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Bradley Hamner breaks down a powerful lesson from Michael Jordan's "The Last Dance" documentary about the fundamental difference between playing to win versus playing not to lose—and how this mindset shift can transform your business leadership.Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Your best hours are going to fires. Decision fatigue is real. And your team senses it.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Welcome back to Tom Ferry's Outliers Series—where we study the psychology, behaviors, and decision-making of real estate pros who perform at an extraordinary level.   In this conversation, Tom sits down with Sarah Combes, a 23-year industry veteran who made one decision that shattered her own GCI ceiling – $300K to $1.2M GCI in a single year.    You'll hear Sarah's story and exactly what she did to achieve this breakthrough: How joining coaching changed her business approach The behavioral alignment techniques that speed progress The delegation strategy that changed everything How you can get started delegating and break past exhaustion    If you've ever felt like you're capable of more—but can't seem to break through—Sarah's story looks a lot like the version of you that's waiting on the other side of the right structure, accountability, and guidance.   Ready to become a real estate outlier? That's what Tom's Elite Coaching Deal makes possible.    This special offer won't last much longer:

Today on Can't Be Contained, I'm sharing a story I don't tell lightly—the year I went from making $30,000 as a waitress to building a $300,000 business by betting on myself before it made sense. This wasn't luck. And it wasn't waiting until I felt "ready." In this solo episode, I break down the internal shifts that changed everything—how choosing belief over doubt, acting "as if," and embodying my future self rewired not just my business, but my health, relationships, and sense of self. We talk about the real difference between empty affirmations and embodied frequency… how breathwork became a body-first tool for breaking old patterns… and why holding your vision especially when things feel shaky is the edge most people miss. Inside the episode: ➤ Why acting "as if" works when willpower doesn't ➤ How breathwork helps dissolve identity-level blocks (not just mindset ones) ➤ The power of rewriting your story before the world catches up ➤ Three aligned action steps you can take today to close the gap between where you are and where you're going ➤ Why investing in yourself collapses time faster than anything else If you're building a business, leading others, or feeling the pull to break cycles around money, impact, or self-trust—this episode is your permission slip. This is about becoming the person who can hold what she's asking for. One decision. One breath. One bold bet on yourself. Join the Women & Wealth Event: https://www.pausebreathwork.com/wealth Learn How to Grow Your Income, Impact and Freedom by Becoming a Certified Breathwork Facilitator: https://do.pausebreathwork.com/breathwork-training About Can't Be Contained Can't Be Contained' is the unscripted, unedited – fully uncontained journal entries & real-life experiences of those who follow their bliss & intuitive hits, the freedom seekers, the sacred rebels – the ones who are here to disrupt what preceded us & create what is ahead of us. Subscribe now to stay tuned for every episode! For full show notes, resources, and links: The Pause Breathwork App is the #1 app to clear stress using your breath. Download the app here: https://pause.live/Pause-Breathwork-App  

Get the Midterm Rental Insurance Blueprint: ⁠https://experimentrealestate.com/#blueprintIn this eye-opening episode of In The Lab, Ruben sits down with Serg Lupescu as he shares how he scaled from starting a single residential assisted living home at 22 years old to building an 8-figure portfolio of care facilities. After beginning his career path in nursing, Serg recognized early that traditional career paths capped both income and freedom, which pushed him toward entrepreneurship and building businesses around real estate-backed healthcare services.Serg breaks down how residential assisted living actually works from a business perspective — including licensing, staffing models, revenue per bed, and why facilities under 10 beds often struggle financially. He explains how today's biggest opportunities exist in acquiring distressed but licensed facilities, increasing capacity, improving operations, and repositioning properties to meet modern care expectations.The conversation also dives into mindset, adversity, and leadership. Serg shares lessons from surviving childhood leukemia, navigating partnership betrayal that resulted in a $300K loss, and redefining his relationship with money, faith, and identity. He explains why true wealth is time freedom, presence with family, and building businesses that create real-world impact for families and communities.Tune in now to learn how assisted living creates powerful cash flow, why demand is accelerating due to the aging population, and how service-driven real estate can become a long-term wealth and legacy strategy.HIGHLIGHTS OF THE EPISODE:16:36 Serg talks about redefining true wealth as time freedom, presence with family, and living life on your own terms.59:16 Serg talks about the growing assisted living shortage driven by the aging population. KEEPING IT REAL:03:45 – CNA to Operator06:30 — Entrepreneur Seasons Shift10:15 — Hustle Culture Myth15:45 — True Wealth Defined20:45 — Career Path Decision24:50 — CEO Mindset Formation32:30 — MTR Bootcamp Ad34:45 — Assisted Living Explained44:30 — Licensing Setup Timeline49:45 — Build vs Acquire52:50 — Per Bed Economics56:30 — Resident Stay Metrics58:45 — Silver Tsunami Demand1:02:15 — Capacity Value Add1:04:30 — Facility Financing Structures1:06:50 — Rate Optimization Lever1:09:10 — Family Buying Drivers1:12:15 — Low Industry Standards1:17:30 — Partnership Loss Lesson1:20:45 — Faith Money Identity1:28:30 — Five Year Vision1:35:45 — Emotional ROI Impact1:42:30 — Community Platform VisionCONNECT WITH THE GUESTLinkedin: https://www.linkedin.com/in/serg-lupescu-60a62465/Instagram: https://www.instagram.com/serg.lupescu/Youtube: https://www.youtube.com/@serg_lupescu#AssistedLivingInvesting #ResidentialAssistedLiving #HealthcareRealEstate #SilverTsunami #CashFlowRealEstate #LegacyWealth #ServiceBasedBusiness #EntrepreneurMindset #RealEstateScaling #ExperimentNation

Liver disease isn't just about alcohol, and it's way more common than most people realize.   In this episode of The Gut Show, @socalgastrodoc helps break down what your liver actually does, why cases are rising, how it's diagnosed, what's reversible, and where things like GLP-1s, supplements, and even coffee fit in.   If you've ever been told to "just drink less" or felt overwhelmed by perfection, this one's for you!   About our guest:  Dr. Wendi LeBrett is a double board-certified gastroenterologist and internal medicine physician. She holds a Bachelor of Arts in Economics from Stanford University and graduated from the University of California San Diego School of Medicine. She completed her internal medicine residency and gastroenterology subspecialty fellowship at UCLA. Her research has been published in several leading gastroenterology journals including Gastroenterology, The American Journal of Gastroenterology, Clinical Gastroenterology & Hepatology, and The Lancet Gastroenterology. Dr. LeBrett is a leading voice in gastroenterology on social media. She presented the presidential plenary at United European Gastroenterology Week 2025 on medical misinformation on social media and was awarded a Healio Gastroenterology Disruptor award as Social Media Influencer of the Year 2023. She has over 300K followers on social media and creates educational content as @socalgastrodoc. She is a trusted voice on gastrointestinal health and has been featured in the Wall Street Journal, TIME, SELF, the Huffington Post, Business Insider and Well+Good. She is the founder of ModernGut, a gastroenterology education platform. TikTok Instagram   Thank you to our partners:   @imodifyhealth is the leader in evidence-based, medically-tailored meal delivery offering Monash Certified low FODMAP, Gluten free, and Mediterranean meals - expertly crafted to help you achieve better symptom control AND improve overall health.    The best part? They make it easy by doing all prep work for you. Simply choose the meals you want, stock your fridge or freezer when meals arrive at your door, then heat and enjoy when you're ready. Delicious meals. Less stress. Complete peace of mind.   Check out modifyhealth.com and save 35% off your first order plus free shipping across the US with code: THEGUTSHOW.   @fodzyme is the world's first enzyme supplement specialized to target FODMAPs.   When sprinkled on or mixed with high-FODMAP meals, FODZYME's novel patent-pending enzyme blend breaks down fructan, GOS and lactose before they can trigger bloating, gas and other digestive issues.    With FODZYME, enjoy garlic, onion, wheat, brussels sprouts, beans, dairy and more — worry free! Discover the power of FODZYME's digestive enzyme blend and eat the foods you love and miss.   Visit fodzyme.com and save 20% off your first order with code THEGUTSHOW. One use per customer.   @mbiotaelemental is the next generation of the elemental diet. Developed with leading gastroenterologists and food scientists, it's the first formula that's both clinically effective AND genuinely easy to drink.   If you're looking for an option to support SIBO or your gut, mBIOTA Elemental may be one to consider. Learn more at mbiota.com and save 20% on their two-week protocol with code GUTIVATE  

Time to bring back a word you probably don't use enough in your business: quotas. In this solo episode, Bradley breaks down why setting specific, measurable, time-bound performance goals for your team isn't just a sales concept—it's a clarity tool that transforms how you coach, manage, and drive results across your entire organization.Key Takeaways"How did your sales team perform as a percent to quota in January? If they had to sell 50 widgets and they sold 55, they were over 100% to quota."Setting defined timeframes and defined outcomes creates the foundation for effective coaching and accountability. When your team knows exactly what's expected, you can coach them toward specific targets instead of vague goals like "do more."Visit BlueprintOS.com to learn about the 2026 Above The Business Workshops, our coaching programs, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence. Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch. Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast. Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The Business: Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Send us a textOur Patreon - https://www.patreon.com/HockeyCardsGongshowOn this episode of the Hockey Cards Gongshow podcast we start with Get To Know Your Hockey Hall of Famers, this time looking at the life, hockey career, and hobby market for hockey hall of famer, Frank Brimsek (9:41). Next, we give 5 Macklin Celebrini rookie card picks for less than $500...some hidden gems (20:32).  In hobby news, is Gavin McKenna slipping down the draft rankings?, William Nylander's expensive middle finger, and a security guard charged for memorabilia theft (34:01).  In new product releases, GP Sports Cards, Grant Paterson, joins the show to talk about acquiring a $300,000 Wayne Gretzky shield auto 1/1 card, and 2024-25 O-Pee-Chee delayed (1:02:53).  We end the show by showing our recent personal hockey card pickups (1:42:17).Partners & SponsorsGongshow Reloaded - https://www.GongshowReloaded.comHockeyChecklists.com - https://www.hockeychecklists.comSlab Sharks Consignment - http://bit.ly/3GUvsxNSlab Sharks is now accepting U.S. submissions!GP Sports Cards - https://gpsportcards.com/Total Sports Cards - https://totalsportcards.comSign up for Card Ladder - https://app.cardladder.com/signup?via=HCGongshoFollow Hockey Cards Gongshow on social mediaInstagram - https://www.instagram.com/hockey_cards_gongshow/TikTok - https://www.tiktok.com/@hockey_cards_gongshowFacebook - https://www.facebook.com/HockeyCardsGongshowTwitter - https://twitter.com/HCGongshowThe Hockey Cards Gongshow podcast is a production of Dollar Box Ventures LLC

Are you trying to scale a startup? Hiring a mentor for the wrong stage of business? Find out what stage you are in and what to focus on: https://link.kimguillory.com/widget/quiz/kUdYFHTmDk5ddaL6S8HM  In this episode, Kim Guillory breaks down the three critical phases every service-based business goes through and reveals the biggest mistakes entrepreneurs make at each stage. What You'll Learn: 1️⃣ The difference between startup, growth, and scaling phases 2️⃣ Revenue benchmarks for each business stage ($50K, $300K, $500K+) 3️⃣ When to hire help and what kind of support you actually need 4️⃣ How to choose the right mentor or coach for YOUR specific stage 5️⃣ Why duplication and systems matter more than you think 6️⃣ The intrapreneur model: a new way to scale without going solo Tune in to find out: https://kimguillory.com/podcast/growing-vs-scaling-business  If this episode resonated with you, please leave a 5-star rating and review, and share it with a fellow entrepreneur who needs to hear this message!

"My best learning opportunities were the ones where I've ultimately failed or made huge mistakes. I basically got an MBA in acquisitions in that deal." - Cameron BishopWhat if you could see your business through the eyes of someone who's completed over 100 acquisitions? In this episode, Bradley sits down with investment banker Cameron Bishop to explore the mind of an acquirer and how thinking like an investor can transform your business—whether you're planning to sell tomorrow or a decade from now.Cameron shares hard-won lessons from his journey from advertising copywriter to CEO of a $400 million company, and now as a managing director helping business owners navigate successful exits. You'll discover why the strategies that make a business attractive to buyers also make it a better business to own and operate.Resources MentionedRain CatcherWebsite: raincatcher.com Email: cameron.bishop@raincatcher.com.Connect with Cameron on LinkedIn.Free consultations available (no cost, no obligation, no sales pitch).Visit BlueprintOS.com to learn about the 2026 Above The Business Workshops, our coaching programs, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence. Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch. Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast. Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The Business: Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

In this Monday Market Data Report, co-host Mark Lumpkin breaks down the short-term rental numbers for Park City, one of the most in-demand ski towns in the country.This episode reveals some of the largest performance gaps we've seen in any market — where top-performing properties earn more than double what average listings make in the same bedroom category.Inside the data, you'll learn:What 3-bedroom homes earn at average vs. top-tier performance levelsWhy performance matters more than bedroom count in Park CityHow 4- and 5-bedroom homes can push well into six figures annuallyWhy 6+ bedroom properties are producing $300K+ per yearHow nightly rates and occupancy combine to create massive revenue swingsThe takeaway is clear: in Park City, average properties get crushed, while well-designed, well-executed homes dominate the market.If you're investing in ski towns, underwriting luxury STRs, or deciding whether Park City is worth the premium buy-in, this episode gives you the real numbers behind the hype.Have a market you want us to break down next? DM Mark and we'll bring the data.

Are you tired of feeling like you're living the same business year over and over again? In this episode, Bradley Hamner tackles the frustration many business owners feel when December rolls around and they're going through the same annual planning motions—setting objectives, hosting kickoffs, and wondering if anything will really change this time.Drawing inspiration from the classic movie Groundhog Day, Bradley explores the delicate balance between maintaining what works in your business while evolving to stay ahead of the curve. He challenges the common trap of either being an "arsonist" who burns down everything that's working or getting stuck in comfortable routines that no longer serve your growth.Key Question: How do you gain 20 years of real experience instead of repeating the same year 20 times?Visit BlueprintOS.com to learn about the 2026 Above The Business Workshops, our coaching programs, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence. Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch. Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast. Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The Business: Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Episode 158: In this episode of Critical Thinking - Bug Bounty Podcast we talk about our personal takeaways from the CTBB Charity Hackalong, and then break down some InsertScript POCs, what a $55,000 bug can look like, and if Smart People Ever Say They're Smart.Follow us on twitter at: https://x.com/ctbbpodcastGot any ideas and suggestions? Feel free to send us any feedback here: info@criticalthinkingpodcast.ioShoutout to YTCracker for the awesome intro music!====== Links ======Follow your hosts Rhynorater, rez0 and gr3pme on X: https://x.com/Rhynoraterhttps://x.com/rez0__https://x.com/gr3pmeCritical Research Lab:https://lab.ctbb.show/ ====== Ways to Support CTBBPodcast ======Hop on the CTBB Discord at https://ctbb.show/discord!We also do Discord subs at $25, $10, and $5 - premium subscribers get access to private masterclasses, exploits, tools, scripts, un-redacted bug reports, etc.You can also find some hacker swag at https://ctbb.show/merch!Today's Sponsor: Join Justin at Zero Trust World in March and get $200 off registration with Code ZTWCTBB26https://ztw.com/====== Resources ======InsertScript - XSS Challenge Solutionhttps://insert-script.blogspot.com/2020/03/xss-challenge-solution-refresh-header.htmlInsertScript - Redirect AuthHeaderhttps://www.insert-script.com/examples/redirectAuthHeader/send.htmlCRLF injection on a 302 redirecthttps://x.com/0xdef1ant/status/2009040359482118500Multiple XSS in Meta Conversion API Gateway Leading to Zero-Click Account Takeoverhttps://ysamm.com/uncategorized/2025/01/13/capig-xss.htmlArcanum Hack Tipshttps://github.com/Arcanum-Sec/hack_tipsTrail of Bits Releases Claude Skillshttps://x.com/dguido/status/2011541318229533063what a $55,000 bug can look likehttps://x.com/the_IDORminator/status/2007480636244697237Pwning Claude Code in 8 Different Wayshttps://flatt.tech/research/posts/pwning-claude-code-in-8-different-ways/Do Smart People Ever Say They're Smart?https://labs.watchtowr.com/do-smart-people-ever-say-theyre-smart-smartertools-smartermail-pre-auth-rce-cve-2025-52691/====== Timestamps ======(00:00:00) Introduction(00:04:18) Technical takeaways from CT Charity Hackalong(00:22:21) InsertScript POCs & Rez0 and teknogeek's IOT Adventures(00:32:16) CRLF injection on a 302 redirect & Multiple XSS in Meta(00:41:00) Trail of Bits, what a $55,000 bug can look like, & Pwning Claude Code(00:54:16) Do Smart People Ever Say They're Smart?

Episode 158: In this episode of Critical Thinking - Bug Bounty Podcast we talk about our takeaways from the CTBB Charity Hackalong, and then break down some InsertScript POCs, what a $55,000 bug can look like, and if Smart People Ever Say They're Smart.Follow us on twitter at: https://x.com/ctbbpodcastGot any ideas and suggestions? Feel free to send us any feedback hereShoutout to YTCracker for the awesome intro music!====== Links ======Follow your hosts Rhynorater, rez0 and gr3pme on X: Crit Research Lab:====== Ways to Support CTBBPodcast ======Hop on the CTBB Discord at https://ctbb.show/discord!We also do Discord subs at $25, $10, and $5 - premium subscribers get access to private masterclasses, exploits, tools, scripts, un-redacted bug reports, etc.You can also find some hacker swag!Today's Sponsor: Join Justin at Zero Trust World in March and get $200 off registration with Code ZTWCTBB26https://ztw.com/====== Resources ======InsertScript - XSS Challenge SolutionInsertScript - Redirect AuthHeaderCRLF injection on a 302 redirectMultiple XSS in Meta Conversion API Gateway Leading to Zero-Click Account TakeoverArcanum Hack TipsTrail of Bits Releases Claude Skillswhat a $55,000 bug can look likePwning Claude Code in 8 Different WaysDo Smart People Ever Say They're Smart?====== Timestamps ======(00:00:00) Introduction(00:04:18) Takeaways from CT Charity Hackalong(00:22:21) InsertScript POCs & Rez0 and teknogeek's IOT Adventures(00:32:16) CRLF injection on a 302 redirect & Multiple XSS in Meta(00:41:00) Trail of Bits, what a $55,000 bug can look like, & Pwning Claude Code(00:54:16) Do Smart People Ever Say They're Smart?

Ever wonder why your podcast isn't growing—even though you're posting great content consistently?If you've been stuck with slow podcast growth, declining momentum, or flat monthly downloads, this episode reveals the hidden reason most podcasters never see. The truth is, content alone doesn't drive discovery—and believing it does may be quietly burying your show. In this episode, Anthony and Taig break down the exact Podcast SEO shift that helped podcasters go from invisible to discoverable on Apple Podcasts and Spotify.In this episode, you'll discover:How Podcast SEO helps you rank on Apple & Spotify so new listeners find you every monthWhy podcast growth stalls even with great content—and how to fix it fastThe simple system that increases monthly downloads without social media or big-name guestsIf you want predictable podcast growth, higher monthly downloads, and a system that works while you sleep, this episode will completely change how you think about growing a podcast.More From Get More Listeners:Click here and grab your free copy of our best selling book Podcast Marketing + A mini podcast audit.Or visit: https://getmorelisteners.com/bookView client results & case studiesLooking for a new hosting platform with amazing analytics? Try Captivate for free hereEmail admin@getmorelisteners.com to get in contact with Taig & Anthony.This podcast is for entrepreneurs to learn proven podcasting audience growth, marketing & monetization tips & strategies including data-driven SEO, guesting, and social media strategy.You'll learn how to grow and monetize faster, get more listeners and engagement, increase downloads, attract more subscribers, clients or sponsors, and turn your show into a revenue-generating platform.If you listen to any of the following shows, we're sure you'll ours too! Podcasting Made Simple by Alex Sanfilippo, Grow The Show: How to Grow a Podcast Audience & Monetize by Kevin Chemidlin, School of Podcasting by Dave Jackson, Grow My Podcast Show by Deirdre Tshien, Podcast Marketing Trends Explained by Jeremy Enns & Justin Jackson, Organic Marketing Simplified by Juliana Barbati.

From Netflix's massive $480 million bet on Stranger Things to a four-year-old "invisible" song dethroning Taylor Swift overnight, TOPAgency.com CEO Ben Kaplan deconstructs the week culture moved faster than the boardroom.We're double-checking the ROI on $8M Super Bowl ads and diving into how a "cheap" Chinese AI model just undercut OpenAI by 50x. Is "Made in China" the new premium in AI, or a race to the bottom?Featuring:The Joe Keery Effect: How the Stranger Things finale created a global #1 hit from a 2022 "side hustle."Streaming Math: Why $60M per episode is actually a bargain for Netflix retention.The DeepSeek Disruption: Can a $300k Chinese model actually beat billions in Silicon Valley R&D?NVIDIA vs. Tesla: Why Wall Street just picked the "platform" over the "product" at CES.The Dictator's Hoodie: How American brand Origin turned Nicolas Maduro's arrest into a masterclass in real-time marketing.Jonas Brothers vs. AI: Why the future of "real" advertising might mean ditching the algorithms.Watch on YouTube at: ⁠https://www.youtube.com/@branded-podcastFollow on TikTok at: http://tiktok.com/@top_agencyGet the merch at: ⁠https://store.nationaltoday.com/

In this episode, I'm breaking down the real ROI of marketing for boutique hotels, micro resorts, and short-term rental owners, and I'm doing it with actual numbers, not fluffy marketing talk. One of the biggest questions I hear from owners is, "What's my ROI on marketing?" And the truth is, most hospitality businesses are looking at marketing the wrong way. It's not an expense you justify month to month. It's an income-producing asset that impacts revenue, margins, and the long-term value of the business you're building. I walk through a realistic boutique hotel example and show how marketing assets like branding, email marketing, social media, and a direct booking ecosystem can conservatively add around $300,000 per year in revenue, and potentially $800K to $1M in valuation when it comes time to sell. No unicorn assumptions. No perfect markets. Just simple math and strategy that most owners are (unfortunately) not leveraging. We talk about what marketing assets actually are, why relying solely on OTAs leaves you with no leverage, and how things like pricing power, owned demand, and direct bookings give you more control over your business. I also break down why social media is not just about visibility, but credibility and conversion, and why an email list is one of the most overlooked assets in hospitality. This episode also covers what to realistically expect from a marketing agency, how to evaluate ROI beyond just "new bookings," and why sometimes the biggest win is reclaiming profit you're currently giving away in OTA fees. If you're building a boutique hotel, micro resort, STR portfolio, or even a single high-performing property and you care about long-term growth, cash flow, and exit value, this conversation will help you rethink how marketing fits into the bigger picture of your business. Connect with me:

This episode of the Mitchell Report UNleashd Podcast brings a lively soccer conversation as host Corrado breaks down the timeless debate: Messi or Ronaldo?With strong conviction, Corrado shares why he believes Cristiano Ronaldo stands above the rest, emphasizing his work ethic, mental toughness, and relentless drive to succeed. Beyond the debate, the conversation shifts to the evolution of soccer and the current state of Italian football. Corrado reflects on his own playing experience in Italy, discussing the challenges he encountered and how those moments helped mould his mindset, resilience, and overall approach to the game.TakeawaysCR7 has the full package: speed, dribbling, and shooting.Mindset is what separates great athletes from the rest.Investing in leagues is crucial for nurturing talent.Networking in real estate is built on past experiences in promoting events.Financial literacy is essential for young adults.CONTACT CORRADO HERE: INSTAGRAM: https://www.instagram.com/corrado/WEBSITE: https://corrado.caHOO.BE: Link iconhoo.be/corradoBOOK A FREE CALL: Link icon

SUBSCRIBE AND JOIN US LIVE EVERY MONDAY NIGHTBitcoin's biggest week yet. We break down everything: BIP-110's soft fork controversy (can 45% hashrate really win?), Eric Adams' NYC memecoin rug pull ($1.3M gone in 30 minutes), solo miners earning $300K blocks, and the Strive-Semler Bitcoin acquisition creating the #11 corporate holder globally.But it's not just crypto news. This week's also about decentralization actually working: X killed InfoFi with one API ban (validating why decentralized social networks matter), Uganda shut down the internet and 400K citizens downloaded Jack Dorsey's offline BitChat app instead, and Iran's $7.8B crypto economy proves Bitcoin's hardest use case is real—escaping financial repression.We also cover Canadian policy: the Federal Court ruled the Emergencies Act unconstitutional, Canada just pivoted to China with a major trade deal, and Ontario's homelessness hit 85,000 (government spent $4B and the problem got worse).⁠Discord:   / discord   A part of the CBP Media Network: ⁠www.twitter.com/CBPMediaNetworkThis show is sponsored by: easyDNS - https://easydns.com EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. With DomainSure and EasyMail, you'll sleep soundly knowing your domain, email and information are private and protected. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - ⁠⁠https://mission.bullbitcoin.com/cbp⁠⁠ The CBP recommends Bull Bitcoin for all your BTC needs. There's never been a quicker, simpler, way to acquire Bitcoin. Use the link above for 25% off fees FOR LIFE, and start stacking today.256Heat -⁠ https://256heat.com/ ⁠ GET PAID TO HEAT YOUR HOUSE with 256 Heat. Whether you're heating your home, garage, office or rental, use a 256Heat unit and get paid MORE BITCOIN than it costs to run the unit. Book a call with a hashrate heating consultant today.RESEARCH LINKS:BIP-110: https://stacker.news/items/1413227Eric Adams: https://www.nytimes.com/2026/01/13/ny...Solo mining: https://bitbo.io/news/solo-miner-rare...Strive-Semler: https://cryptobriefing.com/strive-add...21Shares: https://www.globenewswire.com/news-re...X/InfoFi: https://blog.mexc.com/news/x-kills-in...Self-custody: https://x.com/BitcoinNews/status/2012...Iran: https://www.chainalysis.com/blog/iran...Emergencies Act: https://www.fca-caf.ca/en/pages/decis...Canada-China: https://www.international.gc.ca/news-...Ontario: https://www.amo.on.ca/events-training...Uganda: https://www.reuters.com/business/medi...

In Episode 3, Peter and Alli stop talking about what's broken and start building the alternative in real time — the pega6 model. Jeremy Smith takes everyone into the “why now” moment: he's been sitting on this idea for 15 years, watching college get more expensive and less useful, until the market finally hit a tipping point. Parents, students, and employers aren't just annoyed anymore… they're done.Then the episode gets tactical. Jeremy explains why universities can't pivot into a one-year, career-focused, experiential model (even if they wanted to), because their incentives, culture, and infrastructure literally won't allow it. That opens the door for a new category of higher ed — not “college,” not bootcamps, not apprenticeships — but a white-collar trade school built for the AI age.Big takeaway: Pega 6 is about graduating students as “Pegasus” — AI-first entry-plus employees with real technical skills, real soft skills, and the ability to deliver on day one… while being four years and ~$300K ahead of the traditional path.If you came this far... head to www.pega6.com/dep You won't be disappointed!

SUBSCRIBE AND JOIN US LIVE EVERY MONDAY NIGHTBitcoin's biggest week yet. We break down everything: BIP-110's soft fork controversy (can 45% hashrate really win?), Eric Adams' NYC memecoin rug pull ($1.3M gone in 30 minutes), solo miners earning $300K blocks, and the Strive-Semler Bitcoin acquisition creating the #11 corporate holder globally.But it's not just crypto news. This week's also about decentralization actually working: X killed InfoFi with one API ban (validating why decentralized social networks matter), Uganda shut down the internet and 400K citizens downloaded Jack Dorsey's offline BitChat app instead, and Iran's $7.8B crypto economy proves Bitcoin's hardest use case is real—escaping financial repression.We also cover Canadian policy: the Federal Court ruled the Emergencies Act unconstitutional, Canada just pivoted to China with a major trade deal, and Ontario's homelessness hit 85,000 (government spent $4B and the problem got worse).⁠Discord:   / discord   A part of the CBP Media Network: ⁠www.twitter.com/CBPMediaNetworkThis show is sponsored by: easyDNS - https://easydns.com EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. With DomainSure and EasyMail, you'll sleep soundly knowing your domain, email and information are private and protected. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - ⁠⁠https://mission.bullbitcoin.com/cbp⁠⁠ The CBP recommends Bull Bitcoin for all your BTC needs. There's never been a quicker, simpler, way to acquire Bitcoin. Use the link above for 25% off fees FOR LIFE, and start stacking today.256Heat -⁠ https://256heat.com/ ⁠ GET PAID TO HEAT YOUR HOUSE with 256 Heat. Whether you're heating your home, garage, office or rental, use a 256Heat unit and get paid MORE BITCOIN than it costs to run the unit. Book a call with a hashrate heating consultant today.RESEARCH LINKS:BIP-110: https://stacker.news/items/1413227Eric Adams: https://www.nytimes.com/2026/01/13/ny...Solo mining: https://bitbo.io/news/solo-miner-rare...Strive-Semler: https://cryptobriefing.com/strive-add...21Shares: https://www.globenewswire.com/news-re...X/InfoFi: https://blog.mexc.com/news/x-kills-in...Self-custody: https://x.com/BitcoinNews/status/2012...Iran: https://www.chainalysis.com/blog/iran...Emergencies Act: https://www.fca-caf.ca/en/pages/decis...Canada-China: https://www.international.gc.ca/news-...Ontario: https://www.amo.on.ca/events-training...Uganda: https://www.reuters.com/business/medi...

Two Golden Door winners walk into the studio: one has 11 summers with zero bagels, the other was on track to be a Delta pilot until a color-blindness test blew up his dream. Both went on to stack Golden Doors, build real estate portfolios, and prove that identity + mindset beat raw talent every time.In this Golden Door Podcast episode, Sam sits down with Jake West (5× Golden Door) and McKenzie Golding (2× Golden Door) from Aptive to unpack what actually changes when you go from 250K rev to 700K+ and 1,000+ accounts.You'll hear:- How Jake went from “250 is elite” to 1,000+ account summers- Why McKenzie quit door-to-door, took a 9–5, then came back and nearly tripled his best year - The Clark Kent vs Superman mental framework (who's holding the mic in your head?) - What to do after bageling your first three days so you never bagel again - The “Dr Pepper 23 flavors” of a Golden Door summer (mindset, work ethic, time, skills) - Exactly how they handle slumps, self-doubt, and bad days on the doors - Why filming your pitch and fixing tiny details (like eye contact) can 5× your results - How they use door-to-door to buy real estate and buy back their time If you're stuck at 150–300 accounts or 200–300K in revenue and Golden Door feels “unreasonable,” this conversation gives you the identity, frameworks, and habits that make big numbers inevitable.

IWhat is our children's future? What skills should they be developing? How should schools be adapting? What will the fully functioning citizens and workers of the future look like? A look into the landscape of the next 15 years, the future of work with human and AI interactions, the transformation of education, the safety and privacy landscapes, and a parental playbook. Navigation: Intro The Landscape: 2026–2040 The Future of Work: Human + AI The Transformation of Education The Ethics, Safety, and Privacy Landscape The Parental Playbook: Actionable Strategies Conclusion Our co-hosts: Bertrand Schmitt, Entrepreneur in Residence at Red River West, co-founder of App Annie / Data.ai, business angel, advisor to startups and VC funds, @bschmitt Nuno Goncalves Pedro, Investor, Managing Partner, Founder at Chamaeleon, @ngpedro Our show: Tech DECIPHERED brings you the Entrepreneur and Investor views on Big Tech, VC and Start-up news, opinion pieces and research. We decipher their meaning, and add inside knowledge and context. Being nerds, we also discuss the latest gadgets and pop culture news Subscribe To Our Podcast Bertrand SchmittIntroduction Welcome to Episode 72 of Tech Deciphered, about our children’s future. What is our children’s future? What skills should they be developing? How should school be adapting to AI? What would be the functioning citizens and workers of the future look like, especially in the context of the AI revolution? Nuno, what’s your take? Maybe we start with the landscape. Nuno Goncalves PedroThe Landscape: 2026–2040 Let’s first frame it. What do people think is going to happen? Firstly, that there’s going to be a dramatic increase in productivity, and because of that dramatic increase in productivity, there are a lot of numbers that show that there’s going to be… AI will enable some labour productivity growth of 0.1 to 0.6% through 2040, which would be a figure that would be potentially rising even more depending on use of other technologies beyond generative AI, as much as 0.5 to 3.4% points annually, which would be ridiculous in terms of productivity enhancement. To be clear, we haven’t seen it yet. But if there are those dramatic increases in productivity expected by the market, then there will be job displacement. There will be people losing their jobs. There will be people that will need to be reskilled, and there will be a big shift that is similar to what happens when there’s a significant industrial revolution, like the Industrial Revolution of the late 19th century into the 20th century. Other numbers quoted would say that 30% of US jobs could be automated by 2030, which is a silly number, 30%, and that another 60% would see tremendously being altered. A lot of their tasks would be altered for those jobs. There’s also views that this is obviously fundamentally a global phenomenon, that as much as 9% of jobs could be lost to AI by 2030. I think question mark if this is a net number or a gross number, so it might be 9% our loss, but then maybe there’re other jobs that will emerge. It’s very clear that the landscape we have ahead of us is if there are any significant increases in productivity, there will be job displacement. There will be job shifting. There will be the need for reskilling. Therefore, I think on the downside, you would say there’s going to be job losses. We’ll have to reevaluate whether people should still work in general 5 days a week or not. Will we actually work in 10, 20, 30 years? I think that’s the doomsday scenario and what happens on that side of the fence. I think on the positive side, there’s also a discussion around there’ll be new jobs that emerge. There’ll be new jobs that maybe we don’t understand today, new job descriptions that actually don’t even exist yet that will emerge out this brave new world of AI. Bertrand SchmittYeah. I mean, let’s not forget how we get to a growing economy. I mean, there’s a measurement of a growing economy is GDP growth. Typically, you can simplify in two elements. One is the growth of the labour force, two, the rise of the productivity of that labour force, and that’s about it. Either you grow the economy by increasing the number of people, which in most of the Western world is not really happening, or you increase productivity. I think that we should not forget that growth of productivity is a backbone of growth for our economies, and that has been what has enabled the rise in prosperity across countries. I always take that as a win, personally. That growth in productivity has happened over the past decades through all the technological revolutions, from more efficient factories to oil and gas to computers, to network computers, to internet, to mobile and all the improvement in science, usually on the back of technological improvement. Personally, I welcome any rise in improvement we can get in productivity because there is at this stage simply no other choice for a growing world in terms of growing prosperity. In terms of change, we can already have a look at the past. There are so many jobs today you could not imagine they would exist 30 years ago. Take the rise of the influencer, for instance, who could have imagined that 30 years ago. Take the rise of the small mom-and-pop e-commerce owner, who could have imagined that. Of course, all the rise of IT as a profession. I mean, how few of us were there 30 years ago compared to today. I mean, this is what it was 30 years ago. I think there is a lot of change that already happened. I think as a society, we need to welcome that. If we go back even longer, 100 years ago, 150 years ago, let’s not forget, if I take a city like Paris, we used to have tens of thousands of people transporting water manually. Before we have running water in every home, we used to have boats going to the North Pole or to the northern region to bring back ice and basically pushing ice all the way to the Western world because we didn’t have fridges at the time. I think that when we look back in time about all the jobs that got displaced, I would say, Thank you. Thank you because these were not such easy jobs. Change is coming, but change is part of the human equation, at least. Industrial revolution, the past 250 years, it’s thanks to that that we have some improvement in living conditions everywhere. AI is changing stuff, but change is a constant, and we need to adapt and adjust. At least on my side, I’m glad that AI will be able to displace some jobs that were not so interesting to do in the first place in many situations. Maybe not dangerous like in the past because we are talking about replacing white job collars, but at least repetitive jobs are definitely going to be on the chopping block. Nuno Goncalves PedroWhat happens in terms of shift? We were talking about some numbers earlier. The World Economic Forum also has some numbers that predicts that there is a gross job creation rate of 14% from 2025 to 2030 and a displacement rate of 8%, so I guess they’re being optimistic, so a net growth in employment. I think that optimism relates to this thesis that, for example, efficiency, in particular in production and industrial environments, et cetera, might reduce labour there while increasing the demand for labour elsewhere because there is a natural lower cost base. If there’s more automation in production, therefore there’s more disposable income for people to do other things and to focus more on their side activities. Maybe, as I said before, not work 5 days a week, but maybe work four or three or whatever it is. What are the jobs of the future? What are the jobs that we see increasing in the future? Obviously, there’re a lot of jobs that relate to the technology side, that relate obviously to AI, that’s a little bit self-serving, and everything that relates to information technology, computer science, computer technology, computer engineering, et cetera. More broadly in electrical engineering, mechanical engineering, that might actually be more needed. Because there is a broadening of all of these elements of contact with digital, with AI over time also with robots and robotics, that those jobs will increase. There’s a thesis that actually other jobs that are a little bit more related to agriculture, education, et cetera, might not see a dramatic impact, that will still need for, I guess, teachers and the need for people working in farms, et cetera. I think this assumes that probably the AI revolution will come much before the fundamental evolution that will come from robotics afterwards. Then there’s obviously this discussion around declining roles. Anything that’s fundamentally routine, like data entry, clinical roles, paralegals, for example, routine manufacturing, anything that’s very repetitive in nature will be taken away. I have the personal thesis that there are jobs that are actually very blue-collar jobs, like HVAC installation, maintenance, et cetera, plumbing, that will be still done by humans for a very long time because there are actually, they appear to be repetitive, but they’re actually complex, and they require manual labour that cannot be easily, I think, right now done by robots and replacements of humans. Actually, I think there’re blue-collar roles that will be on the increase rather than on decrease that will demand a premium, because obviously, they are apprenticeship roles, certification roles, and that will demand a premium. Maybe we’re at the two ends. There’s an end that is very technologically driven of jobs that will need to necessarily increase, and there’s at the other end, jobs that are very menial but necessarily need to be done by humans, and therefore will also command a premium on the other end. Bertrand SchmittI think what you say make a lot of sense. If you think about AI as a stack, my guess is that for the foreseeable future, on the whole stack, and when I say stack, I mean from basic energy production because we need a lot of energy for AI, maybe to going up to all the computing infrastructure, to AI models, to AI training, to robotics. All this stack, we see an increase in expertise in workers and everything. Even if a lot of this work will benefit from AI improvement, the boom is so large that it will bring a lot of demand for anyone working on any part of the stack. Some of it is definitely blue-collar. When you have to build a data centre or energy power station, this requires a lot of blue-collar work. I would say, personally, I’m absolutely not a believer of the 3 or 4 days a week work week. I don’t believe a single second in that socialist paradise. If you want to call it that way. I think that’s not going to change. I would say today we can already see that breaking. I mean, if you take Europe, most European countries have a big issue with pension. The question is more to increase how long you are going to work because financially speaking, the equation is not there. Personally, I don’t think AI would change any of that. I agree with you in terms of some jobs from electricians to gas piping and stuff. There will still be demand and robots are not going to help soon on this job. There will be a big divergence between and all those that can be automated, done by AI and robots and becoming cheaper and cheaper and stuff that requires a lot of human work, manual work. I don’t know if it will become more expensive, but definitely, proportionally, in comparison, we look so expensive that you will have second thoughts about doing that investment to add this, to add that. I can see that when you have your own home, so many costs, some cost our product. You buy this new product, you add it to your home. It can be a water heater or something, built in a factory, relatively cheap. You see the installation cost, the maintenance cost. It’s many times the cost of the product itself. Nuno Goncalves PedroMaybe it’s a good time to put a caveat into our conversation. I mean, there’s a… Roy Amara was a futurist who came up with the Amara’s Law. We tend to overestimate the effect of a technology in the short run and overestimate the effect in the long run. I prefer my own law, which is, we tend to overestimate the speed at which we get to a technological revolution and underestimate its impact. I think it’s a little bit like that. I think everyone now is like, “Oh, my God, we’re going to be having the AI overlords taking over us, and AGI is going to happen pretty quickly,” and all of that. I mean, AGI will probably happen at some point. We’re not really sure when. I don’t think anyone can tell you. I mean, there’re obviously a lot of ranges going on. Back to your point, for example, on the shift of the work week and how we work. I mean, just to be very clear, we didn’t use to have 5 days a week and 2 days a weekend. If we go back to religions, there was definitely Sabbath back in the day, and there was one day off, the day of the Lord and the day of God. Then we went to 2 days of weekend. I remember going to Korea back in 2005, and I think Korea shifted officially to 5 days a week, working week and 2 days weekend for some of the larger business, et cetera, in 2004. Actually, it took another whatever years for it to be pervasive in society. This is South Korea, so this is a developed market. We might be at some point moving to 4 days a week. Maybe France was ahead of the game. I know Bertrand doesn’t like this, the 35-hour week. Maybe we will have another shift in what defines the working week versus not. What defines what people need to do in terms of efficiency and how they work and all of that. I think it’s probably just going to take longer than we think. I think there’re some countries already doing it. I was reading maybe Finland was already thinking about moving to 4 days a week. There’re a couple of countries already working on it. Certainly, there’re companies already doing it as well. Bertrand SchmittYeah, I don’t know. I’m just looking at the financial equation of most countries. The disaster is so big in Western Europe, in the US. So much debt is out that needs to get paid that I don’t think any country today, unless there is a complete reversal of the finance, will be able to make a big change. You could argue maybe if we are in such a situation, it might be because we went too far in benefits, in vacation, in work days versus weekends. I’m not saying we should roll back, but I feel that at this stage, the proof is in the pudding. The finance of most developed countries are broken, so I don’t see a change coming up. Potentially, the other way around, people leaving to work more, unfortunately. We will see. My point is that AI will have to be so transformational for the productivity for countries, and countries will have to go back to finding their ways in terms of financial discipline to reach a level where we can truly profit from that. I think from my perspective, we have time to think about it in 10, 20 years. Right now, it’s BS at this stage of this discussion. Nuno Goncalves PedroYeah, there’s a dependency, Bertrand, which is there needs to be dramatic increases in productivity that need to happen that create an expansion of economy. Once that expansion is captured by, let’s say, government or let’s say by the state, it needs to be willingly fed back into society, which is not a given. There’re some governments who are going to be like, “No, you need to work for a living.” Tough luck. There’re no handouts, there’s nothing. There’s going to be other governments that will be pressured as well. I mean, even in a more socialist Europe, so to speak. There’re now a lot of pressures from very far-right, even extreme positions on what people need to do for a living and how much should the state actually intervene in terms of minimum salaries, et cetera, and social security. To your point, the economies are not doing well in and of themselves. Anyway, there would need to be tremendous expansion of economy and willingness by the state to give back to its citizens, which is also not a given. Bertrand SchmittAnd good financial discipline as well. Before we reach all these three. Reaping the benefits in a tremendous way, way above trend line, good financial discipline, and then some willingness to send back. I mean, we can talk about a dream. I think that some of this discussion was, in some ways, to have a discussion so early about this. It’s like, let’s start to talk about the benefits of the aeroplane industries in 1915 or 1910, a few years after the Wright brothers flight, and let’s make a decision based on what the world will be in 30 years from now when we reap this benefit. This is just not reasonable. This is not reasonable thinking. I remember seeing companies from OpenAI and others trying to push this narrative. It was just political agenda. It was nothing else. It was, “Let’s try to make look like AI so nice and great in the future, so you don’t complain on the short term about what’s happening.” I don’t think this is a good discussion to have for now. Let’s be realistic. Nuno Goncalves PedroJust for the sake of sharing it with our listeners, apparently there’re a couple of countries that have moved towards something a bit lower than 5 days a week. Belgium, I think, has legislated the ability for you to compress your work week into 4 days, where you could do 10 hours for 4 days, so 40 hours. UAE has some policy for government workers, 4.5 days. Iceland has some stuff around 35 to 36 hours, which is France has had that 35 hour thing. Lithuania for parents. Then just trials, it’s all over the shop. United Kingdom, my own Portugal, of course, Germany, Brazil, and South Africa, and a bunch of other countries, so interesting. There’s stuff going on. Bertrand SchmittFor sure. I mean, France managed to bankrupt itself playing the 75 hours work week since what, 2000 or something. I mean, yeah, it’s a choice of financial suicide, I would say. Nuno Goncalves PedroWonderful. The Future of Work: Human + AI Maybe moving a little bit towards the future of work and the coexistence of work of human and AI, I think the thesis that exists a little bit in the market is that the more positive thesis that leads to net employment growth and net employment creation, as we were saying, there’s shifting of professions, they’re rescaling, and there’s the new professions that will emerge, is the notion that human will need to continue working alongside with machine. I’m talking about robots, I’m also talking about software. Basically software can’t just always run on its own, and therefore, software serves as a layer of augmentation, that humans become augmented by AI, and therefore, they can be a lot more productive, and we can be a lot more productive. All of that would actually lead to a world where the efficiencies and the economic creation are incredible. We’ll have an unparalleled industrial evolution in our hands through AI. That’s one way of looking at it. We certainly at Chameleon, that’s how we think through AI and the AI layers that we’re creating with Mantis, which is our in-house platform at Chameleon, is that it’s augmenting us. Obviously, the human is still running the show at the end, making the toughest decisions, the more significant impact with entrepreneurs that we back, et cetera. AI augments us, but we run the show. Bertrand SchmittI totally agree with that perspective that first AI will bring a new approach, a human plus AI. Here in that situation, you really have two situations. Are you a knowledgeable user? Do you know your field well? Are you an expert? Are you an IT expert? Are you a medical doctor? Do you find your best way to optimise your work with AI? Are you knowledgeable enough to understand and challenge AI when you see weird output? You have to be knowledgeable in your field, but also knowledgeable in how to handle AI, because even experts might say, “Whatever AI says.” My guess is that will be the users that will benefit most from AI. Novice, I think, are in a bit tougher situation because if you use AI without truly understanding it, it’s like laying foundations on sand. Your stuff might crumble down the way, and you will have no clue what’s happening. Hopefully, you don’t put anyone in physical danger, but that’s more worrisome to me. I think some people will talk about the rise of vibe coding, for instance. I’ve seen AI so useful to improve coding in so many ways, but personally, I don’t think vibe coding is helpful. I mean, beyond doing a quick prototype or some stuff, but to put some serious foundation, I think it’s near useless if you have a pure vibe coding approach, obviously to each their own. I think the other piece of the puzzle, it’s not just to look at human plus AI. I think definitely there will be the other side as well, which is pure AI. Pure AI replacement. I think we start to see that with autonomous cars. We are close to be there. Here we’ll be in situation of maybe there is some remote control by some humans, maybe there is local control. We are talking about a huge scale replacement of some human activities. I think in some situation, let’s talk about work farms, for instance. That’s quite a special term, but basically is to describe work that is very repetitive in nature, requires a lot of humans. Today, if you do a loan approval, if you do an insurance claim analysis, you have hundreds, thousands, millions of people who are doing this job in Europe, in the US, or remotely outsourced to other countries like India. I think some of these jobs are fully at risk to be replaced. Would it be 100% replacement? Probably not. But a 9:1, 10:1 replacement? I think it’s definitely possible because these jobs have been designed, by the way, to be repetitive, to follow some very clear set of rules, to improve the rules, to remove any doubt if you are not sure. I think some of these jobs will be transformed significantly. I think we see two sides. People will become more efficient controlling an AI, being able to do the job of two people at once. On the other side, we see people who have much less control about their life, basically, and whose job will simply disappear. Nuno Goncalves PedroTwo points I would like to make. The first point is we’re talking about a state of AI that we got here, and we mentioned this in previous episodes of Tech Deciphered, through brute force, dramatically increased data availability, a lot of compute, lower network latencies, and all of that that has led us to where we are today. But it’s brute force. The key thing here is brute force. Therefore, when AI acts really well, it acts well through brute force, through seeing a bunch of things that have happened before. For example, in the case of coding, it might still outperform many humans in coding in many different scenarios, but it might miss hedge cases. It might actually not be as perfect and as great as one of these developers that has been doing it for decades who has this intuition and is a 10X developer. In some ways, I think what got us here is not maybe what’s going to get us to the next level of productivity as well, which is the unsupervised learning piece, the actually no learning piece, where you go into the world and figure stuff out. That world is emerging now, but it’s still not there in terms of AI algorithms and what’s happening. Again, a lot of what we’re seeing today is the outcome of the brute force movement that we’ve had over the last decade, decade and a half. The second point I’d like to make is to your point, Bertrand, you were going really well through, okay, if you’re a super experienced subject-matter expert, the way you can use AI is like, wow! Right? I mean, you are much more efficient, right? I was asked to do a presentation recently. When I do things in public, I don’t like to do it. If it’s a keynote, because I like to use my package stuff, there’s like six, seven presentations that I have prepackaged, and I can adapt around that. But if it’s a totally new thing, I don’t like to do it as a keynote because it requires a lot of preparation. Therefore, I’m like, I prefer to do a fire set chat or a panel or whatever. I got asked to do something, a little bit what is taking us to this topic today around what’s happening to our children and all of that is like, “God! I need to develop this from scratch.” The honest truth is if you have domain expertise around many areas, you can do it very quickly with the aid of different tools in AI. Anything from Gemini, even with Nana Banana, to ChatGPT and other tools that are out there for you and framing, how would you do that? But the problem then exists with people that are just at the beginning of their careers, people that have very little expertise and experience, and people that are maybe coming out of college where their knowledge is mostly theoretical. What happens to those people? Even in computer engineering, even in computer science, even in software development, how do those people get to the next level? I think that’s one of the interesting conversations to be had. What happens to the recent graduate or the recent undergrad? How do those people get the expertise they need to go to the next level? Can they just be replaced by AI agents today? What’s their role in terms of the workforce, and how do they fit into that workforce? Bertrand SchmittNo, I mean, that’s definitely the biggest question. I think that a lot of positions, if you are really knowledgeable, good at your job, if you are that 10X developer, I don’t think your job is at risk. Overall, you always have some exceptions, some companies going through tough times, but I don’t think it’s an issue. On the other end, that’s for sure, the recent new graduates will face some more trouble to learn on their own, start their career, and go to that 10X productivity level. But at the same time, let’s also not kid ourselves. If we take software development, this is a profession that increase in number of graduates tremendously over the past 30 years. I don’t think everyone basically has the talent to really make it. Now that you have AI, for sure, the bar to justify why you should be there, why you should join this company is getting higher and higher. Being just okay won’t be enough to get you a career in IT. You will need to show that you are great or potential to be great. That might make things tough for some jobs. At the same time, I certainly believe there will be new opportunities that were not there before. People will have to definitely adjust to that new reality, learn and understand what’s going on, what are the options, and also try to be very early on, very confident at using AI as much as they can because for sure, companies are going to only hire workers that have shown their capacity to work well with AI. Nuno Goncalves PedroMy belief is that it generates new opportunities for recent undergrads, et cetera, of building their own microbusinesses or nano businesses. To your point, maybe getting jobs because they’ll be forced to move faster within their jobs and do less menial and repetitive activities and be more focused on actual dramatic intellectual activities immediately from the get go, which is not a bad thing. Their acceleration into knowledge will be even faster. I don’t know. It feels to me maybe there’s a positivity to it. Obviously, if you’ve stayed in a big school, et cetera, that there will be some positivity coming out of that. The Transformation of Education Maybe this is a good segue to education. How does education change to adapt to a new world where AI is a given? It’s not like I can check if you’re faking it on your homework or if you’re doing a remote examination or whatever, if you’re using or not tools, it’s like you’re going to use these tools. What happens in that case, and how does education need to shift in this brave new world of AI augmentation and AI enhancements to students? Bertrand SchmittYes, I agree with you. There will be new opportunities. I think people need to be adaptable. What used to be an absolute perfect career choice might not be anymore. You need to learn what changes are happening in the industry, and you need to adjust to that, especially if you’re a new graduate. Nuno Goncalves PedroMaybe we’ll talk a little bit about education, Bertrand, and how education would fundamentally shift. I think one of the things that’s been really discussed is what are the core skills that need to be developed? What are the core skills that will be important in the future? I think critical thinking is probably most important than ever. The ability to actually assimilate information and discern which information is correct or incorrect and which information can lead you to a conclusion or not, for example, I think is more important than ever. The ability to assimilate a bunch of pieces of information, make a decision or have an insight or foresight out of that information is very, very critical. The ability to be analytical around how you look at information and to really distinguish what’s fact from what’s opinion, I think is probably quite important. Maybe moving away more and more from memorisation from just cramming information into your brain like we used to do it in college, you have to know every single algorithm for whatever. It’s like, “Who gives a shit? I can just go and search it.” There’s these shifts that are not simple because I think education, in particular in the last century, has maybe been too focused on knowing more and more knowledge, on learning this knowledge. Now it’s more about learning how to process the knowledge rather than learning how to apprehend it. Because the apprehension doesn’t matter as much because you can have this information at any point in time. The information is available to you at the touch of a finger or voice or whatever. But the ability to then use the information to do something with it is not. That’s maybe where you start distinguishing the different level degrees of education and how things are taught. Bertrand SchmittHonestly, what you just say or describe could apply of the changes we went through the past 30 years. Just using internet search has for sure tremendously changed how you can do any knowledge worker job. Suddenly you have the internet at your fingertips. You can search about any topics. You have direct access to a Wikipedia or something equivalent in any field. I think some of this, we already went through it, and I hope we learned the consequence of these changes. I would say what is new is the way AI itself is working, because when you use AI, you realise that it can utter to you complete bullshit in a very self-assured way of explaining something. It’s a bit more scary than it used to be, because in the past, that algorithm trying to present you the most relevant stuff based on some algorithm was not trying to present you the truth. It’s a list of links. Maybe it was more the number one link versus number 100. But ultimately, it’s for you to make your own opinion. Now you have some chatbot that’s going to tell you that for sure this is the way you should do it. Then you check more, and you realise, no, it’s totally wrong. It’s definitely a slight change in how you have to apprehend this brave new world. Also, this AI tool, the big change, especially with generative AI, is the ability for them to give you the impression they can do the job at hand by themselves when usually they cannot. Nuno Goncalves PedroIndeed. There’s definitely a lot of things happening right now that need to fundamentally shift. Honestly, I think in the education system the problem is the education system is barely adapted to the digital world. Even today, if you studied at a top school like Stanford, et cetera, there’s stuff you can do online, there’s more and more tools online. But the teaching process has been very centred on syllabus, the teachers, later on the professors, and everything that’s around it. In class presence, there’s been minor adaptations. People sometimes allow to use their laptops in the classroom, et cetera, or their mobile phones. But it’s been done the other way around. It’s like the tools came later, and they got fed into the process. Now I think there needs to be readjustments. If we did this ground up from a digital first or a mobile first perspective and an AI first perspective, how would we do it? That changes how teachers and professors should interact with the classrooms, with the role of the classroom, the role of the class itself, the role of homework. A lot of people have been debating that. What do you want out of homework? It’s just that people cram information and whatever, or do you want people to show critical thinking in a specific different manner, or some people even go one step further. It’s like, there should be no homework. People should just show up in class and homework should move to the class in some ways. Then what happens outside of the class? What are people doing at home? Are they learning tools? Are they learning something else? Are they learning to be productive in responding to teachers? But obviously, AI augmented in doing so. I mean, still very unclear what this looks like. We’re still halfway through the revolution, as we said earlier. The revolution is still in motion. It’s not realised yet. Bertrand SchmittI would quite separate higher education, university and beyond, versus lower education, teenager, kids. Because I think the core up to the point you are a teenager or so, I think the school system should still be there to guide you, discovering and learning and being with your peers. I think what is new is that, again, at some point, AI could potentially do your job, do your homework. We faced similar situation in the past with the rise of Wikipedia, online encyclopedias and the stuff. But this is quite dramatically different. Then someone could write your essays, could answer your maths work. I can see some changes where you talk about homework, it’s going to be classwork instead. No work at home because no one can trust that you did it yourself anymore going forward, but you will have to do it in the classroom, maybe spend more time at school so that we can verify that you really did your job. I think there is real value to make sure that you can still think by yourself. The same way with the rise of calculators 40 years ago, I think it was the right thing to do to say, “You know what? You still need to learn the basics of doing calculations by hand.” Yes, I remember myself a kid thinking, “What the hell? I have a calculator. It’s working very well.” But it was still very useful because you can think in your head, you can solve complex problems in your head, you can check some output that it’s right or wrong if it’s coming from a calculator. There was a real value to still learn the basics. At the same point, it was also right to say, “You know what? Once you know the basics, yes, for sure, the calculator will take over because we’re at the point.” I think that was the right balance that was put in place with the rise of calculators. We need something similar with AI. You need to be able to write by yourself, to do stuff by yourself. At some point, you have to say, “Yeah, you know what? That long essays that we asked you to do for the sake of doing long essays? What’s the point?” At some point, yeah, that would be a true question. For higher education, I think personally, it’s totally ripe for full disruption. You talk about the traditional system trying to adapt. I think we start to be at the stage where “It should be the other way around.” It should be we should be restarted from the ground up because we simply have different tools, different ways. I think at this stage, many companies if you take, [inaudible 00:33:01] for instance, started to recruit people after high school. They say, “You know what? Don’t waste your time in universities. Don’t spend crazy shitload of money to pay for an education that’s more or less worthless.” Because it used to be a way to filter people. You go to good school, you have a stamp that say, “This guy is good enough, knows how to think.” But is it so true anymore? I mean, now that universities have increased the enrolment so many times over, and your university degree doesn’t prove much in terms of your intelligence or your capacity to work hard, quite frankly. If the universities are losing the value of their stamp and keep costing more and more and more, I think it’s a fair question to say, “Okay, maybe this is not needed anymore.” Maybe now companies can directly find the best talents out there, train them themselves, make sure that ultimately it’s a win-win situation. If kids don’t have to have big loans anymore, companies don’t have to pay them as much, and everyone is winning. I think we have reached a point of no return in terms of value of university degrees, quite frankly. Of course, there are some exceptions. Some universities have incredible programs, incredible degrees. But as a whole, I think we are reaching a point of no return. Too expensive, not enough value in the degree, not a filter anymore. Ultimately, I think there is a case to be made for companies to go back directly to the source and to high school. Nuno Goncalves PedroI’m still not ready to eliminate and just say higher education doesn’t have a role. I agree with the notion that it’s continuous education role that needs to be filled in a very different way. Going back to K-12, I think the learning of things is pretty vital that you learn, for example, how to write, that you learn cursive and all these things is important. I think the role of the teacher, and maybe actually even later on of the professors in higher education, is to teach people the critical information they need to know for the area they’re in. Basic math, advanced math, the big thinkers in philosophy, whatever is that you’re studying, and then actually teach the students how to use the tools that they need, in particular, K-12, so that they more rapidly apprehend knowledge, that they more rapidly can do exercises, that they more rapidly do things. I think we’ve had a static view on what you need to learn for a while. That’s, for example, in the US, where you have AP classes, like advanced placement classes, where you could be doing math and you could be doing AP math. You’re like, dude. In some ways, I think the role of the teacher and the interaction with the students needs to go beyond just the apprehension of knowledge. It also has to have apprehension of knowledge, but it needs to go to the apprehension of tools. Then the application of, as we discussed before, critical thinking, analytical thinking, creative thinking. We haven’t talked about creativity for all, but obviously the creativity that you need to have around certain problems and the induction of that into the process is critical. It’s particular in young kids and how they’re developing their learning skills and then actually accelerate learning. In that way, what I’m saying, I’m not sure I’m willing to say higher education is dead. I do think this mass production of higher education that we have, in particular in the US. That’s incredibly costly. A lot of people in Europe probably don’t see how costly higher education is because we’re educated in Europe, they paid some fee. A lot of the higher education in Europe is still, to a certain extent, subsidised or done by the state. There is high degree of subsidisation in it, so it’s not really as expensive as you’d see in the US. But someone spending 200-300K to go to a top school in the US to study for four years for an undergrad, that doesn’t make sense. For tuition alone, we’re talking about tuition alone. How does that work? Why is it so expensive? Even if I’m a Stanford or a Harvard or a University of Pennsylvania or whatever, whatever, Ivy League school, if I’m any of those, to command that premium, I don’t think makes much sense. To your point, maybe it is about thinking through higher education in a different way. Technical schools also make sense. Your ability to learn and learn and continue to education also makes sense. You can be certified. There are certifications all around that also makes sense. I do think there’s still a case for higher education, but it needs to be done in a different mould, and obviously the cost needs to be reassessed. Because it doesn’t make sense for you to be in debt that dramatically as you are today in the US. Bertrand SchmittI mean, for me, that’s where I’m starting when I’m saying it’s broken. You cannot justify this amount of money except in a very rare and stratified job opportunities. That means for a lot of people, the value of this equation will be negative. It’s like some new, indented class of people who owe a lot of money and have no way to get rid of this loan. Sorry. There are some ways, like join the government Task Force, work for the government, that at some point you will be forgiven your loans. Some people are going to just go after government jobs just for that reason, which is quite sad, frankly. I think we need a different approach. Education can be done, has to be done cheaper, should be done differently. Maybe it’s just regular on the job training, maybe it is on the side, long by night type of approach. I think there are different ways to think about. Also, it can be very practical. I don’t know you, but there are a lot of classes that are not really practical or not very tailored to the path you have chosen. Don’t get me wrong, there is always value to see all the stuff, to get a sense of the world around you. But this has a cost. If it was for free, different story. But nothing is free. I mean, your parents might think it’s free, but at the end of the day, it’s their taxes paying for all of this. The reality is that it’s not free. It’s costing a lot of money at the end of the day. I think we absolutely need to do a better job here. I think internet and now AI makes this a possibility. I don’t know you, but personally, I’ve learned so much through online classes, YouTube videos, and the like, that it never cease to amaze me how much you can learn, thanks to the internet, and keep up to date in so many ways on some topics. Quite frankly, there are some topics that there is not a single university that can teach you what’s going on because we’re talking about stuff that is so precise, so focused that no one is building a degree around that. There is no way. Nuno Goncalves PedroI think that makes sense. Maybe bring it back to core skills. We’ve talked about a couple of core skills, but maybe just to structure it a little bit for you, our listener. I think there’s a big belief that critical thinking will be more important than ever. We already talked a little bit about that. I think there’s a belief that analytical thinking, the ability to, again, distinguish fact from opinion, ability to distinguish elements from different data sources and make sure that you see what those elements actually are in a relatively analytical manner. Actually the ability to extract data in some ways. Active learning, proactive learning and learning strategies. I mean, the ability to proactively learn, proactively search, be curious and search for knowledge. Complex problem-solving, we also talked a little bit about it. That goes hand in hand normally with critical thinking and analysis. Creativity, we also talked about. I think originality, initiative, I think will be very important for a long time. I’m not saying AI at some point won’t be able to emulate genuine creativity. I wouldn’t go as far as saying that, but for the time being, it has tremendous difficulty doing so. Bertrand SchmittBut you can use AI in creative endeavours. Nuno Goncalves PedroOf course, no doubt. Bertrand SchmittYou can do stuff you will be unable to do, create music, create videos, create stuff that will be very difficult. I see that as an evolution of tools. It’s like now cameras are so cheap to create world-class quality videos, for instance. That if you’re a student, you want to learn cinema, you can do it truly on the cheap. But now that’s the next level. You don’t even need actors, you don’t even need the real camera. You can start to make movies. It’s amazing as a learning tool, as a creative tool. It’s for sure a new art form in a way that we have seen expanding on YouTube and other places, and the same for creating new images, new music. I think that AI can be actually a tool for expression and for creativity, even in its current form. Nuno Goncalves PedroAbsolutely. A couple of other skills that people would say maybe are soft skills, but I think are incredibly powerful and very distinctive from machines. Empathy, the ability to figure out how the other person’s feeling and why they’re feeling like that. Adaptability, openness, the flexibility, the ability to drop something and go a different route, to maybe be intellectually honest and recognise this is the wrong way and the wrong angle. Last but not the least, I think on the positive side, tech literacy. I mean, a lot of people are, oh, we don’t need to be tech literate. Actually, I think this is a moment in time where you need to be more tech literate than ever. It’s almost a given. It’s almost like table stakes, that you are at some tech literacy. What matters less? I think memorisation and just the cramming of information and using your brain as a library just for the sake of it, I think probably will matter less and less. If you are a subject or a class that’s just solely focused on cramming your information, I feel that’s probably the wrong way to go. I saw some analysis that the management of people is less and less important. I actually disagree with that. I think in the interim, because of what we were discussing earlier, that subject-matter experts at the top end can do a lot of stuff by themselves and therefore maybe need to less… They have less people working for them because they become a little bit more like superpowered individual contributors. But I feel that’s a blip rather than what’s going to happen over time. I think collaboration is going to be a key element of what needs to be done in the future. Still, I don’t see that changing, and therefore, management needs to be embedded in it. What other skills should disappear or what other skills are less important to be developed, I guess? Bertrand SchmittWorld learning, I’ve never, ever been a fan. I think that one for sure. But at the same time, I want to make sure that we still need to learn about history or geography. What we don’t want to learn is that stupid word learning. I still remember as a teenager having to learn the list of all the 100 French departments. I mean, who cared? I didn’t care about knowing the biggest cities of each French department. It was useless to me. But at the same time, geography in general, history in general, there is a lot to learn from the past from the current world. I think we need to find that right balance. The details, the long list might not be that necessary. At the same time, the long arc of history, our world where it is today, I think there is a lot of value. I think you talk about analysing data. I think this one is critical because the world is generating more and more data. We need to benefit from it. There is no way we can benefit from it if we don’t understand how data is produced, what data means. If we don’t understand the base of statistical analysis. I think some of this is definitely critical. But for stuff, we have to do less. It’s beyond world learning. I don’t know, honestly. I don’t think the core should change so much. But the tools we use to learn the core, yes, probably should definitely improve. Nuno Goncalves PedroOne final debate, maybe just to close, I think this chapter on education and skill building and all of that. There’s been a lot of discussion around specialisation versus generalisation, specialists versus generalists. I think for a very long time, the world has gone into a route that basically frames specialisation as a great thing. I think both of us have lived in Silicon Valley. I still do, but we both lived in Silicon Valley for a significant period of time. The centre of the universe in terms of specialisation, you get more and more specialised. I think we’re going into a world that becomes a little bit different. It becomes a little bit like what Amazon calls athletes, right? The T-Pi-shaped people get the most value, where you’re brought on top, you’re a very strong generalist on top, and you have a lot of great soft skills around management and empathy and all that stuff. Then you might have one or two subject matter expertise areas. Could be like business development and sales or corporate development and business development or product management and something else. I think those are the winners of the future. The young winners of the future are going to be more and more T-pi-shaped, if I had to make a guess. Specialisation matters, but maybe not as much as it matters today. It matters from the perspective that you still have to have spikes in certain areas of focus. But I’m not sure that you get more and more specialised in the area you’re in. I’m not sure that’s necessarily how humans create most value in their arena of deployment and development. Professionally, and therefore, I’m not sure education should be more and more specialised just for the sake of it. What do you think? Bertrand SchmittI think that that’s a great point. I would say I could see an argument for both. I think there is always some value in being truly an expert on a topic so that you can keep digging around, keep developing the field. You cannot develop a field without people focused on developing a field. I think that one is there to stay. At the same time, I can see how in many situations, combining knowledge of multiple fields can bring tremendous value. I think it’s very clear as well. I think it’s a balance. We still need some experts. At the same time, there is value to be quite horizontal in terms of knowledge. I think what is still very valuable is the ability to drill through whenever you need. I think that we say it’s actually much easier than before. That for me is a big difference. I can see how now you can drill through on topics that would have been very complex to go into. You will have to read a lot of books, watch a lot of videos, potentially do a new education before you grasp much about a topic. Well, now, thanks to AI, you can drill very quickly on topic of interest to you. I think that can be very valuable. Again, if you just do that blindly, that’s calling for trouble. But if you have some knowledge in the area, if you know how to deal with AI, at least today’s AI and its constraints, I think there is real value you can deliver thanks to an ability to drill through when you don’t. For me, personally, one thing I’ve seen is some people who are generalists have lost this ability. They have lost this ability to drill through on a topic, become expert on some topic very quickly. I think you need that. If you’re a VC, you need to analyse opportunity, you need to discover a new space very quickly. We say, I think some stuff can move much quicker than before. I’m always careful now when I see some pure generalists, because one thing I notice is that they don’t know how to do much anything any more. That’s a risk. We have example of very, very, very successful people. Take an Elon Musk, take a Steve Jobs. They have this ability to drill through to the very end of any topic, and that’s a real skill. Sometimes I see people, you should trust the people below. They know better on this and that, and you should not question experts and stuff. Hey, guys, how is it that they managed to build such successful companies? Is their ability to drill through and challenge hardcore experts. Yes, they will bring top people in the field, but they have an ability to learn quickly a new space and to drill through on some very technical topics and challenge people the right way. Challenge, don’t smart me. Not the, I don’t care, just do it in 10 days. No, going smartly, showing people those options, learning enough in the field to be dangerous. I think that’s a very, very important skill to have. Nuno Goncalves PedroMaybe switching to the dark side and talking a little bit about the bad stuff. I think a lot of people have these questions. There’s been a lot of debate around ChatGPT. I think there’s still a couple of court cases going on, a suicide case that I recently a bit privy to of a young man that killed himself, and OpenAI and ChatGPT as a tool currently really under the magnifying glass for, are people getting confused about AI and AI looks so similar to us, et cetera. The Ethics, Safety, and Privacy Landscape Maybe let’s talk about the ethics and safety and privacy landscape a little bit and what’s happening. Sadly, AI will also create the advent of a world that has still a lot of biases at scale. I mean, let’s not forget the AI is using data and data has biases. The models that are being trained on this data will have also biases that we’re seeing with AI, the ability to do things that are fake, deep fakes in video and pictures, et cetera. How do we, as a society, start dealing with that? How do we, as a society, start dealing with all the attacks that are going on? On the privacy side, the ability for these models and for these tools that we have today to actually have memory of the conversations we’ve had with them already and have context on what we said before and be able to act on that on us, and how is that information being farmed and that data being farmed? How is it being used? For what purposes is it being used? As I said, the dark side of our conversation today. I think we’ve been pretty positive until now. But in this world, I think things are going to get worse before they get better. Obviously, there’s a lot of money being thrown at rapid evolution of these tools. I don’t see moratoriums coming anytime soon or bans on tools coming anytime soon. The world will need to adapt very, very quickly. As we’ve talked in previous episodes, regulation takes a long time to adapt, except Europe, which obviously regulates maybe way too fast on technology and maybe not really on use cases and user flows. But how do we deal with this world that is clearly becoming more complex? Bertrand SchmittI mean, on the European topic, I believe Europe should focus on building versus trying to sensor and to control and to regulate. But going back to your point, I think there are some, I mean, very tough use case when you see about voice cloning, for instance. Grandparents believing that their kids are calling them, have been kidnapped when there is nothing to it, and they’re being extorted. AI generating deepfakes that enable sextortion, that stuff. I mean, it’s horrible stuff, obviously. I’m not for regulation here, to be frank. I think that we should for sure prosecute to the full extent of the law. The law has already a lot of tools to deal with this type of situation. But I can see some value to try to prevent that in some tools. If you are great at building tools to generate a fake voice, maybe you should make sure that you are not helping scammers. If you can generate easily images, you might want to make sure that you cannot easily generate tools that can be used for creating deep fakes and sex extortion. I think there are things that should be done by some providers to limit such terrible use cases. At the same time, the genie is out. There is also that part around, okay, the world will need to adapt. But yeah, you cannot trust everything that is done. What could have looked like horrible might not be true. You need to think twice about some of this, what you see, what you hear. We need to adjust how we live, how we work, but also how we prevent that. New tools, I believe, will appear. We will learn maybe to be less trustful on some stuff, but that is what it is. Nuno Goncalves PedroMaybe to follow up on that, I fully agree with everything you just said. We need to have these tools that will create boundary conditions around it as well. I think tech will need to fight tech in some ways, or we’ll need to find flaws in tech, but I think a lot of money needs to be put in it as well. I think my shout-out here, if people are listening to us, are entrepreneurs, et cetera, I think that’s an area that needs more and more investment, an area that needs more and more tooling platforms that are helpful to this. It’s interesting because that’s a little bit like how OpenAI was born. OpenAI was born to be a positive AI platform into the future. Then all of a sudden we’re like, “Can we have tools to control ChatGPT and all these things that are out there now?” How things have changed, I guess. But we definitely need to have, I think, a much more significant investment into these toolings and platforms than we do have today. Otherwise, I don’t see things evolving much better. There’s going to be more and more of this. There’s going to be more and more deep fakes, more and more, lack of contextualisation. There’s countries now that allow you to get married with not a human. It’s like you can get married to an algorithm or a robot or whatever. It’s like, what the hell? What’s happening now? It’s crazy. Hopefully, we’ll have more and more boundary conditions. Bertrand SchmittYeah, I think it will be a boom for cybersecurity. No question here. Tools to make sure that is there a better trust system or detecting the fake. It’s not going to be easy, but it has been the game in cybersecurity for a long time. You have some new Internet tools, some new Internet products. You need to find a difference against it and the constant war between the attackers and the defender. Nuno Goncalves PedroThe Parental Playbook: Actionable Strategies Maybe last but not the least in today’s episode, the parent playbook I’m a parent, what should I do I’ll actually let you start first. Bertrand, I’m parent-alike, but I am, sadly, not a parent, so I’ll let you start first, and then I’ll share some of my perspectives as well as a parent-like figure. Bertrand SchmittYeah, as a parent to an 8-year, I would say so far, no real difference than before. She will do some homework on an iPad. But beyond that, I cannot say I’ve seen at this stage so much difference. I think it will come up later when you have different type of homeworks when the kids start to be able to use computers on their own. What I’ve seen, however, is some interesting use cases. When my daughter is not sure about the spelling, she simply asks, Siri. “Hey, Siri, how do you spell this or this or that?” I didn’t teach her that. All of this came on her own. She’s using Siri for a few stuff for work, and I’m quite surprised in a very smart, useful way. It’s like, that’s great. She doesn’t need to ask me. She can ask by herself. She’s more autonomous. Why not? It’s a very efficient way for her to work and learn about the world. I probably feel sad when she asks Siri if she’s her friend. That does not feel right to me. But I would say so far, so good. I’ve seen only AI as a useful tool and with absolutely very limited risk. At the same time, for sure, we don’t let our kid close to any social media or the like. I think some of this stuff is for sure dangerous. I think as a parent, you have to be very careful before authorising any social media. I guess at some point you have no choice, but I think you have to be very careful, very gradual, and putting a lot of controls and safety mechanism I mean, you talk about kids committing suicide. It’s horrible. As a parent, I don’t think you can have a bigger worry than that. Suddenly your kids going crazy because someone bullied them online, because someone tried to extort them online. This person online could be someone in the same school or some scammer on the other side of the world. This is very scary. I think we need to have a lot of control on our kids’ digital life as well as being there for them on a lot of topics and keep drilling into them how a lot of this stuff online is not true, is fake, is not important, and being careful, yes, to raise them, to be critical of stuff, and to share as much as possible with our parents. I think We have to be very careful. But I would say some of the most dangerous stuff so far, I don’t think it’s really coming from AI. It’s a lot more social media in general, I would say, but definitely AI is adding another layer of risk. Nuno Goncalves PedroFrom my perspective, having helped raise three kids, having been a parent-like role today, what I would say is I would highlight against the skills that I was talking about before, and I would work on developing those skills. Skills that relate to curiosity, to analytical behaviours at the same time as being creative, allowing for both, allowing for the left brain, right brain, allowing for the discipline and structure that comes with analytical thinking to go hand in hand with doing things in a very, very different way and experimenting and failing and doing things and repeating them again. All the skills that I mentioned before, focusing on those skills. I was very fortunate to have a parental unit. My father and my mother were together all their lives: my father, sadly, passing away 5 years ago that were very, very different, my mother, more of a hacker in mindset. Someone was very curious, medical doctor, allowing me to experiment and to be curious about things around me and not simplifying interactions with me, saying it as it was with a language that was used for that particular purpose, allowing me to interact with her friends, who were obviously adults. And then on the other side, I have my father, someone who was more disciplined, someone who was more ethical, I think that becomes more important. The ability to be ethical, the ability to have moral standing. I’m Catholic. There is a religious and more overlay to how I do things. Having the ability to portray that and pass that to the next generation and sharing with them what’s acceptable and what’s not acceptable, I think is pretty critical and even more critical than it was before. The ability to be structured, to say and to do what you say, not just actually say a bunch of stuff and not do it. So, I think those things don’t go out of use, but I would really spend a lot more focus on the ability to do critical thinking, analytical thinking, having creative ideas, obviously, creating a little bit of a hacker mindset, how to cut corners to get to something is actually really more and more important. The second part is with all of this, the overlay of growth mindset. I feel having a more flexible mindset rather than a fixed mindset. What I mean by that is not praising your kids or your grandchildren for being very intelligent or very beautiful, which are fixed things, they’re static things, but praising them for the effort they put into something, for the learning that they put into something, for the process, raising the

Most people think they have a marketing problem.I showed someone our direct mail ROI last week.They didn't believe it.So I pulled up the spreadsheet, calls, deals, and profit.12,000 pieces. $6K spend. 4 deals. $300K+ in profit. That's a 50x return.So what's the difference between a 50x winner and a total dud?Lindsay and I pull back the curtain on the actual numbers behind our marketing, including the one metric we track that tells us whether to kill a campaign or double down in the first 30 days.If you want this level of clarity in your own business, that's exactly what the 7 Figure Flipping Mastermind is built for. This is where we break down real campaigns, real data, and real decisions, so you know when to kill something and when to double down.If you're tired of guessing and want to build with confidence, this is your room.CLICK HERE to Apply for the 7 Figure Flipping Mastermind >>Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Have you seen what Curt Cignetti has done at Indiana? In just his second year, he's taken one of college football's historically worst programs to the number one ranking in the country. But here's what matters for business owners: he didn't figure it out alone.In this episode, Bradley breaks down the Curt Cignetti story and the four critical lessons every business owner needs to understand about following a proven blueprint versus trying to figure everything out yourself.Visit BlueprintOS.com to learn about the 2026 Above The Business Workshops, our coaching programs, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence. Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch. Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast. Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The Business: Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Join Anthony In Ghana: Https://www.anthonyoneal.com/travel (Seats are limited) What if everything you've heard about Africa is wrong? In this episode, Anthony O'Neal sits down with Jay to break down the real numbers, the myths, and the massive money opportunities in Ghana. From buying luxury condos for $140K and flipping them for $300K, to building generational wealth and launching a financial literacy school, this is the truth about how to make money in Africa—no hype, just facts.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

In this episode of the Smart Real Estate Coach Podcast, I sit down for a family cast with Annette Weber from Minnesota, one of our Wicked Smart® Associates whose journey perfectly illustrates what happens when you combine creative real estate, hands-on coaching, and a relentless mindset reset.     Annette walks through trying three other coaching programs before finding our community, joining the 90-Day Apprentice, attending QLS Live (now 3 Days Live), and leveling up into High 6 and Presidents Club. We unpack how she went from feeling "broken" with zero belief in herself to having a framed $321,648 projected 3 Paydays® check on her wall and a $1.1M goal check dated December 31, 2026.     We talk mindset, coaching access, updated training, community, and confidence on the phone, plus the real-life lows—family health issues, lost deals and how the right support system helps you keep moving. If you've tried other programs, hit roadblocks, or are wondering if you can really do this, Annette's story will give you a very real, very current look at what's possible.   Key Talking Points of the Episode   00:00 Introduction 01:13 Annette's background: insurance, mobile homes & the long road to real estate 02:07 3 coaching programs that didn't work (and why) 05:06 What clicked when Annette joined QLS Live 07:07 For listeners burned by other programs: what's actually different here? 08:31 Mindset, belief & rebuilding confidence 10:28 Why we obsess over mindset, not just "how to do a deal" 14:30 The $321,648 check & the $1.1M vision check for 2026 16:40 Hitting lows: health issues, lost deals & staying in the game 18:08 Day in the life: 4–6 touches with coaches & a 4:30 a.m. countdown 20:03 Live events: 3 Days Live & why proximity matters 22:20 Every coach, one mission: "Let's all get there" 26:54 Why taking action is the key to your success   Quotables   "I came in, in uncertain terms, I was broken. I believed in you and the other coaches, but not in myself. I had like zero belief in myself."   "There's so many people that need our help, especially sellers… and not to mention the thousands of buyers that I have now on my list."   "We're all in the game to win more deals. It's very simple."   Links   QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

January 14, 2025: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: Neko Health plans to open its first U.S. location in NYC this spring, bringing its 60-minute preventative body scan to the U.S. after raising $260M and logging 300K+ global signups Tom Brady named Chief Wellness Officer of eMed's GLP-1 care platform, joining athletes like Serena Williams and Charles Barkley in endorsing weight-loss and wellness brands Pomelo Care raises $92M Series C at $1.7B valuation to expand from maternity into women's and children's care, already supporting nearly 7% of U.S. births U.S. digital health startups raised $14.2B in 2024 with fitness and wellness attracting $2B, led by Oura's $900M round as investors back platforms combining engagement, data, and recurring use More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider Reach out → insider@fitt.co  

Interview with Joseph Ovsenek, President & CEO of Tudor GoldOur previous interview: https://www.cruxinvestor.com/posts/tudor-gold-tsxvtud-pitch-perfect-december-2025-8839Recording date: 9th January 2026Tudor Gold Corp. (TSXV:TUD) is progressing one of the largest recent gold discoveries through a critical development phase at its Treaty Creek project in British Columbia's Golden Triangle. The company is targeting release of an updated resource estimate by the end of January 2026, focusing on high-grade mineralisation within the existing 21.66 million ounce Gold Storm deposit.President and CEO Joseph Ovsenek outlined an ambitious dual-track strategy for 2026: refining the existing deposit's high-grade component while exploring for additional discoveries along the prospective Sulphurets Thrust Fault. The updated resource estimate targets more than 5 million ounces at grades exceeding 2 grams per ton gold, representing a fundamental shift toward concentration on the richest mineralisation suitable for underground mining.Following the resource update, Tudor plans to release a Preliminary Economic Assessment in Q3 2026, outlining economics for a potential 250,000-300,000 ounce per year operation from a 10,000 ton per day underground mine. "We feel Treaty Creek has the potential to be a 250-300,000 ounce gold producer. That's...for most major gold companies...a tier one asset," Ovsenek stated.A critical enabler of the development strategy involves transitioning to underground exploration. Tudor filed permits in August 2025 for an underground decline, expecting approval in 2026. Underground access would enable year-round drilling at approximately $200-225 per meter—half the cost of surface drilling—while tripling the effective drilling season from four months to twelve months annually.The company raised approximately $26 million in recent financings, with $16 million designated for flow-through exploration targeting 5-10 million additional ounces along underexplored portions of the property. Treaty Creek benefits from advantageous positioning just 40 kilometers from both paved highway and transmission line infrastructure, substantially reducing future development capital requirements compared to more remote Golden Triangle projects.With gold prices sustained above $4,500 per ounce, Tudor Gold's advancement of Treaty Creek positions the project as a potential tier-one asset in a favourable market environment for large-scale, long-life gold operations.View Tudor Gold's company profile: https://www.cruxinvestor.com/companies/tudor-goldSign up for Crux Investor: https://cruxinvestor.com

What if you treated your team with the same care and attention that Four Seasons gives its guests? In this episode, Bradley sits down with Melissa Fackler, small business coach at OneTeam Partners, to explore how hospitality principles can transform your company culture and customer experience.Melissa spent a decade in the hospitality industry working in hotels, banquets, venues, and country music entertainment before transitioning to business coaching in 2021. She shares the specific tactics and mindset shifts that helped her create world-class guest experiences and how business owners can deploy those same strategies internally with their teams.From eye contact and name recall to growth mindset coaching and behavioral assessments, this conversation gives you practical tools to make everyone in your business feel truly seen and valued.Ready to create more margin in your business?Visit BlueprintOS.com to learn about the 2026 Above The Business Workshops, our coaching programs, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence. Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch. Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast. Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The Business: Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Bob Miller: Partner/Vice President of Business Development of MidwestEmail: bmiller@erisaservices.comPhone: (865) 966-1225Mobile: (515) 306-9468Adam Olson, CFP 402-379-6745adam.olson@mutualofomaha.com Most business owners think the most they can save pre-tax is their 401(k).That's not even close.In this video, I sit down with Bob Miller from ERISA Services to break down one of the most powerful—and underutilized—tax strategies available to high-income business owners: Cash Balance Plans.If you:Make strong incomeHate overpaying taxesAre 45+ (especially 55–65)Want to accelerate retirement savings…this strategy could allow you to shield $150,000 to $300,000+ per year from taxes—on top of your existing 401(k).

In this Friday solo episode, Bradley introduces his Word of the Year for 2026: Margin. Drawing on wisdom from his mentor and coach Sean Blanc, Bradley explores margin as "the difference between your load and your limit" and how this framework can transform the way business owners approach stress, overwhelm, and burnout. Whether you're struggling with time constraints, financial pressure, or emotional exhaustion, this episode offers a practical two-lever approach to creating more breathing room in your life and business.Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions.More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The BusinessAbove The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.Ready to create more margin in your business?Visit BlueprintOS.com to learn about our coaching programs, workshops, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence.

Calvin Leidy went from delivering Uber Eats in a beater car to earning over $300K his rookie year in pest control. Then he did it again—back-to-back Golden Door awards with $766,988 in serviced revenue in year two.In this episode, Hunter breaks down how Calvin stayed locked in while his friends were partying in Hawaii, why he skipped correlation meetings to knock from 9am to 9pm, and the small adjustments (like an electric lunch box and 15-minute lunches) that gave him more time on the doors. Calvin also shares how he pushed through a $67K slump month when he was used to hitting $100K+.Connect with Calvin:Instagram: @Nivlac11l

We continue to hear directly from the community, as residents impacted by the fires share powerful stories about loss, recovery, and the long road forward after the flames. The show then pivots to major national and local headlines, including how the U.S. was able to penetrate Venezuelan airspace undetected, and breaking legal news as Nick Reiner’s defense attorney, Alan Jackson, steps down from the case. Hope and action take center stage with an inspiring conversation about a grassroots effort born out of the Palisades fire. Windward School junior Mason Cohen, along with childhood friends Jake Yoon and Dylan Fullmer of Harvard-Westlake, launched a fundraising campaign that has already raised more than $300,000. Every dollar is going directly to help small local businesses reopen, starting with the first five businesses being surprised with rent-subsidy checks at a special event. Their mission is simple and powerful: Rebuild. Restore. Revive. Learn more at BuildBackPali.org. We wrap things up with a look at the Rams vs. Panthers matchup, as the Rams head into the game as double-digit favorites on the road. See omnystudio.com/listener for privacy information.

Get MORE Coaches Don't Play at our PatreonThank you to our Sponsor: Glow Room BC Laser & Skin spa. Mention coaches for 15% off⁠⁠⁠⁠Follow Gurk ⁠⁠⁠⁠⁠⁠⁠⁠Follow Gurveen⁠⁠⁠⁠⁠⁠⁠⁠Desi Dontdoze Playlist⁠⁠⁠Producer/Audio Engineer ⁠⁠⁠Kyle Bhawan⁠⁠⁠Song "Be Like That" by⁠ ⁠⁠REVAY ⁠⁠⁠⁠----------------------------00:00 Calgary has no water 10:27 100K a year 14:53 Oura ring 19:28 300K bet & sportsnet host 23:10 Venezuela 27:49 Canadian healthcare 43:50 Relationship Inflation  52:04 Married & living separate 1:03:16 Joint family 1:09:45 Moving out tips & Dong Update 

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] system is being dismantled, Trump getting control of the oil will begin to bring prices down further, once Iran has regime change, it is game over for the [DS]/[CB] system. Gas prices will fall further when the US begins to drill. The [CB] debt is in violation of the constitution and most it will most likely be wiped out and the [CB] will cease to exist. The [DS] is panicking, from dictators, fake news and the D’s they are all panicking. The [DS] world is now coming to and end and it is being exposed and dismantled for the world to see. The [DS] is no longer in control, the patriots are. Trump and team sent a clear message, everything you are seeing is to return the power back to the people. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/2007823029846372858?s=20 https://twitter.com/Geiger_Capital/status/2008196746653151644?s=20 https://twitter.com/echodatruth/status/2008056541627228502?s=20   to $1 TRILLION in Latin American precious metals, including Venezuelan supply. Let that sink in. An $8 BILLION state-of-the-art facility, jointly backed by Wall Street capital and the U.S. Department of Defense, now sits at the center of the supply chain. This isn't about invasion. This is about control, security, and price discovery. • Physical metals moving out of unstable regions • Refining brought back under U.S. oversight • Paper markets losing influence • Strategic metals secured for energy, defense, and AI When governments build first and explain later, it's not speculation, it's preparation. Silver isn't being hyped. It's being positioned. Know What You Hold.  https://twitter.com/profstonge/status/2008176575833948484?s=20  roads 4. Bankruptcy, counterfeiting, piracy laws 5. Patents and copyrights 6. Regulate commerce with foreign nations, between states, and with Native tribes 7. Declare war; maintain army, navy, and militia 8. Establish lower federal courts 9. Exercise authority over Washington, D.C. That means roughly 80% of federal spending is, in fact, illegal. Political/Rights https://twitter.com/FBIDirectorKash/status/2007937505296093357?s=20   (up 31%) enough to kill 130 million Americans -Nihilistic Violent Extremism arrests up 490% -Over 6,000 child victims located (up 22%) -Espionage arrests up 35% -Multiple successful surges including Summer Heat which had almost 9,000 arrests in just three months This FBI is saving lives, protecting innocent kids, and taking deadly drugs off our streets at levels not seen in decades. None of it would've been possible without Dan's leadership and support. And he paved the way for even better things to come. Thank you @dbongino .  https://twitter.com/PressSec/status/2008177002608779675?s=20 DOGE Geopolitical https://twitter.com/jsolomonReports/status/2007493457338605628?s=20 https://twitter.com/Leon4Congress/status/2007969020352647528?s=20  2020 indictments, $15 million bounty, and expanded sanctions In 2022, President Biden increased the then-$15 million bounty on Maduro to $25 million. 25million for anyone who can deliver Maduro to America. 2026 Trump executes the orders of Obama and Biden. Who is the joker, hero or villain? Obama , Biden or Trump https://twitter.com/amuse/status/2008198931985879499?s=20  to power. Why? https://twitter.com/robbystarbuck/status/2008061863565852729?s=20 https://twitter.com/mattvanswol/status/2007919000773353481?s=20   https://twitter.com/ElectionWiz/status/2008155905880453463?s=20 https://twitter.com/ColonelTowner/status/2007827528711590045?s=20  https://twitter.com/WallStreetMav/status/2008188125617569887?s=20   start taking back its deported gang members. https://twitter.com/ElectionWiz/status/2007988528677052517?s=20 https://twitter.com/DerrickEvans4WV/status/2008083325802696896?s=20 https://twitter.com/RapidResponse47/status/2008032031876202758?s=20 https://twitter.com/ElectionWiz/status/2008176950427423164?s=20   Trump wants to make a deal with Mexico like he did with the Nigerian government. The cartels are going to be eradicate https://twitter.com/robbystarbuck/status/2007990748910682257?s=20   grandparents, etc. It's been a dream they prayed to witness. 3/4 of my grandparents didn't survive to see it. Attached are some photos of my Grandpa Julio “Papi” who's alive still and my deceased Grandma Martha in Cuba during better times as young love birds. Fidel Castro stole everything but their love and their lives. Same with my other grandparents Rafael and Ophelia and my Mom. They lost everything but their love and their lives. Now there's hope of a free Cuba for our long lost family there and hope of making past wrongs right once again. I'm with President Trump all the way. Cuba should be a rich, island paradise and it can be as a US territory. It's a strategic asset for our safety too as a base of operations to defend our homeland in the mainland US. There's no downside to toppling the communists who've only stayed in power by killing and jailing Cubans for decades. Now is the time. It can also serve as a helpful spot to run any US/Venezuela operations that benefits America instead of a narco pass through entity used by our enemies as a constant threat to American safety. Russia, China, Venezuela and many others have used Cuba to threaten us for long enough. It's time we take control and empower the Cuban people. No American blood needs to be spilled. This can be a massive win for the future of both Cuba and more importantly, for America. It's time for the evil of communism to die. https://twitter.com/AwakenedOutlaw/status/2007882386529542519?s=20 https://twitter.com/FaytuksNetwork/status/2008187454595969240?s=20   rials monthly ($7). https://twitter.com/AwakenedOutlaw/status/2007930486438682861?s=20 https://twitter.com/RyanSaavedra/status/2007978922458444265?s=20   longer had it. He did something and saw the consequences.” The message: Leave now. Ayatollah Khamenei plans to flee to Moscow if Iran unrest intensifies The republic's supreme leader has plotted an exit route out of Tehran should his forces fail to quell dissent, an intelligence report reveals https://twitter.com/disclosetv/status/2008206247808700734?s=20 War/Peace Medical/False Flags [DS] Agenda https://twitter.com/remarks/status/2007947270910841313?s=20 https://twitter.com/EndWokeness/status/2008031475057439076?s=20   Weaver outline how homeowners will need to modify their view on their property ownership to reflect a new municipal perspective that considers all individually owned property to be part of a new collective property viewpoint as controlled by city government. “For centuries we really treated property as an individualized good and not a collective good, in transitioning into treating it as a collective good and towards the model of shared equity … it will mean that families, especially White families … are going to have a different relationship to property than the one that we currently have.” It is likely that Mayor Mamdani and Director Weaver are going to run into some stiff legal opposition as they try to reimagine a world where individuals are not allowed to own property.   https://twitter.com/AAGDhillon/status/2008207308950782417?s=20 https://twitter.com/amuse/status/2007866604139225514?s=20   briefings. After 9/11, New York's mayors kept the NYPD commissioner in a direct, daily intelligence loop. That model is now ending. Mamdani has removed the Commissioner Jessica Tisch direct line to his office, relegating police leadership to the same access level as garbage collection. The shift weakens situational awareness at the top & reflects a belief that Islamic terror threats no longer require mayoral focus. https://twitter.com/EricLDaugh/status/2008183851802337656?s=20 https://twitter.com/wcdispatch/status/2008018760746078438?s=20     done, in my opinion, an even more dishonest and incompetent job. NO ONE IS ABOVE THE LAW! Mugshot Emerges of Deranged Man Accused in Vance Home Attack, VP Blasts Media for Publishing Home Images Authorities have released the mugshot of 26-year-old William DeFoor following his arrest for allegedly attempting to break into Vice President JD Vance’s Cincinnati home with a hammer.   The booking photo, posted by the Hamilton County Justice Center, also lists the charges DeFoor is facing, including vandalism, criminal trespass, criminal damaging or endangering, and obstructing official business. Cincinnati police and Secret Service agents responded swiftly to reports of the vandalism, arriving at the scene to detain the man without further incident. No one was injured, as Vance and his family had already left for Washington, D.C. at that time. https://twitter.com/JDVance/status/2008188525162721647?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2008188525162721647%7Ctwgr%5Ec29f78485445e314b120eda36408e134f4f5245a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2026%2F01%2F05%2Fmugshot-emerges-of-deranged-man-accused-in-vance-home-attack-vp-blasts-media-for-publishing-home-images-n2197767   already to DC. One request to the media: we try to protect our kids as much as possible from the realities of this life of public service. In that light, I am skeptical of the news value of plastering images of our home with holes in the windows. Source: redstate.com President Trump's Plan https://twitter.com/SecWar/status/2008189258528665898?s=20   is still accountable to military justice. And the Department of War — and the American people — expect justice. Therefore, in response to Senator Mark Kelly's seditious statements — and his pattern of reckless misconduct — the Department of War is taking administrative action against Captain Mark E. Kelly, USN (Ret). The department has initiated retirement grade determination proceedings under 10 U.S.C. § 1370(f), with reduction in his retired grade resulting in a corresponding reduction in retired pay. To ensure this action, the Secretary of War has also issued a formal Letter of Censure, which outlines the totality of Captain (for now) Kelly's reckless misconduct. This Censure is a necessary process step, and will be placed in Captain Kelly's official and permanent military personnel file. Captain Kelly has been provided notice of the basis for this action and has thirty days to submit a response. The retirement grade determination process directed by Secretary Hegseth will be completed within forty five days. Captain Kelly's status as a sitting United States Senator does not exempt him from accountability, and further violations could result in further action. These actions are based on Captain Kelly’s public statements from June through December 2025 in which he characterized lawful military operations as illegal and counseled members of the Armed Forces to refuse lawful orders. This conduct was seditious in nature and violated Articles 133 and 134 of the Uniform Code of Military Justice, to which Captain Kelly remains subject as a retired officer receiving pay. https://twitter.com/TonySeruga/status/2008201370458075286?s=20  energy, and corporatism, all are reliant on the narcos for dark funding. Just look at how they are treating Maduro? It’s like he is a rock star. Already with 5 ‘costume’ changes just today. Does Maduro look worried?  THE FIX IS IN? YOU CAN'T MAKE THIS UP: 92-Year-Old Clinton Judge Who Denied Trump's Hush-Money Removal to Federal Court and Blocked Venezuelan Gang Deportations Now Assigned to Preside Over Maduro Case in New York President Trump Shuts Down Fake News Reporter Trying to Pit Rubio and Vance Against Each Other (AUDIO)  Trump spoke to reporters aboard Air Force One as he headed back to the White House on Sunday evening after spending the Christmas holiday at Mar-a-Lago in South Florida. President Trump shut down a fake news reporter who was trying to create a wedge between Vice President JD Vance and Secretary of State Marco Rubio.   A legacy media reporter tried to stir up a little trouble and President Trump promptly shut her down. “What you say that Marco Rubio has your ear more than the Vice President right now?” a reporter asked President Trump. Trump shut it down. “No! They both do. JD is very smart and doing a great job and so is Marco! I would say they're equal,” Trump said. The reporter continued, “It sounds like [Rubio] is the go to and you were just talking about Cuba and what could come next there.” AUDIO: Source: thegatewaypundit.com https://twitter.com/AwakenedOutlaw/status/2008092328867869069?s=20  a plea of some sort. In fact, that may well have been pre-negotiated thereby removing the judges ability to thwart the prosecution. These images support as much. https://twitter.com/Rasmussen_Poll/status/2007939030839701667?s=20   election systems currently in use here have been newly examined last year by Federal authorities and are apparently FULL of illegal CCP sourced items – While @DNIGabbard is still withholding her completed official report on this, her boss is now aggressively retweeting older descriptors of evidence against Dominion and our US Election Theft Syndicate in general. This is apparently the overture of what is to come – The Secret Dominion/Huawei Data Center in Belgrade, Serbia – that emphatically and officially did not exist – DID exist and was disabled by U.S. gov employees just days prior to the 2024 election. It has now been dismantled, which may disappoint former CIA Director John Brennan, who reportedly financed half of it from the CIA ‘Black Budget.’ The other half of the funding was from our dear friends in China. That’s right, the theft of The US Presidency and multiple other elections worldwide was co-financed by our own CIA – Top Venezuelan engineers who reportedly designed and executed multiple foreign based election frauds in America using Dominion and Smartmatic systems are in America under U.S. gov protection and have provided sworn testimony. They include an engineer who personally helped illegally install Joe Biden as President in 2020 – These engineers are also joined by General Hugo Carvjal, former Head of Venezuelan Intelligence, now in jail in New York (his cellmate is Diddy Combs) and he is cooperating with Fed authorities (see below) – Another Venezuelan General has now also joined General Carvjal in providing 1st person testimony – Official state and court adduced evidence of 2020 election fraud has been compiled for every one of the battleground states. Cowardice and corruption within the American judiciary has scuttled any real progress – Georgia corruption came into better focus last month as Fulton County admitted not following the law concerning over 300K ‘votes’ and then their most corrupt state judge agreed to unseal the 2020 ‘warehouse ballots,’ many of which are officially sworn to be likely counterfeit. What a sad crooked bunch – The DOJ is suing multiple states to require compliance with Federal election laws including HAVA – Georgia is among them – and @AAGDhillon is leading the charge – President Trump pardoned Tina Peters but corrupt Colorado officials refuse to release her from prison. Colorado wants to litigate her role as a Federal officer in their elections while her health declines due to their horrible conditions. Colorado officials are going to pay dearly – An American Armada, the likes of which hasn’t been assembled in this century, sits off the coast of U.S. Election Theft Central. They are resting up after the historic strike extraction of Maduro. They will not idle long. The President promises to clean out all the cartel del Soles thugs and return Venezuela to democratic self governance. A big job but essential to keeping America safe and its enemies out of our hemisphere and out of our elections.  https://twitter.com/WarClandestine/status/2007981628648206368?s=20   which gave hope to the low-morale Continental Army and boosted enlistment, and eventually led to victory. I think Trump and the US MIL were sending a message. Now is when we start winning the war against the Deep State. I think we have graduated into a new phase of the operation. https://twitter.com/WarClandestine/status/2007924998703366560?s=20   necessary for what comes later, when Trump invokes the Insurrection Act and sends US MIL to cities nationwide. If the US MIL are going to conduct mass arrests, the public will need to trust them and trust Trump. So for those asking why Trump is arresting Maduro before arresting treasonous actors in the US, I think there is method to the madness. The high-profile US arrests will likely be towards the end, after more of the public are fully bought in on the operation to dismantle the Deep State. Arresting people is the easy part. Convincing billions of people that high-profile individuals, including former heads of state, need to be arrested… that's the tricky part. https://twitter.com/RapidResponse47/status/2008033626294792665?s=20 https://twitter.com/USDOL/status/2007933111729021305?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Send Us A MessageIn this year-end reflection episode, Brian and Mark walk through the key lessons and standout moments from Season 5. From goal-setting fundamentals to the AI revolution, sphere of influence strategies to the power of empathy, they distill a year's worth of wisdom into actionable insights for agents heading into 2026. Whether you're a new agent building your foundation or a seasoned professional looking to refine your approach, this episode serves as both a recap and a roadmap for professional growth.Featured Quote: "I think over the next 10 years, the next decade, real estate agents are going to make more money than they ever have before. And they're going to be able to do it with a lot less effort because of the utilization of AI. Now, what does that mean? That means those that have the ability to utilize it and don't shy away from it are going to benefit greatly."What You Will LearnWhy working ON your business during planning season creates the foundation for taking massive action when the spring market arrivesThe staggering wealth gap between homeowners ($300K average net worth) and renters ($8K) and what this means for the families you serveHow to implement the 36-touchpoint strategy through layered communication including in-person, email, mail, and text connectionsWhy the most successful agents share one trait: they focus on moving the ball forward rather than explaining why it movedHow AI will transform the industry over the next decade and why getting involved now is as critical as adopting the internet was 40 years agoThe power of truly listening in a world full of noise, and why empathy has become a competitive advantageWhy 2026 is positioned to be a "flex year" where agents who survived the last three years will capitalize on the market turnListen to the Podcast on these PlatformsApple - https://podcasts.apple.com/us/podcast/raising-real-estate-standards/id1574549987Spotify - https://open.spotify.com/show/1ZKLmFIFvx1UjSwL4jOTVzSocial Media and Contact InformationWebsite: https://www.raisingrealestatestandards.comLink Tree:  https://linktr.ee/raisingrealestatestandards

In this Monday Market Data Report, co-host Mark Lumpkin breaks down the short-term rental numbers for Austin, one of the most talked-about STR markets in the country.This episode dives deep into how revenue, occupancy, and nightly rates scale as bedroom count increases, and why Austin strongly rewards larger, high-performing properties.You'll learn:What 3-bedroom properties earn at average vs. top-tier performance levelsWhy adding a 4th bedroom can unlock a major revenue jump—even with slightly lower occupancyHow 5-bedroom homes outperform smaller properties by tens of thousands per yearWhy 6+ bedroom homes in Austin are producing some of the highest STR revenues we've seen nationwideHow higher nightly rates and strategic occupancy can lead to stronger net returnsThe numbers show massive gaps between average listings and top performers—ranging from under $40K per year to well over $300K—making Austin a clear example of how property size and performance drive outcomes.If you're investing in Austin, underwriting a deal, or deciding whether expanding your floor plan is worth it, this episode gives you clear, data-backed insights to guide your strategy.Have a market you want us to cover next? DM Mark and we'll bring the data.

Send us a textEp -- 268 I'm covering Real Housewives of Salt Lake City Season 6 Episode 15 plus a massive Members Only Palm Beach deep dive revealing secrets the cast doesn't want you to know. Mary Cosby's cousin just dropped a TLC project allegedly exposing her lies I share the highlights, and Whitney Rose, Mary, and Bronwyn Newport triple down on camera with serious drug and alcohol accusations against Meredith Marks - they've said this THREE TIMES which is huge. Bronwyn drops a bombshell about Seth Marks with a mysterious woman at a New York restaurant, but Meredith's social media claps back and Watch What Happens Live shade about Bronwyn's sealed criminal background reveals the battle lines. I've got tea from Monica Garcia about a shocking Heather Gay ambulance incident involving alcohol poisoning that was allegedly covered up, plus why Lisa Barlow calling Brittani Bateman a liar backfired when Jared Osmond confirmed the truth.For Members Only Palm Beach - you can't film on Palm Beach Island where real socialites live, so none of these women are actual queens. Taja Abitbol was accused in a 2022 arson lawsuit of setting a fire to land RHONY, though Jill Zarin defended her. Hillary Mooser married an 80-year-old at age 30 for her first of FIVE marriages, and my insider has tea about her properties. I believe Rosalyn Yellen's husband represents Mar-a-Lago explaining her Trump access, while Gail Brophy was removed by Secret Service trying to approach him and kicked out of Taja's viewing party. But the REAL Palm Beach queens? Everglades Club costs $300K to join, Eleanor Aquavela sells art for $120 million, and the Peltz family owns 13 acres worth $400 million - explaining Nicola Peltz's power over Brooklyn Beckham!Full episode only available at Dishing Drama Dana Patreon: https://www.patreon.com/cw/DishingDramaWithDanaWilkeyTIME CODE HIGHLIGHTS:

Host: Rod Santomassimo Guest: Reid Bennett, National Council Chair – SVN Multifamily | Massimo Group Coach | 7-Figure CRE Producer

Kicking off 2026 with controversy, chaos, and games. We break down the Nintendo Museum's NYE performance, Asmongold vs Twitch, YouTube's AI sludge problem, and a developer meltdown over Tim Pool. Plus: a $300K streamer kiss, Stranger Things pushes boundaries, and 2026's biggest game releases.You Me Movies: https://www.youtube.com/@YouMeTheMovies Rabble Wrangler: https://rumble.com/c/RabbleWrangler?e9s=src_v1_clr

Interview with Stephen Soock, VP of Investor Relations and Development, Heliostar MetalsOur previous interview: https://www.cruxinvestor.com/posts/heliostar-metals-tsxvhstr-big-high-grade-gold-potential-at-anapola-project-3935Recording date: 29th December 2025Heliostar Metals is pursuing an ambitious strategy to transform from a 30-40,000 ounce gold producer in 2025 to a 300,000 ounce operation by decade's end, with a critical differentiator: the entire expansion will be internally financed without shareholder dilution. In a detailed discussion, Stephen Soock, VP of Investor Relations and Development, outlined how the company plans to leverage cash flow from recently restarted Mexican operations to fund systematic development of high-margin projects.The foundation of this strategy rests on the successful restart of operations acquired from Argonaut Gold in November 2024. La Colorada's return to production early in 2025 established initial cash flow, followed by San Augustine's restart in late December 2025. San Augustine, with 68,000 ounces in reserve and projected production of 45,000 ounces over 14 months, is expected to generate approximately $65 million in 2026 at current gold prices. Soock characterised the operation as "a little bit like an ATM" for funding broader growth initiatives.The flagship Ana Paula project represents the centrepiece of Heliostar's transformation. The underground mine's preliminary economic assessment shows compelling economics: $300 million in initial capital for 100,000 ounces annual production at just over $1,000 all-in sustaining costs, placing it in the bottom 15% of the global cost curve. This exceptional positioning derives from a rare combination of 5.5 grams per ton high-grade ore with bulk tonnage characteristics. The company targets a Q1 2027 feasibility study and H2 2028 production start.Looking further ahead, Cerro del Gallo provides additional growth potential with a 15-year mine life producing 85,000-87,000 ounces annually. Despite recent share price appreciation to nearly $800 million valuation, management maintains capital discipline, with Soock stating unequivocally that near-term equity financing remains unnecessary. Trading at 0.28x net asset value, the company sees continued re-rating potential as operational execution de-risks the development pipeline.View Heliostar Metals' company profile: https://www.cruxinvestor.com/companies/heliostar-metalsSign up for Crux Investor: https://cruxinvestor.com

Send us a textWhat if that food business idea that keeps calling to you isn't just a crazy fantasy—what if it's a dream seeking you as the perfect person to bring it into reality? In this final episode of the podcast, I'm sharing the most important truth from five years and 260 episodes: your desire to create something matters, even if you never achieve traditional "success." Whether you're just starting or wondering if you should invest more in your business, this episode will help you understand why following your delicious dream serves something bigger than just you. Plus, I'm leaving you with a powerful Future Self visualization (get it here) and a library of 260 episodes to support your journey forward.Get the searchable Podcast library at https://www.foodbizsuccess.com/podcastlibrary Ready to make your 2026 bigger and brighter? Get the Future Self Visualization download here.

What if you could reach a point where your investments were doing the heavy lifting and you could finally slow down without falling behind? Would you keep pushing forward, or would you take the exit and design a life that fits right now? In today's episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while letting compound growth work in the background. Anders explains what Coast FIRE really looks like in real life and how it gave his family options instead of pressure. This episode is part of our Best of MKM series and was originally recorded in 2023. A short clip from this conversation took off on YouTube, so we decided to bring you the full story. Anders breaks down his Coast FIRE numbers, the accounts he uses, how he and his wife communicate about money, and why taking the Coast FIRE exit does not have to be permanent. If you are Coast FIRE curious or wondering whether you can have both freedom today and security tomorrow, this conversation will help you think differently about what is possible. CHAPTERS

AlabamaState lawmaker says Ella Cook of Mountain Brook was quiet but also  braveState Senator Orr not convinced the W.Alabama Corridor is good ideaEagle Forum of AL decries the Trump admin for re-classifying marijuana1819 News CEO talks about priority of stopping mass migration to USMobile police arrest 32 and take various drugs off streets in Operation JingleNationalDHS says 2.5M illegals have left the US via self-deportation or arrestsUS Coast Guard seizes 3rd Venezuelan oil tanker using false flag of PanamaDOJ sends out Todd Blanche to explain the doc release re: Jeffrey EpsteinDOJ also appealing two cases dismissed by judge against James Comey & Leticia JamesDr. Oz of Medicare/Medicaid says federal funds will be pull from MN after fraud scandalsGA election board violated state law when certifying the 2020 election results after 300K early votes not properly signed

Discover why successful entrepreneurs hit invisible income barriers and sabotage their growth. Carrie West reveals the hidden scripts from childhood that create money ceilings - and the exact language patterns keeping you stuck. Learn how to rewrite your origin story, spot the "can't, don't, shouldn't" triggers, and break through to your next income level without the fear and self-doubt. Grab your Free E-book Work Yourself Happy (Amazon Best Seller) by Dr. Terri Levine here : https://book.terrilevine.com/work-yourself-happy Join us here to deeply connect with our community:  www.heartrepreneurs.com  Subscribe to this podcast on your favorite podcast platform… Apple: https://podcasts.apple.com/us/podcast/live-well-earn-well-for-coaches-consultants/id1585895518  Spotify: https://open.spotify.com/show/5OjsOxN7MqwKio4Ae6vSMQ  Or anywhere else podcasts are found! 

Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high-paying finance job and cashed out his 401(k) without telling Jamie. Now earning far less, they're still spending like nothing changed, running up credit card debt and ending each month wondering where the money went. Jamie, the higher earner, is anxious about retirement and trust after years of financial surprises, while Ryan avoids money conversations and struggles with insecurity. Layered on top are a 10-year age gap, deep past trauma, and very different visions of a Rich Life. Can Ramit help them rebuild trust, create a real plan, and finally start acting like partners instead of adversaries? In this episode we uncover: • The moment Jamie learned Ryan quit his high-paying job and cashed out his 401(k) • How Ryan's breaking point at work led to a “nuclear option” decision that shifted stress from the office straight into their marriage Why earning nearly $300K still leaves them feeling broke • The trust fallout from repeated unilateral decisions, including quitting jobs, cashing out retirement accounts, and impulsive purchases • How Ryan's spending on shoes, clothes, and even a classic car mirrors patterns he watched growing up • Jamie's role as the default financial manager • The vacation-vs-things blame cycle that keeps them stuck spending instead of saving • Why hiding money in a separate savings account felt like the only way Jamie could protect their future • The uncomfortable truth behind their $13K emergency fund • How calling their own spending “stupid” and “dumb” keeps them trapped in shame instead of change • The emotional toll of living in constant financial vigilance while still spending freely on convenience and comfort • How a failed $500 spending rule exposed their lack of shared systems • The powerful influence of Midwestern money guilt, family secrecy, and conflicting childhood money messages • Jamie's past divorce and financial trauma • The shift from adversaries to collaborators Chapters: (00:00:00) “We'll just go our separate ways” (00:18:56) Ramit breaks down their numbers (00:40:49) “Smart people can make stupid choices” (00:52:26) “Can we become a team again?” (01:02:09) “Is this a Rich Life—or just a really long to-do list?” (01:14:36) “You've turned dysfunction into permission” (01:28:57) “I'm bitter that I have to pay it off” (01:39:21) Where are they now? Jamie and Ryan's follow-ups This episode is brought to you by: Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Rocket Money | Cancel unwanted subscriptions and reach your financial goals faster at https://rocketmoney.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Done will always beat perfect when you are building your next level. In this episode, I sit down with Drew and Rachel to talk about what it really takes to move through failure, chaos, and fear to build a life, marriage, and multiple 7-figure businesses together. We talk about how to stop operating from burnout, simplify your business to scale faster, and build real wealth instead of just cash flow. They share how messy action became their superpower, why faith and values drive every decision they make, how to raise your standards in business and leadership, and how to stop playing small even when your environment tells you to stay safe. Get ready to think bigger, move faster, and finally step into the CEO version of you. Check out our Sponsors: Shopify - Start your $1/month trial at Shopify.com/happy SKIMS - The SKIMS Holiday Shop is now open at SKIMS.com. Let them know we sent you by choosing Earn Your Happy podcast in the dropdown after you purchase. Brevo - Head to brevo.com/earn and use the code EARN to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Aura Frames - save on the perfect gift at AuraFrames.com - get $35 off Aura's best-selling Carver Mat frames with promo code EARN at checkout. Northwest Registered Agent - Build your complete business identity in just 10 clicks and 10 minutes. Visit www.northwestregisteredagent.com/paidearn Blinds.com - The Black Friday deals at Blinds.com are going strong all month long! Save $50 off when you spend $500 or more - use code EARN at checkout.  HIGHLIGHTS 00:00 Why done is better than perfect when starting a podcast or business. 05:45 How did your opposite strengths in sales and social media become your power combo? 10:00 How did you scale from 60K months to nearly 300K months together? 17:30 The full business breakdown you need to stop money leaks fast. 22:45 Why so many salon owners stay stuck inside an industry bubble. 28:00 What core beliefs have allowed you to scale as both spouses and CEOs? 31:30 How learning independently and coming together sparks better ideas. 39:00 How unfinished ideas keep entrepreneurs stuck in constant reset mode. 41:30 The launch where nearly the entire room stood up to build their own brand. 47:00 Why fixing symptoms alone keeps businesses stuck. 53:00 The first steps to thinking like an owner instead of an operator. 57:30 What is the vision behind your podcast and live events? 01:04:15 Leaving an environment that didn't believe in big dreams. 01:09:15 Why relentless pursuit is required for massive goals. 01:15:15 The Blueprint Live training for building both business and brand. RESOURCES Join Rachel and Drew's SALONCON 2026 HERE Join the FREE Salon Owner Club HERE Listen to Brand Talk with Rachel and Drew HERE Apply for our Elite Entrepreneur Mastermind HERE Get on the waitlist for MCM Mastermind HERE Join the Audacity Challenge HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Rachel: @rachelpaigexo Follow Drew: @mdrewthomas

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Farrah Laurent. A former emergency room nurse turned entrepreneur and career coach, shares her journey from bedside care to building a six-figure business helping new nurses land high-paying jobs and launch their own ventures. The conversation explores nursing as a lucrative and flexible career path, the importance of mindset, and the power of personal branding.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Farrah Laurent. A former emergency room nurse turned entrepreneur and career coach, shares her journey from bedside care to building a six-figure business helping new nurses land high-paying jobs and launch their own ventures. The conversation explores nursing as a lucrative and flexible career path, the importance of mindset, and the power of personal branding.