Fierce Fiduciary Podcast

Where to begin your financial journey. A framework for simplifying the overwhelming complexity involved with financial decisions.Two controllable factors that affect our ability to accumulate wealth over time and our happiness about our finances.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian conclude their discussion of Excess Returns, including the mindset necessary of great investors and indicators that those great investors followed. Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan continue their discussion of Excess ReturnsTo read the article we referenced, click HERE.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss Excess Returns, by Frederik Vanhaverbeke. Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss investing for children, including the various types of accounts like 529 plans, Coverdell accounts, and UTMA/UGMA accounts.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian discuss some things they learned from a family that went through Alzheimer's disease in their family.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian discuss caregiving, including:Early warning signs that extra help may be needed.Family communicationBeing a caregiver vs being a family memberSupport this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian finish their discussion on Morgan Housel's book: The Psychology of MoneySupport this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan continue their discussion of Morgan Housel's excellent 2020 book, The Psychology of Money.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Part one of 3 episodes covering Morgan Housel's book, The Psychology of Money.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Matching your portfolio to your goals. In addition to knowing your own tolerance for risk, you also need to understand the range of risks that may lead to a high likelihood of success. What is the risk capacity of your portfolio? Of you behavior?Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Understanding how risk tolerance and risk perception may differ.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss risk tolerance and how it may influence your investment decisions. To find your own risk tolerance score via Riskalyze, just click this link: CLICK HERE NOTE: Although an email is required to get your risk score, we absolutely will not contact you unless requested.HINT: The S&P 500 is normally about 75-80 on the Riskalyze scale. The aggregate bond index is normally about 25-30, and cash is typically a 1.For more about Riskalyze, please visit their website at https://www.riskalyze.com.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian discuss risk. There are many ways to define risk, as well as a few specific risks that may not be obvious.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian discuss potential issues that follow someone's passing, and ways to address them.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss some key factors to consider when choosing the advisors you want to interview before hiring.Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss some of the most widely accepted best practices for building a core investment portfolio.  Topics include: Risk, Time, Allocation, Diversification, and Rebalancing.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Tom discuss James Montier's "The Little Book of Behavioral Investing" Topics cover some of the mental errors we are likely to make as investors, and how to protect our portfolios from those errors. This is a long episode, but well worth the time...or just buy the book!  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

This one really hit us hard. Lessons on life's gifts that go beyond the money. Hard work. Problems. Gratitude. Friends. Giving. Dreams. A Single Day. Thank you for listening.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian answer common questions they receive from the internet and in real life. They touch on conquering paralysis, P/E ratios, some vocabulary, why should anyone pay an advisor, and more.  Thank you for listening.  This episode and all content is for information and education only. Although the hosts are qualified, experienced advisors, nothing should be considered personal investment advice or personal financial planning advice. For personal advice, you should work with someone at an individual level.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Bill Karsten of Plan Pilot gives us some insight about employer-sponsored retirement plans like 401(k) and 403(b) plans.  Plan Pilot provides comprehensive retirement plan consulting services for employers. The pillars of their services include, but are not limited to: Plan Governance, Plan Design, Participant Education, Provider Consultation, and Investment Oversight.  The content in this episode is for educational and informational purposes only. Nothing contained in Fierce Fiduciary Podcast should be considered investment or personal financial planning advice.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian are joined by their partner, Tom Stecich to discuss how humans are sometimes hardwired, conditioned, and even manipulated to make irrational decisions. Learn how to recognize and mitigate these situations, so that you can make better financial decisions...and win as you strive to meet your financial planning and/or investing goals. This podcast episode is for educational and informational use only. Nothing inside should be considered personal financial planning or investment advice. Always seek out properly licensed and registered experts for advice unique to your own situation. Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Independent financial advisors, Dan Alberth and Brian Beasley discuss John Cassidy's book, Dot-Con, a deep dive into the internet bubble of the late 1990's.  The internet bubble was the greatest investment bubble we have seen in the United States, and contains lessons and reminders for us all as we invest, plan for the future. Risk always matter when investing. Financial Planners, financial advisors, and individual investors should remember these lessons, and learn from them.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan Alberth guides us through a difficult, but CRITICAL topic for many.  Do I need life insurance? How much do I need? Types of Insurance, features, uses How to get insurance Good vs Not as Good Experiences Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian discuss: Long Term vs Speculating, Unrealistic Expectations,  What is Valuation?, 2 Major Passive Strategies, 7 Active Strategies, 4 Types of investors and what they can do now to improve their situation. This content is for educational and informational purposes only. Nothing in any episode of this podcast should be considered personal investment advice or personal financial planning advice.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Long Term Care is an important topic often avoided. Dan and Brian discuss the subject, as well as the book "The Conversation" by Harley Gordon, a recognized expert in elder care issues.  What is elder care/long term care? How can we discuss the issue with out loved ones? What can we do to maintain good family relationships in spite of a long-term care issue? What are ways to consider funding such care? This episode touches on all of those.  As always, this information is for informational and educational purposes only. No content from Fierce Fiduciary should be considered personal financial planning or investment advice. For your unique situation, engage with your personal licensed and registered professionals.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Brian and Dan discuss three primary areas of focus for investing, various strategies for making investment decisions, and choosing styles that might suit you,  Also included: How these investment basics are aligned with the 8 Guidelines previously discussed on this podcast. Disclaimer: This podcast is for informational and educational use only.  Nothing in this episode should be considered personal financial or investment advice. For personal advice, consult your properly registered professional.  A Special Thank You and Credit to: Mike Sarraille of Echelon Front for reminding us of the importance of mastering the basics. Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Dan and Brian sit down with Kevin Camden, an experienced attorney in the Chicago area. Kevin helped us understand how to get the most out of working with an attorney, what to expect, and how they can be helpful. We touched on topics including real estate investing, home-buying/selling, and estate planning.  Nothing in this episode should be considered personal financial, investment, or legal advice. For advice unique to your situation, please use an appropriate licensed expert.  0:00:00 Introduction 0:01:22 Kevin Camden 1:03:37 Closing thoughts, gratitude, how to support the podcast Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

Working on your own or with an advisory team...everyone needs to ask and answer these questions to succeed in meeting their financial goals. Are you on track? How can you improve? What about the questions beyond the typical "interview questions" for financial professionals? What about YOU? What should you learn? How much should you know? How can you evaluate a financial solution or strategy? How can you get the most our of a financial professional? What questions can help you both strategically and tactically as you navigate your financial journey? Dan and Brian go over some the most critical questions that they have identified after over 25 years of working with individuals on their financial plans.  0:00:00 Intro/Housekeeping 0:00:46 Why is this episode so important? 0:08:06 The Strategic Financial Planning Questions 1:09:55 The Tactical Questions for Evaluating Financial Strategies & Solutions 1:21:35 Deeper discussions and conclusions 1:37:42 To connect with us, ending gratitude Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:00 Intro/Housekeeping 0:00:28 How do I get started? 1:03:34 Closing Gratitude Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:02 Intro 0:00:10 "Stop Acting Rich: ...And Start Living Like A Real Millionaire" Book by Thomas J. Stanley 1:34:21 Questions from the Wild 1:34:29 What is Asset Allocation 1:42:11 Gain/Loss vs performance 1:52:12 Is it bad to have IRAs at multiple places? 1:59:38 Expenses and net returns. How do I choose between two investments. 2:09:52 Concluding thoughts, closing gratitude. Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:00 Intro 0:01:13 Three parts to knowing yourself 0:03:01 What's the benefit? 0:08:57 Your situation/Where you are 0:29:28 Your goals 0:40:40 Uniquely you 0:57:29 Questions from the wild (rent vs buy a home, 401k vs employer stock, the Robinhood phenomenon, indices on TV and my portfolio) 1:33:47 Closing comments and gratitude *This podcast is for informational and educational purposes only. Nothing in this recording should be considered investment advice or personal financial advice. For your situation, consult your own advisors.  Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:00 Greetings/Introduction 0:00:25 The Great Depression 0:01:12 The Great Crash: 1929 1:45:42 Closing comments and gratitude Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:00 Greetings 0:01:31 Today's topic 0:04:32 Common Terms and Vocabulary 1:46:30 Closing comments and gratitude Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations

0:00:00 Introductions 0:00:56 Background and inspiration for the podcast 0:10:49 Eight guidelines for making financial decisions 0:55:23 Q&A: Top questions from the internet 1:12:22 Closing comments and gratitude Support this podcast at — https://redcircle.com/fierce-fiduciary-podcast/donations