Podcasts about spending habits

Nathan (aka, NDUB) invites Chris Magaña back on the show to discuss the steps to building wealth for beginners. Chris, the money nerd, talks on the importance of assessing one's current financial situation, understanding spending habits, and the significance of discipline in wealth building. He also touches on the need to embrace struggles and the evolving definition of wealth over time.  #wealthbuilding #financialliteracy #investmentstrategies #marketing #marketing #budgeting #financialgoals

Is it ever “too late” to get out of debt? Whether you're mid-career, nearing retirement, or already retired, this episode will shatter the “too late” myth and walk you through clear, actionable steps to take control of your finances, no matter your age or life stage. Visit hoyes.com to get personalized support in Ontario from a Licensed Insolvency Trustee to reduce debt before retirement, and access the FREE Hoyes Michalos credit rebuilding course. (00:45) Age & Debt: Does Your Age Limit Your Options? (03:00) Why It Feels “Too Late” – Common Concerns Explained (04:45) Step 1: Identify Your Income Streams (06:40) Step 2: Track Your Expenses and Spending Habits (10:00) Step 3: Review All Your Debts and Available Credit (10:45) Step 4: Build a Realistic Repayment Plan (Budget) (14:20) Approaching Retirement? Key Actions You Need to Take (17:00) Where to Apply Extra Payments: Tackling High-Interest Loans First (20:00) Why Debt Consolidation Often Falls Short (22:00) Downsizing, Selling Assets & Tapping Savings: Pros & Cons (24:00) Can it be too late for a Bankruptcy or a Consumer Proposal? (26:00) The One Debt That Never Disappears on Its Own: CRA (28:00) It's Never Too Late: Reducing Debt Legally Planning For Retirement When You Have Debt Debt Relief for Seniors in Canada: Your Options and Solutions RRSP and Bankruptcy in Canada: Will I Lose My Retirement Savings? Sign Up For The Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Jackie breaks down exclusive data from 127 millionaire founders inside Hampton, revealing how motivation, money management, and mindset evolve as net worth grows, from $1M to over $100M.Here's what we talk about:Why financial security stops being a motivator after $50M—and what takes its placeThe "F*** You" number: What real numbers show is the threshold for total financial freedomWealth allocation shifts: Crypto disappears, bonds and real estate dominate at the ultra-high endSurprising insights into monthly cash burn, and how spending changes (or doesn't) across net worth tiersTake-home income jumps dramatically past $50M—especially at the $100M+ levelTime vs. money: Wealthier founders are working fewer hours, but that doesn't guarantee happinessWhat motivates founders at every stage—and why some feel lost after hitting their big numberReal quotes from founders like Brian Johnson and Alex Peykoff on why they build, invest, and spend the way they do$50M is when founders stop caring about money entirely. Want to see what other millionaire money secrets we uncovered in the full report? https://www.joinhampton.com/wealth-reportCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Chapters:(00:29) Survey Insights: Wealth Allocation and Trends(01:02) Understanding the Respondents(03:09) Motivations and Milestones of Millionaire Founders(04:13) Case Study: Brian Johnson's Unique Motivation(05:47) Financial Security and Lifestyle Changes(08:47) Money Management: Crypto, Bonds, and Real Estate(10:46) Cash Flow and Spending Habits(16:14) Work-Life Balance and HappinessThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.You Host - Jackie LamportNot really the host, but the producer.Wrote this sentence.Older than I appear, I promise.

On this episode of Dollars & Sense, Joel and Zach dive into two critical financial topics you don't want to miss!First, they break down the latest Social Security updates, including why benefits might be reduced sooner than expected and what you can do to prepare. Then, they reveal four sneaky ways you might be spending money without even realizing it—from autopay subscriptions to those tempting impulse purchases.

Gugs Mhlungu is joined by Resident Certified Financial Advisor, Paul Roelofse, discussing the rise in online shopping, the pros and cons and safety measures you can take to protect yourself while making online transactions. 702 Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

With the halfway point of the season officially here, Duke Coughlin, Jordan Lazowski, and Nik Gaur bring you more analysis following a weird week of White Sox baseball - on and off the field. They start with the fan incident that occurred during the latest Diamondbacks series. Nik actually sat near the fan who started it all, so he gave us some insights into what led up to the incident before a larger discussion on fan behavior at the ballpark. Later, the crew talked about the latest struggles for the White Sox' young starting pitchers and how Noah Syndergaard is part of a picture to relieve them. They also discussed Chris Getz's comments about spending and round it out by discussing their halfway point surprises and disappointments. Tune in now!

#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits. Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X Ben's Post: Financial Advice That Doesn't Work Anymore Morningstar Column by John Rekenthaler Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More Award Travel Search Tools AwardTool: $20 off annual plans with code ALLTHEHACKS PointsYeah Points Path Chrome Extension Coinbase One: Join the waitlist here ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:27) The Great Wealth Transfer From Boomers to Millennials (05:52) Financial Mindsets Across Different Generations (09:10) Current Status of the Housing Market (11:37) Spending Habits in the Travel Industry (14:28) Financial Lessons From Every Generation (19:09) Stock Market vs. Housing Market (25:41) Financial Advice That Doesn't Work Anymore (27:33) How to Learn to Spend Money and Enjoy It Now (31:39) The Spectrum of Coast FIRE (38:48) Ben's Take on Social Security: Is It Worth It? (41:25) How to Navigate the Current Market Volatility (47:08) How Demographic Changes Impact the Investment Landscape (50:27) Active vs. Passive Investing (52:45) Different Ways to Automate Your Finances (54:26) Credit Card Points Inflation and Its Impact (58:09) Credit Card Returns: Cash Back vs. Welcome Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Richmond's excessive spending habits continue to be called into question. With the World Cup fast approaching, everyone is asking the same question: Where are all the tourists going to stay?! Does John Rustad still have a future with the BC Conservatives? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this final episode of our Beyond the Paycheck series, we dive into the financial basics that often get overlooked but are essential for building long-term stability and peace of mind. Joined by Richard Stirgus, Vice President of Community Relations at TAPCO Credit Union, we explore how to create sustainable budgeting habits, navigate the evolving world of digital banking, and choose the right financial tools without falling into hidden fee traps. Richard also breaks down credit fundamentals, from understanding APR to building a strong credit score, and offers practical tips for staying motivated on your financial journey—no matter your age or starting point. Whether you're a young worker figuring out your first budget or someone rethinking your finances later in life, this conversation is packed with actionable steps to help you take charge of your financial future.

In this episode, the importance of preparing for financial uncertainties in retirement, likening it to weatherproofing against storms. They explore the influence of social media on investment decisions, cautioning against following financial influencers without proper guidance. The conversation also touches on the psychological effects of spending habits, particularly in relation to the 'Target effect', and emphasizes the need for strategic tax planning in retirement, including the benefits of Roth IRAs. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Who doesn't love summer vibes?! Remember the days when summer meant no school and nothing to do? Oh, how I miss those times! I used to live my best life in the summer – all the way up until graduating college. Then, real life happened, and summer became no different from any other season. But that's not 100% true. In fact, summer is the perfect time to reevaluate your spending habits, because the season usually starts right around the middle of the year. Whether you set annual goals or not, pulse checking on your spending and money habits midway through the year will leave you with enough time to implement any changes that may be needed in your finances. In this episode, I'm sharing why summer is the perfect time to reevaluate your spending habits, and how you can go about doing it!   Here's a glance at this episode: [02:00] Want to save some extra money this summer? Join the Free 4-week Summer Savings Challenge now! [03:30] Summer is a great time to see how you're making progress towards your annual goals and intentions. Raya shares some questions you can ask yourself. [05:43] Summer usually comes with its own spending temptations, this means being mindful and intentional is a must. [10:17] Don't know where to start when it comes to budgeting and tracking your spending? Raya offers an easy solution for listeners. [14:00] Whatever you discover about your summer spending habits, create a new summer money rule to follow for future summer seasons.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Join the upcoming FREE 4-week Summer Savings Challenge! Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

On this episode: Should you be building up your cash reserves? The MVP of your Retirement plan. Things to watch out for in an IRA-to-Roth rollover. Like this episode? Hit that Follow button and never miss an episode!

Deanna Yates is the host of the popular podcast, Wannabe Clutter Free, where she helps busy modern families learn how to let go of the stuff holding them back so they can stop spending their entire weekend cleaning house and start enjoy more time together.Deanna's positive attitude and down to earth nature has propelled the Wannabe Clutter Free podcast to the top 0.5% of all podcasts. With expert guests, and tips and tricks from her own experiences, she has helped women from all over the world discover the freedom that comes from living clutter free.When she's not helping clients love their homes again, you can find her trying something new, searching for the tastiest breakfast burrito, or balancing her love of world travel with her love of snuggling up on the couch.Connect with Deanna Further Below:New children's book- Lenora and Her Super Duper Messy Room https://www.amazon.com/Lenora-Super-Duper-Messy-Room/dp/B0F6NRGZ1Dwannabeclutterfree.cominstagram.com/wannabeclutterfreeClick Here to Sign up for the Get Out of Debt Without Giving Up Your Summer Vacation Masterclass. Click Here to book your complimentary Financial Clarity Consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to open an Account with Ally Bank Using My Referral Link. Follow Me on Instagram → @germainefoleycoaching

Kevin Brucher discusses the various stages of retirement and how to navigate them effectively. He shares personal anecdotes about his long-standing client relationships and emphasizes the importance of planning for living situations in retirement. The conversation also covers financial planning, including the significance of debt management and the peace of mind that comes from eliminating debt. Kevin encourages listeners to engage with their financial advisors and family members to ensure a comfortable retirement experience. The speakers also touch on the significance of tracking expenses and maintaining social connections, as well as the current economic landscape and investment strategies, particularly in cryptocurrencies. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Please, share, rate, and review our show to support the value and visibility of our episodes.Watch Us & Subscribe on YouTube. We're back! After a short break filled with travel, exams, and life, Tanya and Sabrina return with a real talk on parenting, money personalities, and the messy beauty of growth. In this candid convo, we unpack everything from clothing drama to how emotional patterns affect our finances. Plus, we reflect on Tanya's visit to Sabrina's econ class and why understanding your money personality is the first step to building generational wealth. Whether you're a mom, a teen, or just someone trying to navigate this juggling act of life—this one's for you.00:00 – Welcome Back: Why We Took a Break01:30 – Communication Breakdown: The Lululemon Bra Incident04:50 – Humor + Honesty in Parenting06:20 – Sabrina's Econ Class & Tanya's Career Talk10:00 – Teens + Career Pressure: Do They Know What They Want?13:00 – Economic Volatility, Side Hustles & Emotional Triggers15:00 – Warren Buffett's Advice: The Best Investment You Can Make17:00 – Understanding Your Money Personality with the 4 Elements19:15 – Where Is All the Money Going? Sabrina Confesses20:00 – Recap & Assignment: Track Your Elemental Spending21:00 – What's Next: Prepping for the Next Step in InvestingIf this episode made you laugh, think, or say "same here!", we'd love if you shared it with a friend or teen in your life. Don't forget to subscribe, rate, and review the show. It helps other moms and teens find us!

127 founders (net worth: ~$1M–$100M+) opened up their personal books. Want to see how your finances stack up? https://www.joinhampton.com/wealth-reportAdam Robinson was days away from a $70M exit… then the buyer walked. But the deal collapsing turned out to be a blessing.Here's what we talk about:His current company now does $25M ARR with $1M monthly profit.He accidentally spent millions before the deal closed on land, crypto, and a new mortgage.Then came a surprise 60% tax bill, thanks to a little-known IRS rule.Adam explains why high income doesn't equal peace of mind.He shares how Wall Street shaped his risky money habits.His spending: $750K/year, two kids, boat, Aspen trips, wellness lifestyle.He admits he wasn't ready for a big exit and still might not be.Now, he's focused on structure, restraint, and building wealth slowly.And why cash flow feels better than a windfall… at least when you're winning.Cool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Chapters:(00:00) The Big Exit That Never Happened(00:54) Adam's Financial Resilience(02:25) From Wall Street to Startups(06:59) The Startup Struggles(10:31) The Almost Sale and Its Aftermath(12:35) Crypto Craze and Financial Lessons(15:13) Rebounding and Learning from Mistakes(19:21) The Genius Trade of the Century(22:38) Financial Anxiety and Business Risks(25:26) Tax Surprises and Financial Planning(29:27) Spending Habits and Lifestyle Choices(36:28) Balancing Wealth Building and Lifestyle(37:14) Conclusion: The Exit That Wasn'tThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.

What really happens when a 21-year-old NFL rookie suddenly gets millions of dollars? In this episode of The Rich Somers Report, Rich sits down with Super Bowl champion and Pro Bowler Golden Tate to pull back the curtain on the financial realities, spending habits, and mindset shifts that come with making it to the league—and why building true wealth is a totally different game.Rich and Golden discuss:How Golden managed the pressures and distractions that come with early successThe real reasons so many pro athletes go broke—and how he avoided the trapsSpending habits inside the NFL locker room (private jets, luxury watches, $5K dinners)Why wealth is built through smart investing, not flashy purchasesHow shifting from “me first” to “family first” transformed his relationship with money and purposeGolden also opens up about the emotional challenges athletes face after retirement, what he's learned about stewardship, and why faith, humility, and accountability are the keys to building a life that lasts beyond the game. Whether you're chasing big goals or navigating newfound success, this episode is a masterclass on staying grounded, focused, and financially smart.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

What if the secret to building your dream business isn't about saving more, but about spending smarter? In this episode, Danielle Hayden, CEO and founder of Kickstart Accounting, Inc., invites you to stop feeling guilty every time you make an investment in your business. Instead, learn how to spend with clarity, purpose, and profit in mind. She walks you through the healthy spending percentages successful businesses use across categories like marketing, payroll, operations, and more to thrive. You'll also get practical tools and reflection questions to help you make CEO-level money decisions that align with your short-term goals and long-term vision. Key Takeaways:  Spending is Necessary for Growth: Healthy businesses spend money, and the key is doing it with intention and a clear plan. Your Mindset Matters: Guilt-free spending starts with shifting how you view expenses—from “costs” to “investments.” Budget by Business Season: Your business's financial plan should match the stage you're in: growth, maintenance, or development. Know Your Numbers & What's Healthy: Breaking down your expenses into healthy percentage benchmarks can help you make informed decisions. You Get to Define Success: Don't compare your business to others. Use your goals to determine where your money should go. Topics Discussed: The CEO Mindset Shift: Spending as a Growth Strategy (01:01 – 03:32) Understanding Your Business Season and What It Means for Your Budget (03:34 - 06:03) Healthy Percentage Benchmarks Breakdown (05:07 – 14:34) Using the Healthy Percentages Worksheet to Plan for the Future (14:40 – 16:53)   Resources: KSA Healthy Percentages Worksheet | KickstartAccountingInc.com/Healthy  How to Build Your Team Series | https://kickstartaccountinginc.com/category/hiring/  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/    Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

From parking to road tolls to school fees, prices are rising in the UAE. So, how do we respond? Helen gets expert advice from Beth Clay of Financed Well and financial coach Jay Adrien Tolentino. Meanwhile, the 2025 edition of the annual GCC Board Gender Index Report shows the UAE leading the way with 14.8% of board seats held by women. The experts break down why its important. And as George and Amal Clooney say they’ve NEVER had a row in 11 years of marriage, Dr Thoriaya of the Human Relations Institute explains why that's not necessarily a good thing... See omnystudio.com/listener for privacy information.

What if the secret to building your dream business isn't about saving more, but about spending smarter? In this episode, Danielle Hayden, CEO and founder of Kickstart Accounting, Inc., invites you to stop feeling guilty every time you make an investment in your business. Instead, learn how to spend with clarity, purpose, and profit in mind. She walks you through the healthy spending percentages successful businesses use across categories like marketing, payroll, operations, and more to thrive. You'll also get practical tools and reflection questions to help you make CEO-level money decisions that align with your short-term goals and long-term vision. Key Takeaways:  Spending is Necessary for Growth: Healthy businesses spend money, and the key is doing it with intention and a clear plan. Your Mindset Matters: Guilt-free spending starts with shifting how you view expenses—from “costs” to “investments.” Budget by Business Season: Your business's financial plan should match the stage you're in: growth, maintenance, or development. Know Your Numbers & What's Healthy: Breaking down your expenses into healthy percentage benchmarks can help you make informed decisions. You Get to Define Success: Don't compare your business to others. Use your goals to determine where your money should go. Topics Discussed: The CEO Mindset Shift: Spending as a Growth Strategy (01:01 – 03:32) Understanding Your Business Season and What It Means for Your Budget (03:34 - 06:03) Healthy Percentage Benchmarks Breakdown (05:07 – 14:34) Using the Healthy Percentages Worksheet to Plan for the Future (14:40 – 16:53)   Resources: KSA Healthy Percentages Worksheet | KickstartAccountingInc.com/Healthy  How to Build Your Team Series | https://kickstartaccountinginc.com/category/hiring/  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/    Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

127 founders (net worth: ~$1M–$100M+) opened up their personal books. Want to see how your finances stack up? https://www.joinhampton.com/wealth-reportShane Cultra walked away from his family's five-generation nursery business—triggered, in part, by watching Succession. Along the way, he built up a $10M net worth, stacked Bitcoin, turned a blog into a domain empire, and made peace with a father who didn't speak to him for a year after he left.Here's what we talk about:How Shane went from pit trader to plant farmerThe domain side hustle that cashflows $300K+ a yearBreaking down his $10M net worth: Bitcoin, land, stocks, and side gigsWhy his dad thought success would make him lazyThe real cost of working with family—and why he'd still do it all over againHow Succession mirrored his life and led him to finally walk awayThe awkward equity breakdown: 33%, but no controlSelling a blog for $75K and going all-in on digital real estateWhy he'd rather make $18K for himself than $100K working for someone elseLetting his daughter fail—and why that's the lesson his dad never learnedHis exact monthly spending: $5,600/month, no mortgage, travel-heavy lifestyleFrom Porsches to a two-door Bronco: redefining what rich looks like$4M in stock holdings (including a $10K Apple investment for his daughter that grew to $400K)Why he's not pushing the family business to the next generation—and what legacy really meansCool Links:If you're a founder or CEO with $3M+ in revenue or funding, or you've sold a company for $10M+, check out Hampton: https://www.joinhampton.com/If you want a cool podcast like this one, check out Lower Street https://www.lowerstreet.co/Check out Shane's blog! https://www.botany.comChapters:A Family Legacy in Crisis (00:00)Shane's Financial Journey (00:31)The Nursery Business Dynamics (04:51)Shane's Early Career and Return to Family Business (09:12)Navigating Family and Business Conflicts (11:49)The Importance of Land Value (16:25)Venturing into Domain Names (17:27)The Unexpected Offer: Selling My Blog (21:07)Family Tensions: Side Income and NFTs (21:43)Measuring Wealth: Personal Stories (23:01)Leaving the Family Business: A Tough Decision (24:59)Reconciliation and Moving Forward (30:42)Advice for Founders with Kids (33:41)Financial Overview and Spending Habits (35:37)Final Thoughts on Family Legacy (39:10)This podcast is a ridiculous concept: high-net-worth people reveal their personal finances.Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.

On the next two episodes of CFO at Home, Vince's guest is Jonathan Blau, Founder and Chief Executive Officer of Fusion Family Wealth, a Long Island-based, fee-only, registered investment advisory firm. Jonathan is also an industry thought leader in behavioral finance – helping investors learn to make rational money decisions and identify biases that drive poor money decisions and then helping to modify their “money behavior". In part 1 of their conversation, Vince and Jonathan dive into the psychology behind procrastination, particularly how it affects our ability to plan and make crucial financial choices. They also discuss what makes some of us overspenders, while others are frugal, and how the pain associated with making financial choices leads many to avoid planning altogether, often opting for immediate gratification instead. To learn more about Jonathan, go to fusionfamilywealth.com, or check out his podcast, Crazy Wealthy Podcast. Key Topics: Understanding procrastination in financial planning The pain of making financial choices and its impact on behavior The physiological effects of spending and the pursuit of happiness How hyperbolic discounting affects long-term financial decisions The balance between overspending and being overly frugal The influence of upbringing on spending habits and financial fears Key Links Fusion Family Wealth Crazy Wealthy Podcast Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

NFL Hall of Famer, Brain Urlacher, sits down to chat about business mistakes made early in his career, spending habits, what his best strength is as an entrepreneur, and more!The views and opinions expressed in this video are solely those of the individuals featured and do not necessarily represent the views or opinions of Athletes & Assets. We do not accept liability for any advice given in this video, and viewers are encouraged to seek professional guidance before making any business decisions. Additionally, the participation of athletes in this video does not imply endorsement or sponsorship by their respective employers

Spending tends to decrease in retirement, but it isn't always predictable. To prepare, you must develop plans to manage both essential and nonessential expenses. Join us as we discuss how thoughtful spending plans can lead to a more satisfying retirement.

On this episode of The PlayStation Drive, the team talks about their video game spending habits!★ LINKS ★► Support Carpool Gaming on Patreon: https://patreon.com/carpoolgaming► Join our amazing Discord community: https://discord.com/invite/WR3qcXJq9n► Get your Carpool Gaming merch: https://carpoolgaming.com/► Check us out on Twitch: https://twitch.tv/carpoolgaminglive► Subscribe on YouTube: https://youtube.com/carpoolgaming► Follow on Twitter: https://twitter.com/carpoolgaming★ ULTIMATE PRODUCERS ★Johnathan Brown: https://linktr.ee/pme.jibCwagmire, who reminds you that the best babes are Xenobabes.TechMike, who says "Whether you are Kevesi or Agnian, you're a Xenobabe at heart."★ PLATINUM PRODUCERS ★Smokin JoeThe CaptainTim Paullin★ GOLD MEMBERS ★Adam KAnnaAwesomeDave1337Brad MooreBrian ReeseCecily CarrozzaDan & LumaDannohhEmily O'KelleyJon32LigerWoods330Mr GigglesOldMrFrumpPatrice MallettePeje EPRiley KingSoloSteven KellerToxic

If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/.Eran Galperin bootstrapped a niche SaaS for Brazilian Jiu-Jitsu gyms, sold it for $32.5 million, moved to Japan, and is now quietly living the FIRE dream — with a few luxury upgrades.Here's what we talk about:- How Eran went from $15K in the bank to a $32M exit (with 90% equity!)- Why he ignored VCs and chose to bootstrap — and how it paid off years later- The long, slow ramp: 4 years to $12K MRR, 8 years to $3M ARR- The FIRE mindset that guided his financial decisions from day one- How and why he moved to Japan — including taxes, cost of living, and lifestyle- What it actually cost to move abroad and build a luxury home in Tokyo- His full post-exit portfolio breakdown (hint: most of it's in index funds)- What it's like working after the exit — and why he's still showing up- The one splurge that changed his mindset about spending- The emotional reality of selling your company — and why it felt more like relief than celebration- Why he's mentoring early-stage founders and learning real estate development — just for funCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/FIRE Subreddit https://www.reddit.com/r/Fire/?rdt=37862fatFIRE Subreddit https://www.reddit.com/r/fatFIRE/Chapters:(00:00) The $32 Million Exit(01:48) Why FIRE(08:31) The Slow SaaS Ramp of Death(12:49) The Big Move to Japan(14:32) Financial Optimization and the Exit Strategy(19:05) The Final Deal: $32.5 Million Sale(23:25) Financial Breakdown and Initial Investments(26:03) Post-Exit Financial Planning(28:19) Lifestyle Changes and Spending Habits(33:49) Building a Dream Home in Tokyo(38:52) Continued Work and New Ventures(42:30) Final Thoughts and Future PlansThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances.Inspired by real conversations happening in the Hampton community.Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.

Episode Summary:In this episode of The Dental Boardroom Podcast, Wes Read, CPA and Certified Financial Planner, dives into the importance of establishing a spending plan to achieve long-term financial freedom. Wes discusses common financial pitfalls dentists face, the psychological challenges around budgeting, and actionable strategies for taking control of your money. Learn how effective spending and disciplined saving can set you on the path to a secure retirement and a fulfilling life.Key Points:The Importance of a Spending Plan: Why a spending plan is a more empowering concept than a traditional budget.Understanding Your Actual Spending: Most people underestimate their expenses by 40-50%.The Power of Saving: How saving $100,000 a year with 8% growth can lead to $7.3 million in 25 years.Delayed Gratification and Pent-Up Consumerism: Overcoming the urge to overspend after years of dental school.Financial Stress Among High-Income Earners: Why even high earners often feel financial stress and how to mitigate it.Avoiding Debt Traps: Recognizing the risks of easy access to credit and making smarter financial decisions.The Concept of ‘Enough': Defining your personal financial goals and resisting societal pressure to accumulate unnecessary wealth.Practical Steps: Implementing systems to automate savings, monitor spending, and align financial choices with long-term goals.Quotes to Highlight:"Rich people stay rich by living like they're broke, and broke people stay broke by living like they're rich.""Budgeting isn't about restriction; it's about aligning your spending with what truly brings fulfillment.""Your spending plan is the bridge between your income and your goals."Resources Mentioned:Book: Enough by John BogleWebsite: PracticeOrbit.com for buying or selling a dental practice#DentalBoardroom #FinancialFreedom #DentistFinance #SmartSpending #WealthManagement #PracticeOwnership #DentalSuccess #BudgetingTips #MoneyMatters #RetirementPlanning

Hart and Fitzy react to comments from Wyc Grousbeck on The Greg Hill Show about the future of the Celtics' roster under new owner Bill Chisholm, and they discuss how the team's spending habits may be impacted by the change at the top of the franchise.

Steve Dulan is a professor and a licensed attorney.

Gallup polling shows the economy was the top issue for voters in the 2024 presidential election, and President Trump ran on a promise to immediately lower prices. Now, two months into his second term, Trump’s push for tariffs is raising recession concerns for some economists. Amid the economic uncertainty, consumers are witnessing rising costs for everyday goods and services, such as groceries. On today’s Feedback Friday edition of “Closer Look with Rose Scott,” we’re asking consumers: How have your spending habits changed? Tom Smith, a professor in the practice of finance at Emory University, joins us for the discussion.See omnystudio.com/listener for privacy information.

In this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore various allowance methods, the significance of investing for kids, and how to encourage saving over spending. The conversation concludes with success stories that highlight the importance of building confidence in financial literacy.EPISODE CHAPTERS>> 00:00 Introduction to Financial Literacy for Kids>> 03:02 Maya's Journey: From Immigrant to Financial Educator>> 06:10 The Importance of Financial Literacy in a Consumer Society>> 08:56 Navigating Social Media's Impact on Kids' Spending Habits>> 12:00 Teaching Financial Concepts to Different Age Groups>> 14:59 Allowance Methods: Balancing Work and Financial Education>> 17:58 Conversations About Money: Transparency with Kids>> 20:58 Investing for Kids: Starting Young>> 23:47 Encouraging Saving Over Spending>> 26:58 Balancing Financial Independence with Providing for Kids>> 30:10 Success Stories: Building Confidence in Financial LiteracyABOUT MAYAMaya Corbic, CPA, CA is the author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money that has 171K+ subscribers inspires parents to raise financially independent kids.Her work has been featured in CBS News, NBC, ABC, Fox, CP24, etc.The Book, From Piggy Banks To Stocks, The Ultimate Guide for a Young Investor  https://amzn.to/41590KoThe Free 4-Step Cheat Sheet on How I Successfully Invest With My Kids https://www.wealthykids.club/4-step-cheat-sheetMy Wealthy Kids Investment Club https://www.wealthykids.club/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-moneyIn this episode, Brad Nelson, founder of Debt Free Dad, introduces the powerful 24-hour rule to help you avoid impulsive purchases and save money. By waiting just one day before buying non-essential items, you give yourself time to reflect on whether the purchase aligns with your needs and budget. Brad explains the benefits of this technique, such as reducing emotional spending, sticking to your budget, building better spending habits, reducing clutter, and saving money. He also provides practical tips to implement the 24-hour rule effectively. Ready to take control of your finances, reduce stress, and finally pay off debt? Tune in for actionable advice and discover free resources to help you simplify your financial life. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

On today's Three Point Stance: Fitzy argues that the Patriots must trade for WR DK Metcalf as soon as possible, Ted asserts that the Patriots must be comfortable overspending in free agency in order to fix their roster issues quickly, and Hart makes the case for New England drafting a tackle with the fourth overall pick.

In the latest episode of The Bernie Fratto Show, Bernie opens the show talking about the NFL Combine & how everybody wants an invite, but who actually wants to go? FOX Sports Radio NBA Analyst Mark Medina joins the show to talk about the new look Lakers with Luka Doncic, the impact of Victor Wembanyama & Joel Embiid being shut down for the season & the Warriors resurgence with Jimmy Butler. Bernie then defends the Dodgers offseason spending spree + gives his thoughts on the controversy revolving around the tush push. Plus, your calls during the Midnight Hour & new editions of "What My Name" and "What Kind of Brand-New Fool Are You." See omnystudio.com/listener for privacy information.

Morgan Housel once looked back at his twenties as a carefree, simple time, living in a beautiful apartment with his wife. But she quickly reminded him how anxious he truly was. His nostalgia had erased the uncertainty he once felt, just like how investors look back at past market growth and assume success was inevitable. In this episode, Morgan explains why the past is never as clear as we remember and why the future won't be either. He also shares how entrepreneurs can build wealth despite uncertainty, the key to long-term success in the stock market, and practical strategies for sustainable financial planning. In this episode, Hala and Morgan will discuss:  (00:00) Introduction (02:14) Why Most Financial Resolutions Fail (04:06) Balancing Saving and Spending Habits (09:15) The Power of Long-Term Investing (13:30) Navigating Startup Risks Wisely (15:49) What Sets Genius Entrepreneurs Apart (18:50) Why Doubt Is Necessary for Entrepreneurs (22:23) How Hindsight Can Misguide Investors (29:22) Wealth Inequality in the Social Media Era (34:36) Turning Anxiety About the Future into Action (40:23) The Financial Mistakes We Keep Repeating (48:38) Elon Musk's Extreme Risk-Taking Strategy (50:42) Embracing Failure for Lasting Success (53:55) How Rumors Shape Financial Markets Morgan Housel is an investor, partner at The Collaborative Fund, and author of the New York Times bestsellers The Psychology of Money and Same As Ever. A former columnist for The Motley Fool and The Wall Street Journal, he simplifies complex financial ideas, emphasizing long-term thinking, compounding, and decision-making over market predictions. He is also a two-time Best in Business Award winner from the Society of American Business Editors and Writers. Connect with Morgan: Website: morganhousel.com  Linkedin: linkedin.com/in/morgan-housel-5b473821  Instagram: instagram.com/morganhousel  Twitter: x.com/morganhousel  Facebook: facebook.com/morgan.housel.5  Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify  Airbnb - Your home might be worth more than you think. Find out how much at airbnb.com/host Rocket Money - Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to rocketmoney.com/profiting Indeed - Get a $75 job credit at indeed.com/profiting    RobinHood - Receive your 3% boost on annual IRA contributions, sign up at robinhood.com/gold Factor - Get 50% off your first box plus free shipping when you use code FACTORPODCAST at factormeals.com/profiting50off  Active Deals - youngandprofiting.com/deals   Resources Mentioned: Morgan Housel: How to ACTUALLY Build Wealth, Investing to Gain Financial Independence | E266: youngandprofiting.co/4147SpO  Morgan's Book, The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness: amzn.to/3EoljZ0  Morgan's Book, Same as Ever: A Guide to What Never Changes: amzn.to/4aOX7uV  Morgan's Podcast, The Morgan Housel Podcast: bit.ly/3EljBre  Key YAP Links Reviews - ratethispodcast.com/yap  Youtube - youtube.com/c/YoungandProfiting  LinkedIn - linkedin.com/in/htaha/  Instagram - instagram.com/yapwithhala/  Social + Podcast Services: yapmedia.com  Transcripts - youngandprofiting.com/episodes-new  Finance, Financial, Personal Finance, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Investing, Saving.

On this episode of the DAILY HUSTLE, EB discusses various topics including the Super Bowl, Taylor Swift's prop bets, pickleball, and Major League Baseball news. He talks about the signing by Jack Flaherty and comments from Phillies manager Rob Thompson about the Dodgers' spending habits.

On this episode of the DAILY HUSTLE, EB discusses various topics including the Super Bowl, Taylor Swift's prop bets, pickleball, and Major League Baseball news. He talks about the signing by Jack Flaherty and comments from Phillies manager Rob Thompson about the Dodgers' spending habits.

Social media companies spend millions to convince us to buy stuff, much of it things we don't need. This week, I am joined by a special teenager co-host, my 13-year-old daughter Kate, as we discuss the influence that social media has on our consumption habits. We also offer tactical tips for combatting social media ads and a broader discussion on what motivates kids to save and spend money. Kate joins this week's podcast as we talk about: - The prolific rise of social media ad spending - Tactics social media companies are using to influence kids and adults - Tactics kids and adults can use to combat social media ads - Unique approaches to reduce the number of ads your kids see - What influences kids to spend and save money Get the full show notes, show references, and more information here:

Jess Mah went from an immigrant family in a small New York apartment to building a $500M net worth—without a trust fund. In this episode, we unpack the mindset, strategies, and wild experiments that got her there. And wait until you hear her take on why most people never get rich. Let's dive in! Watch the full interview here: https://youtu.be/ROn69hILItk TIME-STAMPED SHOW NOTES: (00:00) Understanding Wealth and Mindset (02:45) The Role of Networking in Success (06:03) Navigating Business and Personal Growth (08:49) Tax Strategies for Entrepreneurs (11:59) The Pursuit of Ikigai and Personal Goals (35:28) Defining Sona Genius (36:47) Resource Allocation in Business (38:29) Role Models and Entrepreneurial Paths (39:54) The Importance of Focused Involvement (41:48) Different Flavors of Entrepreneurs (43:02) Innovative Marketing Strategies (44:51) Team Structure and Operations (46:46) Intentional Relationships (47:37) Pursuit of Excellence: Kodawari vs. Kaizen (49:34) Long-Term Business Building (52:20) Embracing Pain in Business (54:46) Cutting-Edge Science and Longevity (56:39) Daily Habits and Learning Stacks (58:57) Gold Diggers and Relationship Dynamics (01:01:20) Spending Habits and Celebrating Wins (01:05:55) AI Innovations and Future Trends (01:07:20) Book Recommendations and Mindset Shifts (01:09:44) Experiments in Dating and Life Don't forget to help us grow by subscribing and liking on YouTube! https://www.youtube.com/channel/UC3owDdLk7HL1dyQnkoBuRew  — What should I talk about next? Who should I interview? Please let me know on X. Did you enjoy this episode? If so, please leave a short review here Subscribe to Leveling Up on iTunes   Connect with Eric Siu:    Growth Everywhere Newsletter Single Grain - Eric's Marketing Agency Eric Siu on X Eric Siu on Instagram

Learn how to improve your financial health by overcoming emotional spending, identifying your non-negotiable spending habits, and setting goals-based budgeting strategies.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2980: Lisa Harrison outlines a practical strategy for reclaiming financial discipline when old spending habits resurface. Through goal prioritization, progress tracking, budget adjustments, and family meetings, her approach empowers individuals and families to regain control, sustain frugality, and achieve long-term financial goals without feeling overwhelmed. Read along with the original article(s) here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/ Quotes to ponder: "Shifting goals without a solid plan can easily allow you to lose financial focus." "Tracking your net worth is a key to staying motivated because you can see progress with your own two eyes." "Your budget is fluid, and you're in control." Learn more about your ad choices. Visit megaphone.fm/adchoices

Amanda Seales dives into the things we just can’t stop splurging on, no matter the cost! In Group Chat, listeners share their must-have splurges, and Amanda reacts to rapper Offset’s extravagant spending habits. From everyday luxuries to over-the-top purchases, it’s a conversation about where we draw the line—or don’t—when it comes to spending in this economy. We also sit down with Grammy-nominated soul singer and actor Major, our Headliner of the Week, to discuss his journey as a multi-talented entertainer. Plus, in I Be Knowin, Amanda opens up about how her relationship with her mom has evolved over the years, sharing heartfelt insights on navigating parent-child dynamics as an adult. It’s an episode filled with laughs, revelations, and a touch of soul.See omnystudio.com/listener for privacy information.

In this episode, my guest is Morgan Housel, an expert in private wealth generation and management and author of the bestselling book The Psychology of Money. We discuss how desiring, pursuing, saving, and spending money impact our psychology and perception of wealth. We explore why people tend to either overspend or oversave and examine the most common mistakes made in the pursuit of financial freedom. Additionally, we discuss how to best use money — and one's relationship with it — as a tool to create psychological security, freedom, and a deeper sense of life purpose. We also delve into the impact of purchases, social media, and wealth signaling on our internal reward circuits, the dangers of using money as a gauge of career progress or self-worth, and the healthiest psychological stances to adopt while building wealth at any level. By the end of the episode, listeners will have gained numerous practical tools for making smarter financial decisions and should have a clearer understanding of the role money plays in their psychology, happiness, and life. Access the full show notes for this episode at hubermanlab.com. Pre-order Andrew's new book, Protocols: protocolsbook.com Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman ROKA: https://roka.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member Finra/SIPC. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Morgan Housel 00:02:13 Sponsors: Wealthfront & BetterHelp 00:05:11 Spending Habits & Cynicism 00:08:44 Tool: Money & Future Regrets 00:16:07 Money Management Extremes; Credit & Hope 00:23:17 Money as a Tool, Happiness, Independence & Purpose 00:27:30 Sponsors: AG1 & ROKA 00:30:11 Unstructured Time; Independence, Identify & Money; Addiction 00:39:04 Longevity, Health & Money 00:47:42 Ambition, Social Media, Fame & Social Debt 00:53:37 Sponsor: Function 00:55:24 Resume Virtues vs. Eulogy Virtues 00:57:52 Compound Interest, Math vs. Behavior 01:01:42 Dopamine & Time, Marshmallow Test & Distraction 01:09:58 Motivation, Pleasure; Relationships 01:14:38 Freedom, Tool: Savings & Independence 01:19:06 Peak-End Rule, Autonomy & Independence; Elder vs. Elderly 01:24:07 Familial Wealth & Identity; Entrepreneurs 01:31:53 Life Purpose; Dogs; Social & Historical Comparison 01:39:58 Social Comparison & Geography, Angst 01:46:07 Carrot vs. Stick, Identity, Tool: Verb States & Energy 01:56:43 Envy & Spending Money; Wealth & Birth Rates 02:01:27 Tools: Parent Modeling; Resentment, Individual Goals 02:07:15 Purpose, Happiness & Money 02:13:05 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures