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THE HIDDEN MILLIONAIRE: ARE YOU WEALTHIER THAN YOU THINK? WATCH ON YOUTUBE Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS, Senior Financial Planner Tessa Hall Media and Communications Specialist About This Episode Tessa speaks with BWFA Financial Planner Tyler Kluge about the concept of the “hidden millionaire”—individuals who have built substantial wealth through consistent saving but may not realize the opportunities available to optimize their financial lives. They discuss why saving money is only one piece of the puzzle and how thoughtful planning can help individuals make more informed decisions about investing, taxes, retirement, and estate planning. The conversation explores cash reserves, forgotten retirement accounts, diversification misconceptions, tax planning, and the importance of understanding your complete financial picture. To learn more about how our financial planning services can help bring clarity to your goals, visit our Financial Planning page. Read Full Description Some people spend years diligently saving money without realizing how much wealth they have accumulated. Others build substantial assets across multiple accounts but never create a comprehensive financial plan. In this episode of Healthy, Wealthy & Wise, Tessa speaks with BWFA Financial Planner Tyler Kluge about the concept of the hidden millionaire. They discuss why financial planning goes beyond simply saving money. Many people maintain large cash reserves without evaluating whether those assets align with their goals. Others forget about retirement accounts from previous employers. Some assume they are diversified simply because they have investments at multiple financial institutions. Tyler explains why understanding your net worth is an important first step in the planning process. He also discusses how investment management, tax planning, retirement planning, and estate planning work together to create a more complete financial strategy. The conversation also explores forgotten accounts, inefficient portfolio structures, and overlooked tax considerations. These issues can affect long-term financial outcomes. In addition, Tyler explains why individuals with substantial assets should consider how their wealth will transfer to future generations. Ultimately, becoming a hidden millionaire often results from consistent saving habits. However, financial planning can help transform accumulated wealth into a strategy that supports your goals. It can also reduce complexity, provide greater confidence, and help ensure your resources are working effectively.
Most people think wealth is about how much money they have. But the word "currency" comes from a Latin word that means "to flow" — and money is just one of the many currencies flowing through your life. In this episode of Think Like a Champion, Gregory Dickow reveals 6 currencies that can do what money never could: buy peace, provide answers, carry you through impossible seasons. You already have access to all of them. It's time to learn how to spend them.Sign up for the FREE 40-day Fast from Wrong Thinking at fastfromwrongthinking.comSUPPORT:You can donate to help us reach more lives around the world here.WATCH ON YOUTUBE:Subscribe to the Gregory Dickow YouTube channelREQUEST PRAYER:Submit a prayer request and we will agree with you.CONNECT WITH ME ON SOCIAL:InstagramFacebookTikTokYouTubeX
How can restaurants deal with the K-shaped economy?This week's episode of the Restaurant Business podcast A Deeper Dive features Michelle Korsmo, the president and CEO of the National Restaurant Association.We typically interview Korsmo at the National Restaurant Association Show every year. This year, we discussed a variety of topics, including the association's legislative priorities, how it deals with the White House, technology, industry trends and other topics.We also talk about the economy and its impact on restaurants. The economy is bifurcated. Wealthier consumers have money. Low-income consumers do not. And they are cutting back. The result is a wide gulf in performance between restaurant chains. It's always interesting chatting with Korsmo, so check it out.Visit our website: https://www.restaurantbusinessonline.com
How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising have played a part in shaping your attitude towards finances or money script. And it ultimately shapes your future financial wellbeing. In this episode of A Little Bit Richer, our host Iona Bain is joined by Selina Flavius, Financial Coach and Author of Black Girl Finance. Selina went from having a huge fear around money and debt, to shifting her attitude and allowing herself to thrive financially. Together they delve into the different money scripts we have, the behaviours they encourage and how we might want to re-write them if they’re not serving us. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on Selina Flavius and to see her work, you can check out Black Girl Finance Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Emma Hogan reveals how exercise goes far beyond physical fitness, showing its powerful impact on mood, cognitive performance, stress resilience, and even perceived financial well-being. Backed by science, these insights highlight how small, consistent movement habits can transform how you think, feel, and perform in daily life, making a compelling case to prioritize fitness as a foundation for overall success. Read along with the original article(s) here: https://www.lesmills.com/articles/improve-your-life/ Quotes to ponder: "Those who accumulated at least 30 minutes of physical activity on most days were 30 percent more likely to report being ‘happy' than those who didn't get their fitness fix." "Exercise promotes academic achievement and can bolster your cognitive function, improve your memory, and lift your attention span." "Being physically fit increases your immunological fitness too, so you're less likely to be out of action with sickness." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Emma Hogan reveals how exercise goes far beyond physical fitness, showing its powerful impact on mood, cognitive performance, stress resilience, and even perceived financial well-being. Backed by science, these insights highlight how small, consistent movement habits can transform how you think, feel, and perform in daily life, making a compelling case to prioritize fitness as a foundation for overall success. Read along with the original article(s) here: https://www.lesmills.com/articles/improve-your-life/ Quotes to ponder: "Those who accumulated at least 30 minutes of physical activity on most days were 30 percent more likely to report being ‘happy' than those who didn't get their fitness fix." "Exercise promotes academic achievement and can bolster your cognitive function, improve your memory, and lift your attention span." "Being physically fit increases your immunological fitness too, so you're less likely to be out of action with sickness." Learn more about your ad choices. Visit megaphone.fm/adchoices
May 5, 2026 ~ Craig Mauger discusses a Detroit News analysis showing nearly 30% of Michigan's school breakfast and lunch funding went to the state's wealthiest districts. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
In today's devotional, Pastor Kerrick expounds of profound truth that Christ in you is your hope of glory. This message will encourage you and help you understand what God has placed on the inside of you.
This messages focuses on the profound truth that believers possess unlimited spiritual wealth because Christ lives within them. Drawing primarily from Colossians 1:26-27, the message emphasizes that "Christ in you, the hope of glory" means Christians have access to divine wisdom, knowledge, provision, and power far beyond their natural abilities. As you listen to this message, you'll be challenged to stop relying solely on your limited human resources and instead tap into the unlimited supply available through your relationship with Christ. Many believers live beneath their privileges, thinking too small and dreaming too little, when God has equipped them with everything needed to thrive. Dive into this teaching and journal the discussion questions below.Discussion Questions For You To Journal: Pastor Kerrick emphasized that 'Christ in you is your hope of glory'—how does recognizing that Christ literally lives within you change the way you approach daily challenges and decisions?The sermon contrasted relying on our own limited abilities versus tapping into the unlimited supply of Christ within us—in what areas of your life are you currently exhausting your own resources instead of accessing your spiritual inheritance?The message challenged listeners to stop being 'realistic' and start being people of faith—what dreams has God placed in your heart that you've dismissed as unrealistic, and what would it look like to pursue them in faith?
- Garry Hollis discusses the income tax elimination bill that passed the MO senate over night. - Mike had fun at the cards game- Susan Pendergrass talks about the push to improve literacy in public schools- It looks like people are shaping up to be more financially responsible with their tax returnsSee omnystudio.com/listener for privacy information.
This powerful message invites us into a transformative understanding of our spiritual inheritance through the revelation that Christ lives within us. The riches of God's glory aren't somewhere far away in heaven—they're already deposited inside every believer. The central truth of this message is stunning: we are wealthier than our wildest imagination because Christ in us is our hope of glory. This isn't merely poetic language; it's a spiritual reality that changes everything about how we approach life's challenges. The Holy Spirit serves as our down payment, our guarantee that God has more for us. This is a message you need to hear and then hear again. It will transform how you think and live.Discussion Questions For You To Journal:How does understanding that Christ in you is the hope of glory change the way you approach daily challenges and opportunities?In what ways are you currently spending yourself rather than spending your spiritual inheritance, and what practical steps can you take to shift this pattern?How does the concept of the Holy Spirit as a down payment on your inheritance affect your expectations of what God wants to do in and through your life?
“The center of any change that we’re doing in the fourth industrial revolution is always the human being, because humans have an ability to adopt, adapt to skills, and adjust to an environment.” –Henrik von Scheel About Henrik von Scheel Henrik von Scheel is Co-Founder of advisory firm Strategic Intelligence, Chairman of the Climate Asset Trust, Vice Chairman of Regulatory Intelligence Committee, and Professor of Strategy, Arthur Lok Jack School of Business, among other roles. He is best known as originator of Industry 4.0, with many awards and extensive global recognition of his work. Webiste: von-scheel.com LinkedIn Profile: Henrik von Scheel What you will learn Why human-centered AI is crucial for widespread societal prosperity The impact of AI hype cycles, media narratives, and the realities of technology adoption How equitable wealth distribution and capital allocation in AI can shape economic outcomes Risks around data ownership, privacy, and the importance of controlling your own data in the AI era Divergent approaches to AI regulation in the US, EU, and China, and the implications for global AI leadership The importance of trust calibration and intentional human-AI collaboration in practical applications How education and lifelong learning can be reshaped by AI to support individualized growth and mistake-enabled reasoning Opportunities for AI to amplify individual talents, address educational gaps, and enable more specialized and innovative skills Episode Resources Transcript Ross Dawson: Henrik, it is wonderful to have you on the show. Henrik von Scheel: Thank you very much for having me, Ross. Ross Dawson: So I think we’re pretty aligned in believing that we need to approach AI from a human-centered perspective and how it can bring us prosperity. So I’d just love to start with, how do you think about how we should be thinking about AI? Henrik von Scheel: Well, I think, like every technology that comes into play, it brings a lot of changes to us. But I think the center of any change that we’re doing in the fourth industrial revolution is always the human being, because humans have an ability to adapt, adapt to skills, and adjust to an environment. So technology is something that we apply, but it’s the strategy on how we adapt with it that makes a difference. It’s never the technology itself. So I’m excited. It’s one of the most exciting periods for the industry and for us as people. Ross Dawson: There’s a phrase which I’ve heard you say more than once around AI should make us smarter, healthier, and wealthier. So if that’s the case, how do we frame it? How do we start to get on that journey? Henrik von Scheel: So I think what people experience today in AI is that they experience a lot of media hype—large language models, ChatGPT, and all of this—and they consume it from the media. So there’s a big hype around it, and I believe that AI is about to crash fundamentally, but crashing in technology is not bad, right? There are a lot of promises and then an inability to deliver, and then it crashes. What you hear in the media today is very much driven by a story of them raising funds because it’s so expensive, and so they are promising the world of everything and nothing, and the reality looks a little bit better. The world that they are presenting is that you will be replaced, and you will be happy, and you’ll be served by everything else. And somehow it will work out. We don’t know how, but it will work out. And that’s not a future that is really a real future. The future must include that everybody gets smarter, wealthier, and healthier. And when I say everybody, I mean not only the guys that have money, that they become more rich, or the middle class. It’s like everybody in society should get smarter from AI. That means part of the things that they need to learn or how human evolution works should be better, and it should make us healthier people and wealthier people. So it should not only be that we sacrifice our convenience with our freedom, with our privacy, with our environment, or any other things that we put on the table to get convenience back. That exchange we have done a couple of times, and it’s not working really well for humans, and it’s not a good trade for us, right? Ross Dawson: Yeah, I love that. And since it’s quite simple, you know, you can say it, it’s clear, it sounds good, and it is a really clear direction. But you’re actually pointing in a couple of ways there to capital allocation. So obviously, if you’re looking at the AI economic story, this is around this diversion of capital from other places to AI model development, data centers, deployment, and so on. But also, when you’re saying wealth here, this is around the distribution of wealth—where we’re allocating capital to AI development, but also from the way in which AI is developed, there will be creation of wealth. There is the real potential for productivity improvement. But then it’s about finding, how do we have the mechanisms for allocation of wealth or capital from that which is allocated? Let’s call it equitably. Henrik von Scheel: I’m a firm believer that this year, 35 to 45% of the money invested in AI will evaporate. Companies that have invested—they’re the early adopters—they have this format, so they’re rushing to it. From a company perspective, you always adapt the best practices. When it goes beyond the hype, and the performance curve and adoption curve is low. For example, for AI, the simple version is there. You heard that Deloitte and McKinsey talked 10 years ago about robotic process automation like God’s gift to mankind in AI. Today, you don’t hear them talking about it, because you can download it for free—for HR, for forecasting, planning, budgeting, and so on, you can save 20 or 30%, and as an organization, you can do it yourself. You download two, three models, you test it, and you run it. Good, okay, so that’s when you apply best practices. Then you have industry practices, like AI agents. So when you have AI agents for manufacturing, for industrial sectors, for energy sectors, they are nothing else than workflow optimization. You use robotic process optimization, you do a visualization on it, so it’s far more practical at a level, because you use the data they already have in the organizations under a simple line on the process flow, on the safety, security—it’s very much down at the level where they can apply it and use it. So this version of large language models, where you have this magic powder you spread over the organization and it’s totally working—it’s not really there. And then there’s the third leg that companies are quite aware of. It’s called Shadow AI, right? Shadow AI is because AI is the biggest infringement on intellectual capital within organizations. The reason why normal people are not allowed to look at pornography at their work is because of cybersecurity. It’s not that your boss doesn’t like you to look at pornography; it’s because of cybersecurity. It’s the same reason with AI—you should not be allowed to use Copilot latest version or large language models as a CFO or as a worker, because you’re exporting your own information outside. Copilot takes, every five seconds, a screenshot for the large language models’ learning. So as a corporate point of view, that’s the first thing—you should actually protect your own data so you can monetize your data in the future. From an economic point of view, if you go two, three steps behind this, you ask, okay, what is it that makes sense in this? There’s something really, really strange in this. Australia was built by building railways—they take 100 years to build, they also last 100 years. The infrastructure that lasts. So there’s a return on investment. You build streets, you build education systems—everything we build as humans, as society, has a lasting element to it. Now, we build data centers that last three months until the chips need to be returned, or six months. So there’s no sense in that we are building data centers around the world where we capture all data. It has a volume of hundreds of trillions of dollars, and we need to exchange them at a rate between three to six months to maintain the data. And then you say, wow. And you do that via license models of large language models—the data can never, in its entire life cycle, be that much worth. So there’s a very strange element, because most of the entrepreneurs that go to large language models and use their solutions on Gemini and ChatGPT and so on, you say, okay, you are building your solution on large language models, but you don’t own the model. You don’t own the data. You don’t own your own data. So what are you doing? Ross Dawson: You have architectural choices, to a point, as to— Henrik von Scheel: That’s Architectural choices, but you are limiting yourself. So the first element you always say, if my value is customizing a solution, your value is actually the data. So you must have a way to keep and maintain the data yourself. We can take another call to say how you apply AI and what the future of AI looks like, because AI today is very much focused on language models, and language models are the most limited version of AI science of all. It has the least data, but it’s the one we’re most excited about, because it resembles something we do—our wording, our formation of words. It’s a recognition. Recognitions are what we do. I wanted to come back to this about the economy, right? The US economy puts all chips on this. It’s highly energy sensitive, and it’s working all railroads. However, the US dollar is on a really, really bad track record. Three and a half years ago, there was a president in the US—he was sleeping—and meanwhile, he was sleeping, Saudi Arabia’s King MBS went in and he did a divorce, which is called the divorce of the petrodollar. So the gold linked with US dollar linked with oil—that was the solution. The US had that anybody, they could print as much money as they wanted, and the rest of the world was paying the dividend for it. It was the only country that could just print money. That brought the US into a mode, and when the new president came into his office, it’s very rare that in the US, you are writing an accord. An accord is only written when the Federal Reserve goes into the president’s office saying, guys, we’re hitting the wall. We need to do something. And they wrote five plans, what they wanted to do. And here’s the funny thing—when I mention them, you will recognize them very much. Number one, bring back manufacturing. Number two, implement tariffs so they can pull back US dollars. Number three, then they wanted to implement stable coins to pull back US dollars. I forgot number three, actually. Number four, and number five was actually they want to go to war. Now they go to war, right? So they are going to war, not because of any reasons besides their economy is based on a war machine, and the economy is becoming unstable. So that’s one of the main reasons. The US has put all cards on AI—all their economy cards are on AI. And that’s, from a country perspective, a very dangerous thing to do because you need energy and you need data, and AI from the US perspective has become a defense mechanism. When you look at the regulatory aspect of AI, Europe is very much put into human and center, and that the human owns the data, protects teenagers up to 16 years old, and that you can work as an entrepreneur with data, but you have to coordinate how you protect and manage the data. You have to be transparent on how you use the data and how much data you use. The US is very different—red tape off, no regulations at all, full-blown power to the market, and you are seen as a consumer, Ross, so all power to the guys who earn money to make more money. So no protections of anything, of your data—that’s the US version and literally, no regulations, no redtape regulations. Ross Dawson: In a moment, I want to move on to the human-AI collaboration. But just to round this out, you said before about your prediction that 35 to 40% of the investment in AI is gone, which I think is very, very fair. So back when we both were speakers at the Future of Sex Summit in Dubai last year, I was on a panel where I was asked, is it boom or bust? And basically both, in the sense of 35–40%—that’s bust. But at the same time, there are other parts of the market which can prosper. Of course, consolidation of the market means that there’s massive investments and in some cases massive losses, but there still are sectors where high value can be created. But this goes back to your point where still a lot of the center is in the US. We are starting to see sovereign AI initiatives and other initiatives around the world, but those are often open source foundation models. And obviously the regulation, particularly around the EU, provides a still very differentiated AI landscape with US, China, EU, and then some other players as well, where if we see boom and bust, that could be very much focused on the US, with potential for other parts of the world to see more growth in AI. Henrik von Scheel: So Ross, you’re using large language models, right? Ross Dawson: Yes. Henrik von Scheel: Do you have the feeling that they, since last year, are getting stronger or weaker? they’re getting weaker? Ross Dawson: They’re getting better. Henrik von Scheel: My feeling is the opposite. My feeling is that they’re getting weaker and weaker, and that’s because part of the data — Ross Dawson: In which content? Henrik von Scheel: They’re using old, old content. They’ve already used old content. So now you need to go to specialized, you need to go to public sources, to go for research data, you know. But from a content-wise perspective, it becomes extremely weak. I mean, last year, I’m extremely disappointed by large language models—very, very disappointed in terms of what they can deliver and what they do. Ask it whatever—ask it about futurism prediction, or ask about Industry 5.0, 5.6, whatever answer you give it, you can get an answer. You know, 110%—like CPAM, there are 19 regulations on CPAM, and you ask, how many regulations are there? They will give you sometimes 19, sometimes 17, sometimes 23—they just make up stuff. It just gets worse and worse. So if the valid data is not strong enough, it becomes actually a very, very weak tool after all, right? Ross Dawson: So are these using the top models from the frontier labs, because they are very good. Henrik von Scheel: Yeah, but then you have to have the paid model. But it’s not like I’m really, really impressed by it. It’s not kicking my bum where it says, holy smokes. In the beginning, the first two years, you were surprised, right? So I have a little bit of the feeling that AI today is a little bit where emails were in the beginning, and then digitalization came. With emails, we were all excited, but emails just created not less workload, but more workload for us—it decreased our productivity. There are really good signs of this. Then you look at digitalization, right? We were all excited because we can connect, we can talk to our friends, all of this. But what ended up with WhatsApp Business? WhatsApp Business is no business, right? We are using it, but it decreases our productivity level far more. So today, with digitalization, we are becoming generalists—quick information, we know something, but we don’t know anything, right? It’s not that you would put the finger on it and say, well, it has really increased our innovation level. No. Has it really increased our research level? No. Has it really made us better human beings? No. So I’m not negative against it. I’m just saying we have to be careful, because we have a knife or a hammer—we shouldn’t use the hammer for everything. And you mentioned that really well, right? AI’s hype cycle is, with any technology, there’s a hype, and then it goes down and matures, and then the application of this is different than what you thought in the beginning, of course, but that’s AI—it’s very much relevant. But you know, the big message today in AI is AI physical, right? What is AI physical? Ross Dawson: Well, just going back to the point—a lot of what I’m working on at the moment is the idea of appropriate trust. So you trust the models enough, but not too much, so that if they are going to give you bad results, you’re not relying on them. But if they are useful, you can use them. So we have to continue to calibrate for any particular model, which is different in every particular context. This is both essentially a skill or a capability, where we need to know when and how to use models at any particular time, because they’re changing in whatever way. So that becomes a foundation of how we can trust them to the right degree—not too much, but enough that we can actually use them if they are useful. Which comes back to this frame of the human-AI collaboration, which you’ve been doing a lot of work on. So if AI can be useful in some contexts, how is it that we can best build effective human-AI collaboration? Henrik von Scheel: I like this. Let’s play a little bit, right? So if human evolution is evolving with the birth certificate, we go to kindergarten, we go to school, and we learn differently. Everybody’s individual—we learn differently, right? It takes humans a long time to learn, to sense, to do all of this. And then you have AI, which is a supporting learning model for you to store information. But today you learn, and the model learns on you. You log in, and every time you learn, the model learns from you. That means that all your information is captured there, right? So the next evolution of a model should be that the privacy of Ross is throughout your last five years with large language models—you’ve studied Porter’s models, you’ve studied this and this. Well, if I ask you next day about Porter’s model, you still forget it, but the machine should be able to help you to learn, to adopt the skills in your daily life. So it cannot be a machine knowledge learning that is owned somewhere else by a big company—it must be something that is attached to Ross throughout your life, that you go from where you are now, and in five years, you’re somewhere else. So the knowledge that you have searched and gained and adopted, it follows your life, right? This is, for me, AI—the real AI revolution happens in the bio revolution in 2030, because the biggest amount of data we have is biophysical data. So the interconnection between our body, the modules, the biosystem modules, the biophysical systems, how we eat food, how material, with their level, is coming all in there, and part of this is the knowledge center of you, Ross. So if you learn something, how does it follow your evolution? Do you learn the same way today you learned 10 years ago? Ross Dawson: And it’s a wonderful thing that we continue to learn and forget and evolve. We are the same person, sort of, but, you know, we are a different person at the same time. Henrik von Scheel: I was talking yesterday to a psychiatrist who’s studying human evolution, and she’s called Trina Gondo, and I had this interesting discussion with her, because she says humans’ learning capacity changes throughout their life. So if we have learning modules that can support us throughout our life—to go through how conscious, how focused we are on things, how much stress level we can take, because stress levels are also different, how much breadth are you covering in terms of your work, your private life, how are you in terms of setup, in terms of your spiritual life—all of this has something to do with your learning, because it’s your perspective you drive. It’s your values you drive. I actually developed with her a model in terms of how the six aggregates of the brain work to understand our human evolution. For the last eight months, I’m trying to map human evolution, to map it to what AI—how it affects it, what we should regulate and how we should protect it, and how the human can monetize its own data, right? So just look at— Ross Dawson: The initiative by Doc Searls. So there’s a couple of really interesting initiatives. This is one where he worked originally on VRM, the vendor relationship management—you own your own data and trade that as effective—and is now building, or being instrumental in setting up, an AI initiative where it is around your personal AI, so you own the data, you own the systems, and you’re able to evolve with it. There are some other interesting initiatives like this, but these are obviously very tiny compared with the ways in which most people are using—essentially giving off their data to other people. But this is certainly part of the potential, to build the structures and architectures where we do own our data and our models and how they are used and what comes from them. Henrik von Scheel: So let’s go back into one element, right? Originally, Ross, you and everybody else of us who live in a society, we made an agreement with the government—a social agreement. And the social agreement is, I’m using, you’re protecting me, and I’m willing to pay tax somehow, right? So in reality, the government you made an agreement with should have the ability to protect you. However, in an AI model today, it’s not possible, because if they should protect you from the very beginning and keep the store of your data and maintain your data, the amount of money they need just to maintain your data is immense. So we need to define and find a model with governments where governments and the human being can, in co-ownership, hold the data structure—like in a blockchain, that you have a public and a private key, and both can hold the data, but the data is only unlocked both ways. Why? Because there’s a monetization model on your own data throughout your life. And when you die, your data goes on to your children, because that’s your DNA data, that’s your history life data, that’s all of it. So there should be an ability to monetize it. The challenge we face with this is the amount it will cost to maintain your data throughout your life, and we need to find—in the fourth industrial revolution, we’re going through the bio revolution, then we’re going to the consumer revolution, and then we go to the fusion revolution. And in the fusion revolution, the objective and the hope is that we are finding mechanisms to have cheap energy, because the amount of energy we use today in terms of data is literally crazy. It’s utterly, utterly crazy. We should be ashamed of ourselves if we see that, and that’s just for the amount of convenience. So if we find a model for our government to do this, we should actually work on this. This is what I’m trying to look at. I want to alert you to one interesting thing. My key field of study is patternicity with probabilities. So when you look at trends that are coming, you look at probabilities—not ChatGPT stuff, right? When you look at this, there’s one trend that emerged last week that hasn’t been emerging before—the trend of anarchy in Europe. Anarchy is an interesting aspect, because anarchy is your distrust in the government. And when anarchy comes, it’s just an equation of 25%. If 25% in a country like Germany or UK or France will take it, 25% is a flipping chart for everybody, because the petrol prices are too high, expenses for food are too high, they get too many promises they never—and then take the power in their own hand. When you look at it a little bit, you say, but anarchy—is that something new? No, the US is living in anarchy today. Trump is the true version of anarchy. They distrust the government, and they choose him, and he, from all aspects, says, okay, I’m doing something very different. I give all the power to the market. There’s been no time in history where all the power is residing within the market—Elon Musk and Amazon, Apple, all of them have literally all the power. It’s totally, utterly crazy. This is the highest version of anarchy you can see in a country. And if we’re not careful, it’s spreading. Why am I discussing this in an AI human element? Because if the human is the centerpiece, what is the core element of human development? It’s that we have safety, security, and trust. If trust is broken, anarchy emerges. So if anarchy emerges, AI can take on very different versions that we don’t want in a scenario thinking, but AI can also take on the version that it can support us in our evolution. Ross Dawson: Well, just going to that—education. You are a professor. You are an educator. You look at the future of education, and you alluded to that before. So in this world where AI is already and is becoming more significant, how do we reinvent education? How do we educate ourselves as individuals, as educational institutions, or society? How do we shape the education that we need for the exciting coming times? Henrik von Scheel: I think one of our challenges with education is that we as people, when we go beyond eight years old, the key element we’re learning is reasoning, and our reasoning skills are learned by doing mistakes, unfortunately. We never learn by getting an answer. If you study Porter’s model on ChatGPT, and you get all the answers from Porter’s model, and I ask you the next day, if you haven’t applied it, you haven’t learned it. If I would ask you, you will learn it. You do mistakes, and it’s by doing the mistakes, by putting yourself into the content, working with the content, and doing mistakes, you learn. Unfortunately, most of the stuff we learn today—now, human evolution in reasoning is by doing mistakes. So we need to find a very smart way how AI can support us in this mistake learning phase, because it’s the way that we are built to learn, right? Ross Dawson: And I think that’s a critical thing—where as individuals, we need to understand that if we delegate our thinking to AI, it’s not going to work; you’re going to be dumber rather than smarter. But if we can have the intent of using it to hone our thinking and helping us to make mistakes or be a Socratic dialog or whatever, we can do that, but that requires the individual intent. So again, we also need to frame as educators and also in organizations—which should be educational institutions in their own right, because they are learning organizations—it’s this framing of the use of AI as a cognitive foil for us, as opposed to something where we delegate our work, which is never going to get us anywhere good. Henrik von Scheel: And where do you think we can use it in education? Ross Dawson: The good thing is, you know, personalized education, where I think that there is definitely this ability to address where individuals are and their understanding, the metaphors that will be relevant to them, the frames for that. But it never has to be in a form of giving the answer. So there’s always this complement of human—as in, the educator needs to be inspiring. They need to help the person to find themselves. They have that relationship with them. So it’s this complement with the AI, which can guide to specific lessons or frames or examples that people resonate with, which can assist them. And so again, it needs to be very much—individuals need to understand, they have to shape it for themselves. I think we can present things in the right way. And there’s very much a human plus AI educational frame. Henrik von Scheel: I think you’re spot on with this. When you look at the five aggregates that we have in human evolution and in education phases, our sensory—our forming of ourselves to the outside world—is shaped quite early on, until we are maybe 12 years old, but quite early, the first two years. That means our sight, our smell, how we hear, how we taste, how we feel, and how our balance works—we learn quite fast. This is what AI is focusing on in AI physical today. They’re trying to come from a language model point of view outside to the physical world. Then we have this cognitive version of us, which is the intellect version. It’s very different. The intellect version of us is a version of awareness, a version of how we comprehend things, how we understand things, how our knowledge is conceived and given out. So it’s both communications, it’s storytelling, it’s our comprehension, it’s our perspective, it’s our reasoning, it’s our awareness. These four things are never the same for the same person. I can have a room of 200 students, I can talk about the same element on Adam Smith’s first principle, and they will all understand it differently because of their different backgrounds. So this part of cognitive understanding, the intellect, is far more complex. Then you go to the versions of who we are as a person. Our memories—our memories are a whole element of our emotions, which is a hugely important part of our learning, because memories have nothing to do with truth. Large language models always look for the truth, but in our own memories, we are lying to ourselves to keep our sanity. We are partly, not consciously but unconsciously, lying to ourselves because we view it only from one perspective. So our reflection of our memories or our impulses are related to our memories or our conceptual things. All these elements are our emotional elements, in terms of how strongly we can link to knowledge, how strongly we can see the future, how we can see ourselves in the future—all of this. When you look at the crisis now, the memory is on how resilient we are as people, how resilient we are in our learning phase, how comfortable we are with the unknown, how comfortable we are to learning. Then you have the next two ones. The other one is our mental formation or our identity. This is the element we’re trying to protect in digitalization—how we form our opinions, our insight, our resolution, our understanding, ourselves, and our retentiveness, who we are. All of these things are being shaped as teenagers. We don’t want this to be in a social aspect. We want this to be a safe, secure element. So this is the identity you form. Then you have the consciousness. The consciousness is a strange thing. You have two layers running in your education. You have the layers that are running long term and the unconsciousness that actually takes the decision—the analytical versions and the underlying elements. For example, why are you doing something? So you come with purposes, you come with energy, you come with desire, or you come with willpower. Then you say, well, they’re more etheric. No, they’re not. Because, Ross, you wake up every morning with that much amount of energy. You can use this the next eight hours you work. You can use it on emails the first four hours, but then you’re using your most precious willpower and energy right then. You have your willpower to train, for example, if you want to do training. When you want to train in the evening, when your willpower is lower, you want to train early in the morning. So this willpower and the energy is what we as humans in our consciousness—how we are aware of things, what we focus on, we magnify. So these are the five aggregates you’re using from the learning perspective. If we apply these, you and I, Ross, we would go into an initiative to say, how can we apply this to understand human evolution when we evolve this? Because I’m nearly 60 years old now, and that means, for me, my concept of life, experience of life, is different than when I was 30, than when I was 20. You cannot go to a young person that is 15 years old and say, let me tell you about love—there are four different phases of love. They need to experience them themselves, because it’s not my job to take that away from them. And it’s not my job to tell a young man, now you want to conquer and do, you want to have freedom, Generation X and all of this. And then you realize, easy, easy, easy. I’ll let you know. When you fall in love and you become a father, it changes you. Why does it change you? Because accountability moves into a man’s focus area, as before he was conquering. And then accountability—a man wants to be a caretaker of something, and it fulfills and magnifies a man. And then you say, well, this is not part of the five aggregates—very much so, right? Because it’s part of human evolution. Ross, you have experienced that in your life. So then you say, how do we connect that with our evolution and learning? Ross Dawson: Yeah, no, I think that’s a really important point around accountability for ourselves, for those around us, directly in the broader community. And I think that’s kind of this big humans plus AI frame. So we’re obviously just touching the surface of what we could dig into now. But how can people find out more about your work Henrik? Henrik von Scheel: I’m a public figure. I’m doing a lot of research projects with universities. I have a lot of PhD students and coaching and supporting governments on policy initiatives. Currently, I’m focusing a lot in the Gulf regions on strategic briefings, on crisis management, in terms of doing scenarios for strategic, tactical, operational, for short term and long term. But my passion is actually teaching, and this is far more a personal story on teaching. People see me always as the Industry 4.0 originator on everything I have accomplished. But my true story is actually quite different. When I was young, I was dyslexic. I’m actually double dyslexic, and I was stuttering. I had a very, very difficult time in school. That’s why I am a little bit passive aggressive, because I’m always on the defensive, because many years I went through life just being some sort of an outcast. So within that phase, I had a very strong teacher that actually supported me and used time and effort to see my skills, and he helped me to overcome my dyslexia—which is not really true. You never overcome your dyslexia. You are just getting tools to work with it. So that means I’ve written today nine books, and five of them are bestsellers, but I cannot even read my own books aloud. So what is the message I’m giving? Everybody of us is made different, and because we’re made different, it’s not that—because society is often built on, if you don’t fit that frame, then you’re not part of that frame. But I think AI opens up something for us—that the breadth of who we are as people is a beautiful thing. And because I cannot speak the same way, like I have a good friend Tarek, who is also your friend—he’s a gifted storyteller. My gift is that I can see patterns. So I believe that every human being should be able to see their superpower. Your gift, Ross, is a very different gift. You can gather communities, you can convey difficult things in a simple thing, you have an ability to put the human in the future, where everybody sits today and they freak the hell out because they don’t see them part of the future. So I think everybody has a future in that. To answer your question, I’m a quite reachable person. I believe the future looks like a good future for us, Ross. I believe this is the time for our educators to wake up out of their long-term sleep. We need to evolve our teaching material. We need to evolve the way that we learn and teach. We have terrible lessons in terms of how boys and girls evolve in their learnings, and we’re not doing anything about it. This is our chance with AI to change the learning mechanisms for boys and girls, our learning mechanisms if you’re one like me that doesn’t fit these templates, if you have special needs. We have the ability with AI to specialize ourselves far more in detail. One of the challenges we have with education today—when you go from primary school to higher education, and then go beyond higher education—our challenge with higher education is we have become generalists, and our generalism is actually inhibiting us to innovate, so we’re not meeting some of the core challenges that we have in science today, and we need to push the boundaries on where we go to research to really become innovative. We need to push our boundaries in terms of manufacturing, energy sector, and so on, to specialize in special fields. When you look at engineering schools, engineering schools have become more and more generalist in six fields, and they should become specialists in fields. So I think that’s where we need to really push the boundaries. Ross Dawson: Yeah, no, I think, to your point, what I see as one of the ultimate possibilities from AI is that it amplifies our individuality. And so that’s an extraordinary possibility. So thank you so much for your time and your insights, Henrik. You’re sharing some great work, and we’ll share in the show notes links to one of your research papers and the work you do. Thank you. Henrik von Scheel: Okay, thanks a lot. Good. Goodbye. The post Henrik von Scheel on making people smarter, wealthier and healthier, biophysical data, resilient learning, and human evolution (AC Ep37) appeared first on Humans + AI.
Why did the academic elite fail to see Bitcoin coming? Dr. Adam Back (@adam3us), the inventor of Hashcash, explains that professors were too obsessed with centralized bank models to conceive of a proof of work system that replaces central authority. While the ivory tower refined flawed systems, cypherpunks built a reality that does not require a middleman.Adam's journey started on the front lines of digital privacy, using his PhD as a license to hack. He laid the foundation for electronic cash by prioritizing sovereign rights. As the founder of Blockstream, he is an OG who never sold out, famously moving past shitcoin bribes to protect his ethical reputation.We tackle the reality of scaling. Adam argues that while Bitcoin is hard to change by design, the lightning network and sidechains allow for high-speed trade without risking the base layer. This modular approach lets Bitcoin evolve into a global financial layer while staying decentralized, proving the skeptics wrong one block at a time.In El Salvador, the government rejected shitcoin pitches to double down on Bitcoin. Adam notes this homegrown success could see the country rival major powers like Germany. It is a blueprint for using sound money to leapfrog the legacy financial system.Adam is now focused on filling innovation gaps from privacy to treasury reserves. The mission to replace fiat is just beginning. Subscribe and comment. Is El Salvador the next Singapore?—Bitcoin Beach TeamConnect and Learn more about Adam BackX: https://x.com/adam3usBlockstream X: https://x.com/BlockstreamHashcash Web: http://www.hashcash.org/Cypherspace Web: http://www.cypherspace.org/adam/Blockstream web: https://blockstream.com/Github: https://github.com/BlockstreamThe Liquid Network: https://liquid.net/Blockstream Jade: https://blockstream.com/jade/ Support and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com Browse through this quick guide to learn more about the episode:00:00 Intro01:33 How Bitcoin achieves decentralized trust without banks. 04:49 Has institutional Bitcoin ruined the cypherpunk mission? 10:48 How Adam Back spotted and rejected shitcoin scams. 12:43 Is Tether (USDT) a systemic risk to the Bitcoin ecosystem? 15:44 Why El Salvador succeeded where other nations failed. 20:32 Scaling Bitcoin via Blockstream, sidechains, and Lightning. 25:50 Adam Back on the 100-year mission for sound money.Live From Bitcoin BeachLive From Bitcoin Beach
Discover the results of a wealth study. Are you getting wealthier? Why or why not? This study has surprising findings. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Time now for our daily Tech and Business Report. Today, we're joined by Bloomberg's Lily Meier. Discount retailer Dollar Tree is going after a new type of shopper opening more locations in higher-end locations.
Renting vs. buying a house. Everyone has the debate completely wrong, and it's costing Americans their financial freedom. “Live in Los Angeles? Guess you have to rent. Live in the Midwest? Guess you should buy.” What if there was a way to grow your wealth no matter where you live, how much home prices are, or what's going on in the housing market? What if you could get richer while renting? What if your simple, affordable house could propel you toward financial freedom? What if you could make hundreds of thousands of dollars, tax-free, by buying the home everyone overlooks? Today, we're showing you how to do all of them. We'll give you three scenarios to buy, rent, or do a combination of both, and get wealthier in the process. Plus, Dave shares his “cheat code” investment strategy that gets him cheaper homes that he'll love living in and makes him substantially wealthier in the process. It's not buy vs. rent. It's about building your wealth no matter your choice. In This Episode We Cover Renting vs. buying a house: The (not so obvious) answer nobody is talking about How to turn your home into future cash flow and what to look at before you buy The overlooked strategy Dave is using to make hundreds of thousands on his primary residence Live in an expensive city? This is how to rent and invest, so you always grow your wealth How just one house hack property can allow you to buy your dream home (Henry's strategy) And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1236 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link2.briefs.co/gie Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
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In this episode of For Better Days Podcast, mindset and identity coach Keara Callahan explores how you can make 2026 your best year yet and get Hotter, Healthier, & Wealthier! ↓ STAY CONNECTED↓♡ Personal Instagram♡ For Better Days Instagram♡ YouTube Channel♡ TikTokRELATED EPISODES:♡ Stop Letting Fear Hold You Back♡ You Need To Start Trusting Yourself♡ Manifest Your Dream LifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Send us a textIn this episode, Dr. Latifat Akintade introduces the concept of a Vision Retreat a simple but powerful annual practice she and her husband use to align money goals, family priorities, and long-term wealth without sacrificing their relationship.This isn't about hustling harder or setting goals in isolation. It's about intentionally stepping away together to create clarity, reduce friction, and multiply wealth across money, relationships, time, and legacy.Dr. Latifat walks through:Why financial goals often fail when partners aren't aligned How a Vision Retreat creates shared clarity instead of ongoing tensionWhat to do before, during, and after the retreatHow this practice has transformed couples inside her communityShe also shares how this exact framework is taught and lived out inside The Wealth Village, her advanced community for women physicians building multidimensional wealth. www.moneyfitmd.com/wealthvillageFor those who want guided support to do this work intentionally, she invites listeners to the Wealth Vision & Goal-Setting Experience a complimentary, virtual experience designed to help women physicians reset, reflect, and step into the new year with clarity and aligned money decisions. MoneyFitMD.com/visionYou're making six or even seven figures—and still asking, “Where did all my money go?” The problem isn't your income—it's that you haven't learned how to have money left.The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.
Amy King hosts your Tuesday Wake Up Call. ABC News correspondent Steven Portnoy opens the show talking about the Trump administration submitting plans to return migrants deported to El Salvador. On this week’s edition of ‘Amy’s on It’ she reviews Klaus streaming on Netflix. Amy talks with the Executive Director for Friends of Big Bear Valley Sandy Steers about what is going on in Jackie and Shadows’ nest. Bloomberg’s Denise Pellegrini updates us on the latest in business and Wall Street. The show closes with the host of ‘How to Money’ Joel Larsgaard talking about the importance of turning off the lights, new millionaires not feeling rich, and practical things you can do to feel healthier and wealthier in 2026.See omnystudio.com/listener for privacy information.
In this season-launch episode, Keara guides you through a full Winter Reset, a grounded, honest look at your discipline, desires, and direction as you step into 2026. Together, you'll reflect on what's no longer working, reconnect with who you're becoming, and redefine the habits, identity, and standards that will shape your next chapter.Whether you're craving clarity, momentum, or a complete rewrite of your life, this episode gives you the mindset shifts and realignment you need to start fresh, right now. Not in January.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What if curiosity could be your greatest financial advantage? Bryan Sweet sits down with Sonu Varghese, VP and Global Macro Strategist at Carson Group, for a conversation that blends mindset and money in unexpected ways. From growing up in Oman to building a career in finance, Sonu shares how serendipity, curiosity, and courage shaped his … Read More Read More
- Updates on AI Tools and Book Generator (0:10) - Health Advice and Lifestyle Habits (1:42) - Critique of Conventional Doctors (6:50) - The Rise of AI in Healthcare (10:05) - Better Than a Doctor AI Feature (17:24) - Health Ranger's AI and Robotics Projects (36:07) - Philosophical Discussion on AI and Human Rights (1:10:58) - The Future of AI and Human Interaction (1:17:53) - The Role of AI in Survival Scenarios (1:18:57) - The Potential for AI in Enhancing Human Life (1:19:13) - Personal Experience with AI and Health Data (1:19:32) - AI in Diagnostics and Natural Solutions (1:22:17) - Critique of Google and AI Ethics (1:25:00) - Impact of AI on Human Relationships and Society (1:30:24) - Debate on Consciousness and AI (1:35:54) - Historical and Scientific Perspectives on Consciousness (1:50:21) - Practical Applications and Future of AI (1:53:17) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com
Canada's housing market is being pulled in more directions than ever. Court cases, collapsing construction, political battles, and rising costs are all converging at once — and the result is a level of uncertainty we haven't seen in years. This week, we're breaking down what's making headlines, what's just noise, and what could materially reshape housing across B.C.We start in Port Coquitlam, where a decade-long Kwikwetlem land claim has resurfaced, putting major institutional sites from the Riverview lands to Gates Park, back into the legal spotlight. The case is currently paused while provincial negotiations take place, but after the recent Richmond ruling and new cases in Kamloops and Sun Peaks, municipalities are bracing for more challenges. With 95% of B.C. land unceded, these decisions could set the tone for years of litigation.Cross-border tensions are rising too. Several Alaska tribal nations have now petitioned the B.C. Supreme Court, arguing they should have a legal voice in Canadian resource projects including the Red Chris Mine, a federally fast-tracked, nation-building development. Their claim builds on the 2021 Desautel ruling, which recognized U.S.-based tribes as Aboriginal peoples of Canada. If the courts agree again, the implications for Canadian sovereignty, consultation rights, and investor confidence could be enormous.Meanwhile, housing supply is weakening. Starts are falling across B.C., with multi-family projects in larger centres down sharply. Calgary is considering reversing its citywide rezoning, Burnaby has scaled back Bill 44, and pre-sale markets continue to collapse — all of which point to even lower starts ahead. But there is one major outlier: the Heather Lands proposal has returned with towers as tall as 46 storeys, driven by a massive attainable-housing initiative involving the Province and the MST Partnership. If approved, 85% of the 4,200 homes on site would be below-market — a scale almost unprecedented in Vancouver.Demographics are shifting too. The median homebuyer age is rising rapidly, especially in the U.S., where it has surged to 59. Wealthier, older buyers are dominating the market, while first-time buyers shrink to record lows. Canada hasn't seen the same extreme jump yet, but affordability constraints suggest we're heading in that direction.On the financial side, the fallout from “Condo Day” continues as the Belvedere project in Surrey enters creditor protection, revealing just how fragile pre-sale economics have become. Nationally, CREA reports modest price increases and slightly higher sales, but Ontario's downturn continues to drag the national average lower.And finally, inflation cooled to 2.2%, but not for the reasons that matter most to homebuyers. Gas prices did the heavy lifting, while shelter costs — rent, insurance, and mortgage interest — continue pushing inflation higher. Core measures remain sticky, meaning cheaper mortgages aren't coming anytime soon.Policies, courts, construction, demographics, and financing are all colliding at once. Understanding which forces are temporary and which are structural has never been more important. This week, we break it all down — and what it means for your next move in B.C.'s housing market. _________________________________ Contact Us To Book Your Private Consultation:
Affluent customers are adding to drive Walmart's (WMT) growth, shown in the company's latest earnings. Marley Kayden highlights accelerating in-store sales and delivery numbers driving Walmart's balance sheet. Joe Tigay offers an example options trade for the retail giant. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
The latest consumer confidence data from the Conference Board shows a 6-month low, and while it may not be as bad as expected, there's still weakness beneath the surface. Yelena Shulyatyeva joins Diane King Hall to break it down. She says the numbers mask a tale of two consumers: those making $200,000+ are driving stock market-fueled optimism, while those earning $75,000 or less are losing steam. She also warns that the labor market is showing signs of vulnerability, with jobs becoming harder to find, and that a potential tariff shock could still hit consumers during the critical holiday shopping season.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
R. Jisung Park is assistant professor at the University of Pennsylvania, where he holds appointments in the School of Social Policy and Practice and the Wharton School of Business.It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn: The Hidden Costs of a Warming World (Princeton UP, 2025), R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now.Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility.By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not.Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally. This interview was conducted by Dr. Hannah Pool, a senior researcher at the Max Planck Institute for the Studies of Societies. Her research focuses on human mobilities and her new book has just been published (2025, Oxford University Press). Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
R. Jisung Park is assistant professor at the University of Pennsylvania, where he holds appointments in the School of Social Policy and Practice and the Wharton School of Business.It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn: The Hidden Costs of a Warming World (Princeton UP, 2025), R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now.Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility.By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not.Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally. This interview was conducted by Dr. Hannah Pool, a senior researcher at the Max Planck Institute for the Studies of Societies. Her research focuses on human mobilities and her new book has just been published (2025, Oxford University Press). Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/world-affairs
R. Jisung Park is assistant professor at the University of Pennsylvania, where he holds appointments in the School of Social Policy and Practice and the Wharton School of Business.It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn: The Hidden Costs of a Warming World (Princeton UP, 2025), R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now.Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility.By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not.Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally. This interview was conducted by Dr. Hannah Pool, a senior researcher at the Max Planck Institute for the Studies of Societies. Her research focuses on human mobilities and her new book has just been published (2025, Oxford University Press). Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/environmental-studies
R. Jisung Park is assistant professor at the University of Pennsylvania, where he holds appointments in the School of Social Policy and Practice and the Wharton School of Business.It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn: The Hidden Costs of a Warming World (Princeton UP, 2025), R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now.Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility.By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not.Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally. This interview was conducted by Dr. Hannah Pool, a senior researcher at the Max Planck Institute for the Studies of Societies. Her research focuses on human mobilities and her new book has just been published (2025, Oxford University Press).
R. Jisung Park is assistant professor at the University of Pennsylvania, where he holds appointments in the School of Social Policy and Practice and the Wharton School of Business.It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn: The Hidden Costs of a Warming World (Princeton UP, 2025), R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now.Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility.By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not.Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally. This interview was conducted by Dr. Hannah Pool, a senior researcher at the Max Planck Institute for the Studies of Societies. Her research focuses on human mobilities and her new book has just been published (2025, Oxford University Press). Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics
True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
My Wife Cheated,Betrayed Me, And Left For A Wealthier Lover, Calling Me A Penniless LoserBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.
True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
My Wife Cheated,Betrayed Me, And Left For A Wealthier Lover, Calling Me A Penniless LoserBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.
Alana Ryan, research and policy manager with Pobal, discusses the disparity in access to home renewable energy between disadvantaged and affluent communities.
Wealthier foreigners are driving up rental prices and driving out long-term residents in Mexico City. There have been demonstrations there this summer, with some protesters damaging shops and restaurants that cater to tourists. In the popular neighborhood of La Condesa, activists say that as many as one in five homes is now for shorter-term rentals. We'll hear how residents are feeling and learn how the government is responding. But first: good news on wholesale inflation.
Wealthier foreigners are driving up rental prices and driving out long-term residents in Mexico City. There have been demonstrations there this summer, with some protesters damaging shops and restaurants that cater to tourists. In the popular neighborhood of La Condesa, activists say that as many as one in five homes is now for shorter-term rentals. We'll hear how residents are feeling and learn how the government is responding. But first: good news on wholesale inflation.
In this “best of the podcast” episode, I'm sharing my top 9 science-backed Microhabits—tiny, 5-minute-or-less actions that can create a massive impact on your health and happiness. I'll break down exactly what Microhabits are, why they work, and the fascinating science behind them. These quick, easy-to-stick-to habits help rewire your brain faster, building new neural pathways that lead to a healthier, happier you. If you're looking for simple, actionable hacks to transform your life in less time, this episode is a must-listen! Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. Buy our cute sweatshirts or conversation cards at https://shop.lizmoody.com/. To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Use our discount codes from our highly vetted and tested brand partners by visiting https://www.lizmoody.com/codes. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 360. Learn more about your ad choices. Visit megaphone.fm/adchoices
Remember that your leadership will never rise higher than yourself. Use this time to make yourself into a better thinker, healthier person, wiser and executive and greater human being.My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookTwitterYouTube
ProjectME with Tiffany Carter – Entrepreneurship & Millionaire Mindset
This is part two of The Cash Surge Mini-Series, and it's where strategy meets momentum. Episode one gave you the reset — now it's time to map out your comeback plan for the next 90 days so you can finish the year stronger and wealthier than you started. RESOURCES & LINKS MENTIONED: !!MEGA BONUS BIRTHDAY SALE!! The ProjectME Posse Group Business Coaching Membership: Go from $0-15K/month online. 13K BONUS LIVE COURSE & PLANNER CLICK HERE Summer Applications CLOSING SOON for my Exclusive Two-Month Private Business Coaching Program APPLY HERE (won't be available again for along time) One Time Only Special Offer > Get 55% OFF my landmark Money Manifestation self-guided program, Make More, Work Less! Projectmewithtiffany.com/SpecialOffer (FREE) Guided Walking Manifestation Series + the companion guided wealth journal: Projectmewithtiffany.com/Wealthy. First 1111 people get a FREE printable copy! Connect with Tiff: Tiffany on Instagram @projectme_with_tiffany Tiffany on TikTok @projectme_with_tiffany Tiffany on YouTube: ProjectME TV Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse In this episode, you'll learn: > The SCALE 90 framework: Sequence, Content That Converts, Asset Bank, Live Touchpoints, and Energy Margins > How to plan three intentional revenue waves over a quarter so you're not just selling randomly, but strategically > The content cadence that creates consistency and compounds visibility and trust > How to build an asset bank (lead magnet, sales page, conversion emails) you can reuse again and again > Why protecting your energy with rest days and CEO money dates is what actually sustains growth If you've ever wondered how successful entrepreneurs plan their business in quarters, this episode gives you the exact 90-day structure to generate consistent sales and momentum without adding more hours to your plate. Keywords: 90-day business plan, entrepreneur comeback strategy, SCALE framework for business, content marketing for coaches, lead generation system, sales growth for entrepreneurs, how to finish the year strong
I'm so excited to share today's episode with you because it's packed with so many actionable tips to help you cultivate more happiness in your everyday life—and understand what might be getting in the way of it. I'm joined by nine incredible leading happiness experts. We're diving deep into the truth about dopamine and serotonin—what they really are, and why dopamine might actually not want you to be happy. We explore why we often feel less satisfied even after getting exactly what we thought we wanted, and how the “when I get this, I'll be happy” mindset is secretly keeping us stuck. In this episode, we get into: Dopamine & serotonin on happiness How our society prevents happiness Having purpose in life Happiness within our career Happiness with social media & news consumption Perfectionism on happiness & so much more! Check out the full episodes of The Liz Moody Podcast discussed today: Neuroscience Hacks For Optimizing Dopamine, Serotonin, Oxytocin, BDNF, And More with Nicole Vignola The REAL Reason You're Burnt Out (And Exactly How To Fix It) with Israa Nasir My Top Micro Habits: Proven Ways To Get Happier & Healthier In 5 Minutes Or Less with Liz Moody Anyone Can Become More Optimistic—Here's How with Dr. Sue Varma Why We Have No Work/Life Balance + How To Fix It with Simone Stolzoff The Hidden Elements of Happiness That No One Is Talking About with Gretchen Rubin 3 Things To STOP Doing In Your 20s & 30s To Be Happier, Healthier & Wealthier with Liz Moody The Seven-Minute Secret To Happiness That No One Is Talking About with Dr. Dacher Keltner Science-Backed Hacks to MAJORLY Reduce Stress When The World Gets Overwhelming with Dr. Jenny Taitz Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. This episode is brought to you completely free thanks to the following podcast sponsors: AG1: visit DrinkAG1.com/LizMoody and get your FREE year supply of Vitamin D and 5 free travel packs today. LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. IQ Bar: Text LIZ to 64000 for 20% off all IQBAR products plus FREE shipping. OSEA: get 10% off your first order at oseamalibu.com with code LIZMOODY or LIZMOODY10. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 345. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jackie breaks down exclusive data from 127 millionaire founders inside Hampton, revealing how motivation, money management, and mindset evolve as net worth grows, from $1M to over $100M.Here's what we talk about:Why financial security stops being a motivator after $50M—and what takes its placeThe "F*** You" number: What real numbers show is the threshold for total financial freedomWealth allocation shifts: Crypto disappears, bonds and real estate dominate at the ultra-high endSurprising insights into monthly cash burn, and how spending changes (or doesn't) across net worth tiersTake-home income jumps dramatically past $50M—especially at the $100M+ levelTime vs. money: Wealthier founders are working fewer hours, but that doesn't guarantee happinessWhat motivates founders at every stage—and why some feel lost after hitting their big numberReal quotes from founders like Brian Johnson and Alex Peykoff on why they build, invest, and spend the way they do$50M is when founders stop caring about money entirely. Want to see what other millionaire money secrets we uncovered in the full report? https://www.joinhampton.com/wealth-reportCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Chapters:(00:29) Survey Insights: Wealth Allocation and Trends(01:02) Understanding the Respondents(03:09) Motivations and Milestones of Millionaire Founders(04:13) Case Study: Brian Johnson's Unique Motivation(05:47) Financial Security and Lifestyle Changes(08:47) Money Management: Crypto, Bonds, and Real Estate(10:46) Cash Flow and Spending Habits(16:14) Work-Life Balance and HappinessThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.You Host - Jackie LamportNot really the host, but the producer.Wrote this sentence.Older than I appear, I promise.
Contrary to the expectation of the Luddites, we have only become wealthier than before and workers today enjoy much higher standards of living than workers in the past.Original article: https://mises.org/power-market/what-modern-luddites-miss-technology-makes-us-wealthier
On this episode of the podcast, Fred Fleitz, Vice Chair of America First Policy Institute and former White House National Security Council Chief of Staff, discussed the recent offensive launched by Israel on Iran's nuclear facilitates. Fleitz highlighted Israel's surprise attacks on Natanz and Fordow, noting Iran's desperation to pause the attacks and rejoin negotiations. He goes on to emphasize the importance of the United States supporting Israel and the potential for Iran to have enough enriched uranium for 9 or 10 nuclear weapons in a year. Fleitz also discussed the impact of sanctions lifted under President Biden, which increased Iran's wealth by $100B and the potential for internal uprising in Iran.You can follow this podcast, host Amanda Head, and Fred Fleitz on X (formerly Twitter) by searching for the following handles: @FurthermorePod, @AmandaHead, @FredFleitz.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Mentioned in the episode:OBSE$$ED Masterclass Live!The Rich Girl Rewire Where Overflow is No Longer Optional. Let's manifest some money to create a summer you're obsessed with. Join me on June 10th at 5pm CST. Click here to save your spot.Classpass20 bonus credits for Classpass (obsessed!!!) -- free trial hereMagnesiumClick here! Drink before bed for better sleepHotter Healthier Wealthier ProductsListed in my Amazon storefront, click hereAUGUST RETREAT TO GREECE & ITALY!A week-long manifestation retreat filled with coaching sessions, boating, beach, gelato, spiritual BFFs and Euro summer vibes. Spots limited. Click here for info & sign up.LISTEN AD FREEYou can now join the podcast's monthly subscription to listen ad free AND get a bonus Mikayla's Mind episode every single month. $9.99 and cancel anytime.Join hereBonus Resources:Sign up for my free emails. MJ mindset and manifestation tips straight to your inbox.Sign up hereJoin the podcast FB community --click hereReady to master manifestation? -- LUXURY UNLEASHED: how to create your dream luxury lifestyle using manifestation.Watch the training here!Wanting to shift your money mindset? -- Confidence to Cash Masterclass: Steal my self worth strategy for money magnetismClick here!Need that push to get organized & create a morning routine? -- Ultimate Toolkit to Becoming That Girl.Download for free here!1st Phorm Greens --get mixed berry hereLet's connect:Message me directly on Facebook,click hereYoutube @mikaylajaiIG @themikaylajaiTik Tok @themikaylajaiEmail me themikaylajai@gmail.com
Last week, I told you the top things to start doing in your 20s and 30s, and this week I'm back with three things to stop doing. Most of us are wasting our energy on so many things, and now is the time to do something about it and set yourself up for success later in life. Whether you're in your 20s, 30s, or even your 40s or 50s, these tips will help you get rid of negative energy and start living the life you want to live. In general, our 20s are a time for experimentation and our 30s are about settling in – but this doesn't have to be the case. There is no reason to stop experimenting in your 30s if you want to try something new, and you can and should introduce some stability in your 20s. Learn how to strike the balance in today's mini-episode. Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. If you like this episode, check out: 3 Things To START Doing In Your 20s & 30s To Be Happier, Healthier & Wealthier 5 Things I Did To Stop Scrolling: How To Put Down Your Phone & Reclaim Your Attention Ask the Doctors, Energy Edition: The Surprising Things Draining It + An Exact Plan To Get It Back This episode is sponsored by: AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today. Puori: go to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide. LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 302. Learn more about your ad choices. Visit megaphone.fm/adchoices
Do you ever wonder if you'll look back on your 20s or 30s and wish you did something differently? There are lots of ways that you can prepare for your future; whether you're protecting your financial, physical, or mental health. To help, I'm giving you three things to start doing in your 20s and three more to start doing in your 30s to be happier, healthier, and wealthier over the course of your life. Your future self will thank you! Make sure you tune back in next week to learn about the top three things you should STOP doing in your 20s and 30s. Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome. If you like this episode, check out: Ramit Sethi Answers YOUR Money Questions An Actually Fun Money Q&A—Money Mistakes, Investing Made Easy, Getting Paid What You're Worth, Budgeting Tips and More How To Work LESS AND Get MORE Done Set Better Boundaries: Overcome Uncomfortable Conversations, Spot Manipulation Red Flags, & Take Back Control Of Your Time with Melissa Urban This episode is sponsored by: AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today. Puori: go to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide. LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast. This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 300. Learn more about your ad choices. Visit megaphone.fm/adchoices
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