No Shame in this Money Game

In this Mini Money Minute, I interrupt our regularly scheduled programming to talk to a detective who works in the crimes unit of a local police station about some prevalent scams that are swindling thousands of dollars from some of our most vulnerable citizens. Listen and share with your neighbors and loved ones to stop this recent cycle of scams infiltrating our communities.

In this Mini Money Minute, I speak to an expert who shares some tips on how to navigate not just the FAFSA's (Free Application for Student Aid) recent changes but the tough conversations that go along with managing the cost of college. And though I usually reserve singing about money to audiences of school children, the recent changes in the FAFSA inspired me to write a song about it so keep listening to the end!

"Loud Budgeting" is a new, trendy term to describe unabashedly vocalizing your financial choices with friends and family members. I'm all for talking about money but do I have to shout? Listen to this mini money minute to find out!

With all the bills you are likely paying after the holidays, adding another one might not seem like the brightest idea. But what if THIS bill was all about paying yourself? What if THIS bill didn't stress you out but made you excited? In this Mini Money Minute, we talk about a bill that is so important, even your future self will thank you! Questions, comments, feedback or suggestions for our future podcasts? Email your host, Julie Beckham, at Julie.Beckham@RocklandTrust.com and be sure to download, subscribe, rate and review the No Shame in this Money Game podcast wherever you find your podcasts.

Kindness is not usually a topic that comes to mind when talking about money but maybe it should be! What if there were a return on investment for incorporating a little kindness in your day? In this Mini Money Minute we talk about the ROI on kindness - the gift that just might give you something in return.

October can be a spooky month for your finances. The pressure to spend money, get the most Instagram worthy photos picking apples (all while “living your best life”) is real. But don't be scared - you are NOT alone. Check out this Mini Money Minute for some spending and saving advice that may work faster than you can say BOO!

A recent trend called “Girl Math” has me thinking about the power of words; particularly the words "girl" and "math" used together to justify frivolous spending. I'm no trendsetter, but I'm certain there's a more uplifting and empowering way to think about our spending. So, here's this girl's attempt to turn the tables, and perhaps our thinking, on this popular trend.

It feels like the “Summer of Taylor Swift” and I don't think I'm alone when I say, I think she might have earned that title. Not only has she smashed music industry records left and right but she may also be instrumental in the way economist have changed their forecast - I'm hearing the word “resilient” more than “recession” lately and it that may have something to do with a certain someone's “reputation!” If you know, you know and if you don't, take a listen!

There are so many unknowns when it comes to house hunting and it can all feel very overwhelming – especially if you are a first time homebuyer! As intimidating as it may seem, discovering what you can and can't afford is one controllable factor when looking for a home and it's actually easier to find out than you might think! In this Mini Money Minute, you will uncover what information you need to gather to get your pre-approval letter from a lender, why it's important to get that pre-approval and how lenders come up with that magic number

Teens have a lot to say and even more to learn about money. While managing money is definitely in their futures, most are not given the education or guidance to start their financial lives off on the right foot. Luckily, I LOVE talking to teens about money and had to the opportunity to capture some of their "aha moments" at some Credit for Life Fairs during Financial Literacy Month.

The days are longer, the sun is brighter and you might notice a little pep in your step. It's the perfect time for a fresh start and there's no better time to set some financial goals. But where do you start? In this month's Mini Money Minute, open the window, breathe in the fresh air and listen to four steps you can take to start fresh with your finances this spring.

Lifestyle creep is not a financial term but it IS a popular phrase used to describe a financial behavior that is prevalent. So how can you enjoy your life without feeling like you are letting your lifestyle take over? In this mini money minute, we offer a solution and possibly even a new financial trend – take a listen!

When you host a podcast about personal finance and you find yourself in a room with access to nearly 15,000 women, wouldn't YOU ask them what the best piece of financial advice they have ever received was? Well, that's what I did at the Massachusetts Conference for Women at the end of 2022 and I even had the opportunity to interview a celebrity keynote speaker! Perhaps some of these words of wisdom will inspire you to find your path to a healthier relationship with money in 2023. Happy New Year!

TikTok, the popular video sharing app, is not just for fun trends and the newest dance moves! TikTok actually operates as a search engine for many young adults who are scrolling through looking for money advice, aptly names "FinToks." So what are FinToks, how is this a "thing" and why do you need to know about it? Tune into this Mini Money Minute to find out!

Buy Now, Pay Later. Is this service too good to be true or just another tool in your financial toolbox? In this Mini Money Minute, we provide you with some quick information to decide if this ubiquitous service might work for you or if the convenience of buying now and paying later adds too many complications to your financial life.

If you are looking for a loan, especially a mortgage, you'll need to know your DTI (your debt to income ratio). But what IS a debt to income ratio, how is it calculated and why is it important. All these questions, and more, will be answered in this Mini Money Minute!

So far, the Summer of 2022 might not be what we all dreamed it would be. With record breaking inflation, rising interest rates and talks of a recession, plans for a carefree summer may seem out of reach. But before you throw in that beach towel, take a listen to this special summer edition of the No Shame in this Money Game's Mini Money Minute. You just might get a few tips to help you stay on budget while keeping the fun in your summer.

We've all heard of a "bucket list", but have you ever made a list of your assets? What's in THAT bucket? “I don't have any assets,” you might be thinking. Take a listen to this bite-sized mini money minute to learn about all of the different kinds of assets you may have and how keeping track of them could save you, and your family, a whole lot of time and anguish.

April is Financial Literacy Month and Rockland Trust wants you to have a healthy relationship with money - at any age. Part of having a healthy relationship with money is knowing how to keep your money safe. Scams and fraud attempts have become so widespread that this Mini Money Minute is dedicated to teaching you how to protect you and your loved ones. Listen and share because the more we are aware of these scams, the better we can all protect ourselves.

Owning your own home is a big deal but do you know how much of your home you ACTUALLY own? In today's No Shame in this Money Game's Mini Money Minute, you will learn all about home equity – how to calculate it, what it means and it what it could be worth to you as you save for your future.

Acronyms are tricky. Acronyms that are one letter apart and mean completely different things, are even trickier. In this Mini Money Minute, you will learn about APRs and APYs, what they stand for, what they measure and why knowing their definitions is important when borrowing or saving money.

If it seems like everyone you know is talking about inflation, you're right! And if you're not hearing about it in the news, you may be feeling the effects of it when you go to pay your bills or take your weekly trip to the grocery store. In this Mini Money Minute, you will learn about the different types of inflation, what causes it and how inflation affects you and your money.

What is a credit score and why is it so important? In this Mini Money Minute, you will learn how your credit score is calculated, little ways you can work to improve your score and why this three digit number might make a difference in your financial life.

If you happen to work for a company that provides access to health insurance, open enrollment might feel open season for acronyms! Today we unpack HSAs and FSAs so you don't miss an opportunity to save some money on what might be one of your most expensive annual expenses.

Listen to this mini money minute to learn about the term "deductible." You may have heard this term around tax-time or when renewing your insurance policies but do you really know how it affects your wallet? Listen to learn more!

Listen to this mini money minute to learn more about one of the most popular (and complicated) retirement saving vehicles. Saving for retirement can be challenging but learning can be easy in small, palatable portions. Learn about IRAs today!

October is Cyber Security Awareness Month and Jim Murphy, Rockland Trust's Senior Vice President and Director of Enterprise Information Security, has some tips to help keep you, your money and your personal information safe on the internet. Technology advances everyday but so does our ability to learn and grow and use technology to our advantage. There's something for everyone to learn in this podcast as we discuss Cyber Security tips that can help protect you and your loved ones.

Welcome to the No Shame in this Money Game's Mini Money Minutes! Why Mini Money minutes? First of all, you're busy and you want your info FAST. Secondly, who doesn't love mini things? In fact, human beings love mini things so much that our brains actually release dopamine when we see cute little things! For real! So, if mini things actually make us happy, what if we learn about some complicated financial jargon through mini money minutes! First up - Assets and Liabilities!

Personal finance is well, personal, and not every situation fits your specific needs. That's why we have compiled a “Greatest Tips” episode! From Lawyers to CPAs to Money Coaches and YouTubers, the No Shame in this Money Game podcast has hosted experts in a variety of fields to help break down some complicated money topics. Check out some of the “best of” moments and be sure to explore the library of No Shame in this Money Game podcasts to learn more about what interests you!

Every family is unique and their financial needs for the future, and the future of the children, can differ. Many families set up trusts but if you have children with special needs or relatives who struggle with mental illness, a special needs trusts may be a good financial tool for you. In this episode of the No Shame in this Money Game podcast, Scott Scales and June Zito, both Relationship Managers at Rockland Trust's Investment Management Group, talk about the when, how and why you would need a special needs trust in your family's financial plan.

Have you ever thought it was time you got your side hustle on? You're not alone. It seems as though everyone these days has a side hustle but it turns out having a secondary stream of income is not a new thing. Elana Varon, author of "The Ultimate Side Hustle Book" sheds some light on the many ways you can use your time and talent to create your own side hustle, at any age.

Do you feel like a "hot mess" when it comes to your finances? You are not alone! During Financial Literacy Month, we want to inspire you to take positive steps to improve YOUR financial health and Yanely Espinal (a.k.a MissBeHelpful) and Next Gen Personal Finance want to help. Listening to Yanely's financial journey might just be the motivation you need!

Love and Marriage may go together like a horse and carriage but when there are bumps in the road, hold on tight! Having some honest, transparent conversations about money with your partner before making major commitments is best but let’s face it – it’s a lot harder than it sounds. We all grow up with various beliefs and values when it comes to saving, sharing and spending money and those beliefs can be put to the test when you have to start making money decisions as a couple. Melissa Whish and Erica Ford of Four Winds Advisors LLC have seen it all when it comes to money disputes among couples and offer some tips and advice on how and when to navigate difficult conversations before they become too hard to handle.

It's that time of the year again - tax time! If you get lost somewhere between your W-2 and K-9, this podcast is for you. Certified Public Accountant, Steven Garran, takes the shame out of not knowing the latest tax laws and points us to facts and resources that make taxes feel more like a part of life and less like a life sentence.

Happy New Year and welcome to Season Two of the No Shame in this Money Game podcast. The flip of the calendar can feel inspiring. If you traditionally make a New Year’s resolution, statistics tell us that it most likely involves a fitness or financial goal. Have you ever thought about combining the two? In Financially Fit in 2021, Shannon McLay, Founder and CEO of the Financial Gym, explains how maintaining your financial health is similar to maintaining your physical health. Listen to hear her share some tips on the small actions you can take in 2021 to become a more financially healthy YOU!

Learning about money is an essential life skill. As adults, many of us were never taught about money in school and are shocked to discover that personal finance is STILL not a required course in public K-12 education. In this podcast, long time financial education advocate George "Scott" Guild schools us on how Massachusetts is inching toward a national goal of graduating financially capable students and points us toward free and fun online programming we can use to financially education our children at home.

Joe Lamberti, Vice President and General Sales Manager of Residential Lending at Rockland Trust, uses real numbers to explain how taking advantage of low interest rates might benefit you as a homeowner or as someone looking to buy a home. With more than 20 years in the mortgage business, Joe has a lot of experience in this industry and admits that 2020 presents its own unique set of challenges and opportunities. Take a listen to learn the facts and figures of refinancing. 

Jacqueline Cooper, President/Executive Director for Financial Education Associates in Boston, has spent more than 20 years changing people’s lives through financial education counseling, coaching and classes and the resources mentioned in the podcast could open up wealth building possibilities that may seem out of reach. So huddle up because this coach just might give you the push you need to get in the game…the No Shame in this Money Game, that is!

Join me as I talk to Belinda Rosenblum, CPA and Money Strategist, who helps take the worry and fear out of money. She believes that when you take responsibility for your physical money (to “own it”), that you can create more impact, more profit, and more freedom in your life. She is also the author of "Self-Worth To Net Worth: 12 Keys to Creating Wealth Inside and Out" and has a great tracking sheet for our listeners at www.OwnYourMoney/track

Choosing a college can be overwhelming. Choosing a college in the year 2020 is unprecedented. As students and families look ahead to the fall and beyond, we break down some options available to students looking to pursue higher education during this difficult and uneasy time.

When you look up a synonym for the word "estate" you get the words castle and mansion. But you don't need to live in castle or own a mansion to have an "estate plan." In fact, an estate is just the collection of assets and belongings you accumulate during your lifetime and an estate plan is the plan you make while you are living that can save your loved ones lots of time, money and grief.

At Rockland Trust, each relationship matters and we recognize that your relationship with your money might need some love and attention right now. The first episode of the No Shame in this Money Game podcast makes some sense of these challenging economic times and leaves you with the know how and tools to seek answers to a few of the personal finance questions, regarding your investments, that may be keeping you up at night.

Welcome to the No Shame in this Money Game trailer where you will learn the ins and outs of personal finance through experts who aim to educate, not intimidate.

Welcome to the No Shame in this Money Game trailer where you will learn the ins and outs of personal finance through experts who aim to educate, not intimidate.