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The Stepmom Diaries Podcast
What Actually Makes a Blended Family Work? What the Research Says

The Stepmom Diaries Podcast

Play Episode Listen Later Oct 1, 2026 59:11


What if some of the things you've been told a blended family should look like are actually making things harder? This episode is a special one pulled straight from our recent Stepmom Summit, where I sat down with three of the leading researchers in the stepfamily field to talk about how to make a blended family work based on what the research actually says, not what Instagram, your neighbor, or the Brady Bunch would have you believe. Dr. Brad van Eeden-Moorefield is a professor of family science and human development at Montclair State University whose research looks at how stigma, culture, policy, and the expectations placed on families affect real stepfamily relationships. Dr. Bailey M. Oliver-Blackburn is an associate professor at the University of Arkansas at Little Rock who studies stepfamily communication, conflict transformation, and family resilience, including what happens when children move between homes with very different rules, beliefs, and values. Dr. Todd Jensen is a professor at UNC Chapel Hill and director of the Thriving Through Family Transitions Research Lab. Much of his work focuses on what helps kids thrive in stepfamilies and how strong relationships between stepparents and stepchildren actually develop. And between the three of them, there is a LOT of research to unpack. In This Episode, We Talk About: Why there is no single right way to be a stepparent and what actually matters more for building a strong relationship with your stepkids What research says helps kids thrive in blended families, including warmth, timing, connection, choice, and learning to "read the room" How to navigate very different rules, routines, beliefs, and values between two households without making your stepchild feel stuck in the middle Why stepfamilies are not broken versions of first families and what decades of research tell us about creating relationships that work for your family If you've ever wondered whether you're doing this whole blended family thing wrong, this conversation may completely change the way you look at your family. There isn't one perfect formula. There are many paths to strong relationships, and the research is finally catching up to what stepfamilies have needed to hear for a long time. Want More From the 2026 Stepmom Summit? Get access to all of this year's Stepmom Summit recordings for just $97 and catch the sessions you missed or rewatch your favorites before the offer ends October 4th, 2026 at 11:59 PM ET: https://thestepmomsummit.com/rs-upgrade-purchase Resources From This Episode Dr. Brad van Eeden-Moorefield: https://inside.montclair.edu/directory/brad-van-eeden-moorefield  Dr. Bailey M. Oliver-Blackburn: https://baileyoliverblackburn.com/  Dr. Todd Jensen: https://www.instagram.com/drtoddjensen/    Love The Stepmom Diaries? Please consider rating and reviewing The Stepmom Diaries on Spotify or Apple Podcasts. Your feedback helps the show grow and reach more blended families who need honest conversations like this one.

Minimum Competence
SCOTUS Revives Third-Country Deportations, Jack Smith Faces the Senate & Why California's Wealth-Tax Critics Miss the Mark

Minimum Competence

Play Episode Listen Later Sep 30, 2026 8:04


This Day in Legal History: The Integration of Ole MissOn September 30, 1962, James Meredith, a Black Air Force veteran, was escorted onto the campus of the University of Mississippi by federal marshals to enroll under a federal court order. The university had rejected him for no reason other than his race. The Fifth Circuit ordered him admitted, and Justice Hugo Black refused to let that order be delayed. Mississippi's governor, Ross Barnett, personally blocked Meredith's registration anyway. The federal appeals court held him in contempt.After nightfall on the 30th, a crowd of students, locals, and segregationists attacked the roughly 120 marshals guarding Meredith. That night President Kennedy went on national television to explain why the federal government would enforce the order, the address today's opening quote comes from. The riot killed two people, including a French journalist, and injured hundreds. It took thousands of federal troops to end it. The next morning, Meredith registered.Listeners may remember we covered Little Rock earlier this month. Ole Miss is the same principle five years later: a federal court order is binding, even on a state determined to resist it, and the federal government will enforce it. The Constitution's guarantees mean what courts say they mean, and a governor doesn't get to veto them. That idea of judicial orders as binding law, not suggestions, has come up again and again on this show this month.The Supreme Court has let the administration resume deporting migrants to so-called third countries: nations that aren't named in their removal orders and that many of them have no connection to. In a brief order, with the three liberal justices objecting, the Court paused a February ruling by a federal district judge. That ruling required immigration authorities to give people more due process before sending them to a third country, and a federal appeals court had largely upheld it earlier this month. The administration says it has used the policy to deport tens of thousands of people to Mexico and to countries in Africa and Latin America, often after their home countries refused to take them back. The legal issue is notice and an opportunity to be heard. The challengers argue that if the government plans to send someone to a country where they may face persecution or torture, due process and the Convention Against Torture require that the person be told where they're going and get a real chance to object first. The government's position is that it has broad authority over removals and that lower courts overstepped. The Court also agreed to hear the case in full in December, and it asked the parties to brief several questions: whether the lower courts had jurisdiction at all, whether they could order nationwide relief, and whether the policy violates due process or the torture convention. Those first two questions matter well beyond immigration, because they go to the reach of federal judges' power over executive policy. For now, the deportations resume while those questions are decided. As with the SAVE voter-verification order last week, the emergency docket has put the risk of error on the people affected while the case is pending.Supreme Court lets Trump resume third-country deportations | Reuters · NPR · CBS NewsFormer special counsel Jack Smith testified before the Senate Judiciary Committee at a hearing its Republican chairman, Chuck Grassley, titled an oversight hearing into Smith's “abuse of authority.” Smith brought the two federal criminal cases against Donald Trump: one over his efforts to overturn the 2020 election, and one over his handling of classified documents after his first term. Both cases were dismissed after Trump won the 2024 election. Grassley accused Smith of “rampant abuse of authority and political targeting” funded by taxpayers. Smith defended the investigations as based on evidence and Justice Department policy, not politics. He told senators he would not be silenced by “continued threats of prosecution,” and he condemned the firing and vilification of the agents and prosecutors who worked for him. Live coverage also reported him saying his investigation had shown, beyond a reasonable doubt, that Trump engaged in serious crimes. Here's the legal significance. A special counsel operates under Justice Department regulations designed to give some independence in politically sensitive investigations. When a former prosecutor faces open talk of prosecution for his own charging decisions, and his former staff are fired, the concern is less about Smith himself than about future prosecutors. Every prosecutor considering a case against a powerful person will now know that the charging decision itself can bring personal and professional consequences. Congress does have legitimate oversight power over the Justice Department. But oversight turning into retaliation is exactly what Justice Department independence norms are supposed to prevent. The hearing is another sign of how politicized federal prosecution has become.Former Trump prosecutor Jack Smith faces Senate hearing over abuse of authority accusations | Reuters · NBC News · CNNAnd finally, in my column for Bloomberg Tax this week, I take on one of the most common arguments against California's proposed wealth tax. Proposition 40 would impose a one-time 5% levy on the net worth of Californians who were billionaires at the start of this year. Opponents warn that a tax on the ultra-rich will eventually trickle down to ordinary households. My response is that ordinary households already pay a recurring tax on their largest store of wealth. It's called the property tax. Think about how it works: the government values an asset you own, applies a rate to that value, and bills you every year simply for continuing to own it. That's a tax on a stock of wealth, not on income. I ran some back-of-the-envelope numbers using Tax Foundation and Federal Reserve data. The national effective property tax rate on owner-occupied homes was about 0.91% in 2022. The median primary residence was worth about $323,000, and median housing equity was about $200,000. That works out to a property tax bill of roughly $2,900 a year, or close to 1.5% of the typical homeowner's actual equity, every year. And unlike Proposition 40, the property tax doesn't subtract your mortgage. It's charged on the full assessed value, so with a big mortgage, a nominal 1% rate can equal 5% or more of your real equity. The billionaire's wealth tax would be calculated on assets minus debts, which is more lenient on that point. My conclusion is that many homeowners would gladly trade their recurring 1.5% for a one-time 5%. So the real question isn't whether taxing wealth is acceptable in principle. It's why our appetite for it changes so much depending on what kind of wealth it is and who owns it. I'm not saying Proposition 40 is well designed. Valuing private company shares is much harder than valuing a house, and billionaires can move in a way houses can't. If the objection is really to the size and one-time structure, the better debate is whether a recurring, lower-rate tax, say 1% a year above a very high threshold, would be workable. That would look much more like the property tax system homeowners already live with, and over ten years it would raise roughly double the revenue.California Wealth Tax Trickle-Down Concerns Are Unconvincing | Bloomberg Tax This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Concordia Lutheran Church – Fairhaven, MN
Wednesday Evening Bible Study (Daniel 6)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 29, 2026 65:25


September 23, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
O Lord, Open my Lips (Trinity 17)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 29, 2026 36:16


Sunday SermonService: Trinity 16, September 27, 2026Preacher: Rev. David BuchsLocation: Grace Lutheran Church, Little Rock, Arkansas

The Back Room with Andy Ostroy
Marc Levin on his Terrific New Documentary DAUGHTERS OF 9/11

The Back Room with Andy Ostroy

Play Episode Listen Later Sep 29, 2026 33:58


Marc Levin is an award-winning, independent filmmaker. He has made over 50 films, including documentaries, TV series, dramatic feature films and episodic television. He's won four Emmys and four duPont-Columbia Awards, among other prominent accolades. Highlights include his dramatic hit SLAM; the groundbreaking docuseries Brick City; several films for HBO including Gang War: Bangin' in Little Rock, Thug Life in DC; Class Divide and An American Bombing; and last year's HARD HAT RIOT on PBS. Marc joins me to discuss his terrific new film DAUGHTERS OF 9/11, which premiered on CBS on the 25th anniversary of 9/11, and is now streaming on Paramount +. The film follows the gut-wrenching journey of two women, whose fathers were murdered that day, as they seek justice for the families while the government has yet to prosecute the mastermind of the attacks, Khalid Sheikh Mohammed, who remains in custody at Guantanamo. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

Get Rich Education
5 Ways to Increase Your Rental Property Income | 625

Get Rich Education

Play Episode Listen Later Sep 28, 2026 39:34


Join Keith, Terry, and Matthew live for a properties event on September 30th. Sign up here: GetRichEducation.com/MidSouth Keith Weinhold asks why so many people end up competing in the "Grind Olympics" of the traditional day job, and explains why separating income from time is key to building real wealth.  He then counts down the top five ways to give a rental property a raise by increasing its net operating income, and points to the lever investors most often overlook.  Keith also looks at what has happened to home prices during every major stock market crash since 1980, and shows why negotiating better financing terms can beat simply getting a lower purchase price.  He offers practical strategies for building cash flow, creating value and investing with more confidence in any market. Episode Page: GetRichEducation.com/625 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Does your day job have you competing in the Grind Olympics? It's something that you never signed up for, and the top five ways to increase your rental property's income. Then, when stocks crash, what happens to real estate? You'll see historically today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Wheeling, West Virginia, to Whiting, Indiana, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to Get Rich Education. Before I get into basically giving your rental property a raise with the top five ways to increase its income, first let's get the context of pulling back and understanding your compelling why for all of this. You may or may not like investment property itself-it's more likely rather that you love what it does for you. That's how it is for me. What do most people do? It's like they're training for the Grind Olympics. Are you doing this too? But you don't remember signing up? I mean, that's kind of what the day job is, society's vortex gradually pulls you into it. The investment property is what gradually tilts you out of it, or it gives you that option. For so many, the day job, it's sort of like this competition that really no one officially announces it yet. Millions enter it. Who can work the longest hours? Who can answer the most emails? Who can miss the most family dinners? Who can delay their life the longest? And at the end of it all, something we call retirement. If you're a winner, not a loser. The winner, you receive a gold-colored watch, lukewarm sheet cake, and a little party at age 65, and that's assuming that the finish line hasn't been moved to 70.   Keith Weinhold  3:40   This is especially bad and prevalent in the United States, where you start out with just two weeks vacation. That's about the worst grind in the developed world. I really myself started questioning this lifestyle when I was a teenager, and this is because my older friends, sort of those that were getting into their late teens, they were relatable to me, and they started going down this path and telling me about it. And suddenly, they couldn't play baseball or tennis with me during the day because they started working during their summers. Now that's not so bad in itself, but stay with me. I also looked at the adults around me and noticed that most traded the majority of their waking hours for work that they didn't even like. Now, my dad was a good worker. He worked 7 a.m. to 3 p.m. faithfully Monday to Friday, and despite being a good worker, he certainly didn't love his job. As a teen, then I found it confounding that so many people were working Monday through Friday, primarily why, primarily to reach the weekend. Wednesday was celebrated as. Day, this sort of strange admission that the work week was something to climb over and survive. You're surrendering 50 weeks to earn two weeks of vacation. You're repeating that very bargain for 40 years and hoping you still have enough money, energy, and health to enjoy retirement. And what puzzled me most was where this was happening. We are not some impoverished nation with paltry resources and limited opportunity. This is the United States, the most powerful and perhaps the most prosperous nation in the world.   Keith Weinhold  5:40   This is the part that I still can't work out in my head. Almost everybody falls into a narrow, rigid groove and grinds. Eventually, the groove becomes a rut. Then the rut gets a job title and a dental plan. Many even form their identity around this. Fear is the number one motivator that gets employees to show up at work. So then, do most people lead fear-based lives? It's almost insane. Sheesh! We have skyscrapers, interstate highways, world-class universities, abundant natural resources, advantageous geography, rule of law. We've got vast capital markets. We've got technology that sent people to the moon before I was born. Endless possibilities, but yet the standard life plan is to spend our most vivacious years doing something that we didn't even want to do. What a paradox! How could a nation create so much wealth while so many people have such little control over their own time? Even then, as a teenager, I remember thinking, "Gosh, there has got to be a better way than this system somehow. I didn't yet know the way, so I started going to college at age 18.   Keith Weinhold  7:16   But this path put me on that same trajectory of get good grades, land a job, max up my 401k, which would reduce my salary, and work for four decades, and then cross my fingers and just somehow hope that promotions, inflation, taxes, a stock market that I couldn't control, and life itself would cooperate. I mean, that plan could kind of work, but your time is still doing most of the work. Your employer rents your time usually one hour at a time, and if you stop supplying the hours, then soon enough your income stops too. Capital compound. labor doesn't. The better path is to gradually separate your income from your time. That's what I began doing when, while I was working full time, I bought my first income-producing rental property a few years later, a few years after college, in fact, doing that on the side, divergent, black sheep. I was stepping out of the groove. Now I own an asset that created leverage and income, whether I'm working, sleeping, camping, climbing a mountain, or spending time with my family. So the goal then it's not to avoid hard work entirely. I mean, meaningful work that can even provide some purpose and achievement and pride. But what provides wealth? What are you going to do for that? Wealth is what happens when you're not working. Wealth is what happens when you're sleeping. Labor produces income. Assets create wealth. Grinding should be a season, even your contribution to society, but not your primarily financial strategy. So the bottom line is that we don't want to win the grind Olympics, income-producing assets help us build a life that we don't have to postpone. The entire conventional life plan, the whole thing, just never felt right to me. Intuitively and rationally, deep down, you know, think to yourself: Doesn't at least some part of you feel that way too? Thank God that I found real estate. I don't love it. I love what it does for me. You've got to love what it does for you.   Keith Weinhold  9:54   One attribute that your income property gives you is control. So. With that in mind, I put together the top five ways to increase your rental property income countdown style from number five to number one. Since you do own an asset that you can control, so we're talking about giving your rental property a raise here, and you know your property does not even need to appreciate in order for you to make it more valuable, your property doesn't need to sit around waiting for the market to appreciate like it's waiting for a promotion from corporate or something, which always takes too long. You can manufacture more income yourself. So net operating income or NOI, it only has two moving parts. It is property income minus operating expenses. Push income up or pull expenses down, and you've effectively given yourself a raise. Better yet, on an income-valued property like a five-plus unit apartment building, every additional dollar of NOI can create far more than $1 of property value. So here are the top five ways to increase your property's income.   Keith Weinhold  11:10   The fifth best way is to add ancillary income, because monthly rent it's not the only asset inside your property. Now, depending on what property type you have and what the local laws are, you can charge for pets, parking, storage, laundry, furnishings. You can charge for internet packages, utility reimbursement, reserved garages, upgraded amenities, or you can even charge in some cases for application, administrative, or lease break fees. The best ancillary income it provides something that the resident genuinely values. We're here to serve and give value to others. Importantly, it should feel like an option for your tenant with these things, not some toll booth placed between the tenant and their front door. We know how annoying it is to have a tip screen swung around and placed in your face. Even an additional 25 or $50 per unit each month that can become meaningful across several properties. The fourth best way is to cut your controllable operating expenses, and you know what most investors do, and it is easy to fall into this, and I certainly have too at times. You know, most investors they carefully negotiate the property's purchase price at the beginning, and then they spend years casually accepting every recurring bill, audit your expenses rather than just accepting last year's cost plus inflation.   Keith Weinhold  12:49   So closely look at your property management fees, landscaping and snow removal, pest control, cleaning, trash service, water consumption, and any leaks that you might have. Common area electricity, repair labor and material markups, service contracts, and preventive maintenance. Gosh, I really lost a lot of money in pest control one time when the pest would just move from one apartment unit to the other, and we just couldn't get it trapped or stopped. Loyalty is admirable in marriage. It is less compelling when your landscaping company raises its price 14% every year. So solicit competing bids, consolidate your vendors where you can, install efficient fixtures where the payback period makes sense and where the break-even math works. But now, don't confuse expense reduction with maintenance neglect.   Keith Weinhold  13:53   That is one danger. So you know, if you delay a $300 repair until it becomes a $3,000 emergency, well, that really doesn't increase your NOI. It merely makes this month's numbers lie. Now, as I tell you about this list, you might think sometimes, "Oh, I've heard of that one before. Okay, but yeah, are you actually doing it? The third best way to increase your property's income is to challenge taxes and shop insurance because property taxes and insurance they are really among your property's largest operating expenses. So therefore, if you get good at this, you can both increase your net income and you will have gained a new skill that you can apply later and elsewhere. Yet you know a lot of owners they treat property tax and insurance sort of like the weather. They complain about them and then they just assume that nothing can be done. Possible moves that you can make are appealing in excessive property tax assessment, correct inaccurate property records. You can compare insurance carriers as often as annually. Adjust your deductibles when it's appropriate. Be sure you remove redundant coverage. Make sure that there's no overlap there. You can add safety or resilience improvements that qualify for insurance discounts, and then at the same time, sometimes that improves your property's value. You can check the property's classification and claims history for any errors there. So you know every legitimate dollar saved that flows directly into your NOI, your net operating income. Remember, mortgage payments though they do not factor into NOI. Neither do major capital expenditures. Refinancing can improve your cash flow, but that does not increase the property's NOI, and that's what we're talking about today. But when it comes to property tax appeals, you remember a while back on the show, perhaps a year ago, I went into detail on just how you can do that.   Keith Weinhold  16:00   Now we're up to number two. The second best way to increase your NOI is to raise rents intelligently, and really this is the most obvious strategy. But it isn't as simple as typing a larger number into your renewal letter and then just sort of hoping that your tenant doesn't notice. Bring rents closer to market without automatically chasing the absolute maximum. That can include gradual increases at renewal, premiums for upgraded units. How about a premium for the unit with the best view? If you have one of those, higher rent for furnished units, appropriate charges for garages or shorter lease terms. I mean, shorter lease terms, like a six month instead of a 12 month, that can get you a bump up in the rent. Be sure to eliminate any unnecessary concessions, like the first month's rent is free. Do you really have to continue to do that? And use better listing photos and copy to support higher rents. It's easy to have AI write some good snappy copy for you today. So the objective here is economic occupancy, not merely the highest advertised rent, because raising the rent $100, if that's going to create an extra month of vacancy that is stepping over dollars to pick up dimes. Know the market, understand the tenant, and make increases that improve NOI rather than merely improving the asking price for the REM. And the top way, the number one way to increase NOI is reduce vacancy and turnover. Yes, you might have heard that before, but it is still the most overlooked NOI lever, even though it's number one. An occupied unit at a sensible rent that often produces more income than an overpriced empty one.   Keith Weinhold  17:58   The way to improve your occupancy is by you starting renewal conversations 60 to 90 days before that lease comes due. Respond quickly to maintenance requests. I mean, few things frustrate a tenant more than a ceiling that is leaked for a month. Pre-market an upcoming vacancy that you have. Start that process early. Complete your turns faster, screen residents carefully, and unless you're in an especially hot market, consider offering renewal incentives when turnover would cost you substantially more than doing that. So there are a bunch of ideas for reducing vacancy and turnover. Another one, more of a modern-day one, is for you to buy and operate new build property because tenants tend to stay in new builds longer. They love that feeling that no one has ever lived there before. Suppose a unit rents for $1,800 a month. All right. Well, then one vacant month costs you $1,800 before cleaning, repairs, utilities, advertising, and leasing expenses. So the true cost of that turnover could easily be three or $4,000. And when you consider that, then giving a good resident a $250 one time renewal incentive that doesn't look generous that looks profitable for you. Keeping a responsible tenant, you know that might be the biggest quote unquote rent increase available. Just simply keeping a responsible tenant because occupied properties produce income, and empty properties produce invoices.   Keith Weinhold  19:48   Now that I've told you about the five ways to increase your property's income, let me give you some more motivation for this. It's about how $250 can become 50. $1,000. Suppose you select just a few of these five improvements, and say that that increases your NOI by just $250 per month. Okay, that's nice. That's cash in your pocket, and if you happen to apply it to a five-plus unit apartment building, since it's also valued on NOI. You take 250 bucks times 12. That is $3,000 a year at a 6% capitalization rate. Take 3000 divided by point 06. That is $50,000. You just created 50k of additional property value from only $250 of monthly NOI creation. Yeah, you are up 50k now, and here's the thing: you did not do anything that substantial. It's not like you added another story to a property, or you discovered oil underneath your parking lot, or you convinced a celebrity to move in. Okay, these are practical things that you can do in control. You simply operated the property better, and this forced appreciation relationship that applies most directly, though, to commercial and larger multifamily properties because those are the types that are valued based upon their income. A single-family rental or a duplex or a fourplex that is generally appraised primarily through comparable sales. So its higher NOI might not immediately produce the same increase in appraised value, but in either case, higher NOI it still means more cash flow for you, a stronger financial cushion, and a better performing investment. The bottom line here is that you can wait for the market to increase your property's value, or you can operate the property better and create value yourself, raise income, control expenses, and keep good residents. That is how you improve NOI without increasing your blood pressure.   Keith Weinhold  22:10   Coming up on the next few shows, we're going to speak with the original co-author of the book Rich Dad Poor Dad. Yes, we had Robert Kiyosaki on here earlier this year, but we're going to talk with the co-author alongside Robert Kiyosaki. A lot of people don't know who that is. That is going to be interesting on another upcoming episode. The man that wrote the book on the 8020 rule called the Pareto principle, he will be here. That's where 80% of the results come from. 20% of the effort. So here on GRE, there's a lot of education, strategy, and mindset coming up straight ahead today. When stocks crash, what happens to real estate? That's next. I'm Keith Weinhold. You're listening to Get Rich Education. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself.   Keith Weinhold  23:27   What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts-they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Kirsten Tate  24:31   This is author Kristen Tate. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  24:49   Welcome back to Get Rich Education. I'm your host Keith Weinhold, and this is episode 625. AI songs are becoming more popular. Fortunately. AI podcast hosts-they really aren't that much of a thing yet, or else I might not be here. Thank goodness that listeners still want to hear from a real person. When stocks crash, what happens to home prices? Since 1980, there have been 10 or more major stock downturns. Guess how many of those cause national home prices to crash? Exactly zero. Now there was one pretty enormous housing decline, but that one started in housing. And what happens next? It reveals something that every real estate investor should understand a lot like real estate right now. Stocks are hovering near their all-time highs. Okay, both major assets, real estate and stocks, bumping up against all-time highs. There is a predictable rhythm about what happens to real estate when stocks crash. Now, when we look at stocks' seven big downturns that occurred just this century, as measured by the S&P 500, you know, first a lot of people think that stocks are overvalued here in the late 2020s. That is based on measures like the historic P/E ratio, the Shiller cape ratio, and the Buffett indicator. I mean, some investors are just disillusioned by how stocks' movement makes so little sense anymore. For example, when the latest labor number showed that 162,000 jobs were added in a month. That tripled expectations. I mean, people should have been like, "Hey, go USA! This is great. People are employed. All that. Nope. The stock market fell specifically in response to that. Why? Because strong employment increases the chances of higher interest rates, and sure enough, the Fed did then raise rates.   Keith Weinhold  27:09   Oh, geez, what? So a labor market collapse is then bad for America, and that's good for stocks. Yes, that is how it works. That is just stupid. So, with that context in mind, let's see what actually happened to national home prices this century during all the major stock market downturns that were not caused by housing, and then we'll get back to housings. Okay, during the dot-com bust in 9/11, that whole period about 25 years ago, stocks again. This is all per the S and p5 100 crashed 49% Home prices were up 23% during that time. We'll get back to the global financial crisis shortly. During the 2011 debt ceiling crisis, do you even remember that stocks went down 19 percent. Home prices went down just slightly, 1 percent. During the 2018 Fed tightening and trade war sell-off, stocks were down 20 percent, a classic bear market. Home prices were up 1 percent. Then came COVID. In barely a month, stocks plunged a jaw-dropping 34% This was in 2020. It was like a flash crash. What happened to home prices then? They were up 1% just a little. So, are you beginning to see a pattern, or perhaps a lack of one here during 2022's inflation peak and Fed tightening bear market stocks fell 25 percent. Home prices they were up 4% during that time period, and then during the 2025 tariff sell-off, you might remember Trump called that Liberation Day. Stocks were down 19 percent. Home prices. were essentially unchanged.   Keith Weinhold  29:06   All right, so there they were: six major stock market downturns this century, not one housing crash. All right, now let's turn the telescope around because 2008 was different since the crash was real estate induced, and it is the only time in the life of you or I or anyone alive today, even a 90-year-old, where national home prices took a significant fall. In fact, they were down 27 percent, and it took them a few years to fall that much. All right. Well, what did stocks do during this period? They fell even more, down 57% more than twice as much, 57% I mean, just imagine having a million-dollar stock portfolio and seeing its value cave in, down to 430k from a million. Okay, that's what really happened march 6, 2009, when the S and P hit its global financial crisis low, and that happened over a 17 month stock collapse. Okay, so what's really the summary? It is that in the six times that stocks led a price crash this century. Real estate held up, or it rose, and the one time real estate led the crash, stocks fell more than twice as much.   Keith Weinhold  30:31   It was 27 %versus 57%. All right. Well, that is what's happened this century. But you know this cause and effect relationship or lack thereof, that didn't just begin happening in 2000. When we stretch the history back to 1980, which is Jimmy Carter, almost Ronald Reagan era days, stocks had four more big downturns. We had the Volcker Bear Market, the famous 1987 Black Monday stock market crash, the Gulf War sell-off, and the LTCM crisis. During those four stock crashes, home prices also either stayed resilient or they rose. All right. Well, all of this is because homes and stocks, you know, they just aren't connected by some push and pull relationship. Stocks reprice in seconds. Fear spreads. Algorithms sell, and billions of dollars can disappear before lunch. Instead, housing moves more like a cargo ship that you're trying to turn around in the Mississippi River, it can take a long time. Housing transactions take months. Prices depend on local supply and local incomes, and mortgage availability, and whether homeowners are actually forced to sell. Housing provides something that every human actually needs and cannot be easily disrupted by AI. I mean, AI still cannot download a three-bedroom house onto a vacant lot. And of course, during any stock crash, what else happens with real estate? Your rent just keeps coming in as well. So the bottom line here is we're learning from history rather than having a hunch again. Home prices don't react to stock market crashes. Stock crashes and housing downturns are different events.   Keith Weinhold  32:32   A falling stock market it can eventually weaken consumer confidence. In in a severe recession, some of that can trickle in and affect housing, but history shows that a stock crash alone has not caused national home prices to fall. When stocks scream, real estate just kind of shrugs. Now, as we get back to talking about today, with real estate being cash flow challenged, you usually need a deal in order to make the numbers work. And as we know, for more than two years now, it has been wise to buy new build property and have that home builder buy down your mortgage rate rather than getting a property price discount. And do you realize that it actually works out better for you in almost every case for you to get your rate bought down than it is to get a discount. Yeah, it is often substantially better. Let's just think about an example. Say you're putting a 20% down payment on a 300k property at a seven and a half percent mortgage rate. Okay, let's compare your seller discounting the purchase price by 20k versus them instead using 20k to buy down your mortgage rate. All right, in the first scenario, let's call it then a purchase price reduction. The seller reduces it from 300k down to 280k. Your monthly payment would be 1566 $1,566. All right. Well, then your monthly savings from the price discount would be $112. You would also need 4k less for the down payment. Okay, 112 bucks a month is helpful to you.   Keith Weinhold  34:18   That might buy you dinner for two at the Olive Garden or something, at a wildly overpriced airport convenience store. By the way, this is a bottle of water and one almond, 112 bucks. Okay, but now let's compare it with the second option. If instead of a price discount, you pay the full 300k and use the 20k as a seller credit, a credit from the seller, and you use that to permanently buy the mortgage rate from seven and a half down to five and a half percent. In this case, even though it's a larger amount financed, your monthly payment is no longer 1566. It's just 1363, so your monthly savings is no longer 112 bucks. That Olive Garden dinner for two, it is 315 bucks. So therefore, using the seller credit instead of reducing the purchase price that ups your monthly cash flow by about 203 bucks. All right, and this was just an illustration. It's not a universal lender rate sheet carved into a stone tablet. But the larger lesson remains. Okay, terms are often more important than price. Negotiate the financing. That is the lesson. And of course, you can try to use this most anywhere with any seller, but it's been especially popular with American home builders for two plus years now.   Keith Weinhold  35:47   The bottom line is that the best deal isn't always the property with the lowest price; it is the one with the best financing, and it's one of the strategies that Mid South Homebuyers is going to offer on Wednesday night's webinar just two days away, and there's no negotiation needed. They are offering this, and it's where I'm going to be appearing live, and you're invited to join us from the comfort of your home or a coffee shop or wherever you are. So we're talking about properties in Memphis, Little Rock, and North Texas. New build properties for as little as about 200k, and some fully renovated resale properties for as little as 150k, and even less than that. Now, low price isn't reason enough to own an income property, but it's the fact that you get a strong rent in a stable market to support that, and they're offering what they call their triple five terms. They'll buy your mortgage rate down into the fives and provide property management for just a 5% fee for five years. And I just learned that for attendees of Wednesday night's event, they will even announce a promo code there, and you will get triple five terms for life on both financed and cash deals.   Keith Weinhold  37:12   And you know, I've got to say that when I began in real estate investing, I wish that any of this would have existed. Like when I began, I wish there even would have been new build property available. They just didn't even have that for income property when I started out. And the fact that it's managed for you from day one, I didn't know about that when I started out. I thought I had to invest only in my home market and then manage it myself. And here you get investor advantaged geographic markets, and then if that's not enough, you get that rate buy down into the fives and property management costs. It's basically cut in half to help improve your property's cash flow, and you can almost think of this as lifetime cash flow. You get to control a sustainable business model that's resistant to AI disruption, and yeah, it's sustainable. I mean, people will pay you to live there. That has happened for centuries. It's sort of the opposite of a cryptocurrency that will not exist in two years. It happens Wednesday night. You'll get to see me live along with the renowned providers from Mid South Homebuyers and their properties and their generous incentives and all the new AI investment that's acting as a tailwind coming into Memphis. Registration is free at getricheducation.com/midsouth. It's 8p.m. Eastern on Wednesday night. I'll see you there, getricheduceducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  38:57   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building. Getricheduceducation.com  

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 379 & 380: Well Done & Odd Ball

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Sep 27, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From March 2026. Today's 2 topics: - Once every 1,435 days , a 780 foot diameter space rock, 2017 TC1, that my Catalina Sky Survey teammate Carson Fuls discovered makes an annihilation defying close approach to our star. At it's nearest point to the Sun, Carson's well done space rock is traveling at an amazing 93 miles per second and receives 26 times the amount of solar radiation that heats the surface of the planet Mercury to 800° F. After Carson first discovered his heat resistant space rock traveling towards it's next hot date with the Sun, it was observed by telescopes in New Mexico, Arizona, Hawaii, and England.   - The orbits of the planets are closely aligned with the extension of the Sun's equator into space and are contained within the flattened disk of material which forms the plane solar system. Most asteroids have orbits with inclinations or tilts to the solar system's plane which are less than 20 degrees. Thus, when my Catalina Sky Survey teammate Rose Matheny discovered 2017 TF4, a small space rock which soars into the lonely space high above and below our solar system's plane, it got our attention. As with all of our asteroid discoveries, Rose had no idea of what kind of object she had discovered with our Schmidt Telescope on Mt. Bigelow, Arizona until it had been tracked by observers around the world.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

university england arizona hawaii sun mt arkansas new mexico mercury travelers astronomy little rock well done bigelow grauer planetary science institute astronomy cast tc1 astronomy podcast cosmoquest catalina sky survey tf4 al grauer
Rental Income Podcast With Dan Lane
How They're Finding Great Rental Deals in Today's Market With Ben and Alex Jensen (Ep 592)

Rental Income Podcast With Dan Lane

Play Episode Listen Later Sep 22, 2026 29:11 Transcription Available


Finding great rental property deals isn't easy right now. But brothers Ben and Alex Jensen are consistently finding distressed properties they are buying below market value.On this episode, Ben and Alex share exactly what they're doing to find deals in today's market. We talk about what they're buying, how they're building their portfolio, and the website they use to identify pre-foreclosure opportunities.They break down how they reach out to property owners, the strategy that's worked best for them, and how they approach sellers who may not even be thinking about selling.We also look at two of their recent deals, including how they found each property, how they negotiated the purchase, and the numbers behind the deals. On one of the properties, they even convinced an owner who wasn't looking to sell to make a deal.Ben and Alex walk us through their entire process for finding off-market opportunities and buying properties below market value.https://rentalincomepodcast.com/episode592Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Renttec Direct - Automate rental management for $25/month. (Promo Code: RIP for 10% off for 6 months)Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

The Real Estate Investing Club
Only 10 Houses Stand Between You and Financial Freedom with Peter Skaggs

The Real Estate Investing Club

Play Episode Listen Later Sep 22, 2026 36:54


Join an active community of RE investors here: https://linktr.ee/gabepetersen

Soul Discovery
Soul Discovery Interview with James Mitchell – The Detroit Emeralds (2013)

Soul Discovery

Play Episode Listen Later Sep 22, 2026 39:24


The Detroit EmeraldsAmerican soul group. Initially formed as The Emeralds in Little Rock, Arkansas, in the 1960s by the four Tilmon brothers Abrim, Ivory, Cleophus, and Raymond. In the late 1960s Abrim and Ivory Tilmon with James Mitchell moved to Detroit and reformed the group as the “Detroit Emeralds”. They signed with Westbound Records  in 1970. Between […]

Curated Conversations
Curated Conversations, S4 E26: Why My Children's Book Was Banned

Curated Conversations

Play Episode Listen Later Sep 22, 2026 44:38


What does it really cost to stand unapologetically in your identity and truth? In this powerful episode of Created Conversations, host Sheliza Jamal sits down with award-winning author and storyteller Zain Bandali for a deeply candid conversation titled "The Cost of Being a Queer Muslim Author". Zain opens up about the friction of navigating multiple identities and the realities of modern censorship. From his debut children's book, Mehndi Boy, being banned in Little Rock, Arkansas, to facing prejudice and school pushback closer to home in Mississauga, Zain shares what happens when you refuse to pander to superficial labels. If you are passionate about authentic storytelling, equity in publishing, and breaking down rigid social constructs, this is an episode you cannot afford to miss!

Get Rich Education
AI Is Moving In. Rents Are Moving Up. | 624

Get Rich Education

Play Episode Listen Later Sep 21, 2026 43:42


Keith examines why renters made up nearly 80% of U.S. net household growth last year, and how housing supply explains the gap between rents falling 8% in Austin and rising 17% in San Francisco and Chicago.  Terry Kerr and Matthew Van Horn of Mid South Homebuyers join to discuss new-build rentals under $200K in Memphis, Little Rock, and North Texas, in-house property management, duplex deals, and financing incentives with rates bought down into the fives. Join Keith, Terry, and Matthew live for a properties event on September 30th. Sign up here: www.GetRichEducation.com/MidSouth The episode closes on the AI buildout reshaping Memphis, where xAI's Colossus, Anthropic, and Google are driving billions in investment and a share of the new tax revenue back into surrounding neighborhoods.  Episode Page: GetRichEducation.com/624 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. U.S. rent growth is led by cities with AI investment and those with a lack of new housing supply. Then we're talking about new build properties for under 200k that cash flow and with mortgage rates that are bought down into the fives today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/mid south.   Speaker 1  1:33   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:49   Welcome to GRE from Davenport, Iowa, to Smethport, Pennsylvania, and across 188 nations worldwide. I'm Keith Weinhold. You're listening to Get Rich Education. Hey, near the end of today's episode, I'll announce where I'll be appearing live and inviting you to join me. But first, most real estate headlines that you see out there for quite a while now, they tend to focus on just how difficult buying a home has become amidst higher prices and mortgage rates-it's kind of an old story by now. But for investors, the other side of that story is what matters. When fewer people can buy homes, well, more people have to continue renting them. Only 6 million of America's 50 million renters can afford to buy the median home. In fact, so that means then that only 12 percent of America's renter households can afford the median home. That is just remarkable, and that's exactly why they have to keep renting, but you know what's more remarkable is the growth of this group of people itself. Last year, the U.S. added an estimated 898,000 renter households, but only 234,000 homeowner households. That's per the Census Bureau. All right. So then, renters accounted for nearly 80% of the nation's net household growth. Gosh, that is staggering. Well, let's look at the rent change and their factors in some of America's largest cities over the past three years, in Austin rents down 8% over the past three years, lowest anywhere. San Antonio minus 4% Denver minus 1% and then you got a couple cities, Phoenix and Dallas that are even no rent change the past three years because they've had some overbuilding. Raleigh, North Carolina, up 1% Nashville, Orlando, and Houston all with rents up 2% over the last three years. Still pretty modest. Jacksonville, Tampa, and Charlotte each up 3% Atlanta up 4% Miami also up 4% Los Angeles and Memphis both up 6% Seattle has had rent growth of 8% the past three years. Boston really with a lot of growth in tech jobs and not much new supply added. So Boston, Massachusetts, 10% rent growth. Philadelphia, 11% rent growth. New York City, famously not adding much supply. Rents are up 14% since 2023. San Francisco and Chicago leading the charge rents up 17% in both San Francisco and Chicago over the past three years. Now the biggest reason for the variability in rent change since this time it's largely the same reason for capital price change, for appreciation level, and that is the factor of supply. You know, remarkably, the eight cities that have built the least, they have the eight highest rent growth stories, and most of those are higher cost coastal markets that have high building regulation. I mean, sheesh. That's where approving new housing can take longer than choosing a speaker of the house, and that's how already expensive markets remained resilient.   Keith Weinhold  5:57   Namely, I'm talking about places like New York, Boston, Chicago, and San Francisco, and then you've got these pandemic-era magnets like Austin, Phoenix, Dallas, and Nashville. What these places did is they attracted residents and developers along with them, but yet they've all got really slow rent growth stories, like I just outlined. So what really happened here in these pandemic-era magnet places, again, Austin, Phoenix, Dallas, and Nashville, is that builders showed up like food trucks at a music carnival, and eventually the construction wave caught up with demand. Then you know we got to look at the Sun Belt. A lot of people talk about the Sun Belt like it's just one market or one place, and of course that's not true because I just told you about how Atlanta and Miami rents rose 4% the past three years. Well, a number of other places in the Sun Belt just stayed about even, but it's really the tech hubs like Boston and San Francisco, that are just surging, really soaring with rent growth amidst the AI boom, because they've really been the beneficiaries of that. So yes, apparently even the people building our robot replacements then need a place to live. The robots themselves don't pay rent yet. It's rarely been more apparent that real estate is local when there's this 25% Grand Canyon between Chicago and San Francisco's 17% rent growth, and then Austin's 8% loss. And again, I'm talking about that period just over the past three years. Now rent declines-that's something that really doesn't happen very often.   Keith Weinhold  7:48   They tend to be even more rare than a loss in overall home prices. But you know, rent declines-they can create buying opportunities. What happens is that softer rents-they pressure your current cash flows for sure, and that hurts, no doubt about it. But over the longer term, what that does is that discourages new construction, and then that sets the stage for tighter supply down the road. So that is really the rent growth story the past few years in the United States. We're going to discuss rents and prices some more, and then the excitement of the profound amount of new AI investment into a place where you might not be thinking about it in, and that is Memphis. Listen to what SpaceX, Anthropic, and Google are all in the process of doing there, and what that could do to rents. We'll talk to the premier provider of Memphis rental property, and they also place your tenant and they manage it for you, so that all you do is little more than collect the monthly rent check, and they also offer this in Little Rock, Arkansas, and more recently in North Texas, founded in 2002, Mid South Homebuyers they are one of America's original turnkey real estate providers, and you know they're quite possibly the oldest major provider that still operates today. We're going to talk to the man that actually sets the rents there, and in fact, Mid South is so renowned and respected that for a long time, if you wanted to own rental property from them, there was a waiting list that once reached 24 months, and frankly, in that scenario, investors would just kind of settle for the first property that became available-that doesn't happen anymore. There is no waiting list, and you actually have a choice now. Let's talk to this week's guests. Back on the show today, the Memphis-based team that has provided more. More income property to GRE listeners than anyone in history. They were first on the show with us almost 12 years ago on episode nine. It is Mid South Homebuyers founder Terry Kerr and director Matthew Vanhorn. It's a warm welcome back to the show.   Terry Kerr  10:18   Thank you so much, Keith. Always love being on your show, man.   Matthew Vanhorn  10:22   Yeah, so glad to be back, Keith.   Keith Weinhold  10:24   You know, I was talking with you earlier, and you had brought up something that struck me as interesting, and yet it could be true that when it comes to cash flow in real estate, we are living in the good old days. Now, nationally, cash flow has been challenged because purchase prices and mortgage rates are both up, and rents haven't quite kept up proportionally. But there, in the markets that you deal in, you can still get it with a small down payment because you do have a high ratio of rents in proportion to a low purchase price. Some of them still under 200k for a good rental single-family home, and incentives that get your mortgage rate into the fives. So tell us more about how we could be living in the good old days now.   Terry Kerr  11:09   Well, you know we're very fortunate to be working in some towns where the price to rent ratios are still super favorable comparatively. You know you mentioned that you can get into a house for under 200,000, we even have new construction houses that folks can get into for under 200,000. Yes, one of the other ways that we're able to make the deals pencil out and make it to where these are definitely the good old days is through a promotion that we've had going on for a bit called the Triple Five, where we buy the rate down into the fives and have a 5% management for five years. So these are definitely the good old days here at Mid South.   Matthew Vanhorn  11:51   One thing that you preach on your show, Keith, is about looking at history over hunches. Right, and when I look at the history, everyone. who comes to me now says, "Man, I wish I had bought 10 years ago. I've yet to hear anyone say, "Man, I wish I'd bought less 10 years ago. Never happens, you know. And 10 years ago, well, 10 years ago was 2016, and a lot of people say, "I wish I had bought more then, and the reality is, a lot of people were scared to buy then. You know, their times were uncertain then. We were unsure where things were headed then. Always, and maybe people looked at our prices back then as they started to hit $75,000 for a home, and thought, man, things are getting expensive. But my belief is truly, Keith, that 10 years from now, people will look back and say, man, I wish I had bought more 10 years ago. I mean, we're living at an incredible inflection point. I believe in history, you know, where we know that the world is changing with AI and with various factors that are happening. We're on very much the cutting edge of all of that. You know, I don't have a crystal ball, but I just believe that 10 years from now, people will say, "Man, you guys were so lucky to be able to invest in a time when AI was in its infancy, and like before prices had skyrocketed, like they are now in 2036. That's just my belief, Keith. Looking at history over hunches, there,   Keith Weinhold  13:31   I very well believe that could be true. The truth is, for you as an investor, when you buy a property, it's pretty likely you've paid more for that property than anyone has in history, and it's also pretty likely that when you sell that property down the road, you are going to sell it for more than anyone ever has in history. People always think that times are uncertain, and they're going to continue to feel that way because nobody can know the future, of course. And Terry, you talked about your incentives with the triple five. That's for someone that makes a small down payment where they can get their mortgage rate bought down into the fives. They get five years of property management at 5% and we're big fans of leverage here. However, if someone wants to pay all cash, you also have an incentive known as the Forever Five. Tell us about that.   Terry Kerr  14:26   Yeah, so the Forever Five for somebody who pays cash, they will get 5% property management forever because they are not getting the benefit of the interest rate buydown. So we want to treat our cash buyers fairly as well, and that's been very popular.   Keith Weinhold  14:43   And if you, as a cash buyer, participate in the Forever Five, and then you go on to refinance the property, maybe to pull cash out after you've closed, you still get those incentives for the duration of your ownership of the property.   Terry Kerr  14:56   Absolutely.   Keith Weinhold  14:58   Now, Matthew, interestingly. You talked about an inflection point. We'll get into that later. There is a clear inflection point with Memphis and with AI. But before we do that, why don't you talk about your core business and some of the markets that you serve and what the drivers are there?   Matthew Vanhorn  15:18   Yeah. Right now, when you invest in Memphis, you are investing in stability. We still have great cash-flowing assets in Memphis for as low as $100,000. We have great cash-flowing assets in Little Rock for as low as $120,000, and even Texas, we have assets there for as low as 215,000, which I don't expect you to see those kind of prices in the future. I think we're at a very lucky point where you can get into Texas for as low as 215. We're still seeing strong cash flow in our markets, especially with our triple five promotion. I mean, we've looked and listen. We realize it's harder to find cash flow than it used to be. That is true, and that is why we've rolled out this triple five promotion, where it really helps these deals pencil for our investors. It gives you five years of reduced property management. It gives you 30 years of a fantastic fixed rate on your interest, and my belief is that your rents will continue to grow faster than your expenses. So that five years from now, even if there is a property management adjustment in year six, which that would adjust to the normal rate of 10% or for investors who have more than six homes with us to 8% I believe that you're going to be in a much better place six years down the road because of the factors we know that rents increase, your resident pays down the mortgage, and I believe that this happens at a rate that's faster than your expenses grow.   Keith Weinhold  17:02   Talk to us about what you're doing as far as new build versus resale properties, because so many providers today are finding that they're doing more volume of new build than they are of resale properties, and this is really a good, important, fundamental thing that people like you are doing because amidst the national housing shortage, there's an even greater shortage of those entry-level properties. So now that you've been doing new build for a little while, tell us about that and what kind of effects that makes. How good that is for the investor. How much longer tenants are being retained for a longer duration in the new build property versus resale, and just more about that new build versus resale.   Terry Kerr  17:46   Sure, man. So we got into doing new construction, you know, out of necessity, and also because our investors were asking for it, our renters were asking for it, and so also we couldn't find as many rehabs, and you can't force a good deal to come onto the market to find for rehab. And so we went on a absolute tear for dirt. So within the last 12 months, we picked up over 400 vacant lots, and so we kind of have the dirt stacked up for the next while, and we're doing that in both Little Rock and in Memphis. And so, what we've seen on the leasing and on the acquisitions for our investor side is that our residents absolutely love it. We could ask more in rent than we're getting for these new construction properties, but we're tempering ourselves because we know that what makes a property cash flow for the long term is lease renewals for the residents. So in Memphis, as an example, our average rent for a brand new three-bedroom, two-bath, 1400 square foot house is 1450. And Matthew, what's the price point on that? Is it like 198,000 bucks? Is that it? That's right. And so they're just flying off the shelves from a rental standpoint. And like I said, we could get more in rent and still sell them at that 198 or maybe more. But we're wanting to make sure that we're leaving enough meat on the bone all the way around the horn, and to your question, Keith, about additional length of resident stay, we haven't been doing new construction long enough to really have good data points on that. But if the interest in the new construction product by our residents is an indicator of length of resident stay, it's going to be longer than our rehabs.   Matthew Vanhorn  19:42   Yeah, and another thing that I think that's interesting is that we are often building these new construction homes in the same neighborhoods where we have done our newly renovated homes, and so that continues to bring up the value of our renovated properties. Which I think is a beautiful thing that not all investors have connected the dots on yet with what we're doing in these neighborhoods. I think it's a beautiful thing because some residents are going to prefer that four-two new construction, like Terry mentioned, and other residents are going to prefer to pay a little bit less and get that three-one ranch-style home that we love so much here at Mid South,   Keith Weinhold  20:24   and you, the listener, you might be wondering about really properties, including new build income properties for under 200k. But I can attest to you that I have walked inside these properties myself with Mid South home buyers, several of them, so we're not just talking about the glossy brochure version of how a property looks. This is real with the low purchase prices in Memphis due to them being the transportation hub of the nation and an awful lot of other reasons. But the whole thing that makes this stick together for you, the investor is the property management, and you you never hear anyone rave about their property manager, seemingly. But with your management and making this hands-free for the investor, I have got to say I don't think I have ever heard one complaint about you guys's property management. So tell us about that. When someone gets sort of enamored with owning in one of your markets, Memphis, Little Rock, or with what you're doing in Texas, tell us about that handoff to the property manager and how important it is to have that in-house management. Because if there ends up being some construction or rehab problem, you know the manager isn't pointing fingers at somebody else because the renovation and the management is all done in house.   Terry Kerr  21:46   Yeah, absolutely. It's super important to have it all in one house, so no one's pointing fingers at someone else. And really, Keith, it all boils down to value. It's the biggest piece, and just how I mentioned a few minutes ago about how we could get more in rent for the properties than we do, but we know that the properties need to continue to stay occupied, and reducing turnover is the main thing that's going to make an asset perform. And so that's kind of the foundation of where we start as a turnkey outfit, and then it's just treating our residents, treating them with the respect that they deserve, answering the phone when the you know heating element goes out on a water heater and getting it fixed quick, and so delivering value from a rent to property ratio, if you will, and then also just giving really good customer service to the resident because if you do that, the property is going to perform.   Matthew Vanhorn  22:42   I was blessed to work on the management side of the business for 14 years before jumping into the sales seat. So I know firsthand, you know how important it is to make this work for the resident. So it's not like the residents have interests and the investors have interests that are misaligned. We have to make this work for the resident to make it work for the investors. And like Terry's saying, when we provide ultimate value to the resident, our investors thrive. And so, at its core, it's it's some very basic things that we do here, Keith. That I think make all the difference. And it's just spending the time is one of the biggest thing. It's literally just answering the phone when residents call. It's just the basics that I think we do so well. And to spend that time and to answer the phone, you have to have an actual staff, you know. And here, just down the street at our central office, you can walk right in, right up to Gabby's desk, and she can help you with any of your concerns if you're a resident. And I think that's becoming so rare today, Keith, to see that level of service on the property management side. So many property managers want to do just the bare minimum, and they're really just looking to extract value and to just move on. We, the most of the people who work here, Keith, we have, I think, about 120 employees, and a lot of them aren't necessarily thinking about sort of the sales side like I do. They're simply thinking about the mission they have for taking care of the residents of Memphis and Little Rock and Dallas, and that's really all they think about, and that's why this is successful.   Keith Weinhold  24:23   I was laughing earlier. I just find it funny how you put that. Like the bar is so low for property management that oh my gosh, this manager picked up the phone on the first try. I can't believe it. Like that's how low the bar is for property management, and your management there has been superb. We're going to talk more, including how Memphis could be on the precipice of being both the brains and brawn behind AI, including why data centers can be good for communities. More on that when we come back. You're listening to Get Rich Education. Our guests are Terry Kerr and Matthew Van Horn. Of Mid South Homebuyers, I'm your host Keith Weinhold.   Keith Weinhold  25:03   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866.    Naresh Vissa  26:36   This is GRE Real Estate Investment Coach Naresh Vissa. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  26:53   Welcome back to Get Rich Education. We're talking with founder Terry Kerr and director Matthew Van Horn of Mid South Homebuyers, the provider that's provided our listeners with more income property than anyone else in history for years. That popularity created a wait list that was often several months long. I'm pleased to tell you that there is no longer a wait list, so you, the investor, can get a deal done in a pretty short period of time. One reason for that, to Terry's point, is the fact that more new construction has been brought on since they weren't able to buy rehabs at the pace that they wanted to. Since we are in a housing shortage, how do you stop the shortage? You build new. One thing that you're building new are duplexes as well. So tell us more about the duplexes that you offer because sometimes that interests investors to buy one income property and have one loan with two doors.   Terry Kerr  27:53   Sure, absolutely. And you know, Keith, actually, we just bought a whole street of duplexes. We bought 18 duplexes, and talk about forced depreciation brought the whole street up, and it's actually located. We have other duplexes besides these, but it's actually located just three minutes from here on the Green Line. Really coveted place to live. You can just hop on the Green Line and ride your bike all you know all the way. Well, goodness, about 100 miles or more. Yeah, duplexes are rare here in Memphis, and we've been fortunate to stumble across a good chunk of them.   Matthew Vanhorn  28:30   Actually, in Memphis, there was a moratorium on building duplexes for over 40 years, and so that's part of why they're rare. Wow, is that you just weren't allowed to build them for a long time, so when we're able to come across them, it's a great thing because we know investors love them. And the fact that we're able to grab 18 right here in Midtown on the Green Line, right by our huge library, which is is an awesome place, we're really excited for those as well as the other duplexes. Like Terry said, we have others available, but be looking out for those Waynoka duplexes. Yes,   Keith Weinhold  29:04   amidst the housing shortage, I have seen many U.S. cities these past few years with zoning changes allowing duplexes to exist where only single-family residential properties could previously. Tell us more about the duplex rents and prices.   Matthew Vanhorn  29:21   Yes. So Waynoka duplexes, as an example, these are 2121, so a two one on each side of the duplex. They're compact, so I think they're about 700 square feet on each side. They are priced on the rent side at 925 a month per side, so 1850 in total rent, and so those are going to be selling for around the 220 mark.   Keith Weinhold  29:50   Okay, those are some really attractive numbers. They are ratios that work. There inside Mid South, you've done an awful lot. More to help grow your team and help better serve investors on the investor side. Now, you know, frankly, I really never look at how you're marketing yourselves to buy rehab properties over there on that side with what you're doing. But actually, sat down and had lunch in person with your marketing director a few months ago. You've got a new website now, and so much of that is the interface with the investor in the white glove service that you offer them in order to make it easy for investors. Tell us more about that.   Matthew Vanhorn  30:34   Yes, we're really proud of the new website that we've rolled out. It really is designed to make buying as easy as possible for investors, and not just buying easy, but to understand the process as well as you can, to understand and do your due diligence as well as possible from the website. And so, one thing that you'll notice is that with each property now, you can click a run profit projection is a button on each property, and it brings out a detailed pro forma. You can get downright nerdy in there. Adjust different inputs on different down payments, different interest rates, different loan products. You can toggle back and forth to see the cap rates on cash versus leveraged, and like I said, you can get downright nerdy with it, which is nice. It's something we did not have before. The pictures are really crisp on our new website now. We have available homes on our website, which is a fantastic thing for investors. Previously, with the waitlist system. We would show our website, and investors would go on there, and they would say, "Hey, there's nothing available. Right, and so that was the biggest problem. We have different markets, different products. Texas, as an example, it's going to be more high growth. Memphis is going to be more high cash flow, and so different investors have different parameters. We can actually match you to what you need now.   Keith Weinhold  32:02   You guys have such a good reputation, and also you've been offering turnkey rental properties longer than any other provider I know of in all of the United States. But because your reputation preceded you in the past, I think some people would stay on your wait list for a few months, and then as soon as one property came available, they would just take it, regardless of what it was, and they still tended to rave about your service. But today, you actually have some choice.   Terry Kerr  32:31   We do, we do. In addition to providing extra properties through new construction, we've also been fortunate to, you know, continue to develop our banking relationship. So we would not have been able to to do what we've done by ramping up volume if it weren't for our good lender partners. So, cheers to that!   Keith Weinhold  32:49   Right, and these banking relationships are what allow you to offer interest rates in the fives to investors. Well, Matthew mentioned it earlier that we really are on this tipping point, this likely pivot point where AI has really-you could have long called it the brawn behind a lot of what moves America-that being Memphis, being that transportation hub that you are-but it's also now positioned to be the brains of AI as well. I mean, perhaps the biggest infrastructure story in America is now happening there in Memphis, the most affordable major castle market in America, and I don't know that anyone has connected these dots. So it's an exciting time. Tell us about that.   Matthew Vanhorn  33:37   It is an exciting time, and I think you're right. I think investors at large have not connected those dots, like you said, Keith. Right now, if you've ever used Grok, if you've ever used Claude from Anthropic, it's being powered right here in Memphis, Tennessee. I don't know if everyone knows that of how much money that Google is pouring in to Memphis, how much Anthropic is pouring into Memphis? How much SpaceX is pouring into Memphis? It's really phenomenal. It's dramatically raised the amount of tax revenue that we've been able to generate, and that tax revenue benefits the city. And so we're already an advantaged market when it comes to investors, and this AI infrastructure I think poises us to be even stronger of a play, especially for those who get in sooner rather than later. While it's the good old days, Keith.   Keith Weinhold  34:36   We have seen what AI can do to a rental market. Now, I'm certainly not projecting this on Memphis, but San Francisco has seen two-bedroom rents up 26% year over year due to this influx of AI money that you're talking about.   Matthew Vanhorn  34:56   Absolutely, and we have been seeing rent growth in. In Memphis, and I think that's interesting because I've heard investors as I go to different conferences, and they say, "Yeah, rent in Memphis has been kind of flat. And what a lot of people tend to do is they look at reports that talk about what has happened over the past, let's say, two years. And so a lot of investors they want to invest when they get that report, and it says, "Hey, rents are up 26%. Well, once you get the report, it may not be the most optimal time. I'm blessed to be on the cutting edge of the knowledge here, you know, because I'm part of the property management company. In fact, I set the rents personally still on these homes, and so I see them ticking up, Keith. I'm not saying it's necessarily San Francisco style here, but I do see the rents ticking up here after a little bit of a period where it was a little bit flat in 24 and 25.   Keith Weinhold  35:57   Yes, we are talking to the man that sets the rents on this huge collection of properties that we have here. Memphis is now home to the world's largest AI supercomputer. That's XAI's Colossus, the biggest single-site AI facility on the planet. You touched on it. Anthropic is paying 1.25 billion a month to run Claude on it. Google just signed a deal worth up to $30 billion starting october 1 in one year. Therefore, XAI became the second largest taxpayer in the city after FedEx. And sometimes you might wonder, okay, but will that translate to that community, to that local neighborhood, well, the city has committed 25% of the property tax revenue from those sites to infrastructure in the surrounding neighborhood. So this is a multiplier effect that we're talking about in Memphis.   Matthew Vanhorn  36:54   That's it exactly. So the neighborhood where SpaceX has built these facilities, and so they built Colossus, which alone was the largest supercomputer in the world. Then they built Colossus Two, which was even larger than the first one. And by the way, they're prospecting a third facility. Guess the Colossus Three. So already the biggest. Then they built a second. They're about to build a third. And these are in the communities where we're already investing, Keith. So these are communities that are already great neighborhoods where we have great blue-collar working-class renters who love their homes from mid south, take great care of them, and now they're going to get the benefit of that 25% of a huge number in tax revenue going into improve the infrastructure in their community. So you're talking better streets, you're talking water treatment, you're talking money going into schools, which is super important. It even goes into just cleaning up the community, which is directly helpful to our property values here, and so I'm really excited that we're seeing this growth here in areas where we already were investing, Keith. So we were lucky enough to already be ahead of this even before we recognized this growth headed to Memphis.   Terry Kerr  38:19   And one of the nice things about that is, is we've already got hundreds of houses that we're managing in these neighborhoods, and so all this new growth is just benefiting the investors who've owned in these neighborhoods for many, many years.   Keith Weinhold  38:33   There is clearly some momentum here, and at worst, it provides some real ballast under the greater Memphis economy. Before I ask you two, if you have any last thoughts, I would like to cordially invite you, the listener, to an exclusive free virtual event with all three of us live. It is next Wednesday, the 30th. The event is called Memphis: The New Brains and Brawn Behind AI. Why the smart money is moving now. Sign up is open now and is complimentary at getricheducation.com/midsouth. So therefore, the webinar takes place the night before the new Google money starts flowing in to Memphis on October 1, and at the event you'll see actual properties, real cost flow numbers, and Mid South's best deal terms ever. Like we touched on earlier, with those rates in the fives and five years of property management at just a 5% rate, and these incentives are all available exclusively to live attendees. It ought to be really cool. Again, it is next Wednesday the 30th. Sign up at getricheducation.com/midsouth. Any last thoughts, fellas?   Matthew Vanhorn  39:52   We run regular tours here in Memphis. You can come visit us on site, and most people don't come. Visit us on site, but we love it when you do. So, if you are interested in seeing us firsthand, want to put your boots on the ground here, please sign up for a investor tour where we'll show you the facility here where we're sitting, show you the warehouse, we'll show you the process of renovations, we'll show you a junker home that we just bought, we'll show you one midway. We'll show you the final product. We'll show you renovated homes. We'll show you new construction, and give you a great grasp on what we're doing here at Mid South.   Keith Weinhold  40:30   That website is midsouthhomebuyers.com. Yes, I have done that tour with you guys. Yeah, it's interesting that you take us into the Junker home first, and that way we can see chronologically how you go through the process until we're in a newly renovated one near the end that's beautifully done. I still remember how much those hardwood floors shined in your product there. Yes, you, the listener, are cordially invited to join us September of 30th, a live event, all three of us. That is getresuceducation.com/midsouth fellas. It's been great having you back on the show.   Terry Kerr  41:07   Thanks so much. Thank you.   Keith Weinhold  41:14   Earlier in the show, I mentioned Memphis's 6% rent growth over the past three years. When you break it down per Zillow, that's just up 2% for Memphis multifamily, and it's up 9% for Memphis single-family rentals. Besides all the good stuff happening in Memphis, it has excited some people when they recently extrapolated their mega successful model out to the Dallas-Fort Worth metro and surroundings. For example, in Princeton, Texas, where they offer brand new construction, a two-bed, two-bath single-family home renting for 1675 a month and selling for under 200k. It's 192k. In fact, next week on the show, I will discuss what happens to real estate when stocks crash, and I'll talk about a lot more. But September 30th-that is the day of our event. It's also the day before substantially more AI investment dollars start pouring into Memphis, and the good old days could very well be investing here before that happens. Join the three of us for an inside look at why billions in new investment might be creating a pretty rare window in Memphis real estate. You're going to see actual properties, real cash flow numbers in Mid South's best deal terms ever, followed by a live Q and A, and it's available exclusively to attendees. Again, you can sign up at getricheducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. daydream.   Speaker 3  43:04   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  43:32   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Artist Academy
462. Painting with a Twist with Brittany Wolfe

Artist Academy

Play Episode Listen Later Sep 21, 2026 29:15


In this week's episode of the Artist Academy Podcast, I'm talking with Brittany Wolfe of Painting with a Twist in Little Rock, Arkansas. She has been with the franchise for nearly 16 years and talks about how she was able to build a successful paint-and-sip studio, and how you can too. We talk about why she chose the franchise route, the support that comes with it, and everything that goes into keeping a studio running. From marketing and hiring artists to managing the finances and making sure customers have a great experience, there's a lot more happening behind the scenes than you might think. We also talk about her partnership with Birch Tree Communities where she brings art to adults with mental disabilities. As part of the project, participants paint their own birch trees, with each individual tree coming together to create a larger collaborative piece of artwork. She shares what she's learned from working alongside her husband, balancing motherhood and business, and what makes someone a great instructor. We talk about finding your own personality as a teacher and remembering that the creative side of being an artist needs the business side to support it. Let me know what you think of this week's episode with Brittany Wolfe! Check out Wolfe Studio Art to see more of her work.

Journeys of Discovery with Tom Wilmer
Singing Revolution; 19th Century campaign songs & Johnny Appleseed

Journeys of Discovery with Tom Wilmer

Play Episode Listen Later Sep 21, 2026 16:58


Come along and join journeys of discovery where we revisit the Singing Revolution in Estonia in the days leading up to the collapse of Russia's rule over the Baltic States. Next up, reporting from Little Rock, Arkansas at the State Museum we visit with the musical duo Suzanne and Jim as they share presidential campaign songs from the mid-19th Century.And then we'll meet up with apple grower, Steve Frey. The family run Red Barn Farm. Steve and Cindy Frey founded their farm, located on the outskirts of Westin, Missouri more than 30 years ago. And it's natural that the Frey's agricultural pursuits include producing apples as Steve is a direct descendent of John Chapman better known as Johnny Appleseed.

Everyday People, Extraordinary Lives
Music Legends Series 15: Hall-of-Fame Songwriter Tom Douglas

Everyday People, Extraordinary Lives

Play Episode Listen Later Sep 21, 2026 37:58


Chart-topping songwriter Tom Douglas joins the show to discuss how he went from a career in advertising and commercial real estate to writing for the top country artists in the music industry. Tom shares the stories of some of his biggest hits including “Little Rock” and “The House that Built Me.” Tom also opens up about the philanthropic causes he supports and his passion project documentary, Love, Tom.

Podcasts by Larry Lannan
Dixie Wooten

Podcasts by Larry Lannan

Play Episode Listen Later Sep 21, 2026 33:02


Fishers Freight head coach and general manager Dixie Wooten joins Larry Lannan to break down a 2026 season that ended one incomplete pass short of the playoffs. Wooten talks about the 8-8 finish and the three games Fishers lost on the final play — against Tulsa, Jacksonville and Orlando — and what he tells his players in the locker room after a loss like that. He discusses his contract extension, the hiring of defensive coordinator Rod Miller, and the offseason work of re-signing players and heading into free agency. Also in this episode: the Indoor Football League's move to Yahoo Sports and the 6.1 million viewers the league reported this season, the four new franchises joining for 2027 in Little Rock, Athens, Savannah and Austin, on-field camera work and sideline reporters, and why the onside kick math is different in the indoor game. This episode is sponsored by Citizens State Bank. Learn more about their business and personal banking options at mycsbin.com/larry, or stop by their Fishers branch inside the Thomas A. Weaver Municipal Complex, 9 Municipal Drive, Suite 5. Citizens State Bank, Member FDIC and an Equal Housing Lender. More local news at LarryInFishers.com.

Concordia Lutheran Church – Fairhaven, MN
Wednesday Evening Bible Study (Daniel 5)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 21, 2026 61:22


September 16, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
Pentecost: Wind and Fire (NT Survey 3)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 21, 2026 46:53


Sunday Morning Bible StudySeptember 20, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
A Better Resurrection (Trinity 16)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 21, 2026 16:59


Sunday SermonService: Trinity 16, September 20, 2026Preacher: Rev. David BuchsLocation: Grace Lutheran Church, Little Rock, Arkansas

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 377 & 378: Fission Rocket & Enormous Visitor

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Sep 20, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From February 2026. Today's 2 topics: - To get an idea of the energy involved in a rocket launch, the NASA Saturn V, moon rocket, fully fueled on the launch pad contained the chemical energy of 2,000 pounds of TNT. This old technology could carry us to Mars and back on missions that would last years. To cut the mission time, the (radiation) risks, and the mass of supplies required for such a prolonged space mission NASA is looking at alternative means of rocket propulsion. Back in the 1950s NASA's project Orion was a study to investigate propelling a rocket by a series of atomic bomb explosions behind the vehicle.    - Without additional data, the true nature of the rapidly northward moving point of light my Catalina Sky Survey teammate Carson Fuls (the new Director of CSS) had just discovered would have remained a mystery. Fortunately, this new object was tracked by telescopes in both Arizona and New Mexico. These data were used to calculate it's orbit around the Sun, estimate it's size, and give it the name 2017 UX5. When Carson first spotted this enormous 1,200 foot diameter space rock it was more than 30 million miles away traveling in our direction at 10.7 mi/s. It's orbit and that of the Earth's nearly intersect and at the closest point they are about two and one half times the Moon's distance from us apart.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Rental Income Podcast With Dan Lane
The Real Secret To Building Wealth With Rental Properties With Michael Perna (Ep 591)

Rental Income Podcast With Dan Lane

Play Episode Listen Later Sep 15, 2026 28:49 Transcription Available


Michael Perna has been investing in rental properties since he was 20 years old. But one comment from Gary Keller, President of Keller Williams Realty, completely changed the way Michael thinks about building wealth with real estate.On this episode, Michael shares why he believes time is the most powerful force in real estate investing and why he has decided he will never sell his properties. Instead, he plans to hold them for life and eventually pass them down to future generations.Michael explains why he is willing to buy properties that may not work as traditional long-term rentals today. In some cases, he operates them as short-term rentals until rent growth makes them profitable as long-term rentals. His philosophy is that investors shouldn't obsess over what a property makes in year one or two. They should be looking five, ten, or twenty years into the future.We talk about how Michael got started using FHA loans with just 3.5% down, the wealth he has created through rent growth and appreciation, why he says money is a function of time, and whether cash flow or appreciation matters more.We also break down one of Michael's recent deals, including how he found the property and structured the purchase by taking over the seller's 3.5% interest rate.https://rentalincomepodcast.com/episode591Thanks To Our Sponsors:Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

The Autistic Culture Podcast
The Still Growing Up Film Club: How to Survive the Zombie Apocalypse – or Any Day – with Zombieland

The Autistic Culture Podcast

Play Episode Listen Later Sep 14, 2026 35:05


What can surviving a zombie apocalypse teach us about surviving everyday life?In this episode of The Still Growing Up Film Club, Cece Fanning takes an unconventional coming-of-age trip into Zombieland, following Columbus, Tallahassee, Wichita and Little Rock through a world where staying alive requires rules, resilience, courage — and occasionally a desperate search for a Twinkie.Using Columbus's famous survival rules as a starting point, Cece explores our need for structure and predictability, the comfort of self-imposed rules, and what happens when keeping ourselves safe begins to get in the way of actually living. Through a neurodivergent lens, she reflects on anxiety, hypervigilance, vulnerability, finding safe people and the complicated process of learning when to trust ourselves enough to take a risk.But survival is only part of the story. Zombieland is also about finding your people, knowing what keeps you going, doing things even when you're scared, enjoying the little things and making room for fun when life feels overwhelming.Because sometimes the rules that keep us safe are exactly what we need. And sometimes growing means knowing when it's okay to break them.Follow Cece:

Concordia Lutheran Church – Fairhaven, MN
Apostles: Sent Ones (NT Survey 2)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 14, 2026 43:58


Sunday Morning Bible StudySeptember 13, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
Wednesday Evening Bible Study

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 14, 2026 61:17


September 9, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
Letting God Worry for You (Trinity 15)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 14, 2026 23:31


Sunday SermonService: Trinity 15, September 13, 2026Preacher: Rev. David BuchsLocation: Grace Lutheran Church, Little Rock, Arkansas

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 375 & 376: Extraterrestrial Whales & Tiny Space Rock

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Sep 13, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From February 2026. Today's 2 topics: - In an area which is about 1/400th of the entire sky, the NASA Kepler spacecraft has discovered 30 Earth like planets which are likely to have liquid water on their surfaces orbiting distant stars. These planets are likely to represent a tiny sample of the habitable planets which exist in the Milky Way. In spite of our efforts to find them, the question remains where are the alien civilizations? In a recent talk given at the Division of Planetary Sciences meeting Dr. Alan Stern of the Southwest Research Institute suggests that perhaps the majority of worlds with biology and intelligent civilizations exist on interior water ocean worlds where their existence is hidden by the thick layers of rock and ice which separate them from the hostile vacuum of space.   - Eighteen hours before my Catalina Sky Survey teammate Rose Matheny first spotted 2017 UJ2, a small space rock with our Schmidt telescope on Mt. Bigelow, Arizona it had passed less than the Earth's diameter from the surface of our planet. Rose was able to discover this Smart Car sized space rock after it moved out of the Sun's glare. At this point it was about the Moon's distance from her and was traveling away at 3.4 mi/s. After Rose posted her discovery observations on the Minor Planet Center's Near Earth Object Confirmation page, for the next 24 hours it was tracked by telescopes in Spain, Illinois, and Arizona.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

The Daily Boost | Coaching You Need. Success You Deserve.

Daily Boost Podcast Everything Is Possible September 10, 2026 | Episode 5539 Host: Scott Smith Episode Description Have you ever had one of those days where you're trying everything and nothing moves? You push, you plan, you show up, and the door still won't open. I've had plenty of them. Today I'm sharing a story about a man I met near the end of his life, a small pin he put on my shirt, and six words he said that I've carried for over 20 years. Those six words changed what I believed was possible. They built everything I have now, one day at a time. Listen. You might need them today. Featured Story The cameras were set. The crew was ready. Grandmaster Lee was late. He'd had a rough night; the cancer was winning, and he'd spent part of it in the hospital. Then the door opened, and he strode in as if nothing had happened and Sat down. Ready. He talked for two hours, and when he was done, he was done. Then something crossed his face. He got up, climbed over cables and light stands to a desk in the back, dug through a drawer, and came back with a little American flag pin that said Instructor. He pinned it to my shirt. I told him I wasn't an instructor. He smiled. Important Points * You're not behind because you're incapable of it; you're behind because you simply haven't started the thing yet. * Every library, business, or body of work you admire got built the same slow, boring way, one single day at a time. * Impossible today and impossible forever are two very different things, and only one of them is ever actually true. Memorable Quotes * Today, not possible. Tomorrow possible. I'll let you add a little Korean accent if you want to hear it. * When I began, only in my heart, like yours, you're just doing it. I'm counting on you to help people your own way. * My entire life, my entire legacy, everything would boil down to 5,500 podcasts, and I ain't anywhere near done yet. Scott's Three-Step Approach * Name the one thing you keep saying you'll start someday, and admit that today's version of it feels impossible. * Do the smallest piece of it today anyway, one call, one page, one recording, and then stop and walk away for now. * Come back and do the same small thing tomorrow, because tomorrow is where impossible quietly turns into possible. Chapters 0:15 - When the day refuses to go the way you planned 1:30 - Why I'm opening the Face Your Passion community 3:00 - Flying to Little Rock to film a legend's last story 4:49 - Ten thousand people and a curtain that opens 6:17 - He crossed a room full of cables to find a pin 7:50 - The mountain you see when you haven't started 8:11 - Six words that built the next twenty years Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify * Email: support@motivationtomove.com * Main Website: https://motivationtomove.com * YouTube: https://youtube.com/dailyboostpodcast * Instagram: https://instagram.com/heyscottsmith * Facebook Page: https://facebook.com/motivationtomove * Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

Fearless Happyness Podcast
The Expert's Mentor Who Started Out An Expert At Nothing At All with Jim Cathcart | 260

Fearless Happyness Podcast

Play Episode Listen Later Sep 9, 2026 62:02


In this engaging conversation, Jim Cathcart shares his remarkable journey from an ordinary upbringing in Little Rock, Arkansas, to becoming a renowned mentor and speaker. He discusses the pivotal moments that shaped his life, including the influence of personal development figures like Earl Nightingale. Jim emphasizes the importance of commitment, persistence, and the willingness to learn from failures. He also explores the concepts of fear and happiness, offering insights on how to live a meaningful life. Throughout the discussion, Jim shares valuable lessons from his 27 books and encourages listeners to embrace their potential and strive for personal growth.For more from Jim:https://www.cathcart.comFor More From Sober Coach/Substance Abuse Counselor Max Njist, visit MaxNijst.org

The Clay Edwards Show
BLM Activist interrupts Jackson City Council over a “lynching problem" In Mississippi

The Clay Edwards Show

Play Episode Listen Later Sep 9, 2026 23:42


**Activist interrupts Jackson City Council over a “lynching problem” that the facts still haven't produced.** Celina Charles drove down from Little Rock, skipped the public-comment signup, and hijacked Tuesday's meeting to accuse city and state leaders of ignoring what she called a lynching epidemic in Jackson. She named Tasia Fortune and Demartravion “Trey” Reed, demanded answers, and kept talking while Council President Vernon Hartley banged the gavel. Police Chief RaShall Brackney walked her out. No cuffs. Mission accomplished: scene made. **What's actually on the record** - Tasia Fortune, 29, mother of four, found hanging from a tree behind a vacant house on Road of Remembrance on Aug. 3. State medical examiner completed an autopsy weeks ago; results still not released to JPD. Chief Brackney says the case has been worked as a homicide from day one and warns against calling these “serial” race incidents. A person of interest, Terrence Anderson, was already locked up on a felon-in-possession charge after an argument with Fortune. - Trey Reed, Delta State student, found hanging on campus in September 2025. State ME ruled suicide. Family and activists still reject it. - Rasheem Carter (Taylorsville, 2022) also gets folded into the same narrative. - Ward 3 Councilman Kenneth Stokes wants the U.S. Attorney in the Fortune case and keeps invoking Emmett Till. He has no federal response yet. Charles says she's coming back for a march Friday focused on Fortune, Reed, “and all these lives.” Flyer has a hashtag and no location. Downtown Jackson is the default. South Jackson, West Jackson, and Northside Drive—where the bodies actually pile up—are not on the itinerary. Jackson remains one of the deadliest cities in America, overwhelmingly Black-on-Black. Officials sat on a simple public statement for a month while the lynching rumor did the work of keeping eyes off the homicide spike. Brackney finally said the quiet part: a lot of misinformation, don't treat these as a connected racial campaign. That should have been the first presser, not the one after an out-of-town activist crashed council. False lynching claims don't just waste oxygen. They torch whatever's left of race relations and give every actual killer a convenient fog.

Rental Income Podcast With Dan Lane
An Experienced Investor Helps a New Landlord Turn Two Rentals Into More With Larry Myer & Brady Newman (Ep 590)

Rental Income Podcast With Dan Lane

Play Episode Listen Later Sep 8, 2026 29:53 Transcription Available


At just 19 years old, Brady Newman already owns two paid-off rental properties. Now he wants to build to 10, but he is figuring out the best path forward. He feels kind of stuck where he is. Veteran investor Larry Myer, who has been investing for 42 years, joins Dan to help Brady create a plan.They discuss finding deals, choosing an area to specialize in, the importance of networking with other local investors, and why paying cash for every property may slow Brady down. Larry explains how financing and a line of credit can help Brady grow while keeping his existing properties working for him. He also shares why, once you become known in a market, opportunities start finding you.https://rentalincomepodcast.com/episode590Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.

Vortex Nation Podcast
Ep. 462 | TUSC Loadout: Tactical Urban Sustainment Course Gear & Kit

Vortex Nation Podcast

Play Episode Listen Later Sep 7, 2026 115:11


What gear do you actually need for a Tactical Urban Sustainment Course (TUSC)? Vortex Edge® instructor, in-house prepper, and survival hobbyist Mike Griffin joins Mark Boardman to break down the TUSC loadout he selected for his recent course with the Direct Action Resource Center (DARC) in Little Rock, Arkansas.Mike walks through the Tactical Urban Sustainment Course gear he brought, explaining the “why” behind each selection—including what worked, what didn't, and what he would change next time.TUSC is a serious training challenge, both mentally and physically. The program teaches small, cohesive groups how to secure, sustain, and operate effectively in urban environments. The right gear can make a demanding course more manageable, but preparation, grit, and mental toughness ultimately make the difference.If you're interested in TUSC training, urban survival, preparedness, tactical gear, survival gear, or building a practical course loadout, Mike's experience can help you understand what gear matters—and what may not be worth carrying.Watch the full TUSC gear breakdown to see what made Mike's kit—and what didn't. As always, we want to hear your feedback! Let us know if there are any topics you'd like covered on the Vortex Nation™ podcast by asking us on Instagram @vortexnationpodcast

arkansas shooting urban hunting gear tactical vortex little rock optics sustainment loadout mike griffin mark boardman tusc vortex nation podcast vortex nation
Concordia Lutheran Church – Fairhaven, MN
Giving Thanks at All Times (Trinity 14)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 7, 2026 19:28


Sunday SermonService: Trinity 14, September 6, 2026Preacher: Rev. David BuchsLocation: Grace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN
By Many Proofs (NT Survey 1)

Concordia Lutheran Church – Fairhaven, MN

Play Episode Listen Later Sep 7, 2026 45:20


Sunday Morning Bible StudySeptember 6, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 373 & 374: Plant Companionship & Earth's Pet Rock

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Sep 6, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From January & February 2026. Today's 2 topics: - On Earth, human life is enabled by plants which provide us with calories, vitamins, fuel, medicines, and oxygen to breathe. In addition, recent scientific studies indicate that plant cultivation reduces anxiety and depression and has a positive influence on diabetes, heart disease, obesity, and longevity. Perhaps this is the reason that 80% of the cultivated plant species on planet Earth are not used for any food related purpose. On long duration space missions astronauts live in close quarters isolated from the natural world where the basic activities like eating, sleeping, and attending to bodily functions are difficult and stress producing.    - On it's gravitational leash, Earth's pet space rock, 2016 HO3, accompanies us at a distance of between 38 and 100 times the Moon's distance from Earth as we both travel about the Sun. As this tiny asteroid orbits the Sun it spends about half of its time inside the Earth's orbit where it moves faster and passes ahead of us and the other half of its yearly path outside of our orbit which causes it to lag behind our home planet. Since its discovery little has been known about Earth's pet space rock leaving some to speculate that perhaps it is an old rocket booster or other piece of space junk.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

university earth moon sun plant arkansas travelers astronomy little rock companionship on earth pet rocks grauer planetary science institute astronomy cast astronomy podcast cosmoquest al grauer
Minimum Competence
Trump Takes Mail-In Voting Back to SCOTUS, IRS Targets Race-Conscious Schools' Tax Exemptions & Big Law Data Breaches

Minimum Competence

Play Episode Listen Later Sep 4, 2026 8:20


We've launched Minimum Competence CLE, and our first course is now available completely free. Researching Federal Tax Issues After Loper Bright looks at how the Supreme Court's decision ending Chevron deference changes the way lawyers should research and evaluate Treasury regulations, IRS guidance, and other federal tax authorities.Take the course and earn CLE credit at cle.minimumcomp.com.This Day in Legal History: The Little Rock NineOn September 4, 1957, nine Black teenagers tried to walk into Central High School in Little Rock, Arkansas—and were turned away at the doors by soldiers of the Arkansas National Guard, deployed by Governor Orval Faubus specifically to keep them out. The image of Elizabeth Eckford, one of the nine, walking alone through a jeering white mob, became one of the defining photographs of the civil rights era. And the confrontation it began became one of the most important tests of whether the rule of law actually means anything.The legal backdrop was Brown v. Board of Education, decided three years earlier, in which the Supreme Court held that segregated public schools are unconstitutional. Little Rock had a desegregation plan; the Little Rock Nine were supposed to be its first students. Governor Faubus decided to defy the federal courts, using state troops to block integration. The standoff escalated until President Eisenhower federalized the Arkansas National Guard and sent in the 101st Airborne Division to escort the nine students into the school—federal soldiers enforcing a federal court order against a state government determined to resist it.The significance of September 4, 1957 crystallized the following year in the Supreme Court's decision in Cooper v. Aaron, which arose directly from the Little Rock crisis. There, in an opinion signed personally by all nine justices—a rare show of unanimity—the Court declared that state officials cannot nullify a federal court's interpretation of the Constitution, and that “the federal judiciary is supreme in the exposition of the law of the Constitution.” It's a principle that echoes through so much of what we cover: that a court order is not a suggestion, and that no official, however powerful, gets to decide for himself which parts of the Constitution to obey. It's also a fitting anniversary for today, because our second story is, at bottom, another chapter in the long, unfinished American argument about race and education.The Trump administration has taken its mail-in voting fight back to the Supreme Court, filing to have the justices clear away the last judicial obstacle to its executive order. Longtime listeners know this saga well. The order would create a federal list of eligible voters and restrict how the Postal Service delivers ballots. Back in late August, the Supreme Court, on its emergency docket, lifted one of two injunctions—but left the Postal Service piece blocked nationwide. The administration then went to the appeals court to try to clear that remaining block, and now it's gone straight back to the Supreme Court to finish the job. So the whole thing is back in front of the justices, again on an emergency basis. Here's what makes this significant and, frankly, uncomfortable. We are now two months out from the November midterms, and the fundamental legal question—whether the president actually has the authority to reshape how Americans vote by mail—still has not been decided on the merits. Everything so far has happened through emergency orders and stays, the “shadow docket,” with no full briefing, no argument, and no written opinion explaining the Court's reasoning. Election administrators need settled rules to run an election; voters need to know how to cast a ballot. Instead, the rules are being rewritten in real time, in emergency filings, weeks before people vote. The significance is that the Supreme Court is now positioned to shape the mechanics of a national election through its emergency process—and whichever way it rules, doing it this way, this close to the election, on this thin a record, is itself a serious concern for the stability and predictability that election law is supposed to provide. Trump administration takes mail-in ballot fight to US Supreme Court | ReutersNPR · The HillNow the biggest legal story of the day: the Treasury Department and the IRS have proposed regulations to strip federal tax-exempt status from private schools and colleges that consider race in admissions, scholarships, or policies. Treasury Secretary Scott Bessent framed it bluntly, saying that schools rebranding race-based preferences as “equitable” or “diversity-enhancing” doesn't change what he called their discriminatory nature. To understand how significant—and how legally aggressive—this is, you need to know a case called Bob Jones University v. United States. In 1983, the Supreme Court upheld the IRS's power to deny tax-exempt status to a school that racially discriminated—there, a university that banned interracial dating—on the theory that tax exemption is reserved for organizations that serve a public purpose, and that racial discrimination in education violates fundamental public policy. That doctrine was forged to punish schools that discriminated against Black students. What the administration is doing now is taking that exact doctrine and inverting it: arguing that after the Supreme Court's 2023 SFFA decision ended race-conscious admissions, it's race-conscious programs—the ones designed to help underrepresented minorities—that constitute the illegal discrimination violating public policy. So the anti-discrimination tax weapon built to dismantle segregation is being turned against diversity programs. A few crucial caveats: this is a proposed regulation, not a final rule—it goes through notice-and-comment and will absolutely be litigated—and it pointedly exempts schools that select based on religion. The significance is enormous. Tax-exempt status is existential for schools; losing it means donations stop being deductible and the institution owes taxes. We've tracked this administration's campaign against DEI—Harvard, Columbia, William & Mary, the Deloitte settlement—and this is the most powerful lever yet: using the tax code, and a civil-rights-era precedent, to force schools to abandon any consideration of race. Trump moves to strip tax-exempt status from schools that consider race | ReutersWashington Post · CNBCAnd finally, a story that should make every lawyer check their firm's cybersecurity: data from two elite law firms, Quinn Emanuel and McDermott Will & Emery, has been exposed in a wave of cyber breaches hitting the legal industry. Law firms are, in a sense, the perfect target. Think about what they hold: their clients' most sensitive secrets—merger plans, litigation strategy, trade secrets, personal financial and health information, government investigations. A single big firm is a one-stop shop for confidential data across dozens of major companies and individuals. That makes firms enormously attractive to criminal hackers and nation-state actors alike, and this latest wave—part of a broader surge of attacks on the legal sector—shows the threat is intensifying. Here's the professional-responsibility dimension, because this isn't just an IT problem. Lawyers have an ethical duty to protect client confidences—the ABA's Model Rules require attorneys to make reasonable efforts to prevent unauthorized disclosure of client information, which in the modern world squarely includes cybersecurity. When a firm gets breached, it can face not only regulatory and contractual liability and breach-notification obligations, but also questions about whether it met its ethical duty of competence in safeguarding the data in the first place. The significance is a wake-up call for a profession that runs on confidentiality. As firms rush to adopt powerful new tools—we covered Google bringing Gemini AI into Big Law just last week—they're accumulating and centralizing ever more sensitive client data, which raises the stakes on protecting it. The duty of confidentiality is as old as the profession; the threat surface is brand new, and growing. Data of law firms Quinn Emanuel, McDermott exposed in cyber breaches | ReutersBloomberg Law · The Record This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

NeuroRadio
#108 Somersaulting in the Hole

NeuroRadio

Play Episode Listen Later Sep 3, 2026 236:29


アーカンソー大学 リトルロック校で独立される山本渉さん(@wayamamo)ゲスト回。MA州Woods Holeから野外収録でお届け。ユステ研でのヒドラ研究、MBLでのグラスフェロー、激凸グラスラボツアー等。(2026/07/26 収録)Show Notes (番組HP):山本渉さん (X, Google Scholar)MBL Yuste labGrass FellowCoffee ObsessionPie in the Skyフレンチベーカリー阪東さん池谷先生Martha's Vineyard (オバマ家が別荘持っていてよく遊びに来たり、映画JAWSの撮影地だったり)ちゃぱくいでぃっく(離島)でケネディー家が起こした事件長濱さん (NR出演回: #51, #96)寺田さん野口朝子さんNakanishiさんYamamoto and Yuste, 2023: レーザーでmanipulateYamamoto and Yuste, 2023: (ヒドラのsummersaultingの動画あり)Yamamoto and Yuste, 2026: 最新作osmoregulation、9月末までフリーアクセスアインシュタインの息子クフラー: Ecclesの弟子で、Hubel, Wiesel , Kandel, Barlowを生み出した生理学の巨匠。NRでも既出(と萩原さんに言われた)(藤)イーセルブラウン: 一番最初にヒドラでorganizerを見つけたシュペーマン・マンゴールドオーガナイザー他にも多くの著名な研究者がこの墓地に眠っている: ノーベル賞受賞者ではOtto Loewi, Albert Szent-Györgyi, and Selman Waksman等Liqun Luo第3版(単著教科書のこと)Whitman FellowMethods in Computational NeuroscienceRoozbeh KianiStefano FusiUri EdenBioluminescenceあめんぼ: ウォータースライダーは言い間違い。正しくはウォーターストライダー(water strider)。ユーロンリーMice All Over結局「チュートリアル」も全然レベル高かったです汗(藤)Michael BrechitGaby Maimon城倉さん本多さん吉田さん高橋さんWoods Hole Film FestivalRachel Carsonアルビン(潜水艦)Woods Hole Oceanographic InstitutionAtlantis - 船 (写真下載)Josh RosenthallMark HorbWallace Craig (Craig 1917)HodgikinはMBLでKenneth Coleからイカ巨大軸索のプレップとその電気生理学的測定法を学び、それが後のHodgkin–Huxleyによるvoltage clamp実験の基礎になったとのことRonald (Ron) ValeはMBLでイカを使ってkinesinを発見グラスフェローのTシャツ(写真下載)Michael GreenbergLarry Abbott大学時代の友人がトップスターにThe Grass Foundationは電気生理の実験器具(パッチクランプのアンプ等)で財をなしたEllen&Albert Grass夫婦により設立Orca FusionOrca Flash (Fusionの一世代前のモデル)遺伝研にいた藤沢研の清水さんNatural NeuroscienceThomas Morgan宮崎憲一さんWilliam (Bill) Ross接点Tかめだ古館昌平さん (NR出演回: #62, #63, #80)OIST Computational Neuroscience Course (OCNC)銅谷先生Neuromatch AcademyTadasu Nozaki (NR出演回 #92)尾藤先生私は模試の成績が良すぎて高校3年間代ゼミと駿台がタダでした。架空の国ジャパンとか言い続けてるのは富田の影響が強そう。アーカンソーはOnyx coffee labのpreserveに行きたいです(萩) トーラスヒドラの神経細胞をイメージングしたらグリッド細胞は出てくるのでしょうか(脇) 到着直後にWoods Holeの町やMBLについて知ることができ、お陰様で充実した1ヶ月を過ごすことができました。今後のヒドラ研究のさらなる発展も楽しみにしています。(萩原さん

Concordia Lutheran Church – Fairhaven, MN

Wednesday Evening Bible StudySeptember 2, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Rental Income Podcast With Dan Lane
The "Little Old Lady House" Strategy That Builds $100k Equity Every Time She Buys A Rental With Gloria Gear (Ep 589)

Rental Income Podcast With Dan Lane

Play Episode Listen Later Sep 1, 2026 27:14 Transcription Available


Gloria Gear likes buying what she calls “little old lady houses”: older, outdated properties that many buyers overlook.She makes inexpensive upgrades that look great without breaking the bank, while also replacing major systems to avoid being nickel and dimed by repairs after a tenant moves in. By buying and improving these properties, Gloria creates approximately $100,000 in equity with each purchase.On this episode, Gloria shares the different financing strategies she has used to buy rentals, the upgrades that deliver the biggest impact for the money, and how she decides where to save and where to spend.She also explains her slow and easy approach to building wealth: buy a rental, fix it up, rent it out, and hold it for the long term. We also discuss her long term goal for her portfolio and why she believes successful rental investing requires constantly learning.https://rentalincomepodcast.com/episode589Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

KVOM NewsWatch Podcast
KVOM NewsWatch, Tuesday, September 1, 2026

KVOM NewsWatch Podcast

Play Episode Listen Later Sep 1, 2026 19:45


CCEDC, utilities make donations to 911, new committee will suggest voluntary tax to support emergency communications; body of missing Pope County man found in remote waterway; investigation underway following in-custody death in Conway; Chamber to host night golf tournament; high school volleyball, golf play today; new 'Player of the Week' honor voting underway; we visit with forecaster Carter Bentley of the National Weather Service in Little Rock.

The Austin Young Show
Blake Rules - Countdown to Supernova Ska Festival

The Austin Young Show

Play Episode Listen Later Sep 1, 2026 33:09


Blake Rules joins The Austin Young Show to talk about his new album Synth City, his connection to the Supernova Ska Festival, and his completely unpredictable musical career. We get into ska, DIY music, his work as illustrator and the many strange and wonderful places his creativity has taken him. It's a conversation about music, community, and refusing to stay in one genre. Follow Blake Rules:  https://blakerules.bandcamp.com  https://open.spotify.com/album Follow The Austin Young Show:  https://linktr.ee/theaustinyoungshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Concordia Lutheran Church – Fairhaven, MN

Wednesday Evening Bible StudyAugust 28, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

Concordia Lutheran Church – Fairhaven, MN

Sunday Morning Bible StudyAugust 30, 2026Rev. David BuchsGrace Lutheran Church, Little Rock, Arkansas

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 371 & 372: Kiwi Nights & Close Ones

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Aug 30, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From January, 2026. Today's 2 topics: - New Zealand's 4.5 million people are concentrated in three major population centers which to various degrees suffer from the modern plague of light pollution. However, most of New Zealand's large rural areas and land reserves, covering an area as large as the UK, have unpolluted natural night skies. A completely unique place to experience New Zealand's natural night sky is the Aotea-Great Barrier Island International Dark Sky Sanctuary. It encompasses New Zealand's, 110 square mile, sixth largest island, which is located about 62 miles from central Auckland. It is easily accessible by boat or a short airline flight.   - In less than 24 hours, while observing with the Catalina Sky Survey's 60 inch telescope on Mt. Lemmon, Arizona, I discovered two 25 foot diameter space rocks that can theoretically pass less than a quarter of the Moon's distance from us. After I posted my discovery observations on the Minor Planet Center's Near Earth Object Confirmation page one of them received immediate attention, as an incoming object, and was tracked by observers at 14 different observatories around the world. Scientists at the Minor Planet Center used these data to calculate its 926 day orbital path around the Sun, estimate its size, and give it the name 2017 TH5.    We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

university uk arizona moon new zealand sun mt arkansas scientists nights travelers kiwi auckland astronomy little rock lemmon grauer planetary science institute astronomy cast minor planet center astronomy podcast cosmoquest catalina sky survey al grauer
Put Your Books Down
Did Matthew McConaughey Just Reveal the Secret Behind His Best Movie Moments?

Put Your Books Down

Play Episode Listen Later Aug 25, 2026 45:37


Matthew McConaughey walked into Little Rock, and Natalie walked out with enough Hollywood stories to fill a book—and naturally, she put the book down!     On this episode of Put Your Books Down, Natalie Sanderson Jones gives Angela Bingham the inside scoop on seeing McConaughey in person at the Arkansas Cinema Society's Filmland event. They dig into his career, from Dazed and Confused and Mud to A Time to Kill, Interstellar, The Wolf of Wall Street, Dallas Buyers Club, and True Detective. They unpack McConaughey's "launch pad lines," his one-take performances, his approach to rom-com characters, and the creative process behind some of his most memorable scenes. They also debate his Oscar-era career transformation, his friendship with filmmaker Jeff Nichols, Greenlights, and Natalie's favorite McConaughey movie, Killer Joe.     Plus, they discuss what it felt like to see a major Hollywood star bring his stories and creative process to Little Rock. Expect plenty of movie nostalgia, celebrity culture, laughs, and the kind of pop culture deep dive that makes Put Your Books Down so much fun.    

Sales Logic - Selling Strategies That Work
Managing Customer ROI Expectations BEFORE Complaints Arise

Sales Logic - Selling Strategies That Work

Play Episode Listen Later Aug 25, 2026 26:32


Lightning Round: Top 10 Ways to Increase Customer Retention Question: Jason from Little Rock asks, "I closed a deal where the customer keeps referencing an ROI number that came from their own internal projections, not anything my team quoted. Now they're unhappy with results that are actually solid, just not what they expected. How do I reset expectations without sounding like I'm making excuses or admitting we underdelivered." Book: The Effortless Experience by Matt Dixon, Nick Toman, Rick DeLisi

Fred + Angi On Demand
Drake's An Ella Fella!

Fred + Angi On Demand

Play Episode Listen Later Aug 24, 2026 0:40 Transcription Available


Drake was spotted supporting Ella Langley at her Little Rock concert.See omnystudio.com/listener for privacy information.

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009
Travelers in the Night Eps. 369E & 370E: Night Vision & Double Comet

The 365 Days of Astronomy, the daily podcast of the International Year of Astronomy 2009

Play Episode Listen Later Aug 23, 2026 6:05


Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From December 2025 & January 2026. Today's 2 topics: - Many people in our modern world rarely if ever experience night vision. To achieve this interesting state of sensory awareness you cannot look at your cell phone or any other source of bright light for 30 to 45 minutes. Your night vision comes about over time because the rod sensors in the retina of your eye undergo a chemical change when they are placed in total darkness. The process starts immediately but takes 20 to 30 minutes to get 80% of maximum sensitivity. The night vision process can be reversed in seconds by exposure to a bright light. In its most sensitive state your eye can function with a billion times less light than is present in strong sunlight enabling you to see a candle flame from 1.6 miles away.   - In November of 2006, University of Arizona's Spacewatch astronomers on Kitt Peak discovered a faint moving point of light in the night sky which appeared to be a garden variety main belt asteroid orbiting the Sun between Mars and Jupiter. The Minor Planet Center calculated it's orbit and gave it the name 2006 VW139. Five years later when it again moved closest to the Sun the Pan-STARRS group in Hawaii discovered that 2006 VW139 is surrounded by a gas cloud like a comet and it was given a comet designation, 288P.    We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

university arizona mars hawaii sun arkansas jupiter travelers astronomy comet little rock night vision grauer planetary science institute pan starrs astronomy cast minor planet center astronomy podcast kitt peak cosmoquest al grauer
The Ryan Kelley Morning After
Straight Outta Little Rock (Hour 1)

The Ryan Kelley Morning After

Play Episode Listen Later Aug 21, 2026 93:52


(00:00-45:25) How bout that Raiders and Texas game? Thanks, Reds. One of strangest 9th innings Doug's seen in a while. Would you consider listening to the game watching it? Dany Myers just giving one back to us. Daddy likey very much. Some audio from the wild 9th inning. Topic tapas when Tim leaves later today. A tingy gong. Are The Ting Tings dating? The stats when a Cardinal starter faces guys a third time through are startling. Sharing a revolving door with a stranger. Clippin' coupons. Erin in LIngerie is on the line. We were boring her so she called in to entertain. Erin's going out to Bellerive today. Penny slots. Inviting Jackson to a match at Old Hickory.(45:33-1:04:18) Gonna be hard to top the Erin In Lingerie call. Jackson doesn't play well at Old Hickory. Hammerin' penny slots. A tier 2 radio show. Audio from the Cincinnati Reds chatterbox reacting live to the Reds debacle. Audio of the Reds call of the 9th inning error.(1:04:28-1:33:44) That's Not My Name. Put $100 on the Cardinals to make the playoffs and you'll be rewarded with $700. Coming up on the penultimate home stand. Gorman homered and struck out for Memphis yesterday. Give us a Bananas breakdown. Doug's ice cream addiction. Colonel gonna be in town all weekend. Golden Circus Circus pompadour. Doug doesn't like bathroom attendants. Salad fingers is a grinder.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

unSeminary Podcast
Why We’re Working Harder and Spending More to Reach Fewer People with Todd Wilson

unSeminary Podcast

Play Episode Listen Later Aug 20, 2026 52:05


Welcome back to another episode of the unSeminary podcast. Today we're joined by Todd Wilson, co-founder of Exponential and a leader at Multipliers, where he helps churches and ministry leaders pursue multiplication and greater Kingdom impact. Todd has spent decades studying church planting, disciple-making, and movements, and his latest book, How Did We Get Here? Looking Back to Look Forward, explores the evolution of the American church growth movement and what it may mean for the future. Are churches working harder while reaching fewer people? Have our systems become better at producing activity than disciples? Todd challenges leaders to examine the operating system beneath modern church ministry and consider what needs to change if we want to see true reproduction and multiplication. We have a disciple-making problem. // For years, Todd has championed the goal of seeing more churches reproduce. Research once showed that fewer than 5% of U.S. churches were reproducing, and while that number has improved, multiplication remains rare. But Todd believes church planting is ultimately an outcome of a deeper issue: most churches do not have a functional culture of disciple-making. If disciples aren’t reproducing disciples, churches will struggle to reproduce churches. Reproduction has to become generational. // Multiplication begins when reproduction continues beyond the first generation. One disciple makes another disciple, who then makes another, and the process keeps going. The same is true with churches. A church plants a church, which plants another church, which plants another. Once reproduction moves across multiple generations, addition becomes multiplication and the potential for movement begins to emerge. The church growth system has slowly changed. // Todd’s research traces roughly 75 years of church growth history, beginning with missionary Donald McGavran. McGavran originally studied why some churches on the mission field grew while others did not and developed principles aimed at helping missionaries reach more people. Over time, those ideas moved into the American church and blended with seeker-sensitive ministry, the megachurch movement, purpose-driven strategies, multisite, church planting networks, and other innovations. Much good came from these eras, but Todd believes the system gradually shifted toward institutional and programmatic growth. Good intentions can still create the wrong outcomes. // Todd is careful not to blame previous generations of church leaders. Many of the people who shaped modern church ministry were deeply evangelistic and sincerely wanted to reach people. Yet over time, the dominant definition of success increasingly became bigger attendance, larger programs, and expanding organizations. The unintended result is a consumer-driven model that can attract people effectively but struggles to produce disciples who reproduce. The angst leaders feel is real. // Todd hears a growing frustration among pastors: churches are spending more money, employing more staff, and working harder while seeing less fruit. Even churches that appear successful can sense something isn’t right beneath the surface. Todd believes much of that angst comes from trying to produce multiplication through an operating system designed primarily for addition. Naming the problem is an important first step toward changing it. Leaders must model what they want reproduced. // Todd believes transformation has to begin with senior leaders. If disciple-making is going to become the church’s growth engine, lead pastors and elders must personally participate in a simple, reproducible disciple-making process. Rather than merely preaching about discipleship, pastors should be able to name the people they are actively discipling and allow those relationships to shape the way they lead and teach. Keep the process simple and reproducible. // Whatever model a church chooses, Todd believes it must be simple enough for anyone to reproduce. The goal isn’t another sophisticated program but a way of following Jesus that can move naturally from person to person. The same approach should work for a lead pastor, a volunteer, or even a teenager. Simplicity increases the possibility of multiplication. Give the next generation permission to experiment. // Todd isn’t calling churches to abandon everything they’ve inherited. Instead, he encourages leaders to learn from the past, retain what is fruitful, and recognize that the current operating system may be losing effectiveness. Churches should create space for younger leaders to experiment, learn, and discover more reproducible approaches to disciple-making without being forced to preserve every assumption of previous generations. To learn more about Todd Wilson, visit multipliers.org. You can also download a free PDF or audio version of How Did We Get Here? Looking Back to Look Forward at church-growth.org or pick up a paper copy on Amazon.com. In addition, check out Todd Wilson’s conversation with Carey Nieuwhof, and the interview A Simple & Scalable Way to Reproduce Christians with David Putnam. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Portable Church Your church is doing really well right now, and your leadership team is looking for solutions to keep momentum going! It could be time to start a new location. Maybe you have hesitated in the past few years, but you know it's time to step out in faith again and launch that next location. Portable Church has assembled a bundle of resources to help you leverage your growing momentum into a new location by sending a part of your congregation back to their neighborhood on Mission. This bundle of resources will give you a step-by-step plan to launch that new or next location, and a 5 minute readiness tool that will help you know your church is ready to do it! Click here to watch the free webinar “Launch a New Location in 150 Days or Less” and grab the bundle of resources for your church! Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. I am so glad that you have tuned in today for this reason, friends, lean in. um I want you to be a part of the conversation that we’re having today. The leader that we’ve got on the phone, on the I don’t know why say the phone because we have not been on phones for podcasts in, you know, 10 years, but on the line is really pressing on an issue that I know that a large portion, you know, almost 90 percent of the churches in the country need to be doing what we’re talking about today. And they’re not. And I really want you to lean in and learn from Todd Wilson. Rich Birch — If you do not know Todd Wilson, he has been the founding and co-founding member of a number of faith-based organizations, including Exponential and Multipliers. He has designed a number, and been a part of the launch of a multiple of national church planting networks. He’s currently a team member, or team leader at Multipliers and serves leaders and ministries who are pursuing multiplication, helping them develop vision and strategy ultimately for a 100 X impact. You know that I love that. Rich Birch — Recently, he wrote a book that caught my attention that I want to dive in on and kind of um unpack some of the core lessons for us today. It’s called, How Did We Get Here? Looking Back to Look Forward. And it’s really looking at the whole conversation, American church growth movement. Todd, welcome to the podcast. So glad you’re here.Todd Wilson — Rich, it’s great to be here with you. I’m really looking forward to this conversation.Rich Birch — Yeah, me too. So why don’t we start with kind of giving us a picture of Multipliers and the work that you’re focused on now, kind of set the context for us.Todd Wilson — Sure. It’s probably good to have the context, you know, at at my core, my own personal calling. I am an entrepreneurial engineer at my core. I love to envision, envisage opportunities, seek strategies and opportunities of the future. And so where I like to do it anywhere, there’s potential for a hundred X kingdom impact. And that’s what gets me in trouble often is the, wherever there’s potential for a hundred X kingdom impact.Todd Wilson — When I came out of the marketplace over 25 years ago into full-time ministry, the most natural hundred X place for me, in addition to being in the local church was, was church planting. I was just drawn to church planting. I got to spend almost 20 years, ah you know, leading Exponential and co-founding there.Todd Wilson — And in recent years, really trying to get even more focused really on the 100x impact. I want to spend my next decade as I’m getting older here, you know, what’s it look like for every hour, for every dollar, for every bit of energy, to see 100x return.Todd Wilson — And so the idea of Multipliers, and it’s a small team of us that, you know, we have a definite bias within the kingdom space to the disciple-making as the mission and engine of the church. And what’s it look like to get back to Jesus style disciple making. But then church planting and multiplication, what does it look like to be doing things that that are even capable of reproduction that can lead to multiplication and ultimately movement. So our goal is to just help champion at the personal level through personal calling, at the church level through disciple making and cultures of disciple making that can ultimately produce movements.Todd Wilson — And so we are a champion and advocate for that.Rich Birch — That’s fantastic. You and I are are similarly wired. And over the years, you know I’ve heard people talk about, you know, and they always they’ll do like a series at a church on spiritual gifts. And I’ve often wondered because of the kinds of things I’ve been involved in, if, you know, if I have some sort of apostolic gift, just because of the stuff I found myself doing and, you know, launching campuses and all that.Rich Birch — And it’s interesting that gift over the years I’ve heard, which is similar to the kind of work you’ve been doing over the years is the only gift that I’ve ever noticed that preachers, they seem to talk down about it. And they’re like, stop starting things like, you know, they’re like, they always, you know, are like on the negative side of, you know, being the guy who wants to be entrepreneurial and see new things.Rich Birch — And that’s a part of what I admire about you and the good work you’ve done. When you were at Exponential over those, you know, with you that you co-founded, you know, that almost 20 years, you know, they had this, they saw some amazing things happen there under your leadership, where this idea of moving church reproduction from under 5%, really trying to push us towards 16%.Rich Birch — So for people that are unaware of this, I think this is good context to kind of take a step back and talk about why that number, why are we actually, why are you giving decades of your life towards this idea of trying to move towards 16%? What do we mean by that when you you know talk about that? Because I think that’s a good foundational idea for today’s conversation.Todd Wilson — Yeah. I think it’s important it to understand, again, context for me. I didn’t grow up a Christian. I never had a dream to be in full-time vocational ministry. I’ve never wanted to be a lead pastor of anything. You know, ministry was the farthest thing from my mind growing up. When you’re asking kids, what do you want do when you grow up? Todd Wilson — So when God brought me into full-time vocational ministry, and I’m going to say kicking and screaming, I wanted to go start a company. I wanted to go make money. I wanted to go change the world. And so coming into full-time vocational ministry, why in the world would I want to see anything except movements happening? Rich Birch — That’s good.Todd Wilson — We read about movements in the New Testament. Why do I want to be personally satisfied if God’s calling me into a new life of ministry with anything less than seeing movements?Todd Wilson — And so that was my context of stepping in and and leading at Exponential and what was driving us. And your question from 5% to 16%. Well, Houston, we have a problem.Todd Wilson — If movements are multiplication, and multiplication is generational reproduction, and we, at the time we were starting Exponential, there were less than 5% of U.S. churches were reproducing. You just got to let that sink in.Rich Birch — Yeah.Todd Wilson — 95% of churches just 25 years ago, 95% of churches in the U.S. are not reproducing. It’s physically impossible, both mathematically and biblically, to see multiplication and ultimately movements if less than 5% of churches are reproducing.Todd Wilson — So the answer to where’s the 5 to 16, for me personally, God’s called me into a new life and a new ministry. I don’t want to be satisfied with just status quo, but the state of the U.S. church is such that we physically can’t see 100x impact in the operating system of how things are working. Todd Wilson — So the 5 to 16 was very simple. Let’s measure where we’re at. And so the 16% sociologists say that if you can get 16% of an audience acting a certain way, behaving a certain way, it will become normative for everyone else. I like to say, if you’re in a room and you start quacking like a duck to talk, if you can get 16% of the people in the audience quacking like a duck, then everybody’s going to communicate by quacking like a duck.Rich Birch — Right.Todd Wilson — And so it just became a conviction. Let’s move the needle from less than 5% to 16%. And then the language we would use is, at 16%, healthy church reproduction would become such a normative thing that we would see multiplication happening.Todd Wilson — Now, the little bit of an elephant in the room before we move on, church planting is just the outcome. So that 5% number, it’s an outcome of the system and what’s happening.Rich Birch — Right.Todd Wilson — The more ornery number is that the national studies that we did on what percentage of U.S. churches have a disciple-making culture. That’s also less than 5%.Rich Birch — Right.Todd Wilson — So 95% of churches don’t have a functional mission of disciple-making, and that’s their normative growth engine through disciple-making. So in reality, we have a disciple-making problem, not a church-planting problem. And so those two became very tied together, as as will become evident as we have this interview.Rich Birch — Yeah, absolutely. and And just can you define generational reproduction for folks that are listening in? When you when you when you say that, like, hey, we’re trying to move churches towards generational reproduction, kind of just unpack that a little bit more.Todd Wilson — Yeah, let’s let’s start at the personal level of disciple-making. If one person makes a disciple of another person, you’ve got one generation. If that person goes on to make another disciple two generations, that person makes a disciple three generations. We see that biblically. We see that in the leadership pipeline with Paul, that you know we need to see disciples who make disciples who make disciples.Todd Wilson — Once you get to the third or fourth generation of something reproducing itself, if you drew that on paper, one becomes two, two becomes four, four becomes eight, eight becomes 16. That is an exponential or a multiplication curve. So all you have to do to go from addition to multiplication is have healthy reproduction broad and wide multiple generations into the future.Todd Wilson — Now we just take that to the church level, a church that plants a church that plants a church that plants a church broad and wide.Todd Wilson — Now you’ve gone from one church to 16 churches. And now look at the collective attendance of those 16 churches. That’s what you call healthy growth. That’s what you call multiplication when you keep reproducing it over and over.Rich Birch — Yeah, that’s so good. And there’s actually been progress against this. This is one of the things that I’ve loved as a person just sitting on the outside looking in as you and the team, you know, Dave and the broader Exponential community have really been hammering away at this. You know, we’re not at 16% yet, but we’re seeing progress, which is which is amazing.Todd Wilson — Right. It’s in the studies that we did, and it’s been repeated a couple of times, the needle has moved to at least 7%. That may not sound like a lot, but if you go take the number of churches we’re talking about…Rich Birch — Yes.Todd Wilson — …and that needle moving from less than 5% to 7%. And we’re not taking credit for all that at Exponential. Rich Birch — Right. Todd Wilson — We’re getting to ride a wave that really started around 2000. Prior to 2000, denominations planted churches, not really churches or networks. We saw the birth of networks around 2000 in the U.S. It’s hard for people to realize, but like in the church planting world, groups like City to City and GlocalNet and Acts 29 and ARC and Church Multiplication Network and Stadia and New Thing Network, none of them existed.Rich Birch — Right. Right.Todd Wilson — Literally in a five-year time period, we saw the birth of all these church planting networks, and that happened to coincide with that we saw that need to start Exponential to serve those networks.Rich Birch — Right.Todd Wilson — So We we were a little bit the right group at the right place, advocating for the right thing.Todd Wilson — And I do think that generally the the wonderful thing is that as that needle is starting to move and the visibility is getting more and more, the next generation wants it. Rich Birch — Yes. Yeah, I would agree.Todd Wilson — They want the scorecard of that. So I feel very optimistic that we’re still a ways away from 16%, but the needle is moving in the right direction.Rich Birch — Yeah, I would echo that too. I think there is, um you know, one of the couple years ago, I had one of those ages in my life flip over with zero on the end that you kind of notice and you reflect back on life a little bit. And I would say one of the things I’ve noticed over, you know, almost 30 years of ministry is this issue is has become more normative. Like it’s it’s a part of the conversation. It’s not that everyone’s doing it, but it’s in the dialogue, which I think is is wonderful.Rich Birch — Well, I, so you know, there’s, you interact with a lot of church leaders across the country. You interact with a lot of people, you have a pulse on a lot of, you know, what’s going on. And there’s a growing sense, you have flagged that there’s a growing sense among leaders that there’s just something wrong. It’s like, you know, there’s like a stink in the bottom of our, our, garbage that’s like, oh it’s a little bit stinky. It’s not like overwhelming, but we can’t put our finger on exactly what that is. Rich Birch — They can’t necessarily name it, but we feel it. We kind of see that there’s maybe something in the way we’re doing what we’re doing that isn’t working. What are you hearing as you sit across the table from church leaders in across the country, you know, around all of these things that we’re talking about?Todd Wilson — Let me describe it a couple of different ways. I think the the word I would put on it is an angst. I think if you look at the definition of an angst, there’s a there’s a growing and an underlying angst. um I’m going to say, if I’m descriptive of the angst, that might not be the way people would exactly say it but it’s how I translate what I’m hearing.Todd Wilson — We are working a lot harder to reach less people and we don’t like the cultural Christian product we’re getting. We’re working a lot harder. We’re spending more money to reach fewer people. And we’re just having this angst that the product we’re producing is a little bit too much consumer cultural Christian as we’re working harder and spending more money. And that leaves somebody full time, know, if I mean, if you’re a full time vocational pastor, there’s an angst that sits in the middle of that dynamic going on. Todd Wilson — My mentor and friend, Robert Lewis, who led Fellowship Bible Church in Little Rock for years, Robert’s handed off the leadership back in 2005. Robert describes it this way. He did the foreword on my recent book, and when he read and reviewed the book, he said, Todd, oh my goodness, this is first and foremost a walk down history lane. It’s like going back and looking at history. Todd Wilson — But he said, here’s the thing. I had this angst in 2005. Everything was up and to the right. We were growing. We were doing new campuses. We had started a church planting. Like we’re doing all of the stuff. People are turning to us. They’re looking at what we’re doing. We had started a leadership conference. And I just had this angst that something wasn’t right.Todd Wilson — And he said, I couldn’t name it. He said, I needed a therapist. But where does a megachurch pastor who’s having nothing but success with up and to the right, who’s feeling angst about the system, where do you go for therapy in that? He’s like, I didn’t know whether to feel like I was being ungrateful or what.Todd Wilson — And his words were, as you’ve traced the 75 years of the church growth movement and its evolution into a consumer-driven operating system, you have named my angst. I wish I would have had this book in 2005 to name my angst because half the battle is getting our hands around understanding why we’re feeling the way we do.Rich Birch — Yeah, I was talking to denominational leader within the last year to kind of add a bit more flavor even to that angst, who was saying, and this is a fantastic denomination, you know, Jesus loving, you know, fantastic group of people um and have, you know, very similar what you’re saying, like lots of good things going on.Rich Birch — And this was one of those like, After dinner conversations, you know, long ah a long ways away from a bunch of leaders, we were just chatting on the sideline. And he said, you know, the interesting thing, when you look at our tribe, his movement, he rattled off all their stats. We have a certain number of churches. We have a certain number of pastors. We have a certain number of, you know, baptisms every year. It rattles all that off.Rich Birch — And he said, you know, if you were to look at where we were 20 years ago, the number of churches is the same, the number of, and rattled off all these stats that are the same. Like we’re baptizing the same number of people, the attendance is the same, the the like all these things. He said, the only thing that’s gone up in the last 20 years is we’ve doubled our staff head count. There’s twice as many staff today as there was. And when I read, heard about your book and you talk about this angst, I was like, ooh, that’s exactly what he was describing. He’s like, wait a second. what’s happening here. And him as a denominational leader, he had the same read, hey, there’s something wrong with the way we set this thing up. Rich Birch — So your book, let’s actually dive into a little bit. It starts really at 70 year arc from Donald McGavron from 1955, all the way to today. And so for a leader who’s never really stepped back and thought about the history of like, what, how did we get here? It’s the name of your book. Why does knowing what got us to where we are today, this kind of consumer operating system that you describe, why does, how does understanding that help us as we think about the future?Todd Wilson — It’s a really good question. And I’m not sure, honestly, that I when I, when I set out to write this book, that, that that was even driving me to begin with, but very quickly that became the, I realized that’s why I need to write this book.Todd Wilson — So let, let me explain. And I need to give you a little bit of background to explain, because it’s an important question.Rich Birch — Yep, yep, for sure.Todd Wilson — So when I think about the moment that, that I realized we had a problem. Like that that, okay, we’re on this trajectory, things are moving the right direction to the 16%, and I’m back in the leadership of Exponential now. And I’m realizing, oh my goodness, we really do have a problem. And here’s here was what that looked like. Todd Wilson — I believed we had started learning communities and we had very vibrant learning communities And our learning communities got started because we felt like we need to shift the paradigm of people’s measure of success in the scorecard of church. It was very much about we need to shift paradigm. Alan Hirsch was involved with this on how do we shift from just growing large things to growing decentralized things that saturate. And it was very much about scorecard.Todd Wilson — And if you think about it, we’re wanting to move the needle from 5% to 16%. That’s a scorecard thing. So our initiating event was scorecard. But as we got into these learning communities, which in my opinion were the best things we were doing at Exponential. I mean, they were six to eight month learning journeys and we would rock people’s paradigm.Todd Wilson — We really would. People would go through it and be like, Oh my goodness, I got to have a different view of success in the church.Rich Birch — Right. yeahTodd Wilson — And guess what? They’d go home and Sunday’s coming. Rich Birch — Right. Todd Wilson — There’s, services to run, there’s people to pastor, there’s things to do. And the aha moment for me came, Rich, when I realized the the whole definition of insanity, that if you just keep doing the same thing over and over and hope for a different outcome, but that’s insanity. And here I am trying to lead a national organization to see a change in scorecard to move the needle to 16%.Todd Wilson — And I remember the day that I realized we’re not going to get there with the operating system we have in place in church right now. This operating system is not capable of getting us to the 16% number.Todd Wilson — That was a personal crisis. I’m leading an organization that’s up and to the right that the needle is moving. But as a futurist, I’m realizing we’re not going to get where we need to be with the operating system in the church. So the the operating system part was what drove me to start writing this book. I’ll let you ask a question there, and then we’ll circle back to the how does it relate to understanding how we got here, though.Rich Birch — Yeah, so ah just to underline what you’re saying there, um you know in in other conversations, I’ve heard leaders say, you know it’s like, um you know what you know what you reach people with is what you end up keeping them with. And so if what I hear you saying, just putting, I think, other language around it, but correct me, is kind of a consumer-oriented or a consumer cultural operating system that we’ve we’ve used as a church… Todd Wilson — Right.Rich Birch — …you know, obviously by definition, if you ah use a um consumption-based model, that doesn’t, leave you it’s very difficult to turn around and say, okay, now become a multiplier. You know, we got you here as a consumer. Okay, now how do we make you a multiplier? Is that the core pain?Todd Wilson — It is. And Rich, you’re painting the picture of why looking back to understand how we got here is important. If it’s true, that are ah If it’s true, and I want to suggest people ought to go look at it for themselves, that the underlying operating system that has evolved over the last 75 years, it’s not where it started with Donald McGavern in 1955. And there was never bad intentions by any of the good people through the 70 years.Rich Birch — Yeah, right.Todd Wilson — We have evolved from what was originally one thing. into a consumer model that is way more focused on success is growing big, success is making converts, not necessarily disciples. And we we can diagnose that if there’s a problem today, and I suggest there is a problem today, then how we got here and understanding how over 70 years, what was intended to be one thing, gradually (like the frog getting boiled in cold water) turned into something else.Todd Wilson — We’ve got to go through the the, if we really want to change the operating system, and I’ve seen how hard it is, guys can have the paradigm shift. We need to change. Then they go back home into the operating system that they’re operating in. And it is really, really hard to just throw off one operating system and embrace another oneTodd Wilson — And I wouldn’t even encourage people to do that. Don’t go home and just change your operating system overnight. But if you do want to make thoughtful, progressive change, the best way to do it is to start by going back and learn the lesson of how did we get where we are?Rich Birch — Yeah.Todd Wilson — How did things get off track to where to where we are?Rich Birch — Yeah, that’s good.Todd Wilson — And that’s what ended you know, I started out the book really to go after understanding the operating system itself. And very quickly came to the conclusion, oh, we I’m not sure how we’re going to move to a new operating system if people don’t go through the hard work of looking back and understanding how well-intentioned people over time have delivered for us what we have today in a flawed system.Rich Birch — Yeah, that’s good. You know, I know, again, from my own personal experience, not to bring this back to me, but to my own personal experience, again, it’s been interesting to see similar patterns. You know, every couple years, there’s like some new idea that comes up in the church. And oftentimes I’m like, yeah, this is just like of rehash of a thing I saw 10 years ago or 15 years ago or 20 years ago.Rich Birch — It’s like, oh, this is is brand new. It’s like, ah, it’s echoes of things we’ve seen in the past. So why don’t we just kind of give people a flyover or a walkover of the kind of eras that you kind of define as you went through the book, just to give people a high level. Rich Birch — Ultimately friends, you know, I’m encouraging you to to do two things out of today. One is to pick up, I think this could be a great book for you and your team to go through. You and your leadership team, buy copies of this, read it. I think it could be an interesting book for you or, and go and listen to Todd’s interview with Carey as well. Carey just takes longer in his podcast and has more time. So there’s going to be, there’s lots packed into that as well. Rich Birch — But why don’t you kind of give us a flyover of the eras? And then maybe when you think about each one of those, something that was like, really positive that came from that area something like hey there’s something good there or maybe there’s something there that we’ve got to be cautious about as we think about the future.Todd Wilson — Yeah. And just to be clear, Rich, you know this, ah I’m a local church guy. My calling is a local church. I’m still on staff at a local church. I love the local church. So this part of the, difficulty for me in spending two years and over a hundred hours of interviews and putting this timeline of history together is I love the church.Todd Wilson — And I I, don’t know that I’d be sitting here talking to you if it weren’t for several of these eras I’m getting ready to name to you. So you’ve got really, I think a common thread through across these areas as we jump into them is typically apostolic, evangelistically driven leaders who really want to reach people. Hell is real. Lost people are going there. We got to reach them. And I think that’s the driving factor across all these eras is well-intentioned people…Todd Wilson — And if I can start with the end point, I think we’ve sort of co-opted the more holistic disciple-making growth engine that’s capable of generational disciple-making with strategies for institutional programmatic growth that are not capable of reproduction. They’re very good at growing large things and reaching lots of people, but not necessarily making, you know, through relational disciple making, disciples who make disciples who plant churches that plant churches.Todd Wilson — So here’s how I would do the flyover. When I got started writing this history, I thought I was doing one chapter of this history in another book. Rich Birch — I love it.Todd Wilson — And one chapter turned into two chapters and three chapters. And eventually my editor said, Todd, you just need to do a full book.Rich Birch — Well, that’s a book.Todd Wilson — And it ends up turning into the longest book I’ve written because of the 75 year history. And ah Rich, seriously, don’t, people don’t need to feel bad if they don’t know all the history. I, I’m like a where’s Waldo through a lot of this history. I’ve had a seat at the table for a lot of the stuff through these eras.Todd Wilson — Until writing this book, I did not know how all the dots connected across these eras. And then it became there were so many, oh, oh, oh. So here’s here’s the shot I’ll give to you. Ididn’t really I knew I had heard of Donald McGavern. I knew he was considered the father of the modern church growth movement. I’ve never, prior to writing this book, read about him, gone off and studied him. Gary McIntosh is his by is Donald McGavern’s biographer. So I spent a lot of time with Gary. He pointed me in the right directions.Todd Wilson — And here’s what I learned. Donald McGavern, born in the late 1800s, international missionary in India. um His father and mother were missionaries in India. He came from the mission field and his context was the international mission field. Todd Wilson — Now, get this as the starting point in 1955. He’s an international missionary. He has planted 15 churches himself in his career, none of which ever grew to more than 100 people. So you got to let that sink in. The father of the modern church growth movement planted 15 churches, none of which grew to more than 100. And yet he’s the father of what we consider now the modern church growth movement.Rich Birch — Right. Interesting.Todd Wilson — So the kind the context was, he became fascinated after reading a research report on why some churches in provinces in India were growing and others weren’t. Sometimes churches in the same village that were growing and just down the street, others weren’t.Todd Wilson — So he kind of took a scientific approach, the study of church growth. Like let’s study this like it’s a science, like what’s causing some churches to grow. And he he had very clear conclusions out of that, but you know, a handful of conclusions of what’s causing that.Todd Wilson — And so ultimately, when he came off the mission field by 1960, 61, he started the Church Growth Institute, not for U.S. pastors, but for international missionaries who were on furlough to come home and learn about church growth principles that they could take back to the international mission field. He had no interest in U.S. pastors. Todd Wilson — So for multiple years in the 60s, he was doing that. And when Fuller wanted to start their International School of World Missions, one of their best faculty member ratings was Donald McGavern. So they invited him to come become the founding dean of the the Fuller School of World Missions.Todd Wilson — But he only agreed to do it if he could bring the Church Growth Institute with him. So by 1970, you’ve got that up and running. He’s built his team. He invited a guy called C. Peter Wagner off the mission field to come be on his faculty staff. And in 1970, 71, Peter Wagner convinced Donald McGavern that they ought to run one class for U.S. pastors on church growth.Todd Wilson — And the rest is history. That one class, it just turned into, Imean, people were very interested in it. Denominations became interested. And literally within a couple of years, you’ve got this up and to the right people latching on to church growth science.Todd Wilson — And that starts the process, you know. Even from the beginning, you start to see a little bit of co-opting away from McGavern’s things. Not fast, but a little bit. Todd Wilson — So right on the heels of that, in the 70s then, you’ve got this young kid, ah Bill Hybels… Rich Birch — Right. Todd Wilson — …who’s running you know going to go into business and he’s running a street ministry with youth. He’s being mentored by Robert Shuler.Rich Birch — Yes.Todd Wilson — And Shuler’s got the possibility thinking, think outside the box, very apostolic. Turns out Shuler not only mentors Hybels, but there’s some mentoring of Rick Warren. And so you’ve got the birth of the seeker-sensitive era then.Todd Wilson — You know, if the first era was the McGavern-Roots era, now we’ve got the seeker-sensitive era. And, you know, that can be a positive or a negative stigma. For me, in 1976, I’m in middle school going into high school, not a Christian, live down the street from this movie theater called the Willow Creek Movie Theater. Rich Birch — Right. Right.Todd Wilson — And my mom drags us kicking and screaming into the Willow Creek Movie Theater. We were the avatar family for the Seeker Sensitive family movement.Rich Birch — Right. Movement.Todd Wilson — From Seeker Sensitive, you get out of that the what Peter Drucker and Bob Buford would call the large church phenomena and the birth of Leadership Network then with the large church phenomena, which became the megachurch phenomena.Todd Wilson — You’ve got Rick Warren and his masterful work with the purpose-driven church. Rick’s able to put handles on this church growth part, but Rick was a disciple of Donald McGavern, so he’s got the McGavern roots. Todd Wilson — You’ve got Hybels with the Shuler roots. And in that 80 into the 90s with the birth of the Global Leadership Summit and the other, you’ve you’ve got this very influential large church phenomena, purpose-driven, being shaped by, you know, in large part, the combination of Leadership Network, Hybels, Rick Warren… And that brings us up to you know about 2000. Todd Wilson — And just as a flyover, I would then call the era of the externally focused church. You’ve got the rapid fire birth of church planting networks. You’ve got multi-site. People don’t realize prior to 2000, there’s less than 50 multi-site churches.Rich Birch — Yeah.Todd Wilson — Leadership Network engages it in 2000. And from 2000 to 2010 you see an up, I mean, radically up and to the right.Rich Birch — Right.Todd Wilson — The externally focused church, same thing. Rick Russo has book right in that time period. The missional guys, right in that time period. So the common theme between these church planning networks, the missional guys, the externally focused guys, the multi-site, is we’re now looking outside of ourselves.Rich Birch — Right.Todd Wilson — But in large part, we’re still looking outside of ourselves as growth strategies for our things. If you really go look under the hood of a lot of those.Todd Wilson — And then I would say coming out of the externally or outwardly focused era, 2015 to 2025, I just have no other name than the disruption era. As I was doing the research on this book, um I had to stop at like 12 major disruptions that happened in that time period with COVID right in the middle. Rich Birch — Right. Todd Wilson — And so that’s the…Rich Birch — Political upheaval. There’s a bunch in there in that same, you know, yeah, that there’s been a schism.Todd Wilson — You’ve got deconstruction of faith.Rich Birch — Yep.Todd Wilson — You’ve got cynicism. You’ve got platformed individualism with the birth of social media. Now anybody can be their own, you know, playlist influencer. There’s just so many disruptive factors in there.Rich Birch — Right.Todd Wilson — Now you look at all those disruptive factors with the evolution of what’s happening in the church and the church operating system. And it leaves us on a very shaky foundation at that point that, you know It kind of brings us up to where we are now, and you can either be a pessimist at that or an optimist. And I choose the optimist path that we’re poised for a new day and a new operating system is my prayer.Rich Birch — Yeah, that’s amazing. And friends, as you can see, you just got a real thin slice of, you know, just all the various phases that you do such a great job unpacking for us to help us really understand how we we got here. It was It was wild, it’s wild thinking about a lot of that because I remember, you know, various phases of those over the last particularly 25 years, you know, seeing that up close and seeing, you know, kind of the impact that has had and then wondering about the future and where we go from here. Rich Birch — So thinking about the future and, you know, obviously you’ve, um you know, you’ve you’re making a clear clarion call around, hey, we’ve got to think differently than the consumer driven operating system. We’ve got to we’ve got to come up with something different. After all of that, um and we’ve kind of covered this already, but I’d love to make sure we kind of hone on this, have this resonate with people that are listening in. Why is it so difficult for that system, for the consumer-driven operating system to to really ultimately produce healthy reproduction and multiplication and in churches? What’s structurally ah broken about it? And what what would be some first steps we should be thinking about change to the future as we think about, okay, where we go from here? Todd Wilson — Yeah.Rich Birch — How do we, you know, build on the positive stuff, but also look for something different as we look to the future? Todd Wilson — Yeah. I think we don’t have to make it complex, Rich, if we just keep trying to come back to simplicity for a minute. Like the system that has evolved has actually become pretty complex when you think about it. I would say if we could just focus on, I’m not even going to say changing overnight, but if if I’m a lead pastor, if I’m on staff at a church, I’m really focused on disciple-making as the core mission and growth engine of the church. Rich Birch — Right.Todd Wilson — Like what is it, most churches are going to say our mission is disciple making or it’s going to be part of it. They’re going to say we have a culture of disciple making, but it is not what the data shows. Rich Birch — Right.Todd Wilson — You know, again, 95% of churches do not have a culture of disciple-making. They have a culture of program activity. Rich Birch — Right. Todd Wilson — And so I’m not an advocate of changing everything overnight, but if you want to shift from a culture of program activity to a true culture of disciple-making‚ it has to start with the lead minister having a simple, reproducible, in-practice disciple-making approach that is being modeled for the… I don’t mean discipling the staff. I mean there’s people the lead pastor are personally discipling, modeling that simple, reproducible process. Todd Wilson — Where we’re starting to see traction and where I think the breakthroughs are going to come in getting us to the new operating system of the future, it is going to start, and it’s it’s happening right now, with pastors who say, you know, if I’m really honest, I’ve been preaching the last 52 weeks. I’ve been leading meetings. I’ve been doing, I’ve been doing, I’ve done, but I’m not really personally making disciples. Rich Birch — Right.Todd Wilson — And I think it’s going to start with the lead pastor, the elders, senior people saying, If we could only have one metric of success in the next 12 months, it’s not growth, it’s not the activities we do, it’s not the new building. If we only have one measure of success, it’s how many disciples have I personally, relationally been involved in? me Not how many have I preached to, not how many outreach events have we done where we’ve got, but what have I personally done on the disciple-making front?Todd Wilson — And I don’t want to make it more complicated than that. That’s what we’re missing right now.Rich Birch — That’s good. No, that’s really good. Yeah, that’s good. I love the practical takeaway of, um yeah, it’s like, who are the three people in your life that you’re actually discipling? Let’s start there. Rich Birch — So this is kind of a sidebar to it.Todd Wilson — Can I just look real quick?Rich Birch — Yes. Yep. Push back. Yep.Todd Wilson — So David Putman, who’s part of what we do at Multipliers, David’s longtime kingdom guy.Rich Birch — Yep.Todd Wilson — You should have him on as an interview here. David is completely focused on what he calls the 5-3-2 right now. Five simple reproducible principles, three rhythms, and and two relationships. So it’s a triad of three people that just keeps reproducing.Todd Wilson — Anybody can do it. A ninth grader can do it. A lead pastor can do it. I’m watching this model take different groups by storm right now. And whether you embrace the 5-3-2 or some other model like it, the key is going to be having a simple, reproducible process that works for the lead pastor and anyone else in the church. Same model.Rich Birch — Yeah, that’s good. Yeah we had David on back in 2020 and I’m like we got to get him back on uh the podcast. Rich Birch — So sidebar issue, so this is not something we’d you know kicked around ahead of time but it’s kind of adjacent to this. So I am not a I'm not a teaching pastor. Similar to you. I’m not, i never saw myself as a lead pastor. I’ve always been in the like, Hey, my job’s to be in the second chair, cheering for other lead pastors. I’ve worked for um really over my career as an XP three incredible communicator lead pastors who it would appear like, and it is, they, all three of them, God gifted them with this ability to speak and gather crowds. Like that was like core. And, and I, I’ve spent a lot of time like listening to them and watching them. And part of it just appears to be like, it’s definitely a gifting that’s going on there.Rich Birch — And I, over time, ah questions like the following would come up that I would I'd struggle with, where it’s like, it would appear like this person can gather a lot of people, and we can build more chairs in front of that person and people will hear that person and they’ll they’ll take steps towards Jesus. Rich Birch — And I understand that that’s not, or that’s not a full picture of discipleship. That’s one piece of the discipleship puzzle, but it’s not… And the the kind of organizational pressure is, okay, let’s keep figuring out how to build more seats in front of this person and and their gift. How do we get them to leverage their gift well? Rich Birch — And to be honest, I’ve been in conversations where I’ve been the voice of like, I want to line 100,000 people up in front of this person to hear this person speak because I think the way they talk about Jesus is different than what I’ve heard other people say and it it’ll make a difference. Rich Birch — That is, I think, at the center of this tension that there’s some there seems to be something about the gift of teaching that it’s not, I don’t know whether it’s not evenly distributed, or there’s like a brokenness in humanity and we only want to listen to certain kinds of people. I don’t know whether it’s one of those two things. So all I’ve done is describe a problem and I’m going to say, comment on it, Todd.Todd Wilson — Yeah. I think you’re right on the mark. I think I want to affirm that, you know, I mean, everybody has their definitions. I believe the preaching role is, and and the teaching and reaching is a piece of the discipleship equation.Rich Birch — Yep.Todd Wilson — I think if I’m defining the problem statement, We have made it the biggest piece… Rich Birch — Sure. Todd Wilson — …instead of a piece or a playing a role in it. So I think the issue is that how big we’ve made it. Like you, I was an executive pastor for years. And when I look back on that time, my role was not about holistic relational disciple making that could be the growth engine of the church. and it It was how do we get as many people in seats in the auditorium on Sunday? We need great marketing. We need great outreach.Todd Wilson — And again, I think all of those play a role in the disciple-making process ultimately. But let’s just be honest, that’s not disciple-making itself. It plays a role in the disciple-making process.Rich Birch — Right.Todd Wilson — So the elephant in the room here is, how do we scale disciple-making? If I if I could be If I could be the czar of this, I’m not, but if I could be, I want the genius at the end. I want the unique gifts that are represented across the whole mosaic and the church, starting with that dynamic creature that can attract the crowd. I want it. Todd Wilson — But I also want those senior leaders of the organization I really want to be focused on what is our growth engine and what is our holistic disciple-making process. Rich Birch — Right.Todd Wilson — And the number one thing I want from those senior leaders is not their unique gift. I want their modeling, their personal modeling of the simple, reproducible, disciple-making growth engine that anybody in the church can do. Rich Birch — That’s good.Todd Wilson — I mean, that that preaching gift you’re talking about, that that one lead pastor can do, how many other people in the church can do that?Rich Birch — Right. Not many. Yep.Todd Wilson — So there’s their paradigm. So we need them doing it.Rich Birch — Yes.Todd Wilson — But I would argue what we need them doing even more than that inspiration is modeling the simple reproducible disciple making thing that people know that’s how we’re going to win here.Rich Birch — Yeah. Well, and I’ve that lines up, I’ve said it at probably, well, not a thousand times, but hundreds of times with lead pastors over the years that in the context of this conversation, I would rather them weave in the discussion about their discipleship relationships as like just a normative part of conversation rather than the, we’re doing six weeks on discipleship and how to become disciple making. I’m like, if you just pepper that stuff in week in, week out, it just is a normative part of the conversation that changes culture. Rich Birch — The kind of like, we’re going to make it a program. We’re going to brand it. We’ve got a great name on it. And my experience has been, it’s it’s a little bit like nailing jello to the wall. There’s there’s actually some of that containing of what we’re talking about actually kills the exact thing that we’re trying to do. And so, man, I think there’s a real tension there. And how do we help those people? Rich Birch — Because it’s not like we want them to do a worse job. It’s not like, hey, if you could stop talking in a way that attracts a crowd, that’s not the answer. But we’ve got to, like you say, how do we move them into those personal relationships? That’s fantastic.Rich Birch — Well, this has been a great conversation…Todd Wilson — My question would be, Rich, what what would happen…Rich Birch — Yep.Todd Wilson — …if an average lead pastor went on a one-year journey to to of disciple-making themselves? Call it a triad, call it four, five. They’re always, over the next year, going to be in a disciple-making small micro group… Rich Birch — Yep. Todd Wilson — …and all of their preaching is going to be informed.Rich Birch — Yep.Todd Wilson — That’s their laboratory of learning.Rich Birch — Yeah, that’s their paradigm. Yeah, that’s good.Todd Wilson — That’s their paradigm. And now they’re bringing it to life, not just as periodic examples, but, you know, my whole frame of reference of my library is what comes out of that experience. Rich Birch — Yeah.Todd Wilson — And our problem right now is that’s just lack. It isn’t that it’s inserted a little bit. It’s just lacking.Rich Birch — Right. Yeah, that’s good. Yeah, this has been great. what ah What a great conversation. And as you can tell, friends, there’s a lot we could talk about there. And a lot you know just there’s a rich conversation that could be had around this. Rich Birch — Let’s let’s pivot and kind of talk a little bit about the book specifically. i want to make sure people pick up copies of this. Again, the name of it is How Did We Get Here? Looking Back to Look Forward. People can get this on Amazon. Are there other places that you would send people if they want to pick up copies of this?Todd Wilson — Yeah. So if they go to church-growth.org, church-growth.org, that’s the book’s homepage. You can actually get the free PDF there. You can get the free audio version there. There’s a full wiki there that people can contribute to. What you kind of mentioned it in passing, but I’ll highlight, it is impossible to read this book and not see yourself in it. Rich Birch — Yes. Yeah.Todd Wilson — Anyone who’s been a Christian for a while, they, the editor of the book said the power of this is going to be, she said, I can tell you the page in the book that I entered the story. Rich Birch — Yeah, that’s great. Todd Wilson — So you’ve got the free PDF, the free audio, the wiki, and then for people that just want the paper versions, you can get it on Amazon.Rich Birch — That’s great. And we’ll link to that friends so that you can, you know, find that quickly in the show notes and, and friends, I would encourage you again, to me, I think this could be a great resource to do with your leadership team, as I mentioned earlier. It would be a great kind of conversation starter and really context setter for us to think through these issues as we think about the future. Rich Birch — So kind of as we, as we come to close up today’s conversation, any final words as we wrap up today?Todd Wilson — Rich, I just appreciate the work you’re doing. I want to be an encouragement to pastors. Don’t let this book be, it’s not a deconstruction book. It’s not, oh my goodness, the church has fallen apart.Rich Birch — No, yeah.Todd Wilson — We need to keep plugging away doing what we’re doing, but we also have to have an eye on the future that this operating system that has evolved, everything has a beginning and an end. And this operating system, I believe, is in its final days. I think we’re we’re seeing you know less and less effectiveness with it. And I think we just need to be in a posture of giving permission to the next generations to do some trial and error and experimentation and not be locked into the paradigm of the of the past inheriting previous things.Rich Birch — No, fantastic, Todd. I appreciate you being here. And I would echo that, you know, you’re you’re the kind of leader that’s in our corner trying to help us get better. And so I appreciate the voice that you’ve had for for decades. And so I really appreciate that. Rich Birch — If people want to track with you, get connected, follow along with Multipliers where do we want to send them online?Todd Wilson — Multipliers.org can get me to all the different ways from email to phone to social media. So multipliers.org.Rich Birch — That’s great. Thanks so much, Todd. Appreciate you being here, sir.Todd Wilson — Thank you, Rich. Appreciate it.

John Solomon Reports
Navigating Lawfare and Youth Politics - Scott Walker on Socialism's Appeal and the Conservative Response

John Solomon Reports

Play Episode Listen Later Aug 16, 2026 31:51


In this episode of John Solomon Reports, host John Solomon welcomes former Wisconsin Governor Scott Walker, who shares his experiences as a target of liberal lawfare and the challenges he faced during the John Doe grand jury investigation. Walker discusses his journey from surviving political attacks to thriving as a leader at the Young Americas Foundation, where he engages with young conservatives and addresses the rising allure of socialism among youth. Solomon and Walker delve into actionable strategies to combat these trends and outline the critical issues at stake in the upcoming elections.In the second segment, Solomon is joined by Bud Cummins, a former U.S. Attorney from Little Rock, who offers his legal perspective on the FBI's conduct and the ongoing discussions surrounding the Round River operation. Cummins provides clarity on the implications of these revelations and what they mean for accountability within government.Finally, Solomon shares a personal health journey, discussing how he has successfully managed his blood pressure through a super fruit drink called 120Life. He highlights the benefits he's experienced and encourages listeners to consider natural alternatives to medication for health management.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.