Podcast appearances and mentions of martina hennessy

A tracker-type mortgage ia available on the Irish market, but it is not a tracker mortgage according to Avant Money, which launched "Flex-Mortage" today. For more on this Martina Hennessy who is Managing Director of Irish mortgage brokers Doddl.ie.

Switching mortgage providers on the increase Martina Hennessy from doddl.ie join Patricia Switching your mortgage: once a daunting, paperwork-ridden nightmare, now a savvy financial move. According to the Irish Independent and Doddle.ie's Mortgage Switching Index, the value of switcher financing in Ireland skyrocketed by 45% last year. Why? Because homeowners are waking up, smelling the financial coffee, and realising they can save thousands by shopping around. Martina Hennessy, Chief Executive of Doddle.ie, explained the trend on C103, revealing just how much money is being left on the table by sticking with your current lender. Spoiler alert: it's a lot.---Switching Isn't Just for Utility BillsGone are the days when switching your mortgage felt like trying to climb Croagh Patrick in flip-flops. Banks have made it easier, faster, and far less painful. "We've seen switches completed in just 10 working days," says Hennessy, a huge improvement from the six-to-eight-week slog it used to take.The incentives are also bigger than ever. Banks are rolling out cashback offers (up to 2% of your mortgage value) to cover legal fees, and digital processes mean less paperwork and fewer headaches. Think of it as the financial equivalent of ordering your groceries online instead of queuing at the supermarket.---The Savings Are No JokeHere's the kicker: the gap between the lowest and highest mortgage rates in Ireland is massive. Currently, the best rates hover around 3%, while the worst can exceed 6.15%. For the average mortgage of €334,000, that difference translates into savings of €7,000 a year—or nearly €600 a month. That's not just pocket change; that's holiday money, school fees, or the deposit on a second-hand car.As Hennessy puts it, “Imagine someone handing you €450 in cash every month. You'd take it, wouldn't you?” Yet many homeowners are still reluctant to switch, clinging to old fears that the process is too complicated. Spoiler: it isn't.---Green Homes, Green SavingsIf your home is energy-efficient, you've got even more reasons to switch. Many lenders now offer “green rates” for homes with strong Building Energy Ratings (BERs). Even if you're not living in a solar-powered palace, rising property values could mean your loan-to-value ratio has improved, making you eligible for lower interest rates.---Repeat Switchers: The MVPs of Mortgage ManagementNot only can you switch your mortgage once, but you can do it multiple times. In fact, repeat switchers are Doddle.ie's favourite clients. “It's about reviewing your mortgage every few years,” says Hennessy. Fixed-rate periods typically last three to five years, and rolling onto a variable rate without shopping around is like leaving money on the table. Don't do it.What About ECB Rate Cuts?While the European Central Bank (ECB) may cut rates this year, don't expect it to drastically change your mortgage unless you're on a tracker rate. Most Irish mortgages are tied to the Euribor rate, which has already adjusted for anticipated ECB cuts. So, if you're holding out for a miracle rate drop, you might be waiting a while.In a time when everything costs more—groceries, energy, a pint at the pub—your mortgage is one area where you can claw back some much-needed cash. As Hennessy says, “Your home is your home; your mortgage is just a financial product.” Treat it like one. Shop around, save money, and stop paying more than you need to.So, Ireland, the message is clear: ditch the loyalty, embrace the switch, and start saving. Your wallet will thank you. Hosted on Acast. See acast.com/privacy for more information.

Martina Hennessy, CEO of Doddl.ie, discusses the big savings available to those who are willing to switch.

The European Central Bank has announced that it will cut interest rates by 0.25%.Dan O'Brien, Chief Economist at the Institute of International & Economic Affairs and Martina Hennessy of Doddl.ie joined Matt to explain what this could mean for mortgage holders in Ireland.Click the ‘Play' button on this page to listen to the full chat.

The European Central Bank has announced an interest rate cut of 0.25%. So, how will this affect mortgage holders? To discuss, Kieran is joined by Chief Economist for the BPFI, Ali Ugar and Managing director of Doddl.ie, Martina Hennessy.

A new survey suggests some mortgage holders are paying twice as much as others on interest rates.Martina Hennessy, Managing Director of Doddl.ie joined The Last Word to discuss.Catch the full chat by pressing the 'Play' button on this page.

Buying a home in Ireland is tough and it's a process Niamh is going through right now. But Doddl.ie's Martina Hennessy has been helping her through the process of applying for a mortgage, learning what supports are available and has been a wealth of knowledge. Niamh and Nessa ask her about everything mortgage-related in this episode, like what's the difference between the Help To Buy Scheme and the First Home Scheme? Are there any supports for people like Niamh who are looking to buy their second home? If you get a lump sum, should you put it towards the mortgage, or should you live Niamh's dream of getting a helicopter to Glasto…Get in touch on Unveiled@GoLoudNow.com

Mortgage rates hit a market record gap between the highest and lowest rates. Martina Hennessy, Doddl Mortgages tell us how you can save money on your mortgage by switching.

PJ hears that savings of €10k a year can be made if you switch mercilessly to better value providers from Martina Hennessy of doddle.ie Hosted on Acast. See acast.com/privacy for more information.

In this week's ask the expert Martina Hennessy from Doddle Mortgages will talk all things mortgages including how to boost your chances of becoming a homeowner in 2024.

Charlie Weston, Personal Finance Editor for the Irish Independent, and Martina Hennessy from doddl.ie joined The Last Word for a Personal Finance mortgage special, to discuss everything from vulture funds to first time buyers.Catch the full chat by pressing the 'Play' button on this page.

With mortgage interest rate increases set to hit, mortgage expert Martina Hennessy gives her tips on how to manage the latest hikes.

Householders coming off fixed rates mortgages could be overpaying almost €16,000 in the next three years on the average mortgage if they do not make the right choice about their next move. That's the warning from doddl.ie latest Mortgage Index. Speaking to Newstalks Breakfast this morning was Martina Hennessy managing director of Doddl.ie.

Householders coming off fixed rates mortgages could be overpaying almost €16,000 in the next three years on the average mortgage if they do not make the right choice about their next move. That's the warning from doddl.ie latest Mortgage Index. Speaking to Newstalks Breakfast this morning was Martina Hennessy managing director of Doddl.ie.

Charlie Weston, Personal Finance Editor Irish Independent, Martina Hennessy, Mortgage Switching Expert and MD of doddl.ie

Homeowners are being urged to switch mortgages as they face increases of up to € 500 per month when their fixed rate ends. To discuss further Pat spoke to Martina Hennessy, Managing Director of doddl.ie.

Mortgages are complex, confusing and it seems they constantly changing! New rules came into effect at the start of 2023 which has implications whether you're a first time buyer, or looking to move home. To explain what's going on, and to offer some helpful tips on how you can get your dream home, Dermot and Dave were joined by mortgage fangirl Martina Hennessy from Doddl.ie

The latest INMO trolley watch count recorded 838 people waiting without a bed in hospitals today. Andrea was joined by Martina Hennessy, consultant physician in St. James Hospital and listeners to discuss...

‘'Look before you jump'', that's the advice as homeowners and prospective buyers could pay an extra €31,680 in the first five years, we discussed with Martina Hennessy, Managing Director of doddl.ie.

Charlie Weston, Irish Independent Personal Finance Editor, Martina Hennessy, Mortgage Switching expert and MD doodle.ie

Martina Hennessy, MD of doddl.ie, on the likely impact of any further ECB hike on the Irish mortgage market.

Claire Brock speaks to Christopher O'Sullivan TD, Senator Marie Sherlock, Paul Colgan, Martina Hennessy, Alan O'Reilly, Ben Finnegan, Roisín Murphy, Dr Colman Noctor, Dr Knut Moe & Roisín Nic Tighearnáin. Hosted on Acast. See acast.com/privacy for more information.

The central Bank is set to announce Mortgage lending eases which will allow households to borrow up to four times their income. For more on this Pat spoke to Paraic Kissane, Financial Advisor, and also Martina Hennessy, Managing Director of doddl.ie.

In Part 3 of our House Buying Guide, we jump into Mortgages.What is a Mortgage?How Much Could I Borrow?How Much Will I Repay?How Long Will It Last?+ My Tips on getting yourself Mortgage Ready!Our interview is with Martina Hennessy, MD of Doddl.ie, one of Ireland's leading mortgage brokers. She talks us through the application process, why you should talk to a Broker, what the mortgage market is like out there and some things to watch out for when preparing for a mortgage application.At the end we have our fun features - In, Out and Away & New Home vs Old Home - plus a round up of this week's news you need to know.Find out more about the house buying process at www.IrishHome.ie and Follow us on Instagram @IrishHomeMagazineIf you are starting your Home Buying Journey, order the Irish Home Buyer's Journal here...This week's episode is sponsored by Churches Estate Agents, which is my agency. We have offices and agents across Dublin, Wicklow and Kildare. If you are thinking of selling or letting a property, or if you know anyone who is, we are the friendly estate agents and will look after everything for you. Free Valuations. No Upfront Fees. No Sale, No Charge. Email me directly for more info.Our Theme Music is by Finn O'Hara, find him on Spotify. Hosted on Acast. See acast.com/privacy for more information.

The European Central Bank is today expected to hike interest rates with some experts predicting the hike could be as high as .75%. So what will it mean for mortgage holders? Martina Hennessy managing director of Doddl.ie joined Ciara on the show to expalin.

The European Central Bank is today expected to hike interest rates with some experts predicting the hike could be as high as .75%. So what will it mean for mortgage holders? Martina Hennessy managing director of Doddl.ie joined Ciara on the show to expalin.

We bring you all the advice you need to know about switching your mortgage with Martina Hennessy, Managing Director of doddl.ie.

Martina Hennessy, Managing Director of doddle.ie, discusses whether now is the time to fix your mortgage rate or move it altogether.

Martina Hennessy, Managing Director of doddle.ie, discusses whether now is the time to fix your mortgage rate or move it altogether.

Martina Hennessy of Doddl joins Carol Tallon on iPropertyRadio to discuss Ireland's mortgage market www.ipropertyradio.com

This morning Bobby spoke to a trio of Ireland's leading Mortgage Brokers about what you need to know about buying a home. Although there is pent up demand in the market, many major lenders have exited the Irish market, however the mortgage sector is as buoyant as ever. To explain Bobby was joined by: Trevor Grant,  Director of Affinity Advisors and Chairperson of the Association of Irish Mortgage Advisors. Martina Hennessy, CEO of Doddl.ie Hugh Mulcahy, Senior Mortgage Advisor at Mortgage ABC Listen and subscribe to Down to Business with Bobby Kerr on Apple Podcasts and Spotify.    Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.