Podcasts about Karsten

What if the solution to feeding humanity has been hiding in the soil for millions of years? Bioengineer Karsten Temme discovered a remarkable answer to this question: for eons, crops relied on soil microbes to convert atmospheric nitrogen into food — until modern farming severed that ancient partnership. He shows how we can reawaken those dormant microbes using gene editing, creating “living fertilizer” that delivers nutrients to crops in real time and transforms farms around the world.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

hema.to is building AI-powered diagnostic infrastructure for cytometry—a specialized area of laboratory medicine analyzing immune system data to detect blood cancers like leukemia and lymphoma. Unlike radiology or pathology where AI solutions are abundant, cytometry has remained largely untouched by the AI wave, creating both opportunity and isolation for the Munich-based company. In a recent episode of BUILDERS, we sat down with Karsten Miermans, CEO at hema.to GmbH, to discuss why they're deliberately keeping sales founder-led despite having paying customers, how South America became an unexpected beachhead market, and what it actually means to build infrastructure versus point solutions in healthcare. Topics Discussed:  From consulting project to venture-backed company: recognizing scalability in hindsight  The workflow integration problem killing healthcare AI implementations  Infrastructure versus technology: why healthcare AI isn't just about the algorithm  Learning ideal customer profile after 18 months of being "all over the place"  Why South America's governance structure enables faster adoption than the US  Resisting the urge to hire sales before achieving true repeatability  The 10-year vision: shifting from "watch and wait" to "predict and prevent" in immune disease GTM Lessons For B2B Founders: Pattern matching fails when you're an outsider—budget 18+ months to find your beachhead: Karsten assumed every application of their diagnostic method was the same and spent a year and a half "blue eyed" (naively optimistic) before identifying their true ICP. The outsider advantage lets you reimagine workflows insiders can't, but you'll incorrectly assume transferability across use cases. Don't expect repeatability in year one when entering regulated, workflow-dependent markets. Infrastructure requires multi-stakeholder orchestration—resource for enterprise complexity from day one: Karsten distinguishes technology (point solutions, single users) from infrastructure (shared resources requiring data exchange and workflow integration). In healthcare, this means integration into hospital systems, databases, and electronic health records across multiple stakeholders. "Every sale becomes enterprise sales" even for individual labs because of this infrastructure requirement. Founders building horizontal platforms should model sales cycles and resource requirements as enterprise from the start, regardless of deal size. Your ICP is cognitively overloaded—they won't understand your category innovation: Doctors are "under so much pressure that they just don't have any cognitive capacity left" to philosophically evaluate why AI might be difficult to implement or how infrastructure differs from technology. They need problems solved within their existing mental models. Skip the category education. Frame everything as workflow enhancement, not innovation. Let sophistication emerge through implementation, not pitch decks. Revenue doesn't equal repeatability—know when you're still in discovery mode: Despite having paying customers, Karsten explicitly states "we're not at product-market fit yet" because they're "discovering and learning things with every new laboratory hospital" around data privacy, integration, and AI deployment. The PMF signal isn't customer count or revenue—it's when the process becomes predictable, customers refer others, and you stop discovering new requirements. Hiring sales before this point scales complexity, not revenue. Regulatory friction determines market sequencing, not just market size: US governance complexity turns every deal into heavy enterprise sales with "many stakeholders," while South America proved "much more willing to move with fewer processes," making them "just much faster to adopt innovative technology." This wasn't strategy—Karsten's CTO speaks Spanish through a personal connection. But the lesson transfers: for infrastructure plays in regulated markets, test adoption velocity in lower-governance environments first to build proof points, even if TAM looks smaller on paper. In healthcare, marketing is clinical evidence—customer success creates your GTM flywheel: Karsten spends minimal time on marketing because beyond the first 5-10 users, doctors "want to see clinical evidence, they want to see papers, they want to see maybe that a friend of theirs is using it." Marketing in healthcare isn't content or demand gen—it's peer validation and published proof. Founders should structure early customer engagements to generate this evidence, not just revenue. The "marketing sales flywheel really does kick in much more once you have product market fit" because PMF enables the evidence generation required for credibility. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Karsten Blomvik, SOLAS STORE SØNN, har med seg alt fra Jedi Knight II: Jedi Outcast til Aladdin på Game Boy når han denne uka tar Nerdelandslaget med storm!

In this podcast episode Major General Karsten Stoye, Head of EUROCONTROL's Civil-Military Cooperation Division (CMC), explains how EUROCONTROL supports the military in delivering effective missions while balancing civil aviation's need for safety and predictability.  Following Russia's invasion of Ukraine in February 2022, military activity and vigilance in Europe have increased two to threefold, including a significant rise in training and exercises. At the same time, available airspace for European aircraft operators has decreased due to the closure of Ukrainian airspace, with many long‑haul commercial flights now forced to reroute along Europe's increasingly busy southeast corridor. In this podcast, Karsten explains these and other challenges, and why there is an increased need for civil-military cooperation in today's complex geopolitical world. A combat pilot with more than 3,000 flying hours, Karsten has served on more than 70 operational missions, and shares some fascinating personal insights into his life and leadership journey.

Send a textDr. Karsten Eastman, Ph.D. is the CEO and Co-Founder of Sethera Therapeutics ( https://setheratx.com/ ), a company focused revolutionizing peptide-based drug development with a cutting-edge enzymatic cross-linking technology, and their platform enables the synthesis of highly stable, polymacrocyclic peptides designed to engage multiple targets simultaneously, offering unparalleled precision in therapeutic design.Trained as a chemist at the University of Utah, where he earned his PhD in 2023, Dr. Eastman has built his career at the intersection of peptide synthesis, protein engineering, and radical enzymology. His work focuses on understanding how enzymes choreograph complex molecular transformations — and then harnessing those principles to build programmable, drug-like molecules.In collaboration with researchers at the University of Utah, Dr. Eastman and his team recently published in Proceedings of the National Academy of Sciences a breakthrough discovery involving PapB, a radical S-adenosyl-L-methionine (SAM) enzyme capable of installing precise, durable thioether “staples” into peptides in a single enzymatic step. This work opens vast new chemical space for macrocyclic peptide therapeutics and offers a powerful new approach to targeting diseases long considered “undruggable.”At Sethera Therapeutics, Dr. Eastman is translating this enzymatic platform into next-generation peptide medicines that aim to combine the selectivity of biologics with the drug-like properties of small molecules.#PeptideTherapeutics #DrugDiscovery #Biotechnology #Enzymology#RadicalSAM #PapB #SetheraTherapeutics #UndruggableDiseases#MacrocyclicPeptides #Bioengineering #Therapeutics #Innovation #ScienceBreakthrough #PeptideDrugs #EnzymeTechnologySupport the show

Ekspertholdet, Jes, Otto, Karsten og Mia, er tilbage efter en uges vinterferiepause. I ugens afsnit tager de fat i den højaktuelle debat om boligskatter. Analysechef Otto Brøns-Petersen er nemlig aktuel med en ny analyse om avanceskat, som viser, at det er misforstået, at den formelle fritagelse for avanceskat indebærer en reel skattefrihed.  Forskningschef Karsten Bo Larsen har taget en ny CEPOS-analyse med om folkebibliotekerne. Har de overlevet sig selv ved i højere grad at fungere som underholdningsinstitutioner og tilbyde udlån af f.eks. fiskeudstyr og bageartikler? Og så har cheføkonom Mia Amalie Holstein været i medierne ang. Store Bededag. Mia mener ikke, at det var nødvendigt at afskaffe Store Bededag. Lyt med og hør hvorfor.   Afslutningsvis kåres Ugens Lyspunkt og Skævert. Links:https://cepos.dk/artikler/bibliotekerne-skal-genfinde-deres-kerneopgave/ https://cepos.dk/artikler/arbejdspapir-54-folkebiblioteker-boger-og-andet-godt/https://www.kristeligt-dagblad.dk/udland/i-35-aar-er-det-gaaet-den-rigtige-vej-men-nu-kan-kurven-ekstrem-fattigdom-vende https://borsen.dk/nyheder/okonomi/skatteekspert-advarer-lokke-skat-pa-boliggevinster-vil-skabe-kaoshttps://politiken.dk/danmark/politik/art10731853/Procent-og-bel%C3%B8b-Her-er-det-f%C3%B8rste-bud-p%C3%A5-en-konkret-ny-boligskat 

Karsten and Alex discuss the current state of the premier league in addition to Atleti smashing Barca 4-0.

16 de Febrero de 1827. Se produce la Batalla de Ombú. 17 de Febrero de 1754. Nace Nicolas Baudin. 18 de Febrero de 1800. Ocurre la Batalla del Convoy de Malta. 19 de Febrero del año 197. Muere Clodio Albino. 20 de Febrero de 1920. Muere Jacinta Marto. 21 de Febrero de 1783. Nace Catalina de Wurttemberg. 22 de Febrero de 1788. Nace Arthur Schopenhauer. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

In dieser Folge von Hashtag Fitnessindustrie widmen sich Andreas und sein Gast Prof. Dr. Karsten Happel dem vermeintlich „retro“ Thema Außenwerbung für Fitnessstudios. Karsten erklärt, warum die physische Präsenz (Out of Home) im Zeitalter der Digitalisierung wieder zum entscheidenden Wettbewerbsvorteil wird. Erfahre, was moderne Außenwerbung heute bedeutet, wie sie speziell die kaufkräftige Zielgruppe der "Best Ager" erreicht und wie du sie optimal mit digitalen Kanälen verknüpfst. Zusätzlich verrät Karsten seine Top-3-Empfehlungen zur Optimierung deiner Außenwerbung und wagt einen Blick in die Zukunft der Branche. Viel Spaß beim Reinhören! Weiterführende Infos und Links Abonniere den Podcast auf Apple Podcasts, Deezer, Google Podcasts, SoundCloud und Spotify: https://linktr.ee/hashtagfitnessindustrie Folge uns auf Facebook, Instagram, LinkedIn und Threads. Kontakt zu Andreas: https://www.linkedin.com/in/andreasmbechler/ Tritt der Hashtag Fitnessindustrie-Community auf Facebook bei und diskutiere über die Fitnessbranche mit: https://www.facebook.com/groups/309945713288355 Kontakt zu Karsten: https://www.linkedin.com/in/prof-dr-karsten-happel-5a510667/ Fitvertise: https://fitvertise.de Karstens Artikel in der BODYMEDIA: https://www.bodymedia.de/autor/karsten-happel/

Gottesdienst von 15.02.2026 | Fasten - Durchbruch zu geistlicher Kraft! | Pastor Karsten Künzl | Jona 3,1-10 und andere

This question has followed me around my whole life: where do I come from?Today we meet Karsten Vagner and we're talking about the queer book that saved his life: The Prince of Los Cocuyos by Richard Blanco. And Richard joins us for the conversation!Karsten Vagner was born in Bogotá, Colombia and grew up outside of New York City. He has worked in tech startups for the past 20 years, and has been awarded for his leadership, including for being a notable LGBTQ executive in New York. He has worked on community building projects with the New York City Council, was one of the first organizers with Swing Left after the 2016 election, and has been a volunteer at the Lesbian, Gay, Bisexual and Transgender Community Center in New York City. Karsten lives with his husband and daughter in Greenwich, Connecticut, where he has held elected office and is an organizer of the town's annual Pride celebration.Richard Blanco was the youngest and first Latinx, immigrant, and gay poet to serve as the fifth Presidential Inaugural Poet in US History as awarded by President Barrack Obama. Originally born in Madrid, to Cuban Exile parents, Richard was raised in Miami in a working-class family. His writing explores cultural identity, place, and belonging. He is the author of several poetry collections, including his most recent Homeland of My Body. He has written two memoirs, including The Prince of Los Cocuyos. He serves as Education Ambassador for The Academy of American Poets and is an Associate Professor at Florida International University. He has received numerous awards, including a Lambda Literary Award, and in 2023, President Biden awarded him the National Humanities Medal.Connect with Karsten and RichardKarsten's instagram: @gaysingreenwichRichards's website: richard-blanco.comOur BookshopVisit our Bookshop for new releases, current bestsellers, banned books, critically acclaimed LGBTQ books, or peruse the books featured on our podcasts: bookshop.org/shop/thisqueerbookBuy your copy of The Prince of Los Cocuyos here: https://bookshop.org/a/82376/9780062313775Become an Associate Producer!Become an Associate Producer of our podcast through a $20/month sponsorship on Patreon! A professionally recognized credit, you can gain access to Associate Producer meetings to help guide our podcast into the future! Get started today: patreon.com/thisqueerbookCreditsHost/Founder: John ParkerExecutive Producer: Jim PoundsAssociate Producers: Archie Arnold, K Jason Bryan and David Rephan, Bob Bush, Natalie Cruz, Troy Ford, Jonathan Fried, Joe Perazzo, Bill Shay, Sean Smith, and Karsten VagnerPatreon Subscribers: Stephen D., Terry D., Stephen Flamm, Ida Göteburg, Thomas Michna, Sofia Nerman, and Gary Nygaard.Creative and Accounting support provided by: Gordy EricksonQuatrefoil LibraryQuatrefoil has created a curated lending library made up of the books featured on our podcast! If you can't buy these books, then borrow them! Link: https://libbyapp.com/library/quatrefoil/curated-1404336/page-1Support the show

På et ekstraordinært byrådsmøde i Frederikshavn Kommune i 2024 blev Karsten Thomsen valgt til ny borgmester efter Birgit S. Hansen havde fået nyt job. I dag er han stadig i byrådet, men har overladt dirigentstokken til Jon Andersen. Karsten Thomsen har en god portion livs- og leder erfaring dels fra Danis Crown slagteriet i Sæby hvor han arbejde frem til 2022 dvs. i 42 år og tillige erfaring fra sine mange år som fodboldtræner. Karsten er født og opvokset i Sæby, og han er ikke bange for at tage en kamp op, hvis hans retfærdighedssans kommer på prøve. Var det svært at sige farvel til sit vikarjob som borgmester, og drømmer Karsten om at vende tilbage til borgmesterkæden igen en dag? Ja, hvem er han egentlig inde bag den politiske facade? Vi tegner et portræt af Karsten Thomsen. Udsendelsen er produceret af Gitte Hansen

9 de Febrero de 1450. Muere Agnes Sorel. 10 de Febrero de 1767. Nace Luis Daoiz y Torres. 11 de Febrero de 1931. Muere Charles Parsons. 12 de Febrero de 1429. Ocurre la Batalla de los Arenques. 13 de Febrero del 721. Muere Chilperico II. 14 de Febrero de 1797. Sucede la Batalla del Cabo de San Vicente. 15 de Febrero de 1458. Nace Iván el Joven. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

Im Gespräch mit Dr. Jonathan Donges

Hello dear listeners, and welcome to Show 315 of Absolutely Intercultural!Have you ever wondered how much of who you are is shaped by where you are?Today we're diving into a fascinating question:“Do we change our identity when we cross borders?”In a world that's constantly on the move through study exchanges, remote work, or migration our … Continue reading "Between Cultures +++ Faith +++ Identity +++ Home +++ New Beginnings+++ Absolutely Intercultural 315"

In dieser Folge sprechen Karsten Kammholz und ich über zwei Dinge, die mich gerade wirklich beschäftigen: die Eskalation rund um ICE und das, was in Davos immer öfter als neue Weltordnung beschrieben wird. ICE steht für Immigration and Customs Enforcement und führt seit Dezember 2025 eine groß angelegte Operation durch. Offiziell geht es um Abschiebungen. Was wir aber in den Bildern und Berichten sehen, wirkt wie eine schleichende Grenzüberschreitung, bei der Grundrechte und staatliche Gewalt neu verhandelt werden. Zwei tödliche Schüsse, die in den Medien zirkulieren, werfen für mich eine brutale Kernfrage auf: War das Notwehr oder Willkür? Von dort aus gehen wir größer raus: Grönland, Zölle, die veränderte Rolle der Weltmächte, der Druck auf Europa und die Frage, ob wir gerade live dabei sind, wie sich die westliche Ordnung auflöst und neu sortiert. Wenn du gerade auch dieses Gefühl hast, dass die Welt schneller kippt als unser Kopf hinterherkommt: hör rein. 00:00 ICE Operation, Eskalation und zwei Schüsse: Notwehr oder Willkür? 00:01 Immunität Debatte und die Gefahr, dass wir uns an Grenzüberschreitungen gewöhnen 00:04 Failed State Frage: Was passiert, wenn Grundrechte ausgehöhlt werden? 00:07 Reaktionen als Warnsignal: Was sagt das über die Lage im Land? 00:09 Grönland: Drohen, zurückrudern, Deal Denken 00:15 Neue Weltordnung aus Davos: Schutzmacht vorbei, Europa muss sich neu sortieren 00:21 Deutschland und Europa Führung: Merkel Ära vorbei, Vielstimmigkeit als Problem Wenn du mich unterstützen möchtest, dann schaue gerne in meinen Supplements Shop https://projectnutrition.de vorbei. Folgt mir auf YouTube, Instagram oder Linkedin https://www.instagram.com/rezamehman_/ https://www.linkedin.com/in/rezamehman/

Fluent Fiction - Danish: Finding Clarity in the Snow: A Journey on Skagen's Dunes Find the full episode transcript, vocabulary words, and more:fluentfiction.com/da/episode/2026-02-04-23-34-02-da Story Transcript:Da: Den kolde vind blæste over de flade heder nær Skagen, hvor landskabet blev hugget ud af naturens hvide penselstrøg.En: The cold wind swept over the flat heaths near Skagen, where the landscape was carved out by nature's white brushstrokes.Da: Freja kiggede op på den grå himmel.En: Freja looked up at the gray sky.Da: Hun trak sin frakke tættere om sig selv.En: She pulled her coat tighter around herself.Da: Hun havde brug for denne pause fra byens larm.En: She needed this break from the noise of the city.Da: Emil og Karsten gik lidt foran hende.En: Emil and Karsten walked a bit ahead of her.Da: De talte lavmælt om vejret.En: They spoke softly about the weather.Da: Skagen og dens vinterklædte klitter lokkede med løfter om ro og mening.En: Skagen and its winter-clad dunes beckoned with promises of peace and meaning.Da: For Freja var dette mere end bare en dagsudflugt.En: For Freja, this was more than just a day trip.Da: Det var en mulighed for at finde klarhed i sit liv.En: It was an opportunity to find clarity in her life.Da: "Vi skal ovre der, hvor klitterne er størst," sagde Karsten og pegede mod horisonten.En: "We need to go over there, where the dunes are largest," Karsten said, pointing towards the horizon.Da: Men inden de nåede langt, begyndte snefnuggene at falde tættere.En: But before they got far, the snowflakes began to fall more densely.Da: En snestorm nærmede sig.En: A snowstorm was approaching.Da: Emil så bekymret ud.En: Emil looked worried.Da: "Skal vi vende om, Freja?"En: "Should we turn back, Freja?"Da: spurgte han.En: he asked.Da: Men Freja rystede på hovedet.En: But Freja shook her head.Da: "Nej, vi skal videre.En: "No, we need to continue.Da: Jeg har brug for dette."En: I need this."Da: De kæmpede mod vinden.En: They struggled against the wind.Da: Sneen piskede ind i deres ansigter.En: The snow whipped into their faces.Da: Karsten holdt videre, men Freja og Emil faldt tilbage, gik langsommere.En: Karsten pressed on, but Freja and Emil lagged behind, walking more slowly.Da: De havde nogle ting, de ikke havde talt om.En: There were some things left unsaid between them.Da: Freja ønskede at tage fat.En: Freja wanted to address it.Da: "Emil," sagde hun pludseligt, "jeg har følt mig fanget.En: "Emil," she said suddenly, "I've been feeling trapped.Da: Jeg ved ikke, hvor mit liv skal hen."En: I don't know where my life is headed."Da: Emil så på hende.En: Emil looked at her.Da: "Jeg forstår, men vi kan finde ud af det sammen."En: "I understand, but we can figure it out together."Da: Da de endelig nåede toppen af en stor klit, stilnede stormen.En: When they finally reached the top of a large dune, the storm subsided.Da: Himlen klarnede, og et betagende panorama åbnede sig op foran dem.En: The sky cleared, and a breathtaking panorama opened up before them.Da: Det var som verden pludselig strakte sig uendeligt ud.En: It was as if the world suddenly stretched out endlessly.Da: Sneen glitrede i det svage sollys, og havets brænding kunne anes fra distancen.En: The snow glittered in the faint sunlight, and the sea's surf could be glimpsed in the distance.Da: Freja tog en dyb indånding.En: Freja took a deep breath.Da: Hendes hjerte bankede hurtigt, men ikke af kulde eller anstrengelse.En: Her heart was racing, but not from cold or exertion.Da: "Det er smukt," sagde hun.En: "It's beautiful," she said.Da: "Jeg tror, jeg har fundet det, jeg ledte efter.En: "I think I've found what I was looking for.Da: Her og nu."En: Here and now."Da: Emil lagde armen om hende.En: Emil put his arm around her.Da: "Du behøver ikke altid at lede langt væk, Freja.En: "You don't always need to look far, Freja.Da: Måske er svaret lige foran dig."En: Maybe the answer is right in front of you."Da: Hun nikkede.En: She nodded.Da: "Jeg forstår det nu.En: "I understand it now.Da: Jeg behøver ikke en ny begyndelse.En: I don't need a new beginning.Da: Jeg skal bare værdsætte det, jeg allerede har."En: I just need to appreciate what I already have."Da: De tre venner blev stående på klitten et stykke tid, mens landskabet omkring dem strakte sig ud i evighed.En: The three friends stood on the dune for a while, as the landscape around them stretched into eternity.Da: Freja følte sig pludselig lille, men det var en behagelig lillehed.En: Freja suddenly felt small, but it was a comforting smallness.Da: Som om hele verden kunne rummer hende.En: As if the whole world could contain her.Da: Lige der.En: Right there.Da: Lige nu.En: Right now. Vocabulary Words:heaths: hedercarved: huggetbrushstrokes: penselstrøgbeckoned: lokkedeclarity: klarheddensely: tættereapproaching: nærmedesubdued: stilnedebreathtaking: betagendepanorama: panoramaglimpsed: anessurf: brændingexertion: anstrengelseappreciate: værdsætteeternity: evighedcomforting: behageligpaused: pausenoise: larmstruggled: kæmpedewhipped: piskedetrapped: fangetsubsided: stilnedeendlessly: uendeligtglittered: glitrederacing: bankedecurled: vrimledecontained: rummetlandscape: landskabcleared: klarnedefigure out: finde ud af

Social Media steht weltweit auf dem Prüfstand. Australien verbietet Social Media für unter 16-Jährige. In Großbritannien wird diskutiert. In Deutschland beginnt die Debatte gerade erst. In dieser Folge spreche ich mit Carsten Kammholz darüber, ob Social-Media-Verbote wirklich helfen oder ob wir gerade an der falschen Stelle ansetzen. Wir reden über Medienkompetenz, Bildschirmzeit, brutale Inhalte, Cybermobbing, Verantwortung von Politik, Schulen und Eltern und darüber, warum Aufklärung wichtiger sein könnte als jedes Verbot. Wir diskutieren ehrlich, auch persönlich. Als Vater. Als Nutzer. Als Teil einer Gesellschaft, die mitten in einem riesigen digitalen Experiment steckt. Diese Folge ist kein Plädoyer für Verbote und kein Freifahrtschein für Plattformen. Sie ist ein Versuch, das Thema endlich ernsthaft zu diskutieren. Themen dieser Folge: Social Media Verbot unter 16 in Australien Warum Verbote Verantwortung verschieben können Medienkompetenz in Schulen und Grundschulen Brutale Inhalte, Doomscrolling und Abstumpfung Cybermobbing und fehlende Vorbereitung von Kindern Demokratie, Desinformation und Social Media Was Eltern konkret tun können Diskussion ausdrücklich erwünscht. Shownotes 00:25 Social Media Verbot unter 16 in Australien 02:23 Warum Verbote das Kernproblem nicht lösen 08:44 Brutale Inhalte und Abstumpfung bei Kindern 10:18 Medienkompetenz fehlt komplett in Schulen 11:53 Cybermobbing trifft Kinder unvorbereitet 18:36 Social Media zwischen Demokratie und Manipulation 20:22 Warum der Schaden größer wird Highlight-Passagen „Ein Verbot fühlt sich an wie Verantwortung abgeben.“ „Wir hatten Zeit, uns an das Internet zu gewöhnen. Unsere Kinder haben diese Zeit nicht.“ „Social Media ist ein riesiges gesellschaftliches Experiment.“ „Die Inhalte sind gefährlicher als die reine Bildschirmzeit.“ „Wir haben eine Demokratisierung von Information erlebt, aber auch von Müll und Lügen.“ „Medienbildung ist keine Elternaufgabe allein. Sie ist eine gesellschaftliche Aufgabe.“ Wenn du mich unterstützen möchtest, dann schaue gerne in meinen Supplements Shop https://projectnutrition.de vorbei. Folgt mir hier auf YouTube, Instagram oder Linkedin https://www.instagram.com/rezamehman_/ https://www.linkedin.com/in/rezamehman/

In dieser Folge sprechen Karsten Kammholz und ich, Reza Mehman, über die Reaktionen auf unsere letzte Iran Episode, siehe https://youtu.be/GXsLfZ7xmB0 , und über die Frage, die viele gerade beschäftigt: Was passiert nach einem möglichen Regimesturz im Iran wirklich? Ich lese mehrere Kommentare aus der Community vor, ordne sie ein und diskutiere mit Karsten die harten Punkte: Ist Reza Pahlavi nur Symbol oder echte Option? Kann Demokratie von außen entstehen oder muss Veränderung zwingend von innen kommen? Warum sind viele Exil Iraner so gespalten und warum wird der Weg zur Freiheit oft auf eine einzelne Person projiziert? Wir sprechen außerdem über das geopolitische Umfeld: die Rolle der USA, Trumps Deal Logik, die Angst vor einem Flächenbrand in der Region, die militärische Realität, die Frage nach Israel und was Europa und Deutschland überhaupt tun können oder eben nicht. Und ja, wir gehen auch an ein unbequemes Thema ran: Framing in Medien, die Verantwortung von öffentlich rechtlichen Sendern, und warum ich als opinion driven Podcaster anders spreche als ein Journalist. Wenn du verstehen willst, warum dieses Thema so emotional ist und gleichzeitig so komplex, dann hör rein. Shownotes 00:00 Warum diese Folge: Kommentare zur Iran Episode sprengen alles, positiv wie negativ 00:02 Regimesturz ist nicht gleich Freiheit: was passiert nach dem Sturz wirklich? Syrien als Warnung 00:05 Trump, USA und Deal Logik: große Drohkulisse, aber kein klarer Kurs für Freiheit im Iran 00:11 Exil Iraner Dilemma: Schuldgefühl, Rückkehr Frage und die Angst später verurteilt zu werden 00:14 Reza Pahlavi: Hoffnungsträger oder Risiko? Medien Framing, Sippenhaft, Machtanspruch Debatte 00:21 Flächenbrand Risiko: Iran, Israel, USA, militärische Realität und warum vieles unkalkulierbar bleibt 00:39 EU Sanktionen und Medien: Symbolpolitik, Nachrichtenlogik und warum Iran nicht dauerhaft Top Thema ist Highlight Passagen „Ein Regimesturz ist nicht automatisch Freiheit. Danach beginnt die eigentliche Arbeit.“ „Ich bin enttäuscht von Trump. Ich hatte gehofft, dass Worte auch mal Taten bedeuten.“ „Als Exil Iraner hast du dieses Schuldgefühl immer dabei. Du bist sicher und andere werden geschlachtet.“ „Wenn wir schon Gebühren zahlen, wünsche ich mir neutrale Infos. Kein Framing.“ „Demokratie ist nichts Selbstverständliches. Sie ist anstrengend und sie braucht jeden.“ „Wir drehen uns im Kreis: Der Schah war schlimm. Ok. Aber was ist jetzt die Lösung für morgen?“ „Europa kann Sanktionen beschließen. Das ist ein Zeichen. Aber es verändert erstmal nichts.“ „Die große Frage ist nicht nur wer stürzt das Regime. Die große Frage ist: Was kommt danach?“ Wenn du mich unterstützen möchtest, dann schaue gerne in meinen Supplements Shop https://projectnutrition.de vorbei. Folgt mir hier auf YouTube, Instagram oder Linkedin https://www.instagram.com/rezamehman_/ https://www.linkedin.com/in/rezamehman/

Jeden ersten Dienstag im Monat unterhalten sich Sabine und Manfred über ein gemeinsam gelesenes Buch. Heute unterhalten sie sich mit dem Autor Karsten Blaas über sein neues Buch: „Nordstern 2.0 Martin, Sophia und die Zukunft “. Das Gespräch wurde im Januar 2026 im Funkhaus aufgezeichnet. Wer den ersten Band „Nordstern - 14 Tage und 40 Jahre im Leben des Martin Hansen“ nicht kennt, findet sich mühelos in dem neuen Roman „Nordstern 2.0 Martin, Sophia und die Zukunft“ zurecht. Passagen aus dem 1. Band erleichtern dies.

Karsten & Alex wrap up the UCL League Phase and transition to cover a weekend of league football!

2 de Febrero de 1829. Nace William Stanley. 3 de Febrero de 1852. Ocurre la batalla de Caseros. 4 de Febrero del 708. Muere Sisinio. 5 de Febrero de 1846. Nace Johann Most. 6 de Febrero de 1833. Muere Fausto Elhuyar. 7 de Febrero de 1751. Nace María Agueda Gallardo. 8 de Febrero de 1204. Muere Alejo IV. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

Was sich bei Bürokratie, Verwaltung und digitaler Identität konkret ändert

Walther Bensemann war einer der wichtigsten Funktionäre des deutschen Fußballs bevor es Fußballfunktionäre überhaupt gab! Ende des 19. Jahrhunderts kam er nach Karlsruhe und war ab diesem Moment an zahlreichen Fußballvereinsgründungen im ganzen Land beteiligt. Auch das Fußballmagazin KICKER entstand aus seiner Initiative heraus. In Karlsruhe wurde nun eine Straße nach ihm benannt. Die ganze, durchaus spannende Geschichte von Walther Bensemann erzählt Euch Jan in dieser Podcast-Folge. Karsten sagt Euch, warum Ihr aus Eurem Reisepass keine Seiten herausreißen dürft (sonst wäre es ja ein Reiße-Pass) und von einem spektakulären Auto-Unfall mit Fahrerflucht. 29:59 ist der Podcast, der sich wöchentlich mit spannenden Themen aus dem Sendegebiet des Radiosenders "die neue welle" auseinandersetzt. Unterhaltsame und manchmal auch sehr kuriose Geschichten, die im Radio nur kurz oder gar nicht vorkommen. Dies ist Folge: 316.

Karsten and Alex give their thoughts on the AFCON, then shift gears to club football and the UCL Match Day 7 games.

Karsten and Alex wrap up their thoughts on the AFCON Quarter-Finals and shift gears towards the final four.

Spontanköp, felköp eller när det helt enkelt inte blev som man hade hoppats på vi pratar om våra dummaste köp! Lyssna på alla avsnitt i Sveriges Radios app. Ett nyfiket och underhållande aktualitetsprogram med lyssnaren i fokus.Vi hör bland andra Karsten, som köpte en get för tio kronor, Annika vars premiär-lövblåsning stoppades av moder natur, och superbudaren Johan som råkade köpa upp ett helt lager av elektronik!I extramaterialet pratar vi om både usla och lysande klädköp, drönare – och Henkes rockstjärnedrömmar!

Karsten and Alex wrap up the group stage and preview the Round of 16.

Guests Yonas and Matthew make their OTV debut as Kayo returns with Karsten and Alex for a Ro16 review and QF preview.

26 de Enero de 1878. Muere Kirkpatrick Macmillan. 27 de Enero de 1868. Comienza la Batalla de Toba-Fushimi. 28 de Enero de 1444. Nace Francesco de Pazzi. 29 de Enero de 1863. Ocurre la masacre del río Bear. 30 de Enero de 1836. Muere Betsy Ross. 31 de Enero de 1980. Queman la embajada española en Guatemala. 1 de Febrero de 1733. Muere Augusto II el Fuerte. Esta obra está bajo una Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional. Las músicas utilizadas han sido: Karstenholymoly de Karsten and Javalaus de su disco Planet Earth. Heart of Heroes de Gregoire Lourme de su album Heart of Heroes. I am a Soldier de Gregoire Lourme de su album Heart of Heroes. We all Stand for Freedom de Gregoire Lourme de su album Heart of Heroes. You saved my Child, Doctor de Gregoire Lourme de su album Heart of Heroes. The Volunteers de Gregoire Lourme de su album Heart of Heroes. The Solidarity Chain de Gregoire Lourme de su album Heart of Heroes. Theme for the Firemen de Gregoire Lourme de su album Heart of Heroes.

Karsten and Alex preview the 2025 AFCON.

Karsten, Alex, and guest Kayo talk UCL!

Karsten & Alex return to discuss club football.

Krampitz, Karsten www.deutschlandfunk.de, Tag für Tag

n this episode of Talking Grit, hosts Jason Harwood and Jacob Litton are joined by Al Kartsen from Pride of Detroit to discuss the recent hiring of Drew Petzing as the new offensive coordinator for the Detroit Lions. The conversation kicks off with a light-hearted introduction before diving into the implications of the OC change, particularly how it affects the team's offensive strategy moving forward. Al shares his initial thoughts on Petzing, expressing optimism despite the mixed reactions from the fanbase. The trio discusses the importance of the run game, the potential for play-action passes, and how Petzing's experience could benefit the Lions' offensive line and skill players like Jameer Gibbs and Sam Laporta.As the discussion progresses, the focus shifts to the Lions' defensive front seven, analyzing the performance of players like Derek Barnes and Alim McNeil. Al highlights the need for better utilization of players and the importance of adapting the defensive strategy to maximize effectiveness. The episode wraps up with a look ahead to the offseason, emphasizing the need for strategic acquisitions in both the draft and free agency to bolster the team's performance in the upcoming season. Overall, the conversation is filled with insights, humor, and a shared passion for the Lions' future.Visit us on X: @talkinggritpodJason - @Jason_TGPodJacob - @jmallittonYouTube - www.youtube.com/@TalkingGritFacebook - https://www.facebook.com/profile.php?id=61559912376520Reddit - https://www.reddit.com/r/Talkinggritpodcast/#detroitlions #NFL #football #NFCNorth00:00 Introduction and Guest Welcome04:24 Al's Lions Fan Journey04:51 Drew Petzing's Hiring Reaction10:03 Initial Thoughts on Petzing13:50 Optimism After 24 Hours16:05 Petzing's Offensive Philosophy22:54 The New Offensive Coordinator: Drew Petsing26:41 Healthy Friction and Coaching Dynamics31:55 Concerns and Optimism for the Upcoming Season36:03 Draft Strategies and Team Needs49:38 Introduction to Defensive Front Seven Discussion50:14 Changes Under Kelvin Shepherd52:09 Concerns About Player Utilization55:31 Analyzing the Linebacker Performance57:19 The Need for Aggressive Defensive Strategies59:59 Looking Ahead: Future Defensive Adjustments

Künstliche Intelligenz, Software-Plattformgeschäfte, Cloud-Lösungen: Digitalminister Karsten Wildberger (CDU) fordert einen Innovationsschub für Deutschland. Denn: Viel zu wenig Kraft sei bislang in neue Geschäftsmodelle gesteckt worden. Hamberger, Katharina www.deutschlandfunk.de, Interview der Woche

Timothy and Karinna Karsten - Founders of Global Galactics: Inspiring Awe, Wonder, and Curiosity while Making Learning Fun. This is episode 810 of Teaching Learning Leading K12, an audio podcast. Timothy Karsten is the CEO and co- founder of Global Galactics, a branded ecosystem of content designed to educate, entertain, and inspire young children with original stories about the world around them.  A longtime advisor to leaders, families, and mission-driven organizations, he brings decades of experience in strategic guidance, business building, philanthropy and ecosystem design to the vision and growth of the company. Karinna Karsten is the co-founder of Global Galactics and a serial entrepreneur known for transforming research and insight into human-centered innovation. A recognized voice in emotional wellness and relationship intelligence, her work spans global executives, celebrities, and major media platforms. Karinna is inspired by a deep passion for people, planet, and purpose.  The Karsten's inspiration for Global Galactics came from their 19 years travelling with their own Jack Russell, Sparky across twenty-two countries and all throughout the United States.  Timothy took Sparky into schools in Teach for America classrooms in Los Angeles, along with visiting schools and communities in India and Thailand.  Karinna and Timothy continued to travel with Sparky across the globe building good will across continents, and cultures. The eye-opening result was a deep understanding of what was missing for kids.  Global Galactics was created to inspire awe, wonder and curiosity and make learning fun, providing kids with content and tools to build confidence and understand themselves and their place in the world around them. Fun conversation! I love the focus! Thanks for listening! Thanks for sharing! Before you go... You could help support this podcast by Buying Me A Coffee. Not really buying me something to drink but clicking on the link on my home page at https://stevenmiletto.com for Buy Me a Coffee or by going to this link Buy Me a Coffee. This would allow you to donate to help the show address the costs associated with producing the podcast from upgrading gear to the fees associated with producing the show. That would be cool. Thanks for thinking about it.  Hey, I've got another favor...could you share the podcast with one of your friends, colleagues, and family members? Hmmm? What do you think? Thank you! You are AWESOME! Connect & Learn More: https://www.globalgalactics.com/ https://www.instagram.com/globalgalactics https://www.facebook.com/globalgalactics/ https://www.youtube.com/@SparkStarKids https://www.linkedin.com/company/global-galactics/ https://www.tiktok.com/@globalgalactics Length - 40:38

As we step into the New Year and take a moment to reset after the holiday season, this episode marks the final Winter re-release before we return with brand-new content.To start the year on a thoughtful note, we're revisiting one of this year's most popular episodes, perfect to enjoy with a cup of coffee or tea as you reflect on the year that's passed and look ahead to what's next, just like David will be.Thank you for being with us through the Winter re-releases, and we'll see you very soon with new episodes in the year ahead.In this episode of the FocusCore Podcast, host David Sweet interviews Karsten Michaelis, CEO for North Asia and President of DHL Global Forwarding Japan. Karsten shares his extensive experience in the logistics industry, with a particular focus on his leadership journey across various Asian countries, including Japan. He discusses the unique challenges and strategies involved in managing teams in Japan, the importance of adapting to local cultures while maintaining core management principles, and the necessity of bridging the gap between headquarters and local expectations. Additionally, Karsten touches on fostering innovation, sustainability efforts at DHL, and the evolving landscape of logistics, especially in the wake of the COVID-19 pandemic. The conversation provides valuable insights into the complexities of global logistics and effective leadership in a multicultural environment.The 2026 FocusCore Salary Guide is here: 2026 Salary GuideIn this episode you will hear:Karsten's strategies for adapting leadership approaches across different culturesThe importance of understanding and bridging HQ and local expectations in JapanInsights into fostering innovation and responsive leadership within a global organizationHow DHL is leveraging digital tools and AI to drive operational excellenceSustainable business practices and the future of logistics in a carbon-neutral worldKarsten's personal reflections on motivation and leadership development in the logistics industryAbout Karsten:Currently the CEO North Asia and President/Representative Director of DHL Global Forwarding Japan, Karsten is responsible for the overall strategy and development of our business in Japan, Korea, Mongolia and Philippines, which encompasses air- and oceanfreight, customs clearance, industrial projects, ocean bulk, motorsports as well as some warehouse activities.Karsten brings over two decades of forwarding experience with him which began in Germany in 1996. Since 2002, he has been working in Asia Pacific with postings in Hong Kong, Bangladesh, Australia and Singapore. Prior to his current role, Karsten held several positions with DHL Global Forwarding, heading the oceanfreight team in Asia Pacific he was responsible for the development of the ocean freight business spanning 21 countries across Asia Pacific.Karsten graduated with Honors in Business and Management Studies from Oxford Brookes University. He currently sits on the Asia Pacific Management Board for DHL Global Forwarding and is based in Tokyo.Connect with Karsten:LinkedIn:

Happy New Year? How would you ensure that the world does not raise average temperatures above 1.5 degrees? “Kill all the cows!” was one answer. “Shut down all the coal mines!” was another when I asked my conference audience in Albania last month. Welcome to Show 314 of Absolutely Intercultural, the podcast about all things … Continue reading "En-ROADS +++ Climate Interactive +++ climate policies +++ Susan Golden +++ absolutely intercultural 314 +++"

Maybe you've been told to put your money where your mouth is, but have you ever been told to put your money where your values are? In this What's Brewing episode we take a step away from doing mission to exploring a new way to make mission possible. Blake Smith hosts Karsten Kasmar, founder of Real Hope Advisors, to discuss values-based financial management. Karsten emphasizes that everyone has wealth, not just the financially affluent, and shares his journey from financial instability to helping others align their finances with their values. Karsten encourages listeners to decide who and what they want to be in the world and then find ways, in community, to make it a whole-life reality.  Books mentioned by Karsten: “Total Money Makeover,” by Dave Ramsey “Finance for the People” by Paco de Leon  Have a question for Karsten? Email him at: karsten@realhopeadvisors.com Listen to more episodes in the What's Brewing series. Download the Transcript. Thanks for listening to Faith Unfiltered!Follow us on Facebook and Instagram!Intro and Outro music used with permission: “For Everyone Born,” Community of Christ Sings #285. Music © 2006 Brian Mann, admin. General Board of Global Ministries t/a GBGMusik, 458 Ponce de Leon Avenue, Atlanta, GA 30308. copyright@umcmission.org “The Trees of the Field,” Community of Christ Sings # 645, Music © 1975 Stuart Dauerman, Lillenas Publishing Company (admin. Music Services). All music for this episode was performed by Dr. Jan Kraybill, and produced by Chad Godfrey. NOTE: The series that make up Faith Unfiltered explore the unique spiritual and theological gifts Community of Christ offers for today's world. Although Faith Unfiltered is a Ministry of Community of Christ. The views and opinions expressed in this episode are those speaking and do not necessarily reflect the official policy or position of Community of Christ.

Das Rollenspiel-Jahr 2026 hat viel zu bieten. In knallharten 'Pick or Kill'-Duellen entscheiden Lea, Micha, Fabiano und Karsten, über welche Spiele sie sprechen wollen.

#667: Home prices have outpaced wages for more than a decade, and first-time buyers are stretching further every year. Now a new idea is entering the conversation, the 50-year mortgage. It promises lower monthly payments, yet it reshapes everything from equity growth to long-term risk. In this episode we sit down with Karsten Jeske, PhD, CFA from Early Retirement Now, a former Federal Reserve economist known for forensic financial modeling. Together we walk through when a 50-year mortgage might make sense, when it clearly does not, and why the math is rarely as simple as “higher payment versus lower payment.” We also dig into how ultra-long mortgages could push home prices even higher, and what this means for today's buyers and tomorrow's retirees. If you've wondered whether extended loan terms offer real affordability or just disguise the cost, this conversation gives you a clearer lens. Key Takeaways Why stretching to a 50-year mortgage can look affordable on paper yet leave you with far slower equity growth in the years that matter most. The few cases where a longer mortgage term can support a deliberate strategy, such as freeing cash flow to invest, and why this only works for certain borrowers. How inflation, appreciation, and opportunity cost change the “true” math behind 30-year versus 50-year loans. Why ultra-long mortgages may raise home prices more than they help buyers and what this means for generational wealth. How late-life mortgage decisions, downsizing, and step-up in basis reshape your legacy far more than the length of the loan itself. Resources and Links Early Retirement Now blog, Karsten's research and mortgage modeling. Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) 50-year mortgage debate begins (02:52) Karsten says it expands options for sophisticated investors (05:42) Paula focuses on owner-occupants who can't afford houses (11:03) Equity difference: $80K vs $20K after 10 years (18:26) Lower payments could fund other investments (25:17) Lenders package mortgages for institutional investors (29:18) US doesn't issue 100-year bonds despite stability (34:00) Small term premiums create huge returns (43:31) Paying more interest isn't automatically bad (48:08) First-time buyers now average age 40 (56:08) Geographic arbitrage enables mortgage payoff (01:00:20) 50-year mortgages could inflate home prices (01:04:51) Supply constraints drive housing affordability crisis (01:07:29) Fed might pause rate cuts in December Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back Sox fans to another episode of the AppleSox Podcast!

Drs. Karsten Bartels and Ted Reniers discuss the article "The Effects of Dexamethasone in Cardiac Surgery: A Registry-Based, Real-World Data Analysis of Clinical Outcomes From the Netherlands Heart Registration" published in the December 2025 issue of Anesthesia & Analgesia.

Hello dear listeners and welcome to show 313 of our podcast Absolutely Intercultural. Our topic today is one that touches the core of many societies: “Are modern values diluting religion?” We live in a time of rapid change, where new social norms often clash with centuries-old traditions. Does this mean faith is watering down, or … Continue reading "Modern Values and Religion +++ Marriage +++ Fasting +++ Progressive vs Conservative +++ Absolutely Intercultural 313"

In this episode of the Pastor to Pioneer Podcast, Neal Karsten and Britton discuss the unique qualities that make pastors well-suited for pioneering new church models, as well as the challenges they face in this transition. They explore the importance of conviction, the loneliness of pioneering, and the need for detox from traditional church models. The conversation emphasizes the significance of relationships over programs and the necessity of humility and dependence on God in the pioneering journey.

I 2021 udkommer en biografi om Tage Frandsen. Det er første gang, han fortæller hele historien om sin barndom. Ikke engang Karsten, hans partner igennem mere end 40 år, kender hans historie. Hver gang nogen har spurgt, har han slået det hen. For har skammet sig over, at være et uønsket barn. Han tror ikke, at hans mor har læst hans bog, for hun har aldrig interesseret sig for hans liv. I det hele taget tror han ikke hun har elsket ham. Og så alligevel. For da hun dør, finder han nogle overraskende ting i hendes hjem. Vært: Anne Sofie Kragh Klipper: Leo Peter Larsen Redaktør: Michelle Mølgaard Andersen Research: Sarah BechSee omnystudio.com/listener for privacy information.

In today's episode, we sit down with our friend Karsten to break down Gustav Isaksen's recent performances and what they really mean for Lazio's future. We also discuss what the Biancocelesti urgently need in January to turn the season around. Hosted on Acast. See acast.com/privacy for more information.

#643: Picture this: you're at the Federal Reserve years ago. The chairman literally hangs up a conference call, waits 30 minutes, then calls back — suddenly everyone agrees on the rate decision.  That's the kind of insider story Karsten Jeske (“Big ERN”) shares when he joins us to break down what's happening with the economy right now. Karsten worked at the Federal Reserve Bank of Atlanta for eight years, then spent a decade on Wall Street at Bank of New York Mellon.  Today he runs the popular Early Retirement Now website, where he applies his economist background to help people understand money and markets. You'll hear Karsten explain why the Fed is about to start cutting interest rates. The futures markets are pricing in a 90 percent chance of a quarter-point cut, with more cuts likely through the end of the year.  But why? After all, inflation just ticked up in the latest CPI report, yet the Fed is still planning to lower rates. We dive into how this affects real people. If you're thinking about buying or selling a house, Karsten suggests acting sooner rather than later.  He explains the "buy the rumor, sell the news" principle – the bond market may have already priced in the good news about rate cuts, so waiting might not help you. The conversation covers some surprising economics too. Did you know that high interest rates can actually cause housing inflation?  When mortgage rates are expensive, fewer people build new homes, which drives up prices. It's the opposite of what most people think happens. Karsten walks through the recent jobs report revisions that caught everyone off guard. The government had to subtract nearly a million jobs from their previous estimates. He explains how this happens – it's not that officials are making up numbers, but tracking new businesses is genuinely hard to do in real time. You'll also learn about two Fed tools most people haven't heard of: the dot plot and R-star. The dot plot shows where Fed officials think interest rates should go over time. R-star represents the theoretical perfect interest rate when the economy has no problems — currently around 3 percent. The interview wraps up with Carsten's take on Fed culture. The consensus-building era under Greenspan is giving way to more dissenting votes, which actually makes the central bank more like it was decades ago under Paul Volcker. Enjoy! Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Podcast introduction and guest background Learn more about your ad choices. Visit podcastchoices.com/adchoices

ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retirement strategies, including cash flow considerations like Social Security and required minimum distributions (RMDs). Key Topics Discussed: Introduction to New Features (00:00:00) Introduction of a Q&A functionality on the ChooseFI website for community engagement. Listener Questions Segment (00:00:36) Introduction to the expert answers provided by Karsten and Fritz. Discussion on Safe Withdrawal Rates (00:05:26) Explanation of the traditional 4% rule and its significance. Karsten's Perspective on the 5.5% Rate (00:07:45) Critique of Bill Bangan's proposed increase in the safe withdrawal rate and why it may be misleading. Nuances of Early Retirement (00:34:25) Insights on adjusting retirement strategies when planning for longer horizons, emphasizing the time value of money. Fritz on RMDs and Safe Withdrawal Rate (00:36:16) Explanation of how RMDs impact withdrawal strategies, highlighting that RMDs apply only to pre-tax accounts. Actionable Takeaways: Adjust SWR to account for extended Retirement horizons Incorporate potential income sources such as Social Security into your retirement planning. (00:35:01) Carefully consider your asset allocation to manage risks related to early retirement (e.g., sequence of return risk). (00:48:06) Key Quotes: "The proposed 5.5% withdrawal rate is misleading and overly optimistic." (00:09:21) - Karsten Jeske "A safe withdrawal rate must not fall below 3.25% for financial security." (00:35:41) - Karsten Jeske "Plan for additional income sources like Social Security in retirement." (00:35:01) - Karsten Jeske "RMDs do not dictate your total spending in retirement." (00:39:00) - Fritz Gilbert "Behavioral finance warns against the pitfalls of emotional investing." (00:51:16) - Brad Barrett Timestamps: 00:02 - Invitation to submit questions at choosefi.com/feedback. 00:05 - Introduction of Karsten Jeske and Fritz Gilbert. 00:09 - Discussion on the safe withdrawal rate controversy. 00:35 - Required minimum distributions explained. 00:49 - Dynamic withdrawal strategies overview. Discussion Questions: How do you view the proposed increase in safe withdrawal rates? What strategies are you incorporating to prepare for early retirement? In what ways can Social Security impact your withdrawal strategy? How do you reconcile RMDs with your personal withdrawal goals? Related Resources: Early Retirement Now Blog: Insights into safe withdrawal rates. Retirement Manifesto: A guide to successful retirement strategies