Podcasts about overpaying

971. Laura answers a listener's question about filing her first tax return correctly and without overpaying taxes.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most CPAs play it safe. That's costing you money. In this episode, you'll learn the truth about vehicle write-offs and how smart business owners use them to save tens of thousands in taxes every year. We break down the two IRS-approved methods, show you why one works better, and reveal the “heavy vehicle strategy” that could change the way you buy your next car or truck. You'll also learn how to stay audit-proof with simple documentation and why timing matters more than you think. If you're tired of outdated advice and want real tax savings strategies, this is the episode for you. Listen now and discover how to keep more of your hard-earned money with smart tax planning.   Next Steps:

Are you playing it too safe with your money? Some experts say debt is dangerous, others call it the secret to wealth. In this episode, we cut through the noise and reveal the real difference between debt and leverage. You'll learn when borrowing can fuel growth, when it's financial suicide, and how the 2025 tax law changes could actually reward you for using debt the right way. We'll break down smart strategies for business finance, from new tax tips to practical savings strategies most CPAs won't share. Whether you're expanding your business, investing in equipment, or planning for tax reduction, you'll walk away with clear steps to maximize income and minimize taxes. Don't let outdated advice keep you stuck—this episode will change the way you think about money.

Are you leaving thousands of dollars on the table? Most business owners are. In this episode, Tiffany Phillips shares how smart tax planning can turn travel into legitimate business deductions. Forget the old advice that says, “Don't risk it.” Wealthy entrepreneurs have been using these strategies for decades—and you can too. You'll learn the Four Pillars of audit-proof business travel, how to avoid costly mistakes, and real stories from business owners who saved big with proper documentation. Tiffany breaks down what you can write off, what you can't, and how to structure trips so they pass IRS rules. This isn't about loopholes—it's about knowing the tax strategies already built into the law. If you're ready to stop overpaying and start keeping more of what you earn, this episode is for you. Tune in now and discover how to make your next trip a smart business move.   Next Steps:

Are you paying more in taxes than you should? Chances are, yes. Most business owners are losing thousands every year because their CPA only files returns instead of creating a smart tax strategy. In this episode, you'll learn five powerful tax strategies every LLC owner should know—ones that could legally save you $15,000 or more. From startup cost deductions and home office write-offs to vehicle expenses, marketing deductions, and the S-Corp election, we're breaking down exactly how to keep more of your hard-earned money. You'll discover why tax planning isn't just for the wealthy, and how simple steps can create immediate savings for your business. Stop leaving money on the table. Listen now to uncover the tax secrets your CPA isn't sharing—and start taking control of your business finances today.   Next Steps:

Everyone's asking the same question right now, is it a good time to buy property? In this episode, we're cutting through the noise with a clear market update for investors. We'll show you why opportunity exists even in uncertain times, how debt can be a powerful tool instead of a trap, and the big mistake landlords make when they overpay their mortgages instead of using equity to grow their portfolio. If you want to understand where the market's heading, and how to make smart moves that build long-term wealth, you don't want to miss this one. Is now a good time to buy? With rising rates, inflation pressures, and plenty of uncertainty, many landlords and property investors are sitting on the fence. But here's the truth: the smartest investors are still buying and here's why. In this episode, we deliver a practical market update for landlords and property investors. We'll explain why timing matters less than strategy, how to use debt as a tool for growth, and why overpaying your mortgage could actually be slowing you down.

Most people think earning more money will make them rich. But here's the truth: high income doesn't equal wealth. In this episode, Tiffany Phillips reveals the middle-class money trap that keeps business owners stuck—and how to break free. You'll learn the real difference between assets and liabilities, why wealthy people use good debt instead of avoiding it, and how to build multiple streams of income that keep paying you—whether you work or not. We'll cover how to shift from paycheck dependency to paycheck independence with smart strategies, so you can build financial security and freedom. If you've ever wondered why you still feel broke even with a steady income, this episode will change how you think about money forever. Tune in now and start building real wealth instead of just looking rich.   Next Steps:

Most people make good money but still feel broke. Why? Because they use the wrong system to manage it. In this episode of Rich Rules, Tiffany Phillips shares the bucket system—the simple way millionaires organize every dollar. You'll learn why the “one bucket” approach fails, how to set up five separate accounts for necessities, savings, investments, learning, and fun, and how automation makes the system run without effort. This is real finance advice you can put into action today. By the end, you'll know how to stop living paycheck to paycheck, avoid money chaos, and finally take control of your financial mindset. Don't wait for more income—this works no matter where you're starting. Tune in now to learn the exact steps and start building lasting wealth.   Next Steps:

Most people believe wealth is about how much you make. The truth? It's about how you think about money. In this episode, Tiffany Phillips shares the Rich Rules wealthy people live by—mindset shifts that change everything about your financial future. You'll learn why a paycheck is the biggest trap, how to use money for more than just spending and saving, and why habits matter more than income. These aren't complicated tax strategies or risky schemes—they're simple finance advice you can start using today. If you're ready to move beyond survival mode and start building lasting wealth, this episode is your blueprint. Don't wait—your financial mindset may be the difference between freedom and struggle. Listen now and start rewriting your money story.   Next Steps:

Lester Kiewit speaks to attorney William Booth about concerns from motorists about failing to pay fines which only appear on one of a number of platforms that record traffic offences. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

The clock is ticking. In this episode of the December Dash series, Tiffany Phillips reveals the final year-end tax strategies that separate wealthy business owners from everyone else. Discover how solo 401(k)s, Health Savings Accounts, Roth conversions, charitable giving, and defined benefit plans can slash your tax bill and build lasting wealth. These aren't just tax tips—they're smart strategies with a hard December 31st deadline. If you miss it, the opportunity is gone. Learn how to avoid costly mistakes, maximize income, and make money decisions that build financial freedom. Whether you're a small business owner, female entrepreneur, or simply looking for smart tax planning, this episode will change the way you think about your financial future. Don't wait until it's too late—tune in now and secure your tax savings before the year ends.   Next Steps:

In this episode of the Grow Your Wealth podcast, host Travis Miller sits down with Sam Kennard, who joined the Kennards Self Storage family business in 1991 and became CEO in 1994, guiding the company from 14 storage centres to 126 locations across Australia and New Zealand. Sam shares lessons from large-scale developments and acquisitions, his early career culture reset, and why disciplined site selection and brand consistency matter. Sam talks financing growth, risk management, and the systems mindset needed to scale, while offering practical career advice on ambition, learning, and initiative. He also touches on planning hurdles, the role of AI in operations, and timeless guidance for building long-term wealth through patience and diligence [00:00:00] - Introduction: Meet Sam Kennard and the Growth of the Family Storage Business [00:03:40] - From Hire Business Roots to Storage Focus: Holiday Jobs to University Pivot [00:05:34] - Taking the Helm: Becoming CEO in Late 1994 and Leading with a Strong Team [00:08:11] - Culture Wake-Up Call: 1998 Turnover Spike, Measuring Culture, Authentic Leadership [00:10:04] - Game-Changing Acquisition: Buying Millers Self Storage in 2004 and Integration [00:10:56] - Funding Growth: Debt Mindset, Refinancing, and the 13-Site Auckland Expansion [00:14:53] - What Drives Sam: Customer-Facing Operations [00:16:26] - Planning & Permits: Why NSW Is Toughest and Navigating Bureaucracy [00:17:50] - Scaling Playbook: Systems Thinking, The E-Myth, and Eliminating Assumptions [00:21:15] - Lessons from Bumps: Missed Buys, Overpaying, and Upgrading the Team [00:24:38] - Career Advice for 21-Year-Olds: State Ambition, Learn Relentlessly, Take Initiative [00:29:43] - First Job: The Birchgrove Paper Route [00:30:24] - Note to Younger Self: Buy More Buildings [00:30:43] - What Motivates: Making a Difference and Being Heard [00:31:10] - Long-Term Wealth: Patience Over Unicorn Chasing [00:31:48] - Biggest Mistakes in Wealth: Misreading Your Niche and Risks [00:32:19] - Hobbies & Wrap-Up: Weekend Farm Work and Where to Connect iPartners Website: www.ipartners.com.au Register Here: https://ipartners.iplatforms.com.au/register/register-as-wholesale/ iPartners LinkedIn Sam on LinkedIn

Most business owners think making more money is the key to building wealth. The truth? It's keeping more of what you earn. In this episode, Tiffany Phillips shares powerful tax strategies that wealthy entrepreneurs use to slash tax bills and grow long-term wealth. You'll learn how to use rental property, cost segregation, 1031 exchanges, and capital loss harvesting to unlock major tax savings before December 31. She also explains how high-income earners use oil and gas deductions to cut taxes fast. Every strategy is time-sensitive, and waiting even a week could cost you thousands. This isn't theory—these are proven strategies that save business owners real money every year. Don't let the IRS take more than their share. Hit play now and discover how to protect your income, make smarter money decisions, and set yourself up for lasting wealth.   Next Steps:

Trying to save money on grooming? Whether you've got a dog or a cat, this episode will help you figure out what you can safely and confidently do at home, and what's better left to the professionals so you can stop overpaying for grooming. Amy talks with Liz Hampton, Director of Grooming and Education at Fluffology, who brings more than 30 years of experience as a National Certified Master Groomer. Liz shares how pet parents can make smart grooming decisions that keep pets comfortable, healthy, and stress-free - without spending a fortune.Together, they break down where you can save $ by DIY grooming, the mistakes that can end up costing more in the long run, and the tools and habits that make home grooming easier and safer for both dogs and cats.BY THE TIME YOU FINISH LISTENING, YOU'LL DISCOVER: • Why grooming is about more than looks and how it impacts your pet's health        • Which dog and cat grooming tasks are safe and best to handle at home • When professional grooming is worth the investment • Tools and techniques that make at-home grooming less stressful • How to save money without sacrificing your pet's comfort or safetyWhether you're trimming nails, brushing out mats, or stretching time between visits to the groomer, you'll walk away with practical steps to build a grooming routine that fits your lifestyle and your pet's needs.CONNECT WITH LIZ HAMPTON Fluffology | [Website: https://fluffology.com/] | [Instagram: @fluffology_la]OTHER LINKS MENTIONED IN THIS EPISODE: Pet Parent Hotline Insiders Group: facebook.com/groups/thepetparenthotlineinsidersSupport the showLove the show? Please share it with a pet parent living with chaos, and don't forget to leave a 5-star review so more people can get the pet parent advice they need. Get our free Vet Bill Survival Kit Please support the show!Follow:

Time is running out, and the IRS won't wait. In this episode, Tiffany Phillips, CPA and tax strategist, breaks down five powerful tax strategies you must act on before December 31. These aren't generic tax tips — they're real moves that can save you tens of thousands. You'll learn how a retroactive S-Corp election can cut self-employment taxes, how bonus depreciation turns business equipment into big deductions, and why paying family members through your business is a legal tax savings strategy. We'll also cover estimated payments to avoid penalties and how to prepay expenses for instant relief. This is practical, clear finance advice for business owners who want to keep more of their money. If you're ready to stop handing cash to the IRS, this episode is your wake-up call. Listen now — because once January 1 hits, these opportunities are gone.   Next Steps:

Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Join our exclusive FB group community for real estate investors and wholesalers: https://www.facebook.com/groups/titaniumvault/(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsWant to know what the best markets to wholesale in are? Grab my breakdown of all 50 states here: https://www.titaniumu.com/marketsSupport the show

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement

Most people think debt is bad. But what if debt could actually make you rich? In this episode of Millionaire Tax Secrets, Tiffany Phillips breaks down how wealthy people use good debt to grow their money, create tax savings, and build long-term wealth. You'll learn the key difference between good debt and bad debt, why mortgages and business loans can actually help you, and how strategies like cash-out refinancing can give you tax-free cash to reinvest. Tiffany also shares real examples of clients who turned debt into cash flow, tax deductions, and lasting wealth. If you've ever been told to pay off all debt fast, this episode will flip your money mindset upside down. Don't miss the secrets millionaires use to maximize income and minimize taxes—listen now!   Next Steps:

Most small business owners don't realize that staying a sole proprietor or single-member LLC can cost them thousands every year. In this episode, Tiffany Phillips breaks down when and why you should switch to an S-corporation—and how it can cut your self-employment taxes by 15% or more. Learn the smart strategies behind setting a “reasonable salary,” how to balance salary and distributions, and why entity structure is the foundation of tax planning and wealth protection. Tiffany shares real stories of business owners who saved tens of thousands by making this simple change. If you want to stop overpaying taxes and build long-term wealth, this episode is your wake-up call. Don't leave money on the table—tune in now.   Next Steps:

House prices have been flat or are falling, it's hard to miss. Many owners are trying to quickly sell up - whether it be to fund their retirement, or simply because the rental market just isn't as profitable as it used to be. Analysts reckon this will mean a lot of younger people finally getting the opportunity to get on the property ladder. But there's one thing keeping a lot of potential buyers hesitant... Thirty percent of agents say that buyers are concerned property prices will drop further after they've purchased, leading to potential buyers holding off for lower prices. So how do you deal with the fear of overpaying? How can you be sure you're entering the market at the right time? Martin Cooper is the Managing Director at Harcourts Cooper & Co and he joined Tim Beveridge for the OneRoof Radio Show. LISTEN ABOVESee omnystudio.com/listener for privacy information.

 What if the IRS helped pay for your business car or equipment? In this episode, Tiffany Phillips reveals how wealthy business owners use smart tax strategies to turn everyday purchases into massive tax savings. Learn how Section 179, bonus depreciation, and the “6,000-pound rule” can help you write off vehicles, equipment, and even buildings faster than you thought possible. Hear real stories of clients who turned tax savings into rental properties and steady cash flow. Tiffany also explains the money mindset shift that separates wealthy business owners from everyone else. If you want to save thousands in taxes while building long-term wealth, this episode is a must-listen. Don't wait—discover how to make tax planning work for you today.   Next Steps:

What if you could slash your tax bill using the same strategies as the ultra-wealthy? In this episode of Millionaire Tax Secrets, Tiffany Phillips reveals three advanced tax strategies that can save you thousands while building long-term wealth. You'll learn how oil and gas investments create rare tax deductions that offset active income, how private family foundations give you control over your giving while creating massive tax savings, and how the Augusta Rule lets business owners generate tax-free income right from home. These aren't generic tax tips. They're the same tax strategies wealth managers use to protect millions—and they're completely legal. If you're ready to stop overpaying and start using smart strategies to minimize taxes and maximize income, this episode is for you. Don't wait—listen now and discover the tax secrets the wealthy don't share.   Next Steps:

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuations to help you make smarter redemption choices. But first, they cover recent travel headlines, including Southwest Airlines' new partnership with EVA Air, Frontier's companion certificate promotion and status match, and JetBlue opening up award bookings with Condor Airlines. Then, travel Nerd Craig Joseph joins Meghan to discuss NerdWallet's latest airline, hotel, and credit card point valuations, with tips and tricks on comparing loyalty programs, maximizing transfer partners, and deciding when cash is more valuable than points. They also discuss the impact of devaluations, how close-in bookings can save you points, and why premium cabins can sometimes offer outsized redemption value. Plus: Craig's hot take on airport lounges. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Is the Frontier Airlines World Mastercard Worth Its Annual Fee? https://www.nerdwallet.com/article/travel/is-the-frontier-airlines-world-mastercard-worth-its-annual-fee Citi Strata Credit Card Review: Solid Rewards for No Annual Fee https://www.nerdwallet.com/reviews/credit-cards/citi-strata  Citi Double Cash Review: A Solid Choice for Everyday Spending ​​https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash  Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash  Citi Strata Premier: Big Rewards Across Top Spending Categories https://www.nerdwallet.com/reviews/credit-cards/citi-strata-premier  Is the New Alaska Atmos Summit Card Worth a $395 Annual Fee? https://www.nerdwallet.com/article/travel/is-the-alaska-airlines-atmos-summit-card-worth-its-annual-fee  Resources discussed in this episode: Airline Miles vs. Cash Calculator https://www.nerdwallet.com/article/travel/calculator-should-you-book-a-flight-with-cash-or-miles  How Much Are Travel Points and Miles Worth in 2025? https://www.nerdwallet.com/article/travel/airline-miles-and-hotel-points-valuations  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. In this episode, the Nerds discuss: points and miles valuation, airline miles value, hotel points value, credit card points value, Southwest EVA Air partnership, Frontier Companion Certificate, JetBlue Condor award booking, Citi American Airlines transfer, Amex Membership Rewards value, Capital One points value, Bilt points value, Hyatt points value, Hilton points value, Marriott points value, Wyndham points value, IHG points value, Alaska miles value, JetBlue points value, American Airlines miles value, United miles value, Southwest points value, Virgin Atlantic miles value, ANA miles value, Avianca LifeMiles value, best way to use Amex points, best way to use Citi points, best way to use Capital One points, use cash or points for flights, last minute award flight value, premium cabin redemption value, economy flight points value, airline devaluation, hotel point devaluation, cash vs points travel booking, when to transfer credit card points, how to maximize travel rewards, and NerdWallet points and miles calculator. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people chase one “magic” tax tip, but that's not how wealthy families build lasting wealth. In this episode, Tiffany Phillips reveals The Trifecta System—a simple, proven framework that helps you create multiple income streams, lower your tax bill, and protect your wealth for the next generation. You'll learn how to separate operations from assets, use smart tax strategies to maximize income, and set up legacy protection so your money flows exactly where you want it. Tiffany shares real client stories showing how entrepreneurs cut taxes by six figures while building passive income and long-term wealth. If you've ever wondered why the rich pay less in taxes, this episode gives you the clear blueprint they use—and how you can start today. Don't miss this eye-opening lesson that could save you thousands and change how you think about money forever.   Next Steps:

Want to slash your tax bill fast? In this episode, Tiffany reveals the short-term rental strategy that high-income earners are using to save thousands. Forget the 750-hour Real Estate Professional rule—this method only needs 100 hours a year. With the 7-day rule, your rental is treated like an active business, unlocking powerful tax savings and deductions that can wipe out W-2 income. You'll learn how to qualify, track your hours, and use cost segregation to maximize your first-year tax breaks. Real client stories show doctors, lawyers, and executives saving six figures in a single year—while still making money every month from rentals. This isn't a loophole—it's established tax law. If you're serious about lowering taxes and building long-term wealth, you can't afford to miss this.

Most business owners think filing taxes is enough. The truth? Compliance keeps you safe, but strategy builds wealth.   In this episode of The Practical Wealth Show, Curtis sits down with Catrina M. Craft, CPA and tax strategist, to uncover how entrepreneurs can cut taxes by 25% and boost profits by 20% using proactive strategies the ultra-wealthy already know.   Catrina shares her journey of losing 80% of her income and $100K in debt, rebuilding her business with the same tools she now teaches high-earning entrepreneurs through her Craft Money Map™ system.    Highlights   Together, Curtis and Catrina break down: The difference between compliance vs. strategy in tax planning. Silent money leaks that cost entrepreneurs thousands each year. Lessons from celebrities and creators that everyday business owners can apply. How to turn taxes from a penalty into a pivot point for lasting wealth. What to expect as tax laws shift over the next 5 years — and how to stay ahead.   If you want to stop leaking money to the IRS and start building a resilient financial system, this conversation is your wake-up call.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Connect with Catrina M. Craft Learn more about Catrina: CatrinaMCraft.com  Explore the Money4Life Blueprint: https://link.agent-crm.com/widget/quiz/fhd4bpJNM6FkfmJI22bs  Use the already to be the bank assessment Links/Resources: Free Strategy Call : https://link.agent-crm.com/widget/booking/P3coOQC0HSpJeuIumy8f  catrinam@craftmoretoday.com  Guest Additional Info: Facebook : Catrina M Craft | Dallas TX LinkedIn: https://www.linkedin.com/in/catrinamcraft/  Visit: entertainmentcfo.com  Visit: cmcraft.com  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS  

We close out Ep. 283 with a lively community-driven roundtable: the crew weighs Panini's legacy through the lens of “gems buried in lots of sand”—from NT vs. Immaculate vs. Flawless to the elegance (and divisiveness) of Noir, the utility of Contenders (on-card autos, Cracked Ice), and why Chronicles is a sneaky fun rip. We get into game-used vs. player-worn history, rising memorabilia costs, and Fanatics/Topps' patch-authentication innovations. Then a spicy market segment: the Messi Megacracks 71 Bis jump (≈$5K → $28K), FAMHO (fear of having missed out), hype cycles, and whether spikes are organic demand or manufactured heat. Plus: redemptions fatigue, release-schedule wishes, and final shout-outs before Jeremy hits the road for Lethbridge. Recorded live Sept 20, 2025 Sponsor Note:  Go to ⁠⁠⁠⁠hellofresh.com/cards10fm⁠⁠⁠⁠ now to get 10 free meals plus a free item for life, one per box with active subscription free meals applied as a discount on the first box. New subscribers only, and it varies by plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Most people think taxes are just money out the door. But what if you could legally cut your bill to zero? In this episode, we reveal the Real Estate Professional status—one of the most powerful tax strategies in the IRS code. You'll learn how wealthy investors use real estate to create massive tax savings, why your spouse could be your biggest financial secret weapon, and how cost segregation turns properties into instant deductions. We'll break it down with real client stories—like the family who went from paying $60,000 a year in taxes to paying nothing at all. This isn't theory. These are proven methods used by high-income earners every year. If you're serious about business finance and keeping more of your money, you don't want to miss this. Listen now and unlock the secrets the IRS hopes you never discover.   Next Steps:

Most business owners fear the tax code. But what if almost all of it was written to help you keep more of your money? In this episode, Tiffany Phillips shares the shocking truth: 99.5% of tax laws are incentives, not penalties. Learn how smart tax strategies can put thousands back in your pocket and why your CPA may not be telling you the full story. Stop overpaying and start using tax planning to build wealth. Don't wait—your biggest tax savings opportunities are hiding in plain sight.   Next Steps:

What does a $14.6 billion healthcare fraud case have to do with your business? Everything. While criminals steal billions from taxpayer-funded programs, business owners like you are still overpaying the IRS every year. In this episode, we break down how government waste affects your bottom line—and why smart tax planning isn't just good business, it's your responsibility. You'll learn why a proactive tax strategy matters, how tax reduction can protect your hard-earned money, and what steps to take to keep more cash in your pocket. If you've ever wondered why your tax bill feels too high, or how to finally take control of your money decisions, this episode is for you. Don't let your money get wasted—tune in now and discover the strategies that could save you thousands.   Next Steps:

In this episode of the Real Estate Pros Podcast, host Q Edmonds engages with tax expert Steven Young to explore the intricacies of tax strategies for real estate investors. They discuss the importance of proactive tax planning, overcoming tax anxiety, and the value of building relationships within the tax and real estate community. Steven shares real-life success stories of clients who have navigated tax challenges and emphasizes the need for financial education among business owners. The conversation highlights the difference between tax compliance and strategic tax planning, aiming to empower listeners to take control of their financial futures.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Owned and Operated, John Wilson is joined by Jen Laughlin from WeSupplyTrades to break down how contractors can cut material costs without sacrificing quality. From OEM parts to exclusive brands, John and Jen dig into real-world ways to protect margin, get parts fast (even if you're rural), and build supplier partnerships that actually help you scale.They dive into shipping realities (UPS vs. LTL), why exclusives like Stream33/Breeze33/Bright33 can be margin game-changers, how to handle fraudulent tool orders, and what trust + open communication with your wholesaler should look like. John shares how swapping SKUs and auditing his top 500 items unlocked big savings inside a $30M home service company. Together, they unpack:Being the “lifeline” for hard-to-find OEM parts (and why that wins lifetime customers)The SKU audit playbook: start with your top 500 and swap line by linePartnering with wholesalers in 2025: trust, feedback loops, and clear expectationsFacility maintenance & rural logistics: stocking strategy without bloating inventory

In this episode, we break down how Hulk Hogan built and protected a $25 million fortune—and the smart strategies you can use too. You'll learn simple tax tips and wealth planning moves that keep more money in your pocket. From diversifying income streams to choosing the right state for tax savings, we cover real-life examples any business owner can follow. We'll also unpack how trusts, life insurance, and tax strategy can help you pass wealth to the next generation—tax-free. Whether you run a small business or are growing your empire, these money hacks can help you maximize income and protect what you've built. This isn't just business talk—it's about making smarter money decisions starting now. Press play to learn the tax secrets the wealthy use (and most CPAs never mention).   Next Steps:

As a founder scaling into the 7+ figure range, your team is your most valuable asset. But here's the truth: most entrepreneurs are overpaying their contractors and underpaying their employees—and it's quietly draining profit and stalling growth.In this episode of Millions Were Made, host Jessica Marx breaks down the hidden compensation pitfalls that nearly every high-growth business faces. Together with Brooke Dumas, they pull back the curtain on real client audits, uncover why so many founders feel “stuck” with expensive 1099s, and share how to finally structure salaries, incentive comp, and team models that actually scale.You'll learn:The #1 mistake founders make when deciding between W-2 and 1099 hiresWhy contractor pay is often wildly inflated—and how to audit your true costsThe three reasons female founders in particular underpay W-2 employeesHow to restructure comp without losing top talent or blowing up marginsThe shift every founder must make to move from chaos to a profitable, scalable org chartIf you're serious about protecting margins, retaining top performers, and creating a team that drives real ROI—this episode is required listening.Resources + Links Mentioned:Listen to episode #53 on profit marginsUpcoming episode on incentive comp – subscribe so you don't miss itFollow us on Instagram @MillionsWereMadeConnect with Jessica on Instagram @TheJessicaMarx

Most business owners are missing out on one of the most powerful tax strategies available. In this episode, you'll learn how a Health Savings Account (HSA) can give you triple tax savings, grow your money for decades, and help you keep more of what you earn. We'll break down the new rules, bigger contribution limits, and smart strategies to turn your HSA into a retirement powerhouse. This is simple, legal, and works for almost any business owner. If you've been looking for real tax tips and ways to keep more profit in your pocket, this is for you. Stop overpaying the IRS. Start using the same wealth planning moves the pros use. Your future self will thank you—so hit play now and learn how to keep thousands more every year.   Next Steps:

The IRS just made a big move that could cause headaches for business owners—and most people have no idea it's coming. In this episode, you'll learn what their new decision means for tracking tips and overtime pay, why the current tax forms won't help, and how to protect your business from costly mistakes. We'll cover simple tax tips and smart strategies to keep your payroll records audit-ready while helping employees get every dollar they're owed. You'll also hear how turning this challenge into a tax savings opportunity can boost your reputation and improve employee trust. Don't wait until tax season to figure this out—listen now so you can stay ahead and keep your business in control.   Next Steps:

In this episode of "The Free Lawyer" podcast, host Gary Miles interviews Frank Rekas, a financial expert and partner at Palm Wealth Partners. Frank shares insights on helping law firm owners simplify finances, minimize taxes, protect assets, and grow wealth using his NPG (Minimize, Protect, Grow) system. The discussion covers common financial blind spots, the importance of proactive planning, and practical strategies for attorneys to achieve financial clarity and confidence. Frank emphasizes a client-centered, honest approach and encourages lawyers to prioritize their financial well-being for long-term security and peace of mind.Law Firm Owners' Financial Challenges (00:04:16) Top Financial Concerns for Law Firm Owners (00:05:32) Law Firm vs. Personal Budgeting (00:07:04) The MPG System: Minimize, Protect, Grow (00:07:57) Common Financial Blind Spots (00:10:36) Benefits of Non-Retirement Investments (00:12:41) Working with Attorneys: Challenges and Benefits (00:13:44) Serving, Not Selling: Client-First Philosophy (00:14:50) Personalized Financial Planning (00:17:01) Law Firm Owners' “Aha” Moments (00:18:25)Building Financial Confidence (00:20:24) First Steps for Overwhelmed Law Firm Owners (00:22:12) Commonly Missed Tax Strategies (00:23:31) Year-Round Tax Planning (00:25:03) Achieving Financial Confidence and Freedom (00:25:27) Advice for Stressed Law Firm Owners (00:27:21) Money Mindset and Family Background (00:29:40) Would you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-free Would you like to schedule a complimentary discovery call? You can do so here: https://calendly.com/garymiles-successcoach/one-one-discovery-call

Thinking about switching to an S-Corp—or staying with your LLC? This episode breaks down exactly what's changed in 2025 and how to pick the right entity for your business. I walk you through the pros, cons, and the hidden costs nobody talks about. Whether you're just starting out or making six figures, you'll leave knowing what to do and when to make the switch.   Next Steps:

The United Nations is in town and will bring lots of traffic to Manhattan, as usual.. Plus, New York's top court is weighing a change to local elections. Also, New York State Attorney General Letitia James is going toe to toe with the Texas attorney general to defend the Empire State's shield law for abortion providers. And finally, a Harlem man recently found out the apartment he's been living in for more than 20 years was supposed to be rent stabilized.

If you run an online business, you're probably walking right into a tax trap—and you don't even know it. In this episode, I walk through the five most common tax mistakes I see with digital entrepreneurs, content creators, and coaches. From write-offs to state nexus rules to what platforms like Stripe aren't telling you, this episode is full of must-know strategies that could save you thousands.   Next Steps:

Terrina Taylor, The Payments Connoisseur, who helps minority and women-owned businesses navigate the complex world of merchant services and credit card processing.Through her personalized approach to merchant account management, Terrina guides clients through application assistance, cost savings analysis, and ongoing support, ensuring they don't fall victim to the payment processing nightmares many small businesses face.Now, Terrina's focus on proactive customer service demonstrates how having a dedicated merchant account manager can transform a business's payment processing experience.And while offering free cost savings analyses to new clients, she's helping business owners understand exactly where their money goes and how to maximize savings while minimizing fees in an industry often plagued by poor support and unexpected account shutdowns.Here's where to find more:TerrinaTaylor.comhttp://www.facebook.com/terrinataylor.9http://www.instagram.com/yesher.terrinataylorhttp://www.linkedin.com/in/terrinataylor426________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Ever feel like you're making money but still falling behind? You're not alone. In this episode, I reveal the #1 regret I hear from business owners and exactly what to do instead. We talk about cash flow mistakes, what most entrepreneurs get wrong with their finances, and how to build a plan that protects your income and grows your wealth. Simple shifts, big results. Don't let this be your story too.   Next Steps:

Roth conversions can be one of the smartest tax moves you ever make—or one of the most expensive mistakes. In this episode, I show you how to time your conversions to maximize tax-free growth, avoid common traps, and decide if converting now makes sense. You'll hear real-life stories of people who got it wrong (and lost big), plus how to structure your conversions if you're still working or near retirement. This is advanced tax planning made simple.   Next Steps:

1 - The Mayor of DC decrees that the Capital's police department is to work with the National Guard indefinitely in order to make sure that long term peace may be an option within the city. 115 - Is Valerie Arkoosh overpaying our bills? Does she not understand why that is harmful? Why are Democrats so blasé about crime and our taxpayer money? 130 - Bucks County Sheriff Fred Harran joins us again. Will this conversation be on his podcast? Fred tells us about his youth boxing initiative that helps kids focus on something else after school instead of getting into possible trouble. How much will this fundraiser that Dom is bartending help the program? How is his podcast going? What about his theme nights for the police? 145 - Epstein accusers are letting people know that Bill Clinton took one of them to Africa in the 1990s on Epstein's plane. 150 - Will other candidates drop out of the NYC mayoral race in order to get a 1v1 with Mamdani and Cuomo?

Think you can skip the salary and just take distributions from your S-Corp? Think again. In this episode, I break down the IRS rules around “reasonable compensation,” how to calculate the right amount, and the penalties for getting it wrong. We also talk about how to fix it if you've been doing it wrong for years—and yes, there's a workaround. If you're running an S-Corp or thinking about becoming one, this is one episode you can't afford to miss.   Next Steps:

You might be overpaying for roofing materials. Some companies are paying up to 44% of their revenue.But you won't be after you watch this video. Here are 7 negotiating tactics to get the lowest material prices possible.Some companies might even negotiate an extra 3%, 5%, or 7% when you use all of these tactics together.I hope this video helps you build a profitable, future-proof company.P.S. We're building profitable, future-proof companies together… the right way. Every day we are sharing our best strategies, supporting each other, and finding the opportunities in the chaos. Like how Joey taught us how he's building AI agents to automate workflows. Would you like to join us? https://www.rsra.org/join/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

If you've got an LLC and you're wondering how to actually pay yourself, this episode is your playbook. I break down how to take money out of your business legally, what the IRS really looks for, and the exact steps to avoid paying way too much in taxes. You'll learn what an owner's draw is, how self-employment taxes work, and when you must start thinking about becoming an S-Corp. This is about real money—tens of thousands in tax savings—and you don't need an accounting degree to get it right.   Next Steps:

In this episode, Tiffany unpacks the deep connection between your money mindset and your bottom line. You'll hear powerful stories from real clients who've saved over $60K in taxes—not just through smart tax strategies, but by transforming their relationship with money. If you're a female entrepreneur tired of overworking and under-earning, this conversation will shift how you think about small business finance, wealth planning, and tax minimization. Tiffany reveals how scarcity thinking silently sabotages success, why women often resist tax strategies, and how to develop the financial mindset to build real, lasting wealth. You'll leave with practical strategies, tax tips, and the clarity to make better money decisions today.   Next Steps:

What if buying U.S. residency became the most powerful tax strategy on the table? In this episode, we break down Trump's proposed “Gold Card” program, a bold $5 million fast-track to a green card—and what it means for small business owners, investors, and tax-savvy entrepreneurs. Discover how this could create massive shifts in the economy, investment markets, and your personal tax planning. Whether you're a CPA, financial strategist, or business owner, this episode dives into tax minimization tactics, investment immigration, and why now is the time to upgrade your financial mindset before the wealth wave hits. Tune in to learn the opportunities—and the threats—you need to prepare for.   Next Steps: