Podcasts about Blanket

As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States.  You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties  [08:21] Helping Investors in the U.S. Find Investment Properties  [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers  [25:23] Using Real Estate Investing and Property Management to Move to the U.S.  Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well.  [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win.  [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show.  [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it.  [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so.  [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on.  [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate.  [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I.  [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how...  [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize.  [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter.  [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive.  [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage  [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone.  [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep.  [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property.  [00:14:41] Absolutely. Yep.  [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace?  [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well.  [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on?  [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property.  [00:17:36] So basically, California's out. Florida and Texas are in, or?  [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent.  [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well.  [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them.  [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So  [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent.  [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help.  [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together.  [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work?  [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too.  [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate.  [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well?  [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective.  [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies.  [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there.  [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well.  [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool.  [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more?  [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay.  [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.

This week, the Federal Open Market Committee met, and didn't cut the overnight rate. This even though its economic projections were far from robust. Somewhat frustratingly, the Fed reported it thinks the long-term growth rate for the US economy is around 1.8%. This is well less than the historical average, and would cause our deficit to balloon even more than forecast. Further, the President's tariff wars appear to have the Fed spooked, as it now thinks inflation will hit 3.0% by the end of the year. All told, the Fed meeting this week was something of a downer. In this week's Trading Perspectives, Sam Clement and John Norris discuss the recent Fed meeting and how no one should be fired up about it.

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AP correspondent Haya Panjwani reports on incoming hot weather to kick off summer.

Dime qué piensas del episodio.Daniel Chavez @DanielChavezSaul. Daniel es fundador de la empresa de salud con modelo de mercadeo en red Vivri.Por favor ayúdame y sigue Cracks Podcast en YouTube aquí.Hoy Daniel y yo hablamos de la industria del multinivel, de los orígenes de Vivri, de cómo construir una marca poderosa sin heredar el bagaje de otras empresas, de lo que realmente se necesita para crecer en un modelo meritocrático, y de su filosofía sobre ventas, rechazo, tiempo, dinero y ego. Una historia de resiliencia, visión y decisión que desafía muchos de los prejuicios que tenemos sobre el emprendimiento y el éxito.“Vender es intercambiar felicidad.”- Daniel Chávez Saúl @Comparte esta frase en TwitterEste episodio es presentado por Eight Sleep, la compañía que está revolucionando la tecnología del sueño y por Pulpopay, la tarjeta de combustible que usa inteligencia artificial para ayudarte a ahorrar hasta un 15% en tu flota.Qué puedes aprender hoyCómo funciona la industria del MultinivelPor qué tomar la ruta menos transitadaCómo lidiar con el rechazo*Eight Sleep, la compañía que está revolucionando la tecnología del sueño, acaban de lanzar el Pod 5, la última generación de su funda de colchón inteligente. Se coloca sobre cualquier colchón y regula automáticamente la temperatura corporal durante toda la noche, de forma independiente para cada lado de la cama. Dándote hasta una hora completa de sueño extra de calidad por noche.Eleva la cama para reducir o eliminar los ronquidos cuando los detecta.Tiene un altavoz integrado para reproducir meditaciones o white noise, con contenidos de Andrew Huberman.Y por primera vez, lanza la Blanket: una cobija que también regula la temperatura de forma inteligente y sincronizada con el Pod.Y tú que escuchas Cracks puedes tener $7,000 pesos de descuento en tu propio Pod 5 Ultra  visitando www.eightsleep.com.mx/osotrava y usa el código OSOTRAVA.*Este episodio es presentado por PulpoPay. En México, muchas empresas siguen gestionando el gasto en gasolina con tickets, vales o tarjetas sin control.PulpoPay es una tarjeta de combustible aceptada en todas las gasolineras del país… pero es mucho más que eso: usa inteligencia artificial para ayudarte a detectar fraudes en tiempo real, automatizar tu operación y ahorrar hasta un 15% en tu flota.Además, es 100% deducible, incluye un software gratuito de gestión de flotillas y ofrece atención personalizada para todos los clientes, sin importar el tamaño de tu operación.La empresa me parece tan transformadora que incluso soy inversionista en ella.Si tienes flotillas en transporte, logística, construcción o servicios, pide tu demo gratis en pulpopay.com. Incluso, puedes empezar con una parte de tu flota, sin cambiar de proveedor ni hacer integraciones complicadas.Una vez más pide tu demo en pulpopay.com. Ve el episodio en Youtube

Scott and Crew talk about the Pittsburgh Steelers, Robin Williams, Baseball Fact, Cade Cunningham, and More. #aaronrodgers #pittsburghsteelers #dkmetcaff #connecticutsun #robinwilliams #homelesspeople #college #fauowls #usfbulls #boisestatebroncos #micheymantle #griffithstadium #donaldtrump #clevelandindians #washingtonredskins #cadecunningham #detroitpistons #draymondgreen #connecticutladyhuskies #womenscollegeworldseries #texaslonghorns #geneaurlemma #masonrudolph #kirkcousins #willhoward #benroethlisbeger #amricooper #caitlinclark #larrybird #tdgarden #depressoin #willhoward #franksinatra #morkandmindy #dakprescott #calebwilliams #quinnsnyder #billydonovan #Jacksonjabe #dzachmcminstry #vincelombardi #rogermaris #livercancer #alcoholism #billymartin #jacknicklaus #dennymcclain #magicjohnson #washingtoncommanders #giannisantetokounmpo #jbbickerstaff #hulkhogan #ricflair #brianwilson #beachboys #trasonlangdon

On the 10th of June the RAIB released a Safety Digest into overspeeding within Blanket Speed Restrictions in Wales on the 27th January this year. Join us on our first ever Flash Briefing, as we go ahead and take a swift look at the content of the digest!Credits:Music track: Breaking News by WalenSource: https://freetouse.com/musicVlog Music for Videos (Free Download) Hosted on Acast. See acast.com/privacy for more information.

Welcome to The Bakery Bears Video Show featuring a ‘Stunning Crocheted Blanket'  Join us in this episode for: 1. (45 secs) “Welcome”   We mentioned the special editions of ‘My Perfect Socks' https://www.patreon.com/posts/my-perfect-socks-118297072  Dans musical youth  Musicals they should redo  2. (8 mins 43 secs) “Whats on YOUR needles” https://www.ravelry.com/discuss/the-bakery-bears/2955474/976-1000#1000  Kay was knitting :  Prototype Sock Design  Watch Kays's monthly ‘Design Diary' to find out how she develops knitting patterns https://www.patreon.com/posts/love-story-socks-120960083  Find out how Kay blocks her socks https://www.patreon.com/posts/blocking-socks-56151076  Scrappy Socks  Watch our latest ‘P.O.P.' show here https://www.patreon.com/posts/patron-exclusive-129836786  Find out how Kay plans her scrappy socks https://www.patreon.com/posts/create-your-own-77628859  Watch Kays ‘Butterfly Heel' tutorial https://www.patreon.com/posts/53486899  Dan was knitting : Albion https://www.ravelry.com/patterns/library/albion  Follow Dan's garment knitting adventures in ‘The Self Contained Knitted' https://www.patreon.com/posts/new-chapter-s-3-120959154  Dan mentioned https://bakerybears.com/mrs-bakery-bear/    3. (33 min 11 secs) “My Perfect Socks” Episode 8 “The Shop Around the Corner”   4. (1hr 02 min 13 secs) “Pick of the Projects” Sweetheart Cowl https://bakerybears.com/sweetheart-cowl/  Watch Dan's colourwork knitting tutorial https://www.patreon.com/posts/how-dan-works-72685179  Find out about our ‘Summer of Stitching 20025' here https://www.patreon.com/collection/1534936  Watch the most recent instalment of the series https://www.patreon.com/posts/129199720  Find out about all the materials used for this years event https://www.patreon.com/posts/127427416  Bryony's Crocheted Blanket  Watch Kays ‘Perfectly Square, Granny Square' tutorial https://www.patreon.com/posts/33005337    5. (1 hr 23 min 03 secs) “Whats OFF your Needles” https://www.ravelry.com/discuss/the-bakery-bears/2955477/2901-2925#2925  Feederbrook Farm Yarns Hat  Upcoming Platinum release coming 1st September 2025  Find all the ‘Platinum Collection' https://bakerybears.com/platinum-collection/    6. (1 hr 28 min 24 secs) “My Perfect Socks” Episode 8 “The Shop Around the Corner” Watch one of Kay's ‘Beginner Socks Knitting Series' https://www.patreon.com/posts/72019717  Watch one of Kay's ‘Advanced Sock Knitting Series' https://www.patreon.com/posts/81788818  Find out how Kay weaves in ends on scrappy socks https://www.patreon.com/posts/25895584  7. (1hr 47 mins 22 secs) “Endy Bits!”      Watch our ‘Pixie Yarn' review https://www.patreon.com/posts/knit-along-with-33521863  Lemon Top Socks are available now https://www.patreon.com/posts/platinum-2025-2-129344215  Summer of Stitching continues on the 10th June 2025 https://www.patreon.com/collection/1534936  8. (1hr 52 mins 46 secs) “Outtakes”  HELP KEEP US ON AIR and become a Bakery Bear Patron - You could receive a subscription to our electronic magazine Knitability, exclusive patterns, over 330 tutorials, a monthly live Patron only show, our review series and so much more, to find out more visit: http://www.patreon.com/bakerybearspodcast or https://bakerybears.com/subscribe/  For a whole new way to engage with the Bakery Bears visit https://bakerybears.com - All Kay's patterns can be found here https://bakerybears.com/patterns/ - Find our Radio Show here https://bakerybears.com/listen/  Thank you so much for watching, we'll see you in two weeks with a new Video Show featuring ‘Britain: The Stately Era'.  If you wish to download the show, access it here : http://bakerybears.podbean.com - Apple users will find the show here : https://itunes.apple.com/gb/podcast/the-bakery-bears-podcast/id1051276128?mt=2 Follow the Bakery Bears on Facebook https://www.facebook.com/bakerybears/

Back in The Valley we go! Amy Phillips is joined by cohosts Emily Dorezas (@emdorezas) and Jaime Moyer (@jamdetroit) to talk episode 8 where Jax's "Blame it on Brittany" era continues. They have a deep discussion about how Brittany got into this situation and how she is getting out. Schean's cameo this week brought us enchiladas and hemorrhoids...fun stuff. And Jasmine said everything on the beach that she's been wanting to say, but was it too far? These episodes are always worth watching, so join Tier 2 Drama Mamas on patreon.For more Drama, Darling, and exclusive content, subscribe to:http://Patreon.com/dramadarling Follow Drama, Darling on Instagram:https://www.instagram.com/dramadarlingshow/  Email Drama, Darling with YOUR drama: DramaDarlingz@gmail.com

All guests join us on the Farm Bureau Insurance guest line, and we are LIVE from the BankPlus Studio! Learn more about your ad choices. Visit megaphone.fm/adchoices

Beloved Australian author Jackie French took the time to share her experience being homeless as a teenager. It's a very raw and honest account of events that Jackie kept secret both at the time and throughout her life. We felt it was vital to include Jackie's story as she told it; a young girl who loved reading and writing, forced onto the street, determined to make it to university and a better life. We thank Jackie for joining us in conversation this month as we highlight homelessness in our communities for Blanket to the Border. WARNING: Some of this episode's content may be confronting and may not be suitable for young listeners.See omnystudio.com/listener for privacy information.

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Read along to practice your English and to learn the English phrases TO PUT A DAMPER ON SOMETHING and A WET BLANKETIn this English lesson, I wanted to teach you the English phrase to put a damper on something. When you put a damper on something, it means that you make it not fun. Or something can also put a damper on something else. Right now, the weather is putting a damper on Jen's ability to plant things. It's been raining for two days, and that has, certainly put a damper on progress on the farm. This can happen at work, too. Maybe your boss, decides that everybody has to work on Saturday, and that really puts a damper on your weekend plans.WANT FREE ENGLISH LESSONS? GO TO YOUTUBE AND SEARCH, "BOB THE CANADIAN"If you enjoy these lessons please consider supporting me at: http://www.patreon.com/bobthecanadianThe other phrase I wanted to teach you today is a wet blanket. A wet blanket is a term we use to describe someone who makes something no fun. If your boss makes you work Saturday and that puts a damper on your weekend, we might say your boss is a wet blanket. A person who makes something, not fun. So they are someone who steals the joy from something. You might know someone who, if you invite them to a party, they're a wet blanket. And they don't add any fun or joy to the party. They just complain all the time.So, to review, to put a damper on something means to make something not fun, in the way that, you know, something or someone makes it not fun. And then a wet blanket would be a term used to describe someone who puts a damper on things. They're kind of related, aren't they?But, hey, let's look at a comment from a previous video. This comment is from Sibelk. Thanks a lot. And your farm looks so peaceful. And my response, it is nice, but a bit rainy and cold the last few days. That's really putting a damper on things. Thanks, Sibelk, for that comment. And that was me using, the phrase in the comment. So I hope you enjoyed that. You do know that's where my phrases come from, right? I interact with people in the world and then I use what they say, to create English lessons for you.So what was I going to show you today? Well, we're walking out here in the rain. There are puddles along the driveway. I put these little French drains in. I think I showed you this last year. And they're kind of working to keep the puddles away. But I feel like I need to add, another one here. I took the shovel out this morning and I dug one temporarily. But you can see as it rains, the water is all flowing this way and creating these puddles, which, I don't enjoy having. I like it when, the driveway stays dry. I don't mind rain. I don't mind water. But I do really like it when the driveway stays dry.And then. Yes, this is putting a damper on things. Jen would love to be planting flowers and even harvesting some flowers. But in order for flowers to grow and bloom, you need sunlight and you also need warmth. Like, it has to be a somewhat warm day. Here you can see some water again, just trickling. I was going to show you that I wore mismatched shoes this morning. I just put my running shoes on because, I don't know why I should have put normal shoes on. I'm kind of on my way to work, so I do have to go back in the house and change my shoes, before I head out.So, Jen just said we're in a rainfall warning. We already got an inch of rain today and, since yesterday. And, yeah, hopefully it stops soon. I don't have crops out in my big field yet. My neighbor did come and work up the field, but, we're going to have to wait on that as well, for a week or more until everything dries up. So there you go. The trees love it. The grass loves it. Way out there, you can see Walter. Walter, come on. Pup. Walter Walter. He's not reaSupport the show

What if you could retain the doors you manage even when your owners decide to sell? What would that mean for you and your property management business? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Lior from Blanket to talk about how property managers can retain doors while also helping investors grow and add more to their portfolios. You'll Learn [02:59] Property Managers Can Become Asset Managers [11:13] Valuable Lessons Learned from Tough Situations [25:40] How to Move into More of an Asset Manager Role [37:25] Reducing Client and Retaining Clients [47:51] Helping Your Investors Grow Their Portfolios Quotables “You have to be very robotic, very technical, and that is one of the most important skills that really allows me to face difficult, you know, decisions in life, especially in business, without taking them personally.” “When you are rational and you're not driven by emotions, that actually allows you to be a lot more, you know, empathetic and kind and caring.” “There are no failures in life. There are only challenges, and every challenge is an opportunity for success.” ”Why be so focused on the failure if you can be focused on the lesson that you're going to learn, even before you even know it?” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Lior: The combination of these two, this is what allows you to be that ultimate asset manager to your clients. That can help your clients, optimize their portfolio and generate more cash flow, but on the other hand, help them make more money by expanding their portfolio, buying more properties, and growing it. [00:00:18] Jason: Welcome everybody to the DoorGrow Show. I'm Jason Hull, the founder and CEO of DoorGrow. We are the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. [00:00:31] Jason: For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. [00:00:52] Jason: We are like Bar Rescue for property managers. In fact, we have cleaned up and rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. At DoorGrow, we believe that good property managers can change the world, and that property management is the ultimate high-trust gateway to real estate deals, relationships, and residual income. [00:01:17] Jason: At DoorGrow, we are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now let's get into the show. All right, so today I'm hanging out with Lior. [00:01:37] Jason: How do you say your last name? Abramovich?  [00:01:42] Jason: Abramovich.  [00:01:43] Jason: Abramovich. Man. I butchered that one. All right. So with Blanket, he's repping it on a t-shirt, if you're seeing the video version of this. And so, Lior, we've had several calls, hanging out and you're just a really cool guy and we've really enjoyed hanging out. [00:02:01] Jason: Yeah. We've really enjoyed hanging out. He's given me a heart shape with his hand for those listening. But I haven't had you on the podcast yet, have I?  [00:02:09] Lior: True. This is the first time.  [00:02:11] Jason: Yeah. That's so odd to me. Usually people start by doing the podcast with me and so we're doing the reverse. [00:02:17] Jason: And you're a sponsor at DoorGrow Live, our conference coming up. Thank you. And we're really excited to have you there. One of our vendors said it's the only conference he still attends now. That's it. He's like, "it's the one I get the most value from learning, and the other ones just aren't worth the, you know, paying to go be a vendor there." [00:02:36] Jason: And I'm like, okay, cool. So hopefully you get some benefit from doing that as well. So I'm excited Lior to expose people to Blanket because I think it's very complimentary to our vision and what we do at DoorGrow in helping grow property managers. And I would call it like a client retention platform, but maybe you describe it differently. [00:02:57] Jason: But before we get into that, why don't we give some background on you and why don't you tell everybody how you kind of got into entrepreneurism, then got into property management and give us some backstory. We need the origin story of Lior.  [00:03:11] Lior: Will do. I'll try to make it exciting and interesting. [00:03:13] Jason: Okay.  [00:03:14] Lior: I started from real estate. I didn't start from the tech side or from, you know, the startup world. I started as an investor. I bought my first rental property in Atlanta, Georgia when I was about 18 years old. So started quite early with a lot of inspiration from my mom, which is my role model in life for pretty much everything. [00:03:33] Lior: And at that point in time, I actually was doing that investment from Israel, thousands of miles away. This is where I was born and raised. I actually moved here to the States just about a year, yeah, exactly a year ago. Moved to Miami, Florida. After just, you know, living on the line, flying back and forth almost every month for multiple years, but in that first stage of like my, you know, real estate, I would say career, at that point I also started my active duty service in the Israeli Navy. [00:04:05] Lior: So I'm a graduate of the Israeli Naval Academy, then served for almost nine years as a naval commander commanding hundreds of soldiers, officers, and combat soldiers in quite intense and interesting situations I would say. That's a whole topic that we can talk about for hours in another podcast. [00:04:25] Lior: Yeah. Episode.  [00:04:26] Jason: Interesting. I didn't know that about you.  [00:04:28] Lior: Yeah. That was quite an intense nine years and definitely shaped me as a person and as an entrepreneur as well. Most of what I know, most of what I do, most of what I act upon is pretty much majority, you know, of what I learned and implemented in myself as a person in my qualities, in my values, in my worldviews through that time in the Navy. [00:04:52] Lior: And, you know, before that, before like that step of buying that first rental property, it's not like it came from out of nowhere. You know, probably I started as most of our listeners today by reading the book Rich Dad, Poor Dad by Robert Kiyosaki when I was about 13 years old. Again, my mom gave me that as a birthday gift at 13 years old. [00:05:14] Lior: And to me it was fascinating, this whole concept that you can, you know, like make money from like a property that you actually took money from the bank to pay for it, and it pays for itself and it makes some extra money. So this whole like very, you know, conceptualized plan was very interesting to me. [00:05:35] Lior: And I said like, this is something I would like to do at some capacity in my life. Especially because the fact that I was born for a family of immigrants, my entire family came from Ukraine to Israel. So we didn't have, you know, very good financial you know, let's say position in life as most immigrants do. [00:05:54] Lior: And my grandparents don't have, you know, today also a pension plan that, or that's how we call it in Israel. And here we call it 401k. So they don't have that. And to me, real estate was always a way to take care of my loved ones, to take care of my grandparents, to be able to at least give them one rental property that can enable them stable, and I would say secure financial retirement, and just really retire with dignity, retire safely. And that was like the big why behind everything I'm doing. So. Quick, you know, fast forward nine years in the Navy, kept doing real estate throughout that time. Helped a lot of my fellow naval officers to buy properties in the United States. [00:06:38] Lior: Okay. And then started working for a big investment firm in the United States that was doing build to rent before build to rent was a thing. You know, today, you know, people are talking about build to rent is with this cool name, but back then we just called it new construction you know, for investors. [00:06:52] Lior: So we were one of the largest operators in the Southeast. We were one of the largest operators, specifically in Georgia and Alabama. And I started there as their head of acquisitions quickly promoted to vice president of business development, overseeing our entire operation from due diligence, meaning land acquisition development, and then, you know, disposition and sales and marketing. [00:07:14] Lior: So, really had the opportunity to experience every part of the value chain of real estate investments from start to finish, seeing all the good, seeing all the bad, I had, you know, contractors that went bankrupt in the middle of a 300 property community. And I had very good stories as well. But that whole period of time of me working there for almost three years was the best school I ever got to really, you know, operate as an operator and manage an operation of hundreds of millions of dollars because in that time alone, I personally oversaw about $200 million worth of acquisitions and worked directly with over a thousand individual investors, mainly mom and pop investors, like most of you know, the clients of most of our listeners today. And the unique thing about it, and this is where Blanket sort of like starts to form up as an idea, the unique thing about my position in that company was that it had a very interesting model where. [00:08:16] Lior: All the clients that we sold properties to, which were clients, by the way, all over the world. We worked with buyers from Israel, Canada, Russia, China, Australia, like everywhere. You know, that was one of our, you know, major, I would say efficiencies, which we were working with a lot of foreign investors and we are one of the biggest drivers of that. [00:08:38] Lior: So we've seen pretty much everything in every one of those clients that we actually sell the property to we kept managing the relationship with them instead of the property manager. So think of that company as like an investor relations arm, right? Where you refer that client after we sell a property to a property manager partner that we worked with and we worked with a lot of folks and then that property manager is not talking with that owner. [00:09:05] Lior: No headaches, no nothing. We are managing that owner. So every time the owner has a question, he sends that to us and if we need, we escalate that to the property manager. If the property manager wants to convey something, he escalates that. So like he gives it to us and we pass it on to the owner. But the whole notion was that we will be their asset manager and this whole thing enabled me to see all the things that work and all the things that don't work when it comes to owner relationships and how property managers manage their owner relationships, especially with the things that are missing, which is what owners expect and what property managers don't provide, which leads in many cases to churn. [00:09:48] Lior: And that churn problem that today is pretty much the same as it has been 10 years ago, which is almost 25 to 30% annually. That's the average in the industry today in terms of how many properties we're losing today as property managers. So in that aspect, like you think to yourself, okay, what's causing that? [00:10:09] Lior: And that was the question that always led me to ask all my property management partners. Why are you losing so many clients? Like, we know we're doing an awesome job as your asset manager and you know, but like why is this a big problem in your business today? Yeah, and a lot of it was always due to owner sales or to owner experience, which we were solving a lot for because we were taking care of those owners. [00:10:33] Lior: So every time they wanted to sell a property, they told us and we were able to sell it inside the other, you know, the network of property owners and clients. And also when they... [00:10:43] Jason: if somebody wanted to sell property that was a client, you would be able to turn around and sell to one of your other clients so that you continued to keep the property, which is exactly awesome, which is a no brainer. [00:10:55] Jason: And I'm sure a lot of property managers like say that would be the ideal. That'd be great if I can do the sales, get those commissions, and still be able to keep the property in my portfolio. That would be really great. Exactly. Blanket helps do this, right?  [00:11:11] Lior: Yeah. We'll get to Blanket in a second.  [00:11:13] Jason: I have a question before we continue. You mentioned being in the military and being in the Navy and being Navy commander. I didn't know this about you. So what do you feel like that did to change you? How do you feel like you would be different if you hadn't have gone through that?  [00:11:30] Lior: It will be pretty much everything that I know and everything that I do. [00:11:33] Lior: But if I were to pick a few, I would say main things that were changed in how I view the world and how I operate, number one is being more rational than emotional, pretty much about everything. My mom even jokes all the time. She says, I'm like a robot, like you know, I'm not driven by emotions at all. [00:11:54] Lior: And that is one of the things that you have to sort of develop yourself into, when you're dealing with life threatening, you know, situations, you have to be rational. You have to be very robotic, very technical, and that is one of the most important skills that really allows me to face difficult, you know, decisions in life, especially in business, without taking them personally. [00:12:16] Lior: And, you know, it's business.  [00:12:17] Jason: I love, I love that idea. One of my favorite books lately is this book by a guy named Jerr, this philosopher, and it's called, The Wall Speaks and it's all about building a masculine frame. And it's being less emotional, displaying less emotion, and how that earns you respect and how that makes people around you, especially women, feel safer and everything else. [00:12:40] Jason: And this is something that just, if you are in very challenging situations. Like war, you know, military, whatever, like you learn this naturally. It's just, it hardwires it into you and. Yeah, exactly. Over emotionality is going to make a lot more sense. It's much more rational. So yeah, I think that's a great principle. [00:13:03] Lior: I would say even more than that, because probably, you know. The first thing that comes to mind when you hear that is like, oh, I don't want to be, you know, a cold person or a very, you know, apethetic person, like someone who doesn't, you know, acknowledge other people's feelings, et cetera. Sure. I say on the contrary, when you are very rational and you're not clouded by emotions, you are emotionally available to express emotion, to express care, to express, you know, concern about the other person in front of you, because you're not all centered in what you are feeling right now because something is, you know, bothering you and you're like all into that. [00:13:42] Lior: Instead, you are able to look at the other person in front of you and think how they're feeling. Think what, you know, what can help them feel better. So like when you are rational and you're not driven by emotions, that actually allows you to be a lot more, you know, empathetic and kind and caring. [00:14:00] Lior: Because you're not centered on what you're feeling and what you're experiencing, then you can really be thinking about the other person.  [00:14:07] Jason: Yeah. I love that. I think in order to reach that space, like it talks about in the wall speaks, we have to get out of this mode of trying to please everybody and trying to please others. [00:14:17] Jason: And so when we're so concerned about how everyone feels about us and we're too concerned about emotion, then we're trying to please everybody. So I love this idea this first point of rationale over emotion. This is super important in business. [00:14:31] Jason: And I love the idea that it actually enables you to be a better leader, to be able to take in and take into account other people's emotions and to see things from their perspective, because that's a more rational viewpoint than getting overly, you know, steeped in your own emotion and which blinds you to what others are feeling and what others are experiencing. [00:14:53] Jason: So you said that's number one. So I'm guessing there's a number two.  [00:14:55] Lior: There are, there are a lot. There are a lot more, but we'll keep to the I would say to the big ones. Yeah. The second thing is this very strong belief. I would say almost religious belief that there are no failures in life. [00:15:12] Lior: There are only challenges, and every challenge is an opportunity for success. Love it. That whole perspective. Well, it takes time to really live by it, but once you live by it, you don't have stress, you don't have, you don't worry about stuff. On the contrary you're getting excited about things that don't work. [00:15:33] Lior: You're getting excited about, you know, things that you would normally call failures because you're excited about what's on the other end of that. What's the lesson to be learned and what's the improvement that you're going to bring? So instead of. Being concerned about this thing right now, that it's not working. [00:15:50] Lior: You are excited, positively about what is going to happen after that because it's going to make you better. It's going to make your business better. So like this whole notion of understanding that at the end of every problem, challenge, failure, that some people might call, on the other side of that, there's always a good side. [00:16:13] Lior: Like think of it as like a coin, right? Like that's how I try to see, you know, failures in life. On one side you see the failure, you know, as some people would call it. But on the other side is the lesson, and every failure has that lesson. So why be so focused on the failure if you can be focused on the lesson that you're going to learn, even before you even know it? But you know there will be something there. You know you will be better. You know your business will be better. So let's get excited about that.  [00:16:40] Jason: Yeah, I love this idea so much. I often say I either win or I learn.  [00:16:46] Lior: Exactly.  [00:16:47] Jason: There's the only way you lose is if you quit or you give up. That's it. Like, so I either win or I learn. And I love this idea that, you know, after every struggle or failure or uncomfortable emotional experience or challenging, you know, thing in life, if we don't learn from it, then yeah, it's just trauma. It's just a problem. But if you learn from it, it becomes the bricks by which you build your character, by which you build a whole new life and a whole new self image. And if you learn from it, you're destined to not repeat it as well, which is nice. So you learn the lesson. Exactly. [00:17:23] Jason: And I think, you know, God and the universe keeps giving us the same lessons over and over again, maybe in stronger and stronger fashion until we finally learn the lesson. And I think going along with these two points, which relates heavily is being open and willing to take feedback from others, you know? [00:17:42] Jason: And so one of the things that I've, realized is that feedback a lot of people think is painful, and it can be really uncomfortable, but I've noticed that when I go to my mentors and I'm open and vulnerable to getting feedback. Sometimes, you know, it can cut pretty deeply, but it's good medicine and that's where I have the most growth and learning. [00:18:00] Jason: And so I've learned to actually love and enjoy the discomfort of feedback. And so I seek it now. Then I collapsing time on my learning. Yeah, and I'm experiencing the discomfort in that and, but I know that there's benefits to that because now I can see something that I was blind to or I'm experiencing something that I didn't realize. The reason I hire these mentors is because they're at a vantage point in some sort of area that they're ahead of me. And so being willing to get feedback takes somebody that's willing to be really rational and it takes somebody that's willing to see that there's no failure. You are not bad, sick, and wrong because somebody pointed out something that you're doing that's bad, sick, and wrong. Like that means now you have an opportunity to change or improve, which is good news. [00:18:43] Jason: It's like the best news ever. Yeah. Love this  [00:18:46] Lior: 100%.  [00:18:47] Jason: That's why we get along, Lior. You and I have just been through enough shit to learn some lessons, so. Hell yeah. So cool. Do you have a third one for us?  [00:18:55] Lior: Yeah, let's do a quick one. Leading by example. Okay. Is number one. And I'll actually give a quick story here just to explain how powerful that is. [00:19:06] Lior: And I think that's also really important for, you know, all of our listeners for property managers. Because in my first assignment in the Navy as a commander, I was assigned as a chief engineer, meaning I was in charge of the mechanics department. These are all the folks that are working the hardest. Like, think of them as like your maintenance, you know, contractors. [00:19:26] Lior: These are the folks who are going in fixing plumbing, fixing AC systems and like heating systems, like getting really dirty, you know, and like crawling underneath engines filled with like gasoline and stuff. It's like the hardest job in, you're doing the worst,  [00:19:44] Jason: worst job. It's like Mike Rowe's show Dirty Jobs. [00:19:48] Lior: Yeah. I don't want to be too explicit and vivid. But you're dealing with like pipes of like things that you know Sure. We use for other things stuff and who knows.  [00:19:56] Jason: Yeah. Okay.  [00:19:57] Lior: Exactly. It's bad. It's bad. Yeah. So anyways, so on when I was first assigned as the chief engineer, so the chief engineer in the ship is like the second to the commander. [00:20:07] Lior: Like if the, something happens to the commander of the ship. I'm taking command. So, you know, you have your respect and your sort of like, honor just with the title, you know? Yeah. It comes with it and you can walk around like, you know, like a peacock. Very proud of yourself and, you know, I'm like, I'm the boss. [00:20:25] Lior: I'm the big man or whatever.  [00:20:27] Jason: Yeah.  [00:20:27] Lior: Or you can do some other things. And for example, what I did on the first day of me getting, you know, onboard the ship and, you know, getting the role and getting command of the ship. So the first thing that I did was like every day we have like an hour at the end of the day that we're cleaning the entire ship. [00:20:46] Lior: And part of cleaning the ship is also for the mechanics department. Is getting below the engines that run the ship and cleaning all the oil residue that builds up there. So you have to literally, you know, take a lot of like cloths and sheets and just like, dive into the oil and just push it out. [00:21:04] Lior: Wow. So like you get out black, like completely black. And normally the ones who are doing it are the youngest, you know, mechanics and the youngest soldiers on the ship because it's like, you know, it's a newbie. Don't have seniority.  [00:21:16] Jason: And they're new and you give them the worst job. They get the shit job. [00:21:19] Lior: Exactly. So what I did, I went and got beneath the engines myself. Yeah. And it, it became a show. All the soldiers came to watch. Oh man, the chief got beneath the engines. He's crazy. What is he doing? It was a shock, but nobody forgot that. Like my soldiers up until today, were like best friends or like my little brothers, they remember this until today, this little thing that I never done after that again, by the way, I did it once. [00:21:48] Lior: Yeah. But they never forget it. And that sets so many examples in terms of what I expect from them in terms of ownership, you know, and values and teamwork and not being afraid to take on, you know, jobs that, that are like beneath me or whatever. That was such a powerful message without me even saying a word. [00:22:08] Lior: Yeah. So think of yourself as a property manager. Like what things you can do like that, that you need to do only once maybe in your life, you know, and show your employees that you're not afraid to get dirty and do the hard work and really show them that nobody should be feeling that something is beneath them or like it's not, you know, to their level or whatever. [00:22:31] Lior: Like if you are doing that, like who am I to, you know, raise any objections of doing something? Like I'm not the company owner and if the company owner is doing that, I better do that. Right? So  [00:22:44] Jason: yeah, that's a great story. Great example. I. You know, it's a great display of leadership. There's a really good book kind of about this principle called The Motive by Patrick Lencioni. [00:22:54] Jason: And in he talks about how there's two types of CEOs and there's the CEOs that think because of their position, everybody owes them everything. They're king, they deserve everything. And they end up having organizations that have a lack of ownership, a lack of accountability, and a lot of problems. [00:23:10] Jason: Because they think they're superior to everybody else. And then there's the CEOs that have the right motive and they understand that they have the worst job in the company because their job is to do anything that's not working and to step in anywhere that there's a problem and they need to be willing to, like you talked about, get dirty and start, like help out at the bottom if that's what the business needs to get clarity or to fix things or to figure it out. [00:23:38] Jason: And so being able to display that is a powerful thing. Like it reminds me the other day, I'm training some setters right now to do some cold calls for us, do some outreach to property managers. because we're like. The best kept secret in property management. Not all our people have heard of DoorGrow still, and so we're having them do some outreach and they're like, oh, it's really hard. [00:23:56] Jason: I don't know how to deal with gatekeepers and all this. And you like the subtext says, Jason, you don't understand. This is difficult. So I'm like, cool, let me do it right now. And I picked up the phone and they were watching me on Zoom and I'm cold calling and doing it. And the second call I got first was a voicemail. [00:24:11] Jason: I'm like, here's how to leave a voicemail to get them to call you back. And then the second call was a receptionist. And I connected with her. I made her laugh. I got info from her about the business owners, what their challenges are. Oh, there's two business owners. Okay, cool. And I got all this information about how many doors they have, everything about the business because I was nice to the receptionist and treated her like a person. [00:24:34] Jason: And and she was helping me out. She wouldn't give me their cell phone numbers, but I got everything else I needed so we could call back. And I'm like, cool. Did you see how that went? And they were like, well, it's really cool. So yeah, when we're willing to step in and show them how to do something, it can break some of their preconceived ideas, their perceptions, and so yeah, they see a leader and they're like, oh, well the leader can do this and the leader can do this well. Be cause if everybody underneath you is like, yeah, but he's never done this hard stuff, or he hasn't done this, and they're like. There's always that story. Well, he did that worst job, like he was pushing, they're like, what? Yeah, first day? I mean, it speaks volumes of character and it, yeah, it makes your leadership much easier. [00:25:19] Jason: That's kind of the equivalent of people say, if you get thrown in prison, go fight the biggest guy there, or something like this. Right? And that was the most challenging thing that nobody thought you would do, and you went and did it. And so, yeah, you earned respect. And you know, leadership has to be born out of respect. [00:25:35] Jason: So these are great principles. This was valuable in the podcast alone. So let's move on to getting into Blanket. And I think this is a game changer. I think every property management business owner should be using Blanket every single one. It's an absolute no brainer. It helps them retain their clients, well retain the properties. [00:25:58] Jason: So basically keeping their portfolio, even if the owners are leaving and it gives them access to a network of investors. And there's just so many benefits. So I'll let you tell everybody about it because you probably know a little bit more than I do, so.  [00:26:12] Lior: Sure. Thanks. Sure thing. I'll actually do I normally have, you know, the whole spiel and the features and what we provide and whatever, but I think if we already started on such a inspiring, I would say, note to the, to this episode. [00:26:25] Lior: I'll start with the why. With why we're doing what we're doing, because I think it's important and we, and I think we're not doing a good job maybe at explaining the why enough in pretty much everywhere we go about, yeah.  [00:26:36] Jason: People don't buy what you do. Simon Sinek says they buy why you do it. [00:26:39] Jason: So, exactly. Let's into the why behind Blanket. Why does Blanket exist? Yeah.  [00:26:44] Lior: So the overarching premise is that. Today there is a very big, I would say, failure or gap in the market in our single family rental market. When you look at other asset classes, when you look at commercial, when you look at, you know, multifamily, industrial office, any investors in those asset classes have an investment manager, a professional investment manager. [00:27:13] Lior: That provides them, you know, quarterly, you know, reports provides them with strategy sessions about their next capital, you know, allocation about their disposition. Yes, they have someone to guide them in a very professional way to their goals and to and to match their needs. The only asset class, the only asset class that does not have the function of an investment manager is single family. [00:27:40] Lior: Yeah. And that's especially the asset class that needs it the most because 99% of all single family rental owners are mom and pop investors. Institutional players own, roughly, depending on which source you're reading, but roughly between one to 2% of all the single family rental properties across the country. [00:28:02] Lior: The most is owned by mom and pop investors. The people who need that guidance the most. And they don't have that, which is why they're making mistakes, which is why they have maybe sometimes, and I bet all the listeners can agree some unrealistic expectations of what a property manager should do. And that creates a big gap that the only one losing or not the only one, but like the two people that are losing from the situation is that mom and pop owner and us, the property manager, because we then lose a lot of clients. [00:28:36] Lior: And it's sort of like this identity crisis where we as property managers are perceived as service providers, as rent collectors, as toilet fixers, but we are held accountable as if we're the investment managers. Like, you know, why am I losing so much money on this property? [00:28:57] Lior: It's all you. It's all about you. You didn't, you know, collect the rent. You didn't rent it on time. Yeah. Why it's vacant. Like with all due respect, you are the one who bought this property. You know, you bought it in this problematic area. You bought a very old property that never replaced the roof, never replaced the ac, and it is a very bad shape in a very bad neighborhood. [00:29:17] Lior: Like there is a limit to what I can do for you at the end of the day. But the problem is that we as property managers, we're stuck in this middle where we are held accountable. As if we're their investment manager, but we're perceived as just a service provider, which is the most difficult position to be at. [00:29:34] Lior: Now, how does that connect to our why? When I started doing real estate again, remember that like my personal why my grandparents, right? I wanted to build a real estate portfolio that will allow me to give them at least one property from which they can live off. To act as their pension. Sort of like plan. [00:29:53] Lior: And as, as more as I grew up in this industry as an operator, as sort of like a property manager without all the headaches of operation, you know, just acting as the owner relationship manager. I understood that if there was a platform, you know, back then when I was just dreaming about it, if there was a platform that will empower the property managers to become investment managers for their clients. I know that my parents and my loved ones can be in good hands because if those property managers that manage my grandparents' homes can tell them what to do based on, you know, what's happening with the property, when should they renovate, maybe, when should they sell, when maybe when should they refinance and cash out? [00:30:40] Lior: Or maybe when should they buy another property or any other question that is sort of like surrounding the investment life cycle or the investment journey, right? I know that their sort of like goal of retiring financially safe can be handled because there is no one else who will take care of that. The agent who maybe, you know, sold them that property, he has no vested interest in the long term. [00:31:05] Lior: He's doing a transaction and he's done. Out. The lender, same thing. He got the origination fees, he secured the loan, he's out the window and they're out. Nobody besides the property manager has a long-term vested interest in the wellbeing of the property owner. So for us, this is what motivates our entire team. We understand that if we'll be able to empower our partners, our property managers into investment managers, we will take care of our loved ones. [00:31:36] Lior: We will make sure that they will be in good hands and this is the why, because there is a gap that only property managers can fill. And this is that the gap of a missing investment manager for the investors that are the least experienced, that need the guidance the most, this is what we wake up for, this is what we work for. [00:32:00] Lior: This is everything that, you know, leads in every decision making intersection or like point in our company's life cycle. Yeah, I love it.  [00:32:08] Jason: This is why we come to leaders. This is why people come to a property manager. They're looking for leadership, they're looking for guidance. And when you're at that peak of customer satisfaction, customer service, that's where you are an advice giver, where you're giving advice, not just like the title of this episode is from Rent Collector to Asset Manager, and the idea is: [00:32:32] Jason: if you can go from just being somebody that keeps the rent coming to helping them manage the asset, you are already head and shoulders above other management companies. So if you can present yourself as an asset manager, and I've had a podcast episode with a client who's very good at doing this, he is able to assess their property. [00:32:51] Jason: We have this really cool tool called the ROI calculator. He'll help show them whether it's performing properly, what the long-term benefits are. What the tax benefits are, and so he can help them assess the property and they already just view him as an expert instead of wanting to work with any other management company. [00:33:08] Jason: So a lot of you feel like you're competing with other management companies because you're doing cold lead marketing stuff that probably doesn't work very well. And if you're doing that, reach out to DoorGrow, we'll help you fix that problem. But there's plenty of business out there. There's no scarcity. [00:33:20] Jason: But if you do feel like you're competing with other companies, one way to set yourself head and shoulders above the rest is to no longer be a property manager that just collects rent and coordinates maintenance, but to be an asset or portfolio manager for this investor. So, how does Blanket help with this? [00:33:37] Lior: I think we nailed it. We are right on point. And I love,  [00:33:40] Jason: I love it. I mean, everyone needs to realize this is the motivator. This is the reason. Because property managers, if you want to have an easier time closing deals, you want to retain clients, keep clients trusting you, and if clients trust you as an asset manager, they're way more hands off. [00:33:56] Jason: They don't try to manage the manager, they stop trying to micromanage you because they look at you as the advice giver and as the advisor instead of thinking, this is just somebody that works for me that I now need to manage and make sure they're not stealing from me and they do it my way.  [00:34:11] Lior: Exactly. [00:34:11] Lior: So we are really tackling this mission from two angles and the understanding here is that. As you said, if you are acting as a trusted advisor, if you're acting as an asset manager and your clients appreciate you as one, you will have less churn and you will grow a lot faster. So when we're thinking about these two, you know, functions of your business, on the one hand churn and on the other hand, growth, these two things always go together in property management. [00:34:47] Lior: Why? Because if we're looking at the average,  [00:34:49] Jason: and let's explain churn real quick for, because some people, this is a new term for them, they're like, what does this mean? Churning? So churn means you're losing business, you're losing clients, they're churning out. So this is the rate at which you're losing clients every year. [00:35:03] Lior: Exactly. Exactly. It's how many doors you lost technically, again, no matter what the reason, but like you lost the door, you know that's churn. So in property management there is a very unique and frustrating thing is that you'll always have churn. You can never lower to zero. Why? Because life happens. You might have a client that's super, super happy with what you're providing. [00:35:27] Lior: He loves you. He loves the relationship, he loves the service. He's getting everything from you, but suddenly life happens and he needs the money, he needs to sell that property, unfortunately. It has nothing to do with your performance, it's just his life. So that property is going to be sold and you're going to lose that, so you'll have churn. [00:35:46] Lior: So in property management there always be churn and it's something we have to accept. So that means if you can't, you know, really lower churn to zero, that means you always have to have a growth strategy to offset the doors that you're still going to lose. Yeah. So growth and churn, and. Or the opposite of churn, which is retention. [00:36:10] Lior: Okay. Growth and retention and property management have to work together always at all times. On the one hand, if we're like, imagine a bucket of water and your task is to keep in full and you have a hole at the bottom so it's leaking. Okay? Yeah. So you always have to work on closing that leak. [00:36:31] Lior: But you always have to keep pouring more water to keep it at the same level. That's pretty much the secret. That's how Blanket is built. We have two packages, one called Retain and the other called Grow. Very simple not too complicated on that front. And each one has various features and various products to help you achieve that goal. [00:36:53] Lior: So, for example. And by the way the combination of these two, this is what allows you to be that ultimate asset manager to your clients, right? That can help your clients, first of all, optimize their portfolio and generate more cash flow, and forget about a lot of headaches that come with property investing, but on the other hand, help them make more money by expanding their portfolio, buying more properties, and growing it. [00:37:20] Lior: So the combination of these two packages, that's what helps you allow, you know, what helps you be an ultimate asset manager. Now, what do each one of those packages do? So the Retain package gives your clients a branded investor dashboard. So it has your logo, it has your face, nobody knows who Blanket is, and that investor dashboard gives your clients real time performance metrics. [00:37:42] Lior: It allows them to see how their properties are really doing. Through an integration with their property management software and through pulling a lot of data from title companies, public county records, and national data providers that allow them to really see every property related transaction in real time from their mortgage payments, their property taxes, their insurance, their HOA and everything that you're tracking as well in your property management software. [00:38:07] Lior: So that way they can see exactly what's their net cash flow every month. They can see their property's value and how much it appreciated this month. And they can also see how much equity they have in their homes so that whenever it's time for them to take the next step, they can quickly press on the cash out button and refinance and extract the equity that they have in those proceeds and buy another property with that. [00:38:30] Lior: So that's part of the retained package that is owner facing. All the rest of the features are property manager facing, meaning your team is going to use them. But one thing I forgot to mention on that front, on the sort of like investor dashboard that your clients are getting, we also are doing what we call white labeled email communications. [00:38:52] Lior: So remember that story of me handling owner communications for property managers? This is where it comes from, and the understanding that your clients are used to a very bad, sort of like foundation of communication, which is I'm either getting an email about me having to pay for something I need to fix right now, and you're asking, you know, my money, or I'm getting an email with the owner statement, with that accounting view that I can't really understand and I'm getting just more confused instead of actually getting value from it. [00:39:24] Lior: Plus, it never shows me the full picture because it only shows me, you know the fees that you're charging, maintenance and like the rent, I don't see exactly how my property is doing. So it's really not a value. So like this is the foundation of the relationship. So if you are not providing your clients with additional positive touch points, how can they appreciate what you're doing for them? [00:39:45] Lior: because that's what they get. It's like, it's very the energetic I would say, you know, frequency of, from all these emails and touch points, getting them is negative. Like that's what they get. So what we're also doing, we're doing white labeled email communications as well. Again, it's your logo, it's your profile, it's your name that sends them, for example, a monthly report or update on how much their property is appreciated in value. [00:40:08] Lior: It sends them, you know, some like tips on how to utilize the platform and how to really be on top of things and always be in control of how your properties are really doing. A lot of these things that are just, yeah, just like, it's automated. You don't have to do anything. So like, it just gives them more transparency and feeling of, I'm in control, right? [00:40:28] Lior: Like I'm in control. I know how things are doing, like, and if there's something I need to do,  [00:40:32] Jason: which reduces their anxiety. The number one reason owners are constantly calling you, being interruptive, trying to micromanage you, is because they are anxious. Exactly. If you can reduce their anxiety. By increasing their awareness and their trust in you, it's a no brainer. [00:40:47] Jason: It's going to lower your operational costs dramatically.  [00:40:51] Lior: Exactly. So that's on the owner facing side of things. In the retain package, the team facing sort of like tools, they provide you two main things. There are two products within the retain package that your team is going to use. One is our portfolio manager. [00:41:06] Lior: Think of it as like an asset management dashboard. And the other one is our AI risk manager. So this one, you know, think of it as like your churn, you know, mitigator, and each one of them provides you two aspects of the same owner. The asset management dashboard shows you the health of every owner's property. [00:41:29] Lior: The churn manager or the risk manager shows you the risk of every property of churning. So the asset management dashboard will show you. Right.  [00:41:39] Jason: So the risk of them that like how likely they are to maybe start paying attention to maybe selling it, things like that.  [00:41:45] Lior: Just leaving, yeah. The risk of them leaving. [00:41:47] Lior: So, okay, let's maybe start with that because that's really, you know, one of the coolest products that we have. So the AI Churn Manager technically shows you the churn risk of every owner. Okay. Pretty much the risk of every owner from leaving you with ai, which takes in a lot of data. A lot of data from the communications with that owner to the property performance of that owner, everything that goes into whatever is related to that owner is taken into account and then it shows you the risk, but it also shows you the client value of that owner, meaning how much revenue this owner is generating your company. [00:42:25] Lior: Because we're integrated into a property management software, we know that revenue per unit of every property, so we can tell you how much every owner is worth for you. So the combination of these two elements of the churn risk and the client's value can really give you the ability to prioritize on whole, on who you are going to focus on first, and then you can really focus on the ones who are at high risk and high value. [00:42:50] Lior: And now what are you going to do next? Next, what that AI Retention Manager does for you is it also tells you exactly what to do to retain this owner. For example, let's say you have an owner that has a property that's currently undergoing a renovation, and he also has a mortgage in place, so he's losing money every month. [00:43:10] Lior: He's stressed. He might be thinking to himself, you know, why did I get into this whole thing? You know, I'm just losing money. I'm taking money outta my pocket every month. It's painful. So the AI will notice that and tell you something like, Hey, Jason, because A, B, C, D, what he should do is send this owner a link to his performance, which is one of like the features we have in that investor dashboard is like the forward looking performance of this property, right? [00:43:35] Lior: Send him a link to his performance so he can see that he should hold onto this property and not sell it right, because he's going to make a lot of money and waive two months of management fees. And again, those fees wouldn't cover for the losses, right? But it would show the owner how committed you are to his financial wellbeing. [00:43:54] Lior: So those are the things that the AI can tell you to do based on the retention policy that you will set in the beginning by answering questions that the AI will ask you to understand how you're thinking, what's your approach to retention. And lastly, when you'll see that recommendation, it will also draft you an email or a phone call script with your tone of voice. [00:44:15] Lior: So all you have to do is like literally hit send or just call them and read the script. So that's what the ai retention manager does for you. Okay, cool. And the asset management, you know, dashboard, which is that portfolio manager, that shows you just the overall performance of all your properties. And it can show you, for example, which properties are underperforming, meaning which properties are in negative cash flow position, so that you can reach out to these owners and tell them something like, Hey Jason, I see that this property is really not doing well. [00:44:42] Lior: We tried this, we tried that. We tried this. Why not think of 10 31, exchanging this property. Let's change it to a better property, one that wouldn't have all these headaches that we're going through. Two, it will be able to yield higher cashflow for you because we'll be able to charge a higher rent, you know, property in a better condition, so less expenses, and three, maybe even this will be a property in a better location, so more appreciation, potential, right? So like three wins for you, Mr. Owner, and to me, two wins because I'm getting the commissions maybe from both sides, right? Plus I'm getting a new door that might have a higher revenue per unit. [00:45:21] Lior: Or maybe there's enough faculty or which just more operational  [00:45:24] Jason: cost. Yeah, just easier to deal with. So like it's a winner. Also, maybe you could convert all the shitty properties in your portfolio and the easier properties to deal with.  [00:45:34] Lior: And that's the thing I always tell to all of our clients, think of this as like your blueprint to building the portfolio of your dreams. [00:45:42] Lior: Because it shows you which properties are underperforming. It shows you which properties have a high maintenance income ratio. So you can see which owners are really spending a lot of money on maintenance compared to how much money they're making in rent. And by the way, if, for example, if you have a maintenance division or you're charging markups on renovation, those properties are an additional revenue stream that you cannot reach out to all those owners and tell them. [00:46:05] Lior: Hey, Jason, like we're spending a lot of money on maintenance in the past couple of years. Let's think about, you know, reinvesting some of that cash flow and, you know, improving the property's condition, which is, you know, revenue for your company as well. So that what that, you know, asset management dashboard allows you to do is to see which properties are performing well, which properties are performing, you know, bad. [00:46:25] Lior: And for those that are performing well, you'll see things like, you know, which owners have a lot of equity trapped in their home? So that maybe when interest rates go down a little, you can reach out to them and say, Jason, like, look at this. Remember you said you want to build, you know, to grow your portfolio? [00:46:40] Lior: Interest rates have gone down right now and you have like $300,000 in equity. Let's step into that equity refinance, take the proceeds and buy another property in our area, which we have access to a lot of off market inventory here, which leads us to the grow package now. So that's the retain  [00:46:57] Jason: package that grow package. [00:46:58] Jason: I'll run through it quickly. I want all of my clients listening to this to be using Blanket like I want they all should be. This just is an absolute no brainer.  [00:47:08] Lior: Yeah. We definitely, by the way, it's not like I want to also give a shout out to all of our clients and all the folks that were with us from the start. [00:47:15] Lior: It's not like we are, you know, so smart and we had the solution for everything. This is a lot of hard work and sweat. By listening to all of our client's feedback and what they need the solutions to their like day-to-day problems and needs that they always experience and just never have the opportunity to really do it at scale. [00:47:33] Lior: Right? So, yeah. Back to the growth package. So that was the retained package, just as a summary. Two owner facing, you know, propositions, which is the investor dashboard and the branded owner communications, and two propositions for your team, which is the asset management dashboard and the AI retention manager.  [00:47:51] Lior: On the growth package, you also have two owner facing tools. One is the investment property marketplace, which is also white labeled with your logo. And this marketplace technically shows all your clients because it's closed only to your clients or anybody you invite to it. And we'll cover that in a second. But your clients who are in that marketplace see all the properties, all the off market properties that are for sale in your area. [00:48:16] Lior: So that way whenever they decide to buy another property, that will be a property that you're going to manage for them. So the marketplace. Acts as like this, you know, main tool for number one, capturing owners who want to sell. Remember what we started, we, you know, we want to capture the owners who are selling so we can at least, you know, get that commission or better get that commission and sell it to one of our other clients and retain the management of that unit. [00:48:41] Lior: But it also allows your clients to buy more properties. Now you're probably asking, you know, okay, where do those properties come from? So we source inventory on a national level from the largest wholesalers, turnkey providers, home builders for sale by owner feeds, anything that's off market, we are pretty much sourcing it across the country  [00:49:03] Jason: Is Blanket using investors that they can list their properties in this as well?  [00:49:09] Lior: So your clients, whenever they list their property, they will be at the top. They are what we call the exclusive properties category. So they are at the top. [00:49:17] Lior: We are pushing them always front face and center. They're the first ones for all your other clients to see, to increase the chances of them buying that from your clients and retaining the management of the unit. So all those properties that we have are all off market and. Yeah. Then this allows you not only to give it to your clients, but you can also invite anybody you want to it. [00:49:37] Lior: So maybe you have a list of leads that you bought in the past, you know, some cold leads or whatever. Or maybe you have friends and family that are interested in buying a property and working with you, or maybe you're going to like a BiggerPockets, you know, meetup or conference with investors or whatever. [00:49:51] Lior: They're always on the hunt for off market properties. So what you can do, you can invite them to the marketplace as a prospect. So like as a visitor, and once you invite them. And they log in, it appears as a prospect lead that you can then call them and say, Hey, Jason just saw you logged into our marketplace. [00:50:07] Lior: Hope that you liked it. By the way, if you have other properties in our area, I would love to send you some, you know, special friend, you know, discount for our property management services. And now you have a different conversation that is based on, you know, what your brand can offer them. So that's the marketplace. [00:50:24] Lior: And as you can see, the marketplace, technically what it does, it generates you leads, buyer leads, seller leads, prospect leads, et cetera. And what we provide is also sort of like a CRM feature that allows you just to keep track of all those leads, engage with them, or integrate with your existing CRM. [00:50:40] Lior: So folks might be using different systems we can integrate and push all those leads to your system. And lastly, the last feature that is also used by your team, by your BDM, or by yourself if you're starting out, is what we call our referral management system. So this system takes in all the agents in your area and pulls in information about them from the MLS and many other sources, and shows you, for every agent in your market, how many transactions they sold in the past two years, how many years in business, what's the average price of the properties they're selling, their contact details, their website, everything you need to actually start increasing or expanding your referral network that you have already in Blanket. [00:51:21] Lior: So what you do then. You could start reaching out to them, sending them emails from the Blanket system. And whenever they respond, you get on a call, you offer them, you know, to partner up and pay them referral fees for any client they're sending. And then you are giving them also a user in the system. And that's one of the interesting things. Today, agents are struggling, especially buyer's agents, which are normally, you know, the younger ones in every brokerage because the listing agents are normally the brokers and the most experienced ones. [00:51:48] Lior: So like buyers agents are having a hard time today with interest rates and with everything that's happening. So you can position yourself as their exclusive off market inventory partner, which they can leverage to be winning with their potential clients. So that way whenever you invite them as a partner, you're giving them access to off market inventory that they can't find anywhere else. [00:52:13] Lior: And that way whenever they bring on clients, they're sending them through the system and with a click of a button directly to you, you get those leads. They get paid through the system with that referral fee that you've set and agreed to with them, whether it's $500, 250, whatever. And the cool thing about it is that it has also automated updates to the agent every time one of the referrals inquired about a property they want to buy or to sell, assuming you promise them, you know, to return that lead back to them when it's selling. So that way you are making them happy. Those referrals are happy and you are able to really grow, you know, your referral network with everything within your ecosystem. [00:52:51] Lior: And be that center of the ecosystem, be that asset manager. Nice. So that's the goal package as well.  [00:52:57] Jason: That's super awesome. So cool. This Blanket sounds like an awesome tool. You've shown it to me. I think it's really a brilliant idea. I think every property manager should be using it. It's a no-brainer. [00:53:08] Jason: How do people get started with you? How do people get in touch?  [00:53:12] Lior: So you can either visit our website: Blankethomes.com and just schedule a quick, you know, 15 minute discovery call. You know, just listen to what we can offer so we wouldn't waste your time. And just understand if it's the right thing for you. [00:53:26] Lior: And then you can either just, you know, send me a LinkedIn message, send me a dm, pretty much on every social media platform. I'm not really responding very fast. And we could just get on a call. And I also invite anybody that wants you to just, you know, even if they're not interested in Blanket, right? [00:53:41] Lior: Like if you're thinking to yourself maybe it's too much for me. Maybe it's too expensive, I don't have the bandwidth right now, but you want to brainstorm about, you know, how to be more investor, you know, investment manager mindset as like guided property manager, how to be more of an asset manager. [00:53:56] Lior: This is my passion, this is what I've been doing my entire life. Like, if you want to just brainstorm, shoot me a message. Like I can talk about this for hours, so, you know, I'll be happy to help anybody that needs that. Even if you're not a Blanket client, again, you don't have to be a partner of ours to really just, you know, get inspired and, you know, learn from other people's mistakes. [00:54:14] Lior: And we've done quite a few.  [00:54:16] Jason: Awesome Lior, thanks for being a guest here on the DoorGrow Show podcast appreciate you hanging out with us. So, if you are watching this and you felt stuck or stagnant and want to take your property management business to the next level, reach out to us at DoorGrow, also join our free Facebook community. [00:54:33] Jason: It's just for property management business owners at doorgrowclub.com. And if you've found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it alone, so let's grow together. Bye everyone. 

Before the show started, Katie casually walked over behind me to do something and it really triggered me. In fact, it makes me so sad I might cry. Why would she do this? I need to ask

Before the show started, Katie casually walked over behind me to do something and it really triggered me. In fact, it makes me so sad I might cry.

Dime qué piensas del episodio.Cracks está nominado como mejor podcast de entrevista en los primeros Spotify Podcast Awards y necesitamos tu ayuda para ganar la categoría. Puedes votar una vez al día del 7-21 de mayo en cracks.la/premios.Antonio Rallo IG: @rallo100, un verdadero pionero en el mundo de la tecnología y la innovación, es cofundador de NCubo Holdings, incubadora de donde emergió Kio Networks, el primer unicornio tecnológico mexicano. Actualmente, lidera como CEO en ID345.TECH, un club de ángeles inversionistas enfocado en impulsar plataformas escalables basadas en tecnologías exponenciales como la Inteligencia Artificial.Hoy Tony y yo hablamos de su fascinante trayectoria, sus aprendizajes clave y su visión sobre el futuro de la tecnología y la innovación.Por favor ayúdame y sigue Cracks Podcast en YouTube aquí.“Si le haces caso a todos, no haces nada. Hay que ser necio con lo que sientes..”- Tony Rallo @tralloComparte esta frase en TwitterEste episodio es presentado por Eight Sleep, la compañía que está revolucionando la tecnología del sueño y por DiliTrust, la plataforma que está transformando la gestión de consejos de administración y la operación de equipos legales.Qué puedes aprender hoyEl poder de estar presenteDisrumpirte a ti mismoLa IA como la "nueva electricidad"*Eight Sleep, la compañía que está revolucionando la tecnología del sueño, acaban de lanzar el Pod 5, la última generación de su funda de colchón inteligente. Se coloca sobre cualquier colchón y regula automáticamente la temperatura corporal durante toda la noche, de forma independiente para cada lado de la cama. Dándote hasta una hora completa de sueño extra de calidad por noche.Eleva la cama para reducir o eliminar los ronquidos cuando los detecta.Tiene un altavoz integrado para reproducir meditaciones o white noise, con contenidos de Andrew Huberman.Y por primera vez, lanza la Blanket: una cobija que también regula la temperatura de forma inteligente y sincronizada con el Pod.Y tú que escuchas Cracks puedes tener $7,000 pesos de descuento en tu propio Pod 5 Ultra  visitando www.eightsleep.com.mx/osotrava y usa el código OSOTRAVA.*DiliTrust es la plataforma que está transformando la gestión de consejos de administración y la operación de los equipos legales en más de 2,400 empresas en América Latina y el resto del mundo.El Board Portal de DiliTrust centraliza todo lo que tu consejo necesita en un solo lugar: desde el orden del día, hasta las actas, votaciones, informes y acuerdos, todo con máxima seguridad y trazabilidad.Permite la generación automática y precisa de actas, transcripción de audio de las reuniones y la generación de resúmenes al instante.Potencia la gestión de tu consejo con el Board Portal de DiliTrust en dilitrust.es Ve el episodio en Youtube

Blarn is a cutie pie…who happens to have a favorite blankie. She drags it EVERYWHERE. It weighs more than her, so sometimes that's a task. Watching her knead on it is super cute. VIDEO: https://www.wdjx.com/cat-carries-an-emotional-support-blanket-everywhere/

Ever sold your dog for a fat check and got a standing ovation for it? That's how Aaron Spivak describes selling the company he built from scratch into a $50M powerhouse. In this episode of The Liquid Lunch Project, Matt and Luigi sit down with Aaron, the DJ-turned-juice-slinger-turned-weighted-blanket-mogul, to unpack how grit, delusion, and one viral Kickstarter helped him build Hush, one of the top DTC brands in Canada.  He dives into the real emotional cost of selling a business, why customer conversations are his secret weapon, and how Founders Club is helping entrepreneurs get real support.   What You'll Learn in This Episode: The stroke that changed everything…and how a side hustle became a lifeline Why Aaron still DJed after hitting $25M in revenue The secret power of calling every single customer (yes, really) How to turn a blanket into a movement (and a $50M exit) What Dragon's Den taught him about performance, not pitching The real emotional chaos of selling your “business baby” Why Founders Club isn't another BS mastermind — and who it's really for Who is Aaron?Aaron Spivak is a serial entrepreneur who co-founded Revita, Hush Blankets, and most recently Founders Club,  a global community for high-growth founders. From DJing bar mitzvahs to delivering mattresses in his Audi, Aaron's story is anything but typical. Favorite Quote:"When I sold my business, it felt like someone bought my dog and the whole world clapped." Take Action:Tune in to hear why hard work beats hype — and what's next for the guy who refuses to slow down. Connect with Aaron: Instagram (The Founders Club): @thefoundersclub Website: https://www.aspivak.com Linkedin: https://www.linkedin.com/in/aaron-spivak1/   Like what you heard? Don't forget to subscribe, rate, and review!

In this episode, Sean and Kyle kick things off with a nostalgic dive into Kyle's latest midlife hobby—collecting Sacramento Kings basketball cards from the early 2000s. What began as a simple eBay gift for his nephew spiraled into a full-on tribute to his college years, complete with prized cards now stashed in a personal safe. The dudes banter about their shared sports memories, the glory days of Bibby and Weber, and how even Shaq's son is now playing ball in Sacramento. It's a fun and lighthearted reminder that small joys—like cheap sports memorabilia—can spark big waves of meaning.But the real heart of the episode comes from a face-to-face conversation with longtime friend Katie Stevens, executive director of Team Telomere. Katie opens up about her personal journey as a rare disease mom and how her experience shaped her leadership in the nonprofit space. She shares how Team Telomere has grown from a volunteer-run effort into a structured, strategic organization—with an eye on both care and cure. From care packages and community trust to groundbreaking research and a clinical trial aimed at treating telomere biology disorders, Katie gracefully bridges the science and the soul of rare disease advocacy.With honesty, wit, and wisdom, Katie reminds us that hope isn't just a word—it's a community, a strategy, and a force for action. Whether you're in the trenches or working toward a cure, this episode delivers powerful insight into what it takes to lead with heart and keep moving forward.Links and ResourcesTeam Telomere

Pop star Chappell Roan recently claimed that all her friends with kids are “in hell” and have “no light in their eyes.” But is parenthood really as bleak as she makes it out to be? In this thought-provoking episode, Justin and Kylie Coulson unpack this viral comment with equal parts data, personal reflection, and heartfelt perspective. Together, they explore the complex relationship between parenting and happiness—and why the hard parts often make family life more meaningful, not less. KEY POINTS: Chapel Roan’s viral claim about the misery of parenthood sparked a deeper conversation about happiness and raising kids. Research shows that while parenting is hard, it can also lead to greater meaning and long-term satisfaction. Married parents report higher happiness than unmarried or childless individuals, despite the challenges. Our culture often values ease and independence—but meaning and deep connection are built through effort. Parenthood brings emotional richness, not just “happiness” in the moment. Blanket statements about parenting overlook the light, joy, and depth it brings to many lives. QUOTE OF THE EPISODE:“I’m so rich—life is so rich—because every time I look at one of my kids, I think: this is what it’s all about.” — Kylie Coulson RESOURCES MENTIONED: Happiness research from the U.S. on parents vs. non-parents Paul Bloom & Roy Baumeister’s work on meaning and parenthood Instagram post from @tessapitter: “Dear Chapel Roan, I’ve never had more light in my eyes.” happyfamilies.com.au – Parenting resources for a happier family life ACTION STEPS FOR PARENTS: Reframe your expectations – Hard doesn’t mean bad. Meaning often grows through challenge. Celebrate small joys – Whether it’s tying a shoelace or a shared laugh, these moments matter. Resist comparison culture – Social media snapshots don’t reflect the richness of your lived experience. Share your light – Let your kids see your joy, even in the chaos. They’re watching—and it shapes them. Choose presence over perfection – Fulfilment in parenthood isn’t about getting it “right,” but being there with love and intention. See omnystudio.com/listener for privacy information.

Sometimes you just gotta sit or lay on a nice blanket on the lawn.

Hosting a popular web series wasn't part of Catherine McCafferty's plan. But when her friends Sam Reich and Elaine Carroll asked her to collaborate, she leapt at the opportunity. What resulted was the dating show Pretty Gay, which has seen twenty-fold growth in just over a year. She joins Mo this week to discuss her non-linear creative path, how she maintains an abundance mindset, and why it's so important to invest in up-and-coming artists. Catherine is on Instagram and TikTok @catherine_mccaff. Make sure to check out Pretty Gay, only on Patreon; season three is out now! (In fact, TODAY if you're listening to this on May 7!) You can also check out her first appearance on the podcast here. Worse Than You with Mo Fry Pasic is hosted and produced by Mo Fry Pasic. Our executive producers are Erica Getto, Myrriah Gossett, and Lauren Mandel.We're on Instagram and TikTok @worsethanyoushow, and you can follow Good Get on YouTube for exclusive video content. Worse Than You with Mo Fry Pasic is a Good Get and Disco Nap Co-Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We all have those moments when the Universe draws a perfect thread through our lives—and this episode is one of them. I take you back to a night in Bali where I met a goddess, artist, and muse who would unknowingly help me open my voice, express myself, and step into the “dream girl” energy I didn't even know I was craving. Her name is Bianca Leonor, aka Quin and— trust me when I say her music is pure medicine. We first crossed paths at a jam night when I was mid-divorce, mid-breakdown, and mid-rebirth. The next time we saw each other? On a plane. Yes, the Universe sat us side by side for a 16-hour flight. Blanket over her head and everything. And that's how I knew… she wasn't just a friend. She was a frequency. A mirror. A spiritual sister who would guide me deeper into my own becoming.   Since then, we've expanded together through ceremonies, creativity, and conversations that have shaped the women we are today. From womb immersions in Guatemala to goddess gatherings in LA, our journey has been one of deep remembrance. In this episode, we explore what it truly means to become your dream girl—by unlocking your voice, expressing your truth, and honoring the beauty of your feminine energy through creativity, healing, and soul work.   In this episode, we talk about:   How womb healing directly connects to your ability to speak, sing, and express Why your voice is a reflection of your rootedness, body awareness, and spiritual maturity The role of sacred plant medicines in unlocking hidden gifts and clearing emotional blockages How heartbreak, solitude, and self-devotion become portals to embodiment What it truly means to embody your “dream girl” frequency without needing a relationship to get there The sacred power of choosing discomfort—and why your biggest fear may hold your highest gift A personal story of synchronicity, soul recognition, and goddess-level friendship How the womb multiplies energy—and what that means for your sexual and spiritual sovereignty   If you've been craving a deeper connection to yourself—your body, your expression, your essence—this conversation will open something inside you. Whether you're navigating grief, rebirth, or your next level of self-expression, this episode is a reminder that your path is sacred. To open your voice is to come home to your truth. And becoming your dream girl? That begins the moment you stop waiting—and start expressing.

Parents!Listen to this podcast, audiobooks and more on Storybutton, without your kids needing to use a screened device or your phone. Listen with no fees or subscriptions.—> Order Storybutton Today

Today Emmy-winning actor Patricia Heaton joins us for a candid conversation on motherhood, career, and raising four boys. We talk about the pressure parents feel to over-schedule kids, the beauty of simplicity (just give them a cardboard box!), and how God ordered her journey through motherhood and acting.  She and her husband, David Hunt, are in the business of producing movies and directed Unexpected, a film about the emotional ups and downs of infertility. Patricia believes that the best way into tough subjects is through comedy and this movie does just that. Stick around till the end where she shares her advice for helping four boys flourish -including her list of things to do as a family. Connect with Patricia Heaton:  Website:  Home - Patricia Heaton Facebook: Patricia Heaton Instagram:  Patricia Heaton (@patriciaheaton) Links Mentioned:   Unexpected–Stream on Amazon Prime Everybody Loves Raymond (TV Series 1996–2005)  The Middle (TV Series 2009–2018) Warhammer Ordinary People (1980) On the Waterfront (1954) My Left Foot (1989)  Amazing Grace (2006) Mastermedia International – Serving the media industry as a trusted voice of faith.  Related Episodes: Summer Movie Edition (Inside Out, Tomorrowland) :: Family Movie Moms {Ep 79} Annie, Into the Woods, and Night at the Museum 3 :: Family Movie Moms {Ep 53} Moms and the Best Christmas Pageant Ever :: Dallas and Amanda Jenkins [Ep 501] Featured Sponsors:  Remi: No waiting rooms. No overpriced bills. Just a better way to protect your teeth while you sleep. ○ Try Remi risk-free at shopremi.com/DMA and use CODE DMA to get up to 50% off your nightguard at checkout. Pair Eyewear: See the world with fresh eyes. Go to paireyewear.com and use the code DONTMOM for 15% off your first pair. Support the show by mentioning Don't Mom Alone sent you in the post-checkout survey! Hiya Health: We've worked out a special deal with Hiya for their best selling children's vitamin. Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/DMA. This deal is not available on their regular website. Go to H-I-Y-A-H-E-A-L-T-H dot com slash D-M-A and get your kids the full-body nourishment they need to grow into healthy adults. Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors. 

Ready to unlock high returns without owning property?In this episode, Neil D'Souza breaks down how private lenders are profiting big from land deals in Canada. From evaluating borrower quality to protecting investor capital, Neil shares his proven strategies for building wealth through land funding—without lifting a shovel.Tune in now and learn how to profit like a land shark—without ever owning the land! Follow the Land Sharks program and let Brent teach you his ways to real estate and help you level-up your land deals.---------Show notes:(0:58) Beginning of today's episode(2:15) What is happening in Canada?(6:12) Private lending in land deals(7:41) How is he protecting his lenders?(10:52) Looking at the quality of the borrower(11:02) Blanket market drawer(17:49) Acquiring land and empowering other people----------Resources:Neil D'Souza LinkedInFour Horsemen of Real Estate PodcastTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Featuring God's fire blanket for our lives from Philippians 4:6-7. Don't forget to check out our website! https://treasurehuntpodcast.wixsite.com/realtreasure

Fear of authoritarian targeting PFRs; Determined ex-PFRs can succeed remotely; Eleventh Circuit finds Alabama law overbroad; state must allow individualized review for parents’ rights; DOJ ends PREA funding, increases prison sexual abuse risks. [0:00] Intro[03:08] Could Trump Target PFRs? Exploring Fears and Reality[11:16] Navigating Parole Restrictions: Surviving Michigan's PFR Policies[18:10] Alabama’s Parenting Ban: When Rights...

Hour 3: Flacco is a security blanket + Guardians need fixing + Who is calling the shots in Berea? full 2388 Tue, 29 Apr 2025 17:44:54 +0000 xboJlmJeW6NpeOheSsZKrzWP2m21T6I5 sports Baskin & Phelps sports Hour 3: Flacco is a security blanket + Guardians need fixing + Who is calling the shots in Berea? 92.3 The Fan, Cleveland 2024 © 2021 Audacy, Inc. Sports False

Food News - Pigs In A Blanket Debate & Organizing the FridgeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Potterhouse - "Give Me Stalin and St. Paul" - The Cohen Sessions https://www.wfmu.org/playlists/shows/151545

Tous les 2 mois, LE CLUB se rassemble pour vous parler déco, design, tendances, conseils pratiques et même transition écologique.Chaque journaliste son thème et sa chronique :DANS CET EXTRAIT Billie Blanket journaliste déco qu'on retrouve sur Instagram et autrice de 2 livres, va consacrer sa chronique à la terre, la couleur terre, cette nuance marron/chocolat mais aussi au matériau, et l'importance de cet élément dans notre intérieurDans l'épisode complet qui est juste sous cet épisode, vous pourrez aussi écouter Marie Farman, journaliste spécialisée en design qui collabore avec de nombreux magazines, va nous parler d'un design joyeux, de tous ces designers qui imaginent des meubles et des objets ludiques, colorés, pour nous amuser et égayer nos quotidiens et nos intérieurs. Violaine Belle-Croix, rédactrice en chef de Marie Claire Enfants et citoyenne engagée grâce à WITE MEDIA, abordera la thématique du zéro gâchis, avec plein de mini recettes pour récupérer un légumes abimé, du pain rassis, des feuilles de choux fleurs, etc. Un mix&match comme on les aime pour une discussion dans la joie et la bonne humeur !Merci à l'hôtel Madame Drouot de nous avoir accueillies. Et merci à Tikamoon, fidèle partenaire de cette émission. Si ce podcast vous plait n'hésitez pas 

Tune in Friday at 9:30 AM Eastern to catch the show live!

Welcome to The Bakery Bears Video Show and our ‘Hundred Acre Blanket Reveal'!  Join us in this episode for: 1. (45 secs) “Welcome”   We mentioned ‘Pretty in Pink' and ‘Downton Abbey'   The Short & Sweet Pattern is also available to purchase now here https://bakerybears.com/short-and-sweet/ Patrons can access the ‘Short & Sweet Pattern' within our ‘Knitty U' here https://www.patreon.com/posts/knitting-magic-1-35254150  Find out how Kay dyed her yarn here https://www.patreon.com/posts/my-favourite-p-y-52793477  2. (9 mins 11 secs) “Whats on YOUR needles” https://www.ravelry.com/discuss/the-bakery-bears/2955474/976-1000#1000  Kay was knitting :  Short & Sweet Socks https://bakerybears.com/short-and-sweet/  Watch Kays Butterfly Heel tutorial https://www.patreon.com/posts/52604615  Kay will release a tutorial showing how she dyed ‘Blackberry Crush' on the 6th of May 2025 https://bakerybears.com/tutorials/  Crunkled Pheasant Socks https://bakerybears.com/crunkled-socks/  Kay mentioned Jervaulx Abbey. Visit there with Dan in this episode of ‘Rise & Fall of the Monasteries' https://www.patreon.com/posts/peter-jervaulx-4-82024375  Learn to knit DPN socks with Kay https://www.patreon.com/posts/sockoween-dpn-on-89912880  Dan was knitting : Snow Forest Socks https://bakerybears.com/snow-forest/  Learn to dye ‘The Shoe Books' with Kay https://www.patreon.com/posts/my-perfect-socks-118297072  Watch Kays closing the gap sock tutorial https://www.patreon.com/posts/gusset-pick-up-4-89913635  3. (35 min 37 secs) “Britain: The Stately Era” Episode 3 “The Stately Home” Watch the special editions of every episode of the series https://www.patreon.com/posts/manor-house-1-123074416    4. (54 min 21 secs) “Pick of the Projects” Sweetheart Cowl https://bakerybears.com/sweetheart-cowl/  Find out how Dan knits colourwork https://www.patreon.com/posts/how-dan-works-72685179  Hundred Acre Blanket available within Summer of Stitching running June, July & August 2025  Access our 2023 Summer of Stitching content https://www.patreon.com/collection/1453493  Watch My Favourite Blanket https://www.patreon.com/posts/my-favourite-1-76113593  Kay showed her Jelly Roll Blanket https://bakerybears.com/jelly-roll/  5. (1 hr 16 min 21 secs) “Whats OFF your Needles” https://www.ravelry.com/discuss/the-bakery-bears/2955477/2901-2925#2925  Lemon Top Socks  Available to qualifying patrons FREE from 1st June 2025 https://bakerybears.com/platinum-collection/  6. (1 hr 30 min 15 secs) “Britain: The Stately Era” Episode 3 “The Stately Home” Catch up with ‘My Perfect Socks' https://www.patreon.com/posts/my-perfect-socks-118297072  7. (1hr 43 mins 59 secs) “Endy Bits!”      Kay showed yarn from Eden Cottage Yarns https://www.edencottageyarns.co.uk  Listen to our Radio Show here https://bakerybears.com/listen/  Find out how to watch our April Patron Exclusive Show https://www.patreon.com/posts/patron-exclusive-127137590  Find all our Reviews https://bakerybears.com/reviews/  Watch Kays How Socks Wear review https://www.patreon.com/posts/how-sock-wear-102514049    8. (1hr 49 mins 36 secs) “Outtakes”    HELP KEEP US ON AIR and become a Bakery Bear Patron - You could receive a subscription to our electronic magazine Knitability, exclusive patterns, over 330 tutorials, a monthly live Patron only show, our review series and so much more, to find out more visit: http://www.patreon.com/bakerybearspodcast or https://bakerybears.com/subscribe/  For a whole new way to engage with the Bakery Bears visit https://bakerybears.com - All Kay's patterns can be found here https://bakerybears.com/patterns/ - Find our Radio Show here https://bakerybears.com/listen/  Thank you so much for watching, we'll see you in two weeks with a new Video Show featuring ‘My Perfect Socks'.  If you wish to download the show, access it here : http://bakerybears.podbean.com - Apple users will find the show here : https://itunes.apple.com/gb/podcast/the-bakery-bears-podcast/id1051276128?mt=2 Follow the Bakery Bears on Facebook https://www.facebook.com/bakerybears/

Another morning of trade headlines (particularly out of China): Sara Eisen, David Faber, and Carl Quintanilla broke down the latest on a busy day of earnings and data. Exclusive comments from the CEOs of IBM and Pepsico - after results out of both names… Plus: Wedbush's Dan Ives, who calls software the “safety blanket” in the storm here. Additionally within the hour: individual breakouts on new numbers from Comcast, Chipotle, Bristol Myers, and more. Plus: A deep-dive on regulation under Trump 2.0 – in a wide-ranging interview with FTC Chairman Andrew Ferguson… spanning their cases against Uber/Meta/Amazon to how DOGE cutbacks might impact their work. Squawk on the Street Disclaimer

Tonight, your little one can drift off to the wonderful story of Camo the Chameleon's fairy-woven comfort blanket, in all the colours of the rainbow. With soothing rhymes, soft sounds and repetitions, your tots will sleep soundly through the night. Upgrade to Koala Tots Plus for uninterrupted ad-free listening, and access to bonus compilation episodes that will keep your little one sleeping all night long. It takes two taps ⭐️https://koalatots.supercast.com Please hit follow and leave us a review.

  Thank you for tuning in to Episode 295 of the Down Cellar Studio Podcast. Full show notes with photos can be found on my website.   This week's segments included:   Off the Needles, Hook or Bobbins On the Needles, Hook or Bobbins Brainstorming From the Armchair Some Years Later Knitting in Passing In my Travels KAL News Events On a Happy Note Quote of the Week   Off the Needles, Hook or Bobbins   Some Bunny Loves You Socks Yarn: Hypnotic Yarn Plush Sock in the Some Bunny Loves You Colorway (Yarnable April 2023 colorway) Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page About the colorway- cream base with speckles of purple, blue, rust. Yarnable Subscription Box Affiliate Link. Get $5 off with coupon code BostonJen   Belle the Butterfly #3 Pattern: Belle the Butterfly $4 pattern from Theresascrochetshop on Etsy Hook: C Yarn: leftover DK yarn from stash Ravelry Project Page   On the Needles, Hook or Bobbins   Cold Goat Farm Spinning Project Fiber: Cold Goats Farm; believe it is a merino/mohair batt (8oz) in a natural, undyed cream color Ravelry Project Page Twist direction: singles = Z plied = S This means when I'm spinning, my wheel is spinning clockwise and when plying my wheel is moving counter-clockwise. Progress: 3rd bobbin done and onto the 4th. This is the batt that never ends! Getting closer but still not done.   Calendula Christmas Quilt Pattern: Calendula Quilt by Elena Fedotova available on Ravelry for $7.50 US. Yarn: Big Twist Value Solids in Ivory, Deep Red, Varsity Green, Aqua, Medium Rose, Gray Hook:  G (4.0 mm) Ravelry Project Page I used Canva to help me figure out color placement to extend out the quilt pattern. I am seaming squares using the Mattress Stitch. I had the 2 color (on the diagonal) granny square memorized but totally forgot how to do those. Here's a helpful video I found that helped refresh my memory. Goal: 6 per week Progress: 19 2 weeks ago & 12 last week (week 7 & 8)- 106 in 8 weeks- avg/13 per week 129 not attached and 48 attached. Current draft is 18 rows and 16 columns- 288 squares. 177 done/ 111 to go- 61% done   Let the Mystery Unravel 2023 Blanket of Calm Pattern: Blanket of Calm by Casapinka (free crochet pattern) Yarn: Woolen Women Fibers- Let the Mystery Unravel subscription + Cascade Heritage Sock yarn in the Forged Iron Colorway Hook: 3.25 mm (D) Ravelry Project Page You can find my Let the Mystery Unravel Unboxing Video on YouTube in this Playlist I started in September 2023- due to finish in August 2024. This month, I finished the squares for the last month's kit.   Let's Get Basted Socks Yarn: Hypnotic Yarn Plush Sock in the Let's Get Basted Colorway (Yarnable November 2024 colorway) Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page About the colorway- cream with gray, purple, tan/brown and small blips or orange. Spiral pooling. Progress: about 2 inches away from heel of the first sock.   David... Fold in the cheese socks Yarn: Legacy Fiber Artz in the David...Fold in the cheese!!!! colorway (with cream/gray mini skein) Pattern: OMG Heel Socks by Megan Williams ($5 knitting pattern available on Ravelry) Needles: US 1.5 (2.5 mm) Ravelry Project Page Progress- almost to heel on the first sock     Brainstorming I was inspired by Jenna(716knit) at the Fiber Witch Festival, had on a marled scrappy shawl that was gorgeous! It got me thinking that I really want to start something with my Legacy Fiber Artz minis from previous year advents. Maybe a Granny Stripe blanket? Or perhaps another Recollections crochet blanket. I made one in the summer of 2022 (check out my Ravelry Project Page). It uses fingering weight yarn held triple and treble crochets. You work each row right to left and cut each time. between each set of clusters you use a main color. Debating using Fibernymph 10g minis from last year's advent for those rows (notes say it used- about 8g per row but that's held triple which might just be too annoying). I'm debating making a smaller blanket that will live on the backseat of my car, draped over. Mostly for the pop of color with my gray interior but I bet the kids would use it when they're back there. I'd also like to make a crocheted granny square tank top for the summer so I could potentially use some of my minis for that. Do you have any ideas for me?   From the Armchair   The Wandering Purl YouTube channel- I have a Gilmore Girls sock sized bag from Bethany and I know lots of you are fans of her, but I didn't realize she had a channel!  Enjoying her content, check it out. White Lotus- Season 3: it was a slow burn of a season with some seriously cringy content but I loved how the finale came together.   Note: Some links are listed as Amazon Affiliate Links. If you click those, please know that I am an Amazon Associate and I earn money from qualifying purchases.   Some Years Later I wore my Construction Zone top April 4th.   Construction Zone Pattern: Construction Zone by Heidi Kirrmaier ($7.50 US knitting pattern) Yarn: Tempting Ewe Yarns Luxe Aran (90% Merino/10% Silk) in the Grey Goose Colorway. 2 skeins 340 yards total Needles: US 9 | 5.5 mm Ravelry Project Page   I've been wearing my handknit sweaters as April has been cold and rainy! Aurealis (Ravelry Project Page) Silverlining (Ravelry Project Page) Freewheeler (Ravelry Project Page) Mom's socks   Knitting in Passing   At a recent rehearsal for Kiss Me Kate, my fellow cast member, Janet, told me about this yarn company her friend Katie Aucella owns called Claws Out Yarn- here's a link to her shop. You can also find Claws Out Yarn on YouTube Channel & Instagram   In My Travels Tune in to hear more about my trip to the Fiber Witch Festival in Salem. I loved meeting up with friends, Monique (Windswept Monique on Instagram) who brought me 2 skeins of beautiful wool yarn that she's allergic to, to sell/raffle off for FearLESS Living Fund. I met up with Ryan kollerskrafts and Jenna 716knit and shopped around with them and we grabbed lunch after. It's always a joy to see bag maker and podcast sponsor Jess of Stitched by Jessalu. Into the Whirled- Cris + James who were there selling jewelry which you can find under the shop name westand28. I believe they will be at Maryland Sheep & Wool. Check them out on Instagram too. They had beautiful handdyed silk cordage bracelets with sterling silver. Each color has meaning. I couldn't decide!   Heart pendant (similar to this one). Mom- fine silver (.999) metal clay. Jess also introduced me to Fiber Witch Festival organizers Ana Campos (Circle of Stitches). Emily  (Kitty with a Cupcake). I purchased a progress keeper that's a floppy disk in yellow w/ a rainbow on it. Dragon Hoard Yarn- Myth Fingering in one of her show special colorways- Gardens of Persephone I purchased a project bag (Gardener's Magical Craft Shelf bag) and beautiful sticker with hand drawn art from Dawn Kathryn I had lunch with Ryan and Jenna at Turner's Seafood I visited Circle of Stitches yarn store in Salem. I purchased a mini skein from Cryptic Hollow Fibers, 9 inch circular socks needles from ChiaoGoo. & 2 cute stickers. I was so happy to run into Val (valtherizzle) as I was checking out! I also shopped at Modern Millie's, Re-find (2 pairs of earrings) & Oak & Moss- where I purchased a lemon button fern.   KAL News The Splash Pad Party kicks off soon! It will be our 10th year (even though yes we took last year off). Mark your calendars: June 1- July 31   Events Gore Place Sheep Sheering Festival- Saturday April 26 from 10a-5p in Waltham, MA. Connecticut Sheep & Wool: Saturday April 26 from 9a-4p in North Haven, CT Yarncentrick: May 2 in Fredrick, MD Maryland Sheep & Wool: May 3 & 4 in West Friendship, MD New Hampshire Sheep and Wool:  May 10-11 in Deerfield, NH Sheep & Wool Festival at Coggeshall Farm: May 17 in Bristol, RI Massachusetts Sheep & Wool: May 24 & 25- Cummington, MA   On a Happy Note I found old photos of theater and dance friends which I brought to rehearsal. My friend and I went to Gretchen Rubin's Q&A for her new book Secrets of Adulthood (Amazon Affiliate link). Dan and I went to the Oligo Nation Gala to support our friend John who was receiving an inspiration award. I wore a fun dress from Poshmark and Mom's jewelry. Kris' birthday dinner at a local mexican restaurant. Dad, Jeff and I enjoyed a video chat organized by my cousin Jimmy. Repotting some plants. Hoping they take. Dinner with Megg at Scutari in Hanover, MA I visited Vico Style on Charles St in Boston- found 2 dresses that could work for Kiss Me Kate & 1 just for me. Visited with my Dad, Millie and Garret over the weekend and we decorated for Easter. Rehearsal for Kiss Me Kate is going well!   Quote of the Week   Sometimes we should express our gratitude for the small and simple things like the scent of the rain, the taste of your favorite food, or the sound of a loved one's voice. -Joseph B. Wirthlin   ------ Thank you for tuning in!   Contact Information: Check out the Down Cellar Studio Patreon! Ravelry: BostonJen & Down Cellar Studio Podcast Ravelry Group Instagram: BostonJen1 YouTube: Down Cellar Studio Facebook: https://www.facebook.com/downcellarstudio Sign up for my email newsletter to get the latest on everything happening in the Down Cellar Studio Check out my Down Cellar Studio YouTube Channel Knit Picks Affiliate Link Bookshop Affiliate Link Yarnable Subscription Box Affiliate Link FearLESS Living Fund to benefit the Blind Center of Nevada Music -"Soft Orange Glow" by Josh Woodward. Free download: http://joshwoodward.com/ Note: Some links are listed as Amazon Affiliate Links. If you click those, please know that I am an Amazon Associate and I earn money from qualifying purchases.  

Introducing the All Def SquADD Cast show “Versus". It's a podcast with the OG SquADD! Each week, the SquADD will debate topics and vote at the end to see what wins. Versus airs every Monday and you can download and listen wherever podcasts are found. Special Guest Roxxy Haze This Week We Discus Sleep W/o A Pillow vs Sleep W/o A Blanket Lose The Memory Of Everyone You Know vs Everyone You Know Lose Their Memory Of You Spend The Rest Of Your Life Inside vs Outside S/o To Our Sponsors Prize Picks Download PrizePicks App Today Use Code SQUADD https://prizepicks.onelink.me/LME0/SQUADD

Wilson Alexander, an LSU reporter for The Advocate, joined Sports Talk to discuss the Tigers' Spring Football updates. Alexander evaluated LSU's weapons, offensive line, defensive line, and transfer portal options.

(April 1, 2025 - Hour Two)10:14pm - As with every first Tuesday in the 2nd hour, we are joined by YouTube cooking sensation, Sam The Cooking Guy. Tonight we talk about the popular food trend (at the moment) and something I would NEVER make, the "Onion Blanket". We will also talk about the unique cheese burger he made last month amongst other things. Sam is always a great interviewThe BBQ Central Show SponsorsPrimo GrillsPitts & Spitts BBQ Pits - Use "bbqcentral" at checkout for a free spice pack.Big Poppa Smokers – Use promo code “REMPE15” for 15% off your entire purchase!FireboardPit Barrel CookerMicallef Cigars – Premium Hand Rolled Cigars

These cards look great, but they might be holding you back, & here's why!Proud partners with DragonShield: https://www.dragonshield.com/?ref=edhrecastGet trading on Cardsphere! https://cardsphere.com/?referrer=edhrecastAccess to exclusive content, Challenge the Stats spreadsheet, EDHRECast Discord, & more on Patreon! https://patreon.com/edhrecast Want to see the decks we play? Check them out here: https://archidekt.com/edhrecast Follow the cast on social media:@EDHRECast@JosephMSchultz@danaroach@mathimus55See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A longer-acting insulin strategy helps manage high-fat and high-protein meals more effectively. Free Juicebox Community (non Facebook) JUICE CRUISE 2025 Blue Circle Health Eversense CGM Learn about the Medtronic Champions Try delicious AG1 - Drink AG1.com/Juicebox I Have Vision Use code JUICEBOX to save 40% at Cozy Earth  CONTOUR NextGen smart meter and CONTOUR DIABETES app Learn about the Dexcom G6 and G7 CGM Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED  or call 888-721-1514 Learn about Touched By Type 1 Take the T1DExchange survey *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof.  How to listen, disclaimer and more Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find the show and consider leaving a rating and review on Apple Podcasts. Thank you! The Juicebox Podcast is not a charitable organization.  

Narrator: Arif Hodzic