Carpe Dime

Budgeting - it's the topic we bring up all the time, but have we ever really broken it down? In this episode of Carpe Dime, Jamie and Nicole dive into the ins and outs of budgeting, why it's more of a financial roadmap than a restriction, and how it can help you take control of your money. Whether you're new to budgeting or need a refresh, this one's for you!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join hosts Jamie and Nicole from Financial Center for a straightforward dive into the world of mortgages. In this episode of Carpe Dime, they break down the most common types of home loans explaining how each works and who they're best for. With expert advice, personal experiences, and a few laughs, Jamie and Nicole make understanding mortgages less intimidating and more approachable. Whether you're buying your first home or refinancing, this episode is packed with insights to help you make informed decisions.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

No matter your age, the financial decisions you make today can set you up for success down the road. In this episode of Carpe Dime, Nicole and Jamie break down 10 smart financial moves to make in your 20s, 30s, and beyond—from starting your investment journey early to tackling debt and planning for retirement.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you know all the perks your bank or credit union offers? You might be missing out! In this episode, Nicole and Jamie explore the surprising benefits that financial institutions provide—from loyalty rewards to high-yield accounts, financial coaching, and fee-free services. Tune in for an engaging conversation that will help you unlock financial perks you didn't even know you had!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join hosts Jamie and Nicole from Financial Center for a practical discussion on car buying decisions. In this episode of Carpe Dime, they explore whether to finance or pay cash for your next vehicle. With pros and cons, helpful stats, and relatable stories, they unpack the financial impact of each option while sharing tips to help you make the right choice for your situation. Whether you're in the market for a new ride or just planning ahead, this episode is full of valuable insights to steer you toward smarter car purchases.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Nicole from Financial Center for an in-depth look at one of life's biggest financial moves: selling your home. In this episode of Carpe Dime, they share crucial insights on understanding the costs, preparing for sale, and the emotional ups and downs that come with the decision.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your college years set the stage for lifelong financial health. In this Carpe Dime episode, "Building Credit Confidence in College," hosts Nicole Jackson and Jamie Davidson provide advice for students to establish and grow their credit, helping create a strong financial foundation for the future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

While it's important to monitor your financial progress, the real power lies in combining this with a holistic approach.In our latest Carpe Dime podcast episode, "6 Ways to Stay Financially Fit," hosts Jamie Davidson and Nicole Jackson discuss what a fiscal workout plan is and how to make one that's suitable for you.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Surprise, you're approved! Getting preapproved has several advantages. Before settling on one preapproval, you might want to get preapproved by several lenders to compare terms and ensure you are getting the best deal. Join our hosts, Jamie and Nicole as they explore and discuss preapproval loans that you may want to consider- from Auto Loans and Credit Cards to Personal Loans and Home Equity Loans.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Insurance, it's all the same right? Wrong! Did you know that when it comes to insurance there is more available to you than the standard health insurance? Join our hosts, Jamie and Nicole, as they explore and discuss insurance coverage options that you may want to consider – from cancer and disability to emergency and pet – now is the time to learn more about your options and make sure your assets are covered.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen in as our hosts, Jamie and Nicole, give you a one-stop guide that covers six strategies to up your savings game.

Before planning your summer road trip, it's time to find your dream ride. Join Jamie and Nicole, your hosts of the Carpe Dime podcast, as they explore the ins and outs of financing your next vehicle.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What in the world is a HELOC or a Home Equity Line of Credit? Join Jamie and Nicole as they discuss how a HELOC can put the value in your home to work for you. Financial Center is an Equal Housing Lender.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join host Jamie and Nicole as the discuss the difference between a Credit Union and a Bank. See how you may be able to benefit from being a member of a Credit Union.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Credit Cards can be a useful tool to fit your financial needs. Although there are some drawbacks to them, Jamie and Nicole discuss the Pros and Cons of Credit Cards.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Being an Adult can be harder than what we imagined some time. Learn how you are able to navigate through moving out on your own with new found responsibilities.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Looking for a new way to freshen up your savings habits? Join our hosts, Jamie and Nicole, as they discuss some of their favorite "FinTok" savings building tips.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Everybody's working for vacation! Join our hosts Jamie and Nicole as they break down ways to make planning your next vacation a breeze.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Summer is here! Join our hosts, Jamie and Nicole, as they discuss ways to take some heat off your budget while planning for summer activities for the family.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Everyone is talking about inflation these days, but what is it and what does it mean for your personal finances? Our hosts, Jamie and Nicole, discuss what inflation is, how to combat it, and how you can continue working toward your financial goals.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Nicole along with special guest, Mackenzie Cotton, as they discuss how to identify scams and what to do if you fall victim to one.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Nicole as they tackle the difficult and sometimes intimidating topic of how and when to talk to your kids about money and the basics of money management.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you know your money mindset? Join Jamie and Nicole for episode 35 as they discuss how to know if you're a super saver or a super spender and the learned behaviors that contribute to your mental relationship with money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Nicole as they discuss 8 steps to take as you prepare for life after graduation. You may be done with college but what comes next?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Nicole in Episode 33 of Carpe Dime as they discuss budgeting for the holidays – birthdays, Christmas, and all those big days in between.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

To warranty or not to warranty? Join Jamie and Nicole in Episode 32 of Carpe Dime as they discuss the age old question… do you want to add an additional warranty to that? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Jamie and Courtney in Episode 31 of Carpe Dime as we discuss back to school shopping - whether its for K-12 or College.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Dusty and Jamie for our 30th episode where we discuss financial mistakes that are easy to make through all years of your life. Whether you're 21 or 65, follow this guide to make sure you're on the right track. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Become a credit guru in this week's episode of Carpe Dime.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Career changes don't happen often- but when your job shifts, it can bring a lot of stress. Whether you are changing jobs or receiving a promotion, follow our guide to ensure your finances stay steady.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Heard about cryptocurrency in the news recently but have no idea what its about? You're not alone! Join Dusty & Jamie in Episode 27 as they discuss what cryptocurrency is, how it works, and tips to stay safe.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are you guilty of using your credit card for everything? Although its fast and convenient, putting any of these 5 expenses on your credit card can lead to trouble down the line.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Dusty and Jamie for Episode 24, where they discuss how to approach direct sales the right waySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

They say the two certainties in life are death and taxes- and taxes might be the scarier of the two! In this episode, join Dusty and Jamie as they provide tax tips you may be missing out on.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Want to know the best personal finance apps out there? Dusty and Jamie have you covered with all the best ways your phone can help you manage your money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After college, you'll be making more money than you ever have before- but you'll also face more bills and unexpected expenses. In this episode of Carpe Dime, join Dusty and Jamie as they discuss how to manage your finances after college.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

College is stressful - outside of juggling classes and a new schedule, managing your money becomes a new challenge. Join Dusty and Jamie as they talk about tips and tricks to manage your college finances.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Think you can achieve your 2021 financial resolutions? Here's how to stay on track.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A Health Savings Account is a triple-tax benefit account that many Americans have access to - yet not many know what it is or how to use it. In this podcast, Join Dusty and Jamie as they discuss maximizing the benefits of your HSA.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Whether you do your shopping on Black Friday or a few days before Christmas, we've all checked our holiday receipts and wondered "how did I spend this much?!" In this episode, Dusty and Jamie talk about the top 5 holiday spending mistakes to avoid.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

No one said having kids would be easy... we've all heard about the sleepless nights, the constant diaper changes, and more. But before you take the leap in starting a family, here are unexpected baby expenses you have to be prepared for.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A lot of parents look forward to their kids leaving the nest someday, but sometimes our teens stick around - not just in the home, but on the bills. Today, we talk about how to cut the cord to give your young adult financial freedom.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.