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View the worship guide for this sermon here: https://calvaryga.com/upside-down-kingdom-week-12/
What really happens when you don't have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need.On this episode, we discuss:(00:00) Intro(00:43) Would You Trust The Government With Your Inheritance?(01:23) Why Wills Matter More Now Than Ever(01:43) The Rise Of Contested Wills And Probate Cases(03:47) What Happens If You Have No Will: State Trustees Step In(04:08) Nick's Personal Story: State Trustees Controlling His Grandparents' Estate(06:41) The Tim Brigden Case: 3 Years Fighting Public Trustees(08:23) Why Online Will Kits Cause Problems(15:09) Crypto & Digital Assets: Lost Forever Without Access(17:26) How To Talk To Your Parents About Their Wills(18:11) Estate Planning Lawyers vs General SolicitorsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today, Loretta welcomes Wayne R. Cesaro who has lived a life shaped by adventure, service, and a profound awareness of the unseen. A U.S. Navy veteran who rose to the rank of Master Mariner, Wayne spent decades sailing the world's oceans, navigating both physical and spiritual horizons. From commanding ships at sea to exploring ancient ruins and exploring the mysteries of the soul, his path has been guided—often literally—by unseen hands and moments of divine intervention.Wayne's new book, Spirit Guides and Angels: Death and Taxes, is far more than a memoir—it's a deeply personal, courageous exploration of how the celestial intersects with the ordinary. Through vivid storytelling, Wayne invites readers into a lifetime of mystical experiences: fevers broken by ancient healing traditions, near-death awareness, out-of-body journeys, and uncanny encounters with benevolent forces that have shaped his destiny. His writing reveals that guidance is always present, whispering through synchronicities, dreams, and the quiet urgings of intuition.You can connect with Wayne and explore his work at:
Today, Loretta welcomes Wayne R. Cesaro who has lived a life shaped by adventure, service, and a profound awareness of the unseen. A U.S. Navy veteran who rose to the rank of Master Mariner, Wayne spent decades sailing the world's oceans, navigating both physical and spiritual horizons. From commanding ships at sea to exploring ancient ruins and exploring the mysteries of the soul, his path has been guided—often literally—by unseen hands and moments of divine intervention. Wayne's new book, Spirit Guides and Angels: Death and Taxes, is far more than a memoir—it's a deeply personal, courageous exploration of how the celestial intersects with the ordinary. Through vivid storytelling, Wayne invites readers into a lifetime of mystical experiences: fevers broken by ancient healing traditions, near-death awareness, out-of-body journeys, and uncanny encounters with benevolent forces that have shaped his destiny. His writing reveals that guidance is always present, whispering through synchronicities, dreams, and the quiet urgings of intuition. You can connect with Wayne and explore his work at:
In our latest podcast, our team discusses why Rachel Reeves' problems are much more common than you might think.
Andy's back, several pounds lighter. The Twins have a new manager and his record is mediocre at best. Bob's dogs ran away. And to top it all off, how about those taxes? The only news today that makes up for it all is that they chose this year's sexiest man alive and he's not a politician. Because you know they would.On the show:TomKathrynAndyCostaki EconomopoulosKristyn BurttBob SansevereTopics Covered:FootballSexiest man aliveNew Twins managerOld TVsMayoral elections todayWest Palm Beach taxesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Death and taxes may be certain—but what about your purpose? Pastor Ben Young uses Jesus' words in Matthew 16 and Soren Kierkegaard's life framework to explore how we move from a life of pleasure-seeking or performance into something deeper: a life of authentic, tenacious faith. If you want to hear “Well done” at the end of your life, this message will help you live for what matters most.
Today I welcome Mehul Gandhi (CFP, TEP, CLU) from Westmount Wealth to discuss death & taxes for incorporated small business owners in Canada.The episode is broken down into 3 parts:- the layers of tax facing the estate upon death of an incorporated professional- strategies to mitigate the tax hit- who can help us & the importance of updating our willsDiscussion points:Introduction (3:05)The layers of tax on one's estate after an incorporated business owner passes away (6:08)How much tax can our estate face with no planning? (18:00)Estate freezes (19:18)First post mortem tax reduction strategy - loss carryback (22:03)Pipeline strategy (24:34)Why it's important to keep our wills updated (27:30)Corporate share structure (30:24)Insurance to navigate illiquidity challenges (35:42)Who needs a holding company? (40:32)Tax reduction with proper planning - how much? (43:04)Help us with estate planning - who? (45:05)Closing thoughts (47:45)Mehul Gandhihttps://www.linkedin.com/in/mehulgandhicfp/m.gandhi@westmountwealth.comhttps://www.westmountwealth.com/Yatin Chadhabeyond Radiology:https://beyondradiology.thinkific.com/products/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseEmail: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha
Pastor Greg teaches from Mark 11:27-12:17. The post Death and Taxes appeared first on Immanuel Baptist Church.
Dans ce 415, Skype est mort et boing est au fond du trou.
In this week's Farm Companion, we're putting in the work and stacking days with fall on our minds. As we wrap up our summer plots, it's hard not to start thinking ahead to deer season. In Illinois, we're locking in the CRP renewal, picking out stand locations, and getting in the mindset of holding mature bucks. Meanwhile, in Ohio, the grind doesn't stop—we're fine-tuning every inch of ground that could turn into a hot spot. Fall plots are up next, and every move we make now is about tipping the odds in our favor when that first buck steps out. Deer season's coming fast—and we're making sure these farms are ready. We hope you guys enjoy this series as much as we do. We live this every day, thinking about hunting season 365 days a year, putting in the work to set ourselves up for whitetail success this fall. Sit back, relax, and enjoy the show.SUBSCRIBE TO THE CHANNEL HERE:https://www.youtube.com/c/HUNTRTUBEBuy some merch on our website:https://wearehuntr.com/HUNTR Podcast is presented by:Hoyt Archery: https://hoyt.com (USE CODE HUNTR FOR 20% OFF APPAREL)DeerGro: https://www.deergro.com (USE CODE HUNTR FOR 15% OFF)Beast Broadheads: https://beastbroadheads.com/(USE CODE HUNTR FOR 10% OFF)MTN Tough: http://lab.mtntough.com/checkout/subscribe/purchase?code=huntr&plan=monthly(USE CODE HUNTR FOR 1 FREE MONTH)RackHub: https://www.rack-hub.com/huntr (USE CODE HUNTR FOR 10% OFF)Pure Wildlife Blends: https://www.purewildlifeblends.com (USE CODE HUNTR10 FOR 10% OFF)Lone Wolf Custom Gear: https://www.lonewolfcustomgear.com/(USE CODE HUNTR FOR 7% OFF)Better Backstrap: https://betterbackstrap.com/(USE CODE HUNTR15 FOR 15% OFF)Spartan Forge: https://spartanforge.ai/(USE CODE HUNTR20 FOR 20% OFF)
The party faces off against the Tax Collector in a deadly showdown.---News, artwork, and more at PowerWordCrit.comRate us on Spotify and Apple PodcastsContact us on Facebook, X/Twitter, or at PowerWordCrit@gmail.com---Theme music arranged by Corrin Sparks.Background music used under the standard-license from filmmusic.io.Anguish by Kevin MacLeodDarkling by Kevin MacLeodFuture Gladiator by Kevin MacLeodKillers by Kevin MacLeodScattershot by Kevin MacLeodUnholy Knight by Kevin MacLeod
Are there buried secrets that Norman Lillie kept to himself that led to Janice to being vulnerable to an attack? For closures, bankruptcies, affairs, and lies could be the reason behind Janice's death. How far would one go to keep it all together? Did Norman Lillie's lifestyle lead to her being murdered?
Jesus came to die for our sins, reveal His and our identity, and then how to live as good citizens for gospel witness.
This week Matt concludes the life of Poor Richard aka Benjamin Franklin! We see Franklin use his diplomatic muscle by day to persuade France to join the American cause while engaging in frisky French frivolities at night! His feuds, literary shenanigans and inventions continue all while putting together a little nation called The United States!
Richard II's reign is not off to a good start – find out more about the runners and riders in this week's bonus episode. You can also visit patreon.com/thisishistory to become a Royal Favourite member to get extra perks on top of bonus episodes, which gives you access to the Royal Court chat room, and get the chance to submit episode ideas fo Dan. Trouble looms as the French and the Scots sense weakness in the English rule, drunk sailors sink a fleet of warships and the highest legal authorities are run out of towns. It's the start of a bloody conflict that will see the Tower of London breached for the first and only time. A Sony Music Entertainment production. Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Learn more about your ad choices. Visit megaphone.fm/adchoices Presented by Dan Jones Senior Producer - Dominic Tyerman Executive Producer - Louisa Field Production Manager - Jen Mistri Production coordinator: Eric Ryan Marketing - Kieran Lancini Sound Design and Mixing - Amber Devereux Head of content – Chris Skinner Learn more about your ad choices. Visit podcastchoices.com/adchoices
God has given us certainty that is greater than death
On this special episode of DarbyCast, you, Kyle, and I team up to take down an evil metrosexual who's taxing the region into oblivion.
Benjamin Franklin famously wrote, "In this world, nothing can be said to be certain, except death and taxes." When it comes to movies about taxes, finance, banking, scheming, lying, cheating, and selling, here are a few of my favorites, from comedies to dramas, to the completely outrageous and obscene.-American Psycho (2000)The Big Short (2015)Boiler Room (2000)Glengarry Glen Ross (1992)The Other Guys (2010)Trading Places (1983)Wall Street (1987)The Wolf of Wall Street (2013)-designersonfilm.com/bigshort
At Redeemer, our pathway is how we seek to embody our vision and mission, or in other words, put it into practice. We desire every person to enter into intentional apprenticeship to Jesus, to be in a diverse, loving community, and to live in Wichita as witnesses. “The Church exists for nothing else but to draw men and women into Christ, to make them little Christs. If they are not doing that, all the cathedrals, clergy, missions, sermons, even the Bible itself, are simply a waste of time. God became man for no other purpose.” – CS Lewis At Redeemer, we take seriously Jesus' call to “Go and make disciples of all nations baptizing them in the name of the Father, Son, and Holy Spirit, teaching them to obey everything I have commanded you.” Apprenticeship to Jesus is not a one time decision, but a lifelong journey of following Jesus as our master-teacher. Since the goal of the Christian life is maturity in Jesus, apprenticeship must be deep and holistic, transforming the spiritual, physical, emotional, social, and vocational parts of men and women. Apprenticeship to Jesus is learning to practice the way of Jesus in our homes, relationships, neighborhoods, and jobs. We believe Christlikeness is cultivated as we implement spiritual practices, live in community with other believers, and submit to the Word and the Spirit. We agree with Dallas Willard who said, “that the gospel is opposed to earning, not effort.” As we move towards cultivating a life of loving God and people, we trust Christ will mature us into his likeness. https://redeemerwichita.church/
Support the showRedeemer Church Murfreesboro PCA is 'together trusting the real God to redeem real people"
Welcome to Tales from the Waystone; Summer Reading Program Legends & Lattes 4: Death and Taxes! Where we will be going over chapters 15-19 of Travis Baldree's cozy fantasy novel Legends & Lattes. For Apple Podcast listeners, please consider rating the show and leaving us a review! It'll help us be seen by more people! We have a Patreon! Patreon.com/waystonepod! Also!!! Join our Discord to get our recipe for cinnamon rolls: https://discord.gg/ebDBWfrU9V Recommended Thing of the Week: Satanized by Ghost
In this episode of The Executor Help Podcast, David has a conversation with Barb Amsden, the author of How to Laugh at Death and Taxes. Barb shares her journey from becoming an executor for her godparents to writing a book filled with humor and practical tips for handling wills and estates. They explore the unexpected challenges, the therapeutic power of laughter, and the importance of family conversations about death and taxes. Whether you're preparing to be an executor or just looking to ease the tension in these difficult discussions, Barb's insights offer a fresh perspective on a serious topic. Tune in for a mix of laughter, learning, and a little legacy planning advice. For David's book, other resources and more visit www.davidedey.com
This episode takes advantage of the classic film “Meet Joe Black” starring Brad Pitt and Anthony Hopkins. The podcast uses the movie to demonstrate the two guarantees in life - Death and Taxes. The nuances of taxes can catch individuals by surprise. As it relates to an ESOP transaction - most of the time there is a resulting seller note established. Relative to an S-corp sale - there will be capital gains taxes that need to be estimated. We usually look to installment sale method but if a company's transaction is large enough to create a seller note greater than $5 million there will be an additional IRS interest cost known as 453a. We detail this issue so that listeners do not underestimate the additional cash outflow to the sellers. This is a very important step in your personal Journey to an ESOP!
An excavation in southern Jerusalem revealed a tax office belonging to Hezekiah. This raises a question, was Jerusalem really a capitol district and not just a city? A more pressing question, however, is why Hezekiah thought rebelling against the Assyrians was a good idea in the first place.
Welcome to our new chronicle: the legendary Transylvania Chronicles! In our sixth episode, the coterie has to find alternative funding solutions for their mission. Content warning: This episode deals with themes of death, horror, murder, and body horror. Viewer discretion is strongly advised. Thank you to Bookwyrm Games for sponsoring Dork Tales this month! Use code DORKTALES to save 15% at https://www.bookwyrmgames.com Orders over $100 also enjoy free shipping! #vampire #vampirethemasquerade #vampirethedarkages #vtm #whitewolf #worldofdarkness #transylvaniachronicles #onyxpath #actualplay #worldofdarkness #dorktales **** Kelly Clark as Storyteller Starring Chris Blogg as Rainald von Eggenberg Robin Holford as Tereza Dinescu Jen Peters as Alëna Fyodorov Kal Vincent as Bastien **** Music credits: Music from Monument Studios: Shadowlands Revenant Mother of Deceit Reprise Anticipation Lord of Destruction Aggressive Manuevers Tracks licensed under the All-In-One Pack Or Fantasy Complete 2 https://www.monumentstudios.net The following tracks by Dark Fantasy Studios were used They Follow Tracks licensed under a Premium license. http://darkfantasystudio.com/ Shadowlands 1 - Horizon Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Shadowlands 5 - Antechamber Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Toccata and Fugue in D Minor Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Like what you heard? For background ambiance, we used sounds from Tabletop Audio for this session, just like we have for off-camera games for years! Tabletop Audio is a site with a full toolkit of songs, special effects, and soundboards to bring your adventures to life! The composer, Tim, hosts the site for free, so give it a try and if you have a few spare bucks, definitely donate: the quality of his work is staggering. https://www.tabletopaudio.com
The Sell More Books Show: Book Marketing, Digital Publishing and Kindle News, Tools and Advice
What are you doing outside of the norm to reach readers? Today's top story is Deductions Made Easy. Question of the week is What are you doing outside of the norm to reach readers? Join the Sell More Books Show Afterparty group on Facebook and answer the Question of the Week in the comment section. Be sure to leave us a review on Apple Podcasts.
Christopher Burns, Estate attorney and partner with Henson Efron returned to the show in this episode to talk about a couple of current matters pertaining to business owners. First, the Tax Cuts and Jobs Act (TCJA) will sunset on Dec 31, 2025. Since we're post election, the concern over the sunsetting of this law will likely be eliminated, since President Elect Trump is expected to extend it. That said, it's still important to pay attention to the thresholds in place for taxing your estate. There are state and federal rates that apply, even when your estate is smaller. Awareness and preparation are essential. The current federal exemption per person is nearly $14MM. Had Harris/Walz been elected, that amount was proposed to drop to $3.5MM, with a rate of 65% vs 40%, wiping out a great deal of estate proceeds for heirs across the country. Christopher said it's important that owners know what they own, the value of it (including their business) and use their planning to communicate their wishes and get their entire financial and legal house in order. Having an advisor like Christopher on your team would certainly help you sleep better at night. Christopher is a promoter of professional collaboration among his clients' other advisors and works to bring them together to foster a team approach, so the owner can have the best, most comprehensive advice. You can learn more about what you need to know and do by accessing a variety of tools on the Henson Efron website: https://hensonefron.com/search-articles-and-insights/Learn more about Christopher here: https://hensonefron.com/attorneys/christopher-j-burns/Listen to the episode here.Connect with Julie Keyes, Keyestrategies LLCFounder, Consultant, Author, Pod-caster and Instructor
Mark continues Caitlin's forced education on the Neo Geo with Shock Troopers, an underappreciated run and gun. They then discuss Death and Taxes, a narrative game with some strange framing choices.WE INTERRUPT YOUR EPISODE NOTES WITH URGENT HORSE NEWS: A horse game is incoming! What We're Playing01:01 Caitlin: Fire Emblem: Three Houses07:51 Caitlin: The Legend of Zelda: Echoes of Wisdom09:40 Mark: Halls of Torment (Casing Carrots, 2024)17:58 GOOF: Shock Troopers (Saurus, 1997)28:14 Feature Game: Death and Taxes (Placeholder Gameworks, 2020)44:19 Spoilers Begin51:25 Spoilers EndSHOUT52:43 Mark: Windstorm: Legend of the Khiimori (Aesir Interactive and NightinGames)
Look at us go! Got this episode out *almost* when it was supposed to come out! It's spooky season - so let's talk about death, jhor, and the Chakravanti. If you are feeling generous and want me to keep doing what I'm doing, I've added a tip jar - but no pressure: https://ko-fi.com/tiptheparadoxspirits --- Jen is a cast member at Dork Tales with a particular love for World of Darkness games, especially Mage: the Ascension. Catch her on the Dork Tales channels in their Victorian Era Mage game, or, if you subscribe to the Dork Tales Patreon, you can watch her as the Storyteller in Technocracy: Zero Sum. #rpg #podcast #ttrpg #magetheascension #mage #m20 #whitewolf #onyxpath #dorktales --- The following music was used for this media project: Music: Subversion by Phat Sounds
The Traffic Society finally encounters some big players! How many chances will they get? https://linktr.ee/clashofkrits Support us on https://patreon.com/ClashofKrits to get access to our after show "Late Night Traffic" and More!
The twentieth chapter of The Pale Princess, in which Silkin and Rooks finally hit the road - and Silkin lets off some steam by fighting an entire tavern worth of people...Expect to also catch up with Beni, Diesirae, and Brunhilda - who is once again conscious - and to meet a very annoying highwayman called Lesley Fortinbras...Set in a twisted version of the English Renaissance, the story hinges on the macabre adventures of assassins Silkin and Rooks, who may be dead, their hearts stolen by the church, their severed heads mounted on the royal battlements, but there's no rest for the wicked...Blending black humour and squishy violence with a whip-smart plot and a cast of loveable rogues, the first book, The Pale Princess, is a bit like a haunted roller coaster: fundamentally unsafe, shuddering in the wind, and threatening to come off the rails as it gathers pace.If you have ever been betrayed, and wanted revenge.If you have ever had your heart cut out, and wanted it back.If you have ever known something was sickeningly wrong, and wanted to wreak havoc in reply, you are one of us.For we are The Heartless Knaves. Hosted on Acast. See acast.com/privacy for more information.
A Regnum Christi Daily Meditation. Sign up to receive the text in your email daily at RegnumChristi.com
This week, Tom McGregor preaches on Matthew 17:14-27 as part of “Messiah,” our sermon series on the Gospel of Matthew.
Taxes may be the price we pay to live in a civilized society, but no one, no matter how wealthy they are, likes paying taxes. Many of us are guilty of procrastinating until the last possible moment to file taxes, possibly to the point where we completely forget and then pay a penalty on top of our taxes when we do remember. Even if we do remember, some of us simply refuse to pay and attempt to cover it up, hoping we don't get caught. One of these happened to John Groggins, the former general counsel for Moody's, who just admitted to failing to file taxes on $54M over the past 4 years. Today host Jack Russo and CPA, Steve Rabin debate the likelihood of the IRS's complex tax code led to a major screw up, or if Groggins' case is just a new case of tax evasion. https://taxservice2u.com/ Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️
The tax system is beyond corrupt, it should be changed to benefit the country where the residents are paying it, and that for some reason is an unpopular opinion.We take a look at this weeks patreon on diddy and beiber and the allegations. I also let rip on smelly people.Support the Show.JOIN OUR PATREON FOR EXCLUSIVE EPISODES! www.patreon.com/whatkastBUY US A BEER! www.buymeacoffee.com/whatkast
Rabbi Dunner delves into the persistence of antisemitism, comparing its inevitability to "death and taxes." Drawing on insights from the late Rabbi Jonathan Sacks, he explains how antisemitism mutates but remains equally virulent. The latest guise of antisemitism has seen hatred of Jews cloaked in anti-Israel sentiment. Citing recent events at UCLA, Rabbi Dunner urges American Jews to awaken from complacency and confront this resurgent bigotry, emphasizing that the fight against antisemitism is a fight for the moral integrity of America.
When we left off, things were looking pretty bad for William and William's hope of a legacy. Maine was once again in rebellion against Normandy. But this time half of France seemed to be looking for an excuse to join them. Denmark was preparing an invasion of England … and even William's brother-in-law, Count Robert […] The post 446 – Death and Taxes first appeared on The British History Podcast.
When we left off, things were looking pretty bad for William and William's hope of a legacy. Maine was once again in rebellion against Normandy. But this time half of France seemed to be looking for an excuse to join them. Denmark was preparing an invasion of England … and even William's brother-in-law, Count Robert […] The post 446 – Death and Taxes first appeared on The British History Podcast.
On this episode of Vibe Check, Sam, Saeed, and Zach talk about the recent questionable actions of JoJo Siwa and Jerrod Carmichael, and they answer a question from a listener seeking advice about a dating dilemma. Plus, a few recommendations to keep your vibe right.We want to hear from you! Email us at vibecheck@stitcher.com, and keep in touch with us on Instagram @vibecheck_pod.You can now get direct access to the group chat! Find us on Patreon at patreon.com/vibecheck.------------------------------------------------------RECOMMENDATIONS: SAM: The Town of Babylon by Alejandro VarelaSAEED: Parallel Bars by Geoffrey YoungZACH: A STRANGE LOOP is on tour now! SF opens this week and LA on June 5thInto It featuring Michael R. Jackson
From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Dr. Gala owns a handful of multi-million dollar companies. His longevity clinics see roughly 50,000 yearly patient interactions. He's played basketball with George Clooney and Chess with Richard Branson. He now mentors entrepreneurs on how to eliminate taxes without moving from their home state. Top 3 Value Bombs 1. The ideal mindset recognizes that life is a series of problems, and you think of it as opportunities for solutions. 2. A Magic Piggy Bank can be anything that you can put money into, it does its work, and magically comes out to the other side so that you have access to all of your money again. 3. Start to recognize that opportunity favor the bold. Take action and go for it. The Common Path to Uncommon Success is available NOW! Visit UncommonSuccessBook.com to order your copy today! Sponsors HubSpot Meet HubSpot's new AI-powered Campaign Assistant, a totally free-to-use AI tool tailor-made for the marketers and business builders who spend hours each day on content creation. Head to HubSpot.com/campaign-assistant to test-drive Campaign Assistant for free Belay Download BELAY's Bulletproof Budget template: the exact budget template they used to grow from a small startup to one of Inc. 5000's fastest-growing companies for nine straight years! Just text FIRE to 55123
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