Podcasts about residential

The government has announced it will increase funding for aged care. Residential care providers will receive an additional $79 million from Health New Zealand. Tracey Martin from the Aged Care Association spoke to Ingrid Hipkiss.

Our next live podcast: Residential real estate trends are redefining Louisville's growth and neighborhoods. Join us for a live Access Louisville recording as we dive into the latest market insights. The event includes networking, breakfast and a spirited discussion of the latest news in our area. Our panel includes: Stacy Durbin, Semonin Realtors, Jakeeva Lee, Greater Louisville Association of Realtors and Jon Mand, Lenihan Sotheby's. Tickets and registration are available here.The bourbon industry has shifted and recent headlines bare that out. We discuss on this week's Access Louisville podcast.Topping our show this week is news on a potential deal to acquire Luca Mariano Distillery in Danville, Kentucky. As LBF Bourbon Reporter Stephen P. Schmidt notes Mark Newman, CEO of Las Vegas-based Apogee 21 Holdings, Inc., doing business as A21 Wine & Spirits, made a bid for $16.7 million to acquire the distillery as well as more than 6,600 barrels that are aging there. A hearing on the confirmation plan of the sale is set for July 7 in Detroit.In June 2025, Luca Mariano held a grand opening for the facility despite being involved in several lawsuits. A month later, LMD Holdings, the parent company of Luca Mariano, filed for Chapter 11 bankruptcy.Also on the show this week, we chat about a different bourbon company, TKC Distilling Co, which is facing two lawsuits in Jefferson County Circuit Court over claims of unpaid bills. TKC Distilling Co. is the producer of True Story, a bourbon brand launched by Angel's Envy Co-Founder Wes Henderson and his sons in September 2024.The company faces two legal complaints for more than $1.5 million. Late in the show we talk about the development of data centers, including a proposal for a data center in Charlestown, Indiana and new regulations being considered by Louisville Metro Government.Access Louisville, sponsored by Baird, is a weekly podcast from Louisville Business First. You can also follow it on popular podcast services including Apple Podcasts and Spotify. 

On the latest episode of NAHB's podcast, Housing Developments, CEO Jim Tobin and COO Paul Lopez are joined by NAHB member David Price, a remodeler from Greenville, N.C., to talk about his experience at NAHB's Legislative Conference and his perspective on the current housing market.

Commercial pool service can look like the fast lane to bigger revenue, until you realize how many forces you do not control. We walk through the real differences between residential pool care and commercial pool maintenance, starting with what “commercial” actually means: community-used pools like apartments, HOAs, hotels, the YMCA, and public facilities that live under health department oversight. That oversight changes your day, your paperwork, and your stress level in ways most new techs do not see coming. We get specific about the operational realities: inspections, daily logs, and shutdown triggers tied to chlorine and pH ranges, plus the unpredictable stuff like user behavior that can close a pool even when you did your job. We also talk about the people side of the business, because commercial accounts often add management companies, approval delays, and the challenge of pleasing 30 or 40 voices instead of one homeowner. If you have ever felt stuck waiting on authorization while a motor is down and the water is slipping, you will recognize this problem instantly. Then we dig into the money, the right way. Yes, commercial accounts can pay significantly more, but they usually demand three to five visits a week, higher insurance limits, and a “headache factor” you should price honestly. We also cover the risk of concentrating your income in a few large accounts and the cash-flow pain that can come with net-30 billing and slow payments. If you are deciding what kind of pool service route to build, this conversation will help you choose with open eyes. If this helped you, subscribe, share it with a pool pro friend, and leave a quick review so more service techs can find the show.We break down why residential pool care often beats commercial pool care for working pool pros, even when commercial accounts look more lucrative. We compare regulation, workload, pricing, risk, and the day-to-day realities that make one route easier to live with and easier to keep stable.  • defining commercial pools vs residential backyard pools  • health department regulation, inspections, and required logs  • certification differences like CPO requirements for commercial work  • dealing with management companies, approvals, and multiple stakeholders  • heavy bather load and why commercial water turns faster  • shutdown triggers and chemistry ranges that can get you closed  • pricing a commercial account, including the “headache factor”  • higher insurance requirements and building costs into bids  • time demands, service frequency, and why mixing routes is hard  • concentration risk when you lose a high-dollar account  • payment delays, net-30 billing, and the hassle of collections  Join the Pool Guy Coaching Program. Get expert advice, business tips, exclusive content, and get direct support. Learn more at swimming poollearning.com.  Send us Fan MailSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Kia ora. Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand. I'm David Chaston and this is the international edition from Interest.co.nz. Today we lead with news Trump cancelled his latest planned military strikes claiming negotiating progress. That has been enough to settle financial markets today. But first in the US, producer prices jumped +1.1% in May from April to be +6.5% higher than a year ago and to their highest since November 2022. And before the pandemic, their highest since this series began in 2009. Core PPI was up +5.1% and a similar high. These rises were more than expected. US initial jobless claims also rose more than expected last week.to 228,400 and more than seasonal factors would have indicated. There are now 1.69 mln people on these benefits, less than a year ago and marginally less than two years ago. In Canada, building consents were expected to fall back in April after the spurt in March, but they fell more than expected. Residential consents fell -5.5% and commercial consents fell an outsized -10.5%, both from the prior month. From a year ago, these consent levels were +2.5% high, but that is on a value basis and construction PPI rose +2.8% in that same time. In Europe, the ECB raised its policy interest rate by +25 bps to 2.4% as widely expected, it first increase since 2023. It also raised its inflation expectation to 3% in 2026 and cut its growth forecast slightly to +0.8% this year and to 1.2% in 2027. In Indonesia, their financial crisis is intensifying with their currency in freefall and their stock market too. The worry is it may drive a social crisis at our backdoor. In Australia, the Melbourne Institutes survey of inflation expectations dipped in June to 5.5% following a dip in May after they peaked at 5.9% in April. The June result was well below the 6.5% jump some expected. But remember, their fuel tax concession (50%) is expected to end at the end of this month. If it does, it could put upward pressure on consumer inflation. (April actual CPI came in at 4.2% and the May result will be released on June 24.) In contrast wage expectations have remained unchanged for the past seven months. The World Bank said overnight that global growth is leaking away due solely to the Middle East handbrake. It now sees 2026 expanding at 2.5%, and 2027 at 2.8%. These are slowdowns from 2025's +2.9% expansion and the prospect is slowest growth since the pandemic. Meanwhile OPEC bravely says that world oil demand will recover quickly after the current Persian Gulf issues are resolved. Global container freight rates rose another +3% last week to be level with the elevated rates of a year ago, when the Houthis were threatening the Red Sea access. It is all about outbound rates from China to Europe. In fact, China to the USWC rates are holding, but much lower on a year-ago basis. Bulk cargo rates fell -12% in the past week to be +68% higher than year-ago levels. And official forecasters are now certain enough to warn of a severe El Niño climate event starting soon. The US issued its official warning after Australia said the chances are rising. We are being warned to expect 2026-27 to bring global risks of intense heat waves, sharp drops in rainfall in some key areas but deluges in other parts. India is expected to get a weak monsoon. The UST 10yr yield is now just on 4.45%, down -9 bps for the day. The price of gold has recovered +US$54 from yesterday at US$4152/oz. Silver is up US$1.50 at US$66/oz. Oil prices are down -US$5 from yesterday at just under US$86.50/bbl in the US, while the international Brent price is now just on US$89.50/bbl. Hormuz transits are resuming today with 69 in the past 24 hours as owners rush to get their ships out. The Kiwi dollar is up +10 bps from this time yesterday at just under 58.2 USc. Against the Aussie we are down -20 bps at 82.7 AUc. Against the euro we are little-changed at just on 50.3 euro cents. That all means our TWI-5 starts today at just over 61.8 which is also little-changed from yesterday. The bitcoin price starts today at US$63,223 and up +2.3% from this time yesterday. Volatility over the past 24 hours has been moderate at just under +/- 2.0%. You can get more news affecting the economy in New Zealand from interest.co.nz. Kia ora. I'm David Chaston and we'll do this again on Monday.

James Harris built his real estate career from scratch after relocating from the UK to Los Angeles. His latest venture is Breezy, an AI tool for real estate agents designed to reduce the administrative load that eats into most agents' days. Breezy recently raised a $10 million pre-seed round led by Ribbit Capital with participation from Fifth Wall, DST Global, and others. Over the past decade he's closed more than $6 billion in luxury residential sales across Beverly Hills and the Platinum Triangle, and appeared on Bravo's Million Dollar Listing LA for seven seasons spanning over nine years before stepping away to focus on his next chapter. He also hosts Rise Above the Ranks, where he talks through the practical side of the business: negotiation, discipline, and how to build something that lasts.(2:11) - What Proptech Gets Wrong About Real Estate Agents(6:49) - Realtor Painpoints(8:54) - What is Breezy(13:32) - Why Now(16:26) - Real Estate Agent & Founder Resiliency(18:31) - Brand, Distribution & Early Traction(21:42) - AI Agents Enhance and/or Replace Real Estate Agents(24:20) - First Mover Advantage(26:36) - What Parts of Real Estate Will Be Human-driven in 3-5 years(28:24) - The Power of Data & Workflow Platforms(29:16) - What Changes in Real Estate Over the Next 2-3 Years?(30:49) - Collaboration Superpower: The Founder Entrepreneur

A Queensland Commission of Inquiry has delivered a damning report into the state's child protection system. It detailed evidence of sexual abuse in residential care settings and delivered 52 recommendations. The government has announced it will remove all children under five from residential care and respond to the recommendations within two months. - क्वीन्सल्याण्डको अनुसन्धान आयोगले राज्यको बाल संरक्षण प्रणालीको कडा आलोचना गर्दै प्रतिवेदन सार्वजनिक गरेको छ। प्रतिवेदनमा आवासीय हेरचाह केन्द्रहरूमा बालबालिकामाथि यौन दुर्व्यवहार भएका प्रमाणहरू प्रस्तुत गरिएको छ र सुधारका लागि ५२ वटा सुझावहरू प्रस्तुत गरिएको छ। यसैबिच राज्य सरकारले पाँच वर्षमुनिका सबै बालबालिकालाई आवासीय हेरचाह केन्द्रबाट हटाउने घोषणा गरेको छ भने आयोगका सुझावहरूप्रति दुई महिनाभित्र औपचारिक प्रतिक्रिया दिने जनाएको छ।हाम्रा थप अडियो प्रस्तुतिहरू पोडकास्टका रूपमा उपलब्ध छन्। यो नि:शुल्क सेवा प्रयोग गर्न तपाईंले आफ्नो नाम दर्ता गर्नु पर्दैन। पोडकास्टमा सामाग्री उपलब्ध हुनासाथ सुन्न यहाँ थिच्नुहोस्।

Most people moving from residential to commercial property are making the same mistake. They are treating a warehouse like a suburban home, and it is costing them.The shift from residential to commercial property is not just a financial decision. It is a complete rewiring of how you think about investing. And if you go in with a residential brain, as Mish puts it, you could run into serious problems. This episode is the education most people wish they had before they made their first commercial move. Mish and Samantha break down exactly what drives value in commercial property and why it has almost nothing to do with comparable sales or what the building looks like. It's the rent, it's the tenant, the lease, and once you understand how a single dollar increase in rental income can multiply the capital value of a property by tens of thousands of dollars, the whole game changes. Mish walks through real numbers, real case studies, and the kind of straight talk that is hard to find anywhere else in this space. The conversation also gets into the parts of commercial investing that tend to catch people off guard. If you have been sitting on the fence about commercial property or you are already looking but not quite sure what you are looking for, this conversation will sharpen your thinking considerably.This episode is for you if you're:A residential investor wondering whether now is the right time to make the move into commercialSomeone sitting on equity who wants to understand how to leverage it into a cash flow positive commercial assetA first-time commercial buyer who needs to understand how properties are actually valued before signing anythingAn investor who has heard the phrase “guaranteed rental returns” and wants to know what it really meansSomeone who wants to understand how to read a commercial lease and spot the clauses that could cost youWHAT YOU'LL DISCOVER IN THIS EPISODE:01:57 - Why panic selling your residential portfolio right now is the wrong move 03:07 - Why rental income drives commercial property value and what comparable sales will never tell you07:21 - The vacant property risk and reward equation 10:34 - Why the lease outranks the building and what tenant security really looks like in practice13:33 - What guaranteed rental returns actually mean and the lease back red flags most buyers completely miss20:50 - How a rent renegotiation added $700,000 in value to one property without touching the building23:55 - The risk that keeps most investors up at night and the surprisingly simple ways to protect yourself from it26:15 - The one thing Mish tells every investor before they make the jump from residential to commercialResidential investors look at the building. Commercial investors look at the lease. That one difference in mindset is worth hundreds of thousands of dollars.SHOW CREATED BY REVOLVE COMMERCIAL PROPERTY PODCASTHOSTED BY: Mish DanielPh: +61 401 313 573Website: ⁠www.revolvecommercial.com.au  ⁠Email: ⁠sales@revolvecommercial.com.au  ⁠YouTube: ⁠@mishdaniel-revolvecommercial⁠LinkedIn: ⁠www.linkedin.com/in/michelline-daniel-commercial⁠Facebook: ⁠www.facebook.com/revolvecommercial⁠Facebook Group: Revolve Commercial Group - ⁠www.facebook.com/groups/revolvecommercial⁠Instagram: ⁠@revolve.commercial⁠TikTok: ⁠@revolvecommercial⁠★ Free Tools & Resources for Commercial Property InvestorsGot questions about commercial real estate? Mish has answers.★ #Ask Mish Anything about CRE. Send your questions to: https://revolvecommercia.kartra.com/page/ama★ Unlock the Secrets of Commercial Property Due Diligence with our Exclusive Book!Check out the book here: https://revolvecommercia.kartra.com/page/ddbookUse Code: DD100 to get the book for free★ Book a call with Revolve Commercial: https://revolvecommercial.com.au/book-a-call/

Send us Fan MailFive things worth knowing this week.1. Prices dip, transactions drop.Halifax confirmed a 0.1% fall in UK house prices in May. London and the South East led the decline. Residential transactions fell 3% in April to just over 101,000. Higher inflation expectations are keeping borrowing costs elevated despite recent cuts. For prime London owners, the headline number is less important than the direction — when transactions fall, liquidity tightens, and liquidity is what protects value when you need to move.2. Legal complexity at the top end is accelerating.Compliance demands, AML requirements, and due diligence obligations are adding time, cost, and friction to high-value completions. This is not new — but it is getting faster. Assembling the right legal team before you need it is now part of the transaction itself.3. The Remediation Bill — another layer.Coming on top of leasehold reform, the Renters' Rights Act, and successive tax changes, the Remediation Bill adds to a regulatory stack that is now material in its cumulative weight. If you have multiple properties or development interests, map your exposure now.4. Planning reform: fewer decisions to committee.The government's National Scheme of Delegation will mean more decisions delegated to officers, fewer going to committee. Faster in theory — but less opportunity to challenge through the political process. The officer relationship matters more than it used to.5. India's UHNWI population up 27% by 2031.India's ultra-high-net-worth cohort is projected to cross 25,000 individuals by 2031. Mayfair, Knightsbridge, and Marylebone have all seen sustained Indian UHNWI interest over the past decade. As that population grows, so does the pool of prospective prime London buyers. A demand story worth watching.The full bulletin is in the first comment.Reply if you would like it direct to your inbox each Tuesday.The London Property Podcast Hosted by Farnaz Fazaipour, londonproperty.co.ukIndependent intelligence for serious London property owners and investors.Every episode cuts through the noise with 30 years of prime London market experience  no estate agent spin, no vested interests. Just practical insight on where the market is moving, what the legislation means for your wealth, and where the real opportunities are.Trusted by 1,500 HNWI members across the UK and internationally.Topics include prime and super-prime London, leasehold reform, IHT planning, rental market shifts, regeneration areas, and the tax and legal changes every serious owner needs to understand. #LondonProperty #PropertyInvestment #LondonRealEstate 

A Queensland Commission of Inquiry has delivered a damning report into the state's child protection system. It detailed evidence of sexual abuse in residential care settings, and delivered 52 recommendations.The government has announced it will remove all children under five from residential care, and respond to the recommendations within two months. - คณะกรรมาธิการไต่สวนแห่งรัฐควีนส์แลนด์เผยรายงานที่วิพากษ์ระบบคุ้มครองเด็กของรัฐ ระบุหลักฐานเกี่ยวกับการล่วงละเมิดทางเพศในบ้านพักเด็ก ล่าสุดรัฐบาลประกาศว่าจะย้ายเด็กอายุต่ำกว่า 5 ปีทั้งหมดออกจากบ้านพักเด็ก และจะชี้แจงแนวทางดำเนินการตามข้อเสนอแนะภายในสองเดือน

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The Carrington Hospital, also known as Building One, was built in 1867 and stands as a monument to Victorian era healthcare in New Zealand. Until 2018, this category 1 heritage building was part of Unitec's Mt Albert Campus, but was sold to the government as part of the Carrington Residential Development - Te Kukūnga Waka. The goal was to build 4,000 new homes in collaboration with Ockham Residential and various iwi. However, concerns have been raised by locals about the degrading state of Building One as well as whether local infrastructure will be able to cope with intensification. I spoke to a range of individuals who want to see the building preserved, and attended some of their protests. This Carrington Building One movement is also active on Facebook and Instagram.  Among the people I spoke to were Chris Casey, Chair of the Cachet Foundation, Helen White, MP for Mt Albert, Gareth Hughes, operator of the Waterview Coffee Project, Allan Matson, President of the Civic Trust as well as a high school student from Mt Albert. I also reached out to the owner's Ockham Residential and Marutūāhu, as well as Auckland Council and the Ministry of Housing and Urban Development, for comment. 

Our next live podcast: Residential real estate trends are redefining Louisville's growth and neighborhoods. Join us for a live Access Louisville recording as we dive into the latest market insights. The event includes networking, breakfast and a spirited discussion of the latest news in our area. Our panel includes: Stacy Durbin, Semonin Realtors, Jakeeva Lee, Greater Louisville Association of Realtors and Jon Mand, Lenihan Sotheby's. Tickets and registration are available here.A Louisville brand with financial troubles and a new fast casual chain top this week's Access Louisville podcast. This week we dive into the latest restaurant news in the area, including the recent bankruptcy filing by Louisville-based coffee chain Please & Thank You. The business, famous for its chocolate chip cookies, is remaining open as it navigates a financial restructuring via a chapter 11 bankruptcy filing.Reporter Michael L. Jones is covering the story and is on the show this week to talk about some of the factors that led up to the bankruptcy, including a difficult environment for restaurants and a social media controversy that went viral. After that, Reporter Olivia Estright is also on the show to chat about a new fast casual restaurant concept coming to the area. Denver-based Teriyaki Madness has leased space at 1225 Veterans Parkway in Clarksville, Indiana, between Chillburger and The Joint Chiropractic.We also chat about a change in menu at Louie's Hot Chicken (it's going back to hot chicken after a brief flirtation with soups and sandwiches), a  bakery that just moved into Floyds Knobs and the revival of Porkland BBQ following a zoning saga. Later in the show we talk about how the shutdown of I-65 is treating us thus far. The interstate closed on Monday and is to remained that way for two months as bridges are being repaired along it. We get into whether the relative smoothness of the shutdown bolsters the case for supporters of the 8664 plan. Access Louisville, sponsored by Baird, is a weekly podcast from Louisville Business First. You can also follow it on popular podcast services including Apple Podcasts and Spotify. 

This episode of The SHEA Podcast was created in collaboration with SHEA's Pediatric Epidemiologists and Antibiotic Stewards (PEAS) group and was developed specifically for Ronald McDonald House staff and volunteers. However, the principles discussed are relevant to any residential care facility. In this episode, Joanne Ryan, President & CEO of Ronald McDonald House in Rochester, New York, speaks with Dr. Karen Ravin of Nemours Children's Hospital and Dr. Thomas Murray of Yale University, representing SHEA's PEAS group. Dr. Ravin and Dr. Murray discuss what Ronald McDonald House staff and volunteers should know about Respiratory Syncytial Virus (RSV), including key prevention strategies and best practices for protecting residents and families.

A Queensland Commission of Inquiry has delivered a damning report into the state's child protection system. It detailed evidence of sexual abuse in residential care settings, and delivered 52 recommendations.The government has announced it will remove all children under five from residential care, and respond to the recommendations within two months.

Listen to the Top News of 04/06/2026 from Australia in Hindi.

Ronald, Marco en Jelle zijn terug met DigiD, device-code-phishing, residential proxies en de vraag of AI cyberaanvallers echt onhoudbaar maakt. Eerst kort: Marco repareert tijdens een nachtwacht Home Assistant-data met Claude, Jelle bouwt met AI een lesdashboard, en Ronald rijdt in Kaapstad een fox hunt met antennes op de auto. Daarna DigiD. Staatssecretaris Willemijn Aerdts blokkeert de Amerikaanse overname van Solvinity door Kyndryl. Ronald legt uit waarom dit via de Wet ongewenste zeggenschap telecommunicatie loopt, waarom dat juridisch anders is dan VIFO, en waarom Nederland hiermee feitelijk zegt: Amerikaanse jurisdictie en CLOUD Act-risico's zijn voor DigiD te groot. Marco bespreekt RSI, recursive self-improvement, als nieuwe AI-hypeterm. Het idee: AI die zijn eigen training verbetert. De nuchtere conclusie blijft: losse stappen automatiseren lukt steeds beter, maar richting houden, controleren of iets klopt en echt autonoom onderzoek doen blijft lastig. Jelle pakt Kali365: phishing via Microsoft 365 device-code-flows. Het slachtoffer logt in op de echte Microsoft-site, maar autoriseert het apparaat van de aanvaller. Domeinchecken is dus niet genoeg als de context rond de login vergiftigd is. Het eerste hoofdverhaal: ASocks en residential proxies. Politie en NCSC verstoren een botnet met minstens 17 miljoen besmette apparaten, aangestuurd via ongeveer 200 servers in Nederland. Marco vat het scherp samen: het botnet is de infrastructuur, de residential proxy is het product. Aanvallers kopen verkeer vanaf normale thuisverbindingen in plaats van herkenbare datacenters of Tor-exitnodes. Daardoor lijken phishing, credential stuffing, DDoS en brute-force-pogingen op gewoon verkeer van echte gebruikers. Open vraag: zijn de apparaten echt opgeschoond, of vooral de aansturing geraakt? Jelle sluit af met Lennart Maschmeyers paper Deception and Detection. Maschmeyer stelt dat AI aanval en verdediging helpt, maar verdedigers structureel meer kunnen winnen: verdediging draait veel om detectie en patroonherkenning, aanval verderop in de kill chain om misleiding, context en gecontroleerde effecten. De drie zijn kritisch op zijn dwell-time-argument, maar herkennen de kern: je wilt geen autonome agent die in een vijandelijk netwerk creatief gaat improviseren. Tegelijk maakt AI aanvallers wel sneller als copiloot, codegenerator, parser van scanoutput en phishinghulp. Vooral lagere en middelmatige actoren kunnen daarmee sneller opschalen. *Bronnen* DigiD / Solvinity - NOS: https://nos.nl/artikel/2615885-staatssecretaris-verbiedt-amerikaanse-overname-solvinity-bedrijf-achter-digid - Wet OZT: https://wetten.overheid.nl/BWBR0045423 - Wet VIFO: https://wetten.overheid.nl/BWBR0046686 RSI - TechCrunch: https://techcrunch.com/2026/05/28/rsi-is-the-new-agi-and-its-just-as-hard-to-pin-down/ Kali365 - FBI IC3: https://www.ic3.gov/PSA/2026/PSA260521 - BleepingComputer: https://www.bleepingcomputer.com/news/security/fbi-warns-of-kali365-phishing-service-targeting-microsoft-365-accounts/ ASocks / residential proxies - Politie: https://www.politie.nl/nieuws/2026/mei/28/06-politie-en-ncsc-halen-groot-botnetwerk-offline.html - NCSC expertblog: https://www.ncsc.nl/expertblogs/residential-proxies-en-hun-grote-impact-op-de-digitale-veiligheid-in-nederland - NCSC nieuws: https://www.ncsc.nl/nieuws/gezamenlijke-actie-politie-en-ncsc-legt-groot-botnetwerk-plat - Security.nl: https://www.security.nl/posting/938396/Proxy-botnet+van+17+miljoen+apparaten+na+actie+politie+en+NCSC+offline?channel=rss Maschmeyer / AI - CV Maschmeyer: https://www.lennartmaschmeyer.com/CV_Lennart_Maschmeyer.pdf - Paper: https://doi.org/10.1162/isec.a.398 - M-Trends 2025: https://cloud.google.com/security/resources/m-trends

A bombshell child safety report has revealed that not a single child in Queensland's residential care has been adopted in the past seven years. Co-Founder & Director of The Be There Group and Be There Foundation, Shaan Ross-Smith, joined Dean & Sofie on 4BC Breakfast to explain that the system has become highly politicised and risk-averse, focusing more on bureaucratic "tick boxes" than on proactively placing children into stable, loving environments.See omnystudio.com/listener for privacy information.

The Legal Team talks about what changes you will see on July 1st for the Purchase Contract.

Discover how custom roof scupper boxes and metal conductor heads from Salvo Metal Works protect building foundations from severe weather overflow while dramatically improving architectural curb appeal with premium copper and aluminum finishes. Salvo Metal Works City: Naperville Address: 566 W 15th Ave Website: https://salvometalworks.com/

Hosted by Michelle Martin, we unpack sweeping new Executive Condominium cooling measures meant to restore affordability for first-time buyers. Are EC's more attractive to buyers? Would you likely sell your EC for more or less if you must stay in it for at least 10 years before selling? Then we examine the $880 million Loyang Valley en bloc deal - the largest collective sale of 2026 - is the en bloc dream still alive or are these deals likely to be rare? Finally, we wrap with a lesson from Automobile MegaMart, where owners raced against the clock to pay $68 million to extend a lease that was running down. What happens when a leasehold asset approaches zero? And what is the takeaway today - what should you as an investor understand before buying leasehold property?See omnystudio.com/listener for privacy information.

The N.L. government declared gender-based violence an epidemic in the province. Today's panel are advocates who will breakdown why the rates gender-based violence are so high, what supports are available, and what the province has to do to see a change. GUESTS - Olivia Lynch, Executive Director of Violence Prevention Avalon-East; Malin Enström, acting executive director of Iris Kirby House; Laura Winters, Stella's Circle Lead Executive Officer; Maria Gentle, Executive director of YMCA St. John's; Brooke Temple, First Light's Coordinator of Residential and Indiqueer Inclusion.

Are you ready to uncover the massive hidden real estate opportunities hitting the Lone Star State this June? Welcome back to The Note Closers Show! In this episode, we are diving deep into the freshly leaked June 2026 foreclosure data for Texas's biggest counties. After a significant dip last month, foreclosure filings are officially bouncing back, sparking an 11% swing and creating a prime playground for note investors, REO hunters, and private money lenders. Whether you are looking for subject-to deals or trying to deploy private capital, this monthly market breakdown is your ultimate roadmap to distress debt success.

The company says Electricity bills will increase by 8% and gas bills will increase by 7.7% for residential customers. For more our Agriculture and Consumer Affairs Correspondent, Aengus Cox.

Most contractors walk past air curtains every day without realizing how much money they can save commercial buildings. In this episode of Service Business Mastery, Tersh Blissett and Joshua Crouch sit down with Curtis Rosol from Mars Air Systems to break down how air curtains work and why they've become a powerful solution for energy savings, indoor air quality, and insect control in commercial spaces. From convenience stores and restaurants to cold storage facilities and warehouses, Curtis explains how air curtains create an invisible barrier that keeps conditioned air inside while preventing heat, humidity, dust, smoke, and flying insects from entering the building. They also discuss: How air curtains reduce HVAC energy loss Why electrification will make energy savings even more valuable How air curtains help solve cold storage and freezer issues The difference between strip curtains and air curtains Why insects and contaminants enter buildings through open doors How air curtains improve indoor air quality The ROI contractors can present to commercial customers Why these systems are becoming more important in high-traffic buildings Simple installation opportunities for HVAC contractors Residential applications for luxury outdoor living spaces If you work in light commercial HVAC or want to offer energy-saving upgrades to your customers, this episode is packed with practical opportunities. Timestamps 00:00 Energy efficiency in buildings 05:54 Energy savings with protected openings 07:08 Impact of Electric Demand on Costs 12:24 Using air curtains for patios 13:11 Using CallRail for Marketing 16:29 How air curtains work 19:43 Installing above-door units 22:54 Episode wrap-up and closing remarks Follow the Host and Guest Tersh Blissett: https://www.linkedin.com/in/tershblissett/ Joshua Crouch: https://www.linkedin.com/in/josh-crouch/ Curtis Rosol: https://www.linkedin.com/in/curtisrosol/ Connect with Us • LinkedIn - https://www.linkedin.com/company/service-business-mastery • TikTok - https://www.tiktok.com/@servicebusinessmasterypodcast • Facebook Group - https://www.facebook.com/groups/servicebusinessmasterypodcast • Instagram - https://www.instagram.com/servicebusinessmasterypodcast This episode is kindly powered by: UpFrog: upfrog.com  MarketStorm is an AI-powered advertising platform. Results vary by market, budget, and campaign configuration: https://marketstorm.ai/  Get Your 14-Day Free Trial with CallRail!: https://www.callrail.com/sbmpod CompanyCam: https://companycam.com/  Breezy: Capture 25-30% more clients with Breezy AI Agents. Use code 'SBM' to book a demo and get $500 on us: https://getbreezyapp.com/schedule-demo PhoneTAP: Your calls hold the key to growing your business. PhoneTAP gives you instant AI analysis, real customer lifetime value, and tools to coach your team. Learn more: phonetap.ai/demo   

 Rav Shmuel HonigwachsQuestion: Yankel lives in a quiet residential area. He lives in a town where it is permitted according to the local laws to build yeshivas even in such an area. Berel wants to build a yeshiva in this neighborhood. Does Yankel have any right according to Choshen Mishpat to stop the yeshiva from opening in his area? Answer: The Gemara in Bava Basra says that even though, generally speaking, one can stop a store from opening in a residential area and bringing in a lot of customers, when it comes to a yeshiva there is a special takanas chachomim that does not permit preventing them from opening. The chachomim made this decree because they wanted places of Torah study to be located in all areas. Accordingly, according to halacha one may not stop anybody from opening a yeshiva in a residential area. The Poskim apply this rule to all mitzvos, such as opening a shul or a bais din. One would also be permitted to open such an institution in a residential area.  

Will Parrish is the Co-Founder and Chief Customer Officer of Lula, a Kansas City-based proptech platform built to streamline property maintenance for property managers and their residents. Will co-founded Lula alongside CEO Bo Lais with a mission to make property maintenance smarter — pivoting the business during the pandemic to focus on property managers in the single-family rental space, a move that fueled rapid growth. Lula recently closed a $28 million Series A round and is expanding from 42 markets to 60, with heavy investment in AI and automation. Before co-founding Lula, Will spent nearly two decades in enterprise sales and business development, including a long tenure at Thomson Reuters. (00:53) - How Lula Started(02:34) - Trading Corporate for Startup Life(03:29) - Is Maintenance Archaic(05:49) - Where Work Orders Fail(07:30) - Scaling 100K Work Orders(12:28) - Building Vendor Trust & Quality(13:19) - Expanding Markets(16:16) - Flat Rate Pricing Playbook(19:15) - Ideal Rental Customers(21:54) - Integrations(25:47) - AI In Maintenance(30:21) - Future of Lula(32:14) - ROI for Property Owners & Operators(35:49) - Hardware play ahead?(39:12) - Collaboration Superpower: MacGyver

This episode of the Fire Sprinkler Podcast is my conversation with Sean Tracey from the Home Fire Sprinkler Coalition of Canada. Sean is a retired Canadian Forces Fire Marshal, and was the first ever appointed regional director for NFPA. We discuss the recent Home Fire Sprinkler Week, how people can get more involved in sprinkler awareness, and how he has championed sprinklers for over 25 years! Enjoy!

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.volts.wtf/subscribeAs affluent homeowners defect to heat pumps, the massive costs of maintaining America's aging gas pipelines are being concentrated onto a shrinking base of customers who can afford it least. To understand how to prevent an impending utility death spiral, I talk with the Building Decarbonization Coalition's Kristin George Bagdanov and Panama Bartholomy. We discuss the legal limits of a utility's “obligation to serve,” the potential for gas companies to transition into geothermal thermal energy networks, and why the US has suddenly become the global leader in heat pump sales.

Discover how residential treatment programs for teens with dissociative disorders change family dynamics through active involvement. Learn why family therapy sessions, support groups, and aftercare counseling create the foundation for lasting recovery when the whole family heals together.Info: https://missionprephealthcare.com/mental-health-resources/dissociative-identity-disorder/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

In this candid team meeting, Bryan — a founder of Kalos Services and a veteran of residential HVAC — gathers his install crew to have an honest conversation about what goes wrong on the job. With summer around the corner and the workload about to spike, Bryan circles back to his roots in residential HVAC to lead a round-table discussion on the pain points his technicians face every single day. Rather than pointing fingers, he opens the floor for every team member to voice the specific frustrations that slow down their installs, and what emerges is a surprisingly consistent list: size and clearance problems, missing small materials, incomplete job photos, and last-minute schedule changes that leave crews scrambling before they even pull out of the shop. Bryan draws on his own humble origins as a one-man operation hauling equipment on a Gladiator trailer — doing installs, service calls, and waste runs all in the same day — to remind his team that chaos is not inevitable; it is the byproduct of poor process. He is refreshingly self-aware, admitting that he was a very bad installer who routinely showed up with equipment that did not fit the space. That honesty sets the tone for the entire session: this is not a lecture about accountability, but a collaborative problem-solving conversation about building repeatable systems that prevent the same mistakes from happening over and over again. As Bryan frames it, the definition of insanity is doing the same thing and expecting a different result — and right now, the team is living that cycle. The heart of the session focuses on a three-phase planning framework: what should be done the night before a job, what should happen at the shop before the crew leaves, and what needs to occur during the first 30 minutes on-site. Bryan emphasizes that skipping proper measurements and job photos should carry the same weight as failing an inspection or leaving a refrigerant leak — because the downstream cost is just as real. He breaks down the two categories of mistakes that are truly unacceptable for any installer: refrigerant leaks from improper brazing, and water leaks from poorly executed drain lines. No amount of clean workmanship makes up for either of those failures, and he walks the crew through the non-negotiable steps — pressure testing and bubble solution on every single joint — that prevent them. Bryan wraps up by tying individual preparation habits to the bigger picture of company growth. He acknowledges that last-minute installs and mid-job equipment runs may never fully disappear, but that investing 15 minutes the evening before and 30 minutes on arrival creates a compounding tipping point effect — over time, the crew gains back hours, reduces surprises, and frees up the time that matters most: commissioning the system properly. Checklists, he argues, are not about turning skilled tradespeople into robots; they are about transferring institutional knowledge to the next generation of technicians and ensuring that nothing critical gets overlooked, no matter how many times you have done the job before. Topics Covered Common install-day problems surfaced in a round-table with the install crew Equipment size and clearance issues — why measurements matter before the truck leaves the shop The critical role of detailed job photos in preventing on-site surprises Missing small materials (wire nuts, spray foam, surge protectors, breakers) and how to stock proactively Scope and de-scope review: aligning the proposal with the homeowner before work begins Bryan's three-phase planning framework: the night before, at the shop, and on arrival Why refrigerant leaks and drain-line failures are the two non-negotiable mistakes to eliminate Pressure testing and bubble solution as a standard, every-joint practice The role of checklists in training new technicians and preserving institutional knowledge Handling last-minute installs and the logistics of getting equipment to the job site Condenser access obstacles — bushes, parking, property layout — and how to communicate with homeowners Faulty or missing parts out of the box and strategies for catching them early Panel rework and surprise platform rebuilds: planning for the unexpected How improved preparation leads to better commissioning time at the end of every job Building a culture of process over blame — poor planning is a system problem, not a people problem Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Today Blair discusses three key updates in the new TREC 1–4 Family Residential Contract agents need to know. 

Thursday May 21, 2026 The Case Against Forcing Residential Consumers to Pay for Data Center Costs

Send us Fan MailPool Inspections, Liability, Codes & the Dangerous Assumptions That Cost Thousands. Part 2 of this 2 part episode.With Host Natalie Hood of The Grit Game and Special Guest Dennis Boyd of Watershape UniversityIn the conclusion of this powerful two-part episode of Myth Busting Wednesdays, Natalie Hood sits down with Dennis Boyd for a brutally honest conversation about the realities of swimming pool inspections, code compliance, safety standards, liability, and the myths that continue to plague the pool industry. This episode digs deep into one of the biggest misconceptions in the swimming pool industry: just because a pool is open, built, or passed inspection once does not mean it is safe, compliant, or properly constructed today. Dennis explains how pool inspectors must constantly continue learning, especially in areas like electrical safety, bonding, lighting systems, hydraulics, structural integrity, and evolving code requirements. Natalie and Dennis break down the dangerous assumption that “if the contractor built it, it must be compliant,” sharing real-world examples of improperly built pools, exposed rebar hidden beneath unfinished shotcrete, disconnected bonding systems, improperly grounded electrical components, and construction shortcuts that could have led to catastrophic failures or lawsuits. The conversation also explores the confusion surrounding municipal inspections and building codes. Dennis explains how different jurisdictions may adopt completely different combinations of the International Building Code (IBC), International Swimming Pool & Spa Code (ISPSC), and local amendments, creating inconsistencies throughout the country. The result? Pools can sometimes receive occupancy approval while still containing serious safety hazards. Natalie and Dennis also tackle: Why home inspectors often lack meaningful aquatic training  The critical difference between general liability insurance and Errors & Omissions (E&O) coverage for pool inspectors  Why written inspection reports become legal disclosure documents during real estate transactions  The growing need for specialized aquatic inspection professionals  Why pool builders, service technicians, and inspectors often operate with completely different knowledge bases  The shocking pool code requirements most professionals have never heard of — including residential safety rope requirements under ISPSC Chapter 8. Dennis also shares how Watershape University training has helped professionals better understand slides, diving envelopes, gate safety, coefficient of friction standards, and the hidden hazards that most homeowners — and many contractors — completely overlook. Natalie closes the episode with a powerful reminder:Pools don't fail because of bad luck. They fail because of bad assumptions.This is an episode every pool builder, service professional, inspector, real estate agent, and pool owner needs to hear.Topics Covered Pool inspection myths  Electrical and bonding safety  Pool code compliance  Residential pool inspections  Watershape University training  Pool builder liability  E&O insurance for inspectors  ISPSC and IBC code discussions  Real estate disclosure and pool inspections  Pool construction defects  Safety standards for residential pools  Why continuing education matters in aquatics Listen & Follow

What happens when a clinician decides that traditional residential treatment isn't enough for adolescent girls struggling with trauma? In this episode Will talks with Kami Black, founder of ROOTs Transition in Park City. Founded during the uncertainty of the COVID pandemic, ROOTs Transition was built around a bold idea: combine the healing power of nature, intensive family systems work, and trauma-informed residential care into one integrated model for adolescent girls ages 15–18. Kami shares how her own experiences, years in residential treatment, and deep commitment to trauma work shaped a program focused not just on behaviors like anxiety, eating disorders, substance use, and depression—but on the underlying developmental and relational trauma driving them. Throughout the conversation, Kami offers a thoughtful and nuanced look at how trauma actually develops in young people and why many traditional behavioral approaches can miss the deeper issues. She explains ROOTs' emphasis on family engagement, outdoor integration, emotional regulation, and helping girls reconnect with themselves in a culture increasingly shaped by social media pressure, comparison, and disconnection. This episode is especially valuable for parents, clinicians, educational consultants, and anyone interested in innovative approaches to helping adolescent girls heal from trauma while building resilience, self-worth, and healthier relationships. This podcast is supported by White Mountain Adventure Institute (wmai.org), offering adventure inspired retreats and coaching for men and facilitated by Will White.

What happens when the way you grow up teaches you to see the world through empathy, inclusion, and connection? In this heartfelt conversation, I talk with Maria Gallucci about being raised by deaf parents, growing up as a CODA, and how those experiences shaped her life, business, and advocacy work. Maria shares powerful lessons about communication, bullying, accessibility, ASL, LGBTQ inclusion, and why small acts of kindness can change someone's life. You'll also hear how her book Raised in Silence became an Amazon bestseller and why she believes connection matters more than labels. Highlights: · 00:54 - Learn how growing up with deaf parents shaped Maria's view of empathy and inclusion. · 04:00 - Hear how bullying inspired Maria to advocate for acceptance and accessibility. · 15:15 - Discover how helping her parents with real estate closings shaped her career path. · 20:06 - Learn what finally pushed Maria to publish Raised in Silence after 15 years. · 35:06 - Hear why being fully present can make people feel seen and valued. · 46:55 - Discover why human connection still matters more than technology. About the Guest: Maria Gallucci – Award-Winning Colorado REALTOR®, Advocate & Author Maria Gallucci is a multi-award-winning Colorado real estate broker, author, and lifelong advocate for inclusive communication and accessible housing. With over 30 years of experience, Maria specializes in working with the Deaf, Hard of Hearing, and LGBTQ+ communities, as well as builders, investors, and families across Denver, Colorado Springs, Northern and Southern Colorado, the Western Slope and Nationwide. She is the founder of Uptown Realty Group and Gallucci Homes, and is consistently ranked among the top 1.5% of REALTORS® nationwide. Maria is also a top-producing agent at Compass Real Estate. A Personal Mission Rooted in Inclusion As a CODA (Child of Deaf Adults), Maria learned American Sign Language (ASL) before English. At just 12 years old, she helped her parents purchase their first home, serving as an unofficial interpreter. This pivotal experience shaped her mission: to ensure that clients from underrepresented communities are seen, heard, and respected—especially in the home buying and selling process. Maria founded: ASL @ Compass , an affinity group for ASL-fluent agents ASL Realty , a national platform connecting Deaf and Hard of Hearing clients with ASL-communicating REALTORS® Her motto, "Just Try," encourages everyone to make meaningful connections, even across communication differences. Expertise Across All Colorado Real Estate Markets Maria's depth of knowledge spans: Residential real estate across Denver Metro, Colorado Springs, Northern/Southern Colorado and Nationwide New construction, Single Family homes, Land, Condos, townhomes, and duplex developments Real estate investment opportunities Builder marketing and sales strategy Her clients trust her ability to negotiate, design winning strategies, and execute seamless transactions that are profitable and low-stress. A Community Advocate and Author Outside of real estate, Maria serves on the boards of: Rocky Mountain Deaf School DOVE (Deaf Overcoming Violence through Empowerment) Colorado Association of the Deaf (CAD) She is also the author of Raised in Silence, a memoir and guide to bridging communication gaps — a love letter to the Deaf community that raised her. Awards & Recognition Top 1% of Colorado REALTORS® Top 1.5% REALTORS® Nationally 5280 Magazine Double Black Diamond Award Real Trends / Top 100 Agents in America Tom Ferry / Best Real Estate Agent in America Outstanding Women in Business Five Star Real Estate Agent 5280 Five Star Professional Award Denver Metro REALTOR® Association Diamond Excellence Award South Metro REALTOR® Association 5-Carat Diamond Circle Club Award Whether you're looking to buy, sell, invest, or build in Colorado, Maria Gallucci is the inclusive, experienced, and results-driven REALTOR® to guide you every step of the way. Ways to connect with Maria: maria@galluccihomes.com https://www.youtube.com/@galluccihomes https://www.facebook.com/TopASLRealtor https://www.instagram.com/galluccihomes/ https://www.linkedin.com/in/maria-gallucci-18725b9/ About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes:

Send us Fan MailThis episode features Josh Blum, Chris Stewart and John VanceWe argue that firefighter safety on the fireground works best as a built-in system, not a lone safety officer trying to play catch-up outside the hazard zone. We connect real injury and fatality patterns to supervision, accountability, communications, and command decisions that match conditions in both residential and commercial buildings. In this episode:• Strategic Decision-Making Workshop overview and how it builds repeatable decision reps • New continuing education module on the eight functions of command for technical rescue • New first responder firefighter online module for non-IC roles and better scene communications • Why “safety is a system” and why a single roaming safety officer cannot prevent all bad outcomes • Residential fire threats including collapse and severe thermal events • Commercial fire threats including disorientation, getting lost, and air management failures • How Blue Card embeds safety through task, tactical, and strategic supervision • Division boss and support officer pairing for accountability, work-rest cycles, and resource control • SOPs, training, and performance monitoring as the foundation of incident safety • NIOSH top contributing factors and why incident command owns the fix • Recommended next steps, including Fire Command, Command Safety, and division ops training Order the 3rd Edition of Fire Command here: https://bshifter.myshopify.com/products/new-fire-command-3rd-editionFor Waldorf University Blue Card credit and discounts: https://www.waldorf.edu/blue-card/For free command and leadership support, check out bshifter.comSign up for the B Shifter Buckslip, our free weekly newsletter here: https://lp.constantcontactpages.com/su/fmgs92N/BuckslipShop B Shifter here: https://bshifter.myshopify.com

Carmen Reno of Anchor Pest Control (East Brunswick, NJ) joins Boardroom Buzz to share how he bought a one-person, $130K business in 2005 after leaving IT for hedge funds, then grew it to $8.5M last year with a goal of $11M. He discusses evolving from a commercial-heavy model (multifamily and former restaurant work) toward more residential and wildlife services due to cash-flow delays in commercial receivables, plus the strategic value of recurring revenue and high-margin one-time work. Reno covers rebranding with a new logo inspired by his former bed bug dog, billboards across Middlesex/Monmouth, heavy social media, and building a review-driven culture that produced roughly 12,000+ Google reviews. He highlights EOS, hiring a CFO and strong leaders, using Clipboard CRM, AI tools for sales coaching and call handling, key KPIs, and lessons from two failed acquisitions, plus his view that technology and consolidation will widen the gap between small and large operators. You'll learn: Anchor OriginsFrom IT to Pest ControlCommercial vs Residential ShiftScaling to Eight FiguresRebrand and BillboardsEOS and Leadership StructureTraining SOPs and AICRM Efficiency with ClipboardOwner Role and NJPMAMosquitoes and Seasonal ServiceCFO Discipline at Five MillionHiring for Culture FitBorrowing from HVAC and RoofingBuilding a Review CultureKPIs and Lead TargetsAI Phones and Virtual AssistantsPlanning the Exit StrategyShifting to Residential and WildlifeAdvice and Acquisition Mistakes Ready for boardroom-level help with your own business? • Grow, sell, or exit your service company with Potomac: https://www.potomaccompany.com Connect with the hosts: • Blue Collar Twins – Jason & Jeremy Julio: https://bluecollartwins.com Connect with Paul: • Paul Giannamore – Managing Director & M&A advisor at Potomac: https://www.linkedin.com/in/paulgiannamore

Originally recorded at Science and Nonduality, 2021 Pat McCabe, also known as Woman Stands Shining, is a Diné elder, ceremonial prayer leader, and international speaker adopted into the Lakota spiritual way of life. In this conversation hosted by Lynn Murphy, Pat offers a profound invitation to examine the foundational assumptions of the modern world paradigm and consider what it might mean to live from a genuinely different understanding of what it is to be human. Drawing on teachings from her clan grandfather, her experience of intergenerational trauma and survival, and her deep inquiry into masculine and feminine principles, Pat maps the territory between the glittering world we are leaving and the green world we are entering. The conversation opens in ceremony and closes with a practice: a morning sunrise offering that anyone can begin today. Lynn Murphy is a strategic advisor for foundations and NGOs working in the geopolitical South. She was a senior fellow and program officer at the William and Flora Hewlett Foundation where she focused on international education and global development. She resigned as a ”conscientious objector” to neocolonial philanthropy. She holds an MA and PhD in international comparative education from Stanford University. She is also a certified Laban/Bartenieff movement analyst. This episode is released in celebration of SAND's new film featuring Pat McCabe, Little Singer, premiering online May 26-28, 2026, as part of the Eternal Song series. Timestamps 00:00:00 — Introduction 00:01:45 — Lynn Murphy introduces Pat McCabe: Diné nation, Lakota spiritual way, Defend the Sacred alliance 00:05:00 — Pat introduces herself through her clans — clan names as places on the earth, worlds more than this one 00:07:00 — Traveling through worlds: the flood, men and women, and the movement from the glittering world to the green world 00:15:00 — The two paradigms: indigenous versus modern world — "I am a human being, relative to all my relations" 00:34:00 — Trailer for Little Singer — premiering online May 26-28, 2026 — theeternalsong.org/littlesinger 00:35:00 — Masculine and feminine principles: power over versus power with, the sacred hoop, and right relations 00:52:00 — A practice for beginning: the morning sunrise offering and the teaching on consent, sovereignty, and honorable relationship with all beings Resources and Links Pat McCabe — Woman Stands Shining Website: patmccabe.net Little Singer — Eternal Song Series Online premiere: May 26-28, 2026 Three-day event with Diné voices Mentioned in the episode Robin Wall Kimmerer — Braiding Sweetgrass (plant sovereignty, honorable harvest) Lakota spiritual traditions — Seven Generations teaching Diné (Navajo) Nation — Long Walk history, Bosque Redondo concentration camp, 1860s Residential boarding school history — US government and church collaboration Masculine and feminine principles in economics and right relations — ongoing inquiry in Pat's work Episode artwork “Woman Stands Shining” by Namita Contact SAND podcast@scienceandnonduality.com Support the mission of SAND and the production of this podcast by becoming a SAND Member

As the demand for Class B office space plummets, the prices for these assets decline with it. These properties are often in Class A neighborhood locations in cities people love to live in with limited residential supply. Randy Kenna, Managing Director of Stanton Park Investors, is converting a 1986 Class B office building into 30 condominiums in Alexandria, Virginia, an 18th century enclave right outside of Washington D.C. Randy specializes in converting obsolete buildings into modern housing in the D.C metro. These conversions are complex and require institutional expertise in financing, operations and execution.

Energy analyst Isaac Orr joins Brian Nichols to reveal the real reason your electric bill is exploding and why monopoly utility companies (not AI or data centers) are jacking up your rates right now. Indiana electricity rates are climbing almost twice as fast as the national average. Coal plants are getting prematurely shut down. Wind, solar, and battery storage are getting bolted onto the grid... and YOU pay for it through something called the cost-of-service formula. Inside, Isaac exposes the regulatory scam buried inside every state utility commission - the formula that lets monopoly utilities charge you whatever they spend, plus a guaranteed 10% profit on top. We break down why blue states own the highest electricity rates in America. We expose why the map of expensive power looks identical to the electoral map. And we get into the playbook nobody wants to talk about because it's "boring"... which is exactly how regulators want it. So what happens when ideology collides with the physics of how the grid actually works? You pay. $1.4 trillion in new power plant infrastructure is coming in the next 5 years. Residential ratepayers will be on the hook for roughly 20% of it. New York's own energy agency, NYSERDA, just admitted that the state's 2019 climate law will cost households $4,000 a year. .. Sound familiar yet? Chapters:0:00 - Intro2:30 - The Real Reason Your Electric Bill Is Exploding (Not AI)6:30 - The Monopoly Utility Cost-Of-Service Scam Explained13:00 - Why Indiana Rates Rise Twice The National Average17:00 - Data Centers: North Dakota vs New Jersey Disaster22:00 - The $1.4 Trillion Infrastructure Bill Hitting Ratepayers25:00 - NYSERDA's $4,000 Climate Bombshell Issac's Primary Links:Always On Energy Research: ⁠https://www.aoenergy.org/⁠Energy Bad Boys Substack: ⁠https://energybadboys.substack.com/⁠Isaac Orr on X: ⁠https://x.com/TheFrackingGuy⁠TBNS / Brian:Brian on X / Instagram: @BNicholsLiberty The Brian Nichols Show: youtube.com/@TheBrianNichols ShowStudio sponsor - Cardio Miracle: cardiomiracle.com/TBNSReferenced quote:H.L. Mencken: "Democracy is the theory that the common people know what they want, and deserve to get it good and hard." Learn more about your ad choices. Visit megaphone.fm/adchoices

Energy analyst Isaac Orr joins Brian Nichols to reveal the real reason your electric bill is exploding and why monopoly utility companies (not AI or data centers) are jacking up your rates right now. Indiana electricity rates are climbing almost twice as fast as the national average. Coal plants are getting prematurely shut down. Wind, solar, and battery storage are getting bolted onto the grid... and YOU pay for it through something called the cost-of-service formula. Inside, Isaac exposes the regulatory scam buried inside every state utility commission - the formula that lets monopoly utilities charge you whatever they spend, plus a guaranteed 10% profit on top. We break down why blue states own the highest electricity rates in America. We expose why the map of expensive power looks identical to the electoral map. And we get into the playbook nobody wants to talk about because it's "boring"... which is exactly how regulators want it. So what happens when ideology collides with the physics of how the grid actually works? You pay. $1.4 trillion in new power plant infrastructure is coming in the next 5 years. Residential ratepayers will be on the hook for roughly 20% of it. New York's own energy agency, NYSERDA, just admitted that the state's 2019 climate law will cost households $4,000 a year. .. Sound familiar yet? Chapters: 0:00 - Intro 2:30 - The Real Reason Your Electric Bill Is Exploding (Not AI) 6:30 - The Monopoly Utility Cost-Of-Service Scam Explained 13:00 - Why Indiana Rates Rise Twice The National Average 17:00 - Data Centers: North Dakota vs New Jersey Disaster 22:00 - The $1.4 Trillion Infrastructure Bill Hitting Ratepayers 25:00 - NYSERDA's $4,000 Climate Bombshell Issac's Primary Links: Always On Energy Research: https://www.aoenergy.org/ Energy Bad Boys Substack: https://energybadboys.substack.com/ Isaac Orr on X: https://x.com/TheFrackingGuy TBNS / Brian: Brian on X / Instagram: @BNicholsLiberty The Brian Nichols Show: youtube.com/@TheBrianNicholsShow Studio sponsor - Cardio Miracle: cardiomiracle.com/TBNS Referenced quote: H.L. Mencken: "Democracy is the theory that the common people know what they want, and deserve to get it good and hard." Learn more about your ad choices. Visit megaphone.fm/adchoices

For almost fifteen years, Dan Barger grew Apollo Plumbing the hard way — no price book, no P&L, no real read on his margins. His financial reporting system was opening the bank account and hoping. Today, Apollo does $8 million a year in residential plumbing. What changed? On this episode of The Successful Contractor, host Bob Houchin sits down with Dan — owner of Apollo Plumbing in Marysville, Washington — for the honest version of a twenty-year run. You'll hear: Why a broken water heater turned Dan into a 20-year plumber. The moment Dan realized his “financial reporting system” was costing him money. Why 60–70% of Apollo's marketing spend goes to radio — and what it buys. The comp model Apollo switched to last year — and what it did to close rates. The one thing Dan wishes he'd done seven years sooner. Where Dan's taking Apollo next. If you're running a contracting company, Dan's story will sound uncomfortably familiar — and hopeful. Guest Dan Barger Owner, Apollo Plumbing — Marysville, WA Host & Show Host: Bob Houchin Show: The Successful Contractor, powered by CertainPath  CTA — Close of Description Book your free discovery call at mycertainpath.com. Enjoyed the episode? Please subscribe and leave a 5-star review on your favorite podcast player — it helps other contractors find the show. 

Keith shows how simple buy-and-hold real estate can be a powerful path to long-term wealth.  He explains how the tax system and inflation often reward property owners—especially those with fixed-rate debt and rental income—turning modest rent increases into outsized gains in cash flow. Keith also explores how broader economic forces and neighborhood trends shape real estate markets, and why even an extra $1,000 a month in passive income can meaningfully increase your freedom, reduce reliance on a single job, and move you closer to financial independence. Episode Page: GetRichEducation.com/603 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold. Learn how rent inflation makes real estate investors wealthy. Do certain grocery stores in your neighborhood stoke real estate prices, then how just $1,000 of extra monthly cash flow can be surprisingly life changing. Today, on get rich education,   Keith Weinhold  0:24   Let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom. Family investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation and full disclosure. I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk and nothing is guaranteed, but with a track record of consistent on time investor payouts, they built real credibility. Go to freedom. Familyinvestments.com to book a clarity call or text. Family 266, 866, that's family 268, 66   Speaker 1  1:28   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Chris,   Keith Weinhold  1:44   Welcome to GRE I'm your host. Keith Weinhold, it's the show that coined the phrase real estate pays five ways. This is get rich education. You learned how to work at your job. The reason we're here is to make you aware that capital compounds labor doesn't, and that's almost why you have to be an investor today. A couple weeks ago, we had tax day in the USA, and that's not quite a holiday. Virtually no one celebrates it. Yes, here in our 250th year of existence as a nation that erstwhile mentioned semi quincentennial. How did America go from fighting a revolution over a 2% tax on a breakfast beverage at the Boston Tea Party to what we pay today? Have you really processed what this has come to now we're taxed when we earn money, taxed when we spend it, taxed when we save it, taxed when we invest it, even taxed when we die with it. And that's just the start. Think about your typical day, your routine. We commute to work in a car, were taxed to register driving on roads. Were taxed to build fueled by gas that's taxed again and then often paying tolls on top of that. Well, those taxes are supposed to maintain the infrastructure, like bridges, highways and tunnels, but yet, they already have billions of taxpayer dollars allocated to them. Then we arrive at an office that's taxed to exist inside a business that's taxed to operate that requires permits and licenses that act like other layers of taxation. When we finally get our paycheck, our employer matches payroll taxes on top of our wages, just incredible. And at the end of the day, we go home to a property we're taxed to own every single year, purchased with income that was already taxed in the first place, and somehow all of this is considered normal. Here's the turning point. Most people when they realize this, feel frustrated and saddened and even victimized. But instead, real estate investors flip the frame from victim to strategist, the same system that taxes seemingly everything quietly rewards those who own assets through depreciation, we report a loss even when the property produces real cash flow. Last week, I told you how you can specifically lower your property taxes step by step, then through mortgage interest and operating expenses, we can reduce that amount of our income that's even taxable at all through long term leverage, we're often repaying debt with inflated dollars, while our tax burden stays surprisingly low, and then it gets even more power. Powerful, more advanced real estate investors use a cost segregation and bonus depreciation to pull years of deductions forward into today. And it's something that's not really that sophisticated or tough to understand either. And then when we sell a property 1031, and 721, exchanges help us defer the capital gains tax. And when you start to think about it, could these turnabouts even get us patriotically excited for a dare I say, semi quincentennial.   Keith Weinhold  5:36   our system of taxation, it can feel punitive. Some high earners lose more than 55% of their income to taxes, both federal and state. Real estate investors don't just earn gains in income. We reshape it. We continue to thrive in a tax system that rewards ownership. Not only is wealth built from owning things rather than having a high salary, tax breaks are gained by owning things rather than having a high salary. And now it's somewhat common knowledge that war leads to inflation. The latest Middle East conflict entails a lot of military spending, and it's been made worse by disrupting an energy producing region. Four weeks ago, I told you about why wars are inflationary and just how bad it can get. That is why the first major wartime inflation reading that we got was so telling. And wow, inflation grew at the fastest annual rate from one month to the next since the pandemic spike back in 2022 it went from 2.4% up to now 3.3% just like that. And with more inflation poised to come along, even if the war winds down, and I want to talk more about how this benefits you shortly. And yes, if you're a newer listener, you're not used to inflation benefiting you, but it benefits the educated and the aware. GRE listener. And first, here's what fewer people pay attention to. M2 money supply that's jumped 4.8% annually to a record of almost $23 trillion now the money supply, this is the 24th consecutive monthly increase the supply was only about $5 trillion back in 2000 10 trillion by 2012, 15 trillion in 2020, and then the pandemic made the money supply explode, and it's almost 23 trillion today. And what does this all mean that the US dollar is losing purchasing power at a historic pace, because, look, inflation is actually not rising prices. The thing that's now up to 3.3% the CPI. Rather, inflation is an expansion of the money supply. It inflates. That is the very etymology of the word people often overlook that. That's why I'm talking about the historic expansion rate of the money supply, and how that can show up in higher prices later. High prices are not inflation. Rather, they are a consequence of inflation. And I want to tell you more about what this means to you, and explain how this builds your wealth in a new way. But first, I mean, my gosh, have you been as flabbergasted about inflation as I am, just at the consumer shelf and aisle level in a store, and I'm a guy that likes to spend money, yet I've got to say sticker shock. It still gives me pause when I'm in a store, even on the cheapest of items, I recently went inside a gas station convenience store after I filled up a regular size York Peppermint Patty, 1.4 ounces cost $3.19 this consequence of inflation has left me slack jawed, but already was a Slack jaw however, has it left you slack jawed? All right, let me tell you about how the wildly overpriced York Peppermint Patty makes real estate investors rich in their sleep. Did you know that the classic economist, Milton Friedman, discussed the concept of get rich. Education's inflation, Triple Crown, essentially. Now we didn't call it that. In fact, he discussed it before GRE existed in 2014 let's listen into this. Friedman won a Nobel Prize in 1976 I'm going to guess that this is him speaking in about 1980 essentially, he. Discuss the first two crowns, which are also the ones that homeowners with a mortgage benefit from which are asset price, inflation and debt debasement. This is about two minutes in length.   Speaker 3  10:11   If I ask people, are you in favor of inflation or not? Everybody is against inflation. But when I explore a little bit further, if I say to people, tell me, have you gained from inflation? Oh, no, you say I haven't gained. And yet, the fact is that a great many people have gained from inflation. There are many, many people who have benefited. Of course, the major gainer from inflation is the federal treasury, as I've already said, but almost everybody who has bought a home in the past 30 years has gained from inflation. He was able to borrow on a mortgage, which inflation has paid off, along with paying off the government debt, so that almost all homeowners in this country are beneficiaries from inflation. Indeed, one of the things that makes inflation such a bad social disease is precisely that it tends to be divisive, because some people do very well during an inflation period, and some people do very badly. And as a result, the population gets split into people who are seeming in great prosperity and people who are in great distress. When most people say they want to stop inflation, what they mean is that they want the prices of the things they buy to go down and the prices of the things they sell to go up. But since what one man sells is what another man buys, that's a neat trick, if you can do it. And as a result, people aren't really serious when they say they want to stop inflation, certainly not in the early stages, not before they fully understand, not before it's gotten to the point where it is really creating serious social problems. Everybody wants to stop inflation at somebody else's expense.   Keith Weinhold  12:11   That was classical macro economist Milton Friedman discussing the rarely talked about benefits of inflation. He also served as an advisor to President Reagan and to British Prime Minister Margaret Thatcher Friedman extolled the virtues of free markets and minimal government intervention. Well, yeah, he discussed the first two crowns of get rich, education's inflation, triple crown. So let me discuss the third one, because you benefit from this when you rent out property. And what's interesting about what I'm going to tell you is that this example is going to make it more apparent than it ever has to you, that rent inflation makes landlords rich in their sleep. In fact, the positive effect on you is even greater than I thought I double checked these numbers I'm about to share with you before I came on the air, because I didn't expect this high of a degree of cash flow enhancement. And also, I was talking about what I'm going to show you on YouTube earlier, and it generated a negative, biting comment from a viewer. I'll tell you about that, but yeah, I showed this to a guy that's been investing in real estate for 36 years, and he didn't even understand this. Here it is with general monetary inflation. Rent inflation is a consequence. So let's keep this simple. Say that you charge rent of $2,000 and that could very well be a realistic rent amount for a single family rental property that our GRE investment coaches help you find today, although the average is probably a little less than that. So in any case, $2,000 rent. When you subtract out your fixed rate mortgage payment of $1,000 and your operating expenses of $800 This leaves you with $200 of monthly cash flow. We'll say that's your scenario today. Next rents rise 3% This means you're getting $2,060 now. Doesn't sound so exciting, yet your mortgage payment stays locked in at $1,000 inflation can't touch it. That's the key to this. Your operating expenses also rise 3% up to $824 This leaves you with cash flow of 236 okay. So what happened there is your cash flow went from 200 up to 236 that's not a 3% gain, inflation gain 3% this is an 18% increase in your income. 200 up to 236, an 18% cash flow spike off just a tiny rent adjustment will extrapolate that effect. Right across your portfolio. I mean, this is like your annual income going from 100k up to 118k and then compounding like that every single year. That is power, because inflation couldn't touch your fixed mortgage payment. And this is something I've explained before. It's the third crown of get rich education's inflation Triple Crown called Cash Flow enhancement. But it's a better example than I've ever had for it, and it's a germane time to talk about it with inflation on the rise again. Now here's an angle. Does what I just explained feel wrong in any way. The thing is, you aren't fleecing your tenant. It's just an adjustment to inflation, a little 3% bump to them, a big 18% difference to you. You didn't get rich off your tenant. You got rich because, again, you're leveraging the bank's money, but you're doing it in a way that most people don't see or think about and of course, mortgage free owners lose this entire benefit. It is just another way that real estate investors get rich in their sleep. Yet few ever understand how. But like I said, I was talking about this on YouTube just a little bit ago, and a commenter simply wrote, this makes you a bad person.   Keith Weinhold  16:27   Now, the viewer of GRE YouTube channel, sometimes it's you, but you know, sometimes it's someone that doesn't listen to this audio show here, where we do more learning, the casual or occasional YouTube viewer. They just probably don't understand all of what you do. But yes, like me, you have probably run into people out there that think that landlords are bad because they charge tenants rent and they adjust the rent as their expenses rise. And some of these people even say something like, I believe housing is a human right. I seem to hear that more and more, okay, that's one thing, but they imply that the taxpayer should pay for their housing. I mean, does that even work over time? You can see how often government provided housing fails and it ends up being exorbitantly expensive when the free market prevails. Instead, you know, I think that this sentiment has gotten a little worse because of the K shaped economy, more people having to sleep in their cars makes those people resentful. America, you know, we're in better shape when we have a strong middle class. What can really help you a lot is if you haven't yet. Finally, watch the three part video series, the inflation triple crown. The video really helps reinforce your learning well, because it's helpful to show numbers on screen, like you can in a video. You can watch that directly by going to get rich education. COMM, slash inflation, Triple Crown, or shorter. You can just go to the abbreviated get richeducation.com/itc, it takes you to the same place. It really shows you how to optimize your income increases and do it the right way. I mean, if someone thinks you're a bad person for raising the rent 3% commensurate with 3% inflation, well, you know what? Then if that person is an employee, should they also feel bad for getting a 3% pay raise at work? Well then they should, right, because they're charging their employer 3% more for their services as an employee. Well, of course, that's okay. So that sentiment doesn't make one bit of sense, all right. Well, let's temper the 3% rent inflation that I used in our example here. There's both bad news and good news around this, because today, rent increases are below average nationally. In fact, Zillow has forecast only a 1.1% rent increase in single family rentals this year. And then the good news is that the average rent increase since 2020 is 6% and we only used 3% in our example. The bottom line here is that few real estate investors ever have the epiphany that cashflow enhancement is yet another significant way that inflation makes them wealthy, and it's just another reason why carefully selected simple buy and hold. Residential real estate makes people wealthy. Just buy and hold you don't have to dig in and do a bunch of aggressive value add or get into a niche like self storage or short term rentals or assisted living homes that you sure can do those things. And there's nothing wrong with niching down. You just don't have to, and sometimes we even discuss those nichey vehicles here on the show. In fact, we've done four episodes on assisted living homes, but it's hard to beat the relative passivity and the durability of simple buy and hold residential not the latest hot thing, not speculation, but just what's proven. But you have to understand these forces and then act on them. I mean, I gave an example there of $200 in cash flow, and since that's only the most visible component of the five ways real estate pays. When you add it all up, you might be getting $1,500 of monthly benefit on a single family rental property that only costs 300k 1500 a month on a 300k property that you might have only put 20% down on. And for that 1500 a month, it might only take one hour per month of your asset managing of your property to get that $1,500 of benefits. So that is $1,500 an hour. That's great, but it's only one hour a month, and that's exactly what makes you want to scale with buy and hold property as soon as you get into a lot of real estate niches, which, again, it can be worthwhile, whether that's self storage or assisted living homes or something like that. Well, now it's more like an active business that you have to run, and you're probably going to spend substantially more hours there. But yes, a guy that's been investing in real estate for 36 years. Did not understand cash flow enhancement from Rent inflation until I showed this to him and watch it all. He watched the three part video series, which, again, you can watch for free at get rich education.com/inflation. Triple Crown or shortened simply, get rich education.com/itc. Open it up now and watch it later, because I'm back with more next. I'm Keith Weinhold on episode 603 of get rich education.   Keith Weinhold  22:13   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE that's F, l, O, C, K, homes.com/g R, E,    Keith Weinhold  22:49   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Tarek El Moussa  23:23   What's up? Everyone? This is hgtvs Tarek El Moussa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  23:30   Welcome back to get rich Education. I'm your host. Keith Weinhold, I'm here in Las Vegas today and staying at the Bellagio with a terrific fountain view room. Yes, the paradox of having a giant water show every 30 minutes in the middle of the Mojave Desert, as it is today, just up the street at the Venetian the big Bitcoin 2026, conference kicks off. I might attend some of the sessions, and I might not. While I'm here in Vegas, I'm more focused on spending time with my brother's family. I know I've mentioned to you before that they live in nearby Henderson, Nevada, and I come here pretty often. You could call me a real estate investor. That's crypto curious. I own a little Bitcoin because I think it has some compelling value propositions as well as a number of problems. I think, like a lot of people, I have more questions about Bitcoin than I do answers, and each time I get a new answer, it just prompts three new questions. Now I plan to shop at Trader Joe's shortly. I'm kind of a weirdo here in Vegas, in the sense that I don't gamble, and rather than eating every one of my meals out, I like to be a little healthy shop at a grocery store and bring good food back to the fridge in my room. Well, how? Do certain grocery store chains impact local real estate prices. And you might have heard about this before, but there's a good new study about it that just appeared in the USA Today. And I kind of like the USA Today, because you can easily find a USA Today article where a columnist wrote a story about me as well. But what happened is an analyst matched more than 32,000 store openings to property prices over 50 years. And one conclusion found that homes in the same zip code as a trader joe's saw their values rise about 6% faster than the national average over three years. Another study found that over five years, home prices near Trader Joe's rose by 49% compared with 45% for homes near Whole Foods and 58% near Aldi. I wouldn't have expected that Aldi is a low cost bargain grocery store. Now there are a couple twists here. First, a higher end grocery store, like Whole Foods, that might very well correlate with a good, more affluent neighborhood, sure, but it also might reflect the fact that home values are high, and that usually is not profitable for long term rentals. And the other takeaway is that grocery stores don't actually cause price appreciation. Instead, they reflect it. These grocery chains, they really invest heavily in site selection, so their presence signals that an area was already trending upward, even before a Trader Joe's arrives in an area, the median household income in a neighborhood hovers around $82,000 and that was the highest in the chains that were studied with a typical home value of 425k and the flip side is also pretty noteworthy, the study found that Walmarts tend to be built in neighborhoods with an average household income of only $49,000 and home values of under 200k plus the home price appreciation Proximus to a Walmart, it ends up trailing the national average by 4% over three years. So really, can we say then that the K shaped economy runs through the grocery aisle? I want to get back to discussing your wealth shortly, but first, let's have a checkup on the economy that you're invested inside every day. Over the past year, the US economy has continued to do well, which has surprised some people, some saying that the economy seems to defy gravity. I mean, look at this point. It has withstood chaotic tariff changes, labor supply shocks, swings to the stock market and then a kinetic war on top of that. And how is it pulling this off? Probably starting with AI investment, including all the data center building you see taking place technology innovation and a consumer that you know, it's funny all these consumer surveys where the consumer feels negative, probably because they keep seeing higher prices, but yet, even though they feel negative, oh, they just keep spending more anyway, the unemployment rate is still really low. The AI build out is significant, and that drives jobs and rents and incomes realize, though, this is a new infrastructure build out. This is substantial, just like railroads in the internet were, and companies racing not to fall behind in the AI boom, that's exactly what fuels the economy and productivity and therefore supports real estate. It's similar in spirit, to the.com boom, really, but this time, there's real revenue, and it ALL Fuels wage growth, which is an antecedent to rent growth. And by the way, have you ever noticed how economists and corporations, they're so addicted to growth in the notion of growth, that if something goes down in value, they call it negative growth. What is negative growth? That's always been a funny phrase to me. Don't you mean a decline? Negative growth? That's kind of like calling growth a positive decline. That's nonsense. Some people are allergic to saying that something is a dip or decline, so instead, they say that it's negative growth. That's sort of like how companies they don't want to say that they're undergoing a round of layoffs instead of layoffs. Oh, they say that we are right sizing. She should just tell it like it is. Now, when it comes to building your wealth, this. Say that you're more of a beginning real estate investor, say that your income from your job is 100k and you might wonder, if I add, say, five properties each with $200 a monthly cash flow, that equals $1,000 a month. That's an extra 12k per year. You know, that really isn't that much of a lifestyle difference. You know, even though there are four other ways real estate pays, let's just talk about this. That's only 12k per year, on top of 100k You know, I contend that that really does make quite a difference. Okay, if your real estate cash flow gets up to 1k a month, and you might only spend four hours a month managing that. It matters more than you think, because of your 100k of job income. All right, after all, your expenses are taken care of, like you pay for your housing, your transportation, your Trader Joe's, groceries, all of that stuff that you spend on. Well, what's left over your discretionary income? That might only be $2,000 per month. So if you add 1000 to that, that is a 50% increase in your discretionary income. What really matters? That's why real estate cash flow is actually a bigger deal than a lot of people think. You just bought back your time. This can help you replace a second job. This can let you cut back hours or even fund a sabbatical buffer for beginners. That's why even a kind of paltry sounding $1,000 a month in cash flow from, say, five rental doors that can actually be a life changer. When you get right down to it, it really starts to change your control over your time, and an extra $1,000 a month can, of course, help fuel your next investment, if you so choose. But that's not all. A psychological shift begins to happen inside you. You're no longer dependent on one income source. This is really the underrated one, because before $1,000 of real estate cash flow, a job loss that could mean stress and urgency and bad decisions, but afterward, now you have margin. Now you're making better decisions in life. You negotiate better you think longer term. That shift alone improves your entire life. And what else can just 1000 a month do for you an extra 1000, it can give you lifestyle upgrades without guilt. Let's say you do spend some of it that can fund travel without touching savings, that can give you better housing or a better location, that can give you experiences instead of a life of what feels like just bills. And here's the key, it does not cannibalize your future. Just $1,000 a month gives you options, like we say around here, don't live below your means. Grow your means. I mean, if you're a beginner, this is something that you could have in less than a year. That extra 1k that comes whether you work that day or not. And for a more advanced investor, you can imagine what multiples greater than 1k per month do. So can you see how everything compounds here? Capital compounds labor doesn't earlier, I discussed how even a 3% rent bump can increase your cash flow 18% all right, and then your cash flow has a greater impact than you thought, because it is discretionary income where a small change can make a world of difference in your life. And when you layer all these things together, it almost makes you wonder why more people aren't real estate investors. Well, most people just have not had it explained to them this way before, and then other people give up after starting in real estate because they don't buy the right property in the right market.    Keith Weinhold  34:16   Here at GRE we really help you avoid those mistakes. And in fact, let me give you an example of what I mean. This can really help. Redfin reports that national home prices have jumped up again, rising 2.1% annually, but yet, a place like Florida, they still have year over year housing price declines, not negative growth declines, and that's due to a temporary overbuild, like I've talked about before. But Cape Coral, Florida homes that area has been hit harder than most with more building than most places, they're actually down in price 3.8% it looks like an opportunity, and people say they want an opportunity. What they really want is certainty, and once certainty arrives, the opportunity is gone. Winners often embrace the heterodox. They're willing to lean into the sort of uncomfortable, mildly contrarian, awkward moment right when others are hesitating, some Florida brand new property builders. They're getting creative, and the translation to creative is that they are motivated. They're offering to throw in the kitchen sink and the backsplash. Here's one example, a duplex in Cape Coral, Florida. The listing price is 550k it's in an A class neighborhood. The rent is 3890 both sides of the duplex are already leased, six beds, four baths. It's 2474 square feet. The down payment you can expect to make is 25% the projected cash flow is up to $1,096 per month. Yeah, you've potentially got your surprisingly life changing 1k in cash flow in one fell swoop here and here's where it gets interesting, a 3.75% mortgage rate, buy down and one year of free property management. They're either giving you that or take $25,000 cash instead and structure your own advantage. All right, that's what this certain builder is offering. Now, a reputable builder, in fact, they've been a guest on the show here before. You can push the envelope a little further than that. I encourage you to make an offer below the list price on these property types. Yes, offer lower than the 550k how much lower should you go? That's where a free chat with our investment coach gives you an inside edge, because, see, they know what other offer amounts were accepted previously by these sellers, so they know where the real flexibility is, and they've got all kinds of what I'll call specific deal knowledge like this that you're just not going to find anywhere else. Our coaches can also help you with other inventory, if it better meets your personal objectives than something like a Florida new build duplex. Usually, those places are in the Midwest and South, from Ohio out to Missouri and Georgia out to Texas. In full disclosure, what I just described is a better deal than any Florida properties that I personally own myself. Now it is clearly a buyer's market in Florida. We're in that fleeting window where long term demand is strong, short term supply is high, and builders are motivated. So take the free consult, or maybe no properties are right for you. Once our coach learns more, if you're interested, we can help you structure a smart offer. Talk to us. We can help you build an entire portfolio, if you so choose, and find the right markets and properties with a management solution, we've got the team and the contacts, you can make your process easier than guessing and figuring it out on your own. Often like to leave you with something actionable at the end of the show. I encourage you, if you think it's right for you, book time with a friendly GRE investment coach@greinvestmentcoach.com you can find an open slot on their calendar and book it again@greinvestmentcoach.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  38:54   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  39:14   the pre preceding program was brought to you by your home for wealth, building, get richeducation.com