Podcasts about overpaying

Are you paying more taxes than you should? In this episode, we break down three powerful tax strategies that can help business owners and real estate investors keep more of what they earn. You'll learn how Cost Segregation can accelerate deductions, how the Augusta Rule can create tax-free income, and how an Accountable Plan can turn everyday expenses into valuable tax savings. We also cover common mistakes, real-world examples, and the simple rules you need to follow to make these strategies work. If you're looking for practical tax planning ideas, smart tax strategies, and business finance insights that can improve your bottom line, this episode is for you. Don't leave money on the table. Listen now and discover which strategy could save you thousands this year.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

This episode of the Mo Money Podcast is a money diary session with one of our clients, Toni. Toni talks about what it was like to set up her financial plan for the first time, coming from a generation where it was drilled into her that saving money in cash and only buying property was the only way that you could actually get ahead.  She talks about what she did to cut tax on her income, as well as the big shifts that she made to feel more confident in her finances and her path forward. This episode is perfect for anyone that wants to understand the different pathways that can get them more money out of what they already have.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Are IRS audits really as scary as people make them seem? In this episode, we break down the biggest IRS audit red flags that business owners need to understand. You'll learn why repeated losses, poor documentation, vehicle deductions, home office claims, contractor classification, and other common issues attract IRS attention. We also discuss the difference between fear-based tax advice and smart tax planning. Discover practical tax strategies that help protect your business while maximizing legitimate deductions. Learn how proper documentation, strong business finance systems, and proactive planning can reduce risk and help you make better money decisions. If you want to stop overpaying taxes and gain confidence in your tax strategy, this episode is packed with actionable insights. Listen now and learn how to build an audit-proof business before the IRS ever comes knocking. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Send Jackie A Message!Most studio owners think overpaying is a money problem. It isn't.This week I had the same conversation with four different studio owners. Different people, different numbers, but the same thing underneath every time. And not one of them was actually dealing with a pricing issue. They were mispaying, paying for a title when they were getting a task, paying for a role they weren't using yet, paying for a feeling instead of a result.In this episode, I walk you through it the way I would on a coaching call. We start with the circumstance, get honest about the thought creating it, and look at what it's actually costing you to keep operating that way.In this episode:Why the dollar amount can never tell you if you're overpaying, and what actually does.The five feelings that quietly drive every overpaying decision, and how to spot which one is running the show for you.Why hiring a "savior" sets you and your new team member up to fail.How you can end up overpaying and under-delegating at the same time.The difference between full-time and committed, and why buying one to feel the other keeps you stuck.The one question to ask yourself the next time you reach for your wallet that gets your money back on the spot.Here's the truth underneath all of it: overpaying was never a money problem. It's a leadership-avoidance problem wearing a really kind face. And the fix isn't to go be stingy. It's to stop using money to buy your way out of leading.Work with Jackie MurphySay Hi on Instagram @studioceoofficial3 Marketing Mistakes Yoga & Pilates Business Owners Make: https://www.jackiegmurphy.com/evergreen-3mm-organicJoin The Studio CEO Program: https://www.jackiegmurphy.com/studioceo

Book a Strategy Call → https://mccancemethod.com/strategy-call/ In this episode, I talk about how to retain therapists in your group practice without burning out or overpaying. I share what culture actually means, why psychological safety is the number one reason therapists stay, and how to spot the "culture cancer" that's quietly costing you your best people.Make sure to bring your paper and pen because this episode is full of actionable tips!Here are some key points in this episode:[01:30] What culture really means in your group practice. [05:00] How clear expectations make you a better leader. [08:00] Psychological safety is the #1 reason therapists stay. [10:30] Use 90-day check-ins to retain top talent. [14:00] Why vulnerability builds trust with your team. [18:00] The "culture cancer" that's costing you good therapists.Links From The Episode:Episode #157: Selling a Group Therapy Practice: What Buyers Look For (And How to Prepare) - https://mccancemethod.com/episode-157-selling-a-group-therapy-practice-what-buyers-look-for-and-how-to-prepare/ Here is the Janeapp link for TWO free months on us!https://janesoftware.partnerlinks.io/ytg4vn Use Coupon: MCCANCE2MOThe Culture Code: The Secrets of Highly Successful Groups by Daniel Coyle - https://amzn.to/4v60u9H (US) https://amzn.to/4uuDTnf (CAD)

Most business owners focus on deductions when trying to save on taxes, but real tax savings come from proactive planning. In this episode, you'll learn the difference between tax preparation and tax strategy and how smarter business decisions throughout the year can help improve your financial outcomes. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Think taxes are designed to take your money? Think again. In this episode, we break down how the tax system actually rewards business owners and investors. You'll learn the difference between tax planning and tax preparation, why many entrepreneurs miss valuable tax savings, and how smart tax strategies can help you keep more of what you earn. We cover common tax myths, deductions versus credits, business finance basics, and practical ways to make better money decisions throughout the year. You'll also discover why your CPA advice matters more than you think and how proactive planning can create long-term wealth. If you've ever felt confused by taxes or wondered if you're leaving money on the table, this episode is for you. Listen now and discover the tax strategy shifts that could save you thousands. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Former Alabama coach Nick Saban testified before the Senate Commerce Committee as lawmakers debated the proposed Protect College Sports Act, a sweeping bill designed to regulate NIL, transfer portal movement, athlete compensation, eligibility, and the overall future of college athletics. The bill has support from the ACC and Big 12, but the SEC and Big Ten are already pushing back publicly.In other words...The people who broke college football are all standing in the same room arguing about how to fix it.Tonight we're taking a deep dive into the State of College Football:

In this episode, we break down the five rich rules that shape long-term success. You'll learn how your money mindset impacts your financial future, why wealthy people make different money decisions, and how small habits can create powerful results over time. We also discuss how successful entrepreneurs use business strategy and wealth planning to build assets instead of relying only on income. If you've ever felt like you're working hard but not getting ahead, this episode will challenge the way you think about money. Learn the mindset shifts that help business owners create lasting wealth and keep more of what they earn. ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Credit card processing fees are quietly draining retail profits with every transaction — and most merchants do not realize how much it adds up over a year. Here is how modern payment models can help. To learn more, visit https://quicsuite.myclickfunnels.com/landing-page Northern Media Services City: Oswego Address: 274 Cemetery Rd Website: https://www.northernmediaservices.com/

Most business owners underuse their retirement plans. That mistake can cost you thousands. In this episode, we break down the solo 401(k) strategy and how it helps you build wealth while reducing taxes. You'll learn how to maximize contributions, claim tax credits, and avoid common mistakes that wipe out savings. We also cover deadlines, contribution limits, and how to invest in real estate or other assets using your plan. This is clear, practical finance advice focused on tax strategies, wealth planning, and maximizing income. If you want better tax savings and more control over your future, this episode is a must. Listen now before you miss key deadlines.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

https://genuinetools.com/blogs/articles/dewalt-20v-max-tools-wholesale-bundles-prices-best-online-storesDiscover how contractors and DIYers can save 30-40% on DeWalt 20V MAX tools through wholesale bundles and strategic timing. Learn about battery compatibility, tiered pricing, and the best online stores to stretch your tool budget further. Genuine Tools City: Beaverton Address: 1500 NW Bethany Blvd. Website: https://genuinetools.com/

Send us Fan MailHow to Stop Overpaying for Prescriptions: Cash Pricing, Coupons, and Smarter Pharmacy ShoppingDr. Angela explains why prescription costs can spike even with insurance, emphasizing that coverage depends on insurer formularies shaped by contracts among insurers, pharmacy benefit managers, and manufacturers, which can change midyear and trigger denials, step therapy, and prior authorizations. She offers practical strategies to lower costs: start with manufacturer websites for brand-name drugs to find savings cards, copay assistance, or direct-to-consumer cash programs (not typically for Medicare/Medicaid); use generics when possible and compare transparent cash options like Mark Cuban's Cost Plus Drugs and GoodRx; ask direct primary care practices about at-cost dispensing; price-shop across pharmacies and ask pharmacists for the best cash price; and request a 90-day supply when stable, noting stricter rules for controlled medications but potential cash-pay options. For a list of websites for medication discounts, see the companion blog post: https://www.dpcwestmi.com/blog/why-your-medication-costs-so-much----and-7-ways-to-save-money-on-prescriptions00:00 Stop Overpaying Intro01:30 Why Insurance Denies02:54 Prior Auth Chaos03:45 Pricing Disclaimer04:15 Manufacturer Savings05:54 Generics And Cash07:21 Direct Primary Care07:47 Compare Pharmacy Prices09:30 Ask For 90 Days11:27 Final ChecklistSupport the showFollow me on Instagram @angelalifestylemd and don't forget to SUBSCRIBE to my podcast & SHARE this episode.

Former Gov. Jim Gilmore stops by the show for his weekly visit and talks about Virginia overpaying unemployment claims.

New Jersey has some of the highest commercial electricity rates in the country. Here is what businesses can do to take control of their energy costs. Go to https://theenergyconsultantnj.com/ for more information. The Energy Consultant NJ City: Bayonne Address: 104 W 16th St Website: https://theenergyconsultantnj.com Phone: +1 201 892 2587 Email: askmike@theenergyconsultantnj.com

Most business owners think taking all income as salary is the safest move. It's not. In this episode, we break down the tax strategy behind paying yourself the right way—and how getting it wrong can cost you thousands. You'll learn what “reasonable compensation” really means and how to balance salary and distributions to reduce taxes. We also cover how this impacts tax savings, the qualified business income deduction, and long-term wealth planning. This is clear, practical CPA advice focused on tax strategies, tax planning, and smarter money decisions. If you're running an S corp or thinking about it, this episode is critical. Listen now before you overpay the IRS again.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most high-income business owners think the new SALT cap fix solved their tax problem. It didn't. In this episode, we break down the truth behind the PTE election and how it can save you thousands in taxes. You'll learn how this tax strategy works, why the $40K SALT cap is misleading, and how to legally bypass the deduction limit. We walk through real numbers, common mistakes, and the exact steps to make the election correctly. This is clear, practical CPA advice focused on tax planning, tax strategies, and maximizing income. If you're earning over $500K or paying high state taxes, this episode is critical. Listen now before you miss another year of tax savings.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Moving money between your businesses sounds simple. It's not. In this episode, we break down the tax strategy behind intercompany transfers and why getting it wrong can cost you thousands. You'll learn how basis works and why it matters for tax savings. We explain the difference between loans, distributions, and capital contributions—and how each one impacts your ability to deduct losses. You'll also get a clear, step-by-step system to document transfers the right way. This is practical CPA advice focused on tax planning, tax strategies, and smarter business finance decisions. If you have multiple businesses or plan to start another, this episode is critical. Listen now before a simple mistake turns into a major tax bill.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

The nightmare situation as an online coach is to scale your company, hire assistant coaches and a staff, have your staff make more money than you, and you become a minimum wage entrepreneur with all the stress and risk that comes with owning your own business. We don't want that to be you so today's episode is all about profit margins, common mistakes we see within IFCA and the industry, and how to make sure you pay employees fairly while having healthy margins.   Time Stamps:   (0:10) Profit Margins (1:30) Common Mistakes (4:20) Undercharging for Your Service (9:00) Paying Employees and Healthy Margins (10:06) Gross vs Net Profit (15:30) Raising Your Prices ----------------

Many women feel guilt around money, success, and ambition. In this episode, we break down the truth about building a business as a woman of faith. You'll learn how to shift your money mindset and stop believing that success and faith are in conflict. We talk about stewardship, leadership, and how building a business can create impact for your family and others. You'll also hear practical ways to set boundaries, lead a team, and grow without burnout. This is real, honest business talk focused on women and finance, mindset for entrepreneurs, and making confident money decisions. If you've ever felt torn between your ambition and your values, this episode will change how you think. Listen now and step into your next level.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Buying or selling a business isn't just a deal. It's one of the biggest financial and tax decisions you'll ever make. In this episode, we break down how smart business owners use acquisitions to build wealth and reduce taxes. You'll learn how to approach deals from both sides, structure offers, and avoid costly mistakes. We also cover due diligence, negotiation, and how tax planning impacts what you actually keep after the deal closes. This is clear, practical finance advice focused on business strategy, tax strategies, and smarter money decisions. If you want to maximize income and keep more from your next deal, this episode is critical. Listen now before you make a costly mistake.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners think one LLC is enough. That mistake can cost you everything. In this episode, we break down why a single entity can expose your assets and limit your growth. You'll learn how to structure your businesses the right way to protect what you've built. We cover liability protection, partnerships, and how smart entity setup supports better tax planning and business strategy. You'll also learn how to avoid common mistakes that can wipe out your protection. This is real, practical finance advice focused on business strategy, tax strategies, and smarter money decisions. If you want stronger protection and a better owner mindset, this episode is a must. Listen now before a mistake costs you.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

https://engleservicesheatingandair.com/blog/hvac/bham_furnace-repair-in-birmingham-al-cost-and-best-companiesFurnace acting up? Learn what Alabama homeowners actually pay for repairs, the five warning signs you shouldn't ignore, and simple DIY maintenance tricks that prevent costly breakdowns in the off-season. Engle Services City: Sylacauga Address: 40300 U.S. 280 Website: https://engleservicesheatingandair.com/

Most business owners don't understand how taxes actually work. That's why they overpay. In this episode, we break down the tax system in simple terms so you can start making smarter money decisions. You'll learn how income is taxed, how deductions and tax credits work, and why tax planning matters more than just filing. We also explain how different types of income are taxed and where business owners can legally reduce what they owe. This is clear, practical CPA advice focused on tax tips, tax strategies, and better business finance decisions. If you want more tax savings and a stronger financial mindset, this episode will change how you see taxes. Listen now and start keeping more of what you earn.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.  On today's episode, we are back in the studio with Travis Murray. We discuss: Land scarcity drives long-term demand. Inflation often pushes land values higher. Recreational buyers still dominate many markets. Overpaying usually comes from emotional buying. Land behaves differently than housing markets. Every tract has unique value drivers. Ethical representation matters in land deals. Infrastructure improvements rarely fully return value. Buyers should focus on long-term ownership goals. Land remains attractive during uncertain markets. And so much more! Thanks again for all of the support from our partners—none of this would've been possible without them! -Moultrie:⁠⁠⁠⁠⁠⁠ https://bit.ly/moultrie_⁠⁠⁠⁠⁠⁠ -Hawke Optics | Use Code WHTL for 15% off:⁠⁠⁠⁠⁠⁠ https://bit.ly/hawkeoptics_⁠⁠⁠⁠⁠⁠ -OnX:⁠⁠⁠⁠⁠⁠ https://bit.ly/onX_Hunt⁠⁠⁠⁠⁠⁠ -Painted Arrow: ⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/PaintedArrow⁠⁠⁠⁠⁠⁠ - Buck Land Funding: ⁠⁠⁠⁠⁠⁠https://www.firstbankers.com/bucklandfunding⁠⁠⁠⁠⁠⁠ - Latitude Outdoors: ⁠⁠⁠⁠⁠⁠https://www.latitudeoutdoors.com/⁠⁠⁠⁠⁠⁠ - Whitetail Master Academy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whitetailmasteracademy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Use code '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HOFER' to save 10% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theprairiefarm.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Massive potential tax savings: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ASMLABS.Net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Most business owners focus on making money. Millionaires focus on keeping and growing it. In this episode, we break down how wealthy business owners structure their money to build long-term wealth. You'll learn how they use smart strategies like real estate, multiple income streams, and tax planning to grow and protect their money. We also cover wealth planning basics, entity structure, and how your financial mindset impacts your results. This is clear, practical finance advice built around business strategy, money decisions, and long-term growth. If you want better control over your money and a smarter path to wealth, this episode will shift how you think. Listen now and start playing the game differently.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners think debt is risky and banks just hold money. That's wrong. In this episode, we break down how banks actually make money and how you can use the same system to build wealth faster. You'll learn how lending works, why banks want to give you money, and how to use debt as a smart strategy to grow your business and investments. We also cover real estate, tax strategies, and how to make better money decisions that increase long-term wealth. This is clear, practical finance advice focused on wealth planning, business strategy, and maximizing income. If you want a stronger financial mindset and smarter strategies to grow your money, this episode is for you. Listen now and start making your money work harder.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners overpay taxes because they miss simple deductions. In this episode, we break down the most powerful tax strategies LLC owners can use to keep more of what they earn. You'll learn how to write off startup costs, home office expenses, and vehicle use the right way. We also cover hiring deductions, marketing expenses, and why working with the right CPA matters. These are real, practical tax tips you can apply now. This is clear, no-fluff finance advice focused on tax planning, tax savings, and smarter business finance decisions. If you want better money decisions and stronger business strategy, this episode gives you the playbook. Listen now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

The average family of four spends $6,000–$12,000 on a Walt Disney World vacation. Most of it is optional.In this episode, I'm breaking down the Five Cost Buckets of every Disney trip — two are fixed, three are almost entirely negotiable — and showing you exactly how a real family can visit Walt Disney World for under $4,000 without cutting the magic.You'll learn:The only legitimate place to buy discounted Disney tickets (and the scam sites to avoid)Why staying off-property can save your family $700–$1,400 — and what you actually give upThe grocery delivery trick that saves $200–$400 on food before you even walk into a parkWhen to buy Genie+ and when to skip it entirelyThe counter service meals that are genuinely better than the $60 sit-down optionsI also walk through three real budget scenarios — Budget ($3,964), Moderate ($5,509), and Premium ($8,609) — for the same 5-day family trip, so you can see exactly where the money goes and where it doesn't have to.

HSAs sound like a no-brainer, but for many business owners, they can actually backfire. In this episode, we break down when an HSA is a bad move and why the “triple tax advantage” doesn't always work in your favor. You'll learn how high deductibles impact your cash flow, why inconsistent contributions weaken tax savings, and how using your HSA too often kills long-term growth. We also cover hidden rules, penalties, and why this strategy doesn't fit every business owner. This is real finance advice focused on smarter money decisions, tax strategies, and protecting your business finance. If you want better savings strategies and a stronger financial mindset, this episode will challenge what you think you know. Listen now before you lock into the wrong strategy.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners treat taxes like a once-a-year task. That mistake can cost you thousands. In this episode, we break down estimated taxes and how to avoid costly IRS penalties. You'll learn what estimated tax payments are, who needs to pay them, and how to calculate the right amount. We cover simple tax planning methods like the safe harbor rule and how to adjust payments based on your income. You'll also learn key deadlines and how to stay compliant without overpaying. This is real, practical CPA advice focused on tax tips, tax strategies, and smarter money decisions for your business finance. If you want better tax savings and full control over your cash flow, this episode is a must. Listen now before the next deadline hits.    Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners avoid the home office deduction because they think it's risky. That's flat-out wrong. In this episode, we break down a powerful tax strategy that can legally save you thousands every year. You'll learn how the home office deduction really works, even if you have another office. We explain how to use it for administrative tasks and how to set up an accountable plan to make it clean and IRS-compliant. This is real, practical CPA advice focused on tax planning, tax savings, and smarter business finance decisions. No fluff. Just clear steps you can use. If you want better tax strategies and more control over your money decisions, this episode matters. Listen now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most solopreneurs spend zero time thinking about taxes until April 14th. Bobby Casey has spent decades thinking about almost nothing else, for his own businesses and for the hundreds of location-independent entrepreneurs he's helped restructure, relocate, and legally stop overpaying.Bobby has lived in 10 countries, started and sold companies across multiple continents, and currently runs two businesses: a high-end consulting practice for entrepreneurs with complex international structures, and Business Anywhere, a platform that automates the compliance and administrative backend of running a business.In this episode, we discuss:His own origin story. A near-fatal motorcycle crash led Bobby to a solo camping trip where he worked out exactly what he wanted his life to look like. The dartboard analogy he came up with that week  (lifestyle as the bullseye, business as one of the rings) is one of the clearest articulations of the Life-First Business philosophy we've heard from a guest.The most expensive mistake nomadic solopreneurs make. Bobby shares the story of a Canadian client who spent 10 years outside Canada without restructuring her business, and ended up paying $5 million in taxes she didn't legally owe. The fix existed from day one. She just didn't know to ask.The 183-day myth. Almost everyone in the digital nomad space believes that staying under 183 days in a country keeps you safe. Bobby has read the tax residency laws of roughly 140-150 countries. He says only one actually uses a clean 183-day rule. Every other country has its own criteria, and assuming otherwise is how people get caught.What U.S. solopreneurs can actually do. The Foreign Earned Income Exclusion (Form 2555) allows qualifying Americans abroad to shield up to $130,000 of earned income from federal taxes. Yes, even if your clients are all in the U.S. Bobby explains how it works, who qualifies, and how to maximize it with a spouse.The South Dakota move. One night's stay. A mailing address. And you can move your driver's license and your state tax residency, to a state with zero income tax. Bobby explains why this works for solopreneurs and why it doesn't work for remote employees.This is a rare episode: genuinely practical, not theoretical, from someone who has lived it in 10 countries and helped hundreds of others do the same.Connect with Bobby:Global Wealth Protection: globalwealthprotection.comBusiness Anywhere: businessanywhere.ioLife First. Then Business.

Most business owners overpay taxes and don't even know it. In this episode, we break down a powerful tax strategy that can save S-corp owners thousands every year. You'll learn how to turn your health insurance into a legal tax-saving tool using smart tax planning and simple adjustments. We cover how this strategy works, who qualifies, and the exact steps to set it up. You'll also hear common mistakes that cost owners money and how to avoid them. This is real, practical CPA advice you can use right away. If you want better tax savings, smarter money decisions, and more control over your business finance, this episode is for you. Hit play now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Building generational wealth is not about trust funds or being rich—it starts with habits, mindset, and smart decisions. In this episode, we break down how to teach kids about money, build strong financial systems, and avoid the biggest mistakes that destroy wealth. You'll learn the right order to grow, protect, and pass down money, plus simple ways to start today. If you want to create lasting wealth for your family, this episode gives you a clear path using smart strategies and long-term tax planning.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Tax filing reports what already happened. Tax planning is what puts you back in control.If you just finished paying your 2025 taxes and you're wondering how the bill got that big, this week's Money On Tap is for you.Ben Brayshaw and Dan Michelon walk through the year-round tax strategies most investors — and most financial advisors — are quietly missing. From bracket management and income engineering to real estate depreciation, solo 401(k) contributions, charitable trusts, and the often-overlooked Augusta Rule, this is a working playbook for keeping more of what you earn.What you'll learn:Why tax planning beats tax filing every year — and what most advisors skipHow to engineer your income to stay in a lower bracket without changing your lifestyleThe difference between one-off Roth conversions and a real 10-year Roth strategyReal estate deductions, cost segregation, and the Augusta Rule explainedSolo 401(k) vs SEP IRA — and why business owners routinely leave $30K+ on the tableCharitable remainder trusts: the tax strategy almost nobody talks aboutWhy today's 37% top federal bracket is historically low — and what that means for your retirement planPlus Money In The News:Google's $10M commitment to train American manufacturing workers on AIThe cost to raise a child in the US now tops $300,000South Hadley, MA rejects a 50% property tax hike by a 2-to-1 voteRead the companion blog: brayshawfinancial.com/blogSchedule a free consultation: app.greminders.com/t/9f3ce72e/initialconsultaFull Money On Tap episode library: brayshawfinancial.com/money-on-tapContact UsPhone: 855-226-8551Email: info@yourmoneyontap.comOffice: 116 South River Road, Bedford, NH 03110Web: brayshawfinancial.comWhat is the "picks and shovels" approach to space investing? The picks-and-shovels approach focuses on the suppliers, infrastructure providers, and service companies that support a fast-growing industry — rather than betting on a single headline name. In space, that means owning the makers of satellites, components, ground networks, robotics, and data services that profit no matter which rocket company ultimately wins.

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Are credit card rewards really tax-free? In this episode, we break down when points, miles, and cash back are safe—and when they can become taxable income. You'll learn how the IRS treats rewards, what triggers a 1099, and how business owners need to handle deductions correctly. We also cover common mistakes that can lead to penalties or audits. If you use credit cards for personal or business spending, this episode will help you avoid surprises and use smarter tax planning to keep more of your money.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

In this episode, Erik Oliver from Maven Cost Segregation explains how cost segregation can significantly reduce tax liabilities for real estate investors. He shares insights on the process, eligibility, and strategic benefits of accelerated depreciation, along with personal investment experiences.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we break down five legal tax strategies that can help business owners and investors save $50,000 or more each year. You'll learn how tools like S corporations, real estate strategies, and proper documentation can reduce your tax bill without risky moves. This episode also explains why tax planning is more important than just filing correctly. If you want to stop overpaying and start using smart strategies to build wealth, this episode gives you a clear place to start.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

1012. Feeling financially squeezed by the rising cost of homeowners insurance? Laura answers a listener's question about how to pay less while maintaining coverage required by a lender. Find out how to protect your finances with home insurance without overpaying for it.We talk about:Underlying reasons why homeowners premiums are rising, especially in high-risk areas.Tips for saving by increasing home insurance deductibles.Comparing the price of bundled coverage to policies with different carriers. How various home upgrades and technologies can qualify for money-saving discounts.The role that having good credit plays in reducing your home and auto insurance rates (in most states).Why proactively shopping and asking about potential homeowners insurance discounts is essential for cutting the cost.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

A new federal rule in 2026 is changing how real estate investors protect their privacy. If you buy property with cash, creative financing, or through an LLC or trust, your information may now be reported to the government. In this episode, we explain what triggers the rule, what information is required, and how to stay compliant while protecting your assets. You'll also learn simple strategies to avoid penalties and structure your deals the right way. If you invest in real estate, this is critical to understand so you can keep more, stay protected, and avoid costly mistakes.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Many business owners think they need to put their car in their LLC to get a tax write-off, but that's not true. In this episode, we break down how vehicle deductions really work and when it makes sense to transfer your car to your business. You'll learn the difference between mileage and actual expenses, how to avoid audit risks, and why documentation matters. We also cover common mistakes that can lead to denied deductions or insurance issues. If you want to use smart tax strategies and keep more of what you earn without making costly errors, this episode gives you a clear, practical guide.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

The IRS is using new tools and AI to flag business owners faster than ever. In this episode, we break down the top audit triggers that could put your business at risk. You'll learn how common mistakes like poor documentation, unrealistic deductions, and lifestyle mismatches can lead to audits. More importantly, you'll learn how to fix these issues and protect yourself. This is not about fear. It's about being prepared and using smart tax strategies the right way. If you want to stay compliant, avoid costly penalties, and keep more of what you earn, this episode gives you a clear plan.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners overpay taxes not because of mistakes, but because they miss everyday deductions. In this episode, we break down how common expenses like your home office, car, travel, and software can reduce your tax bill. You'll learn how to properly track, document, and plan your expenses so you can legally keep more of what you earn. This is not about risky strategies. It's about using the tax code the way it was designed. If you want to stop leaving money on the table and start building real wealth, this episode gives you a simple, practical plan.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Many Christian business owners feel guilty about using tax strategies to keep more money. In this episode, we break down what the Bible really says about taxes, stewardship, and wealth. You'll learn why paying what you owe is different from overpaying, and how the tax code actually rewards generosity, investing, and growth. This episode connects faith with practical tax planning so you can make confident financial decisions without guilt. If you want to honor your values while building wealth and keeping more of what you earn, this gives you a clear path forward.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Many business owners think they need better tax strategies to build wealth. But often, the real problem is hidden money beliefs that affect how they earn, spend, and save. In this episode, we break down what money blocks are, how they show up in your business, and why they can cost you thousands each year. You'll learn how to recognize these patterns and shift your thinking so you can keep more of what you earn and make smarter financial decisions. If you want to stop feeling stuck and start building real wealth, this episode gives you a clear place to start.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration