Podcasts about FAFSA

The college admissions process doesn't have to consume your family. If it already feels that way, this episode is exactly what you need. Dr. Lisa Damour and Reena Ninan revisit their conversation with Rick Clark, higher education leader, co-author of “The Truth About College Admission: A Family Guide to Getting In and Staying Together,” and a career insider in college admissions at Georgia Tech. Rick has spent years helping families cut through the noise, anxiety, and mythology of the admissions process, and his perspective is grounding and genuinely reassuring. 

Aug 24, 2026 – Wealth advisors Crystal Colbert and Nick Kile break down the four best ways to build long-term wealth for your children in 2026—including 529 plans, UTMAs, custodial Roth IRAs, and the brand-new Trump Account. Discover expanded K-12...

Rob Whiting is the co-founder and CEO of Boom, a proptech company building the future of rental financial services for residential property managers across single-family rental, manufactured housing and multifamily. Boom's three products — Boom Report for rent reporting, Boom Screen for applicant underwriting, and Boom CRM for agentic leasing and self-showing — serve hundreds of thousands of doors and count American Homes 4 Rent and Manage America among their key partners. Before Boom, Rob founded ventures in healthcare and education, including Haystack Health, a telemedicine company, and a financial aid organization focused on FAFSA access. Rob is based in Austin, Texas.(02:55) Why Rob built Boom(05:44) The ROAD to Housing Act, explained(07:11) The 350-home cap & how institutions keep buying(14:01) Rent reporting as a compliance path(16:09) What Boom does & who it serves(17:44) Is screening a commodity? Data quality & hit logic(21:51) How to evaluate a tenant screening vendor(25:47) How the ManageAmerica partnership came together(30:00) Lessons from partnering with AMH Homes(32:48) Closing the leasing stack gap with Boom CRM(35:52) Coexisting with Yardi, RealPage, & AppFolio(37:40) Collaboration Superpower: Daniel Ek

The college admissions process doesn't have to consume your family. If it already feels that way, this episode is exactly what you need. Dr. Lisa Damour and Reena Ninan revisit their conversation with Rick Clark, higher education leader, co-author of “The Truth About College Admission: A Family Guide to Getting In and Staying Together,” and a career insider in college admissions at Georgia Tech. Rick has spent years helping families cut through the noise, anxiety, and mythology of the admissions process, and his perspective is grounding and genuinely reassuring. 

Rule Seven of Financial Physics says there is no new news: by the time public information reaches you, the market has already reacted.Don and Tom explain why neither headlines nor illegal insider tips offer ordinary investors a durable edge, why fast trading and miracle systems disappoint, and why accepting market returns is the saner path.Then they compare JAAA with BND, help a student balance FAFSA concerns with emergency savings and a Roth IRA, warn against reaching for yield, and untangle a Roth 401(k) rollover.0:44 The shortest investing book1:54 Rule Seven: No New News3:27 Public information versus insider information6:48 Why trading the headlines is futile9:37 Efficient markets and accepting market returns11:27 The trouble with miracle trading systems14:13 Talking Real Money music online17:17 JAAA versus BND for bonds20:21 FAFSA, emergency savings, and a Roth IRA22:28 Reaching for yield with riskier bonds24:49 Rolling over a Roth 401(k)Questions? Comments? Click!

Should saving money on back-to-school shopping actually be this complicated? This week, Vivian breaks down exactly how to shop smarter this fall, and why the "back-to-school haul" mentality might be quietly draining your bank account. In this episode, Vivian covers: 1. Why tech is the biggest back-to-school money trap, how trade-in programs and refurbished gadgets can save you hundreds, and the student discounts most people forget even exist. 2. The real cost of college essentials, why paying full price for textbooks is basically a scam, the "wait until you get there" rule for dorm shopping, and how 529 accounts and ESAs can make thousands of dollars in expenses tax-free. 3. What's actually changing with federal student loans in 2026, why timing your FAFSA and your borrowing matters more than people think, and the parent-tested hacks, from bulk-buying supplies to secondhand clothes, that cut costs without cutting corners. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at whether it is too late to register for college for the Fall 2026 semester. Ford explains Northeast's open-admission process, including how prospective students can apply in person at the Admissions Office in Suite 102 of the T. Jack Ramsey Student Services Building or online at NEMCC.edu. Ford also discusses the next steps after applying, including acceptance, completing the FAFSA and applying for available state aid. He shares key enrollment deadlines, with seated classes beginning Wednesday, August 12, and registration for seated classes remaining open through August 18. The deadline to enroll in online courses is August 25. Additionally, Ford highlights Northeast's short-term course options and the ongoing work of the college's Recruiting Office as it begins connecting with prospective Fall 2027 students. He also previews County Nights at this year's football games, when residents and students from Alcorn, Prentiss, Tippah, Tishomingo and Union counties can receive free admission on their designated night and join the community-wide tailgate on the lawn surrounding the fountain, Ramsey and the Union before kickoff. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

In today's episode, Dennis and Dana cover a lot of news on the federal and state level: Updates on court actions around borrow defense claims. The first Workforce Pell Grant program approved (in Iowa!). ED's release of further guidance on Schedule of Reductions (SOR). GAO report on a lack of coordination between ED and loan services. FSA beginning beta testing for 2027-2028 FAFSA in August. And more! WHAT'S BREWING, CCCSFAAA is a Studio 1051 production.  Studio 1051 is a creative collaboration of Dennis Schroeder and Dana Yarbrough.  Contact us at wbcccsfaaa@gmail.com.  Find all of our current and past episodes at wbcccsfaaa.podbean.com or in your favorite podcast app.   Episode # 011 / 211

Last time, JP left us on a cliffhanger: her ex reported their own 18-year-old daughter to a federal watchdog agency, claiming she committed fraud on her FAFSA — all to keep his daughter out of a four-year college and off his child support bill.This week, the investigation reaches a verdict.But getting there means JP pulling an all-nighter in a hotel room, uploading three years of receipts down to the last 50 cents, while her daughter sleeps beside her on what's supposed to be a graduation celebration trip.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the challenges facing Northeast and other community colleges across the state — many of which are not always visible from the outside. Ford discusses the changing landscape of higher education, including declining enrollment, the demographic cliff and budget pressures, as well as the structural and societal challenges affecting today's community colleges. Ford explains how institutions built around a 20th-century model of semester-based education are adapting to meet the needs of 21st-century students, including nontraditional learners seeking flexibility, stackable credentials and rapid skill acquisition. Ford also examines the pressure to move students quickly into the workforce or through short-term programs while ensuring they receive the broader education, guidance and pathways needed to continue their studies, develop as adults and build successful careers. While community colleges remain an affordable option, they face increasing pressure to demonstrate their return on investment in comparison with direct-to-workforce opportunities and short-term certificates. Ford explores how Northeast is responding to these challenges and working to provide meaningful educational opportunities for students and the communities it serves. Plus, get the latest updates on athletics, academics, workforce development and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the legislative priorities for not only Northeast but all 15 community colleges in the Magnolia State. Ford breaks down the three pillars that the community colleges will be asking the Mississippi Legislature to fund in 2027, including $41.5 million for the Jobs Promise Performance Program to train 5,500 highly skilled workers for high-demand careers, $39 million in general support to improve salaries and retain talented educators, and $100 million for capital improvements and necessary campus repairs. Ford also explains the funding formula used to distribute resources among Mississippi's community colleges and how each of these investments would directly benefit Northeast students, faculty, and facilities. In addition to the three pillars, the colleges are requesting $2 million to support Adult Education programs. Ford highlights the critical role Adult Education plays in workforce development, from helping individuals earn their HiSET to preparing them for employment or continued education at Northeast. Ford discusses the long-term impact these investments could have across the community college system and how strategic funding can strengthen opportunities for students and communities alike. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the Mississippi Community Colleges — all 15 of them — and their proposed Jobs Promise Performance Program (JPPP) as part of the 2027 Legislative agenda for the state. Ford breaks down what is included in the Jobs Promise Performance Program and explains how it could impact community colleges across Mississippi, while highlighting how Northeast is positioning itself to lead the way. Ford also discusses why the JPPP is critical to the state's workforce development efforts, emphasizing the role of community colleges in training skilled workers and collaborating with industry leaders to shape relevant, career-focused curricula. Additionally, the conversation explores how the program may be tied to future funding models, with increased emphasis on tracking graduate outcomes and workforce success after completion. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

I WAS THINKING:  Ferguson wants FAFSA required for graduation. Rantz: Ferguson’s office won’t deny FAFSA mandate could feed income tax data to the state // PHONE GUEST - DAVID THE NAKED MAILBOX GUY. Judge orders City of Seattle to crack down on sex acts, lewd behavior at Denny Blaine Park // Follow-up: San Francisco changes nudity laws in 2013

In this episode of The Practical Wealth Show, Curtis May sits down with Brian S. Eyster, founder of The G.R.A.D. Process, to discuss how families can pay for college without sacrificing retirement, cash flow, or long-term financial security. College is one of the biggest financial decisions a family will ever face, yet most parents are given incomplete advice. Many are told to simply open a 529 plan, fill out the FAFSA, and hope things work out. Brian explains why that approach can leave families exposed, especially when they do not understand cash flow, FAFSA rules, CSS Profile requirements, tax positioning, merit aid, and the timing of financial aid calculations. Curtis and Brian discuss why college planning should start much earlier than senior year of high school, why cash flow management comes before college savings, how the Student Aid Index affects financial aid, and why parents need to understand the difference between need-based aid and merit-based aid. They also challenge the traditional advice around 529 plans and explain why college funding should be treated as part of a larger financial plan — not as an isolated savings goal. This conversation is especially valuable for parents with children in middle school, high school, or college, as well as advisors who want to better understand how college funding connects to retirement, cash flow, taxes, and long-term wealth building. Key topics include: Why college planning should not start senior year The difference between FAFSA and CSS Profile How the Student Aid Index impacts financial aid Why cash flow management matters before college planning The risks of relying only on 529 plans How test scores can impact scholarship opportunities Why asset positioning matters How parents can avoid sacrificing retirement to pay for college The problem with Parent PLUS loans Why college funding must be part of a coordinated financial strategy The big takeaway: college planning is not just about paying tuition. It is about protecting the family's entire financial future.  

In this episode, Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery take a closer look at one of the most impactful - yet often unseen - investments Northeast makes in student success: faculty development and instructional innovation. While new buildings and visible upgrades often draw attention, Dr. Ford highlights the “quiet money” spent behind the scenes on professional development, course redesign, and instructional training. From more than 600 hours of professional development completed by Math and Science faculty in the past academic year to the creation of an Employee Development Center housed in the Eula Dees Memorial Library, Northeast continues to prioritize equipping its faculty with the tools needed to adapt to an ever-changing educational landscape. These efforts have already led to measurable results, with student success rates increasing from 72 percent to 80 percent following enhanced technology integration and instructional strategies. Ford also explores why these investments often go unnoticed by students and the community - and why that is by design. Small changes in teaching methods, curriculum delivery, and faculty support ultimately create a stronger learning environment, even if students only see the outcomes. Additionally, Ford discusses the role of the Student Success Center and Northeast's commitment to doing everything possible to position students for success, while emphasizing the shared responsibility between the institution and its students. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at Northeast.

A new statewide poll suggests Washington voters remain strongly opposed to the state's new income tax, while also expressing concerns about the direction of the state and Gov. Bob Ferguson's job performance. In this episode, we break down the latest polling showing opposition to the income tax, examine the messaging from both supporters and opponents ahead of the expected Initiative 645 ballot fight, and look at what the results could mean for Washington taxpayers. The program also examines Gov. Ferguson's proposal to require high school seniors to complete the FAFSA as a graduation requirement, including questions about student privacy, college readiness, and financial aid access. Finally, Spokane officials debate a proposal that could significantly increase commercial sewer rates for some businesses beginning in 2027, raising concerns about the impact on employers and the local economy. Featured Stories Washington income tax Initiative 645 Bob Ferguson Washington poll Washington taxpayers Washington economy FAFSA Education policy Student privacy Washington schools Spokane utility rates Spokane businesses Commercial sewer rates Government accountability Washington politics Subscribe for daily reporting on Washington's economy, taxes, elections, education, public policy, and government accountability from The Center Square. #WashingtonPolitics #IncomeTax #WashingtonEconomy #BobFerguson #Initiative645 #Taxpayers #FAFSA #WashingtonNews #TheCenterSquare #WashingtonInFocus Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Governor Bob Ferguson kicked off a campaign to keep the newly-passed "Millionaire's Tax," Washington tribes are suing the federal government, and FAFSA may soon be a graduation requirement in Washington. It’s our daily roundup of top stories from the KUOW newsroom, with host Patricia Murphy. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online or on the KUOW App.See omnystudio.com/listener for privacy information.

Resources: Woodward Hines Education Foundation (WHEF) and its Get2College program, @get2college on Instagram, Facebook, and TikTok. WHEF is on LinkedIn.  NCAN FAFSA Tracker High-School Level Data from Federal Student Aid Get2College FAFSA resources Get2College Mobile Center College & Career Readiness  

On this episode of TigerTalk, Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what Northeast -- and colleges across the country -- provide students that cannot be captured on a transcript. Ford shares how the college experience helps students find their voice, build confidence, and develop the courage to speak up. He discusses the importance of perseverance when challenges arise and highlights the personal growth that occurs beyond the classroom, including discipline, friendships, critical thinking, resilience, and a sense of purpose. Ford emphasizes that while these qualities may never appear on a piece of paper, they are ultimately what make a diploma truly valuable. At Northeast, those intangible traits are cultivated every day, shaping students into well-rounded individuals prepared for life beyond college. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Coach Tory and Coach Don discuss the NCAA's new Division I “5-for-5” age-based eligibility model (five years to play five seasons, with limited exemptions), including potential recruiting impacts that may favor transfers and junior colleges. City of the Week is Winston-Salem, North Carolina.  A listener prompt compares Oklahoma softball missing the Women's College World Series while Oklahoma baseball won it all, noting baseball's unpredictability versus softball's more predictable contenders. In the main interview, Shellee Howard of College Ready explains planning early (ideally middle school), the importance of GPA, fit (academic/social/athletic/financial), FAFSA timing and errors, scholarship strategies, private vs public cost realities, and negotiating aid; she shares resources, books, and contact info. The Coaching Tip addresses players who excel in practice but struggle in games, emphasizing mental training, confidence, and game-like pressure in practice.Shellee's web site : https://collegereadyplan.com/FastpitchPrep: https://fastpitchprep.com/PatreonSupport the show

The college funding space is always changing which can create new challenges for students and parents as they venture forward with their higher education planning. In this episode, Micha Sabovik, Vice President, Growth & Lending Solutions at Granite Edvance, shares important updates on what's new in the student lending space, upcoming changes to be aware of and strategies students and parents can follow to choose the right funding for their higher education. Links: Access free resources, book one-on-one appointments, and find links to helpful tools and guides: https://graniteedvance.org/plan-your-journey/get-our-help/ Explore financial aid resources: https://graniteedvance.org/find-your-direction/resource-library/ Check out Granite Edvance's YouTube Channel: https://www.youtube.com/@GraniteEdvance Get official FAFSA forms and helpful wizards to determine dependency status and required contributors: https://studentaid.gov/ Check out TCU University for financial education tips and resources: https://triangleuniversity.org/ Learn more about Triangle Credit Union: https://www.trianglecu.org/ Update: The topic of changes to the federal direct loan program related to professional degrees was discussed on this podcast; since the recording, the effective date of these changes has been put on indefinite hold pending the outcome of certain litigation that is referenced in the podcast. Depending on the outcome of that litigation, these program changes may differ from the description on the podcast or could be struck down altogether. Disclaimer: The views, thoughts, and opinions expressed are the speaker's own and do not represent the views, thoughts, and opinions of Granite Edvance. The material and information presented here is for general information purposes only and is believed to be materially accurate at the time of this recording; however, information presented is subject to change without notice and should not be construed as a commitment by Granite Edvance. For current information about our products and services, please see our website at graniteedvance.org.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how colleges are often judged by their buildings and programs -- and how Northeast is working to go far beyond that standard. As Ford reflects on a decade of leadership, the veteran educator discusses transforming campus culture into one rooted in belonging, support, and opportunity for both students and employees. Ford highlights Northeast's commitment to student-centered learning, professional growth for faculty and staff, and creating an environment where students feel valued, heard, and empowered to succeed. Ford also touches on the importance of extracurricular involvement, leadership development, and helping students build identity, confidence, and lifelong connections. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at some of the big projects that the college has going on on the Booneville campus. Ford highlights the ongoing renovations to the men's residence hall -- White Hall - and the significant improvements taking place to enhance student living spaces. He also discusses the Career Technical Education (CTE) build-out at the former Corinthian building on MS-4, noting the multi-phase approach with the first stage set to begin in late summer or early fall of 2026 to develop new classroom spaces. By relocating a majority of the college's CTE programs to the new facility, additional space will become available on the Booneville campus to expand healthcare programs and increase the number of graduates in high-demand medical fields. Ford also provides an update on the Seth Pounds Auditorium renovation, sharing that contractors are on schedule -- and in some cases ahead -- with completion now anticipated in spring 2027. Ford also discusses the Public Safety Training Center that will make Northeast one of the premier locations for training of public safety officials in the state. In addition, Ford touches on several other campus improvement projects, emphasizing that each carries its own timeline but will ultimately enhance the overall student experience in meaningful ways. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

SpaceX raised $75 billion in the largest IPO in history -- more than all 71 other IPOs combined so far this year. Shares jumped nearly 20% on day one. Elon Musk became the world's first trillionaire. And if you're a regular investor asking whether you missed out, Joe and OG have a very specific answer: the life-changing money was already gone before the ticker symbol appeared. Here's how IPOs actually work, who really wins, and why your index fund is probably going to own SpaceX anyway.What You'll Walk Away WithWhy the 20% first-day pop was largely an illusion for retail investors -- and what actually happened to the price between $135 and the moment you could buy itThe auction mechanics behind IPO pricing: why institutional investors with early access capture most of the return before the stock hits public marketsWhy OG argues that even putting a million dollars into SpaceX at the IPO price and making 20% isn't life-changing -- and why that math actually makes the risk harder to justify, not easierThe sobering stat: 71 other IPOs happened this year before SpaceX, raising a combined $36 billion between themHow SpaceX could still end up in your portfolio without you doing anything -- and which indexes will add it faster than others under new fast-entry provisionsWhy S&P 500 investors will have to wait: the three criteria any company must meet before joining, and why SpaceX's profitability timeline makes one of them complicatedThe six new space-themed ETFs Wall Street created in the past three months -- and what that pattern always signalsOG on why the person who got rich on SpaceX put money in before you knew it existed, and why you wouldn't have done it eitherWhy being wrong on a small speculative position might be the most valuable financial education available -- and OG's Thanksgiving pan storyOG and Anna on college planning: how to calculate your actual funding gap, why FAFSA still matters even if you won't qualify for need-based aid, and the high school glide path that protects your savings from market timing risk in the final four yearsWhy This Matters NowEvery few years a story like SpaceX comes along and makes every investor feel like they missed the trade of a lifetime. The real question isn't whether you missed SpaceX -- it's whether you have a plan that captures the next one automatically, without you having to call your shot.From the BasementJoe and OG dig into the SpaceX IPO mechanics, the FOMO math, and why index fund investors may own it soon anyway without lifting a finger. OG and Anna deliver the penultimate episode of their financial basics series with a full college planning walkthrough including the gap calculator, FAFSA, and the glide path strategy for the four years before tuition is due. Doug arrives with Meryl Streep trivia. The show introduces Scout, a new AI assistant built specifically for the Stacking Benjamins guides that only answers from the guides themselves -- and tells you when it doesn't know. Congratulations go out to Stacker Melissa, who finished her last day of work.Resources MentionedStacking Benjamins Guides -- college planning, tax, and workplace benefits guides with new Scout AI assistant; stackingbenjamins.com/guidesStacking Benjamins Basics Guide -- stackingbenjamins.com/basicsguideStacking Benjamins Scorecard -- stackingbenjamins.com/scorecardStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201The College Investor -- Robert Farrington; collaborator on the college planning guide; thecollegeinvestor.comGranola AI -- meeting notes tool; granola.ai/sbStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Community Relations Specialist Liz Calvery talk about the impact Northeast has on students.  Ford reflects on the lasting impact of the college experience and what truly matters when students look back on their time at Northeast. Beyond assignments, exams, and late nights of studying, he emphasizes the personal growth that defines a student's journey—finding their voice, building confidence, and discovering strengths they may not have known they possessed. Ford shares how meaningful moments both inside and outside the classroom—from speaking up for the first time to forming friendships and connecting with faculty—shape not only academic success but personal development. He underscores that college is not just about earning a degree, but about learning how to think, adapt, persevere, and grow through challenges, even when that growth is uncomfortable. At its core, Ford explains, the value of a Northeast education lies in preparing students not just for a career, but for life—equipping them with resilience, curiosity, and the ability to keep moving forward when faced with adversity. It is about what students carry with them long after they leave campus: not only knowledge, but character. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

He got into TWO Ivy League schools — and qualified for $0 financial aid. Then his income dropped from $290K to $75K. Here's how the appeal really works. Andy and Pearl Lockwood break down a real financial aid appeal happening right now: a self-employed dad whose 2024 tax return said "too rich for aid," whose actual income collapsed to $75K — and why both Ivy League financial aid offices refused to budge until they saw proof. If you're self-employed and assume you'll never qualify for college financial aid, this episode is for you. Plus: the college essay topic 1 in 5 students picks (and why you should rethink it), and the Federal Reserve study claiming remote work — not AI — is what's hurting new college grads. ⏱ CHAPTERS0:00 – Why we care about the 40 years AFTER college, not just the 42:12 – How to write a winning essay (even if your biggest hardship was slow Wi-Fi in the Hamptons)3:54 – The essay topic 18.7% of students pick — and why to rethink it5:22 – What an admissions officer reading 2,500 applications actually wants7:21 – The self-employed dad who "made too much" for financial aid9:28 – Why colleges judge your aid on a 2-year-old tax return12:52 – $290K → $75K: the income drop two Ivies wouldn't believe — until we proved it15:10 – Send your appeal to the RIGHT person (most families pick the wrong office)16:43 – Every school must hear your appeal — the rule most parents don't know17:37 – Fed study: remote work, not AI, is hurting new college grads20:35 – AI majors: 5 colleges in 2001 → 74 today — what to check first22:22 – Why one tech company is hiring MORE people because of AI26:09 – Wrap-up + how to never miss a webinar For more information visit: LockwoodCollegePrep.com #FinancialAid #CollegeFinancialAid #CollegePlanning #FAFSA #CollegeAdmissions

Resources and Next Steps: ✅ Take The Great Wealth Assessment! →https://linktr.ee/kingdomroi

You don't need Johns Hopkins to become a nurse. You don't even need four years. On this Laurel Ridge Community College edition of The Valley Today, host Janet Michael is back on the Zooms with Director of Marketing Guy Curtis, joined by Dr. Scott Vanderkooi, Dean of Health Professions, and Dr. Amanda Hodges, Interim Director of Nursing — to talk about how someone in this region can become a working RN in two years, often for far less money than they assume, and with a 100% job placement rate to show for it. The bigger news in this conversation is the launch of a brand-new weekend-and-online cohort starting in spring 2027, designed specifically for people who can't quit their jobs to go back to school. Online lectures, weekend labs, weekend clinicals — built around the reality that most adult learners are already working. Amanda walks through what the program looks like, who it's right for, and how CNAs, LPNs, EMTs, paramedics, and even total beginners can step in. Plus: how G3 state funding can cover the last dollar of tuition for eligible Virginia residents, and the upcoming online information sessions where you can learn more. ABOUT THE NEW WEEKEND RN COHORT Launching spring 2027, Laurel Ridge's new RN nursing cohort is built for adult learners who can't step away from full-time work. Lectures and coursework are delivered online. Labs, simulations, and clinical hours run on weekends. The program leads to an RN license — the same credential as the traditional weekday program — and qualifies for G3 last-dollar tuition funding for eligible Virginia residents. WHO IT'S FOR • Adults currently working who want to change careers • CNAs, LPNs, EMTs, paramedics, and surgical techs looking to advance to RN • People with no prior healthcare experience who want to enter the field • Anyone who needs to keep their current job while going to nursing school INFORMATION SESSIONS • First session: Monday, June 23, 2026 — online • Additional sessions throughout July (dates listed at laurelridge.edu/nursing) • Sessions cover the new weekend cohort, the traditional RN program, the CNA program, and the Practical Nursing program — plus admission requirements, the entrance exam, and how to prepare. Parents of high school students considering nursing careers are welcome to attend. ABOUT G3 FUNDING G3 (Get Skilled, Get a Job, Give Back) is a Virginia state program that covers the "last dollar" of tuition costs for high-demand career programs at Virginia community colleges. Eligibility is based on household income — roughly $100,000 to $128,000 depending on household size — and Virginia residency. G3 stacks on top of any federal financial aid (like FAFSA) so it covers what other aid doesn't. LINKS & RESOURCES • Laurel Ridge Nursing — program info, info session registration, application: laurelridge.edu/nursing • Schedule a campus visit: laurelridge.edu/visit • G3 funding eligibility and details: laurelridge.edu/G3  THE VALLEY TODAY with Janet Michael — A decade of conversations. New podcast episodes drop weekdays at 11 AM. Catch the show on The River 95.3 and Fox Sports 1450 AM weekdays just after noon. Subscribe and listen at thevalleytodaypodcast.com — available on Apple Podcasts, Spotify, and wherever you get your podcasts. If you enjoy the show, please take a moment to leave a rating or review — it helps more listeners find us. Connect with us: Facebook — facebook.com/ValleyTodayFanPage Instagram — instagram.com/thevalleytoday

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at common misconceptions surrounding community colleges and set the record straight on what today's two-year institutions truly offer. Ford addresses the long-standing myth that community colleges are a “second option” for students who cannot attend a four-year university, emphasizing instead the intentional choice many students make for affordability, accessibility, and quality. He also challenges the perception that community college faculty are less qualified, noting that many instructors hold advanced degrees and bring extensive real-world and academic experience -- often comparable to, or exceeding, their counterparts at four-year institutions. The conversation highlights how Northeast delivers the same foundational courses found at universities at a fraction of the cost, without sacrificing academic rigor. Ford explains that while community colleges are often associated with career and technical education, they also play a critical role in preparing students for seamless transfer to four-year institutions, all while helping students enter the workforce with significantly less debt. Student life is another area where misconceptions persist. Ford discusses the wide array of opportunities available at Northeast, from campus events and intramural sports to clubs and student organizations -- sometimes rivaling or even surpassing offerings at larger schools. He also underscores one of the biggest advantages of the community college experience: smaller class sizes and a more personalized learning environment, which continue to attract students seeking stronger faculty engagement and support. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Is college really worth $520,000? In this episode of the Success Formula Podcast, host Shawn Lynch sits down with Hannah Maruyama, co-founder of Degree Free, to expose the uncomfortable truth behind America's $848 billion higher education industry and show every parent exactly what to do instead.Hannah breaks down why only 22% of college graduates ever work in their field of study, why the true average cost of a bachelor's degree, including lost wages and interest, now sits at $520,000, and why sending your 18-year-old to college with no clear goal is one of the most financially devastating decisions a family can make. She unpacks the little-known history of the Higher Education Act of 1965, how bankruptcy-exempt student loans were designed to trap young people in a system that profits from their uncertainty, and why 62% of high school seniors are walking into a debt crisis that will prevent them from buying homes, starting families, and building real wealth.In this episode you will learn why most jobs in America do not legally require a college degree, how Hannah's Launch Program has placed teenagers and young adults into thriving careers in weeks rather than years, why AI literacy and the ability to communicate clearly are now the two most valuable skills a young adult can have, how the apprenticeship model is making a powerful comeback across industries from construction to software development, and what the four-question framework is that every parent should work through with their child before ever filling out a FAFSA form. Whether your child is 13 or 21, this conversation will completely change the way you think about education, career, and what it actually takes to build a successful life in the age of AI. Subscribe to the Success Formula Podcast and visit degreefree.com to start building a smarter path forward today.Website- https://degreefree.com/launchInstagram- https://www.instagram.com/degreefree/Tune in every Tuesday at 10 AM for another inspiring success story, along with the proven formula to help you achieve your own goals. Don't miss out on the insights that could change your life!Buzzsprout- https://successformulapodcast.buzzsprout.com/Spotify - https://open.spotify.com/show/7aRe06pXIq6yq8GQf62NBMAmazon Music - https://music.amazon.com/podcasts/1393b77c-626a-4a53-bdd5-43ce3b1aa15b/success-formula-podcastApple Podcast- https://podcasts.apple.com/gb/podcast/success-formula-podcast/id1748704615Our Social Media:Youtube: https://www.youtube.com/@OfficialSuccessFormulaInstagram: https://www.instagram.com/officialsuccessformula/Twitter: https://x.com/_SuccessFormula/Tiktok: https://www.tiktok.com/@officialsuccessformula

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how the challenges facing today's students have evolved dramatically over the past 40 years. With decades of experience in education, Ford reflects on how institutions like Northeast must now prepare students for a world that is constantly changing -- one that looks far different from the stable, predictable career paths of the past. From navigating rapid technological advancement to addressing digital misinformation and emerging social and ethical issues, today's educational landscape requires a broader, more adaptive approach. Ford also highlights the growing importance of teaching students how to live independently and responsibly in a fast-paced, digital-first society -- something that simply was not part of the conversation decades ago. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Together, Shellee and Terry discuss: Why college planning should be approached strategically, not emotionally The connection between retirement planning and college affordability How tax strategies can create additional cash flow for tuition FAFSA misconceptions: families often misunderstand Why scholarships and tax planning should work together Tax-saving opportunities for business owners and entrepreneurs The Augusta Rule and short-term rental strategies How families can start planning even if their student is already in high school

In this special episode, Jonathan Teixeira joins John Morales on Relevant Radio's Morning Air to discuss how Catholic families can prepare for college costs without going broke.Jonathan breaks down the real cost of college beyond tuition, including room and board, books, travel, and hidden expenses. He also shares practical ways families can lower costs, including community college, in-state schools, trade programs, FAFSA, scholarships, and honest conversations about what parents can truly afford.Jonathan reminds parents that supporting their children does not always mean paying for everything. Sometimes the greatest help parents can offer is wisdom, guidance, and prudent decision-making rooted in faith. For more help bringing peace and clarity to your family's finances, check out The Catholic Money Academy at walletwin.com/academy.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how Northeast continues to maintain its close-knit, personal feel as higher education evolves. Ford discusses how students at Northeast are more than just a number, highlighting the importance of faculty who know their students by name, advisors who take a vested interest in individual success, and a Student Success Center that supports students through challenges. He explains how the college actively listens to the needs of the community and the workforce, adapting programs and training to meet those demands while still preserving a personalized student experience. The conversation also explores how Northeast tailors workforce training for both new and established employees, ensuring alignment with industry expectations. Inside the classroom, Ford emphasizes the value of traditional instruction, where faculty-led lectures and meaningful engagement help students fully understand their field of study -- so much so that they can confidently explain it to others. Balancing innovation and tradition remains a key focus, as Northeast works to meet workforce needs while maintaining small class sizes, accessible faculty, and a vibrant campus life. Ford underscores that the Northeast experience is built on personal connections -- not a one-size-fits-all approach, but one rooted in individual attention and community. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

CannCon and Ghost open Tuesday with Ghost fresh off a Caribbean wedding where he discovered Epstein Island is visible from a crowded ferry. DOJ announces the plea deal of Brenda Lee Brown Armstrong, a 20-year veteran of registering homeless people on Skid Row with cigarettes and cash, exposed by James O'Keefe. CannCon connects her voter roll padding directly to Maryland's mail-in ballot crisis, where Trump posts that 500,000 illegal ballots were sent out and demands a DOJ investigation of Governor Wes Moore. Stacey Abrams confirms what CannCon said three weeks ago: the Louisiana v. Calais redistricting decision threatens not just congressional seats but up to 191 state legislative districts, and with them every city council, county commission, and school board in the South. Ghost previews the Western Kentucky AIPAC versus Massey primary as a guaranteed lose-lose for the establishment GOP: either outcome blows up the coalition. Linda McMahon reveals the FAFSA fraud crackdown is stopping ghost students, bots, and dead people from collecting federal loans. The San Diego Islamic Center shooting unfolds with fog of war caution. And a Minnesota ICE officer is charged in a shooting CannCon says deserves a trial regardless of politics.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how Northeast continues to create a lasting ripple effect by transforming lives and strengthening entire communities. Ford highlights the college's mission of blending tradition with innovation, emphasizing how Northeast moves the needle not only for students, but also for employees and the communities it serves. The conversation explores the college's commitment to excellence, creativity and forward-thinking initiatives, including its embrace of technology in the classroom and recognition as an Apple Distinguished institution. Listeners will also hear how strong instruction prepares students for success in today's active digital world, along with Northeast's leadership in workforce training and economic development through continued investment in the Workforce and Impact Center. Additional updates include enhancements like the Seth Pounds Auditorium and ongoing efforts centered on student success, employee success and high-quality instruction. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Did Donald Trump just make the biggest political gaffe of his career?This week on Political Rehab, Matt Robison and Matt Wylie break down Trump's stunning “NOT EVEN A LITTLE” comment about Americans' financial struggles — and why it may become the defining ad clip of the 2026 midterms. Plus: a five-alarm economy, Trump's late-night meltdown spiral, the dangerous China summit, growing momentum for Ukraine, and what's REALLY happening beneath the surface in the battle for Congress.

In the private sector, product teams pick their customers, generate demand, and ship into something close to a green field. In the public sector, none of that holds. Ayushi Roy — Chief Program Officer at New America's New Practice Lab and a lecturer at the Harvard Kennedy School — joins Randy to unpack what changes when your user base is already sitting in front of you, your scrutiny is congressional, and the right answer is sometimes to delete ten systems rather than build an eleventh.Drawing on her work on IRS Direct File, the Children's Health Insurance Program (CHIP), the Illinois childcare voucher system, and a text-based 911 alternative that rolled out to 800,000 students across 13 universities, Ayushi makes the case for a distinct public-sector product playbook: thin-slicing for safe failure, designing for the lowest digital denominator, separating design problems from engineering problems, and treating unbuilding as a first-class option.Chapter markers01:48 — From aid monitoring in Jordan to digital delivery03:37 — Why she built a text-based alternative to 91106:33 — From a rollout to 800,000 students to Oakland City Hall08:58 — What the New Practice Lab does, and what a CPO does inside a think tank11:06 — Why private-sector product playbooks don't transliterate14:03 — No marketing, no early adopters: latent demand and the curb cut effect14:40 — Oakland's eviction tool, MacBooks, and the lowest digital denominator17:30 — Thin-slicing IRS Direct File without losing Congress22:36 — Building executive sponsorship that allows safe failure23:41 — Product vs service: the rest of the job that isn't writing code26:09 — Illinois childcare vouchers: when modernising the form makes things worse29:22 — Design problems, engineering problems, and the laptop-hinge analogy33:18 — Can AI prototyping close the policy–implementation gap?35:40 — The FAFSA simplification crisis and the case for bilingual builders37:31 — Unbuilding: how a request for a 15th CHIP system became one to remove ten41:18 — What keeps her goingOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the future of Northeast Mississippi Community College and what excites the veteran educator most about where the college is headed. As Ford reflects on a decade of leadership, he highlights how Northeast has moved the needle in key areas while building a culture rooted in purpose, innovation, and a deep commitment to students and the communities it serves. From being named an Apple Distinguished School twice to thoughtfully integrating technology into the classroom, Northeast continues to evolve while maintaining the essential role of faculty-led instruction in an increasingly digital world. Ford also discusses the college's strong emphasis on workforce training and career and technical education, ensuring students are equipped with the skills needed for meaningful employment in today's economy. He underscores the critical importance of programs like Associate Degree Nursing and Practical Nursing in supporting regional healthcare needs, while also sharing plans for enhancing fine arts through the renovation of the Seth Pounds Auditorium. With developments like the CTE Workforce Innovation Center in Corinth, Northeast is honoring its tradition while embracing innovation -- creating new opportunities for students and strengthening the future of the region. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

AI college essay detection is broken — and it's threatening students' college admissions futures in 2026. If your high school junior or senior is writing a college application essay right now, this episode of LCP Coffee Talk is the most important thing you'll watch this year. Andy Lockwood and Pearl Lockwood of Lockwood College Prep break down what's actually happening inside admissions offices — and what it means for your kid's college essay, Common App submission, and financial aid strategy. A Bible verse scored 93% AI-generated by an AI detector. A student's personal college essay — written by hand, in their own voice — flagged as ChatGPT. This is not a hypothetical. This is the current reality of AI detection software like Turnitin and GPTZero, and it is actively threatening real students in the college admissions process right now. The question isn't whether colleges are using AI detectors. They are. The question is whether those AI detector tools are accurate — and the answer, backed by evidence, is no. Yet the consequences for a false positive on a college essay can range from a failed grade to an expulsion hearing. Andy and Pearl cut through the noise and give Class of 2027 families a clear-eyed look at what AI in college admissions actually means for your student's application. IN THIS EPISODE ────────────────────────── • Why AI detector software — including Turnitin and GPTZero — cannot reliably distinguish between human and AI writing, and why false positive AI detection on college essays is a growing crisis for high school students • The "Bible verse test": how a passage of ancient scripture scored 93% AI-generated, exposing the fundamental unreliability of AI detection software used in college admissions • How to use ChatGPT on a college application essay the right way — as a thinking partner and editor, not a ghostwriter — without triggering false AI accusations or compromising your Common App essay • "Robots grading robots": professors using AI to grade essays, and what that feedback loop signals for the Class of 2026 and Class of 2027 • Why computer science went from one of the hottest college majors to one of the most saturated — and how AI is reshaping career planning for students choosing their college major in 2026 • Pearl's "where's the beef" case study: the financial aid mistake families make 8 months too late — and how merit scholarship negotiation still works if you know the FAFSA filing window and your leverage points • Real Class of 2026 college admissions wrap-up: waitlists, May 1 college deadline decisions, and scholarship negotiations still in play for families right now ABOUT LOCKWOOD COLLEGE PREP ────────────────────────── Andy Lockwood and Pearl Lockwood are the founders of Lockwood College Prep, a private college admissions consulting firm based in Glen Head, Long Island. Through their proprietary P4 system — Plan, Path, Position, Pay — Andy and Pearl have helped hundreds of families navigate the college admissions process, maximize financial aid, and secure merit scholarships at schools their students love. LCP Coffee Talk is their weekly show covering real college admissions strategy for parents of high school students. Learn more lockwoodcollegeprep.com.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what piece of advice that President Ford would give to a student graduating from Northeast. Ford not only shares one piece of advice, but offers multiple insights to help graduates transition into the workforce or continue their education at a four-year college or university. He emphasizes that graduation is not the end of learning, but only the beginning, reminding students that growth continues every single day. Ford encourages graduates to keep showing up, noting that effort is never wasted — even when no one is watching. He highlights the importance of character and integrity as some of the most valuable assets a person can possess, while also stressing the need to remain humble and never forget those who helped along the way. Above all, Ford reminds students that they carry with them their experiences, resilience, and a powerful personal story that declares, “I made it. I am worthy of who I am and where I'm going.” Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what President Ford sees—and what employees and students experience every day—that often goes unnoticed by those outside the college community. From the moment a student enrolls, Ford highlights the countless behind-the-scenes efforts dedicated to guiding them toward success, whether that path leads to a four-year university or directly into the workforce. Ford shares how Northeast takes a personal stake in every student, providing support at every step of the journey. He emphasizes the college's commitment to excellence through instruction by some of the nation's top educators and hands-on preparation led by industry professionals. Beyond the classroom, Ford also sheds light on the daily operations, services, and unseen work that collectively make Northeast one of the top community colleges in the nation. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

This week’s On the Record covers how Donald Trump is killing our collective brain cells. We’re giving flowers to Brittany Page of the Page Perspective, talking about an aspect of the looming private credit crisis that financial pundits aren’t talking about, Kash Patel, Lori Chavez-DeRemer, Super Troopers 3, headlines from The American Prospect, The Lever and Current Affairs. Who’s excited? Chapters Intro: 00:00:00 Quick Hits: 00:00:34 Max Notes: 00:03:00 Killer Left Take of the Week: 00:11:09 Chart of the Week: 00:13:00 Headlines: 00:16:55 Pod Love + Book Love: 00:18:25 Outro: 00:19:18 Resources New York Times: What Trump Is Doing to the English Language Bolch Judicial Institute: The U.S. Presidency: Looking Forward NPR: Education Secretary Miguel Cardona reflects on FAFSA rollout, debt forgiveness USA Today: Education Secretary Linda McMahon confuses AI with A1, sauce brand capitalizes on blunder New York Times: Maduro Is Gone, and the Purge Has Begun KFF: Deaths and Health Care Issues in ICE Detention Centers Under the Second Trump Administration The Ink: After Epsteingate, the ball is in our court KFF: Key Facts about the Uninsured Population Obama Archive: Let’s Move USA Today: Kid Rock drinks milk in a hot tub with RFK Jr. in wild workout video Brittany Page: Jeff & Lauren Bezos Make ‘Gratitude Lists’ as AMAZON WORKERS DIE AT WORK Bloomberg: Direct Lending Fundraising Hits Three-Year Low in First Quarter American Prospect: The Deal That Could Destroy Hollywood The Lever: The Helium Crisis That Won’t Go Away Current Affairs: Steven Pinker Doesn’t Know Anything About Marxism Book Love Nancy MacLean: Democracy in Chains: The Deep History of the Radical Right’s Stealth Plan for America Anderson M Bean: Venezuela in Crisis: Socialist Perspectives Pod Love Outrage + Optimism: It’s In Our Blood: Communities vs Forever Chemicals UNFTR Resources Video: Trump Is Rotting Our Brains and Nobody’s Talking About the Real Credit Crisis Essay: How Trump Is Making Us Dumber. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility.Support the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

In this episode we chat with Sharleigh Thomson, Education Funding Specialist at Granite Edvance about non-loan financial aid options like scholarships, grants, and work-study opportunities. Links: Access free resources, book one-on-one appointments, and find links to helpful tools and guides: https://graniteedvance.org/plan-your-journey/get-our-help/ Get in touch with Granite Edvance: https://graniteedvance.org/about-us/contact-us/ Book appointment: https://calendly.com/graniteedvance Explore various financial aid resources: https://graniteedvance.org/find-your-direction/resource-library/ Check out Granite Edvance's YouTube Channel: https://www.youtube.com/@GraniteEdvance Get official FAFSA forms and helpful wizards to determine dependency status and required contributors: https://studentaid.gov/ Check out TCU University for financial education tips and resources: https://triangleuniversity.org/ Learn more about Triangle Credit Union: https://www.trianglecu.org/ View episode transcript. *This transcript was generated using AI and may contain errors or inaccuracies.  

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how President Ford approaches moments when decisions need to be reconsidered or reversed. Ford shares how new evidence and data play a critical role in shaping his leadership, emphasizing the importance of staying open-minded and responsive. He discusses the value of clear communication when changes occur and highlights how students help inform his perspective on policies, trends, and the evolving needs of today's learners. Ford also reflects on the human side of leadership, noting how prolonged decisions can impact employee morale and why the feelings and concerns of faculty and staff must be considered. He underscores that changing course is not a weakness, but a strength—especially when it leads to better outcomes. By encouraging thoughtful reflection and a willingness to listen, Ford explains why leaders should avoid stubbornness and remain committed to doing what is right, even if it means revisiting past decisions. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

A wide-ranging Q&A episode tackles the real-world tradeoffs investors actually face: whether Paul Merriman's aggressive small/value “ultimate” portfolio is worth the complexity and risk, how much stock to put in scary online bank reviews versus FDIC reality, and how to find advice when you don't want someone managing your money. Don also explains why FAFSA tricks with traditional IRA contributions don't work, how to control capital gains taxes using specific share identification, and—somehow—confirms he was the voice behind a powerful Auschwitz exhibit. Practical, skeptical, and very Don.0:05 Friday Q&A intro and how to submit questions1:49 Merriman 10-fund portfolio vs “owning the market”5:21 Don confirms Auschwitz exhibit voiceover work6:54 Bread Savings reviews, withdrawal limits, and FDIC reality9:38 Finding tax-only retirement advice (CPA vs hourly planner vs EA)12:05 FAFSA myth: traditional IRA won't lower aid eligibility13:55 Selling ETFs: minimizing taxes with specific lot selection17:01 Podcast hosting quirks and MP3 download workaroundQuestions? Comments? Click!

You'd never hand over six figures on an investment without doing your homework, right? That's exactly what most families do with college. Hans Hanson is a national college advisor who's worked with 1,000 families, and almost none of them were asking the right questions before they started. In this episode, you'll learn what most families don't understand about the business of college, how to give your child the best chance for acceptance and scholarships, and the question that will help them find the right college fit. Topics discussed: Introduction (00:00) How he went from CPA to college advisor (01:52) CollegeLogic's process to empower students and support families (06:17) What college "fit" actually means and why it matters more than rankings (09:18) The ROI of college: where families go wrong (11:35) The college lie about job placement (14:51) The policies designed to keep students enrolled longer (17:43) Tips for writing a great college essay (23:23) Why everyone should submit the FAFSA and apply early (27:55) Why "test optional" isn't really optional (30:51) What brought you JOY today? (32:46) If you're a writer who wants to take control of your finances, read Mitlin Financial's  Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung About Our Guest: I am a national college advisor helping families from around the country and the world navigate the complicated college process. From identifying an initial list of colleges to planning college visits, writing essays, submitting applications, and deciding on the right major, at the right college, and at the right price, I help student-families get college right. My daily motivation is to help students live the life they want for themselves, which may differ from the life their parents want for them. To achieve it all, I help students own their outcomes and their expectations. Their job is to make college worth it for themselves and their parents. I raise their awareness of this. A favorite client-father once said to me,"I expect to see a return on my investment." I help parents to know better what they are about to buy — College. Connect with Hans Hanson: LinkedIn: https://www.linkedin.com/in/hanshanson  Facebook: https://www.facebook.com/groups/1017071385112403  YouTube: info@growwellthy.com Website: https://mycollegelogic.com/ Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

This week on Ask Farnoosh, Farnoosh kicks things off with a behind-the-scenes look at a whirlwind week in journalism and media. She shares highlights from her recent interview with Senator Cory Booker about his bold new “Keep Your Pay Act” proposal, which would eliminate federal income tax on the first $75,000 of income, and discusses what that could mean for working Americans. She also reflects on being featured in Kiplinger's latest issue on the best financial advice experts have ever received, sharing a career lesson that shaped her own path: learning to earn money not just from what you do, but from what you know. Plus, Farnoosh announces her upcoming free webinar on March 26 about how to land a big book deal (register using the link).Then, a quick breakdown of the latest money headlines that matter for your wallet: mortgage rates climbing back above 6% and what that means for today's “frozen” housing market, the widening K-shaped economy separating households that are thriving from those struggling with rising costs, and early signs that the once-hot job market may be cooling—along with why now is a good time for a financial check-up.In the mailbag, Farnoosh tackles listener questions including: • Should high earners prioritize Roth 401(k) contributions or diversify across other retirement strategies? • What to watch out for when a financial advisor pushes variable universal life insurance instead of traditional investing. • Creative ways families are making childcare and daycare costs more manageable. • How a teenager's part-time income and assets can affect FAFSA eligibility and college financial aid. Hosted on Acast. See acast.com/privacy for more information.

Want your kids to grow into confident money decision-makers without turning every dinner conversation into a financial lecture? In this roundtable episode, Joe sits down with Livia (“Liv”) Roder, host of the Liv Lab Podcast, Karen Holland of GiftingSense.org, and John Lanza, host of the Art of Allowance Podcast to explore what actually helps kids understand money before the stakes get big. Instead of theory, this discussion focuses on real moments when money suddenly becomes real: college price tags, house-hunting sticker shock, allowances that run out too fast, and purchases that teach better lessons than any lecture ever could. The panel shares practical ways families can build financial confidence through everyday decisions, honest conversations, and a willingness to let kids learn by doing. What the Stacking Benjamins “Confident Explorer” will gain from this episode: How to talk about money naturally so kids see it as a life skill, not a stressful taboo topic Why modeling everyday behavior matters more than formal “money talks” A simple shift from “Can I have it?” to “Is it worth it?” that builds independent thinking How small spending mistakes become powerful teaching moments when handled without shame Ways to introduce big topics like college costs gradually so kids feel informed instead of overwhelmed Real-life money lessons that sparked the conversation: Livia's moments when money suddenly felt real, from college forms to realizing savings aren't just “bank numbers” Karen Holland's memorable eighth-grade back-to-school budget experiment Early allowance experiences that helped connect choices with consequences Why kids absorb far more from overheard conversations and daily habits than parents expect Practical strategies parents can use right away: Starting with simple allowance systems or “jars” to visualize spending, saving, and giving Karen's “Does It Make Sense?” pause to slow impulsive purchases Joe's “circle back” technique, revisiting purchases later to reflect without criticism Letting kids fail safely so regret becomes learning instead of embarrassment Helping kids split costs or contribute toward purchases to create ownership Navigating tougher parenting questions: Should kids see financial stress, or should parents shield them? How to practice age-appropriate honesty without creating anxiety Why financial jargon like FAFSA or taxes can unintentionally intimidate teens Bringing kids into real financial conversations so they build confidence early Money challenges unique to today's kids: Teaching spending awareness in a tap-to-pay, frictionless world Cash vs. cards vs. apps and how each changes behavior Building a “pause habit” before spending when transactions feel invisible If you could teach just one money skill… The panel compares their top priorities: Awareness of cash flow and where money actually goes Thinking before buying instead of reacting emotionally Paying yourself first and building saving habits early Plus, a little basement fun along the way: Favorite purchases that truly felt worth it (from snowboards to board games to a Kindle) Stories that prove money lessons stick best when tied to real experiences Resources and next steps from each guest, including tools, calculators, and upcoming episodes This episode reinforces a core Stacking Benjamins idea: kids don't learn money through perfect decisions. They learn through guided experience, honest conversations, and the freedom to practice while the stakes are still small. FULL SHOW NOTES: https://stackingbenjamins.com/how-to-teach-your-kids-about-money-1806 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Want your kids to grow into confident money decision-makers without turning every dinner conversation into a financial lecture? In this roundtable episode, Joe sits down with Livia (“Liv”) Roder, host of the Liv Lab Podcast, Karen Holland of GiftingSense.org, and John Lanza, host of the Art of Allowance Podcast to explore what actually helps kids understand money before the stakes get big. Instead of theory, this discussion focuses on real moments when money suddenly becomes real: college price tags, house-hunting sticker shock, allowances that run out too fast, and purchases that teach better lessons than any lecture ever could. The panel shares practical ways families can build financial confidence through everyday decisions, honest conversations, and a willingness to let kids learn by doing. What the Stacking Benjamins “Confident Explorer” will gain from this episode: How to talk about money naturally so kids see it as a life skill, not a stressful taboo topic Why modeling everyday behavior matters more than formal “money talks” A simple shift from “Can I have it?” to “Is it worth it?” that builds independent thinking How small spending mistakes become powerful teaching moments when handled without shame Ways to introduce big topics like college costs gradually so kids feel informed instead of overwhelmed Real-life money lessons that sparked the conversation: Livia's moments when money suddenly felt real, from college forms to realizing savings aren't just “bank numbers” Karen Holland's memorable eighth-grade back-to-school budget experiment Early allowance experiences that helped connect choices with consequences Why kids absorb far more from overheard conversations and daily habits than parents expect Practical strategies parents can use right away: Starting with simple allowance systems or “jars” to visualize spending, saving, and giving Karen's “Does It Make Sense?” pause to slow impulsive purchases Joe's “circle back” technique, revisiting purchases later to reflect without criticism Letting kids fail safely so regret becomes learning instead of embarrassment Helping kids split costs or contribute toward purchases to create ownership Navigating tougher parenting questions: Should kids see financial stress, or should parents shield them? How to practice age-appropriate honesty without creating anxiety Why financial jargon like FAFSA or taxes can unintentionally intimidate teens Bringing kids into real financial conversations so they build confidence early Money challenges unique to today's kids: Teaching spending awareness in a tap-to-pay, frictionless world Cash vs. cards vs. apps and how each changes behavior Building a “pause habit” before spending when transactions feel invisible If you could teach just one money skill… The panel compares their top priorities: Awareness of cash flow and where money actually goes Thinking before buying instead of reacting emotionally Paying yourself first and building saving habits early Plus, a little basement fun along the way: Favorite purchases that truly felt worth it (from snowboards to board games to a Kindle) Stories that prove money lessons stick best when tied to real experiences Resources and next steps from each guest, including tools, calculators, and upcoming episodes This episode reinforces a core Stacking Benjamins idea: kids don't learn money through perfect decisions. They learn through guided experience, honest conversations, and the freedom to practice while the stakes are still small. FULL SHOW NOTES: https://stackingbenjamins.com/how-to-teach-your-kids-about-money-1806 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices