Podcasts about liabilities

What if the way you were taught to earn money is completely different from the way wealthy people build it? In this solo episode, Amy Sylvis explores the different financial rules followed by the poor, middle class, and wealthy using a framework from Robert Kiyosaki's Cashflow Quadrant. She breaks down how money moves through each group's income statement and balance sheet, revealing an important distinction between earning a salary and owning assets that generate income. Amy also shares why this difference became personal when cystic fibrosis left her unable to work at age 35. From the risks of relying entirely on a paycheck to the impact inflation can have on salary, she explains why building income-producing assets can provide another layer of financial flexibility. Rather than prescribing one path, Amy encourages listeners to understand the options available and decide which financial structure best supports the freedom and life they want to create. Connect with Amy Sylvis: https://www.linkedin.com/in/amysylvis/   Contact Us: https://www.sylviscapital.com https://www.sylviscapital.com/webinar info@sylviscapital.com 00:00 The Wealth Rules Most of Us Aren't Taught  06:30 How Money Flows for the Poor 07:19 How the Middle Class Uses Income and Liabilities 10:00 How the Rich Use Assets to Produce Income 11:02 Why Asset Income Changes the Equation  13:53 The Risks of Relying on a Salary Alone 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Interview with Rob Allen from Threatlocker Safely enabling agentic AI for Businesses OpenClaw was the wakeup call and businesses wanted to know how to block it. “Easy,” Rob Allen said, “it's already blocked if you're using Threatlocker.” Now that things have settled down a bit, those same businesses want to allow their employees to experiment with agents. We discuss how they can do it safely. This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! Topic Segment For this week's topic segment, we're discussing AI pentesting agents and how likely they are to get you into big legal trouble. You came home from Black Hat with a new, shiny AI pentesting agent. How can you be sure it isn't hacking the wrong company? News Segment Finally, in the enterprise security news, we check the vibes New MCP standard and AI text watermarking what does combatting “cyber-enabled crime” mean? A closer look at Cl0p One 3rd party was responsible for all the AI sandbox escapes and hacking reports vulnerabilities Comcast can track your movements with WiFi A novel solution to the AI datacenter water use concerns All that and more, on this episode of Enterprise Security Weekly. Visit https://www.securityweekly.com/esw for all the latest episodes! Show Notes: https://securityweekly.com/esw-473

Host Steve Cuss welcomes physician Eric Shoemaker to explore the intersection of physical health, neuroscience, and spiritual fitness. Eric explains how injury and pain recovery mirror emotional and spiritual healing, and breaks down the difference between the body's "threat" and "challenge" responses, showing how faith can reshape our nervous system's reactions. Steve and Eric discuss whole-body discipleship, identity in Christ, and practical micro-habits to help rewire the brain toward trust over fear.  Episode Resources: Eric's article The Neurobiology of Victory: How the physical reality of performance reveals the spiritual power of faith   Dan Allender's Leading with a Limp: Take Full Advantage of Your Most Powerful Weakness Scripture Referenced: Genesis 32:22-32 (ESV) More from Eric Shoemaker: Eric Shoemaker's Substack: The Divine Design Lab Follow Eric on instagram Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Friday's 9am hour of Mac & Cube started off with Matt Zenitz, from CBS Sports, telling us all about the NFL players currently in the Transfer Portal & where all this is headed in the future; then, the guys update the latest from Alabama's Fall Camp after their recent scrimmage; later, Cole & Greg go over the liabilities of several CFB teams; and finally, we lay out our TV watching plans, thanks to TD's Fine Furniture in Sumiton. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

In this episode of Being Human, host Steve Cuss is joined by pastor and Harvard-trained brain scientist Jessie Cruickshank and first-time guest Julia Schmaltz to explore whether changing our internal narratives can enable transformation. Jessie and Julia discuss their co-authored book, Becoming Good News, and examine spiritual growth and discipleship through the lenses of theology, neuroscience, and personal experience. They challenge unrealistic “superhuman” expectations in church culture, advocate for grace-based discipleship, and emphasize that spiritual maturity means becoming more fully who God created us to be—joyful, childlike, and close to Jesus. Episode Resources: Jessie Cruickshank & Julia Schmaltz's Becoming Good News: Reimagining Discipleship Through Identity, Story, and Science Jessie Cruickshank's Ordinary Discipleship: How God Wires Us for the Adventure of Transformation Rev. Dr. Martin Luther King Jr.'s Nobel lecture: The Quest for Peace and Justice Nietzsche's concept of the Übermensch Jessie Cruickshank's previous appearance on Being Human: Episode 171 Scripture Referenced: 2 Corinthians 3 (ESV) Psalm 139 (ESV) More from: Jessie Cruickshank's Ordinary Discipleship podcast Julia Schmaltz's Sermons Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

SPONSORS:Backwards Planning FinancialWant to build a financial legacy for your family with a plan that starts at the end goal? Connect with Joe Garrisi at https://backwardsplanningfinancial.com/nxr to get help with a legacy-driven strategy for your future.Greco GumOne ingredient, cut by hand off a tree that grows on one Greek island and nowhere else. It works your jaw, settles your stomach, and clears your breath. Code JOEL takes 15% off.https://grecogum.com/joel?utm_source=joel-webbon&utm_medium=sponsorship&utm_campaign=joel-webbon-nxr-aug-2026Lux Coffee CompanyBuy specialty, single-origin coffee from family farms worldwide. We roast carefully to preserve natural flavors, crafting the ideal cup every time. Go to https://luxcoffee.co/ and use code “NXR15” and get 15% offRight Response MinistriesSupport Right Response Ministries by subscribing to the RRM YouTube channel: https://youtube.com/@RightResponseM or by making a tax-deductible donation by clicking here: https://rightresponseministries.com/donate/ Right Response Ministries is a 501(c)3 non-profit ministry.

In this episode of the ArmaniTalks Show, I break down how to use AI more effectively in your personal life, why context is one of the most powerful tools for problem-solving, and how mental models can improve the way you think. I also explore social skills, leadership, assertiveness, the value of older generations, data storytelling, assets vs liabilities, and how to correctly understand and use your ego. This episode is packed with practical ideas you can apply immediately. 0:00 Intro 0:32 Zoom Transcripts 2:27 Use AI in your Personal Life 5:06 Creating Contexts for AI 7:39 Power of Context 8:50 Iron Man and Problem Solving 10:57 Prepare for the Worst 12:00 1 Percent Mentality 13:45 Don't Show your Awareness too much 17:15 Give Less Info than Needed 19:06 Power of Aunties 20:30 How Older People Can Give Value to Younger Generation 22:30 Assets vs Liabilities for Social Skills 26:13 3 Step Leadership Hack 30:06 Your Assertiveness can Hurt Feelings 32:50 Self-Appointed Leader 36:50 Power of Mental Models 40:10 Data Storytelling with your Life 48:20 Ego Operating System 53:00 Charities vs Businesses 56:50 Purpose of the Ego 59:50 Outro CONQUER SHYNESS

In this episode of Being Human, host Steve Cuss speaks with political scientist and pastor Ryan Burge about his book The Vanishing Church. They explore how American Christianity has become increasingly radicalized by political partisanship, the role of social media algorithms in amplifying extreme voices, and the disappearance of moderate congregations. Burge discusses how partisanship now shapes religious identity rather than the reverse, the impact of COVID had on churches, and how the church has become a "hospital for the healthy."  Episode Resources: Ryan Burge's The Vanishing Church: How the Hollowing Out of Moderate Congregations Is Hurting Democracy, Faith, and Us Michael Wear's CT review of Ryan's work on the “big church sort” Pew research: How the Pandemic Has Affected Attendance at U.S. Religious Services A Look at The Donatist controversy Who was Count Zinzendorf? Scripture Referenced: 1 John 1:5 (ESV)  Matthew 20:16; Luke 13:30; Mark 10:31 (ESV) Mark 2:17 (ESV) More from Ryan Burge: Ryan's Graphs about Religion Ryan on X (formerly Twitter) Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Contractors face environmental exposures that can lead to costly claims, coverage disputes, project delays, cleanup expenses, legal defense costs, and third-party liability. In this episode of the Environmental Strategist Podcast, presented in partnership with the Risk & Insurance Education Alliance, Brooks Bunbury is joined by Christopher Pell, Senior Underwriting Manager with Intact Insurance, Midwest and Eastern Environmental Division, to explore real-world contractor pollution liability claims and the environmental insurance solutions that can help protect businesses. The conversation examines current environmental insurance market conditions, growth in contractor pollution liability coverage, and the types of claims carriers are seeing across the construction and contracting space. Examples include mold from an improperly installed HVAC system, asbestos-contaminated demolition debris, underground utility strikes, fuel line leaks, stormwater runoff, liquid asphalt spills, illicit dumping, vapor intrusion, and aging underground storage tanks. Listeners will also learn how Contractors Pollution Liability (CPL), site pollution coverage, transportation pollution liability, underground storage tank coverage, and related environmental insurance products may respond to exposures that are often excluded or limited under general liability, commercial auto, or property policies. The episode also offers practical underwriting insights for agents and brokers, including why project lists, loss runs, financial stability, health and safety practices, and well-drafted contracts matter when placing environmental coverage. This episode is ideal for insurance agents, brokers, risk managers, contractors, and environmental insurance professionals who want to better understand contractor pollution exposures, coverage gaps, and the importance of environmental financial assurance. Key Topics Environmental liabilities facing contractors Current environmental insurance market conditions Growth trends in contractor pollution liability (CPL) Mold claims and water intrusion exposures Asbestos contamination and demolition risks Fuel spills, leaking tanks, and underground utility strikes Vapor intrusion, silica, PFAS, and stormwater runoff Contractor Pollution Liability (CPL) coverage Environmental Impairment Liability (EIL) and site pollution coverage Transportation Pollution Liability coverage Underground Storage Tank (UST) risks and insurance considerations Legal defense costs in environmental claims Contractual environmental insurance requirements Environmental financial assurance programs Underwriting best practices for contractors How pollution coverage can provide a competitive bidding advantage Key Takeaways Environmental exposures exist for nearly every contractor, not just environmental specialists. Excavation, demolition, HVAC, plumbing, utility installation, roofing, and transportation operations can all trigger costly pollution claims. Standard general liability policies often contain pollution exclusions that leave contractors uninsured for significant environmental losses. Contractor Pollution Liability (CPL) coverage can address cleanup costs, bodily injury, property damage, business interruption, natural resource damages, and legal defense costs. Mold continues to be a major source of environmental claims affecting contractors across multiple trades. Underground utility strikes, fuel releases, asbestos discoveries, and stormwater runoff can quickly generate six- and seven-figure losses. Transportation Pollution Liability fills important coverage gaps that may not be addressed by commercial auto policies. Aging underground storage tanks present increasing risk and may become more difficult and expensive to insure over time. Strong safety programs, favorable loss histories, stable finances, and well-written contracts can improve underwriting outcomes and pricing. Contractors can use pollution liability coverage as a differentiator when competing for projects that require environmental financial assurance.   Want to build stronger environmental risk and insurance expertise? Enroll in the Certified Environmental Strategist, Self-Paced Online Course from the Risk & Insurance Education Alliance. This four-hour, on-demand course helps insurance professionals better understand environmental exposures, coverage solutions, and risk management strategies. Start learning on your schedule and earn your Certified Environmental Strategist certification.   Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

In this special travelogue episode of Being Human, host Steve Cuss records from Tinos, Greece, where he discovered a profound Orthodox Christian pilgrimage tradition. Pilgrims crawl a half-mile uphill to a famous church, seeking healing. Steve reflects on desperation, hope, and faith across traditions, he draws on MLK's words: "If you can't walk, crawl—but keep moving forward." He invites listeners to consider their own pace and bring their whole selves to God. Episode Resources: Learn about Christian Missionary Fellowship International Read about the church of Our Lady of Tinos, Greece History of Our Lady of Tinos (Panagia Evangelistria) More about Fred Craddock Scripture Referenced: Revelation 21:5 (ESV) 2 Corinthians 5:17 (ESV) Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

In conversation with Liam Kennedy, Editorial Director, IPE In this episode of Leaders in Investment, Chris Hitchen, one of the UK’s most experienced pension fund professionals, shares insights from a career spent managing long-term capital and institutional portfolios. As chair of the Nuclear Liabilities Fund, he oversees one of the country’s most genuinely long-term pools of capital. The conversation explores how investors can position portfolios for the future while balancing opportunity, resilience and responsibility. The conversation also includes the role of non execs and trustees in institutional investment, why allocations to domestic infrastructure and private markets opportunities can make sense, insights on building out in-house teams and a long-term focused investment culture and private markets across the pension spectrum, including DC. “It’s natural for us to want to invest in things which will benefit UK citizens.” In this podcast series from IPE and IPE Real Assets, members of our editorial team speak to leading figures in the institutional investor community to curate a library of in-depth, focused content. Conversations with chief investment officers and other asset-owner leaders will range across beliefs, objectives, investment philosophy, strategy and outlook. Engaging with asset owners both in Europe and beyond, this series will provide unique access to the thinking that guides their decisions. If you like what you hear, do tell friends and colleagues, and please let us know us what you think by contacting us on podcasts@ipe.com.See omnystudio.com/listener for privacy information.

In this month's episode, Anu Pandya is joined by Mariela Isern, member of the IASB technical staff, and Deanna Louth, PwC partner, to discuss a new IFRS Accounting Standard – IFRS 20 Regulatory Assets and Regulatory Liabilities.Find out more at PwC's IFRS Talks homepage.

Simone Stolzoff shows you that it's possible to turn uncertainty into your advantage. — YOU'LL LEARN — 1) How to build your uncertainty tolerance 2) What to ask when you face indecision3) Why curiosity is the antidote to fearSubscribe or visit AwesomeAtYourJob.com/ep1168 for clickable versions of the links below. — ABOUT SIMONE — Simone Stolzoff is an author and journalist who explores big questions about work, meaning, and identity. A former design lead at the global innovation firm IDEO, he is the author of two books: The Good Enough Job and How To Not Know. His work has been featured in The New York Times, The Atlantic, The Wall Street Journal, The Washington Post, and on the TED stage. He lives in San Francisco with his wife and son.• Book: How to Not Know: The Value of Uncertainty in a World that Demands Answers• Book: The Good Enough Job: Reclaiming Life from Work• Book site: HowToNotKnow.com• Substack: The Article Book Club• Website: SimoneStolzoff.com— RESOURCES MENTIONED IN THE SHOW — • Tool: Intolerance of Uncertainty Scale (IUS)• Study: World Uncertainty Index• Study: "Is the Pain Worth the Gain? The Advantages and Liabilities of Agreeing With Socially Distinct Newcomers" by Katherine W. Phillips, Katie A. Liljenquist, and Margaret A. Neale• Study: "Increasing intolerance of uncertainty over time: the potential influence of increasing connectivity" by R Nicholas Carleton, Gabrielle Desgagné, Rachel Krakauer, and Ryan Y. Hong• Figure: Annie Duke• Book: Flex Your Feelings: Train Your Brain to Develop the 7 Traits of Emotional Fitness by Dr. Emily Anhalt• Book: London Falling: A Mysterious Death in a Gilded City and a Family's Search for Truth by Patrick Radden Keefe• Book: The Bell Jar by Sylvia Plath— THANK YOU SPONSORS! — • Shopify. Sign up for your free trial at Shopify.com/awesomepod• Monarch. Get 50% off your first year with code AWESOME at Monarch.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Steve Cuss speaks with theologian Dr. Andrew Ollerton about his book God's Book: An Honest Look at the Bible's Seven Toughest Topics. They discuss the importance of honestly engaging with difficult biblical passages rather than avoiding them, and how wrestling with tough questions can deepen faith. Andrew shares his own intellectual and emotional struggles, including reconciling science with Genesis and coping with loss. They also explore the role of community, spiritual practices, and humility in staying connected to God. Episode Resources: Andrew Ollerson's God's Book: An Honest Look at the Bible's 7 Toughest Topics More about Bear Grylls  Scripture Referenced: Genesis 3 (ESV) Matthew 1:1–17 (ESV) Genesis 1–2 (ESV) Joshua 6 (ESV) The Book of Job (ESV) Genesis 28:10–22 (ESV) 2 Kings 6:8–23 (ESV) Luke 24:13–35 (ESV) Numbers 22:21–35 (ESV) Numbers 13–14 (ESV) Joshua 14:6–15  (ESV) More From Dr. Andrew Ollerton: Andrew Ollerton's website  Learn more about Andrew Ollerton Andrew's eight-session course: The Bible Course Andrew's The Family Bible Course Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Claude AnShin Thomas - Zen Buddhist monk, combat veteran, and author - responds to questions in an inspiring manner based on his Zen practice and life experiences. He reminds the listener how to stay awake to life and understand more deeply the traps of a deluded mind. This episode was recorded during a weekly online meeting of questions & responses. For more information: https://www.zaltho.org If you want to ask Claude AnShin Thomas a question, please feel free to write to info@zaltho.org. Book recommendations: - AT HELL'S GATE - A Soldier's Journey from War to Peace (Shambhala Publications 2003, also as ebook and audiobook)  - Bringing Meditation to Life - 108 Teachings on the Path of Zen Practice (Oakwood Publishing 2021, also as ebook and audiobook) - On the Edges of Sleep: Poems of War and Memory (Oakwood Publishing 2024, also as ebook) - Applied Zen- A Short Guide to an Active Meditation Practice (Oakwood Publishing 2025, also as ebook)  https://www.zaltho.org/books/ To support, donate. If you are interested in a specific question, this is the list of questions that Claude AnShin responded to and the time stamps for those questions so that you can go directly to the topic that is of most interest to you. Questions and Time Stamps: 1:10 What do boundaries mean to you? ** 4:25 When you listen to someone expressing intense suffering, what helps you to remain present?** 8:05 What do you know about a treatment called Emotional Freedom Techniques, used for former soldiers with post-traumatic stress?** 12:50 Being aware of your suffering, do you do anything other than simply observe the sensation?** 22:16 What does success mean to you today?** 29:25 What has your experience been in receiving gratitude?** 31:45 With a vow to "give up everything", do you notice what you are attached to, and if so, what is it?** 42:40 How did your greatest liabilities become your greatest assets?**

Host Steve Cuss sits down with Matt Wenger for a candid conversation about addiction, intimacy, and healing. Together, they unpack the complexities of sexual addiction, the ripple effects it has on loved ones, and why recovery is best understood as a "team sport." Matt highlights the power of vulnerability, group support, and true intimacy as antidotes to the false connections addiction promises. Steve and Matt also shine a light on betrayal trauma experienced by partners, offering hope, empathy, and pathways toward healing for everyone impacted. Episode Resources: Explore Matt's work at the Begin Again Institute Understanding the Signs and Causes of Betrayal Trauma Romans (from the New Testament) - It is mentioned in the context of discussing sin as an infection or condition rather than solely a moral issue. Read The Great Commandment (in Luke, Matthew, and Mark's gospels) Read Romans 8:38-39  Read Romans 7 (Paul discuss sin struggles) More about Matt Wenger This episode of Being Human is from our vault. Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brandon DeBot and Kelsey Merrick, of NYU's Tax Law Center, speak to Senior Editor Roger Parloff about Attorney General Todd Blanche's purported waiver of President Trump's past tax liabilities on May 19, as part of a settlement of Trump's $10 billion suit against the IRS.DeBot and Merrick discuss whether those who negotiated the deal might face criminal liability under 26 USC § 7217 or § 7212, and what steps Congress should take to investigate how the waiver came about and to stop it from taking effect.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Being Human with Steve Cuss, Steve welcomes fellow Australian Matt Smallbone, a Nashville pastor and author of The Prayer Experiment. Matt shares how he overcame personal struggles with prayer—including a period of spiritual distance following a miscarriage—by committing to pray the Lord's Prayer multiple times daily. He explains it as a framework for reorienting from reactivity to connection with God. The conversation also explores family-of-origin dynamics, including the assets and liabilities of growing up in a pastor's household. Episode Resources: Matt Smallbone's The Prayer Experiment: How Praying Like Jesus Realigns Everything - Our Thoughts, Our Hearts, and Our Posture Toward God and the World Dallas Willard's Teaching on Prayer Doctor Daniel Amen's Social Media Insights Church of the City: Downtown Nashville The Lord's Prayer: Matthew 6:9–13 (ESV) Jon Tyson's sermon: Teach Us To Pray: Pray What You've Got More From Matt Smallbone: Matt Smallbone's website Church of the City Downtown teaching podcast Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Donald Trump's handling of the Iran war gives conservatives all the strategic and economic liabilities with absolutely none of the benefits. Today, I examine the outcome of the Iran conflict; the Strait of Hormuz; U.S. involvement in the Middle East; the role of Israel, Saudi Arabia, and Qatar; and the broader implications for American foreign policy. The sum total is that the Iran war is a perfect example of a larger problem within the Republican Party — giving conservatives all the liabilities of governing while delivering none of the policy victories they were promised. If you're tired of the gaslighting from Fox News, MAGA Inc., and the political establishment, this breakdown is a must-listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Law firm risk management and client intake strategies are essential to identifying unworthy clients before they create costly legal malpractice exposure. In this episode, Craig Howser and Eric Hubbard, Alliant Law Firm Practice, examine the DC Solar fraud case and discuss how firms can strengthen due diligence, engagement practices and ongoing client monitoring. They share actionable insights on legal malpractice prevention, law firm compliance, ABA Model Rule 1.16(a), client vetting procedures and proactive risk management strategies to help firms better identify and manage high-risk client relationships.

Chapter(s) 57. Henry and Nara execute the plan. Content warnings: Violence, pursuit, gun mention. If you'd like to financially support the project, you can also do so on our Patreon. . Wanna chat? Join our Discord server or Email us.Show transcripts can be found in this Dropbox. Points of Articulation is… Written by Hannah SemmelhackProduced by Hannah Semmelhack and Fiona Clare, in collaboration with Three Fates.With sound design and dialogue editing by Hannah SemmelhackOriginal music by Rheanne KlineAnd original artwork by Hibah HassanThis episode featuredCheyenne Barton as Ash and Nara Hannah Semmelhack as the Hive Mind and NarratorGraham Cousins as Henry Choix Nemo Martin as Kaidan Sentaku Siena Brown as Felicity Adeyemi Angie Min as Starkey C. Luke Soucy as Apeiron Hosted on Acast. See acast.com/privacy for more information.

Provisions! Seemingly a simple standard to get the easy marks, but it isn't always the low-hanging fruit we expect.In this episode, I introduce IAS 37 Provisions from the ground up. Provisions are very examinable, and let's face it, they can look easy at first. But the examiner can make them tricky very quickly. I explain what a provision is, why the standard exists, and the three key recognition criteria: a present obligation from a past event, a probable outflow of economic benefits, and a reliable estimate.You will learn how to apply IAS 37 in exam-style scenarios, including legal claims, environmental clean-up obligations, contingent liabilities, and the all-or-nothing approach to recognition. I also show how provisions affect profit or loss, the statement of financial position, cash flow, EPS, and even deferred tax. The aim is simple: help you pick up the easy marks, structure your answer properly, and stay calm when the examiner adds a twist.Thanks for listening to this episode of Pass Your SBR ACCA Exams with Tom Clendon.If you'd like to view the exam question on screen and see my working, subscribe to the YouTube Channel: ⁠https://www.youtube.com/@tomclendonSBR⁠.For access to on-demand support and guidance for your ACCA SBR Journey, visit my website to see my current course offering: ⁠https://tomclendon.co.uk/⁠.Chapters:(00:00) Why provisions are examinable(01:24) What is a provision?(02:47) Why IAS 37 exists(04:08) The three recognition criteria(04:35) Legal and constructive obligations(05:42) The all-or-nothing approach(06:22) When it becomes a contingent liability(07:06) The double entry and cash flow link(08:34) When provisions are capitalised(09:35) Worked example: unfair dismissal claim(13:28) Environmental clean-up provision(17:09) Deferred tax implications

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

In this episode of Being Human with Steve Cuss, Steve and Clarissa Moll explore the concept of "life-giving habits" — intentional practices categorized into people, places, and activities that help reduce reactivity and deepen awareness of God's presence. Steve explains how building a personalized list of God-given pleasures, from micro-habits like holding a spouse's hand to larger experiences like fly fishing, transforms everyday moments into acts of worship and gratitude. The conversation highlights how these habits build resilience, support community, and transcend cultural boundaries, ultimately inviting listeners to recognize and receive God's gifts more intentionally. Episode Resources: Download Steve Cuss's Life Giving List Steve Cuss's Managing Leadership Anxiety G.K. Chesterton's Orthodoxy Zephaniah 3:17 (ESV)  More From Clarissa Moll: Explore Clarissa Moll's website Read Clarissa Moll's substack Sign up for Steve's Newsletter & Podcast Reminders Capable Life Newsletter Get the Assets & Liabilities pdf and the Life Giving List Join Steve at an Upcoming Intensive Capable Life Intensives Learn more about your ad choices. Visit podcastchoices.com/adchoices

Imaging centers face serious legal exposure from contrast reactions—not from the reactions themselves, but from gaps in supervision and documentation. Discover why virtual models may offer stronger protection than on-site oversight and what your EHR templates are missing. Learn more at https://www.contrast-connect.com/blog-post/contrast-reaction-liability-exposure-supervision-model-risk-documentation-practices ContrastConnect City: Las Vegas Address: Las vegas Website: https://www.contrast-connect.com/

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

You sit 18 inches away from your listener's heart, but if your podcast isn't converting, you're miles away from their wallet.The industry loves to yell at us to take “messy action.” But if you've built a successful business and a premium reputation, messy action isn't marketing, it's a massive brand liability.Today, I'm taking you inside a luxury, old-world Italian restaurant in Houston to show you exactly what true Authority Architecture feels like. Then, we are running a rigorous, no-nonsense Podcast Strategy Audit on your own show.We are dragging three hidden Conversion Liabilities out into the light. These blind spots actively repel your ideal clients, undermine your reputation, and cost you thousands in invisible lost sales.The Big 3 Liabilities:The Commodity Trap: Why hiding behind a “professional” mask and sharing safe tips is actively making you boring.The Spaghetti Content: The brand-diluting danger of waking up on recording day and just guessing what to talk about.The Awkward Pitch: Why changing your tone of voice to “sell” instantly shatters the intimacy you just spent 20 minutes building.Remove these liabilities and watch your podcast morph from an expensive vanity project into your most lethal sales asset.Stop winging it, and let's get to work:1. Build Your Authority Architecture:There is too much on the line for you to keep going off-script and off-brand. Book your complimentary 1:1 consult with me to discover if Private Coaching or the PRO container is your best next step:☎️ thevirtualpodcastschool.com/consult2. Pull Up a Chair at My New Table:I am building a brand-new, curated room away from the frantic noise of traditional social media. Come grab a seat, help me grow the room, and experience this level of conversation firsthand.

Your Assets vs Your Liabilities | What's the Real Picture? Supersize Your Business Annual Challenge Day 60: Money Month...Financial Health & Well-Being! Pop here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #supersizechallenge #supersizeyourbusinessannualchallenge #supersizeyourbusinesschallenge #moneymonth #financialhealth #finances #whatisyoucurrentfinancialsituation #lookatyournumbers #knowyournumbers #assets #liabilities #measurewhatmatters

This podcast is powered by Klean Freaks University.com — where real cleaners build real empires. From mop buckets to million-dollar systems, we teach you how to clean smarter, lead stronger, and scale faster.Red flag clients are not “part of the journey.” They are liabilities. In this episode, Shannon Miller and Jamie Runco call out the pricing games, boundary pushing, micromanaging, and emotional chaos that drain cleaning businesses dry. We break down how to spot these clients early, why taking them on is a CEO mistake, and exactly when to reset, contain, or fire them — without guilt and without apology. Here is the link to apply for the scholarshiphttps://forms.gle/c122YU6oNRG7Tic19 Erica Paynter is the brains behind My Virtual Bookkeeper, a bookkeeping firm for cleaning companies, and the creator of Clean Co. Cash Flow Academy and the Clean Co. Collective. She's on a mission to help cleaning business owners make sense of their numbers without boring them to tears! Erica's all about turning messy books into profit-packed powerhouses. support@myvbk.com Support the showThanks for tuning in to Cleaning Business Life, the show where we pull back the curtain on what it really takes to start, grow, and scale a thriving cleaning business without burning out. Every episode is packed with tips, stories, and strategies you can put to work right away—because you deserve a business that works for you, not the other way around. If you enjoyed today's episode, make sure to follow the podcast so you never miss a new release. And if you got value from this conversation, share it with another cleaning business owner who could use the encouragement and practical advice. Let's stay connected! You can find me online at:

We are living through a crisis of clarity. In the name of empathy, we have untethered compassion from truth, traded moral courage for slogans, and reduced identity to something endlessly self-constructed. The result is not freedom, but confusion, where words lose meaning, conviction is treated as cruelty, and the church often responds with language that sounds kind but forms no one. This week on Win Today, apologist and author Abdu Murray joins me for a sober, unflinching conversation about self-creation, gender ideology, and the liabilities of a post-truth culture. We examine how empathy becomes destructive when it is severed from reality, why identity collapses when it is built on feelings alone, and how the church's reliance on syrupy slogans leaves believers ill-equipped to engage the moment with wisdom and courage. This isn't reactionary, it's diagnostic. If you sense the ground shifting beneath basic definitions of personhood, truth, and meaning, this episode offers clarity without cruelty and conviction without caricature. Guest Bio Abdu Murray is an author, speaker, and apologist who explores the intellectual credibility of the Christian faith in a post-truth world. With a background in law and years of experience engaging questions of identity, meaning, and worldview, Abdu is widely respected for his clarity, charity, and ability to address complex cultural issues with reasoned conviction. Show Partner SafeSleeve designs a phone case that blocks up to 99% of harmful EMF radiation—so I'm not carrying that kind of exposure next to my body all day. It's sleek, durable, and most importantly, lab-tested by third parties. The results aren't hidden—they're published right on their site. And that matters because many so-called EMF blockers on the market either don't work or can't prove they do. We protect our hearts and minds—why wouldn't we protect our bodies too? Head to safesleevecases.com and use the code WINTODAY10 for 10% off your order. Episode Links Show Notes Buy my book "Healing What You Can't Erase" here! Invite me to speak at your church or event. Connect with me @WINTODAYChris on Instagram, Facebook, Twitter, and YouTube.    

Mid-market organizations are transitioning from pilot projects to operationalizing generative AI and agentic workflows, according to a TechEYE article and Tech Isle survey cited by Dave Sobel. This shift centers on outcome-driven automation but exposes providers to new liability concerns, mainly due to fragmented, unreliable data and shadow AI usage—employees employing unauthorized tools outside official controls. The primary risk is that MSPs may be blamed for incidents where contract boundaries and technical controls do not cover browser-based generative AI use, making forensic evidence and documented enforcement essential for defending accountability. Supporting data from Tech Isle found that over 5,000 companies are pursuing structured approaches to AI-enabled growth, but face persistent issues in data trust, governance, and user fatigue. Additionally, European investment in sovereign cloud infrastructure is projected to triple between 2025 and 2027, driven by regulatory demands and concerns about U.S. data sovereignty. MSPs managing split architectures—sovereign providers for regulated data and hyperscalers for everything else—encounter API mismatches, operational complexity, and margin pressure. The recommendation is to standardize policy enforcement, identity management, and residency mapping while prioritizing audit-ready reporting and exception handling. AI-driven cyberattacks have increased, with reports from Level Blue and Check Point Research highlighting a surge in both attack volume and sophistication. Only 53% of CISOs feel prepared for AI threats, despite 45% expecting to be impacted within a year. Browser-based generative AI use introduces visibility gaps, raising the risk of negligence claims when service providers cannot demonstrate governance or forensic readiness. Reauthorization of the Cybersecurity Information Sharing Act (CISA) underscores that voluntary data sharing is inadequate, with CIRCA now requiring mandatory 72-hour incident reporting for critical infrastructure. The key takeaways for MSPs and IT leaders are to proactively define AI coverage and governance in contracts, enforce acceptable use policies, and instrument monitoring to close visibility gaps. Providers who can deliver forensic-grade telemetry, managed compliance programs, and operational readiness for incident reporting will be better positioned to defend against penalties, retain higher-value accounts, and offer meaningful differentiation. These structural challenges—fragmented control planes, increased compliance costs, and permanent risk friction—necessitate a strategic shift toward governance-led service models.Three things to know today00:00 Midmarket Shifts to Agentic AI as Europe Triples Sovereign Cloud Spending by 202706:08 Most Security Chiefs Say They're Not Ready for AI-Powered Cyberattacks Coming This Year09:46 CISA 2015 Reauthorized Through 2026; CIRCIA Mandates Expose Voluntary Sharing Failure This is the Business of Tech.   Supported by:  TimeZest  IT Service Provider University

We're so busy watching everyone else—scrolling feeds, comparing ourselves to other leaders, checking what the competition is doing—that we've become incredibly others-aware and dangerously self-unaware. Self-awareness isn't a buzzword. It's the difference between walking into a meeting grounded or bringing your frustration, anxiety, and chaos with you—and watching it cascade to everyone around you. Here's the truth: as goes the leader, so goes the team. Your mood changes rooms. Your anxiety creates anxiety. Your groundedness brings clarity. In this episode, we're diving into the third sphere of leadership that most people ignore: how your emotions, your wiring, and your weaknesses are impacting the people you lead. Whether you realize it or not. Since Daniel Goleman published his work on emotional intelligence, self-awareness has been everywhere. It's in every leadership book, every conference, every corporate training. But here's the irony: we're at an all-time high for talking about self-awareness and an all-time low for actually practicing it. Why? Because we're too busy being others-aware. Always looking at what everyone else is doing. Always comparing. Always feeling behind. This episode cuts through the noise and gives you three practical aspects of self-awareness that will change how you lead: What You'll Learn: Why being "others-aware" is making you dangerously self-unaware—and how to fix it Social contagion: the psychological reality that your mood spreads to your team whether you want it to or not The space between stimulus and response—and why mastering this one thing prevents unnecessary blowups How to identify your emotional triggers before they derail your day (and a real story of how this saved a family evening) Why context determines the course: how your energy and encouragement levels shape every conversation Your assets vs. your liabilities: understanding what work energizes you and what work drains you Patrick Lencioni's Working Genius framework and why it's a game-changer for understanding your wiring The six types: geniuses, frustrations, and competencies—and how to identify yours Why it's not the amount of work burning you out, it's the type of work (and what to do about it) Drains and fills: how to design your days around what gives you energy Why some leaders love conferences and others absolutely hate them (it's all about wiring) How to build a team that complements your strengths and covers your weaknesses Key Insight: Most leaders think they're burned out because they're doing too much work. The reality? You're doing the wrong type of work for your wiring. If you spent eight hours a day doing spreadsheets when you're wired for ideation, you'd be burned out in weeks. If you're wired for details and you're forced to brainstorm all day, same result. Self-awareness means knowing your drains and your fills—and designing your role around both. The Three Aspects of Self-Awareness: Emotions - How my emotions impact others Assets - What energizes and fulfills me (my wiring, my geniuses) Liabilities - What drains me (my frustrations, my weaknesses) Reflection Questions: What is one situation that brings you emotions that are unhealthy or unfair to the people around you? What are a few assets or parts of your wiring that you need to be utilizing more in your role? What are some liabilities you need to name to your team—and how can you do less of those things? A self-aware leader can serve others well with full awareness of who they are and who they're not. This is identity work. You cannot be all things. You are not good at all things. And you cannot compare off somebody else's paper and expect to lead like them. Resources Mentioned: Patrick Lencioni - The Six Types of Working Genius (book and assessment available at workinggenius.com) Right Side Up Journal - Coaching companion tool (available on Amazon) Daniel Goleman - Work on emotional intelligence Want to go deeper? We offer Working Genius training sessions for teams. If you're interested in bringing this framework to your organization, reach out to us at h2leadership.com. For coaching, consulting, and resources to help you lead as a Healthy + High Impact leader, visit h2leadership.com. Leadership is complex, but it doesn't have to be lonely. Let's get after it.

What does the CRE credit landscape really look like heading into 2026? Cole Perry is joined by Andy Boettcher, Head of Research at Trepp, to pull back the curtain on bank lending behavior, refinancing risk, extensions, and why fears around the “maturity wall” may be overstated. Drawing on decades of experience from the Federal Reserve to today's lending data, Andy offers a seasoned, data-driven outlook on where CRE credit is stabilizing, and where it's still sorting itself out. Key Moments:01:53 Andy's Background and career journey07:06 From the Fed to Trepp09:53 Macro and CRE market analysis16:34 Bank lending vs. CMBS market25:53 2026 forecast and predictions27:45 Final thoughts and industry wishes Resources Mentioned:Andy Boettcher - https://www.linkedin.com/in/aboettcher/ Trepp - https://www.trepp.com/ Federal Reserve H.8 Report – Weekly Assets and Liabilities of Commercial Banks - https://www.federalreserve.gov/releases/h8/current/default.htm Federal Reserve Z.1 Financial Accounts of the United States - https://www.federalreserve.gov/releases/z1/ Atlanta Fed GDPNow - https://www.atlantafed.org/cqer/research/gdpnow New York Fed Staff Nowcast - https://www.newyorkfed.org/research/policy/nowcast What CREFC Miami revealed about CRE debt markets in 2026 - https://www.altusgroup.com/insights/what-crefc-miami-revealed-about-cre-debt-markets-in-2026Email us: altusresearch@altusgroup.comThanks for listening to the “CRE Exchange” podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

Anthropic's disclosure of model drift within its Claude AI system highlights growing risks surrounding governance and ongoing alignment of artificial intelligence. The company has revised its guidelines using a “Constitutional AI” approach, aiming to instill reason-based behavior and ethical boundaries, and has openly acknowledged that an AI's internal controls may shift unpredictably over time—a concern when models are deeply embedded in business workflows. This admission places attention on governance and accountability rather than just model safety, making clear that the AI a company tests may become materially different after extended deployment, especially as personalization increases.Supporting these concerns, Anthropic's research demonstrated that large language models—including those from Google and Meta—can experience personality drift, with unintended shifts in behavior due to instability of internal control mechanisms. Google's updated AI offerings, tying personal data from Gmail and Photos to generative model responses, intensify challenges around data governance and organizational control. As vendors expand AI personalization and memory features, oversight gaps can emerge, raising questions about who retains authority over information, inference, and decision-making within automated systems.Adjacent findings indicate that the anticipated productivity gains from AI have yet to reach most enterprises. According to surveys cited by Dave Sobel, over half of CEOs report failing to realize ROI from AI investments, while frontline employees describe AI integrations as sources of friction and additional workload rather than relief. In the MSP sector, widespread adoption of “agentic” AI and digital labor is delivering financial upside for some providers, but it is also shifting operational liabilities—especially as contracts and security architectures lag behind new workflow realities.The core takeaway for MSPs and IT service providers is the necessity of reexamining control, authority, and contractual obligations in AI-enabled environments. Delegating tasks to automated agents increases exposure to unpriced and unmitigated risks if governance, liability, and monitoring mechanisms do not adapt accordingly. Effective harm reduction in this landscape requires treating workflows—not just models—as security perimeters, clarifying accountability for AI-driven actions, and ensuring that contractual and operational frameworks reflect these new sources of risk.00:00 AI Governance Moves Center Stage as Models Drift and Personalization Deepen05:08 AI Boosts Executive Productivity While Frontline ROI and Employee Experience Lag07:51 AI Exposes the Real Divide: Governance Failures vs. Effective Oversight in Government Systems10:39 MSPs Chase AI-Driven Margins, but Workflow Security and Liability Define the Real Risk This is the Business of Tech.   

In this special "toolbox" episode, Jason and Jeff strip away the jargon to teach you how to actually read the three most important documents in investing: the Income Statement, the Balance Sheet, and the Statement of Cash Flows. Using Nvidia's recent Q3 earnings report as a real-world case study, the hosts walk through these important financial statements line by line.01:33 The Importance of Financial Statements04:59 Understanding the Income Statement11:07 Revenue and Cost of Goods Sold16:02 Operating Expenses and Income18:39 Interest, Taxes, and Net Income23:06 Depreciation, Amortization, and Goodwill28:33 Introduction to the Balance Sheet31:42 Understanding Current Assets and Liabilities33:18 Accounts Receivable and Revenue Recognition34:49 Inventory Management Insights39:59 Exploring Goodwill and Intangible Assets44:21 Diving into Liabilities and Working Capital47:04 Cash Flow Statement Breakdown58:32 Using Tools to Analyze Financial StatementsCompanies mentioned: AAPL, BRK.B, INTC, MKL, NVDA, TGT, TJX, TREXFind where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com*****************************************To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscriptedListen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader

What's the secret to building financial resilience as an entrepreneur—and how do you make sure you're never caught off guard by life's curveballs? In this episode of The Angel Next Door Podcast, host Marcia Dawood sits down with financial strategist Leah Williams to tackle these questions head-on, exploring how proactive financial planning and tax strategies can empower you to take control of your wealth journey.Leah Williams brings her story of personal financial transformation—after weathering divorce and witnessing the power of good planning through family loss—to offer practical advice that goes beyond the basics. Her firm, Savvy Financial, is built on a mission to help people, especially women, become confident in their financial decisions, teaching them about insurance, investments, and the hidden levers of tax efficiency.From leveraged charitable deductions to accelerated depreciation and creative ways to involve family in your business, this episode is loaded with real, immediately useful strategies that anyone can apply. If you want to make smarter choices about your financial future and get inspired along the way, this is the episode for you. To get the latest from Leah Williams, you can follow her below!https://www.linkedin.com/in/leah-williams-chfc%C2%AE-clu%C2%AE-wmcp%C2%AE-aa007595/ https://www.savvyfinancialllc.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comDo Good While Doing WellLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Moonsettler is a bitconer who adheres to the old school cypherpunk values and believes that the best way ahead is to enable OP_CTV (BIP119) or LNHANCE. However, the biggest problem is the generalized loss of focus. If last year there seemed to be consensus that Bitcoin needs covenants to improve scalability and bring new use cases, now the landscape is rather gloomy. Even Moonsettler changed his Twitter screen name to Doomsettler, as a reflection on this status quo. 00:01:16 Welcome Moonsettler (Doomsettler) 00:02:40 Delayed Interview and Original eCash Debate 00:03:14 Why eCash (Chaumian Cash) Never Took Off 00:04:00 Criticism of Custodial Scaling Solutions 00:05:14 Bitcoin as Decentralized Chaumian eCash 00:06:13 Fake Austrian Economics and Full Reserve Myths 00:08:32 Loss of "No Trusted Third Parties" Culture 00:09:52 Verifiable Supply vs Historical Fraud 00:13:40 Proof of Liabilities in eCash Mints 00:15:42 Cashu Fraud Proofs and Bug Bounty 00:18:20 Chaumian Blind Signatures Explained 00:24:48 Non-Custodial Credit eCash Ideas 00:30:39 Why Debit eCash Won't Scale Bitcoin 00:36:34 Bitcoin Like Linux – Oppose Custodial Layers 00:37:13 Unlimited Paper Bitcoin vs 21M Cap 00:41:25 Loss of Proof of Keys Culture 00:46:26 Doomsettler Mindset on Bitcoin's Future 01:09:30 Early Exchange Compliance Issues 01:11:37 Satoshi's Peer-to-Peer Vision 01:15:13 Satoshi's OPSEC and Disappearance 01:19:13 Craig Wright Not Satoshi 01:26:05 Libertaria and Frontier Culture 01:28:31 No More Frontiers for Freedom 01:39:21 App Delistings and PWA Debate 01:49:16 Twitter Worse Under Elon Musk 01:55:35 AI Ruining Internet Trust 01:56:33 Introduction to Covenants 01:57:04 Covenant = Unbreakable Promise 02:00:55 History of Covenant Discussions 02:01:29 Permanent Encumbrance FUD Debunked 02:03:38 Control Today via Multisig (No Covenants) 02:07:26 Covenants Don't Break Fungibility 02:08:35 Covenants Reduce Trust in L2 02:11:46 Post-Quantum Covenant Advantages 02:13:46 OP_CTV Explained 02:15:42 Non-Interactive L2 Settlements 02:20:23 Congestion Control with Covenants 02:29:08 Ordinals Drama & OP_CAT Risks 02:31:43 Jeremy Rubin Context 02:33:49 LNHANCE Package (CTV + More) 02:36:51 Why LNHANCE is Conservative 02:44:26 2022 CTV Activation Drama 02:47:27 Curiosity vs Annoyance Motivation 02:49:04 Andreas Antonopoulos FUD Clip 02:51:15 Need for Covenant FUD FAQ 02:53:47 Persistent CTV Critics 03:55:27 Covenant FUD Knowledge Base Need 03:56:26 Steven Roose Support 03:57:40 Covenant Table on Wiki 03:58:56 Isolated Op Code Comparisons Issues 04:00:34 OPCAT vs CTV Preferences 04:01:48 Table Inconsistencies 04:02:19 Ordinals Devs Pushing OPCAT 04:03:26 CTV Strengths and Risks 04:10:22 Ideal Packages (Great Script Restoration) 04:43:24 Pink Floyd "The Wall" Analogy 04:45:49 Citadel Critique 04:49:49 Need for New Frontiers 04:51:56 Disagreeable Societies Preserve Freedom 04:54:56 Special Economic Zones for Renewal 04:57:50 Altcoins as Competition/Experiments 04:59:20 Privacy Coins Driving Response 06:00:34 Monero Privacy & Community 06:04:42 FCMP++ Upgrade 06:05:37 Monero Quantum Roadmap 06:07:16 Quantum Risks to Monero 06:09:47 Zcash Preference & Compatibility 06:11:34 ZK Privacy Advantages 06:13:16 Drivechains & Peg Risks 06:17:45 Spacechains 06:20:31 Quantum Threats to ECDSA 06:26:49 PQ Soft/Hard Fork Debate 06:34:57 Covenants for PQ Vaults 06:38:14 Ark Protocol 06:42:33 Lightning Custodial Risks 06:50:19 BitVM & Optimistic Rollups 06:55:44 Bitcoin Dev Culture Disappointment 07:49:05 Austrian vs Cypherpunk Values 07:53:20 Austrians Dislike Data 07:54:39 Full Reserve Myth 07:55:56 Core Dev Covenant Silence 07:57:32 Core Ignoring Covenants 07:58:22 Floppy's Drunk Posting 08:00:38 Calle's Cashu Story 08:02:02 Privacy Respect & Avoiding Doxing 08:02:29 Floppy's Drunk Tweets 08:03:48 Tolerance for Abusive Behavior 08:04:15 Understanding Non-Engagement with Floppy 08:04:32 Floppy as Builder (Joinstr Plugin) 08:04:57 Luke Dashjr Funding Complaints 08:05:23 Luke's Likability & Hack 08:06:36 Ocean Mining Business Model 08:08:36 Reducing Antpool Hash Dominance 08:08:56 Miner Template Building Debate 08:09:02 Mining Centralization Concerns 09:38:04 9+ Hour Marathon Reflection 09:38:45 Girlfriend & Cat Interruptions 09:39:12 How to Follow Moonsettler 09:39:45 Moonsettler's Twitter Content Focus 09:40:38 Shoutout to SimulXXX (CTV Advocate) 09:41:29 Moonsettler as Crypto Hobbyist 09:42:37 Major Contributions Discussion 09:43:38 Non-Interactive Hardware Wallet Proofs 09:44:36 Sharing Personal Bitcoin Vision 09:45:14 Coldcard Experimental Implementation 10:03:18 Seed Backup Durability & Preference for Burnable Paper Backups 10:04:22 Manual Entropy & Seed Splitting 10:05:01 Early Self-Custody Cheat Sheets 10:05:25 Hardware Wallet Entropy Risks 10:06:30 Dice-Rolled Seeds vs Hardware 10:07:27 2-of-3 Backup Scheme 10:07:59 Crypto Steel Promo 10:08:24 10-Hour Mark, No Bathroom Break 10:08:49 Thanks & Merry Christmas 10:09:41 Next Episode Tease

Today we engage in a broad and deep retrospective of the year in politics. I go through about a dozen political themes and trends that emerged from this year and will reverberate even more headed into 2026. The upshot is that we're suffering all of the liabilities of Republicans being in charge but none of the benefits — at least not ones that will endure in the long run. I also review Trump's speech last night and explain how it is gaslighting us on prosperity and security at home and peace abroad, when none of those things are true. The voters know it.  At the end, I explain how the AI data center grift is completely insolvent, only existent because of government, and how it is crowding out more effective resources. Finally if we don't change course, our future is Australia.  Learn more about your ad choices. Visit megaphone.fm/adchoices

References & Affiliates

In this podcast episode, Dr. Jonathan H. Westover talks with performance management, workplace dynamics, and employer liabilities. Mark F. Kluger practices exclusively in the area of labor and employment law on behalf of employers. For ten years, before founding Kluger Healey, LLC, he was Chairman of the Labor and Employment Department of one of New Jersey's oldest law firms. Mark is a frequent speaker and writer on sexual harassment and discrimination avoidance, workplace diversity, performance management, union avoidance, and a myriad of other employment-related subjects and regularly conducts training sessions for employers on these critical topics. In addition, Mark has extensive experience in counseling employers on issues involving discipline and discharge, reductions in force, mergers and acquisitions, compliance with wage and hour, disability, COBRA, and family and medical leave laws. He regularly drafts all forms of employment policies and handbooks, severance agreements, employment contracts, non-competition and confidentiality agreements, and affirmative action plans. Mark also represents employers in collective bargaining, grievance arbitration, NLRB proceedings, and picket line issues. Mark graduated from Vassar College in 1984 and Cornell University Law School in 1987. He was an Adjunct Professor at Seton Hall Law School from 1991-1996 and served as a member and President of the Board of Education in North Caldwell, New Jersey from 2002-2008. Check out all of the podcasts in the HCI Podcast Network!

49ers Rush Road Trips are now available for sale on https://www.tickpick.com/organizer/o/49ers-rush or download the Tick Pick app and search "49ers Rush" or go to 49ersRushRoadTrip.com use code "NINERS" for $10 off!There are several ways to support the podcast! Join us at The49ersRush.com for all of our All22 film breakdowns and bonus content. This is the best way to support the show.We still have our Patreon as well https://www.patreon.com/49ersRushPodcastGo to MyBookie.ag and use code "49ers" for deposit bonus!!!!Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSCheck out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.comCheck out Kindred: https://livekindred.com/49ERSI am most active on Twitter please follow @JL_Chapman, Instagram: 49ers Rush Podcast, Email: 49ersRushPodcast@gmail.comIf you need help with website design/builds go to https://www.powerbrandsystems.com/crm949620?am_id=john874Get all 49ers gear at homage.sjv.io/MmYXO2#49ers #49ersrushOur Sponsors:* Check out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.com* Check out Kindred: https://kindred.com/49ERS* Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSSupport this podcast at — https://redcircle.com/49ers-rush-podcast-with-john-chapman/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of The Cardone Zone, Grant Cardone explores the concepts of assets and liabilities—powerful drivers that shift depending on the relationships and contexts in which they are applied. Grant digs deep into the distinction between intentional and unintentional liabilities. An intentional liability reflects the character of the individual behind it—it shows foresight, purpose. By contrast, unintentional liabilities reveal carelessness, lack of awareness, and ultimately a loss of control, making them far more dangerous. Another key discussion is about diversification in your job. Adding value where you already are is the smartest way to increase income and opportunity. Becoming an asset in your existing role—taking on more responsibility, finding creative solutions, and producing measurable results—creates leverage and long-term wealth. While diversification is powerful inside your workplace, simply getting a second job outside your main work divides your efforts, just as investment diversification often dilutes your returns. The goal is to concentrate, not scatter, your energy and resources. At the end of the day, building wealth and influence requires clarity about which choices move you forward and which hold you back. Assets create strength; liabilities drain it—unless they are intentional, disciplined, and strategically managed. Stay connected with Grant on all social platforms, catch The Cardone Zone on SiriusXM, and visit 10XStudios.com for more content and resources.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

Very few men think of relationships in the frame of the “sexual marketplace,” although the rules and principles of attraction and connection can very much be understood as an economic model, of sorts, of perceived value. And, the man who offers the most perceived value, is the man who gets the girl. Whether you're married or single, understanding the intricacies and nuance of what makes a man attractive to a woman will help him get more of what he wants from her. My guest today, psychologist Orion Taraban joins me to discuss these dynamics between men and women so we all get more of what we're after in relationships. We cover the importance of knowing your value and knowing what is valuable to the opposite sex, why love has little or nothing to do with attraction, what is known as the “Madonna-Whore Complex,” the concepts of Captains and Passengers as it relates to dating and mating, the difference between talking and communicating, and how best to make yourself more attractive. SHOW HIGHLIGHTS 00:00 - Introduction to Captain and Passenger Roles 00:30 - Orion Taraban's Background and Book Success 01:30 - The Role of YouTube in Building an Audience 03:24 - Orion's Communication Style and Credentials 07:04 - The Captain and Passenger Metaphor 11:33 - Prerogatives of the Captain 12:23 - Liabilities of Female Captaincy 15:29 - Sexual Marketplace Dynamics 18:38 - Love and Relationships 20:15 - Male Sexuality and Objectification 26:16 - Attraction and the “Bad Boy” Myth 28:12 - The Two Women Concept 32:21 - Communication vs. Talking in Relationships 37:24 - Self-Knowledge and Attraction 41:14 - Double Standards in the Sexual Marketplace 47:20 - Body Count and Sexual Novelty 51:17 - The Coolidge Effect and Male Drive 56:13 - Monogamy and Historical Context 59:54 - Relationships as Economic Transactions 1:03:36 - Marriage as a Business Partnership 1:09:48 - What Women Want in Men 1:16:01 - Standing Out in the Sexual Marketplace 1:23:12 - Where to Connect with Orion