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The Olympic pipeline is running again, SeaTac is getting a new city hall, and Seattle businesses had a good holiday weekend. It’s our daily roundup of top stories from the KUOW newsroom, with host Paige Browning. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Bow Wow Pulls Up to Million Dollaz Worth of Game | So So Def, 30 Years in the Game, New Albums on the Way This week on Million Dollaz Worth of Game, Gillie & Wallo sit down with a true hip-hop icon, Bow Wow. From a childhood superstar to a certified legend, Bow Wow breaks down his 30-year journey in the rap game, how he stayed relevant through every era, and what his relationship status REALLY looks like today. Tap in for raw game, classic stories, and industry gems only someone who's been famous their whole life can give. We also take an exclusive tour of the historic Southside Studios, home of So So Def and the legendary Jermaine Dupri, where timeless classics like Usher's “Confessions” were created. Bow Wow also drops a major announcement… TWO new albums dropping next year. Stay tuned. #BowWow #MDWOG #MillionDollazWorthOfGame #SoSoDef #JermaineDupri #HipHopPodcast #GillieWallo #Usher #BowWowInterview #RapLegends #SouthsideStudios Powered By: Planet Fitness - We're All Strong on This Planet™. Join today in-club, online or in the free PF app New Amsterdam Vodka - Find your wins with New Amsterdam Vodka Draftkings - USe Code: Gillie - Gambling problem? Call 1-800-GAMBLER (MI/NJ/PA/WV). Help is available for problem gambling, call (888) 789-7777 or visit ccpg.org (CT). 21+. Physically present in MI/NJ/PA/WV only. Void in CT/ONT. Eligibility restrictions apply. 1 per new customer. Opt-in req. Min. $5 in wagers req. Max. 500 Casino Spins for featured game. Spins issued as 50 Spins/day upon login for 10 days. Spins are non-withdrawable and expire 24 hours after issuance. $0.20 per Spin. Game availability may vary. Terms: casino.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Ro Sparks - Connect with a provider at RO.co/MDWOG to find out if prescription Ro Sparks are right for you and get $15 off your first order JackPocket - Use Code: Gillie2 - GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is a lottery courier and not affiliated with any State Lottery. Eligibility restrictions apply. Void where prohibited. 1 per new customer. May not be combined with any other new customer offer. Opt-in for $5 in non-withdrawable Lottery Credits that expire in 7 days (168 hours). Ends 2/1/26 at 11:59PM ET. Terms: jkpt.co/JP5. Sponsored by Jackpocket. Based on 2025 iOS download data collected by Sensor Tower. Stash - Go to https://get.stash.com/DOLLAZ to see how you can receive $25 towards your first stock purchase and to view important disclosures.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/mworthofgame

Tom Frank, Bun B, and Jeffrey Sledge sit down with Soufiane “Souf” Bernoukh — the mind behind Halal Wrist and one of the most original voices in sports entertainment today.Souf shares how a childhood full of jokes, a late start in basketball, and the hustle of Division III ball shaped his creative path. He unpacks the creation of his signature trick shot, the midnight hotel-shift videos that ignited his rise, and the Ramadan clip that went viral enough for Drake to reach out.The conversation dives deeper into identity: how Souf navigates stereotypes, represents Muslim culture on a global stage, and uses comedy and craft to build connection. He discusses the growth of the Halal Wrist brand, lessons from running (and pausing) his restaurant, and the launch of the Helal Wrist Foundation — a mission to build courts, uplift communities, and create opportunity worldwide.With laughs, honesty, and plenty of basketball analogies, this episode explores how faith, culture, creativity, and brand storytelling come together in one of today's most unique creator journeys.Tap in — when the prayers go up, the buckets come down. This is Unglossy."Unglossy" is produced and distributed by Merrick Studio and hosted by Bun B, Tom Frank and Jeffrey Sledge. Tune in to hear this thought-provoking discussion on Apple Podcasts, Spotify, YouTube, or wherever you catch your podcasts. Follow us on Instagram @UnglossyPod to join the conversation  and check out all our episodes at https://wearemerrickstudios.com/unglossy-pod.Send us a textSupport the show

This could be one of the, if not the, most under realized opportunities in commercial real estate. It's a blue ocean market operating in a boring business space that most investors (and service providers) are completely overlooking. But, Jake Guso tapped into what no other real estate investor knew about industrial outdoor storage management, specifically truck parking lot businesses. These mom-and-pop shops are running almost entirely on handwritten notes and Zelle payments and it's an absolute mess for owners and their accountants. After managing multiple truck parking lot businesses himself, Jake built Rig Hut, the software platform that turns dirt lots into cash flow. So much so that, in one case study, Jake helped an owner increase his annual revenue by as much as six figures. Today, I'm sitting down with Jake to talk about how Rig Hut is industrializing truck parking, how investors can get into the game themselves (and make serious money), the shocking "11-to-1" statistic that would make any investor excited, and how this forgotten asset class is only one of many in the CRE space. Plus, I'll even share my exact strategy for finding deals like this in any area of the country.  _______ Connect with Jake on LinkedIn: https://www.linkedin.com/in/jake-guso-16bb167a/  Rig Hut: https://www.therighut.com/  Rig Hut Facebook: https://www.facebook.com/profile.php?id=100084019464551  Rig Hut Instagram: https://www.instagram.com/therighut Rig Hut TikTok: https://www.tiktok.com/@righuttruckparking  Rig Hut X/Twitter: https://x.com/truckpark_king  Sunrise Capital Case Studies: https://sunrisecapitalinvestors.com/case-studies/   

Keith discusses seven ways to get a lower mortgage rate, emphasizing the historical impact of the 1940s GI Bill on homeownership and wealth creation.  Caeli Ridge, founder of Ridge Lending Group, digs into smart tactics like adjustable rate mortgages, DSCR loans, and down payment options, plus insider tips on boosting your creditworthiness, timing your rate lock, and planning ahead so you can maximize your returns.  They also explore trends like 50-year mortgages and portable mortgages, and the benefits of FHA and VA loans for first-time buyers.  Resources: Want expert guidance on your next real estate investment or mortgage? Reach out to Ridge Lending Group for personalized support and a full range of loan options—whether you're a first-time buyer or seasoned investor. Visit ridgelendinggroup.com or call 855-74-RIDGE to take your next step! Episode Page: GetRichEducation.com/582 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, seven ways you can get a lower mortgage interest rate. We'll break them down loan types available to you that you never heard of, and learn how the 1940s GI Bill shaped the mortgage that you get today on get rich education   Speaker 1  0:22   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:07   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:23   welcome to GRE from the Romanian Black Sea to the Egyptian Red Sea and across 188 nations worldwide. I'm Keith Weinhold, and this is the indefatigable get rich education before we discuss the seven ways that you can get a lower mortgage rate and more in the 1940s before my dad was born, the GI Bill gave veterans returning from World War Two access to cheap home loans, and that single policy decision might have done more to shape the modern American Housing landscape than Anything else in the last 100 years. Think about it, millions of young men, almost kids, really had just spent the better part of their early adulthood in Europe or the Pacific. They came home, married their sweethearts, started families, and suddenly America had this booming demand for housing, but demand alone doesn't build homes. You also need money. You need access to credit, and that's where the GI Bill stepped in. It didn't just thank returning service members for their sacrifice. It handed them something way more powerful, the ability to buy a home with little money down a low interest rate and underwriting standards that would frankly look like a fantasy today, that access to credit sparked one of the biggest housing booms in American history. You had these entire suburbs that sprang up overnight, Levittown in New York, Lakewood in California. These were master planned communities, and they really became a blueprint for Post War America. We had the booming 50s, and this had a lot to do with it. Here's the part that most people don't understand. This wasn't just about housing. This was about wealth creation, because for better or worse, home ownership has been the primary wealth building vehicle for the American middle class these past 100 years, when you give millions of people a subsidized path into property ownership, you're not just giving them a roof. You're giving them equity appreciation, leverage, tax benefits. You're giving them the engine, this flywheel that spins up generational wealth in a lot of ways. The GI Bill is the earliest institutional example of what I at least tell you here on the show, real estate pays five ways. Now they didn't call it that in 1947 but that's exactly what it was. Veterans earned appreciation as suburbs grew. They had amortization working for them, they collected tax advantages. Inflation slowly eroded their fixed rate mortgage balances too. And here's the thing, these weren't even speculative investments. They were homes that they lived in. Now, of course, the GI bill wasn't perfect. It expanded opportunity for millions of people, but it excluded a lot of people too. Lenders and local governments often blocked black veterans and other minorities from accessing the same benefits. That's a whole story unto itself, but the takeaway for today is, when you combine demographic momentum with favorable financing, you can remake a nation, and that's why housing policy still matters today, which we'll get. Two shortly, when you change access to credit or just tweak it, you change the trajectory of families and markets for generations, and the GI Bill proved that. So when we talk about interest rates, affordability, supply shortages, or any of the high frequency housing data that we cover here, remember that the stories aren't just about numbers. They really are about people. They're about giving ordinary Americans the chance to build wealth the same way that those World War Two veterans did through ownership, stability and the quiet compound leverage, not compound interest. Compound leverage that real estate delivers over time.    Keith Weinhold  5:49   I'm bringing you today's show from, I suppose, a somewhat exotic location. I am inside Caesar's Palace, which is right near the very middle of the famed Las Vegas Strip, that's where I'm at. The hotel staff is always accommodative of the show setup. This might seem a little strange to you, because I'm not a gambler. The reason I'm here is that my brother lives 25 minutes away, and I've been with him during Thanksgiving. Next week, I'll bring you the show from Buffalo, New York, and then two weeks from now, I have something heart warming to tell you about that, and it is a real estate story. I'll be broadcasting the show from upstate Pennsylvania. I'll be there to visit my parents. My brother's also coming in from Nevada to be there. That's where the four of us, mom, dad, my brother and I will sit around the same dining room table in the same kitchen of the same home that my parents have lived in since the 1970s nothing has changed, and all four of us know our spots at the table. And actually, it's not even called the dining room table. It is the supper table, as my parents call it so, from flashy Caesar's Palace today to Buffalo and then to Appalachian simplicity in Pennsylvania, the stability and continuity of my parents living in the same home and four wine holds sitting around the table during the holidays, it is so rare. I imagine less than one or 2% of people can do this. I'm just profoundly grateful and proud of Kurt and Penny Weinhold for being the best, most stable parents I could have asked for. It's almost too much to ask, and if you don't have that in your life. Ah, you can do something about that. You can provide the same decency and stability for your children.    Keith Weinhold  7:50   Let's talk about seven proven ways you can get a lower mortgage rate with this week's terrific guest. Though, we'll focus on investment properties. A lot of this applies to primary residences as well.   Keith Weinhold  8:07   We are joined by the founder of the lender that's created more financial freedom for real estate investors than any other mortgage originator in the nation, the eponymous Ridge lending group. And though that sounds impressive, my gosh, she didn't even need that introduction for you the listener, because she's one of the most recurrent guests in show history. Welcome back to GRE Caeli Ridge,   Caeli Ridge  8:30   I am delighted to be here as always, Keith, thank you for your support and acknowledgement. I love what you do, and I'm hoping that I can bring more value today to your listeners in what it is that we do, educating the masses, right?   Keith Weinhold  8:42   You've been doing that here for about 10 years. And yes, we're talking about a woman with a reputation for writing emails in all caps, yet still maintains a great relationship with everybody. I mean, congrats, shaile. I couldn't possibly pull that off myself.   Caeli Ridge  8:58   Thank you, Keith. And you know, I'm going to stay by my all caps, man, it's a speed thing. It all boils down to the number of seconds in the day that I can just move quickly through an email. Yeah, I love my all caps.   Keith Weinhold  9:09   Apparently recipients are still replying, well, you can get a lower mortgage rate in at least seven ways. You can get an adjustable rate mortgage, do a midweek lock in, negotiate seller credits. Have a high credit score. Do a two one buy now, which is kind of old school, but some home builders are using it boost your DTI or buy now, not later. Those are some of the strategies for lowering your mortgage rate. What are your thoughts with regard to that?   Caeli Ridge  9:39   I think all of those are viable. I would just say on the adjust for a mortgage. The pushback I would give there is, is that for residential property, specifically, single family, up to four units, we are not finding that spread between the arm and a 30 year fix. We've been the industry as a whole, secondary specifically been on the inverted yield. Now this gets a little tough. Nickel, and I won't go down that rabbit hole, but 08, 09, the housing and lending crash created an environment within secondary markets where an inverted yield has made a 30 year fixed mortgage more favorable in the rate department. Now that's not always going to be the case. I am a huge fan of the adjustable, but what would work right now is an adjustable with the all in one not to take too much time on that topic, but that would be an adjust rate mortgage that I think would save interest or reduce the rate of which interest is accruing,   Keith Weinhold  10:30   the all in one loan, which we discussed extensively back at the beginning of this year here on the show. Long term, though, I have seen adjustable rate mortgages work for a lot of people, because really, the compelling proposition of the arm is that it guarantees that you get a lower rate in the near term, and yet there's only a chance that you're going to have a higher rate in the long term   Caeli Ridge  10:53   and further. Let's I mean, let's dissect that a little bit. I am a huge proponent. I love an adjustable rate mortgage when the arm is pricing a half or a full percentage point plus over a fixed especially for non owner occupied and the reason for that is, and this is statistically speaking, feel free to look this up, guys, the average shelf life of a mortgage for an investment property is about five years. Great point, right? And we know that if that's the case, right, we're refinancing to harvest equity. We're refinancing maybe to reduce an interest rate from where the market was before, et cetera, et cetera. So that would be the first thing I would say. And then also remember, you guys the first 10 years of an amortized mortgage, 30 year fixed, amortized mortgage, how much of that payment is going to the principal? Because people will often push back by saying, well, either an interest only, or an adjustable and what happens if it changes or it goes up? Most of your payment is going to the interest anyway, and that reset to harvest equity. Borrowed funds are non taxable. We always say that, right? I think it's fully justified. So I love an arm, I just don't know, in comparison to a 30 year fixed today, like a five year ARM versus a 30 year fixed we are in a place that it makes sense, but normally, to your point, absolutely. Fan   Keith Weinhold  12:06   that spread needs to widen for the arm to make more sense. What about doing a mid week rate lock in? Is that a thing?    Caeli Ridge  12:13   Yeah. And you know, I don't have any empirical evidence here. Okay, I don't have any data points that actually prove this, except for 25 years in the business and locking loans every day of my life. There's something about a Monday and a Friday. And I have some conspiracy theories. I don't know that. I it's necessary to share them here, but midweek locks tend to be more favorable in both points and interest rate than you'll find on a Friday and a Monday. I think largely it has to do with, you know, the stock exchanges shutting down for the weekend, right? You got a Friday, you got two days in between. You got foreign markets, and all the things that can explode and happen during that amount of time. So I think they hedge a little bit. So on Friday, going into the weekend, I think that there's something about that and why interest rates are a little less favorable. And then Monday, of course, coming off the weekend, similarly, maybe there's some truth to that too.   Keith Weinhold  13:02   Now, negotiating seller credits has really been a trend to help with affordability. Tell us about specifically what you're seeing there, what's common.   Caeli Ridge  13:11   So we're talking to investors. I can tell you that the loan products you guys are going to have access to are going to cap you, okay, you're going to cap at, per guideline, 2% of the purchase price. Okay, remember that your points that you're paying when you get into locking an interest rate are going to be calculated on the loan size, all right. So the first thing to know is seller paid closing costs, maximum is going to be 2% per underwriting guidelines. That 2% is based on your purchase price. Anything that you're paying points for is going to be on the loan balance, the loan size, so there's going to be a little extra there for you that can contribute or can pay for some other closing costs, right, depending on the numbers. Now, if you're smart enough, or lucky enough, or whatever, the market is viable enough that you can negotiate more than 2% from the seller to pay towards closing costs, you're going to be limited on what you can do on the loan side. But let's say that you go and you've negotiated 4% seller will pay 4% towards your closing costs. Then in that case, you can reduce, you got the two points that you're allowed per guideline. And then you can reduce the purchase price by the difference you don't want to leave that money on the table.   Keith Weinhold  14:15   That's how it's done. And then there's just simply having a higher credit score. What's the highest credit score that really helps you get the lowest mortgage rate for both primary residences and non owner occupied properties. Loan product   Caeli Ridge  14:29   type dependent. But I would say overall, 760 and above is kind of that threshold. There are products that go 780 maybe even on the rare occasion, 800 and above. If I had to pick a number as the absolute pinnacle, I'm going to go 780    Keith Weinhold  14:41   All right, so having a credit score above those thresholds really doesn't help get you a lower interest rate. It's really just a little flex that you've got an 811, credit score, or whatever it is. Now the two, one buy down. That's something that we used to see long ago. A few home builders are bringing it back. And what that does it allow? Homebuyers to pay a lower interest rate for the first two years with the seller covering the difference, and that allows the seller to get their price. They don't have to lower the price of the home at all. But the two one buy down, and you see that written, two, one that has been employed more recently. Tell us about that.    Caeli Ridge  15:18   Well, the builders are struggling in some cases, right? The affordability buzzword is all over the place. So they've had to get creative and find ways in which they can move their inventory. So I think they've done a good job at kind of shaving off some of their margins to satisfy or improve the terms for the consumer. So I like the two. One, if you can get it   Keith Weinhold  15:37   now, one can boost their DTI as well their debt to income ratio and Taylor. When we've talked about that before, we've usually talked about reducing your debts in order to improve your DTI. However, a lot of people don't think about the fact that, oh, well, you can increase your income that lowers your DTI to help you qualify. So tell us what is the max DTI that you can have   Caeli Ridge  16:00   maximum debt to income ratio, in most cases on a full dock loan is going to be 50% now, depending on the type of income that you earn or that you've demonstrated, how you calculate that can get a little bit tricky. But if you're just a straight w2 wage earner, we don't have, you know, commissions or bonuses or anything that we consider variable income, then you just take your gross income times 50% whatever that number is, all of your liabilities on the credit report, we do not count ordinary living expenses like food and gas and utilities and cell phone bills. It's the minimum payments on the credit report. As long as whatever that add up is fits within that 50% you're good to go.    Keith Weinhold  16:37   Now, when it comes to improving our DTI to get a lower mortgage rate, I tend to think it's easier to knock out some debts to improve your DTI. But what about the other side of it? What about increasing your income to improve your DTI, lower your mortgage rate and qualify? Can you talk about some of the strategies for increasing your income with respect to DTI?    Caeli Ridge  17:02   Absolutely. And the biggest one, I think that we probably want to focus on most is going to be on a schedule E, right? That's the one that you're going to have more control over. So when we talk about rental income and how we might be able to boost that first, it might be important to share that there are two ways in underwriting that we will calculate or quantify rental income. The first way is called the acquisition year formula. I'll give you that in just a second. It's very easy, but the way I think we focus on here, because acquisition year is going to be what it is, you're going to have very little ability to manipulate or change that once our rental properties fall on our tax return, specifically the Schedule E of a federal tax return, you as the taxpayer or the borrower are going to have some access to maximize or increase the income, or, let's actually get a little bit more granular there to maximize the gain or minimize the loss, by means of depreciation, maybe a cost seg, maybe we make sure that one time, extraordinary expenses are demonstrated on the tax return in the appropriate way so that underwriting can add those things back. So I know that this sounds technical, but the scheduling is the way that I would say is the easiest for an investor to maximize income, reduce debt to income ratio. And I will close by saying that ridge lending, I think one of our most valued value adds is the ability to help our clients look at their draft tax returns on an annual basis and present them with, Hey, listen, Mr. Jones, if you file this way, this draft tax return, if it files this way, this is what it means to your debt to income ratio. Here's my advice, right? We go into a lot of depth there with our clients.   Keith Weinhold  18:39   That is a smart, long term planning piece that most mortgage companies are not going to give you. They're not going to be forward looking, looking out for your next three years of growing your income property portfolio. And shortly, we'll talk about a way for you to qualify loans where you don't have to show tax returns or W twos or pay stubs. But while we're talking about how to get a lower mortgage rate and some creative ways to do that, I brought up, buy now, not later. And what do I mean by that? What I mean is say, properties appreciate even 3% over time. Buying now, I mean that is going to net you more equity if you buy now rather than waiting, than it would in the savings from a rate drop, when you look at the appreciation run up, however, if rates go up, then you get both the lower price and the lower rate by buying now, not later.   Caeli Ridge  19:32   And I would add to that, we have to remember that in addition to a very modest 3% in the home appreciation, we should be appreciating our rents at even a modest 2% a year, right? Depending on where you are, et cetera. I know that there's exceptions to the rule. And then finally, we got to add in that tax benefit, what you're going to get in your deductions, et cetera, et cetera.   Keith Weinhold  19:51   Yeah, great point. Well, I brought up seven ways that you can get a lower mortgage rate. Can you share a few more with us? Some common ones? Because I know. That almost everyone that calls in there wants to inquire about mortgage rate as well.    Caeli Ridge  20:03   Everybody wants, yep, everybody wants to talk about the rate, despite my vervet opposition to say, do the math. Do the math. Do the math. You know, the easiest one there would be buying down the rate. I'm going to try and formulate an example. Let's say you've got a really high wage earner and in the thick of their earning years, and they're trying to prepare for retirement down the road. It's a longer term burn. They desperately need tax deductions, and the deal that they're looking at, yeah, it's okay, but they want some extra expenses on the Schedule E, maybe they buy the rate down by three even 4% because points on an investment loan transaction are tax deductible, so that might be something, and they obviously benefit from the lower interest rate. Now I may push back on this, and I think again, I know I sound like a broken record here, but we really need to do the math. What are we getting versus what are we giving up to get a 6% or five and a half percent interest rate? What does that mean in real, tangible cost, and what's that? Break even? It's actually a fairly simple calculation. When you just divide the difference in what you're getting versus what you're paying for, and that'll give you the number of months that it takes to recapture the incentive versus the expense. But that would be the easiest one. Keith, I would say buying down points, using paying additional points to get that lower interest rate,   Keith Weinhold  21:20   buying down your rate. It could feel good in the short term, but it's often not the best long term or even intermediate term move when you do the math, as you always like to say, well, you the listener here, you know that you can qualify for mortgage loans, for rental properties without needing a w2 without needing a pay stub and without even needing to show tax returns, because you need all those things for a conventional loan, but for a DSCR loan, debt service coverage ratio, you don't. So talk to us about the pros and cons of a DSCR loan versus a conventional   Caeli Ridge  21:53   loan. Okay? And I've got a hook here too, because I think the listeners are gonna be very, very pleased to hear at the end of this statement, what's happening with DSCR in conjunction or comparison, rather to the conventional so DSCR everybody means debt service, coverage ratio. It's a very simple formula. We are going to take the gross rents and divide it by the principal and interest and taxes and insurance and association. If it applies, that's it.   Keith Weinhold  22:18   $1,000 in gross rents, $800 in p i, t i, that yields a DSCR of 1.25 Correct?   Caeli Ridge  22:25   Yes, you're absolutely right. The one that I use as I, just to keep it simple, is 1000 rents, 1000 piti. That's a 1.0 right? As long as the gross rents are equal or greater than the p i, t i, you're going to be in a position to get the more favorable rates. Now that's not to say that we can't go below a 1.0 ratio. You can actually have a property, we have products that will allow the DSCR to be a point seven five. That would mean, in this scenario, if you had rents, gross rents of 750, and the piti was 1000 you can actually get that loan done. That is allowed. The rate gets a little bit hairy. So more often than not, we're at the 1.0 and above. So this is just a really great way for investors who are either recently self employed, maybe they're adjusted gross, they just write everything off for reasons that you can imagine. Why? Right? They don't want to pay the taxes. It could be 100 different reasons. The DSCR option is such a great solution to provide a 30 year fixed mortgage same same similar leverage, if not sometimes even better than a Fannie Freddie, than a conventional loan, you can usually leverage a little bit more, in some cases, on a DSCR like a two to four, for example, two to four unit residential property, Fannie Freddie, they kind of cut those loan to values a little bit, and the DSCR loans don't care about that. So you can get the same leverage as a single family would in a DSCR. The only other primary difference is these DSCR loans are going to come with prepayment penalties. Typically, the standard is about three years, but we're usually not refinancing in the first 36 months. Anyway, if you know that that's applicable to you, then you'd have to buy the prepay down or out, which you can do otherwise. DSCR is amazing. Oh, and I'll give you the little hook here. So something I have observed this is maybe very recent 4550 ish days, the margin for interest rate difference between conventional and DSCR is really starting to narrow. DSCR products are really performing well, and that interest rate improvements that we've been seeing for those products is not far off from what the Fannie Freddie's are, and I've even seen examples where DSCR beats a 30 year fixed Fannie Freddie rate. Now those are for the higher loan amounts. I can explain if you want, but otherwise, that's good news.   Keith Weinhold  24:36   Okay, this is really good news. It's a time in the cycle where dscrs could very well make sense for you without that huge documentation Shakedown that you need with W twos and pay stubs and everything else. There are a lot of nascent trends in the mortgage industry, and we're trying to separate some of them from being rumors, from being something that can truly happen. We're talking about 50 year mortgages and poor. Affordable mortgages. More on that. When we come back, you're listening to get rich education. Our guest is Ridge lending Group President, Chaley Ridge   Keith Weinhold  25:07   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly, again. 1-937-795-8989,   Keith Weinhold  26:18   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com   Dana Dunford  26:50   this is hemlanes co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  26:58   welcome back to get rich education. We're talking with Ridge lending Group President and Founder, Chaley Ridge about how you can get lower mortgage rates, and also about some trends in the industry, separating what's really a rumor in what could really happen squaring on 50 year mortgages and portable mortgages, those are both things only being discussed by the administration to help with affordability. FHFA Director Bill Pulte created some jarring news recently when he publicized this. What are your thoughts on the 50 year mortgage?    Caeli Ridge  27:39   You know, on a primary residence basis, I'm not so sure I need to maybe put some more thought into that. But for an investment property, I love it. Man, anything to keep that payment down so that, because, remember, we talked about earlier in the show here the percentage of mortgages, let's just use our 30 year fixed for a second that for a rental property that start on day one and then stroke a check 360 times later to pay that to zero. Is a fraction of a percent right? We are refinancing these things. We are selling them and doing 1031 exchanges. So anything that can keep my cash flow higher and my payment lower, I am all for it. Now, the people that push back and say, Well, I want to pay off my mortgage in 15 years. I don't want to pay extra interest, you are welcome to do that. So there's a second piece to this that I think is equally as important as maximizing cash flow, and that is your qualification. All right, if this comes to pass, and right now, it could just be noise, okay, and I'm speaking specifically for investment property, but if this is available to us, the debt to income ratio component, because think about it like this. So I'm going to keep using my 15 year and my 30 year, because that's kind of what we understand. The payment difference between a 30 year 360 month and a 15 year 180 month can be substantial depending on the loan size. I mean, it can be hundreds and hundreds of dollars for the individual that is dead set and say, I don't want to pay the higher interest. I want to pay these things off. We may have arguments about that whole strategy to begin with, but overall, if they still want to do that and that's their decision, Fine, take the 30 year fixed payment. Take the 30 year fixed mortgage. Apply the difference. You can figure out that payment difference very easily. Apply it religiously. Every month. You will cross the finish line in about 15.4 years. Download an amortization calculator online. You can find them everywhere. Plug in your numbers, and you'll see what I'm talking about. If you were to do this, let's say the difference is 200 bucks a month, and you send it in every month with your 30 year fixed mortgage payment, you will cross the finish line to pay that thing off in about 15.4 years. So yes, you'll pay a few extra months of interest. But what have you done to your qualifications, right, your payment now on your debt to income ratio, when we're looking at this thing for a future optimization, never take the shorter term amortization, ever, ever, ever, you won't pay the higher interest that the 30 year or the 50 Year will probably come with because you've accelerated the payoff so long, if that's your choice. Now for everybody else that really wants. To maximize that cash flow. And they get that, they're going to be refinancing this every five, six, whatever it is, years take it, man, I am all for the longer term amortization on a rental.   Keith Weinhold  30:10   I agree with you. I even like the 50 year on a primary residence, but yeah, Chaley, right here on the show, several weeks before Bill Pulte made the announcement, I actually talked about the 50 year mortgage and compared it to the 30 and the reasons that I like it because I knew there was a chance it could be coming, since this administration is trying to do so much to help out with affordability, people buy based on a payment, not a price that lowers the payment. A 50 year mortgage helps you benefit from inflation, and there are a lot of other advantages that have to do with that, although you probably are going to pay a higher interest rate on a 50 than you would a 30. And you know, Chaley, when the 30 year mortgage had its Advent just after World War Two, I'm going to guess 75 years ago, people were having this same conversation like, oh, 30 years, my gosh, you're never going to pay off the home. And really, that's not what it's about.    Caeli Ridge  31:01   Not at all, not at all. And remember, you guys, I would encourage everybody listening to this to actually go get that amortization table and see how much interest is baked in and how it is applied and paid. It is the back end of any of these amortized mortgages where the principal actually starts to get applied in a meaningful way. The 50 year mortgage, or the longer term amortization is a huge advantage. I'm speaking for investors. Mostly. I love it.   Keith Weinhold  31:26   Some people say, are you nuts? Look at how much more interest you're paying over the life of the loan on a 50 year mortgage versus a 30 year mortgage. We already touched on that you're not going to keep that loan for the life of it, and if you just take the difference from the lower payment that a 50 Year gives you, and invest that in 8% return, you are going to crush 2x to 3x oftentimes, what the paltry interest savings are over several decades,    Caeli Ridge  31:26   and somebody else is making that payment right. We have tenants that are responsible   Keith Weinhold  31:47    100% and then there's something that I don't know if portable mortgages would fly. And what this means is that when borrowers move, they could keep the rate, keep their term and keep their lender, presumably for the new home you might have seen it in the news. You the listener that Fannie May remove the minimum credit score requirements from desktop underwriting. And Chaley, I think you let me know elsewhere that those changes don't affect non owner occupied, but of course, it could affect the broader housing market in pricing. What are your thoughts about lowering the credit score requirement   Caeli Ridge  32:28   so similar to the portable stuff, until it really reaches mainstream and it affects the non owner occupied I'm not deep diving into those things. The basis of it, though, is, is that, yeah, they're removing that minimum credit score requirement from a du underwrite that stands for desktop underwriter, as you said, that is Fannie Mae's sophisticated, automated underwriting system, and I think it's just going to give more eligibility to lower income households and people trying to become homeowners that have found the barrier for entry very restrictive because They have credit issues.    Keith Weinhold  33:00   Well, let's talk about FHA and VA loans, something that we have rarely, if ever touched on. Our listeners know that I started out making my first ever property of any kind, an FHA loan with three and a half percent down on a fourplex, living in one unit, renting out the other three. Tell us about some trends there in FHA and VA loans   Caeli Ridge  33:21   we actually just did house hack campaign. We did a webinar on it, co living, all those different ways in which, you know, the younger generation, especially, and this is true for anyone. I don't want to pigeonhole it, can get themselves into home ownership and propel them into the real estate investing as an asset class. I am such a big fan of this model, in this strategy, for anybody that's interested and willing to kind of coal mingle or habitat, like you did a four Plex at three and a half percent down, you've got three tenants that are making your mortgage payment. VA, likewise, any of the Gubby loans, which include VA, FHA, USDA, you can get high, high leverage and up to four units. So I'm a huge fan of that. And then the CO living is another thing that I think is not quite mainstream, but I think it's gaining steam    Keith Weinhold  34:09   for those that don't know what we're talking about, you can use an FHA loan with a three and a half percent down payment, as long as you live in one of the units, your credit score can even be pretty low, and you can do that with a single family home, duplex, triplex or fourplex. You can get those same benefits with a VA loan and zero down   Caeli Ridge  34:29   USDA also zero down if you're in the right zip code. How does one qualify for a USDA loan? You know, there's a website I would have you check out. We don't do a ton of those. We have the ability, of course, but there's income restrictions and all of this. They've got, actually, a pretty slick website where you can go online, type in the zip code, make sure it's in a rural area, what your income is. There's all these inputs, and it'll tell you if you'd be a candidate for it. But yeah, it's good. Rates zero down. I like the product.   Keith Weinhold  34:56   Well, there have been a lot of newsy items when it comes. Comes to mortgages. Caeli and I think we should drop back before we're done here and talk about the basics. Just basically, what does it take to get a non owner occupied loan for residential income property?   Caeli Ridge  35:12   You know, there's so many options for investors today that I would say that if you have access to and even with what we just said, house hack. I mean, listen, if you've got 3% down, three and a half percent down, you can probably assure yourself you can get into a property. And if you can't qualify from a income debt to income ratio perspective, you've got three or four other models, which include DSCR, bank statement loans, asset depletion loans, overall, I would say that this is an individual conversation. Chances are you could probably qualify today, and if you can't, one of the things that I love about Ridge lending is, is that we're going to help you plant the seeds and show you how to qualify. If it takes you three months or six months or a year, that's what we do.   Keith Weinhold  35:56   Yeah, we've definitely noticed the difference here and that you do help that investor with long term planning? I do my own loans at ridge, and my assistant here at GRE she recently got the ball rolling with you in there at Ridge as well.   Caeli Ridge  36:11   Brenda, yes, yes, that was fantastic. We are very looking forward to helping her.   Keith Weinhold  36:16   Well, you know, chili, I've come here with a lot of questions that I had. What's the question No one's asking you, but you wish that they would.   Caeli Ridge  36:25   I think it probably would be for me, planning. You know, we get a lot of questions about interest rates. That's kind of top of mind for everybody. More about planning, having people that are interested in real estate as an asset class and an investment have the conversations to say, this is where I'm at today. This is where I'd like to be in five years. Tell me how to get there, and we can have those high level conversations that really sort of reverse engineer it and say, Okay, this is where you stand today from an underwriting perspective. This is where you need to be, and here's how we're going to get you there. It's always about planting seeds and creating those roadmaps, as I like to say so I would say that that would be top of my list.   Keith Weinhold  37:02   That's exactly what you do in there, and that's really what sets you apart. Well, remind our audience how they can get a hold of ridge.   Caeli Ridge  37:11   Yes, there's a couple ways. Of course, our website, Ridge lending group.com Please email us info at Ridge lending group.com and then call us toll free. 855-747-4343, 855-74-RIDGE  is an easy way to remember.   Keith Weinhold  37:25   It's really been valuable this time. Chaley, thanks so much for coming back onto the show.   Caeli Ridge  37:29    Appreciate you. Keith.   Keith Weinhold  37:36   Oh yeah, good pointed info from Chaley over at Ridge, I think that the important things for you to remember from our conversation is that, gosh, isn't it so glaring like in your face that you have options. All these options when you engage with a lender, you're going to learn that there are probably loan programs that you've never even heard of, some that you might fit into and even if you aren't adding more property, if you're not in that phase, there are ways that you can take your existing loans and consolidate them or refinance them, or use them to produce a tax free windfall for yourself and the US is often the envy of other world nations with the flexibility that we have here in our mortgage market. I've never known anyone that does this better than Chaley and her team. I mean, they are real difference makers. If you learn something on today's show, hey, Don't hoard the good stuff. Engage in the nicest kind of wealth redistribution. Tap the Share button right now and share this on social, or text this episode to one friend who'd appreciate it. That would mean the world to me. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  38:57   Nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building, getricheducation.com  

In Seattle, when you find issues that the city should fix, there’s an app to let them know. And there are a lot of requests. So we got curious about how it all works and ended up on a cleanup run with Seattle's Find It, Fix It team. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Tap into your sexual creativity and get past fear and repression. Embrace your darker fantasies without having to make them real! Certified Sex Therapist & Host, Heather Shannon, interviews guest Bria Rose about her journey from working at Disney to becoming a successful author of dark, sexy fairy tales. She discusses the importance of exploring fantasies through fiction, and her personal journey towards sex positivity. Bria emphasizes the significance of communication in relationships and the need for sexual compatibility. She also shares insights on character creation, overcoming writer's block, and the role of inspiration in sexy writing. The conversation concludes with Bria's advice on navigating relationships and where to find her work.Chapters00:00 From Disney to Dark Fairy Tales02:42 Exploring Morality in Storytelling05:32 The Role of Fantasy in Healing08:30 Sex Positivity and Personal Growth10:30 Character Development in Dark Romance13:20 Reimagining Classic Tales As Dark, Sexy Ones16:14 Feminism and Modern Storytelling21:53 Exploring Character Dynamics in Fiction25:30 Generating Sexy Ideas and Finding Inspiration28:25 The Importance of Communication in Relationships34:10 Navigating Personal Growth and Relationship Dynamics38:34 Creating Characters and Their Therapeutic JourneysKeywordsBria Rose, dark fairy tales, Disney fan fiction, storytelling, morality, erotic novels, sex positivity, character creation, relationships, communication, romance novels, romantasy, sexy books, dark sexual fantasies, sex and healingThis podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

Explore the tumultuous first missionary journey of Paul and Barnabas. From Antioch to into modern-day Turkey, follow these early Christian apostles as they spread the gospel message. Witness their encounters with both acceptance and fierce opposition in cities like Pisidian Antioch and Lystra. Learn about Paul's powerful sermons, miraculous healings, and the challenges they faced, including being mistaken for Greek gods and Paul's near-fatal stoning.Support the showRead along with us in the Bible Brief App! Try the Bible Brief book for an offline experience!Get your free Bible Timeline with the 10 Steps: Timeline LinkSupport the show: Tap here to become a monthly supporter!Review the show: Tap here!Want to go deeper?...Download the Bible Brief App!iPhone: App Store LinkAndroid: Play Store LinkWant a physical book? Check out "Bible Brief" by our founder!Amazon: Amazon LinkWebsite: biblebrief.orgInstagram: @biblelitTwitter: @bible_litFacebook: @biblelitEmail the Show: biblebrief@biblelit.org Want to learn the Bible languages (Greek & Hebrew)? Check out ou...

Today's story: Zippers are everywhere: on clothes, bags, and accessories. But the basic design of a zipper hasn't changed in a century. Now, though, the world's biggest zipper maker, YKK, has a new design that eliminates the tape next to the zipper's teeth. The result is a zipper that's lighter, more flexible, and better looking.Transcript & Exercises: https://plainenglish.com/820Full lesson: https://plainenglish.com/820 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Are you stuck in the cycle of seeing 25–30 patients a day just to stay financially afloat in your medical practice?In this insightful replay episode, Dr. Brunel Joseph joins Coach JPMD to break down how the high-volume, fee-for-service model is quietly draining physicians — financially, emotionally, and professionally. If you're a physician feeling overwhelmed or undervalued in your current care model, this conversation reveals exactly why that may be happening.Learn how managed care helped Dr. Joseph reduce patient volume while increasing revenue.Discover why value-based care strengthens physician-patient relationships and improves outcomes.Hear real-world comparisons between fee-for-service and managed care from a physician who's done both.Tap play to hear Dr. Joseph's honest take on why volume isn't the answer—and how shifting your practice model could give you more freedom, impact, and long-term success.TEXT HERE on your Phone's Podcast App Discover how medical graduates, junior doctors, and young physicians can navigate residency training programs, surgical residency, and locum tenens to increase income, enjoy independent practice, decrease stress, achieve financial freedom, and retire early, while maintaining patient satisfaction and exploring physician side gigs to tackle medical school loans.

There's huge potential to make revenue in January! Here's why it's NOT going to be a slow month for you and what to do to make it sales ASAP in 2026.Whether you're selling services, digital products, or coaching packages—this episode is a wake-up call to stop sitting on your best ideas and start selling smarter.Find out how to prep your marketing now so that your January is a gold mine. From visibility hacks to why your messaging matters solves 'cost objections', Jenna shares practical steps (and one bus story you'll never forget) to get you fired up to sell.If you've ever thought, “My audience doesn't buy in January,” this episode will help you challenge that mindset and shift your business strategy so you never have to rely on seasonal sales spikes again.This is perfect for entrepreneurs, small business owners, and anyone using Instagram or social media to grow their audience and income.

On today's episode, we dive into one of the wildest weekends of the college football season and set the table for an electric Conference Championship Week. We start with the brand-new AP Poll and break down how Ohio State, Indiana, Georgia, Oregon, and Texas Tech sit heading into the final push — plus who still has a path to the College Football Playoff.Then we recap all the chaos from rivalry weekend: Ohio State silencing Michigan with a dominant win in The Game, Texas stunning Texas A&M and blowing up the SEC title picture, and Alabama surviving the Iron Bowl to keep their championship hopes alive. We'll tell you what each game means for the playoff race, coaching shakeups, and bowl positioning.Speaking of shakeups — Lane Kiffin is officially headed to LSU. We walk through why he made the jump, what it means for the Tigers, and how Ole Miss plans to navigate losing their head coach right before the postseason.And, of course, we update the Heisman race heading into the final week. Fernando Mendoza, Julian Sayin, and Diego Pavia headline the board — but who has the momentum? Who needs a championship-week “Heisman moment”? And who might surprise voters at the last minute?It's wall-to-wall college football: top-25 movement, rivalry reaction, conference championship stakes, Heisman watch, and the biggest coaching news in the country — all in one stacked episode.Tap into Episode 652 of the Productive Conversations Podcast—available now on all podcast platforms and YouTube.AP Polls (3:05)Conference Championships (8:30)Big 10 (9:30)SEC (15:23)Big 12 (20:54)Other conference championships (25:54)Lane going to LSU (31:05)Michigan - Ohio State (42:25)Texas - Texas A&M (46:42)Alabama - Auburn (51:52)Heismen Race (55:00)

Week 13 delivered absolute chaos across the NFL, and we're breaking down every headline, upset, and wild finish. From Nick Folk drilling a 56-yard game-winner for the Jets… to the 49ers bullying the Browns… to the Panthers shocking the Rams… this week had everything. We dive deep into the games that shaped the playoff race: Jaguars crushing the Titans, Dolphins' statement win over the Saints, the Seahawks–Vikings thriller, and the Bills and Steelers battling it out in a gritty AFC showdown.We analyze the biggest moments, the players who stepped up, the teams that folded, and what all of it means moving into the final stretch of the season. Whether you're here for the X's and O's or the drama, this is your ultimate Week 13 recap.Tap into Episode 653 of the Productive Conversations Podcast—available now on all podcast platforms and YouTube.Packers- Lions (3:32)Cowboys- Chiefs (5:52)Bengals- Ravens (8:05)Bears- Eagles (9:29)Jets- Falcons (11:30)49ers- Browns (13:50)Panthers- Rams (14:12)Jags- Titans (16:45)Dolphins- Saints (17:47)Bucs- Cards (19:30)Seahawks- Vikings (21:35)Bills- Steelers (24:55)Commanders- Broncos (25:04)MNF Picks (27:01)--------#nfl #football #nflfootball #nflnews #trending #sports #culture --------Best way to contact our host is by emailing him at productiveconversationspodcast@gmail.com or mbrown3212@gmail.comThis show has been brought to you by Magic Mind!Right now you can get your Magic Mind at WWW.MAGICMIND.COM/ PCLT20 to get 20% off a one-time purchase or up to 48% off a subscription using that code PCJUNE. Apple Podcast: https://podcasts.apple.com/us/podcast/productive-conversations-with-matt-brown/id1535871441 Spotify: https://open.spotify.com/show/7qCsxuzYYoeqALrWu4x4Kb YouTube: @Productive_Conversations  Linktree:https://linktr.ee/productiveconversations

We sit down with Mechavirus for a fast-moving dive into his journey from Boston street art to kaiju customs to full-on vinyl production. Todd talks returning to the scene, the rise of DIY toy studios, and the spark behind his robot-meets-steampunk aesthetic. He breaks down early factory struggles, how tech changed the game, and why U.S. vinyl production is finally leveling up. Todd also teases his newest project, The Watchers, blending humanoid and mech forms. A killer look at creativity, craft, and reinvention.On Instagram: @mechavirusThis Episode is Sponsored by: Empire Blisters – Your go-to source for blister packaging! With 19+ styles and bundle deals, they've got everything you need to make your toys shine. Use code TOYSONTAP10 at checkout for 10% off. Patreon members get 20% off another reason to join!Support the Show on Patreon Unlock exclusive episodes, early access, and behind-the-scenes content: patreon.com/toysontapThanks to Our Supporters: @dketoys | @massiveminihorse | @dimensionxtoys @bootlegtoyco | @pocket_salsa | @dirtyyetti @dan_overdorff_art | @zimotco | @barbarian_rage @mannycartoonstudios | Shaun C. Downey | @richiemanic | @recollectiontoys | @rubbercitytoys | @acid9toys | @teneki_toys | @angryhedgehogRate & Review the Show! Leave a rating and review wherever you listen it's the best way to help Toys on Tap grow!

Another installment of You Got Some Drank? series! Model, Actress & Buisness Owner Goldn & music artist Jon Spreez return to talk all things relationhips, dating & reactions to social media takes on todays climate of dating! Tap in with Jon Spreez & Goldn https://www.instagram.com/spreezybaby/ https://www.instagram.com/she_is_goldn/  

This week we talk about the Chicago Bears' huge victory against the Philadelphia Eagles, launching them into the number one seed in the NFC - a drastic change from last year!   Bears in the Neighborhood is your weekly insight into the Chicago Bears in under 30 minutes, a podcast hosted by Samir Patel and Chirag Rathod! Bears in the Neighborhood is part of the “Mr. Rathod's Neighborhood” network of podcasts!---Music: “Juicy Booty” by Subpar Snatch – used with permission from the bandVideo: Created using Luma Dream Machine and ClipchampPodcast Art: Created using CanvaOpening Clip: https://www.youtube.com/watch?v=xx_KiFI9emg&t=168s---Do you want to have your Bears thoughts heard on this podcast? Email us a 30 second clip of all your Bears feelings to bearsintheneighborhood@gmail.com and we may feature that clip in a future episode!---*Samir Patel*Samir is a contributing author for On Tap Sports Net, co-host of the “Bears on Tap” podcast and a lifelong Chicago Bears fan.Website: https://www.mylifewithme.com/Article: https://ontapsportsnet.com/general/bear-essentials-week-13-takeaways-bears-bully-their-way-to-a-statement-win/IG and X @smpatel06; @bearsontap *Chirag Rathod*Chirag is the host of the podcast Mr Rathod's Neighborhood, an improvisor and a lifelong Chicago Bears fan.Website: https://www.chiragrathod.com/IG @mrrathodsneighborhoodIn the Lab Cookin' with Me & Zazzle: https://youtu.be/MWPkDf2P0Co?si=MZbZhGDY0GJRLpn1---Check out the podcast Mr Rathod's Neighborhood on all streaming platforms to listen to episodes of “Bears in the Neighborhood”. Spotify: https://open.spotify.com/show/6CWTRtL5dizA1iyS2O7qeN?si=573ff211b80c4d8aApple Podcasts: https://podcasts.apple.com/us/podcast/mr-rathods-neighborhood/id1445766040Video: Episodes available on YouTube! https://youtu.be/1PGzz6_5JIs ------ChiragRathod.comIG: @mrrathodsneighborhoodYouTube: https://www.youtube.com/@chiragrathod9882

Send us a textThe crew kicks off episode 191 with hilarious Thanksgiving stories before Mr. Unlimited PTO shares an honest update on his new therapy journey. We break down Jim Jones' aggressive turkey giveaway in NYC, America's Next Top Model alum Keenyah Hill's awkward encounter with streamer Plaqueboy Max, and Ray J's permanent Twitch ban after his Thanksgiving arrest. We also react to Netflix's upcoming documentary Diddy: The Reckoning, debate whether photographers belong at funerals, discuss T-Pain selling his music catalog, and more.Tap in — this episode is loaded.Support the showhttps://instagram.com/weaintdonepodcast?igshid=YmMyMTA2M2Y=

Tap into daily wisdom with 'Daily Proverbs with Hunter Barnes', a member of the 'Daily Radio Bible' podcast family. In just 5 minutes, host Hunter Barnes dives into the Bible's Proverbs, offering spiritual revitalization and guidance. Embark on this enriching journey into God's heart. Learn more: www.dailyradiobible.com. For a comprehensive Bible experience, explore our main podcast, 'Daily Radio Bible'. DONATE to the DRB Proverbs HERE! Text the word "Give" to 503-694-3738 to partner with the DRB.   Leave us a voicemail here: https://www.speakpipe.com/dailyradiobible We are reading through the New Living Translation email me at hunter@dailyradiobible.com  Here at iTunes. Here at Spotify            

Manchester United finally grabbed three points at Selhurst Park for the first time since 2020. Yes, it has been that long. Man Utd tried their best to be annoying, but United held it together and got the job done.Tosin and Tomi dive into the chaos with academy chatter, unnecessary boot gossip, goal breakdowns that may or may not be serious, new career path revelations, and an analysis of Ruben Amorim's alleged cowardice.Tap in and enjoy the madness!

America's next great distance runner might not be a pro, he might be a junior at Wake Forest.At the 2025 NCAA Division I Cross Country Championships on November 22, Rocky Hansen delivered the race of his life, finishing second overall and coming within striking distance of the national title. Last year, Rocky placed 100th at this same meet, so his surge is proof that he's putting himself up there with the best who can do it right now.But rising to the front at the national championship level is nothing new for Rocky.Before Wake Forest, he was a three-time North Carolina Gatorade Player of the Year (twice for track, once for XC) and a 10-time state record holder, including 3:58.23 for the mile, becoming the first in North Carolina to break the 4:00 barrier in high school.At Wake Forest, Rocky has only continued to elevate. He holds PRs of 3:38 (1500m), 3:57 (mile), 7:56 (3000m), and a stunning 13:07 5000m, which broke the Wake Forest school record and established him as one of the fastest collegiate 5K runners in NCAA history. He also placed 5th in the NCAA Outdoor 5000m last year.Rocky Hansen's story is still being written, but after finishing second on the biggest stage in the NCAA and making a massive leap from last year, it's clear he's ready for the spotlight.Tap into the Rocky Hansen Special.If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W  N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffz

Send us a textWhen Chelsea Brown's partner was diagnosed with schizophrenia and later took his own life, her world collapsed overnight. Within weeks, she went from a stay-at-home hockey mom to sleeping in trap houses, using meth, and running for her life.What followed was years of violence, addiction, and survival — including being shot in the head by an abusive partner, miscarriages from repeated assaults, and fighting for her children while battling homelessness and systemic neglect.But Chelsea survived. Through courage, community support, and sheer determination, she escaped and built something extraordinary — Warriors Way Forward, an advocacy organization pushing for trauma-informed policing and systemic reform for domestic violence survivors.Her story is one of unimaginable pain turned into purpose — a reminder that even in the darkest places, warriors rise.✅ Check SEIU West✅ Wellness News✅ Bunny Hugs and Mental Health✅ Parenting in the StormChelsea's linksFacebook: https://www.facebook.com/share/17oZzziCTa/?mibextid=wwXIfrNew's publicationshttps://edmontonjournal.com/news/local-news/edmonton-woman-says-police-didnt-take-domestic-violence-case-seriouslyhttps://edmontonjournal.com/news/local-news/domestic-abuse-femicide-edmonton-alberta=============Find Donna on Facebookhttps://www.facebook.com/donna.gilchrist.794Support the showCheck out the speakeasy podcast Follow Daniel Unmanageable on Facebook Follow Project Sparky We've got fresh merch and it's amazing! Pick yours up HERE For business or speaking inquiries: Daniel@hardknoxtalks.com Follow Hard Knox TalksFacebook: https://www.facebook.com/hardknoxtalkspodcast/Instagram: https://www.instagram.com/hardknoxtalks/TikTok: https://www.tiktok.com/@hardknoxtalks?lang=en Are you getting something from our content? Tap here and buy us a coffee to say thanks and help us keep this train on the tracks! Check us out on YouTube:https://www.youtube.com/@hardknoxtalksWant to watch our episodes uncensored? Become a channel member here!

Mitch and Garrett break down the biggest storylines and seeding conundrums following rivalry week! Can Vanderbilt and Texas get in? Will Notre Dame be left out? Is Ohio State the runaway favorite to win a title? Tap in and hang out with us!Play $5 and get $100 instantly (limited time only!) in fantasy bonus funds when you use code THREETECHPOD with our presenting sponsor, Underdog Fantasy! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://underdogfantasy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join the Jimmy's and Joe's for CFB content for all 136 teams!FOLLOW: @ThreeTechPod on Instagram and Twitter!HOMEFIELD DISCOUNT: THREETECHPOD for 15% off!Join our Substack: https://threetechpod.substack.com/

Tap into daily wisdom with 'Daily Proverbs with Hunter Barnes', a member of the 'Daily Radio Bible' podcast family. In just 5 minutes, host Hunter Barnes dives into the Bible's Proverbs, offering spiritual revitalization and guidance. Embark on this enriching journey into God's heart. Learn more: www.dailyradiobible.com. For a comprehensive Bible experience, explore our main podcast, 'Daily Radio Bible'. DONATE to the DRB Proverbs HERE! Text the word "Give" to 503-694-3738 to partner with the DRB.   Leave us a voicemail here: https://www.speakpipe.com/dailyradiobible We are reading through the New Living Translation email me at hunter@dailyradiobible.com  Here at iTunes. Here at Spotify            

The Chicago Bulls are running out of excuses — and running out of time.

Send us a textABA on Tap is proud to present Matt Tapia (Part 2 of 2):Matt Tapia is a dually-credentialed professional, holding licenses as both a Licensed Marriage and Family Therapist (LMFT) in Arizona and California and a Board Certified Behavior Analyst (BCBA). This unique background allows him to offer a comprehensive, integrated perspective on mental health and behavior, drawing from both clinical counseling and applied behavior analysis.Matt's therapeutic approach is heavily influenced by third-wave behavioral therapies, including Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). His work focuses on helping individuals, couples, and families navigate a broad spectrum of challenges, such as anxiety, depression, trauma, relationship issues, life transitions, and caregiving stress, particularly for those within the autism and neurodivergent communities.In addition to his clinical practice, Matt serves as a Subject Matter Expert for the Behavior Analyst Certification Board (BACB) where he helps develop and review national exam questions for aspiring BCBAs and RBTs. He holds a master's degree in Counseling Psychology from Santa Clara University and is an active member of several professional organizations, including the Association for Contextual Behavioral Science (ACBS). With a commitment to meeting clients where they are, Matt uses a collaborative, team-based approach to help people build meaningful and fulfilling lives.Support the show

Today, we’re bringing you the best from another KUOW Podcast, Booming. Our power grid is maxing out. We're plugging in electric cars, massive data centers, and heat pumps all at once. And the increasing demand is spiking energy bills. But big tech is betting on a solution straight out of science fiction... Could nuclear fusion fix our growing electricity crisis? Joshua McNichols and Monica Nickelsburg from KUOW’s Booming podcast have this story. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Tap-in to the early morning “Black Friday” edition of the Homies. It's a holiday weekend and we hope everyone had a Happy Thanksgiving. There was football yesterday, there's football today, tomorrow & Sunday. We'll share our thoughts leading into all of the games worthy of discussion, AFC North, NFL and because it's rivalry week we'll even talk some college football. Plus we'll still make all of our Draft King picks. Check in with the Homies Tate, B-Dirt & Pay before you eat that first plate of leftovers or start your Black Friday shopping. For a limited time, visit AuraFrames.com and get $45 off Aura's best-selling Carver Mat frames by using promo code STEELCURTAIN at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Grinding The Edge Koopa goes through the WoRP differences when you are trying to win a championship vs planning for an entire season. What kinds of moves or targets do you want to do differently when making decisions here in week 13?Welcome to South Harmon – the ultimate home for Dynasty Fantasy Football, Rookie Draft strategy, Redraft advice, and the best fantasy football community on the internet! Tap in with us for dynasty talk, player analysis, redraft strategy, and the hidden gems that help you win your leagues year after year.Connect With Us:Website: https://southharmonff.com/Dynasty Team Reviews: https://dynastyteamreview.com/Tools & Resources: https://the-lab.southharmonff.com/toolsGroundbreaking WoRP Tool: https://worp.life/Twitter / X: https://twitter.com/SouthHarmonFFPatreon (Exclusive Content & Community): https://patreon.com/southharmonCheck Out All Our Channels:Dynasty Fantasy Football → https://www.youtube.com/@southharmondynastyRe-Draft Fantasy Football → https://www.youtube.com/@southharmonfantasyVibes & Live Streams → https://www.youtube.com/@southharmonvibesListen to the Podcast:Apple Podcasts → https://podcasts.apple.com/us/podcast/south-harmon-fantasy-football/id1671383626Spotify → https://open.spotify.com/show/4DRA34XipOMfw4vNi1VITC?si=63bd2d2c274f445fOur Partners:Ultimate Autographs → https://ultimateautographs.com/?ref=harmonFanatics (Certified Gear) → https://certifiedsh.it/Join the movement. Build better dynasty & redraft teams. Win championships.

Missed the headlines? We've got you. This week's Week in Review 11.28.25 breaks down the biggest news stories — with our signature unfiltered takes. From politics to pop culture, we're giving you the facts and our five cents. Stay informed. Stay entertained. Tap in now. #MyFiveCentsPodcast #NewsHeadlines #WeekInReview Don't forget to subscribe to The My Five Cents Podcasts. Available on all major podcast streaming services. We drop new podcast content weekly.

Tap into daily wisdom with 'Daily Proverbs with Hunter Barnes', a member of the 'Daily Radio Bible' podcast family. In just 5 minutes, host Hunter Barnes dives into the Bible's Proverbs, offering spiritual revitalization and guidance. Embark on this enriching journey into God's heart. Learn more: www.dailyradiobible.com. For a comprehensive Bible experience, explore our main podcast, 'Daily Radio Bible'. DONATE to the DRB Proverbs HERE! Text the word "Give" to 503-694-3738 to partner with the DRB.   Leave us a voicemail here: https://www.speakpipe.com/dailyradiobible We are reading through the New Living Translation email me at hunter@dailyradiobible.com  Here at iTunes. Here at Spotify            

The girls are back on the couch this week for a classic Pour Minds solo episode! Lex and Drea catch up on life, homeownership chaos, and why Atlanta weather is never on their side. From losing grills at One Music Fest to failed roller sets and funky trash-can confessions, the girls are in rare form. They dive into the chaos of Black people tacos, the great fresh-vs-pickled jalapeño debate, and why Sazón has the Black community in a chokehold. (“Why is your gumbo chicken orange?!”) The seasoning talk goes left fast—garlic wars, herb superiority, and the moment everyone realized jar garlic might be a hate crime. The girls also get real about stress eating versus stress sleeping, navigating fitness journeys, staying disciplined, and the reality of maintaining a grown-woman body. Ty joins the fun with fall cocktails and a smoked cinnamon-stick moment that has the couch crying. And of course, they stir up nostalgia with their funniest lyric mix-ups (“I love my baby llama” is INSANE), talk celebrity music delusions, and share their latest pour decisions. Tap in for laughs, lessons, seasoning scandals, and a can’t-miss Pour Your Heart Out straight from the listeners.See omnystudio.com/listener for privacy information.

The Neptune Theatre in the U-District is usually a place for touring musicians. Now a new grant from local arts organizations is opening the door to local music - earlier this year they hosted a Seattle band on stage at the 1,000-person venue for a live recorded show. Grant winner RUB talked to us about their music, and this opportunity. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

We break down:• Social media algorithms (TikTok vs Instagram)• Relationship morals, choosing partners, love languages• Being in your 20s vs mid-20s – what changes• Gender expectations, dating rules & modern dilemmas• Living together, boundaries, suitcase arguments• Therapy, emotional growth, vulnerability• The ego mechanism in men• The standards between men & women• Trivia madness: Pokémon, Game of Thrones, traitors spoilers• Members section deep dive: cheating, monogamy, shame, growth and healthy relationshipsWhether you want comedy, chaos, or genuinely deep conversation, this episode delivers all three. Tap in

Discover the transformative power of the gospel as it spreads beyond cultural boundaries. Journey through the early church's pivotal moments, including Saul's dramatic conversion, Peter's vision of unclean animals, and the groundbreaking encounter with Cornelius, a Roman centurion. Witness how God breaks down barriers between Jews and Gentiles, paving the way for a unified body of believers in Christ. This episode explores themes of divine guidance, spiritual transformation, and the universal nature of God's love. Key figures like Peter, Saul (later Paul), and Cornelius demonstrate the far-reaching impact of Jesus' message. From Damascus to Jerusalem, Joppa to Caesarea, follow the apostles as they navigate cultural challenges and spread the good news. Gain insights into early Christian missionary work and the Holy Spirit's role in expanding the church beyond its Jewish roots.Support the showRead along with us in the Bible Brief App! Try the Bible Brief book for an offline experience!Get your free Bible Timeline with the 10 Steps: Timeline LinkSupport the show: Tap here to become a monthly supporter!Review the show: Tap here!Want to go deeper?...Download the Bible Brief App!iPhone: App Store LinkAndroid: Play Store LinkWant a physical book? Check out "Bible Brief" by our founder!Amazon: Amazon LinkWebsite: biblebrief.orgInstagram: @biblelitTwitter: @bible_litFacebook: @biblelitEmail the Show: biblebrief@biblelit.org Want to learn the Bible languages (Greek & Hebrew)? Check out ou...

Hey Guys, Today we're breaking down the third law of habit change from Atomic Habits: Make it easy. This episode is all about why decluttering feels so overwhelming — and how to design your environment and your systems so the habit becomes effortless. We talk about how the human brain evolved to conserve energy, why we're supposed to choose the easiest option, and how you can use that natural wiring to build a decluttering habit you can actually keep. Instead of relying on motivation, you'll learn how to use small reps, low friction, and tiny wins to make decluttering automatic. If this episode helps you, share it with someone who's been feeling overwhelmed by their home. Tap the three dots, hit "share episode," and send it to them.  Looking forward to seeing your progress in the free Facebook group.  To join click below... https://www.facebook.com/groups/declutteryourchaos/ Download my free decluttering planner here: https://declutteryourchaos.com/decluttering-planner Let's connect:

We're back on the mics this week with our old pal Colton McWilliams! We're talking about the Bobcats as they battle to make their third bowl game. Can the South Alabama Jaguars play spoiler? God, I hope not. Tap in: https://linktr.ee/SquarinPod Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Lick it Like a Lollipop Rampaige is joined by a new face — the beautiful Miss Chela Mancuso. She brings her unique perspective on the spiritual journey and its connection to music. We touch on prophetic dreams and how some things in life are just not coincidences. In this episode, we pay tribute to our friends who are in spirit, and we connect deeply on spiritual topics.  Tune in baby! Tap in for readings and follow me: 

Enter Oliver Horton, the high school Colorado phenom everyone will be talking about this season.At just 17 years old and a high school junior at Coronado High School (in Colorado Springs), he is already a state champion, a sub-14:30 performer, and a name climbing the national rankings, having just become the 2025 Colorado 4A state XC champion.He didn't just become the first Colorado runner to break 15 minutes on the tough Norris Penrose course in Colorado, he obliterated the previous course record, clocking 14:48. (For comparison, 2024 NCAA 5,000 National Champion Parker Wolfe ran 15:10 in 2020).He has benefited from the consistency of running for coach Lisa Rainsberger for the previous 10 years.Oliver's PR on the grass is a sizzling 14:23.9, which he ran this past September. On the track he ran 4:08.93 in the mile outdoors and 8:54.94 in the 3200m. Every generation has its defining runner. For Colorado, for 2025, and maybe for the nation, Oliver Horton is making his case. The records speak. The rankings confirm it. But the story behind it all? That's what we're digging into.  Tap into the Oliver Horton Special.If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W  N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffz

In this episode, Dr. Karleena Tuggle McDaniel (aka Dr. K) breaks down a silent but serious crisis in our community: vitamin deficiency. From the widespread lack of Vitamin D to the often-overlooked need for iron and gut health support, she explains how these invisible gaps in our nutrition are impacting our energy, immunity, and long-term wellness. But this isn't just a conversation about health problems. It's a story of legacy. Dr. K shares how she and her husband turned frustration into a movement by creating ProBlk Health, a brand that doesn't just sell supplements, it reinvests into the Black community. Yes, 50% of their profits go toward initiatives that advance health equity.  This episode is for anyone who's ready to prioritize their health and support a brand that's built with us in mind. Highlights: 01:55 Dr. K's personal money story and how it shaped her approach to business and wealth 04:21 The truth about vitamin deficiencies in the Black community 09:23 Why Vitamin D and iron matter more than you think 12:19 The connection between gut health and mental clarity 14:46 What makes ProBlk Health different (and powerful) 19:26 The behind-the-scenes story of launching a purpose-driven brand 26:32 A special discount code for Sisternomics listeners ======= Do me a solid. If this episode resonated with you, please share it and leave a review on Apple Podcasts, Spotify, or wherever you listen. Your support in this way helps Sisternomics grow. Partnerships. We are honored to be partnered with ProBlk Health, a Black woman-owned supplement company committed to our wellness. Tap in and get a full year of discounts at: https://problkhealth.com/sister20. Background. Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned coaching and content creation company. After raising kids and building careers, many women over 40 begin to silently wonder, "is this all there is?" OverFlow gives us spaces where we can explore health, growth, entrepreneurship, abundance, joy and what life can look like when we release limitations and finally live on our own terms.

Hey Guys, Today we're breaking down the third law of habit change from Atomic Habits: Make it easy. This episode is all about why decluttering feels so overwhelming — and how to design your environment and your systems so the habit becomes effortless. We talk about how the human brain evolved to conserve energy, why we're supposed to choose the easiest option, and how you can use that natural wiring to build a decluttering habit you can actually keep. Instead of relying on motivation, you'll learn how to use small reps, low friction, and tiny wins to make decluttering automatic. If this episode helps you, share it with someone who's been feeling overwhelmed by their home. Tap the three dots, hit "share episode," and send it to them.  Looking forward to seeing your progress in the free Facebook group.  To join click below... https://www.facebook.com/groups/declutteryourchaos/ Download my free decluttering planner here: https://declutteryourchaos.com/decluttering-planner Let's connect:

Could the key to solving erectile dysfunction has been hiding in your wife's beauty routine all along?In this eye-opening episode, we explore a surprising new use for a treatment most people associate with wrinkles, Botox. But this isn't about vanity, it's about results. If you've tried everything for erectile dysfunction and nothing seems to stick, this might be the breakthrough you've been waiting for. We're diving into how science is uncovering new ways to restore confidence, performance, and blood flow, without surgery or daily medications.Tap play and discover what most men don't know, but absolutely should.--------------Resources mentioned:Modern Man CribMediterranean DietGood Morning Wood Smoothie--------------Curious about how you can boost your bedroom game and build lasting confidence? Check out the course at getwoodnow.com and start your journey to feeling like yourself again!--------------If you enjoyed this episode and want to learn more and get more tips, subscribe to The Modern Man newsletter for exclusive content delivered straight to your inbox! https://dranne.co/themodernman--------------Follow Me On:InstagramTwitterFacebookTikTokYouTube--------------For all links and resources mentioned on the show and where to subscribe to the podcast, please visit https://truongrehab.com/botox-erectile-dysfunction-treatment--------------Want to regain control of your sex life? It's time to reverse the effects of ED on your life. Join the Modern Man Club and embark on your journey to complete recovery and community.--------------Reveal the FREE treatment most men ignore that solves thousands of erectile dysfunction cases every year, plus the 5 biggest mistakes you must avoid if you want to say goodbye to your ED. Uncover it all in my free eBook, available to download now.https://dranne.co/ebook

Turkey is central to a Thanksgiving meal, but it's also notoriously hard to cook without losing flavor and moisture. Sushi Kappo Tamura Chef Taichi Kitamura has hacked the Thanksgiving bird, in the most Seattle way. Meet the teriyaki turkey. Hear the recipe's origin story and what to pair with it on this bonus episode of Seattle Eats. You can also get the recipe here. Recommendations for sides: Steamy, hot rice Kenji Lopez-Alt’s roasted potatoes Green bean salad with sesame Peach cobbler We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Howdy Friends✨This week on the GTS Podcast, we're reporting live from the wasteland and choppin' it up about season one of the Fallout series. Tap in to hear our thoughts on the happenings of Vault 33, exploring the wasteland, evading Raiders, open world activities, joining The Brotherhood, and so much more!Looking for more GTS goodies? Click HERE to check out the funtivities✨See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's offensive malpractice and down right negligence. Whether it's Arthur Smith, the Steelers QB capabilities or Mike Tomlin's philosophical crutch. The Pittsburgh Steelers are leaving money (Big Plays) on the field by their cautious approach to not attack the middle of the field. Let's talk about their inability to attack intermediate and deep middle and how this makes them offensively predictable and easy to stop. Tap-in with Tate, Shannon. & Big-G on the “Pump Your Brakes” podcast on the KnoItAllz & SCN YouTube channels. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving!

Guests - Christine Brocious and Megan WoodsHosted By - Courtney Ortiz and Lesley MealorIn Episode 243 of Making The Impact - A Dance Competition Podcast, Courtney and Lesley are joined by podcast fans, dance moms, and fundraising queens Christine Brocious and Megan Woods to talk about the many ways fundraising can help offset the financial burden of competitive dance!Topics Include: Types of fundraising that exist How to determine what type of fundraising would be successful for your studio Ways to engage both the dancers and the dancers' families in fundraising efforsHelp support our podcast! Join Making The Impact's Platinum Premium Subscription today! Your membership includes:Monthly Q&A episodes released to members onlyPriority to have your questions answered each month on the live Q&A.Ad-free listening for all of Seasons 4 through 7. No sponsored ads!20% off all IDA MerchandiseExclusive bonus content released throughout the yearDiscounted IDA Online CritiqueGroup Zoom check-ins 3x per season with Courtney Ortiz!Your support helps us produce future episodes of Making The Impact for years to come!Making The Impact's Platinum Premium - Sign up now for only $5/month!Follow your Hosts & Guests!Courtney Ortiz - @courtney.ortizLesley Mealor - @miss.lesley.danceChristine Brocious - @cbrocious02Megan Woods - @meggybethwoodsThis episode is sponsored by:Check out IDA Affiliated Competition True Dance Challenge! Join our FREE Facebook Group and connect with us! Making The Impact - A Dance Competition Podcast Community Leave us a review on Apple Podcasts! We would love to hear from you! Join our Newsletter for weekly episode releases straight to your inbox! Follow Impact Dance Adjudicators on social media @impactdanceadjudicators and for a list of IDA Affiliated dance competitions, visit our website atwww.impactdanceadjudicators.comSupport the show