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SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
This episode breaks down the new Trump Savings Accounts and explains why they may not be the best choice for high-earning families. You'll learn how the rules, taxes, and limits can cost you money later, even though they look helpful now. We compare these accounts to better options like real tax strategies, smart planning, and stronger savings strategies that wealthy families use to build long-term wealth. You'll also hear why these government programs can distract business owners from tax savings they can use today. This episode gives you clear finance advice so you can make better money decisions for your family and your business. Listen now so you don't get stuck with a plan that looks good today but hurts you later. Next Steps:
Duel at High noon featuring The Mets priority, Overpaying for Joe Burrow, and Stuffed Bagels. Should the Jets do everything to get Joe Burrow? Learn more about your ad choices. Visit podcastchoices.com/adchoices
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
This episode breaks down the five year-end tax strategies that can still lower your tax bill before December 31. You'll learn simple, legal steps business owners use to save real money, including tax planning moves most people don't hear from their CPA. We cover timing your expenses, using tax savings tools like bonus depreciation, and making smart money decisions before the year ends. You'll also hear real stories of women entrepreneurs who used these strategies to keep more of their income and strengthen their financial mindset. These tips work for small business owners who want clear finance advice they can use right away. By the end, you'll know exactly what to do this month to avoid overpaying the IRS. Listen now so you don't lose your chance to save money this year. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Think that viral tax hack on TikTok sounds too good to be true? It is. In this episode, Tiffany exposes the most dangerous tax scams spreading online—and how they're tricking smart female entrepreneurs into risking everything. Learn the real difference between tax strategy and fraud, how to spot fake “experts,” and what red flags to watch for before you sign anything. Tiffany shares her CPA advice on protecting your business, finding trustworthy professionals, and staying on the right side of the law. Don't let bad advice cost you your business—listen now and learn how to keep your money safe. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners think taxes are meant to take their money—but that's a lie. In this episode, Tiffany breaks down how the tax system is actually designed to reward business owners and investors. You'll learn how to use smart tax strategies and planning tips to keep more of what you earn. Discover why most CPAs keep things confusing, how the wealthy legally pay less, and what simple steps you can take to start maximizing income and reducing taxes today. Listen now to change the way you see taxes forever. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most LLC owners are paying themselves the wrong way—and it's costing them thousands every year. In this episode, we break down exactly how to pay yourself the right way, avoid IRS trouble, and legally lower your taxes. You'll learn the difference between owner draws, guaranteed payments, and how an S-Corp election can unlock major tax savings. We also share real-life examples of small business owners who saved over $18,000 a year with smart tax strategies. Whether you're a solo entrepreneur or running a team, this episode gives you clear, actionable finance advice to keep more of what you earn. Listen now to make sure you're not one of the 90% doing it wrong. Next Steps:
#wealthbuilding #businesstaxes #franchisesuccess Watch this Interview Live: Click Here How do you turn a severance check into 14 thriving tax offices? Chris Wilson shares how he left corporate America, built a multi-location franchise empire, and now teaches others how to secure their financial future—without relying on pensions or broken systems.
On today's episode we are joined by Large and Cons for a draft of the greatest things worth overpaying for.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk
Most business owners, investors, and high-income earners are losing money—not because they're bad at making it, but because they're bad at keeping it. In this episode, Jim sits down with tax strategist Chris Shockowitz of deferTax.com, a guy who walked away from corporate America, saved seven figures in taxes himself, and now helps entrepreneurs slash tax bills the legal, intelligent way. If you've ever wondered why the wealthy pay less tax, how they use the code instead of getting crushed by it, or how to stop being at the mercy of your CPA once a year…this conversation is your wake-up call. Owners don't play defense—they plan.. What You'll Learn Why does tax preparation cost you money, but tax planning saves you money The difference between a CPA who reports history vs. a strategist who shapes your future How high-income earners legally cut taxes by up to 50% How to use trusts and smart structuring to sell crypto, real estate, or a business with zero tax Why the tax code rewards investors, owners, and producers—and how to start thinking like one Here's the shift Chris drove home: Tax preparation reports history. Tax planning changes your future. Your CPA can tell you what you owe. A strategist tells you what's possible. And most high-income earners are leaving six figures (or more) on the table simply because nobody ever showed them the legal, proven tools built into the tax code for people who invest, own, and think differently. Chris's Shared Wisdom "Most people don't know what they don't know. The tax code isn't built to punish you—it's built to reward the people who invest in America. When you understand it, it changes everything." Connect with Chris: Website: www.DeferTax.comLinkedin: www.linkedin.com/in/christopher-shockowitz/
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners think taxes are just the price of success—but they're wrong. In this episode, you'll learn how real entrepreneurs legally wipe out massive tax bills using smart strategies your CPA won't talk about. Discover how to structure your business, plan ahead, and use the tax code to build wealth instead of losing it. This episode breaks down real examples, practical tax tips, and simple ways to save more money every year. Stop writing checks to the IRS and start keeping what you earn. Listen now before another tax season drains your profit. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners are overpaying their estimated taxes by $15,000–$20,000 a year — and their CPAs are telling them it's “the safe thing to do.” In this episode, Tiffany Phillips exposes how fear-based accounting advice quietly drains your cash flow and gives the IRS an interest-free loan. You'll learn the truth about estimated taxes, how safe harbor rules really work, and the simple calculation that keeps you penalty-free without overpaying. Tiffany walks through real client examples that saved tens of thousands in unnecessary payments — plus the exact system you can use to keep more money in your business year-round. If you're tired of blindly trusting your CPA and ready to start paying smarter, this one's a must-listen. Next Steps:
If you've ever looked at your tax return and wondered, “Why am I paying this much?” — this episode will feel like a breath of fresh air.Dr. Heather sits down with longtime CPA and trusted advisor Riki Singh, who manages over 250 small and mid-sized businesses, including many medical practices. Riki brings clarity to a topic most physicians secretly stress about: how to stop unintentionally overpaying in taxes.In this episode, we break down:Why so many physicians overpay without realizing itWhat actually matters when comparing W-2 vs. 1099 incomeSimple structural decisions that can lead to massive long-term savingsReal audit stories (including one horror case you don't want to miss)What to consider as you plan for 2026And whether AI will ever replace tax professionalsIf you want a clear, trustworthy explanation of how to structure your income, protect yourself, and stop leaving money on the table, this conversation is absolutely worth your time.Tune in and start making smarter decisions with your money.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners think they're on top of their finances — until they realize they're losing tens of thousands a year through simple but costly mistakes. In this episode, Tiffany Phillips breaks down the three biggest money mistakes draining business profits: failing to set aside tax money, budgeting based on your best month, and mixing personal and business finances. You'll learn how to fix each one fast, protect your business legally, and stop overpaying the IRS. Tiffany shares real client stories that show how these errors compound over time — and how fixing them can add thousands back to your bottom line. If you're tired of feeling like your CPA is missing the big picture, this episode is your wake-up call. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most high-earning business owners are missing a legal, IRS-approved strategy that could save them tens of thousands in taxes — the backdoor Roth IRA. In this episode, Tiffany Phillips explains how this overlooked wealth-building tool works, who qualifies, and what you need to do before December 31 to take advantage of it. You'll learn why even successful entrepreneurs get bad advice from compliance-focused CPAs, how to avoid the costly mistakes that ruin this strategy, and how to use it as part of a bigger plan for tax-free retirement income. If you're making over the Roth IRA income limit and still want tax-free growth, this episode could literally change your financial future. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners set up an LLC and think they're done—but the wrong tax structure could be draining $15,000 to $30,000 a year from your profits. In this episode, Tiffany Phillips explains how sole proprietorships, S-Corps, and C-Corps really work, and how each impacts your taxes. You'll learn how to legally pay less, avoid self-employment tax traps, and make smarter business structure decisions that protect both your assets and your wallet. If you've ever been confused about LLCs versus S-Corporations, or why your CPA hasn't mentioned changing your election, this episode will make it crystal clear. Next Steps:
In this episode of the Nifty Thrifty Dentists Podcast, Dr. Glenn Vo welcomes back Jay Glazer, Director of Business Development at Crazy Dental - the company that makes sure dentists NEVER overpay for supplies again. If you've ever wondered whether your supplier is giving you their best price… Jay's here to tell you the truth. Crazy Dental checks every authorized competitor's pricing and beats it, without buying clubs, without contracts, and without games. Whether you're using Shine, Benco, Patterson, or any distributor, Crazy Dental will beat their invoice. Just send a full order (around $1,000+) and they'll send back better pricing - simple, fast, transparent.
Bob Moats and Mike Wiemuth break down how player compensation is forcing coaches and programs to think like Billy Beane, analyzing roster construction through the lens of buying wins instead of just buying players.IU's Hot Start & The Omar Cooper ParallelThe guys open celebrating IU's 4-0 start under Darian DeVries while drawing parallels between miracle plays in football and basketball. Finding ways to win isn't just about spectacular moments—it's about putting yourself in position through smart aggregation of talent and data.• Omar Cooper's impossible catch as a "games of inches" lesson• IU rising in metrics by beating predictors• Conerway's passing, Wilkerson's elite shooting on display• Penn State fans still bewildered in grocery storesThe Moneyball Framework for College BasketballMike and Bob lay out how the classic "Moneyball" approach translates to today's NIL-driven college basketball landscape, where buying wins through buying points is the new reality.• The key quote: "Your goal shouldn't be to buy players. Your goal should be to buy wins."• One-seed teams need roughly 540+ point margin over opponents for the season• Box Plus Minus (BPM) as the "on-base percentage" of basketball• IU's last 500+ point variance seasons: 2013, 1993, 1992, 1990Finding Undervalued TalentThe hosts identify the statistical thresholds and player types that offer the best return on investment in the portal and recruiting landscape.• Players with 5.0+ BPM at mid-majors show "stickiness" when jumping to Power Five• Elite one-seed starters average 8.7 BPM (roughly Yogi Ferrell level or better)• 85% of one-seed starters have 6.0+ BPM• The "Lance Jones bump" - finding best player on mediocre team who can elevate• Target the Mountain West, A-10, and top mid-majors for 5+ BPM playersThe Money Problem: Who's Overpaying?Bob and Mike examine which programs are spending wisely versus which are trapped by their own wealth, using real scenarios to show how compensation complicates roster building.• Example: $3M five-star with 3.0 BPM vs. $1.7M A-10 POY with 6.8 BPM• The "hammer looking for nails" problem when you have too much money• Ohio State's Anthony Thompson situation: Overspend or necessary premium?• Why 50% of one-seed starters now come from the portal• BYU reportedly paying AJ Dybantsa $5-7M - only 3-5 schools can competeThe New Three-Dimensional RealityThe compensation era adds a third dimension to roster construction that constrains even wealthy programs and creates new strategic challenges.• Pre-NIL: Two-dimensional (program fit + player development)• Post-NIL: Three-dimensional (add budget constraints)• Top NIL programs creating their own pressure traps• Market correction concerns: "Is that guy still worth $7M after a 25% correction?"• Underground economy going public usually lowers prices—this did the oppositeComing up: A rivalry show with Everything College Basketball's Josh and Peyton Burton (UK and UL fans), plus an extended film room session with Tony Adragna and Brian Tonsoni breaking down DeVries' system.This episode brought to you by the Back Home Network and Homefield Apparel.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners think their CPA is helping them save money, but what if they're only handling compliance — not strategy? In this episode, Tiffany breaks down the real difference between tax preparation and proactive tax planning, and why that gap could be costing you tens of thousands every year. You'll learn how to tell whether your accountant is helping you grow wealth or just file forms, plus the questions to ask before another tax season passes you by. Tiffany also shares real stories of clients who cut their tax bills by $30,000–$80,000 using strategies most CPAs never mention. If you want to stop reacting at tax time and start keeping more of what you earn, this one's a must-listen. Next Steps:
Everyone is talking about 50-year mortgages right now.Half the takes are fear, the other half are nonsense.Because a 50-year mortgage can be the smartest move you make……or the biggest financial trap of your life.In this episode, I break down what changes homeowners can expect, what investors need to pay attention to, and the one metric that matters more than the mortgage term itself.While everyone is arguing about mortgages and interest costs… House flippers are already losing THOUSANDS of dollars every year.How? Overpaying taxes to the IRS.Most people don't even realize just how much money they're leaving on the table.So on November 20th, my friend Bill Allen decided to host a “tax strategy” call.It's normally only offered in our 7 Figure Flipping Mastermind community.But he's opening the doors to you for the first year ever.Book Your Spot for Free Tax Strategy Call>>>Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
It's the end of the year, and while most business owners are planning holidays, smart entrepreneurs are planning tax savings. In this episode, we talk about how to avoid the costly mistakes that leave most owners overpaying the IRS by tens of thousands. You'll learn the difference between a CPA who files taxes and one who strategically saves you money. We'll cover real tax strategies that help female entrepreneurs take control of their finances, make smarter money decisions, and keep more of what they earn. If your CPA isn't talking about year-end planning, you're leaving cash on the table. This is your wake-up call to fix it before it's too late. Listen now to discover how to finish the year strong — and set up massive tax savings for 2025. Next Steps:
The Chartered Trading Standards Institute is warning people to keep a close eye on their bank and credit card accounts after thousands of unsuspecting shoppers have said they're having money taken without their knowledge. Individual payments are usually quite low, but if not spotted, they can quickly start to add up. Trading Standards say it's "outrageous" these payments are being taken without explicit consent. How can you spot and stop these payments?Two thirds of first time buyers are overpaying their mortgage and one in six hope to be mortgage free by the time they're 40 according to a report from TSB. Is it the same for other mortgage holders and what should you think about if you're considering overpaying on your mortgage?More than half of adults in the UK do not have a will. So if they die they will have no say in how their money, property, and possessions are distributed. WillAid, where solicitors all over the UK make free wills and suggest a donation to charity in exchange. How does it all work and what happens if someone dies without a will?Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Eimear Devlin and Jo Krasner Producers: Robert Cave Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12pm on Saturday 18th October 2025)
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
If you've ever said, “Sorry to bother you” or “I think maybe…,” this episode is your wake-up call. We're breaking down how language shapes your confidence, your authority, and even your bottom line. You'll learn practical, real-world communication strategies used by the top 1% of entrepreneurs — the ones who speak with power, make decisive money decisions, and stop apologizing for success. Host Tiffany Phillips shares powerful examples of how women and entrepreneurs can shift from playing small to leading with confidence. You'll hear real talk on business strategy, money mindset, and why confident communication is your most profitable skill. If you're ready to stop shrinking and start earning like a leader, hit play — your voice (and your bank account) will thank you. Next Steps:
Investor Fuel Real Estate Investing Mastermind - Audio Version
The conversation focuses on tax strategies for property owners, particularly emphasizing the importance of bonus depreciation and its applicability to various types of real estate investments. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Q Edmonds speaks with tax strategist William Spar about his unique perspective on taxes and real estate. William shares his journey from commercial real estate to tax strategy, emphasizing the importance of integrity and relationships in business. He discusses key strategies for tax preparation and the significance of networking. The conversation also touches on the challenges of balancing friendships and business, the importance of being present in conversations, and the value of humor in serious discussions about taxes. William offers insightful advice on personal and professional growth, encouraging listeners to be kind and open to others. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most small businesses don't fail because of bad products or poor marketing—they fail because owners don't understand their numbers. In this episode, Tiffany breaks down the real reason nine out of ten businesses crash and what you can do to avoid becoming one of them. You'll learn how to read your income statement, balance sheet, and cash flow statement without the CPA jargon. We'll cover the difference between revenue and profit, why cash flow matters more than sales, and how simple money decisions can change everything. Whether you're new to business or scaling fast, this episode will help you make smarter financial choices and build real wealth. Don't just work harder—get smarter with your money. Hit play now. Next Steps:
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Overpaying for Flights00:16 Meet Zach: Travel and Aviation Expert01:22 Dynamic Pricing: The Good and the Bad03:08 Maximizing Points and Miles06:33 Short Haul Economy Flights: Hidden Value14:11 Strategies for Upgrading Flights16:40 Autopilot Tool: Save on Flights and Upgrades19:27 Demo: Using Autopilot for Flight Upgrades24:27 Conclusion and Contact InformationYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Zach at:➤ Instagram: https://www.instagram.com/_zachgriff/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Big changes are coming—and the clock is ticking. In this episode, we break down the One Big Beautiful Bill and how it will reshape taxes for every business owner starting in 2026. You'll learn what's changing with tax brackets, deductions, HSAs, and the SALT cap, plus how to use these updates to your advantage before it's too late. Host Tiffany Phillips explains how smart tax strategies and early planning can mean the difference between saving thousands or losing them. This isn't just another round of tax adjustments—it's your chance to get ahead while most CPAs are still catching up. Listen now to learn exactly what to do before 2026 hits. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Think you're writing off everything you can? Think again. In this episode, we're exposing the bad tax tips spreading across social media and showing you the real deductions that actually work. You'll learn the 15 biggest write-offs most business owners miss — from the QBI deduction to depreciation, home office expenses, and vehicle write-offs. These are legit, IRS-approved tax strategies that can save you thousands every year. Host Tiffany Phillips breaks down what your CPA isn't telling you and how to protect yourself from bad finance advice. If you're ready to legally cut your tax bill, keep more money in your pocket, and finally understand the rules, this episode is your roadmap. Listen now and start saving before tax season hits. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
What if you could cut your tax bill by $30,000 this year—without making a penny less? In this episode, we break down seven powerful, IRS-approved investments that do double duty: building wealth while legally reducing your taxes. Learn how retirement accounts, real estate, and smart business strategies can turn your biggest expense into your biggest opportunity. Host Tiffany shares real stories from clients who've used these strategies to save thousands, plus actionable steps to start today. Whether you're a small business owner, investor, or just tired of overpaying the IRS, this episode gives you practical tax tips and finance advice you can use right now. Because it's not what you make—it's what you keep. Listen now and start saving smarter. Next Steps:
Welcome back to the Rundown with Jake and Nate!! All of our digital assets 30% off with the code 'RUNDOWN': https://runawayvows.myshopify.com/To submit an anonymous story for our next episode, do so here:https://shor.by/podcastsubmission • Our Course Library: https://go.runawayvows.com/course• Check out our Digital Assets: https://runawayvows.myshopify.com/• Shop our LUT Pack: https://gamut.io/product/prestige/?gamut=runawayvowsUse code RUNAWAY for 15% off• Get our Thru the Lens Course: https://www.thruthelens.io/Follow us on instagram: https://www.instagram.com/runawayvows/Follow our Education: https://www.instagram.com/runawayacademy/Join our Facebook Community: https://www.facebook.com/groups/runawayweddings/Follow Jake: https://www.instagram.com/jakeweislerfilms/Follow Nate: https://www.instagram.com/nateahanfilm/
Five smart ways to keep more money in your pocket this tax season.In this live webinar, Matt Harris and Andrew Higgs uncover the most overlooked tax hacks for property investors - from claiming chattels depreciation and home office expenses to restructuring debt, maximising travel deductions, and ensuring your accounting structures work in your favour.Next steps: Ready to uncover what deductions you've been missing? Book a free 30-minute consultation with one of our accountants to see how much more you could be saving this year.For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Developing strong financial habits starts with understanding how you interact with money—both consciously and unconsciously. To truly make the most of what you earn, you need to uncover the hidden patterns in your spending and recognize where money might be slipping away. So, what everyday habits could be quietly draining your wallet without you even realizing it? Links: Want lower interest rates? Contact Triangle Credit Union for more information on debt consolidation options Keep better track of your expenses with our Money Management tool within online banking Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. In order for us to live financially free lives, we need to take charge of ALL the ways we spend money. Part of taking charge involves recognizing all the productive and unproductive ways we're spending our money. Last week we covered five sneaky ways our habits can drain our wallets and this week I'm going to present five more for you to be aware of. Exorbitantly High Interest Loans High-interest loans—like payday loans, certain credit cards, or quick cash advances—can trap you in a relentless cycle of debt. What starts as a short-term fix often turns into long-term financial strain, with interest piling up faster than you can pay it down. These types of loans are especially risky in tough economic times, when borrowing may feel like the only option. Unfortunately, the high rates make it difficult to catch up, and the stress of mounting debt can affect your overall financial health. If you recently discovered you're paying a lot of money towards high-interest debt, explore alternatives like refinancing, balance transfers to lower-interest cards, or consolidating debt through a reputable lender. If you're unsure where to start, speaking with a financial advisor or nonprofit credit counselor can help you find safer, more sustainable solutions. Overspending on Convenience Services Food delivery, express shipping, and pre-packaged items are all about ease—but that convenience comes at a cost. Whether it's the markup on restaurant meals, the extra fees for rush shipping, or the premium price of ready-made products, these small expenses can quietly snowball into a major budget drain. It's tempting to lean on these services when life gets busy, but using them regularly can eat into your finances more than you might expect. In today's economy, where every dollar matters, convenience should be a conscious choice—not a default habit. Plan ahead to reduce reliance on convenience services. Cooking at home, batching errands, or choosing standard shipping instead of express can lead to meaningful savings without sacrificing too much comfort. Lifestyle Inflation As income grows, spending often grows right along with it—a phenomenon known as lifestyle inflation. It's easy to justify upgrades like a nicer car, more frequent dining out, or luxury gadgets when you're earning more, but these habits rarely improve long-term financial security. In fact, they can quietly prevent you from building savings, investing, or reaching bigger financial goals. Without a plan, higher income can lead to higher expenses and little progress. Keep your lifestyle modest even as your earnings rise. Automate savings so a portion of your income goes directly into a savings or investment account, and set clear financial goals to stay focused. That way, you can enjoy your success without letting it slip through your fingers. Buying Low-Quality Items That Need Frequent Replacement Cheap products may seem like a bargain at first glance, but poor quality often leads to more frequent replacements—costing you more over time. Whether it's clothing that wears out after a few washes, electronics that break down quickly, or furniture that doesn't hold up, these purchases can become a cycle of spending that feels never-ending. In the long run, constantly replacing low-quality items can drain your budget and leave you frustrated. Plus, the environmental impact of disposable goods adds another layer of cost that's easy to overlook. Invest in durable, well-reviewed items when possible. While the upfront cost may be higher, quality purchases tend to last longer, perform better, and offer greater value—saving you money and hassle down the road. Overpaying for Expensive Brand Names Premium brands often charge significantly more for products that offer similar quality to generic or store-brand alternatives. While the packaging and marketing may be more polished, the actual performance or ingredients are often nearly identical. In many cases, you're paying extra for the name, not the value. This is especially true with household goods, groceries, and personal care items, where brand loyalty can overshadow smart spending. Over time, these brand-based purchases can quietly inflate your expenses without delivering better results. Take a moment to compare ingredients, reviews, and performance before buying. You might be surprised to find that a lower-cost alternative works just as well—or even better—than the name-brand version. Being mindful of these habits doesn't mean you have to live ultra-frugally or give up the things you enjoy. It's about making smarter choices that align with your financial goals. A few small changes can lead to big savings—and a lot less stress when you check your bank account. That concludes this week's list of five more sneaky habits that can drain your wallet. If you didn't catch the first five, check out last week's Money Tip for the rest of the list. If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org and don't forget to like and follow our Making Money Personal FB page and look for Triangle on Instagram and LinkedIn to share your thoughts. Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast. Have a great day!
Today we're talking about something many real estate owners and operators never really dig into—the true cost of their janitorial services contract. When you get that monthly invoice from your cleaning contractor, you probably see one lump sum, but hidden inside that number is not just the cost of labor, but also the cleaning products—paper, liners, chemicals—and here's the kicker: those products are often marked up, sometimes significantly. So the question is, are you paying more than you should for the basics that keep your buildings running? And if so, what can you do about it? In this episode, we'll uncover how unbundling your janitorial supplies from your service contract can save you money, improve transparency, and give you more control. Joining me today is Maura Wilson, Senior Regional Director at OMNIA Partners. Maura helps property teams standardize specs, unbundle inflated supply costs, and leverage national pricing without sacrificing quality. She'll walk us through exactly how to turn hidden markups into real margin. Find knowledge for the dynamic world of real estate management at irem.org.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners are wasting thousands of dollars every year because they're set up under the wrong business structure. In this episode, we cut through the noise and show you the real truth about LLCs and S Corps. You'll learn when an S Corp actually saves you money—and when it backfires. We'll break down the math, explain how self-employment tax works, and share smart strategies that could mean thousands in tax savings. You'll also discover the hidden costs of switching too soon and how to know your true break-even point. If you've ever asked, “Should I become an S Corp?” this episode gives you the clear, direct answer. Don't let bad cpa advice or generic tax tips cost you thousands. Tune in now to learn how to make smarter money decisions and keep more of what you earn. Next Steps:
Tired of watching cash flow slip through the cracks and flips turn into tuition? We dig into the operator's playbook: how to stabilize rentals faster, build a right-sized property management team, and lean into new construction where execution is cleaner and margins are clearer. Then we tackle the classic dilemma: build your own property management team or hire third-party? You'll hear the real cost stack at 100+ doors, where the scaling ceiling hits, and how to split field work, admin, leasing, and maintenance coordination without burning out or overpaying.If you've wondered why some buyers are still overpaying for as-is homes, we share actual offers, ARV guardrails, and the price of wishful thinking. We talk novation-style options, when flips still make sense, and why we're passing on thin spreads that don't pay for risk.
Have you ever picked up a bottle, paid top dollar for it, got it home and MEH. Or you buy it, get in the truck and have instant regret. We talk all about that and get a couple of listener write ins. Hope this episode is enjoyable.Thewhiskeyshaman.comPatreon.com/the_whiskeyshamanBadmotivatorbarrels.com/shop/?aff=3https://www.instagram.com/zsmithwhiskeyandmixology?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==Whiskey buying remorse is a specific type of buyer's remorse, which is the feeling of regret, anxiety, or guilt that occurs after making a purchase. In the context of whiskey, this feeling is triggered by a variety of factors related to the characteristics of a bottle, the price, and the purchasing experience. Common reasons for whiskey buying remorseDidn't meet expectations: This is a major cause of regret for whiskey drinkers. You may have bought a bottle that had received glowing reviews, but once you try it, the flavor profile doesn't live up to the hype.Overpaying for a bottle: With the high demand for certain whiskies, prices can become inflated. Remorse often sets in when a drinker feels they paid a premium for a bottle that doesn't offer a quality-to-price ratio that they can justify.Buying on a whim: An impulse purchase can lead to regret, especially when you haven't had a chance to taste the whiskey beforehand. This is a riskier strategy than sticking to a tried-and-true favorite or a bottle you've previously sampled.Discovering it's not a good fit: Some whiskies, despite being well-regarded, may not suit your personal taste. You may find you simply don't enjoy the flavor profile, leaving you with a bottle you struggle to finish.Hoarding instead of drinking: Some collectors experience remorse when they realize they're accumulating bottles without enjoying them. The point of buying whiskey is to drink it, and if it becomes just another museum piece, the purchase can feel pointless. Whisk(e)y purchases that you regret? : r/whiskey - RedditApr 14, 2021 — Anyone who doesn't have a strict, “Don't buy it unless you've tried it.” rule probably has at least one regret. I know...RedditExpensive bourbons for sale: Some rare bottles aren't worth ...Jul 8, 2019 — I've never been good at science, and despite an abundance of education on all things whiskey, I can't tell you what mak...The Courier-Journal·Dana McMahanHow to avoid whiskey buying remorseTaste before you buy: This is the most effective way to prevent remorse. If you can, try a sample at a bar or with a friend before committing to a full bottle.Research thoroughly: Before making a purchase, especially a costly one, read a variety of reviews and opinions from different sources. Don't rely on just one person's assessment.Set a budget: Establish a spending limit and stick to it. This can prevent the regret that comes with overspending on an expensive bottle.Identify your triggers: Pay attention to what makes you make impulsive purchases, such as a flashy marketing campaign or an enticing sale. Recognize these triggers and avoid them.Ask for help: If you're unsure, ask knowledgeable staff at a liquor store for a recommendation based on your preferences. Working with an expert can help guide you toward a satisfying choice. In addition to not meeting expectations, overpaying, or buying on a whim, people experience whiskey buying remorse for other reasons related to taste, collector pressure, and disappointment with specific characteristics. Disappointment with the tasteUnpleasant or off-tasting flavor: Sometimes a whiskey has a genuinely bad or unpleasant taste that makes it difficult to drink. This can include flavors that taste "medicinal" or "funky".Too much oak influence: While age is often associated with quality, older whiskeys can sometimes have an overpowering "woody" or oak flavor that masks other notes.
971. Laura answers a listener's question about filing her first tax return correctly and without overpaying taxes.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most CPAs play it safe. That's costing you money. In this episode, you'll learn the truth about vehicle write-offs and how smart business owners use them to save tens of thousands in taxes every year. We break down the two IRS-approved methods, show you why one works better, and reveal the “heavy vehicle strategy” that could change the way you buy your next car or truck. You'll also learn how to stay audit-proof with simple documentation and why timing matters more than you think. If you're tired of outdated advice and want real tax savings strategies, this is the episode for you. Listen now and discover how to keep more of your hard-earned money with smart tax planning. Next Steps:
Starting an IBC policy when everything feels worst? That's exactly how Nelson Nash discovered Infinite Banking, when bank rates hit 23% and leverage turned on him. Here's what he did, why it worked, and how to avoid the same traps.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Are you playing it too safe with your money? Some experts say debt is dangerous, others call it the secret to wealth. In this episode, we cut through the noise and reveal the real difference between debt and leverage. You'll learn when borrowing can fuel growth, when it's financial suicide, and how the 2025 tax law changes could actually reward you for using debt the right way. We'll break down smart strategies for business finance, from new tax tips to practical savings strategies most CPAs won't share. Whether you're expanding your business, investing in equipment, or planning for tax reduction, you'll walk away with clear steps to maximize income and minimize taxes. Don't let outdated advice keep you stuck—this episode will change the way you think about money.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Are you leaving thousands of dollars on the table? Most business owners are. In this episode, Tiffany Phillips shares how smart tax planning can turn travel into legitimate business deductions. Forget the old advice that says, “Don't risk it.” Wealthy entrepreneurs have been using these strategies for decades—and you can too. You'll learn the Four Pillars of audit-proof business travel, how to avoid costly mistakes, and real stories from business owners who saved big with proper documentation. Tiffany breaks down what you can write off, what you can't, and how to structure trips so they pass IRS rules. This isn't about loopholes—it's about knowing the tax strategies already built into the law. If you're ready to stop overpaying and start keeping more of what you earn, this episode is for you. Tune in now and discover how to make your next trip a smart business move. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Are you paying more in taxes than you should? Chances are, yes. Most business owners are losing thousands every year because their CPA only files returns instead of creating a smart tax strategy. In this episode, you'll learn five powerful tax strategies every LLC owner should know—ones that could legally save you $15,000 or more. From startup cost deductions and home office write-offs to vehicle expenses, marketing deductions, and the S-Corp election, we're breaking down exactly how to keep more of your hard-earned money. You'll discover why tax planning isn't just for the wealthy, and how simple steps can create immediate savings for your business. Stop leaving money on the table. Listen now to uncover the tax secrets your CPA isn't sharing—and start taking control of your business finances today. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most people think earning more money will make them rich. But here's the truth: high income doesn't equal wealth. In this episode, Tiffany Phillips reveals the middle-class money trap that keeps business owners stuck—and how to break free. You'll learn the real difference between assets and liabilities, why wealthy people use good debt instead of avoiding it, and how to build multiple streams of income that keep paying you—whether you work or not. We'll cover how to shift from paycheck dependency to paycheck independence with smart strategies, so you can build financial security and freedom. If you've ever wondered why you still feel broke even with a steady income, this episode will change how you think about money forever. Tune in now and start building real wealth instead of just looking rich. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most people make good money but still feel broke. Why? Because they use the wrong system to manage it. In this episode of Rich Rules, Tiffany Phillips shares the bucket system—the simple way millionaires organize every dollar. You'll learn why the “one bucket” approach fails, how to set up five separate accounts for necessities, savings, investments, learning, and fun, and how automation makes the system run without effort. This is real finance advice you can put into action today. By the end, you'll know how to stop living paycheck to paycheck, avoid money chaos, and finally take control of your financial mindset. Don't wait for more income—this works no matter where you're starting. Tune in now to learn the exact steps and start building lasting wealth. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most people believe wealth is about how much you make. The truth? It's about how you think about money. In this episode, Tiffany Phillips shares the Rich Rules wealthy people live by—mindset shifts that change everything about your financial future. You'll learn why a paycheck is the biggest trap, how to use money for more than just spending and saving, and why habits matter more than income. These aren't complicated tax strategies or risky schemes—they're simple finance advice you can start using today. If you're ready to move beyond survival mode and start building lasting wealth, this episode is your blueprint. Don't wait—your financial mindset may be the difference between freedom and struggle. Listen now and start rewriting your money story. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
The clock is ticking. In this episode of the December Dash series, Tiffany Phillips reveals the final year-end tax strategies that separate wealthy business owners from everyone else. Discover how solo 401(k)s, Health Savings Accounts, Roth conversions, charitable giving, and defined benefit plans can slash your tax bill and build lasting wealth. These aren't just tax tips—they're smart strategies with a hard December 31st deadline. If you miss it, the opportunity is gone. Learn how to avoid costly mistakes, maximize income, and make money decisions that build financial freedom. Whether you're a small business owner, female entrepreneur, or simply looking for smart tax planning, this episode will change the way you think about your financial future. Don't wait until it's too late—tune in now and secure your tax savings before the year ends. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners think making more money is the key to building wealth. The truth? It's keeping more of what you earn. In this episode, Tiffany Phillips shares powerful tax strategies that wealthy entrepreneurs use to slash tax bills and grow long-term wealth. You'll learn how to use rental property, cost segregation, 1031 exchanges, and capital loss harvesting to unlock major tax savings before December 31. She also explains how high-income earners use oil and gas deductions to cut taxes fast. Every strategy is time-sensitive, and waiting even a week could cost you thousands. This isn't theory—these are proven strategies that save business owners real money every year. Don't let the IRS take more than their share. Hit play now and discover how to protect your income, make smarter money decisions, and set yourself up for lasting wealth. Next Steps:
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Time is running out, and the IRS won't wait. In this episode, Tiffany Phillips, CPA and tax strategist, breaks down five powerful tax strategies you must act on before December 31. These aren't generic tax tips — they're real moves that can save you tens of thousands. You'll learn how a retroactive S-Corp election can cut self-employment taxes, how bonus depreciation turns business equipment into big deductions, and why paying family members through your business is a legal tax savings strategy. We'll also cover estimated payments to avoid penalties and how to prepay expenses for instant relief. This is practical, clear finance advice for business owners who want to keep more of their money. If you're ready to stop handing cash to the IRS, this episode is your wake-up call. Listen now — because once January 1 hits, these opportunities are gone. Next Steps:
Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 statesOwned rentals in 12 statesFlipped houses in 11 statesClosed on over 2,000 properties125 contracts in 50 days (all live on YouTube)Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW! https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Join our exclusive FB group community for real estate investors and wholesalers: https://www.facebook.com/groups/titaniumvault/(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsWant to know what the best markets to wholesale in are? Grab my breakdown of all 50 states here: https://www.titaniumu.com/marketsSupport the show
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most people think debt is bad. But what if debt could actually make you rich? In this episode of Millionaire Tax Secrets, Tiffany Phillips breaks down how wealthy people use good debt to grow their money, create tax savings, and build long-term wealth. You'll learn the key difference between good debt and bad debt, why mortgages and business loans can actually help you, and how strategies like cash-out refinancing can give you tax-free cash to reinvest. Tiffany also shares real examples of clients who turned debt into cash flow, tax deductions, and lasting wealth. If you've ever been told to pay off all debt fast, this episode will flip your money mindset upside down. Don't miss the secrets millionaires use to maximize income and minimize taxes—listen now! Next Steps: