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Słuchasz Karolina Sobańska Podcast. W tym programie rozmawiamy o dobrym świadomym życiu, śledzimy trendy i dyskutujemy o tym co dla nas ważne. Moje cotygodniowe felietony znajdziesz na moim Substacku:karolinasobanska.substack.comSpróbuj pierwszych 7 dni za darmo :)1/ wakacje, czyli nowe podejście od lata2/ lipiec w domu w naturze3/ aplikacja Lumos4/ poranki z kawą i książką5/ The Art of Spending Money, Morgan Housel (książka)6/ What I Ate in a Year, Stanley Tucci (książka)7/ świeże orzechy pecan i macadamia8/ lody soft serve z Tadam!9/ goszczenie przyjaciół i fish tacos10/ Zaproszenie (film)11/ oglądanie i gra w tenisa12/ koncerty13/ mój naturalny makeuphttps://www.rhodeskin.com/products/pocket-blush-toasted-teddyhttps://www.rhodeskin.com/products/peptide-lip-shape-bend i twisthttps://www.topestetic.pl/colorescience/face-shield-flex-spf-50-mineraly-w-emulsji-do-twarzy-kolor-fair-55-mlhttps://resibo.pl/produkt/628/lips-on-serum-blyszczyk-do-ust-vanilla-brownie14/ Nowy Jorkhttps://karolinasobanska.substack.com/p/znikam-speniac-marzeniahttps://karolinasobanska.substack.com/p/wrazenia-z-nowego-jorkuhttps://karolinasobanska.substack.com/p/spieszmy-sie-marzyc15/ 30-ste urodzinyhttps://karolinasobanska.substack.com/p/love-hate-z-urodzinami00:00 intro02:57 moje nowe podejście do lata11:00 książki16:15 jedzenie25:46 filmy27:40 sport, koncerty i szerokopojęta frajda33:06 beauty 36:12 Nowy Jork50:00 podsumowanie
Chris Hill is the host of Money Unplugged and a veteran of the podcasting world, having started at The Motley Fool in 2009 and gone on to host and executive produce more than 3,500 episodes. He has interviewed some of the biggest names in business and media, including Michael Lewis, Mark Cuban, and Malcolm Gladwell, and he also narrates Morgan Housel's bestselling books The Psychology of Money and The Art of Spending Money. In this conversation, Chris shares what more than a decade in podcasting has taught him about building an audience, controlling costs, preparing for great interviews, and using a podcast as one of the most powerful networking tools available. On this episode we talk about: How Chris helped launch one of the earliest major investing podcasts during the 2009 financial crisis Why keeping podcast production costs low is critical to building a profitable show The evolution of podcasting from an early, computer-based medium to YouTube and multi-platform distribution How a podcast can become a powerful networking and relationship-building tool Why thorough interview preparation can transform a conversation and help guests get off autopilot The connection between money and personal experiences, emotions, relationships, and psychology Top 3 Takeaways Keep your podcast costs proportional to your goals. Chris emphasizes setting a specific financial allocation for a side hustle or podcast and avoiding the temptation to continually invest more money when things aren't working. Use your podcast to build relationships, not just an audience. Inviting someone onto a podcast gives you a legitimate reason to connect with people you admire, expand your network, and create conversations that might never happen over a traditional coffee chat. Preparation creates better conversations. The goal isn't simply to book impressive guests—it's to make the conversation memorable. Researching a guest deeply allows you to ask questions they haven't heard before and move beyond their standard talking points. Notable Quotes "The less expensive your podcast is to produce, the more profitable it's gonna be." "Personal finance is more personal than finance." "They will be delighted if you're not asking the same four questions or telling the same three stories that they tell on all the other interviews." Connect with Chris Hill: Website: https://www.moneyunpluggedpodcast.com/ Other: Money Unplugged — available wherever you listen to podcasts, with new episodes every Friday A Word from Our Sponsors: - Go to Leesa.com for 25% OFF select mattresses (through August 23, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners Learn more about your ad choices. Visit megaphone.fm/adchoices
In this solo teaching episode, Joe Stopulos tackles a topic many Catholic men avoid discussing openly: money. Drawing on two books by finance writer Morgan Housel — The Psychology of Money (2020) and The Art of Spending Money (2025) — Joe walks through the core lessons of both and reframes them through a Catholic lens of stewardship, humility, and contentment. Highlights from this episode: Why doing well with money is about behavior, not intelligence — and how habits shape financial peace The "benchwarmer on a Major League team" analogy that reframes comparison and contentment Why real wealth is what you don't spend, not what you show How money's highest dividend is control over your time — spending it on the people you love Why finances are one of the top three pillars of a healthy marriage, and how Joe addresses this in the marriage prep he leads A nod to Dave Ramsey's budgeting framework — where Joe agrees, and where he doesn't The story of Kurt Vonnegut, Joseph Heller, and the billionaire who had everything except "enough" The quiet millionaire janitor who left $8 million to charity — and what it says about humility A closing quote from St. John Chrysostom on wealth, stewardship, and caring for the poor This episode is a call for Catholic men to examine their relationship with money — not as an end in itself, but as a tool for building a life centered on faith, family, and generosity. This episode is brought to you by: Construction Professionals — CPCustomHomes.com https://cpcustomhomes.com/ #CatholicMen #ManUpPodcast #IowaCatholicRadio #CatholicFatherhood #CatholicDadLife #CatholicStewardship #FaithAndFinance #PsychologyOfMoney #MorganHousel #CatholicMarriage #CatholicPodcast #DesMoinesIowa #IowaCatholic #HeroicVirtue Listen Live · Program Schedule · Our StationsLINKSYou can follow us on Facebook, Instagram, Youtube, Tiktok! More on our website.If you would like to support Iowa Catholic Radio you can donate Here! More from Iowa Catholic Radio:Sunday Dive with Katie PatrizioMan Up! with Joe StopulosCatholic Women Now with Chris Magruder and Julie NelsonThe Uncommon Good with Bo Bonner and Dr. Bud MarrBe Not Afraid with Fr. Fabian Moncada and Fr. Bruce RiebeBe Not Afraid en Español con el P. Fabián MoncadaMaking it Personal with Bishop William JoensenFaith and Family Finance with Gregory WaddleThe Great Men of the Bible with Joe Stopulos Liturgy & DevotionsThe Daily Gospel Reflection with Fr. Nick SmithThe Daily Mass from St. Francis of AssisiThe Daily Mass from St. Pius XThe Daily Mass from St. TheresaSunday Mass from the Basilica of Saint JohnWant to support your favorite show? Click Here Iowa Catholic Radio - Connecting People to Christ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today's author promises to help us improve our money mindset by sharing several short stories that teach timeless lessons on wealth, greed, and happiness.Support the ShowAmplify CohortThe Psychology of Money by Morgan HouselSame as Ever by Morgan HouselYou Can Just Do Things by Cate Hall30 Lessons for Living by Karl PillemerUncommon Sense by William BrodyThe Goal by Eliyahu GoldrattMike's Rating: ⭐⭐⭐⭐⭐Cory's Rating: ⭐⭐⭐⭐⭐
Work with Paul: Schedule a 30-minute conversation What do you do when the smartest money decision you made is the one you can't stop second-guessing? In this episode, I dig into a line from Morgan Housel about how it's possible to make good decisions that don't work and bad decisions that work beautifully. I talk about why that lands so hard for families who built their careers in fields where good process reliably produces good results, and why money refuses to play by those rules. I use the example I see most often: families with a large portion of their net worth tied up in company stock, and a decision to trim it or hold it that ends up looking wrong for a while, either way. I also share a decision from my own life that looked questionable for a couple of years before it didn't, and what that taught me about separating the quality of a decision from an outcome I couldn't control. We close with one small question you can ask about the money decision you keep replaying, the one that finally lets you put it down. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and you're tired of coordinating four different advisors to run your financial life, I offer complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Funded Contentment: Am I Going to Be Okay? The Financial Story You Keep Telling Yourself Pessimism Sounds Smart, Optimism Builds Wealth
Send us Fan MailIt's back to the GCC conversation – this time on the bourgeoning world of GCCs in India! And we could not have had a better guest for this than the man who is in the thick of things. Meet the one and only Saurabh Mehta, a business leader with over 20 years who has been helping global enterprises establish, scale, and transform Global Capability Centers (GCCs), with a strong focus on workplace strategy, infrastructure, operations, governance, and business transformation, in his current role as Head of Corporate Services – GCC at Zinnov. His expertise spans GCC strategy, operational excellence, workplace transformation, corporate services, and the intersection of technology, talent, and real estate in enabling enterprise growth. With experience spanning global consulting, entrepreneurship, venture capital, and corporate leadership, and known for his execution-oriented leadership style, Saurabh believes that sustainable competitive advantage comes from disciplined execution, strong operating models, and building organizations that create long-term value. He is a regular speaker at industry forums, where he shares perspectives on the evolution of GCCs, the future of work, AI-driven enterprise transformation, and India's role in the global business landscape. [3:27s] Saurabh's origin story[06:18s] Culture differences across sectors of tech, banking, private equity, venture fund [9:13s] From venture capitalist to entrepreneur[14:55s] Growth of GCCs in India: The tipping point [26:12s] Potential risks to the growth of GCCs in India[33:22s] Innovation as the next wave of GCCs in India and impact of AI[40:05s] Predictions for future trends for the GCC landscape [47:50s] RWL READ: ‘Good to Great' by James Collins; ‘The Psychology of Money' by Morgan Housel; LISTEN: Acquired Podcast Connect with Saurabh on LinkedIn Connect with Vinay on LinkedIn What did you think about this episode? What would you like to hear more about? Or simply, write in and say hello! podcast@c2cod.comSubscribe to us on your favorite platforms – Google Podcasts, Apple Podcasts, Spotify, Overcast, Tune In Alexa, Amazon Music, Pandora, TuneIn + Alexa, Stitcher, Jio Saavn and more. This podcast is sponsored by C2C-OD, your Organizational Development consulting partner ‘Bringing People and Strategy Together'. Follow @c2cod on Twitter, LinkedIn, Instagram, Facebook
#333 In this bite-sized episode, Billy shares a practical framework for thinking about spending in your business using ideas inspired by The Art of Spending by Morgan Housel. The big takeaway: money decisions are emotional first, logical second. That's true for your clients, and it's true for you too. We walk through three questions to help you evaluate spending more clearly: Is this an expense or an investment? Is it aligned with the vision and values of the business? Am I thinking long term? I explain why it's important not to underspend in the wrong places, especially on people and marketing, while also avoiding wasteful spending that doesn't create return. I share real-world examples from gym owners, coaching, software, and automations to show how these decisions play out in practice. I also make the case that not every expense has to be perfect on paper. Sometimes spending is worth it because it saves time, reduces stress, or protects flexibility in the future. If you want to make better financial decisions in your business, this episode gives you a simple but powerful way to think it through. Key Takeaways Spending is emotional, even when it feels strategic. People and marketing are two areas where underinvesting can hurt growth. Some software and subscriptions quietly drain profit over time. The right spending should align with your business vision and values. Long-term thinking helps prevent emotionally driven mistakes. Mentioned in This Episode The Art of Spending by Morgan Housel A calculator/resource from Naamly to evaluate savings and profitability Forecasting and cash flow planning as decision-making tools Quote to Remember "Is this an expense or an investment?" Listener Challenge Take one current business expense and run it through these three questions: Is it an expense or an investment? Does it align with my vision and values? Am I thinking long term?
Episode Summary In this episode of the Work at Home Rockstar Podcast, Tim chats with Matt O'Neill, owner of Matt O'Neill Real Estate and Tide Property Management, and a happiness coach. Matt shares his path from hating engineering and a soul-crushing nine-to-five sales job to becoming a real estate agent, only to realize that client work had given him "40 bosses" instead of one. That realization led him to hire and train agents, and eventually build a property management company designed for recurring cashflow he could own without operating it day to day. Matt also opens up about a major setback: an overleveraged home-flipping business that nearly cost his family their home when interest rates doubled in 30 days. He shares what he learned from Morgan Housel's The Psychology of Money about never risking survival money and being able to withstand a 30 percent drop. The conversation covers his obsession with sales and marketing, testing channels like YouTube, hiring by core values, protecting company culture, and his decision to work less so he can spend more time with his four kids. Matt also talks about his book, The Good Mood Revolution, and his approach to happiness coaching. Who is Matt O'Neill? Matt O'Neill teaches that happiness is a choice, even when life gets tough. His work has positively impacted over 100,000 people worldwide. His book, Good Mood Revolution: Igniting the Power of Conscious Happiness, became a #1 bestseller in seven categories on Amazon and has earned over 140 five-star reviews. Matt emphasizes the power of conquering negative thought patterns, and shares that there are eight bad moods, and that understanding these emotions is key to moving through them and returning to joy. Matt and his wife have four young children while running two successful businesses with $8 million in revenue and over 80 employees. His company has been recognized as the #1 place to work among 470,000 companies in South Carolina. Connect with Matt O'Neill Website: https://www.mattoneill.com Facebook: https://www.facebook.com/goodmoodmatt/ Instagram: https://www.instagram.com/goodmoodmatt/ LinkedIn: https://www.linkedin.com/in/matt-o-neill-02528057/ YouTube: https://www.youtube.com/channel/UCpPkoHyB_z57WPEWZtPbg7g TikTok: https://www.tiktok.com/@goodmoodmatt Host Contact Details Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar LinkedIn: https://www.linkedin.com/in/timmelanson YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast Twitter/X: https://twitter.com/workathomestar Email: tim@workathomerockstar.com Timestamps 00:00 Welcome and Guest Intro 00:30 From Engineering to Sales 03:06 Real Estate Freedom Myth 04:23 Building a Real Business 06:54 Facing Fear and Risk 11:31 When Plans Go Wrong 14:53 Leverage Lessons and Barbell 22:34 Sales and Marketing Obsession 26:19 Hiring and Culture Fit 33:45 Working Less for Family 38:38 Happiness Coaching and Book 39:16 Favorite Band and Wrap Up Disclaimers Personal Experience, Not Financial Advice This episode includes personal stories about business loans, leverage, and investing decisions. These reflect one guest's experience and aren't financial advice, so please check with a professional before making financial decisions of your own. Coaching and Mindset Perspective Our guest shares his own approach to happiness and mindset coaching. These are his personal views and methods, not medical or psychological treatment.
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In this episode of One for the Money, I revisit author Morgan Housel—best known for The Psychology of Money—and explore his newer, even more impactful book, The Art of Spending Money. I share why building wealth is only half the equation and why learning to spend that wealth intentionally, in line with your values and life experiences, is its own crucial skill. You'll hear practical ideas for using money as a tool to create freedom, deeper relationships, and meaningful memories, rather than simply chasing a bigger account balance.Episode 115 – The Art of Spending Money (Morgan Housel)Follow-up to episode 13 on The Psychology of MoneyFocus: Morgan Housel's new book The Art of Spending Money and how to use money to live better, not just build wealthKey ThemesMoney success is more about behavior than intelligenceBuilding wealth is one skill; spending it wisely is a separate skillMoney should be a tool for happiness and freedom, not a status scoreboardSpending and Personal ExperienceNo one-size-fits-all formula for spending; it must reflect your values and life story“Post-traumatic broke syndrome”: people who grew up with scarcity may struggle to spend even when they're financially independentGood planning and projections help clients see what's safe to spend, reducing fear of running outTime, Relationships, and HappinessLife moves in phases; time with family is finite and irreplaceableAt the end of life, what matters most are stories and relationships, not account balancesAs income rises, core joys often stay the same: family time, meaningful conversations, simple shared experiencesPractical Takeaways (Tips, Tricks, Strategies)Main drivers of happiness: strong relationships, health, meaningful work, rest, and purposeSpend intentionally on what truly matters; cut ruthlessly what doesn'tGuiding rule: “Spend extravagantly on the things you love—only if you are equally disciplined in cutting the things you don't.”This material is for general information and educational purposes only and is not intended to provide specific advice or recommendations for any individual.
David Richter, author of Profit First for Real Estate Investing and founder of Simple CFO, walks through how to onboard a fractional CFO the right way so the relationship pays off from day one. He explains what makes a CFO relationship different from working with a bookkeeper or CPA and what both sides need to bring to the table.This solo episode covers the prep work that gets you clarity faster, why every relevant person on your finance team belongs in the process, and how being honest about your money mindset shapes the whole engagement. If you're about to bring on a CFO or thinking about it, this one shows you exactly what to prepare and what to expect.Timeline Summary[0:26] – David sets up the episode on how to make your CFO relationship the best right off the bat[0:44] – The difference between onboarding well and just showing up unprepared[1:08] – Why total honesty during onboarding matters more with a CFO than any other money person[1:26] – How a CFO relationship differs from a bookkeeper's transactions or a CPA's tax focus[1:47] – The reluctant spouse problem and why all relevant people need to be on the early calls[2:24] – Book recommendation on money mindset from Morgan Housel for anyone struggling with it[2:59] – Accounting for the Numberphobic for owners intimidated by balance sheets and P&Ls[3:16] – Doing the groundwork yourself so less foundation has to be laid during onboarding[3:38] – Bring your existing bookkeeper and CPA into the process to make the handoff seamless[4:16] – You're the orchestra conductor, so connect the right people to the right systems[4:32] – Why owners avoid looking at finances most when money is tightest[4:54] – Telling your CFO how you actually feel about money instead of hiding it[5:10] – What the CFO should be doing: prepping you, starting where you are, asking good questions[5:47] – Why the relationship has to be two sided, a yin and yang, not one person pouring in[6:05] – Facing hard things, building reserves, and putting systems in place for better decisions5 Key TakeawaysLead With Total Honesty — A CFO relationship works only if you share what you actually want and where you're struggling. Hiding your money mindset just slows down the results you came for.A CFO Is Not A Bookkeeper Or CPA — Bookkeepers handle transactions and CPAs handle taxes. A CFO focuses on how money affects you, how much you keep, and the mindsets holding you back.Get Everyone On The Call — If a spouse or partner shares the finances, they belong on the early calls too. A reluctant participant who checks out undermines the whole engagement.Do The Groundwork First — Reading up on Profit First, balance sheets, and money psychology before you start means less foundation to lay. You get to clarity and better decisions faster.Bring Your Whole Finance Team — You're the conductor, so introduce your existing bookkeeper and CPA to your new CFO. Connecting the right people and systems makes the handoff seamless.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comThe Psychology of Money by Morgan Housel — https://www.morganhousel.comThe Art of Spending Money by Morgan Housel — https://www.morganhousel.comAccounting for the Numberphobic by Dawn Fotopulos — https://www.harpercollinsleadership.comEnjoyed This Episode?If this gave you a clear picture of what to prepare before your first CFO call, put it to work before you sit down with anyone. Share this episode with a business owner who's been avoiding their finances, and follow the show and leave a rating and review so more real estate investors can build the kind of money relationship that actually keeps them in control.
Work with Paul: Schedule a 30-minute conversation What if you already know the financial principles you need? What if the problem isn't strategy, but execution across a life that's grown too complicated to coordinate yourself? This week, I work through a Morgan Housel idea pulled from a John Reed book. Most fields or industries have three to twelve core principles, with the rest focused on implementation. In finance, the principles are stable. Your life is not. I share a story about a dual-income family with three kids and six accounts spread across three custodians, where nobody was actually steering the ship. And a personal story about how long it takes to act on principles you already know. The action this week is small. Write down the five to eight financial principles you actually live by. Audit your decisions over the last six months against them. The gaps aren't a strategy problem. They're an application problem. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and are tired of coordinating four different advisors to run your financial life, I do complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: How a Financial Planner Can Help You Aligning Personal Interests with Financial Objectives: A Five-Step Guide to Effective Wealth Planning Spring Clean Your Finances; 5 Ways to Get Financially Organized
ข้อความโพสต์จาก Morgan Housel ได้เขียนข้อความไว้ว่า "มังเกอร์ ใช้ชีวิตอย่างน่าทึ่ง โดยหลัก ๆ ก็คือเพราะเขาได้ทำสิ่งที่เขาปรารถนา และมักจะกล่าวเสมอว่า ความต้องการที่ปราศจากความกลัวจากผู้คนรอบตัวเขา แล้วก็กล่าวว่า ผมไม่ได้ต้องการความร่ำรวยใด ๆ ผมแค่ต้องการที่จะไม่ต้องพึ่งพาใครอีกต่อไป" - ชีวิตที่น่าเป็นแบบอย่าง ก็คือชีวิตที่ใช้ชีวิตให้เป็นตัวอย่างที่ดีแก่คนรอบข้าง - ความเป็นอิสระต่อพันธะทางจิตใจ หรือสังคมนั้นคือจุดมุ่งหมายที่ล้ำค่าที่สุดแล้ว - ไม่มีปัญหาใดที่จะสำคัญไปกว่าการที่เราจะยอมรับว่า เราทำได้เพียงแค่ทำวันนี้ให้ดีที่สุด - ชีวิตของคนที่มีค่าที่สุด อาจจะไม่ต้องทำอะไรมากมายก็ได้ แค่ตัดสินใจเรื่องใหญ่ ๆ ให้ได้พอ - โอกาสที่ดีไม่ได้เข้ามาเฉย ๆ แต่มันมาย้ำเตือนว่าเรามีโอกาสจะมีชีวิตที่ดีได้บ้างไหมมากกว่า
Click here to watch on YouTubeMost people think spending money is a math problem. But what we buy is often shaped by our childhood experiences, family history, insecurities, identity and expectations about what success should look like. Drawing on ideas from Morgan Housel's book The Art of Spending Money, Brian breaks down the psychology behind spending, the status trap that keeps people chasing approval and a powerful formula for understanding happiness. Brian also shares the painful childhood experience that helped shape his drive, how money can mean completely different things to two people and why wealth is most valuable when it buys time, freedom, simplicity and peace of mind. Then, Brian coaches a highly successful business owner who is confronting an important question: What happens when the business you built begins competing with the life and relationships you value most? Register free for Buffini Coaching Live on July 30 at 9:00 a.m. Pacific and hear Brian Buffini and Morgan Housel live:https://www.thebrianbuffinishow.com/bclNOTEWORTHY QUOTES FROM THIS EPISODE:“People spend a lot of money on things we don't need to impress people we don't know.” – Brian Buffini“Happiness equals circumstances minus expectations.” – Morgan Housel“Money can buy you happiness. But it won't be the stuff and it won't be the status.” – Brian Buffini“The psychology of money and the psychology of success are about finding out what matters most, understanding that's where your treasure lies, and then building a life that supports that.” – Brian Buffini“The same thing that got me here isn't going to get me there.” – Brian BuffiniThe Brian Buffini Show Hosted on Acast. See acast.com/privacy for more information.
What if the biggest obstacle to financial peace isn't how much money you make, but the story you believe about money? Most of us spend our lives chasing “just a little more”, assuming that the next raise, investment, or financial milestone will finally bring contentment. Yet some people with modest incomes build lasting wealth, while others who earn millions end up anxious and always wanting more. Maybe the problem isn't our finances at all. Maybe it's our hearts. In this stirring episode, the conclusion to our Beach Reads for Real Life series, Shay Roush, M.Div., takes a close look at The Psychology of Money by Morgan Housel. Despite its title, it's not really a book about budgeting, investing, or financial formulas. It's about human behavior. As Shay explains three important principles from Housel's book, you'll discover that your relationship with money is rarely just about dollars and cents. It's about contentment instead of comparison, freedom instead of appearance, and faithfulness instead of instant results. Ultimately, money is not only a reflection of what you believe about God, but an invitation to trust him to provide. Connect with us: Instagram: @withyouintheweeds Facebook: @withyouintheweeds X: withyou_weeds Subscribe to our weekly newsletter: Website: withyouintheweeds.com
Dr Kaveer Maharaj, CEO of The Nudge Lab, who holds a PhD in Loyalty and Behavioural Science joins Let's Talk Loyalty and Loyalty TV to challenge how the industry defines and measures loyalty.Together we explore whether "loyalty programmes" is even the right term, the three types of loyalty (including the one often overlooked), and why brands struggle to measure true customer value beyond transactions and points. The discussion also highlights key industry challenges, from capability gaps to quantifying emotional and behavioural loyalty in a commercially meaningful way.A thought-provoking conversation on whether the industry is truly measuring what matters.Hosted by Lisa Brightwell.Show Notes: 1) Dr Kaveer Maharaj2)The Nudge Lab3)The Psychology of Money by Morgan Housel
ข้อความโพสต์จาก Morgan Housel ได้เขียนข้อความไว้ว่า "การเดิมพันที่ดีของเศรษฐกิจก็คือ อดีตไม่ใช่สิ่งที่คุณควรจดจำมัน ปัจจุบันไม่ได้แย่อย่างที่คุณคิด และอนาคตมักจะดีกว่าทุกคุณคาดหวังเสมอ" - อดีตเป็นเพียงแค่ภาพจำเท่านั้น เราทำได้แค่เพียงดึงประสบการณ์และเรียนรู้มันไป - หากว่าอนาคต และปัจจุบันเป็นสิ่งที่เราพอที่จะคว้าเอาไว้ได้ ก็จงทำวันนี้ให้ดีที่สุด - เศรษฐกิจจะดีหรือไม่ ขึ้นอยู่กับตัวเลข บางทีชีวิตเราอาจจะไม่ได้สัมผัสได้ว่ามันดีขึ้นรึเปล่า - โจทย์ของชีวิตก็คือการเรียนรู้เรื่องของความเป็นไปให้ได้มากที่สุด ไม่มีคำว่าผิดหรือถูกในโลกใบนี้จริง - จิตใจควรจะยกขึ้นมาถ้ามันจมลง และถ้ามันลอยขึ้นก็กดมันลงมาหน่อย ชีวิตสมดุลคือคำตอบทั้งหมดไปแล้ว
ข้อความโพสต์จาก Morgan Housel ได้เขียนข้อความไว้ว่า "การทดสอบที่ยอดเยี่ยมเมื่อเราอ่านข่าวรายวันก็คือ เราควรสนใจเรื่องราวเหล่านี้ในปีนี้ อีกสองปี หรืออีก 5 ปีไหม" - เมื่อข่าวรายวันเป็นเพียงแค่ข่าวรายวัน มันไม่มีอะไรที่จะบ่งชี้ว่าอนาคตจะต้องเป็นไปทั้งหมด - สังเกตข่าวในทุกวัน ไม่ใช่เสพข่าวแบบไม่กรองสื่ออะไรเลย จงกลั่นกรองให้ได้มากที่สุด - ฟังหูไว้หู ไม่มีอะไรที่ต้องเชื่อทั้งหมด หรือไม่เชื่อทั้งหมด คนที่มีปัญญาสูงจะรู้ว่าทุกอย่างคือเงื่อนงำ - ให้อ่านข่าวเหมือนสืบสานเรื่องราว ถักทอมันให้เข้ากัน แถมยิ่งอ่านหนังสือเยอะจะยิ่งช่วยกรองข่าวได้แม่นยำด้วย - ปัญหาใหญ่ที่สุดก็คือ คนส่วนใหญ่เชื่อข่าวทั้งหมดเลย แล้วพอเจอปัญหาก็โทษข่าวว่ามันบอกให้เราทำแบบนั้นแบบนี้
Morgan Housel, best-selling author of The Psychology of Money, Same as Ever, and The Art of Spending Money, has a “system” for building wealth that seems too simple, too easy to be true—but is. Most Americans think getting wealthy is only for those willing to work 100+ hour weeks, build a business from scratch, inherit millions, or get a high-paying six-figure job. That's not the case. The average American can get wealthy—you just need to follow this “good enough” system. Morgan spent the early part of his career covering lessons from the fallout of the 2008 Great Financial Crisis. Economics couldn't make sense of it, and what he found was that psychology could. Knowing how to win the money game puts you in the player's seat, instead of watching from the sidelines. And today, Morgan shares the biggest lessons to get in the game. From the simple “system” both he and Dave use to build wealth to the #1 skill of a wealthy investor, when you should spend more money, and why merely working harder isn't going to get you what you want. Morgan even shares his strong opinion on the #1 thing wrong with the housing market today—and how we could actually fix it. In This Episode We Cover Morgan's simple “system” for building wealth even if you don't have tons of extra income Why retiring early is not the goal worth striving for (and what is better) How much of a return should you be making on your investments? Morgan's unique answer Knowing your “enough” so you can stop worrying, start living, and do what you're meant to do Spend more money before it's too late? The argument for why you shouldn't wait to give And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1292. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Six months into the Smile Tour, Mark parks himself inside Mysa Hus with a heavily highlighted copies of Buy Back Your Time and Psychology of Money, and he has a lot of thoughts about money, time, and why your inbox should not be your boss. He hits the big ideas from both Dan Martell and Morgan Housel, connects them to real moments from his career, and reminds everyone that a $10 million company was not built on $10 tasks. Consider this your permission slip to hire help, go to bed at 8:30, and stop letting your calendar run your life. Support the show - https://www.curiousbuilderpodcast.com/shop See our upcoming live events - https://www.curiousbuilderpodcast.com/events The host of the Curious Builder Podcast is Mark D. Williams, the founder of Mark D. Williams Custom Homes Inc. They are an award-winning Twin Cities-based home builder, creating quality custom homes and remodels — one-of-a-kind dream homes of all styles and scopes. Whether you're looking to reimagine your current space or start fresh with a new construction, we build homes that reflect how you live your everyday life. Sponsors for the Episode: Pella Website: https://www.pella.com/ppc/professionals/why-wood/ Contractor Coalition Summit: Website: https://www.contractorscoalitionsummit.com/ Where to find the Host: Website - https://www.mdwilliamshomes.com/ Podcast Website - https://www.curiousbuilderpodcast.com Instagram - https://www.instagram.com/markdwilliams_customhomes/ Facebook - https://www.facebook.com/MarkDWilliamsCustomHomesInc/ LinkedIn - https://www.linkedin.com/in/mark-williams-968a3420/ Houzz - https://www.houzz.com/pro/markdwilliamscustomhomes/mark-d-williams-custom-homes-inc
Work with Paul: Schedule a 30-minute conversation What happens when you spend all your patience at work and come home with nothing left for the conversations that actually matter? If you're a senior professional managing a demanding career and a growing family, you know this tension. You hold complexity all day. By evening, you're running on fumes. Today, I unpack Morgan Housel's idea of saving like a pessimist and investing like an optimist, and why the real challenge for busy parents isn't choosing between optimism and pessimism. It's having the energy left to hold both at the same time when it counts. I share a personal confession about becoming more patient with my TAMMA families and less patient with my own family, and what that pattern looks like in the dual-income households I work with every day. This week's action step: before your next financial or logistical conversation at home, ask yourself whether you're showing up with the patience it deserves, or whether you're running on what's left. If it's fumes, reschedule. The conversation matters too much to rush. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and are tired of coordinating four different advisors to run your financial life, I do complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Staying the Course: How Long-Term Investing Builds Wealth Through Market Cycles Funded Contentment: Am I Going to Be Okay? Case Study: How A Growing Family Designed a Wealth Management Plan for Now and for Life
ข้อความโพสต์จาก Morgan Housel ได้เขียนข้อความไว้ว่า "ถ้าความคิดเห็นของคุณคือหนึ่งในหัวข้อใดหัวข้อหนึ่ง มันสามารถคาดการณ์ได้จากความคิดเห็นว่าอะไรคือสิ่งที่เป็น คุณอาจจะนำอุดมคตินึงมา เมื่อคุณคิดได้ว่าอะไรคือสิ่งที่คุณควรคาดหวังต่อตัวคุณเอง แต่บทสรุปของคุณนั้นไม่สามารถคาดการณ์ได้เลย @kevin2kelly" - ความคิดเห็นนึงที่ถูกหยิบขึ้นมา มันเป็นเพียงกระแสและสายใยของสัจธรรม - ไม่ใช่ทุกคนจะยอมรับความจริงได้ แน่นอนว่าความจริงมันเจ็บปวด แต่การไม่ยอมรับความจริงเจ็บปวดมากกว่า - ไม่ใช่ทุกทางจะเป็นทางที่ถูกต้องเสมอไป เราจะต้องสังเกตทิศทางลมให้ได้ว่า อะไรคือสิ่งที่ควรจะเป็นต่อไปจริง - อย่าให้ความคิดเห็นของเราถูกคาดการณ์ได้ทั้งหมด นั่นหมายความว่าการเป็นต่อของชั้นเชิงน้อยลงอย่างเห็นได้ชัด - ทั้งนี้ ยอมรับสิ่งที่เป็นอุดมคติแล้วเดินหน้าต่อไป ไม่มีอะไรที่เราจะต้องกังวลไปมากกว่าความเห็นที่เอามาจากคนอื่น
Work with Paul: Schedule a 30-minute conversation Have you ever looked at where your money actually goes and felt a little uncomfortable? Not because you were irresponsible — but because the numbers didn't match the values you'd say out loud? That gap is what this episode is about. Morgan Housel draws a line between the science of spending and the art of spending. The science is teachable — budgets, bargains, automation. The art is harder: figuring out whether your spending reflects who you actually are or who you've been conditioned to be. I share what I've seen with clients and what I've lived in my own household — and why the most important financial question isn't 'how much' but 'what for.' Before your next few purchases this week, pause and ask: does this reflect what I actually value, or what I'm trying to signal? You don't need to change anything yet. Just notice what the answer tells you. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and are tired of coordinating four different advisors to run your financial life, I do complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Optimize Your Spending to Increase Your Happiness Aligning Personal Interests with Financial Objectives
↴ ↴ ↴Minicurso GRATIS de 7 lecciones por email aquí. En este podcast te resumo las tres grandes lecciones del libro "Lo que nunca cambia de Morgan Housel", autor del bestseller "La psicología del dinero". Descubrirás los principios humanos que, según Housel, se mantienen intactos a lo largo del tiempo y que te ayudarán a invertir mejor, gestionar el riesgo y tomar decisiones más inteligentes.Te explico quién es Morgan Housel, por qué sus ideas sobre la psicología del dinero son tan influyentes y qué podemos aprender de su forma de pensar sobre la incertidumbre y el comportamiento humano. Comprenderás por qué entender lo que nunca cambia es más útil que intentar predecir el futuro.Además, veremos por qué construir una cartera diversificada, con una buena gestión del riesgo y un horizonte de inversión a largo plazo, es fundamental para lograr estabilidad financiera. También te contaré cómo los roboadvisors pueden ayudarte a invertir de forma sencilla y eficiente.Y finalmente, hablaremos de una de las enseñanzas más poderosas del libro: hay cosas que solo se aprenden con la experiencia. Aprenderás por qué vivir una crisis financiera o ver tus inversiones caer puede enseñarte más que cien lecturas teóricas. Prepárate para descubrir por qué "Lo que nunca cambia" es uno de los libros más valiosos sobre inversión y psicología financiera de los últimos años.
#279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing remains psychologically difficult, how to think about global diversification, when to reevaluate your portfolio, and the risks most investors still overlook. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of five books on investing, including his newest, Risk and Reward. He's the creator of the blog A Wealth of Common Sense and co-host of the Animal Spirits podcast. Link to Full Show Notes: https://chrishutchins.com/risk-market-volatility-ben-carlson Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Upwork: Free job posting to find, hire, and pay top freelance talent DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | X Book: Risk and Reward Podcast: Animal Spirits A Longer Life Can Lead to Financial Concerns, and More Questions The Millionaire Next Door by Thomas Stanley and William Danko Roger Federer's 2024 Dartmouth Commencement Address ATH Podcast #128: The Psychology of Money with Morgan Housel #174: Secrets of Success in Life and Work with Legendary Silicon Valley Investor Andy Rachleff Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:49) Why Investing Is Still So Hard for Most People (01:37) How Today's Media Makes Markets Feel Scarier Than Ever (02:51) The Core Idea Behind Ben's New Book (05:10) What Japan's Lost Three Decades Teach Long-Term Investors (08:50) Why You Need Exposure Beyond Your Home Market (10:18) Will AI Reshape Global Markets or Just U.S. Stocks? (14:01) Could a Dot-Com-Style Crash Happen Today? (15:57) Why AI Could Still Trigger the Next Bubble (17:57) Focus on What You Can Control, Not What You Can't (19:16) The Worst-Case Inflation Scenario of the 1970s (21:47) How to Think About Inflation in Today's Economy (23:36) The Inflation Hedges Most People Already Have (26:58) How to Filter the Noise and Stay Long-Term (33:31) The Penalty Kick Study and Why We Hate Doing Nothing (35:08) When It's Actually Time to Reevaluate Your Plan (36:49) Planning Your Career and Money for an AI Future (43:33) Why Optimism Is a Long-Term Investing Edge (47:25) The Tax Alpha Most Investors Are Missing (50:05) Applying These Lessons Closer to Retirement (51:53) The Risks Most Investors Forget to Plan For (56:50) The First Move to Rethink Your Risk Profile Tonight (59:42) Where to Find Ben and His New Book Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
America is richer than ever. Unemployment is low. Wages are high. According to traditional metrics, the economy looks strong. So why are Americans feeling so bad? Today, Derek talks with bestselling author Morgan Housel and journalist David Wallace-Wells about what Derek calls the “Tragic Twenties”: the strange and sudden collapse in American happiness that began during COVID and never really stopped. What's behind the country's emotional downturn? Inflation and the lingering psychological effects of the pandemic are certainly part of the story. But so are collapsing trust in institutions, rising social isolation, the negativity feedback loop of social media, and the feeling that we're living through one crisis after another. Derek, Morgan, and David unpack why the wealthiest society in history still feels deeply adrift and what this happiness recession says about the future of American life. Subscribe to our YouTube channel here: https://www.youtube.com/@PlainEnglishwithDerekThompson If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuests: Morgan Housel and Derek Wallace-WellsProducer: Devon BaroldiAdditional Production Support: Ben Glicksman Links: https://www.derekthompson.org/p/if-americas-so-rich-howd-it-get-so Learn more about your ad choices. Visit podcastchoices.com/adchoices
En esta ocasión, nos acompaña un invitado de lujo, el economista y consultor Jesús Palacios, para poner la lupa sobre uno de los temas que más ha generado ruido en las últimas semanas: el ajuste del ingreso mínimo. La "bonificación" del sueldo: Analizamos por qué el gobierno decidió aumentar los bonos en lugar del salario base y cómo esto afecta (o protege) las estructuras de costos de las empresas y el sector público.El drama de los pensionados: Conversamos sobre la cruda realidad de nuestros adultos mayores, quienes reciben ingresos que apenas cubren una fracción mínima de la canasta básica. ¿Es hora de hablar de un sistema de capitalización privada (AFP) en Venezuela?La camisa de fuerza legal: Discutimos por qué la Ley Orgánica del Trabajo de 2012, diseñada para "proteger", hoy es el principal obstáculo que impide que los salarios base puedan subir de forma sostenible.¿Hay razones para ser optimistas?: A pesar de todo, vemos señales de cambio. Hablamos sobre el aumento de la producción petrolera, la estabilización cambiaria y por qué creemos que este 2024 puede ser un punto de inflexión para el país.Píldora
Being a founder has always meant dreaming big while keeping a close eye on potential trip-ups, and in the age of AI, finding and maintaining that balance is more important than ever.Today, Yaniv Bernstein talks about the importance of getting that balance right. Using deep insight and decades of industry experience, he discusses why now is the time for founders to be more ambitious than ever before - while identifying threats to success and keeping a keen, near-paranoid eye on them.In this episode, you will:Understand why ‘paranoid optimism' has always been the founder superpower, and why AI has made it more essential than everLearn why tokens are ‘the new oil' and how the ‘token OPEC' is already exerting price and product leverage over every AI-native startupExplore Garry Tan's ‘boil the lake' concept and why early-stage founders can now afford to be more ambitious in scope than ever beforeFind out why startups have a bigger speed advantage over incumbents than at any time in history, and how to actually use itDiscover how foundation model providers like Anthropic, OpenAI, and Google can wipe out entire startup categories without ever deliberately competing with youTimestamps00:00 Coming Up00:59 On Today's Show: Paranoid Optimism01:27 Surviving as a Baby Turtle03:00 Risks of Pure Optimism05:24 A Herd of Thundering Elephants07:44 Magic Elephants09:50 3 Shifts: Compression, Leverage and Startup Advantage12:54 YC's Garry Tan & 'Boiling The Lake'15:38 Why Be Paranoid?15:52 AI Risks Category Collapse18:13 Anthropic, Google and OpenAI: The OPEC of Tokens19:51 Identity Collapse21:54 How to Operate As Paranoid Optimist21:59 1. Holding Strong Priors and Updating Fast23:31 2. Architecting For Escape25:57 3. Stay Closer To The Problem Than The Solution28:13 Closing ThoughtsResources mentioned in this episode'Same As Ever' by Morgan Housel: https://www.amazon.com/Same-Ever-Guide-Never-Changes/dp/0593332709Last week's episode - Same As Ever: 7 rules that HAVEN'T changed about building great startups (w/ Amir Shevat): https://www.tsp.show/same-as-ever-7-rules-that-havent-changed-about-building-great-startups-w-amir-shevat/Previous episode - 'Unlearning' with Yaniv: Why founders need to rewrite outdated, radioactive mindsets: https://www.tsp.show/unlearning-with-yaniv-why-founders-need-to-rewrite-outdated-radioactive-mindsets/Garry Tan's 'Boil the Ocean' blog post: https://garryslist.org/posts/boil-the-oceanVera, Yaniv's current startup: https://vera.guide/ The PactHonor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSecure your official TSP merchandise at https://shop.tsp.show/Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGgGive us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favorite registrar.The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurAssistant Producer: Steph Hefferan https://www.linkedin.com/in/steph-heff/Intro Voice: Jeremiah Owyang https://web-strategist.com/
Morgan Housel is the bestselling author of The Psychology of Money, Same As Ever, and The Art of Spending Money. At our recent Motley Fool member event, Senior Vice-President of Rule Breakers strategy Brian Richards sat down with Morgan for a conversation about how the AI boom is intersecting with human psychology and investing. Host: Brian Richards Guest: Morgan Housel Producer: Bart Shannon, Mac Greer Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
She moved to the U.S. at 18, taught herself English, and built her legal career from the ground up. The Lawyer Stories Podcast Episode 264 features Kseniya Stupak, Partner at Strongin LLP in Southern California. Originally from Sevastopol, Ukraine, Kseniya's journey is one of resilience, discipline, and relentless drive. From learning a new language to navigating law school and the legal profession, she committed herself to becoming the best version of who she could be. Today, she represents individuals and families in catastrophic injury, complex personal injury, and mold-related cases - work that demands both precision and compassion. Kseniya brings a powerful combination of trial experience, personal grit, and a deep understanding of what her clients are going through during some of the most difficult moments of their lives. This is a conversation about perseverance, accountability, and building a career with purpose. This episode is also sponsored by Grow or Die with John Morgan. For the first and only time, John Morgan will take the stage in Las Vegas to lay out how he achieved explosive, long-term dominance and legacy. No fluff. No theory. No motivational garbage. Join firm leaders from across the country at the Wynn Encore on June 9–10 for two days of CLE-accredited sessions focused on building your firm for the next 10, 20, even 30 years. Featuring an elite lineup including John Morgan, Brian Panish, Matt Morgan, Morgan Housel, Dan Martell, and more - covering litigation strategy, financial management, team building, and long-term growth. Tickets are fully refundable until June 1, 2026, with group discounts available. Use code STORIES20 and learn more here: https://events.themorganconnection.com/growordiewithjohnmorgan/lawyerstories This episode presented by CallRail Integrated into your case management system, CallRail helps you: Capture every call - even after hours Spot high-value leads instantly Respond faster Get the insights you need to bring in bigger cases Join over 3,000 law firms using CallRail to follow up faster, land bigger cases, and drive growth for your firm. Start your free trial at https://www.callrail.com/legal-services?utm_medium=influencer&utm_source=lawyer-stories
Between AI shaking up the industry, geopolitical upheaval, and unpredictable capital, being a founder has never been more confusing.So what advice, if any, is still relevant?In this episode, Yaniv Bernstein is joined by Amir Shevat (Silicon Valley developer platform veteran and now General Partner at Darkmode Ventures) to answer exactly that. Focusing on what isn't changing rather than what is, Amir walks through seven truths of startup building that have become more important in the age of AI.In this episode, you will:Discover why AI-generated sales outreach is backfiring, and why authenticity, proof of effort, and in-person events are becoming the gold standardExplore the "founder tar pit" of bad markets, and the simple questions that reveal whether yours is one to run fromLearn why design in 2026 is about putting positive interactions and emotions first, and how to prioritize these effectivelyTimestamps00:00 Coming Up…01:07 Guest Intro: Amir Shevat02:36 On Today's Show: 7 Timeless Truths04:34 Jeff Bezos and the 'Same As Ever' Mindset08:19 Rule 1. Hire The Right Team10:15 How AI Raises The Bar14:26 Rule 2. A Delightful User Experience16:27 Conversational Interfaces18:07 Why You Should Design For Emotions24:20 Rule 3. Hustle Still Wins26:05 The Return of Authentic Selling28:09 Landing Your First Customers28:50 Rule 4. Build Real Moats30:48 Mongol Hordes: Is 'Execution Speed' A Moat?33:00 'Thick' Product Advantage33:39 Rule 5. Vision Beats TAM38:07 Rule 6. Choose Great Markets42:34 Rule 7. Build An Unfair Advantage47:10 Recap and Closing ThoughtsResources in this episode:Darkmode Ventures (Amir's early-stage fund): https://www.darkmode.vc/Amir Shevat on LinkedIn: https://www.linkedin.com/in/amirshevat/Designing Bots: https://www.oreilly.com/library/view/designing-bots/9781491974810/Working Backwards by Colin Bryar and Bill Carr: https://www.amazon.com/Working-Backwards-Insights-Stories-Secrets/dp/1250267595Same as Ever by Morgan Housel: https://www.amazon.com/Same-Ever-Guide-Never-Changes/dp/05933327092012 re:Invent Day 2: https://www.youtube.com/watch?v=O4MtQGRIIuAThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favorite registrar.This episode of the Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited time offer of US$1,000 off, go to https://www.vanta.com/tspGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurAssistant Producer: Steph Hefferan https://www.linkedin.com/in/steph-heff/Intro Voice: Jeremiah Owyang https://web-strategist.com/
If you've ever felt stressed, confused, ashamed, or behind when it comes to money, this episode is for you. Whether you're living paycheck‑to‑paycheck, trying to pay off debt, building credit, wondering how you'll ever afford a home, or doing “okay” but still feeling anxious about the future, this episode will show you exactly what to do next. This episode delivers the most important money advice you need to hear right now. It will teach you the 4 essential rules of money - the skills no one ever taught you, but everyone needs to build financial freedom. And it's your guide to taking control of your money: how to make it, how to save, and how to invest no matter where you're starting from. And it's not about how much you earn. It's about learning how money actually works - so you can stop feeling overwhelmed and start feeling calm, capable, and in control. Today, Mel shares the best money advice from four of the most trusted and influential experts in personal finance. Tiffany Aliche, known as The Budgetnista, is a New York Times bestselling author who has helped millions of people save money, manage their finances, and pay off massive amounts of debt. David Bach is a 10‑time New York Times bestselling author and the creator of The Automatic Millionaire, who will show you how small, automatic daily habits can turn into millions over time. Ramit Sethi is a New York Times bestselling author, the creator of I Will Teach You to Be Rich, and the host of Netflix's How to Get Rich, is going to simplify money into four clear buckets. Morgan Housel is the bestselling author of The Psychology of Money and one of the most respected financial thinkers in the world, and today he will help you understand the emotional and psychological forces that drive financial decisions. In this episode, you'll learn: - The 4 money rules that determine whether you build wealth or stay stuck - no matter what you earn - The #1 mistake that's quietly keeping people broke - How to stop guessing where your money is going and finally take control - The simple habits that make saving, spending, and investing feel easier - Why you can start feeling better about your life before you're debt‑free - How small daily decisions can turn into massive long‑term wealth - The mindset shift that instantly reduces money stress After listening, you'll walk away with a clear plan, a healthier relationship with money, and the confidence to make smarter financial decisions starting today. This is simple, practical, and research‑backed financial advice that actually works. If you're ready to stop feeling overwhelmed and start taking control of your financial future, this episode is where it begins. If you loved this episode, you'll definitely want to listen to the full conversations with each of the financial experts you heard from today: Tiffany Aliche: 5 Rules of Money: How to Make It, Save It, & Be Smarter About It Rami Sethi: You've Got Money All Wrong: A Step by Step Guide to Living a Rich Life David Bach: The #1 Money Habit That Sets You Up for Financial Freedom Morgan Housel: The Best Financial Advice You'll Ever Hear For more resources related to today's episode, click here for the podcast episode page. Connect with Mel: Order Mel's new product, Pure Genius Protein Get Mel's newsletter, packed with tools, coaching, and inspiration. Get Mel's #1 bestselling book, The Let Them Theory Watch the episodes on YouTube Follow Mel on Instagram The Mel Robbins Podcast Instagram Mel's TikTok Subscribe to SiriusXM Podcasts+ to listen to new episodes ad-free Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Morgan Housel is not just an author; he's a financial philosopher, an alchemist of understanding who transforms complex financial concepts into relatable human narratives. With a staggering 11 million books sold worldwide and translations into over 60 languages, Morgan's brilliance lies in his unique ability to unpack the intricate dance between human behavior and financial success, offering unparalleled insights that resonate deeply with business leaders and entrepreneurs alike.Takeaways:The Power of Storytelling in Finance: Housel emphasizes that effective financial communication lies in compelling stories, making concepts memorable and relatable, far beyond the dry memorization of formulas.Redefining Financial Goals: He advocates for an inward-focused assessment of financial goals, distinguishing between genuine happiness and the social hierarchy-driven pursuit of more, encouraging listeners to define success on their own terms.Quiet Compounding for Lasting Success: Housel introduces the concept of "quiet compounding," highlighting that financial success often stems from a long-term, internal benchmark-driven approach rather than outward showmanship or fleeting achievements.Sound Bytes:"I always said this in my first book, The Psychology of Money, there are two topics that impact everybody, whether they like it or not, which are money and health. Like whether or not you're interested in those topics, those topics are interested in you and they will have a profound impact on your life.""If I could tell a cool story, that was A, it was timeless. And an article that was relevant yesterday might be relevant 20 years from now. And like, man, there's incredible value in that and B, it was much less competitive with other people.""That's the goal. That right there is the goal. It's gratitude and contentment. And the idea of like, I'm only gonna be happier if I can anchor my gaze and my expectations on what other people have and I don't. That's the formula for perpetual misery."Connect & Discover Morgan:Instagram: @morganhouselWebsite: morganhousel.comPodcast: @themorganhouselpodcastX: @morganhouselBook: The Art of Spending Money
When money feels tight, it's not just your finances that suffer; your peace of mind does too. For most people, confusion around debt, savings, and investing leads to avoidance, poor financial choices, and constant overwhelm. In this final episode of The Money Reset series, presented by Experian, Hala Taha shares how to create immediate financial relief while building long-term stability. You'll hear insights from trusted voices like Suze Orman, Morgan Housel, and Jade Warshaw on how to move from financial stress to lasting financial peace. In this episode, Hala will discuss: (00:00) Introduction (01:13) Tiffany Aliche's Noodle Budget Baseline (02:42) Jade Warshaw's Financially Responsible Checklist (05:22) How to Sequence Debt Payoff Strategically (07:44) Saving vs. Debt Clearance: Which Comes First? (10:09) Why Fear Is Your Biggest Wealth Barrier (13:37) Using Money as a Life Tool, Not a Scorecard (15:46) What Financial Peace Actually Feels Like Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E259 with Tiffany Aliche: youngandprofiting.co/TAE259 YAP E299 with Jean Chatzky: youngandprofiting.co/E299 YAP E245 with Tori Dunlap: youngandprofiting.co/E245 YAP E200 with Suze Orman: youngandprofiting.co/E200 YAP E266 with Morgan Housel: youngandprofiting.co/4147SpO YAP E380 with Jade Warshaw: youngandprofiting.co/JWE380 The Money Reset Series E1: youngandprofiting.co/TMRSEP1 The Money Reset Series E2: youngandprofiting.co/TMRS-E2 Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast
Dr. Michael Orkin is a statistics professor at Berkeley City College and a consultant known for his work on probability and gambling games. He is the author of several books, including The Story of Chance - What's Luck Got To Do With It?.Mentioned on the ShowRead The Story of Chance: Beyond the Margin of Error, by Michael Orkin: https://a.co/d/0gFTe7ohConnect with Dr. Mike Orkin on LinkedIn: https://www.linkedin.com/in/dr –mike –orkin –5600584O'Brien and Michael Orkin discuss several books including: Fooled by Randomness by Nassim Nicholas Taleb; The Black Swan by Nassim Nicholas Taleb; Beat the Dealer by Edward Thorp; Number Go Up by Zeke Faux; The Psychology of Money by Morgan Housel; The Talent WarTimestamps(00:00:00) – Michael Orkin, PhD joins O'Brien McMahon on People Business (00:01:55) – Why are we so uncomfortable with randomness?(00:02:38) – Where do we benefit from embracing randomness, and where should we fight for order?(00:12:54) – Why are we so bad at gauging probability?(00:15:30) – Should we stop talking in probabilities for complex things?(00:21:44) – How do we know if we are skilled or it's just chance (or luck)?(00:22:36) – Does luck play a role in success?(00:35:12) – Understanding the normal distribution curve(00:37:22) – How can companies think about elevating the talent that they have?(00:42:17) – What are the best ways to get feedback from our workforce or team?(00:44:18) – What would be the best way to get insightful information from large groups?(00:46:23) – The Lollapalooza story(00:49:24) – Where to find the book The Story of Chance: Beyond the Margin of Error, by Michael Orkin
In this episode of the Wise Investor Segment, host Matty A breaks down the silent killer that destroys more wealth than bad deals and bad markets combined: ego.Through the tale of two contrasting investors during the 2008 financial crash, Matty A reveals why the individuals who survived and thrived weren't necessarily the smartest or most well-connected. The true survivors were those willing to check their egos at the door, downsize their lifestyle, cut overhead, and get liquid early before they were forced to do so .What We Cover:The 2008 Reality Check: The story of "Mike and Dave" and how the inability to downsize an identity led to bankruptcy for flashier investors .Hidden Wealth: Insights from Morgan Housel's The Psychology of Money on why spending money to show people how much you have is the fastest way to have less money .The Danger of Stubbornness: Why intelligent and successful people often hold onto losing investments for too long because selling at a loss feels like admitting a mistake.Strategic Defense: Why shifting strategies, getting lean, and quietly shoring up positions is the key to playing the long game and being ready to strike when others are fearful .Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555
Go to Go to https://www.learningleader.com/becoming to see the pre-order bonuses for The Price of Becoming This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. My Guest: Scott Galloway is the New York Times bestselling author of books including The Four, The Algebra of Happiness, Post Corona, Adrift, and The Algebra of Wealth. Notes: Key Learnings Routine speeds up time, novelty slows it down. If you want life to go fast, just spend it alone and have a routine and never bust out of that routine. What makes life interesting is diversity in people, because people are complicated, and relationships are complicated. Lean into your emotions to slow time down. If you see something that moves you, stop, think about it, ask yourself why it moves you, and try to cement that moment in your brain. Otherwise, you're not sleepwalking through life; you're sleep sprinting. "The greatest wasted resource in history is good intentions that don't get articulated." No matter how famous someone is, they love affirmation as much as anybody else. Good thoughts that don't get articulated are wasted. Absorb when you're upset and lean into emotions, good and bad. This sort of marks the day and slows things down. Otherwise, if you get up every morning, do the same thing, eat the same thing, have the same relationship, the week's just gonna go really fast. Reverse engineer your success to things that aren't your fault. What are the things that played a role in your success that you had no control over? Your luck, your good fortune. For Scott: big government, assisted lunch, Pell Grants, University of California, technology financed by middle-class taxpayers, DARPA, the internet, deep pools of capital, and acceptance of failure. His mom told him he had value every day. Scott's mom, every day, implicitly and explicitly, told him and communicated to him that he had value. That builds a basic confidence that manifests in different ways: the confidence to fail, approach strangers, believe you're worthy of love, that you'll add value to a company, and that you can ask for tens of millions of dollars from someone. When good things happened, he used to call his mom. Whether it was getting a bonus at Morgan Stanley or striking up a conversation with a woman at Starbucks and getting her number, Scott used to call his mom. Your parents can bask in your victory, and you can brag to your parents, and it's okay. If there's no one there with you, it's like it didn't happen. Scott travels for business and stays at really nice hotels, and inevitably gets upgraded to the penthouse or the George V in Paris when he's alone. But if there's no one there with you, it's like it didn't happen. Celebrate victories, tell people how much they mean to you. You have to call your friends, celebrate their victories, celebrate your own, and tell people how much they mean to you. Every day, no matter what, tell your kids you're proud of them and love them. No matter how much Scott's kids piss him off, at some point, he finds a way to say, "I'm proud of you, and I love you immensely. You know that, right?" He hopes they have that same kind of base or pillar of confidence he had his whole life. Having someone tell you they believe in you every day works. You don't have to be a baller or successful. Just having someone in your life and every day telling them they mean a lot to you, they can't help but not believe you after a while. Being a leader isn't about being the smartest person in the room. Scott used to think being a leader was being the smartest person in the room, and he had trouble, especially with other men, thinking if he acknowledged someone else was doing a good job, somehow that made him less impressive. You have so much currency as a founder or manager. If you're in a management or leadership role, much less a founder, you have so much currency to pull someone into a conference room and say, "You were outstanding in that meeting" or "I just read this, and I love this paragraph. God, where did you come up with this idea?" You literally see these people just light up. "If you're thinking it, say it." The instant you're thinking something positive about somebody, just tell them, text them, call them. Don't wait. We have a tendency to think other people are telepathic, that they must sense we think they're wonderful. No, they don't sense it. Articulate it. When you're on your deathbed, you're not gonna think "I gave too much praise at work and told too many people how much they meant to me." Young people need watering. If you don't give young people feedback and praise when they deserve it, it's like having a ton of capital and not spending it. Especially with young people, they need watering. Feedback is incredible compensation. Whenever someone does something good, Scott tries to remind himself via email. Then, when he does their review at the end of the year, it's like, " Wow, this dude is paying attention. That is a form of compensation. Give thoughtful reviews that show you understand them. Tell them what they need to develop to get to the next level. Pay for the courses they need. They're a single mom who needs flexibility and wants to make more money. That's compensation. "Become a clip machine." Certain people are clip machines: James Clear, Morgan Housel, Kat Cole, Scott Galloway. These are people who communicate ideas in ways that are instantly shareable and memorable. For leaders, becoming an effective communicator isn't optional anymore. You need to be able to inspire and move people. The ability to write well is the stem of storytelling. It forces you to manage your thoughts and think things through. It's difficult to be a great storyteller if you can't write at a competent level. Rank yourself across every medium and go deep on one. Look at every medium (texting, LinkedIn, short form video, TikTok, long form writing, speaking), rank yourself, listen to yourself, decide what your specialty is, and then go very deep into one. Figure out your medium and commit to being in the top 1%. Challenge yourself to be in the top 10% within a year, the top 1% within three years. Identify which medium you have skills in, then challenge yourself. If you're in the top 6,000 podcasts out of 600,000 that put out content every week, you're in the top 1%. "Social media may make you want to shower after you use it, but it's frightening how powerful it is." In terms of economic power and influence, it's frightening how powerful social media is right now. If you're a young person and you want to be influential or economically secure, you need to master it. Storytelling is the enduring skill to give your kids. Scott's core competence is storytelling. His superpower is attracting and retaining people who help leverage his skills. The most radical act in a capitalist society is not participation. Scott started Resist and Unsubscribe because action absorbs anxiety. He was sick of being virtuous and courageous on a keyboard or a mic and wanted to do something. "Ready, fire, fucking aim on this thing called life." Scott wants to dance like no one is watching. He's gonna be dead soon, and it's all going really fast. He doesn't want to look back and think about losing sponsors or what people thought was stupid. He wants to think, "Right on, I tried to do something." He wants to be that guy who was unafraid, who showed up with a carpool to try and make a difference. Your spending or lack thereof is a weapon hiding in plain sight. The government most quickly responded six years ago during COVID, not because tens of thousands of people were dying, but because the GDP crashed 31%. The president backs away from plans when the bond market or stock market goes down. Even a gnat on an elephant matters. Even if it's just a gnat on an elephant, enough gnats will take down an elephant. If you have economic security and people who love you unconditionally, you have an obligation to speak out. Sam Harris has this great saying: if you have economic security and people who love you unconditionally, then you have an obligation to speak out and speak your mind, because most people don't have that luxury. Do what makes you feel good about yourself. It's not easy being mediocre-looking; it takes real effort. Scott grew up very skinny with bad acne and thinks maybe he's a little too focused or self-conscious about his looks. America is ageist, and looks matter. New York is the ultimate tip of the spear for a capitalist society, and it's optimized for two people: hot women and rich guys. For everyone else, it's a soul-crushing experience. We can talk about the way the world should be and the way the world is. That's the way the world is. Start working out. Scott coaches young men: start working out. It's good for your head. It shows women and employers you're in shape, not just because it looks good (which it does), but because it reflects how you show up, that you have discipline, that you can commit to something. The rule of threes puts you in the top 5% of attractiveness. If you work out three times a week or more, if you spend at least 30 hours a week working outside of the house, and put yourself in the company of strangers (church group, nonprofits, sports league), just by doing those three things, you put yourself in the top 5% of attractiveness of young males. Anyone who's had great yeses has had a shit ton of no's. If you can be in the top 5% and learn how to mourn and move on from rejection, at some point, you'll be voluntarily celibate, which is awesome. There were hundreds of no's for you to get to a top podcast. You get used to no. No one has the right to a living or to reproduce. If you want to score above your class economically or romantically, get out a big spoon and get ready to eat shit. It's what everyone of us has done. "I'm constantly worried about my boys now." Scott didn't worry about his kids when they were little unless they were sick - they were safe and home. Now he's worried about them all the time: are they doing okay at school? Is the quiet one okay? His champagne toast moment would be celebrating his son's first year of college going well - having fun, a good friend group, a couple of dates, football games, and gearing up for sophomore year. Reflection Questions What things played a role in your success that you had no control over? Your luck, your good fortune. How does reverse engineering to those things change your perspective? Who in your life needs to hear that you're proud of them and that they mean a lot to you? When's the last time you actually said it? Rank yourself across every medium you participate in (texting, LinkedIn, video, writing, speaking). What's your specialty? Are you willing to commit to being in the top 1% of that medium within three years? More Learning #578: Scott Galloway - The Algebra of Wealth #492: Scott Galloway - Finding What You're Good At #396: Scott Galloway - Turning Crisis Into Opportunity Podcast Chapters 00:00 Preorder my new book! 02:45 Meet Scott Galloway 04:13 Resilience To Criticism 05:43 Slowing Time With Novelty 08:43 Scott's Mom Building Confidence 14:52 Use Praise As a Leadership Currency 24:27 Becoming A Great Storyteller 31:06 Resist And Unsubscribe Origins 35:35 What Comes Next 37:13 Facing Both Backlash and Support 39:45 Living Unafraid 41:23 Why Sell Prof G? 42:37 Building Enterprise Value 46:46 The Openness of Cosmetic Surgery 48:47 The World's View on the Physical 50:42 Rule of Threes for Men 53:11 Scott's Champagne Toast 56:52 The Belief of Reasonable Politics 58:10 Where to Find Scott Online 01:02:14 EOPC
The way you think about money has almost nothing to do with spreadsheets and everything to do with who you are. In this encore episode of The Game Changing Attorney Podcast, Michael Mogill sits down with Morgan Housel, New York Times bestselling author of The Psychology of Money and partner at the Collaborative Fund. With millions of copies sold and translations in over 50 languages, Morgan has spent his career studying not what the market will do next, but why we make the decisions we make with money. In this conversation, Michael and Morgan explore how personal experience shapes financial behavior, why the wealthiest people are often driven by something other than wealth, and what it actually means to use money as a tool for a better life. Here's what you'll learn: Why managing money is so new that we're still figuring out the rules, and why that means most people are learning as they go How your personal history with money shapes every financial decision you make, often in ways you don't realize What separates people who accumulate extreme wealth from those chasing it, and why the answer is rarely about money itself If you want to build wealth that lasts, you have to start by understanding the psychology driving every decision you make. ---- Show Notes: 03:57 — Why managing money for retirement is so new that there hasn't been a generational knowledge transfer yet. 05:19 — The social work principle that all behavior makes sense with enough information, and how it applies to financial decisions. 12:38 — The hardest financial concept to master is "enough," and how moving goalposts prevents happiness. 14:05 — Social comparison as the root of all financial unhappiness, and why there's always someone with more. 22:40 — The biggest financial risk is always what no one is talking about because you're not prepared for it. 28:13 — How savings without a specific goal gives you options and flexibility when the world surprises you. 30:07 — The highest form of wealth is waking up every morning and saying, "I can do whatever I want today." 31:44 — The difference between being rich and being wealthy, and why wealth is what you don't see. 40:26 — What it takes to turn down $1 billion at age 20, and why ultra-wealthy founders are rarely driven by money. 43:52 — What being a game changer means, and why the most admirable people are living extraordinary lives that no one knows about. ---- Links & Resources: The Psychology of Money by Morgan Housel Same as Ever by Morgan Housel Collaborative Fund Bill Gates Mark Zuckerberg Jeff Bezos Elon Musk Scott Galloway Chris Rock Warren Buffett ---- Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: 306. AMMA — From Ramen to Rolex: Celebrating Milestones Wisely 264. Bill Perkins — Die with Zero: Getting All You Can from Your Money and Your Life 223. Chad Willardson — Achieving Financial Freedom: Strategies for Building Abundant Wealth
Financial freedom can feel out of reach when you rely on willpower alone. Without a solid financial structure, daily life can disrupt budgeting, saving, and spending plans, trapping you in cycles of overspending and debt. In the second episode of The Money Reset series presented by Experian, Hala Taha shares simple tools and habits that you can implement today to take control of your finances. With insights from experts like James Clear, Jade Warshaw, and Morgan Housel, you'll learn how to build sustainable financial systems that help you create long-term wealth, even when life gets chaotic. In this episode, Hala will discuss: (00:00) Introduction (01:45) Why Financial Habits Beat Willpower Every Time (05:40) Systems vs Goals in Personal Finance (07:25) Loud Budgeting and Money Boundaries (11:18) Tiffany Aliche's Baby Budget Account System (14:46) Designing Friction to Kill Bad Spending Habits (17:19) Ramit Sethi's Conscious Spending Plan (19:09) Frugality as a Wealth-Building Strategy Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E265 with James Clear: youngandprofiting.co/4j4khkC YAP E266 with Morgan Housel: youngandprofiting.co/4147SpO YAP E380 with Jade Warshaw: youngandprofiting.co/JWE380 YAP E259 with Tiffany Aliche: youngandprofiting.co/TAE259 YAP E220 with Ramit Sethi: youngandprofiting.co/E220 YAP E367 with Scott Trench: youngandprofiting.co/STE367 The Money Reset Series E1: youngandprofiting.co/TMRSEP1 Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast
Many of us feel like we're drowning in invisible complexity. So I wanted to hit pause and ask a simple question: What are 1-3 decisions that could dramatically simplify my life in 2026? To explore that, I invited five long-time listener favorites: Maria Popova, Morgan Housel, Cal Newport, Craig Mod, and Debbie Millman.This episode is brought to you by:Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: Shopify.com/timHelix Sleep premium mattresses: HelixSleep.com/TimTimestamps:Intro: [00:00:00]Maria Popova [00:01:49]Morgan Housel [00:04:40]Cal Newport [00:12:20]Craig Mod [00:24:04]Debbie Millman [00:33:08] More about today's guests:Maria Popova (@mariapopova) thinks and writes about our search for meaning, lensed sometimes through science and philosophy, sometimes through poetry and children's books, always through wonder. She is the creator of The Marginalian (born in 2006 under the name Brain Pickings), which is included in the Library of Congress permanent digital archive of culturally valuable materials. Her books and projects include Traversal, The Universe in Verse, Figuring, The Coziest Place on the Moon, and An Almanac of Birds: 100 Divinations for Uncertain Days.Morgan Housel (@morganhousel) is a partner at The Collaborative Fund. His book The Psychology of Money has sold more than three million copies and has been translated into 53 languages. Morgan is also the author of Same As Ever: A Guide to What Never Changes and The Art of Spending Money.Cal Newport is a professor of computer science at Georgetown University, where he is also a founding member of the Center for Digital Ethics. In addition to his academic work, Newport is a New York Times bestselling author who writes for a general audience about the intersection of technology, productivity, and culture. His books have sold millions of copies and been translated into over forty languages. He is also a contributor to The New Yorker and hosts the popular Deep Questions podcast. His latest book is Slow Productivity: The Lost Art of Accomplishment Without Burnout.Craig Mod (@craigmod) is a writer, photographer, and walker living in Tokyo and Kamakura, Japan. He is the author of Things Become Other Things and Kissa by Kissa. He also writes the newsletters Roden and Ridgeline and has contributed to The New York Times, The Atlantic, Wired, and more. Debbie Millman (@debbiemillman) has been named one of the most creative people in business by Fast Company and one of the most influential designers working today by Graphic Design USA. She is the host of Design Matters—a great show and one of the world's longest-running podcasts. She is also chair of the Masters in Branding Program at the School of Visual Arts in New York City, editorial director of Print magazine, a Harvard Business School Case Study, and a member of the board of directors at the Joyful Heart Foundation.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Sebastian gets a "guided" tour through Walt Disney World with the family, but the perks aren't exactly what they are cracked up to be (mainly talking to a stranger all day. Meanwhile Pete wonders could Leo DiCaprio shut down an amusement park with a visit, who sleeps in Walt Disney's old apartment, and then a special Morgan Housel pilled money management section to close things out during a riveting book share. Come get rich with laughter, it's all splash mountain from here. Follow Sebastian: @SebastianComedy Follow Pete: @PeteCorreale To watch the podcast on YouTube: https://bit.ly/PeteAndSebastianYouTube Don't forget to follow the podcast for free wherever you're listening or by using this link: https://bit.ly/PeteAndSebastian If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: https://bit.ly/PeteAndSebastian For Sebastian's tour dates, go to: https://www.sebastianlive.com/ For Pete's tour dates, go to: https://www.petecorreale.com/ Head to https://FactorMeals.com/thecast50off and use code thecast50off to get 50% off your first Factor box PLUS free breakfast for 1 year. *Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Live from Joe's mom's basement (where humility is encouraged and spreadsheets are optional), the crew tackles a deceptively simple question. If most people think they're above average with money, what advice actually helps someone who isn't? Joe Saul-Sehy, OG, Doug, Jesse Cramer, and guest Whitney Hanson (Money Nerds podcast) run a thought experiment inspired by Morgan Housel's observation that nearly everyone believes they're financially smarter than the median. What straightforward moves keep someone from needing last minute financial Hail Marys? The answer isn't flashy. It's systems. Whitney kicks things off with a practical starting point: identify your knowledge gaps. Tools like Investor.gov quizzes can reveal blind spots, and she suggests theming your learning (one focus per month) so financial literacy doesn't feel overwhelming. From there, the conversation turns to controllables: cash flow, savings rate, lifestyle inflation, and career capital. Because while markets bounce around, your habits are yours. The gang also introduces the idea of a tactile money leak audit, physically reviewing spending to spot waste that autopilot budgeting apps can miss. It's less glamorous than crypto speculation but far more effective. Investing gets reframed too. Instead of treating it like a mysterious Wall Street game, they suggest thinking of it as owning small pieces of companies you already know and use. Start small. Automate it. Build reps. Confidence follows action. Insurance and estate planning round out the episode. The crew urges listeners to shop multiple advisors, understand policy details before signing, use AI to help decode fine print without blindly trusting it, and avoid overconfidence just because something sounds right. Doug keeps things lively with trivia revealing that Johnny Carson's 1982 DUI fine was a very specific $603, and OG once again proves suspiciously good at guessing. What You'll Learn: Why most people overestimate their financial knowledge and what to do about it How to identify and close your personal money knowledge gaps The key financial variables you actually control How to perform a simple money leak audit Why small, automatic investing beats waiting for the perfect moment How to make investing feel familiar instead of intimidating The basics everyone should understand about insurance and estate planning Why repetition builds financial confidence faster than theory The Big Takeaway: You don't need advanced tactics. You need consistent systems. Focus on what you control. Automate the boring stuff. Learn one thing at a time. Build margin. Repeat. Because the goal isn't to be above average. It's to be steady enough that you never need a desperate Hail Mary. This Episode Is For You If: You feel like everyone else has money figured out except you Financial advice usually feels too complicated or assumes knowledge you don't have You're tired of feeling behind and want simple systems that work You want to build confidence through action, not just theory You believe steady progress beats trying to be perfect Question for You: What was the first simple money habit that changed your trajectory? Share it in the Spotify comments or The Basement Facebook group. Your small win might be exactly what another Stacker needs to hear. FULL SHOW NOTES: https://www.stackingbenjamins.com/bottom-50-money-tips-1809/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Live from Joe's mom's basement (where humility is encouraged and spreadsheets are optional), the crew tackles a deceptively simple question. If most people think they're above average with money, what advice actually helps someone who isn't? Joe Saul-Sehy, OG, Doug, Jesse Cramer, and guest Whitney Hanson (Money Nerds podcast) run a thought experiment inspired by Morgan Housel's observation that nearly everyone believes they're financially smarter than the median. What straightforward moves keep someone from needing last minute financial Hail Marys? The answer isn't flashy. It's systems. Whitney kicks things off with a practical starting point: identify your knowledge gaps. Tools like Investor.gov quizzes can reveal blind spots, and she suggests theming your learning (one focus per month) so financial literacy doesn't feel overwhelming. From there, the conversation turns to controllables: cash flow, savings rate, lifestyle inflation, and career capital. Because while markets bounce around, your habits are yours. The gang also introduces the idea of a tactile money leak audit, physically reviewing spending to spot waste that autopilot budgeting apps can miss. It's less glamorous than crypto speculation but far more effective. Investing gets reframed too. Instead of treating it like a mysterious Wall Street game, they suggest thinking of it as owning small pieces of companies you already know and use. Start small. Automate it. Build reps. Confidence follows action. Insurance and estate planning round out the episode. The crew urges listeners to shop multiple advisors, understand policy details before signing, use AI to help decode fine print without blindly trusting it, and avoid overconfidence just because something sounds right. Doug keeps things lively with trivia revealing that Johnny Carson's 1982 DUI fine was a very specific $603, and OG once again proves suspiciously good at guessing. What You'll Learn: Why most people overestimate their financial knowledge and what to do about it How to identify and close your personal money knowledge gaps The key financial variables you actually control How to perform a simple money leak audit Why small, automatic investing beats waiting for the perfect moment How to make investing feel familiar instead of intimidating The basics everyone should understand about insurance and estate planning Why repetition builds financial confidence faster than theory The Big Takeaway: You don't need advanced tactics. You need consistent systems. Focus on what you control. Automate the boring stuff. Learn one thing at a time. Build margin. Repeat. Because the goal isn't to be above average. It's to be steady enough that you never need a desperate Hail Mary. This Episode Is For You If: You feel like everyone else has money figured out except you Financial advice usually feels too complicated or assumes knowledge you don't have You're tired of feeling behind and want simple systems that work You want to build confidence through action, not just theory You believe steady progress beats trying to be perfect Question for You: What was the first simple money habit that changed your trajectory? Share it in the Spotify comments or The Basement Facebook group. Your small win might be exactly what another Stacker needs to hear. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
What if the hardest part of money isn't earning it, but knowing how to use it well?Morgan Housel, bestselling author of The Psychology of Money, returns to Finding Mastery to explore the core idea behind his newest bestselling book, The Art of Spending Money. In this next chapter of his work, Morgan shifts the conversation away from accumulation and toward a deeper question: after the basics are covered, what role should money actually play in your life?While most financial advice focuses on how to earn and invest, Morgan argues that the more consequential skill is learning how to spend in alignment with your values. The challenge isn't simply getting rich. It's defining “enough.”In this conversation, Dr. Michael Gervais and Morgan unpack why money decisions are rarely logical and almost always emotional… shaped by identity, comparison, uncertainty, and the quiet pull of status. They explore the psychological difference between getting rich and staying rich, why uncertainty is a permanent feature of life, and how financial independence — not prestige — may be the real prize.At the center of it all is a powerful reframe:Money is a tool, not a scorecard.In this episode, we explore:Why money anxiety persists even when you're “doing fine” on paperHow comparison and status influence spending decisionsWhat it means to use money in service of “a good life”Why defining “enough” matters more than earning “more”How to spend with more intention and fewer regretsIf you're serious about building a life that feels aligned — not just impressive — this conversation offers a grounded, psychologically rigorous lens on how to think about money differently.__________________________________Links & ResourcesSubscribe to our Youtube Channel for more conversations at the intersection of high performance, leadership, and wellbeing: https://www.youtube.com/c/FindingMasteryGet exclusive discounts and support our amazing sponsors! Go to: https://findingmastery.com/sponsors/Subscribe to the Finding Mastery newsletter for weekly high performance insights: https://www.findingmastery.com/newsletter Download Dr. Mike's Morning Mindset Routine: findingmastery.com/morningmindset Follow on YouTube, Instagram, LinkedIn, and XSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A financial psychology expert on the science of contentment. Morgan Housel is the New York Times Bestselling author of The Psychology of Money and Same As Ever. He's a partner at The Collaborative Fund, serves on the board of directors at Markel and is host of The Morgan Housel Podcast. His new book is The Art of Spending Money: Simple Choices for a Richer Life. In this episode we talk about: What "irrational" spending habits really tell us How to manage money ambition with sanity How to use scarcity to your advantage A useful equation for finding contentment The key defense against envy How to minimize future regret Why young people should check their bank accounts more often How to talk to your kids about money How to disconnect self-worth from financial worth And more Related Episodes: The Psychology of Money | Morgan Housel Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris Thanks to our sponsors: Function Health: Visit functionhealth.com/happier and use the gift code HAPPIER25 for a $25 credit toward your membership. BetterHelp: Sign up and get 10% off at betterhelp.com/Happier.
Welcome back to Impact Theory with Tom Bilyeu. In this episode, Tom Bilyeu sits down for an intense, thought-provoking conversation with acclaimed author morgan Housel to dig into some of the most pressing economic challenges of our time. Together, they unravel the complexities around America's shifting role as the world's reserve currency, mounting national debt, the rise of China, and the real dangers lurking behind our housing and student loan crises. You'll hear Tom Bilyeu challenge conventional narratives about economic cycles, inflation, and what history teaches us about the rise and fall of empires. morgan Housel offers invaluable perspective—tempering alarmist fears with humility, historical insight, and a focus on what individuals can actually control in the face of profound uncertainty. This episode is for anyone trying to make sense of the headlines, curious about what “trouble” really looks like for the U.S. economy, and seeking wisdom on how to navigate the rocky waters ahead. From global trade wars and demographic shifts to personal finance strategies for turbulent times, Tom Bilyeu and morgan Housel leave no stone unturned. Get ready for grounded optimism, refreshing honesty, and practical takeaways you won't want to miss! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.: https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Quince: Free shipping and 365-day returns at https://quince.com/impactpodHomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.comShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Sintra AI: 72% off with code IMPACT at https://sintra.ai/impact Huel: High-Protein Starter Kit 20% off for new customers at https://huel.com/impact code impact Bevel Health: Visit https://bevel.health/impact and use code IMPACT to get your first month free. Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription order Cape: 33% off your first 6 months with code IMPACT at https://cape.co/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom Pique: 20% off at https://piquelife.com/impact SOCIALSFollow morgan Housel:Website: https://www.morganhousel.com/Twitter/X: https://twitter.com/morganhouselLinkedIn: https://www.linkedin.com/in/morganhouselInstagram: https://www.instagram.com/morganhousel/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to Impact Theory with Tom Bilyeu. In this episode, Tom Bilyeu sits down for an intense, thought-provoking conversation with acclaimed author morgan Housel to dig into some of the most pressing economic challenges of our time. Together, they unravel the complexities around America's shifting role as the world's reserve currency, mounting national debt, the rise of China, and the real dangers lurking behind our housing and student loan crises. You'll hear Tom Bilyeu challenge conventional narratives about economic cycles, inflation, and what history teaches us about the rise and fall of empires. morgan Housel offers invaluable perspective—tempering alarmist fears with humility, historical insight, and a focus on what individuals can actually control in the face of profound uncertainty. This episode is for anyone trying to make sense of the headlines, curious about what “trouble” really looks like for the U.S. economy, and seeking wisdom on how to navigate the rocky waters ahead. From global trade wars and demographic shifts to personal finance strategies for turbulent times, Tom Bilyeu and morgan Housel leave no stone unturned. Get ready for grounded optimism, refreshing honesty, and practical takeaways you won't want to miss! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.: https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Quince: Free shipping and 365-day returns at https://quince.com/impactpodHomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.comShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Sintra AI: 72% off with code IMPACT at https://sintra.ai/impact Huel: High-Protein Starter Kit 20% off for new customers at https://huel.com/impact code impact Bevel Health: Visit https://bevel.health/impact and use code IMPACT to get your first month free. Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription order Cape: 33% off your first 6 months with code IMPACT at https://cape.co/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom Pique: 20% off at https://piquelife.com/impact SOCIALSFollow morgan Housel:Website: https://www.morganhousel.com/Twitter/X: https://twitter.com/morganhouselLinkedIn: https://www.linkedin.com/in/morganhouselInstagram: https://www.instagram.com/morganhousel/ Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this life update, Chalene and Bret share what turned into a full blown catastrophe after a major flood destroyed their California beach house. They walk through the reality of dealing with insurance delays, massive financial decisions, and why coastal properties come with a level of risk most homeowners never see coming. Along the way, the conversation shifts into a surprisingly grounding discussion about money mindset, stress, and how quickly plans and priorities can change. It is honest, sometimes darkly funny, and full of hard earned perspective on loss, gratitude, and not letting stuff define your future. Chalene and Bret also the road trip chaos that took place on their way to visit Chalene's parents.
One Yale economist certainly thinks so. But even if he's right, are economists any better? We find out, in this update of a 2022 episode. SOURCES:James Choi, professor of finance at the Yale School of Management.Morgan Housel, personal finance author and partner at the Collaborative Fund. RESOURCES:The Art of Spending Money: Simple Choices for a Richer Life, by Morgan Housel (2025).“Popular Personal Financial Advice versus the Professors,” by James J. Choi (Journal of Economic Perspectives, 2022).“Media Persuasion and Consumption: Evidence from the Dave Ramsey Show,” by Felix Chopra (SSRN, 2021).The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness, by Morgan Housel (2020).“In Bogle Family, It's Either Passive or Aggressive,” by Liam Pleven (Wall Street Journal, 2013). EXTRAS: “Harold Pollack on Why Managing Your Money Is as Easy as Taking Out the Garbage,” by People I (Mostly) Admire (2021).“People Aren't Dumb. The World Is Hard,” by Freakonomics Radio (2018).“Everything You Always Wanted to Know About Money (But Were Afraid to Ask),” by Freakonomics Radio (2017).“The Stupidest Thing You Can Do With Your Money,” by Freakonomics Radio (2017). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.