Podcasts about david lykken

David Lykken, a 51-year veteran of the mortgage industry, is the Founder, President & Chief Transformational Officer of Transformational Mortgage Solutions (TMS). With decades of expertise, Lykken and his team of industry veterans are revolutionizing the way mortgage professionals conduct business through consulting, executive coaching, and strategic communications.     Recognized as a leading voice in the mortgage sector, he has been a frequent guest on FOX Business News, as well as making appearances on CNBC & CBS Evening News, where he shares invaluable insights on market trends and industry developments.     Mr. Lykken is also the host of the widely acclaimed weekly Lykken on Lending podcast, heard every Monday at 1 PM ET. Additionally, he leads the Lykken On Leadership podcast, where he provides leadership strategies tailored to the mortgage and housing industries.   Beyond his work in podcasting, Mr. Lykken extends his reach into television, hosting two TV shows: Your Home Business and Your Home Coast to Coast, both airing on Your Home TV. His multifaceted career reflects a deep commitment to educating and empowering professionals in an ever-evolving industry.   Topics of Discussion: [4:50] David's early career challenges with dyslexia. [5:55] Learning about virtual assistants. [7:38] Current AI Tools and Usage, including large language models, Blockchain, and private GPT. [9:57] Twin protocol and AI avatars. [13:02] AI in Recruiting and Communication, introducing ELO GPT tool for automated outbound calling and personalized recruitment strategies. [19:27] AI Mistakes and Challenges, discussing the importance of training AI tools and avoiding generic, potentially inaccurate content. [24:10] Evolution of business assistance, comparing current AI tools to previous technological shifts like typewriters and word processors. [26:52] The continued importance of human relationships in business, emphasizing that AI cannot fully replace human empathy and connection. [31:10] The future of AI, predicting increased productivity and scalability for businesses through AI technologies.   Mentioned in this Episode: Clear Measure Way Architect Forum Software Engineer Forum Programming with Palermo — New Video Podcast! Email us at programming@palermo.net. Clear Measure, Inc. (Sponsor) .NET DevOps for Azure: A Developer's Guide to DevOps Architecture the Right Way, by Jeffrey Palermo David Lykken LinkedIn Transformational Mortgage Solutions Lykken on Lending YHBTV with David Lykken Your Home Coast to Coast TV The Coming Wave: AI, Power, and Our Future, by Mustafa Suleyman and Michael Bhaskar Twin Protocol (AI) tool ELO GPT ElevenLabs Perplexity Vibe Coding Opus Clip   Want to Learn More? Visit AzureDevOps.Show for show notes and additional episodes.

In this insightful episode, David Lykken sits down with tech entrepreneur and AI innovator Bill Inman to explore how artificial intelligence—particularly personal AI—is reshaping the future of mortgage lending, real estate, and beyond. Bill shares his journey from startup builder to co-creator of "Angel Twin," a platform enabling professionals to train AI avatars using their own data and voice. Together, they unpack how this technology allows individuals to preserve and monetize their intellectual property, extend their influence, and offer around-the-clock client engagement—without sacrificing the human touch. This conversation highlights the urgency of embracing AI, not just as a tool, but as a transformational shift that redefines how we interact, serve clients, and leave a legacy.

In this episode of Lykken on Lending, David Lykken sits down with Steve Butler, President and Chief Revenue Officer of True, to explore how AI is rapidly reshaping the mortgage industry. From eliminating tedious manual tasks to delivering real-time, trusted data, True is on a mission to empower lenders with fully automated, background AI agents that work invisibly—but powerfully—behind the scenes. Steve shares his journey from engineering to mortgage tech, digs into why past technology efforts often failed, and explains why now is a critical moment for lenders to embrace AI that truly works. If you're looking to cut costs, boost productivity, and refocus your team on what they do best—this is the conversation you need to hear.

In this episode of Lykken on Lending, titled “Threading the Needle: Making Compliance Work in Mortgage Lending,” David Lykken is joined by Brian S. Levy—seasoned attorney, Harvard Law grad, and author of the widely-read Mortgage Musings newsletter—for a candid and insightful conversation on navigating the complex legal landscape of mortgage banking. Together, they dive into hot-button topics like RESPA reform, LO Comp challenges, the future of the CFPB, state-level enforcement, and how AI is impacting compliance and legal risk. Brian brings a rare combination of legal expertise, industry perspective, and practical creativity to the table, offering lenders and compliance professionals real-world strategies for staying compliant without killing innovation. If you're in the business of mortgage lending, this is a conversation you won't want to miss.

The artificial intelligence boom has captured the attention of investors worldwide, but is it truly delivering on its promises? In this episode of Lykken on Lending, host David Lykken dives into a critical discussion with Pavan Agarwal, CEO of SunWest Mortgage, to explore the latest insights from Microsoft on AI investments. As funding pours into AI-driven startups, industry leaders are questioning whether these technologies are translating into real economic value. Microsoft's cautious stance signals a shift in investment strategies, favoring innovation with tangible business applications over mere hype. Meanwhile, Angel AI is proving its worth with rapid user growth and practical implementations in the mortgage and financial sectors. Tune in as we uncover the reality behind AI investments and what separates groundbreaking advancements from overhyped ventures.

The mortgage industry is evolving, and ICE Mortgage Technology is at the forefront of this transformation. In this episode of Lykken on Lending, host David Lykken sits down with Amy Cross, Director of Development Platform at ICE, to discuss how their latest technological advancements are streamlining processes, improving efficiency, and enhancing the lender experience. From API integrations to workflow automation, Amy shares how ICE's innovations are helping lenders optimize operations and reduce costs. Tune in to hear how modern technology is reshaping mortgage lending and what it means for the future of the industry.

In this insightful episode of Lykken on Lending, David Lykken sits down with Mark Fleming, Senior Vice President of Decision Scientist and Chief Economist at First American Financial Corporation, to tackle some of the most pressing issues in the housing market. From the persistent housing supply shortage and regulatory burdens to the role of interest rates and the potential economic impacts of the new administration, this conversation dives deep into the challenges and opportunities shaping the future of the mortgage industry. Mark brings his expertise to the table, breaking down complex economic concepts into relatable insights, making this episode a must-listen for industry professionals and anyone curious about the dynamics of housing and finance.

In this engaging episode of Lykken on Lending, host David Lykken is joined by the inspiring and dynamic Sue Woodard, a renowned voice in the mortgage and fintech industries. Together with co-host Allen Pollack, they dive into the complexities of lender-vendor relationships, discussing challenges, opportunities, and the critical human element in mortgage technology. Sue, leveraging her unique perspective as both a former lender and a consultant, shares invaluable insights into fostering healthier partnerships between lenders and vendors. From the importance of communication, trust, and empathy to practical strategies like executive business reviews and proactive data intelligence, this episode is a masterclass in relationship building within the industry. They also explore the transformative role of AI and predictive data in reshaping mortgage technology while emphasizing that no amount of innovation can replace the essential human connection. Whether you're a lender, vendor, or simply interested in the future of mortgage tech, this episode offers a wealth of insights to inspire and inform.

In this episode of Lykken on Lending, David Lykken sits down with Brian Vieaux, a seasoned mortgage industry leader and the driving force behind FinLocker, to explore the evolving role of the modern loan officer. Brian introduces the concept of the "Hybrid Loan Officer," blending traditional referral-based practices with innovative digital strategies to engage homebuyers earlier in their journey. From leveraging social media and personal branding to utilizing FinLocker's cutting-edge tools, Brian shares actionable insights for mortgage professionals to thrive in today's competitive landscape. Tune in to learn how you can rethink your approach and prepare for the next generation of homebuyers.

In this episode of Lykken on Lending, David Lykken sits down with Mike England, a seasoned entrepreneur and innovator, to explore My Utilities Platform—a groundbreaking service that simplifies the home buying process for consumers while creating additional revenue opportunities for mortgage lenders. Mike shares insights from his career journey, including his work with industry giants like Kimberly Clark and his innovative approach to managed services in the energy and utility sectors. Tune in to learn how My Utilities Platform eliminates stress for new homeowners by setting up essential services like electricity, internet, and security, all at no cost to the consumer or lender, while enabling mortgage companies to stand out with value-added services.

In this episode of Lykken on Lending, host David Lykken sits down with Garrett Locklear, a top loan originator and founder of Candid, to discuss innovation in mortgage technology. Garrett shares the story behind Candid's recent acquisition of Unifi CRM, a strategic move that positions the company as a major player in the mortgage tech space. Together, they explore how Candid's all-in-one operating system streamlines mortgage marketing and sales processes, enhances user experiences, and embraces the future of digital transformation and AI. With insights on building a modern mortgage experience and the importance of strong fundamentals, this episode offers valuable takeaways for mortgage professionals looking to elevate their game.

In this episode of Lykken on Lending, David Lykken interviews Mike O'Krent, founder of Life Stories Alive. Mike shares his inspiring journey from interviewing Holocaust survivors for Steven Spielberg's USC Shoah Foundation to creating personalized legacy videos for families, businesses, and nonprofits. This heartfelt discussion dives into the transformative power of storytelling, the importance of preserving memories for future generations, and how Mike's unique services capture the essence of individuals' lives in powerful, professionally crafted videos. Tune in to explore how these legacy videos offer a meaningful way to honor loved ones and create timeless gifts.

The mortgage industry is no stranger to change, and the challenges it faces today demand bold discussions and innovative solutions. In this special Christmas Day podcast episode, David Lykken brings together two industry thought leaders, Greg Sher and Taylor Stork, to explore the pressing issues shaping the future of housing finance and mortgage lending. From Scott Turner's appointment as HUD Secretary and its implications for the housing supply crisis, to MLO compensation reform, and the transformative impact of AI and streamlined tech stacks, the conversation covers a wide range of critical topics. The episode also tackles contentious issues like trigger leads and credit scoring monopolies, emphasizing the need for fairness and transparency. As the panel looks ahead to 2025, they highlight key initiatives from CHLA and MBA and underscore the importance of advocacy and collaboration in creating a more efficient, consumer-friendly mortgage landscape.

In this insightful episode of Lykken on Lending, David Lykken sits down with Spencer Dusebout, co-founder of Aidium and an innovator in the mortgage industry. From his early days creating a movement to provide clean water to thousands globally to his current work leveraging AI to transform mortgage lending, Spencer shares his unique perspective on technology and problem-solving. The discussion delves into AI's impact on both operational efficiency and sales strategies, highlighting innovative approaches like propensity modeling, data unification, and customized marketing. This conversation is a must-listen for anyone seeking to understand the evolving role of AI in mortgage lending and how it bridges the gap between loan officers and enterprise needs.

In this episode of Lykken on Lending, David Lykken sits down with Joe Wilson, CEO and Founder of Social Coach, to discuss the transformative role of social media in the mortgage and financial industries. Joe shares insights on how his cutting-edge platform empowers professionals to navigate the complexities of compliance, build authentic relationships, and leverage personalized video content to stand out in a competitive market. From addressing compliance risks to offering practical strategies for becoming a trusted advisor through social media, this conversation highlights the tools and techniques mortgage professionals need to thrive in today's digital landscape.

In this episode of Lykken on Lending, David Lykken steps beyond finance to tackle a challenge every high performer faces: managing stress and optimizing health. Joined by Dr. Tracy Gapin, a renowned health optimization expert and founder of the Gapin Institute, the discussion dives into how stress hormones like cortisol impact energy, focus, and longevity, and how tools like wearable technology and epigenetics offer personalized paths to better health. Drawing from his own journey with Dr. Gapin, David shares how investing in health can transform not just your body, but your business and personal life. Packed with actionable insights, this conversation is a must-listen for anyone seeking to turn stress into strength and achieve peak performance.

In this episode of Lykken on Lending, David Lykken welcomes Pam Faulkner, Director of Professional Services at nCino, back for a deep dive into the challenges and opportunities of change management in the mortgage industry. With over 40 years of experience, Pam shares her insights from their recent presentation at nCino's Executive Forum, where they discussed the accelerating impact of AI, automation, and how technology can enhance efficiency. They explore how companies can adapt to the evolving market, overcome resistance to change, and use tools like AI and OCR to stay competitive. Pam's unique perspective offers valuable lessons for mortgage professionals on navigating organizational change and embracing innovation.

In this episode of Lykken on Lending, David Lykken welcomes Shelley Leonard, a prominent thought leader in the mortgage technology space, for a deep dive into her journey and the innovations she's driving at Xactus. Shelley, with an impressive career that includes leading roles at Black Knight, shares her insights on the evolving mortgage industry, the challenges of scaling operations, and the integration of cutting-edge technology, including AI, to streamline workflows. The conversation touches on the future of mortgage lending, focusing on how lenders can prepare for 2025 by embracing innovations like the new FICO 10T and Vantage 4 credit models. Shelley's expertise and forward-thinking approach provide valuable guidance for industry professionals navigating this rapidly changing landscape.

In this podcast episode, David Lykken is joined by Bobby Palmer, Marketing Manager at Byte Software, to discuss the importance of building a strong brand in the mortgage industry. Bobby, with over 20 years of experience, shares insights on how to amplify customer loyalty, maintain brand authenticity, and navigate the challenges unique to mortgage companies, where personal and company branding often overlap. Through engaging stories and practical advice, Bobby highlights the key principles of brand building—authenticity, emotional connection, and memorability—and offers tips on creating a consistent and impactful brand experience that resonates with customers.

In this episode of Lykken on Lending, David Lykken is joined by two industry innovators, Alex Kutsishin, co-founder and CEO of Fuel, and legendary sales coach Todd Duncan. Together, they share their vision for Fuel, a groundbreaking platform that combines the simplicity of Netflix with the performance-driven approach of Peloton, designed to revolutionize personal and professional development. Alex and Todd discuss the importance of investing in people, the need to break away from traditional learning models, and how Fuel is democratizing education and training for a global audience. Tune in for an inspiring conversation on the future of learning and performance!

In this episode of Lykken on Lending, we explore the critical importance of the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations for mortgage lenders. David Lykken is joined by industry experts Bob Simpson, David Kittle, Alice Alvey, and Bill Corbet to discuss how these regulations affect lenders, the responsibilities around filing Suspicious Activity Reports (SARs), and the role of compliance in preventing fraud. With real-world insights from Bob's extensive experience in mortgage fraud investigation and contributions from Alice and Bill on best practices for training and risk management, this episode provides essential guidance for navigating the complexities of BSA and AML in the mortgage industry.

In this insightful episode of Lykken on Lending, David Lykken sits down with Troy Garris, managing partner at Garris Horn LLP, to discuss some of the most pressing legal and regulatory challenges in the mortgage industry. With over 25 years of experience, Troy shares his expertise on key issues such as Loan Officer (LO) compensation, federal and state regulatory compliance, and the complexities of running a successful mortgage business in today's ever-evolving legal landscape. Tune in as Troy provides invaluable insights into how businesses can navigate compliance while staying competitive, and learn about recent developments that could impact mortgage lenders and loan officers alike.

In this episode of Lykken on Lending, host David Lykken sits down with Eric Hussey, Senior Vice President and Chief Information Security Officer at Finastra, the world's largest FinTech company, to discuss the evolving landscape of cybersecurity. Eric shares his journey in the industry, highlighting how technological advancements, such as AI and API integration, are transforming both opportunities and threats in FinTech. He also delves into the importance of trust, regulatory compliance, and fostering a culture of cybersecurity within organizations to stay ahead of emerging challenges in the digital age.

In this episode, David Lykken interviews James Hooper from Quontic Bank, a CDFI that has fully embraced Angel AI to streamline its lending operations. James discusses how adopting Angel AI has significantly reduced costs, improved efficiency, and allowed loan officers to focus more on relationship-building while automating routine tasks. Quontic Bank, known for serving underserved communities, leverages innovative products like crypto-backed loans and a unique P&L product to help non-traditional borrowers. The conversation emphasizes the importance of adopting new technologies to stay competitive in the mortgage industry and highlights Quontic's success in reducing operational costs by over $1.5 million in 18 months.

In this insightful episode, David Lykken welcomes back Pavan Agarwal of SunWest Mortgage for a deep dive into the evolving role of AI in the mortgage industry. As they explore Mustafa Suleyman's book The Coming Wave, the discussion emphasizes how AI is set to disrupt and transform the sector, bringing unprecedented efficiencies while reducing costs. Pavan shares real-world examples of how Angel AI is revolutionizing mortgage processes, particularly underwriting, by leveraging AI to handle complex decision-making faster and more accurately than ever before. They also touch on AI's broader implications, including its impact on jobs and the future of fair lending. The conversation underscores the potential of AI to enable mortgage professionals to focus on relationship-building, shifting away from repetitive tasks. Tune in to discover how this technology is reshaping the industry and helping businesses thrive in a rapidly changing environment.

In this episode, David Lykken interviews Steve Majerus, CEO of Synergy One Lending, who shares his journey of leading a management buyout during the pandemic and how he has navigated the challenges of the mortgage industry with a focus on strategic vision, innovation, and authentic leadership. Steve discusses the importance of adaptability, building a strong team, and embracing technology to stay competitive in a rapidly changing market. His leadership, characterized by humility and transparency, has not only guided Synergy One through turbulent times but also positioned the company for future growth by fostering a culture of resilience and innovation.

In this episode, David Lykken sits down with Pavan Agarwal, Founder and CEO of SunWest Mortgage. He is also the visionary behind Angel AI. A pioneer in AI-driven mortgage solutions, they discuss the latest developments in artificial intelligence and its impact on the mortgage industry. They delve into a newly published article that highlights the inherent biases found in large language models (LLMs) like ChatGPT, particularly in lending decisions. Pavan provides an in-depth analysis of how Angel AI, built on a different architectural foundation, overcomes these challenges to ensure fair and unbiased mortgage decisions. Tune in as they explore the critical differences between various AI technologies and the future of fair lending in a rapidly evolving landscape.

In this episode, David Lykken interviews Allan Weiss, founder and CEO of Weiss Analytics, about his pioneering work in real estate analytics, including the development of the Case-Shiller Index. Allan discusses his latest innovations, ValShare and ValPro, which allow homeowners to sell portions of their home equity and provide AI-driven property valuations, respectively. These tools offer new ways for homeowners, realtors, and lenders to manage risks, accurately price properties, and enhance real estate transactions. Allan's insights highlight how these advancements are set to transform the real estate industry.

In the latest episode of "Lykken on Lending," host David Lykken welcomes industry icon Bill Erbey, renowned for his pioneering work with Ocwen Financial and Altisource Portfolio Solutions. With a career spanning several decades, Erbey has been at the forefront of innovation in the mortgage industry, and now he's venturing into the world of cryptocurrency with his new project, ForumPay. This episode promises a deep dive into Erbey's remarkable journey, his cutting-edge solutions for non-performing loans, and how ForumPay is poised to make cryptocurrency transactions more accessible and practical for everyday use. Whether you're a seasoned industry veteran or new to the field, Erbey's insights and forward-thinking perspectives are sure to inspire and inform.

The real estate industry is experiencing significant changes and challenges as discussed in the recent episode of Real Estate Unscripted with host, Marjorie Adam and guests David Lykken, mortgage industry leader, and Bobby Nicely, Co-owner of ALCOVA Mortgage. The conversation delved into the impact of a recent lawsuit that will affect buyer agency compensation and concessions offered by sellers through Multiple Listing Service (MLS). The guests emphasize the need for realtors and lenders to adapt to these changes and the potential reduction in commissions. They highlighted the need for professionals in the industry to sell the value of their services and to embrace technology to stay competitive. In addition, there was a notable discussion about the trend of realtors becoming loan officers to increase their income, prompting a conversation about the potential impact on the consumer experience. The panel also addressed the evolving relationship between consumers and real estate professionals, with consumers becoming more proactive in seeking mortgage pre-qualification before engaging with realtors. The conversation touched on the importance of relationships, the need to demonstrate value to clients, and the shifting dynamics within the industry as a result of technological advancements and changing consumer preferences. Overall, the discussion provided valuable insights into the challenges and opportunities facing real estate professionals in the current market landscape. It underscored the need for professionals to adapt to changing trends and consumer behaviors while emphasizing the importance of maintaining high standards of service and delivering value to clients. The episode serves as a relevant and timely resource for real estate professionals seeking to navigate the evolving industry landscape.

In this insightful episode, David Lykken converses with Dan Smith from LendingPad about the shifting technological dynamics in the mortgage industry. As the Vice President of Sales and Strategy at LendingPad, Dan brings his extensive experience from ComplianceEase and discusses the evolution and challenges in mortgage tech. The episode explores how LendingPad is carving a niche in the market with innovative, customer-focused solutions and a robust tech stack that includes an automated compliance engine. Dan emphasizes the importance of adaptability in technology and customer service, reflecting on the industry's past trends and his anticipation for future innovations, such as AI integration. His personal anecdotes about family life and industry experiences enrich the conversation, adding a personal touch to the professional insights shared, making this a compelling listen for those involved or interested in the mortgage sector.

In this podcast episode, David Lykken, Richard Grieser, and Jodi Hall discuss the factors that distinguish successful from unsuccessful technology rollouts in the mortgage industry. They emphasize that successful rollouts are driven by strong leadership focused on solving specific problems, effective and accountable vendor partnerships, and continuous evaluation of technology to ensure it meets business needs. Jodi highlights the importance of understanding unique lender requirements and selecting reliable vendors, while Richard underscores the need for comprehensive training plans and best practices. Both stress the importance of maintaining a culture of innovation and regularly challenging existing technology to ensure it delivers expected results and remains aligned with industry standards.

In the latest episode of "Lykken on Lending," host David Lykken sits down with Adi Pavlovich, Co-Founder and CEO of Newzip, to discuss his groundbreaking "Broker as a Service" platform. Adi, with his rich background in tech and real estate innovation from his tenure at Keller Williams, shares how Newzip empowers mortgage lenders to offer integrated real estate agent services. This episode delves into how Newzip enhances lenders' value propositions, increases lead pull-through, and offers significant cost savings to borrowers, all while navigating the complexities of the modern real estate market. Tune in to learn how Newzip is poised to revolutionize the industry and provide a seamless home buying experience.

In this episode of Real Estate Unscripted, hosted by Marjorie Adam, owner of Marjorie Adam Team, the focus is on the significant changes in the real estate industry, particularly around real estate commissions and lawsuits. The guest, David Lykken, owner of Transformational Mortgage Solutions, LLC (TMS) discusses the recent settlement with the National Association of Realtors (NAR) and the Department of Justice, highlighting the complexity of the lawsuit and the comprehensive resolution that's awaiting ratification. The discussion uncovers how this settlement could benefit consumers, potentially improve the professionalism within the industry, and necessitate shifts in how real estate professionals operate. Specifically, the episode delves into the impact of these changes on realtors' practices, including the requirement for explicit buyer representation agreements and the need for realtors to articulate their value and services more clearly to clients. The conversation also explores how this settlement could encourage varied compensation models and introduce more accountability tools for realtors. The episode encourages realtors and lenders to become knowledgeable about the case and its implications to better support their clients through the transition.

Show notes:TMSpotlight:04-22-2024 Rattle Rates and Do "The Twist"----------------------------Come on, Jay Powell. Let's do the twist.Come on, Yellen. Let's do the twist.Data continue to confound the Fed and Treasury. Easy money and free-spending lead to the pain of persistent inflation. Now, tight money constraints growth and hastens deficits, so rates go around and around.The key resistance in the 10-year yield remains at 4.71, 4.80, and 5.01. Alternatively, the supports are 4.49, 4.33, and 4.18.Uncertainty and volatility remain elevated. The bulls need to close below 4.49 to gain momentum to attack 4.33. Otherwise, the bears retain control, but for bearish momentum to rise, 4.71 needs to fall.Come on, rattle rates, And do the twist.-------------------------------Song: The Twist (1958) Chubby Checker cover 1960Articles:These Home Sellers are done waiting for the Fed to lower ratesMortgage Lenders view TSPs as Indispensable (but Expensive) PartnersMortgage execs want more choices, lower costs from tech vendorsMortgage lenders frustrated as costs of "must-have" tech climb - Fannie Mae----------------------------------------------------The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

In this episode of Mortgage Lending Mastery, Jen is joined by David Lykken who discusses with Jen the importance of looking at profitability and reducing the cost in your business. Get to know David Lykken! David Lykken, a 47-year veteran of the mortgage industry, is Founder, President & Chief Transformational Officer of Transformational Mortgage Solutions (TMS). Lykken and his team of industry veterans are transforming the way the mortgage industry does business. This is accomplished thru CONSULTING, executive COACHING, and various COMMUNICATIONS strategies. Additionally, he has been a frequent guest on FOX Business News as well as occasional guest appearances on CNBC & CBS Evening News. He hosts the widely acclaimed weekly “Lykken On Lending” Podcast heard Mondays at 1 pm ET at www.LykkenOnLending.com David also hosts the “Lykken On Leadership” podcast that can be heard at www.LykkenOnLeadership.com GET IN TOUCH WITH DAVID EMAIL: David@TMS-Advisors.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

Succeeding in the mortgage industry in 2024, like in any other year, requires a combination of industry knowledge, adaptability, excellent customer service, and a keen understanding of market trends. One of the top producers in the industry is sharing his knowledge on what it takes to succeed this year. Alec Hanson, Chief Marketing Officer of Loan Depot is with David Lykken today to discuss this.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.