MagiClick Tech Talks

In the latest in our series of technology talks, Mark Lusted (CEO of MagiClick UK), is joined by Jon Hall, Group Managing Director of Mortgages and Savings at OSB Group. MagiClick has worked with OSB Group to deliver a number of major projects for the bank this year, including for their specialist mortgage brand Precise. In this episode they discuss the backstory to the new Precise website and mobile app, the reception since launch and the wider technology trends at play in the UK banking sector. fintech #digitaltransformation #bankingtechnology

On this episode the MagiClick UK CEO, Mark Lusted, is joined by Matthew Elliott, Co-founder of Nivo. They discuss how secure messaging platforms, which connect different parties in a financial transaction together, offer the potential to radically improve efficiency and user experience in certain financial sectors. Find out more about Nivo at: https://www.nivohub.com Visit MagiClick at: https://www.magiclick.com fintech #digitaltransformation #finserv

On this episode the MagiClick UK CEO, Mark Lusted, is joined by Dan Salmons, CEO of Coadjute. They discuss Coadjute's ambitions to transform the UK home buying process by using blockchain technology to connect all the parties together, giving them a real time single source of truth from initial application through to completion. Find out more at: https://www.coadjute.com Visit MagiClick at: https://www.magiclick.com

On this episode the MagiClick UK CEO, Mark Lusted, is joined by Maria Harris, the founder of Digital Cat Consultancy. Maria has over a decade of experience leading digital change in the mortgage industry, including being part of the team which setup Atom Bank. They discussed her views on what's next for digital innovation in the mortgage sector as we look ahead to 2023. fintech #mortgages #finserv

On this episode the MagiClick UK CEO, Mark Lusted, is joined by Jon Hall, Group Managing Director, Mortgages at OSB Group. They discuss the current and future state of digital innovation in the mortgage market, and discuss Jon's plans for the lending brands within OSB Group. 00:00 Introductions and background 04:01 Jon's initial focus at OSB 08:43 Digital thoughts for mortgages and in specialist lending 15:54 Approaches to digital solutions 26:09 Role of technology in choosing a mortgage 30:35 Personal perspective on lessons from Fintech and neo banks 36:40 Interesting trends and case studies 39:30 Wrapping up! OSB Group is a leading specialist mortgage lender, primarily focused on carefully selected sub-segments of the mortgage market such as Buy-to-Let, Residential (including Help to Buy and shared ownership), complex commercial and semi-commercial, development finance, bridging and asset finance. The Group's lending business is supported by retail savings through Kent Reliance and Charter Savings Bank. Find out more at https://www.osb.co.uk. Visit MagiClick at https://www.magiclick.com.

On this episode the MagiClick UK CEO, Mark Lusted, is joined by Filip Bech-Larsen, CTO at Umbraco. They discuss the future of Content Management Systems including current trends towards headless, cloud and digital experience platforms, as well as how their recent acquisition by a private equity firm is changing things over at Umbraco HQ. digitaltransformation #umbraco #cms

In this episode the MagiClick UK CEO, Mark Lusted, is joined by Nick Bennett, Chief Technology & Operations Officer at Castle Trust Bank. They discuss Castle Trust's plans to roll out new digital products and his view of the now, next and future of banking technology. digitaltransformation #banking #fintech #digitalbanking

In this episode the MagiClick UK CEO, Mark Lusted, is joined by Richard Dana who is Co-Founder and CEO of Tembo Money. They discuss their mission to transform family and later life lending, how they launched their company remotely and their vision for the future of the mortgage market. digitaltransformation #mortgages #fintech

In this episode our CEO, Mark Lusted, is joined by Freddie Savundra who is CTO at SPF Private Clients and also the founder of Meet Parker. They discuss mortgage technology, the problems their product is looking to solve, and explore whether artificial intelligence really will transform the mortgage market. fintech #mortgages #chatbots

In this episode our CEO, Mark Lusted, is joined by Mark Cunningham, Founder & CEO of WhenFresh. There's been a big drive towards automation in financial services in recent years and underpinning much of this has been a whole range of new data sources. We've done a lot of work in the insurance and mortgage world building digital products and one name that regularly comes up as a great source of automated property data is WhenFresh. So in this episode they discuss how WhenFresh built their property data supermarket, who is using their product and how it has the potential to transform business and customer experience. We also discuss on how they came up with the name WhenFresh... Find out more about WhenFresh at: https://www.whenfresh.com

In this episode our CEO, Mark Lusted, is joined by Matthew Cumber, Managing Director of Countrywide Surveying. There's been a lot of focus in recent years on how technology can improve the home buying process, particularly when it comes to lending and conveyancing. One area that is equally as important but has received a bit less attention, is surveying. So on this episode we discuss how Countrywide are using technology to transform their business and what the future holds for the world of surveying. Find out more about Countrywide Surveying at: https://www.countrywide.co.uk/surveying/

In this episode our CEO, Mark Lusted, is joined by James Tucker, CEO of Twenty7Tec. The mortgage industry has historically been a bit behind the curve in it's adoption of new technology but this is changing, and one of the companies who are genuinely pushing things forward is Twenty7Tec. So in this episode we're going to deep dive into mortgage technology and explore whether the industry is now finally reaching a tipping point in adoption. fintech #finserv #mortgages You can also view the full video interview on our Youtube channel: https://www.youtube.com/watch?v=nVmeobmKfqk

In this episode our CEO, Mark Lusted, is joined by Jesper With-Fogstrup, CEO of ULS Technology (and former Global Head of Digital at HSBC).

In this episode our MD, Mark Lusted, is joined by Ying Tan, Founder and Chief Executive of Dynamo to discuss mortgage digital transformation.

In this episode our MD, Mark Lusted, is joined by Stuart Cheetham, Co-founder & CEO of M:QUBE to discuss applications for Artificial Intelligence (AI) within the mortgage process.

In this episode our MD, Mark Lusted, is joined by Vince Sammon, Founder and CEO of Ladder & Sammon Mortgages to discuss mortgage digital transformation from a broker's perspective. Ladder: https://laddermortgages.co.uk Vince's Linkedin: https://www.linkedin.com/in/vince-sammon-17ba0814/ fintech #finserv #digitaltransformation

In this episode our MD, Mark Lusted, is joined by Steve Carruthers, Principal Consultant at Iress to discuss the key takeouts from the recently released Iress Mortgage Efficiency Survey 2020.

In this episode our MD, Mark Lusted, is joined by Vicky Birkby, Director of Customer Strategy and Change at Vida Homeloans. They discuss the key technologies driving change in the mortgage sector and Vida's recent reentry into the market.

They discuss the key digital challenges that building societies face, the progress of digital transformation within the sector, and the opportunities that becoming a truly "Digital Mutual" opens up.

Dock9's MD, Mark Lusted, continues our Tech Talk series with Martin Hess, Managing Director of Cancom UK (part of a global IT services company). In a variation from our usual theme, in this episode we discuss the hot topic of office reopening. While most offices in the sector remain largely empty, Cancom reopened their offices on 26th May and Martin has been vocal in the press urging others to follow suit. Topics covered: Why service companies can lose their “edge” with whole teams working from home The wider economic impact of most offices being closed The process Cancom UK undertook to safely reopen their offices Why they made office attendance optional, and what the take up has been like How they helped people overcome the fear of returning to the office The future role of the office as part of increased flexible working Practical tips, and lessons learned, for those planning to reopen their offices Cancom UK have also kindly made their office reopening process, templates and documents freely available to other businesses. Visit the link below to find out more: https://info.cancom.co.uk/creating-a-covid-safe-environment-webinar

Dock9's MD, Mark Lusted, continues our Tech Talk series with Gareth Narinesingh, Commercial Director (Financial Services) at Yoti. Yoti is a digital ID and credential management platform that allows organisations to verify identities and trusted credentials online and in person. With over 7 million downloads of their app, Yoti's products span identity verification, age verification, document e-signing, access management and biometric authentication. Topics covered: An overview of Digital ID technology Use cases within the financial services sector, including onboarding and ongoing authentication The challenges to adoption within incumbent financial companies Recent regulation change and upcoming standardisation efforts that could accelerate adoption later in 2020

Dock9's MD, Mark Lusted, continues our Tech Talk series with Chris Woolnough, European Commercial and Strategy Director at Assurant. Assurant, Inc. (NYSE: AIZ) is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the world's leading brands to develop innovative products and services and to deliver an enhanced customer experience. A Fortune 500 company with a presence in 21 countries, Assurant offers mobile device solutions; extended service contracts; vehicle protection services; pre-funded funeral insurance; renters insurance; lender-placed insurance products; and other specialty products.

Dock9's MD, Mark Lusted, continues our Tech Talk series with Maria Harris, former Director of Intermediary Mortgages at Atom Bank, and now an independent consultant and Non-Executive Director within the financial sector. Maria is a well-known and highly regarded figure in the Mortgage industry with an strong track record of launching successful businesses and achievement in overseeing the creation and implementation of cutting-edge financial technology solutions. In her former role at Atom Bank, Maria was responsible for creating and launching the bank's retail mortgages proposition and was instrumental in growing the lending book from zero to £2.3bn in two years.

Dock9's MD, Mark Lusted, continues our Tech Talk series with Jon Hall, Chief Commercial Officer & Deputy CEO of Masthaven Bank, discussing the future of technology in the banking sector. Masthaven launched as a retail bank in 2016 and offers award-winning saving and lending products. Masthaven was recognised as 2019's Most Innovative Digital Retail Bank UK by CFI, the second consecutive win for the category. Masthaven won Best Second Charge Mortgage Lender in the Your Mortgage Awards 2018/19 and Customer Service of the Year in the Money Age Mortgage Awards in 2019. Masthaven was also awarded Best Specialist Lender in the Moneynet Personal Finance Awards 2019. Masthaven Finance has featured in 2015's The Sunday Times' Virgin Fast Track 100 (at number 81) and the bank ranked 240 in Financial Times' FT1000 list published in 2017. The bank is regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Our MD, Mark Lusted, sat down (virtually) with James Tucker, CEO of Twenty7Tec, to discuss the future of technology in the mortgage sector. Twenty7Tec Group specialises in building, delivering and maintaining unique technology solutions to make today's lending market more straightforward. The group is backed by the venture capital firm Verso Capital, and supports some of the largest aggregator, intermediary and lender organisations in the UK. Twenty7Tec recently published its product development roadmap and announced API tie-ups with Barclays and Nationwide.

Our MD, Mark Lusted, sat down (virtually) with Buster Tolfree, Commercial Director at United Trust Bank, to discuss the future of technology in banking and the mortgage sector. Buster Tolfree is the Commercial Director – Mortgages at United Trust Bank, a position he has held for the last 5 years. Over that time he has overseen the significant growth of the Banks mortgage division, which includes a recently launched first charge proposition and an already market-leading second charge product range. With 20+ years of wider Financial Services management experience, including various senior roles within Banking and Lending institutions, Buster has extensive experience across a variety of function including sales, underwriting, customer management, litigation and asset management; specifically within the mortgage and consumer lending markets.