Podcasts about liabilities

Moonsettler is a bitconer who adheres to the old school cypherpunk values and believes that the best way ahead is to enable OP_CTV (BIP119) or LNHANCE. However, the biggest problem is the generalized loss of focus. If last year there seemed to be consensus that Bitcoin needs covenants to improve scalability and bring new use cases, now the landscape is rather gloomy. Even Moonsettler changed his Twitter screen name to Doomsettler, as a reflection on this status quo. 00:01:16 Welcome Moonsettler (Doomsettler) 00:02:40 Delayed Interview and Original eCash Debate 00:03:14 Why eCash (Chaumian Cash) Never Took Off 00:04:00 Criticism of Custodial Scaling Solutions 00:05:14 Bitcoin as Decentralized Chaumian eCash 00:06:13 Fake Austrian Economics and Full Reserve Myths 00:08:32 Loss of "No Trusted Third Parties" Culture 00:09:52 Verifiable Supply vs Historical Fraud 00:13:40 Proof of Liabilities in eCash Mints 00:15:42 Cashu Fraud Proofs and Bug Bounty 00:18:20 Chaumian Blind Signatures Explained 00:24:48 Non-Custodial Credit eCash Ideas 00:30:39 Why Debit eCash Won't Scale Bitcoin 00:36:34 Bitcoin Like Linux – Oppose Custodial Layers 00:37:13 Unlimited Paper Bitcoin vs 21M Cap 00:41:25 Loss of Proof of Keys Culture 00:46:26 Doomsettler Mindset on Bitcoin's Future 01:09:30 Early Exchange Compliance Issues 01:11:37 Satoshi's Peer-to-Peer Vision 01:15:13 Satoshi's OPSEC and Disappearance 01:19:13 Craig Wright Not Satoshi 01:26:05 Libertaria and Frontier Culture 01:28:31 No More Frontiers for Freedom 01:39:21 App Delistings and PWA Debate 01:49:16 Twitter Worse Under Elon Musk 01:55:35 AI Ruining Internet Trust 01:56:33 Introduction to Covenants 01:57:04 Covenant = Unbreakable Promise 02:00:55 History of Covenant Discussions 02:01:29 Permanent Encumbrance FUD Debunked 02:03:38 Control Today via Multisig (No Covenants) 02:07:26 Covenants Don't Break Fungibility 02:08:35 Covenants Reduce Trust in L2 02:11:46 Post-Quantum Covenant Advantages 02:13:46 OP_CTV Explained 02:15:42 Non-Interactive L2 Settlements 02:20:23 Congestion Control with Covenants 02:29:08 Ordinals Drama & OP_CAT Risks 02:31:43 Jeremy Rubin Context 02:33:49 LNHANCE Package (CTV + More) 02:36:51 Why LNHANCE is Conservative 02:44:26 2022 CTV Activation Drama 02:47:27 Curiosity vs Annoyance Motivation 02:49:04 Andreas Antonopoulos FUD Clip 02:51:15 Need for Covenant FUD FAQ 02:53:47 Persistent CTV Critics 03:55:27 Covenant FUD Knowledge Base Need 03:56:26 Steven Roose Support 03:57:40 Covenant Table on Wiki 03:58:56 Isolated Op Code Comparisons Issues 04:00:34 OPCAT vs CTV Preferences 04:01:48 Table Inconsistencies 04:02:19 Ordinals Devs Pushing OPCAT 04:03:26 CTV Strengths and Risks 04:10:22 Ideal Packages (Great Script Restoration) 04:43:24 Pink Floyd "The Wall" Analogy 04:45:49 Citadel Critique 04:49:49 Need for New Frontiers 04:51:56 Disagreeable Societies Preserve Freedom 04:54:56 Special Economic Zones for Renewal 04:57:50 Altcoins as Competition/Experiments 04:59:20 Privacy Coins Driving Response 06:00:34 Monero Privacy & Community 06:04:42 FCMP++ Upgrade 06:05:37 Monero Quantum Roadmap 06:07:16 Quantum Risks to Monero 06:09:47 Zcash Preference & Compatibility 06:11:34 ZK Privacy Advantages 06:13:16 Drivechains & Peg Risks 06:17:45 Spacechains 06:20:31 Quantum Threats to ECDSA 06:26:49 PQ Soft/Hard Fork Debate 06:34:57 Covenants for PQ Vaults 06:38:14 Ark Protocol 06:42:33 Lightning Custodial Risks 06:50:19 BitVM & Optimistic Rollups 06:55:44 Bitcoin Dev Culture Disappointment 07:49:05 Austrian vs Cypherpunk Values 07:53:20 Austrians Dislike Data 07:54:39 Full Reserve Myth 07:55:56 Core Dev Covenant Silence 07:57:32 Core Ignoring Covenants 07:58:22 Floppy's Drunk Posting 08:00:38 Calle's Cashu Story 08:02:02 Privacy Respect & Avoiding Doxing 08:02:29 Floppy's Drunk Tweets 08:03:48 Tolerance for Abusive Behavior 08:04:15 Understanding Non-Engagement with Floppy 08:04:32 Floppy as Builder (Joinstr Plugin) 08:04:57 Luke Dashjr Funding Complaints 08:05:23 Luke's Likability & Hack 08:06:36 Ocean Mining Business Model 08:08:36 Reducing Antpool Hash Dominance 08:08:56 Miner Template Building Debate 08:09:02 Mining Centralization Concerns 09:38:04 9+ Hour Marathon Reflection 09:38:45 Girlfriend & Cat Interruptions 09:39:12 How to Follow Moonsettler 09:39:45 Moonsettler's Twitter Content Focus 09:40:38 Shoutout to SimulXXX (CTV Advocate) 09:41:29 Moonsettler as Crypto Hobbyist 09:42:37 Major Contributions Discussion 09:43:38 Non-Interactive Hardware Wallet Proofs 09:44:36 Sharing Personal Bitcoin Vision 09:45:14 Coldcard Experimental Implementation 10:03:18 Seed Backup Durability & Preference for Burnable Paper Backups 10:04:22 Manual Entropy & Seed Splitting 10:05:01 Early Self-Custody Cheat Sheets 10:05:25 Hardware Wallet Entropy Risks 10:06:30 Dice-Rolled Seeds vs Hardware 10:07:27 2-of-3 Backup Scheme 10:07:59 Crypto Steel Promo 10:08:24 10-Hour Mark, No Bathroom Break 10:08:49 Thanks & Merry Christmas 10:09:41 Next Episode Tease

The Evolution of Tort Law: From Contributory Negligence to Comparative JusticeThis conversation delves into the complexities of tort law, focusing on the evolution of defenses and liabilities. It begins with an overview of torts, emphasizing the importance of understanding defenses in legal education. The discussion transitions from historical concepts like contributory negligence to modern approaches such as comparative negligence, highlighting key doctrines like assumption of risk and various immunities. The conversation also covers vicarious liability and joint and several liability, providing a comprehensive framework for analyzing tort cases.In the realm of tort law, the journey from rigid, all-or-nothing rules to more nuanced standards of justice is a fascinating one. Historically, the doctrine of contributory negligence was unforgiving. Imagine being 1% at fault in an accident and receiving nothing in damages because of it. This harsh rule left many plaintiffs without recourse, prompting a shift towards fairness.The introduction of comparative negligence marked a pivotal change. This system allows for damages to be apportioned based on the relative fault of each party, ensuring that even those partially at fault can receive compensation. The transition wasn't swift; it evolved over decades, influenced by landmark cases and legislative changes.One of the most illustrative cases is Butterfield v. Forrester, where the court's decision highlighted the severe implications of contributory negligence. However, the doctrine of last clear chance emerged as a counterbalance, allowing plaintiffs to recover if the defendant had the final opportunity to avoid the harm.Today, the majority of jurisdictions have adopted some form of comparative negligence, with variations like the 50% and 49% rules, which determine the threshold for recovery. This evolution reflects a broader trend in the legal system towards balancing fairness with the need for clear, predictable rules.As we continue to navigate these legal waters, the challenge remains: how do we ensure justice while maintaining the integrity of the legal system? This question is at the heart of tort law's ongoing evolution.Subscribe now to stay updated on the latest in legal education and insights.TakeawaysThe entire ball game often hinges on surviving the defenses.Contributory negligence operated as a complete bar to recovery.The last clear chance doctrine allows recovery despite plaintiff's negligence.Comparative negligence apportions damages based on relative fault.Immunities are shields that protect certain defendants from liability.Vicarious liability holds employers responsible for employees' actions.Joint and several liability allows plaintiffs to recover full damages from any defendant.The discretionary function exception protects government actions from liability.Assumption of risk can be primary or secondary, affecting recovery.The evolution of tort law reflects a shift towards more flexible standards.torts, contributory negligence, comparative negligence, assumption of risk, sovereign immunity, vicarious liability, tort law defenses, legal education, law students, liability

Today we engage in a broad and deep retrospective of the year in politics. I go through about a dozen political themes and trends that emerged from this year and will reverberate even more headed into 2026. The upshot is that we're suffering all of the liabilities of Republicans being in charge but none of the benefits — at least not ones that will endure in the long run. I also review Trump's speech last night and explain how it is gaslighting us on prosperity and security at home and peace abroad, when none of those things are true. The voters know it.  At the end, I explain how the AI data center grift is completely insolvent, only existent because of government, and how it is crowding out more effective resources. Finally if we don't change course, our future is Australia.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The I Love CVille Show headlines: AlbCo Cyber Attack & City Parking Garage AI Liabilities Is This Just The World We Live In Now Around CVille? What Are The Most Dangerous Roads In The CVille Area? Why Jerry Likes Winter Wander; Why Judah Does Not Top Vacant Storefront: Tonic, Littlejohn's Or Skybar? Whatever Happened To Dirty Ace's Bar And Grill? UVA Now 4-Pt Underdog vs Mizzou (Opened At -7) If You Need CVille Office Space, Contact Jerry Miller Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

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Most people spend their lives working for money… but what if your money could work for you instead?   In today's show, Brett Warren, national Director of Property at Metropole, and I break down the 10 key lessons from Robert Kiyosaki's book Rich Dad Poor Dad—the book that changed the way millions of people think about wealth.   From the difference between assets and liabilities, to why paying yourself first is the golden rule of financial freedom—we show you how to apply these timeless lessons in today's world.   Our conversation highlights some timeless principles that could guide you  towards financial independence and success.   Takeaways  ·         Financial literacy is essential for wealth retention. ·         Understanding the difference between assets and liabilities is crucial. ·         Emotional intelligence plays a key role in investment decisions. ·         Learning from failure is a pathway to success. ·         Mentorship can accelerate your financial journey. ·         Defining your 'why' helps in making investment decisions. ·         Paying yourself first is a fundamental principle of wealth building. ·         Investing requires a disciplined approach and a strategic plan. ·         Successful investors surround themselves with knowledgeable teams.     Chapters    02:10 – How 'Rich Dad Poor Dad' Changed the Way We Think About Money  05:36 – Assets, Liabilities, and the Power of Financial Literacy  08:31 – Emotions, Risk and Why Most Investors Fail  11:40 – Learning from Mistakes and Building Real Wealth  15:14 – Mindset, Mentorship and the Business of Investing  18:49 – Finding Your Why and Paying Yourself First   Links and Resources:   Answer this week's trivia question here - http://www.propertytrivia.com.au/ ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Michael Yardney – Subscribe to my Property Update newsletter here.   Brett Warren - National Director of Property at Metropole   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

In this podcast episode, Dr. Jonathan H. Westover talks with performance management, workplace dynamics, and employer liabilities. Mark F. Kluger practices exclusively in the area of labor and employment law on behalf of employers. For ten years, before founding Kluger Healey, LLC, he was Chairman of the Labor and Employment Department of one of New Jersey's oldest law firms. Mark is a frequent speaker and writer on sexual harassment and discrimination avoidance, workplace diversity, performance management, union avoidance, and a myriad of other employment-related subjects and regularly conducts training sessions for employers on these critical topics. In addition, Mark has extensive experience in counseling employers on issues involving discipline and discharge, reductions in force, mergers and acquisitions, compliance with wage and hour, disability, COBRA, and family and medical leave laws. He regularly drafts all forms of employment policies and handbooks, severance agreements, employment contracts, non-competition and confidentiality agreements, and affirmative action plans. Mark also represents employers in collective bargaining, grievance arbitration, NLRB proceedings, and picket line issues. Mark graduated from Vassar College in 1984 and Cornell University Law School in 1987. He was an Adjunct Professor at Seton Hall Law School from 1991-1996 and served as a member and President of the Board of Education in North Caldwell, New Jersey from 2002-2008. Check out all of the podcasts in the HCI Podcast Network!

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Welcome back to the show! In this episode, Steve discusses the differences between assets and liabilities and how those differences have very real consequences for the people who collect them. While this may sound like a fundamental concept, we assure you that it is not. Most people have been led, over time, to believe that assets are liabilities and that liabilities are assets! So hit that play button now and let Steve walk you through this thought process, and make sure you focus all your efforts on collecting the correct type.  Please remember that while you are listening to the show, you can also write down all of your questions, comments, and concerns to send directly to Steve! He is the only person with access to the inbox linked to AskSteve@TotalWealthAcademy.co, so send those emails in now.

Send us a textBall Watching hosts, Jake Koenig and Justin Graham, recap SLU Men's A-10 Tournament Title, weigh in on Josh Yaro's new contract, break down the MLS schedule/table format changes for 2027, and bring on data analyst, Mike Sinnott (@ChatCityTactics), to audit St. Louis CITY SC's 2026 roster!Follow the show on X and/or Instagram (@BallWatchingSTL)! Find our guest interviews and all episodes in video form on YouTube by searching https://www.youtube.com/@ballwatchingSTL. Be sure to hit subscribe and turn notifications on!Hoffmann Brothers is the 2025 presenting sponsor of Ball Watching! Headquartered right here in St. Louis for over 40 years, Hoffmann Brothers is a full-service residential & commercial provider, providing Heating, Air Conditioning, Plumbing, Drains, Sewer, Water Heaters, Duct Cleaning, Electrical and Appliance Repair services. Visit them online at hoffmannbros.com!Make The Pitch Athletic Club & Tavern (thepitch-stl.com) your St. Louis CITY SC pregame and postgame destination for all your food and drink needs! Tell them your friends at Ball Watching sent you... Seoul Juice is the official drink of Ball Watching and made with three clean simple ingredients: water, organic lemon juice, and Korean pear juice. Get yours at Dierbergs, Sams Club, or online at seouljuice.com. Use code "BALLWATCHING" at checkout for 20% off all online orders!Shop in-store or online at Series Six (seriessixcompany.com) and receive a 15% discount on all orders storewide using code "BALLWATCHING" at checkout!

In this episode, Nathan Fabian, Chief Sustainable Systems Officer at the PRI, examines what happens to the world's ageing, high-emitting infrastructure—and why the way we decommission these assets is central to a just and orderly transition. He is joined by Julien Halfon, Head of Corporate and Pensions Solutions at BNP Paribas Asset Management, whose team estimates there are at least US$7.5 trillion in unfunded decommissioning costs embedded in today's energy and industrial systems. Together, they explore how responsible investors can move from walking away from “brown” assets to actively stewarding them through end of life, clean-up and repurposing.OverviewThe conversation begins with Julien outlining the research behind the US $7.5–8 trillion decommissioning liability estimate, drawing on global studies from regulators, multilateral institutions and sectoral assessments. He explains how decommissioning liabilities emerged from the nuclear sector and is now a critical but underfunded obligation across oil and gas, mining, coal power and even renewables. Only a small fraction—mainly in nuclear—has been pre-funded, leaving governments, taxpayers and future generations exposed.Nathan and Julien then unpack why responsible investors cannot simply divest from polluting assets and “leave the mess behind”. In a diversified portfolio, the costs of unmanaged decommissioning, stranded infrastructure and damaged communities reverberate across the wider economy. The discussion reframes decommissioning as part of long-term stewardship: engaging through the full lifecycle of assets, recognising decommissioning as a real liability, and using innovative instruments such as transition and decommissioning bonds to convert environmental debts into investable, long-term solutions.Detailed CoverageThe decommissioning gapJulien explains BNP Paribas Asset Management's estimate of roughly US$8 trillion in decommissioning liabilities, of which around US$7.5 trillion remains unfunded once existing nuclear reserves are stripped out. Current corporate provisions fall far short of this figure, leaving a significant hidden risk.Why end-of-life stewardship mattersUsing examples such as abandoned copper mines, he illustrates how poorly managed closures can leave toxic legacies, stranded communities and fiscal burdens for governments—costs that ultimately flow back to diversified investors through sovereign and systemic risk.From cost centre to opportunityThe episode highlights how active stewardship can unlock value from “end-of-life” assets, from re-mining tailings for valuable metals to repurposing industrial hubs, offshore platforms or nuclear sites into data centres, wind farms and other green infrastructure.Financing the transition: decommissioning and transition bondsJulien sets out how decommissioning and transition bonds can pre-fund clean-up and rehabilitation by transforming environmental liabilities into transparent financial ones, while freeing equity capital for redevelopment. Investor appetite has been strong, given the measurable nature of decommissioning activities and the clear brown-to-green trajectory.Policy, pensions and local communities Drawing on defined benefit pension frameworks, the discussion explores how tax-advantaged, ring-fenced decommissioning funds and supportive local development policies can help manage liabilities, protect communities and scale new markets for repurposed assets.Find out more about the PRI's work on climate and environmental...

This full moon in Taurus is a supermoon and brings with it eviction papers! Mary and I are gonna break down the energies of this moon that cuts through the noise and calls out where you've been emotionally overleveraged, energetically underpaid, and addicted to chaos disguised as connection. It's not about release—it's about liquidation. It's time to offload what's draining you and watch your peace compound like interest. ⬇️Work With Nicole 1:1https://www.nicolefrolick.com/work-with-nicole⬇️Healing Game Changerhttps://www.nicolefrolick.com/healing-breakthrough⬇️Velocity Oracle™https://www.nicolefrolick.com/velocity-oracle-p⬇️Divine Data Drop™https://www.nicolefrolick.com/divine-data-drop-order-form⬇️Healing Exit Strategy™https://www.nicolefrolick.com/healing-exit-strategy-pCONNECT w/ MARY Website: http://www.marydusina.com/ Facebook: https://www.facebook.com/mary.dusina.7 IG: https://www.instagram.com/mary.dusina31 ⬇️Help save children from traffickinghttps://forthekids.life/nicole4v4crSUBSCRIBE & FOLLOWIf you're enjoying the show, please subscribe to iTunes and leave me a 5 star review! This is what helps the podcast stand out from the crowd and allows me to help people find a refreshing spin on spirituality with a great blend of entertainment and credible advice.Newsletter: https://tinyurl.com/3wa5dnwjWebsite: http://nicolefrolick.com/Meditations: https://www.nicolefrolick.com/meditationsYoutube: https://www.youtube.com/user/nicolefrolickInstagram: https://www.instagram.com/nicolefrolick/Tiktok: https://tiktok.com/@nicolefrolickSpotify: shorturl.at/fikF7iTunes: http://apple.co/2ve7DtETimestamps00:00 Intro1:22 Taurus Full Moon38:08 Off-loading Your Liabilities58:16 What's Draining You1:07:07 Aries1:19:28 Taurus1:24:17 Gemini1:27:07 Cancer1:30:30 Leo1:33:59 Virgo1:38:51 Libra1:40:38 Scorpio1:42:48 Sagittarius1:44:34 Capricorn1:46:30 Aquarius1:48:08 Pisces

49ers Rush Road Trips are now available for sale on https://www.tickpick.com/organizer/o/49ers-rush or download the Tick Pick app and search "49ers Rush" or go to 49ersRushRoadTrip.com use code "NINERS" for $10 off!There are several ways to support the podcast! Join us at The49ersRush.com for all of our All22 film breakdowns and bonus content. This is the best way to support the show.We still have our Patreon as well https://www.patreon.com/49ersRushPodcastGo to MyBookie.ag and use code "49ers" for deposit bonus!!!!Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSCheck out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.comCheck out Kindred: https://livekindred.com/49ERSI am most active on Twitter please follow @JL_Chapman, Instagram: 49ers Rush Podcast, Email: 49ersRushPodcast@gmail.comIf you need help with website design/builds go to https://www.powerbrandsystems.com/crm949620?am_id=john874Get all 49ers gear at homage.sjv.io/MmYXO2#49ers #49ersrushOur Sponsors:* Check out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.com* Check out Kindred: https://kindred.com/49ERS* Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSSupport this podcast at — https://redcircle.com/49ers-rush-podcast-with-john-chapman/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, Wen Sang (Co-Founder & COO, GenSpark.ai), Christian Jester (Partner & TMT Markets Leader, PwC), and Jason Hirsch (Partner & Head of AI, Digital Platforms & Emerging Technologies Practice, Nixon Peabody) join the 10X Strategies Podcast to decode the evolving landscape of Agentic AI — what's hot, what's not. The panel explores how AI is reshaping work and productivity, how enterprises are navigating adoption at scale, and the legal and ethical implications of this rapid evolution. They discuss real-world use cases, sustainable business models, the no-moat reality of AI, and why open-source innovation might define the next phase of the AI revolution. ⸻ ⏱️ Chapters 00:00 Introduction and Guest Welcome 00:45 Meet the Panel: Wen Sang, Christian Jester, and Jason Hirsch 02:20 What's Hot in AI — New Use Cases and The Future of Work 05:00 Empowering Knowledge Workers through AI Agents 08:15 Enterprise AI Adoption and The Governance Challenge 11:20 Legal Risks and AI Whitewashing — When Hype Becomes Hazard 15:00 Differentiation in a No-Moat World — Finding Real Value 18:30 The GenSpark Story — Building AI for Knowledge Workers 21:00 Sustainable Business Models in the AI Ecosystem 25:10 Authenticity, Self-Awareness and Investor Confidence 28:30 Governance, Security and Data Integrity in Practice 31:20 What's Not Hot — Pitfalls, Liabilities and Legal Oversights 35:00 Licensing AI — Who Owns the Risk When Things Go Wrong? 38:30 Challenges for Founders — Regulation and General Counsel Gaps 41:15 Open-Source AI and The Thousand-Model Future 43:30 Audience Q&A and Closing Reflections

The Libertarian approach to the welfare problem, then, is to abolish all coercive, public welfare, and to substitute for it private charity based on the principle of encouraging self-help, bolstered also by inculcating the virtues of self-reliance and independence throughout society. – Murray N. Rothbard, Economic Controversies, pp. 902–03 Watch on BitChute X Odysee Rumble

/// Keith Knight - Don't Tread on Anyone ///Domestic Imperialism: Nine Reasons I Left Progressivism: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://libertarianinstitute.org/books/domestic-imperialism-nine-reasons-i-left-progressivism/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Voluntaryist Handbook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://libertarianinstitute.org/books/voluntaryist-handbook/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support the show, PayPal: KeithKnight130@gmail.com or Venmo: @Keith-Knight-34 Odysee: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://odysee.com/@KeithKnightDontTreadOnAnyone:b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/keithknight13/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rumble: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rumble.com/user/VoluntaryistKeith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BitChute: KeithKnightDontTreadOnAnyone⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bitchute.com/channel/keithknightdonttreadonanyone/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@keithknightdtoa⁠

Jonathan Horowitz, Partner & Head of Structured Liabilities at Fortress Investment Group, joins the CLO Investor Podcast to discuss the pros and cons of using bank leverage vs. CLOs, credit trends in broadly syndicated and private credit loans, and the lack of new issue loan supply in general.

The traditional retirement model was never built for your freedom, it was built for your dependence.In this episode, Jessica Giles (CPA and creator of the SF-15™ Masterplan) exposes why waiting for “someday” is the most expensive financial mistake you can make, and reveals the new path to independence, one you can create in 15 years or less.You'll discover:The hidden design of the traditional wealth system — and who it really serves.Why deferring freedom until 65 is no longer realistic (or necessary).How to create financial independence within 15 years using the SF-15™ Financial Masterplan.The five levers that build wealth faster: Income, Assets, Equity, Liabilities, and Expenses.Because freedom isn't something you wait for.It's something you design, fund, and live into, right now.Explore the SF-15™ Program → www.sf-15.comConnect with Jessica on Instagram → https://www.instagram.com/selffundedin15years/

In this episode of The Cardone Zone, Grant Cardone explores the concepts of assets and liabilities—powerful drivers that shift depending on the relationships and contexts in which they are applied. Grant digs deep into the distinction between intentional and unintentional liabilities. An intentional liability reflects the character of the individual behind it—it shows foresight, purpose. By contrast, unintentional liabilities reveal carelessness, lack of awareness, and ultimately a loss of control, making them far more dangerous. Another key discussion is about diversification in your job. Adding value where you already are is the smartest way to increase income and opportunity. Becoming an asset in your existing role—taking on more responsibility, finding creative solutions, and producing measurable results—creates leverage and long-term wealth. While diversification is powerful inside your workplace, simply getting a second job outside your main work divides your efforts, just as investment diversification often dilutes your returns. The goal is to concentrate, not scatter, your energy and resources. At the end of the day, building wealth and influence requires clarity about which choices move you forward and which hold you back. Assets create strength; liabilities drain it—unless they are intentional, disciplined, and strategically managed. Stay connected with Grant on all social platforms, catch The Cardone Zone on SiriusXM, and visit 10XStudios.com for more content and resources.

In this episode of The Consumer Finance Podcast, Chris Willis, co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory practice, delves into the intricacies of corporate restructuring with Alex Rovira, a partner in the Bankruptcy + Restructuring group. They explore two key strategies — optimization restructuring and liability management transactions — that financial services companies can employ to isolate liabilities and enhance asset value. Learn how these methods can help businesses manage distress, improve credit lines, and maintain operational efficiency amid regulatory challenges and market fluctuations. Tune in for insights on aligning business structures and leveraging balance sheet adjustments to navigate financial complexities effectively. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bu bölümde, mevcut para sisteminin temel işleyişini ve faizin (Riba) tüm fiat sisteminin işleyişine nasıl derinlemesine nüfuz ettiğini inceliyoruz. Birçok Müslümanın, hatta İslami finans sektöründekilerin bile gözden kaçırdığı bu kritik yönü anlamak, paranın nasıl işlediğini kavramak için elzemdir.Ana Temalar:• Paranın Yaratılışı ve Riba: Fiat paranın yaratılma sürecinin her adımının faiz (Riba) içerdiğini vurguluyoruz. ◦ Kısmi Rezerv Bankacılığı: Bu süreç, ticari bankalar aracılığıyla paranın en yaygın yaratılma şeklidir. Yatırılan paranın sadece küçük bir kısmı rezerv olarak tutulurken, geri kalanı borç olarak verilir ve bu sayede orijinal miktarın kat kat fazlası yaratılır. Aslında, bir mevduat sahibi, bankaya düşük faizli bir borç vermektedir. ◦ Federal Rezerv'in Rolü: ABD Merkez Bankası (Fed), açık piyasa işlemleri (devlet tahvili alım satımı), İskonto Penceresi (ticari bankalara kısa vadeli kredi verme) ve rezerv gerekliliklerini ayarlama gibi araçlarla baz para arzını ve dolayısıyla genel para arzını etkiler. Bu mekanizmaların hepsi faizle iç içedir. Özellikle 2008 ve 2020 krizlerinden sonra Fed, varlık alımlarını konut, öğrenci, oto ve kredi kartı kredileri gibi özel sektör borçlarını da içerecek şekilde genişleterek, borca dayalı para sisteminin işleyişini sürdürmüştür.• Gölge Bankacılık Sektörü: Geleneksel bankacılığın dışında faaliyet gösteren bu sektör de faizli para yaratma sürecine önemli katkıda bulunur. ◦ Birincil Satıcılar (Primary Dealers): Fed'den yeni yaratılan parayı ilk alan kurumlardır. Bu durum, yeni paraya ilk erişenlerin, "Cantillon Etkisi" sayesinde fiyatlar yükselmeden önce satın alma gücünden faydalandığı, diğerlerinin ise zarara uğradığı bir eşitsizlik yaratır. ◦ Para Piyasası Fonları (MMF'ler), Mortgage GYO'ları (mREIT'ler) ve Hazine Repo Piyasası: Bu finansal araçlar, yatırımcılara yüksek getiri sağlamak için faizli menkul kıymetlere yatırım yapar ve genellikle yüksek kaldıraç kullanır. 2008 krizinde MMF'lerin "doları kırması" ile güvensizlikleri ortaya çıkmıştır. ◦ Eurodolar Piyasası: ABD dışındaki bankalarda tutulan ABD doları mevduatlarıdır ve ABD düzenlemelerine tabi değildir. Bu pazar, Fed'in gözetimi dışında dolar yaratılmasını sağlar ve Fed'in dolar arzını kontrol etme yeteneğini kaybetmesine yol açmıştır.• Riba Hegemonyası: Uluslararası Para Fonu (IMF) ve Dünya Bankası gibi kuruluşlar, ABD'nin Riba hegemonyasını küresel ölçekte dayatır. Bu kurumlar, gelişmekte olan ülkeleri borca batırarak ve faizli kredilerle sömürerek, Batı'nın çıkarlarına hizmet eden yapısal reformlar dayatır. ABD, bu kurumlar üzerinde büyük bir etki gücüne sahiptir.• Fiat Para, Faizle Desteklenir: Fiat paranın temelinde ABD Hazine tahvilleri gibi faiz getiren borçlar yer alır, bu da tüm küresel finans sistemini doğası gereği İslami olmayan kılar. Sistem, Lyn Alden'in de belirttiği gibi, "Sorumluluklar aşağı doğru" (Liabilities all the way down) bir yapıya sahiptir; yani her şey borç üzerine kuruludur ve sürekli büyüme gerektiren kırılgan bir döngüdür.• "Riba Kanıtı" Algoritması: Yeni fiat para, "Riba Kanıtı" algoritmasıyla, yani bir kurumun faiz ödemeyi taahhüt ederek borç almasıyla "oluşturulur". Faizin fiat paradan ayrılması sistemi çökertir. Bu durum, Peygamberimiz Muhammed'in (sav) "İnsanların faiz tüketeceği bir zaman gelecek" hadisiyle önceden haber verildiği gibi, günümüzdeki durumu açıkça yansıtmaktadır.• Bitcoin Majlis Misyonu: Bitcoin Majlis, Müslümanlara Riba tabanlı bankacılık ve fiat para sistemlerinden kaçmak için Bitcoin'i benimseme konusunda eğitim kaynakları sağlamayı hedefler.Bu bölüm, Riba'nın modern finans sisteminin ayrılmaz bir parçası olduğunu ve küresel ekonomiyi nasıl şekillendirdiğini derinlemesine anlamanıza yardımcı olacaktır.Kaynak

Up first, the ASW news of the week. At Black Hat 2025, Doug White interviews Ted Shorter, CTO of Keyfactor, about the quantum revolution already knocking on cybersecurity's door. They discuss the terrifying reality of quantum computing's power to break RSA and ECC encryption—the very foundations of modern digital life. With 2030 set as the deadline for transitioning away from legacy crypto, organizations face a race against time. Ted breaks down what "full crypto visibility" really means, why it's crucial to map your cryptographic assets now, and how legacy tech—from robotic sawmills to outdated hospital gear—poses serious risks. The interview explores NIST's new post-quantum algorithms, global readiness efforts, and how Keyfactor's acquisitions of InfoSec Global and Cipher Insights help companies start the quantum transition today—not tomorrow. Don't wait for the breach. Watch this and start your quantum strategy now. If digital trust is the goal, cryptography is the foundation. Segment Resources: http://www.keyfactor.com/digital-trust-digest-quantum-readiness https://www.keyfactor.com/press-releases/keyfactor-acquires-infosec-global-and-cipherinsights/ For more information about Keyfactor's latest Digital Trust Digest, please visit: https://securityweekly.com/keyfactorbh Live from BlackHat 2025 in Las Vegas, cybersecurity host Jackie McGuire sits down with Seemant Sehgal, founder of BreachLock, to unpack one of the most pressing challenges facing SOC teams today: alert fatigue—and its even more dangerous cousin, vulnerability fatigue. In this must-watch conversation, Seemant reveals how his groundbreaking approach, Adversarial Exposure Validation (AEV), flips the script on traditional defense-heavy security strategies. Instead of drowning in 10,000+ “critical” alerts, AEV pinpoints what actually matters—using Generative AI to map realistic attack paths, visualize kill chains, and identify the exact vulnerabilities that put an organization's crown jewels at risk. From his days leading cybersecurity at a major global bank to pioneering near real-time CVE validation, Seemant shares insights on scaling offensive security, improving executive buy-in, and balancing automation with human expertise. Whether you're a CISO, SOC analyst, red teamer, or security enthusiast, this interview delivers actionable strategies to fight fatigue, prioritize risks, and protect high-value assets. Key topics covered: - The truth about alert fatigue & why it's crippling SOC efficiency - How AI-driven offensive security changes the game - Visualizing kill chains to drive faster remediation - Why fixing “what matters” beats fixing “everything” - The future of AI trust, transparency, and control in cybersecurity Watch now to discover how BreachLock is redefining offensive security for the AI era. Segment Resources: https://www.breachlock.com/products/adversarial-exposure-validation/ This segment is sponsored by Breachlock. Visit https://securityweekly.com/breachlockbh to learn more about them! Visit https://www.securityweekly.com/asw for all the latest episodes! Show Notes: https://securityweekly.com/asw-347

Up first, the ASW news of the week. At Black Hat 2025, Doug White interviews Ted Shorter, CTO of Keyfactor, about the quantum revolution already knocking on cybersecurity's door. They discuss the terrifying reality of quantum computing's power to break RSA and ECC encryption—the very foundations of modern digital life. With 2030 set as the deadline for transitioning away from legacy crypto, organizations face a race against time. Ted breaks down what "full crypto visibility" really means, why it's crucial to map your cryptographic assets now, and how legacy tech—from robotic sawmills to outdated hospital gear—poses serious risks. The interview explores NIST's new post-quantum algorithms, global readiness efforts, and how Keyfactor's acquisitions of InfoSec Global and Cipher Insights help companies start the quantum transition today—not tomorrow. Don't wait for the breach. Watch this and start your quantum strategy now. If digital trust is the goal, cryptography is the foundation. Segment Resources: http://www.keyfactor.com/digital-trust-digest-quantum-readiness https://www.keyfactor.com/press-releases/keyfactor-acquires-infosec-global-and-cipherinsights/ For more information about Keyfactor's latest Digital Trust Digest, please visit: https://securityweekly.com/keyfactorbh Live from BlackHat 2025 in Las Vegas, cybersecurity host Jackie McGuire sits down with Seemant Sehgal, founder of BreachLock, to unpack one of the most pressing challenges facing SOC teams today: alert fatigue—and its even more dangerous cousin, vulnerability fatigue. In this must-watch conversation, Seemant reveals how his groundbreaking approach, Adversarial Exposure Validation (AEV), flips the script on traditional defense-heavy security strategies. Instead of drowning in 10,000+ “critical” alerts, AEV pinpoints what actually matters—using Generative AI to map realistic attack paths, visualize kill chains, and identify the exact vulnerabilities that put an organization's crown jewels at risk. From his days leading cybersecurity at a major global bank to pioneering near real-time CVE validation, Seemant shares insights on scaling offensive security, improving executive buy-in, and balancing automation with human expertise. Whether you're a CISO, SOC analyst, red teamer, or security enthusiast, this interview delivers actionable strategies to fight fatigue, prioritize risks, and protect high-value assets. Key topics covered: - The truth about alert fatigue & why it's crippling SOC efficiency - How AI-driven offensive security changes the game - Visualizing kill chains to drive faster remediation - Why fixing “what matters” beats fixing “everything” - The future of AI trust, transparency, and control in cybersecurity Watch now to discover how BreachLock is redefining offensive security for the AI era. Segment Resources: https://www.breachlock.com/products/adversarial-exposure-validation/ This segment is sponsored by Breachlock. Visit https://securityweekly.com/breachlockbh to learn more about them! Show Notes: https://securityweekly.com/asw-347

Up first, the ASW news of the week. At Black Hat 2025, Doug White interviews Ted Shorter, CTO of Keyfactor, about the quantum revolution already knocking on cybersecurity's door. They discuss the terrifying reality of quantum computing's power to break RSA and ECC encryption—the very foundations of modern digital life. With 2030 set as the deadline for transitioning away from legacy crypto, organizations face a race against time. Ted breaks down what "full crypto visibility" really means, why it's crucial to map your cryptographic assets now, and how legacy tech—from robotic sawmills to outdated hospital gear—poses serious risks. The interview explores NIST's new post-quantum algorithms, global readiness efforts, and how Keyfactor's acquisitions of InfoSec Global and Cipher Insights help companies start the quantum transition today—not tomorrow. Don't wait for the breach. Watch this and start your quantum strategy now. If digital trust is the goal, cryptography is the foundation. Segment Resources: http://www.keyfactor.com/digital-trust-digest-quantum-readiness https://www.keyfactor.com/press-releases/keyfactor-acquires-infosec-global-and-cipherinsights/ For more information about Keyfactor's latest Digital Trust Digest, please visit: https://securityweekly.com/keyfactorbh Live from BlackHat 2025 in Las Vegas, cybersecurity host Jackie McGuire sits down with Seemant Sehgal, founder of BreachLock, to unpack one of the most pressing challenges facing SOC teams today: alert fatigue—and its even more dangerous cousin, vulnerability fatigue. In this must-watch conversation, Seemant reveals how his groundbreaking approach, Adversarial Exposure Validation (AEV), flips the script on traditional defense-heavy security strategies. Instead of drowning in 10,000+ “critical” alerts, AEV pinpoints what actually matters—using Generative AI to map realistic attack paths, visualize kill chains, and identify the exact vulnerabilities that put an organization's crown jewels at risk. From his days leading cybersecurity at a major global bank to pioneering near real-time CVE validation, Seemant shares insights on scaling offensive security, improving executive buy-in, and balancing automation with human expertise. Whether you're a CISO, SOC analyst, red teamer, or security enthusiast, this interview delivers actionable strategies to fight fatigue, prioritize risks, and protect high-value assets. Key topics covered: - The truth about alert fatigue & why it's crippling SOC efficiency - How AI-driven offensive security changes the game - Visualizing kill chains to drive faster remediation - Why fixing “what matters” beats fixing “everything” - The future of AI trust, transparency, and control in cybersecurity Watch now to discover how BreachLock is redefining offensive security for the AI era. Segment Resources: https://www.breachlock.com/products/adversarial-exposure-validation/ This segment is sponsored by Breachlock. Visit https://securityweekly.com/breachlockbh to learn more about them! Visit https://www.securityweekly.com/asw for all the latest episodes! Show Notes: https://securityweekly.com/asw-347

Up first, the ASW news of the week. At Black Hat 2025, Doug White interviews Ted Shorter, CTO of Keyfactor, about the quantum revolution already knocking on cybersecurity's door. They discuss the terrifying reality of quantum computing's power to break RSA and ECC encryption—the very foundations of modern digital life. With 2030 set as the deadline for transitioning away from legacy crypto, organizations face a race against time. Ted breaks down what "full crypto visibility" really means, why it's crucial to map your cryptographic assets now, and how legacy tech—from robotic sawmills to outdated hospital gear—poses serious risks. The interview explores NIST's new post-quantum algorithms, global readiness efforts, and how Keyfactor's acquisitions of InfoSec Global and Cipher Insights help companies start the quantum transition today—not tomorrow. Don't wait for the breach. Watch this and start your quantum strategy now. If digital trust is the goal, cryptography is the foundation. Segment Resources: http://www.keyfactor.com/digital-trust-digest-quantum-readiness https://www.keyfactor.com/press-releases/keyfactor-acquires-infosec-global-and-cipherinsights/ For more information about Keyfactor's latest Digital Trust Digest, please visit: https://securityweekly.com/keyfactorbh Live from BlackHat 2025 in Las Vegas, cybersecurity host Jackie McGuire sits down with Seemant Sehgal, founder of BreachLock, to unpack one of the most pressing challenges facing SOC teams today: alert fatigue—and its even more dangerous cousin, vulnerability fatigue. In this must-watch conversation, Seemant reveals how his groundbreaking approach, Adversarial Exposure Validation (AEV), flips the script on traditional defense-heavy security strategies. Instead of drowning in 10,000+ “critical” alerts, AEV pinpoints what actually matters—using Generative AI to map realistic attack paths, visualize kill chains, and identify the exact vulnerabilities that put an organization's crown jewels at risk. From his days leading cybersecurity at a major global bank to pioneering near real-time CVE validation, Seemant shares insights on scaling offensive security, improving executive buy-in, and balancing automation with human expertise. Whether you're a CISO, SOC analyst, red teamer, or security enthusiast, this interview delivers actionable strategies to fight fatigue, prioritize risks, and protect high-value assets. Key topics covered: - The truth about alert fatigue & why it's crippling SOC efficiency - How AI-driven offensive security changes the game - Visualizing kill chains to drive faster remediation - Why fixing “what matters” beats fixing “everything” - The future of AI trust, transparency, and control in cybersecurity Watch now to discover how BreachLock is redefining offensive security for the AI era. Segment Resources: https://www.breachlock.com/products/adversarial-exposure-validation/ This segment is sponsored by Breachlock. Visit https://securityweekly.com/breachlockbh to learn more about them! Show Notes: https://securityweekly.com/asw-347

In this IJA aftershow, George and Patrick simplify the complexities of CGL coverages A, B, and C, highlighting key exclusions, digital-age liability challenges, and highlight some upcoming Academy … Read More » The post Breaking Down CGL Coverages | IJA Aftershow: Patrick Wraight appeared first on Insurance Journal TV.

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Carl Moose, a seasoned expert in commercial real estate and renewable energy. Carl shares insights into his company, Green Light Energy, which focuses on helping property owners maximize their buildings' value through innovative energy solutions. The conversation delves into the importance of education, the challenges of navigating the business landscape, and the significance of networking and taking action in achieving success. Carl emphasizes the need for trust and integrity in business relationships and offers valuable advice for aspiring real estate investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

We're raising our glasses for a double celebration! Not only is this our 50th episode of HR & Cocktails, but we're also toasting one of our favorite guests, Cheryl Brown, on her exciting new role. In this milestone episode, we dive into the real dangers of toxic work environments—where the cost goes far beyond low morale. From lost productivity and high turnover to compliance violations and legal exposure, we break down the ways a harmful culture can damage both your people and your bottom line. We also share practical strategies to spot issues early, address them effectively, and build a workplace where employees can thrive. We discussed these topics…and of course, we talk about cocktailsGuest: Cheryl Brown, attorney at Davis, Rapaport &  Skalny

This podcast discusses effective strategies for influencing contractor safety practices on long-term projects. Learn how to foster a safety culture, implement effective training, and maintain communication with contractors. Explore the importance of oversight and collaborative structures to ensure safety compliance without assuming supervisory liabilities. Read the full show notes at https://thesafetygeek.com/131 Links Mentioned:How to Create a Contractor Safety Program from ScratchSafety Management Academy Timestamps:00:00 Introduction to Contractor Safety Challenges01:33 Welcome and Podcast Introduction02:15 Understanding Contractor Safety Management03:00 Defining the Scope of Contractor Work05:00 Risks and Liabilities of Contractor Work07:18 Strategies for Ensuring Contractor Compliance09:53 Building a Collaborative Safety Culture10:32 Setting Up for Success with Contractors14:27 Creating a Contractor Advisory Committee17:49 Conclusion and Final ThoughtsThank you for taking the time to listen to this episode. If you liked it, be sure to share it with your best safety friend. It's a goal of The Safety Geek to elevate the role of the safety manager, and that is why I share tips and resources on how you can manage your safety program more effectively. Visit the website at https://TheSafetyGeek.com Subscribe to the YouTube Channel at https://www.youtube.com/c/safetygeek Sign up for the Safety Leadership Newsletter, where I share exclusive tips, content, forms, and templates at https://TheSafetyGeek.com/Newsletter Follow me @ Facebook: https://www.facebook.com/TheSafetyGeek LinkedIn: https://www.linkedin.com/in/brye-sargent/ Instagram: https://www.instagram.com/safety_brye/ Pinterest: https://www.pinterest.com/thesafetygeek/

5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.  

5 Smart Strategies to Exit Your Business with Maximum Value Thinking about selling your business? Whether you're a first-time entrepreneur or a seasoned owner, this episode of Franchise Fridays is your ultimate guide to building a business with a high-value exit in mind. Jeff Dudan breaks down the 5 essential strategies for maximizing your business sale—from building systems that don't rely on you to protecting your IP, eliminating buyer red flags, and most importantly… cash flow. Plus, why being part of a franchise system can supercharge your exit value—and how to avoid leaving money on the table if you're selling on your own. If you're building a business you'll one day sell—or even if you haven't thought that far ahead—you can't afford to miss this.  

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

In this episode, Stephan Livera interviews Evan (VNPRC), the creator of HashPool, discussing the importance of decentralizing Bitcoin mining. They explore the current state of mining centralization, the risks it poses, and how HashPool aims to empower small miners through innovative technologies like eCash and e-Hash tokens. The conversation also explores the challenges of privacy, custodial risks, and the future of decentralized mining, emphasizing the need for regular payouts and sustainable practices.Takeaways

The team's series on sovereign debt sustainability continues, this week with a focus on China. Julia Hermann hosts Valentina Chen, Head and Portfolio Manager of the Emerging Market Debt team at MacKay Shields, to discuss how China's systemic over-leverage influences everything from the country's economic business model, to the nature and scope of investment opportunities in Chinese credit.  

Money can be great tool. You can greatly bless your children be teaching them how to think rightly in this area. 

Have you ever heard people talking about net worth and wondered what it means? Well, today, you are going to learn!    Links: Watch our Financial Freedom Webinar to learn how to strategize and build a debt payoff plan Learn how to set savings goals with Goal Builder  Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Net worth! What is it? Why is it important to track? How do you find out what your financial net worth is? All valid questions, my friends. First, let's define what net worth is.   The dictionary defines net worth as "the total wealth of an individual, company, or household, taking account of all financial assets and liabilities."    Most people will agree that the definition of net worth is simply: assets - liabilities = net worth.     Now that we know what it is, why is it essential to track it?    Well, it allows you to see your financial situation at any point and whether your wealth is increasing or decreasing. Tracking your net worth is important because it gives you a clear picture of your financial health and can help you make informed decisions about your money. Please know that it is very possible to have a negative net worth. This means that you owe more money than what your assets are worth. We'll talk a little more about this later.     Now, let's take a look at how you can figure yours out. Are you ready? Ok... take out a piece of paper and a pen or pencil. Draw a line straight down the middle.     On one side, you are going to write the word assets, and on the other, write the word liabilities.     On the assets side, make a list of valuable items that you own… think bank accounts, investment accounts like 401(k)s, any real estate property that you may own, personal property such as cars, or other items that have value. Next to these items, write down their approximate value. Here is an example of what this may look like (we'll use easy round numbers for simple math):     Bank Accounts - $5,000     Personal Home - $300,000    401(K) - $50,000    Car - $20,000    At the bottom, you will write the total for all assets. In this example, we will have a total of $375,000. Nice!    On the liabilities side of your sheet, make a list of your liabilities. Liabilities are the debts that you may owe. Next to them, write the balance so again, for easy math, in this example, we will do    Mortgage -  $210,000    Credit Card Debt - $5,000    Auto Loan - $10,000    Student Loans - $50,000      And that Home Equity Line of Credit you took out to fix up your house - $40,000    At the bottom, you will write the total for all liabilities. In this example, we have $315,000. Ouch!    Now, we have the numbers we need to calculate net worth. Remember, net worth equals assets minus liabilities.     In my example, the assets total $375,000, while the liabilities amount to $315,000, resulting in a total net worth of $60,000. Not too shabby.     Let's say you calculated yours, and you didn't like what you got. You got a negative number. This means that your debts exceed the value of your assets. Let's flip my example and say you have a negative $60,000.     Do not get discouraged. Many families and individuals are right there with you. According to MarketWatch, one in five Americans has a zero or negative net worth. You're not alone in this journey. Instead of dwelling on it, get motivated to get that number into the positive. You got this!    Here are a couple quick tips on how to improve your net worth:  Work to pay down existing debts. Focus on developing a method to really pay down debt. Read a book, attend a seminar, or watch one of our debt reduction webinar recordings on YouTube to learn all about the process of taking control of and tackling debt. Check the link in the show notes to watch.   Avoid taking on any new debt. Put those credit cards away and try paying cash or use a debit card more. Even if only for a short time, this method can effectively help you avoid adding onto that growing debt pile and keeps you more conscious of spending habits.  Adjust your budget to emphasize saving. Every saving opportunity can boost your net worth. Explore opportunities to increase savings like boosting retirement contributions, and opening a new account for emergencies or other long-term goals.  For Triangle members listening to this episode, we actually have a lot of cool tools available within our online and mobile banking platform to help you track net worth, pay down debt and set savings goals.   Check out Money Management within online and mobile banking to track your net worth as it grows, set budgets and even debt payoff goals.   We also have a tool called Goal Builder that helps you set up and track savings goals within your Triangle savings accounts. This is great if you're looking for an easy way to save more for emergencies, a new car, a house downpayment or any other long or short term goal.   Alright, that's going to do it! I hope you learned something new today, and we've given you the motivation to look into your net worth and grow your wealth! Remember, it's never too late to start building your financial future.    If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.    Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.    Have a great day!  

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the essential components of financial planning, focusing on the question many people ask: 'When can I be done working?' They emphasize the importance of understanding cash flow, income planning, protection strategies, asset management, and managing liabilities and taxes. The conversation highlights the need for a comprehensive approach to financial organization, ensuring that all aspects of a financial plan work together cohesively to support a desired lifestyle in retirement. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways The question 'When can I be done?' reflects engagement. Cash flow is the foundation of financial planning. Income planning involves understanding both needs and wants. Protection of income is crucial in financial planning. Assets should be managed with a focus on cash flow. Investment strategies should not solely rely on rate of return. Liabilities and taxes must be considered in financial planning. Financial plans should be reviewed and adjusted regularly. Understanding the integration of financial domains is key. A comprehensive approach leads to better financial outcomes. Chapters 00:00 The Quest for Financial Freedom 02:36 Understanding Cash Flow in Retirement 07:35 The Importance of Protection 12:33 Assets and Their Role in Retirement 17:02 Managing Liabilities and Taxes 19:44 Integrating Financial Domains for Success  

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

What if the foundation of financial accounting is fundamentally flawed? Tom Selling, author of The Accounting Onion blog, argues that historical cost accounting creates a "truth in labeling problem" that allows management to manipulate earnings while failing to capture economic reality. Through compelling examples from oil and gas, pharmaceuticals, and subscription businesses, he explains why value creation often occurs years before GAAP recognizes a single dollar of revenue. You'll discover how a $2 change in expected cash flows can trigger a $400,000 impairment loss, why the FASB shifted focus from earnings to balance sheets, and how current corporate governance essentially lets management "grade their own papers." This conversation challenges core assumptions about what accounting should measure and offers a provocative vision for reform.Chapters(01:21) - The Myth of Honest Financial Accounting (02:28) - Management Gaming the System (03:22) - Historical Cost Accounting Explained (05:44) - Examples of Manipulation and the Enron Scandal (09:16) - Impairment and Depreciation Issues (13:26) - Alternatives to Historical Cost Accounting (20:59) - The Disconnect in Value Recognition (25:08) - R&D Expenses and Unrecognized Assets (25:39) - Challenges in Valuation and Accounting (27:08) - Measuring Assets and Liabilities (28:09) - Industry-Specific Accounting Limitations (31:08) - The Role of Transparency in Accounting (34:12) - Subscription Businesses and Revenue Recognition (44:22) - The Problem with Estimates and Auditing (48:18) - Conclusion and Summary Sign up to get free CPE for listening to this podcasthttps://earmarkcpe.comhttps://earmark.app/Download the Earmark CPE App Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appConnect with Our Guest, Tom SellingThe Accounting Onion: http://accountingonion.comConnect with Blake Oliver, CPALinkedIn: https://www.linkedin.com/in/blaketoliverTwitter: https://twitter.com/blaketoliver/

Send us a textWhat happens when the very traits that make you successful in your career become obstacles in your personal life? This riveting panel discussion featuring coaches Alejandra Perez and Michael Graham explores the fascinating terrain of redirecting character traits from liabilities into assets.Alejandra, a self-described driven optimist who reinvented herself multiple times across engineering, sales, and entrepreneurship, reveals how excessive positivity without preparation led to business failure. Rather than abandoning her optimistic nature, she found ways to ground it in reality while maintaining its motivational power. Her journey offers profound insights for dreamers who struggle to bridge the gap between vision and execution.Michael brings a unique perspective as a retired police sergeant whose authoritative presence and problem-solving abilities were crucial in law enforcement. He shares vulnerably about recognizing how these same traits created disconnection with his wife and children at home. His discovery that the gentleness required for horse training mirrors what's needed in parenting provides a powerful metaphor for anyone struggling to balance professional strengths with personal relationships.The conversation weaves through perfectionism, problem-solving tendencies, optimism, and authority – examining how these traits manifest both positively and negatively in our lives. You'll gain practical insights for recognizing patterns, understanding the root causes of challenging behaviors, and redirecting your natural tendencies toward healthier expressions. Whether you're a parent, partner, or professional seeking greater balance, this episode offers compassionate guidance for living more authentically across all domains of your life.Ready to transform potential liabilities into your greatest assets? Listen now and discover how small shifts in awareness can create profound changes in how you live, love, parent and work.BOOK A FREE DISCOVERY CALL W/ DR. HARTE!https://calendly.com/drharte/free-discovery-call-w-dr-harteSupport the show#thetruthaboutaddiction#sobriety#the12steps#recovery#therapy#mentalhealth#podcasts#emotionalsobriety#soberliving#sobermindset#spirituality#spiritualgrowth#aa#soberlife#mindfulness#wellness#wellnessjourney#personalgrowth#personaldevelopment#sobermovement#recoveroutloud#sobercurious#sobermoms#soberwomen#author#soberauthor#purpose#passion#perspective

Very few men think of relationships in the frame of the “sexual marketplace,” although the rules and principles of attraction and connection can very much be understood as an economic model, of sorts, of perceived value. And, the man who offers the most perceived value, is the man who gets the girl. Whether you're married or single, understanding the intricacies and nuance of what makes a man attractive to a woman will help him get more of what he wants from her. My guest today, psychologist Orion Taraban joins me to discuss these dynamics between men and women so we all get more of what we're after in relationships. We cover the importance of knowing your value and knowing what is valuable to the opposite sex, why love has little or nothing to do with attraction, what is known as the “Madonna-Whore Complex,” the concepts of Captains and Passengers as it relates to dating and mating, the difference between talking and communicating, and how best to make yourself more attractive. SHOW HIGHLIGHTS 00:00 - Introduction to Captain and Passenger Roles 00:30 - Orion Taraban's Background and Book Success 01:30 - The Role of YouTube in Building an Audience 03:24 - Orion's Communication Style and Credentials 07:04 - The Captain and Passenger Metaphor 11:33 - Prerogatives of the Captain 12:23 - Liabilities of Female Captaincy 15:29 - Sexual Marketplace Dynamics 18:38 - Love and Relationships 20:15 - Male Sexuality and Objectification 26:16 - Attraction and the “Bad Boy” Myth 28:12 - The Two Women Concept 32:21 - Communication vs. Talking in Relationships 37:24 - Self-Knowledge and Attraction 41:14 - Double Standards in the Sexual Marketplace 47:20 - Body Count and Sexual Novelty 51:17 - The Coolidge Effect and Male Drive 56:13 - Monogamy and Historical Context 59:54 - Relationships as Economic Transactions 1:03:36 - Marriage as a Business Partnership 1:09:48 - What Women Want in Men 1:16:01 - Standing Out in the Sexual Marketplace 1:23:12 - Where to Connect with Orion

Do you hide your sensitivity and push yourself beyond your limits? In this episode, I talk with Dr. Huong Diep about breaking old patterns of masking and:  • The process of unmasking and making room for your sensitivity • Navigating the push-pull of simultaneously craving rest and stimulation as a High Sensation Seeker (HSS) • The challenges of being a BIPOC HSP growing up in an immigrant family Huong is a board-certified psychologist and HSP/HSS who specializes in helping sensitive and neurodivergent individuals navigate life transitions, emotional overwhelm, and identity shifts. With a global perspective gained from living, working, and traveling to over 50 countries, she blends cultural awareness with clinical expertise to create a safe, empathetic space for her clients. Huong is passionate about helping people embrace their unique strengths, set boundaries, and reconnect with their authentic selves. Keep in touch with Huong: • Website: http://www.drhdiep.com  • LinkedIn: https://www.linkedin.com/in/drhdiep  Resources Mentioned: • High Sensation Seeking self-test: https://hsperson.com/test/high-sensation-seeking-test  • Differential Susceptibility research: https://pubmed.ncbi.nlm.nih.gov/19883141 • Big Five Personality Traits: https://positivepsychology.com/big-five-personality-theory/#what-are-the-big-five-personality-traits   Thanks for listening! You can read the full show notes and sign up for my email list to get new episode announcements and other resources at: https://www.sensitivestories.comYou can also follow "SensitiveStrengths" for behind-the-scenes content plus more educational and inspirational HSP resources: Instagram: https://www.instagram.com/sensitivestrengths TikTok: https://www.tiktok.com/@sensitivestrengths Youtube: https://www.youtube.com/@sensitivestrengths And for more support, attend a Sensitive Sessions monthly workshop: https://www.sensitivesessions.com. Use code PODCAST for 25% off. If you have a moment, please rate and review the podcast, it helps Sensitive Stories reach more HSPs! This episode is for educational purposes only and is not intended as a substitute for treatment with a mental health or medical professional. Some links are affiliate links. You are under no obligation to purchase any book, product or service. I am not responsible for the quality or satisfaction of any purchase.

On this week's Razzball Fantasy Baseball Podcast, Grey and B_Don break down all the fantasy fallout from a volatile May. From surging stars to sinking ships, we look at the players who went from must-starts to mayday alerts. We kick things off with a pair of exciting call-ups: Jac Caglianone gets the call from KC after mashing through AA and AAA. Please, blog, may I have some more?

In the ever-fluctuating world of economics, navigating the complexities of investment and savings often feels like treading turbulent waters. One of the critical aspects of managing these complexities is aligning your assets to match your liabilities for long-term financial stability.  Whether you're planning for retirement, saving for a child's college, or contemplating future investments, understanding and utilizing temporal diversification can pave the way for a more predictable financial future. In this episode, I break down what temporal diversification means and how it relates to dealing with the emotional rollercoaster of a fluctuating stock market. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Cutting Through the Noise: Removing Distractions for Decision Making The Impact of Politics on Financial Planning: Navigating Market Trends Why Politics Should Stay Out of Your Portfolio

#412 Building a lucrative income stream through vending machines is the discussion for today's podcast. Mike Hoffman from mrpassive.com shares how he transitioned from a career in sports science and real estate to managing 25 vending machines that yield significant monthly profits. The conversation covers the initial investment, operational strategies, and the high profitability of vending machines compared to stocks and real estate. Mike also emphasizes the growing potential of the vending industry, especially with technology advancements and market saturation ripe for disruption. Listeners can learn about the ease of starting and scaling a vending machine business, hiring strategies, and the long-term financial benefits and equity-building potential of this venture. (Original Air Date - 6/5/24) What we discuss with Mike: + Meet Mike Hoffman: From Sports to Vending Machines + The Journey to Vending Machine Success + Why Vending Machines Over Real Estate? + Earning Potential and Location Strategy + Getting Started with Vending Machines + Stocking and Managing Your Vending Machines + Hiring and Scaling Your Vending Business + The Importance of Technology in Vending + Disrupting the Vending Industry + Buying and Valuing Vending Routes + Expanding Vending Operations + Vending in Hotels and Remote Management + Time Commitment and Profitability + Challenges and Liabilities in Vending + Future of the Vending Industry + Final Thoughts and Advice Thank you, Mike! A BIG thank you to Mike for sponsoring today's episode and for sharing so much value! To learn more about starting your own vending machine business, go to ⁠Mr.Passive.com⁠. And to connect with Mike check him out on ⁠Instagram⁠ and ⁠Youtube⁠. For more information go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MillionaireUniversity.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Modern Man Podcast, host Ted Phaeton engages with high-performance coach Greg Denning, who shares his transformative journey from a troubled youth to a successful family man and leader. Denning discusses the importance of self-improvement, creating a 'do not do' list for success, and the challenges he faced while leaving home at 16. He emphasizes the need for men to embrace discomfort, build resilience, and strive for personal growth while maintaining strong family values. TakeawaysThe pursuit of potential is a continuous journey.Progress equals happiness, not destination.Many men feel they are not good enough.Purpose is something we create, not find.The 'when and then' mentality hinders action.High achievers often struggle with internal blocks.Beliefs shape our actions and results.Discipline is key to high performance.Standards determine the quality of our work.Stillness allows for powerful action and reflection. Meditation can feel uncomfortable due to the overwhelming number of thoughts we have.We often avoid pain rather than seeking pleasure, which affects our perception of experiences.Being fully present can help us appreciate the world around us.Stillness is essential for achieving inner peace and calm.Many people feel they are 'doing it wrong' regarding mindfulness practices.Compartmentalization can lead to chaos in different areas of life.Success can be redefined to include joy and fulfillment, not just achievement.The cost of unchecked ambition can be high, including divorce and mental health issues.Asking for help is a sign of strength, not weakness.You don't have to hit rock bottom to initiate change in your life.Chapters00:18 - Introduction to the Modern Man Podcast01:17 - Adam Smith: The High Performance Coach02:16 - The Pursuit of Potential04:13 - Understanding Purpose and Progress07:07 - The 'When and Then' Mentality09:18 - Internal Blocks for High Achievers12:07 - The Role of Beliefs and Standards15:24 - Discipline and High Performance20:14 - The Importance of Stillness23:59 - The Challenge of Meditation and Mindfulness27:31 - The Importance of Stillness for Inner Peace30:10 - Compartmentalization and Its Impact on Life35:43 - The High Cost of Unchecked Ambition38:56 - Redefining Success: Finding Joy and PurposeDenning's Links Website: formidablefamilyman.comInstagram: greg.denning/YouTube: gregdenningPodcast: formidablefamilyman.comFree eBook Here: Mastering Self-Development: Strategies of the New Masculine: https://rebrand.ly/m2ebook ⚔️JOIN THE NOBLE KNIGHTS MASTERMIND⚔️https://themodernmanpodcast.com/thenobleknights

Coast FIRE is when you've front-loaded enough investments to simply coast to retirement without any further contributions. But with this stock market downturn as of late, is the idea of Coast FIRE dead? We'll share how our portfolio is holding up and discuss what to do to keep our Coast FIRE dreams alive. Second, we're back with our Net Worth Win segment. This month, we're featuring Michelle Onaka from Intentional Money Life. Michelle has grown her net worth to $900k by 37 years old. We'll learn how she did it and how this helps her family travel more. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about recessions, investing, and going on our first cruise! EPISODE RESOURCES: Sponsors + Partners + Deals Michelle Onaka (website): https://Intentionalmoneylife.com CHAPTERS 00:00 - Intro01:30 - Coast FIRE Amid Market Turmoil02:46 - Revisiting 2021 Coast FIRE Numbers04:17 - Impact of Market Downturn on Retirement Outlook05:03 - 6 Ways We're Keeping Coast FIRE Alive11:46 - Interview: Michelle Onaka's $900K Net Worth Journey13:19 - Motivation Behind Michelle's Wealth Building15:55 - From Low Income to Six Figures18:16 - Smart Saving and Investing Habits20:18 - What's in Michelle's $1M+ Asset Portfolio22:37 - Liabilities and Mortgage Strategy23:58 - Teaching Kids About Generational Wealth25:51 - Why Their Kids' Accounts Are in Their Names27:36 - The Future: More Travel, Less Work29:30 - How to Connect with Michelle Onaka33:31 - Calvin's 3-Question Money Quiz37:17 - Social Shout-Out & Book Giveaway38:10 - Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Tina Kassangana, Corporate & M&A Lawyer, Associate at Moritt Hock & Hamroff LLP Tina Kassangana joins usto explore how legal counsel manages risk throughout the M&A lifecycle. With firsthand insight from a practicing M&A attorney, this conversation dives into the real-world complexities of diligence, purchase agreement structuring, reps and warranties, and navigating disputes post-close. Whether you're a first-time buyer or a seasoned dealmaker, Tina offers sharp, practical guidance that demystifies the legal side of dealmaking. Things you will learn: The three main stages where legal risks arise in M&A—and how to mitigate them Why reps and warranties clauses and disclosure schedules are critical How to align buyer-seller expectations in earnouts and seller financing Legal strategies to prevent conflicts in multi-agreement deals Bookmarks Intro and Tina's Background – [00:01:00] Early M&A Risk Identification – [00:05:00] Buy-Side LOI and Risk Management Roleplay – [00:06:30] Earnouts vs. Seller Financing and Structuring Strategy – [00:08:00] Escrow, Reps and Warranties Insurance Deep Dive – [00:11:00] Asset vs. Stock Deals and Contract Transfer Issues – [00:13:00] Post-Close Risk & Working Capital Disputes – [00:25:30] Disclosure Schedules and Rep Breaches – [00:28:30] Conflicting Terms in Multi-Agreement Deals – [00:35:00] Post-Close Litigation Triggers (Earnouts, Employment, Equity) – [00:38:00] Jurisdictional Conflicts and Governing Law – [00:39:00] How AI Is Changing Contract Analysis – [00:55:00]