Podcasts about amerifirst

What are your thoughts on Mortgage lender AmeriFirst Financial filing for bankruptcy? Pardon The Disruption. Industry experts Steve Trang, Chris Jefferson, Eric Brewer, and Leon G. Barnes debate on timely real estate topics, business, and anything in between. Featuring: Steve Trang, Chris Jefferson, Eric Brewer,... The post AmeriFirst Financial filing for bankruptcy. What are your thoughts? appeared first on Real Estate Disruptors.

I am sure by now you have heard the saying "marry the house & date the rate" well now add "divorce the landlord" to it!

Today's Market and the Non-QM Loan Join the Carolina Capital Management team LIVE every Thursday at 12 pm ET for the Real Estate Investor Show - Hard Money For Real Estate Investors! This week, Bill Fairman, Wendy Sweet, and Jonathan Davis are joined by Bryan Maddex of AmeriFirst Home Mortgage to discuss Non-Qualified Mortgage Loans! With over 20 years in the financial industry, Bryan used his experience and insight to help get financing and loan products for his clients, many of whom are first-time homebuyers and real estate investors. One of his top priorities is providing consistent and frequent communication. His team ensures that the buyer knows exactly where they are in the mortgage process, as well as their agent and listing agent. Amerifirst works with many clients who have not been successful in getting loan approvals from other lenders. They take the time to educate their clients on overcoming prior obstacles to achieve success as they navigate the steps to homeownership, including the pre-approval process. It is not unusual for Bryan to work with his customers for a year or more to help them get their credit mortgage ready, and for him, it is especially gratifying to share in his client's joy on closing day. Amerifirst offers a full line of flexible loan products including FHA, VA, USDA Rural Development, renovation, and conventional mortgages. They also offer a range of non-traditional products such as Investor Cash Flow Loans and Bank Statement Loans. Bryan is proud that his Amerifirst team includes his wife, father, and brother, and they feel truly blessed to be able to serve their clients as a family.

It seems like the housing market today is fickle and appraisals are everything! A bad or delayed appraisal can mean the difference of winning or losing on your dream home.

Are you worried we are in another housing bubble headed for a crash??

If you haven't noticed the housing market is CRAZY hot! Houses are selling faster than they can be listed and for far more than list price. Not only are buyers waiving appraisals but most are waiving repairs in order to win a house. Tune into today's show to learn all about the "New Set Of Rules" when it comes to buying and selling a house in our current market. We have expert guests Bryan Caffrey, CEO of Arivs Appraisals, & Tara Krieg, Senior Loan Officer at Amerifirst, to talk about how appraisers and lenders are handling this new normal. Listen to today's show and learn: 4:56 - Bryan Caffrey Intro 6:06 - What created appraisal management companies 8:07 - Is it ok for Realtors to meet Appraisers at the property 9:25 - How do Appraisers feel about waived appraisals/guarantees 13:30 - Bryan's opinion on appraisals with cash investors 16:07 - How are Appraisers adjusting to the fast appreciation of homes 16:50 - Why Bryan thinks this is a 'healthy' crazy market 21:27 - Tara's thoughts on this current market 23:09 - The 5 stages of loss chart 24:25 - Agent cheat sheet & the new set of rules 29:22 - Is this market going to be like 2008 32:40 - Appraisal disputes in the current market 35:20 - Realtors role in appraisals 37:00 - Tara Krieg & setting the right expectations for buying 37:45 - Bryan's thoughts on the current market 39:00 - Our guests final thoughts Special Guests: Bryan Caffrey - CEO of Airvs Appraisal Management Company Bryan founded Airvs in 2008 prior to the implementation of HVCC. Arivs is a National appraisal management company made up of locally operated offices. Arivs' goal is to provide lenders with the stability and competitiveness of a national management company while retaining the quality and service that only local management can provide. Phone: 1-800-309-0025 Email: info@arivs.com Website: http://www.arivs.com/ Tara Krieg - Senior Loan Officer at Amerifirst Financial: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers. Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us Follow us on Facebook @GratefulHeart.Tv

In this special Father's Day episode, Casey Cunningham interviews Amerifirst Home Mortgage CEO and Co-Founder, Dave Gahm, and his son Troy who has decided to follow his father into the... The post A Special Father's Day Interview with Amerifirst's Dave and Troy Gahm appeared first on XINNIX.

Amerifirst Home Mortgage is one of the fastest growing financial company, as recognized by Inc. magazine, with presence in over 70 locations nationwide. In this episode we are in conversation with Mark A.Jones, CEO at Amerifirst to get his views on equity in home ownership and impact of fair lending regulations on IMBs. Mark also shares how Amerifirst has been able to institute - home ownership equity in hispanic community as a key business driver.Listen to the complete episode to learn more about Amerifirst's best practices in serving community homeownership needs.This episode is hosted by Vaultedge.Vaultedge is a mortgage automation software that helps you produce & service more loans doing less work. You can visit us on https://www.vaultedge.com/ 

David Gahm of Amerifirst Home Mortgage shares some incredible insight with XINNIX Founder & CEO, Casey Cunningham, into how his team managed to keep their strong culture in tact amidst the pandemic... The post XINNIX Executive Interviews – David Gahm, Amerifirst CEO & Co-Founder appeared first on XINNIX.

Amanda Sue Briggs is the Director of Technology and Education at Lawyers Title and CEO at Roosted. Tara is the Sr, Mortgage Loan Officer at AmeriFirst, and both ladies are here to talk about the changes happening in the Lending Industry. Some other topics covered are I-Buyers, the new Covid-19 Addendum, and the largest stimulus package in American history. Also if you are wondering how much you will get from the government, check out our Stimulus Check Calculator below! Stimulus Check Calculator: https://www.kiplinger.com/tool/taxes/T023-S001-stimulus-check-calculator-2020/index.php Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am

Don’t choose a lender without considering these two important factors. When choosing a lender for your home purchase, there are two important factors to consider, and today I’m joined by Michael Lassiter of Amerifirst Home Mortgage to outline each.   The first is their current turn times. This means how long it will take once you go under contract to close on the loan. This is important because a closing date is established as soon as you go under contract, and a missed closing date—which happens frequently—can cost you a lot of money.  Fannie Mae estimates that only 35% of all closings happen on schedule, and a lot of that has to do with the interest rate environment we’re currently in. Rates are low, so it’s a great time to buy, and bank staffs (especially big banks) can’t take on that capacity. We’re seeing time frames as long as 90 days for refinances. Working with a local lender who can control the process is the best way to minimize your turn times. At Amerifirst, for example, their average turn time is 19 to 20 days. “Working with a local lender who can control the process is the best way to minimize your turn times.” The second factor is whether or not they offer a total cost analysis to figure out your total debt structure. For example, Amerifirst does a total cost analysis for their clients that looks at their whole debt balance sheet. The average family has $10,000 to $15,000 in unsecured debt, but what if you can pay that off, free up some capital, and pay that money down? How will that impact your mortgage over time?  Knowing these things ahead of time will help you make the best decision possible for what’s likely the largest purchase of your lifetime.  As always, if you have any questions about this or any other real estate topic, don’t hesitate to reach out to me. I’d love to help you.

The exciting part of investing in real estate is finding a property and running the numbers. If you don't have financing ready to go, the property will probably be sold to someone else. How do you get financing for your rental properties? Today, Michael Bowman of Anderson Business Advisors and Bowman's Business Brief talks to Todd Bowman of AmeriFirst Financial about financing options. Todd is a mortgage broker, who handles mortgages for investors with rental properties. Highlights/Topics:  What’s needed to qualify for an investment property loan? Pre-approved financing, two years of tax returns, and paycheck stubs to verify income What type of pre-approval? Full-underwrite approval, instead of credit approval based on your credit score How much of a down payment is recommended or required by lenders? 20 percent for investment properties, but some require only 10 percent for hard money loans What are down payment qualifications? Your money only; or money gifted to you needs to be in your bank account 60 days prior Do seller concessions factor into loans? Reduces out-of-pocket and closing costs; AmeriFirst’s $1,450 processing and underwriting fee includes six months of taxes and hazard insurance What if you don’t have enough for a down payment? Use cash reserves from 401(k), IRA, or stocks and bonds portfolio  What if you buy a property already being leased out? Take 25 percent of rent based on market rolls for instant income stream Is it a cash cow, mailbox money, or dog of a property? Numbers don't lie; make sure it's profitable  What’s an acceptable credit score? It isn't one particular number, but more about your credit profile; better FICO scores mean cheaper rates and likelihood of approval How can you improve your credit score? Revolve credit lines/cards, lower balances, and don’t randomly pay off loans/debts What's debt-to-income (DTI)? Based on your total debt, including credit cards, student loans, and child/spousal support  What should you look at or make sure of before making an offer on a property? Do your research by driving around the neighborhood and interviewing realtors  Resources Todd Bowman Zillow Trulia FICO Michael Bowman Anderson Advisors Anderson Advisors Tax and Asset Protection Event Anderson Advisors on YouTube

What’s the difference between getting pre-approved and getting pre-qualified? I brought in Mike Lassiter of Amerifirst Home Mortgage to help us answer that question. For pre-qualifications, customers send their application to a lender. This just reviews numerical data: where you’ve worked for the last two years, what your assets are, where you live, etc. The lender puts this into an online underwriting system and issues an automated underwriting approval. “Sellers see a pre-approval as a guarantee.” It’s better to go a step further; it’s a very competitive market out there, and sellers like to see pre-approvals. For this process, the lender takes your numbers and matches them up with your financials. This includes bank statements, W-2s, and paystubs. This goes to their in-house underwriting team, and they issue a goal certification. This is like cash for a buyer, and it helps them win deals. Sellers see it as a guarantee, and it shows that the buyer can close in as little as two weeks. A lot of buyers go online for the pre-approval process, but these lenders only handle pre-qualification. They’re not taking the extra steps needed for pre-approval. In addition, online lenders are paid a salary and often lack experience. A local lender doesn’t get paid until the loan goes through, meaning their focus is on providing great service. Amerifirst has licensed lenders, and everything is taken care of in-house. I’d like to thank Mike for giving us some great insight. Feel free to give him a call at 919-618-4806 or email MLassiter@Amerifirst.com. If you have any other questions, reach out to me. I look forward to hearing from you soon.

Joseph J. Murin is currently the Chairman Emeritus of Chrysalis Holdings LLC and the Chairman of JJAM Financial Services LLC.  Mr. Murin joined ANC Acquisitions LP in July 2011 as its CEO. "If you keep moving forward, the doors will open..." ANC is a Fortress Investment Group financial services company founded to provide products and services to the financial services industry.  ANC specialized in the areas of mortgage lending, mortgage servicing, asset-based lending, compliance, and analytics. "The $300 million lesson I learned in the mid-80s..." He is the former Chairman and Co-founder of The Collingwood Group LLC.  The Collingwood Group’s primary focus is in the financial services sector and offers business advisory services combined with access to decision makers, financial sponsors, corporate boards, and senior industry executives. "People who are afraid of change are people who are doomed..." Read more about Joe Murin and listen to more excerpts at LykkenOnLeadership.com

There are a variety of opportunities in the Phoenix Real Estate Market for both buyers and sellers. If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.Today we are here with Randall Mills with the Mills Team at Amerifirst Mortgage, and we’re going to talk about 0% down home loan programs.There is a great program from Amerifirst and Maricopa County out there, where the county will pay your down payment for free, for both conventional and FHA loans. There are some income and credit qualifications you’ll have to meet, but if you aren’t where you need to be with either of those, Amerifirst can help you out. If you want to save some money in your bank account and utilize a 0% down loan program, give us a call or send us an email and we’ll see if you qualify. Also, if you or someone you know is looking to buy or sell in the next 90 days, we would love the opportunity to help them make a move. Talk to you soon!

There are a variety of opportunities in the Phoenix Real Estate Market for both buyers and sellers. If you're a prospective buyer click here for a full home search, or if you're considering placing your home on the market, get a free home value report, right here.Have you ever heard about credit services here in Glendale? Randall Mills from The Mills Team at Amerifirst is here to answer some questions about credit services today.What are credit services? They’re a free credit program for clients. We help clients get credit scores to where they’re actually practical and reasonable.How does this work? We take a quick application and simulate an interaction with credit bureaus. We know how that audience would react, so we work on how to improve them with you. It’s easy.If you need credit services, give us a call today! I’ll connect you with Randall. I’m here, too, for your other real estate needs. We’re happy to serve you and seal that deal with your dream home soon.

Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards and had great success. Today's guest is John Insco, Branch Manager at AmeriFirst Home Mortgage in Cincinnati.  He has been in the Mortgage industry for over 20 years.. He will share information about how to select an Mortgage company. The show aired live at 4 PM on Friday February 27th.  Listen to this link: http://tobtr.com/s/7359091 You can listen to the show on Apple iTunes as a Podcast. You can add the podcast at:   http://www.blogtalkradio.com/Cincy-Business-talk.rss John Insco NMLS 218071 LO.028023.002 KY MC304421 IN 25468 AmeriFirst NMLS 110139 MBMB.850074.000 AmeriFirst OH NMLS 176663 OH Branch MBMB.850074.003 A division of AmeriFirst Financial Corp. Equal housing lender.

Our guest today is Dan Moyle. Dan is in charge of marketing over at AmeriFirst Mortgage. Dan knows how to succeed with inbound marketing in a 'boring' industry. If you are in an industry that many would consider 'boring', and you're not sure how you could possibly come up with enough to write about, this interview is for you. Dan shares the strategy he's used at AmeriFirst to produce a lot of content that has produced fantastic results. Thank you so much for listening! Please subscribe rate and review on your favorite podcast listening app. To get to the show notes for today's episode, go to https://brightideas.co/xxx...and if you have any questions for me, you can leave me a voicemail at brightideas.co/asktrent

In this episode of the Social Business Engine you'll meet a tag team that will inspire you. Dan Moyle of Amerifirst Home Mortgage and Mike Lemire of HubSpot have worked closely together to develop a social business strategy that is driving impressive results for Amerifirst.