Podcasts about amerifirst home mortgage

Today's Market and the Non-QM Loan Join the Carolina Capital Management team LIVE every Thursday at 12 pm ET for the Real Estate Investor Show - Hard Money For Real Estate Investors! This week, Bill Fairman, Wendy Sweet, and Jonathan Davis are joined by Bryan Maddex of AmeriFirst Home Mortgage to discuss Non-Qualified Mortgage Loans! With over 20 years in the financial industry, Bryan used his experience and insight to help get financing and loan products for his clients, many of whom are first-time homebuyers and real estate investors. One of his top priorities is providing consistent and frequent communication. His team ensures that the buyer knows exactly where they are in the mortgage process, as well as their agent and listing agent. Amerifirst works with many clients who have not been successful in getting loan approvals from other lenders. They take the time to educate their clients on overcoming prior obstacles to achieve success as they navigate the steps to homeownership, including the pre-approval process. It is not unusual for Bryan to work with his customers for a year or more to help them get their credit mortgage ready, and for him, it is especially gratifying to share in his client's joy on closing day. Amerifirst offers a full line of flexible loan products including FHA, VA, USDA Rural Development, renovation, and conventional mortgages. They also offer a range of non-traditional products such as Investor Cash Flow Loans and Bank Statement Loans. Bryan is proud that his Amerifirst team includes his wife, father, and brother, and they feel truly blessed to be able to serve their clients as a family.

Check out this edition of the bigJOEL  Community Call with special guest Nick Long of Amerifirst Home Mortgage.

Are you wanting to buy a home but feeling intimidated to do so because of interest rates? We have all probably heard about the interest rate hikes, and when you're purchasing a home, this is definitely something you want to pay attention to. Three things drive interest rates. Inflation, federal reserve, and the bond market. We know that can be a little confusing. So, on today's episode of Selling Central Florida, we brought back Greg Tucker with Amerifirst Home Mortgage to talk about interest rates and what is going on in the housing market right now during these crazy times. Mortgage rates rise when moving towards fast growth in our economy, so higher inflation and lower employment will make them rise. Since the purchasing power of the dollar is lower, it increases the risk. So they have to raise those rates. In 2020 and 2021, interest rates were historically low, and people got used to those rates and came to expect them. So while the rates are higher than they were during the pandemic, they aren't that high now, they are just returning to normal. This is great because buyers are getting their power back in the housing market. In today's episode, we discuss: ● What determines interest rates ● Why the federal reserve affects interest rates ● How the bond market impacts interest rates ● The multiple factors that influence your individual rate ● What a discount point is and how it works ● The benefits of refinancing later on if you don't like your rate ● What to know about new construction projects The moral of the story is? Don't let the interest rate of your dream home scare you away from buying a home you love! We always say “Marry the house. Date the rate”. If you find a home you love and can afford the interest rate for now, lock it down. You can always refinance later for a better interest rate. If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect! If you know anyone who would love or appreciate our work, please share it with them! It helps us so much. If you would like to search for available homes in central Florida or check your home value, you can use our services for free at tiffsellsflorida.com and JennaNuñez.bellatraerealty.com. You can also email us at sellingcflorida@gmail.com! Resources Work with Greg Quotes “Rates will go up like a rocket and down like a feather” - Greg “No one can predict interest rates. My best advice is if you like the rate you are at and you like the payment, lock it down and move on.” -Greg “Marry the house, date the rate.” “Don't let interest rates scare you away from buying the home you love.”

Bill Quigley - Amerifirst Home Mortgage The real estate market is crazy now.  What better time to bring on the mortgage expert, Bill Quigley of Amerifirst Home Mortgage, right? Bill explains what is happening in the real estate market, where he believes it will go and what moves you, as a buyer or seller, can do to make the best moves for you and your money. Enjoy! Visit Bill at: https://www.amerifirst.com/bill-quigley  

Amerifirst Home Mortgage is one of the fastest growing financial company, as recognized by Inc. magazine, with presence in over 70 locations nationwide. In this episode we are in conversation with Mark A.Jones, CEO at Amerifirst to get his views on equity in home ownership and impact of fair lending regulations on IMBs. Mark also shares how Amerifirst has been able to institute - home ownership equity in hispanic community as a key business driver.Listen to the complete episode to learn more about Amerifirst's best practices in serving community homeownership needs.This episode is hosted by Vaultedge.Vaultedge is a mortgage automation software that helps you produce & service more loans doing less work. You can visit us on https://www.vaultedge.com/ 

Don’t choose a lender without considering these two important factors. When choosing a lender for your home purchase, there are two important factors to consider, and today I’m joined by Michael Lassiter of Amerifirst Home Mortgage to outline each.   The first is their current turn times. This means how long it will take once you go under contract to close on the loan. This is important because a closing date is established as soon as you go under contract, and a missed closing date—which happens frequently—can cost you a lot of money.  Fannie Mae estimates that only 35% of all closings happen on schedule, and a lot of that has to do with the interest rate environment we’re currently in. Rates are low, so it’s a great time to buy, and bank staffs (especially big banks) can’t take on that capacity. We’re seeing time frames as long as 90 days for refinances. Working with a local lender who can control the process is the best way to minimize your turn times. At Amerifirst, for example, their average turn time is 19 to 20 days. “Working with a local lender who can control the process is the best way to minimize your turn times.” The second factor is whether or not they offer a total cost analysis to figure out your total debt structure. For example, Amerifirst does a total cost analysis for their clients that looks at their whole debt balance sheet. The average family has $10,000 to $15,000 in unsecured debt, but what if you can pay that off, free up some capital, and pay that money down? How will that impact your mortgage over time?  Knowing these things ahead of time will help you make the best decision possible for what’s likely the largest purchase of your lifetime.  As always, if you have any questions about this or any other real estate topic, don’t hesitate to reach out to me. I’d love to help you.

What’s the difference between getting pre-approved and getting pre-qualified? I brought in Mike Lassiter of Amerifirst Home Mortgage to help us answer that question. For pre-qualifications, customers send their application to a lender. This just reviews numerical data: where you’ve worked for the last two years, what your assets are, where you live, etc. The lender puts this into an online underwriting system and issues an automated underwriting approval. “Sellers see a pre-approval as a guarantee.” It’s better to go a step further; it’s a very competitive market out there, and sellers like to see pre-approvals. For this process, the lender takes your numbers and matches them up with your financials. This includes bank statements, W-2s, and paystubs. This goes to their in-house underwriting team, and they issue a goal certification. This is like cash for a buyer, and it helps them win deals. Sellers see it as a guarantee, and it shows that the buyer can close in as little as two weeks. A lot of buyers go online for the pre-approval process, but these lenders only handle pre-qualification. They’re not taking the extra steps needed for pre-approval. In addition, online lenders are paid a salary and often lack experience. A local lender doesn’t get paid until the loan goes through, meaning their focus is on providing great service. Amerifirst has licensed lenders, and everything is taken care of in-house. I’d like to thank Mike for giving us some great insight. Feel free to give him a call at 919-618-4806 or email MLassiter@Amerifirst.com. If you have any other questions, reach out to me. I look forward to hearing from you soon.

Our guest today has built an interesting niche for himself by providing financing for home renovations and now closes over 100 units a year.Want to learn how you can find your own niche to grow your business? Tune in to today's episode with Nick Long from Amerifirst Home Mortgage out of Orlando, FL. 

Great interview with Elizabeth Janes of Amerifirst Home Mortgage. We talked about the myths around getting a mortgage and what  real estate agent can do to help a customer in a tough spot. 

Liz Terwilliger, Amerifirst Home Mortgage “The abc’s of an FHA Mortgage” Join me as we discuss this important topic. If you haven’t bought before or sold in a long while, you need this information. Liz is going to share her expertise in mortgages to explain the FHA mortgage process. Don’t miss this show! www.amerifirst.com

Today’s Best Ever guest is the best in the business when it comes to loans, mortgages and finance. We discuss how to use a renovation loan for a successful purchase, how to find the right property for the right price.     Perry Farella’s real estate background: ·        Mortgage and finance expert based in Chicago, Illinois ·        AmeriFirst Home Mortgage and say hi to him at or www.renoloanexpert.com ·        Has licenses in Illinois, Indiana and Wisconsin ·        Been in the business since 2002 and done loans totaling over 150MM ·        Has a degree in software and computer scienc   Subscribe in   and    so you don't miss an episode!   Made Possible Because of Our Best Ever Sponsor:     - Could you do more deals if you had more money? Let the crowdfunding platform, Patch of Land, find investors for you and fund your next deal…and your next deal…and your next deal…and…well, just go find out more at

In this episode of HubSpot To Go I’ll speak with Dan Moyle about building advanced workflows for better lead nurturing and sales rep handling with the loan officers at AmeriFirst Home Mortgage. Listen below: Follow @danmoyle Follow @handythinks Listen in iTunes or Stitcher. Leave Us A Review (It helps us grow the audience! Here’s a tutorial on how to [...]

Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards and had great success. Today's guest is John Insco, Branch Manager at AmeriFirst Home Mortgage in Cincinnati.  He has been in the Mortgage industry for over 20 years.. He will share information about how to select an Mortgage company. The show aired live at 4 PM on Friday February 27th.  Listen to this link: http://tobtr.com/s/7359091 You can listen to the show on Apple iTunes as a Podcast. You can add the podcast at:   http://www.blogtalkradio.com/Cincy-Business-talk.rss John Insco NMLS 218071 LO.028023.002 KY MC304421 IN 25468 AmeriFirst NMLS 110139 MBMB.850074.000 AmeriFirst OH NMLS 176663 OH Branch MBMB.850074.003 A division of AmeriFirst Financial Corp. Equal housing lender.

In this episode of the Social Business Engine you'll meet a tag team that will inspire you. Dan Moyle of Amerifirst Home Mortgage and Mike Lemire of HubSpot have worked closely together to develop a social business strategy that is driving impressive results for Amerifirst.

If you are considering retaining loan servicing, you will want to listen to this broadcast.  Our speical guest today was Mark Jones President of AmeriFirst Home Mortgage in Michigan.  Mark gone through the journey of moving from selling loans servicing released to servicign retained.  He is going discuss what he had to go through to start retaining servicing.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, and Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE. If you are considering retaining loan servicing, you will want to listen to this broadcast.  Our speical guest today was Mark Jones President of AmeriFirst Home Mortgage in Michigan.  Mark gone through the journey of moving from selling loans servicing released to servicign retained.  He is going discuss what he had to go through to start retaining servicing.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, and Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.