Podcasts about student aid

The Department of Education's Office for Civil Rights has issued a sweeping directive declaring that race-conscious student programs, financial aid, and support services violate federal civil rights law—giving colleges just 14 days to comply. ACE President Ted Mitchell joins hosts Jon Fansmith, Sarah Spreitzer, and Mushtaq Gunja to discuss the implications for campuses. The episode also covers recent developments, including funding cuts at the National Institutes of Health and Linda McMahon's Senate confirmation hearing for Secretary of Education.  Note: For examples of grants that have been stopped, please send stories and concerns to ACE Government Relations.  Send suggestions, links, and questions to @ACEducation on X or Bluesky or email podcast@acenet.edu. Here are some of the links and references from this week's show: U.S. Department of Education Directs Schools to End Racial Preferences  U.S. Department of Education | Feb. 18, 2025  Senate Questions McMahon on the Future of the Education Department, DEI, and Student Aid in Confirmation Hearing  ACE | Feb. 14, 2025  Trump Taps Biden Critic Nicholas Kent as Under Secretary  Inside Higher Ed | Feb. 11, 2025  Higher Education Association Lawsuit Challenges NIH Action on F&A Reimbursement  ACE | Feb. 10, 2025 Facilities and Administrative (F&A) Costs Explainer Association of American Universities | YouTube  After Sweeping Anti-DEI Guidance, What Should Colleges Do?  Inside Higher Ed | Feb. 18, 2025  Post-SFFA v. Harvard & UNC Decision Resources: Admissions and Beyond ACE | Dec. 10, 2024  Higher Education Leaders Gather in Washington for ACEx2025  ACE | Feb. 14, 2025 

We discuss the President's attempt to stop federal funding to programs like Meals on Wheels, Student Aid, and WIC just to name a few. Hosted by Roberto Henriquez and Ann Dickerson

In recent years, there has been plenty of talk about the burden of paying for a college education, and student loan forgiveness has been a hot topic. If it's in the news, then weighing on the minds of our clients. That's why we're so grateful to have Mark Kenney, CERTIFIED FINANCIAL PLANNER and CERTIFIED TAX SPECIALIST here at SHP Financial. With college tuition soaring, preparing for your children's or grandchildren's education is more important than ever. In our conversation, you'll learn some shocking truths about how much student loan debt is being carried in the US, which assets are included in FAFSA's (Federal Application for Student Aid) calculations, and which aren't, and 529 accounts are a great way to save for college education.  In this podcast interview, you'll learn: Why most of the $1.75 trillion in student loan debt is being carried by people over 60 years of age. How to differentiate between the assets that are included and excluded in FAFSA applications. Some of the myths about 529 accounts and why they're an important part of a college education plan. The eligibility requirements, interest rates and repayment terms of Parent PLUS loans. Mark's advice on how to decide between helping to pay for college education vs leaving a legacy with your investments. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Student Aid Fraud Rings – What They Are, Who They Target, What's Being Done to Stop Them.

In this episode, we're diving deep into the college admissions process with two industry experts who have a wealth of experience. Whether you're a returning Dream College Academy student or joining us for the first time, get ready for an insightful discussion that will help you navigate your college journey. Featuring: Claudia Marroquin, Senior Vice President and Dean of Admissions and Student Aid at Bowdoin College, a Bowdoin alum with a fascinating journey from Southern California to the East Coast. Tim Brunold, Chief Admission Officer at the University of Southern California (USC), who has spent his entire career at USC and is deeply invested in the institution's admissions process. In this webinar, Claudia and Tim share their personal stories, insights into the admissions process at their respective schools, and practical advice on what makes an applicant stand out. They discuss the importance of academic preparedness, personal values, and the role of community service in your application. Topics Covered: How admissions decisions are made at Bowdoin and USC What it means to be a competitive applicant The importance of understanding your place in the world and reflecting that in your application Demystifying the process of reading applications and how many people are involved Don't Miss Out: Stay tuned to the end for Claudia's podcast recommendation and additional tips on making the most out of your college application process. Get Involved: Let us know where you're tuning in from and what grade level you're in by typing into the chat! Have questions? Type them in, and we'll answer them during the session.

Applying for student aid this year was supposed to be easier for incoming college students, with a more simplified application process for FAFSA, or Free Application for Federal Student Aid.  But technical problems and missed deadlines for the new form's rollout has led to disastrous results for students, especially those who are undocumented or come from mixed status families. These issues are likely a big reason why California saw a major drop in FAFSA applications for the Class of 2024. This episode was produced by Alan Montecillo, Ellie Prickett-Morgan, Tamuna Chkareuli and hosted by Ericka Cruz Guevarra. Transcript Learn more about your ad choices. Visit megaphone.fm/adchoices

Author and YouTuber John Green thought his breakout bestseller wouldn't be a commercial success, wrote 40,000 words for one sentence, and brought Steve to tears. SOURCE:John Green, best-selling author and YouTube creator. RESOURCES:"The Deadliest Infectious Disease Isn't a Science Problem. It's a Money Problem," by John Green (The Washington Post, 2024).“Tuition Inflation Isn't as Bad as You Think,” by Felix Salmon (Axios, 2022).“Fast Facts: Expenditures,” by the National Center for Education Statistics (2022).“Trends in College Pricing and Student Aid 2021,” by the College Board (2021).“#37 John,” by Heavyweight (2021).The Anthropocene Reviewed: Essays on a Human-Centered Planet, by John Green (2021).“Scratch ‘n' Sniff Stickers and the Indianapolis 500,” by The Anthropocene Reviewed Podcast (2019).“How Joan of Arc Conquered Mark Twain,” by Ted Gioia (America: The Jesuit Review, 2018).Turtles All the Way Down, by John Green (2017).The Fault in Our Stars, film (2014).The Fault in Our Stars, by John Green (2012).Looking for Alaska, by John Green (2005).All the King's Men, by Robert Penn Warren and Noel Polk (1946).Harvey, film (1950).vlogbrothers, YouTube channel by John and Hank Green.Crash Course, YouTube channel by John and Hank Green. EXTRAS:“Peter Singer Isn't a Saint, But He's Better Than Steve Levitt,” by People I (Mostly) Admire (2022).“Freakonomics Radio Goes Back To School,” series by Freakonomics Radio (2022).

The number of Montana high school seniors submitting an application for federal student loans is down sharply from last year, according to national data.

A new cancer center opened in West Central Indiana. Students and colleges are facing unprecedented delays with the Free Application for Student Aid, or FAFSA. All state universities will now have to report Greek organizations for breaking hazing rules. The latest data from Early Learning Indiana shows that the state only has the capacity to serve about 60 percent of the children who need care. Indiana Attorney General Todd Rokita presented a report at a political rally that he says proves the state used “faulty” data to justify the stay-at-home order at the beginning of the COVID-19 pandemic. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. Today's episode of WFYI News Now was produced by Darian Benson, Abriana Herron, Drew Daudelin and Kendall Antron with support from Sarah Neal-Estes.

In this Mini Money Minute, I speak to an expert who shares some tips on how to navigate not just the FAFSA's (Free Application for Student Aid) recent changes but the tough conversations that go along with managing the cost of college. And though I usually reserve singing about money to audiences of school children, the recent changes in the FAFSA inspired me to write a song about it so keep listening to the end!

Today on America in the Morning   GOP Impeachment Inquiry Continues On the day President Biden's brother spoke with House lawmakers regarding their impeachment inquiry, some of those same Republicans are attempting to defend their case in the wake of the arrest and false information peddled by a key FBI informant. John Stolnis has more from Washington.    Alabama IVF Decision Sparks Concerns A large Alabama hospital has paused in vitro fertilization treatments as health care providers weigh the impact of a state court ruling that frozen embryos are the legal equivalent of children.  As correspondent Lisa Dwyer reports, the decision could have far-reaching effects inside and outside of Alabama.     Capital Murder Charges In Texas Child's Death More details are being learned about the abduction and killing of an 11-year-old girl in Texas. Correspondent Clayton Neville has the latest.    Biden's Port Security Concerns  President Biden signed an executive order to shore up vulnerabilities and boost security at the nation's ports over concerns of potential cyberattacks.  Washington correspondent Sagar Meghani reports.   More Biden Student Debt Forgiveness President Biden traveled to Los Angeles on a campaign stop, and announced he is forgiving a total of $1 point 2 billion dollars in student debt.   Rust Trial Getting Underway  A jury is being sworn in for the trial of the armorer who loaded the gun in the fatal 2021 shooting by Alec Baldwin on the set of the movie Rust. Julie Walker reports.         Harrowing Rescue  Trapped on New Hampshire's Mount Washington for hours facing below-freezing temperatures and 90 mile per hour winds, rescuers battled the elements and were able to save a hiker. Correspondent Haya Panjwani reports.   Assange Awaits Extradition Decision  Calling it an attack on the truth, the wife of Julian Assange wants a British court that has now heard his final appeal to block the extradition of the Wikileaks founder to the US where he would face espionage charges. Correspondent Haya Panjwani reports an extradition decision is not expected to be immediate.    Changes At Boeing  Following two deadly plane crashes, and in January, the door of a passenger jet blowing out mid-flight, Boeing has removed the head of their 737 MAX program. Correspondent Sagar Megahni has the details.     Biden Considering Executive Action On Border With border concerns becoming a top priority, President Biden is weighing invoking executive authority to stage a border crackdown ahead of the 2024 election. As correspondent Ben Thomas reports, a possible action could include restrictions on a migrants' ability to seek asylum, which was at one time a former Trump-era policy.     Trump Wants More Time To Pay NYC Case Attorneys for former President Donald Trump have requested a 30-day extension on the time frame to pay a $355 million dollar business fraud verdict levied against him. As Sue Aller reports from New York, the state's attorney general says she will seize the president's Big Apple properties if he does not comply with the court's order.    Girl Dies In Beach Accident Tragedy on a South Florida beach when a 7-year-old girl dies after a hole she and her little brother were digging collapses, swallowing her and her 9-year-old brother. Lisa Dwyer has the shocking details.   Officer On Trial In Connecticut A trial is getting underway in Connecticut, involving a state police officer who shot and killed a teenager who was driving his car in a residential neighborhood. Correspondent Jennifer King reports.    Arizona Refuses NY Extradition Prosecutors in Arizona say they won't agree right now to extradite the man accused of murdering a woman in a New York City hotel room, saying they don't trust the Manhattan District Attorney.          Finally   It's another music first for the Queen B, as Beyonce has now taken the top spot on the country music charts. Kevin Carr has the story. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The news to know for Tuesday, February 13, 2024! We'll tell you about a winter storm bringing the northeast some of its heaviest snow in years.  Also, we have a message from President Biden and a key Middle Eastern ally who met face-to-face for the first time since the war in Gaza began. Plus, how a new form from the U.S. government is slowing down the college admissions process, why thousands of flight attendants are joining picket lines across the country, and where some of the biggest Mardi Gras celebrations are happening today. See sources: https://www.theNewsWorthy.com/shownotes Sign-up for our bonus weekly email: https://www.theNewsWorthy.com/email Become an INSIDER and get ad-free episodes: https://www.theNewsWorthy.com/insider Thanks to our sponsors: Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/newsworthy. Go to Zocdoc.com/newsworthy and download the Zocdoc app for free. Then find and book a top-rated doctor today. To advertise on our podcast, please reach out to sales@advertisecast.com Get The NewsWorthy merch here: https://www.theNewsWorthy.com/merch  

Experts in post-secondary financial aid discuss the updated FAFSA form.

Want to balance living your best life today and financial security tomorrow?Check out my conversation with Ann Garcia, also known as The College Financial Lady to find out how it is possible.  Ann is a Certified Financial Planner (CFP) and managing partner of Independent Progressive Advisors, a financial advisory firm based in Portland, Oregon.  Ann got her nickname of The College Financial Lady by specializing in college financial planning - she's helped thousands of families save a ton of money on college. Ann has been featured in the New York Times, US News & World Report, CNN Money, and many other publications and she recently wrote the book How to Pay for College: A complete financial plan for funding your child's education. This is a double dip episode - learn about Ann's path to becoming a CFP and top tips on saving for your child's education!Don't miss PART TWO of my conversation with Ann where she'll give a great "financial planning 101" for young professionals - releasing next week!Show notes and links:Ann's book How to Pay for College: A complete financial plan for funding your child's educationAnn's website Howtopayforcollege.comFAFSA (Federal Student Aid application website)Student Aid estimator tool - use this to see if you might qualify for aidNet Price Calculator - Find this on college websites to get a sense of how much that school will costCollegedata.com  and College Navigator - Check out these websites to see data on the percentage of students that need aid and the percentage that was metLAUNCH Career Strategies was founded by Karen Elders and Elyse Spalding. We help young professionals launch a successful career path with expert coaching services. Reach out today for an initial FREE coaching session.LinkedIn | Instagram | Facebook

Today we’re talking about the economics of higher education in the United States. Though the average cost of going to college nearly tripled from 1980 to 2021, the net cost of attending both public and private institutions has started to come down. Martin Kurzweil, vice president of educational transformation at the nonprofit Ithaka S+R, traces that back to a decline in enrollment. “Demographers will tell us that the generations of young people coming through after the baby boom, the cohort sizes, have decreased over time, and higher education is looking at what’s come to be known as a demographic cliff,” Kurzweil said. On the show today: Kurzweil explains how college became unaffordable for many Americans, why costs have started to come down, and how a shrinking population of typical college-age students will transform higher education in the U.S. Then, we’ll get into the repercussions of the Great Recession on the retirement wealth of younger baby boomers. And, are credit rating firms underestimating the climate crisis? Later, listeners share how they deal with news fatigue. Plus, one listener explains what she got wrong about getting a college degree. Here’s everything we talked about today: “College prices aren't skyrocketing—but they're still too high for some” from The Brookings Institution “Forget that $90,000 sticker price: College costs are actually going down” from The Hill “Trends in College Pricing and Student Aid 2022” (PDF) from College Board “A Sign That Tuition Is Too High: Some Colleges Are Slashing It in Half” from The New York Times “The incredible shrinking future of college” from Vox “Ratings Firms Struggle With Climate Risk in $133 Trillion Market” from Bloomberg “Yellen Says Extreme Weather Exposes Gaps in Insurance Protection” from Insurance Journal “What Happened to Late Boomers' Retirement Wealth?” from the Center for Retirement Research at Boston College We want to hear your answer to the Make Me Smart question. You can reach us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Today we’re talking about the economics of higher education in the United States. Though the average cost of going to college nearly tripled from 1980 to 2021, the net cost of attending both public and private institutions has started to come down. Martin Kurzweil, vice president of educational transformation at the nonprofit Ithaka S+R, traces that back to a decline in enrollment. “Demographers will tell us that the generations of young people coming through after the baby boom, the cohort sizes, have decreased over time, and higher education is looking at what’s come to be known as a demographic cliff,” Kurzweil said. On the show today: Kurzweil explains how college became unaffordable for many Americans, why costs have started to come down, and how a shrinking population of typical college-age students will transform higher education in the U.S. Then, we’ll get into the repercussions of the Great Recession on the retirement wealth of younger baby boomers. And, are credit rating firms underestimating the climate crisis? Later, listeners share how they deal with news fatigue. Plus, one listener explains what she got wrong about getting a college degree. Here’s everything we talked about today: “College prices aren't skyrocketing—but they're still too high for some” from The Brookings Institution “Forget that $90,000 sticker price: College costs are actually going down” from The Hill “Trends in College Pricing and Student Aid 2022” (PDF) from College Board “A Sign That Tuition Is Too High: Some Colleges Are Slashing It in Half” from The New York Times “The incredible shrinking future of college” from Vox “Ratings Firms Struggle With Climate Risk in $133 Trillion Market” from Bloomberg “Yellen Says Extreme Weather Exposes Gaps in Insurance Protection” from Insurance Journal “What Happened to Late Boomers' Retirement Wealth?” from the Center for Retirement Research at Boston College We want to hear your answer to the Make Me Smart question. You can reach us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

Subscribe to Receive Venkat's Weekly Newsletter As a high schooler in Germany, Daniel cared only about Sports. Specifically American Football. He wanted to go to college to play football. Daniel came to a US College on a Sports Scholarship.  Things, however, didn't go as planned. Daniel  joins us on our podcast to share his UG Experience as an International Student, At UC Blue Ash, and then the 4-year UC program, UG Research in Financial Aid, The Scholarships, and Advice for high schoolers.  In particular, we discuss the following with him:  Overall Experience at U of Cincinnati Exchange Student to US College Student Majoring in Economics & Data Analytics Advice to Int'l High Schoolers Topics discussed in this episode: Introduction to Daniel Posmik, U Cincinnati [] Hi Fives - Podcast Highlights [] Overall UC Experience [] High School Interests [] Exchange Student from Germany [] Transition to UC Blue Ash [] UG Research - Edu Policies [] Research Outcomes [] Advocacy based on Research Outcomes [] Campus Activities - New Initiative [] Climate Policy [] Securing Scholarships [] Advice for Int'l High Schoolers [] Memories [] Our Guests: Daniel Posmik graduated with a Bachelor's degree in Economics & Data Analytics from the University of Cincinnati. Memorable Quote: “One thing that I will always recall is that the transition phase was mostly marked by me trying to identify financial support opportunities, because going from Blue Ash to the Uptown campus also meant doubling the fees that I had to pay. So I keep in mind, all the money that I had to pay had to come out of pocket from me, with no loans.” Daniel Posmik. Episode Transcript: Please visit Episode's Transcript. Similar Episodes: College Experiences Calls-to-action: Follow us on Instagram To Ask the Guest a question, or to comment on this episode, email podcast@almamatters.io. Subscribe or Follow our podcasts at any of these locations: Apple Podcasts, Google Podcasts, Spotify.

This episode is packed with essential information to help you stay on top of your student loan game. Meagan McGuire, CSLP®, and Lauryn Williams, CFP®, CSLP®, are here to discuss everything from navigating forbearance and disputing inaccuracies in your payment history to the double consolidation loophole and updates on the PSLF tracker. You'll hear tips on maximizing loan forgiveness and which channels to use to contact MOHELA and Nelnet. Plus, you'll get updates on the Student Aid portal and a client's experience disputing administrative forbearance.  In today's episode, you'll find out: What is the period for recertification and how often does it occur How common it is to be put into forbearance during the recertification process Can borrowers dispute administrative forbearance The best way to dispute forbearance with your loan servicer How payment history before consolidation counts toward your forgiveness timeline How the account adjustment of the IDR Waiver can help you find extra payment credits The best way to contact MOHELA to ask about payment history and forgiveness How to use the reconsideration request form to get faster processing How to dispute inaccuracies in your payment history When the PSLF tracker will be available Links mentioned:  StudentAid.gov Reconsideration request form PSLF Help Tool   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

The founder of Frank, a student loan assistance startup company that J.P. Morgan Chase acquired for $175 million two years ago, has been arrested on charges that she duped the financial giant by dramatically inflating the number of customers her company had, authorities said. Charlie Javice, 31, of Miami Beach, Florida, was arrested in New Jersey on conspiracy, wire and bank fraud charges. A charging document in Manhattan federal court said she claimed her company had over four million users when it had fewer than 300,000 customers. Authorities said Javice, who appeared on the Forbes 2019 “30 Under 30” list, would have earned $45 million from the fraud. In a release, U.S. Attorney Damian Williams said Javice “engaged in a brazen scheme” to defraud the acquiring financial company by fabricating data to support lies she told in a bid to make tens of millions of dollars from the sale of her company. According to a criminal complaint, Javice in 2017 founded TAPD Inc., which operated under the name Frank, to provide an online platform to simplify the process of filling out the Free Application for Federal Student Aid, a free federal government form used by students to apply for financial aid for college or graduate school. In 2021, Javice sought to sell her company in her role as its chief executive to a large financial institution, the complaint said. When JPMC sought to verify that her company had 4.25 million customers, Javice asked her company's director of engineering to create an artificially generated data set, but the individual declined, it said. She then hired an outside data scientist to create the synthetic data set as she purchased for $105,000 on the open market real information for over 4.25 million students, the complaint said. But it added that the data she purchased did not contain all of the information she had told JPMC was maintained by Frank. In a civil complaint filed by the Securities and Exchange Commission, the regulatory agency alleged that Javice made numerous misrepresentations about Frank's alleged millions of users to entice JPMC to purchase the now-shuttered Frank. This article was provided by The Associated Press.

Financial aid specialist Kim Bradley returns to the podcast show!  In this show, Kim Bradley discusses the most important form to apply for financial aid: the FAFSA! The FAFSA is the Free Application for Federal Student Aid. Kim will discuss the important ways to complete this form, costly mistakes, and things that you must do. These are the must-dos and must-don'ts for this important form.  Kim Bradley will walk you through the FAFSA beginning with your name!  Don't take anything for granted. Don't make assumptions. Follow the instructions. This podcast show can help you get the money you need for college! Don't end up in the problem pile! Important Information: October 1: FAFSA Application Submission Launch Date. Apply ASAP! Official website of the College Board! Everything about applying for college: www.bigfuture.org Scholarship winner every month on www.bigfuture.org Official Federal Student Aid Official Website: www.studentaid.gov Phone number: 1-800-4-FEDAID Note: This podcast show is part of ETT's Financial Empowerment series.

Photo: No known restrictions on publication. @Batchelorshow L. Ron Hubbard 1950 SCOTUS: The Student Aid brouhaha. Richard Epstein, Hoover Institution https://www.nytimes.com/2023/02/27/business/student-loan-debt-supreme-court.html

Up To $20,000 Student Loan Debt Forgiveness Info. Find out if you qualify, register early and more.❤️️Student Aid. Gov. Make sure you qualify, register here now to see if you have had a pell grant: https://studentaid.gov/This page is what I showed in the video about eligibility and signing up at Student Aid: https://studentaid.gov/debt-relief-announcement/one-time-cancellation❤️️Whitehouse Eligibility Check here: https://www.whitehouse.gov/publicserviceloanforgiveness/?utm_source=pslf.gov

In this episode, Shellee and Jason discuss: Figuring out how to afford collegeWhat is FAFSA and why is it importantThings to know about college financingInterest rates  Key Takeaways: It is essential to figure out how to better finance your child's college education so that they are not burdened financially. Encourage them to take advantage of programs and opportunities that are available to them as soon as they become aware of them.The Free Application for Federal Student Aid, or FAFSA, is one of the most important documents for students to understand in order to receive college funding. Filing a FAFSA will speed up the process and show you what financial aid is available if you decide to enroll in college.You need to be smart on how you finance your child in college and help your child recognize that there is a debt that must be repaid with interest. Your interest rate will be determined by how you repay your loans, which will be a small amount in comparison to the large loan that you are receiving. So it is more important to be involved in protecting your assets and aligning them for college than to be concerned about what interest rates will be in the coming years. "Being smart certainly gives you an opportunity to do that 100% family contribution, and come out ahead of the game, and also have control over your financial destiny." —  Jason Henderson   About Jason Henderson: Jason has worked as Vice President, Head of Research and Development, Scientific Consultant, and Member of the Board of Directors for various chemical, technological and nutritional companies. He grew up with a clear understanding of the importance of having control over one's own financial situation, and the devastating effects of dependence on common market practices. This experience fostered a lifelong pursuit of financial independence.Long before he became formally involved in financial education, however, Jason developed a love and talent for science. He graduated from BYU with a degree in Organic Chemistry, after which he was invited to attend Purdue University, where he earned his Ph.D. His research and thesis on nanotechnology were the geneses behind both remarkable growth and that subject in academics and industry, and of a new faculty for study of the subject of Purdue. He went on to do postdoctoral work with a Nobel Prize winner, Professor Robert H. Krebs, at the renowned California Institute of Technology. Connect with Jason Henderson:Email: jasonchem@gmail.comPhone: 435-764-1451 Connect with Shellee Howard: Website:  https://collegereadyplan.com/YouTube: https://www.youtube.com/channel/UCr_WodPHDfSWEbiPdsRDbyQTwitter: https://twitter.com/gocollegereadyInstagram: https://www.instagram.com/collegereadyplan/Facebook: https://www.facebook.com/CollegeReadyPlan/LinkedIn: https://www.linkedin.com/company/college-ready/Email: shellee@collegereadyplan.com Show notes by Podcastologist: Angelica Rayco.Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Toward the end of yet another landmark Supreme Court term, the Court issued decisions in two major cases concerning religious liberty when it comes to education in America. Carson v. Makin held that the state of Maine can't withhold public funding from families relying on vouchers to attend religious schools. And Kennedy v. Bremerton came out in favor of a public high school football coach who lost his job after leading prayers on the 50-yard line. These are big First Amendment cases with widespread implications for free exercise of religion and separation of church and state in schools nationwide. In this episode, Michael Moreland, of Villanova University Charles Widger School of Law, and Erwin Chemerinsky, dean of Berkeley Law, unpack the Court's reasoning and help explain the outcomes. Jeffrey Rosen, president and CEO of the National Constitution Center, moderates. Also check out: “Student Aid, Religious Education, and the First Amendment,” We the People episode on Carson v. Makin “Football, Faith, and the First Amendment” and “Football, Faith, and the First Amendment – Part 2” We the People episodes on Kennedy v. Bremerton   Questions or comments about the show? Email us at podcast@constitutioncenter.org. Continue today's conversation on Facebook and Twitter using @ConstitutionCtr. Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate, at bit.ly/constitutionweekly.

Toward the end of yet another landmark Supreme Court term, the Court issued decisions in two major cases concerning religious liberty when it comes to education in America. Carson v. Makin held that the state of Maine can't withhold public funding from families relying on vouchers to attend religious schools. And Kennedy v. Bremerton came out in favor of a public high school football coach who lost his job after leading prayers on the 50-yard line. These are big First Amendment cases with widespread implications for free exercise of religion and separation of church and state in schools nationwide. In this episode, Michael Moreland, of Villanova University Charles Widger School of Law, and Erwin Chemerinsky, dean of Berkeley Law, unpack the Court's reasoning and help explain the outcomes. Jeffrey Rosen, president and CEO of the National Constitution Center, moderates. Also check out: “Student Aid, Religious Education, and the First Amendment,” We the People episode on Carson v. Makin “Football, Faith, and the First Amendment” and “Football, Faith, and the First Amendment – Part 2” We the People episodes on Kennedy v. Bremerton   Questions or comments about the show? Email us at podcast@constitutioncenter.org. Continue today's conversation on Facebook and Twitter using @ConstitutionCtr. Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate, at bit.ly/constitutionweekly.

We welcome YOU back to America's leading higher education podcast, The EdUp Experience! It's YOUR time to #EdUp In this episode, YOUR guest is Sheila Bair, Senior Advisor to Student Debt Smarter, YOUR host is Dr. Joe Sallustio, & YOUR sponsor is Anthology Together 2022! What is Student Debt Smarter & how can it help prospective students & their families demystify the student aid process? Listen in to #EdUp! Sheila Bair has had a long & distinguished career in government, academia, & finance, & was twice named by Forbes Magazine as the second most powerful woman in the world. Bair was Chair of the Federal Deposit Insurance Corporation (FDIC) from 2006 to 2011, when she steered the agency through the Great Recession; is a frequent commentator on financial regulation & the student debt crisis; & is the author of the NY Times Best Seller, Bull by the Horns, her memoir of the financial crisis, as well as the Money Tales picture book series for children. Thank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp! Connect with YOUR EdUp Team - Elvin Freytes & Dr. Joe Sallustio ● Join YOUR EdUp community at The EdUp Experience! We make education YOUR business! --- Send in a voice message: https://anchor.fm/edup/message

The US Chamber of Commerce has been rife with criminal activity since 2000. The Supreme Court strikes down Biden's workplace vaccine mandate. More than a dozen top-tier universities have allegedly been colluding to limit financial aid.

Michelle and John open with a discussion about who is taking a big part of the blame for surging inflation - spoiler alert: its lower income folks receiving unemployment and stimulus checks. Meanwhile, the Fed plows trillions of dollars into bond buying programs. Coleen Rowley, former senior FBI agent and renowned whistleblower, joins the Misfits to talk about the Department of Justice's new Domestic Terrorism Unit - a reaction to the breach of the Capitol. Coleen gives context by citing several examples of domestic terrorist incidents with higher fatalities than January 6, 2020 which did not result in creating a new FBI unit.The Biden administration announced that private insurers will have to cover the cost of at-home COVID-19 tests. Bill Honigman is a retired emergency physician and California State Coordinator and Healthcare Issue Team Coordinator for Progressive Democrats of America (PDA). He breaks down the challenges to receiving the actual reimbursement. Why is every solution for Americans to spend more of their limited free time filling out forms to try to keep from being gouged by private companies? Later on, John and Michelle catch up with David Swanson, executive director of World Beyond War, to talk about the latest developments with NATO and conflict zones around the world. David explains it's possible the West cares more about Ukraine joining the EU more than concerns over joining NATO. John points out that the direct link between EU membership and increased well-being for the population is questionable. Hungary joined the EU, and that isn't what happened.David Shultz, professor of political science and legal studies at Hamline University, explains a lawsuit filed in an Illinois federal court that universities engaged in price fixing and unfairly limited aid by using a shared methodology to calculate applicants' financial need. David explains the civil suit against the universities alleges colluding that benefits the university as a business. The collusion means students are unable to strike more competitive deals with colleges before deciding where to attend.

This week, the Supreme Court heard oral argument in Carson v. Makin, which centers around the free exercise clause, and public funding for religious education. The issue is whether a state—in this case, Maine, violates the First Amendment by prohibiting students participating in an otherwise generally available student-aid program from choosing to use their aid to attend schools that provide religious, or “sectarian,” instruction. In Maine, not all school districts have their own public secondary schools. For students in those districts, the state will pay for them to attend private high schools— unless the private school has a religious affiliation. The petitioners in this case are parents who are seeking that state funding for their son to attend a religious private school.  Host Jeffrey Rosen is joined by Erwin Chemerinsky, Dean of the UC Berkeley School of Law and co-author of The Religion Clauses: The Case for Separating Church and State, and Michael McConnell, Richard and Frances Mallery Professor of Law at Stanford, and Director of the Constitutional Law Center at Stanford Law School. They discuss the history of religious schooling and public funding in America under the Constitution, including from the founding onward; what historical precedent means for how to understand and interpret the religious freedom clauses of the First Amendment; and how the Court might rule in the case. The National Constitution Center relies on support from listeners like you to provide nonpartisan constitutional education to Americans of all ages. In honor of the 234th anniversary of the ratification of the U.S. Constitution, every dollar you give to support the We the People podcast campaign will be doubled with a generous 1:1 match up to a total of $234,000, made possible by the John Templeton Foundation! Visit constitutioncenter.org/wethepeople, and thank you for your crucial support. Questions or comments about the show? Email us at podcast@constitutioncenter.org. Continue today's conversation on Facebook and Twitter using @ConstitutionCtr.  Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate, at bit.ly/constitutionweekly.

This week, the Supreme Court heard oral argument in Carson v. Makin, which centers around the free exercise clause, and public funding for religious education. The issue is whether a state—in this case, Maine, violates the First Amendment by prohibiting students participating in an otherwise generally available student-aid program from choosing to use their aid to attend schools that provide religious, or “sectarian,” instruction. In Maine, not all school districts have their own public secondary schools. For students in those districts, the state will pay for them to attend private high schools— unless the private school has a religious affiliation. The petitioners in this case are parents who are seeking that state funding for their son to attend a religious private school.  Host Jeffrey Rosen is joined by Erwin Chemerinsky, Dean of the UC Berkeley School of Law and co-author of The Religion Clauses: The Case for Separating Church and State, and Michael McConnell, Richard and Frances Mallery Professor of Law at Stanford, and Director of the Constitutional Law Center at Stanford Law School. They discuss the history of religious schooling and public funding in America under the Constitution, including from the founding onward; what historical precedent means for how to understand and interpret the religious freedom clauses of the First Amendment; and how the Court might rule in the case. The National Constitution Center relies on support from listeners like you to provide nonpartisan constitutional education to Americans of all ages. In honor of the 234th anniversary of the ratification of the U.S. Constitution, every dollar you give to support the We the People podcast campaign will be doubled with a generous 1:1 match up to a total of $234,000, made possible by the John Templeton Foundation! Visit constitutioncenter.org/wethepeople, and thank you for your crucial support. Questions or comments about the show? Email us at podcast@constitutioncenter.org. Continue today's conversation on Facebook and Twitter using @ConstitutionCtr.  Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate, at bit.ly/constitutionweekly.

This week on "Off The Cuff," Justin is joined by three financial aid professionals who discuss how their offices plan to operate as we transition into 2022 where higher education, like many sectors, begins to approach a resumption of pre-pandemic operations. Tune in hear firsthand from our guests — Tyler Pruett, director of financial aid at Samuel Merritt University and Melissa Kunes, an assistant vice president for undergraduate education and executive director of the Office of Student Aid at The Pennsylvania State University — how financial aid offices are implementing new remote, hybrid, and in-person work policies. The three discuss their institutions' plans in the months ahead, and share their thoughts on how the sector will approach a post-pandemic landscape. Plus, Hugh has a recap of the latest higher education and financial aid news.

Spencer Callaghan, a senior manager of communications at the Canadian Internet Registration Authority

The fate of two new spending plans—the bipartisan infrastructure bill and the separate $3.5 trillion budget reconciliation bill designed to advance the Biden administration's other priorities, including for higher education—remains uncertain as we open the new season of dotEDU. ACE Senior Vice President Terry Hartle and dotedu host Sarah Spreitzer unpack where Congress stands on reconciliation and what it means for students and institutions, and then discuss efforts to enhance research security and the ability of the United States to compete with China, and what might be done to help Afghan students and scholars. This season, we'll continue our conversations with leaders in the higher education policy sphere, but in a crossover with the ACE Public Policy Pop Up, every other episode will feature Terry Hartle in an in-depth discussion of recent policy developments in Washington. Watch this page for more information about the Pop Up, a free live event held monthly, or email podcast@acenet.edu to be added to the mailing list to receive a link to register when its available. House Committee Approves Substantial Increases for Higher Education Programs, Student Aid in Reconciliation Bill  Biden's Promise to HBCUs Unfulfilled by Congress Inside Higher Ed | Sept. 22, 2021 Dems Fear Biden's Domestic Agenda Could Implode Politico | Sept. 21, 2021 Tensions Spike Over New Research-Security Proposals Targeting China National Journal | Sept. 16, 2021 Statement by ACE President Ted Mitchell on Supporting Afghan Students and Scholars More Universities, Higher Ed Groups Step Up To Help Afghan Refugees Forbes | Aug. 29, 2021 ABOUT THE SHOW Each episode of dotEDU presents a deep dive into a major public policy issue impacting college campuses and students across the country. Hosts from ACE are joined by guest experts to lead you through thought-provoking conversations on topics such as campus free speech, diversity in admissions, college costs and affordability, and more. Find all episodes of the podcast at the dotEDU page. Tweet suggestions, links, and questions to @ACEducation or email podcast@acenet.edu. HOSTS Jon Fansmith is a director of government relations at ACE. He represents ACE and its members on matters related to the federal budget and appropriations process, with a particular focus on student aid. Mushtaq Gunja serves as vice president and chief of staff at ACE, where he is in charge of strategic initiatives, communications, and membership. Sarah Spreitzer is a director of government relations at ACE. She represents ACE and its members on matters related to research policy and funding, federal policy, international students, immigration, and legislative issues.

Join VIN Foundation Board Members Dr. Matt Holland and Dr. Tony Bartels in a discussion with new veterinary graduate and practicing veterinarian Dr. Shiloh Landskov about strategies in paying off student loan debt. Is it best to pay it off as fast as possible? Is there value in choosing an income-driven repayment plan? Is a budget really necessary? How does student loan debt compare to credit card debt when it comes to repayment? Listen in to learn about veterinary student loans from three different perspectives, and advice on best strategies based on your situation.    GUEST BIOS: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.   Dr. Shiloh Landskov  Dr. Shiloh Landskov is a new graduate of the University of Illinois College of Veterinary Medicine, Class of 2020. She is a Minnesota native, and currently works in general practice and emergency medicine. Her interests include emergency medicine, surgery, and leadership within veterinary medicine. She currently lives with her husband and 6 pets in central Minnesota.   LINKS AND INFORMATION: VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/ Student Aid: https://studentaid.gov/ Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Personalized Assistance available via the special Student Debt Message Board areas: VIN member (including veterinary students) Non-VIN member (veterinarians and pre-veterinary students)   Email VIN Foundation: studentdebt@vinfoundation.org   Get updates to stay tuned for the VIN Foundation webinars on student debt.    You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.   If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

Can leaning into something you were previously ashamed of actually become your superpower? We find out when Vanessa talks to Gregory Cendana, a dancer, political strategist and entrepreneur who has been named one of Washington DC's most influential 40 under 40, about dancing for social justice.  Gregory reflects upon his upbringing in a conservative Catholic Filipino family and his own coming-out journey, and why his life mission is to help others bring their full, true selves to any space they are in to engender cultural, social and political change.  We discuss why prioritizing mental health creates more sustainable communities, and how the idea of collective self-care for Asian-Americans and BIPOC communities gives us the power to heal and reclaim our stories. Plus, we extol the wonders of the adult power nap. Rest is resistance. Watch the video or read the full interview at www.thrivespicemedia.comAbout Gregory:Dancer, Strategist and Entrepreneur Gregory Cendana is President and co-founder of Can't Stop! Won't Stop! Consulting, Chief Creative Officer of Greg Dances and co-founder of The People's Collective for Justice and Liberation. He was the first openly gay and youngest-ever Executive Director of the Asian Pacific American Labor Alliance and Institute for Asian Pacific American Leadership & Advancement. Gregory was also first openly gay Chair of the National Council of Asian Pacific Americans, co-founder of the diversity initiative Inclusv, and serves on the board of directors for United We Dream as Treasurer and 18 Million Rising as Chair. Gregory was President of the United States Student Association (USSA), where he played an integral role in the passage of the Student Aid & Fiscal Responsibility Act and Healthcare and Education Reconciliation Act.  He has been named one of Washington DC's most influential 40-and-under young leaders, one of the 30 Most Influential Asian Americans Under 30, 40 Influential Asian Americans in Washington, DC's Inaugural Power 30 Under 30™ Award Recipients and the "Future of DC Politics". In his spare time, Gregory enjoys singing karaoke, choreographing dances and trying new recipes. You can find him on TikTok: @gregdances and on Instagram, Facebook or Twitter at @gregorycendana @cswsconsulting.Mental Health and Social Justice Resources:-Asian Mental Health Collective: https://www.asianmhc.org/-Can't Stop! Won't Stop! Consulting: https://www.cswsconsulting.com-Collective Solidarity and Abolition Pledge: http://bit.ly/AsianAbolitionPledge-People's Collective for Justice and Liberation: https://peoplescollective4jl.orgSupport the show (https://ko-fi.com/thrivespice)

This week on a special episode of "Off The Cuff," Rachel hosts a discussion with NASFAA's most recent Dallas Martin Endowment (DME) Policy Intern, Richard Davis, Jr. The higher education policy experts delve into a host of issues surrounding student aid and recap this summer's advocacy efforts. Rachel and Richard cover topics concerning Pell Grant restoration, NASFAA's advocacy pipeline, highlights from the Committee for Education Funding's (CEF) weekly meetings and more. Richard, who recently completed his summer internship, also shares his future plans and offers listeners insight as to what projects NASFAA has planned for the fall that will utilize some of his research. Want to learn more about the Dallas Martin Endowment for Public Policy and Student Aid (DME) summer internship? Be sure to check out the DME Prospectus to learn more about the purposes, policies, and goals of the fund.

What to think about before applying to college.In this episode, Trishul and Aaron discuss the planning that parents and students go through before applying for college. Aaron shares his experience as a high school student and how he funded all four years with scholarships. Trishul explains how he started saving two years before his daughter was born. They discuss grants, loans, and the Expected Family Contribution. There are so many resources available to help fund higher education that you need to start researching as early as you can.Episode ReferencesMMS #28. Is a million-dollar higher education worth it?MMS #23. Molly Laughter: How to conquer debt and still get ahead.MMS #81. Molly Laughter: Don't refinance those student loans until you listen to this episode.Fastweb scholarship search (What Aaron used to find so many scholarships)StudentAid.gov EFCFinancial Aid EstimateStudent Aid IndexExpected Family ContributionFinancial Aid SearchSallie Mae scholarship findHow to spot and avoid scholarship scamsPodcast DescriptionWelcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

*Disclaimer, this episode was recorded a few months ago* This week North Creek High Schools Athletic Training Student Aid, Jordan Carr joins Addison to talk about her journey being involved with sports as well as how this experience helped her gain knowledge about the field she is interested in going in. Follow Jordan: https://www.instagram.com/jo.rdancarr/Follow On the Line: https://www.instagram.com/on_the_line_addison/

In the inaugural episode of Student Centricity, we chatted with Trellis' Senior Research Analyst, Carla Fletcher, about the key findings uncovered in Trellis' State of Student Aid and Higher Education in Texas (SOSA) 2021 annual report. During our insightful discussion, Carla shared how the pandemic impacted findings from the SOSA compared to previous years, how Texas' demographic shifts are affecting higher education, how the price of higher education has changed in the last 10-20 years, and more! To see the entire SOSA 2021 annual report, visit: www.trelliscompany.org/sosa-2021.To download a PDF version of the report, visit: https://www.trelliscompany.org/wp-content/uploads/2021/03/SOSA-2021.pdf. 

Katelyn Ilkani speaks with Milwaukee Area Technical College’s Laura Bray about raising scholarship funding. As Vice President for College Advancement and External Communications, Bray shares her experiences over the past year as head of fundraising. She describes MATC’s “Healthcare Heroes Fund” and how her team raises funding to support graduates who need to pay for licensure to obtain employment. The conversation focuses on how MATC is working toward ensuring equity in their scholarship awards, and Bray describes their participation in the “Moon Shot for Equity.”

I had the pleasure of speaking to Andrew Pentiss a senior writer for Student Loan Hero. Andrew and I spoke about how to pay off and avoid student loans. Part of the problem is the poor education on student loan borrowing for college. I remember when I went to college there wasn’t a discussion with the financial aid office about how to pay off my student loans. Instead the only conversation was how to finance and pay for my education. Also the cost of education is increasing over time. I read an article that has shown a ten fold increase in the last decade. Part of this increase has been to pay for the additional cost of administrative staff instead of paying for teaching or research staff. There has been an increase in the amount of adjunct staff. This has lead to an increase in the profitability of the college business model. It’s important for you to look at the cost of education before you get into it. There are a few alternatives to returning to college or going to college in the first place. You could go into an apprenticeship in a skilled trade for instance. According to the bureau of labor statistics  Bureau of Labor Statistics electricians make $56,180 per year on average. There are also tech boot camps which allow you to be able to pick up the skills that you need to be hired as a web designer, programmer or a graphic designer. These types of jobs can have starting salaries of $60,000+. There are several different types of payoff methods for student loans. The method that is popularized by Dave Ramsey is the Debt Snow Ball Method. The point of the debt snowball method is to list all of your debts smallest to largest and then pay off the smallest then to work on the next largest. After doing this you will be able to slowly and steadily increase the amount of debt you are paying off. The debt avalanche method is a different method for paying off your student loans and other debts. With the debt avalanche method you list your debts in order of highest interest to lowest interest. Then you begin to pay off your debts with the highest interest first. There are also a couple of different types of forgiveness programs for student loans. If you work at a non profit for 10 years and make consecutive payments then you can have some of your student loans forgiven. For more specifics on this you can go to the link here Student Aid. The other type of loan forgiveness is public loan forgiveness for a particular type of profession. Student loan hero provides excellent examples of student loan forgiveness like this one for attorneys. One of the most underrated forms of repayment is to repay it while you’re attending college. Even $50 a week can be hugely impactful. If you took out $10,000 in student loans at 6.2% accruing interest in 4 years you would have $46,596.46 owed by the time you graduated. If you paid $50 a week each week over those 4 years your total owed would be $40,892.57. The difference owed would be $5,703.89 in savings in interest. The best ways to avoid student loans are tried true and probably beaten to death. Apply for all of the financial aid that you can. If you’re not in college currently try to save as much as you can even if it’s just with a part time job. If you want to learn more about avoiding student loans or how to pay them off you can go to  Student Loan Hero.  

The Student Aid Index (SAI) will soon replace the Expected Family Contribution (EFC) on the FAFSA. Learn how this will impact financial aid.

The Student Aid Index (SAI) will soon replace the Expected Family Contribution (EFC) on the FAFSA. Learn how this will impact financial aid. The post Student Aid Index: What To Know About The Changes To Financial Aid appeared first on The College Investor.

There are lots of colleges across the United States to choose from and community colleges are one of the best kinds. In this episode, Dr. P. talks with Dr. Eboni Zamani-Gallaher about what makes community colleges so special. Eboni is currently at the University of Illinois at Urbana-Champaign, where she holds three important roles as Professor of Higher Education and Community College Leadership, Director of the Office for Community College Research and Leadership, and Executive Director of the Council for the Study of Community Colleges (CSCC).Dr. Zamani-Gallaher has received numerous awards for her work, including the Council for the Study of Community Colleges (CSCC) Senior Scholar Award, the American College Personnel Association Senior Scholar award, and the Founder's Service Award from the Association for the Study of Higher Education's Council on Ethnic Participation to name a few.Eboni holds a Ph.D. in Higher Education Administration with a specialization in Community College Leadership and Educational Evaluation from the University of Illinois at Urbana-Champaign. Her teaching, research, and consulting activities largely include psychosocial adjustment and transition of marginalized collegians, transfer, access policies, student development and services at community colleges.The Did You Know segment suggests a website to help students with financial aid planning. The Ask Dr. P. segment features a listener's question about what to do when your first college choice is too expensive.Time Markers01:25-Welcome Dr. Eboni Zamani-Gallaher05:50-The Basics about Community College09:15-The Types of Credentials One Can Earn in Community College10:30-Common Misconceptions about Community College15:45-Did You Know: student aid.gov16:27-Ask the Expert: Eboni's Advice for How Students Can Navigate Community College40:45-Ask Dr. P: What To Do When Your First College Choice Is Too ExpensiveResources Mentioned in this EpisodeArticle: New Research on Reverse Credit Transfer and the Value of an Associate's Degree by Jason TaylorWebsite: studentaid.gov Dr. Zamani-Gallaher's BioGot a question about college? Email Dr. P. at amelia@speakingofcollege.com 

Starting college is an exciting and scary time under traditional circumstances, but doing it while there's so much uncertainty in the world really makes things challenging. Whitney Soule, Senior VP, Dean of Admissions and Student Aid at Bowdoin College in Maine talks to us about what colleges are doing to ease this transition and offers valuable advice for students during this time.

Whitney Soule, Sr. Vice President, and Dean of Admissions and Student Aid at Bowdoin College joined the podcast to discuss the efficiency and effectiveness of joint admission events with like institutions, especially in a new era with fewer SAT and ACT takers.

In this episode Moise Piram offers information on FAFSA (the Free Application For Federal Student Aid.) He covers all of the help available and guides you through the process. CloudVestors  

Tune in as we chat with VIN Foundation Board Member and student debt expert, Dr. Tony Bartels. We discuss how COVID has impacted student loans, and what the CARES Act means for veterinary students and veterinarians managing their debt.In this episode we mention the following resources:VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenterVIN Foundation My Student Loans: https://vinfoundation.org/mystudentloansVIN Foundation Blog: https://vinfoundation.org/coronavirus-impact-to-student-loans-covid-19/Student Loan Triage in the Age of COVID webinar recording: https://vinfoundation.org/climbing-mt-debt-student-loan-triage-covid-webinar/Student Aid: https://studentaid.gov/ You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter. If you like this podcast, we would appreciate it if you subscribe and follow, rate, and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

The coronavirus pandemic has accelerated the changes already facing higher education.  These issues include financial, structural and enrollment. Mike Goldstein, one of the top higher education attorneys in the country, offers his insights on how higher education leaders can navigating these challenges. Fall-out from Remote Learning Goldstein sees many implications for higher education that started during the pandemic. One long-term implication involves the necessity to move from some form of face-to-face instruction to remote learning because of the pandemic. He felt it was important to distinguish between online learning and remote learning. Zoom uses the Internet but it is not online learning. What Zoom does is take face-to-face synchronous interaction and moves it to remote synchronous interaction. This is essentially the same thing and this approach works in a lot of settings. In comparison, he defines online learning as involving more advanced platforms and different kinds of platforms. This change is important in relation to student enrollment and retention. Higher education leaders are concerned that enrollments will drop between 20-40 percent in September; the latter would be cataclysmic for most institutions. Goldstein believes online learning is part of the problem because students have been catapulted from sitting in class to sitting in front of a screen with a lot of other distractions. Their reaction is, “That’s not what I expected.” Institutions need to find ways around those perceptions in a way that can keep students engaged and enrolled, while also getting past this immediate emergency. For example, the University of Cambridge just announced that they are discontinuing their large live lectures, which are going to instead be offered online. However, their small classes – known as tutorials, which have characterized Cambridge for the past 300 years – will continue face-to-face but with social distancing. That is the ultimate hybrid system because it’s the tutorial that is the hallmark of the nature of a Cambridge or Oxford education. These institutions are preserving that hallmark, but turning to technology to bring the easiest thing to present online – a face on a screen. Goldstein is a trustee of two low-residency institutions. In these, small tutorial groups work independently either electronically or personally, and then gather together for short periods of time during the year. These sessions also can switch to an online environment very easily. Enrollment has gone up in these institutions since the pandemic hit. Financial Changes Goldstein believes the short-term problem that institutions are facing involves weathering this storm and enabling themselves to make necessary changes and have the resources to do that. The bulk of institutions are going to have to figure out how to deal with the financial hurdles association with this situation. Institutions that are already near the margin – which includes a significant portion of smaller private colleges—are in particularly difficult straits. If a small college loses 10 percent of its enrollment, its ability to operate is going to be severely damaged. A Possible Remedy Many are talking about the reorganization under Chapter 11 of the Bankruptcy Act; however, this is not available to institutions of higher education in the United States, even though it’s available to every other business. The reason for that is the Higher Education Act, which states that institutions that declare bankruptcy immediately lose access to federal student loans and grants, and that loss is permanent. Basically this serves as a death penalty. Many now recognize that businesses that go through Chapter 11 reorganizations often come out the other side stronger than when they started. This organization involves restructuring overhanging debt and contracts, while also making their business model more efficient. This is a standard way that businesses work in the United States. Higher education is a business, even if it is a non-profit. One thing that is promising is that the urgency created by COVID-19 is now forcing policymakers in the Congress and U.S. Department to seriously consider taking steps to change this situation. This would allow higher education institutions to use Chapter 11 reorganization to climb out of the hole that the pandemic made deeper. Short-term Decisions Goldstein believes the short term decision-making process for higher education institutions involves several characteristics. The first complex decision is whether to reopen or stay online. California State will remain online for the fall semester, while others will reopen with social distancing. For a commuter campus, it’s easier to hold class on campus, but transportation becomes an issue if students have to rely on public transit. The residential institutions that have dormitories with occupancy of 2-3 students in a room or 3-5 students to an apartment will also face difficult economic challenges if they to drop that occupancy to one student to a room or two students to an apartment. However, Goldstein feels the real challenge that leaders face is how to structure the institution so that people will want to come back and feel it’s safe to return to campus. That is the hard question. This comes down safety and priorities. The college experience, which includes the social environment and social interaction, goes beyond the classroom. Adult learners will be less affected and more likely to adapt to an online environment. However, traditional college-age students have different expectations of college and are interested in the campus experience. Moving forward in the wake of this pandemic, leaders may find it more challenging to appeal to these students. In fact, some students and their families are bringing lawsuits that suggest the quality of education has diminished in the post-pandemic higher education environment. They also argue that they are paying for the college experience in its totality and that’s not what they are getting. They believe that they shouldn’t be paying high tuition (or any tuition, in some cases) if they are going to be forced to experience less. While there is legal protection for institutions moving to online education in the spring, the issue becomes hazier in the fall. Goldstein expects legal challenges if institutions decide to charge exactly the same amount if students aren’t going to be living on campus and won’t have the same campus experience. However, he is not sure if this argument will stand since there are many institutions that charge the same price for online and on-campus education. Some would suggest that the educational program between these two is comparable. The institutions also will argue that students are paying per-credit hour (the cost of classes and the credential being earned). However, students and families may note that while the online and on-campus educational program may be comparable, campus life factored into their enrollment decision. He is not sure how these cases will evolve. The relationships that a student builds while earning their degree also is part of the deal, and this also may be an issue.  The social interactions, connections, decisions and maturation that happen in college are important. Institutions need to figure out how to create those connections without the same level of physical interactions. The Costs for these Changes Goldstein believes there will be a wholesale change in how higher education is done. For a lot of institutions, affordability will be a grave issue. Institutions are going to have to look at alternative ways of financing their operations. They may be dipping into their reserves or endowments. Institutions will be declaring financial exigency and changing their faculty financial structures. There also will need to be more governmental support of both private and public higher education because in almost every case, tuition is the primary budgetary source for the institution at this point. States and the federal government will need to step up to prevent a wholesale loss of educational opportunity. Policymakers will also have to reckon with past decisions in relation to higher education. The nation has made a paradigm shift away from education’s role as supporting the public good. While the GI Bill and Student Aid programs focused on grants and low-cost loans increased higher education’s access and availability initially, policy decisions made over the years migrated to expensive student loans with the idea that the student would pay it off over his or her lifetime. As higher education became more expensive, these loans became more burdensome. However, if we are going to sustain the availability of higher education, we’re going to have to put more money in. Simply subsidizing student tuition will not be sufficient due to the changes in enrollment and costs, which are going to imperil the institution’s ability to survive. Before the current crisis, there were estimates that between 20-40 percent of private institutions would not be around a decade now. Goldstein thinks the high end initially was excessively pessimistic. Now, the risk and the likelihood of failure of private higher education is high. He foresees a number of institutions merging or creating partnerships or affiliations with other institutions, including public and private institutions. Public universities have started absorbing private institutions that can’t sustain themselves. He also foresees belt tightening in public universities. Some smaller campuses may close, hopefully for only the short term. This decisions is difficult due to student access. Additionally, these institutions are often the economic engines for their communities. If they go away, the impact on their community could be very significant. The Silver Lining One of the ironies of higher education is the student aid system. Higher education has been counter cyclical in that if people can’t find work, they’re more likely to go back to school to improve their education.   If students go back to school and get a student loan, that loan also will include the cost of living. Students can pay for rent, food, car loans and their electric bill, although they will still have debt. The question is whether the government will do something to make this loan less burdensome. The people who are most likely to go back to school are adult learners, which may be the silver lining of this pandemic. These adult learners also will often want quality online education instead of the campus experience. That may help institutions survive the issues brought on by this pandemic. Three Recommendations for Higher Education Leaders Goldstein suggested several takeaways for higher education leaders: Don’t give up. Be imaginative. Work collaboratively across the institution to make it both safe and attractive. Look at every possible option educationally and financially. Think the unthinkable, other than closing. Think of the opportunities to keep the institution alive, whether through restructuring, merger, transition to different program, using a different faculty model or reaching out to a different type of student.   Bullet Points Many students are not enamored with how online education is being offered in the wake of the pandemic. Identify new models online learning to use in your favor. For example, Cambridge is moving its large lectures online, but keeping its signature smaller groups face-to-face and socially distant. Policymakers are beginning to consider opening the Chapter 11 bankruptcy reorganization to higher education. This would enable some institutions to survive their current financial situations. There are many short-term decisions that need to be made. At the top of the list is whether to remain online or to bring students back to campus. While this is a complex decision, the real issue is whether students want to come back to campus and whether they feel safe returning. Adult learners are more interested in the online environment. This may prove a blessing since many of these individuals may enroll in order to retool their careers after being laid off in the recession. Some families of traditional experience are starting to bring lawsuits if they are charged the same tuition rates but don’t get the same college experience. Institutions need to consider how to create this experience in this new environment. Federal and state governments are going to need to provide more financial support for higher education institutions if they are to survive. Many institutions also are going to need to consider merging or creating partnerships or alliances to survive this situation. In some university systems, some smaller campuses may be closed. Hopefully this will be a short-term decision since these campuses provide access for students and serve as an economic driver for their community. Student loans may actually help students return to college in this current situation because they cover the student’s daily expenses. However, there is an issue of debt and repayment, which needs to be addressed by the federal government. Links to Articles, Apps, or websites mentioned during the interview: Department of Education: https://www.ed.gov/ Guests Social Media Links: Mike Goldstein Bio: https://www.cooley.com/people/mike-goldstein Mike Goldstein LinkedIn: https://www.linkedin.com/in/michaelbgoldstein/ Cooley LLP: https://www.cooley.com/ Cooley’s Higher Ed Newsletter: https://ed.cooley.com/2019/04/17/surprise-accreditation-and-innovation-neg-reg-reaches-consensus/ The Change Leader’s Social Media Links: Website: https://thechangeleader.com Website: https://changinghighered.com LinkedIn: https://www.linkedin.com/in/drdrumm/ Twitter: @thechangeldr Email: podcast@changinghighered.com

After last-minute negotiations, MPs pass the government’s $9 billion student aid package; The Prime Minister says he’s open to the idea of a voluntary coronavirus tracking app, as long as privacy is respected; Derek Sloan rejects a demand from the Conservative Party's Ontario caucus to apologize for comments he made about Canada’s Chief Medical Officer of Health.

Steven Guilbeault, Heritage Minister; Jagmeet Singh, NDP Leader; Perrin Beatty, Canadian Chamber of Commerce; Molly Thomas, CTV News; Robert Fife, The Globe and Mail.  *The viewpoints expressed in this podcast represent the opinions of the host and participants as of the date of publication and are not intended to be a substitute for medical advice and best practices by leading medical authorities as the information surrounding the current coronavirus pandemic is constantly evolving.

KyteKutter TV: https://www.youtube.com/channel/UCod8IyoN-ua9gDxlDpoEklQ The debate continues on illegal undocumented immigration in the US.

Karen Casey, Nova Scotia Deputy Premier; Carla Qualtrough, Employment Minister; Glen McGregor, CTV News; Lisa Raitt, CTV News Political Analyst; John Ivison, National Post; Nik Nanos, Nanos Research.    *The viewpoints expressed in this podcast represent the opinions of the host and participants as of the date of publication and are not intended to be a substitute for medical advice and best practices by leading medical authorities as the information surrounding the current coronavirus pandemic is constantly evolving.

This week on “Off The Cuff,” Justin, Megan, Jill, and Rachel delve into the Title IV implications of the Coronavirus on students in disrupted study abroad programs. At 10:43, Jill answers questions from members about whether the Department of Education (ED) will offer regulatory relief for universities and students. At 19:20, Megan talks about Education Secretary Betsy DeVos and her defense of President Donald Trump’s fiscal year 2021 budget proposal as it relates to higher education, and details a letter ED’s general counsel wrote on DeVos’ behalf defending her refusal to testify on a slew of issues from sexual assault on campus to student loan forgiveness. Rachel discusses welcome upgrades to the student-facing portion of the federal student aid website at 26:24, and the group wants to know: What food do you spend an exorbitant amount of money on?

In the final episode of Keeping Up with Public Health (at least for Season 1), Dr. Kristen Pogreba Brown and Rachel Leih chat with Sana Khan about investigating disease outbreaks, using data to support policy change, and the “One Health” approach. Kristen Pogreba-Brown, PhD, is an epidemiologist and director of the Student Aid for Field Epidemiology Response (SAFER) team. Her research focuses on foodborne disease and improving methodology to respond to outbreak investigations. Rachel Leih, MPH MEd, is a research specialist on the Community Research, Evaluation and Development team at the University of Arizona. Her work in public health has focused on maternal and child health, improving health literacy, and promoting equity in city-level health policies.

Adam Smith and Betty Aldworth join host Dan Goldman to talk about the proposed FAFSA Act, which would partially repeal a law stripping students convicted of certain marijuana crimes of federal student financial aid, as well as an uptick in marijuana arrests in the U.S. and some recently announced cannabis sector losses. Produced by Shea Gunther.

The student loan debt crisis might be the biggest problem facing our nation in the years to come. The total debt sits around $1.6 trillion right now. Several politicians, including Senator Bernie Sanders, have proposed plans to "cancel" student debt, and make all college tuition free.   There are a couple things we need to get out of the way. First off, the government has been involved in the subsidization of student loans since 1958, with the passage of the National Defense Education Act. At that time, the governments involvement was limited to college degrees including science, technology, math, or engineering. It should come as no surprise that it only took 7 years for the feds to decide they needed more than just control over the STEM fields.   In 1965, they passed the Higher Education Act. The stated goal of the HEA was to promote "greater social mobility". The HEA has been the doorway to the federal government's full involvement in college education. At that time, they were able to start subsidizing or guaranteeing all student loans.   The cost of college began to rise with the involvement of government subsidies, as we've seen in most other industries (look at a graph of medical costs following the passage of Medicare). As you would read in Basic Economics by Thomas Sowell, the artificial demand created by government stimulus resulted in a shortage of supply, leading to higher prices. Your high school economics lessons will teach you that creating a virtually unlimited demand will cause higher prices 100% of the time.   Although the cost of degrees were already on the rise, the greatest acceleration happened in 2010, when the government completely took over the student loan process with the Student Aid and Fiscal Responsibility Act. That title definitely hits the top 10 most "Ironic Congressional Act" titles in my book. It's right up the with the "Affordable Care Act," and "No Child Left Behind." Up to this point, private institutions were still involved in the lending process, but all loans given by private lenders were guaranteed by the US Government. The housing market crisis comes to mind with that last statement.   In the graphs below, you'll see the massive spike in student loan debt, corresponding with the 2010 year mark- the first year private institutions had been removed from the student loan ma --- Support this podcast: https://anchor.fm/goodmorningliberty/support

This week on "Off The Cuff," Justin, Megan, Stephen, and Allie dive into the House fiscal year 2020 funding proposal and the historic increases for student aid included in the bill, which next moves to the full appropriations committee. Justin and Megan analyze a recent move from FSA to hire a private firm to evaluate the student loan portfolio. Allie summarizes a recent report from two DC-based think tanks that discusses how to improve oversight and transparency at FSA—taking into account its status as a performance-based organization—and the group compares the report to NASFAA's own research on the topic. Plus, a new public poll shows most voters, by a slim margin, are opposed to the idea of free college, but support loan forgiveness.

If it were a bank, the Federal Student Aid Program would be among the biggest. With citizen experience a priority for federal agencies now, the Department of Education has made interacting with student loans a mobile experience. Chris Greene, chief customer experience officer for Federal Student Aid, shared more details on Federal Drive with Tom Temin.

Podcast Episode

This week on "Off The Cuff," the team discusses information leaking in Washington and how that can tie in to news on higher education. Justin shares the newly-released spring floor schedule for the House of Representatives. The PROSPER Act is nowhere to be found on it, but Megan explains how some are still lobbying hard for a floor vote. Allie explains the latest changes in ED's oversight of fraud in higher education, and a new report that highlights negative consequences of the Parent PLUS Loan program. Plus, Megan and Justin analyze the discussion from NASFAA's recent policy forum on accountability in higher education and its impact on access.

Min [1:15]             Students and their families are too nonchalant about taking on educational debt Min [2:50]              What happens after you complete the Federal Application for Student Aid, FAFSA? Distinguish between loans and grants because colleges do not necessarily do so Min [3:50]              Colleges often offset grant funds against scholarships you raise, i.e. your scholarship funds may not be as valuable as you think Min 5-7                Colleges may act as a cash extraction machine. College financial aid officers represent the interests of the college, not your interest as a student. Min [7:30]             Private colleges are almost always more expensive than public universities. Many colleges “front-load” the financial aid package. Min 9                   Why you should consider community college and work for your first two years Min [10:30]           Why you should never use college funds for remedial education. Min 12                 Are you college ready? It's more than academic work. Send questions or comments to us for future episodes and sign up for us on Stitcher and iTunes. New episodes are released Mondays and Thursdays.

Panel discussion centers on financial aid, tuition-free college and phasing the new Excelsior Scholarship legislation into the CUNY system.

President Obama recently unveiled a new plan before students at Georgia Tech to ease student loan debt called the Student Aid Bill of Rights. However, conservatives have criticized the plan as a government bailout. Will this plan be the savior that people saddled with college debt have been waiting for all along? We discussed this and more with Natalia Abrams, Executive Director of the Student Debt Crisis

The average cost of college has increased over 570% in the last 30 years and is causing serious concerns for many students and parents about how they will be able afford such an undertaking. Listen to Jenny Umhofer hosting this important Access College show (the first of two shows on the Rising Costs of College) if you would like helpful tools on how to pay for college without going broke. Featured guests include Georgette Deveres, the Vice President and Dean of Admission and Financial Aid for Claremont McKenna College, Fred Stennis of the US Department of Education Office of Student Aid, and the people on the streets of Pasadena.

The Wall Street Geek is hosted by financial expert Michelle Price, Managing Pricipal of fee only financial advisor Price Capital LLC in NYC and the author of "How to Buy Stocks Online" (available at Amazon). What can you do in this economy if you need a job?  Many are going back to school to learn or specialize in a skill.   But how do you pay for this?  Most importantly, what do you study to improve your chances for getting a job? I'll talk about this and give an opinion on the stock market in this podcast.

The Society for New Communications Research (SNCR) podcast series profiling the winners of its 2011 Excellence in New Communications Awards continues. In this program, we have a three-way conversation with John Dolan, Christina McNeill, and Shannon Ritter, all employees of Penn State University who created an informal, unofficial podcast about the people behind-the-scenes at Penn State, called "The U Report." Their podcast won an Excellence in New Communications Award for Internal Communications in the Education and Academic category. You can read more about the winning Penn State entryon the SNCR website. Producers of The U Report John Dolan is the director of the Office of Digital Media and Pedagogy for Penn State's College of the Liberal Arts. In this role, he oversees the strategy for incorporating more technology into teaching, learning and research in the College. He is also responsible for the management of the robust social media initiative for the College's undergraduate studies division. He has made a number of conference presentations on social media and is in the final stages of completing his dissertation on the impact of the use of social media in the workplace. Christina McNeill is drawn to web communications because of the variety of skills (analytical, strategic thinking, creative, technical) she must use to implement solutions that help people. She currently works as a web developer for the Office of Student Aid where she enjoys the challenge of finding creative solutions for student aid professionals communicating complicated information to their audience—parents and students. She oversaw the launch of the latest OSA website while implementing Plone CMS for staff. Christina has also worked at Penn State Outreach, both as a speechwriter for the vice president and as a developer and manager of the organization's intranet. Christina is a proud veteran of both the U.S. Navy and the U.S. Marine Corps. She, her husband, son, and two dogs live in Bellefonte, Pa. Shannon Ritter currently works as the Coordinator of Auditions, Interviews, and Admissions for the Penn State School of Theatre. In addition to working closely with faculty and undergraduate admissions, she also coordinates the use of social media within the School. Before coming to the School of Theatre, Shannon worked as Social Networks Adviser for Penn State World Campus, and spent five years in Undergraduate Admissions at Penn State. Shannon is also co-founder of the Social Media Constituent group with EDUCAUSE and presents regularly at national conferences on the use of social media in higher education. The podcasts are being produced by Steve Lubetkin of Lubetkin Global Communications LLC, a Senior Fellow of SNCR and a member of the SNCR Advisory Board.The podcast series appears weekly on Thursdays over the next several months. Subscribe to the RSS feed for the SNCR podcast. Subscribe to these podcasts in the Apple iTunes Music Store.

Getting your money's worth advises: be careful when filing for student aid. Understand that nearly everyone, regardless of circumstances, is eligible for aid from the $8,000 plus program....

Analysts from the federal watchdog agency posed as prospective students uncovered cheating.