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Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis
Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's "Forward Guidance" https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis
Have you ever looked at your bank account and thought, "wait, I know I made more than this"? Friend, I have been there. And for a long time, I thought the answer was just to make more money. Turns out, that was not the problem. In this episode, I'm getting honest about something most of us don't want to admit: unassigned money disappears. Not because we're irresponsible, but because money without a job becomes emotionally charged, and emotionally charged money gets spent on whatever feeling shows up first. I'm sharing a personal story in this one that honestly made me laugh at myself, because I found out the hard way what happens when you let impulse do the budgeting for you. (Let's just say a mobile game was involved and leave it at that for now.) If you've ever felt like your income and your bank account are telling two very different stories, this episode is for you. We're talking about what it actually looks like to assign your money with intention before the impulse gets there first. GET THE MONEY MANDATE HERE TIMESTAMPS 00:00:01 - Welcome to Wisdom's Table Introduction to the podcast and its purpose of helping listeners grow. 00:01:00 - The Money Disappearance Dilemma Discussing the common feeling of confusion about where money goes. 00:02:23 - Challenging the Income Problem Mindset Exploring the idea that the issue may not be a lack of income but rather how money is assigned. 00:03:36 - The Importance of Money Direction Understanding how unassigned money can lead to impulsive spending. 00:05:48 - Personal Spending Experience Rachel shares her experience with a mobile game and the emotional spending that ensued. 00:07:18 - Invisible Spending Decisions Highlighting how small, untracked expenses can accumulate unnoticed. 00:09:04 - Reasons for Financial Chaos Introducing four reasons why people struggle with money management. 00:09:43 - No Pre-Decision Explaining how lack of planning leads to impulsive purchases. 00:12:15 - Emotionally Driven Spending Discussing how emotions can influence financial decisions. 00:13:36 - Lifestyle Creep Describing how increased income can lead to increased spending without real benefit. 00:14:28 - Lack of Vision for Money Emphasizing the need for a clear purpose for money to prevent it from being wasted. 00:15:13 - Mindset Shifts for Financial Health Introducing two key mindset shifts to improve financial management. 00:16:05 - Direction Over Multiplication Stressing that money needs direction more than it needs to simply multiply. 00:18:02 - Every Dollar as a Builder Reframing the perspective on money as a tool for building rather than just spending. 00:20:29 - Sending Money vs. Spending Money Encouraging a shift in language and mindset regarding financial transactions. 00:22:03 - Assigning Jobs to Money Practical advice on how to assign specific purposes to each dollar. 00:24:51 - Conclusion: Leading Your Money Final thoughts on taking control of finances and the importance of intentionality. 00:25:33 - Closing Remarks Encouragement to share the episode and engage with the podcast community.
You are generating solid revenue. So why does your bank account still feel like a black hole? If you have ever ended a strong month wondering where it all went, this episode was made for you.Gary sits down with Chelsea Williams, founder and Chief Financial Architect of Profit Kept, for a conversation that every law firm owner needs to hear. Chelsea has worked with firms generating millions in annual revenue who were still skipping paychecks and taking out loans to cover payroll. Her message is direct: more revenue will not save you if you do not know how to keep it. Using what she calls the profit equation, Chelsea shows attorneys how to stop crossing their fingers for profit and start building it intentionally, one decision at a time.Key Takeaways:Understand why cash flow, not revenue, is the single most important number in your practiceRecognize what financial visibility actually means and why most attorneys are missing it entirelySee how avoidance of your financials is costing you far more than the problems you are afraid to findBuild a three-month cash reserve to create the runway and peace of mind your practice needsFollow the breadcrumbs in your numbers to identify exactly where money is leaking in your firmStop treating profit as an event you are waiting for and start building it as a daily habitChelsea Williams is the founder and Chief Financial Architect of Profit Kept, specializing in law firm growth strategy and fractional CFO services. With over a decade of experience helping hundreds of law firm owners move from confusion to clarity, her approach blends cash flow strategy, financial visibility, and team-centered systems built specifically for legal practice.If today's episode stirred something in you, subscribe to The Free Lawyer and leave a review wherever you listen. The work of building a practice that actually serves your life starts with one honest conversation. Begin yours at garymiles.net.[00:00] | Welcome to The Free Lawyer[02:17] | Chelsea's defining origin story[04:32] | Why lawyers need specialized finance[06:47] | The numbers that matter most[09:02] | More revenue, more problems[13:44] | Cash flow and the profit equation[17:23] | The feast-and-famine cycle[21:56] | Saying the hard thing kindly[25:38] | Financial alignment and lifestyle design[28:17] | First steps for attorneys todayChelsea Williams is the founder and Chief Financial Architect of Profit Kept, a financial strategy firm dedicated exclusively to helping law firm owners build profitable, sustainable practices. She specializes in cash flow strategy, fractional CFO services, and demystifying financial systems for attorneys who were never taught how to manage money as business owners. A former VP of a tax and accounting firm and a frequent speaker in legal business masterminds, Chelsea has helped hundreds of law firm owners move from financial confusion to genuine clarity. She believes that financial fluency is a leadership skill, not a luxury, and brings that conviction to every firm she serves.Would you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessmentLearn more about my productivity system here- https://www.garymiles.net/productivity
In the final installment of What's Next?'s three-part anniversary series marking four years since the May 14 Tops mass shooting, the focus shifts from promises to outcomes. The conversation examines whether the investments and commitments made after the tragedy have translated into meaningful change for Buffalo's East Side. Topics include poverty, homeownership, employment, food access, mental health support, and the lasting effects of decades of disinvestment. Community leaders and residents also discuss the need for transparency, accountability, and coordinated efforts to address the systemic challenges facing the community.
California wildfire victims were promised help. Millions were raised through FireAid, billions exist in relief programs, yet thousands of families remain unable to rebuild. We examine the FireAid controversy, FEMA delays, California's wildfire fund, and why so much aid still hasn't reached victims.#California #Wildfires #FireAid #FEMA #DisasterRelief #CaliforniaNews #GavinNewsom #PGE #SouthernCalifornia #LeftCoastNews #GovernmentAccountability #WildfireRecovery #BreakingNews #Politics #PublicPolicy
SHORT DESCRIPTION New claims of massive federal fraud are shaking Washington as officials and former EPA leadership allege billions in taxpayer dollars were improperly routed through green energy programs. Tara and Roger break down the allegations, the political fallout, and the growing push inside government to recover what was spent. FEATURED STORIES 1. Trump Officials Claim Massive Fraud Potential in Federal Budget Elon Musk, in comments attributed to a conversation with Joe Rogan, is referenced alongside Trump administration officials who argue that eliminating fraud and improper payments could dramatically reduce the federal deficit. Treasury Secretary Scott Bessent is cited estimating hundreds of billions in potential fraud annually, while Stephen Miller argues the federal budget could be balanced if only properly eligible recipients received payments. 2. EPA Leadership Launches Criminal Referrals Over Green Energy Spending Former EPA Administrator Lee Zeldin announced multiple criminal referrals following an internal review of Biden-era environmental grant programs. According to the claims discussed, the investigation centers on alleged misuse of funds routed through nonprofit intermediaries. Zeldin says roughly $29 billion in EPA grants have been paused or canceled amid the review. 3. The $2 Billion Stacy Abrams-Linked Grant Raises Questions One of the most controversial examples cited involves a $2 billion grant awarded to a nonprofit tied to former Georgia gubernatorial candidate Stacy Abrams. Critics highlighted that the organization reportedly had minimal prior financial activity before receiving federal funding, raising questions about oversight and eligibility standards. 4. “Pass-Through” Nonprofits Under Scrutiny Investigators referenced in the segment describe a network of nonprofit “pass-through” entities allegedly used to distribute federal funds with limited government oversight after initial disbursement. Concerns raised include whether funds were properly tracked once distributed beyond the initial recipient organizations. 5. Allegations of Political Enrichment Through Climate Funding Programs The discussion also focuses on claims that green energy and climate-related funding programs were structured in ways that benefited politically connected organizations and former government officials. Programs under the Inflation Reduction Act are specifically mentioned as part of the funding pipeline under review. 6. Calls to Reclaim Federal Funds Intensify The Trump EPA team is described as attempting to claw back portions of previously distributed grants, referring some cases to the Inspector General and the Department of Justice for possible prosecution. Supporters argue that stronger oversight and rescission of unused funds could help reduce waste and fraud. KEY TAKEAWAYS Allegations of large-scale federal fraud are fueling renewed scrutiny of government spending. EPA grant programs are under investigation for potential misuse and weak oversight. Nonprofit intermediaries are a central focus of concern in how federal funds are distributed. Political debate is intensifying over climate-related spending and accountability. Officials are pushing for recovered funds and expanded investigations. QUOTE OF THE DAY “If only properly eligible recipients received federal dollars, we could balance the budget.” SOCIAL MEDIA TEASER
Part two of What's Next?'s three-part anniversary series examining the aftermath of the May 14 Tops mass shooting focuses on the distribution and impact of millions of dollars raised to support Buffalo's East Side. The episode explores questions surrounding transparency, accountability, and long-term community investment while examining how funding was distributed to recovery efforts in the years following the tragedy. Survivors and community members also reflect on the ongoing challenges of accessing promised mental health and financial support.
In part one of a three-part anniversary series marking four years since the May 14 Tops mass shooting, What's Next? examines the nearly 100 million dollars pledged to support Buffalo's East Side and the families impacted by the tragedy. The episode explores how state and federal funding, corporate donations, and community fundraising efforts were distributed, while also examining the challenges survivors faced in receiving support and the lingering questions surrounding accountability and transparency. The conversation also looks at the emergency response efforts created after the shooting and the ongoing work to rebuild trust within the community.
Most people don't have an income problem. They have a cashflow control problem. In this episode, Curtis May breaks down why money disappears so quickly — even for high-income earners and business owners — and why budgeting alone usually fails. You'll learn: Why most people unknowingly operate from one financial bucket The hidden danger of unmanaged cashflow Why wealthy people use systems instead of budgets How "wealth transfers" quietly drain your income Why liquidity matters more than most people realize The difference between tracking money and controlling money How cashflow mapping creates financial clarity and control Curtis also introduces the concept of: "Tell your money where to go instead of asking where it went." This episode is especially important for: Business owners Families living paycheck-to-paycheck despite good income Professionals with debt and no liquidity Anyone frustrated by financial stress and disorganization If you want to stop reacting to money and start controlling it, this episode is for you. Resources Mentioned Money Organization Plan Cashflow Mapping Money4Life Blueprint Debt-Free for Life concepts Reservoir Account strategy Schedule a Strategy Session Practical Wealth
Despite earlier promises that no taxpayer dollars would go towards the construction of a new massive ballroom at the White House, that may be changing. President Trump isn't asking for the money himself, but several Republican senators now propose sending $1 Billion in taxpayer dollars towards the project in order to help upgrade security.
Most salon owners don't have a money problem, they have a ‘lack of understanding' problem. You can be fully booked, your team can be flat out, and yet you can still be running at a loss without realising it. That's what happens when you're managing your business without awareness of a few key numbers. On today's podcast, I'm walking you through the five numbers that, in my experience, determine whether a salon owner feels in control of their finances or is controlled by them.These aren't complicated. You don't need to love spreadsheets or become an accountant. But knowing these five numbers changes the way you make decisions, and the decisions you make determine the business you build. If last week's episode resonated with you, this one is the practical follow-up you've been waiting for.WHAT YOU'LL LEARN:Why your salon can be fully booked and still be running at a loss and the one number that highlights the reality.What net profit margin actually means and why checking it once a year with your accountant is already too lateWhy copying a competitor's pricing could mean your services are running at a loss.How a 13-week rolling cashflow forecast removes the financial anxiety that hits every time something unexpected goes wrongWhy these five numbers are all connected and what pulling on one thread does to the restIN THIS EPISODE:[00:00] Introduction: The salon that looks busy but can't explain the numbers[00:26] Why this episode follows directly from last week's[00:44] The real reason salon owners feel financial fog[01:19] Why gut feel is not a strategy for running your finances[01:42] Number one: your breakeven point and why it matters most[02:52] You can be fully booked and still be running at a loss[03:47] Number two: net profit margin and what it actually measures[04:55] The story of Clarissa: from 2.5% to 8.4% profit margin[06:16] Number three: staff costs as a percentage of total revenue[08:11] Number four: which services on your menu are actually profitable[09:56] Number five: understanding your cashflow over the next 13 weeks[11:53] Billy's story: from breaking even to £80k profit[12:08] How all five numbers connect to each other[13:39] The free 10-question salon financial reality check[13:57] Free live masterclass: Where Does All the Money Go?Want MORE to help you GROW?➡️ 10 Question Salon Financial Reality Check – A free 60-second quiz to identify exactly where your financial knowledge gaps are – Find out more➡️ Free Live Masterclass: Where Does All the Money Go? – Monday 11th May, one hour, completely free – deeper than this episode and the logical next step if this resonated – Register hereRECOMMENDED NEXT EPISODEIf you enjoyed this episode, you'll also like: Episode 345: Where Does All the Money Go? The 10-Part Financial Framework for Salon Owners Listen here RATINGS + REVIEWS
Hey Smarties! There won't be a livestream for “Economics on Tap” today. But don't worry! We'll be back next week. For now, we're sharing an episode from our friends over at “This Is Uncomfortable.” Enjoy!What happens to your retirement savings when you leave a job? And if you've forgotten about an old 401(k) account, how do you track that money down? That's the mystery Reema is trying to solve this week, as she confronts her own financial anxiety and goes searching for retirement accounts left behind at previous jobs.Along the way, she talks with retirement expert Geoffrey Sanzenbacher about just how common this is -- only about 15% of people roll their retirement savings over to a new employer's plan! And she asks behavioral economist Katy Milkman why this kind of chore feels so hard. Plus, brain hacks that will help you get through that daunting financial to-do list.Here at Marketplace, we're celebrating Public Media Giving Days on May 1 and 2. Help us keep the conversations going. Donate now: https://support.marketplace.org/smart-sn
Hey Smarties! There won't be a livestream for “Economics on Tap” today. But don't worry! We'll be back next week. For now, we're sharing an episode from our friends over at “This Is Uncomfortable.” Enjoy!What happens to your retirement savings when you leave a job? And if you've forgotten about an old 401(k) account, how do you track that money down? That's the mystery Reema is trying to solve this week, as she confronts her own financial anxiety and goes searching for retirement accounts left behind at previous jobs.Along the way, she talks with retirement expert Geoffrey Sanzenbacher about just how common this is -- only about 15% of people roll their retirement savings over to a new employer's plan! And she asks behavioral economist Katy Milkman why this kind of chore feels so hard. Plus, brain hacks that will help you get through that daunting financial to-do list.Here at Marketplace, we're celebrating Public Media Giving Days on May 1 and 2. Help us keep the conversations going. Donate now: https://support.marketplace.org/smart-sn
Hopefully your salon is busy, clients are coming through the door, and money is being taken at the till every day, so if that's the case, then why is salon financial management still such a struggle? This is the reality for a lot of salon owners: the numbers just don't add up, and the stress that comes with that is real. In this episode, I walk you through a 10-part framework for following the money trail in your business. This isn't a finance lesson, and it's not about spreadsheets. It's a practical way of thinking about your business that gives you clarity and control, because right now, with costs up and clients spreading out their appointments, you can't afford to keep guessing.IN THIS EPISODE:The difference between knowing your numbers and understanding your business in real timeWhy budgets aren't about restriction, they're the single most important tool for weekly profitabilityWhat cashflow forecasting actually looks like and why a 13-week rolling forecast changes everythingHow to think about productivity-based pay so your team's performance is tied to the salon's financial healthEPISODE TIMESTAMPS[00:00] Introduction: The reality of a busy salon that still isn't profitable[00:50] Why the financial picture behind the scenes rarely matches the front[01:14] This isn't about how hard you work, it's about structure[01:38] The biggest misconception: thinking someone else is watching the numbers[02:22] Why understanding your finances is your job, not your accountant's[03:10] What following the money trail actually means in practice[03:53] Introducing the 10-part financial framework for salon owners[06:47] Why budgets matter more than most salon owners want to admit[08:07] Cashflow forecasting and why 13 weeks ahead changes everything[09:32] Pricing for profit and why "charge your worth" isn't a strategy[10:47] Recap: how many of the 10 points are you actually doing?[13:01] The free webinar: Where Does All the Money Go?RESOURCES MENTIONEDWhere Does All the Money Go? (Free Webinar) Antony breaks down the 10-part framework in full and shows you how to apply it practically in your salon - Register hereWant MORE to help you GROW?
Salon profitability is under more pressure than it has been in years, and the hard reality is that being busy isn't the same as being profitable. In this episode, I get into the financial fundamentals that too many salon owners avoid, because understanding your numbers is the only way to get in front of the problem before it becomes a crisis.By the end of this episode, you'll know exactly where to look in your business to find the leaks, whether you have a pricing problem or a productivity problem, and what your real options are for increasing profit margins. This isn't about cutting everything to the bone. It's about making smarter decisions with the facts in front of you.IN THIS EPISODE:Why being fully booked doesn't mean your salon is profitable, and what that means for your business right nowHow to use your profit and loss report to separate the facts from the feelings and make better financial decisionsThe difference between a pricing problem and a productivity problem, and which one your salon actually hasThe three ways to increase salon income, and which one delivers results the fastestEPISODE TIMESTAMPS:[00:00] Introduction: Why salon profit margins are under pressure right now [00:27] The things you can control when times are tough [02:07] Why competitive pricing creates a crunch point for salon owners [03:04] How to use your profit and loss report correctly [04:29] What the numbers in a typical salon P&L actually look like [05:42] Pricing problems vs productivity problems: knowing which one you have [06:21] How to approach cutting costs without losing what matters [08:05] Why the miscellaneous line in your P&L deserves more attention [09:22] The three ways to increase your salon income [11:44] Why a price rise is the fastest lever available to you [12:38] Which services are actually profitable when you look at the real margins [13:25] Using technology and AI to create efficiencies in your business [14:16] Recap and your next action stepRATINGS + REVIEWS
The Billionaire's Tax has qualified for the November 2026 ballot. Californians Against Wasteful Spending and Higher Taxes is making a simple argument: California doesn't have a revenue problem, it has a spending problem. See the new campaign ad and read about it here: https://www.sodoesitmatter.com/p/california-anti-tax-coalition-announces Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | InstagramSee omnystudio.com/listener for privacy information.
What happens to your retirement savings when you leave a job? And if you've forgotten about an old 401(k) account, how do you track that money down? That's the mystery Reema is trying to solve this week, as she confronts her own financial anxiety and goes searching for retirement accounts left behind at previous jobs. Along the way, she talks with retirement expert Geoffrey Sanzenbacher about just how common this is -- only about 15% of people roll their retirement savings over to a new employer's plan! And she asks behavioral economist Katy Milkman why this kind of chore feels so hard. Plus, brain hacks that will help you get through that daunting financial to-do list. If you liked this episode, share it with a friend. And let us know what you think by emailing uncomfortable@marketplace.org or calling 347-RING-TIU.And follow us on Instagram and Tiktok!
What happens to your retirement savings when you leave a job? And if you've forgotten about an old 401(k) account, how do you track that money down? That's the mystery Reema is trying to solve this week, as she confronts her own financial anxiety and goes searching for retirement accounts left behind at previous jobs. Along the way, she talks with retirement expert Geoffrey Sanzenbacher about just how common this is -- only about 15% of people roll their retirement savings over to a new employer's plan! And she asks behavioral economist Katy Milkman why this kind of chore feels so hard. Plus, brain hacks that will help you get through that daunting financial to-do list. If you liked this episode, share it with a friend. And let us know what you think by emailing uncomfortable@marketplace.org or calling 347-RING-TIU.And follow us on Instagram and Tiktok!
Adam Silver is trying to address and fix the tanking issue in the NBA NFL franchises are worth more than ever and keep going up Ryan Horvat joins the show and shares his thought on the NFL draft
Ever look at your bank account and wonder where your money went—even though you didn't make any big purchases? You're not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn't discipline—it's visibility. In this episode, Shari Rash, founder of GWA Wealth, breaks down the hidden expenses quietly draining your bank account. From subscription creep and convenience spending to lifestyle inflation, social comparison, and emotional micro-spending, these small, everyday costs can add up to thousands of dollars a year without you realizing it. You'll learn why these expenses are so easy to overlook, how they impact your long-term wealth, and a simple 20-minute spending audit you can do today to take back control—without turning your life into a restrictive budget. If you make good money but still feel like you're playing catch-up, this episode will help you finally connect the dots and start spending with intention. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hello guys! Today we're talking about what exactly happened to the 'stuff' of queens, emperors, dictators and criminals after it all comes crushing down!From Marie Antoinette's jewels to the Romanov family's Faberge Eggs and the Kaiser's palaces and art post exile, we look at what happened to the collections of these royal dynasty's when it all comes crashing down! PLUS we're looking at Hitlers personal will and the royalties from his book, before ending with the fate of Jeffrey Epstein's million dollar property portfolio! If you're wanting more Hot History content you can follow along on Instagram, TikTok and YouTube and of course, right here!Til next week, Ainslie x
Blue Valley cutting strings program, where did the money go? HR 1 full 2509 Wed, 11 Mar 2026 16:00:21 +0000 UlTUtgVs8Xn96Hay3VImU4N4rpXfHEli news MIDDAY with JAYME & WIER news Blue Valley cutting strings program, where did the money go? HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.amperwavepo
You've paid off the debt, built the emergency fund, and started investing. So why does having extra money still make you feel weirdly stressed? In this episode of Everyone's Talkin' Money, Shari Rash breaks down what to do with surplus money once you're past financial chaos and into a more stable phase of life. Because when the bills are covered, your savings account is solid, and your 401(k) contributions are happening, the next question gets a lot more complicated: where should your next dollar go? Get the Now What? Money Reset If you've ever felt stuck deciding between saving more cash, funding a Roth IRA, opening a brokerage account, contributing more to your 401(k), or finally spending money on something that makes your life better, this episode is for you. Shari shares her post-chaos money playbook: Protect, Build, Live — a practical system for deciding how to allocate extra money without second-guessing every financial move. You'll learn how to set a cap on your emergency fund, when cash stops being security and starts becoming unassigned money, and why “max everything” is not always the smartest investing strategy. Shari walks through her investing stack for women in this stage of life: get the employer match, fund a Roth IRA, build a taxable brokerage account for flexibility, and then max your 401(k) if it still makes sense for your goals. This episode also unpacks why a brokerage account can be one of the most powerful tools for present-life freedom, especially if you want the option to take a sabbatical, leave a job, change careers, start a business, relocate, or work less before traditional retirement age. And just as importantly, Shari explains why your life should not be funded with leftovers. You'll hear how to create a “Live” bucket for travel, health, support, time-saving services, relationships, learning, and the things that make your life feel like yours. If you've been wondering how to split your money between savings, investing, and actually enjoying your life, this episode gives you a clear framework. Because you are no longer someone who saves whatever is left. You are someone who directs money to build security, freedom, and life all at the same time. Are you're ready for personalized, judgment-free financial guidance? Learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices
#795 Most entrepreneurs don't realize that financial structure — not more revenue — is the key to unlocking real freedom. In Part 2 of this two-part conversation, host Brien Gearin and Bobby Hoyt go deeper into how Profit First can transform not just your business finances, but your personal finances and mindset as well. Bobby shares practical examples of using multiple accounts to create clarity, reduce stress, and confidently cover big expenses — from taxes to mortgages to vacations — without guilt or guesswork. They also discuss the shift from scarcity to abundance that comes from truly understanding your numbers, the importance of having the right financial experts on your team, and why bookkeeping and financial education are critical skills for long-term success. Whether you're scaling your business or just getting started, this episode highlights how structure, mentorship, and financial clarity unlock both growth and freedom! What we discuss with Bobby: + Profit First beyond business + Using multiple bank accounts strategically + Eliminating tax-time surprises + Creating financial peace of mind + Applying Profit First to personal finances + Scarcity vs. abundance mindset shift + Rewarding yourself responsibly + Importance of financial mentorship + Why knowing your numbers matters + Bookkeeping as a growth lever Thank you, Bobby! Check out Stellar Brands at StellarBrands.com. Check out The Bottom Line (TBL) at TheBottomLineCPA.com. Check out Brilliant Bookkeeper. To get access to our FREE Business Training course go to MillionaireUniversity.com/training. To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
#794 Most entrepreneurs don't have a revenue problem — they have a “where did the money go?” problem. In Part 1 of this two-part conversation, host Brien Gearin sits down with Bobby Hoyt — founder of Stellar Brands, CEO of The Bottom Line, and creator behind Millennial Money Man — to unpack why “knowing your numbers” is non-negotiable if you want to build a business that actually pays you. Bobby shares his journey from high school band director to entrepreneur, how a mentor helped him pay off student loans and take the leap, and the hard lessons that come from running your business on “napkin math.” Together, Brien and Bobby dig into why most entrepreneurs get blindsided at tax time, what it really means to have a proactive tax strategy, and how systems like Profit First (and the right bookkeeping/CPA team) can bring clarity, stability, and confidence to your cash flow — so you can grow without hitting the financial “electric fence!” What we discuss with Bobby: + Why entrepreneurs must know their numbers + The danger of “napkin math” finances + Bobby's journey from teacher to CEO + How mentors accelerate business growth + Why revenue doesn't equal personal income + The importance of proactive tax strategy + Common CPA and bookkeeping mistakes + How Profit First stabilizes cash flow + Paying yourself consistently as an owner + Building financial systems that scale with growth Thank you, Bobby! Check out Stellar Brands at StellarBrands.com. Check out The Bottom Line (TBL) at TheBottomLineCPA.com. Check out Brilliant Bookkeeper. To get access to our FREE Business Training course go to MillionaireUniversity.com/training. To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
The NFL season is officially over, so what happens next on Sport.Fun?On this episode of SDF with Laird, I'm joined by psufans2 to break down what the post-Super Bowl landscape looks like across the platform. We dig into the biggest question on everyone's mind: where does the money go now?We'll discuss:• Will capital stay parked in NFL.Fun, even with no games being played?• Does liquidity rotate into Football.Fun as football ⚽️ takes center stage?• Can the $FUN token be the real beneficiary of the NFL offseason?• Or do users simply pull money off the platform entirely?If you're holding NFL shares, considering reallocating to football, or trying to understand the broader Sport.Fun economy, this is a must-watch conversation.
Welcome to Califraia—the brilliant new term for California's jaw-dropping $250 billion in fraud, waste, and abuse. Yes, you read that right: a quarter TRILLION dollars of taxpayer money flushed down the government toilet. When Republican gubernatorial candidate Steve Hilton first dropped this bombshell, it seemed impossible. But after digging into the details—$24 billion in unaccounted homelessness spending, $55 billion in pandemic unemployment fraud, $20 billion more in bogus jobless claims, plus countless scams in CalFresh, Medi-Cal, fake college applications, and the high-speed rail to nowhere—suddenly $250 billion doesn't sound so crazy. One-party rule has created a culture of corruption so deep that even Newsom's own state auditor flagged his administration as "high risk." Meanwhile, Newsom's response? Insults and deflection, as usual. Is anyone surprised California leads the nation in homelessness, poverty, and cost of living while hemorrhaging billions in fraud? What will it take for California voters to demand accountability? Subscribe for more government waste exposés, hit that like button, and let's make #Califraia trend!
The state’s general fund budget is in trouble, as is its transportation budget. Inflation, higher than expected costs, lower than anticipated revenues, state services scheduled to expand. If you listen to KUOW, you’re probably aware of why the state is facing budget shortfalls. This next segment is about a bright spot in the state’s budget: the money generated from the cap and invest system. That’s part of the Climate Commitment Act which voters upheld in 2024. Here’s how it works: The state sets a limited amount of emissions allowed each year by major companies that’s the cap. Companies that emit more than they’re supposed to have to buy an allowance in a state-run auction. The latest auction generated $394 million dollars. The money is supposed to go towards climate investments like air quality monitors, electric vehicle chargers, and public transportation projects. But Governor Ferguson recently proposed using more than half billion dollars of that money to fund another program: The Working Families Tax Credit. It’s a refund that gives money back to low-and-medium income state residents. Meanwhile, Republicans, perhaps seeing an opening with the governor’s proposal, want to use the money to offset utility costs for schools. Environmental groups are already pushing back against the Governor’s proposal. The budget fight has come for this big pot of money and we’re going to hear two perspectives on this issue today. Guests: Todd Myers, Vice President of Research at Washington Policy Center Reuven Carlyle, Founder of Earth Finance, former state senator, and architect of the Climate Commitment Act Relevant Links: Seattle Times: A budget ‘rat hole’? Political fight over WA climate money intensifies Washington State Standard: WA governor calls for tapping reserve fund and climate law cash to fill budget hole Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.See omnystudio.com/listener for privacy information.
Paul and Evan get into a conversation about a common question for homeowners: Is it a better investment to put extra money in my house or in my portfolio? Paul talks about why you shouldn't view your home as an investment unless you plan on selling it and moving into a tent. Listen along as these two advisors explain the importance of paying off or improving your home without viewing it as an investing decision. Later in the episode, Paul discusses how Trump is cracking down on corporate ownership of residential housing. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement. This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.
William and guests discuss Stormont's first draft multi-year budget since 2011.
Steve sits down with State Representative Donni Steele, who represents District 54 in Lake Orion and chairs the House Appropriations Subcommittee on Transportation, to discuss growing concerns over budget clawbacks and misplaced taxpayer dollars. Steele explains why lawmakers are demanding accountability for transportation funding, how money meant for roads and infrastructure can get diverted, and why transparency matters to Michigan families already paying enough in taxes.
President Trump has announced that the United States has seized an oil tanker off the coast of Venezuela. This action has sparked concern among Democrats, who are raising alarms about security risks with other countries and the potential impact on the global oil supply. Additionally, Trump is reportedly considering action against Colombia due to concerns about drug trafficking and the possibility of narcotics entering the United States. Mark interviews economist Steve Moore. With a new Federal Reserve Chair set to take over next year after Jerome Powell, Moore discusses the state of the economy. He argues that the economy is currently strong and questions Democratic claims about an affordability crisis. New York City is allegedly up to $8 billion that has reportedly gone missing from funds intended to address homelessness. There is speculation that Mayor Eric Adams might skip Zohran Mamdani's inauguration in January. Meanwhile, NYC Comptroller Brad Lander has launched a congressional bid, drawing attention for his style, which some say is reminiscent of Mr. Rogers. Mark interviews WOR weeknight host Jimmy Failla. They share some laughs about post-holiday party antics and discuss concerns about safety in New York City, especially with Zohran Mamdani set to be sworn in as mayor in January 2026.
President Trump has announced that the United States has seized an oil tanker off the coast of Venezuela. This action has sparked concern among Democrats, who are raising alarms about security risks with other countries and the potential impact on the global oil supply. Additionally, Trump is reportedly considering action against Colombia due to concerns about drug trafficking and the possibility of narcotics entering the United States. Mark interviews economist Steve Moore. With a new Federal Reserve Chair set to take over next year after Jerome Powell, Moore discusses the state of the economy. He argues that the economy is currently strong and questions Democratic claims about an affordability crisis. New York City is allegedly up to $8 billion that has reportedly gone missing from funds intended to address homelessness. There is speculation that Mayor Eric Adams might skip Zohran Mamdani's inauguration in January. Meanwhile, NYC Comptroller Brad Lander has launched a congressional bid, drawing attention for his style, which some say is reminiscent of Mr. Rogers. Mark interviews WOR weeknight host Jimmy Failla. They share some laughs about post-holiday party antics and discuss concerns about safety in New York City, especially with Zohran Mamdani set to be sworn in as mayor in January 2026. See omnystudio.com/listener for privacy information.
This week on the Retirement Quick Tips podcast, I'm talking about why most Americans never reach financial independence and become wealthy. So far this week, I've talked about the typical path that many Americans take that set them up for failure when it comes to reaching financial independence: Taking on student loan debt (average repayment = $500+ a month for 10+ years) Buying a car (2nd highest expense for young people behind housing. Average monthly car payment for Gen Z today = $577). For many, it's not unusual to carry car payments of $1000 or more. Average credit card debt is $6700 at 23% interest - another few hundred a month in paying it off. Then we come to the biggest expense - housing. The median monthly mortgage payment for U.S. homebuyers today is currently $2,259. That reflects today's higher interest rates and higher home prices. It's not surprising then that the average age of first-time homebuyer is 38. For many of you listening, you bought your first house when you were in your late 20s or early 30s. Today's first time homebuyers are now middle aged.
When you write a check for “clean water” or “orphans in Africa,” what actually happens on the other side of the wire?In this episode, Todd Turner sits down with longtime Africa practitioner Jason Miller to talk honestly about the dark side of global generosity: dependency, staged photo ops, buzzword-driven proposals, broken “sustainability” projects, and a charity mindset that quietly damages the very communities we say we care about.Jason has been working in East Africa since the mid-90s, from backpacking and hauling fax machines into Tanzania to walking slums, village wells, schools, farms, and “sustainable” projects across the continent. Together, Todd and Jason unpack how Western money interacts with local culture, government corruption, and survival ethics on the ground. They tell real stories of empty chicken houses, stolen wells, abandoned greenhouses, and ministries that exploded with donor money and then collapsed under the weight of it.Most importantly, they explain why U.S. oversight tools like Guidestar, ECFA, and clean audits are necessary but not enough. Once money leaves the country, the paper trail gets fuzzy and the real story is told in dusty fields, rural schools, and village churches, not on a glossy PDF.In this conversation, you'll hear:Why “don't feed the bears” is a painfully accurate picture of some mission modelsHow well-intentioned donors can destroy local businesses and jobs without realizing itWhy buzzwords like “sustainability,” “water is life,” and “women's empowerment” raise money but often hide shallow workHow cultural views of truth, honor, and family boards can completely change what “accountability” looks likeWhy schools, wells, fish farms, and orphanages often fail once the team flies homeThe limits of 501(c)(3) audits, Guidestar stars, and ECFA seals when funds are wired overseasWhat real donor due diligence looks like when you actually “watch the money in action”How Open Trust Global helps close the gap between donor stories and donor realityIf you're a pastor, foundation leader, missions pastor, family office, or everyday giver who supports overseas work, this episode will help you ask better questions, fund better projects, and avoid doing unintentional harm with generous gifts.Open Trust Global exists to put eyes and boots where the dollars go so that every gift has a fighting chance to become the good it was intended to be.
In this episode of the Successful Stylist Academy Podcast, Ambrosia pulls back the curtain on one of the most confusing parts of running a profitable business as an independent stylist or salon owner: where your money actually goes. Instead of just looking at your bank balance and hoping for the best, she walks you through a simple "waterfall" visual so you can see how every dollar flows through your business, into costs, marketing, overhead, education, and finally: profit. You'll learn realistic percentage benchmarks for each category, the most common money leaks that silently eat into your income, and how to fix them without adding more hours behind the chair. If you've ever felt busy but not truly profitable, this conversation will help you reclaim your confidence, your cash flow, and your long-term freedom. Get FREE access to our Creative Service Profit Maker Webinar now! The booking software that makes my job easier is GlossGenius with AI support to make tasks as simple as clicking a button! Try it out for 2 weeks FREE: https://glossgenius.biz/AmbrosiaCarey Want more episodes like this? Drop a review here & tell us what you want to hear more of: https://podcasts.apple.com/us/podcast/successful-stylist-academy/id1584273127 Key Take-Aways: 1. Think of your business like a waterfall, not just a bank balance. 2. Money flows from the faucet into a series of "glass cups" : direct costs, client acquisition, overhead, growth, and finally profit. 3. When you see each glass clearly, you stop assuming all the money in your bank account is truly yours and start treating it as money with a job. 4. Get clear on your direct costs (COGS) so every bowl of color is profitable. 5. Direct costs include anything you touch, mix, or use on your client: color, lightener, developer, foils, gloves, towels, shampoo, conditioner, cleaning supplies, and even credit card fees. 6. Aim to keep these costs around 10–12% of your total revenue, and know that once you creep toward 15–20%, it is a danger zone and a clear sign you need a price increase. 7. Stop overordering and start pricing services with product usage in mind. 8. Common leaks include buying too much inventory, letting products expire, turning unsold retail into backbar, and never updating prices when suppliers raise theirs. 9. Fix this by using systems or software to track inventory, calculating your cost per scoop or per gram, and doing a quick monthly inventory check so your shelves are lean and intentional, not a graveyard of old product. 10. Track your Customer Acquisition Cost (CAC) so your marketing actually pays you back. 11. Your CAC includes ads, promos, new client discounts, referral rewards, branding shoots, social media time, website, and booking software that help you get clients in the door. 12. A healthy benchmark is 5–10% of your revenue, and a simple formula is: if you spend $200 on ads and get 5 new clients, your CAC is $40 per client and each client should bring in at least four times that in lifetime value. 13. Prioritize retention over constant hustle for new clients. 14. Common mistakes are chasing visibility without conversion, not tracking where new clients come from, and focusing more on strangers online than on the guests already in your chair. 15. Track first-time versus repeat clients monthly, create a simple referral system with a clear reward, and double down on the platforms and efforts that are actually sending you clients, not just likes. 16. Audit your overhead before it quietly drains your profit. 17. Overhead includes rent or booth rent, utilities, Wi-Fi, insurance, software, accounting, subscriptions, cleaning, payroll taxes, and benefits. 18. Ideally, this lands between 35–45% of your total revenue, and when it creeps toward 50% or higher, you either need to cut costs, raise prices, or both to keep your business from tipping upside down. 19. Be ruthless with subscriptions and intentional with tax planning. 20.Typical leaks are paying for apps and tools you no longer use, overspending on décor or space that does not match your income level, and failing to save ahead for taxes. 21. Quarterly, comb through subscriptions, automate your bookkeeping and reports, and move around 30% of your profit into a separate tax or high-yield savings account so you are not surprised at year-end. 22. Treat education, events, and travel as growth costs; not automatic write-offs. 23. Hair shows, classes, coaching, membership programs, flights, hotels, and meals are powerful when they are strategic, but expensive when they are random. 24. Try to keep these growth costs under about 8–10% of your annual revenue, give every class a clear action plan for how you will turn it into income, and look for ways to turn trips into content, offers, or digital assets you can reuse. 25. Decide how your profit will be divided before it hits your account. 26. Profit is what remains after all buckets are filled, and it is not the same as your paycheck. 27. A sample breakdown is: 30% for taxes, 10% for emergency reserves, 10–15% to reinvest in education, marketing, or tools, and 45–55% to pay yourself, so every dollar has a purpose instead of disappearing. 28. Do a simple money audit and fix just one leak this month. 29. Look at last month's income and write down what you spent on supplies, client acquisition, overhead, and education, then see what was truly left as profit. Get 15% off Pharmagel, our favorite skincare line with code SSA15: http://www.pharmagel.net/discount/ssa15?redirect=%2F%3Fafmc%3Dssa15
For years, Americans questioned the Biden Administration's reckless spending in Ukraine, funneling more than $177 billion in taxpayer money into a war that Ukraine is losing. The corruption is undeniable — with Biden and his son's controversial business dealings tied directly to Ukraine's government. But one question remains:
For years, Americans questioned the Biden Administration's reckless spending in Ukraine, funneling more than $177 billion in taxpayer money into a war that Ukraine is losing. The corruption is undeniable — with Biden and his son's controversial business dealings tied directly to Ukraine's government. But one question remains:
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Hello Colorado Rapids fans. This week on Holding The High Line, we preview Houston Dynamo and revisit how Colorado Rapids spent the Moïse Bombito money.
09-05-25 - Mike Tyson Announces His Next Fight - Tucker Carlson Claims Pete Buttigieg Isn't Gay - Should Your Money Go To Only Companies You Align WithSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
09-05-25 - Mike Tyson Announces His Next Fight - Tucker Carlson Claims Pete Buttigieg Isn't Gay - Should Your Money Go To Only Companies You Align WithSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In episode 535 of 'Coffee with Butterscotch,' the brothers dive into the complexities and pitfalls of live service games, highlighting recent industry trends and discussing how giant corporations handle their gaming acquisitions. They also reveal their next exciting indie project, 'How Many Dudes?', and share insights on open development and community engagementSupport Crashlands 2!Official Website: https://www.bscotch.net/games/crashlands-2/Trailer: https://www.youtube.com/watch?v=ib7fzLf59voSteam: https://store.steampowered.com/app/1401730/Crashlands2/Google Play:https://play.google.com/store/apps/details?id=com.bscotch.crashlands2Apple: https://apps.apple.com/us/app/crashlands-2/id152819933100:00 Introduction and Welcome00:53 Thanks to our supporters! (https://moneygrab.bscotch.net)01:39 Naming the New Service: Ludo Kit06:04 Video Podcast Transition09:55 How Many Dudes: Game Development Insights11:46 Success on GX.games and Future Plans18:39 Soft Announcement: How Many Dudes as Next Game25:13 Sony's Live Service Games (Listener Question)30:29 Challenges in AAA Game Development34:27 The Roblox Generation37:01 Indie Games vs. Big Studios43:15 The Complexity of Live Service Games49:07 The Role of Beta Testing (Listener Question)56:21 Open Development and Community Engagement01:00:43 Conclusion To stay up to date with all of our buttery goodness subscribe to the podcast on Apple podcasts (apple.co/1LxNEnk) or wherever you get your audio goodness. If you want to get more involved in the Butterscotch community, hop into our DISCORD server at discord.gg/bscotch and say hello! Submit questions at https://www.bscotch.net/podcast, disclose all of your secrets to podcast@bscotch.net, and send letters, gifts, and tasty treats to https://bit.ly/bscotchmailbox. Finally, if you'd like to support the show and buy some coffee FOR Butterscotch, head over to https://moneygrab.bscotch.net. ★ Support this podcast ★
Today's episode is packed with major topics. We cover Trump's executive order targeting the disastrous cashless bail policy, Biden's “catch and release,” and more. Jennifer Horn joins us to break down what is really happening with the money that was supposed to go to victims of the devastating LA fires. The scandal runs deeper than anyone expected. We also take a look at the high-speed rail project and its unrealistic timeline and bloated budget. Later in the episode, we welcome Mayor Javier Lopez of Ceres, CA, who is running for California's 13th Congressional District. He highlights the importance of law enforcement, the role of farmers, and the Latino community.
Welcome back, Legal Team! With Real Housewives of Beverly Hills wrapping up for the year, we're closing out our legal deep dive with part two of all things Erika Jayne. This week, we unpack the Marco Marco lawsuit filed in Florida by designer Marco Morante—plus how it connects to the earlier California case filed by Christopher Psaila. We break down the overlapping claims, Erika's motion to dismiss, and the role of her attorney (and rumored landlord) James Wilkes—who's dealing with some legal trouble of his own. What's on the docket? Key differences and overlaps with the original California filing by Christopher Psaila Who Marco Marco is and their history with Erika Claims filed by Marco Morante in the Florida case Erika's motion to dismiss based on lack of personal jurisdiction Who is James Wilkes? A look at Erika's attorney—and his connection to her Wilkes' own legal issues, including an aggravated assault charge Mr. Wilkes' delays in scheduling the motion to dismiss hearing Details of the case management conference (March 2025) The motion for relief from judgment filed by Wilkes Access additional content and our Patreon here: https://zez.am/thebravodocket The Bravo Docket podcast, the statements we make whether in our own media or elsewhere, and any content we post are for entertainment purposes only and do not provide legal advice. Any party consuming our information should consult a lawyer for legal advice. The podcast, our opinions, and our posts, are our own and are not associated with our employers, Bravo TV, or any other television network. Cesie is admitted to the State Bars of California and New York. Angela is admitted to the State Bars of Texas, Kansas, and Missouri. Thank you to our incredible sponsors! Rula: Rula patients typically pay $15 per session when using insurance. Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/bravodocket #rulapod Quince: Go to Quince.com/docket for 365-day returns, plus free shipping on your order. Lume: Control Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code BRAVODOCKET at LumeDeodorant.com! #lumepod L-Nutra: Prolon is offering The Bravo Docket listeners 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit ProlonLife.com/DOCKET Laundry Sauce: Make laundry day the best day of the week! Get 20% off your entire order @LaundrySauce with code DOCKET at https://laundrysauce.com/DOCKET #laundrysaucepod Wayfair: Shop the best selection of home improvement online. Get renovating with Wayfair. Head to Wayfair.com right now. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Welcome back, Legal Team! With Real Housewives of Beverly Hills wrapping up for the year, we're closing out our legal deep dive with part two of all things Erika Jayne. This week, we unpack the Marco Marco lawsuit filed in Florida by designer Marco Morante—plus how it connects to the earlier California case filed by Christopher Psaila. We break down the overlapping claims, Erika's motion to dismiss, and the role of her attorney (and rumored landlord) James Wilkes—who's dealing with some legal trouble of his own. What's on the docket? Key differences and overlaps with the original California filing by Christopher Psaila Who Marco Marco is and their history with Erika Claims filed by Marco Morante in the Florida case Erika's motion to dismiss based on lack of personal jurisdiction Who is James Wilkes? A look at Erika's attorney—and his connection to her Wilkes' own legal issues, including an aggravated assault charge Mr. Wilkes' delays in scheduling the motion to dismiss hearing Details of the case management conference (March 2025) The motion for relief from judgment filed by Wilkes Access additional content and our Patreon here: https://zez.am/thebravodocket The Bravo Docket podcast, the statements we make whether in our own media or elsewhere, and any content we post are for entertainment purposes only and do not provide legal advice. Any party consuming our information should consult a lawyer for legal advice. The podcast, our opinions, and our posts, are our own and are not associated with our employers, Bravo TV, or any other television network. Cesie is admitted to the State Bars of California and New York. Angela is admitted to the State Bars of Texas, Kansas, and Missouri. Thank you to our incredible sponsors! Rula: Rula patients typically pay $15 per session when using insurance. Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/bravodocket #rulapod Quince: Go to Quince.com/docket for 365-day returns, plus free shipping on your order. Lume: Control Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code BRAVODOCKET at LumeDeodorant.com! #lumepod L-Nutra: Prolon is offering The Bravo Docket listeners 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit ProlonLife.com/DOCKET Laundry Sauce: Make laundry day the best day of the week! Get 20% off your entire order @LaundrySauce with code DOCKET at https://laundrysauce.com/DOCKET #laundrysaucepod Wayfair: Shop the best selection of home improvement online. Get renovating with Wayfair. Head to Wayfair.com right now. Learn more about your ad choices. Visit megaphone.fm/adchoices
While The Real Housewives of Beverly Hills wraps up for the season, Legal Team—we're just getting started. We're back with major Erika Jayne legal updates, diving into the trustee's case tied to the Girardi Keese bankruptcy. From the millions allegedly funneled to Erika and EJ Global to what the trustee is seeking and where the case stands now—we're breaking it all down. Stay tuned for part 2, where we'll get into the Florida case filed by Marco Marco. What's on the docket? Erika's behavior on RHOBH while navigating legal trouble Breakdown of the trustee's case against Erika and the Girardi Keese bankruptcy Millions allegedly funneled to Erika instead of the firm How this flew under the radar — An explanation on how law firm finances usually work The trustee's claims and what they're seeking Judge-issued sanctions over a late status report Hearing transcript highlights: Erika's attorney vs. trustee's attorney The trustee's position going into trial Erika's position going into trial Access additional content and our Patreon here: https://zez.am/thebravodocket The Bravo Docket podcast, the statements we make whether in our own media or elsewhere, and any content we post are for entertainment purposes only and do not provide legal advice. Any party consuming our information should consult a lawyer for legal advice. The podcast, our opinions, and our posts, are our own and are not associated with our employers, Bravo TV, or any other television network. Cesie is admitted to the State Bars of California and New York. Angela is admitted to the State Bars of Texas, Kansas, and Missouri. Thank you to our incredible sponsors! Rula: Rula patients typically pay $15 per session when using insurance. Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/bravodocket #rulapod Skims: The Fits Everybody collection is available in sizes XXS to 4X. You can shop now at SKIMS.com and SKIMS stores. After you place your order, be sure to let them know we sent you! Select "podcast" in the survey and be sure to select our show in the dropdown menu that follows. Aquatru: Our listeners receive 20% OFF any AquaTru purifier! Go to AquaTru.com and enter code “DOCKET” “ at checkout. Quince: Go to Quince.com/docket for 365-day returns, plus free shipping on your order. Lume: Control Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code BRAVODOCKET at LumeDeodorant.com! #lumepod L-Nutra: Prolon is offering The Bravo Docket listeners 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit ProlonLife.com/DOCKET Laundry Sauce: Make laundry day the best day of the week! Get 20% off your entire order @LaundrySauce with code DOCKET at https://laundrysauce.com/DOCKET #laundrysaucepod Wayfair: Shop the best selection of home improvement online. Get renovating with Wayfair. Head to Wayfair.com right now. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Memecoins are having a moment. Everyone from Hawk Tuah to President Donald Trump to animal influencers like Moo Deng the pygmy hippo have been turned into cryptocurrency. But what are the costs of all the hype?On today's show — a modern parable. How an orphaned baby rodent became a world famous animal influencer, became a political martyr, and was finally transmuted into a billion dollar cryptocurrency. It's a tale about how a chance encounter can lead to fame and fortune. But also how all that can spin wildly out of control in this brave, new – kind of terrifying – attention economy we're all living in. For more:The Memecoin CasinoHow the memecoin game is playedWhere'd The Money Go, And Other QuestionsWho Let The Doge(coin) Out?This episode was hosted by Alexi Horowitz-Ghazi and Nic Neves. This episode was produced by James Sneed. It was edited by Jess Jiang. Fact-checked by Sierra Juarez. And engineered by Jimmy Keeley. Alex Goldmark is Planet Money's executive producer.Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter.Listen free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Help support Planet Money and hear our bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy