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In this episode of Get Creative, host Justin sits down with Tracy Koa and Dustin—co-living operators from the SubTo community—who are scaling from proven PadSplit deals to ground-up 10-bed/10-bath co-living new builds in Texas. They unpack how they fractionally raised ~$300K from ~30 equity partners, structured financing with DSCR loans and a credit sponsor, leveraged PadSplit's marketing + member pipeline, and why Texas zoning and pre-approved plans let them move fast. Connect with Dustin: https://www.instagram.com/dustin__geroski/ Connect with Tracy: https://www.instagram.com/tracykoa/ ➡️ Split your Pad with the Co-Living Model: http://padsplit.com/pacemorby ➡️ Find Out How One Multifamily Deal Could Change your Life: https://subto.sjv.io/JKNB7E ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow
Discover the lucrative career field that most people have never heard of—government contracting account executives earning $120K to $400K+ annually. Former Air Force acquisitions officer Rick Howard reveals how to break into this high-paying profession without a degree.In this episode, we explore the fundamentals of supply and demand in career earnings and why government contract sales positions offer extraordinary compensation. Learn how the US government, the world's largest purchaser at $700+ billion annually, creates massive opportunities for sales professionals who understand the public sector.What You'll Learn:Why companies pay premium salaries for government contract expertiseThe supply and demand economics of high-earning careersHow account executives generate millions in revenue for their companiesReal success stories: From zero experience to six-figure salaries at companies like HoneywellThe difference between regular sales jobs and public sector account executivesWhy this career field has low competition despite high payRequirements to enter the field (hint: no degree needed)Remote work opportunities with travel to domestic and international locationsKey Topics Covered: Government contracting, defense contracts, federal sales, account executive careers, public sector sales, high-paying jobs without degrees, career transformation, military contracting, B2G sales, government procurementWhether you're looking for a career change, seeking higher income potential, or want meaningful work supporting national defense and government services, this episode provides a roadmap to a profession where you can make a significant impact while building substantial wealth.Ready to Transform Your Career?If you're interested in exploring this high-paying, meaningful career path in government contracting, here's how to get started:
Hey Friend! Let me ask you something—how much time and money have you spent trying to fix the way you lead? Another book, another certification, another workshop promising the breakthrough you've been searching for? Here's what nobody tells you: every time you reach for another quick fix, you're not just spending money or time. You're staying stuck in the same patterns that got you here in the first place. I've been having this conversation on repeat with leaders at your level. The strategies that got you to VP, to Executive Director, to Founder—they're not broken. They're just not built for where you're going next. And that gap? It's costing you more than you realize. "When your leadership is misaligned with your true identity, even success feels heavy." Want to Go Deeper? Ready to stop chasing quick fixes and start leading from alignment? Book a Leadership Strategy Call—your blueprint to clarity, confidence, and impact.
In this episode of Grow a Small Business, host Troy Trewin interviews Jay Sapovits, founder of Ink Stores, who shares how he transformed his business from a retail storefront into a thriving on-demand swag company during COVID. Starting with $300K in the first year and growing to mid-seven figures, Jay reveals the pivotal mindset shifts, the importance of resilience, and how consistency fueled growth. He also discusses scaling a team of nearly 30, building a strong culture, and why creativity and adaptability remain essential in the $27B U.S. merchandise industry. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions: What do you think is the hardest thing in growing a small business? According to Jay Sapovits, the hardest thing in growing a small business is consistency. He explained that no matter how tough things get—whether you're “kicked in the teeth on Tuesday”—you have to show up again on Wednesday and keep going. Consistency, even through setbacks, is what makes growth possible. What's your favorite business book that has helped you the most? Jay Sapovits said his favorite business book is “How to Become a Rainmaker” by Jeffrey Fox. He called it “unequivocally, the best business book ever written” because it breaks down sales into simple, powerful concepts in short, easy-to-digest chapters that serve as a lifelong reference. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? While Jay Sapovits didn't name specific favorites, several great resources align with his focus on resilience, consistency, and growth. Podcasts like The How of Business, Masters of Scale, The $100 MBA Show, and The Disruptive Entrepreneur offer practical strategies and inspiring stories from entrepreneurs. Online learning platforms such as Coursera, Udemy, and LinkedIn Learning provide valuable training in sales, leadership, and team building—skills Jay emphasizes as essential. He also highlights the importance of community, so joining mastermind groups or business forums can help small business owners share challenges, learn from peers, and stay consistent in their growth journey. What tool or resource would you recommend to grow a small business? One tool Jay Sapovits says he “can't live without” is simple: email. Being super responsive, replying fast, keeping communication tight — that core tool / habit has been critical in how he grows trust, closes sales, and stays connected with clients. What advice would you give yourself on day one of starting out in business? If Jay Sapovits could give himself advice on day one of starting his business, he would say: “Take it easy on yourself.” He explained that his high expectations often created unnecessary stress, and he later learned to manage them better. He also emphasized that “comparison is the thief of joy,” urging entrepreneurs to stay focused on their own journey, support their peers, and not get distracted by competitors or external factors they can't control. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey. Quotable quotes from our special Grow A Small Business podcast guest: Consistency is the only thing that matters—you have to show up every day, no matter what – Jay Sapovits Success is found in the daily grind, not in a single moment of arrival – Jay Sapovits Comparison is the thief of joy; keep your head down and focus on your own business – Jay Sapovits
Tired of the endless hustle? This message from a top real estate coach who knows what it takes to escape realtor burnout is the hook you need! Aidelys shares her vulnerable story of working 7 days a week just to make six figures, only to realize the "chase" was never the path to real estate consistency. Her pivot—mastering core sales skills and finding her niche—is the key to a successful real estate business.You can stop chasing leads and start building a stable, profitable business. This presentation is your introduction to how to find a specialty in real estate that generates high-fee deals, just like the agents in her community who have earned over $300K in fees in a few months.Here's what you'll gain from this mindset shift:✅ The Real Solution: Understand what really happens when you stop chasing money and focus on foundational sales mastery.✅ Stop the Hard Way: Learn the specific, specialized knowledge required to close real estate investing deals with far less effort.✅ End the Emotional Toll: Discover how to recover from burnout by replacing hustle with a predictable, high-value system.✅ Actionable Mastery: A blueprint built on scripts for real estate agents to ensure you know exactly "what to say and how to say it."This real estate coach proves that high income skills will never go away, and are the true foundation for long-term success.
Headlines: – Welcome to Mo News (02:00) – 2 Dead, 4 Seriously Injured In Terror Attack At UK Synagogue On Yom Kippur (06:15) – Latest Drone Swarm Shuts Down Munich Airport (12:00) – White House Warns Thousands Of Federal Workers Could Be Fired Amid Shutdown (13:00) – Israel Intercepts Gaza-Bound Flotilla Trying To Break Blockade (21:30) – Awaiting Hamas Response To US-Led Middle East Peace Plan (24:45) – Trump Admin Explains Legal Rationale For Blowing Up Drug Boats (25:20) – Nearly $300K Raised For Family Of Michigan Church Shooter By Church Community (29:00) – OpenAI's New App ‘Sora 2' Booms With Lifelike AI Videos (31:15) – Jane Goodall, Legendary Chimpanzee Researcher And Conservationist, Dies At 91 (34:00) – What We're Watching, Reading, Eating (37:00) – What Mosh Is Reading: Jake Cohen Cookbook Thanks To Our Sponsors: – LMNT - Free Sample Pack with any LMNT drink mix purchase – Industrious - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Surfshark - 4 additional months of Surfshark VPN | Code: MONEWS – Leesa – 25% off mattress, plus extra $50 off | Promo Code: MONEWS – Factor Meals – 50% your first box plus free shipping | Promo Code: monews50off – Monarch Money - 50% off your first year | Promo Code: MONEWS
Purple Rabbits, slurp that green tea and hunker down for The Neoborn Caveman Show—your marble-mouthed host Neoborn Caveman (me, myself, the gang) unleashing pro-humanity rants on life's raw underbelly. We kick off skewering "irresistible" hobbies—archery? Blacksmithing? Spare me; real pull comes from purpose, like indoor tomatoes barricading your pad against urban poison, not time-wasting fluff. Then, a gut-punch from Des Moines: illegal superintendent Ian Andre Roberts, $300K salary to shove agendas down kids' throats, handpicked by Dem strings, busted fleeing ICE with a loaded handgun and deportation order—laws exist to shield taxpayers, not spotlight squatters. Fist-bump the Florida task force's record haul: 1 million pounds of cartel coke, $11B gutted, 378 million lethal doses dodged—why pity narco scum when they peddle death? Health gut-check: 8-year Neurology probe fingers low/no-cal sweeteners (aspartame, sucralose) as cognition killers, accelerating brain fog—sugar's no satan; brew ginger-honey truth over lab lies. Europe's EES drops October 12: fingerprints and snaps for U.S. travelers, "security" facade for data grabs—control's the import, not the espresso. Cap with life's unscripted churn: still waters rot, gales renew—ditch consumer cages, root real.Music guests are: Broken Colours, Perpacity, Sweet Water, and others.Catch it on your pod platform, fire up patreon.com/theneoborncavemanshow (free fierce), and question the machine. Satire, truths, tunes: slurp, burp, revolt.Key TakeawaysPurpose, Not Pastimes: No room for hobbies—reads, gardens, plants pack purpose, forging shields and souls over aimless arrows.School Scandal Unmasked: Unvetted agendas erode education—taxpayer trust demands vetted voices, not armed interlopers.Sweetener Slow Poison: Artificial zeros hasten memory melts per science—embrace nature's cane, shun corporate cocktails.Biometric Border Trap: EU scans sell safety, deliver surveillance—fingerprint freedom's fade before it sticks.Uncertainty's Edge: Life's flows—winds, rains—vitalize; accept your raw self, skip rivalry, grow unscripted.Soundbites"I don't have time for hobbies. Anything I do, it's serious because I don't have time in my life to waste four meaningless things.""Promiscuity is a bad thing. It's unhealthy, literally unhealthy... Would you be happy for your kid to sleep around? This is a fork spoon is also sexual, right? What about knife?""Don't consume that much and life won't consume you.""It's all about control... Consumption leads towards compliance and compliance will lead to cages.""You don't have to compete with others... Look at the nature. Every tree has the right amount of sunlight next to each other, and they don't necessarily go against each other."Humanity centered satirical takes on the world & news + music - with a marble mouthed host.Free speech marinated in comedy.Supporting Purple Rabbits. Hosted on Acast. See acast.com/privacy for more information.
Garrett created a 99% conversion rate with buyers and a 95% conversion rate with sellers. Here's how. Listen as Garrett Marroon, host of The Faithful Agent Podcast, unpacks the exact strategy he used to build a 100% referral-based business that generated $300,000 in annual profit—all while staying aligned with his faith and protecting his time with family. Garrett shares his proven 36-Touch System, including practical tools like video texts, handwritten notes, and simple client events that cost less but create deeper relationships. He also highlights how faith-driven agents can use these methods to stand out in an industry that's increasingly trying to replace the personal touch with tech.Whether you're brand new to real estate or looking to shift from hustle to health, this episode will give you a roadmap to sustainable success built on relationships, not algorithms.✅ Key TakeawaysGarrett built a referral-only business that generated $300K/year—without buying leads.The real estate industry is investing billions to remove agents—referrals are how you protect your future.A personal touch still works: video texts, handwritten notes, and small gifts stand out.Hosting simple, thoughtful client events creates powerful engagement (and referrals).The 36-Touch System is predictable, repeatable, and scalable.Your business should serve your life, not the other way around.Faith isn't a liability in business—it's a differentiator.⏱️ Chapters00:00 – Introduction 02:30 – The Trap of Cold Leads and Why They Don't Work 04:10 – How Garrett Built a 100% Referral-Based Business 06:35 – Why the Industry Wants to Replace Agents 09:00 – The 36-Touch System Explained 13:25 – Video Texts, Handwritten Notes & Personalization 17:40 – Hosting Impactful (and Affordable) Client Events 22:15 – Faith and Business: The Real Calling 26:00 – Why Referrals Create Long-Term Stability 28:45 – Final Encouragement for Agents: You Can Do This Without Burnout⭐️ Rate & Review:If this episode challenged or encouraged you, leave a 5-star review and share it with another Christian agent who needs to hear this message. Resources & Opportunities:
Stop what you are doing foodpreneur - listen to this short episode and then DO this customer journey exercise for your sales channels. You will be amazed at the things that you find that can make all the difference in customers finding you, purchasing from you, and building a long-lasting relationship with your brand. Fixing things NOW in the customer experience will make all the difference for your holiday sales online or in person. Want my eyes on your website or other sales channels like markets or wholesale? Book a strategy session and let's make it better so you make more money!The Sales Channel Challenge is happening LIVE October 21 - 23. This is everything you need to know about selling at farmers markets, online or into stores from licensing to pricing to sales. It's just $27 and comes with a roadmap to launch and grow your business your way. http://foodbizsuccess.com/challenge Brand new training just dropped
I sold a business for $1. Not $100k. Not $10k. One dollar.Why? Because I fell for the “semi-absentee” franchise lie — the one that promises you passive income in just 5–10 hours a week while keeping your job.It's complete BS. And it cost me $300,000 over six years to learn the hard way.In this episode, I break down which franchise models will bleed you dry, when semi-absentee can actually work, and how to avoid the $300K mistake I made.Send me a textDownload my FREE 8-Figure Playbook This playbook walks through the exact process I used to build from $0 in 2016 to $50M+/year today across multiple franchise brands Grab it here: https://brianbeers.kit.com/b79cf77012 Let's connect: Find me on X InstagramLinkedInYouTube
Welcome to Day 327 of the Apocalypse. The Samurai Professionals are back with a mix of chaos, culture, and conversations you didn't know you needed. This week, Marvin and Frank discuss the Rapture, Jimmy Kimmel's return to TV, latest with singer D4vd after a body was discovered in a car he owns, Young Thug's releases new album, reactions to Cardi B's album, and greatest villains. On the relationship side, with Devin Haney suing Leena Sayed (ex-fiancé) for $300K, the guys dive into wanting back gifts given during a relationship. Are relationship gifts unconditional or are they silent investments with strings attached?All that and much more. Let's Chop It Up!Rate, Comment, and Subscribe. It helps the podcast to grow.Please visit us at TheSamuraiPros.comLeave us a voice note. We'll play it on then show. Follow the hosts on social all social platforms:Instagram | @TheSamuraiPros Twitter | @TheSamuraiPros Marvin | @MarvinxAdams Frank | @iCanOnlyBeFrankDon't forget to tag #TheSamuraiPros or @ us to let us know what you think of this week's episode!
This episode outlines how Nurse Practitioners (NPs) can achieve an annual income of $300,000 or more by adopting a business-oriented mindset rather than solely an employee one. It details a multi-stream revenue model, which includes locum tenens assignments, virtual concierge services, and on-call facility contracts, providing a financial breakdown for each. The text also offers a checklist of essential steps for NPs to begin this entrepreneurial path, such as obtaining licenses in full practice authority states and forming an LLC. Finally, it addresses and debunks common limiting beliefs that may hinder NPs from pursuing such high earning potential, emphasizing that wealth and clinical practice are not mutually exclusive.
David Kotter is CEO and President of both the Hybrid Debt Fund and Integrity Capital, LLC, managing over $2 billion in funding in the commercial finance space. With a background spanning the secondary debt markets and commercial origination, Kotter is known for his innovative “hybrid debt” structure—blending lender security with investor upside—while helping clients bridge funding gaps in today's challenging CRE market. David's path from entrepreneurial hustles (medical kits, landscaping) to launching Integrity Capital while still in college, focusing on commercial debt origination and now running a fund that holds and manages private credit paper itself. The difference between primary market (origination/lending directly to developers) and secondary market (buying distressed or performing debt from other lenders); why Kotter migrated his focus to origination for deeper client relationships and resilience across market cycles. How the Hybrid Debt Fund works: funding up to 85–90% of a project, then participating in 30–35% of profits, offering speed and flexibility to developers, while providing “debt with equity-like upside” to investors. Why commercial lending is a field for those with tenacity and resilience; how internships and analytical roles are a strong entry point, and why success is a blend of sales grit, analytical rigor, and networking at the highest levels. Honest discussion of market cycles: post-2022 “fog mode” in CRE, what signals the sector is thawing as of late 2025, and why office, older multifamily, and hospitality have the most distress—but no “tsunami” of deals or crash expected. Breaking into commercial finance requires hands-on exposure, industry mentors, and a willingness to plow through long, complex, often uncertain deals—those who persist can earn $300K+ within several years. The debt+equity hybrid model gives developers flexibility and investors returns otherwise unavailable from traditional lenders—a timely solution as banks retrench and equity gets expensive. Commercial real estate is about to regain momentum after a period of stasis; the best operators are adapting, not waiting for “vulture” moments or a 2008-style crash. “Smart capital structure = survival. In 2008, great projects died because capital disappeared. In 2025, Hybrid Debt Fund is bridging the gap banks left behind.” “We provide operators with fast, flexible capital and offer investors security with upside—solving real market friction.” “Tenacity and relationship-building are essential; CRE brokering success comes to those who can solve complex problems and persist through slow, challenging cycles.” integrity-capital.com ✖️✖️✖️✖️
In this episode, we sit down with Tracy Garrett-Numa, a military mom who raised over $300,000 from strangers to fuel her real estate journey. Tracy shares how she discovered creative funding strategies, built equity, and learned to stay in control of her finances while scaling her rental property portfolio.Ready to learn how to fund your deals without relying on your own money? Tune in to hear how Tracy Garrett-Numa raised $300K from strangers and built her real estate portfolio—so you can start applying the same strategies today.Don't forget to join the TTP Training Program and get updated REI tips!---------Show notes:(0:45) Beginning of today's episode(4:53) Building wealth through real estate(9:35) Discovering hard money lending(10:45) What is gap funding and how it works(17:12) Structuring enough equity to avoid raising private funds with every BRRR deal(20:00) Leveraging business credit funding(24:24) Why controlling your finances is crucial when buying rental properties(32:39) Tracy's big goal and vision for the future----------Resources:PadSplitFollow Tracy on InstagramTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
An exploration of one of marketing AI's hottest trends with Katherin Watier Ong In this episode of No Brainer, Geoff and Greg dive deep into the evolving landscape of search engine optimization with Katherine Watier Ong, founder of WO Strategies. Katherine brings her 10+ years of experience helping science-based organizations navigate the complexities of modern search—from traditional SEO to the emerging world of AI-powered answers. The conversation explores the hype surrounding Answer Engine Optimization (AEO) and Generative Engine Optimization (GEO), with Katherine providing a refreshingly grounded perspective that it's still fundamentally SEO at its core. She shares practical insights on how to optimize for Google's AI Overviews and discusses why the fundamentals haven't changed as much as the industry buzz might suggest. Katherine reveals compelling data showing that while AI-powered search features are getting attention, they currently represent only about 1-3% of actual traffic for most organizations. She emphasizes that brands should focus on solid SEO foundations before chasing the latest AI optimization trends. The discussion also covers the broader challenges facing marketers today, including the rise of zero-click searches, degraded marketing data from GA4, and the increasing difficulty of measurement in a privacy-first world. Chapters · 06:00 AEO vs GEO: Marketing Hype or Real Distinction? · 11:34 What Still Matters: SEO Fundamentals That Haven't Changed · 15:15 The Real Changes: Zero-Click Searches and Data Challenges · 21:20 AI Integration in SEO Workflows · 28:50 The Misinformation Problem with AI Answers · 34:15 User Embeddings and Personalization Bubble Effects · 39:30 Beyond Brand Control: Why Reddit Matters More Than Press Releases · 44:10 Measuring Success in the Age of AI Search About Katherine Watier Ong Katherine Watier Ong is the founder and CEO of WO Strategies, a boutique organic traffic consultancy specializing in science-based, enterprise-sized organizations. With over 30 years of marketing experience and 18+ years focused on SEO, she helps federal agencies, nonprofits, and Fortune 500 companies improve their organic search performance. Previously, Katherine served as VP of Online Strategy at Ketchum, where she recruited, trained, and led the online strategy team, providing digital marketing services for global clients including NY State of Health, HHS, Express Scripts, Cleveland Clinic, and Hershey. Her campaigns have had significant impact—she's helped increase traffic from 300K to 1.2 million visits and assisted New Yorkers with health exchange registration. Katherine is an accomplished trainer and public speaker who has provided SEO and digital marketing education for over 13 years. She's spoken at conferences including Voice Global, BrightonSEO, SES, and OMS. Her approach is grounded in her belief that "anyone can create change with enough passion and determination," a philosophy shaped by her early environmental activism work that included building websites, securing NPR coverage, and creating educational curricula. Connect with Katherine: · Website: wostrategies.com · Free AI Mode Guide: bit.ly/writingforAImode · LinkedIn: Katherine W. Ong: https://www.linkedin.com/in/katherinewatier/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Key Takeaways:Why $200K is no longer the finish line (and how inflation, lifestyle, and goals reveal the gap)The invisible ceiling most high earners hit—and how to break itHow to audit your real total compensation before chasing higher offersWhy promotions at this level come from owning scope, not just working harderHow switching industries or companies can instantly raise your comp ceilingThe truth about equity: RSUs vs. options, cliffs, and startup fantasy mathVisibility = compensation: how to make decision-makers see your valueHigh-paying, rare skills that lead to $300K+ comp packagesWhy you should interview every year (even if you're not planning to leave)Bonus income streams: consulting, board roles, speaking, and advisory workCommon traps: silent loyalty, stalled titles, and equity that goes nowhereFinal message: You don't get paid what you're worth—you get paid what you position yourself to earn.https://moveupcareers.com/pivotpoint
CarrotCast | Freedom, Flexibility, Finance & Impact for Real Estate Investors
Most people want to go FT in RE in 6 months, but real, sustainable wholesaling success takes time, consistent effort, and mastering a few skills. After spending years cold‑calling, testing outbound channels, and messing with ads, Lisa built a wholesaling business in Houston, averaging 80 high‑quality inbound leads per month, mostly from SEO, while keeping marketing spend low. She shares how she did it, from making her website credible, getting serious about content, leveraging backlinks, and setting expectations right so she wouldn't burn out. We also talk about her wild story of leaving real estate and giving it a second shot! Enjoy! Mentioned in this episode:Lisa's Carrot site: https://www.txcashhomebuyers.com/Rhino Rank — link‑building company Lisa used for backlink insertions and guest posts. http://rhinorank.comAHrefs — SEO tool Lisa used for keyword research & finding related terms. https://ahrefs.com - or use Carrot's built-in keyword explorer!Google My Business — used as part of local SEO strategy. https://www.google.com/business/Books: Traction by Gino Wickman — a book that changed Lisa's mindset around business systems. Key Quotes“Most people they put like a short time frame on themselves … but it takes time … give yourself five, seven, you know, even ten years.”“My team is pretty small … all our leads are inbound through SEO.”“It was scary … I did want to quit a lot of times throughout this whole process, but now it's like … I already know so many things that I didn't before.” ***Join us live, Thursdays at 11 AM Pacific for the Evergreen Marketing Live Q&A: https://www.facebook.com/groups/officialcarrotcommunity/***Need to grow as a leader? Check out Trevor's podcast: https://link.chtbl.com/EFF***Learn more at Carrot.com/shows - Carrot, a 5x Inc 5000 company, with millions of motivated leads generated over 10+ years. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Are you feeling some fear (or heightened anxiety, worry or overwhelm) - being an entrepreneur is not easy stuff, but I share with you my experience of coming back to the US and what tools I used to work through my fears. I also share with you an amazing practice to implement this fall to become who you want to be to succeed at the next level of your business. What three new standards will you set for yourself to become the entrepreneur you want to become?!Brand new training just dropped
Most women think their body is the problem. Wrong. The real block? You're leaking creative energy into diets, macros, and “healing” instead of your business.In this episode, I reveal why channeling your creativity into making money is the fastest path to fat loss, energy, and freedom. My clients aren't just dropping weight — they're scaling from 10K to 40K months, from 100K to 300K, all while getting hotter and healthier without obsession.This is the reality check: your body isn't broken. You're just not using your power where it matters.Support the showHosted by Casey Shipp — 3000+ transformations, Self-Made Millionaire, High Priestess, Writer, Fitness Cover Model, and Founder of the Hotbody App. ✨ Ready to stop spinning your wheels and finally step into the body, energy, and lifestyle you deserve? [CLICK THE LINK HERE]
This week's Espresso covers news from Kamino, SunCompany, Sempli, and more!Outline of this episode:[00:30] – Omie raises $160M led by Partners Group[00:41] – Kamino raises $10M in a round led by Flourish and Quona[00:48] – SunCompany secures $15M to expand clean energy operations[01:06] – Sempli secures $10M in debt[01:20] – Bugster raises $300K from 500 Global for AI testing[01:31] – Klar acquires Bineo[01:42] – Latamlist Roundup Sep 1st – Sep 15thResources & people mentioned:Startups: Omie, Kamino, SunCompany, Sempli, Bugster, KlarVCs: Partners Group, Flourish Ventures, Quona Capital, Banco de Occidente, Bancolombia, Banco AV Villas, Bancoldex, Fondo Presente, Comfama, 500 Global, Banorte, Bineo,
Are you stuck at a revenue plateau in your interior design business and wondering why you can't seem to scale beyond $300K, $500K, or even $750K? In this power-packed episode, Melissa walks you through the most common roadblocks that keep designers from hitting that elusive seven-figure milestone. Whether you're doing it all yourself, undercharging for your services, or micromanaging your team, she uncovers the exact shifts you need to make to break through each revenue barrier. You'll discover how to hire effectively, charge profitably, and lead powerfully. Melissa also shares practical tools, action steps, and mindset upgrades that you can start using immediately to shift out of hustle and into high-level strategy. This episode is your ultimate roadmap to creating a sustainable, scalable design business that doesn't depend on your every move. IN THIS EPISODE, YOU WILL HEAR: (01:11) Why $300K is the DIY ceiling—and how hiring, even an intern, can get you unstuck (06:23) The hidden value of outsourcing your bookkeeping and financial tracking (14:33) The half-million dollar hesitation—how undercharging is capping your growth (16:58) How flat fees and procurement management fees can transform your profitability (20:34) Why leadership, not labor, is your key to moving from $750K to $1M+ (22:27) The mindset shift required to operate as a CEO, not just a designer SUPPORTING RESOURCES: MelissaGalt.com Dubsado: https://www.dubsado.com Motion: https://www.usemotion.com ClickUp: https://www.clickup.com Studio Designer: https://www.studiodesigner.com Design Manager: https://www.designmanager.com HousePro: https://www.houzz.com/pro When you're ready to step into a bigger vision in your design business and create exceptional results and celebrations, book-a-call to explore how coaching can take you there faster, with a solid plan, proven process, and smart strategies.
On this episode, Travis and producer Eric tackle one of the most misapplied wealth maxims: “Don't put all your eggs in one basket.” They break down why “diversify” is bad early advice for most entrepreneurs, when to focus, and how/when to adopt new tools like AI without sacrificing execution on core income skills. The myth of “the average millionaire has seven streams of income”—and why nearly all seven are added after one core path is mastered and scaled. Diversification is for preservation, not creation: the story of why focus, not scattered effort, is what actually builds a foundation for future wealth. Travis's generational perspective: despite rising costs and new challenges for millennial and Gen Z entrepreneurs, opportunity for making money has never been so abundant—or so easy to squander via distraction. How to harness focus in an age of endless digital noise: the practical difference between “shiny object syndrome” and being intelligently opportunistic. How successful job-hackers stack income by staying focused within a skill set (e.g., one guest earning $300K+ by working three simultaneous remote jobs, then teaching that same model). When and how to experiment: Travis's advice for learning about AI or new tech tools—treat it as “continued education”—not as a cue to abandon a working vehicle. Beware the allure of the “easy button.” Why it's vital to do more of what's working, less of what's not, and to recognize “diversification” is a reward for focused success, not a shortcut for lack of traction. 1. Narrow, relentless focus on a single opportunity or skill for an extended period is the true driver of wealth; diversifying before mastery leads to mediocrity.2. Diversification is most powerful as a preservation tool once substantial income is established—not as an early-game tactic for building it.3. Don't chase every buzzword—learn new tools (like AI) as enhancements to your core craft, not as replacements or distractions from executing what already works well. “Diversification is the tool of millionaires—but focus is how you become one.” “You can't master seven things at once; build depth, get results, then stack new streams on top when you've earned the right.” “Everyone's looking for the easy button. But the boring, repetitive work—done with focus—almost always wins.” ✖️✖️✖️✖️
In this episode of The Level Up Podcast w/ Paul Alex, we sit down with Dr. Alex Planes—an inspiring entrepreneur who turned humble beginnings and massive adversity into a thriving multi–eight-figure dental empire. From moving to the Dominican Republic at 21 with no clear path, to battling financial stress, rejection, and even discrimination, Dr. Planes never let setbacks define him. Instead, he built a blueprint for growth—scaling practices from $300K to $2.5M in record time. You'll hear how Alex: Used vision boards, mindset, and resilience to overcome self-doubt and tough circumstances. Invested in professional development and team training to multiply revenue tenfold. Applied marketing strategies—direct mail, SEO, and social media—to drive massive patient growth. Transitioned from dentist to consultant, helping others build their own dental empires. Whether you're a dentist, entrepreneur, or simply chasing growth in your own life, this conversation is packed with lessons on faith, focus, and execution.
Poultry leads the move lower as chicken prices ease, but across the board, the markets are full of mixed signals. Beef stays strong, dairy keeps sliding, and pork and grains add their own twists.BEEF: Demand is cooling a touch with grinds, briskets, and flanks easing back, but ribeyes and tenderloins are still charging higher. Supplies remain too tight for a true correction, so any relief looks more like a pause than a pullback. Heading into the holidays, the pain point for consumers hasn't hit yet – and we may not be close.POULTRY: Avian flu is back in the headlines – six new cases this week, hitting nearly 300K turkeys, stirred up by cooler weather and migration. On the chicken side, it's all good news: supply is finally ahead of demand, bringing prices down across the board. The question is, how long will the balance last?GRAINS: Markets are holding steady with corn at $4.17, soy flat, and wheat unchanged. All eyes are on the USDA report out Friday – if crop yield estimates are trimmed, we could finally see a push higher. Until then, it's calm in the grain bin.PORK: Bellies finally slipped, closing at $172 – down $10 from last week – and should keep easing over the next few weeks. But with cold storage stocks very low, don't expect a major falloff. Meanwhile, butts and ribs are ticking higher, loins are steady, and pork still delivers solid value on the plate.DAIRY: It's week four of declines at the CME – barrel down 8, block off 7, and butter slipping another 3. The slide keeps rolling, and while it's unclear how long it will last, for now we'll take the ride. Savalfoods.com | Find us on Social Media: Instagram, Facebook, YouTube, Twitter, LinkedIn
In this episode of the Digital Agency Growth Podcast, I'm joined by Eric Baum, founder and CEO of Blue Leads—one of the top HubSpot Solutions Partners globally.Eric shares the full arc of his journey, from accidentally starting an agency after hacking Yellow Pages spend for his plumbing business, to scaling a team of 40+, to building one of the most successful HubSpot implementations agencies in the world.We dig into what it actually takes to get out of the sales seat, build second-layer leadership, and scale without losing your mind.If you're running an agency, this is a masterclass in letting go, thinking bigger, and staying relevant in a fast-changing market.⏱️ Timestamps0:00 – Intro & Eric's journey from plumbing franchises to marketing2:30 – How $25K Yellow Pages spend turned into Blue Leads4:00 – Betting on HubSpot before anyone cared6:00 – From accidental agency to structured growth9:00 – Discovering EOS and transforming the business13:00 – Cash flow traps and scaling mistakes16:00 – Why most agencies grow like a jigsaw puzzle18:00 – “Inbound is broken” – what's working now21:00 – Strategic partnerships & the Crossbeam approach23:30 – AI hype vs. actual implementation: where to invest26:00 – Building your second layer of leadership30:00 – Letting go of the vine – how to replace yourself34:00 – What tools and platforms Eric would bet on today37:00 – If he had to start over, here's what he'd do39:00 – The sales team you should've hired42:00 – Where to find Eric online (and why he loves war stories)
In this interview, I sit down with Clark Stanley, a new life insurance agent who's crushing it in Final Expense telesales. Clark shares exactly how he went from zero experience to earning over $300K in commissions in his first 8 months — and how Caboom Leads played a huge role in his success.
The Care Advocates is brought to you by the All Home Care Matters Media team and focuses on providing family caregivers and their loved ones with support, resources, and discussion on the issues facing them in the matrix of long-term care. The Care Advocates is hosted by Lance A. Slatton & Dr. George Ackerman, also known as Sharon's son George. The Care Advocates are honored to welcome the sisters from "Confessions of a Reluctant Caregiver" J.J. Elliott Hill & Natalie Elliott Handy as guests to the show. About J.J. Elliott Hill, MBA: J.J. is a finance executive turned entrepreneur, caregiver advocate, and podcast co-host. With over 17 years in commercial banking, she advised small to mid-sized businesses on strategic growth, asset management, and navigating regulatory and merger transitions. But in 2013, a corporate downsizing shifted her trajectory—leading her to co-found three startups spanning retail, manufacturing, and real estate. In 2023, J.J. co-founded the Confessions of a Reluctant Caregiver podcast to raise awareness for the 53 million Americans caring for loved ones—just like she has done since 2019 for her mother, a 22-year Parkinson's patient. What began as a personal story has grown into a global caregiving platform, with over 300,000 monthly downloads and listeners in 54 countries. Today, Confessions is more than a podcast—it's a movement, offering training, keynote speaking, and advocacy that centers and elevates the caregiver voice. In 2024, J.J. brought that same strategic mindset to the caregiving space as co-founder and CFO of CareForward, a public benefit company dedicated to supporting caregivers and the communities around them through technology-driven solutions and volunteer networks. She holds a B.A. in Economics from Hollins College and an MBA in Executive Management from the University of Tennessee, Knoxville. J.J. is a Certified Aging in Place Specialist (CAPS) and is completing her certification as a Caregiving Consultant, Educator, and Facilitator through The Caregiving Years Academy. About Natalie Elliott Handy, MSW: Natalie is a seasoned healthcare executive with over 25 years of experience in health and human services. She is the CEO of CareForward, a technology-driven platform that connects individuals in crisis with volunteers and partner organizations to meet urgent, short-term needs and improve long-term outcomes. Natalie is also the CEO of Handy Innovative Solutions, a consulting firm focused on trauma-informed, evidence-based strategies for child welfare and behavioral health systems, specializing in transitioning high-acuity youth from congregate care into stable, family-based placements. Natalie co-hosts the global podcast Confessions of a Reluctant Caregiver with her sister, JJ Elliott-Hill. The show, ranked in the top 5% of podcasts globally and streamed in over 54 countries with 300K+ monthly downloads and streams, brings authenticity, humor, and hope to caregiving conversations. Through storytelling, education, and advocacy, the podcast provides a supportive space for caregivers worldwide. A passionate advocate, Natalie has served in leadership roles across mental health, foster care, and healthcare systems, including CEO of multiple psychiatric treatment facilities and VP of Government Affairs at Health Connect America. She speaks nationally on caregiving, crisis response, and community solutions. Learn more about the Self-Care at Sea Cruise: Official Website: https://www.funseas.com/self-care
Three land investors, three powerful lessons. Shelby pushed through six months with no deals before hitting a $300k profit. Logan turned his very first deal into $60k by daring to subdivide. And Landon went all-in, scaling to a seven-figure land business. These real stories prove that success in land investing comes from persistence, creativity, and mindset.================================
Aakash had tried it all (trading courses, crypto, even expensive programs that cost him $2,000) and walked away burned, confused, and skeptical. He was making good money in his IT career but it felt like it disappeared as fast as it came in.Then he found Money Mastery.In this interview, Aakash shares:How he went from scattered finances and constant stress to building a personalized money system.Why an emergency fund saved him when he lost his job.How he grew from just $500 invested to over $300,000 in long-term ETFs.Why he says Money Mastery was “a steal” compared to other programsIf you've ever felt like money slips through your fingers no matter how much you earn, this story is proof that clarity and systems beat hype every time.Get lifetime access to Money Mastery: learn.themarkethustle.com/masteryWhat did you think of the episode? Let us know!Support the show
For this episode, one of Team RWB's original members joins us in our virtual studio. Mike "Sully" Sullivan is here to tell us about how Team RWB was started, how it's grown to massive membership across all services, why the Team's mission is important, and how he's going to lead the way when he officially takes charge in October!Support the showhttps://tracerburnout.com/
WMAL GUEST: ALI HOPPER (President & Founder of GUARD Against Trafficking) WEBSITE: GuardAgainstTrafficking.org SOCIAL MEDIA: X.com/Ali_Hopper Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Friday, September 5, 2025 / 8 AM HourSee omnystudio.com/listener for privacy information.
Send us a textThe big, beautiful tax bill brings welcome news for taxpayers with lower tax brackets being preserved, an increased standard deduction, and a higher child tax credit of $2,500 per child. Seniors will especially benefit from an additional $6,000 deduction per person regardless of whether they itemize or take the standard deduction.• Lower tax brackets from the Tax Cut and Jobs Act will remain in place• Standard deduction stays at $15,750 for single filers and $31,500 for married couples• Child tax credit increased from $2,000 to $2,500 per child through 2028• Seniors get an extra $6,000 deduction per person ($12,000 for married couples)• Tips now excluded from income tax up to $25,000 annually• Overtime is taxed only at your regular hourly rate, not at the higher overtime rate• Auto loan interest deductible up to $10,000 for vehicles finished in the USA• SALT deduction cap increased from $10,000 to $40,000 through 2029• 100% bonus depreciation returns starting January 19, 2025, through 2028• 1099 reporting threshold increased from $600 to $2,000 beginning in 2026• Income limitations apply to many benefits: $150K for singles, $300K for married couplesIf you found this helpful, please share it with a friend.Support the showCreate a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page
Send us a textBusting The TOP 3 MYTHS About Pressure Washing | High-Ticket Business Secrets Revealed
The U.S. is still millions of homes short—and the gap is growing. In this episode, we dive into Zillow's latest data showing a 4.7 million-home deficit in 2023, driven by high household formation and lagging construction. We explore how housing shortages in major metros like New York, L.A., and Boston are colliding with affordability challenges, forcing millennials and Gen Z to delay homeownership. Plus, we highlight the 10 most affordable cities to buy a home under $300K, from Detroit to El Paso, and explain why investors should be eyeing these overlooked markets. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1135: Friendly Chevy's charging park is pulling in revenue and conquest sales, BYD takes a profit hit in China's price war, and Google's “Nano Banana” might just beat ChatGPT at the AI image game.Show Notes with links:Back in 2021, Friendly Chevrolet's Mark Eddins saw a gap in the EV experience—and filled it. With GM rolling out EV standards, he went all-in on a unique charging park open to all EV brands. Today, EVHQ is paying off in brand loyalty, new customers, and revenue.EVHQ opened March 2023 near downtown Dallas with eight 120-kW fast chargers under a canopy, staffed 24/7.It offers a lounge-style experience: movie room, Corvette Cafe, Wi-Fi, play area, dog park—even roadside charging.All EV brands are welcome; a free membership gets 20% off retail charging, and an app is launching soon.Revenue hit $300K in 2024 and is on pace for $400K this year, with over 10,000 users and 1,200 monthly sessions.EV sales at the store more than doubled in 2025 so far.“I wanted to be one of those guys that had something nobody else had,” Eddins said. “It is beyond my wildest dreams, quite frankly.”Even as BYD pushes aggressively into overseas markets, the Chinese EV giant is taking heat at home. A brutal domestic price war cut deep into profits last quarter, despite record sales and growing international presence.BYD's Q2 net profit dropped 30% year-over-year to $891M, even as revenue rose 14%.The company blames “excessive marketing” and fierce price-cutting across China's EV space.Retail prices in China have fallen 19% over two years, triggering concern from regulators.First-half revenue still jumped 23%, with record new energy vehicle sales.In Europe, BYD's July registrations hit 13,000+—up 225% year-over-year.A new challenger has entered the AI image arena. Google's “Nano Banana” image generator—recently added to Gemini—might just be the first serious rival to ChatGPT's viral image dominance. And it's got some surprising strengths.Nano Banana delivers sharper realism, faster generation, and better character consistency.It keeps visual details intact across prompts, and it's images often look more natural and less AI-generated.Gemini's model also handles real photo uploads better—especially when combining images or changing backgrounds."If you want something that's very quick and gets the job done in the most realistic way possible… Gemini's Nano Banana is the clear winner," wrote one reviewer.0:00 Intro with Kyle Mountsier and Ben Hadley1:03 Announcements1:46 Friendly Chevy's EVHQ Charging Station6:00 BYD Q2 Profit Drops 30%10:04 Google's Nano Banana OutperformsJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Most business owners are blowing Black Friday—and they don't even realize it. They wait too long, discount too hard, and pray people are still paying attention. They ignore the fact that with the right strategy, this could be the easiest sales day of their entire year. In this week's episode, host of Running with Wolves, Savannah Jordan, is breaking down the exact Black Friday strategy that helped her make nearly $300K in 30 days—without launching a new offer or relying on last-minute story selling. She's sharing the massive mistakes to avoid, how to sell the entire month (not just the weekend), and how to build urgency, FOMO, and momentum before Black Friday even hits. To learn how to turn Black Friday into your biggest sales month of the year, apply to work with me HERE or DM me on Instagram HERE and let me know what your favorite part was!
Check out Veriswap ►:https://veriswap.com/Join CardsHQ Breaks on Whatnot ►: https://bit.ly/cardshqbreaksJoin CardsHQ Shop on Whatnot ►: https://bit.ly/cardshqshopJoin CardsHQ Ally on Whatnot ►: https://bit.ly/cardshqallyJoin CardsHQ Poke on Whatnot ►: https://bit.ly/cardshqpokeShop CardsHQ Inventory Online ►: https://bit.ly/cardshqTrack card prices & your collection with Market Movers ►: https://bit.ly/marketmoversappDiscounted PSA/SGC Card Grading ►: https://bit.ly/gradingserviceDownload our Apps!SCI App (Apple) ►: https://apple.co/3riGbb5SCI App (Google) ►: https://bit.ly/SCIAPPGooglePlayFollow Us:Our TCG YouTube ►: https://bit.ly/tcghqytSCI Instagram ►: https://bit.ly/SCIIGSCI Twitter ►: https://bit.ly/scitweetsSCI Facebook ►: https://bit.ly/FBSCIPageGeoff's IG ►: https://bit.ly/itsgeoffwilsonGeoff's YouTube ►: https://bit.ly/ytgeoffCard Kids YouTube ►: https://bit.ly/cardkidsytMarket Movers YouTube ►: https://bit.ly/marketmoversyt
Doug, Dan and Cody talk about a shocking auction on Whatnot, one of Panini's final NBA releases and Manu from Cardboard 47 joins the show on this week's episode of The Breakdown! After a Topps '52 Mickey Mantle rookie card sold for $300K on a Whatnot auction, the guys discuss the surprising sale. Plus Panini debuts a new NBA licensed product for the last time with the release of Silhouette Basketball. If you love relics and random NBA players from the 90's & 2000's, have we got a product for you! Then breaker from Cardboard 47 Manu joins Cody to talk about the end of the Panini era for basketball collectors and the biggest no-no's for breakers just getting started. Checkout Manu breaking with Cardboard 47 on Whatnot! Watch The Breakdown on Sports Cards Nonsense's YouTube channel! And subscribe to Mojobreak Media on YouTube for podcasts, box breaks and more. Go to Mojobreak.com to get a spot in breaks of 2024 Panini Silhouette Basketball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com
In this episode of What She Did Next, Kehla sits down with Hope Pedraza—Functional Practitioner, Human Design & Gene Keys Mentor, podcast host, and 3/5 Manifesting Generator—for a deeply vulnerable and empowering conversation about rebuilding from rock bottom and aligning health, business, and life through your energetic blueprint. Hope shares how running two successful businesses from a place of hustle and perfectionism led her body to total burnout—so much so that lab results revealed her adrenals were “in the toilet.” When the pandemic hit, her world crumbled further: she faced a $300K lawsuit, had to file for bankruptcy, and watched her brick-and-mortar business collapse while pregnant and sick. But this wasn't the end—it was the portal. Through Human Design and Gene Keys, Hope restructured her business, reclaimed her energy, and healed years of self-sacrifice and disordered patterns. Together, she and Kehla explore how her undefined root center, 55th Gene Key (victimization to freedom), and 3/5 profile shaped her transformation from rigidity to flow—and how she now guides powerhouse women to stop bypassing their bodies and honor their unique energetic design for sustainable success.
Does wealth building look the same at $40K as it does at $300K? We walk through how to optimize your money at every income level - from stretching every dollar at $40K, to fighting lifestyle creep at $150K, to advanced strategies at $300K. Discover the mindset and math behind financial success no matter where you fall on the income ladder. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
Think you can't buy a home until your debt is gone and your savings are massive? Think again. In this episode, David Sidoni breaks down the real math behind saving for a down payment while managing debt — and why waiting too long could actually cost you more. For first-time homebuyers, the internet is full of misinformation: you need zero debt, a huge down payment, and perfect timing. Wrong. In this episode, David tackles one of the biggest fears holding renters back — how much you actually need to save, and whether it's possible to do that while still carrying debt. Spoiler: it is.Building on Rosie's inspiring story from the last episode (a single mom who bought her first home in 2025 after bankruptcy), David unpacks the myths that scare buyers into renting for far too long. He explains the strategies that let you save and pay down debt at the same time, and why the rising age of first-time buyers — now at a shocking 41 years old — is proof that misinformation is keeping people trapped.If you're stuck renting because you think your debt or small savings disqualify you, this episode is your wake-up call. Homeownership is possible sooner than you think — if you know the facts. Quote: “You don't need a big down payment and no debt. Nope, nope, nope.” Highlights:The myth of needing zero debt before buying a home — busted.How to save for a down payment while paying down debt.Why waiting too long could cost you more in rising prices and rents.Rosie's real-life story: from bankruptcy in 2019 to buying in 2025.The shocking truth: average first-time buyer age has jumped to 41. References (If Applicable):186 - INTERVIEW: Buying a Home with 300K of Student Debt?305 - Debt Management: Homebuying 101 - Step 4233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)327 - From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth's Story (INTERVIEW)330 - From Renter to Homeowner with a Home Business – Christina's Story (INTERVIEW)347 - She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)351 - How a Drama Teacher Bought a Home Solo (INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this episode of The Wright Report, we cover Trump's crackdown on Democrat-led policies in crime, immigration, and trucking safety, plus a listener-led Q&A block on Ukraine, Venezuela, Gaza, medical marijuana, and Made in the USA. From falling crime in Washington DC to looming military moves in Venezuela, today's brief brings you stories that cut across politics, national security, and everyday life. Trump's Crime Crackdown in Washington DC: New data from the DC police union shows carjackings down 83 percent, robberies down 46 percent, and overall violent crime down 22 percent since Trump deployed National Guard troops. Nearly 500 arrests have been made, about half involving immigration-related crimes. The DOJ is also investigating whether DC officials manipulated past crime stats. Illegal Alien Truck Driver Kills Three in Florida: An Indian national living illegally in the U.S. caused a fatal crash after making an illegal U-turn in a semi-truck. He previously avoided deportation under Biden-era policies and held a CDL despite failing basic competency tests. The administration is now reviewing how hundreds of thousands of foreign-born drivers obtained licenses. Where Are Biden's 300,000 Missing Migrant Children: A DHS report shows hundreds of thousands of migrant children placed with unvetted sponsors or lost entirely by the Biden administration. Bryan shares a personal story that illustrates the dangers, arguing the failures amount to deliberate negligence. Listener Question — U.S. Boots on the Ground in Ukraine and Venezuela: Trump assures no American troops will deploy to Ukraine, but his administration is sending warships toward Venezuela amid pressure on dictator Nicolás Maduro. Bryan explains the risks of military entanglement and the key questions leaders must ask before committing U.S. forces abroad. Listener Question — Is Israel to Blame in Gaza: Negotiators from Egypt and Qatar offered Hamas a chance to disarm and cede control of Gaza in exchange for safe haven abroad, but Hamas refused. Bryan explains why Palestinian rejection of Israel's existence keeps war inevitable, despite alternatives for peace. Listener Question — Does Marijuana Really Relieve Pain: A Pennsylvania study finds most patients abandon medical cannabis within a year due to lack of results or side effects. Bryan highlights research showing placebo treatments can trigger natural pain relief, suggesting safer alternatives exist. Listener Question — What Happened to Made in the USA: With Americans prioritizing affordability over patriotism, Bryan previews tomorrow's counsel to Trump on how to restore U.S. manufacturing loyalty and revive his “Five Bucket Revolution.” "And you shall know the truth, and the truth shall make you free." - John 8:32 Keywords: Trump DC crime crackdown, National Guard Washington DC arrests, DC crime stats manipulation, illegal alien truck driver Florida crash, foreign-born CDL drivers, Biden missing migrant children, U.S. migrant child trafficking, Trump Ukraine security guarantees, U.S. warships Venezuela Maduro, Hamas rejects Gaza peace deal, Egypt Qatar Gaza plan, medical marijuana chronic pain study, placebo pain relief research, Made in the USA consumer loyalty, Trump Five Bucket Revolution
Scottie Scheffler chips in on 17 at the BMW to deliver a true moment of domination. We discuss the Internet Invitational at Big Cedar last week, Ben Griffin OD'ing on creatine while four-putting, Bryson wanting to play a TOUR event before the Ryder Cup, Ted Scott's substitute caddie raking in over $300K, and our latest Ryder Cup USA picks. 0:00 - Intro 4:00 - Little Frankie's first time flying 7:30 - Why is it so hot in Colorado? 14:15 - Internet Invitational in the books 26:15 - Scottie Scheffler's dominance 36:30 - Scottie vs. Tiger 48:00 - Creatine overdose?? 1:00:20 - LIV Golf season finale 1:07:20 - Bryson banned from Ryder Cup prep 1:16:50 - Ryder Cup captains picks 1:28:15 - U.S. AmateurYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/foreplaypod
Episode 1773 - brought to you by our incredible sponsors: Better Help - Hard Factor is sponsored by BetterHelp. As the largest online therapy provider in the world, BetterHelp can provide access to mental health professionals with a diverse variety of expertise. Our listeners get 10% off their first month at www.betterhelp.com/hardfactor Brooklyn Bedding - Go to www.brooklynbedding.com and use code HARDFACTOR at checkout to get 30% off sitewide. This offer is not available anywhere else. DaftKings - Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER Lucy - Let's level up your nicotine routine with Lucy. Go to Lucy.co/HARDFACTOR and use promo code (HARDFACTOR) to get 20% off your first order. Lucy has a 30-day refund policy if you change your mind. Timestamps: (00:00:00) - Story Lineup and Hangin' w/ Mr. Cooper Discussion (00:05:07) - European Summit to Prepare for Alaskan Summit - Zelenskyy's Height Under Fire Despite Successful Meeting. Shoutout Ukraine Boxing (00:12:50) - Attempted carjacking foiled by elderly couple's stick-shift transmission (00:23:35) - Man arrested in Southern California for stealing $300K of skin grafts. Everyone perplexed with why since they are extremely hard to re-sell (00:29:41) - Cam'ron and Omar Gooding (Jr?) in epic diss track/diss fake movie battle that is taking internet beefs to entirely new levels Join our community at Patreon.com/HardFactor for bonus pods, discord chat, and more! Thank you for listening, we love you, and most importantly: HAGFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey BA Fam, pull up a chair at the Brown Table! This week Mandi is joined by two returning guests: Jonquilyn Hill from Vox Media and Yvie Saint-Louis from Blavity. Fresh from NABJ’s 50th anniversary conference in Cleveland, the ladies swap stories on conference strategy, avoiding burnout, and why the hotel bar might just be your best networking move. We get into: NABJ 2024 recap — from career fairs to that family reunion energy, and why you don’t need to hit every event to make it count. Networking tips that actually work — think conference apps, lateral connections, and the perfect follow-up email. Higher Heights wins — celebrating Black women making major political strides nationwide. Corporate card chaos — the jaw-dropping story of a media exec who racked up nearly $300K in personal expenses (yes, Botox included). Black-Owned Business Month shout-outs — from luxe candles to curl-defining gel you’ll want in your cart yesterday. Pop culture corner — why The Gilded Age is having a moment, and our collective side-eye at unnecessary reboots. Plus, Mandi drops our latest Brown Ambition Book Club pick — The Ghost of Gwendolyn Montgomery by Clarence Haynes — a spooky, stylish, and sexy read you’ll want to grab before next week’s author interview. It’s laughs, lessons, and a little tea — just the way we like it at the Brown Table. Let’s Connect:IG: @brownambitionpodcast | @mandimoneyEmail: brownambitionpodcast@gmail.com We launched a Patreon!
Welcome to Franchise Envy, the series where I talk to happy, successful franchise owners living their dream life. In this episode, meet Matthew Sarkela — US Marine Corps rifle instructor turned top-performing Mr. Appliance owner, and now the proud owner of three Dryer Vent Wizard territories.We talk about:✅ Why Dryer Vent Wizard is recession-proof & always needed✅ How every 36 minutes a dryer fire happens (and how to prevent it)✅ The “Messy Middle” of growing a business and how to survive it✅ Scaling from 1 van to 5 and hitting $300K+ per van✅ Finding your General Manager & creating the dream owner lifestyle✅ Are entrepreneurs born or made?If you're considering buying a franchise or wondering how to go from a job you hate to a life you love, this episode is packed with insights, numbers, and lessons you can use right now.⏱ Timestamps:00:00 – Welcome to Franchise Envy & guest intro01:15 – Matthew's childhood hustle: selling his dad's tools for a bike02:40 – Why recession-proof & “needed” businesses win03:25 – Every 36 minutes there's a dryer fire – the Dryer Vent Wizard mission05:10 – How dirty vents waste energy & risk your home06:30 – Matthew's path from Marine to Mr. Appliance top owner09:15 – Vet Fran discount & joining the Neighborly family11:05 – Selling Mr. Appliance & searching for the next business12:40 – Why Dryer Vent Wizard checked every box14:00 – Buying & expanding from 1 to 3 territories15:30 – Scaling to 5 vans & $300K+ per van revenue17:00 – Owner income potential & 20% profit margins18:40 – The “Messy Middle” of business growth21:10 – What a good employee really looks like23:20 – Life after the messy middle – the “Fortunate Future”24:45 – Finding & training a General Manager26:40 – Are entrepreneurs born or made?29:00 – Final advice & how to connect with Lance