State in the northeastern United States
The lecture that he's been giving for a number of years is not so subtly called “Kill our Lawn.” Ecological horticulturist Dan Wilder knows that starting over and creating an entire native habitat instead of a lawn isn't for everyone. But Dan just wants to grab our attention and get us to start to make some changes at least in the way we care for the turfgrass we do want in our landscapes. And maybe give up a little square footage of it to some other kind of more diverse planting, too. Alternative, more eco-focused styles of lawn care, along with some lawn alternatives is our topic today. Dan Jaffe Wilder is Director of Applied Ecology at Norcross Wildlife Foundation in Wales, Massachusetts, and its 8,000-acre sanctuary. He's also co-author with Mark Richardson of the book “Native Plants for New England Gardens
The Non-Prophets, Episode 21.26 airing Sunday, June 26, 2022 featuring Cynthia McDonald, Kenneth Leonard, Teo el Ateo and Malty!This week we have a power house panel. Leading off we have Cynthia McDonald. That means a Step in the Right Direction cannot be far behind! She is joined by friend and the Talkiest of Heathens Kenneth Leonard. Everyone's favorite cartoon Teo el Ateo, and the facts man himself, Malty! Let's get into the show.First up, or is it fists up![insert ASCII fist here] *it looked better on facebook...We talk about Juneteenth. What it is, why it is important, and how it started. Would you believe there is a Texas connection to our latest federal day off? Makes it sad that due to bad policy decisions 15 states are not able to even teach about it!Up next, what happens if you get a Catholic school that wants to put up a BLM or Pride flag? Well you get the Catholic Church saying you cannot be a Catholic school anymore. The Bishop says seem me after class and then gave a Massachusetts school detention. Maybe it was all that note passing with that cute progressive ideas. Talk about two steps forward and one giant leap behind!Now, what if I told you faith can lead you to being pro-abortion? Sounds crazy right? Well in our next segment a rabbi explains why their faith leads them to the idea that abortion is ok. This might seem like a stretch for many, but it dose show that one person's faith can lead to a different conclusion compared to another person's faith. Let's hope those ideas take off.Lastly, we Step in the Right Direction. How low can it go? Public belief in a god is limboing further and further. We are now at the lowest point in the history of the United States. Yay! We're doing it! Belief is still very dangerously high, but comeon! Can we have just a little good news in the sea of sh*t?That will do it for this week. Keep it right here for the next next article dump and maybe more ASCII art! (shakes head vigorously)Segment 1: Juneteenth is Sunday. What's the significance behind the federal holiday?USA TODAY, By Chelsey Cox, June 15th 2022 http://tiny.cc/juneteenthhoidayWhat Is Juneteenth?Juneteenth commemorates the effective end of slavery in the United States.ELIZABETH NIX UPDATED:JUN 17, 2022 ORIGINAL:JUN 19, 2015http://tiny.cc/whatisjuneteenthHow to properly celebrate Juneteenth in the age of commercializationJune 20, 2022 5:03 AM ETHeard on Morning Edition By Destinee Adamshttp://tiny.cc/howtojuneteenthSegment 2: Massachusetts school can no longer be called Catholic after flying Black Lives Matter and pride flags, bishop says CBS News JUNE 16, 2022http://tiny.cc/cathschoolnomoreSegment 3: My Religion Makes Me Pro-abortionThe Atlantic, By Danya Ruttenberg, June 14th 2022 http://tiny.cc/proaborttheistSegment 4: Public's belief in God drops to historic low: Poll MSN, By Luke Gentile, June 17th 2022 http://tiny.cc/lowbeliefingodGallup: Only 81% of Americans believe in God, an all-time lowOnly Sky, by HEMANT MEHTA, June 17th 2022 http://tiny.cc/81andfallingDon't like ads? Consider becoming a patron for commercial-free episodes: http://tiny.cc/patreonnp We welcome your comments on the thread for this show. ► http://tiny.cc/fbnp► Contact us with questions or news stories at: email@example.com
Today on Boston Public Radio: Attorney General Maura Healey shares her reaction to the recent Supreme Court decision on Dobbs v. Jackson. She also answers listeners' questions for this month's “Ask the Attorney General.” Healey is attorney general of Massachusetts and a candidate for governor. Judge Nancy Gertner discusses the future of abortions in the US, including the trials that will face those who seek abortion in light of the Dobbs v. Jackson decision. Gertner is a retired federal judge and is now a senior lecturer at Harvard Law School. Callie Crosley discusses the fate of other court-granted rights in the face of the Supreme Court decision. Crossley hosts GBH's Under the Radar and Basic Black. Then we turned to President Joe Biden's address concerning the Dobbs v. Jackson ruling, and continued taking calls about the Dobbs decision. Dr. Cheryl Hamlin talks about her advocacy for abortion access, and the state of her practice and colleagues considering the Dobbs decision. Dr. Hamlin is an obstetrician and gynecologist at Mount Auburn Hospital in Cambridge. She travels to the Jackson Women's Health Organization in Mississippi each month to provide abortion care, the clinic at the center of the Dobbs v. Jackson case that is being decided by the Supreme Court. We return to listeners' reactions to the Dobbs decision. Congresswoman Ayanna Pressley calls for the declaration of a public health emergency in light of abortion restriction. We end the show with more listener calls.
I attended college in northeastern Vermont from 1977-1981. One of the things I enjoyed was being a part of the college's radio station, WWLR-FM, then only ten watts (now it's broadcasting at 3,000 watts, an increase that happened shortly after I graduated). I was not new to the world of radio, however. My radio "career" started at age 15 when I started providing weekend weather forecasts on my hometown station in New Bedford, Massachusetts, 1420-AM, WBSM, something I did faithfully until I started college in September of 1977. One of my dearest "lifer friends," Bob Gilmore, is also a radiophile. You can read about him in my first book, The Extra Mile. Recently, he came across a radio air check of one of my Saturday afternoon radio shows on WWLR-FM. It's from October of 1980, during my senior year at Lyndon State College. Yes, that's OVER 40 years ago! Because it's Open Line Friday, I've decided to go rogue and share a "scoped*" version of my first hour of my shift, a radio program I called The Sound Connection. It naturally brought back a ton of memories for me. It's my hope you'll, at the very least, smile when you listen in. I'd love to know what you think. Drop me an email, voice mail, or leave a comment below. --- Support this podcast: https://anchor.fm/andrebernier/support
Give us your hands, dear friends, as we lead you along the path of our own Midsummer Night's Dream! We conclude this season with a celebration of Midsummer and the summer solstice. Listen as our host hikes her way through the day, all while sharing stories about summer rituals and traditions from around the world. We have a newly-launched Patreon! We at Tree Speech strive to bring you insightful stories and information about trees and those who engage with them, including interviews with a wide range of people who care about them. As we keep growing, we would appreciate your support! We now have a Patreon, and every dollar helps us continue to produce this podcast. Every contribution supports our production, and we'll be giving gifts of gratitude including an invitation to Tree House, our new virtual community for patrons of all levels. If you've enjoyed this episode, please like us on social media, and rate and review us on apple podcasts. Every kind word helps. To learn more about the episode see our show notes and visit us at treespeechpodcast.com, and on instagram @ treespeechpodcast. Tree Speech's host, Dori Robinson, is a director, playwright, dramaturg, and educator who seeks and develops projects that explore social consciousness, personal heritage, and the difference one individual can have on their own community. More information at https://www.dorirobinson.com This week's episode was written and recorded in Massachusetts on the native lands of the Wabanaki Confederacy, Pennacook, Massachusett, and Pawtucket people, in New York on the land of the Lenapee tribes.. Logo design by Mill Riot. Special thanks to the Western Avenue Lofts and Studios for all their support. Tree Speech is produced and co-written by Jonathan Zautner. --- Send in a voice message: https://anchor.fm/treespeech/message
Nicolas Robbe is the CEO of Hoverlay in Acton, Massachusetts. In 2016, he left his job as Chief Marketing Officer at Dynatrace and re-engaged with one of his passions—augmented reality. The space was going through a profound transformation, and his goal was to create new technology and cool new tools for the public. In this episode of More Intelligent Tomorrow, host Dave Anderson talks to Nicolas about his work bringing augmented reality to screens. Nicolas describes how AR can bring deeper meaning to our experiences, associated opportunities and challenges, and the need for technologies that have a positive influence—promoting empathy and understanding instead of distancing people from one another.AR, he says, has the power to activate cognitive circuitry to convey emotion, promoting community connection and generating empathy and understanding. “As we live our lives, we're seeking meaning, looking for a deeper connection with the places we go and with the people around us. This medium is designed extremely well for that task, the same way the web is well-suited for sharing information and transacting.”Nicolas has always had a passion for understanding the nature of interactions between humans and systems and reducing the cognitive load on people when trying to transmit information to them. He describes multiple layers. One involves figuring out how to use visual metaphors to communicate and bring information into the physical world through a screen. Another involves getting off the screen to where the camera becomes a sort of browser—something a user can place content into just as they place images on a webpage. He explains how it works from a user perspective: They hold their phone, open the app, and see the video feed go through—as if they were taking photos. However, with AR, the camera is able to insert pixels and content into the field. “The magic is that the user creates the illusion of presence to help them feel the content. There are many techniques for creating the illusion so the brain accepts that it's real. The user holds their phone, sees the content, and plays along. The content is usually meaningful to their location.”Asked how virtual reality compares with augmented reality, Nicolas says, “VR is about taking you away from your reality and giving you, perhaps, a better reality or an experience you couldn't have in the physical world, with everything that entails. AR, on the other hand, tries to reconnect you with your physical environment. It could be a park, a building, (or) a kitchen. But it starts and ends with the location—the context—then augments it so your experience of that moment and location is more meaningful, more fun, more engaged. It's trying to connect you with the moment and the space versus taking you away from it.”Listen to this episode of More Intelligent Tomorrow to learn more about:How augmented reality deepens our understanding of historyHow AR can be used to create connection and understandingHow context affects the experience and retention of informationHow augmented reality is different from virtual realityHow ethical concerns relate to AR, including fake news and virtual trespassing
In celebration of Juneteenth, this week we're running some of our favorite episodes about the Black experience. L.A. Times features writer Jeanette Marantos takes us from modern-day Southern California back to 1860s Massachusetts and Maryland for a look at an unsung civil rights hero. This episode first aired on Sep 24, 2021.Read the full transcript here. Host: L.A. Times features writer Jeanette MarantosMore reading:She was the Rosa Parks of her day. So why was she in an unmarked grave for 129 years?How we got the story of Ellen Garrison Jackson Clark and her courageous, unsung lifeLA Times Today: The ‘Rosa Parks of Concord MA,' discovered in an unmarked grave in Altadena
18-year-old Lynn Burdick of rural Massachusetts disappeared on a Saturday night in April 1982 while working at her family's convenience store.Anyone with information should contact the Berkshire State Police Detective Unit at 413-499-1112.Reach out and support: firstname.lastname@example.org - www.Patreon.com/StatusPending
This week we are joined by Pat Guyette the host of the Hunt Suburbia Podcast and the man behind the upcoming hunting event called HUNTSTOCK which is happening in Massachusetts this August. Enjoy the discussion and make sure to check out his show and social pages linked below. https://www.eventbrite.com/e/huntstock-tickets-222933689667 https://linktr.ee/pertnearoutdoors
Aja Atwood, CEO, Cofounder, Trella As a natural catastrophe risk engineer-turned-co founder and CEO of an agri-tech startup focused on the modern indoor farming industry, I apply my 15+ years of experience in climate disaster risk engineering to create innovative technologies that will revolutionize urban farming in order to protect plant medicine and our food supply. After graduating cum laude from Northeastern University's College of Engineering, I worked as an international engineering consultant and specialist focused on climate disaster risk engineering to reduce property damage and business interruptions from natural catastrophes. In 2011, I started my first entrepreneurial venture. In 2016, I combined my unique mix of experiences of working as an engineer on the ground during and after natural catastrophes with my entrepreneurial drive, leadership, and passion for plant medicine to create the patented automated plant training system (TrellaGro LST™) that will revolutionize indoor farming and diverse plant growth. In addition to serving as the CEO of Trella Technologies Inc., she is also a mentor and volunteer for EforAll (Entrepreneurship for All), and is the Lead Grow Officer for Building Audacity a non-profit organiztion serving the communities throughout Massachusetts. https://www.instagram.com/trellatech https://www.linkedin.com/company/trellatech https://twitter.com/TrellaTech https://www.youtube.com/TrellaTech https://www.trella.io/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to this ongoing series on tree planting and agroforestry. As I've been researching this topic for years I've begun to see a spectrum of tree planting concepts that look like a gradient based on the diversity in the system. On one extreme you have monoculture orchards and timber plantations which are just a single species on large tracts of land, and on the other extreme you have syntropic agroforestry for productive systems and what are known as Miyawaki forests for native reforestation initiatives. In both cases these are very densely planted areas of tens or even hundreds of different species. In both cases the idea is to accelerate the succession and maturation of the system by leveraging the diversity of plant communities to mimic natural forests to promote growth and resilience in the plantation. In today's episode we're going to take a deep dive into the world of Miyawaki forests with Hannah Lewis, the author of the new book, “Mini-Forest Revolution.” Hannah Lewis is a writer focusing on people, nature, and conservation. She edits the Compendium of Scientific and Practical Finding Supporting Eco-Restoration to Address Global Warming, published by Biodiversity for a Livable Climate, an environmental nonprofit based in Cambridge, Massachusetts. Born and raised in Minneapolis, Minnesota, she discovered the Miyawaki Method and wrote Mini-Forest Revolution while living with her partner and their two children in France. In this episode we're going to get into the history of Akira Miyawaki, the visionary scientists and ecologist behind the tree planting method. We'll also break down the details of what makes this way of planting native forests so effective and revolutionary, from the deep research required to create a planting list, how to prepare the ground to ensure the trees get off to a healthy start, how to maintain the planted area as it gets established and a lot more. We also explore the powerful community building potential of getting people together to replant degraded areas, so make sure to listen all the way to the end when Hannah gives her advice on how to start a Miyawaki forest for yourself. Join the discord discussion channel to answer the weekly questions and learn new skills with the whole community Links: https://www.chelseagreen.com/product/mini-forest-revolution/ https://www.youtube.com/c/AfforesttGlobal https://regenerativeskills.com/how-to-grow-a-healthy-native-forest-in-record-time-with-afforestt-founder-shubhendu-sharma-146/
Horror comedy month, which was requested by Patreon Oscar-level member Jack, is closing out with a bang! Tim and Brennan head to Fallwell, Massachusetts to discuss ELVIRA, MISTRESS OF THE DARK, the first film to feature the iconic TV horror hostess! Love the Podcast? Leave us a review! Follow Alternate Ending on Twitter and Instagram Follow Brennan on Twitter, Instagram, and Letterboxd Follow Tim on Letterboxd Support Alternate Ending and check out our member perks, including voting for the films we cover on this program, via the Alternate Ending Patreon page!
Grab those tana leaves because we're heading back to Mapleton, Massachusetts, which is once again under siege by the evil mummy, Kharis! Join “The Invisible Dan” and “Monster Mike” as they discuss the strange continuity across the Mummy films, heroic dogs, the new neighborhood watch, the evolution of Jack Pierce's mummy makeup, and why The Mummy's Ghost might be a good introduction for someone who has never seen a Mummy film! If you enjoy this episode, and want to support the show, check out our Patreon!
You practice, train, and do everything you can to prepare for competition day. Competition day finally comes, and you start to FREAK OUT!Did you do enough?Should you have practiced even more?Will you suddenly forget your steps on stage?If this sounds like you or you just want to maximize your performance on competition day, this episode is for you! Scott Doherty is a U.S.-based Irish Dance World Champion originally from Boston, Massachusetts. Scott was trained by the world-renowned Rita O'Shea, her daughter Lisa Chaplin, and the amazing team of teachers at the O'Shea-Chaplin Academy of Irish Dance. Scott's story is unique - going from one of the last competitors in his age group to Senior Men's World Champion in less than 5 years. He considers himself lucky that his hard work paid off and led to success in competitions as well as touring the world with many shows including Riverdance and Lord of the Dance. More recently, Scott started his own production company creating shows such as Rockin' Road to Dublin, Christmas in Killarney, and many more to come!
David Friedman has more than 15 years of experience starting and leading technology companies in the real estate industry. In 2018, he co-founded Knox Financial, which offers a smart and frictionless way to turn a home into an investment property, manage that investment property, and secure the appropriate financing for a new home. Prior to Knox, Dave founded Boston Logic, and served as the company's CEO for more than a decade. At Boston Logic, he led the company in becoming a leading provider of real estate brokerage software. David sold Boston Logic in 2016 and continues to sit on the board. Today, David shares how his company facilitates the converting a primary residence into a cash-flowing rental property while allowing you to tap into your equity to purchase a new property. Episode Link: https://knoxfinancial.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum, and today I'm joined by David Friedman, who is the co-founder and CEO of Knox Financial, and David's going to be talking to us today about anyone who's considering moving out of their primary and converting it into a rental, all the things you need to be aware of, and some of the revolutionary products that Knox financial is putting out to help assist with that process. So let's get into it. Really quickly, everyone, before we get in today's episode, I wanted to give a shout out to the Roofstock Academy, and encourage everyone to come check us out at roofstockacademy.com. It is a one stop shop for Investor education. Whether you're just getting started or you're scaling up a crazy big portfolio, we probably got something for you. The Academy consists of both automated lectures, access to private slack forums and dedicated one on one coaching sessions, depending on which program you opt to leverage, come check us out roofstockacademy.com. We look forward to seeing you in there. David, welcome to the show me and thanks so much for taking the time to come on and hang out with me, I appreciate it. David: It's a pleasure to be here, thanks. Michael: Oh, of course, so I know a little bit about your background. I know a little bit about your company. But for those of our listeners who are just joining us and maybe don't know the name, David Friedman, can you give them a little bit of background, who you are, where you come from, and what is it you're doing in real estate today? David: Sure, so my name is David Friedman. I'm originally from New York, where I live in the Boston area, I am the father of three kids, the husband of one woman. Michael: Important to clarify… David: That's the picture I got, buddy… wasn't worried wondering, I'm a skier. I'm a cyclist, I like to hike. I like it when I swim in a natural body of water as often as possible. Other than that, what am I doing today? So I'm a CEO, and one of the founders here at Knox financial, and we are trying to change how homeowners build wealth. When you move, you have the best investing opportunity of a lifetime, which is to keep that home as a long term investment and we've built Knox around making that investment opportunity possible for millions of families. Michael: David, that's awesome and it's funny because it's something we talk a lot about at the Roofstock Academy about how so many landlords became like accidental landlords. So tell us a little bit about a why you think it is so advantageous for folks to keep the rental property to keep their primary home as a rental property and what is Knox doing to help facilitate that transition from? David: Sure, so it's not why we think we're a data company, the data just tells you the story. So when before we launched Knox, I lived a life experience and then I will, I'll tell you the experience, I'll tell you that the data supports that. I'm like, in the majority, I'm just a normal dude, which is. So when I got engaged my wife who I mentioned earlier… Michael: Just the one wife… David: Just one, and it wasn't random, like we didn't just like you know, I didn't arrive in the mail, right, like, like we dated and stuff. So we get engaged one day, again, wasn't random and we realized we have too much stuff to fit in her place or my place, we need to buy a bigger place. So we go and do that and I go to put my 20s bachelor pad on the market for sale and I think to myself, this is the worst decision I've ever made. What am I doing? Why am I selling the best investment I've ever had. So just the math, I put down $100,000 When I bought that property, and I was going to turn that $100,000.10 years later into $350,000 when I sold it that I'd never ever in my life made that much money on any investment and I know that as the south end of Boston, which is a downtown neighborhood if you're not familiar with the City of Austin, and I knew the value is going to keep going up I am going to turn this into a an investment property I'm to keep it as a rental and at the time I was building another software company that made software for real estate brokerages and I thought I know enough people who do this professionally I can figure this out, I can turn this home into a rental and I thought about all the things that have to do and it gave me a headache can pass every five and I need new insurance. That's fine a renter probably need to open up a new bank account and probably a credit card to make sure my expenses are really like walled off from like, like, you know, take my wife out to dinner. All that stuff as like alright, screw it and I sold it. So four years later, that same property sold again the new owners only held it for four years and they sold it for another $200,000 more than I had sold to them for. And I saw this because Zillow sent me this evil email about it and when I saw that I was like, oh my gosh, Somebody sold $200,000. To me, I was gonna keep that property as an investment. What the heck did I do here and I'm a kind of guy who likes to make fun of myself and I told all my friends that I made this huge investing mistake and they all said, same exact thing happen to me, I am new to them. I own this home in Seattle, I don't own this in Brooklyn. I lived in DC, I lived in Houston and everybody said, yeah, every time I searched that home on Zillow, I get depressed and I said, this is exactly this is my life. So I'm a data nerd. So we pulled the data and we learned two things in the data. First of all, this is true. For the vast majority of homes in America. If you look back, we look back 10, 20, 30 years, 40 years, took the average home in America and you index into Case Shiller and you can't look back much further than that, because Case Shiller didn't exist. Case, Shiller had to invent it chipchase actually was down the road here in Wellesley, the guy. You look at the data, and every the vast majority of homes in America, when people move out of them, they keep them as long term investments, not only are they great investments, they vastly outperform public markets. Alright, so you index that home with some very, I shouldn't say vary with some conservative leverage, right? So the nice thing about real estate is that the latter allows the average person to get a levered return, which you can't get the public markets. So when you index that home with some mortgage on it, not a crazy mortgage to some mortgage on it, too and the performance of that principle, to that same principle invested in the public markets, the real estate, absolutely clobbers, the public market. So that moment when you move, these people have this opportunity, we figured out to have own a better investment than then the alternative they could do with their down payment overseas with the principal there and then the next question is, do they have the money for the down payment? The next step is this transaction possible and the data shows once again that the vast majority of families in that home upgrade when they moved from, say, the first or second home they've ever owned into it, their second or third primary residence? Do you have more than enough equity and or savings to make the down payment on their new home and not sell the home, everything, so it's so long way of answering your question, I don't think this is this is a great investment. The data says this is a fantastic investment and we're in the business of showing people how it's done and making it possible for them and we've created some lending products around it and a whole bunch of other services, so that's how we do it. Michael: That's awesome. So getting back to what you said a moment ago, and talking about your own personal story, you were saying that in order to convert, if you wanted to keep your initial place as a rental, you would have had to refinance, get new insurance, yada, yada, yada, was the purpose of the refinance to grab that equity for the new down payment because you didn't have that savings in cash… David: For a lot of people… So I was in a very lucky position, I just created a new family with my fiancé soon wife, and we pooled resources and had enough to make the down payment without having to sell or refi, the old home. But the other thing is, I had actually lived at home for a while I bought it my 20s, I lived in it for a decade, if you look at the holding patterns of people who buy homes in their 20s, that's actually a pretty long hold and when you, when you when you hold the home for that long, it's very common for people to have an awful lot of equity, but also that their financial position has changed, right? So that marriage to my wife is a common change in financial position, the amount of w two in the household with, you know, more than doubled, because my wife, my wife's a successful woman, but also like we can combine our savings. She at one point in Oklahoma prior to meeting before we met, she didn't anymore, she'd sold that so she had a down payment. So there's all sorts of reasons why one's financial position might change. But there's, the longer you're holding that home that you're living in, the more likely you are to have plenty of equity in that in that property that you can tap… Michael: Makes total sense and how do you chat with people around because I know you said in the vast majority of instances it like it makes sense for people assuming they have the down payment, like keeping the home as a rental or as a long term investment. What about everyone out there that says, you know what, David, my monthly mortgage is five grand a month I use 20% down and my home is only gonna rent for 3500 am I going to be in the hole 1500 bucks a month, like how does that make sense? David: That doesn't make sense. So, so we walk people through this math all the time we build proprietary investment analysis software. If you have a $5,000 a month mortgage, and then you got to pay taxes, insurance maintenance, you know, allowance for vacancy all that on top of that, and you're only going to make $3,500 a month in rent, we would not recommend you put that home on our platform. There are, I would say, some edge cases like some people are looking for tax advantages and some people are looking for. There's markets like, I can look at the Austin market or let's take Tampa set the curve for the fastest growing market last its 12 month and a 12 month look back. In the last year, prices are going up 30% a year. So if you're losing 1500 bucks a month, over 12 months, that's 18 grand if the home went up in value 100 grand in that year, that's not a bad trade off. The question is, can you shoulder that or one things we do is we offer a sort of specialized flavor of a home equity line of credit, where you can actually tap the home's equity over time to cover that negative cash flow. So this is part of the alchemy we do with people is can we make this property not impact your day to day spending habits or your quality of life while keeping it and realizing the benefits of owning that property. If it was net negative cash flow by that much might not work. That's a pretty rare scenario, though. If you have a $5,000 month mortgage and $3,500 in income potential, there's something weird going on in that local market, we rarely see misalignment that numbers that large effect, it's usually the other way around, just that we see $3,500 a month and carrying costs and $5,000 a month in rent projected. That's a that's a pretty standard scenario on our platform. Michael: Love it, so talk to us a little bit about what the platform does and how it all works. David: Sure, so you put your you set up your home for the platform and first of all, we package everything into one simple success fee. So we don't charge you for a place a tenant, we don't charge you to collect rent, we don't charge you for renewals, we would charge you for legal, none of that. Before it comes on the platform I should have mentioned we're going to help you tap that equity, so we might be writing what we call a keep loan, so that's a that's our own lending product that helps you tap the equity in your home in a flexible way. It's kind of like a HELOC but you know, if you sign a HELOC, before you move out and you move out, you're technically violating the paperwork you just signed. So we've got sort of like a HELOC. That will you don't mind if you move out or even if you have already moved out. So we can give you a second lien flexible line of credit against the property you're no longer living in, which is a hard product to find, so we can get some of that equity, it turned into the down payment on the new home, use it for prep work, or just keep it for writing up the ups and downs of cash flow, that's fine and then we're going to turn that property into a passive investment. So we're going to put a tenant in there, collect the rent on your behalf into your account in our system, pay out your expenses and if the tenant has a problem, they're gonna call us and we're going to deal with it. So we're basically doing the financial side of things, the welfare, the finding the right insurance, that's important. So risk mitigation is incredibly important. Our insurance team is going to find you the right policy, because the policy had when you live in it, they'll work no more. That's a homeowner's policy, you know, landlords policy, and, you know, the KNOX Insurance Services Division of our company is going to put that in place. Michael: And so what is that all cost someone because I mean, it's like what you said that you don't charge for rent collection? I mean, you don't charge that, like, it's mind boggling, because that doesn't exist anywhere on the marketplace anyone who invested in a property will tell you the same. So what do you charge it, it's got to be something… David: We work on… Yeah, we've worked on a success fee, it's 10% of rent that actually passes through our system. So it's kind of like a payments model. It's kind of like working with stripe, where like some percentage of the payments that go through stripe, they keep we do the same thing. So we collect $1 of rent, we keep a dime and then in full disclosure, we make our money off of the market for the financial products that we do. So like our loans are bought by third parties, and they pay us for that our landlord policy is our we're representing larger carriers, we're not an insurance carrier. So representing, say, travelers or somebody like that, they pay us for that, just like they would pay any insurance broker and then also some of our clients are actually decent percentage of them work with our lending team to not only tap the equity in the home they're moving out of but also find the mortgage for the home they're moving into. So that's another way that we make money. So we make money as an insurance brokerage, selling or brokering normal mortgage transactions. Michael: I love it, David, this is so cool like anyone who's watching this and see me like getting giddy smiling ear to ear. So question for you. Do you only work with folks that have moved out of their primary residence or do you have a market for just your traditional landlord that owns property that wants to utilize your services? David: So we do work with traditional landlords. We're kind of picky on it, to be honest. So your home actually has to pass an inspection by us as a virtual inspection. So you'd have to like you know, open up your door, but you'd have to walk us around and we're going to need to take a look at the foundation and we're going to need to take a look at the major appliances and system. So we are careful about which homes we actually accept in our platform because we find that a lot have traditional rental units are? Well, they're expensive, they're expensive to operate and we would generally not recommend that our clients keep those units as long term investments. So we look at them and tell our clients very honestly, this is a good investment or it's not and if it's not right now, we try to advise them on what investments need to be made in order to turn that home into a good long term property investment. So actually happy to talk to any landlords out there who are like, oh, I like what Knox is doing and I want to tap my equity and all that good stuff. Just be aware that we, we don't, you can't just sign up any home to the KNOX platform. It's not Airbnb, for example, you can't just come along and put a home up there. Michael: Got it, got it. Okay, well, I mean, in your experience, what are some of those things that you have seen or advise folks against in terms of what makes a great rental property? If someone's listening to this? It's like, oh, man, I totally want to sign up. What are some things that they should be aware of that they can do practically? David: Oh, gosh, the first thing I would say is deferred maintenance. You know, we're not big fans of deferring maintenance way out into the future, you know, invest in the property now make it livable, it'll get better rent, you'll be happier. As an owner, fewer surprises. Yeah, that's absolutely bullet number one. The next thing is, I should have started this health and safety, just like, you know, we will absolutely get will actually take properties and incident off our platform. If the owner won't authorize a repair that we think impacts health and safety. That's just not a that's a, there's no, there's no exception to that for us. The next is, yeah, so if you've got like, really old floors, like smudged walls, cracked windows, things like that, you know, definitely better off doing that as soon as possible and ahead of time, and certainly, as they come up. You know, we have a client who said, you know, I bought this property 15 years ago, that time, they told me, I needed a new roof, they were wrong, I've patched it five times it works out, we're like, no, we're gonna, that's that's just… Michael: It does doesn't work… David: I know, you know, I know you've had this, this is lucky experience with all the patching, you've been dumped. That's not how we would want to run things, it's really what's gonna happen is one day, the people in the top unit, that building, you're gonna go on vacation, and they're gonna come back, and there's going to be like, you know, $100,000 of damage to the building and you've, you've just been lucky, you've been on the, you know, the edge case here. So that's, that's deferred maintenance is obviously number one. The next thing is, if it is a landlord own property, who are the tenants and what have you done, to make them happy? Sometimes they're just unhappy, like, the tenants are unhappy with what's gone on and not only that, the property, what we find all the time, we inherited properties from landlords who've been self-managing the property is that they, the tenants are underpaid and rent, the tenants know it too and then you go in there and say, okay, we're going to turn this into a performing asset for you and the tenants sort of balk at the, the rate that they should be paying and so we try to like the market, oh, you're just totally unaware of what market rent is and the major mistake that's made by so many, so many owners is they become friends with their tenants and, you know, let's be honest, money is a touchy subject for most of us. So going in there and saying, yeah, I know, you've been living in this piece of property they own and I think there's sort of a parental aspect to being a landlord, like you're putting a shelter over somebody's head, you're responsible for that shelter. So it's kind of a, you know, a little bit of a parental role you're playing and they have to go in and ask them for more money. So you're touching on these two touchy, touchy subjects? So yeah, we look at these portfolios like a deferred maintenance. You you've had tenants in there a long time. They're not paying market rent. Oh, when they're month to month on their leases. Oh, yeah. You signed a lease originally a long time ago, but now you haven't raised rent and the lease is like totally lapsed and now we want to go put those tenants through, like, hey, we're going to make this official we're going to put you to market rent. Oh, but by the way, we've got the owner refusing to upgrade the place and make it nicer. We avoid those situations we actively avoid them. Michael: That sounds like a losing recipe. David: Yeah. You look at the let's look at the exact opposite institutional owners, right. So you look at the guys like tricone or pick your favorite. The first thing they do is go in and renovate almost every single unit and they also they standardize them. The other thing I could go on nothing that landlords do is they, you know, they, when they get in, they try to find like cheap units and all those guys, the big institutions are actually looking for premium units they want. They want families that move in, and, and stay and plant roots and send their kids to school and care about the property. Because they get to know the neighbors and they want to plant the flower bed, you know that that's the tenant that they're going for. Versus Hey, how can I, I want to own eight units that are all, you know, half the price, the average in the market and turnover every other year, right, yeah. Michael: It's yeah, it's a totally different investment thesis overall. David: Totally. Michael: Yeah, David, so if someone is right, on this transition point, what makes Knox a better alternative to just a local property manager? Why would someone reach out to you? David: Yeah, so we use local property managers to be clear. So we don't actually employ actually, we have one guy on w two, who like, you know, carries a hammer route. So the vast majority of what we do is local maintenance. Right, you know, we operate in seven states, like there's no, there's no way well, it's not No way. But like, we did not have all those people on our staff. So you know, with us, as far as that goes, like, we are using local people, and there is actually no difference between us and the political person to swing a hammer drive in this group. When you look at all the pieces it takes to make this investment work. Knox is providing it all under one roof in a way that aligns our incentives with the owners, and we're actually putting risk behind it. So we're actually putting our own risk on the table along with yours, in that, for example, with the lending. So we're making it possible for you to access your equity to make the investment work and we're also doing you know, find the insurance. We're doing the bookkeeping, making sure you're deducting things on your taxes properly. I think a lot of not so, a there's a vast difference. Michael: It sure sounds like it. So what states do you all operate in? David: Massachusetts, Georgia, Texas, with three major cities in Texas, actually and then Florida and Arizona. Love it and I should say Massachusetts, we also I forgot to the Boston Market also includes Southern New Hampshire and all of Rhode Island. Michael: Okay, okay, perfect. When are you coming to California? David: That's a great question. It's on our list, I'll tell you it's we actually, to be honest, expand by Metro. So when we, when we expand into Texas, we did you know, to three cities of Dallas, Houston and Austin, and then with Austin, San Antonio is basically a first cousin market. So we do San Antonio as well, sort of considered that the whole the same media market. So California would be like, hey, let's pick a city in California. That's expanded to there but as we do it, we're gonna get the licensure for real estate insurance and lending in the state and then we'd probably go from, let's just say we started with, yeah, LA, we then do San Diego, and then the Bay Area, and Sacramento and the major markets California Michael: Love it. Well, I know you'll have a waiting list. Whenever you ultimately do get out here, my name will be right there on it. David: Appreciate it. Michael: No, of course, that's awesome. So for all the folks out there that can't take advantage of Knox. What are some things that they can be doing looking out for as they're looking to make this transition or considering the transition? Do they have to go piecemeal it together for themselves or are there other Knox like folks out there that you could recommend? David: No, you have to piecemeal it that's like the big part of it is what we are doing is putting a lot of this under one roof and then the lending is sort of our unique sauce, because it is a loan that you can't really get elsewhere where you can't get elsewhere. What are some things they should look out for, you know, I own several pieces of investment property myself, only one of them did not have to make some cash investments in in the first year or two. So the first thing I always tell people is just be aware, there's like a period of turning that property into an investment. Even if you've lived in it. Somebody else is gonna move in your property and they're gonna they're gonna use the space in a different way and they're going to discover things that are not up to 100% and they're going to call us and say hey, this is an outlet that doesn't work and one outlet that didn't work well was behind the bed when you were living there. Now there. It's where their desk is where they're working from home, right so be prepared for some upfront maintenance costs that is totally to be expected and tenants often You will just pick up the phone or you know, go on online and say, hey, this is broken, expect it to be fixed. Whereas you when you were living in the house might have just lived with the, you know, that problem, whatever it was for a while and said, I'll deal with it later, just expect that there's going to be a few things that are going to happen, things will come along. Yeah, it's very normal for a property be cash flowing less in years one and two than it is down the road. That's the that's the one surprise that I try to make people aware of ahead of time. Michael: That's a great, a great tip. Something that I heard is, is kind of a good way to go about it too, is to actually go pay for like a home inspection as you would when you're selling or buying a piece of property as you're moving out to just see, hey, what are the issues that are going to be found, because like you mentioned, you're not going to notice the outlet that's not working behind the bed, to the inspector, that's what they're looking for. David: Oh, man, if an inspector actually tested every outlet in the house, that would be one heck of an inspector. So here's what I'll say. So we do this, this video in intake of a home. So we actually collect 200 points of data, we get everything down to the year making model of your dishwasher. So what I recommend doing, if you're doing this on your own is really go and look at all of the major things in your home and there aren't that many, right. So every major appliance, every major system, the roof, the foundation, you know, a dozen things, right? Fridge, dishwasher, hot water, heater H back, things like that and just look at when they're hot, close, they are the end of their useful life, right roof last 25 years founded, I mean, the foundation and look, there's no cracks are probably good hot water heater decades and just on a piece of paper and a spreadsheet, just put the name of everything the model number, and when the warranty runs out, or when it should expire, right, and you'll just get an idea of what is coming down the road and don't be afraid of that because remember, it really you're investing in this for the long haul, you're investing in it because you think the home is going to keep going up in value every single year or over a long period of time, it's highly, highly likely to continue to go up in value and because the rents gonna keep going up what your costs are fixed inflation, hedges, all those good reasons, don't be afraid of it, just be aware that those things are gonna happen and say, okay, I'm actually expecting in the next five years, this extra $12,000 in expenses and just put at the back of your mind set. Okay, here we go. Done and if you're really good, an ear market and say, okay, I'm gonna have the hot water heater replaced and nine and a half years instead of 10 and I'm not going to wait for it to like, spring a hole and have water over the basement. That would be that would be the plan I would I would make. The last thing I would say is really I would say is if you're doing this on your own, be really careful about your tenants. You know, do the background checks, don't just trust your instinct. Look at what their employment is not just how much they make, what do they do for a living. There's a big difference between having people who have non steady employment versus I don't know, a police officer who's in the union has incredibly steady and flip employment. So don't rush into the tenant selection. It's a little bit of work but again, if you're doing it yourself, set yourself up for the long haul pick somebody who you think's gonna be around a while, who has very steady employment next year when you raise the rent three, five in this market seven 10% they're going to be able to afford it because they're gonna get a they're gonna get raised. Michael: Yeah, no, that's such a good point. I was just on a podcast this morning and someone asked me like what the biggest mistake was and I said exactly that rushing intended decisions, because you're like, oh, crap, I gotta get these expenses paid for with the rent, and you can end up in painting yourself into a corner very easily. David: Yeah. Sometimes our team will tell an owner, hey, I have an application, I can show it to you. I don't think you want to take it. Now, this does mean that I don't have I don't have a backup for you today but you know, waiting another 15-30 days it could be to for somebody else better is a recommendation and here's why and we have that conversation with the customer and say the owner and hopefully they are … got along, yeah. Michael: No, that's great. That's great, David, one final question for you. Okay, so two final questions for you ones like information. One was a real question. What are your thoughts on Home Warranty? David: What are my thoughts on Home Warranty, that's a great question. We hear more complaints than we hear praise is my answer to that. I never bought one myself and right and all that said, we have considered offering one that we create. So that is, you know, I like it. I like the concept of a home warranty. I think the execution for most of the major home warranty companies as anecdotally has been is… Michael: …less than… David: …doesn't live up less than thank you. Michael: Yeah, perfect. David are people that want to learn more about you reach out find out more about Knox, where can they do that? David: https://knoxfinancial.com/ Michael: Easy enough. Well, David, thank you so much for taking the time. I really appreciate you coming on and can't wait to see you out in California, man. David: Pleasure, thanks. Appreciate your time, Michael! Michael: You got it, take care… All right, everyone. That was our episode a big thank you to David for coming on. Super, super, super, super cool stuff. After we finished recording he and I were chatting a little bit more about some of the products that he's working on and there is a lot more to come. So stay tuned, of you are thinking about moving out of your primary or selling it definitely consider keeping it as a rental and potentially Knox financial might be able to help you out with that. As always, thanks so much for watching, and we look forward to seeing on the next one. Happy investing…
Join family therapists and authors Nancy Saxton-Lopez and Ken Dolan-Del Vecchio as we welcome guests Jonathan and Jacquelyn Olweck. We'll talk with the Olweck's about their recent experiences with the loss of their beloved dog, their grief, and how they came to adopt a new puppy. We welcome your comments, questions and suggestions for future topics. Nancy can be reached at email@example.com and Ken at firstname.lastname@example.org. When you send us a personal story please mention whether or not you would be okay with us sharing it within a future episode. To support our work on this podcast with a one-time gift: Venmo @Ken-Dolan-DelVecchio or PayPal (https://www.paypal.com/paypalme/kenddv?country.x=US&locale.x=en_US) To support this podcast with a monthly subscription: https://anchor.fm/kenneth-dolan-del-vecchio/support The Pet Loss Companion (book) on Amazon: https://www.amazon.com/Pet-Loss-Companion-Healing-Therapists/dp/1484918266/ref=sr_1_3?dchild=1&keywords=pet+loss+companion&qid=1612535894&sr=8-3mpa... This program is a friend of Dakin Humane Society in Springfield, Mass. Dakin is a 501 (c) (3) community-supported animal welfare organization that provides shelter, medical care, spay/neuter services, and behavioral rehabilitation for more than 20,000 animals and people each year. Since its inception in 1969, Dakin has become one of the most recognized nonprofit organizations in central Massachusetts and a national leader in animal welfare. You can learn more about Dakin and make a donation at dakinhumane.org. --- Send in a voice message: https://anchor.fm/kenneth-dolan-del-vecchio/message Support this podcast: https://anchor.fm/kenneth-dolan-del-vecchio/support
On February 5, 2015, a bitterly cold morning in the seaside town of Bourne, Massachusetts, a murder-suicide plan was set in motion. A 31-year old Coast Guard Petty Officer, Adrian Loya, armed with an assault rifle, a pistol, and a shotgun, had driven from Virginia to shoot his way into the condominium of a colleague, … Continue reading A Rape of the Mind →
In Episode 253, Jeff Belanger and Ray Auger head to Newton, New Hampshire, to explore the tragic story of Hannah Chase, who took her own life the day before her wedding in June of 1819. Her story and the pond where she perished may have been forgotten if not for the pen of Haverhill, Massachusetts, poet John Greenleaf Whittier, who immortalized the story and place. Chase's story haunted Whittier as a boy.
The Yiddish Book Center was founded in 1980 by Aaron Lansky, a 24-year-old graduate student of Yiddish literature. He realized that many Yiddish books were being lost and he organized a campaign to save as many as possible. The Center, located in Amherst, Massachusetts, grew out of that campaign. Our guest is David Mazower, who is the Research Bibliographer and Editorial Director at the Yiddish Book Center. We learn about the books that arrive in boxes each day and how they are made available to readers of Yiddish.
6/23/2022--This week on The Horse Race, Steve and Lisa share their opinions on a *critical* Massachusetts food service matchup -- Dunkin' Donuts and Market Basket. If the two were on the ballot, which is securing your vote? Later, Rich Parr, Research Director at The MassINC Polling Group shares details on the newest MPG transportation poll. The statewide survey asked residents whether they support policies like free and discounted bus fares, and their feelings on the safety of transportation modes like highways and the T. The poll also asked about e-bike rebates, and to talk more about proposed legislation surrounding e-bikes, Galen Mook of the Massachusetts Bicycle Coaltion stops by. An Act relative to electric bicycle rebates would provide $500 rebates for general consumers and up to $750 for low to moderate income consumers.
During the pandemic, the World Health Organisation and governments took a back seat and power was centred on corporate interests. Health was viewed not as a right or a necessity, but as a product to be marketed and sold. Even in the midst of a global health emergency, companies treated the ill and the vulnerable as consumers and vaccines as commodities, setting prices and production rates that maximise profit. How has this happened and what, if any, are the alternatives? Harris Gleckman is a Senior Fellow at the Centre for Sustainability and Governance at the University of Massachusetts, Boston and the Director of Benchmark Environmental Consulting. He was previously Head of the New York Office of the United Nations Conference on Trade and Development. He is here in conversation with Arun Kundnani, who is a TNI associate and author of The Muslims are Coming! Islamophobia, extremism, and the domestic War on Terror.
The Salem Heights Apartments in Salem, Massachusetts, are located across from a landmark related to the Salem Witch Trials. Since 1992, they've been the site of several disappearances, murders, and suspicious deaths. In this episode, we talk about Tanicia Goodwin's attempt to murder her two children, a man who broke into someone's apartment so he could jump from the 10th floor, and a man who fell. Patreon: https://www.patreon.com/badactspodPodMoth: https://podmoth.network/Ad: https://www.mementomoripod.com/ Episode Source List: https://www.eagletribune.com/news/salem-mass-mother-gets-20-to-25-in-attempted-murder-of-her-own-children/article_f3a10128-113e-5331-883e-a99edabff252.htmlhttps://www.bostonglobe.com/metro/2015/01/02/salem-mother-who-slashed-throats-her-two-young-children-expected-plead-guilty/Q1U2SE7FWRCjyuZu7ynlSP/story.html https://www.necn.com/news/local/_necn__did_the_state_fail_in_the_case_of_salem__mass__mom__necn/1930012/ https://www.masslive.com/news/2012/05/cousin_massachusetts_woman_acc.html https://www.salem-heights.com/ https://www.bostonherald.com/2009/05/18/pregnant-mom-slain/ https://www.salemnews.com/news/local_news/man-killed-in-jump-from-salem-building/article_06767527-9821-5609-bf34-32015ed92206.html https://whdh.com/news/officials-man-dies-after-fall-at-salem-apartment-complex/ https://www.salemnews.com/news/man-dies-in-apparent-fall-from-salem-apartment-building/article_0dc6e424-ca65-11ec-a609-df73f2d0bcb6.html https://snbc13.com/death-darling-thomas-nunez-22-found-dead-after-falling-at-salem-heights-apartments/ Thoughts from a Content CreatorLet's become full-time content creators together! Listen on: Apple Podcasts Spotify Motorhome MattAdvice, industry insights and an impartial view into the world of motorhomes, caravans,...Listen on: Apple Podcasts Spotify
Originally Aired: Dec 16, 2019 June is PTSD awareness month, we are rerunning our interview with psychotherapist Tammy Valicenti. How have we gone this long without hearing about EMDR-Eye Movement Desensitization and Reprocessing? The team feels indebted to Tammy Valicenti, a practicing psychotherapist and trauma recovery specialist with expertise in trauma and addiction recovery, for teaching us about this therapy that is helping heal people with incredible success rates. EMDR helps the patient process and resolve stored memories using an eight-phase approach. Practitioners initially used it to treat people with traumatic memories, but they now use it to treat a variety of disorders, including: phobias, PTSD, anxiety, chronic pain and depression. EMDR addresses the past experience of trauma, the present triggers for dysfunctional emotions and beliefs, and the positive experience needed to improve future mental and emotional functioning. About Tammy: Tammy Valicenti, LICSW is the founder of The Transformation Center located in the Berkshire hills of Massachusetts. She is a practicing psychotherapist with expertise in trauma and addiction recovery. Tammy works with clients nationally and internationally and has renowned success utilizing EMDR to treat trauma, anxiety and panic as well as to enhance performance for actors and entrepreneurs. Tammy has over twenty years of experience treating various forms of trauma and addiction, and has helped foster life-changing results for survivors of rape and sexual assault. As a result of her success, Tammy has been called on by leading addiction treatment centers in the U.S. to perform EMDR therapy for their inpatient clients.
Warning: This episode discusses the topic of physician suicide. If you or someone you know needs help, please call the suicide hotline: 1-800-273-8255 “That's what we pledged to do when we started medical school, and that's what I thought I was dedicating my life to. And yet…I was one step away from an awful end.” - Dr. Tammie Chang, M.D., Board-certified Pediatric Hematology/Oncology Physician, Co-founder of Pink Coat MD Author Tammie Chang, M.D. speaks with Cohost and Lead Coach Jill Farmer about her journey through severe burnout to recovery, and how she speaks openly about her story so that others can identify and feel less isolated. Along with cohost of the podcast Master Certified Coach Jill Farmer, Dr. Chang discusses the foreboding steps toward intense physician burnout, and how a combination of therapy and coaching turned that around for her. “ Dr. Chang reveals how coaching helped her to assess her own needs and set boundaries in order to now be in a better place than she has ever been. Author of the book, Boundaries for Women Physicians: Love Your Life and Career in Medicine, Dr. Chang helps listeners understand the importance of understanding the toxic culture of medicine, setting the right boundaries, and self-compassion. “I think I'm much more myself now than I have been in my whole life. I'm even that much more on fire to be an advocate for change than I have ever been in my whole life. I'm truly grateful for that rock bottom place because I would never be here had it not been for that.” Dr. Tammie Chang Tammie Chang, M.D., is a board-certified physician in pediatric hematology/oncology and co-founder of Pink Coat MD, an uplifting community to empower women physicians. Using her expertise in coaching, leadership and consulting work, background in wellness and work as a physician, Chang guides women physicians to become the best version of themselves and protect their well-being by helping them achieve greater balance, prevent burnout and live healthier lives. Her new book, Boundaries for Women Physicians: Love Your Life and Career in Medicine (Feb. 3, 2022)https://www.tammiechangmd.com/book, focuses on the understanding that to heal and serve others, one must first focus on having a healthy body, spirit and mind. Tammie highlights the importance of good self-care habits and boundaries in a physician's life to avoid burnout, stress and exhaustion. She shares her story and that of three other physicians, acknowledging her struggles and the ways she broke the barrier of shame many physicians have when it comes to mental health and self-care. The goal of Boundaries for Woman Physicians is to equip women physicians with tools and advice to create healthy boundaries so they can thrive and love their practice. Tammie also published a companion workbook to help women physicians with time management and setting boundaries. Download her free workbook here.https://view.flodesk.com/pages/614e97b6337f1c2aacf52b33 Tammie leads personal coaching sessions, group programs and career consultations with the goal of empowering others to create the lives they want and become better leaders. She supports women physicians early in their careers by holding group consultations where they can share their experiences and vulnerabilities, as well as career sessions to tackle specific areas such as setting boundaries and time management. She is the co-founder and co-CEO of Pink Coat, MD, a safe community and digital platform that provides support and resources for women physicians to help reduce burnout and improve personal well-being so they can achieve professional success. https://pinkcoatmd.com/ Partnering with leading experts across a variety of fields, the goal is to build a platform of supportive, self-compassionate female leaders to revolutionize medical culture. Previously, Tammie co-authored the Amazon #1 bestseller How to Thrive as a Woman Physician https://www.amazon.com/How-Thrive-as-Woman-Physician-ebook/dp/B09L8NNZH9/ref=sr_1_1?crid=1Q5Y4LXKER3VI&keywords=tammie+chang&qid=1638286450&sprefix=tammie+chang%2Caps%2C242&sr=8-1with Pink Coat MD co-founder Luisa Duran, MD. Tammie serves as the medical director of Provider Wellness for her healthcare system and the director of her hospital's Pediatric Cancer Survivorship Program. She also co-founded the Cool Chicks in Medicine community and the Women of Influence Network (WIN) at her healthcare system. Tammie serves as the program director of the American Medical Women's Association (AMWA) ELEVATE Leadership Development Program for Women Physician Attendings, and as the President of the AMWA Washington State Physician Branch. Tammie earned her bachelor's and medical degree from Brown University in Providence, R.I. She completed her residency training in internal medicine and pediatrics at the University of Massachusetts and completed her fellowship in pediatric hematology/oncology at the St. Jude Children's Research Hospital in Memphis. Tammie lives in the Pacific Northwest with her husband and their two golden retrievers, and she spends her free time playing piano and being active in the beautiful outdoors with her family. She practices pediatric hematology/oncology in Tacoma, Washington. For more information, please visit: www.tammiechangmd.com.https://www.tammiechangmd.com Find full transcripts of DocWorking: The Whole Physician Podcast episodes on the DocWorking Blog The past few weeks have been busy at DocWorking! We have been working behind the scenes to add even more CME credits to the THRIVE memberships. Let your CME budget help you prioritize your own wellness so you can get on with living your best life on your own terms, as defined by you, with DocWorking THRIVE. You can take the first step today by taking our 2 Minute Balance to Burnout Quiz! Where are you on the Balance to Burnout Continuum? Take the quiz and find out today! DocWorking empowers physicians and entire health care teams to get on the path to achieving their dreams, both in and outside of work, with programs designed to help you maximize life with minimal time. Are you a physician who would like to tell your story? Please email Amanda Taran, our producer, at email@example.com to be considered. And if you like our podcast and would like to subscribe and leave us a 5 star review, we would be extremely grateful! We're everywhere you like to get your podcasts! Apple iTunes, Spotify, iHeart Radio, Google, Pandora, Stitcher, PlayerFM, ListenNotes, Amazon, YouTube, Podbean You can also find us on Instagram, Facebook, LinkedIn and Twitter. Some links in our blogs and show notes are affiliate links, and purchases made via those links may result in payments to DocWorking. These help toward our production costs. Thank you for supporting DocWorking: The Whole Physician Podcast! Occasionally, we discuss financial and legal topics. We are not financial or legal professionals. Please consult a licensed professional for financial or legal advice regarding your specific situation. Podcast produced by: Mara Heppard
Venture into Provincetown, Massachusetts, a two-street beach town at the end of a sand spit, and meet the fascinating people who live there. Welcome to Provincetown encapsulates stories of artistry, sensuality, solitude, and serendipity. Listen to the sounds of hopes and dreams being carried through the summer breeze, the feeling of letting go, and the feeling of going all in. This is a place where you can find yourself or lose yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices
There is an effort afoot in Massachusetts to raise taxes on the state's wealthiest residents. The proposal, which is called the Fair Share Amendment, would amend the state Constitution to create a 9% income tax rate on annual earnings above $1 million. Proponents of a “millionaires tax” are pushing the measure to a vote this November. Efforts to rewrite the summary of the ballot measure were rejected this week by the state's high court. Are you in favor or opposed to a “millionaires tax” in MA? Christopher Anderson, President of the Massachusetts High Technology Council joins Dan to discuss.
A substitute teacher in Massachusetts really, really, really likes kids and Joe Biden has lost his addled mind so get ready for $20 gas and a fat recession. Find us at burnbarrelpodcast.com Email us: firstname.lastname@example.org Follow on Parler: @burnbarrelpodcast On Gab: @burnbarrelpodcast Facebook: facebook.com/burnbarrelpodcast And Twitter: @burnbarrelpod Rumble: rumble.com/c/burnbarrelpodcast YouTube: youtube.com/channel/UCWhLuhtutKdCmbHaWuGg_YQ Follow Tom on Twitter: @tomshattuck You can follow Alice too: @aliceshattuck More Tom stuff at tomshattuck.com Tom's "Insta" as the zoomers say: instagram.com/tomwshattuck Join us at Locals: burnbarrel.locals.com (subscriber based) Join us at Patreon: patreon.com/burnbarrel (subscriber based) The opening theme music is called Divine Intervention by Matthew Sweet. The closing theme music to this podcast C'est La Vie by Derek Clegg. Excelsior
Mass. State Rep Dave DeCosta joins the show to talk about the possibility of a suspension on the gas tax in Massachusetts and new hope to get illegal driver licenses on the ballot for the chance to shut it down. Plus the anniversary of the apprehension of Whitey Bulger.
Hosted by Andrew Keen, Keen On features conversations with some of the world's leading thinkers and writers about the economic, political, and technological issues being discussed in the news, right now. In this episode, Andrew is joined by Martin Puchner, author of Literature for a Changing Planet. Martin Puchner is the Byron and Anita Wien Professor of English and Comparative Literature at Harvard University. He is a prize-winning and bestselling author whose books include The Language of Thieves: My Family's Obsession with a Secret Code the Nazis Tried to Eliminate and The Written World: The Power of Stories to Shape People, History, Civilization. He is the general editor of The Norton Anthology of World Literature. He lives in Cambridge, Massachusetts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Galina and Yelena Lembersky fled the Soviet Union in the 1980s with hundreds of Galina's father's paintings. The paintings are now in Massachusetts, and so is the acting director of the Odesa Fine Arts Museum, Olesksandra Kovalchuk, who recently fled the war in Ukraine. Kovalchuk has been working from the U.S. to save the art left behind. The women reflect on the meaning of art as memory and the importance of saving it. And, alcohol use increased during the pandemic. One study suggests more Americans under 65 died from alcohol-related causes than COVID in 2020. Natalie Krebs of Side Effects Public Media and Iowa Public Radio reports.
The COVID-19 pandemic and the corresponding failure at every level of government to prevent its spread dealt a devastating blow to healthcare workers. Nurses, doctors, and other medical workers faced increasingly dangerous conditions, along with employers more concerned with increasing profits than saving the lives of their patients or employees. At St. Vincent Hospital in Worcester, Massachusetts, nurses fought back against their corporate employer by organizing a strike of over 700 workers that lasted for 10 months. Filmed by TRNN contributor Gino Canella, these interviews with St. Vincent nurses comprise an oral history of a ferocious labor battle that became the longest nurses' strike in Massachusetts state history.Read the transcript of this podcast: https://therealnews.com/an-oral-history-of-the-10-month-st-vincent-hospital-strikePre-Production/Studio: Gino CanellaPost-Production: Adam ColeyHelp us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer: Donate: https://therealnews.com/donate-podSign up for our newsletter: https://therealnews.com/newsletter-podLike us on Facebook: https://facebook.com/therealnewsFollow us on Twitter: https://twitter.com/therealnews
The College of the Holy Cross in Worcester, Massachusetts, was founded in 1843. It's the oldest Jesuit and Catholic college in New England and one of the oldest in the whole country. Despite 178 years of educating students, Holy Cross' current president, Vincent D. Rougeau, represents two huge firsts in the history of the college: He is the first lay president and the first Black president of the school. President Rougeau and host Mike Jordan Laskey talked recently, just a few weeks after the end of his first academic year as president. President Rougeau is a legal scholar and came to Holy Cross after serving as Dean of Boston College's Law School, and he talked about how his experience in the law has affected his views on social justice and how a Jesuit college can be a force for good in the world especially as higher ed institutions face an increasingly competitive landscape. Read President Rougeau's work in America Magazine: https://www.americamagazine.org/voices/vincent-d-rougeau AMDG is a production of the Jesuit Conference of Canada and the United States.
When it comes to the idea of masculinity, much of the world is mistakenly confusing what true masculine energy is with the immature, boy centered version of this energy we commonly see running amok in todays world. This is, in a big part, due to us losing many of the wise elders & initiatory processes that have been used since the dawn of time to help boys evolve into men within society. This being said, there is now a big movement within the world of self development to fill in this missing gap & allow the true divinity of masculine nature to once again come forth. This version of masculinity is not afraid of the divine feminine, as the immature masculine is & instead recognizes that the balance between these two energies, which is often referred to as the concepts of yin & yang, is essential to a mature, balanced approach to being a true man. Todays guest on the show is a man who is spearheading this movement, both within his own development as a mature man through self development programs & practices & in the work he does with men, such as his work as lead coach for the Alpha Hippie program, which I went through & can speak to the incredible benefits of maturing as a man that the program is centered around. In addition, he is also a dear brother of mine who has shared in some absolutely incredible memories within my life & in this episode, we will be diving into his journey, what tips he has for men listening that are looking to embark on this path & much, much more.Show Notes:(4:13) Dealing with addictions.(12:23) Check out FreedomBuilderz.com! (14:22) Tyler talks about his inner journey.(18:19) The good vs. evil, in terms of the judge's viewpoint.(26:07) Developing your inner compass. (32:04) Join the Highly Optimized Ceremony Circle!(35:47) Thirst traps! https://www.highlyoptimized.me(41:40) How Tyler got into rapping. (56:08) Looking at life with a fun POV. (1:04:46) Where you can find Tyler!(1:05:36) What change would Tyler recommend that people make in order to highly optimize their life?Tyler Le FlochPersonal trainer and coach for the past 10 years, recently stepping into men's coaching and development (facilitator at TCS retreat, facilitator of Mike Salemi men of movement retreat, lead coach for pro man academy)Connect with Tyler https://www.instagram.com/tylerleflochThank you to our podcast sponsors:Freedom Builderz - https://www.freedombuilderz.com/Building profitable online programs FOR coaches using Kajabi so they can smoothly hit 10k months! This episode was produced by Mazel Tov Media in Quincy, Massachusetts.https://www.mazeltm.com/highlyoptimized
Leslie joins us from NYC. She studied ornithology in her graduate studies in Massachusetts, moved to humanitarian work for Burma to radio show production in California to then freelance investigative journalism. As a journalist she was able to publish her early work relating to UFOs in the Boston Globe in 2001 – and was struck by the deafening silence of response to her piece. But some did take notice …. She published a best selling book several years later and began to be invited by high level political officials and defence bureaucrats to help them understand what she was investigating and indeed finding. In 2017 she had found out about ATIIP, a secret program within the Pentagon to investigate UFOs. With the help of Luis Elizondo – a recently resigned lead in this program - she was shown documentation and videos on this program. She then worked with 2 journalist colleagues, Ralph Blumenthal and Helene Cooper and revealed these details through the NY Times (including the tic tac video). From there everything changed – the tide changed in Congress and with the general public interest in UFOs in the US, and the world around. We talk about radically changing beliefs by following curiosities. We discuss her work on her last book and the Netflix series that it inspired (and filmed by Breakthrough Films) and how/why she was drawn by reincarnation cases and suggestion that we survive death. We discuss her beliefs on after-death, her personal experience with mediums, her experience with her deceased brother and her wish to delve more into the study of consciousness and human super-powers. She explains her gratitude for being able to spend the time and space to pursue truth and to help “shine the light on the irrationality of the skeptical mindset”. To DONATE to the Behind Greatness podcast, please visit here: https://behindgreatness.org. As a charity, tax receipts are issued to donors. Behind Greatness IG: @behindgreatnesspodcast & @inspire_north Leslie, Website: https://www.lesliekean.com/ TW: https://twitter.com/lesliekean?lang=en
“All Going Out Together” It makes sense that the Massachusetts-born Steve Michener was in three seminal Boston bands: The Volcano Suns, Dumptruck and Big Dipper. The Volcano Suns were an outfit that Michener formed along with former Mission of Burma drummer Peter Prescott, he stepped in on bass with Dumptruck after their first album and he co-founded Big Dipper who were on the Homestead label before signing a big major deal with Epic. I've always loved Steve's playing—he's steady and strong and his baselines roll with power and groove. And the story today that he's going to tell is about how he jumped into music and very slowly inched his way out. And I think the inching out is what's the most fascinating thing here—sometimes people have the ability to look ahead and actually ask: What do I want and is this the best way to get it? Steve did that and he realized the things he wanted could not be attained while playing in a band. And so he stopped. Sort of. Then he really stopped. I'll let him tell you his story—that seems fair, right? Anyway, Steve is a lovely guy and a voracious listener to music of all kinds—he may have inched his way out of rock and roll, but he's kept a foot firmly in it on his own terms. www.bombshellradio.com www.alexgreenonline.com Stereo Embers The Podcast Twitter: @emberseditor Instagram: @emberspodcast Email: email@example.com
Mikey lets out his frustrations on a lackadaisical teammate. Mikey is tired of being click-baited online. Mikey doesn't know how to celebrate Juneteenth. Mikey is worried about the future of Massachusetts. Castiglioke is dedicated to the Destroyer.
A Massachusetts elementary school welcomes "Huntah," the COVID-sniffing dog. Scientist-in-residence Regina Barber talks with NPR science reporter Ari Daniel about how a specialized K-9 unit is helping keep kids in classrooms.For more of Ari's reporting, check out "Dogs trained to sniff out COVID in schools are getting a lot of love for their efforts."You can follow Regina on Twitter @ScienceRegina and Ari on Instagram @mesoplodon_. Email Short Wave at ShortWave@NPR.org.
We start in Massachusetts, where an area bishop is actually taking a stand for the Catholic Church when it comes to Catholic schools proudly displaying the Pride and Black Lives Matter flags on school grounds.
Today on Boston Public Radio: We start the show by asking listeners what they think about the state of Boston's public transit. Trenni Kusnierek discusses golfer Matthew Fitzpatrick's dramatic win at the US Open. She also talks about Jayson Tatum's role in the Celtics' loss, and Amy Kaufman speaking out as the victim of domestic violence from her ex-husband, sports writer Jonah Keri. Kusnierek is a reporter and anchor for NBC Sports Boston, and a weekly Boston Public Radio contributor. Jared Bowen shares his thoughts on the American Repertory Theater's revitalized run of “1776,” as well as “The Light” at the Lyric Stage Company, and the “wiild negro is love” exhibition at the Cultural Equity Incubator. Bowen is GBH's executive arts editor and the host of Open Studio. Bill Burr talks about being the first comedian to perform at Fenway Park. Burr is a comedian, actor and Massachusetts-native, with standup specials including “Paper Tiger,” “Walk Your Way Out,” and “I'm Sorry You Feel That Way,” and roles in Netflix's “F Is For Family,” Disney+'s “The Mandalorian,” and the film “The King of Staten Island.” He'll be playing Fenway Park on August 21. We end the show by turning to live coverage of the Jan. 6 hearings.
In this episode, Doug is joined by NBA and former Kobe Bryant's former video scout Mike Procopio, who dives into his basketball background growing up in an loaded 90's Massachusetts prep era, how he got his start as a trainer working at the legendary Nike All-America Camp, his break with the post-Pitino Celtics, how he got introduced to Kobe Bryant through legendary trainer Tim Grover, and his scouting takes on Steph, Luka. pulls back the curtain on his experience working for Kobe for a decade, how he got his start, and how he got his big break with the Mamba. #douggottliebshow Make sure you download, rate and subscribe here to get the latest All Ball Podcasts! Download, rate and subscribe to get the latest All Ball Podcasts! See omnystudio.com/listener for privacy information.
In this episode, Doug is joined by NBA and former Kobe Bryant's former video scout Mike Procopio, who dives into his basketball background growing up in an loaded 90's Massachusetts prep era, how he got his start as a trainer working at the legendary Nike All-America Camp, his break with the post-Pitino Celtics, how he got introduced to Kobe Bryant through legendary trainer Tim Grover, and his scouting takes on Steph, Luka. pulls back the curtain on his experience working for Kobe for a decade, how he got his start, and how he got his big break with the Mamba. #douggottliebshow Make sure you download, rate and subscribe here to get the latest All Ball Podcasts! Download, rate and subscribe to get the latest All Ball Podcasts! See omnystudio.com/listener for privacy information.
Show Notes: https://wetflyswing.com/333 Presented By: Dette Flies, Angler's Coffee, Stonefly Nets, Zoe Angling Group Sponsors: https://wetflyswing.com/sponsors Ross Purnell, the Editor of the Fly Fisherman Magazine, shares how he fulfilled his childhood dream by filling in one of the most important roles at the publication. Find out who are the people that inspired him to fly fish and who mentored him to become a fly fishing writer. Ross describes the process of creating content and how they come up with ideas for stories that make it to the magazine. We also discover who the top contributors are at FFM. Plus, Ross reveals the big topics they're going to feature in the next 2 issues this year. Show Notes with Ross Purnell and The Fly Fisherman Magazine 03:15 - Jacques Cousteau was Ross's first hero. He used to watch Jacques' videos all the time when he was a kid. That made him become more interested in the underwater world. 04:00 - Tom Tietze was also a big fan of Jacques Cousteau - he was recently on the podcast at WFS 312 08:00 - Ross deal with 2 kinds of stories in the magazine In most of the stories that run there, he's not personally involved. Somebody pitches him the story idea and he decides if it's a good fit - they write it, and he edits it. That's 95% of the content in the magazine. Someone calls him up and says "this is a great story or this has never been done". If it fits in the schedule and no other experts on the ground, he considers it. 09:40 - Domenick Swentosky was on the podcast at WFS 305. He's got a great blog that covers waters in Pennsylvania. 11:20 - Ross's mom bought him a subscription to fly fisherman magazine on his 16th birthday. He started reading stories from Lefty Kreh and Gary Borger. He also bought VHS tapes about fly fishing. That's how he learned to fly fish. 13:00 - Jim McLennan wrote for the Fly Fisherman Magazine. He owned the local fly shop in Canada where Ross lives. That became an inspiration for Ross to dream of writing for magazines. 16:30 - John Randolph, former Editor of Fly Fisherman Magazine, hired Ross in 1996. John interviewed Ross on the phone and Ross got assaulted. John used his other phone to call 911. 18:30 - In 2009, Ross became the new Editor of Fly Fisherman Magazine. He was mentored and groomed by John to fill in for the Editor role. 21:00 - Ross mentions the dedicated people that work on their magazine like their Art Director, Sales Rep, Digital Editor, etc. 22:25 - Ross describes how their process of writing articles looks like from the magazine to a digital version 23:45 - George Daniel recently wrote for the magazine about Euro Jigging and also has a video demonstration 27:45 - Ross describes their conscious effort to highlight other species aside from trout. They also highlight lesser-known waters so that people would get off crowded waters. 31:40 - John Randolph got Dave Whitlock to do the first printed story for carp fishing 32:20 - I recently ran into Oliver White at the IFTD - he was on the podcast back in March 2019 at WFS 069. Oliver has been writing for the FFM for years. 34:30 - Hilary Hutcheson has been the top contributor to the magazine for the past 3 years. Ross describes how pleasurable it is to work with her. 35:25 - George Daniel was on the podcast at WFS 055. George writes a lot of how-to stuff. 36:10 - Blane Chocklett is also one of FFM's top contributors. 37:10 - Landon Mayer does a lot of work in the Rockies, Colorado. Landon was on the podcast at WFS 295 38:30 - There's always an opportunity to get your story in the magazine. You can reach out to Ross at firstname.lastname@example.org and pitch your idea, why it's interesting and why it should be in the magazine. 39:20 - They publish 3 annuals. One of them is called, Destinations, and it's mostly about international fly fishing - it comes out every labor day 40:30 - One of the annuals is called, Gear Guide, which comes out before Thanksgiving 41:20 - And then the other annual is called, Fly Fishing Made Easy - a magazine for beginners 48:15 - Ross talks about jungle fishing. He was on the Orvis Podcast with Tom Rosenbauer where they dug in more about jungle fishing. 48:45 - Blood Run: Fly Fishing with Amazon Warriors is a 90 mins documentary film by FFM - scroll below to watch this film 52:12 - Ross talks about Indifly - a nonprofit organization that brings attention to some of the unknown fisheries in the world, partnering up with the local communities and making sure the locals benefit from the program. 56:55 - Shoutout to Supaman, an indigenous hip-hop artist 58:20 - FFM comes out 5 times a year and 3 are already done as of this date (2022) 58:30 - Ross is excited about the Klamath Dam being taken down. It will be featured in their fall FFM issue. 1:01:30 - Ross talks about the Deerfield River relicensing in Massachusetts 1:02:55 - George Daniel has a story coming out about "Controlling Your Loop" - Ross talks about it and some other things coming up for FFM 1:04:00 - Ross talks about the biggest FFM they've published 1:05:30 - They have a contributor from England that wrote "What Trout See" which talks about how trout's vision works 1:07:55 - Costa Sunglasses not only makes awesome sunglasses but has been doing great things for the fly fishing community. Evan Russell from Costa was on the podcast at WFS 272. Conclusion with Ross Purnell and The Fly Fisherman Magazine So there you go.. If you have an idea for a story that you think would be good to put in the magazine, you can reach out to Ross at email@example.com. They always welcome fresh and interesting stories. Ross is proof that dreams come true when you chase your heart. He loved reading fly fishing magazines when he was young and programmed his mind that he will one day write for the magazines, so he did. Law of attraction baby, it works! Whatever it is that you see yourself doing, even though it seems so far from where you're currently at.. just take that first step and focus on what you can do now. Keep that vision in mind but don't let it overwhelm you. Trust the process and the rest shall follow! Show Notes: https://wetflyswing.com/333