Podcasts about residential

Most of us have asked God for more power. Pastor Jon Thompson wants to know when you last asked God what you DON'T get.Jon has spent nearly three decades on staff at Sanctus Church in Toronto. Along the way he led a functionally cessationist congregation into spiritual gifts, spiritual disciplines, and a three-year season of renewal. So when he says "God's 'no' is your best friend," it isn't a slogan. It comes from a close reading of Romans 12:3 and the "measure" God assigns to every gift.ABOUT THIS EPISODEA lot of believers were told that if they prayed harder, fasted longer, and lived holier, more anointing would follow. And when it didn't, some burned out, while others quietly stopped asking God for anything at all. Joshua Lewis sits down with Jon, author of Convergence, to examine whether that promise was biblical in the first place.Josh and Jon discuss:- Why Jon reads Romans 12:3 as a guardrail for leaders, not a ceiling to break through- Whether praying, fasting, and holiness unlock "more" anointing- What 1 Corinthians 14:1 and 2 Timothy 1:6 mean for pursuing spiritual gifts- The regulative vs. normative principle- Where godly ambition comes from, and where it doesn't- Whether spiritual gifts are residential or occasional- Common, office, gift, and assignment authority in deliverance ministryThey don't agree on everything. Join us for a healthy discussion among Christian brothers about how to biblically operate in spiritual gifts.0:00 – Introduction3:07 – Convergence Book Origins6:20 – Regulative vs Normative Principle11:52 – Courts of Heaven Gnosticism16:02 – Romans 12 Anointing Limits32:12 – Godly Ambition & Sovereignty49:01 – Guaranteed Places of Encounter59:41 – Revival and House Rules1:03:09 – Love, Word, Power Gifts1:08:29 – Residential vs Occasional Gifts1:15:13 – Office & Authority in DeliveranceABOUT THE GUEST:- Jon Thompson Books & Resources: https://jonthompsonresources.com/ Subscribe to The Remnant Radio newsletter and receive our FREE introduction to spiritual gifts eBook. Plus, get access to: discounts, news about upcoming shows, courses and conferences - and more. Subscribe now at TheRemnantRadio.com. Support the showABOUT THE REMNANT RADIO: The Remnant Radio exists to equip believers who are hungry for the radical middle of both Word and Spirit. Subscribe for twice-weekly content on theology, church history and the gifts of the Spirit.

Photo courtesy Tkʼemlúps te Secwépemc Canadian political leaders are condemning a white nationalist demonstration on Indigenous land in British Columbia as “despicable”. As Dan Karpenchuk reports, the Royal Canadian Mounted Police are now investigating the incident. (Courtesy Tkʼemlúps te Secwépemc) The group displayed a sign near a former Residential school that appeared to question the existence of children's remains. Their demonstration took place on land belonging to the Tkʼemlúps te Secwépemc reserve near Kamloops. Police were called and members of the group, wearing masks, moved on through the city of Kamloops. Police officials say they take the matter seriously and are investigating. British Columbia is in the middle of a provincial election campaign and New Democratic party leader David Eby condemned the demonstration as disgusting. “This isn't who we are as British Columbians. And we have seen a rise in hate, we have a rise in this kind of white nationalist behaviour in the province. So we got to do more to fight it.” The province's Conservative party leader Lorne Doerkson also voiced is disapproval. “What happened yesterday, it was appalling and I hope that our law enforcement does everything they can, and everything that is available to them, to make sure that events like that do not happen in our province.” Prime Minister Mark Carney called the demonstration both cowardly and abhorrent adding that it had no place in this country. In a statement, Tkʼemlúps te Secwépemc Chief Rosaenne Casimir said it was deeply concerning. She said the safety and well being of band members is a priority, adding that her people had a right to feel safe in their homes and in their community. According to the Canadian Anti-Hate Network, a white nationalist group called The Second Sons views violence as necessary and inevitable to defend their movement, attack opposition, and ethnically cleanse Canada. (Photo: Dean Swope / KYUK) The draft of a supplemental report for the possible environmental impact of Alaska’s proposed Donlin Gold Mine was released for public comment this week. A federal court judge last year required the mine project to reexamine some of those impacts, particularly a larger spill scenario. KYUK's Samantha Watson reports on its findings. The 2025 court order hinged on the possible environmental impact of the dam that would hold back waste from the proposed Donlin Gold mine project, called a tailings dam. Donlin Gold plans for the construction of a dam taller than the great pyramid of Giza, with capacity to contain millions of tons of production waste. It has been a focal point for regional opposition to the mine. Many locals have expressed fear about the possible contamination of the nearby land, communities, and the Kuskokwim River should that dam leak, or fail. The U.S. Army Corps of Engineers examined potential environmental impacts of the project to inform the federal permitting process. The agency's 2018 environmental assessment of the project, which was used to permit the proposed mine. modeled a spill of just 0.5% of the tailings dam's contents. But Bethel's Orutsararmiut Native Council argued in federal court that the Army Corps should have considered the chance of a much larger spill. A federal judge agreed on that point. This week, a draft of that court-ordered report was released for public comment. It examines a spill of 27% of the dam's contents into the land and waterways surrounding the mine site on the middle Kuskokwim River. In that catastrophic scenario, the Army Corps’ draft report says a spill could devastate fish habitats and aquatic activity in Crooked Creek, a community about ten miles from the proposed mine site, for decades. Thousands of acres of wetlands and streams would be buried or eroded. A spill that large would expose the people in Crooked Creek to contaminants, potentially displace members of the community, or even kill people, the report says. Donlin Gold said in a written statement last Wednesday that it takes the report seriously. The company also maintains that “the supplemental review does not mean the risk of a tailings release has increased, nor does it represent a change to the proposed tailings storage facility design.” In a statement also released last Wednesday, the law firm Earthjustice, which represents tribal opposition to the proposed mine, said that the supplemental environmental review still falls short. They argue that 27% is still a small percentage of what could be released. They want to see modifications to the design of the tailings dam. The draft report now enters a 30-day comment period. Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out today’s Native America Calling episode Wednesday, September 30, 2026 — The Menu: Blue corn children's book and a new Native pastry shop

Equity Residential, ticker symbol EQR, is one of the largest apartment REITs in the United States, with a portfolio focused on major coastal rental markets and select high-growth metro areas. In this episode of REIT Stock Breakdown, we analyze EQR stock, the dividend, apartment REIT fundamentals, recent operating results, and the potential impact of the AvalonBay merger. We also look at the risks, including valuation, rent growth, expenses, regulation, and whether Equity Residential deserves a spot on an income investor's watchlist.#EQR #EquityResidential #ApartmentREIT

Terry Dignan, chairperson of the Children's Residential and Aftercare Voluntary Association, Crava, discusses commentary following the M9 crash in August in which five young people died and three adults and a young child were seriously injured. See omnystudio.com/listener for privacy information.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeHome batteries like the Tesla Powerwall are nice, but what about people who can't afford them, or renters who aren't allowed to install them, or people who just don't want the hassle of dealing with a permit and an electrician? A company called Pila is selling small (1.6 kWh) batteries that simply plug into a normal electrical socket. They can serve as backup for a refrigerator or other appliance in the event of a blackout, but they can also “mesh” with one another to form a network, pair with rooftop solar, or participate in VPP programs. CEO Cole Ashman explains the value proposition.Chapters:00:00 Introduction02:26 Lessons from Powerwall and Span05:33 What Pila is and how it works07:14 How long a fridge runs on one battery09:28 Fire risk, LFP chemistry, and New York City16:02 Why the price went up, and cost per kilowatt hour19:55 Who is actually buying Pila23:00 Financing models and free batteries27:04 Do the bill savings add up?32:05 Why utilities want small batteries in VPPs36:58 Pilots with Holy Cross Energy and Brooklyn SolarWorks41:09 Solar pairing and the Pila mesh network47:14 Camping batteries and built-in storage54:19 Utilities and visibility at the grid edge55:58 Bidirectional outlets and the next five years1:00:10 Clean energy as invisible infrastructure

Vincent Ambrose, Chief Commercial Officer of Franklin Whole Home, discusses the intersection of AI and energy storage, including how data centers are becoming major customers for residential energy storage systems and how Franklin is developing AI tools for installer training and system optimization.   The conversation explores Franklin's product offerings, including AC-coupled and DC-coupled solutions, the A-gate microgrid interconnect device, and the company's focus on home energy security through solar plus storage systems.   Topics Covered Franklin Whole Home www.franklinwh.com AI = Artificial Intelligence AI and Energy Demand Data Center ESS Residential Energy Storage VPP = Virtual Power Plants Hyperscalers DERs = Distributed Energy Resources Inverter AC & DC = Alternating Current & Direct Current AC-Coupled Storage DC-Coupled Storage Microgrid Generator Net-Metering Distributed Compute Bit-coin Miner NVIDIA SETI = Search for Extraterrestrial Intelligence Battery EV = Electric Vehicle A-Gate MID = Microgrid Interconnect Device V2L = Vehicle to Load Generator Franklin Whole Home Energy Storage System AHJ = Authority Having Jurisdiction   Reach out to Vincent Ambrose here: LinkedIn: linkedin.com/in/vincent-ambrose-622887b Website: www.franklinwh.com Email: vincent.ambrose@franklinwh.com   Learn more at www.solarSEAN.com and be sure to get NABCEP certified by taking Sean's classes at solarsean.com/intro • solarsean.com/pvip • solarsean.com/pva • solarsean.com/pvds • solarsean.com/esip • solarsean.com/omat • solarsean.com/center • solarsean.com/sfev • solarsean.com/40hrpv • solarsean.com/pv2020nec • solarsean.com/18hrpv • solarsean.com/30hrpv • solarsean.com/ess • solarsean.com/10hress • solarsean.com/pvsiprep • solarsean.com/2hrbfc

Host of the Bad Faith podcast and former National Press Secretary for Bernie Sanders' 2020 presidential campaign, Briahna Joy Gray gives her analysis of trending political topics.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

On Thursday, September 17, 2026, 914INC. hosted its annual Best of Business Awards at the historic CV Rich Mansion in White Plains, bringing together Westchester's top local leaders, entrepreneurs, and professionals to celebrate the region's thriving commercial landscape. The festive evening offered an invaluable opportunity for vibrant networking and collaboration while spotlighting the exceptional accomplishments of the area's business community. The event officially honored the leading B2B companies and innovators highlighted in the magazine's September/October issue, underscoring their vital contributions to Westchester's economic growth and success. Brittney Hodgins, Director of Residential Services at Hope's Door, spoke with Westchester Talk Radio host Bob Marrone about the critical support her organization provides for domestic violence survivors. She shared her personal experience as a survivor and outlined Hope's Door's comprehensive shelter and wrap-around services, which include transitional housing, job readiness, counseling, and children's activities. Hodgins also highlighted their 24/7 confidential hotline (888-438-8700) and text/chat support, encouraging anyone in need to reach out without fear. 

Is now a good time to buy property? It's the question Gavin gets more than any other, so in this episode he answers it properly. Using the market clock, he shows where sentiment actually sits (almost everyone says 11pm) and why "peak of the market" means nothing until you ask "peak of what?" Residential, office, industrial, data centres, hotels and medical are all moving differently. From there he breaks down the three forces that decide where prices go next: the bond market and rising interest rates, the AI bubble and whether it bursts like the dotcom crash, and the 18-year property cycle that points to 2026 as the top. He explains why Ireland is more exposed than most, with around 300,000 people employed by US tech firms concentrated around Dublin. He also covers what it means on the ground: the landlord exodus of roughly 11,000 rentals in six months, 209 applicants for a single house in Ranelagh, and why the smartest move in any market is to stay active rather than sit on your hands. The takeaway: the market is cyclical, there is no bad market, only a bad strategy. *** Chapters 00:00 The market clock: where are we? 00:48 Why sentiment says 11pm 01:40 Peak of what? The segments that matter 02:33 Housing affordability and bidding wars 03:28 A client's cash flow deal: €40k cost, €150k income 05:02 What's really driving the market 06:00 The bond market and interest rates 06:51 The gambler vs the analyst 08:44 Government debt and the crisis on the horizon 09:37 Global rates at multi-decade highs 10:15 The AI bubble: hype vs risk 12:17 Why Ireland is exposed 13:22 The 18-year property cycle 15:40 Why 2026 could be the top 18:27 The dotcom lesson 19:26 Should you buy now? 21:46 The landlord exodus 22:46 209 applicants for one house 24:32 Buffett: fear, greed and opportunity 25:54 Final advice: stay in the game Elite Property Accelerator is open for its next intake. Learn more: https://epa-learn-more.scoreapp.com/  Join my next Workshop: https://elitepropertyaccelerator.com/workshop  *** Behind the Facade is hosted by Gavin J Gallagher, a Dublin-based property investor and developer with 30 years in the Irish and international market, and first-hand experience of three property crashes. *** Support the podcast: https://buymeacoffee.com/gavinjgallagher 

Is now a good time to buy property? It's the question Gavin gets more than any other, so in this episode he answers it properly. Using the market clock, he shows where sentiment actually sits (almost everyone says 11pm) and why "peak of the market" means nothing until you ask "peak of what?" Residential, office, industrial, data centres, hotels and medical are all moving differently. From there he breaks down the three forces that decide where prices go next: the bond market and rising interest rates, the AI bubble and whether it bursts like the dotcom crash, and the 18-year property cycle that points to 2026 as the top. He explains why Ireland is more exposed than most, with around 300,000 people employed by US tech firms concentrated around Dublin. He also covers what it means on the ground: the landlord exodus of roughly 11,000 rentals in six months, 209 applicants for a single house in Ranelagh, and why the smartest move in any market is to stay active rather than sit on your hands. The takeaway: the market is cyclical, there is no bad market, only a bad strategy. *** Chapters 00:00 The market clock: where are we? 00:48 Why sentiment says 11pm 01:40 Peak of what? The segments that matter 02:33 Housing affordability and bidding wars 03:28 A client's cash flow deal: €40k cost, €150k income 05:02 What's really driving the market 06:00 The bond market and interest rates 06:51 The gambler vs the analyst 08:44 Government debt and the crisis on the horizon 09:37 Global rates at multi-decade highs 10:15 The AI bubble: hype vs risk 12:17 Why Ireland is exposed 13:22 The 18-year property cycle 15:40 Why 2026 could be the top 18:27 The dotcom lesson 19:26 Should you buy now? 21:46 The landlord exodus 22:46 209 applicants for one house 24:32 Buffett: fear, greed and opportunity 25:54 Final advice: stay in the game Elite Property Accelerator is open for its next intake. Learn more: https://epa-learn-more.scoreapp.com/  Join my next Workshop: https://elitepropertyaccelerator.com/workshop  *** Behind the Facade is hosted by Gavin J Gallagher, a Dublin-based property investor and developer with 30 years in the Irish and international market, and first-hand experience of three property crashes. *** Support the podcast: https://buymeacoffee.com/gavinjgallagher 

Canada's Construction Boom Is Finally Slowing Down For the last few years, Canada has been building aggressively. More apartments. More condos. More purpose-built rentals. More infill. More density. But new Statistics Canada data suggests that construction intentions are finally beginning to slow. In July 2026, the total value of building permits issued across Canada fell 17.3% to $12.2 billion. Residential permits were also down, with multi-family projects accounting for most of the residential decline. For real estate investors, this matters because new supply has been one of the biggest forces affecting rents, vacancies and property values across the country. Today, Wayne and Gabby break down what the slowdown could mean, particularly for Edmonton and Alberta. Building Permits Are Falling Statistics Canada reported that the total value of building permits across Canada declined sharply in July. Residential permit values fell as well, including a significant decline in multi-family construction intentions. Alberta also experienced a meaningful monthly decline in total permit values. The important distinction: A permit is not a completed building. It represents an intention to build. A project may still be delayed, redesigned, refinanced or abandoned altogether. That means the rental supply already under construction is still coming. But fewer new projects entering the pipeline could eventually help the market rebalance. Edmonton Still Has a Lot of Supply Coming Wayne's concern is not that Edmonton suddenly stopped building. Far from it. There are still a significant number of purpose-built rental projects already under construction or far enough through the development process that they are likely to hit the rental market. Those buildings still need to be completed. Then they need tenants. The question is: How long will it take for Edmonton to absorb all of that new rental supply? Wayne believes it could take several years. Why Developers May Be Pulling Back Wayne discusses several reasons developers may be becoming more cautious. Financing costs have changed. Construction costs have increased. Rents have softened in some segments. Vacancy has increased. And developers now have to consider the large amount of competing inventory already coming onto the market. A project that looked great two years ago may look very different today. That becomes particularly important when a development was financed using construction or bridge financing and the permanent financing available at completion no longer produces the same numbers. Construction Costs Are Still Increasing Wayne and Gabby share a recent example from one of their own townhouse investments. Shortly after purchasing units in the complex, the condominium corporation received an updated roofing quote. The final cost came in approximately $90,000 higher than expected. The condo corporation responded by temporarily increasing condo fees rather than issuing a large special assessment. The lesson was not really about condo fees. It was about construction costs. If replacing shingles on a townhouse complex can suddenly cost substantially more than anticipated, developers working on multi-million-dollar projects are facing the same problem on a much larger scale. Edmonton May Have Overshot A few years ago, Edmonton had the opposite problem. Vacancy was extremely low. Rental supply was tight. Tenants were struggling to find housing. Rents were increasing quickly. Government and developers responded by creating and building more housing. Wayne and Gabby believe the market may now have moved too far in the opposite direction. The supply shortage was addressed. But construction kept coming. That creates a period where landlords may need to compete harder for tenants while the market absorbs the new units. Will Edmonton Rents Keep Falling? Wayne believes rents will continue softening in certain segments of the market. But he does not believe every rental property will be affected equally. The largest pressure may fall on property types facing the most new competition. That includes: Main-floor suites Basement suites Smaller infill units Purpose-built rental units competing for similar tenants There are simply more choices available to renters. Full Houses Could Be Different At the same time, Wayne sees a different opportunity developing in full-house rentals. If tenants search the market and see hundreds of smaller suites but very few full houses with basements, garages and yards, demand can shift toward the scarcer product. That is an important distinction. Saying: "Edmonton rents are falling" is too broad. The better question is: Which rents are falling? Different asset classes can behave completely differently inside the same city. The Supply and Demand Lesson This is ultimately a supply-and-demand story. When rental supply is too low, rents increase. Developers react. Governments react. Construction increases. Eventually supply catches up. Then supply can exceed short-term demand. Vacancy rises. Rents soften. Developers become more cautious. Construction slows. Eventually the market moves toward balance again. The cycle continues. Real estate investors need to understand where they are inside that cycle. Is the Construction Boom Finally Slowing? During today's rapid-fire Q&A, Gabby asks Wayne directly: Is the new construction boom finally slowing down? Wayne's answer: Yes. But the bigger uncertainty is how long the effects will take to work through the market. Hundreds of millions of dollars of projects are already permitted or underway. Some will finish. Some may not. And the impact on rents and vacancies will take time to become clear. How Long Could Edmonton Take to Absorb the Supply? Wayne estimates that Edmonton could take approximately five to six years to fully absorb the current wave of purpose-built rental supply and return to the type of vacancy environment he considers more balanced. That is Wayne's estimate, not an official forecast. The timeline could change significantly depending on: Population growth Migration New construction Project cancellations Interest rates Employment growth Rental demand Why Cash Flow Matters More Than Ever The episode closes with a listener asking how much cash flow a rental property should have. Wayne points back to the 5% Rule™. The reason he focuses so heavily on cash flow is not because he views it as spending money. He views cash flow as protection. If rent falls by $200 but the property was producing $500 per month, the investor still has room. If the property was only producing $100, that same rent decline pushes it negative. Multiply that across a large portfolio and small differences become significant. Cash Flow Is a Risk Mitigator Wayne describes cash flow as the ultimate risk mitigator. It protects investors against: Lower rents Higher vacancy Higher interest rates Unexpected repairs Rising operating expenses Market downturns Investors cannot control all of those variables. But they can control how much margin they build into the property when they buy it. What About Fort McMurray? A listener also asks about Fort McMurray. Wayne says he has heard positive things recently about rental demand in the market. However, he remains cautious because Fort McMurray has historically been a more cyclical, boom-and-bust market. For Wayne, predictability matters. He prefers markets where he feels more confident about long-term tenant demand and the sustainability of the rental business. The 5% Rule™ Want to understand how much cash flow Wayne believes a rental property should have? Search: The 5% Rule by Wayne Hillier on Amazon. Remote Property Management Course Today is the final day to receive 50% off Gabby's Remote Property Management Course. The eight-module online course teaches the systems Wayne and Gabby use to self-manage their rental portfolio remotely. Use code: 50OFF at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market selection, financing, deal analysis, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

In this powerful episode of Radio Therapy, host Hollie is joined by Rowan, Rosa and Max, who share their experiences of being diagnosed with cancer during their early teenage years and the challenges of navigating friendships, school, and everyday life during and after treatment. The conversation explores the realities of returning to school after cancer, coping with rumours and misunderstandings, and the emotional impact of feeling different from peers who struggle to understand what life with cancer is really like. The young people also discuss the invaluable role of peer support, the friendships they've built through organisations like Teenage Cancer Trust, and why connecting with others who truly understand has been life-changing. Honest, heartfelt and often humorous, this episode shines a light on the importance of friendship, support and belonging throughout the teenage cancer experience. Episode Highlights • Growing up with a cancer diagnosis and how friendships changed during treatment. • The challenges of explaining cancer to classmates and peers. • Returning to school and facing rumours, awkward conversations and new realities. • Why peer support and cancer friendships can make all the difference. • Residential trips, shared experiences and finding people who truly understand. • Learning to navigate friendships after treatment ends. • Using humour to cope with difficult moments and challenges. • Advice for young people facing a diagnosis and for friends wanting to offer support. RadioTherapy podcast is sponsored by the Beatson Cancer Charity Home | Beatson Cancer Charity and The National Lottery Community Fund Young Start programme, Young Start | The National Lottery Community Fund and is recorded by Go Radio in Glasgow Go Radio | 90's 00's & Now | Number 1 for Glasgow & The West (thisisgo.co.uk) Instagram: https://www.instagram.com/radiotherapypodcast Facebook: https://www.facebook.com/radiotherapypod LinkedIn: https://www.linkedin.com/company/radio-therapy-podcast  TikTok: https://www.tiktok.com/@radiotherapypodcast  

Canada's Construction Boom Is Finally Slowing Down For the last few years, Canada has been building aggressively. More apartments. More condos. More purpose-built rentals. More infill. More density. But new Statistics Canada data suggests that construction intentions are finally beginning to slow. In July 2026, the total value of building permits issued across Canada fell 17.3% to $12.2 billion. Residential permits were also down, with multi-family projects accounting for most of the residential decline. For real estate investors, this matters because new supply has been one of the biggest forces affecting rents, vacancies and property values across the country. Today, Wayne and Gabby break down what the slowdown could mean, particularly for Edmonton and Alberta. Building Permits Are Falling Statistics Canada reported that the total value of building permits across Canada declined sharply in July. Residential permit values fell as well, including a significant decline in multi-family construction intentions. Alberta also experienced a meaningful monthly decline in total permit values. The important distinction: A permit is not a completed building. It represents an intention to build. A project may still be delayed, redesigned, refinanced or abandoned altogether. That means the rental supply already under construction is still coming. But fewer new projects entering the pipeline could eventually help the market rebalance. Edmonton Still Has a Lot of Supply Coming Wayne's concern is not that Edmonton suddenly stopped building. Far from it. There are still a significant number of purpose-built rental projects already under construction or far enough through the development process that they are likely to hit the rental market. Those buildings still need to be completed. Then they need tenants. The question is: How long will it take for Edmonton to absorb all of that new rental supply? Wayne believes it could take several years. Why Developers May Be Pulling Back Wayne discusses several reasons developers may be becoming more cautious. Financing costs have changed. Construction costs have increased. Rents have softened in some segments. Vacancy has increased. And developers now have to consider the large amount of competing inventory already coming onto the market. A project that looked great two years ago may look very different today. That becomes particularly important when a development was financed using construction or bridge financing and the permanent financing available at completion no longer produces the same numbers. Construction Costs Are Still Increasing Wayne and Gabby share a recent example from one of their own townhouse investments. Shortly after purchasing units in the complex, the condominium corporation received an updated roofing quote. The final cost came in approximately $90,000 higher than expected. The condo corporation responded by temporarily increasing condo fees rather than issuing a large special assessment. The lesson was not really about condo fees. It was about construction costs. If replacing shingles on a townhouse complex can suddenly cost substantially more than anticipated, developers working on multi-million-dollar projects are facing the same problem on a much larger scale. Edmonton May Have Overshot A few years ago, Edmonton had the opposite problem. Vacancy was extremely low. Rental supply was tight. Tenants were struggling to find housing. Rents were increasing quickly. Government and developers responded by creating and building more housing. Wayne and Gabby believe the market may now have moved too far in the opposite direction. The supply shortage was addressed. But construction kept coming. That creates a period where landlords may need to compete harder for tenants while the market absorbs the new units. Will Edmonton Rents Keep Falling? Wayne believes rents will continue softening in certain segments of the market. But he does not believe every rental property will be affected equally. The largest pressure may fall on property types facing the most new competition. That includes: Main-floor suites Basement suites Smaller infill units Purpose-built rental units competing for similar tenants There are simply more choices available to renters. Full Houses Could Be Different At the same time, Wayne sees a different opportunity developing in full-house rentals. If tenants search the market and see hundreds of smaller suites but very few full houses with basements, garages and yards, demand can shift toward the scarcer product. That is an important distinction. Saying: "Edmonton rents are falling" is too broad. The better question is: Which rents are falling? Different asset classes can behave completely differently inside the same city. The Supply and Demand Lesson This is ultimately a supply-and-demand story. When rental supply is too low, rents increase. Developers react. Governments react. Construction increases. Eventually supply catches up. Then supply can exceed short-term demand. Vacancy rises. Rents soften. Developers become more cautious. Construction slows. Eventually the market moves toward balance again. The cycle continues. Real estate investors need to understand where they are inside that cycle. Is the Construction Boom Finally Slowing? During today's rapid-fire Q&A, Gabby asks Wayne directly: Is the new construction boom finally slowing down? Wayne's answer: Yes. But the bigger uncertainty is how long the effects will take to work through the market. Hundreds of millions of dollars of projects are already permitted or underway. Some will finish. Some may not. And the impact on rents and vacancies will take time to become clear. How Long Could Edmonton Take to Absorb the Supply? Wayne estimates that Edmonton could take approximately five to six years to fully absorb the current wave of purpose-built rental supply and return to the type of vacancy environment he considers more balanced. That is Wayne's estimate, not an official forecast. The timeline could change significantly depending on: Population growth Migration New construction Project cancellations Interest rates Employment growth Rental demand Why Cash Flow Matters More Than Ever The episode closes with a listener asking how much cash flow a rental property should have. Wayne points back to the 5% Rule™. The reason he focuses so heavily on cash flow is not because he views it as spending money. He views cash flow as protection. If rent falls by $200 but the property was producing $500 per month, the investor still has room. If the property was only producing $100, that same rent decline pushes it negative. Multiply that across a large portfolio and small differences become significant. Cash Flow Is a Risk Mitigator Wayne describes cash flow as the ultimate risk mitigator. It protects investors against: Lower rents Higher vacancy Higher interest rates Unexpected repairs Rising operating expenses Market downturns Investors cannot control all of those variables. But they can control how much margin they build into the property when they buy it. What About Fort McMurray? A listener also asks about Fort McMurray. Wayne says he has heard positive things recently about rental demand in the market. However, he remains cautious because Fort McMurray has historically been a more cyclical, boom-and-bust market. For Wayne, predictability matters. He prefers markets where he feels more confident about long-term tenant demand and the sustainability of the rental business. The 5% Rule™ Want to understand how much cash flow Wayne believes a rental property should have? Search: The 5% Rule by Wayne Hillier on Amazon. Remote Property Management Course Today is the final day to receive 50% off Gabby's Remote Property Management Course. The eight-module online course teaches the systems Wayne and Gabby use to self-manage their rental portfolio remotely. Use code: 50OFF at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market selection, financing, deal analysis, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Matt Aitchison spent years flipping and wholesaling hundreds of houses, building the kind of active income most residential investors chase. But it wasn't until he made a deliberate breakthrough into commercial real estate that his portfolio, and his life, changed at an entirely different scale. Matt is the founder of Imagos Capital and Imagos Group, where he now owns and operates a diverse commercial portfolio spanning retail shopping centers, medical office plazas, mobile home parks, and boutique hotels. He's also the host of the Millionaire Mindcast, a top-rated investing podcast, and has spent over a decade coaching entrepreneurs and investors on how to scale. In this episode, Matt breaks down exactly what changed when he made the leap from residential to commercial, why the skills that make you successful flipping houses don't automatically translate to commercial deals, and what it actually took to build the systems, relationships, and capital structure to compete at a bigger level. We get into how he evaluates commercial assets across completely different property types, why diversifying into hospitality added a new dimension to his portfolio, and the mindset shifts that had to happen before the numbers ever could. We also get into something bigger than the deals: what it actually means to build a life and a business you love, not just one that looks successful from the outside. Matt shares his own reflections on pursuing happiness alongside ambition, and why staying connected to purpose has mattered just as much to him as scaling the portfolio. If you've hit a ceiling in residential real estate and wondered what it would take to break through to the next level, this conversation is the roadmap. In this episode:Matt's transition from flipping hundreds of houses to commercial real estateWhat actually changed once he broke into shopping centers, medical plazas, and hotelsHow to evaluate and scale across multiple commercial asset classesBuilding the systems and capital relationships commercial deals requireWhy he expanded into boutique hospitality as part of his portfolioA candid conversation on pursuing happiness, purpose, and loving what you do Download our new AI Rental Property Calculator Book your mentorship discovery call with Cory RESOURCESGet business funding - Revenued.com/juice

Celebrate a decade of IDCO Studio with 10 days of 30% off site-wide. Use code DECADE30 at www.idco.studio today to lock in your savings. Season 9 of The Interior Collective Podcast is brought to you by Materio. Welcome back to The Interior Collective. I'm your host, Anastasia Casey, and today I am sitting down with two people whose business model sits at the intersection of residential design and hospitality ownership. Katie Labourdette-Martinez and Olivia Wahler are sisters-in-law and co-founders of Hearth Homes Interiors, a full-service residential interior design studio based in Santa Barbara. They started together in 2017 in a staging business, developed a reputation for honoring the character of older homes, and eventually pivoted their business entirely to full-service design. In 2023 they founded Hearth Hospitality Group alongside Olivia's brothers Lucas and Julian and their longtime friend Jason. They now own and operate three historic inns and two restaurants across Santa Barbara, with Hearth Homes Interiors as the design arm for all of it. The Craft House Inn was included in Goop's best of Santa Barbara guide, named one of the Best Hotels in Santa Barbara in the 2024 Sunset Travel Awards, and their design work has been featured in Luxe, Sunset, Modern Luxury, and Rue. The Hearth philosophy is simple: honor what came before, and create spaces with an unmistakable sense of place. Today we are discussing what it means to design across both residential and boutique hospitality, and what other design studios can learn and implement into their own business.

Auckland's not about to rise up, unless there's an incentive, according to the boss of Auckland apartment company, Okham Residential. The Government wants taller and bigger towers in the city's centre, so it's looking to remove height and other restrictions. Modelling suggests that changes could make way for an extra 20 million square metres of floor space - which could support about 31,500 residents. But Okham Residential CEO Mark Todd says the numbers don't add up. He spoke to Lisa Owen.

 During our recent “From the Tap” podcast, Amy Peltier of San Marino, Calif-based Peltier Interiors discusses how projects can hold up to kids, pets and second phases of life. Photo credit: Becca Batista

Andrea Zubow, senior vice president of the real estate division at Lessen, points to the “seismic shift” in how multifamily operators evaluate and optimize maintenance across portfolios. Today's most successful multifamily operators are not focused strictly on individual repairs; they are focused on strengthening the infrastructure and systems responsible for delivering those repairs at scale. Zubow explains. (09/2026)

Andrea Zubow, senior vice president of the real estate division at Lessen, points to the “seismic shift” in how multifamily operators evaluate and optimize maintenance across portfolios. Today's most successful multifamily operators are not focused strictly on individual repairs; they are focused on strengthening the infrastructure and systems responsible for delivering those repairs at scale. Zubow explains. (09/2026)

Andrea Zubow, senior vice president of the real estate division at Lessen, points to the “seismic shift” in how multifamily operators evaluate and optimize maintenance across portfolios. Today's most successful multifamily operators are not focused strictly on individual repairs; they are focused on strengthening the infrastructure and systems responsible for delivering those repairs at scale. Zubow explains. (09/2026)

The Best Real Estate Investing Advice From REIcon 2026 REIcon 2026 is officially over. After a packed weekend of presentations, panels, live coaching, deal analysis and conversations with investors from across Canada, Wayne and Gabby are back on the Canadian Real Estate Investing Morning Show sharing some of the best advice they gave from the stage. In today's episode, they recap several of the biggest lessons from the weekend, including a creative way to negotiate inspection repairs, the three real estate opportunities Wayne believes are strongest in Edmonton right now, why residential real estate should not automatically be considered inferior to multifamily, and why buying the property is only the beginning. One of the biggest messages from the weekend: You don't make all your money when you buy the property. How you manage that property afterward determines what you actually keep. Don't Leave an Event Without What You Came For Wayne's final advice before leaving REIcon on Saturday was simple. If you paid to attend an educational event and still have a question preventing you from taking action, do not leave without getting it answered. Find the person who knows. Ask the expert. Talk to the lender. Talk to the lawyer. Talk to the investor. Talk to the contractor. The entire point of attending an event like REIcon is to leave with more clarity than you arrived with. Monday morning eventually comes. Motivation fades. What matters is whether you actually learned something that allows you to take the next step. A Creative Way to Negotiate Inspection Repairs One of Gabby's favourite conversations happened Friday night. An investor had a property under contract. The numbers worked. He liked the property. Then the home inspection revealed several repairs. The seller did not want to reduce the price or complete the work. The investor was considering walking away because every additional dollar he personally invested into repairs would reduce his return on investment. Gabby suggested a different approach. Instead of asking the seller to lower the purchase price: Increase it. Then require the seller to complete the repairs before closing. Why? Because the increased purchase price may allow more of the total acquisition cost to be incorporated into the mortgage financing, while the seller uses the additional proceeds to complete the required work. The seller can potentially walk away with roughly the same net amount. The buyer avoids funding the entire repair bill separately out of pocket. And the deal may stay together. It will not work in every transaction and needs to make sense with the lender, appraisal and contract structure, but it demonstrates an important investing principle: Price is only one part of a negotiation. Stop Obsessing Only Over Purchase Price Investors often become fixated on negotiating the lowest possible purchase price. But the better question is: How do I structure the entire transaction so the investment works? Price. Repairs. Closing date. Financing. Conditions. Credits. Terms. Possession. All of these can matter. Sometimes paying slightly more for the property can actually create a better investment if the overall structure reduces the amount of additional cash you need to contribute. The Three Edmonton Opportunities Wayne Highlighted at REIcon During Saturday morning's live Morning Show, Wayne shared the three opportunities he currently believes are among the strongest in Edmonton: Legal suited houses Edmonton townhouses Multi-unit garden suites Each opportunity serves a different investor. Different capital. Different experience. Different risk tolerance. Different return expectations. There is no single asset class that is automatically superior to everything else. #1: Legal Suited Houses If somebody forced Wayne to choose a straightforward Edmonton rental property for an investor with limited experience, he would choose a legal suited house. Why? They are relatively simple. They have diversified rental income. They serve a broad tenant base. They tend to be resilient. And Wayne believes they are difficult to completely mess up if they are purchased properly. The trade-off? They may not produce the highest returns. Wayne describes them more as a safe and dependable strategy than the highest-return strategy available. For someone wanting a relatively straightforward long-term rental property, that can be exactly what they need. #2: Edmonton Townhouses Edmonton townhouses remain one of Wayne's favourite opportunities. He has been buying them for years. His students are buying them. And he believes the opportunity still exists today. A major advantage is accessibility. A typical Edmonton townhouse may sell for approximately $200,000 to $220,000. At 20% down, that means an investor may need approximately: $40,000 to $44,000 for the down payment. Compare that with a suited house requiring closer to $100,000 or a development requiring hundreds of thousands of dollars. That lower entry point makes townhouses accessible to far more investors. Why Wayne Likes Townhouses So Much Wayne says the returns he has achieved on carefully selected Edmonton townhouses have been exceptional when combining: Appreciation Mortgage paydown Cash flow Some properties were purchased for approximately $160,000 and are now worth well over $200,000. On certain investments, Wayne says the combined return relative to the original invested capital has exceeded 100%. That does NOT mean every Edmonton townhouse will produce those results. The complex matters. The neighbourhood matters. The condo corporation matters. The purchase price matters. Due diligence matters. The property still needs to be selected properly. But Wayne believes investors continue to overlook the strategy because it does not sound as impressive as owning a large apartment building. Residential vs Multifamily One of Wayne's messages throughout the weekend was: Residential and multifamily are apples and oranges. Multifamily is not automatically the "next level." Residential is not automatically beginner investing. Some multifamily deals will outperform residential deals. Some residential deals will dramatically outperform multifamily deals. The correct comparison is the actual investment. Capital required. Cash flow. Risk. Return. Financing. Management. Exit options. Potential appreciation. Wayne believes investors sometimes chase multifamily because it feels bigger rather than because the actual numbers are better. #3: Edmonton Garden Suites The third major opportunity is multi-unit garden suites. This strategy requires considerably more capital and sophistication. Wayne and Gabby are currently developing multi-unit garden suites behind existing Edmonton houses. Instead of demolishing the original house, they retain it and build additional residential units on the property. The finished property can then potentially operate more like a multifamily asset. The strategy combines: An existing house. Newly created units. New rental income. Value creation through development. And potentially an income-based appraisal upon completion. Creating Hundreds of Thousands in Equity Wayne says their current garden-suite developments are projected to create substantial equity upon completion. Depending on the individual property, he discusses potential value creation in the range of approximately: $250,000 to $400,000 The strategy may also allow them to refinance the completed property and recover a significant portion, and potentially all, of the original invested capital. The remaining property then continues operating as a cash-flowing asset. This is effectively a development version of the BRRRR strategy. But Wayne emphasizes that this is considerably more complicated than simply buying a townhouse or suited house. Execution matters. Financing matters. Development costs matter. Property selection matters. Appraisal methodology matters. And investors need enough capital to complete the project. The Window of Opportunity Is Closing Wayne has been discussing Edmonton's investment window for several years. His view remains that Edmonton prices are still relatively affordable compared with the rents certain properties can produce. But that relationship will not last forever. Prices have been increasing. Certain rents are now softening. And eventually the rent-to-price ratio will become less attractive. Wayne believes Edmonton is already partway through that window. The goal is not to panic-buy. The goal is to recognize opportunities while the fundamentals still work. Buying the Property Is Only the Beginning One of Gabby's strongest messages from the weekend came during their property and asset management presentation. Investors spend enormous amounts of time learning: How to find a deal. How to analyze it. How to negotiate it. How to finance it. How to close it. But ownership can last 20 years. The acquisition may take a few weeks. The management lasts decades. Gabby's point: Once you take possession, how you manage the property ultimately determines your profits. A fantastic deal can become a terrible investment through poor management. You Can Self-Manage a Large Portfolio Wayne and Gabby also challenged the idea that investors automatically need a professional property manager as their portfolio grows. They have self-managed their rental portfolio remotely since they started. That does not mean personally doing everything. It means building systems. Communication systems. Maintenance systems. Inspection systems. Rent collection systems. Renewal systems. Contractor systems. Bookkeeping systems. Documentation systems. Then, as the portfolio grows, specific tasks can be delegated. Wayne and Gabby now use an assistant for portions of the communication and administration. But the assistant operates inside systems they created. That distinction matters. Trust the System Wayne describes seeing rental-property emails during the REIcon weekend and barely registering them. Years ago, those issues might have consumed his attention. Today, he trusts the system. That allows him to focus on: Acquisitions. Developments. New businesses. Joint ventures. Raising capital. Family. And everything else requiring his attention. That is the real purpose of systems. Not simply organization. Freedom. Remote Property Management Course – 50% Off This Week Following the response to their REIcon presentation, Gabby is offering a temporary 50% discount on the REI Masters Remote Property Management Course. The course teaches the systems Wayne and Gabby use to manage their rental portfolio remotely. The eight-module course covers how to create a property-management operation that does not require the owner to personally attend every showing, inspection, maintenance call or tenant issue. Visit: www.reimasters.ca Use discount code: 50OFF for 50% off during the promotional period discussed on today's show. The Main Lesson Buying a great property matters. But buying the property is only the beginning. A great acquisition with terrible management can still become a terrible investment. The goal is to: Buy correctly. Finance correctly. Manage correctly. Build systems. And hold great properties for the long term. That is how real estate becomes a wealth-building business instead of a series of transactions. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, financing, market selection, due diligence, joint ventures, property management, BRRRR strategies and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's framework for evaluating rental-property cash flow. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Nick and Tyler sit down with Jeff Sweenor to talk about what it actually takes to keep framing, finish carpentry, cabinetry, masonry, and other trades in-house. Jeff breaks down the constant balance between quality, productivity, overhead, scheduling, hiring, and knowing when a specialized subcontractor can simply do the work more efficiently. The conversation also gets into how Sweenor Builders tracks each division, develops skilled craftspeople, and decides which capabilities are worth continuing to own. Join the Modern Craftsman Community

What happens when a pharmacist and a property manager team up to build an eight-figure real estate empire? In this episode, Adriana Barrero and Paula Sabersula of Elan Equity share how they went from residential investing — flipping, wholesaling, and building condo regimes in East Austin — to raising capital for a $47M multifamily portfolio, all while carving out a niche most operators overlook: helping pilots and medical professionals invest passively to solve their biggest pain point, sky-high taxes. They break down their relentless due diligence process, from background-checking every operator and insisting on fixed-rate debt, to walking properties in person and cross-checking underwriting with a second set of eyes, and reveal exactly how they build trust and convert leads at pilot and physician conferences using playbooks, newsletters, and old-fashioned follow-up calls. Along the way, they open up about lessons learned watching investors get burned by capital calls in 2021 and 2022, why honesty and humility are non-negotiable in this business, and how they're now exploring self-storage and diversifying beyond multifamily. If you want to see how relationship-driven capital raising and rigorous due diligence come together to build real trust with investors, this conversation is a must-listen.5 Key Takeaways:Adriana and Paula built Elan Equity by pivoting from residential investing (wholesaling, flipping, and condo development) into commercial real estate, learning to underwrite through Michael Blank before scaling into raising capital for multifamily deals.Their investor avatar is pilots and medical professionals, a niche chosen because both groups face steep tax burdens and often don't realize how much they can legally save through real estate investing.Their due diligence process is extensive: background checks on every operator, a strict buy box (no properties older than the 1980s, no crime nearby, fixed-rate debt only), in-person property walks, and a second independent underwriting review from a trusted partner.They generate and convert leads primarily through conferences (like the Passive Income MD Conference and pilot association events), using giveaways, e-books/playbooks, newsletters, texts, and LinkedIn to nurture relationships — sometimes for months or years — before investors commit capital.Honesty and humility are core to their investing philosophy: having witnessed investors get hurt by capital calls during the 2021-2022 rate spikes, they emphasize transparent communication with both their partners and their investors, and are now exploring diversification into self-storage.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

Is Calgary Still a Good Place to Invest in Real Estate? Calgary real estate investors have had an incredible run. Properties that once sold for under $300,000 are now worth significantly more. Rents increased. Investors who bought several years ago benefited from cash flow, mortgage paydown and substantial appreciation. But that creates a different question in 2026: Does Calgary still make sense for someone buying today? In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby answer a listener who already owns Calgary rental properties and wants to know whether they should buy more, continue holding what they own, or sell. Wayne's answer comes down to one important relationship: The rent-to-price ratio. Property values can continue increasing, but if rents are no longer high enough to support the cost of owning the property, the investment stops functioning as a profitable rental business. Don't Fall in Love With a Market Wayne starts with an important reminder. Being from Calgary is not a reason to invest in Calgary. Loving Calgary is not a reason to invest in Calgary. Having made money there previously is not automatically a reason to buy there again. Real estate investing decisions should be based on the numbers and fundamentals available today. Markets change. Strategies need to change with them. The Difference Between Holding and Buying Today This is one of the most important distinctions in the episode. Someone who bought a Calgary property five years ago may be in an excellent position today. They may have: A much smaller original mortgage Years of mortgage principal paydown Increased rents A large amount of equity Positive cash flow A substantial reserve fund That does not mean someone purchasing the exact same property today will get the same result. The existing owner and the new buyer are working with completely different numbers. The Calgary Investor Who Bought at $280,000 Wayne walks through a simplified example. Several years ago, an investor might have purchased a Calgary house for approximately: $280,000 At 20% down, that investor would have contributed approximately: $56,000 Their mortgage would have been around: $224,000 At the time, similar properties could potentially rent for approximately $1,700 to $1,900 per month depending on the property and neighbourhood. Interest rates were also dramatically lower. The property could cash flow. Then rents increased. And property values increased significantly. That investor may now be sitting on an asset worth well over $500,000 while still carrying a relatively small mortgage. That is an excellent position. Now Buy the Same Property in 2026 The problem is the next investor is not buying it for $280,000. They may be buying it for: $550,000 At 20% down: $110,000 Mortgage: $440,000 Now add today's mortgage rate, property taxes, insurance, maintenance, vacancy and other operating expenses. The same rental income that produces great cash flow for the person who bought five years ago may produce negative cash flow for the buyer purchasing today. That is the problem. The Rent-to-Price Ratio Is Out of Balance Wayne describes the rent-to-price ratio as the relationship between: What the property costs and What the market will pay to rent it. Calgary property prices increased extremely quickly. Rents increased too. But eventually prices outpaced rents. And rents cannot simply keep increasing indefinitely because tenants still need to be able to afford them. Once purchase prices increase faster than rental income, cash flow begins disappearing. That is where Wayne believes Calgary is today for many residential rental properties. Appreciation Does Not Fix Bad Cash Flow Wayne believes Calgary property values can continue to increase over the long term. Residential real estate generally trends upward over long holding periods. But it does not move upward in a straight line. Interest rates change. Oil prices change. Inflation changes. Employment changes. Government policy changes. Immigration changes. Economic conditions change. Investors cannot reliably predict every short-term movement. That is why Wayne does not want to purchase a negative-cash-flow property simply because he believes it may appreciate. The business still needs to work. The $550,000 Example Wayne runs another simple example. Purchase price: $550,000 20% down: $110,000 Mortgage: $440,000 At approximately 4% over 30 years, the mortgage payment alone is around $2,100 per month. Then add approximately: $300+ per month in property taxes $150 or more in insurance Repairs Maintenance Vacancy Other expenses If the market rent is approximately $2,200 to $2,300, the numbers do not work. You are negative before even accounting for several real operating expenses. That is not the type of rental business Wayne wants to buy. Don't Follow the Headlines This is where investors can get confused. They see headlines saying: Calgary prices are increasing. Calgary is appreciating. Calgary is growing. Calgary remains desirable. Those things may all be true. But the important question for a rental-property investor is: Can I buy this property today and operate it profitably at today's price, today's rent and today's financing costs? If the answer is no, rising property values do not automatically make it a good investment. Wayne Is Still Holding His Calgary Properties Wayne makes an important distinction between buying more and selling what he already owns. He is not currently looking to buy more Calgary residential rental properties. But he is also not rushing to sell the Calgary properties he already owns. One example from his portfolio was purchased for approximately: $350,000 Today, Wayne estimates that property is worth around: $575,000 That represents roughly 65% appreciation over approximately five years. Even more interestingly, Wayne estimates the property increased from around $530,000 to $575,000 in the last year alone. That is approximately an 8.5% increase. The property still cash flows because Wayne's mortgage is based on the original purchase price, not today's value. Why Wayne Isn't Refinancing All That Equity That property now contains a significant amount of equity. So why not refinance it and pull the money out? Because increasing the mortgage could destroy the cash flow. Wayne's existing mortgage started at approximately $280,000 and has been paid down over time. Refinancing against today's $575,000 value would dramatically increase the debt and potentially eliminate the profitability of the rental business. So Wayne is comfortable allowing the equity to sit there. The property cash flows. It continues paying down debt. It has a healthy reserve. And it may continue appreciating. That is enough. Calgary Was an Incredible Opportunity Wayne is not saying Calgary was a bad investment. Quite the opposite. For investors who purchased the right properties before prices accelerated, Calgary created exceptional returns. Some properties appreciated 50%, 60% or more over several years. At the same time: Rents increased. Mortgages were paid down. Cash flow accumulated. That combination produced tremendous returns. The problem is that once everybody recognizes the opportunity, capital rushes in. Prices rise. Eventually the original opportunity disappears. The Opportunity Moves Wayne explains this as a pattern. A market has a strong rent-to-price ratio. Investors recognize it. Capital enters. Homebuyers enter. Prices increase. Eventually the rent-to-price ratio gets squeezed. Investors then start looking for the next market where rents still support the purchase prices. Wayne believes this is part of what happened as attention shifted from Calgary toward Edmonton. Edmonton then experienced substantial appreciation as more capital entered that market. Eventually another market may become the next opportunity. The investor's job is to recognize it before everybody else does. Wayne's Answer: Hold Calgary, But Be Careful Buying More For the listener who already owns successful Calgary rentals, Wayne's approach would generally be: Keep the profitable properties. Continue collecting cash flow. Continue paying down the mortgages. Let the equity grow. Be cautious about refinancing if it destroys the cash flow. And wait for the right time to eventually sell. But for someone looking to purchase a typical Calgary residential rental today, Wayne believes it is difficult to find properties that meet the investment fundamentals he teaches. There may still be specific opportunities. But they are much harder to find. The Main Lesson Do not ask: "Are Calgary prices going up?" Ask: "Does this rental property make sense at today's price?" Understand: Purchase price Market rent Financing Property taxes Insurance Repairs Maintenance Vacancy Cash flow Then determine whether the property meets your investment criteria. The goal is not to predict which city will increase the most next year. The goal is to buy a rental business capable of surviving for the next 20 years. Coming Tomorrow A listener asked another important question during today's live show: What do you look for when deciding whether to invest in a new city? Wayne and Gabby plan to tackle that question on tomorrow's Morning Show. REIcon – The Summit Series REIcon takes place in Edmonton this weekend: September 11–13, 2026 Wayne and Gabby will be there Friday and Saturday. The Canadian Real Estate Investing Morning Show will broadcast live on stage Saturday morning. Wayne will also be teaching due diligence and pre-purchase analysis. Get your tickets at: www.reiconference.ca Use discount code: REIMASTERS15 for 15% off. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market selection, financing, deal analysis, joint ventures, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's framework for evaluating rental-property cash flow and determining whether a property produces sufficient return relative to your investment. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions for the show: info@reimorningshow.com Upcoming Events REIcon – The Summit Series Edmonton, Alberta September 11–13, 2026 www.reiconference.ca Discount code: REIMASTERS15 REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Ep 209: Understanding Residential Contracts breaks down five ways architects charge for residential work, along with the tradeoffs of each.

Eric Barlow has a history of supporting medicaid expansion.  He said so in the PBS debate before the election.  But he also argued for it on the floor of the House in 2021.  It's not "Flat-out false" as he claims. The 50% reduction in residential property taxes will be on the November ballot. There's a ton of misinformation about it.  When you look at the numbers, if county commissioners just stopped wasting taxpayer money it wouldn't be a big deal.  Residential property taxes only account for a small portion of overall revenues.  In Sheridan, the commishes could have build two ugly flower pots for what the property tax reduction would amount to.

Patrick Warren, VP of residential remodeling sales for Daltile, and Kemp Harr discuss current business conditions in the U.S. tile market and the highlight for next week's Statements dealer meeting that starts Tuesday in Naples, Florida.

September 2026 Edmonton Real Estate Market Update What is actually happening in the Edmonton real estate market heading into fall 2026? Inventory has climbed dramatically compared with the last couple of years. Months of inventory has increased. August was slower. Buyers have significantly more choice. But that does not mean the opportunities are gone. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby are joined by Edmonton investor-focused realtor Calvin Hexter of Calvin Realty for a September 2026 Edmonton real estate market update. They break down the latest inventory numbers, months of inventory, days on market, pricing, rental vacancy pressures and what investors should expect as Edmonton moves into the fall market. They also discuss why September may create an important buying window, why investors need to look beyond citywide averages, and why some of the best deals Wayne and his students have seen in years are showing up right now. Edmonton Inventory Has Changed Dramatically One of the biggest changes in Edmonton is inventory. Calvin says available inventory is now around 8,050 properties. For comparison, Edmonton had roughly 3,000 to 4,000 available properties during much tighter periods in the previous couple of years. That means buyers now have considerably more selection. For sellers, that creates competition. For buyers, that creates opportunity. Months of Inventory Climbs to 3.88 Edmonton moved from roughly 3.3 months of inventory to approximately 3.88 months. That is a meaningful shift. For comparison, during some of the tighter periods in 2024, Edmonton was around 1.7 to 1.8 months of inventory. The market is now much more balanced. That does not mean every property is easy to negotiate. Real estate is still hyper-local. Different neighbourhoods, property types and price points can behave very differently. But overall, buyers have more leverage than they did during Edmonton's extremely tight market. August Was a Sleepier Month Calvin describes August as a slower month, which is not unusual. People are travelling. Families are preparing for school. Sellers sometimes allow listings to expire or temporarily remove properties from the market. Calvin expects activity to start increasing again around the second week of September. His prediction is that the market begins waking up around September 10. That combination can create an interesting opportunity for investors: More inventory. Some sellers becoming frustrated. Listings that have been sitting. And buyers beginning to return. Prices Were Mostly Slightly Lower According to Calvin, most major property categories declined approximately 1% from July into August. Townhouses were the exception, increasing by roughly 2%. Properties that are selling are averaging around 40 days on market. But citywide averages only tell part of the story. A townhouse in one neighbourhood can behave completely differently from an infill property or multifamily asset somewhere else. Not Every Property Has the Same Vacancy Rate The same principle applies to rental vacancy. A citywide vacancy number does not tell you exactly what is happening with your property. Calvin gives the example of newer west-end infill projects. While the broader Edmonton vacancy rate may be somewhere around 4% to 5%, certain concentrated property types could be experiencing vacancy closer to 10%. That is why investors need to drill down. What neighbourhood? What property type? What tenant profile? What rent? How much competing inventory? Wayne recommends talking directly with other landlords who own similar properties. Ask them: How long did it take to rent? How many inquiries did you receive? What rent did you achieve? That real-world information can sometimes tell you more than a citywide statistic. Wayne and Gabby Are Seeing Rental Pressure Too Gabby also provides an update on September rent collection. On the morning of September 1, only about 45% of their expected rent had been received. Normally, Gabby likes to see closer to 60% to 65% collected before the first because many tenants pay early. Ultimately, everything was collected. But there were a couple of tenants who needed an extra day or some clarification around credits. Wayne and Gabby believe affordability pressure is becoming more noticeable. Groceries are expensive. Fuel is expensive. Households are feeling stretched. At the same time, Edmonton has more rental supply than it did previously. That means landlords may occasionally need to be slightly more flexible while still maintaining strong systems and boundaries. More Rental Supply Does Not Mean Stop Buying This is an important distinction. Wayne is actively purchasing properties. REI Masters students are actively purchasing properties. And Wayne says some of the deals they are finding right now are among the best they have seen in approximately a decade. The rental market may require stronger management. But the acquisition market is creating opportunities. The answer is not necessarily to stop buying. The answer is to buy properly and manage properly. Strong cash flow gives you room to handle vacancies, slower leasing periods and occasional tenant payment issues without putting the investment at risk. Why Toronto and Vancouver Investors Changed Edmonton The conversation also touches on the wave of Ontario and British Columbia investors who entered Edmonton aggressively during the previous market cycle. Calvin says there was more resentment in 2024 when Edmonton buyers were regularly being beaten by aggressive out-of-province offers. Wayne shares a story about a Mill Woods property he wanted to flip. He submitted an aggressive offer over asking. Another investor from Toronto beat him by approximately $45,000 over asking with no conditions and without seeing the property. Wayne watched the deal afterward. The buyer eventually lost money. That is the difference between buying because you believe prices will keep increasing and buying based on fundamentals. Wayne and Gabby were also able to benefit indirectly from rising Edmonton values by refinancing properties they already owned and redeploying that capital later. Edmonton Investors Have More Choice Again The key takeaway from Calvin's September update is that Edmonton is no longer experiencing the same extreme shortage buyers faced during the tightest parts of the market. Inventory is higher. Months of inventory is higher. Sellers have more competition. Buyers can be more selective. For disciplined investors, that can create excellent buying opportunities. But investors still need to understand the specific neighbourhood, property type and tenant market they are buying into. REIcon – The Summit Series Wayne, Gabby and Calvin also discuss the upcoming REIcon Summit Series in Edmonton. September 11–13, 2026. The event is structured more like an investing workshop than a traditional conference. The goal is to walk investors through the process of completing a real estate deal from beginning to end. Topics include: Finding opportunities Determining what makes a good deal Negotiating Due diligence Financing Joint ventures Seller financing Residential investing Multifamily investing Raising capital Building the right professional team Wayne and Gabby will be presenting during the event. The Canadian Real Estate Investing Morning Show will broadcast live on stage on Saturday, September 12. Wayne will also be teaching due diligence alongside experienced Canadian real estate professionals, including his Edmonton real estate lawyer, Richard Bell. REIcon takes place September 11–13 in Edmonton. Use discount code: REIMASTERS15 for 15% off tickets. www.reiconference.ca About Calvin Hexter Calvin Hexter is an Edmonton investor-focused realtor and the founder of Calvin Realty. Calvin and his team work with real estate investors purchasing and selling residential, multifamily and investment properties throughout Edmonton. www.calvinrealty.ca REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, financing, deal analysis, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions for the show: info@reimorningshow.com Upcoming Events REIcon – The Summit Series Edmonton, Alberta September 11–13, 2026 www.reiconference.ca Discount code: REIMASTERS15 REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Residential treatment for teen girls provides twenty-four-hour structured care that addresses severe mental health challenges that outpatient therapy cannot resolve. Families learn to actively support recovery and sustain lasting change through clinical involvement, structured aftercare, and ongoing therapeutic engagement. To learn more, visit https://missionprephealthcare.com/locations/california/fallbrook-limber-pine-road/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

New figures show a sharp decrease in eviction notices, in the second quarter of the year and rising rents according to the Residential Tenancies Board. For more on this the Director of the RTB, Rosemary Steen.See omnystudio.com/listener for privacy information.

What do the numbers really tell us about the Texas real estate market heading into fall? Welcome back to the latest edition of the Texas Foreclosure Update!In this episode, real estate investor Scott Carson returns from his trip to Minnesota and Wisconsin to break down the complete September 2026 Texas foreclosure numbers. Total filings held steady across the state with just a slight 12-filing increase from August, bringing the total to 4,227 foreclosure filings across Texas for September's Super Tuesday auction. Behind those high-level numbers lie key regional shifts, county-by-county spikes, and emerging inventory trends that note investors, private lenders, and distressed property buyers need to know. Whether you are looking to source pre-foreclosures, target non-performing mortgage paper, or uncover commercial real estate deals, Scott delivers the exact metrics and insights you need to find high-upside opportunities before the auction block. Key Topics Covered:Statewide Macro Breakdown: Analyzing 4,227 total foreclosure filings across Texas for September 2026, comparing month-over-month performance to August's 4,215 total. Residential vs. Commercial Inventory: Unpacking 3,768 residential foreclosure filings alongside 447 commercial filings across the state. Regional Commercial Trends: Examining commercial shifts—South Texas jumping by 36 filings to 81 total, while Central Texas dropped by 16 to 118, East Texas dipped to 104, North Texas fell by 19, and West Texas fell to 18. County-by-County Deep Dive: Breaking down filing counts in major markets including Harris (672), Bexar (417), Dallas (337), Tarrant (264), Travis (123), Fort Bend (137), Hidalgo (170), El Paso (96), Williamson (74), and Collin (135). Notable Spikes & Drops: Highlighting Hidalgo County's major spike of 57 filings, Harris County's 21-filing increase, and notable drops in Bell (-36) and Williamson (-34) counties. Sourcing Distressed Paper: How to leverage tools like Roddy's Foreclosure Listing Service (foreclosure.info) to track self-directed IRA lenders, locate bank-owned debt, and uncover pre-foreclosure opportunities. Upcoming Virtual Masterclasses: Details on the live Wholesaling Notes 101 Masterclass scheduled for September 26, 2026, and the 2-Day Virtual Note Buying Workshop on September 19–20, 2026. Understanding the numbers is the first step to finding profitable real estate and note deals in Texas! Take these insights, apply them to your deal sourcing, and stay ahead of the curve. Got questions about evaluating Texas real estate or sourcing non-performing paper? Book a call directly with Scott at talkwithscottcarson.com or email him at scott@weclosenotes.com! To get $20 off your monthly foreclosure list, head over to foreclosure.info and use the promo code weclosenotes. For details on upcoming live training, visit wholesalingnotes.com and notebuyingfordummies.com! Don't forget to subscribe, leave a review, and share this update! Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Residential and retirement property developer Winton Land has been suspended from the NZX after a board exodus. Three directors have resigned after founder Chris Meehan quit as CEO in July - among them, former Finance Minister Steven Joyce. Shareholders Association head, Oliver Mander, says losing independent directors meant the business no longer met requirements for being listed on the exchange. "It's definitely not a technicality, it's a pretty core principle for a publicly listed company that exists on the exchange - there should be appropriate representation there." LISTEN ABOVESee omnystudio.com/listener for privacy information.

//The Wire//2300Z August 24, 2026// //ROUTINE// //BLUF: BODY DUMP SITE LOCATED IN OREGON. MARITIME TRAFFIC IN MIDDLE EAST REMAINS STAGNANT AS HOUTHIS STRIKE SHIP IN RED SEA. RENO WILDFIRE CONTINUES TO THREATEN SUBURBS.// -----BEGIN TEARLINE-----  -International Events-Red Sea/HOA: This morning a merchant vessel was struck by an unidentified munition in the Red Sea, to the west of the port of Yanbu. The M/V AMZAN was struck by the Houthis while transiting the Red Sea, and as of this afternoon remains on fire.Ukraine: This morning a mass stabbing attack was reported at a monetary in Donestk. An unidentified group of assailants breached the compound of the Holy Dormition Svyatogorsk Lavra Monastery, and began attacking the clergymen living at the compound. This attack resulted in the murder of at least one monk, and the wounding of several others. An investigation is currently underway to identify the culprits of the attack.-HomeFront-New York: Over the weekend, Buffalo-Niagara International Airport ran out of jet fuel, resulting in aircraft diverting to other airports to refuel. Delays continued throughout the evening for some flights, with most flights returning to normal this morning.Analyst Comment: This is more of a localized issue resulting with problems internal to the airport. Initially, statements indicated that the problem was within the supply chain itself, as this airport is supplied by trucks carrying fuel and not a pipeline like many other airports. However this afternoon, the airport stated that the issue was due to an electrical wiring problem at the fuel point.Oregon: On Saturday, authorities discovered a body dump site at a rural home in Washington County. Local authorities initially responded to a fire at a residence on NW Otis Lane, after neighbors reported seeing a vehicle on fire at this location. Once firefighters arrived on scene, they discovered a series of human remains. All total, 5x bodies were found at this location, along with several deceased animals. Once police arrived on scene, the suspect was identified as Benjamin Charles Parker, who was tracked to an undisclosed location in Enumclaw, WA. At this location, Parker was discovered deceased in his vehicle. No further information has been provided on this incident, and the investigation into what actually happened continues.Nevada: Major wildfires continue to spread in the vicinity of Reno, with roughly 14,000 homes remaining under mandatory evacuation orders. Residential areas to the north and west of the city remain threatened as the Hawk Fire remains at zero-percent containment. Local authorities state that this fire was caused by human activity, though the exact point and circumstances of the origin has not yet been disclosed.-----END TEARLINE-----Analyst Comments: In the Middle East, maritime traffic throughout the region remains stagnant as the war of information continues. On Friday, reports circulated claiming that 40x ships passed through the Strait of Hormuz secretly, using the southern Omani route. In reality, this report is a complete fabrication. Not only is merchant traffic easily verifiable via a number of sources, but the UKMTO themselves (which work for USNAVCENT) stated that this entire week, the amount of traffic through the Strait has been in the "single digits" both ways.This report was almost certainly intended to manipulate financial markets once again, as Brent crude started climbing back up due to the announcement of the economic warfare campaign intended for Iran. TankerTrackers has stated that all total, over the past 7 days, the entire region has exported 6 million barrels of oil per day, though not all of such has transited the Strait (some has originated from Oman and the UAE, which have pipelines bypassing the Strait). This figure is also the totality of petroleum that has been exported to the global market; the exact amount of petroleum which has specifically been exported to the United States is not as easy to parse from the total. Nevertheless, the total figure is still much less than the pre-war average of roughly 20 million barrels per day, which is the main reason for why the United States continues to drain the Strategic Petroleum Reserve.Analyst: S2A1 Research: https://publish.obsidian.md/s2underground NomadNet: 5fa68c88be727a0e1a250a75e5e79269 Disclaimer: No LLMs were used in the writing of this report. //END REPORT//

Brandon Sedloff sits down with Dan Carr and Peter Weiss, co-founders of Alpaca Real Estate, for a live conversation recorded at their annual Aspen Real Estate Summit. The two met as analysts at JP Morgan in 2011 and spent a decade building expertise at major institutions before launching their own opportunistic real estate private equity fund in late 2022. What sets Alpaca apart is their commitment to building a technology-first culture from inception, treating their data infrastructure and tech stack as foundational to the investment process rather than an afterthought. They discuss: - Why timing mattered when they saw the Fed's rate increases creating a repricing moment in commercial real estate - How they built a seven-stage deal pipeline with 1,000 transactions cataloged in a proprietary data lake before deploying agentic AI - Their focus on tailwind asset classes like build-to-rent townhomes and infill industrial, where structural demand drives conviction - The cultural challenge of technology adoption and why organic buy-in matters more than mandates - Forward purchase structures that shift construction risk to homebuilders while controlling land upfront This episode offers a practical look at what it takes to launch and scale an investment platform built on data discipline and institutional-grade operations in a shifting market. Topics: (00:00:00) - Intro (00:01:00) - Recording live at Alpaca's Aspen summit (00:05:20) - Getting into real estate investing (00:10:23) - Meeting at JP Morgan in 2011 (00:11:35) - Building the REPEN networking group (00:12:34) - Post-JP Morgan career paths (00:15:27) - The 2022 wake-up call from Dan (00:17:49) - Capitalizing a first-time fund (00:18:35) - Building technology into the DNA (00:22:56) - Creating clean data infrastructure (00:26:55) - Cultural adoption of technology (00:31:42) - Alpaca's investment focus today (00:33:45) - Residential and industrial strategies (00:36:04) - Operating with partners versus direct (00:38:38) - Closing thoughts for investors Links: Dan on LinkedIn - https://www.linkedin.com/in/daniel-carr-98a0a91b/ Peter on LinkedIn - https://www.linkedin.com/in/peter-weiss-86675635/ Alpaca Real Estate - https://alpacarealestate.com/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/

Josh Findlay of BLD Financial joins us again to share all things commercial mortgages. How he started, the journey, and the main differences between small investments and big ones; plus some CMHC updates. TORONTO MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREESee omnystudio.com/listener for privacy information.

Nick and Tyler sit down with Architect David Hornstein to talk about what has been lost as residential construction has become more specialized, more layered, and more expensive. Drawing from decades as a carpenter, builder, architect, and product designer, David makes the case that highly custom work can still be efficient if the people doing it understand the entire process. They get into the master builder mindset, the value of having experienced people on site, why communication gets diluted through layers of management, and how relentless attention to small efficiencies can dramatically change the cost of custom construction. David also shares how that same mindset eventually led him to create Dura Gutter. David Hornstein https://www.light-house-design.com/ https://www.duragutter.com/ Join the Modern Craftsman Community

Detained at Green Card Interview: How a Bay Area Family Is Healing From Sudden Separation Since the Trump Administration's deportation campaign began last year, more than 100,000 children who are American citizens have had a parent detained, according to an analysis by the Brookings Institution. Peter, who is married to an American citizen, was the main caregiver to his son when he was taken into custody at his green card interview in November 2025. As KQED early education reporter Daisy Nguyen reports, the sudden separation took a toll not only on him and his wife, but also on their developing baby.  At This Los Angeles Rehab, Moms in Recovery Live With Their Children Mothers who struggle with addiction and substance abuse are often reluctant to get treatment because going through a rehabilitation program could mean leaving their kids behind at home. Residential rehabs that let mothers bring their kids are extremely rare. But there is one program in Southern California that's one of the very few across the country, where moms and kids under six years old can stay together. Reporter Clare Wiley takes us inside.  Learn more about your ad choices. Visit megaphone.fm/adchoices

August is always a strange month for property. This one is stranger than usual... There's been good and bad news in equal measure, and often it looks like the headlines are pointing in opposite directions. In our latest market update, Rob & Rob go through every number that moved: prices, rents, lending and what landlords are doing with their money. Sentiment is grim, the returns on offer are the strongest in years, and the space between those two things is the whole story. (00:45) A new Prime Minister, a returning Housing Secretary, and two property policies ruled out inside a week (02:17) Rates held at 3.75%, and the biggest August drop in asking prices since 2018 (05:07) Four of the biggest lenders have repriced. Is this the start of a proper run of cuts? (06:13) The average UK rent is now £1,369, and one city is running far hotter than that (08:12) Landlords bought more homes than they sold for the first time since 2019 (09:15) Residential construction starts are down 46% year on year, and building cannot be switched back on quickly Links mentioned: Politics: Burnham rules out property reform in Budget Macro backdrop: Bank of England holds at 3.75% House prices: Rightmove House Price Index Nationwide's House Price Index Lloyds' House Price Index (formerly Halifax) Mortgages and lending: Barclays, HSBC, Santander, Coventry all reprice down Buy-to-let arrears and repossessions fall Rents: HomeLet Rental Index Manchester city centre rental report Landlord behaviour: Hamptons: landlords are net buyers for the first time since 2019 Planning and supply: Persimmon half-year results Glenigan: residential construction starts down 46% year on year Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

In this short podcast episode, Bryan and Roman talk about Florida law and how it relates to the "M-word" (mold) and the legal boundaries our techs must respect when they communicate with customers. HVAC School and Kalos are NOT mold experts, but we have experience as HVAC professionals who encounter suspicious microbial growth in our market (and cannot diagnose or remediate mold). We cannot use the word "mold" because "mold" MUST be diagnosed by a certified mold assessor via laboratory testing according to Florida law. A guess based on sight does NOT qualify as a diagnosis; it is the equivalent of diagnosing a compressor failure as acid contamination without a test that proves the presence of acid. Residential property owners, however, are allowed to identify, remediate, and speak freely about mold in their own homes (which Roman can do because he hired mold assessors and remediators in his home). Florida limits HVAC contractors from diagnosing mold (or removing more than 10 contiguous square feet while removing, maintaining, or installing equipment) to prevent scare tactics in sales, such as by diagnosing "toxic mold" in a drain, or to sweep larger problems under the rug. There are also many different mold types that have specific characteristics that can only be identified by an assessor; HVAC contractors are not trained to recognize those. However, mold is part of our work whenever we clean coils, HVAC units distribute air (which contains mold spores from outside), and we manage moisture (which contributes to fungal growth). Mold assessors also have specific diagnostic tools and send lab samples. HVAC contractors don't have those resources, training, or certification. As HVAC contractors, need to be educated on mold, but we also need to understand our limitations; we can't diagnose it or make decisions for customers.   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Join us in Clean Biz Network! https://www.cleanbiznetwork.app/Meet us at Cleaning Business Fundamentals Conference! Visit https://www.cbflive.com/2025-optinJoin this channel to get access to perks:   / @ajsimmonsonline  Schedule a 1 on 1 Consultation: https://calendly.com/ajsimmonsGet TubeBuddy to grow your YouTube channel! https://www.tubebuddy.com/pricing?a=a...Follow: @AjSimmonsOnline on Instagram   / ajsimmonsonline  Need Business Insurance? Click this link https://nextinsurance.sjv.io/Ea23K9Thank you for watching, subscribing, liking, sharing, and commenting!!!!

Nick and Tyler bring Shane Durkin back, with Brad Leavitt joining the conversation, to challenge one of construction's most persistent problems: how project money moves and who should actually carry the financial risk. They get into deposits, escrow accounts, credit card rewards, cost-plus construction, project-level accounting, lien waivers, trade payments, and the hidden complexity that comes from running millions of dollars of client funds through a builder's business.  Shane explains how LedgerWise separates project finances into their own accounts while Brad, Nick, and Tyler push on the tradeoffs, risks, and real-world practicality of the model. Ultimately, the conversation asks whether builders should be spending their energy managing cash flow and financial workarounds at all, or whether a simpler system could let them get back to building.    From Contractor to Company Workshop: https://www.moderncraftsman.co/workshop-registration Sign up for the Modern Craftsman Community:

Recorded at Pratt Podcasting in Scottsdale, the newest episode of the AZ Big Podcast with Michael & Amy has officially dropped. Episode 247 features Trevor H. Halpern, J.D., CEO of Halpern Residential at eXp Realty, who talks about residential real estate trends.

Commercial property is suddenly attracting a great deal more attention from investors.   Following the recent Federal Budget changes, some residential property investors are looking at warehouses, offices and shops and wondering whether commercial property offers a safer tax environment, stronger cash flow and a better way forward.   On the surface, the numbers can look very attractive, but by the end of this show, you're going to understand the real differences between commercial and residential property, the risks that most residential investors never see coming until it's too late, what's actually driving capital growth in commercial and industrial property right now, and most importantly, where commercial property fits, and doesn't fit, in your wealth creation journey.   Today I'm joined by Brett Warren, National Director at Metropole and someone who's helped hundreds of investors work through exactly this decision.   We unpack how recent tax changes are pushing some buyers toward higher-yield assets, but also why yield alone can be misleading.   We explore the key differences between commercial and residential property, especially how leases, tenants, and business conditions shape performance.   We discuss why industrial property is benefiting from e-commerce, logistics demand, and scarce well-located land.   We finish by showing where commercial property fits in a broader wealth strategy, and why timing, structure, and risk management matter most.   Takeaways    • Commercial property can lift cash flow, but higher income usually comes with greater risk. • Residential property generally suits wealth accumulation through long-term capital growth first. • Commercial values depend heavily on rent, lease quality, and tenant strength. • Vacant commercial premises can reduce income and also drag down capital value. • Longer leases can provide certainty, but they also delay rent resets to market. • Many commercial tenants pay outgoings, which improves net income for owners. • Good commercial purchases often need larger deposits and stricter lending terms. • Specialised buildings can be harder to re-lease when a tenant moves out. • Industrial property is gaining momentum because warehousing demand keeps rising. • Strong due diligence matters because the tenant's business becomes part of your investment risk.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of How To Grow A Multimillion-Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.     Brett Warren - National Director of Property at Metropole.   Subscribe to Brett's weekly live property market update on YouTube, The Market Room.   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Ep 134 - He Turned His Passion for Hunting Into Two Successful Businesses Crockett Carothers Haiden Mensik had some great mentors that helped turn his passion into a business. Haiden loved hunting, fishing, and the outdoors so he got a job working for a hunting guide. Though his job isn't glamorous it opened his eyes to the industry. He branched out on his own and started guiding hunts. He was able to scale this into an actual business and not just a job. It turned into South Texas Hunting Outfitters. Through building relationships he decided to get his real estate license and eventually started Mensik Ranches and Residential. Haiden offers some great insights on building two successful businesses from scratch and what it takes to do it. Review Wizard:https://www.reviewwizard.io/io-demo486587?am_id=crockett9437Sponsorship:https://form.jotform.com/251243256767057Diversified Payments:https://www.diversifiedpayments.com/wealthycowboyhttps://form.jotform.com/260584054076054The Wealthy Cowboy VIP:https://www.skool.com/the-wealthy-cowboy-vip-6536/about?ref=d30cd83cb8824bc7885158a8ec9366a5

Branded residences are one of the most dynamic growth stories in luxury today, bringing together real estate, hospitality, and affluent consumer lifestyles. For Hyatt, branded residences is a strategic growth pillar in luxury and lifestyle real estate. Scott Kerr sits down with Tina Necrason, Hyatt's global head of branded residential, to discuss why branded residences are becoming a major luxury real estate growth category, how today's affluent buyer is seeking “lifestyle per foot", and what goes into translating each hotel brand's distinct personality and lifestyle promise into residences. She also talks about seeing the great wealth transfer unfolding in who's buying branded residences, and how wellness has become a big differentiator that's moving beyond amenities, preventative care. Plus: Why today's young branded residences buyers want completed, turnkey homes they can experience immediately. Featuring: Tina Necrason, Global Head of Branded Residential at Hyatt (hyatt.com)Host: Scott Kerr, Founder & President of Silvertone ConsultingAbout: Host Scott Kerr gives listeners in-depth, unfiltered interviews with leaders of the world's most influential luxury brands. Kerr chats with the biggest names in the luxury business, from CEOs and C-suite executives to creative directors and fashion designers, about the forces redefining the sector: from customer expectations and brand relevance to new approaches in creativity, operations, AI and growth strategy. Let me know what you think of the show. Email me at scott@silvertoneconsulting.comListen and subscribe to The Luxury Item wherever you get your podcasts. Tell a friend or a colleague!

In this episode, Peter explains why residential real estate has held up just fine while commercial properties are quietly going through their own crash. A friend's comment about home prices not crashing sparks a deeper look at balloon payments, floating rate loans, and the perfect storm hitting apartment buildings and office space right now. If you've been wondering how real estate can look fine and be falling apart at the same time, this episode breaks down exactly what's happening under the surface. Tune in! Interested in PIMDCON? Know more by clicking here. Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD.

It's that time of the month again, note investors! Scott Carson is back with the official Texas Foreclosure Update for August 2026. Following July's massive 12% to 16% surge across Texas counties, are we seeing a continued wave of distressed properties—or is the market taking a breather? In this episode, Scott pulls back the curtain on the raw numbers, tracking over 4,200 scheduled residential and commercial foreclosure filings across North, South, East, West, and Central Texas. Whether you're targeting single-family homes in Harris County, commercial assets in DFW, or looking at rising trends in Williamson and Bell counties, this episode gives you the local intelligence you need to find true distressed real estate deals before everyone else! Detailed Episode HighlightsOverall Market Breakdown: Statewide foreclosure filings decreased from 4,754 in July to 4,215 total filings in August 2026—a temporary dip following a major quarterly spike. Residential vs. Commercial Totals: Out of the 4,215 filings, 3,765 are residential, while 450 are commercial assets across the state. Commercial Foreclosure Trends: Commercial filings fell 10% statewide (down 46 deals). Central Texas: Down to 134 filings (down 25). East Texas (Greater Houston): Up to 105 filings (up 14). North Texas (DFW): Down to 145 filings (down 11). South Texas: Down to 45 filings (down 25). West Texas: Steady at 21 filings (up 1). Top Texas Residential Counties Breakdown:Harris County (Houston): Leads the state with 651 filings (down ~25% from last month). Bexar County (San Antonio): 439 filings. Dallas County: 334 filings (down 63). Tarrant County (Fort Worth): 278 filings (down 34). Travis County (Austin): 135 filings (down 24). Bucking the Trend: Williamson County (up 13 to 108) and Bell County (up 12 to 99) both showed increases north of Austin. Data Tools & Discount: How to use the Roddy Foreclosure Listing Service (4closure.info) to track residential and commercial filings. Use promo code WECLOSENOTES to save $20 on your residential subscription. Next StepsTracking market trends is the key to finding off-market distressed debt, bank-owned properties, and high-profit wholesale deals! Want to learn how to capitalize on these Texas foreclosure filings without putting up big capital or dealing with tenants?