Podcasts about Karsten

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Best podcasts about Karsten

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Latest podcast episodes about Karsten

Audio Branding
How Sound Design Influences Marketing & Branding: A Conversation with Karsten Kjems - Part 1

Audio Branding

Play Episode Listen Later Sep 17, 2025 28:39


“If you can see that your product is selling better with better sounds, and it gets better reviews Actually, I saw a car review that scored the car better just because the sounds were better. He didn't talk about how fast it could go, how fast it could brake or how many airbags, he talked about the user experience. A car today is a driving iPad on wheels. So, all these sounds here, I got so stressed from these beeps and boops, suddenly it was too close to the edge, or too close to that... sometimes there wasn't even a thing, and it just starts to, what was that? Was a fly running through the camera? What was it? So, I think it's so important that we also choose brands and products with our ears as well with our eyes, and also with our wallets.” – Karsten Kjems This episode's guest was raised in a musical home with a studio in the basement. He began drumming professionally at 23, and his passion for sound design and early use of digital audio tools like ProTracker on the Amiga shaped his approach to music and technology. While working at a branding agency, he noticed companies struggling to define their sonic identity, leading him to launch one of the first strategic audio branding agencies, Sonic Minds, in 2004. Today, he's a recognized expert in the field, frequently speaking and teaching about sound design.His name is Karsten Kjems, and you'll want to hear more about his perspective on brand sounds, why he believes audio branding to be so important, and what sets good and bad sound apart. If you're still on the fence about audio branding for your own company, or if you're struggling to explain why it's important to your clients, you should definitely check out this conversation. As always, if you have questions for my guest, you're welcome to reach out through the links in the show notes. If you have questions for me, visit audiobrandingpodcast.com, where you'll find a lot of ways to get in touch. Plus, subscribing to the newsletter will let you know when the new podcasts are available, along with other interesting bits of audio-related news. And if you're getting some value from listening, the best ways to show your support are to share this podcast with a friend and leave an honest review. Both those things really help, and I'd love to feature your review on future podcasts. You can leave one either in written or in voice format from the podcast's main page. I would so appreciate that. (0:00:00) - The Power of Sound in BrandingAs we start things off, Karsten shares his early memories of sound, and how growing up with ADHD in a musical family shaped his formative years. “I was brought up in a family where my father was a drummer,” Karsten recalls, “so I've always been around musicians and music and the first time I really discovered that I had this almost perfect pitch was when I went to music school.” He explains how a surprising discovery at a concert led to his career in marketing and audio branding, and the seismic shift that the streaming era – and particularly the rise of YouTube – represented for the industry. “Suddenly brands and companies need to communicate in these spheres,” he tells us. “How did they do that? How did they choose music? How should they buy music? So it's a whole new game, from only being on TV and radio to being on all the time, to keep… producing content all the time.”(0:12:18) - Designing Meaningful Audio Branding ExperiencesOur conversation turns to UX and branding through sound design, and Karsten points out how ubiquitous sound interfaces have become these days. “A headset, a modern headset, for whatever company, it can have up to around 15 different sounds,” he...

Afford Anything
LIVESTREAM: A Former Fed Economist Reveals What's Really Happening, with Karsten Jeske (“Big ERN”)

Afford Anything

Play Episode Listen Later Sep 16, 2025 63:19


#643: Picture this: you're at the Federal Reserve years ago. The chairman literally hangs up a conference call, waits 30 minutes, then calls back — suddenly everyone agrees on the rate decision.  That's the kind of insider story Karsten Jeske (“Big ERN”) shares when he joins us to break down what's happening with the economy right now. Karsten worked at the Federal Reserve Bank of Atlanta for eight years, then spent a decade on Wall Street at Bank of New York Mellon.  Today he runs the popular Early Retirement Now website, where he applies his economist background to help people understand money and markets. You'll hear Karsten explain why the Fed is about to start cutting interest rates. The futures markets are pricing in a 90 percent chance of a quarter-point cut, with more cuts likely through the end of the year.  But why? After all, inflation just ticked up in the latest CPI report, yet the Fed is still planning to lower rates. We dive into how this affects real people. If you're thinking about buying or selling a house, Karsten suggests acting sooner rather than later.  He explains the "buy the rumor, sell the news" principle – the bond market may have already priced in the good news about rate cuts, so waiting might not help you. The conversation covers some surprising economics too. Did you know that high interest rates can actually cause housing inflation?  When mortgage rates are expensive, fewer people build new homes, which drives up prices. It's the opposite of what most people think happens. Karsten walks through the recent jobs report revisions that caught everyone off guard. The government had to subtract nearly a million jobs from their previous estimates. He explains how this happens – it's not that officials are making up numbers, but tracking new businesses is genuinely hard to do in real time. You'll also learn about two Fed tools most people haven't heard of: the dot plot and R-star. The dot plot shows where Fed officials think interest rates should go over time. R-star represents the theoretical perfect interest rate when the economy has no problems — currently around 3 percent. The interview wraps up with Carsten's take on Fed culture. The consensus-building era under Greenspan is giving way to more dissenting votes, which actually makes the central bank more like it was decades ago under Paul Volcker. Enjoy! Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Podcast introduction and guest background Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Essential 11
Karsten Williams: From Ninja Warrior to Youth Mentor – Overcoming Adversity and Building Community

The Essential 11

Play Episode Listen Later Sep 11, 2025 57:36


Do you ever feel like you don't quite fit into the traditional mold—whether in sports, school, or even life? Maybe you've tried the “standard” path but never felt at home, and deep down you wonder if there's something more—something uniquely yours. What if the obstacles you face aren't there to stop you, but to reveal your true strength? And what would it look like to transform those setbacks into a platform for purpose, impact, and leadership?Today's guest, Karsten Williams, embodies that very journey. From humble beginnings to becoming an 11-time American Ninja Warrior national finalist, Karsten has proven that resilience, creativity, and grit can carry you far beyond conventional boundaries. He turned his passion for movement into not only personal success, but also a mission to inspire others through mentorship, leadership, and community.Karsten Williams is an 11-time American Ninja Warrior national finalist, elite coach, and founder of Ninja Project—a movement platform redefining youth fitness and functional entertainment. With over a decade of experience across 50+ ninja gyms and events, he's on a mission to turn everyday people into champions through movement, mindset, and mentorship.What makes Karsten unique is not just his decorated Ninja Warrior career, but his passion for creating spaces where belonging meets possibility. He's leading a new generation to see obstacles not as limitations, but as opportunities to grow stronger, more confident, and more resilient. His story reminds us that failure isn't the end—it's the very foundation of greatness.Quotes:"Always stay true to you, don't compare yourself, and don't try to do what others can do. They might have a unique skill set that I don't necessarily have.""I want to create a space for those people that feel like they're maybe underserved, can come in and have their own experience, and have someone that can love on them, pour into them, encourage them, and it's a win for everybody.""When you do get to the top or experience that success, it's that much more meaningful and impactful because you know what the bottom feels like."Actionable Takeaways:Turn failure into fuel. Ask yourself: Where have I let a setback define me instead of refine me? Write down one failure you've experienced and list three lessons you gained from it.Run your own race. Don't copy someone else's path. Identify one area of life where you've been comparing yourself to others—then outline one action that reflects your strengths and style instead.Redefine obstacles. Each challenge is an opportunity to grow. This week, reframe a personal or professional obstacle by writing how it could actually serve as preparation for a future win.Create belonging for others. Who in your circle feels “on the outside” or like they don't have a place? Reach out and invite them into an activity, group, or conversation that builds connection.Pursue impact, not just success. Ask: If I keep going the way I am, what legacy will I leave behind? Journal about one way you can shift your daily habits from self-focus to serving others.Conclusion:Karsten's journey reminds us that obstacles aren't roadblocks—they're invitations to grow stronger, wiser, and more resilient. From crashing on his very first Ninja Warrior course to becoming an 11-time national finalist and mentor to thousands, he proves that success is built on perseverance, humility, and the courage to run your own race. His story challenges us to see every setback as a setup for impact—and to pursue a life that inspires others to rise above their own obstacles.

Go Tur Hjem
#246 Karsten Aabrink | Det allervigtigste er, at du har en passion

Go Tur Hjem

Play Episode Listen Later Sep 9, 2025 72:52


Karsten Aabrink er tidligere ishockeyspiller, fodboldtræner og -agent. Han er netop nu aktuel med en ny bog, der hedder Aabrink uden filter, og i dag er han gæst i podcasten. Du kan blandt andet glæde dig til at høre om hvordan han næsten snublede ind i at blive fodboldagent, hvordan han som Brøndby-mand var med til at redde FCK fra en konkurs, og hvorfor det er så vigtigt at have en passion!Go' lytter!Hop ind og find billetter og meget mere på: https://oliverstanescu.dk/Vært: Oliver StanescuKlip: Martin Riise Nielsen Hosted on Acast. See acast.com/privacy for more information.

ChooseFI
Safe Withdrawal Rates, Drawdown Strategies, RMDs and 50 Year FI Timelines

ChooseFI

Play Episode Listen Later Sep 8, 2025 57:25


ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retirement strategies, including cash flow considerations like Social Security and required minimum distributions (RMDs). Key Topics Discussed: Introduction to New Features (00:00:00) Introduction of a Q&A functionality on the ChooseFI website for community engagement. Listener Questions Segment (00:00:36) Introduction to the expert answers provided by Karsten and Fritz. Discussion on Safe Withdrawal Rates (00:05:26) Explanation of the traditional 4% rule and its significance. Karsten's Perspective on the 5.5% Rate (00:07:45) Critique of Bill Bangan's proposed increase in the safe withdrawal rate and why it may be misleading. Nuances of Early Retirement (00:34:25) Insights on adjusting retirement strategies when planning for longer horizons, emphasizing the time value of money. Fritz on RMDs and Safe Withdrawal Rate (00:36:16) Explanation of how RMDs impact withdrawal strategies, highlighting that RMDs apply only to pre-tax accounts. Actionable Takeaways: Adjust SWR to account for extended Retirement horizons Incorporate potential income sources such as Social Security into your retirement planning. (00:35:01) Carefully consider your asset allocation to manage risks related to early retirement (e.g., sequence of return risk). (00:48:06) Key Quotes: "The proposed 5.5% withdrawal rate is misleading and overly optimistic." (00:09:21) - Karsten Jeske "A safe withdrawal rate must not fall below 3.25% for financial security." (00:35:41) - Karsten Jeske "Plan for additional income sources like Social Security in retirement." (00:35:01) - Karsten Jeske "RMDs do not dictate your total spending in retirement." (00:39:00) - Fritz Gilbert "Behavioral finance warns against the pitfalls of emotional investing." (00:51:16) - Brad Barrett Timestamps: 00:02 - Invitation to submit questions at choosefi.com/feedback. 00:05 - Introduction of Karsten Jeske and Fritz Gilbert. 00:09 - Discussion on the safe withdrawal rate controversy. 00:35 - Required minimum distributions explained. 00:49 - Dynamic withdrawal strategies overview. Discussion Questions: How do you view the proposed increase in safe withdrawal rates? What strategies are you incorporating to prepare for early retirement? In what ways can Social Security impact your withdrawal strategy? How do you reconcile RMDs with your personal withdrawal goals? Related Resources: Early Retirement Now Blog: Insights into safe withdrawal rates. Retirement Manifesto: A guide to successful retirement strategies

Efemerides Podcast
Episodio 477. Semana del 8 al 14 de Septiembre.

Efemerides Podcast

Play Episode Listen Later Sep 8, 2025 60:10


8 de Septiembre de 1922. Nace Natalia Kravtsova. 9 de Septiembre de 1841. Muere Agustin Pyrame. 10 de Septiembre de 1834. Nace Nicolás Aguilar Murillo. 11 de Septiembre de 1855. Finaliza el sitio de Sebastopol. 12 de Septiembre del 490 aC. Ocurre la batalla de Maratón. 13 de Septiembre de 1336. Muere Juan de Eltham. 14 de Septiembre de 1804. Nace John Gould. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

SWR2 am Samstagnachmittag
„100 Jahre Lebensglück“ - Der Fotograf Karsten Thormaehlen im Gespräch

SWR2 am Samstagnachmittag

Play Episode Listen Later Sep 6, 2025 20:01


Unsere Gesellschaft wird immer älter – eine Errungenschaft der Medizin. Viele erleben das auch als Belastung, weil die Gesundheit oftmals nicht mitspielt. Aber es gibt auch glückliche alte Menschen, die ihr Leben im hohen Alter als großes Geschenk und Erfüllung begreifen. Und die 100 Jahre oder noch älter werden. Der international renommierte Fotograf Karsten Thormaehlen hat vor mehr als 20 Jahren begonnen, diese 100-Jährigen auf der ganzen Welt zu besuchen und zu fotografieren – und zahlreiche Ausstellungen im In- und Ausland bestritten. Gerade ist bei Knesebeck sein neues Buch „100 Jahre Lebensglück - Beeindruckende Biografien voller Kraft und Weisheit“ erschienen, das mehr als fünfzig Porträts alter Menschen aus aller Welt präsentiert. Karsten Thormaehlen nennt sie „Bilder vom hochbetagten Leben“. Im Gespräch mit SWR Kultur erzählt er, warum ihn die Begegnungen mit dem hohen Alter immer wieder aufs neue faszinieren, was wir von diesen Menschen lernen können und wie sie ihn und seinen Blick auf das Alter geprägt haben.

podcast – absolutely intercultural!
eco-anxiety +++ Harry Waters +++ ELT +++ positive anger +++ absolutely intercultural 210 +++

podcast – absolutely intercultural!

Play Episode Listen Later Sep 5, 2025


You thought you were signing up for an English class and the teacher wants to persuade you to become a change maker. Could this be a way of coping with eco-anxiety? But are there any limits on what you can do in an educational setting? Welcome to show number 310 of absolutely intercultural. My name's … Continue reading "eco-anxiety +++ Harry Waters +++ ELT +++ positive anger +++ absolutely intercultural 210 +++"

Fire Protection Podcast
Recurring Revenue & Customer Service in Fire Protection with Karsten Smith

Fire Protection Podcast

Play Episode Listen Later Sep 4, 2025 36:38


Timestamps00:00 Welcome & Introduction02:35 Karsten's Journey into Fire Protection07:26 Why Recurring Revenue Matters09:32 Turning Installs into Service Contracts11:13 Customer Service as a Growth Driver13:09 AHJ Compliance Platforms & Industry Shifts14:28 Navigating Local Jurisdiction Challenges18:18 Risk Management and System Types19:33 Karsten's Favorite Systems to Work On24:45 Suppression Systems & Market Competition26:19 Restaurant Stories from the Field28:15 Embracing Technology and AI in Fire Protection33:02 Private Equity & The Industry's Future34:48 ACE Fire's Online Presence35:41 Closing Takeaways

TALK ABOUT DOGS
Xenia & Okeyo - B'Loved Litter

TALK ABOUT DOGS

Play Episode Listen Later Sep 4, 2025 35:02 Transcription Available


Efemerides Podcast
Episodio 476. Semana del 1 al 7 de Septiembre.

Efemerides Podcast

Play Episode Listen Later Sep 1, 2025 60:30


1 de Septiembre de 1804. Nace Mariana Pineda. 2 de Septiembre de 1031. Muere Emerico. 3 de Septiembre de 1894. Muere León Federico Aneiros. 4 de Septiembre de 1387. Nace Amadeo VIII de Saboya. 5 de Septiembre de 1781. Tiene lugar la batalla de la Bahía de Chesapeake. 6 de Septiembre del 394. Finaliza la batalla del Frígido. 7 de Septiembre de 1924. Muere Cristóbal Benítez. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

Efemerides Podcast
Episodio 475. Semana del 25 al 31 de Agosto.

Efemerides Podcast

Play Episode Listen Later Sep 1, 2025 60:29


25 de Agosto de 2012. Ocurre la tragedia de Amuay. 26 de Agosto de 1710. Nace Pedro Agustín de Valencia. 27 de Agosto del 479 a.C. Ocurre la Batalla de Mícala. 28 de Agosto de 1987. Muere John Huston. 29 de Agosto de 1542. Muere Cristobal de Gama. 30 de Agosto de 1864. Nace Christiaan Cornelissen. 31 de Agosto de 1874. Nace Juan Rof Codina. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

Andruck - Deutschlandfunk
Karsten Rudolph: "Sendestörung"

Andruck - Deutschlandfunk

Play Episode Listen Later Aug 25, 2025 7:05


Baetz, Brigitte www.deutschlandfunk.de, Andruck - Das Magazin für Politische Literatur

SWR2 Kultur Info
„Die Kunst des Alterns“ – Karsten Thormaehlen fotografiert Hundertjährige

SWR2 Kultur Info

Play Episode Listen Later Aug 25, 2025 4:40


Karsten Thormaehlen porträtiert seit 1985 hundertjährige Menschen. Bis heute dauert seine Suche nach Hundertjährigen an, die ihn nach Japan, Amerika, Südamerika und Europa führte.

Backstraight Boys (& Girl) Athletics Chat
The Komebacks and Katchups Edition

Backstraight Boys (& Girl) Athletics Chat

Play Episode Listen Later Aug 24, 2025 71:15


Send us a textAfter a week of stunning DL performances the boys discuss Keely and Karsten comebacks, WR near misses and a very damp LJ competish before we all head to Zurich for the big Final later this week. They then have a good old gossip rounding up all the off track drama that's been taking place and wonder if those last few selection decisions aren't quite as set in stone as we'd all thought.  Please enjoy, please subscribe and please let us know what you think on all our socials. Thanks for listening and follow us on Social Media at Twitter - (@BackstraightB) Insta - (@BackstraightBoysPodcast).

Buchkritik - Deutschlandfunk Kultur
Buchkritik: "Sendestörung" von Karsten Rudolph

Buchkritik - Deutschlandfunk Kultur

Play Episode Listen Later Aug 23, 2025 7:13


Fries, Stefan www.deutschlandfunkkultur.de, Lesart

Lesart - das Literaturmagazin - Deutschlandfunk Kultur
Buchkritik: "Sendestörung" von Karsten Rudolph

Lesart - das Literaturmagazin - Deutschlandfunk Kultur

Play Episode Listen Later Aug 23, 2025 7:13


Fries, Stefan www.deutschlandfunkkultur.de, Lesart

Kopskuif
KOPSKUIF - VivA se Rol in Afrikaansonderwys met Nadine Fouché-Karsten

Kopskuif

Play Episode Listen Later Aug 23, 2025 50:13


In hierdie week se Kopskuif gesels Mercia Eksteen met Nadine Fouché-Karsten, taalkundeskrywer en -navorser by die Virtuele Instituut vir Afrikaans (VivA). Nadine deel praktiese riglyne oor hoe om taalnavrae te rig, verduidelik die waardevolle hulpmiddels wat VivA aan Afrikaansonderwysers bied, en gee 'n kykie in hulle werkswinkel oor kritiese taalbewustheid.

Lesart - das Literaturmagazin (ganze Sendung) - Deutschlandfunk Kultur
Buchkritik: "Sendestörung" von Karsten Rudolph

Lesart - das Literaturmagazin (ganze Sendung) - Deutschlandfunk Kultur

Play Episode Listen Later Aug 23, 2025 7:13


Fries, Stefan www.deutschlandfunkkultur.de, Lesart

POLITICO Berlin Playbook – Der Podcast
Ein Spaziergang mit Karsten Wildberger

POLITICO Berlin Playbook – Der Podcast

Play Episode Listen Later Aug 22, 2025 43:18


Vom CEO-Posten ins Kabinett: Deutschlands erster Digitalminister Karsten Wildberger im Interview mit Gordon Repinski. Er verspricht die digitale Brieftasche für alle Bürger – und nennt einen konkreten Zeitplan, wann der Personalausweis aufs Handy kommt. Außerdem erklärt Wildberger seinen 4-Punkte-Plan zur Entbürokratisierung des Staates, warum er mehr Begeisterung für Künstliche Intelligenz in Deutschland fordert und und der Minister spricht über politische Botschaften, seinen Umgang mit dem Beamtenapparat und weshalb er Altersgrenzen für Social Media unterstützt. Das Berlin Playbook als Podcast gibt es jeden Morgen ab 5 Uhr. Gordon Repinski und das POLITICO-Team liefern Politik zum Hören – kompakt, international, hintergründig. Für alle Hauptstadt-Profis: Der Berlin Playbook-Newsletter bietet jeden Morgen die wichtigsten Themen und Einordnungen. Jetzt kostenlos abonnieren. Mehr von Host und POLITICO Executive Editor Gordon Repinski: Instagram: @gordon.repinski | X: @GordonRepinski. Learn more about your ad choices. Visit megaphone.fm/adchoices

System Matters
150 Filme #07 – Juli

System Matters

Play Episode Listen Later Aug 21, 2025 102:08


Frank, Karsten und Patrick werfen einen Blick zurück auf die Filme im Juli 2025.

Risk Parity Radio
Episode 447: The OG Cowbell, Some Dueling Blog Posts, Spending And Enjoying More With Bill Bengen, And Musings About Gold 'N Bitcoin

Risk Parity Radio

Play Episode Listen Later Aug 20, 2025 29:24 Transcription Available


In this episode we answer emails from Evan, James and Brandy.  We discuss the joys of more cowbell from first principles and its origin story, a recent back-and-forth between Karsten and Tyler, the inherent problems with trying to massage data with crystal balls and what it's really revealing about the shortcomings of a basic 75/25 portfolio, some nuggets from Bill Bengen's new book, and some musings about bitcoin and gold.Links:Early Retirement Now Article:  Can we increase the Safe Withdrawal Rate with Small-Cap Value Stocks? – SWR Series Part 62 - Early Retirement NowPortfolio Charts Response:  The Human Complexities of Correcting the Record – Portfolio ChartsBill Bengen's New Book | A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More.Lyn Alden Talk:  Nothing Stops This Train w/ Lyn Alden | Bitcoin 2025RSSX Fund:  ReturnStacked® U.S. Stocks & Gold/Bitcoin ETFBreathless Unedited AI-Bot Summary:What makes a truly optimal retirement portfolio? The conventional wisdom suggesting a simple 75% S&P 500 and 25% bond allocation deserves serious reconsideration according to mounting evidence from multiple sources.Bill Bengen, creator of the original 4% withdrawal rule, has published a groundbreaking new book that challenges long-held assumptions about retirement spending. By incorporating a more diversified approach—including US large, small, mid-size, and micro-cap stocks alongside international equities and treasury bonds—Bengen demonstrates that safe withdrawal rates could potentially reach 4.7% or higher. When accounting for current inflation levels, he suggests rates between 5-5.5% might be sustainable with properly diversified portfolios.The historical data speaks volumes. When examining performance during the worst possible retirement starting years (1929, 1960s, 1972-73, 1999-2000, 2008-09), portfolios with value tilts or alternative assets consistently outperformed simple index-based approaches. This critical finding undermines the narrative that concentration in broad market indexes represents the safest approach for retirees who actually need to spend from their portfolios.We also explore Bitcoin's potential role in modern portfolios, examining its correlation with technology stocks and questioning whether it functions as a true diversifier. Unlike gold, which maintains near-zero correlation with equity markets, Bitcoin increasingly moves in tandem with growth stocks as institutional adoption increases. This distinction matters significantly for investors seeking stability rather than speculation. New financial products like RSSX are emerging to capitalize on this dynamic, combining stocks, gold, and Bitcoin with adjustments based on relative volatility.The fundamental question isn't about maximizing theoretical returns or terminal wealth, but about constructing portfolios that reliably provide income through various market conditions. A well-diversified approach has historically delivered better outcomes for those spending from their portfolios than simple stock/bond splits—aligning with Bengen's philosophy of spending more and enjoying retirement rather than dying with maximum wealth.Looking to refine your retirement strategy? Send your questions to frank@riskparityradar.com or visit riskparityradar.com to join the conversation.Support the show

drei90
Nr. 345: You had me at Karsten Bäron

drei90

Play Episode Listen Later Aug 18, 2025 5:26


drei90 meldet sich aus der Sommerpause zurück. Das große Trikot-Ranking steht an. Dazu: Deckeldiskussion, 50+1 wird spannend, Basti braucht ein neues Band und jede Menge Zeugs. Ihr kennt das ja. Der link zum Bundesliga-Managerspiel ist hier. Viel Spaß! Werde auch DU Funfriend! Den drei90Shop. kennt Ihr ja. Mittlerweile gibt es auch einen drei90 Instagram-Account. Folgt uns auch gerne dort. drei90 via itunes abonnieren drei90 via Feedburner abonnieren

Efemerides Podcast
Episodio 474. Semana del 18 al 24 de Agosto.

Efemerides Podcast

Play Episode Listen Later Aug 18, 2025 52:16


18 de Agosto del 684. Ocurre la Batalla de March Ráhit. 19 de Agosto de 1298. Muere San Luis de Tolosa. 20 de Agosto de 1517. Nace Antoine Perrenot de Granvela. 21 de Agosto de 1131. Muere Balduino II de Jerusalén. 22 de Agosto de 1412. Nace Federico II de Sajonia. 23 de Agosto de 1939. Se firma el pacto Ribbentrop-Molotov. 24 de Agosto de 1217. Muere Eustaquio el Monje. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

State of Process Automation
231 - Digitale Inklusion: Wie die Elbe-Werkstätten mit Automatisierung Perspektiven für Menschen mit Behinderung schaffen | Karsten Koschewski & Marcel Broschk

State of Process Automation

Play Episode Listen Later Aug 16, 2025 51:55


In dieser Episode spreche ich mit Karsten Koschewski, Bereichsleiter IT und Logistik, Elbe-Werkstätten GmbH, und Marcel Broschk, Director Consulting Expert Microsoft 365, CGI.Wir sprechen über folgende Themen:Was hat den Start der IT-Modernisierung im Unternehmen ausgelöst?Wie kann man Mitarbeitende am besten in IT-Veränderungen einbinden?Wie entwickelt man barrierefreie Apps?Welche kleinen Automatisierungen bringen den größten Nutzen im Unternehmen?Erhalte jede Woche aktuelle Strategien in dein E-Mail Postfach: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.stateofprocessautomation.com/⁠Podcast-Moderator: Christoph Pacher - LinkedInInterviewgäste:Karsten Koschewski, Bereichsleiter IT und Logistik, Elbe-Werkstätten GmbH – LinkedInMarcel Broschk, Director Consulting Expert Microsoft 365, CGI – LinkedIn

FOCUS-MONEY Talks
#102 Wer nur Risiken sieht, verpasst die Chancen – Chefökonom Karsten Junius, Bank J. Safra Sarasin

FOCUS-MONEY Talks

Play Episode Listen Later Aug 13, 2025 48:17


Haben sich die Europäer von Donald Trump beim Zollabkommen über den Tisch ziehen lassen? Und ist die EU in der Lage, die Einbrüche zu kompensieren? "Im Moment sehe ich wenig Anzeichen dafür", ist Karsten Junius skeptisch. Dem Chefökonom der Bank J. Safra Sarasin zufolge läge ein erster Schritt darin, das Mercosur-Handelsabkommen zu forcieren. Doch da sträuben sich die französischen Bauern. Ein typisches Muster: Das große Ganze wird oft durch Partikularinteressen torpediert. Wie die deutsche Wirtschaft aus der Zollklemme herauskommt? Und wie Anleger durch die holprigen Zeiten kommen, ohne den Technologietrend zu verpassen? Antworten auf diese Fragen gibt es in dieser Podcast-Folge. Jetzt Aktien kaufen? Was tun bei Inflation und steigenden Zinsen? Wie tickt die Wirtschaft? Ihr interessiert Euch auch für alle Themen rund ums Geld? Dann ist unser neuer Podcast FOCUS-MONEY Talks garantiert etwas für Euch. Einmal pro Woche nimmt Euch die Wirtschaftsredakteurin Heike Bangert mit in die faszinierende Welt der Kapitalmärkte. FOCUS MONEY Talks findet Ihr überall da, wo es Podcasts gibt.

Lok med Jonis
#62 -Skogsrave med Karsten Blomvik og Gautes nye dokumentarprogram

Lok med Jonis

Play Episode Listen Later Aug 10, 2025 41:14


Etter en liten ferie er lok endelig tilbake. Den første gjesten etter sommerferien er Karsten Blomvik, men Gaute og Alon er også med i studio for å dele litt om hva de har gjort i sommer og hva som skjer fremover. Karsten snakker om et skogsrave han har vært på og det mimres tilbake til tiden da han jobbet som dørvakt i Stavanger. Vi får også et par historier fra innspillingen til Gautes nye dokumentarprogram på NRK.

Steingarts Morning Briefing – Der Podcast
Wie viel Gestaltungsspielraum haben Sie als Digitalminister, Dr. Karsten Wildberger?

Steingarts Morning Briefing – Der Podcast

Play Episode Listen Later Aug 7, 2025 26:01


Dagmar Rosenfeld präsentiert das Pioneer Briefing

Interview - Deutschlandfunk Kultur
Sommertour 2025 - Bürgerstiftungen, Fluch oder Segen?

Interview - Deutschlandfunk Kultur

Play Episode Listen Later Aug 5, 2025 6:17


Bessai, Karsten www.deutschlandfunkkultur.de, Interview

podcast – absolutely intercultural!
Fahad Siddiqui +++ Razia Sultana +++ Young Trees +++ Bambu +++ Absolutely Intercultural 309 +++

podcast – absolutely intercultural!

Play Episode Listen Later Aug 1, 2025


This question about male and female leadership styles is prompted by a female Indian sultan who ruled from 1236. Welcome to Show 309 of Absolutely Intercultural, the show about all things intercultural. Today I'm very happy to be talking once again with Fahad Siddiqui who I last spoke to in 2023 about his plan to … Continue reading "Fahad Siddiqui +++ Razia Sultana +++ Young Trees +++ Bambu +++ Absolutely Intercultural 309 +++"

DIE KUNST, DEIN DING ZU MACHEN: Erfolg, Motivation und wie Du das Beste aus Deinem Leben machst.
Die Story einer Basketball-Legende – Im Gespräch mit Karsten Tadda (Folge 544)

DIE KUNST, DEIN DING ZU MACHEN: Erfolg, Motivation und wie Du das Beste aus Deinem Leben machst.

Play Episode Listen Later Jul 29, 2025 73:20


  Karsten Tadda hat eine beeindruckende Profi-Basketballkarriere aufs Parkett gelegt: mit 640 Einsätzen ist er alleiniger Deutscher-Bundesliga-Rekordspieler. Er ist 89 Mal für die Deutsche Nationalmannschaft aufgelaufen, ist 5 Mal Deutscher Meister und  3 Mal Pokalsieger geworden und hat zusätzlich einmal die Champions-League gewonnen.  Wir haben von 2000 bis 2006 in Bamberg und in mehreren Auswahlmannschaften zusammen gearbeitet.   Deswegen freue ich mich umso mehr, mit Karsten heute über seine Karriere und sein Mindset zu sprechen. Er verrät: * Warum er sich nie große Ziele gesetzt hat  Was es aus seiner Sicht braucht, um erfolgreich zu werden  Wie unsere gemeinsamen Trainings damals für ihn waren  Die Highs and Lows seiner Karriere   Wie die dunklen Zeiten aussahen und was die Schattenseiten des Profisports sind  Du findest Karsten Tadda auf Instagram: @kt09_   Ich wünsche Dir viel Inspiration mit dieser Folge.  Schön, dass Du hier bist.  Dein Christian    Mehr von Christian:   CREATE YOUR OWN REALITY   Das Seminar in Stuttgart im Oktober ist restlos ausverkauft. Es gibt ganz wenige Resttickets für das Seminar in Düsseldorf im September. Transformation hautnah in einer energiegeladenen Atmosphäre. Sichere Dir Dein Ticket in Dein neues Leben:  https://www.christian-bischoff.com/e1/2025-cyor/      MINDFULNESS   Das Bewusstheits-Retreat von Christian Bischoff. Erlebe, wer und was Du wirklich bist. Eine 6-tägige stille Reise zu Deinem wahren Lebenskern. Sichere Dir hier Dein Ticket: https://www.christian-bischoff.com/e2/2024-mf/mindfulness/      Alle Seminartermine in 2025 im Überblick: https://www.christian-bischoff.com/seminare/   Verpasse keine Infos und erhalte inspirierende Mindset-Tipps hier: https://www.christian-bischoff.com/manychat-optin/     Die Onlinekurse von Christian – starte jetzt gleich in Dein nächstes Level:   MINDSHIFT   Der 6 Wochen Onlinekurs für Deinen persönlichen «Mindshift». Lerne in diesem Onlinekurs, wie Du alte Gedankenmuster loslässt, Ängste überwindest und neue Gewohnheiten entwickelst. Klicke hier, um direkt zu starten: https://www.christian-bischoff.com/k2/offer/     BEWUSSTHEIT – DER ONLINEKURS   5 Wochen, die Deinem Leben mehr Sinn und Bewusstheit schenken. Tauche ein und erreiche Dein neues Bewusstheitslevel. Weitere Infos und zur Anmeldung geht's hier entlang. https://www.christian-bischoff.com/bewusstheit-kurs/     Christians Spiegel-Bestseller Buch BEWUSSTHEIT findest Du auf Amazon oder überall, wo es Bücher gibt.     YouTube   Auf unserem YouTube-Kanal findest Du bestimmt auch Dein Thema, das Dich im Moment beschäftigt, um ein erfolgreiches, glückliches und erfülltes Leben zu führen – folge Christian und lass Dich inspirieren: https://www.youtube.com/user/christianbischoff/featured     Lass uns connecten:   Facebook: http://www.facebook.com/bischoffch   Instagram: http://www.instagram.com/bischoffch     Christian Bischoff   Der MINDSET-Podcast   #1 Podcast auf iTunes   Jeden Dienstag eine neue Folge. In jeder bekannten Podcast-App.    

GameStar Podcast
Härter als der Lichkönig auf Heroisch: Das MeinMMO Quiz

GameStar Podcast

Play Episode Listen Later Jul 25, 2025 55:41 Transcription Available


Wer kennt sich am besten mit MMORPGs aus? Ganz bestimmt nicht Felix, deshalb moderiert er dieses Quizduell zwischen Karsten und Sophia von MeinMMO.

RA Exchange
EX.775 Studio Karhard

RA Exchange

Play Episode Listen Later Jul 23, 2025 42:22


"Designing clubs is about understanding psychology." The famed architects talk about bringing emotions, durability and hidden logic into era-defining nightlife spaces. How do you design the world's best clubs? Studio Karhard, the architecture firm started by Thomas Karsten and his wife, Alexandra Erhard, in 2003, know exactly which ingredients go into a successful nightlife space. The Berlin-based duo are the visionaries behind Berghain and ∄ in Kyiv, as well as a number of private residences, businesses and smaller venues around the world. Their specialty, they say, is salvaging forgotten spaces and resurrecting them to serve a new purpose. In this RA Exchange, Karsten talks about first coming across the building that's now Berghain and working tirelessly with engineers and city planners to preserve its neoclassical facade. As he explains, creating a memorable atmosphere goes beyond just designing for aesthetics. There are countless hidden design features that serve to make venues like Berghain comfortable. But according to Karsten, Studio Karhard's masterpiece is ∄, which they began designing in 2018. He describes the special experience of first visiting the abandoned brewery—which was then in extreme disrepair—and bringing the lessons they took away from building Berghain to make this Ukrainian space their most successful project yet. This episode takes a look under the hood of the psychology, anthropology and emotional study that inform the venues that have shaped underground electronic music culture. Listen to it in full. -Chloe Lula

DIE KUNST, DEIN DING ZU MACHEN: Erfolg, Motivation und wie Du das Beste aus Deinem Leben machst.

Vor kurzem hat der letzte Spieler aus meiner aktiven Basketball-Trainerzeit seine Karriere beendet. Karsten Tadda aus Bamberg ist mit seinem letzten Profispiel als Bundesliga-Rekordspieler mit 640 Einsätzen in die Basketball-Geschichtsbücher eingegangen. Karsten hat zudem 89 für die deutsche Nationalmannschaft gespielt, ist fünfmal Deutscher Meister geworden, dreimal Pokalsieger und hat einmal die Champions League gewonnen.   Das Gespräch mit Karsten Tadda erscheint nächste Woche hier im Mindset-Podcast. Diese Woche greife ich drei seiner Kernaussagen in dieser Solofolge auf:  Setze Dir keine Riesenziele, sondern folge Deiner intrinsischen Motivation. Es braucht 4 Charaktereigenschaften für große Erfolge: Disziplin, Konsequenz, Geduld und Ausdauer Sei immer bereit, den Preis zu bezahlen.  Ich wünsche Dir viel Inspiration mit dieser Folge.  Schön, dass Du hier bist.  Dein Christian    Mehr von Christian:   CREATE YOUR OWN REALITY   2-Tage-Wochenendseminar mit Christian Bischoff – Erlebe Transformation hautnah in einer energiegeladenen Atmosphäre. Sichere Dir Dein Ticket in Dein neues Leben:  https://www.christian-bischoff.com/e1/2025-cyor/      MINDFULNESS   Das Bewusstheits-Retreat von Christian Bischoff. Erlebe, wer und was Du wirklich bist. Eine 6-tägige stille Reise zu Deinem wahren Lebenskern. Sichere Dir hier Dein Ticket: https://www.christian-bischoff.com/e2/2024-mf/mindfulness/      Alle Seminartermine in 2025 im Überblick: https://www.christian-bischoff.com/seminare/   Verpasse keine Infos und erhalte inspirierende Mindset-Tipps hier: https://www.christian-bischoff.com/manychat-optin/     Die Onlinekurse von Christian – starte jetzt gleich in Dein nächstes Level:   MINDSHIFT   Der 6 Wochen Onlinekurs für Deinen persönlichen «Mindshift». Lerne in diesem Onlinekurs, wie Du alte Gedankenmuster loslässt, Ängste überwindest und neue Gewohnheiten entwickelst. Klicke hier, um direkt zu starten: https://www.christian-bischoff.com/k2/offer/     BEWUSSTHEIT – DER ONLINEKURS   5 Wochen, die Deinem Leben mehr Sinn und Bewusstheit schenken. Tauche ein und erreiche Dein neues Bewusstheitslevel. Weitere Infos und zur Anmeldung geht's hier entlang. https://www.christian-bischoff.com/bewusstheit-kurs/     Christians Spiegel-Bestseller Buch BEWUSSTHEIT findest Du auf Amazon oder überall, wo es Bücher gibt.     YouTube   Auf unserem YouTube-Kanal findest Du bestimmt auch Dein Thema, das Dich im Moment beschäftigt, um ein erfolgreiches, glückliches und erfülltes Leben zu führen – folge Christian und lass Dich inspirieren: https://www.youtube.com/user/christianbischoff/featured     Lass uns connecten:   Facebook: http://www.facebook.com/bischoffch   Instagram: http://www.instagram.com/bischoffch     Christian Bischoff   Der MINDSET-Podcast   #1 Podcast auf iTunes   Jeden Dienstag eine neue Folge. In jeder bekannten Podcast-App. 

Corso - Deutschlandfunk
Geheimdienst-Fanartikel für alle: Warum hat der BND jetzt Merch, Karsten Kilian?

Corso - Deutschlandfunk

Play Episode Listen Later Jul 14, 2025 5:49


Kröger, Jasmin www.deutschlandfunk.de, Corso

Functional Basics - Die Basis für deine Gesundheit, mehr Lebensqualität & Performance im Leben.
#459 Gesunde Gefäße - über Arteriosklerose, Thrombosen, pAVK & Aneurysmen mit Dr. Karsten Wolter

Functional Basics - Die Basis für deine Gesundheit, mehr Lebensqualität & Performance im Leben.

Play Episode Listen Later Jul 10, 2025 84:20


Wir fühlen es nicht, aber wenn es zu spät ist, kann es das letzte Symptom sein!Wenn unsere Gefäße ein Problem haben, wie Arteriosklerose, Thrombosen & Aneurysmen, dann kann das Ende sehr schnell sein.Was gibt es für Gefäßerkrankungen & was können wir präventiv tun?Darüber spreche ich mit dem Oberarzt für interventionelle Radiologie mit Spezialisierung Gefäßmedizin & Onkologie Dr. Karsten Wolter===NUTZE DIE KOMMENTARFUNKTION VON SPOTIFY:Welche Fragen hast du? Was hast du mitgenommen? Welche Erfahrungen hast du selbst mit deinen Gefäßen bereits gemacht?===Worüber wir sprechen:Was ist Arteriosklerose & wie entsteht sie?Was sind Thrombosen?Schaufensterkrankheit & pAVKWas sind Aneurysmen?Was sind die Risikofaktoren für die einzelnen Gefäßerkrankungen?Was können wir präventiv tun, um unsere Gefäße bestmöglich gesund zu halten?===Mehr über Karsten:Instagram: https://www.instagram.com/the.fitdoc/LinkedIn: https://www.linkedin.com/in/dr-med-karsten-wolter-md-ebir-fcirse-93a39b4/===

Update - Deutschlandfunk Nova
Wiederaufbau in der Ukraine - Wie geht das im Krieg?

Update - Deutschlandfunk Nova

Play Episode Listen Later Jul 10, 2025 15:39


In Rom läuft die Wiederaufbau-Konferenz für die Ukraine – vor Ort herrscht weiter Krieg. Karsten ist trotzdem hingezogen und hilft Firmen beim Aufbau. Doch wie soll das gehen, wenn Sirenen heulen, der Strom ausfällt und es an Fachkräften fehlt?**********Ihr hört: Moderation: Nik Potthoff Gesprächspartner: Karsten Lehmann, Unternehmensberater, lebt mit seiner Familie in der Ukraine Gesprächspartnerin: Sabine Adler, DLF-Osteuropakorrespondentin**********Den Artikel zum Stück findet ihr hier.**********Ihr könnt uns auch auf diesen Kanälen folgen: TikTok und Instagram .**********Ihr habt Anregungen, Wünsche, Themenideen? Dann schreibt uns an Info@deutschlandfunknova.de

Bornschein
Christoph Bornschein trifft Digitalminister Karsten Wildberger: Wir müssen jetzt massiv beschleunigen.

Bornschein

Play Episode Listen Later Jul 9, 2025 30:42


Der Strategie- und Digitalexperte Christoph Bornschein sucht mit eingeladenen Fachleuten nach Ideen der Zukunft. Es geht oft ums Digitale, aber weit darüber hinaus. Bornscheins Expertise erlaubt es, die Diskussion nicht an der Oberfläche zu belassen, sondern in die Tiefe zu gehen und Themen grundlegender zu diskutieren. Dabei ist gepflegter Streit durchaus möglich. Diese Reibung erzeugt Erkenntnis und (hoffentlich) auch aufseiten der Zuhörenden neue Ideen. Der Ton ist charmant, aber direkt und auf den Punkt. Mitdenken ist gefragt.

podcast – absolutely intercultural!
Switzerland +++ EU unemployment support +++ job hunting +++ Absolutely Intercultural 308 +++

podcast – absolutely intercultural!

Play Episode Listen Later Jul 4, 2025


Welcome to Absolutely Intercultural, the podcast about all things intercultural, even unexpectedly scented toilet paper! My name's Anne Fox and this show is coming to you from Denmark, where Mia, who we'll be hearing more from, also originates. We'll be talking to Mia about how she was able to get some financial support to go … Continue reading "Switzerland +++ EU unemployment support +++ job hunting +++ Absolutely Intercultural 308 +++"

Junkmiles
GdM: Von Energieverfügbarkeit, Zyklus und Trends der Ernährungswissenschaft - mit Prof. Dr. Karsten Köhler

Junkmiles

Play Episode Listen Later Jul 3, 2025 74:57


In dieser Folge JUNKMILES sprechen wir mit Prof. Dr. Karsten Köhler über zahlreiche Facetten der Ernährungswissenschaft. Von der Energieverfügbarkeit über den Zyklus, die Reproduktion bis hin zum Ausbleiben des Trainingsreiz.

IFRS Talks - PwC's Global IFRS podcast
June 2025: IFRIC Update

IFRS Talks - PwC's Global IFRS podcast

Play Episode Listen Later Jun 30, 2025 33:39


Reflections on six years as an IFRS Interpretations Committee member and more. In this month's episode, Anu Pandya is joined by Karsten Ganssauge for an overview of the topics discussed at the June 2025 IFRS Interpretations Committee meeting as well as Karsten's reflections at the end of his term as an IFRS Interpretations Committee member. Find out more at PwC's IFRS Talks homepage

podcast – absolutely intercultural!
Cultural celebrations +++ Misunderstood traditions +++ Different holidays +++ Disappointing experiences +++ Absolutely Intercultural 307

podcast – absolutely intercultural!

Play Episode Listen Later Jun 6, 2025


Hello dear listeners and welcome to show 307 of our podcast “Absolutely Intercultural”. Do you feel that the New Year celebration is too “boring” for you? Have you ever asked yourself if there's a more vibrant holiday to celebrate instead of Halloween? Do you feel that something like Woman's Day is “too political”? Then today's … Continue reading "Cultural celebrations +++ Misunderstood traditions +++ Different holidays +++ Disappointing experiences +++ Absolutely Intercultural 307"

BiggerPockets Money Podcast
If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

BiggerPockets Money Podcast

Play Episode Listen Later May 23, 2025 61:37


Most people assume the “safe withdrawal rate” for retirement (or early retirement) is 4%. But, if that's the case, why is it SO hard to find anyone who's gotten to their FIRE number, quit their job, and lived entirely off of the 4% rule? If the 4% rule is so safe and backed by solid math, why are so few FIRE followers confident enough to actually use it? We don't know. So we asked Karsten, AKA “Big Ern,” from Early Retirement Now to help answer! Karsten has done the math, and the 4% rule checks out. But even he, an early retiree, doesn't follow it. So, instead of the safe withdrawal rate, what's the comfortable withdrawal rate early retirees should be following to FIRE on time and with less stress? And with turbulence in today's stock market, and rising prices (which cause your spending to rise), what does the right FIRE portfolio look like? Karsten walks through how your portfolio should change as you approach FIRE. He explains why hedging with cash-flowing assets may be a smart move, how much cash to keep on hand, and whether those reserves can actually protect against sequence risk. Plus, should you pay off your mortgage on the path to FIRE? Scott and Karsten offer two different perspectives on whether it's smarter to pay off your mortgage or invest that money instead. If you're planning to FIRE, this is info you need to know! In This Episode We Cover Is the 4% rule math or myth, and why doesn't anyone actually trust it enough to use it? The optimal FIRE portfolio for less risk and higher potential returns  Cash reserves and emergency “buckets” to limit your sequence of returns risk  Should you pay off your mortgage early or invest that money instead? One smart hedge to protect your portfolio against a stock market downturn  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-643 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Afternoon Drive with John Maytham

John Maytham speaks to Chris Karsten, head of growth at Abalobi, to unpack what this means for local economies, food systems and climate resilience. With a background in social innovation and market development, Karsten leads the charge in scaling Abalobi’s vision — not just in South Africa, but globally. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

DIE KUNST, DEIN DING ZU MACHEN: Erfolg, Motivation und wie Du das Beste aus Deinem Leben machst.
Laudatio auf den Basketballer Karsten Tadda – Bundesliga-Rekordspieler (Folge 535)

DIE KUNST, DEIN DING ZU MACHEN: Erfolg, Motivation und wie Du das Beste aus Deinem Leben machst.

Play Episode Listen Later May 20, 2025 25:48


  Letzte Woche hat der letzte von mir trainierte Basketballer seine aktive Karriere in Bamberg beendet: Karsten Tadda.   Und was für eine unglaubliche Karriere er hingelegt hat. Er ist mit 640 Spielen deutscher Bundesliga-Rekordhalter.   5 Mal wurde er Deutscher Meister.   3 Mal Pokalsieger.   Und einmal wurde er Champions-League-Sieger.   Dazu hat er 89 Mal für die deutsche Basketball-Nationalmannschaft gespielt.  Ich habe Karsten Tadda von 2000-2006 in verschiedenen Auswahlmannschaften und in Bamberg trainiert. Als sein Jugendtrainer wurde ich letztes Wochenende zu seinem letzten Bundesligaspiel eingeladen, um bei seiner anschließenden Verabschiedung vor fast 5.000 Zuschauern in der Bamberger BroseArena eine Laudation auf ihn und seine Karriere zu halten.  Es war für mich eine hochemotionale Rückkehr an meine alte Wirkungsstätte. Diese emotionalen Erfahrungen teile ich mit Dir in dieser Podcastfolge.  Ich wünsche Dir viel Inspiration mit dieser Folge.  Schön, dass Du hier bist,  Dein Christian    Mehr von Christian:   CREATE YOUR OWN REALITY   2-Tage-Wochenendseminar mit Christian Bischoff – Erlebe Transformation hautnah in einer energiegeladenen Atmosphäre. Sichere Dir Dein Ticket in Dein neues Leben:  https://www.christian-bischoff.com/e1/2025-cyor/      Zur kostenfreien Masterclass Bewusstheit  Lerne die unbeschreibliche Kraft der Bewusstheit für ein erfüllteres Leben kennen. Finde inneren Frieden ohne jahrelanges Meditieren. Starte jetzt das 60-minütige Video: https://www.christian-bischoff.com/mc-bewusstheit-k1-l3/sm-slf     SELFMASTERY  5 Tage Intensivseminar. Wir widmen uns nur DIR. Was Du wirklich willst – Deinen Zielen, Deinen Träumen, Deinen Beziehungen, Deinem LEBEN. Sicher Dir jetzt Dein Ticket: https://www.christian-bischoff.com/e3/2024-sm/selfmastery/     MINDFULLNESS   Das Bewusstheits-Retreat von Christian Bischoff. Erlebe, wer und was Du wirklich bist. Eine 6-tägige stille Reise zu Deinem wahren Lebenskern. Sichere Dir hier Dein Ticket: https://www.christian-bischoff.com/e2/2024-mf/mindfulness/      Alle Seminartermine in 2025 im Überblick: https://www.christian-bischoff.com/seminare/   Verpasse keine Infos und erhalte inspirierende Mindset-Tipps hier: https://www.christian-bischoff.com/manychat-optin/     Die Onlinekurse von Christian – starte jetzt gleich in Dein nächstes Level:   MINDSHIFT   Der 6 Wochen Onlinekurs für Deinen persönlichen «Mindshift». Lerne in diesem Onlinekurs, wie Du alte Gedankenmuster loslässt, Ängste überwindest und neue Gewohnheiten entwickelst. Klicke hier, um direkt zu starten: https://www.christian-bischoff.com/k2/offer/     BEWUSSTHEIT – DER ONLINEKURS   5 Wochen, die Deinem Leben mehr Sinn und Bewusstheit schenken. Tauche ein und erreiche Dein neues Bewusstheitslevel. Weitere Infos und zur Anmeldung geht's hier entlang. https://www.christian-bischoff.com/bewusstheit-kurs/     Christians Spiegel-Bestseller Buch BEWUSSTHEIT findest Du auf Amazon oder überall, wo es Bücher gibt.     YouTube   Auf unserem YouTube-Kanal findest Du bestimmt auch Dein Thema, das Dich im Moment beschäftigt, um ein erfolgreiches, glückliches und erfülltes Leben zu führen – folge Christian und lass Dich inspirieren: https://www.youtube.com/user/christianbischoff/featured     Lass uns connecten:   Facebook: http://www.facebook.com/bischoffch   Instagram: http://www.instagram.com/bischoffch     Christian Bischoff   Der MINDSET-Podcast   #1 Podcast auf iTunes   Jeden Dienstag eine neue Folge. In jeder bekannten Podcast-App.    

De Rode Lantaarn
Giro 2025: Pedersen, Roglic, Pedersen maar het hoogtepunt was een geit!

De Rode Lantaarn

Play Episode Listen Later May 12, 2025 82:32


Andiamo. We zijn onderweg. 3 weken lang koers in het mooiste land van Italië. Alhoewel we begonnen in Albanië en dat was een gemengd genoegen. Het stond niet rijen dik en het leek de Albanees niet al te veel te boeien. Gelukkig waren er voldoende geiten en honden om het interessant te maken. Werd er ook nog gekoerst? Oh jazeker. Lidl Trek doet er alles aan om ons ongelijk te bewijzen door de koers in handen te nemen en niet meer los te laten. Ook Roglic is uiteraard weer op de afspraak, zoals altijd wanneer het er om gaat. Arensman had toch weer last van het eerste etappe syndroom maar hield de schade beperkt. Rome is nog ver dus er is nog tijd zat om te genieten van al het moois dat Karsten en Jeroen ons te bieden hebben. Ciao tutti!

unCOMFORTABLE
260 - American Ninja Warrior's Karsten Williams

unCOMFORTABLE

Play Episode Listen Later May 9, 2025 42:44


Karsten Williams has been a standout competitor on American Ninja Warrior, but his story runs far deeper than the obstacle course. In this episode, Karsten reflects on how ANW reshaped his definition of success, gave him a platform to share his faith, and opened unexpected doors in life, business, and purpose. From veteran wisdom on coaching and failure to lessons for young athletes and the power of community, Karsten opens up with honesty and hope. He also shares about his current passions—like The Ninja Project and Neighborhood Ninjas—and what drives him outside the spotlight. Whether you're chasing a goal, facing setbacks, or searching for deeper meaning, this conversation will inspire you to live for more than just the next win.DISCLAIMER: The views and opinions expressed in this podcast are those of the cast members and guests. They do not necessarily reflect the official position of Christ Community Church.

OpenAnesthesia Multimedia
Article of the Month – May 2025 – Karsten Bartels and Clark Fisher

OpenAnesthesia Multimedia

Play Episode Listen Later May 5, 2025 15:21


Drs. Karsten Bartels and Clark Fisher discuss the article “Opioid Dose Variation in Cardiac Surgery: A Multicenter Study of Practice” published in the May 2025 issue of Anesthesia & Analgesia.

De Rode Lantaarn
De Grote Giro d'Italia 2025 Voorbeschouwing

De Rode Lantaarn

Play Episode Listen Later May 5, 2025 105:47


De Giro d'Italia. De mooiste grote ronde van het jaar. Vrijdag is het zo ver. Drie weken lang koers op het allerhoogste niveau. Met steile klimmen langs sneeuwmuren, razende sprints door prachtige steden en eindeloos mooie vergezichten met het gebabbel van Karsten en Jeroen op de achtergrond. Misschien wel de drie mooiste weken van het jaar. En dat na die heerlijke klassiekercampagne waar de spanning weer helemaal terug was. Deze Giro wordt minstens net zo spannend want alle aliens blijven thuis. Roglic is de favoriet maar Ayuso zit er niet ver achter. En wie word de derde hond in het kegelspel? Je hoort het allemaal in de uitgebreide voorbeschouwing van de Giro d'Italia!

Afford Anything
Small Cap Showdown! Paul Merriman vs. Dr. Karsten Jeske Battle … with Millions Hanging in the Balance

Afford Anything

Play Episode Listen Later Mar 14, 2025 116:59


#590: In the left corner, we have Paul Merriman, the seasoned finance veteran weighing in at 183 pounds. In the right corner, Dr. Karsten Jeske, the scrappy newcomer at 208 pounds. The bell rings, and the small cap value debate begins. This episode features a financial boxing match between two investment heavyweights with dramatically different perspectives. Paul Merriman champions diversification through the efficient frontier, which means adding small cap value to your portfolio. Dr. Karsten Jeska has "thrown cold water" on this approach, favoring simpler strategies like "VTSAX and chill." The stakes are high — we're talking potentially millions of dollars in your retirement account over decades. Merriman argues that history shows clear evidence for small cap value's premium. From 2000 to 2009, small cap value outperformed the S&P 500 in all but one year, compounding at 10 percent while the S&P 500 returned negative 1 percent. He believes this pattern will continue, creating a powerful diversification effect when combined with broader market indexes. Jeska counters that small cap value's outperformance is mostly "front-loaded" in history, happening before anyone knew about it. Since 2006, small cap value has underperformed. He argues that once an advantage becomes widely known, it disappears in an efficient market. Adding small cap value might even be "di-worsification" — increasing complexity without improving returns. The debate expands beyond small cap value to touch on: Active vs. passive investing strategies Market timing vs. buy-and-hold approaches Simplicity vs. complexity in portfolio construction The role of faith vs. evidence in investment decisions While both experts disagree about small cap value's future, they agree on fundamentals: invest early, stay invested for the long term, and understand that no one can predict markets with certainty. What starts as a technical debate evolves into a philosophical discussion about evidence, probability, and the limits of our knowledge — all with millions of retirement dollars hanging in the balance. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Debate intro: small cap value vs index funds (4:01) Merriman: small cap value offers premium returns (9:40) Jeske: small cap value underperformed since 2006 (18:20) Historical performance data significance (25:15) Stakes: difference of millions over time (33:08) Diversification vs added volatility debate (41:45) Risk-adjusted returns comparison (49:08) Questioning true diversification benefits (57:40) Value traps and actively managed funds (1:05:08) Technology stocks vs value investments (1:13:45) Data selection bias in studies (1:19:40) Faith vs science in investment decisions (1:29:20) Personal risk tolerance considerations (1:36:08) Closing arguments on investment strategies (1:42:08) Paula declares the debate a draw For more information, visit the show notes at https://affordanything.com/podcast/binge Learn more about your ad choices. Visit podcastchoices.com/adchoices