Podcasts about overpaying

Most people think debt is bad. But what if debt could actually make you rich? In this episode of Millionaire Tax Secrets, Tiffany Phillips breaks down how wealthy people use good debt to grow their money, create tax savings, and build long-term wealth. You'll learn the key difference between good debt and bad debt, why mortgages and business loans can actually help you, and how strategies like cash-out refinancing can give you tax-free cash to reinvest. Tiffany also shares real examples of clients who turned debt into cash flow, tax deductions, and lasting wealth. If you've ever been told to pay off all debt fast, this episode will flip your money mindset upside down. Don't miss the secrets millionaires use to maximize income and minimize taxes—listen now!   Next Steps:

Most small business owners don't realize that staying a sole proprietor or single-member LLC can cost them thousands every year. In this episode, Tiffany Phillips breaks down when and why you should switch to an S-corporation—and how it can cut your self-employment taxes by 15% or more. Learn the smart strategies behind setting a “reasonable salary,” how to balance salary and distributions, and why entity structure is the foundation of tax planning and wealth protection. Tiffany shares real stories of business owners who saved tens of thousands by making this simple change. If you want to stop overpaying taxes and build long-term wealth, this episode is your wake-up call. Don't leave money on the table—tune in now.   Next Steps:

 What if the IRS helped pay for your business car or equipment? In this episode, Tiffany Phillips reveals how wealthy business owners use smart tax strategies to turn everyday purchases into massive tax savings. Learn how Section 179, bonus depreciation, and the “6,000-pound rule” can help you write off vehicles, equipment, and even buildings faster than you thought possible. Hear real stories of clients who turned tax savings into rental properties and steady cash flow. Tiffany also explains the money mindset shift that separates wealthy business owners from everyone else. If you want to save thousands in taxes while building long-term wealth, this episode is a must-listen. Don't wait—discover how to make tax planning work for you today.   Next Steps:

What if you could slash your tax bill using the same strategies as the ultra-wealthy? In this episode of Millionaire Tax Secrets, Tiffany Phillips reveals three advanced tax strategies that can save you thousands while building long-term wealth. You'll learn how oil and gas investments create rare tax deductions that offset active income, how private family foundations give you control over your giving while creating massive tax savings, and how the Augusta Rule lets business owners generate tax-free income right from home. These aren't generic tax tips. They're the same tax strategies wealth managers use to protect millions—and they're completely legal. If you're ready to stop overpaying and start using smart strategies to minimize taxes and maximize income, this episode is for you. Don't wait—listen now and discover the tax secrets the wealthy don't share.   Next Steps:

R. Kenner French introduces a discussion on the new tax bill and its significant implications for business owners. He emphasizes that the changes will allow many entrepreneurs to save substantial amounts of money, particularly through the use of federal and state research and development (R&D) tax credits. This is especially relevant to small business owners and communities focused on lowering tax liabilities using legal and ethical strategies.Kenner highlights that many business owners are unaware of the tax savings available to them, especially those leveraging modern tools like ChatGPT, Gemini, or Claude in their operations. He stresses that using innovative technologies often qualifies as R&D activity, which can unlock additional tax credits. This is an opportunity often overlooked by entrepreneurs, who may not realize that their everyday efforts in innovation and problem-solving could reduce their tax burdens.He also introduces himself and his expertise. Kenner is a three-time author with a forthcoming book titled Modern Millions.ai. He has written for Forbes.com and the AI Journal, and has spent years working in the fields of tax, finance, and artificial intelligence. Over the years, he has built a reputation for helping business owners legally, morally, and ethically lower their tax liability through innovative strategies.Turning back to the tax bill itself, He outlines the main changes, with a strong emphasis on expanded eligibility and simplified processes for claiming R&D tax credits. He notes that both federal and state governments are making it easier for companies to apply and benefit from these credits. Importantly, even in states without income tax, businesses may still be able to access refunds or savings through state-level R&D incentives, broadening the opportunities for entrepreneurs across different regions.Kenner concludes by stressing the urgency for business owners to take advantage of these tax opportunities, as many are unknowingly "walking over dollars." By understanding and applying for R&D credits, companies can reclaim significant financial resources. He encourages listeners to seek guidance from tax professionals, reminding them that experts such as tax attorneys, CPAs, and consultants can help maximize savings. The key message: innovation not only drives growth but can also directly lower tax liability under the new bill.Takeaways• The new tax bill has significant implications for business owners.• R&D tax credits are now more accessible and beneficial.• Immediate expensing allows for better cash flow management.• Bonus depreciation enables full deduction of asset purchases in the year of service.• Simplified accounting regulations will ease the burden on business owners.• Cross-border tax considerations are crucial for international clients.• Proper documentation is essential to avoid penalties.• Tax planning is vital for maximizing savings under the new bill.• Artificial intelligence can aid in lowering tax liabilities.• Business owners should leverage community resources for tax advice.Sound BitesThis is big.• It's going to be easier for tax planning.• You can do them now instead of later.Listen & Subscribe for More:

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuations to help you make smarter redemption choices. But first, they cover recent travel headlines, including Southwest Airlines' new partnership with EVA Air, Frontier's companion certificate promotion and status match, and JetBlue opening up award bookings with Condor Airlines. Then, travel Nerd Craig Joseph joins Meghan to discuss NerdWallet's latest airline, hotel, and credit card point valuations, with tips and tricks on comparing loyalty programs, maximizing transfer partners, and deciding when cash is more valuable than points. They also discuss the impact of devaluations, how close-in bookings can save you points, and why premium cabins can sometimes offer outsized redemption value. Plus: Craig's hot take on airport lounges. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Is the Frontier Airlines World Mastercard Worth Its Annual Fee? https://www.nerdwallet.com/article/travel/is-the-frontier-airlines-world-mastercard-worth-its-annual-fee Citi Strata Credit Card Review: Solid Rewards for No Annual Fee https://www.nerdwallet.com/reviews/credit-cards/citi-strata  Citi Double Cash Review: A Solid Choice for Everyday Spending ​​https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash  Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash  Citi Strata Premier: Big Rewards Across Top Spending Categories https://www.nerdwallet.com/reviews/credit-cards/citi-strata-premier  Is the New Alaska Atmos Summit Card Worth a $395 Annual Fee? https://www.nerdwallet.com/article/travel/is-the-alaska-airlines-atmos-summit-card-worth-its-annual-fee  Resources discussed in this episode: Airline Miles vs. Cash Calculator https://www.nerdwallet.com/article/travel/calculator-should-you-book-a-flight-with-cash-or-miles  How Much Are Travel Points and Miles Worth in 2025? https://www.nerdwallet.com/article/travel/airline-miles-and-hotel-points-valuations  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. In this episode, the Nerds discuss: points and miles valuation, airline miles value, hotel points value, credit card points value, Southwest EVA Air partnership, Frontier Companion Certificate, JetBlue Condor award booking, Citi American Airlines transfer, Amex Membership Rewards value, Capital One points value, Bilt points value, Hyatt points value, Hilton points value, Marriott points value, Wyndham points value, IHG points value, Alaska miles value, JetBlue points value, American Airlines miles value, United miles value, Southwest points value, Virgin Atlantic miles value, ANA miles value, Avianca LifeMiles value, best way to use Amex points, best way to use Citi points, best way to use Capital One points, use cash or points for flights, last minute award flight value, premium cabin redemption value, economy flight points value, airline devaluation, hotel point devaluation, cash vs points travel booking, when to transfer credit card points, how to maximize travel rewards, and NerdWallet points and miles calculator. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people chase one “magic” tax tip, but that's not how wealthy families build lasting wealth. In this episode, Tiffany Phillips reveals The Trifecta System—a simple, proven framework that helps you create multiple income streams, lower your tax bill, and protect your wealth for the next generation. You'll learn how to separate operations from assets, use smart tax strategies to maximize income, and set up legacy protection so your money flows exactly where you want it. Tiffany shares real client stories showing how entrepreneurs cut taxes by six figures while building passive income and long-term wealth. If you've ever wondered why the rich pay less in taxes, this episode gives you the clear blueprint they use—and how you can start today. Don't miss this eye-opening lesson that could save you thousands and change how you think about money forever.   Next Steps:

Want to slash your tax bill fast? In this episode, Tiffany reveals the short-term rental strategy that high-income earners are using to save thousands. Forget the 750-hour Real Estate Professional rule—this method only needs 100 hours a year. With the 7-day rule, your rental is treated like an active business, unlocking powerful tax savings and deductions that can wipe out W-2 income. You'll learn how to qualify, track your hours, and use cost segregation to maximize your first-year tax breaks. Real client stories show doctors, lawyers, and executives saving six figures in a single year—while still making money every month from rentals. This isn't a loophole—it's established tax law. If you're serious about lowering taxes and building long-term wealth, you can't afford to miss this.

Most business owners think filing taxes is enough. The truth? Compliance keeps you safe, but strategy builds wealth.   In this episode of The Practical Wealth Show, Curtis sits down with Catrina M. Craft, CPA and tax strategist, to uncover how entrepreneurs can cut taxes by 25% and boost profits by 20% using proactive strategies the ultra-wealthy already know.   Catrina shares her journey of losing 80% of her income and $100K in debt, rebuilding her business with the same tools she now teaches high-earning entrepreneurs through her Craft Money Map™ system.    Highlights   Together, Curtis and Catrina break down: The difference between compliance vs. strategy in tax planning. Silent money leaks that cost entrepreneurs thousands each year. Lessons from celebrities and creators that everyday business owners can apply. How to turn taxes from a penalty into a pivot point for lasting wealth. What to expect as tax laws shift over the next 5 years — and how to stay ahead.   If you want to stop leaking money to the IRS and start building a resilient financial system, this conversation is your wake-up call.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Connect with Catrina M. Craft Learn more about Catrina: CatrinaMCraft.com  Explore the Money4Life Blueprint: https://link.agent-crm.com/widget/quiz/fhd4bpJNM6FkfmJI22bs  Use the already to be the bank assessment Links/Resources: Free Strategy Call : https://link.agent-crm.com/widget/booking/P3coOQC0HSpJeuIumy8f  catrinam@craftmoretoday.com  Guest Additional Info: Facebook : Catrina M Craft | Dallas TX LinkedIn: https://www.linkedin.com/in/catrinamcraft/  Visit: entertainmentcfo.com  Visit: cmcraft.com  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS  

We close out Ep. 283 with a lively community-driven roundtable: the crew weighs Panini's legacy through the lens of “gems buried in lots of sand”—from NT vs. Immaculate vs. Flawless to the elegance (and divisiveness) of Noir, the utility of Contenders (on-card autos, Cracked Ice), and why Chronicles is a sneaky fun rip. We get into game-used vs. player-worn history, rising memorabilia costs, and Fanatics/Topps' patch-authentication innovations. Then a spicy market segment: the Messi Megacracks 71 Bis jump (≈$5K → $28K), FAMHO (fear of having missed out), hype cycles, and whether spikes are organic demand or manufactured heat. Plus: redemptions fatigue, release-schedule wishes, and final shout-outs before Jeremy hits the road for Lethbridge. Recorded live Sept 20, 2025 Sponsor Note:  Go to ⁠⁠⁠⁠hellofresh.com/cards10fm⁠⁠⁠⁠ now to get 10 free meals plus a free item for life, one per box with active subscription free meals applied as a discount on the first box. New subscribers only, and it varies by plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Most people think taxes are just money out the door. But what if you could legally cut your bill to zero? In this episode, we reveal the Real Estate Professional status—one of the most powerful tax strategies in the IRS code. You'll learn how wealthy investors use real estate to create massive tax savings, why your spouse could be your biggest financial secret weapon, and how cost segregation turns properties into instant deductions. We'll break it down with real client stories—like the family who went from paying $60,000 a year in taxes to paying nothing at all. This isn't theory. These are proven methods used by high-income earners every year. If you're serious about business finance and keeping more of your money, you don't want to miss this. Listen now and unlock the secrets the IRS hopes you never discover.   Next Steps:

Most business owners fear the tax code. But what if almost all of it was written to help you keep more of your money? In this episode, Tiffany Phillips shares the shocking truth: 99.5% of tax laws are incentives, not penalties. Learn how smart tax strategies can put thousands back in your pocket and why your CPA may not be telling you the full story. Stop overpaying and start using tax planning to build wealth. Don't wait—your biggest tax savings opportunities are hiding in plain sight.   Next Steps:

What does a $14.6 billion healthcare fraud case have to do with your business? Everything. While criminals steal billions from taxpayer-funded programs, business owners like you are still overpaying the IRS every year. In this episode, we break down how government waste affects your bottom line—and why smart tax planning isn't just good business, it's your responsibility. You'll learn why a proactive tax strategy matters, how tax reduction can protect your hard-earned money, and what steps to take to keep more cash in your pocket. If you've ever wondered why your tax bill feels too high, or how to finally take control of your money decisions, this episode is for you. Don't let your money get wasted—tune in now and discover the strategies that could save you thousands.   Next Steps:

In this episode of the Real Estate Pros Podcast, host Q Edmonds engages with tax expert Steven Young to explore the intricacies of tax strategies for real estate investors. They discuss the importance of proactive tax planning, overcoming tax anxiety, and the value of building relationships within the tax and real estate community. Steven shares real-life success stories of clients who have navigated tax challenges and emphasizes the need for financial education among business owners. The conversation highlights the difference between tax compliance and strategic tax planning, aiming to empower listeners to take control of their financial futures.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Owned and Operated, John Wilson is joined by Jen Laughlin from WeSupplyTrades to break down how contractors can cut material costs without sacrificing quality. From OEM parts to exclusive brands, John and Jen dig into real-world ways to protect margin, get parts fast (even if you're rural), and build supplier partnerships that actually help you scale.They dive into shipping realities (UPS vs. LTL), why exclusives like Stream33/Breeze33/Bright33 can be margin game-changers, how to handle fraudulent tool orders, and what trust + open communication with your wholesaler should look like. John shares how swapping SKUs and auditing his top 500 items unlocked big savings inside a $30M home service company. Together, they unpack:Being the “lifeline” for hard-to-find OEM parts (and why that wins lifetime customers)The SKU audit playbook: start with your top 500 and swap line by linePartnering with wholesalers in 2025: trust, feedback loops, and clear expectationsFacility maintenance & rural logistics: stocking strategy without bloating inventory

In this episode, we break down how Hulk Hogan built and protected a $25 million fortune—and the smart strategies you can use too. You'll learn simple tax tips and wealth planning moves that keep more money in your pocket. From diversifying income streams to choosing the right state for tax savings, we cover real-life examples any business owner can follow. We'll also unpack how trusts, life insurance, and tax strategy can help you pass wealth to the next generation—tax-free. Whether you run a small business or are growing your empire, these money hacks can help you maximize income and protect what you've built. This isn't just business talk—it's about making smarter money decisions starting now. Press play to learn the tax secrets the wealthy use (and most CPAs never mention).   Next Steps:

As a founder scaling into the 7+ figure range, your team is your most valuable asset. But here's the truth: most entrepreneurs are overpaying their contractors and underpaying their employees—and it's quietly draining profit and stalling growth.In this episode of Millions Were Made, host Jessica Marx breaks down the hidden compensation pitfalls that nearly every high-growth business faces. Together with Brooke Dumas, they pull back the curtain on real client audits, uncover why so many founders feel “stuck” with expensive 1099s, and share how to finally structure salaries, incentive comp, and team models that actually scale.You'll learn:The #1 mistake founders make when deciding between W-2 and 1099 hiresWhy contractor pay is often wildly inflated—and how to audit your true costsThe three reasons female founders in particular underpay W-2 employeesHow to restructure comp without losing top talent or blowing up marginsThe shift every founder must make to move from chaos to a profitable, scalable org chartIf you're serious about protecting margins, retaining top performers, and creating a team that drives real ROI—this episode is required listening.Resources + Links Mentioned:Listen to episode #53 on profit marginsUpcoming episode on incentive comp – subscribe so you don't miss itFollow us on Instagram @MillionsWereMadeConnect with Jessica on Instagram @TheJessicaMarx

Most business owners are missing out on one of the most powerful tax strategies available. In this episode, you'll learn how a Health Savings Account (HSA) can give you triple tax savings, grow your money for decades, and help you keep more of what you earn. We'll break down the new rules, bigger contribution limits, and smart strategies to turn your HSA into a retirement powerhouse. This is simple, legal, and works for almost any business owner. If you've been looking for real tax tips and ways to keep more profit in your pocket, this is for you. Stop overpaying the IRS. Start using the same wealth planning moves the pros use. Your future self will thank you—so hit play now and learn how to keep thousands more every year.   Next Steps:

The IRS just made a big move that could cause headaches for business owners—and most people have no idea it's coming. In this episode, you'll learn what their new decision means for tracking tips and overtime pay, why the current tax forms won't help, and how to protect your business from costly mistakes. We'll cover simple tax tips and smart strategies to keep your payroll records audit-ready while helping employees get every dollar they're owed. You'll also hear how turning this challenge into a tax savings opportunity can boost your reputation and improve employee trust. Don't wait until tax season to figure this out—listen now so you can stay ahead and keep your business in control.   Next Steps:

In this episode of "The Free Lawyer" podcast, host Gary Miles interviews Frank Rekas, a financial expert and partner at Palm Wealth Partners. Frank shares insights on helping law firm owners simplify finances, minimize taxes, protect assets, and grow wealth using his NPG (Minimize, Protect, Grow) system. The discussion covers common financial blind spots, the importance of proactive planning, and practical strategies for attorneys to achieve financial clarity and confidence. Frank emphasizes a client-centered, honest approach and encourages lawyers to prioritize their financial well-being for long-term security and peace of mind.Law Firm Owners' Financial Challenges (00:04:16) Top Financial Concerns for Law Firm Owners (00:05:32) Law Firm vs. Personal Budgeting (00:07:04) The MPG System: Minimize, Protect, Grow (00:07:57) Common Financial Blind Spots (00:10:36) Benefits of Non-Retirement Investments (00:12:41) Working with Attorneys: Challenges and Benefits (00:13:44) Serving, Not Selling: Client-First Philosophy (00:14:50) Personalized Financial Planning (00:17:01) Law Firm Owners' “Aha” Moments (00:18:25)Building Financial Confidence (00:20:24) First Steps for Overwhelmed Law Firm Owners (00:22:12) Commonly Missed Tax Strategies (00:23:31) Year-Round Tax Planning (00:25:03) Achieving Financial Confidence and Freedom (00:25:27) Advice for Stressed Law Firm Owners (00:27:21) Money Mindset and Family Background (00:29:40) Would you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-free Would you like to schedule a complimentary discovery call? You can do so here: https://calendly.com/garymiles-successcoach/one-one-discovery-call

Thinking about switching to an S-Corp—or staying with your LLC? This episode breaks down exactly what's changed in 2025 and how to pick the right entity for your business. I walk you through the pros, cons, and the hidden costs nobody talks about. Whether you're just starting out or making six figures, you'll leave knowing what to do and when to make the switch.   Next Steps:

The United Nations is in town and will bring lots of traffic to Manhattan, as usual.. Plus, New York's top court is weighing a change to local elections. Also, New York State Attorney General Letitia James is going toe to toe with the Texas attorney general to defend the Empire State's shield law for abortion providers. And finally, a Harlem man recently found out the apartment he's been living in for more than 20 years was supposed to be rent stabilized.

If you run an online business, you're probably walking right into a tax trap—and you don't even know it. In this episode, I walk through the five most common tax mistakes I see with digital entrepreneurs, content creators, and coaches. From write-offs to state nexus rules to what platforms like Stripe aren't telling you, this episode is full of must-know strategies that could save you thousands.   Next Steps:

Terrina Taylor, The Payments Connoisseur, who helps minority and women-owned businesses navigate the complex world of merchant services and credit card processing.Through her personalized approach to merchant account management, Terrina guides clients through application assistance, cost savings analysis, and ongoing support, ensuring they don't fall victim to the payment processing nightmares many small businesses face.Now, Terrina's focus on proactive customer service demonstrates how having a dedicated merchant account manager can transform a business's payment processing experience.And while offering free cost savings analyses to new clients, she's helping business owners understand exactly where their money goes and how to maximize savings while minimizing fees in an industry often plagued by poor support and unexpected account shutdowns.Here's where to find more:TerrinaTaylor.comhttp://www.facebook.com/terrinataylor.9http://www.instagram.com/yesher.terrinataylorhttp://www.linkedin.com/in/terrinataylor426________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Ever feel like you're making money but still falling behind? You're not alone. In this episode, I reveal the #1 regret I hear from business owners and exactly what to do instead. We talk about cash flow mistakes, what most entrepreneurs get wrong with their finances, and how to build a plan that protects your income and grows your wealth. Simple shifts, big results. Don't let this be your story too.   Next Steps:

Roth conversions can be one of the smartest tax moves you ever make—or one of the most expensive mistakes. In this episode, I show you how to time your conversions to maximize tax-free growth, avoid common traps, and decide if converting now makes sense. You'll hear real-life stories of people who got it wrong (and lost big), plus how to structure your conversions if you're still working or near retirement. This is advanced tax planning made simple.   Next Steps:

1 - The Mayor of DC decrees that the Capital's police department is to work with the National Guard indefinitely in order to make sure that long term peace may be an option within the city. 115 - Is Valerie Arkoosh overpaying our bills? Does she not understand why that is harmful? Why are Democrats so blasé about crime and our taxpayer money? 130 - Bucks County Sheriff Fred Harran joins us again. Will this conversation be on his podcast? Fred tells us about his youth boxing initiative that helps kids focus on something else after school instead of getting into possible trouble. How much will this fundraiser that Dom is bartending help the program? How is his podcast going? What about his theme nights for the police? 145 - Epstein accusers are letting people know that Bill Clinton took one of them to Africa in the 1990s on Epstein's plane. 150 - Will other candidates drop out of the NYC mayoral race in order to get a 1v1 with Mamdani and Cuomo?

In this episode, Barbara pulls back the curtain on how business owners can legally write off more of their everyday life by understanding and applying smart tax strategy. She shares insights from over 15 years in the tax world, including the gaps in traditional accounting, the pitfalls of relying on family or outdated CPAs, and the common misconceptions business owners have about taxes. Whether you're a brand-new business owner or bringing in multiple seven figures, this episode will shift the way you think about money, expenses, and what's possible when you understand the tax code.Tune in to hear:Why fall is the perfect time to finally get your tax strategy in orderThe #1 mistake business owners make with their accountantsHow to know if your CPA is costing you thousandsWhy your family member who "does taxes" is likely not the best fitWhat most 7-figure business owners still get wrong about taxesSign up for the FREE Write Off Your Life Masterclass happening September 17th: https://taxedacademy.com/woyl-mcHow To Get Involved:Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.When she's not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!Do you have a burning question that you'd love to hear answered on a future show?Please email it to: podcast@yourtaxcoach.bizSign Up For Our NewsletterLife Changing Money PodcastGet Tax Help!

Think you can skip the salary and just take distributions from your S-Corp? Think again. In this episode, I break down the IRS rules around “reasonable compensation,” how to calculate the right amount, and the penalties for getting it wrong. We also talk about how to fix it if you've been doing it wrong for years—and yes, there's a workaround. If you're running an S-Corp or thinking about becoming one, this is one episode you can't afford to miss.   Next Steps:

You might be overpaying for roofing materials. Some companies are paying up to 44% of their revenue.But you won't be after you watch this video. Here are 7 negotiating tactics to get the lowest material prices possible.Some companies might even negotiate an extra 3%, 5%, or 7% when you use all of these tactics together.I hope this video helps you build a profitable, future-proof company.P.S. We're building profitable, future-proof companies together… the right way. Every day we are sharing our best strategies, supporting each other, and finding the opportunities in the chaos. Like how Joey taught us how he's building AI agents to automate workflows. Would you like to join us? https://www.rsra.org/join/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

If you've got an LLC and you're wondering how to actually pay yourself, this episode is your playbook. I break down how to take money out of your business legally, what the IRS really looks for, and the exact steps to avoid paying way too much in taxes. You'll learn what an owner's draw is, how self-employment taxes work, and when you must start thinking about becoming an S-Corp. This is about real money—tens of thousands in tax savings—and you don't need an accounting degree to get it right.   Next Steps:

In this episode, Tiffany unpacks the deep connection between your money mindset and your bottom line. You'll hear powerful stories from real clients who've saved over $60K in taxes—not just through smart tax strategies, but by transforming their relationship with money. If you're a female entrepreneur tired of overworking and under-earning, this conversation will shift how you think about small business finance, wealth planning, and tax minimization. Tiffany reveals how scarcity thinking silently sabotages success, why women often resist tax strategies, and how to develop the financial mindset to build real, lasting wealth. You'll leave with practical strategies, tax tips, and the clarity to make better money decisions today.   Next Steps:

Got extra cash and wondering if you should throw it at your mortgage?

What if buying U.S. residency became the most powerful tax strategy on the table? In this episode, we break down Trump's proposed “Gold Card” program, a bold $5 million fast-track to a green card—and what it means for small business owners, investors, and tax-savvy entrepreneurs. Discover how this could create massive shifts in the economy, investment markets, and your personal tax planning. Whether you're a CPA, financial strategist, or business owner, this episode dives into tax minimization tactics, investment immigration, and why now is the time to upgrade your financial mindset before the wealth wave hits. Tune in to learn the opportunities—and the threats—you need to prepare for.   Next Steps:

Most business owners are overpaying the IRS—because they don't know the rules. In this episode, you'll learn how the wealthiest Americans use legal tax strategies to save tens of thousands every year. Discover the Trifecta System, the power of the S corporation, and real estate tax strategies that can turn rent into equity and vacations into deductions. Whether you're a consultant, real estate investor, or small business owner, these smart strategies will help you cut your tax bill, grow wealth, and take control of your financial future. If you want clear, no-fluff cpa advice on tax savings and business finance, this episode breaks it down in plain English.   Next Steps:

Welcome to Day 22 of the Double Your Profit SeriesThe go-to series for contractors, home service owners, and small business entrepreneurs. Today, we're diving into one of the fastest ways to improve margins without cutting jobs, service quality, or growth: Vendor Negotiations. If you had to find 10% savings in your business today, where would you look first?That's right — your vendors.

In this episode, Tiffany tackles the real reason so many business owners feel lost—because they don't know which numbers actually matter. If you're tired of flying blind in your business, this one's for you. Learn the 5 essential KPIs that go beyond vanity metrics to reveal your true business performance. From your current ratio to customer lifetime value, Tiffany breaks down each metric, why it matters, and how it ties directly to tax savings and wealth planning. This is about building a real business—not an expensive hobby. Whether you're a seasoned entrepreneur or just getting serious about business strategy, this episode will help you make smarter money decisions and reduce your tax burden.   Next Steps:

In this final episode of the New Tax Laws Decoded series, we unpack how the end of popular clean energy tax credits is creating surprising new tax-saving opportunities for business owners. Host [Name] explains which incentives are disappearing—including electric vehicle, solar, and home improvement credits—and reveals what's replacing them. Learn how to pivot your business strategy toward advanced manufacturing, childcare credits, and opportunity zones to stay aligned with shifting government priorities. Whether you're looking to reduce taxes, boost profits, or build a more adaptive business, this episode gives you the strategic insights and tax tips you need to thrive. Don't miss the practical advice, smart strategies, and clear breakdowns of where the money's going now.   Next Steps:

In this episode of New Tax Laws Decoded, we break down the biggest international tax changes in decades—and why they matter. If your business earns foreign income, exports products or services, or competes globally, understanding these updates could save you hundreds of thousands. We dive into updated GILTI and FDII provisions, how they impact tax planning, and why tax parity between foreign operations and domestic exports matters. Learn how to use these tax strategies to reduce your tax burden, optimize global operations, and outcompete on the world stage. If you're thinking about international expansion, this is the most valuable episode yet. You'll walk away with real insights into international tax planning, deductions, and strategies that give your business a global edge.   Next Steps:

Discover why most entrepreneurs fail before they even get started, and how to avoid the biggest pitfalls holding you back. In this video, we break down the real reasons businesses collapse and the mindset shifts you need to win in 2025 and beyond.================================ 

In this episode of the New Tax Laws Decoded Series, we break down how the new $2,000 1099 reporting threshold is a game-changer for small business owners. You'll learn how this shift reduces administrative burdens, saves time and money, and creates space for real business growth. We explore what this means for your tax strategy, how to update your systems, and why this is more than just paperwork relief—it's a chance to sharpen your financial mindset and boost your business strategy. Tune in to hear how to turn regulatory changes into strategic advantages.   Next Steps:

Hey there! I'm Kate from Hello Funnels, and in this episode of Doing Your Online Business podcast, I'm dishing out the juicy details on ditching SamCart's crazy price hikes for better checkout tools in 2025. After years of navigating online course tech (and yeah, plenty of headaches), I've uncovered the best alternatives that save me money and keep my business running smooth. I'll break down why SamCart's switch to a percentage model hit me with a $900 bill and reveal my top picks like Spiffy and ThriveCart as game-changing checkout solutions. Trust me, it's a total relief! Plus, I'll give you a peek at my tech stack guide where you can grab all the resources to switch to affordable checkout tools for your courses. Let's jump in and find the perfect checkout solution to boost your online course game in 2025! 00:00 SamCart's Shocking Price Hike 01:23 SamCart's Pricing Controversy 03:05 Criteria for Choosing a Checkout Solution 05:50 ThriveCart: Pros and Cons 07:20 Discovering Spiffy 09:01 Pricing and Budget Options 09:59 Warning for SamCart Users 12:01 Final Thoughts on Checkout Solutions  

Want to retire tax-free? The new tax law just made it easier. This episode covers how Roth conversions, solo 401(k)s, and strategic retirement planning can help you build tax-free wealth in your business. We explain how to time income, deductions, and business expenses to reduce your tax bracket and maximize long-term compounding in Roth accounts. This episode is packed with strategies for entrepreneurs who want to grow their business and retire with confidence.   Next Steps:

Big win for small business owners: the Qualified Business Income (QBI) deduction is now permanent. In this episode, we walk through how to calculate and optimize your 20% deduction on pass-through income. Learn how entity structure, W-2 wages, and capital investments affect your eligibility, and how the new rules impact your 2025 planning. If you're a sole proprietor, S corp owner, or partner—this episode shows you how to cut your tax bill without changing how you operate.   Next Steps:

08/06 Hour 3: Is There A Silver Lining For The Nationals - 1:00 Commanders Can't Afford To Overpay McLaurin - 17:00 Callers React To Terry's Contract Negotiations - 28:00

Real estate just became one of the most tax-efficient investments again. In this episode, we break down how the permanent changes to depreciation rules, bonus depreciation, and NOLs have unlocked major cash flow advantages for real estate investors. We cover cost segregation, real estate professional status, and how to pair these with 2025 tax laws to stack your savings. Whether you own rental properties or are planning to expand, this episode gives you the playbook for smarter tax moves in real estate.   Next Steps:

Are you unintentionally triggering the Personal Holding Company tax without realizing it? This little-known rule could be quietly costing your business thousands in taxes every year. In this episode, we explain who qualifies as a PHC, what types of income make you vulnerable, and how to restructure your entities to avoid surprise penalties. This is a must-listen if you own a C corp, manage investment income, or run multiple entities.   Next Steps:

If you're sitting on capital gains or planning to sell a business, this episode will blow your mind. We break down how Opportunity Zones—now made permanent—let you defer taxes today and potentially eliminate them forever. We cover how to use real estate or business investments in these zones to build long-term wealth, while also making an impact in distressed communities. This isn't just about tax deferral—it's about compounding wealth with zero tax on the upside.   Next Steps:

Selling your business? This tax rule could let you pay zero in capital gains taxes—but only if you plan ahead. In this episode, we explore how the Qualified Small Business Stock (QSBS) exclusion just got supercharged under the new tax law. You'll learn how restructuring into a C corp and holding stock for 5+ years could eliminate your entire tax bill. We break down built-in gains, double taxation trade-offs, and real-world examples that show how to save millions legally. If you're planning a sale in the next 5–10 years, this strategy is a game-changer.   Next Steps:

Many taxpayers unknowingly pay more than they owe, with big tax refunds, incorrect filing status, missed deductions, and poor withholding adjustments. Today's Stocks & Topics: LEG - Leggett & Platt Inc., Market Wrap, MSTR - MicroStrategy Inc., 6 Clear Signs You're Overpaying on Your Taxes (And How to Stop), ZIM - ZIM Integrated Shipping Services Ltd., KPP Newsletter, Who's Paying the Tariffs USA, ALE - Allete Inc., ZBRA - Zebra Technologies Corp. Cl A, Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands