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Auto Talk Radio with Brian Bowersock of The West Automotive Group
Support the show: https://theautomantv.com/auto-talk-radio/See omnystudio.com/listener for privacy information.
Today's Wealth Coffee Chat dives into the RBA's recent decision to hold interest rates and APRA's review of the 3% servicing buffer—and what it all means for your borrowing capacity. Learn why your ability to borrow isn't just about current rates, but about how you plan, structure, and prepare for future lending opportunities. Plus, discover the conversations you should be having with your broker to unlock your next property purchase sooner.
The Midsummer Classic is behind us, and the Tigers players not only didn't look great in the game, but the skid continues for the team. Should fans be worried in Detroit? Also, the drama continues in the WNBA, should the players be getting a bigger piece of the pie? Lastly, Tony Nash from AZee Branding Solutions, Dawn Reha from the Shiawassee County Fair, and Kori Shook of Kori Shook & Associates all join us in our second Partner Podcast of 2025. Check their pages out, take a listen to the pod, and hit us up! Thanks to: Memorial Healthcare Wellness Center, Nelson House Funeral Home, Kori Shook & Associates, Success Group Mortgage & Servicing, Rivals Taphouse & Grille, Jacobs Insurance, Shiawassee County Fair, AZee Branding Solutions, SportsNet MI
Driving the Mini Countryman S – a 2.0-litre turbo petrol 7-speed automatic all-wheel drive five door in the mid-spec Favoured grade – all up $61,990 plus on-road costs. Designed with an adventurous spirit this premium level Mini hasenjoyed strong growth this year – sales up 155 percent. The Mini Countrymandifferent, now roomier with features that border on being quirky. It’s not foreveryone but for those buyers who like a little individuality it has real appeal. Theperformance very satisfying – strong and smooth with all-wheel drive grip on 19-inch alloys with 45-series Continental tyres and with the longest wheelbase in thefive-model Mini model line-up offering a quality ride. And with Mini part of theBMW group, it carries the Bavarian company’s reputation for exceptional steeringand dynamics. The Countryman returned nearly 9 L/100km with mainly citydriving, not exceptional and on a dearer diet of 95 octane petrol but I didn’t driveit with economy in mind – rather enjoying its strong performance through thegears. Given its adventurous spirit I would have liked a spare wheel rather than atyre repair kit but this aside there was much to like. Warranty a little underdonethough at 5 years/unlimited km. Servicing $2275 over five years.See omnystudio.com/listener for privacy information.
The Midsummer Classic is here for the '25 MLB season and 6 Tigers have made the game, but with a losing streak before the break should there be panic in Detroit? Also, we are joined by 3 of our awesome partners to update us on their businesses and everything going on within their fields. Check their pages out, take a listen, and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Jacobs Insurance, Success Group Mortgage & Servicing, Nelson House Funeral Home, Kori Shook & Associates, AZee Branding Solutions, Shiawassee County Fair, Rivals Taphouse & Grille, SportsNet MI
Have you ever sat down to do something that you feel is important, such as prospect new people, follow up with prospects stuck in your sales pipeline, or prep for an appointment, only to have the moment hijacked by client interruptions? It might start with a quick client email, then a call from a client about their portfolio, followed by a text from a client to reschedule, and the next thing you know, an hour has gone by. This process could continue, and the entire day might pass without you ever getting to the essential things you intended to do. If that sounds familiar, know that you are not alone! Most financial advisors, insurance agents, wholesalers, branch managers, and agency managers have never learned how to master what I call a Defensive Client Servicing System, which is a set of strategies that help you protect your time, minimize distractions, while still providing clients with excellent service. Often, advisors treat each distraction as a fire that they need to put out immediately. They end up thinking a reactive approach rather than a responsive one is a badge of honor, buying into the idea that being “always available” equals excellent service. Unfortunately, constant reactivity isn't sustainable, not for you, your team, or your clients. This episode shares practical strategies that successful advisors and agents have used to identify, build, and benefit from a Defensive Client Servicing System, so you can control your day instead of letting others control it for you!
In this episode of Actualizing Success, we delve into the dynamic and often underserved agricultural finance market. Our experts from Actualize Consulting—Partner Matt Seu, Director John Pomeranski, Senior Manager Jon Cooper, and Senior Consultant Caroline Pickering—share their extensive experience and insights into this crucial sector. The conversation looks at the intricacies of the Farm Credit System and its pivotal role in supporting farmers, ranchers, and rural communities through a network of borrower-owned financial institutions. They explore how entities like the USDA and Farmer Mac interconnect within this ecosystem and examine the challenges of market fragmentation and the diverse needs of agricultural financing. With a focus on innovation and the increasing relevance of younger generations in agriculture, this episode highlights opportunities for growth and improvement in ag finance, emphasizing Actualize Consulting's commitment to making significant strides in the ag finance market.Listen to learn more about:The structure and purpose of the Farm Credit SystemThe role of the USDA and Farmer Mac in agricultural financeSpecific challenges within the ag finance market, including fragmentation and varying lending needsOpportunities for innovation in the sectorThe impact of an aging workforce and outreach initiatives for young farmers About Matt Seu Matt is a Partner at Actualize Consulting, managing the Mortgage & Fixed Income practice. With three decades of experience in the mortgage industry, Matt is a wealth of information and a true thought leader committed to moving the industry forward through digital transformation and standardizing how the mortgage industry communicates. Matt is a two-time winner of MISMO's prestigious Outstanding Contribution Award and the 2023 Industry Titans Award. Email: mseu@actualizeconsulting.com About John Pomaranski: John is a Director at Actualize Consulting with over 19 years of experience. His expertise includes project management, business requirements, and UAT for accounting system implementations. He specializes in financial system implementations, mortgage loan accounting and communication, and software development life cycle standards. He is a member of MISMO's Community of Practice. Email: jpomaranski@actualizeconsulting.com About Jon Cooper Jon is a Senior Manager at Actualize Consulting with extensive experience in requirements analysis, project management, process modeling/redesign, and systems conversions. He has in-depth knowledge of the mortgage industry from originations through Servicing, Securitization, and REO/default management. Email: jcooper@actualizeconsulting.com About Caroline Pickering:Caroline is a Senior Consultant at Actualize Consulting with a strong track record in digital transformation, project management, and process optimization. She has experience in rural lending, affordable housing, and loan origination. With experience managing risk logs and defect reporting, Caroline effectively oversees cross-functional teams to resolve issues and ensure project success. Email: cpickering@actualizeconsulting.com Get in touch with Actualize at www.actualizeconsulting.com. If you have any questions, comments, or would like to collaborate on a future episode, contact us at podcast@actualizeconsulting.com.
This episode features Reid Zeising, CEO of Gain Servicing, as he discusses the hidden challenges in personal injury billing, the damaging impact of “medical sludge,” and how smarter revenue cycle strategies combined with technology can restore access and fairness in care delivery. He also unpacks key legislative developments and why true reform must go beyond surface-level change.This episode is sponsored by Gain Servicing.
This episode features Reid Zeising, CEO of Gain Servicing, as he discusses the hidden challenges in personal injury billing, the damaging impact of “medical sludge,” and how smarter revenue cycle strategies combined with technology can restore access and fairness in care delivery. He also unpacks key legislative developments and why true reform must go beyond surface-level change.This episode is sponsored by Gain Servicing.
Are you a note investor wondering how to pick the best loan servicing company? In this episode of the Note Closers Show, Scott Carson reveals his top 5 keys to successful loan servicing and helps you avoid common pitfalls. From licensing and minimums to service support and communication, learn how to navigate the loan servicing landscape and protect your investments.Here's what you'll discover:When to Hire a Servicing Company: Learn when you need to hire a loan servicing company.Red Flags: Self-Servicing: Understand the risks of self-servicing and why third-party servicers are often preferable.Retaining Existing Servicers: How to keep the same servicer for seamless transitions.Licensing Importance: Why ensuring your servicer is licensed in the relevant states is crucial.What To Look For In a Servicer: Navigating the Loan Servicing Landscape.Avoiding Bad Servicers: Learn how a bad servicer made a 50% reinstatement rate.Servicing Options: Uncover a myriad of servicing options available to note investors.Servicing Company Requirements What to Expect When Hiring.Minimums: Avoiding servicing companies with high minimums and monthly bills.Service and Support: The importance of good service, a quality support team, and how to evaluate it.Cost Analysis: How fees and billing practices, can impact your note portfolio.Direct Communication: Learn about the importance of direct communication with servicing counsel.Managing Non-Performing Notes: Strategies for handling non-performing notes with a servicing company.Adjusting Payment Schedules: Adjusting how payments are made on your servicing schedule.The Importance of VA's: Why having a VA is the way to go with managing non-performing notes.Common Mistakes: Discover common challenges and setbacks when working with servicing companies.Firing Your Servicer: When to fire a servicer.Conclusion:Don't let bad loan servicing sink your note portfolio! This episode gives you the knowledge to choose a reliable servicing company and maximize your ROI. Contact me today and let's get you closing!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!
The heat wave has swept the country, and with the Thunder winning the NBA title, officially wrapping up the NBA season, we are on to the dog days of summer. How long can the Tigers stay atop the MLB standings? Also, Aaron Houle of Flint Prep Fan joins us in the Prep Spotlight as football season is only a couple months away. All that and plenty more on this week's pod, take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Shiawassee County Fair, AZee Branding Solutions, Jacobs Insurance, Kori Shook & Associates, Success Group Mortgage & Servicing, SportsNet MI
We're in full summer mode on 3PP, with up north trips, summertime concerts, Tigers games at Comerica Park, golf in Michigan, backyard grillin', and 4th of July fireworks around the corner. We get into all of that and more on Ep 365, give it a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Success Group Mortgage & Servicing, Kori Shook & Associates, Jacobs Insurance, Shiawassee County Fair, AZee Branding Solutions, SportsNet MI
Selling the Dream and Servicing the Nightmare
What if the biggest risk to your private lending business isn't the borrower… but your servicing process? Today's guest discovered that firsthand—and instead of settling for outdated systems, he built something better.Welcome to the lenders playbook podcast. Your go to resources for private lending, real estate, and entrepreneurship.Today on The Lender's Playbook, we're diving into the origin story of Petra loan servicing with its founder Joseph Dillamore, who went from solving his own lending challenges in the UK to building a national servicing powerhouse here in the U.S. You'll hear how outdated systems and scattered communication inspired him to create a better solution, what it actually looks like to onboard a lender and why Petra's borrower-first approach is improving loan performance across the board. If you're a lender looking to streamline your servicing, improve borrower communication, and grow with confidence, this episode will show you how Petra can help you do just that—without the headaches.
Baseball has become a big part of the podcast, and not just because the Tigers are the best team in baseball right now. After taking 2 of 3 from the Cubs, is it time to think World Series run? Streaming or cable, a couple series finales, NFL Films and more in Tedertainment Tonight too. Also, Jim Koenigsberger @Jimfrombaseball joins us for a great chat about America's Pastime. Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Shiawassee County Fair, AZee Branding Solutions, Kori Shook & Associates, Success Group Mortgage & Servicing, Jacobs Insurance, SportsNet MI
Greg Brady and the weekly check in on weekend events in the city with Clayton Campbell, President of the Toronto Police Association & Hank Idsinga, 640 Toronto's Crime Specialist, former police inspector. Discuss: 1.How does someone end up bleeding in the middle of downtown without help right away? 2.Trump deploys California National Guard to LA to quell protests despite the governor's objections: Did Trump go too far by ignoring governor Newsom or was this really necessary? Should government agents like ICE be wearing masks, is this the future of law enforcement? Learn more about your ad choices. Visit megaphone.fm/adchoices
You know on 3PP we love to support and hype up our partners and local sports teams. Well along those lines is a local stock car short track, Owosso Speedway, and over the last few years owner Rex Wheeler has turned that venue into the event to be at during race days. He joins us on Ep. 363 for a great chat about everything Owosso Speedway! Also, the final Prep Spotlight of the season, some Lions and Tigers storylines, and the NBA Finals are getting underway. All that and more, take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Kori Shook & Associates, Success Group Mortgage & Servicing, Jacobs Insurance, Shiawassee County Fair, AZee Branding Solutions, SportsNet MI
Memorial Day Weekend 2025 is in the books, and our baseball guy Ted got to experience Fenway Park for the first time. The Tigers scuffled a bit vs Cleveland, the NBA Conference Finals heat up, and will flag football be an Olympic sport with NFL players?? Prep Spotlight, Tedertainment Tonight, and more! Take a listen and hit us up @3pointpod! Thanks also to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Jacobs Insurance, AZee Branding Solutions, Nelson House Funeral Home, Kori Shook & Associates, Shiawassee County Fair, Success Group Mortgage & Servicing, SportsNet MI
MBFS CEO Mark Ritter and a guest from his team catch up on the latest happenings at MBFS, the credit union industry, and other odds and ends.IN THIS EPISODE:(00:00) Craig Page shares his professional background and responsibilities(01:57) Mark introduces a new, shorter episode format featuring MBFS team members(04:30) Mark and Craig discuss their moves from suburbia to rural areas(06:49) MBFS sees unexpected growth in 2025 in the CUSO(08:41) Craig explains the value of small credit unions in partnering with a CUSO like MBFS(10:32) Craig shares his reaction to the boom in lendingKEY TAKEAWAYS: The Credit Union Conversations podcast has introduced a shorter, more conversational format featuring "quick hitters." These episodes, airing twice monthly, will focus on current industry topics, updates from MBFS, personal anecdotes, and team insights, in contrast to their traditional long-form interviews.Despite expectations for a flat year, MBFS has experienced rapid growth, with seven new credit unions joining early in the year and 18 more in the pipeline. Loan volume has also increased, reflecting strong demand for its services.Smaller credit unions are increasingly entering the member business lending space but face resource and staffing challenges. MBFS offers a “plug-and-play” solution, handling everything from origination and servicing to loan workouts, making it easier for credit unions to scale without heavy internal investment.RESOURCE LINKS: Mark Ritter - WebsiteMark Ritter - LinkedInCraig Page - LinkedInMBFS, CUSO, Mark Ritter, Credit Unions, Growth, Lending, Origination, Servicing, Pipeline, Small Credit Unions, Team, Industry, Business, Partnerships, Future of Lending, Boom in Lending, Unexpected Growth, Partnering With MBFS, Services, Loan Volume, Business Lending
Keller and Heckman Partner Manesh Rath hosts OSHA 30/30, a webinar series that covers OSHA issues for 30 minutes every 30 days. Mr. Rath is a trial and appellate attorney with experience in general commercial litigation, wage and hour and class action litigation, occupational safety and health (OSHA) law, labor law, and employment law. This month's topic: Paper Company Failed to Establish That Lockout/Tagout “Minor Servicing Exception” Applied
We're approaching Memorial Day Weekend, and that means MLB is hitting it's stride, the NBA Conference Finals matchups are set, and the 2025 NFL schedules have been released. We talk about our Tigers staying hot as well as thoughts on the Lions' tough road schedule this season. The PGA Championship had some drama off the course, spring sports postseasons upon us in the Prep Spotlight, and plenty more! Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, AZee Branding Solutions, Jacobs Insurance, Success Group Mortgage & Servicing, Kori Shook & Associates, Shiawassee County Fair, z925 The Castle, SportsNet MI
Join Ashley Wilson, National Senior Manager of Servicing and Culture for Coldwell Banker Commercial, as she celebrates the one-year anniversary of Market Tales. Reflecting on the journey from tech malfunctions to storytelling triumphs, this episode highlights the podcast's growth and impact. Tune in to find out who made our Top Tales and take a look back at their inspiring stories. Don't forget to like and share!
Digital transformations are hard! But they are a necessary need in our era for any organization who wants to keep their competitive edge, adapt to changing environments, build moats against new disruptors, and grow their market share. And more complex the organization structure and ecosystem are, the more challenging said transformation, hence the need for tools and frameworks to help us.On the show today we met with Kiron Jones, Group Product Manager at Springer Nature, the world's largest academic book and journals publisher. The organization was created by a merger and acquisition of multiple publishers. This created a complex technical environment of many systems to support the business, publish the books and journals, and access the market.In addition, the entire academic publishing sector has moved into a new open access model. Where in the past, libraries had to buy subscriptions to give access to readers for the materials, these days the access to the materials is free, and the authors are the ones charged to publish. Servicing this changed model has challenged the industry to come up with new solutions for the new clients, while still supporting high quality publications.Product management in such an environment, as we learn from Kiron, is a challenging and rewarding task. The tools he and his team are using, and in some cases still on the lookout for, are helping them with stakeholder communication, prioritization and roadmapping, and so much more.Join Matt and Moshe as we chatted with Kiron about:How he got into product managementDigital and product challenges from Mergers and Acquisitions (M&A)Dealing with shifting ecosystem that changes the Product-Market Fit, the user and buyers personas, their user journey, and the tools needed to create value for themDealing with challenges when not knowing who your users areSome of the tools and methods he is using to help with these challengesOpportunities for new tools that can solve more problemsCMS as a tool both for users and for product peopleSome success and failure stories with tools adoptionHow AI can help in elevating some of the workAnd much more!You can connect with Kiron at:LinkedIn: https://www.linkedin.com/in/kironjones/If you are in London, at local product meetingsYou can find the podcast's page, and connect with Matt and Moshe on Linkedin:Product for Product Podcast - linkedin.com/company/product-for-product-podcastMatt Green - linkedin.com/in/mattgreenproduct/Moshe Mikanovsky - linkedin.com/in/mikanovsky/Note: any views mentioned in the podcast are the sole views of our hosts and guests, and do not represent the products mentioned in any way.Please leave us a review and feedback ⭐️⭐️⭐️⭐️⭐️
Are you ready for the onslaught of summer? To help you stay cool, the team at Adams Cooling & Heating (205-339-6540) offers tips on how you can prepare your air conditioning system for the summer heat. Visit https://adamsheatingandcoolinginc.com/articles/b/get-ac-ready-summer-homeowners-checklist for details. Adams Heating & Cooling City: Tuscaloosa Address: 3415 Hargrove E Rd Website: https://adamsheatingandcoolinginc.com/
The Tigers have taken the MLB by storm, and one of the key reasons is Javy Baez turning things around. We give thoughts on Detroit's early season success, as well as MLB reinstating Pete Rose to be eligible for the Hall of Fame. NBA Playoffs, Prep Spotlight updates, Tedertainment Tonight, and plenty more. Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Nelson House Funeral Home, Rivals Taphouse & Grille, Success Group Mortgage & Servicing, Kori Shook & Associates, Jacobs Insurance, Shiawassee County Fair, AZee Branding Solutions, z925 The Castle, SportsNet MI
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at why the second home market. Plus, Robbie sits down with Servbank's Luke Jensen for a discussion on how servicers are leading the way in AI and automation, and revolutionizing customer experience with innovative, loan-level customized correspondence solutions. And we reveal what the latest Consumer Price Index says about inflation as a whole.Thanks to today's podcast sponsor, TRUE and its Mortgage Operations Service (MOS) AI background worker, which transforms borrower documents into instant, trustworthy data for real-time decisioning. TRUE helps lenders accelerate decisions, cut costs, and deliver a superior borrower experience, all without a $100M tech budget.
The 3 of us linking up can be a challenge sometimes, but we make it work every week! The NBA Playoffs are on to the 2nd round; our Pistons didn't make it but what can they do to build on this season's success? The Tigers stay hot in large part to Javy Baez's big start to the season, can he keep it up? Spring sports updates in the Prep Spotlight, and White Lotus, Happy Face, and Sinners reviews in Tedertainment Tonight. All that and plenty more, take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Nelson House Funeral Home, Success Group Mortgage & Servicing, Kori Shook & Associates, AZee Branding Solutions, Rivals Taphouse & Grille, Jacobs Insurance, Shiawassee County Fair, SportsNet MI, z925 The Castle
In this week's episode it's a return to normality as LRM's Steve Miller joins editor Martin Domoney for a good old catch up on what they've been up to on and with their Land Rovers.There's an exciting update on the relationship advice that the pair gave a couple of episodes ago – a point of view from the other side of the relationship. Martin and Steve share their other halves' points of view on Land Rovers and how their view of the world of Land Rovers has changed.The boys answer a listener's question on how to best prepare a Discovery 1 for light off-roading, and point out some of the less essential 'upgrades' that seem the norm now.Martin expresses a desire to buy a Land Rover from a dealership, and Steve recounts his experience of using a car supermarket – not something he is keen to repeat.As always, please feel free to leave a review or rating on your preferred streaming service, and send your questions to editorial@lrm.co,uk – enjoy the episode.
On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about UWM bringing servicing in-house and how that could benefit their brokers. Related to this episode: UWM brings mortgage servicing in-house, partners with ICE | HousingWire HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
The 2025 NFL Draft is in the books. The Lions made some strong picks, multiple Wolverines players in the first round, but that wasn't the big story. We give our thoughts on Shedeur Sanders slipping to the 5th round and the draft altogether. The Pistons are on the brink of elimination after a Game 4 controversy, but have they shown they're a team to take seriously for years to come? Tigers still playing winning ball, spring sports updates in the Prep Spotlight, and some shows and book recommendations in Tedertainment Tonight. Take a listen to Ep. 358 and hit us up! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Success Group Mortgage & Servicing, Kori Shook & Associates, AZee Branding Solutions, Jacobs Insurance, Shiawassee County Fair, SportsNet MI, z925 The Castle
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.
Send us a textEpisode 602: MMF The Gas Station Biker Ride, Laney's Stranger Hookup, a side story to the book and audiobook Servicing the Work Men, Her Filthy Hotwife Adventures by Ruan Willow. This erotic short story has erotic storytelling with MMF action with the Dominant Male directing his hotwife in a wife sharing encounter, in an ethical nonmonogamy (ENM) marriage, with exhibitionism, voyeurism, and mild BDSM impact play. The road trip strip, where Laney takes it all off and gets busy and raunchy with a stranger in a gas station.Enjoy your sexuality and marinate in it daily, take pleasure in erotic audio, erotic storytelling in this kinky sex fiction story.Get the other books in this series Servicing the Work Men, Her Filthy Hotwife Adventures with John and Laney: https://books.ruanwillowauthor.com/servicingtheworkmenseriesCheck out one of Ruan's favorite toys! (affiliate link): https://www.lovense.com/r/mniietSupport the showSubscribe for exclusives: https://www.buzzsprout.com/1599808/subscribeSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowI Dare You book https://books.ruanwillowauthor.com/idareyouthesaturdaysexchallenge NO AI TRAINING
Marc Helm calls for mortgage servicers — and businesses everywhere — to prioritize customer care over hidden fees and short-sighted revenue grabs.
The increasing popularity of Asian food presents many exciting business opportunities, but also some challenges. Many of these specialty restaurants are family-owned, and lack the corporate structure you'll find at larger chains. And a lot of them are located in rural places that make centralized distribution difficult. Servicing these types of businesses requires a personal touch, and a lot of relationship building to understand their individual needs. That makes the barrier to entry pretty high, and creates a pretty large moat around the companies already established in the sector. That includes HF Foods Group, led by CEO Felix Lin. HF trades on NASDAQ under the symbol HFFG and they are a leading distributor of international and specialty foods service solutions to restaurants, wholesalers and other customers in the food supply chain in the United States. Before taking on the role of CEO, Felix served as President and Chief Operating Officer of HF Foods Group and has been a key part of developing, implementing, and executing on the company's comprehensive transformation plan. Felix joins us to discuss how HF Foods Group made such strong inroads in the Asian food market, and how they plan to leverage their position in the marketplace, and smart capital allocation, to create opportunities for future growth. Highlights:The history of HF Foods (3:17)The popularity of Asian foods (4:53)Customer loyalty (5:57)Product offerings (8:02)Navigating market disruptions (10:23)Distribution networks (12:32)M & A Strategy (14:00)Outlook for the international food space (17:34)Strategic plan for HF Foods (20:04)Links:Felix Lin LinkedInHF Foods Group LinkedInHF Foods Group WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, marion@lowerstreet.co.
The Tigers are at the top of the AL, the Pistons won a playoff game for the first time since '08, and the Lions aren't picking at the top of the NFL Draft? Is this real life?! Also, co-producers of the upcoming film Harsens Island Revenge, DJ Perry and Tony Hornus, join us to talk about their new project, their careers in the industry, shooting their films in Michigan, and plenty more! Take a listen and hit us up, we appreciate all the support! Thanks also to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Kori Shook & Associates, Success Group Mortgage & Servicing, AZee Branding Solutions, Jacobs Insurance, Shiawassee County Fair, Nelson House Funeral Home, z925 The Castle, SportsNet MI
April is a busy month in the sports world, tv shows and movies, but also a big month travel! We give our thoughts on Rory finally getting his green jacket, completing the career grand slam, as well as the Tigers staying hot and the NBA Playoffs getting underway with the Pistons taking on the Knicks. Also, some spring sports updates in the Prep Spotlight, and a few thoughts on 1923, White Lotus, and The Last of Us in Tedertainment Tonight. Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Shiawassee County Fair, Success Group Mortgage & Servicing, Kori Shook & Associates, AZee Branding Solutions, Jacobs Insurance, Nelson House Funeral Home, z925 The Castle, SportsNet MI
With March Madness in the books, we are officially on to spring. Tigers hot start, Pistons stumbling a bit heading into the NBA playoffs, and the Red Wings again falling short of making the postseason. We give our thoughts on all of those topics, as well as a Prep Spotlight look at some spring sports storylines. Also, White Lotus season 3 thoughts in Tedertainment Tonight, and the hot topic of the new Snow White Disney movie. Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Nelson House Funeral Home, Rivals Taphouse & Grille, Success Group Mortgage & Servicing, Kori Shook & Associates, Jacobs Insurance, Shiawassee County Fair, AZee Branding Solutions, SportsNet MI, z925 The Castle
Episode 146 of the Truth About Vintage Amps: Troubled drummers, bulk Gatorade, more typewriter and Rockford Files talk, and a bunch of amp questions. Reminder: Amplified Parts now has amp kits! Thanks, as always, for being a part of the world's finest call-in tube amp repair show. Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too. Some of the topics discussed this week: :43 The Ampeg book (Amazon link), George Barnes and 'Guitars Galore' 3:43 A 1982 black panel Fender Champ 4:43 A Super Reverb that sounds like a dying motorcycle 6:09 Jason goes to Peru, vicuñas, alpacas 10:23 Some TAVA announcements: Sam Plecker has a new album ('So True'); congrats to John Vanderslice; RIP to Michael Hurley; thanks to Tin Can Valley Letterpress printing (link) 14:37 Ep. 150 idea: Skip's amp guru on the podcast?; servicing a hybrid Standel 18:24 Our sponsors: Save $20 off Amplified Parts' new MOD vintage amp kits with the discount code TAVA20! (expires April 30, 2025); Grez Guitars; and Emerald City Guitars 25:40 Recommended pedal: The Catalinbread Topanga reverb pedal (note: Skip said "Tropicana," but it's the Topanga) 27:45 Replies to last week's Rockford Files Baffler; Jim Gordon, 'Drums & Demons' (Amazon link); Hal Blaine's 'Buh-doom!' comedy album (it's on Spotify) and other Hollywood gossip; more Rockford Files (and letterpress!) 35:46 Accidentally injecting positive feedback into a Precision single-ended amp; tools for measuring plate current 40:23 Cleaning motor oil off of tubes and a vintage microphone; Gatorade and Tang; running a Traynor off of a gas generator 47:37 A smoking 1980s Fender Super Champ and fried resistors 52:51 A 6-watt Princeton Reverb / Vibro-Champ clone in a custom beetle-kill pine tree cabinet 59:02 An amp cabinet with sympathetic strings (Reverb link), explained! Vulture Amplification video one and two; Treehaus field coil speakers (link) 1:05:08 Hooking something up: Experimenting with a speaker outside of a cabinet 1:06:29 Servicing an all-original Vibrolux Reverb to sell 1:09:58 Giving the gift of an El Pato Tone practice amp (order yours here); Typewriter Revolution; typewriter ribbons from Baco Ribbon & Supply Co. 1:18:52 Reverse audio taper potentiometers 1:22:37 Come get a free SVT speaker 1:23:13 Sacramento's Delta Breeze record store, redux; not all capacitors are created equal; always use a test speaker; Amplified Parts' Hammond enclosure for short reverb tanks 1:27:22 Recommended reading: Hampton Sides' 'The Wide Wide Sea' (Amazon link) 1:28:51 Homework: Check out the Maestro GA-2RT schematic Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal. Don't forget, we have a Patreon page. Support the show, get behind-the-scenes updates and get to the front of the line with your questions.
Plenty going on in this weeks episode. Ronny talks us through his upcoming trips and how he's preparing for them, an update to his fleet of vehicles and we get into some more 4WDing.Music by The Southern River Band.Tyrepower powering the podcast!Tough Dog Making Tracks Across the World!EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/4wd Try it risk-free now with a 30-day money-back guarantee Hosted on Acast. See acast.com/privacy for more information.
All chalk in the men's tournament as the Final Four is set. Michigan and MSU came up short, but how do we feel looking back on both team's seasons?? Tigers start the season off getting swept, but did we see something to be excited about? Pistons are starting to become Bad Boys 2.0, playoff basketball should be fun! White Lotus, WW2 docs, and more in Tedertainment Tonight. Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Jacobs Insurance, AZee Branding Solutions, Kori Shook & Associates, Success Group Mortgage & Servicing, Shiawassee County Fair, SportsNet MI, z925 The Castle
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss the FHFA's new stance on Special Purpose Credit Programs. Plus, Robbie sits down with Servbank's JoAnne Gonzalez to discuss howservicers invest in technology and people to drive the best outcomes and results. And we go through if declining consumer sentiment can lead to lower interest rates.Thank you to this week's podcast sponsor, ICE. The mortgage landscape has never been more competitive. Stand out in a crowded market with configurable technology, extensive data and comprehensive analytics that span the entire loan life cycle. ICE offers an interconnected digital mortgage ecosystem to help clients improve productivity, reduce costs and deliver a meaningful customer experience.
The first weekend of the NCAA Tournament is in the books, and both the Wolverines and Spartans are still alive in the Sweet 16. We talk about both those squads' chances to move on, the first weekend as a whole, and are also joined by Michigan Basketball Radio play by play guy Brian Boesch to talk about Michigan hoops, his industry, the tournament, and more! Take a listen and hit us up @3pointpod! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Success Group Mortgage & Servicing, AZee Branding Solutions, Kori Shook & Associates, Jacobs Insurance, Shiawassee County Fair, SportsNet MI, z925 The Castle
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March Madness is officially here! Michigan won the B1G Tournament but it didn't seem to matter when it came to the NCAA Tournament. Is the regular season more important, and should conferences adjust these tournament before Selection Sunday? Hoops state finals recap in the Prep Spotlight, a few recommendations in Tedertainment Tonight, and more! Take a listen, hit us up, and enjoy the Tournament! Thanks to: Memorial Healthcare Wellness Center, Nelson House Funeral Home, Success Group Mortgage & Servicing, Kori Shook & Associates, Jacobs Insurance, AZee Branding Solutions, Shiawassee County Fair, Rivals Taphouse & Grille, z925 The Castle, SportsNet MI
My guest this week is Adel Haddoud, Founder & CEO of Infinite Orbits, a French in-orbit servicing company. We discuss their technology, business model, and vision, as well as the broader market for satellite servicing and space sustainability. Enjoy!
On today's sponsored episode, Editor in Chief Sarah Wheeler talks with Donna Spencer, vice president of servicer relationship and performance management at Freddie Mac, to discuss their new Servicing Excellence initiative and the benefits for their partners. Related to this episode: Servicing Excellence Forging a New Path: The Future of Servicing Excellence Stay Up to Data: Automating Servicing for Sustainable Homeownership HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dani Snyder on leading design teams out of their silos As someone who started out as an industrial designer and who is now the Head of Design AI, Servicing and Communications at JPMorganChase, Dani Snyder deeply understands the design process and organizational design. This week Dani joins Tammy to talk about how to empower design teams. She shares strategies to help align design teams with organizational strategic goals and encourages designers to break out of their silos and remain curious about all aspects of the design process. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.