-loan-planner/Pinterest:            https://www.pinterest.com/studentloanplanner/YouTube:            https://www.youtube.com/c/studentloanplanner Connect with Talk2Medoc on:Website:              https://www.andrewtisserdo.com/LinkedIn:              https://www.linkedin.com/in/andrewtisserdo/Facebook:           https://www.facebook.com/andrew.tisserInstagram:         

This week, I'm sharing a conversation I had with Travis Hornsby, founder of Student Loan Planner, about why you should pay attention to the PSLF waiver even if you're thinking you're not eligible. Some physicians have gotten six figures of student debt forgiven, so it's definitely worth looking into, and Travis is here to walk us through it.   Get full show notes and more information here: https://wealthymommd.com/102

In this episode, Adrianne welcomes back Travis Hornsby, Chartered Financial Analyst and the Founder of StudentLoanPlanner.com. You may remember him from the episode we did on Student Loan repayment back in 2020. He's back to update us all on the most recent changes the Biden administration has made to the existing Public Service Loan Forgiveness (PSLF) program, including making forgiveness possible for thousands more people. Could you be one of them?Drop in on this conversation, find out where your student loan debt fits in this puzzle, and make moves to get qualifying loans forgiven. Adrianne and Travis cover:-the spectrum of debt nurses have related to education-qualifying for PSLF in 2022 & those previously left out-how to find out if you qualify-loopholes and following the rules to your advantageThis episode is a must-listen for any nurses with Federal Loans, those curious about PSLF, and nurses previously denied PSLF because of their payment plan. To learn more about Student Loan Planner or to check out their website and page of Student Loan Calculatorshttps://www.studentloanplanner.com/student-loan-calculators/See if you qualify for Public Service Loan Forgiveness athttps://studentaid.gov/pslf/—---------------------------Want more nursing-related content? Find the podcast, blogs, videos, merch, and more at linktr.ee/nursinguncensoredpodcast ————————Recorded with Zoom and edited with Adobe Audition.————————Copyright-free music included in this episode found in the YouTube Audio Library:Sunset Dream - Cheel------------------ Nursing Uncensored participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com affiliated sites.

Learn all about student loans, and navigating the student loan landscape in this podcast episode with Travis Hornsby. Tune into the episode where we discuss the student loan landscape, the different options for student loan repayment, and common mistakes and pitfalls to avoid. Travis gives great tidbits of advice and examples in this episode, as well as simple action steps that can save you tens and even hundreds of thousands of dollars over the course of loan repayment. Bio: Travis Hornsby holds a CFA, and is the Chief Student Loan Planner at Student Loan Planner. He is the author of "Mastering Money in Your 20's and 30's" and "25 IS THE NEW 65: How To "Retire" Outrageously Early And Do Whatever The Heck You Want". Also, subscribe, like, comment, and share with your friends and colleague, and be sure to check out Dr. Heather Fork's course, "LinkedIn for Physicians".

OVERVIEW: Jason A. Duprat, Entrepreneur, Healthcare Practitioner, and Host of the Healthcare Entrepreneur Academy podcast talks with Travis Hornsby, Founder of the Student Loan Planner, and Host of the Student Loan Planner podcast. Travis looks back on his journey as a bond trader-turned-business owner. He also offers advice on personal finance and scaling a sustainable business. EPISODE HIGHLIGHTS: Inspired by his grandfather, Travis became interested in finance, graduated with a degree in economics, and traded bonds for a few years. Travis “got his feet wet" as a bond trader. His market included cities and municipalities - he gave money to cities and states for building projects.   Travis launched Student Loan Planner in 2016 after helping his wife and friends figure out their six-figure loan debt. His business helps people with $20,000-$1 million in student debt by creating custom student loan plans and refinancing loans at a lower interest rate. He scaled his business using the flywheel model. This model focuses on always pushing forward, putting in the repetition, and building momentum until you reach a breakthrough.  Travis explains what a bond is and what trading mutual funds look like. He also discusses why he invests in index funds and why he became a chartered financial analyst.  When it comes to launching your business, start with low price points to build a reputation and then use your good ratings to justify market positioning and gradual rate increases. Online content is an ideal way to attract customers and build profit. Creating and managing the content takes time so hire people and build a team.  Travis and Jason compare the flywheel method versus the venture capital method.  As an entrepreneur, set your goals based on lifestyle, impact, and profitability.  3 KEY POINTS: Student Loan Planner aims to help people with 6-figure student loan debts get to a 6-figure net worth through investing.  Be the best in the world for solving a specific problem and then reinvest.  Don't be afraid to take risks because there are strategies to mitigate the risks. Focus on your goals and on what you can control. TWEETABLE QUOTES: “Human capital is so much more valuable than you realize.” - Travis Hornsby “If you're the best, you have to be able to back it up with a great reputation.” - Travis Hornsby “One of the benefits of entrepreneurship is that the upside potential is huge.” - Jason Duprat RESOURCES: Student Loan Planner website - https://www.studentloanplanner.com/ Student Loan Planner podcast - https://www.studentloanplanner.com/podcast/ Student Loan Planner course - https://studentloanplannercourse.com/ The Flywheel Effect - Jim Collins - https://www.jimcollins.com/concepts/the-flywheel.html Rate and review the HEA podcast: https://lovethepodcast.com/hea Subscribe and follow the HEA podcast: https://followthepodcast.com/hea Have a healthcare business question? Want to request a podcast topic? Text me 407-972-0084 and I'll add you to my contacts. Occasionally, I'll share important announcements and answer your questions as well. I'm excited to connect with you!  #HealthcareEntrepreneurAcademy #healthcare #HealthcareBoss #entrepreneur #entrepreneurship #podcast #financialplanning #financesecurity #studentdebt #onlinecontent #contentpublishing

On this episode of the Passive Income Attorney Podcast, Seth is joined by Travis Hornsby, as they discuss student loans and the need for financial education in the traditional school system, so students can make informed decisions about their financial future. Travis is the founder of Student Loan Planner and is a student loan escape artist. He shares how you can optimize your repayment strategies for your six-figure student debt. Enjoy the episode!   “Don't let student loans hold you back. Take the risk that you want to take now. . .it will make life worth living.”   HIGHLIGHTS: Here's a breakdown of what to expect in this episode: How Travis left a corporate job at 25 and built a company to solve the student loan crisis How to pay back your student debt in the most efficient way Everything you need to know about the student loan forgiveness program Student debt repayment for busy professionals, especially attorneys Using the Refinancing Ladder Strategy to aggressively pay off student debt Taking the proactive approach to take care of student debt And so much more!   ABOUT | TRAVIS HORNSBY: Travis Hornsby is a speaker and the founder of Student Loan Planner, which he launched after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, Student Loan Planner has consulted on over $1 billion in student debt. Travis is a chartered financial analyst and brings his background as a former bond trader trading billions of dollars. Trying to solve the student loan crisis brought him out of his first retirement at 25. Travis brings that same intensity to analyzing the best repayment paths for graduate degree professionals with six figures of student debt. To date, he's consulted on over $595 million in student debt personally, more than anyone else in the country.   FIND | TRAVIS HORNSBY: Website: https://www.studentloanplanner.com/ Best banks to refinance your student loans: https://www.studentloanplanner.com/refinance-student-loans/ Student loan refinancing calculator: https://www.studentloanplanner.com/student-loan-refinance-calculator/ Top tips to save money with Public Service Loan Forgiveness (PSLF): https://www.studentloanplanner.com/public-service-loan-forgiveness/   CONNECT | SETH BRADLEY: Get Started | Download The Freedom Blueprint: http://www.attorneybydesign.com Subscribe and Leave a Rating and Review: Apple: https://podcasts.apple.com/us/podcast/the-passive-income-attorney-podcast/id1543049208 Spotify: https://open.spotify.com/show/5a0Qp9G2x337nZCDWoVgoO?si=MKn01_t8Tfu0JBZCnagrCw Join EPIC | The Esquire Passive Investor Club: https://passiveincomeattorney.com/join-the-passive-income/ Join | The Passive Income Attorneys Facebook Group: https://www.facebook.com/groups/passiveincomeattorneys Follow Us: Website:  https://passiveincomeattorney.com/ LinkedIn: https://www.linkedin.com/in/sethpaulbradley/ Facebook: https://www.facebook.com/passiveincomeattorney Instagram: https://www.instagram.com/passiveincomeattorney/  

If you struggle with a heavy student loan debt burden, you're not alone. Student loan debt has reached crisis proportions in the United States, and many people put their lives - and dreams - on indefinite hold while they wonder how they're ever going to pay it down. Take heart though - there's hope! Even if you owe into the hundreds of thousands. Travis Hornsby and his team at Student Loan Planner have helped thousands of people save millions of dollars on their student loan debt pay-down. In this episode, he shares his wisdom and knowledge, and offers hope for achieving your dream even with large amounts of student loan debt. To book a life-changing session at Student Loan Planner, go to www.studentloanplanner.com/moneysmartforlife/. For this episode's show notes, go to www.moneysmartforlife.com.

Travis Hornsby of Student Loan Planner compares tradition IRAs to Roth IRAs for those with student debt Episode 1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/roth-traditional-student-debt/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Travis Hornsby of Student Loan Planner compares tradition IRAs to Roth IRAs for those with student debt Episode 1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/roth-traditional-student-debt/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Profitable Practice Podcast,  we are celebrating a huge milestone: 200 Episodes!! So we are recapping the Top 10 Episodes to date in a 3-Part series!! PART 2: Business Essentials ( Business Strategies, Business Systems, and Business Simplification )  I am so so so grateful to have made it to this amazing milestone! Thank you to YOU for going on. this journey with me! This episode is breaking down the highlights from the following three podcast episodes (#75, #,22, and #104). This is essentially, simplifying, systemizing, and systematizing your business! Each snippet is about 10min and we've broken down the starting point below so jump back and forth as you need IN THIS EPISODE: [0:50] Introduction and context for today's episode – 201st Episode [2:57] Episode #75: Your Student Loans Do Not Stop Your Success: Interview with Travis Hornsby [16:27] Episode #22: Creating Your Action Plan: Interview with James Burgess [28:18] Episode #104:  Stepping WAAAY Outside My Comfort Zone As A Wellness Practitioner [32:11] My final statements and takeaways.  EPISODE RESOURCES: Podcast links in this Episode: Podcast 75: Your Student Loans Do Not Stop Your Success: Interview with Travis Hornsby Podcast 22: Creating Your Action Plan: Interview with James Burgess Podcast 180: Stepping WAAAY Outside My Comfort Zone As A Wellness Practitioner Connect with Me : WEBSITE:  http://www.maximizedbusiness.ca IG: @AndreaMaximND Facebook: Maximized Business Podcast: https://www.maximizedbusiness.ca/all-episodes/ FREE Video Training: Merge Your Practice Online, Master Your Marketing, Create More Income, Create More Time Freedom Book Your 30Min Game Plan Call NOW!  MAXIMized Practitioner Handbook: My 29-Page Document exposing the most common success blocks that all practitioners have and all of my business secrets to help me grow two 6-figure businesses.  FREE Resource Center (Full of Tools to get you started TODAY!) THE ELITE LEVEL MEMBERSHIP After You've Listened To The Episode, I Would **LOVE** To Hear Your Thoughts! One of the best parts of any episode I record is getting to discuss the topic with you! So let me know your thoughts wherever you get social on the net, IG, FB, or email me – wherever! Thank you for listening and learning with me on the podcast this week. Your commitment to improving the business aspect of your practice matters... Not only to you, but to your future patients and practitioners who want to be working with you. You were meant to help and heal people, so let's get to work. 

Happy Wednesday, Happier Dentist fam! Today, I'm speaking with none other than the "Student Loan Planner", Travis Hornsby. He's been in the financial space helping dentists for as long as I can remember.  In this episode, we dig into a few topics that might be helpful for you. Student loans can be a huge drag on our ability to save, invest or simply allow for more freedom in the things we can do.  In this episode, Travis explains why Student loans are like having a tax and why we should work to optimize them as part of our overall strategy in reducing our debt an increasing our wealth. Optimizing your student loans is just a piece of the puzzle when tweaking your overall financial plans. Other interesting topicsDifferences in debt when comparing debt in relation to medical school and dental school tuition.How practice ownership vs. being an employee can work in your favor The financial “team” behind you that every dentist should have and how to find them, also - how to ensure you find someone who's working with your money for the right reasons, and how much $$$ you should expect to pay. A really helpful tip on how to find a CPA that will save you the most amount of money. Things to think about when approaching retirement. Find out more about our guest Travis Hornsby via his LinkedinStudent Loan Planner WebsiteStudent Loan Planner PodcastSome resources discussed in the episode:Book: Never Eat Alone by Keith Ferrazi

Does a large amount student loan debt mean a borrower is doomed to living with debt forever? How can graduates with 100k+ in student loans find a way out? Are there different strategies to paying off student loan debt? What kind of financial life exists for someone with student loans? Jordan Goodman, host of The Money Answers Show, talks with Travis Hornsby about the complicated world of student loan debt. Goodman and Hornsby discuss the toll student loan debt puts on mental health, relationships, and marriages, plus investment options for those carrying student loan debt as well as the impact of coronavirus on repayment options.

In this interview, Travis Hornsby of Student Loan Planner and Melanie discuss the mental health survey they did that found that 90 percent of borrowers are anxious about debt and 1 in 15 have considered suicide because of their student loans. The episode offers hope and some solutions for borrowers feeling the weight of debt. 

Travis Hornsby is a Chartered Financial Analyst and the founder of Student Loan Planner, a company that helps analyze the best repayment paths for people with significant student debt. Travis gets into detail about strategies that will allow you to manage those loans without having to be stuck in a job you hate. This means getting into quite a bit of math - and it's a complicated system. But don't be turned off! Travis does a great job of outlining the basic principles. If you take nothing else away - just know that there are resources to be leveraged and you really don't have to be a slave to your student debt. Topics we discuss: Student loan debt does not be an albatross Federal loans do not always have to be paid back The answer is not always to trap yourself at a big firm until 100% of your loans are paid off Consider income-based repayment options with loan forgiveness at the end of the term, even outside public interest work Tax deductions, simple interest, and a simple savings plan can help you account for a balloon payment at the end of your loan term, even at a lower income level You can set it up so your debt is a percentage of your taxable income (whatever that is) - not a flat number, which means you aren't as stuck as you may feel There are some situations in which your loan forgiveness wouldn't be taxable at all A slight difference in your savings rate can translate to retiring 10-15 years earlier You have more control over your living expenses than you may feel Public service loan forgiveness programs are available, do not be discouraged. If you have pre-2010 loans, you may just need to consolidate to have the right kind of loan Public service forgiveness has a shorter timeline and isn't taxable Refinancing makes sense in some circumstances, but be sure to shop around   Student Loan Planner for Lawyers - https://www.studentloanplanner.com/category/lawyer/ Refinancing Loans -https://www.studentloanplanner.com/how-to-refinance-law-school-loans/ Website: www.thelawyersescapepod.com  Facebook Group: www.facebook.com/groups/465965087538268/

Rob and Paul host Travis Hornsby, founder of the Student Loan Planner which is a financial consulting firm focused exclusively on helping people manage their student loan debt. To date, Travis and his firm have personally consulted on over $650 million in student loan debt, which is believed to be more than anyone else in the country. And more importantly, they've helped their clients save a projected $120 million which translates to about $47,000 in average savings per client. In this episode, Rob and Paul chat with Travis about the pitfalls of and best practices for managing student loan debt, including how mismanaging student loan debt can stymie a dentist's ability to get a loan for a practice purchase and/or start-up (in ways that are not necessarily intuitive). Spoiler alert - it's not a good idea for dentists to DIY student loan debt. Listeners who want to learn more about Student Loan Planner can visit https://www.studentloanplanner.com/, email them at Help@StudentLoanPlanner.com and check out the Student Loan Planner podcast: https://www.studentloanplanner.com/category/podcast/. Listeners who want to reach out to Paul can do so at Paul@DentalNachos.com and those who want to reach out to Rob can do so Rob at Rob@RMontgomery-Law.com.

Our guest this week Travis Hornsby sits down with Shaun Keating and discuss ways of helping Dentists and recent Graduates understand their Student Loan Debt and provide options to eradicate that large sum as soon as possible. Travis helps us understand the PSLF Program, what EBITDA is and the difference between S-Corp and C-Corp Taxation. You will hear about all this and much more on this week's episode of the Dental Up Podcast! On this Episode you will hear about:-What is Micro and Macro Economics? - Understating the supply and demand of your job according to your location. - Understanding Student Debt and Business Debt - Networking with the right people in your industry. - The Difference between student debt today and 20 years ago. For more information on Travis Hornsby check out the links down below!  Website: http://bit.ly/2NoPaUB  Instagram: http://bit.ly/2ZgOKSt Podcast Website: http://bit.ly/2ZhMwm0 Facebook: http://bit.ly/2NvvSgx   

Travis Hornsby CFA talks to Dr. Justin Trosclair DC on A Doctor's Perspective Podcast. Doctors have multi 6 figure student loan debt. Don't feel trapped any longer. Travis Hornsby CFA has done 1000s of reviews to put you in the correct student loan repayment or forgiveness plans. He gives so much valuable advice on this episode. Refinance and varying plans of student loan forgiveness or just a few options that you have to pay off your 6 figure student loan. Travis Hornsby, CFA discusses the ins and outs of each repayment options and is available for consults about your specific needs. CFA is a mile deep but an inch wide and a CFP is an inch deep but a mile wide. He goes over the difference. The FFEL program … the reason some people have less than 3% interest rate back before 2010 and he tells the backstory of what changed to increase the rate to above 6% and how the interest rate was tied to what the government was yielding. Are the “doctor” schools honest about income potentials when recruiting? Also, schools were able to charge a lot more for tuition as well as roll in the cost of living? Who did that benefit and what should you be aware of? If you have 250K student loan and you only are making 60-80k per year, how are you supposed to cover that 2500 a month note for 30 years. If you owe less than 1.5 x your debt then maybe refinance. If you owe more than 1.5x your debt then consider the loan forgiveness programs. (as a general rule seek professional advice before doing anything)                 Student Loan Forgiveness Programs  (listen to the episode for all the details) Pay as You Earn: Revised Pay as You Earn: Income Based Repayment What happens if your spouse earns money? How do you handle a dual income family when looking at these loan forgiveness programs?                 Tax Consequences A key piece to remember is that the student loan forgiveness programs do require you to pay a HUGE chunk of TAXES after the 15-20 year term. Only one program can end in no tax.  So big in fact, that each month you need to save for it otherwise you will be shocked that final year. Travis gives us a few examples about what to expect and how to plan for the end of term taxes on the amount forgiven of your student loans. Including a 20  year trick to make money work for you long term. AGI adjusted gross income- is how they base your 10% student loan payment each month. A Perk for working Overseas (EXPAT) is that you can make up to $100,000 but none of it counts toward the API. Hornsby even has a tactics for those high end earners to still utilize student loan forgiveness programs via 401k's, hiring family and more What is the breadwinner loophole (communal property) that applies to 9 states? How will I know if I can be financially secure one day… if I have a lot of student loan debt? The short answer, have a higher savings rate than everybody else… listen for the details of how and why. (1/3rd goes to student loan, investment, and retirement : 10% loan, 5% tax boom, 18% retirement) Number 1 and 2 reasons you aren't saving enough. https://www.studentloanplanner.com Places where chiropractor and other doctors can refinance their student loansIf you want to get a copy of our income driven repayment calculatorReach out to us at help@studentloanplanner.com or just check out our consult service Travis Hornsby, CFA Founder, Student Loan Planner Show notes can be found at https://adoctorsperspective.net/128 here you can also find links to things mentioned and the full transcript. Full Transcript of the Interview (probably has some grammatical errors). Just Click to expand Justin Trosclair 0:06 Episode 128 student loan repayment options. I'm your host, Dr. Justin trosclair. And today, we're Travis Hornby's perspective. 2017 and 2018 podcast Awards Nominated host as we get behind the curtain look at all types of doctors and guests special...

Today we dive into the topic of student loan debt with an expert in this field, Travis Hornsby CFA. Travis and his team from Student Loan Planner have saved their clients over 100 million dollars in student loan debt. We discuss the options on tackling this debt and saving yourself as much as possible. Resources: - https://www.studentloanplanner.com/ - https://www.studentloanplanner.com/student-loan-forgiveness-nurses/    

My guest on today's show is Travis Hornsby. Travis is the founder of The Student Loan Planner. The Student Loan Planner has consulted with over 1,800 people and saved an estimated $90M in loan repayments. Travis and I talk about the lack of incentive vet schools have in lowering tuition, repayment plans and loan forgiveness, how optimistic he is on the profession and the earning potential, private practice vs. corporation consolidation, radical suggestion to revamp the education system for vet education, and be sure to listen to the end for Travis's answer on what success looks like, I was taken aback with how thoughtful and passionate his answer was. So with that introduction strap in for a fascinating episode with Travis Hornsby.  Website: https://www.studentloanplanner.com/category/veterinarian/ (https://www.studentloanplanner.com) Veterinarian Specific Blog: https://www.studentloanplanner.com/category/veterinarian/ (https://www.studentloanplanner.com/category/veterinarian/)  https://medici.cx/vetsuccess (Learn more about Medici)

Travis founded Student Loan Planner after helping his wife figure out her six figure med school loans and realizing that all their friends needed help too. He's consulted on more than $250 million of student debt, which is more than any one person in the country. He loves helping clients realize that financial freedom and security is possible no matter how high their student loan balance. He lives in St. Louis, MO.  Thank you to our show sponsor Abby Connect, the live receptionist service loved by small businesses.  Get your free trial and $95 off your first month at http://abbyconnect.com/genwhy What You'll Learn in this Episode:   Managing your finances, How to take control of your finances even with high student loans, Your options for paying the loans back, and living a financially healthy life. Resources: https://www.studentloanplanner.com/refinance-student-loans/ https://www.studentloanplanner.com/hire-student-loan-help/  Contact Information: https://www.studentloanplanner.com  Thanks for Checking Out the Show Notes and for Listening! I really hope you enjoyed this episode. I really hope you enjoyed this episode. I would really appreciate it if you shared this episode with a friend who could benefit from listening to this particular episode.  Get your 2 weeks of free trial and $95 off your first month using this link: http://abbyconnect.com/genwhy I would really appreciate it if you shared this episode with a friend who could benefit from listening to this particular episode. If there is any topic you'd like us to cover or guest you'd like us to have on the show, you can email me at: karima@genwhylawyer.com Also, please don't forget to subscribe to the GWL Podcast in Apple Podcasts or in Stitcher Radio. That way, every time I prepare a new episode for you, it'll automatically show up in your phone. Once last thing: I would truly appreciate it if you could leave an honest review for The Gen Why Lawyer Podcast in Apple Podcasts. Positive ratings and reviews help boost the visibility of the show and help me in reaching more lawyers.

Happy 4th of July to everyone! Happy Birthday to our country and to our podcast too! As the podcast turns one year old, I would like to sincerely thank each of you for being loyal listeners. This is our 41st episode and we have just reached over 50,000 downloads! That is incredible! To keep in touch, and never miss out on an episode, don't forget to subscribe to our email newsletter as well! I will send you direct links to our top 3 episodes right away! Our 41st episode is super fun. We have some exciting Life Updates from Carrie and Miss Bonnie MD since it has been a while since we got together. In this episode, you will learn: Baby Jack is now in daycare and he and Bonnie are both battling non-stop colds. How doctors seem to be the only profession where you still have to go to work when you're really sick. Carrie will meet baby Jack in person for the first time in Philadelphia when she goes to the Podcast Movement Conference in July. Bonnie is trying to start meal prepping to save time during the week and Carrie had some great suggestions she tried after she had her daughter. Carrie and Bonnie are now bullet journalers! Hear all about how they got started. Carrie is leaving her full time position to pursue a locum tenens career to free up her life to do her podcast and other side gigs more efficiently. Carrie hired a Virtual Assistant to help her stay on track with everything. Thank you to this week's show sponsor: The White Coat Investor's Brand New Course Fire Your Financial Advisor! Only until July 7th, use promo code INDEPENDENCE for 15% off this fabulous course.   Links to things we discussed in the show: Our top episode so far is about the important topic of disability insurance. Check it out here: Ep 08 Disability Insurance with Stephanie Pearson, MD. Check out more about Carrie's suggestion for meal prepping at Once a Month Meals. She did this after she had her daughter along with Megan Oxley, MD. You can hear Megan's Podcast episode about her Ketamine Clinic Look up all the fun things you can do to create your own Bullet Journal. Learn more about the locums tenens life with Cheri Wiggins, MD here: Ep 32: Living a Locums Life with Cheri Wiggins, MD. Hear how Carrie negotiated her locums contract to increase her salary on Nii Darko, MD's Doc's Outside the Box Podcast Special Thanks to our Long Time Show Supporters: Cheri Wiggins Nisha Mehta, MD Physician on Fire Passive Income MD Nii Darko, MD and his Docs Outside the Box Podcast Miss Bonnie MD  Huge Thanks our Show Sponsors: Stephanie Pearson, MD from Pearson Ravitz Insurance. Lawrence Keller from Physician Financial Services. Peter Kim, MD from Curbside Real Estate. Johanna Fox Turner at Fox Wealth Management. Travis Hornsby at Student Loan Planner.com. Jon Appino from Contract Diagnostics. Thank you for listening to the Hippocratic Hustle! I know that time is your most valuable resource so I really appreciate you spending some of it with me. If you enjoyed today's show, please share it! If you'd like to help me improve and grow the podcast, send your suggestions to: Carrie@HippocraticHustle.com Lastly, don't forget to subscribe to the podcast, so you won't miss an episode, and please take a moment to leave an honest review and rating on iTunes as well. Ratings and reviews are so helpful to our show and we love to hear your feedback!

Travis Hornsby is the man behind the scenes at https://www.studentloanplanner.com  It's no lie that dentists enter in the professional world of dentistry with outstanding student debt— more than physicians and lawyers!  Travis Hornsby's goal is to take that student debt and come up with a gameplan for re-payment that will keep your money under your control.  He charges a small consultation fee and in that consultation he will give you a detailed gameplan on how to best use your available finances to pay back your student loans.  The best part is— it's fast!  So you can be done with the burden of debt and get on with your life.