Podcasts about overpaying

If you've got an LLC and you're wondering how to actually pay yourself, this episode is your playbook. I break down how to take money out of your business legally, what the IRS really looks for, and the exact steps to avoid paying way too much in taxes. You'll learn what an owner's draw is, how self-employment taxes work, and when you must start thinking about becoming an S-Corp. This is about real money—tens of thousands in tax savings—and you don't need an accounting degree to get it right.   Next Steps:

In this episode, Tiffany unpacks the deep connection between your money mindset and your bottom line. You'll hear powerful stories from real clients who've saved over $60K in taxes—not just through smart tax strategies, but by transforming their relationship with money. If you're a female entrepreneur tired of overworking and under-earning, this conversation will shift how you think about small business finance, wealth planning, and tax minimization. Tiffany reveals how scarcity thinking silently sabotages success, why women often resist tax strategies, and how to develop the financial mindset to build real, lasting wealth. You'll leave with practical strategies, tax tips, and the clarity to make better money decisions today.   Next Steps:

Got extra cash and wondering if you should throw it at your mortgage?

What if buying U.S. residency became the most powerful tax strategy on the table? In this episode, we break down Trump's proposed “Gold Card” program, a bold $5 million fast-track to a green card—and what it means for small business owners, investors, and tax-savvy entrepreneurs. Discover how this could create massive shifts in the economy, investment markets, and your personal tax planning. Whether you're a CPA, financial strategist, or business owner, this episode dives into tax minimization tactics, investment immigration, and why now is the time to upgrade your financial mindset before the wealth wave hits. Tune in to learn the opportunities—and the threats—you need to prepare for.   Next Steps:

Most business owners are overpaying the IRS—because they don't know the rules. In this episode, you'll learn how the wealthiest Americans use legal tax strategies to save tens of thousands every year. Discover the Trifecta System, the power of the S corporation, and real estate tax strategies that can turn rent into equity and vacations into deductions. Whether you're a consultant, real estate investor, or small business owner, these smart strategies will help you cut your tax bill, grow wealth, and take control of your financial future. If you want clear, no-fluff cpa advice on tax savings and business finance, this episode breaks it down in plain English.   Next Steps:

Welcome to Day 22 of the Double Your Profit SeriesThe go-to series for contractors, home service owners, and small business entrepreneurs. Today, we're diving into one of the fastest ways to improve margins without cutting jobs, service quality, or growth: Vendor Negotiations. If you had to find 10% savings in your business today, where would you look first?That's right — your vendors.

In this episode, Tiffany tackles the real reason so many business owners feel lost—because they don't know which numbers actually matter. If you're tired of flying blind in your business, this one's for you. Learn the 5 essential KPIs that go beyond vanity metrics to reveal your true business performance. From your current ratio to customer lifetime value, Tiffany breaks down each metric, why it matters, and how it ties directly to tax savings and wealth planning. This is about building a real business—not an expensive hobby. Whether you're a seasoned entrepreneur or just getting serious about business strategy, this episode will help you make smarter money decisions and reduce your tax burden.   Next Steps:

In this final episode of the New Tax Laws Decoded series, we unpack how the end of popular clean energy tax credits is creating surprising new tax-saving opportunities for business owners. Host [Name] explains which incentives are disappearing—including electric vehicle, solar, and home improvement credits—and reveals what's replacing them. Learn how to pivot your business strategy toward advanced manufacturing, childcare credits, and opportunity zones to stay aligned with shifting government priorities. Whether you're looking to reduce taxes, boost profits, or build a more adaptive business, this episode gives you the strategic insights and tax tips you need to thrive. Don't miss the practical advice, smart strategies, and clear breakdowns of where the money's going now.   Next Steps:

In this episode of New Tax Laws Decoded, we break down the biggest international tax changes in decades—and why they matter. If your business earns foreign income, exports products or services, or competes globally, understanding these updates could save you hundreds of thousands. We dive into updated GILTI and FDII provisions, how they impact tax planning, and why tax parity between foreign operations and domestic exports matters. Learn how to use these tax strategies to reduce your tax burden, optimize global operations, and outcompete on the world stage. If you're thinking about international expansion, this is the most valuable episode yet. You'll walk away with real insights into international tax planning, deductions, and strategies that give your business a global edge.   Next Steps:

Discover why most entrepreneurs fail before they even get started, and how to avoid the biggest pitfalls holding you back. In this video, we break down the real reasons businesses collapse and the mindset shifts you need to win in 2025 and beyond.================================ 

In this episode of the New Tax Laws Decoded Series, we break down how the new $2,000 1099 reporting threshold is a game-changer for small business owners. You'll learn how this shift reduces administrative burdens, saves time and money, and creates space for real business growth. We explore what this means for your tax strategy, how to update your systems, and why this is more than just paperwork relief—it's a chance to sharpen your financial mindset and boost your business strategy. Tune in to hear how to turn regulatory changes into strategic advantages.   Next Steps:

Hey there! I'm Kate from Hello Funnels, and in this episode of Doing Your Online Business podcast, I'm dishing out the juicy details on ditching SamCart's crazy price hikes for better checkout tools in 2025. After years of navigating online course tech (and yeah, plenty of headaches), I've uncovered the best alternatives that save me money and keep my business running smooth. I'll break down why SamCart's switch to a percentage model hit me with a $900 bill and reveal my top picks like Spiffy and ThriveCart as game-changing checkout solutions. Trust me, it's a total relief! Plus, I'll give you a peek at my tech stack guide where you can grab all the resources to switch to affordable checkout tools for your courses. Let's jump in and find the perfect checkout solution to boost your online course game in 2025! 00:00 SamCart's Shocking Price Hike 01:23 SamCart's Pricing Controversy 03:05 Criteria for Choosing a Checkout Solution 05:50 ThriveCart: Pros and Cons 07:20 Discovering Spiffy 09:01 Pricing and Budget Options 09:59 Warning for SamCart Users 12:01 Final Thoughts on Checkout Solutions  

Want to retire tax-free? The new tax law just made it easier. This episode covers how Roth conversions, solo 401(k)s, and strategic retirement planning can help you build tax-free wealth in your business. We explain how to time income, deductions, and business expenses to reduce your tax bracket and maximize long-term compounding in Roth accounts. This episode is packed with strategies for entrepreneurs who want to grow their business and retire with confidence.   Next Steps:

Big win for small business owners: the Qualified Business Income (QBI) deduction is now permanent. In this episode, we walk through how to calculate and optimize your 20% deduction on pass-through income. Learn how entity structure, W-2 wages, and capital investments affect your eligibility, and how the new rules impact your 2025 planning. If you're a sole proprietor, S corp owner, or partner—this episode shows you how to cut your tax bill without changing how you operate.   Next Steps:

08/06 Hour 3: Is There A Silver Lining For The Nationals - 1:00 Commanders Can't Afford To Overpay McLaurin - 17:00 Callers React To Terry's Contract Negotiations - 28:00

Real estate just became one of the most tax-efficient investments again. In this episode, we break down how the permanent changes to depreciation rules, bonus depreciation, and NOLs have unlocked major cash flow advantages for real estate investors. We cover cost segregation, real estate professional status, and how to pair these with 2025 tax laws to stack your savings. Whether you own rental properties or are planning to expand, this episode gives you the playbook for smarter tax moves in real estate.   Next Steps:

Are you unintentionally triggering the Personal Holding Company tax without realizing it? This little-known rule could be quietly costing your business thousands in taxes every year. In this episode, we explain who qualifies as a PHC, what types of income make you vulnerable, and how to restructure your entities to avoid surprise penalties. This is a must-listen if you own a C corp, manage investment income, or run multiple entities.   Next Steps:

If you're sitting on capital gains or planning to sell a business, this episode will blow your mind. We break down how Opportunity Zones—now made permanent—let you defer taxes today and potentially eliminate them forever. We cover how to use real estate or business investments in these zones to build long-term wealth, while also making an impact in distressed communities. This isn't just about tax deferral—it's about compounding wealth with zero tax on the upside.   Next Steps:

Selling your business? This tax rule could let you pay zero in capital gains taxes—but only if you plan ahead. In this episode, we explore how the Qualified Small Business Stock (QSBS) exclusion just got supercharged under the new tax law. You'll learn how restructuring into a C corp and holding stock for 5+ years could eliminate your entire tax bill. We break down built-in gains, double taxation trade-offs, and real-world examples that show how to save millions legally. If you're planning a sale in the next 5–10 years, this strategy is a game-changer.   Next Steps:

Think business losses always help reduce your taxes? Not anymore. In this episode, we break down the now permanent Excess Business Loss Limitation under Section 461(l) and how it restricts high-income entrepreneurs from using all their business losses to offset income. We explain how it applies to multi-entity owners, real estate investors, and startup founders, and how you can work around the limits with smarter planning. You'll learn when losses are deductible, how to work with Net Operating Losses (NOLs), and why entity structure and timing matter more than ever. This is a critical update every serious business owner must understand.   Next Steps:

Many taxpayers unknowingly pay more than they owe, with big tax refunds, incorrect filing status, missed deductions, and poor withholding adjustments. Today's Stocks & Topics: LEG - Leggett & Platt Inc., Market Wrap, MSTR - MicroStrategy Inc., 6 Clear Signs You're Overpaying on Your Taxes (And How to Stop), ZIM - ZIM Integrated Shipping Services Ltd., KPP Newsletter, Who's Paying the Tariffs USA, ALE - Allete Inc., ZBRA - Zebra Technologies Corp. Cl A, Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

There's a massive new tax credit for U.S. manufacturers—up to 35% back on qualifying investments. In this episode, we break down how the Advanced Manufacturing Investment Credit can save you millions and give you a long-term edge. From semiconductors to equipment production, we explain what qualifies, how to pivot into eligible industries, and why smart manufacturers are already restructuring to take advantage. We also show how to stack this credit with bonus depreciation, Section 179, and other 2025 tax breaks to supercharge your growth.   Next Steps:

Send us a textShownotes can be found at https://www.profitwithlaw.com/491.Think your firm's 401(k) plan is “set it and forget it”? Think again. The retirement plan you've set up for your employees could be quietly draining thousands of dollars—hurting your staff's long-term savings and eating into your firm's profits.In this episode of the Profit with Law Podcast, host Moshe Amsel sits down with 401(k) forensic  consultant Paul Sippil to reveal the hidden costs, bad assumptions, and missed opportunities that most small firm owners don't even realize exist.Even if your employees aren't complaining, you could be overpaying for fees, letting participants absorb unfair costs, and missing easy ways to make your plan more attractive and affordable.If you're offering a 401(k) to your team, you can't afford to ignore this. A few smart adjustments could save your firm and your employees thousands every year.Chapters:[00:00] Why every law firm owner needs to know all about 401k plans[03:18] Paul Sippil: the 401k forensic consultant- helping firm owners understand 401ks[06:58] 401k for beginners: where to start and what to know[07:28] Example- How a law firm can overpay tens of thousands in 401k fees[10:26] Employer vs employee: why should I care if my employee loses money (unknowingly)[16:34] Employees mismanaging money in a brokerage account for their 401ks[19:30] Are employer contributions (dollar-for-dollar matching) affected by the 401k conversation[22:26] How to look at your firm's tax form and determine your 401k costs (or this simpler way)[25:33] When to use a financial advisor and when to figure out the 401k on your own[27:03] Defining the roles: what is the difference between an advisor, broker, administrator, record keeper, and the custodian?[31:08] The advisor's role in providing your firm with 401k advice and knowledge[33:20] Step by step: setting up a 401k the right way for maximum profitability[37:38] What if I have more questions on 401ks?[38:02] Connect with Paul Sippil- contact informationResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereConnect with Paul Sippil: Website | YouTube | LinkedInFreeERISA Benefits ProLearn about Forms 5500 Series - EFastJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com

Good news: the tax code just made business debt far more valuable. In this episode, we explain how the permanent return to EBITDA rules can give you thousands back in interest deductions—and unlock smarter growth strategies. You'll learn how to combine bonus depreciation, Section 179, and the new interest deduction rules to scale your business fast, without overpaying in taxes. We also walk through real examples and show you how to integrate debt into your long-term tax planning. If you're funding expansion, buying equipment, or carrying interest from past years—this one's for you.   Next Steps:

Did you know your past innovation work could still earn you huge tax savings? In this episode, we unpack how the updated R&D tax rules can help you unlock up to $200,000 in retroactive deductions—even if your business isn't in tech. Learn what qualifies, how to reclaim missed credits from 2022–2024, and how smart entrepreneurs are using this to fund growth and beat competitors. If you've been developing new products, improving processes, or investing in innovation, this episode shows you how to turn those efforts into real cash flow. Don't wait—this is one of the biggest opportunities for business owners to reclaim taxes and reinvest in 2025.   Next Steps:

In this episode, we break down a powerful 2025 tax law that could save your business a ton of money. Thanks to changes in Section 179, you can now write off up to $2.5 million in equipment this year. That's real tax savings—plus a big edge over your competition. You'll learn what Section 179 is, what counts, and how to use it with bonus depreciation and other smart tax strategies. We explain it in simple terms, so you can take action fast. Don't let your CPA miss this—these updates are huge for business owners looking to save more and grow faster.   Next Steps:

Planning to buy a condo in 2025? Don't just compare PSF and assume it's a good deal. In this episode of NOTG, Melvin Lim from PropertyLimBrothers defines 3 condo-buying frameworks that help condo-hunters make sense of why some new launch and resale prices.   Understand why some resale units are now asking north of $2,200 PSF—the same range as new launches—and what that really means when lease balance, renovation costs, and exit potential is factored in. With more OCR and RCR projects hitting the market, including first-mover launches like Springleaf Residence, it's becoming trickier to tell what's actually worth buying.   Sitting on the fence between resale and new launch? The difference lies in how each holds value over time—not what it costs today. Before making an offer, running it through these frameworks could reveal risks or upside that aren't immediately obvious—and potentially prevent costly mistakes.   00:00 Introduction 02:40 5 year cycle 05:30 TOP Effect 07:40 No COV 08:44 3rd Exit Audience 09:31 Popular with tenants 09:51 New Design & Low renovation cost 10:21 Progressive payment 11:11 SSD / Black out period 14:00 Brand new lease 16:00 1 year delayed installment 16:18 Defect Warranty 16:43 1st Mover Advantage 18:49 Caveat Emptor - What you see is what you get 19:10 Summary 19:36 2 Types of Disparity Effect Strategy 25:40 2025 | Abnormal inflation to future price expectations by resale sellers 27:00 2028 | Real estate market prediction 27:25 Closing words 28:00 Outtakes

The travel industry makes billions from travelers overpaying.  Today we're exposing the traps that drain your wallet—and how to avoid them.  Many of us overspend on travel without even realizing it, falling prey to shiny marketing tactics or getting caught off guard by hidden fees we didn't see coming. Pauline Frommer knows exactly how the travel industry works and ways the industry gets you to spend more than you should. She's pulling back the curtain on the travel industry's pricing tactics, shares how to spot real value, and gives us a smarter game plan for booking great trips on any budget.   Connect with Pauline Frommer   Pauline is the host of The Frommer's Travel Show, president of Frommer Media LLC, which is the publisher of the iconic Frommer's guidebooks, a series that has sold over 75 million copies worldwide.  Website: www.frommers.com Instagram: @frommers Podcast: The Frommer's Travel Show   Read Pauline's Guidebook: Frommer's New York City day by day: https://amzn.to/3IHyqXd    Other Episodes You'll Enjoy:  How To Save Money On Cruises - Episode 164 How To Book Free Airline Stopovers and Visit Two Countries For the Price of One - Episode 196 CardPointers Review: Best App To Manage Credit Cards - Episode 180 How To Find Mistake Fares Like a Pro - Episode 152  

Today, we bring you critical insights from a global customs expert who's worked with DHL and the World Customs Organization. Learn how businesses can navigate complex trade regulations, avoid costly penalties, and strategically manage international shipping challenges. Greg Pilkington reveals insider strategies for compliance, tariff management, and global trade survival.   Contact Greg: LinkedIn: https://www.linkedin.com/in/gregpilkington/   Main Points/Takeaways: Customs Compliance Essentials Accurate goods description is critical HS code precision can mean the difference between 0% and 31% duty rates Country of origin declaration is mandatory at the line-item level   Key Quote: "If you don't know the country of origin, you're basically saying, 'I want to pay the highest rate I can.'" - Greg Pilkington   2. Tariff Strategy and Risk Management Small businesses most vulnerable to tariff changes (est. 5 million impacted) Tariff engineering requires:  Product master file tracking Component-level origin tracking  Flexible sourcing strategies Key Insight: Tariffs impact lower-cost goods more significantly than high-value items   3. Strategic Organizational Approach Customs is no longer a back-office function Cross-functional collaboration is essential Need for a chief compliance officer with customs expertise   Key Quote: "If your boardroom doesn't have at least a chief compliance officer familiar with customs brokerage, you're behind."   4. Global Trade Adaptation Globalization 1.0 is struggling Companies must be nimble and quick Sourcing patterns shifting (e.g., increased Asia-to-Asia trade) Recommended Action: Conduct immediate audit of import/export operations to understand tariff implications   #InternationalBusiness #TradeCompliance #LogisticsTips In the midst of all this chaos, education is your best ally. Access Exclusive Resources Here ⏬ Recommended Resources: Check out these courses we offer here at GTC!

Send us a textMixing active and passive income in one entity could be costing you thousands. In this episode, we break down why separating your income streams is essential. You'll learn how to structure your business the right way using S Corps, LLCs, holding companies, and even C Corps to unlock advanced tax strategies. From hiring your kids to slashing self-employment tax, this is the blueprint smart business owners use to keep more of what they earn.

What if you could keep 20% more of your business income—legally? In this episode, we dive into one of the biggest tax strategies for 2025: the Qualified Business Income (QBI) deduction. Thanks to the new One Big Beautiful Bill, this powerful tax break is now permanent—and even more generous than before. We'll explain who qualifies, how much you can save, and the smart moves you need to make to get the most from it. Whether you're a solo entrepreneur, service provider, or running a growing business, this episode will help you avoid costly mistakes and show you how to pay less to the IRS. If you're serious about building wealth and growing your business, you can't afford to skip this one.   Next Steps:

That tax refund you're celebrating? It might not be the win you think it is. In this episode, CPA Steven Jarvis breaks down common tax misconceptions and steps you can take to avoid overpaying the IRS. He shares tax planning strategies and tips to make smarter decisions all year long, from how withdrawals can impact your tax bill to where the true amount you're paying in taxes each year can be found. Plus, find out why free tax software might be costing you more than it saves and how recent legislation is changing the rules around inherited money. Tune in to learn how a little strategy can save you a lot of stress and money come tax time! Topics discussed: The biggest tax misconception How to plan for taxes year-round How withdrawals impact your taxes Long-term tax planning and retirement Traditional vs. Roth IRAs and their impact on taxes Working with tax and money professionals How the SECURE Act has impacted inherited IRAs The pitfalls of using free tax software The most common tax mistakes Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung:  LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Steven Jarvis: LinkedIn: https://www.linkedin.com/in/stevenajarvis Retirement Tax Services Website: https://retirementtaxservices.com About our Guest: Steven Jarvis, CPA is the CEO and Head CPA at Retirement Tax Services, a tax firm focused on working with financial advisors to change the world one tax return at a time. In this role Jarvis spends his time working with real financial advisors and taxpayers to help find opportunities to not tip the IRS. Afterall, there are no patriotic awards for overpaying taxes. With over 10 years of experience (and counting) as a CPA, Jarvis has the hands-on experience to create actionable content for his audience. He has been featured in industry publications including Advisor Perspectives and regularly produces content for financial advisors through the Retirement Tax Services website and the Retirement Tax Services Podcast. His experience covers written content, public speaking at leading industry conferences and 3 years as an adjunct professor in the graduate business school at Whitworth University. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

The Royals have wrapped up their 2025 MLB Draft. How did they do?Rany Jazayerli (Co-Founder Baseball Prospectus/@Jazayerli) and Soren Petro (Sports Radio 810-WHB, 810whb.com/@SorenPetro) break down the Royals Draft and look ahead to the second half of the season.- Is Rany on board with the Royals Draft? - What did KC get in Sean Gamble? - Is Josh Hammond the best talent?- Overpaying for Cameron Millar?- Is drafting upside the best approach?- Michael Lorenzen to the IL.- Second half plan is…

Are you ready to save thousands on taxes while growing your business? In this episode, we break down one of the biggest tax wins for business owners in years — 100% bonus depreciation is back, and it's now permanent! That means you can write off the full cost of equipment, tech upgrades, furniture, and more this year — legally and with confidence. If you're thinking about buying computers, vehicles, or other tools for your business, this episode is a must-listen. We'll show you how this new tax law change from the One Big Beautiful Bill can boost your cash flow and lower your tax bill fast. Whether you run a service business, retail shop, or healthcare practice, these tips can help you make smarter money moves. Don't leave money on the table — listen now and get ahead of your competition.   Next Steps:

In the final hour Of Willard and Dibs, Grandi and Giddings (filling in for Willard and Dibs) close the show discussing how it seems like certain NBA players are overpaid and how it effects the teams payroll. How do teams rework payroll to keep guys on and offer the best they can to keep a competitive team going? How do the Warriors improve the roster with Looney and possibly Kuminga not with Golden State?

Learn how to automate tasks, save time, and increase your profit. No Coding required!

Mike Mulligan and Ramie Makhlouf were joined by Jon Heyman of the New York Post and MLB Network to discuss the latest MLB headlines and trade rumors.

Are Premium Credit Cards Still Worth It?In this episode, Dr. Preston Cherry breaks down the truth behind those flashy, high-fee credit cards like the Amex Platinum and Chase Sapphire Reserve. Are the perks really that valuable—or are you just paying for status? From overcrowded lounges to scattered benefits, Dr. Cherry reveals what you really need to know before swiping that premium card.He urges listeners to take a closer look at how they're using their cards, whether the rewards actually match their lifestyle, and how to avoid the trap of chasing points instead of building a smart spending plan.Takeaways:• Perks often overhyped• Lounges = crowded chaos• Spending must be intentional• Points ≠ a good plan• Audit your usage00:00 Intro00:53 Understanding Premium Card Perks02:41 The Reality of Lounge Access03:59 Intentional Spending Strategies06:43 Personal Audit for Credit Card UseGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

10:30am Hour 1 - Zach and Paul talk about the danger of overpaying free agents this time of year and how much that can damage a team's future.

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the common financial question of whether individuals should overpay on their mortgages. They explore the implications of mortgage overpayment on cash flow, financial stress, and overall financial planning. The conversation emphasizes the importance of liquidity and how having access to cash can alleviate financial worries, especially as individuals approach retirement. Through various strategies, they illustrate how managing cash flow effectively can lead to better financial outcomes and peace of mind. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways The top financial question is whether to overpay on a mortgage. Many clients feel financially stressed despite having good incomes. Cash flow and liquidity are crucial for financial peace of mind. Overpaying on a mortgage can reduce long-term debt stress. Having cash reserves can provide opportunities and reduce anxiety. Financial planning should consider both cash flow and balance sheet. Real-life financial decisions often differ from spreadsheet calculations. Peace of mind is a valuable aspect of financial planning. Strategies should be tailored to individual circumstances and needs. Liquidity can sometimes be more important than maximizing returns. Chapters 00:00 Understanding Mortgage Overpayment Concerns 05:43 The Cash Flow Conversation 10:57 Strategies for Mortgage Management 14:25 The Importance of Liquidity and Peace of Mind  

On this episode, Ted and Patrick take on the tough job of rebuilding Chelsea. Where do they even start, how do they handle all their assets, and what positions should they spend their money on? The guys analyze the squad and highlight players that would be smart signings this summer. Enjoy! Kim's 1st Rebuilding Chelsea article: thetransferflow.com/p/the-chelsea-rebuild-part-1-9fbb Subscribe to our FREE newsletter: https://www.thetransferflow.com/subscribe Join Variance Betting: https://www.thetransferflow.com/upgrade Follow us on our Socials: YouTube: https://www.youtube.com/channel/UCe1WTKOt7byrELQcGRSzu1Q X: https://x.com/TheTransferFlow Bluesky: https://bsky.app/profile/thetransferflow.bsky.social Instagram: https://www.instagram.com/thetransferflow/ TikTok: https://www.tiktok.com/@transferflowpodcast Timestamps: 00:00 - Intro 00:45 - Kim's incredible fact 01:41 - A large group of 70th percentile players 02:25 - Making the Champions League + PSR nonsense 03:50 - Squad size and selling players 04:42 - Chelsea need to sell 10/15 players this summer 05:28 - Overspending on average players 07:00 - Large change in play style + xG chart 08:06 - Able to pick the right striker/LW 08:52 - What about the guys you can't move? 10:17 - Unknowns surrounding club leadership + world financial state 11:15 - Utilizing Strasbourg 11:53 - What should their philosophy be? 12:13 - Finding a better striker than Delap? 12:41 - Giving young players a chance? 12:59 - Nicholas Jackson as your #1 striker? 13:47 - Delap was a smart move? 14:42 - Buying 2 world-class players - Starting with LW 15:19 - Mike Maignan as their GK + Rodrygo? 16:10 - Xavi Simmons to help Cole Palmer? 17:32 - Allows Enzo to not play as an attacking mid 18:24 - A 2-deep squad is necessary 18:43 - Jamie Gittens and buying unfinished players 20:33 - Liverpool set the LW market 21:28 - Quenda and Tyrique George 21:54 - Strasbourg and Gettier cases 23:06 - Too many players + Overpaying for them 23:50 - Why Rodrygo over other names? 25:27 - With their assets can they make an 80-100m move? 26:42 - Kim's recap and players who can be sold + the Fofana's 27:20 - Armando Broja's poor form 28:34 - Kiernan Dewsbury-Hall and Omari Kellyman 29:01 - Carney Chukwuemeka and Lesley Ugochukwu 30:08 - What position for the 2nd World Class player? (GK or CB?) 30:47 - How Robert Sanchez was limiting Chelsea 31:36 - Who should they target? And for how much? 32:44 - James Trafford as an option? 33:45 - City have committed to their rebuild, Chelsea must do the same 34:18 - Do they need another CB? 35:40 - Marc Guehi as an option? 36:20 - Keeping Chalaba? Buying Antonio Silva or Alexsandro Ribeiro? 37:57 - 3 things Chelsea need to do 39:20 - Chelsea have been a bit smarter this summer? But so have other teams 40:22 - Man Down and Variance betting updates 41:00 - Club World Cup modelling and Neel Shelat 42:08 - B-roll - No context icing 44:17 - C-Roll - Muppets are perverts? 46:10 - Patrick Intro Fail + Ted's song

Are you throwing away $30,000 in taxes every year? You might be if your business has the wrong structure! In this eye-opening episode, I reveal how I saved a client exactly that amount by switching them from an LLC to an S Corporation. But wait - this strategy isn't right for everyone! I'll break down: The big differences between LLCs and S Corps How each affects your tax bill When the S Corp starts saving you money (hint: it's around $60,000 in profit) What "reasonable salary" means and why the IRS cares The 5 questions to know if you should switch Plus, I share real stories of business owners who saved thousands - and one who got caught by the IRS and paid dearly! Don't miss this episode that could be the most profitable 30 minutes you spend all year. Your future self (and bank account) will thank you!   Next Steps:

On this episode of The Table with Anthony ONeal, we're joined once again by Dr. Serina Lewis Everett, MD, and Dr. Keshia Thompson, DNP, FNP—co-founders of PatientWell Connect. This time, they're pulling back the curtain on the U.S. healthcare system, breaking it all down in plain, relatable terms, and revealing why you might be overpaying for your medical care without even knowing it. They discuss the rising costs of healthcare, the impact on communities of color, and what drove them to leave traditional medical models to build a practice focused on time, trust, and true patient care. ☎️ Ask AO: (771)-224-8131(leave a 60 sec. voice message)Mentioned On Today's Show:**This video is kindly sponsored by Ethos!**

Episode 372 of the John1911 podcast is now live:   Publishing schedule - we have a plan. Kraken tries a KImber DS. Suppressors off the NFA? Overpaying at gun auctions.  Shed hunting in a helo.  Sheriff Grady Judd is hilarious.  Cute girl bath water. Police blotter.      Marky & Kraken John1911.com "Shooting Guns & Having Fun"

Today, we're tackling a topic that every high-income earner and business owner needs to pay attention to: tax strategy. If your AGI is $300K or more, or you're paying 32–35% in taxes or facing major capital gains, you're likely leaving serious money on the table. Joining Todd is Mark Myers, founder of Tax Wise Partners. Mark specializes in proactive tax strategies that help business owners and investors legally reduce their tax burden using little-known sections of the tax code that the ultra-wealthy have been using for years. Book: The Bible Pillars of Wealth: 1. Education 2. Protect your principal as you earn it 3. Increase the wealth that you might not realize is there Mark Myers is the Founder and CEO of Tax Wise Partners, a firm dedicated to helping high-income earners, business owners, and real estate investors dramatically reduce their tax burden through advanced, legal tax strategies. With over two decades of experience in financial services, Mark has helped clients reclaim millions in taxes by leveraging proactive planning and little-known sections of the U.S. tax code. His mission is to empower entrepreneurs to keep more of what they earn and build long-term generational wealth. If you would like to connect with Mark, visit https://taxwisepartners.com/ YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

The one and only John Huber stops by The Business Brew. John runs Saber Capital Management. Bill found John through Base Hit Investing back in the day. Today you can follow John's writing at Basehitinvesting.substack.com.Bill admires John's mental flexibility, grit, and consistency. The Business Brew is happy to feature John this week!

The Blue-Collar Twins sit down with Scott Nelson, founder of Central-Jersey's iconic Oceanside Service—the turquoise-truck HVAC firm he bootstrapped for 36 years before handing the keys to private equity earlier this spring. Scott unpacks the branding bets, “golden-handcuff” culture, and 20 %-margin playbook that turned a $600 van into a top-1 % contractor (and a life-changing buyout).Buzz EP 203 Scot N Mix … You'll hear: Branding on Wheels – why he painted every truck Caribbean blue (and wrapped the last two).25-Minute Rule – slashing windshield time to keep service profit-positive.Earn While You Learn – duct-cleaning crews as a talent farm for techs and installers.Golden Handcuffs – split-dollar life insurance that locked managers in for 15 years.Pricing for 20 % Net – escaping the HVAC industry's 1.5 % average.PE Negotiations – walking from the table until the acquirer funded his staff's benefits.Life After the Sale – why he turned down a six-figure consulting gig to just be “Grandpa Scott.” Stick around for Dylan's quick CTA to Paul Giannamore's Private-Equity Masterclass playlist—then audit your own “billable hour” before the next heat wave hits. From PE Teachers to Pest Control Owners: The Julio Twins Share Their POTOMAC Experience https://youtu.be/HAx9noqsqTo https://www.linkedin.com/in/paulgiannamore www.potomaccompany.com https://bluecollartwins.com Produced by: www.verbell.ltd Timestamps (podcast.co-ready) 00:00 – Cold-open: “I never worried a second about competition—just do me.” 00:35 – Jason & Jeremy welcome 36-year HVAC veteran Scott Nelson of Oceanside Service 01:40 – One-man startup to 24 trucks & 32 staff: the scale story 03:00 – Turquoise trucks, spotless wheels: branding that sells before you speak 04:50 – The 25-minute territory rule and killing windshield waste 06:20 – Community roots: firefighter networks & word-of-mouth growth 08:15 – Mindset: “The world's easy—people make it hard.” 10:30 – Relationship > transaction: serving three homeowner generations 12:00 – Air-duct crews as a paid training academy (“Earn while you learn”) 14:20 – Recruiting from vo-techs; achieving near-zero turnover 16:25 – Golden Handcuffs: $500 k split-dollar life policies for key managers 19:10 – Overpaying staff & investing in real estate instead of raises for himself 21:30 – Grooming his son to take over; stepping back from fire-service leadership 24:00 – Private-equity courtship, the NDA era, and negotiating staff benefits 27:40 – Charging for value: hitting 20 % net vs. industry's 1.5 % 30:50 – Crushing costs: $500 k in insurance & healthcare, total transparency with crew 33:00 – Advice to a $500 k contractor: know your P&L and ditch new-construction work 35:15 – Tech stack: why ServiceTitan (at $7 k/mo) was worth every penny 37:00 – Recession-resistant revenue: maintenance plans & premium system sales 40:30 – Post-exit life: “Most of my hair, half my sanity—and all my family time.” 42:00 – Parting shot: watch your kids grow up and work on (not in) the business

Today's episode is from Mobile Home Park #62 that originally aired on April 13, 2017. Welcome to the Mobile Home Park Academy podcast. In this episode, Charles and I will discuss mistake number 17 from our popular eBook, “The 21 Biggest Mistakes Investors Make When purchasing their First Mobile Home Park…and how to avoid them.” Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

(2:15) Home field more valuable for golf or baseball(8:00) Was beating Clemson something that will pay dividends in the postseason for baseball(15:00) Twitter has thoughts on whether there's 25 teams better than FSU(29:00) Generating Discussion sparked by Cummins(39:00) Is it possible for the 2023 team to outshine the 2013 squad?(51:00) Childhood FSU memories(57:00) Overpaying and the portal(1:04:00) Momentum building for a singular portal window?Music: Elway - Laugh Trackvitaminenergy.com | Shake it and take it!

(2:15) Home field more valuable for golf or baseball(8:00) Was beating Clemson something that will pay dividends in the postseason for baseball(15:00) Twitter has thoughts on whether there's 25 teams better than FSU(29:00) Generating Discussion sparked by Cummins(39:00) Is it possible for the 2023 team to outshine the 2013 squad?(51:00) Childhood FSU memories(57:00) Overpaying and the portal(1:04:00) Momentum building for a singular portal window?Music: Elway - Laugh Trackvitaminenergy.com | Shake it and take it!