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On this episode, I'm joined by Jeremy Smith, an investor who proves you don't need hundreds or thousands of rental properties to be successful. Jeremy owns just a few rentals, but they generate enough monthly cash flow to cover all of his living expenses.Jeremy still works a full-time job, but his rentals give him a powerful safety net. If his income dips in a slow month or an unexpected expense pops up, the extra cash flow from his properties helps absorb the hit and keeps stress low.We talk about why Jeremy focuses on low-maintenance, high-quality properties instead of chasing scale, and how that approach has allowed him to keep things simple. He shares how he paid off his rentals, how long it took, and why minimizing personal overhead has been just as important as optimizing his investments.We also discuss the constant temptation of lifestyle inflation and how he works to keep it in check.Jeremy opens the books and walks through his real numbers, including total rent collected, expenses, and cash flow. We also cover how much time he spends managing his rentals each month, how he collects rent, how he screens tenants, and the worst thing that's happened to him as a rental property investor.https://rentalincomepodcast.com/episode559Thanks To Our Sponsors:MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy sessionFundrise Income Fund - The Fund offers access to a diversified portfolio of cash flowing assets, all professionally managed by their expert team.Rental Accounting Software Made Easy. Free 30 Day Trial.
In Episode 3, Peter and Alli stop talking about what's broken and start building the alternative in real time — the pega6 model. Jeremy Smith takes everyone into the “why now” moment: he's been sitting on this idea for 15 years, watching college get more expensive and less useful, until the market finally hit a tipping point. Parents, students, and employers aren't just annoyed anymore… they're done.Then the episode gets tactical. Jeremy explains why universities can't pivot into a one-year, career-focused, experiential model (even if they wanted to), because their incentives, culture, and infrastructure literally won't allow it. That opens the door for a new category of higher ed — not “college,” not bootcamps, not apprenticeships — but a white-collar trade school built for the AI age.Big takeaway: Pega 6 is about graduating students as “Pegasus” — AI-first entry-plus employees with real technical skills, real soft skills, and the ability to deliver on day one… while being four years and ~$300K ahead of the traditional path.If you came this far... head to www.pega6.com/dep You won't be disappointed!
What makes a small Ruby conference feel electric instead of ordinary? We unpack the craft behind Blue Ridge Ruby—why we chose a newly renovated, accessible venue, how a single-track format keeps the room together, and the little details that turn a meetup into a memory. From open lunches across Asheville to surprise sponsor moments, we share the thinking that goes into designing an event that celebrates Ruby, supports new speakers, and still feels human-scale.Jeremy breaks down the CFP playbook: write clear abstracts with specific outcomes, submit widely, and rehearse before acceptance so you're not rushing at the end. With only ten talk slots, curation is both art and constraint. We talk honestly about the selection process, why “no” often means “not now,” and how meetups can incubate a 10-minute idea into a conference-ready talk. We also explore the real costs—venues, video, capacity—and why accessibility drove the move to the YMI Cultural Center.Then we zoom out to the work behind the work: choosing bounded risk to stay motivated, planning sustainable volunteer roles, and creating a container that invites the community to bring their best. On the engineering front, we share how voice-first AI workflows changed our Rails practice. Whisperflow plus LLMs accelerate iteration when conventions set guardrails. We describe using diverge–converge patterns to try multiple implementations, keeping architectural intent while rejecting unnecessary complexity. AI is the nail gun; we're still the builders who decide what the house should be.Want to be part of it? The CFP is open, sponsors are welcome, and volunteers make the magic real. Subscribe, share this episode with a Ruby friend, and drop us a review—then send your proposal or reach out about helping in Asheville at BlueRidgeRuby.com.Send us some love. HoneybadgerHoneybadger is an application health monitoring tool built by developers for developers.JudoscaleAutoscaling that actually works. Take control of your cloud hosting.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
Pastors are often expected to be resilient, spiritually strong, and emotionally steady—especially in the face of crisis. But what happens when church leaders themselves are carrying unresolved trauma from their own past?In this episode of Key Ministry: The Podcast, Dr. Steve Grcevich sits down with counselor and researcher Jeremy Smith to explore the often-unspoken reality of trauma in pastors' lives and why addressing it matters for the health of the Church. This conversation moves beyond theory and into lived experience, research, and gospel-centered hope, offering church leaders permission to name what they carry and practical wisdom for cultivating resilient, healthy ministry.Visit KeyMinistry.org/Podcast for show notes.
Welcome to 2026 — and the Disrupt Education Podcast's 10th year — with one word leading the charge: Bold. Peter and Alli kick off a brand-new 4-part series with Jeremy Smith, founder and CEO of PEGA6, and he doesn't tiptoe into the conversation… he kicks the door in.Jeremy shares his path from investment banking and multiple startup exits to building what he calls a totally new kind of higher ed: a one-year, $15K, career accelerator designed for the AI age. His claim is simple and explosive: the only thing most universities reliably provide is a “stamp,” not real readiness. Students leave with debt, time lost, and too often no practical skills—while employers are stuck spending the first year turning new hires from zero to one.From there, the episode gets real:Jeremy argues universities only lower prices when forced by real competition (and he believes universities can't compete with a faster, cheaper, experiential model).He breaks down who gets harmed by the status quo (parents, students, employers… basically everyone) and who benefits (universities).He connects the entry-level job squeeze to a brutal reality: AI tools don't have to be amazing to replace grads—because many grads show up unprepared. The conversation also hits a key instructional truth you and I both love: skills only develop through doing. Jeremy uses the bike-riding analogy to torch the lecture-test-textbook model for skill-building, pushing “just-in-time fundamentals” after failure and experience—not frontloaded theory.The episode ends by teasing Part 2: Workforce Engineering, and Jeremy's belief that education should function less like a pipeline and more like a supply chain—starting with what employers actually need and building backward from there.This isn't a polite conversation about education reform. It's a blueprint to burn down a broken model and build something that actually prepares students to win alongside AI.If you came this far... head to www.pega6.com/dep You won't be disappointed!
Send us a textJoin us as we dive deeper into what it truly means to be a disciple of Jesus. In light of the Great Commission to make disciples of all nations, we'll explore what a disciple looks like and how being discipled can transform every part of your life.
In this episode of IndieRails, Jess and Jeremy interviewed Jared Brown, co-founder and CEO of Hubstaff.The conversation began with a serendipitous meeting at XO Ruby, where an early-morning parking deck encounter turned into a deeper discussion about SaaS, engineering, and long-term company building. What started as a casual conference conversation ultimately led to this episode.Jared shared the story of Hubstaff's journey from a two-founder startup in 2012 to a globally distributed company with more than 130 employees and roughly $33 million in ARR. He reflected on the importance of strong co-founder relationships, early technical decisions, and finding product-market fit in a competitive space.The discussion covered long-term thinking, data-driven decision-making, and the realities of scaling a SaaS business over more than a decade. Jared also spoke candidly about the sacrifices required in the early years, the role of mentorship, leadership transitions, and the self-awareness needed to grow alongside the company.This episode offered practical insights into networking, virality, engineering-led leadership, and what it really takes to build and sustain a successful independent software business over the long haul.Links:Jared's LinkedInHubstaff.com
Send us a textThank you for joining us for Dwelling place Lithia Service. We hope this message will help you find your Identity in Christ and create grow in your Life! We hope you enjoy this message. If you would like to partner with us you can do so @ dwellingplacelithia.org
Jeremy Smith delivers an Advent sermon focusing on how we prepare for Christ's second coming by understanding his first arrival. Smith explains that the Biblical concept of peace (shalom) differs significantly from our modern understanding—it's not merely inner tranquility or absence of conflict, but rather wholeness, completeness, and right relationships as God intended. Using Exodus 22:3-4 and Isaiah 9:6-7, Smith illustrates how shalom means making things whole and right. When angels announced "peace on earth" to the shepherds in Luke 2, they were proclaiming that God's wholeness had entered our broken world. The shepherds' response—abandoning everything to see Jesus, then spreading the news with joy—demonstrated shalom in action. Smith concludes that Jesus himself is our peace, our shalom, who brings wholeness wherever he goes and will return to complete what he started. https://bwaychurch.org
RESCUED
After more than two years, Ernesto Tagwerker returns to IndieRails to chat about the changing industry landscape and running an agency in the age of AI. Ernesto is the founder of OmbuLabs, makers of FastRuby.io, and maintainers of many open source projects in Ruby and Rails. We talk about upgrading Rails apps with the help of LLMs, their fixed-cost maintenance service Bonsai, new AI-related offerings (from assessments to greenfield buildouts), and championing DX (developer experience).Mentioned in the EpisodeStanford research on dev productivity w/ AI tooling (video)The Automated RoadmapBonsai ServiceA Tech Debt Fighting Champion For DevelopersGet DXPhilly.rbCanopy
In this episode, we talk with Jeremy Smith, founder of Pega6, a new alternative to traditional higher education for students pursuing software development and product management careers. Built on experiential learning—much like the CAPS model—Pega6 skips the lectures and accelerates students into real-world work.Jeremy shares how Blue Valley CAPS became the proving ground for Pega6, with students helping beta test and shape the curriculum. He also dives into the new era of hands-on, tech-driven learning means for young people.Find out more about Pega6: https://www.pega6.com/Connect with Jeremy: https://www.linkedin.com/in/jeremyasmith/The Network is all about discovering the CAPS Model. The CAPS Network is a 501(c)3 supporting over 130 programs, in 20+ states and 4 countries. CAPS reimagines education to be a learner centered, profession based experience that catapults young people into passion and purpose. CAPS is going where students lead.Find us!Twitter: @capsnetLinkedIn: CAPS NetworkFacebook: CAPS NetworkInstagram: @capsnetwork
King's Fire is happy to share this message from Daniel Ortman & Jeremy Smith from October 26th, 2025, 11:00 AM Service. King's Fire Church, located in Lake Katrine, NY. For more information, please visit kingsfire.org
In this episode, Brian Casel joins IndieRails to talk about how AI is reshaping the day-to-day reality of software development and why full-stack Rails developers might be uniquely positioned to thrive in this new landscape.The conversation digs into the blurring lines between developer and product manager. When you can build the whole thing yourself, you're not just writing code you're making product decisions, understanding customer needs, and wearing multiple hats by default. We explore how that generalist mindset, the one Rails devs have been cultivating for years, is becoming more valuable, not less, as AI tools change what it means to "build."They also get into the practical side: how AI is actually showing up in their coding workflows, what's working, what's overhyped, and what skills matter most when the tools keep shifting under your feet. Plus we detour into YouTube as a channel for building an audience and the dynamics of showing up consistently, sharing your work, and connecting with people who care about the same stuff you do.It's a wide-ranging conversation about adapting, staying curious, and leaning into the advantages that come with being a builder who thinks like an owner.Links:https://buildermethods.com/https://www.youtube.com/@briancaselpanelpodcast.comhttps://briancasel.com/https://x.com/CasJamhttps://www.linkedin.com/in/briancasel/
Send us a textJoin us as we dive deeper into what it truly means to be a disciple of Jesus. In light of the Great Commission to make disciples of all nations, we'll explore what a disciple looks like and how being discipled can transform every part of your life.