Podcasts about overpaying

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3612: Jeff Rose explains practical steps for gaining control of debt by creating a realistic budget, tracking income and expenses, and identifying true disposable income. He also shows how cutting unnecessary spending and using extra cash to make debt overpayments can help reduce debt faster and lower overall interest costs. Read along with the original article(s) here: https://www.goodfinancialcents.com/simple-ways-to-improve-your-debt-management-skills/ Quotes to ponder: "Budgeting is about knowing how your finances work and controlling what you do with your money, in other words, not letting your money control you!" "Your disposable income is essentially the amount you have left on a monthly basis to pay towards your non-priority debts and, if you have any spare after doing this, to save and to spend on non-essential goods/services." "Overpaying your debts can be an excellent way to improve your debt management skills." Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

 In this episode, I break down the real difference between a compliance CPA and a tax strategist, and why that gap could be costing your business six figures a year. We cover three real case studies of business owners who lost tens of thousands of dollars because their CPA did the bare minimum, the three pillars that separate a preparer from a strategist, and the exact questions you should ask to find out if you're getting strategy or just compliance. If you're a business owner or real estate investor who's tired of vague tax advice, this one's for you. Next Steps:

This episode explains how business owners can legally hire their children to create tax savings while teaching valuable financial skills. Tiffany breaks down IRS rules, payroll requirements, entity structure considerations, and how a Roth IRA can help turn today's tax strategy into long-term family wealth. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

On this episode, we're talking about something that affects millions of fertility patients—but that almost nobody talks about until the bill shows up: reproductive tissue storage.If you have embryos, eggs, or sperm in storage, you know the drill. Every year, another invoice arrives. Maybe it's $600. Maybe it's $800. Maybe it's over $1,000. Most people just pay it because they assume that's the cost. But what if it isn't? Ali's guest today is Charlie Boyer, CEO and Co-Founder of Generations CryoVault, and he's on a mission to shake up an industry that he believes has gotten way too comfortable charging fertility patients more and more for storage. Charlie's background is actually in financial services and cord blood storage, but after taking a closer look at reproductive tissue storage, he started asking some uncomfortable questions: Why are prices so high? Why don't patients know they have options? And why are so many clinics owned by private equity firms without patients even realizing it? In this conversation, Ali and Charlie talk about transparency, private equity, patient choice, and Generation CryoVault's new Pricing Promise, which aims to dramatically lower the cost of long-term embryo, egg, and sperm storage. They also discuss whoownsyourcare.org, how to find out who actually stores your tissue, and what questions every fertility patient should be asking their clinic. Whether you have embryos in storage right now, you're considering fertility treatment, or you're just curious about where all those fertility dollars are going, this is a fascinating conversation about an often-overlooked part of the family-building journey.For more info, go to https://gencryo.com/IG: @generationscryovaultEPISODE SPONSORS: THE WORK OF ART BOOK SERIESAli's Children's Book Series about IVF, IUI and Family Building Through Assisted Reproductive Technology https://www.infertileafgroup.com/booksThe 3-book bundle is now just $49 (normally $79)!The latest book in the Work of ART series, “You Are a Work of ART," is for every kiddo born through ART -- and the people who love them.PHERDALIG: @pherdal_sciencePherDal is the world's first and only FDA-cleared, sterile, at-home insemination kit designed to help people build their families in the comfort of home. Created by parents who've been there, PherDal is safe, simple, and affordable—putting more options in your hands as you grow your family. Explore at PherDal.com.Go to PherDal.com today and use code INFERTILEAF for $10 off.CARAWAYCaraway cookware is beautiful, first of all — like, actually gorgeous sitting on your stove — but it also makes cooking feel easier and less stressful.Visit carawayhome.com to take an additional 10% off your next purchase using code INFERTILEAF at checkout.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The tax rules changed, and many business owners still don't know how it affects them. In this episode, Tiffany Phillips breaks down four major tax strategies from the One Big Beautiful Bill that could create significant tax savings in 2026. This isn't theory. It's practical CPA advice with real numbers and real examples that can help you keep more of what you earn. If you're a business owner or real estate investor, these are decisions that need attention before year-end. Don't wait until tax season. Listen now and discover the moves that could save you thousands. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/538.Most law firm owners think they're covered on taxes. They've got a CPA. Returns come in on time. No audits. What else is there?A lot, actually.The difference between a tax preparer and a tax strategist isn't just terminology — it's tens or even hundreds of thousands of dollars a year. And if nobody's having proactive conversations with you throughout the year, those strategies disappear on December 31st. Every year.In this episode, Moshe sits down with Boris Musheyev, CPA, certified tax strategist, and founder of BorisMTax, to have the conversation most firm owners never get to have.Chapters:[00:00] Why law firm owners must rethink tax planning for business growth[02:52] Discover how proactive tax strategies lower attorney tax liability[05:08] Learn the difference between tax preparers, planners, and strategists for your firm[10:06] Implement essential tax strategies that boost law firm profitability[12:51] Use advanced tax planning for lawyers to maximize business deductions[17:56] Optimize retirement planning with advanced strategies for attorneys[23:02] Follow a step-by-step tax planning process to reduce firm taxes[27:18] Maintain records and documentation to protect your firm in an IRS audit Resources mentioned:

Most business owners think tax strategy ends in April. It doesn't. It's just getting started! In this episode, we walk through the 5 most important 64 tax planning moves to make before September, including how to run a mid-year projection, the family payroll strategy that works best in summer, the Augusta Rule timing window, equipment purchase planning under Section 179 and Bonus Depreciation, and the August Reset framework used by high-earning entrepreneurs. Next Steps:

Most entrepreneurs don't realize how much money they're losing through poor tax strategy. The problem isn't always revenue. It's what happens after the money comes in. In this episode, Rachel sits down with Peter Holtz, founder of one of the fastest-growing accounting firms in the country. With experience spanning Big 4 accounting, CFO leadership, and building a $10M-plus firm from the ground up, Peter shares why traditional accounting models are failing entrepreneurs and what founders should be doing instead. Peter explains how proactive tax planning, financial organization, and smarter business structures can dramatically improve profitability and help business owners build real long-term wealth. He also breaks down how entrepreneurs can legally reduce their tax burden, improve financial clarity, and turn accounting into one of the highest ROI investments in their business. Why Reactive Accounting Is Costing Founders Thousands Peter explains that most accountants operate as "box fillers," focused only on filing returns instead of helping business owners strategically reduce taxes year-round. He shares why accuracy, organization, and the right business structure are foundational to keeping more of what you earn. From separating business and personal expenses to optimizing entity structure, small changes can create a massive financial impact. Peter also dives into overlooked strategies many entrepreneurs miss, including the Augusta Rule, paying children through the business, vehicle deductions, and structuring travel expenses correctly. Building Wealth Through Financial Clarity Beyond taxes, this conversation explores the deeper connection between financial awareness and leadership. Peter reflects on building his firm from a small operation into an Inc. 5000 company by embracing cloud accounting, systems, and long-term thinking early. He also shares why he believes entrepreneurs are modern-day pioneers and why supporting business owners is central to his mission. Rachel and Peter also discuss personal branding, scaling a service-based business, and the evolution of authority in today's digital landscape. Enjoy this episode with Peter Holtz… Soundbytes 17:53–18:14 "The Augusta Rule lets you rent out your house at fair market value. You have to determine fair market value. You've got to create a lease between yourself and your business, and there's a lot of details you have to live with. But it could easily be anywhere from $10,000 to $50,000 in tax-free income, depending on how you use it." 20:39–21:04 "I've said, you know, you should pay your kids, and I've heard, 'Well, we talked to our tax preparer, and they said it's a red flag.' It's not. I've been around for 40 years. I've been through audits. I've helped people that have come to me to get help with audits. The tax law is very clear that any child above age 7 can be paid a reasonable wage to help you in your business." Quotes "Most entrepreneurs are overpaying in taxes because no one ever showed them a better strategy." "A CPA should not be a cost center. They should be one of the highest ROI partners in your business." "When you don't commingle business and personal expenses, you're already telling the IRS you're organized." "The ultimate resource you can never get more of is time." "There's not a business problem that I can't solve anymore because after a while, you understand how businesses really work." Links mentioned in this episode: From Our Guest Website: https://www.peterholtzcpa.com/ Free Resource and Consultation: https://go.peterholtzcpa.com/rachel Connect with Peter Holtz on LinkedIn https://linkedin.com/company/peterholtzcpa Follow Peter Holtz on Instagram: https://www.instagram.com/peterholtzcpa Connect with brandiD Find out how top leaders are increasing their authority, impact, and income online. Listen to our private podcast, The Professional Presence Podcast: https://thebrandid.com/professional-presence-podcast Ready to elevate your digital presence with a powerful brand or website? Contact us here: https://thebrandid.com/contact-form/

More than a million households could be overpaying for power this winter, as more Kiwis struggle to pay the bill at all. Around half of Kiwi households haven't switched providers in five or more years, which is potentially costing them hundreds of extra dollars a year. Consumer NZ says that sticking with the same provider can result in a “loyalty tax”, as better deals are often only offered to new customers. Consumer Powerswitch Manager Paul Fuge told Kerre Woodham everyone grumbles about prices and their company, but they think it's time something has to be done about prices. He says it's causing harm to consumers and the economy, and it can't keep going the way it is, so they've started a petition. Fuge says that while some people have always struggled to pay their bills, the number of households struggling is increasing every year. “Middle New Zealand is now struggling to pay their power bill, and that's not acceptable.” LISTEN ABOVE See omnystudio.com/listener for privacy information.

This episode explains why business owners don't have to accept high taxes as inevitable. You'll learn a three-part framework for reducing taxes, building wealth, and using strategic tax planning tools— including a short-term rental strategy that may create significant tax savings opportunities. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Are you paying more taxes than you should? In this episode, we break down three powerful tax strategies that can help business owners and real estate investors keep more of what they earn. You'll learn how Cost Segregation can accelerate deductions, how the Augusta Rule can create tax-free income, and how an Accountable Plan can turn everyday expenses into valuable tax savings. We also cover common mistakes, real-world examples, and the simple rules you need to follow to make these strategies work. If you're looking for practical tax planning ideas, smart tax strategies, and business finance insights that can improve your bottom line, this episode is for you. Don't leave money on the table. Listen now and discover which strategy could save you thousands this year.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

This episode of the Mo Money Podcast is a money diary session with one of our clients, Toni. Toni talks about what it was like to set up her financial plan for the first time, coming from a generation where it was drilled into her that saving money in cash and only buying property was the only way that you could actually get ahead.  She talks about what she did to cut tax on her income, as well as the big shifts that she made to feel more confident in her finances and her path forward. This episode is perfect for anyone that wants to understand the different pathways that can get them more money out of what they already have.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

Are IRS audits really as scary as people make them seem? In this episode, we break down the biggest IRS audit red flags that business owners need to understand. You'll learn why repeated losses, poor documentation, vehicle deductions, home office claims, contractor classification, and other common issues attract IRS attention. We also discuss the difference between fear-based tax advice and smart tax planning. Discover practical tax strategies that help protect your business while maximizing legitimate deductions. Learn how proper documentation, strong business finance systems, and proactive planning can reduce risk and help you make better money decisions. If you want to stop overpaying taxes and gain confidence in your tax strategy, this episode is packed with actionable insights. Listen now and learn how to build an audit-proof business before the IRS ever comes knocking. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Send Jackie A Message!Most studio owners think overpaying is a money problem. It isn't.This week I had the same conversation with four different studio owners. Different people, different numbers, but the same thing underneath every time. And not one of them was actually dealing with a pricing issue. They were mispaying, paying for a title when they were getting a task, paying for a role they weren't using yet, paying for a feeling instead of a result.In this episode, I walk you through it the way I would on a coaching call. We start with the circumstance, get honest about the thought creating it, and look at what it's actually costing you to keep operating that way.In this episode:Why the dollar amount can never tell you if you're overpaying, and what actually does.The five feelings that quietly drive every overpaying decision, and how to spot which one is running the show for you.Why hiring a "savior" sets you and your new team member up to fail.How you can end up overpaying and under-delegating at the same time.The difference between full-time and committed, and why buying one to feel the other keeps you stuck.The one question to ask yourself the next time you reach for your wallet that gets your money back on the spot.Here's the truth underneath all of it: overpaying was never a money problem. It's a leadership-avoidance problem wearing a really kind face. And the fix isn't to go be stingy. It's to stop using money to buy your way out of leading.Work with Jackie MurphySay Hi on Instagram @studioceoofficial3 Marketing Mistakes Yoga & Pilates Business Owners Make: https://www.jackiegmurphy.com/evergreen-3mm-organicJoin The Studio CEO Program: https://www.jackiegmurphy.com/studioceo

Book a Strategy Call → https://mccancemethod.com/strategy-call/ In this episode, I talk about how to retain therapists in your group practice without burning out or overpaying. I share what culture actually means, why psychological safety is the number one reason therapists stay, and how to spot the "culture cancer" that's quietly costing you your best people.Make sure to bring your paper and pen because this episode is full of actionable tips!Here are some key points in this episode:[01:30] What culture really means in your group practice. [05:00] How clear expectations make you a better leader. [08:00] Psychological safety is the #1 reason therapists stay. [10:30] Use 90-day check-ins to retain top talent. [14:00] Why vulnerability builds trust with your team. [18:00] The "culture cancer" that's costing you good therapists.Links From The Episode:Episode #157: Selling a Group Therapy Practice: What Buyers Look For (And How to Prepare) - https://mccancemethod.com/episode-157-selling-a-group-therapy-practice-what-buyers-look-for-and-how-to-prepare/ Here is the Janeapp link for TWO free months on us!https://janesoftware.partnerlinks.io/ytg4vn Use Coupon: MCCANCE2MOThe Culture Code: The Secrets of Highly Successful Groups by Daniel Coyle - https://amzn.to/4v60u9H (US) https://amzn.to/4uuDTnf (CAD)

Most business owners focus on deductions when trying to save on taxes, but real tax savings come from proactive planning. In this episode, you'll learn the difference between tax preparation and tax strategy and how smarter business decisions throughout the year can help improve your financial outcomes. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Think taxes are designed to take your money? Think again. In this episode, we break down how the tax system actually rewards business owners and investors. You'll learn the difference between tax planning and tax preparation, why many entrepreneurs miss valuable tax savings, and how smart tax strategies can help you keep more of what you earn. We cover common tax myths, deductions versus credits, business finance basics, and practical ways to make better money decisions throughout the year. You'll also discover why your CPA advice matters more than you think and how proactive planning can create long-term wealth. If you've ever felt confused by taxes or wondered if you're leaving money on the table, this episode is for you. Listen now and discover the tax strategy shifts that could save you thousands. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Former Alabama coach Nick Saban testified before the Senate Commerce Committee as lawmakers debated the proposed Protect College Sports Act, a sweeping bill designed to regulate NIL, transfer portal movement, athlete compensation, eligibility, and the overall future of college athletics. The bill has support from the ACC and Big 12, but the SEC and Big Ten are already pushing back publicly.In other words...The people who broke college football are all standing in the same room arguing about how to fix it.Tonight we're taking a deep dive into the State of College Football:

In this episode, we break down the five rich rules that shape long-term success. You'll learn how your money mindset impacts your financial future, why wealthy people make different money decisions, and how small habits can create powerful results over time. We also discuss how successful entrepreneurs use business strategy and wealth planning to build assets instead of relying only on income. If you've ever felt like you're working hard but not getting ahead, this episode will challenge the way you think about money. Learn the mindset shifts that help business owners create lasting wealth and keep more of what they earn. ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Credit card processing fees are quietly draining retail profits with every transaction — and most merchants do not realize how much it adds up over a year. Here is how modern payment models can help. To learn more, visit https://quicsuite.myclickfunnels.com/landing-page Northern Media Services City: Oswego Address: 274 Cemetery Rd Website: https://www.northernmediaservices.com/

Most business owners underuse their retirement plans. That mistake can cost you thousands. In this episode, we break down the solo 401(k) strategy and how it helps you build wealth while reducing taxes. You'll learn how to maximize contributions, claim tax credits, and avoid common mistakes that wipe out savings. We also cover deadlines, contribution limits, and how to invest in real estate or other assets using your plan. This is clear, practical finance advice focused on tax strategies, wealth planning, and maximizing income. If you want better tax savings and more control over your future, this episode is a must. Listen now before you miss key deadlines.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

https://genuinetools.com/blogs/articles/dewalt-20v-max-tools-wholesale-bundles-prices-best-online-storesDiscover how contractors and DIYers can save 30-40% on DeWalt 20V MAX tools through wholesale bundles and strategic timing. Learn about battery compatibility, tiered pricing, and the best online stores to stretch your tool budget further. Genuine Tools City: Beaverton Address: 1500 NW Bethany Blvd. Website: https://genuinetools.com/

Send us Fan MailHow to Stop Overpaying for Prescriptions: Cash Pricing, Coupons, and Smarter Pharmacy ShoppingDr. Angela explains why prescription costs can spike even with insurance, emphasizing that coverage depends on insurer formularies shaped by contracts among insurers, pharmacy benefit managers, and manufacturers, which can change midyear and trigger denials, step therapy, and prior authorizations. She offers practical strategies to lower costs: start with manufacturer websites for brand-name drugs to find savings cards, copay assistance, or direct-to-consumer cash programs (not typically for Medicare/Medicaid); use generics when possible and compare transparent cash options like Mark Cuban's Cost Plus Drugs and GoodRx; ask direct primary care practices about at-cost dispensing; price-shop across pharmacies and ask pharmacists for the best cash price; and request a 90-day supply when stable, noting stricter rules for controlled medications but potential cash-pay options. For a list of websites for medication discounts, see the companion blog post: https://www.dpcwestmi.com/blog/why-your-medication-costs-so-much----and-7-ways-to-save-money-on-prescriptions00:00 Stop Overpaying Intro01:30 Why Insurance Denies02:54 Prior Auth Chaos03:45 Pricing Disclaimer04:15 Manufacturer Savings05:54 Generics And Cash07:21 Direct Primary Care07:47 Compare Pharmacy Prices09:30 Ask For 90 Days11:27 Final ChecklistSupport the showFollow me on Instagram @angelalifestylemd and don't forget to SUBSCRIBE to my podcast & SHARE this episode.

Former Gov. Jim Gilmore stops by the show for his weekly visit and talks about Virginia overpaying unemployment claims.

New Jersey has some of the highest commercial electricity rates in the country. Here is what businesses can do to take control of their energy costs. Go to https://theenergyconsultantnj.com/ for more information. The Energy Consultant NJ City: Bayonne Address: 104 W 16th St Website: https://theenergyconsultantnj.com Phone: +1 201 892 2587 Email: askmike@theenergyconsultantnj.com

Most business owners think taking all income as salary is the safest move. It's not. In this episode, we break down the tax strategy behind paying yourself the right way—and how getting it wrong can cost you thousands. You'll learn what “reasonable compensation” really means and how to balance salary and distributions to reduce taxes. We also cover how this impacts tax savings, the qualified business income deduction, and long-term wealth planning. This is clear, practical CPA advice focused on tax strategies, tax planning, and smarter money decisions. If you're running an S corp or thinking about it, this episode is critical. Listen now before you overpay the IRS again.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most high-income business owners think the new SALT cap fix solved their tax problem. It didn't. In this episode, we break down the truth behind the PTE election and how it can save you thousands in taxes. You'll learn how this tax strategy works, why the $40K SALT cap is misleading, and how to legally bypass the deduction limit. We walk through real numbers, common mistakes, and the exact steps to make the election correctly. This is clear, practical CPA advice focused on tax planning, tax strategies, and maximizing income. If you're earning over $500K or paying high state taxes, this episode is critical. Listen now before you miss another year of tax savings.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

On this episode: Some people retire with strong finances but still struggle—because retirement isn’t just about the numbers. Why are annuities suddenly gaining traction among retirees? Retirement withdrawals aren’t always rule-based—how you pull income can be more flexible than you might expect. Family inheritance plans can look simple on paper, but real-life dynamics often make them far more complicated. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Moving money between your businesses sounds simple. It's not. In this episode, we break down the tax strategy behind intercompany transfers and why getting it wrong can cost you thousands. You'll learn how basis works and why it matters for tax savings. We explain the difference between loans, distributions, and capital contributions—and how each one impacts your ability to deduct losses. You'll also get a clear, step-by-step system to document transfers the right way. This is practical CPA advice focused on tax planning, tax strategies, and smarter business finance decisions. If you have multiple businesses or plan to start another, this episode is critical. Listen now before a simple mistake turns into a major tax bill.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Contractors and resellers can save up to 60% on cordless drills by buying wholesale. This episode breaks down Milwaukee and DeWALT's top models, explains brushless motors, and covers why platform commitment matters more than expected. To learn more, visit https://genuinetools.com/blogs/articles/us-cordless-drill-wholesale-price-top-brands-where-to-buy Genuine Tools City: Beaverton Address: 1500 NW Bethany Blvd. Website: https://genuinetools.com/

The nightmare situation as an online coach is to scale your company, hire assistant coaches and a staff, have your staff make more money than you, and you become a minimum wage entrepreneur with all the stress and risk that comes with owning your own business. We don't want that to be you so today's episode is all about profit margins, common mistakes we see within IFCA and the industry, and how to make sure you pay employees fairly while having healthy margins.   Time Stamps:   (0:10) Profit Margins (1:30) Common Mistakes (4:20) Undercharging for Your Service (9:00) Paying Employees and Healthy Margins (10:06) Gross vs Net Profit (15:30) Raising Your Prices ----------------

Many women feel guilt around money, success, and ambition. In this episode, we break down the truth about building a business as a woman of faith. You'll learn how to shift your money mindset and stop believing that success and faith are in conflict. We talk about stewardship, leadership, and how building a business can create impact for your family and others. You'll also hear practical ways to set boundaries, lead a team, and grow without burnout. This is real, honest business talk focused on women and finance, mindset for entrepreneurs, and making confident money decisions. If you've ever felt torn between your ambition and your values, this episode will change how you think. Listen now and step into your next level.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Buying or selling a business isn't just a deal. It's one of the biggest financial and tax decisions you'll ever make. In this episode, we break down how smart business owners use acquisitions to build wealth and reduce taxes. You'll learn how to approach deals from both sides, structure offers, and avoid costly mistakes. We also cover due diligence, negotiation, and how tax planning impacts what you actually keep after the deal closes. This is clear, practical finance advice focused on business strategy, tax strategies, and smarter money decisions. If you want to maximize income and keep more from your next deal, this episode is critical. Listen now before you make a costly mistake.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners think one LLC is enough. That mistake can cost you everything. In this episode, we break down why a single entity can expose your assets and limit your growth. You'll learn how to structure your businesses the right way to protect what you've built. We cover liability protection, partnerships, and how smart entity setup supports better tax planning and business strategy. You'll also learn how to avoid common mistakes that can wipe out your protection. This is real, practical finance advice focused on business strategy, tax strategies, and smarter money decisions. If you want stronger protection and a better owner mindset, this episode is a must. Listen now before a mistake costs you.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners don't understand how taxes actually work. That's why they overpay. In this episode, we break down the tax system in simple terms so you can start making smarter money decisions. You'll learn how income is taxed, how deductions and tax credits work, and why tax planning matters more than just filing. We also explain how different types of income are taxed and where business owners can legally reduce what they owe. This is clear, practical CPA advice focused on tax tips, tax strategies, and better business finance decisions. If you want more tax savings and a stronger financial mindset, this episode will change how you see taxes. Listen now and start keeping more of what you earn.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.  On today's episode, we are back in the studio with Travis Murray. We discuss: Land scarcity drives long-term demand. Inflation often pushes land values higher. Recreational buyers still dominate many markets. Overpaying usually comes from emotional buying. Land behaves differently than housing markets. Every tract has unique value drivers. Ethical representation matters in land deals. Infrastructure improvements rarely fully return value. Buyers should focus on long-term ownership goals. Land remains attractive during uncertain markets. And so much more! Thanks again for all of the support from our partners—none of this would've been possible without them! -Moultrie:⁠⁠⁠⁠⁠⁠ https://bit.ly/moultrie_⁠⁠⁠⁠⁠⁠ -Hawke Optics | Use Code WHTL for 15% off:⁠⁠⁠⁠⁠⁠ https://bit.ly/hawkeoptics_⁠⁠⁠⁠⁠⁠ -OnX:⁠⁠⁠⁠⁠⁠ https://bit.ly/onX_Hunt⁠⁠⁠⁠⁠⁠ -Painted Arrow: ⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/PaintedArrow⁠⁠⁠⁠⁠⁠ - Buck Land Funding: ⁠⁠⁠⁠⁠⁠https://www.firstbankers.com/bucklandfunding⁠⁠⁠⁠⁠⁠ - Latitude Outdoors: ⁠⁠⁠⁠⁠⁠https://www.latitudeoutdoors.com/⁠⁠⁠⁠⁠⁠ - Whitetail Master Academy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whitetailmasteracademy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Use code '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HOFER' to save 10% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theprairiefarm.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Massive potential tax savings: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ASMLABS.Net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Most business owners focus on making money. Millionaires focus on keeping and growing it. In this episode, we break down how wealthy business owners structure their money to build long-term wealth. You'll learn how they use smart strategies like real estate, multiple income streams, and tax planning to grow and protect their money. We also cover wealth planning basics, entity structure, and how your financial mindset impacts your results. This is clear, practical finance advice built around business strategy, money decisions, and long-term growth. If you want better control over your money and a smarter path to wealth, this episode will shift how you think. Listen now and start playing the game differently.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners think debt is risky and banks just hold money. That's wrong. In this episode, we break down how banks actually make money and how you can use the same system to build wealth faster. You'll learn how lending works, why banks want to give you money, and how to use debt as a smart strategy to grow your business and investments. We also cover real estate, tax strategies, and how to make better money decisions that increase long-term wealth. This is clear, practical finance advice focused on wealth planning, business strategy, and maximizing income. If you want a stronger financial mindset and smarter strategies to grow your money, this episode is for you. Listen now and start making your money work harder.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners overpay taxes because they miss simple deductions. In this episode, we break down the most powerful tax strategies LLC owners can use to keep more of what they earn. You'll learn how to write off startup costs, home office expenses, and vehicle use the right way. We also cover hiring deductions, marketing expenses, and why working with the right CPA matters. These are real, practical tax tips you can apply now. This is clear, no-fluff finance advice focused on tax planning, tax savings, and smarter business finance decisions. If you want better money decisions and stronger business strategy, this episode gives you the playbook. Listen now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

The average family of four spends $6,000–$12,000 on a Walt Disney World vacation. Most of it is optional.In this episode, I'm breaking down the Five Cost Buckets of every Disney trip — two are fixed, three are almost entirely negotiable — and showing you exactly how a real family can visit Walt Disney World for under $4,000 without cutting the magic.You'll learn:The only legitimate place to buy discounted Disney tickets (and the scam sites to avoid)Why staying off-property can save your family $700–$1,400 — and what you actually give upThe grocery delivery trick that saves $200–$400 on food before you even walk into a parkWhen to buy Genie+ and when to skip it entirelyThe counter service meals that are genuinely better than the $60 sit-down optionsI also walk through three real budget scenarios — Budget ($3,964), Moderate ($5,509), and Premium ($8,609) — for the same 5-day family trip, so you can see exactly where the money goes and where it doesn't have to.

HSAs sound like a no-brainer, but for many business owners, they can actually backfire. In this episode, we break down when an HSA is a bad move and why the “triple tax advantage” doesn't always work in your favor. You'll learn how high deductibles impact your cash flow, why inconsistent contributions weaken tax savings, and how using your HSA too often kills long-term growth. We also cover hidden rules, penalties, and why this strategy doesn't fit every business owner. This is real finance advice focused on smarter money decisions, tax strategies, and protecting your business finance. If you want better savings strategies and a stronger financial mindset, this episode will challenge what you think you know. Listen now before you lock into the wrong strategy.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners treat taxes like a once-a-year task. That mistake can cost you thousands. In this episode, we break down estimated taxes and how to avoid costly IRS penalties. You'll learn what estimated tax payments are, who needs to pay them, and how to calculate the right amount. We cover simple tax planning methods like the safe harbor rule and how to adjust payments based on your income. You'll also learn key deadlines and how to stay compliant without overpaying. This is real, practical CPA advice focused on tax tips, tax strategies, and smarter money decisions for your business finance. If you want better tax savings and full control over your cash flow, this episode is a must. Listen now before the next deadline hits.    Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners avoid the home office deduction because they think it's risky. That's flat-out wrong. In this episode, we break down a powerful tax strategy that can legally save you thousands every year. You'll learn how the home office deduction really works, even if you have another office. We explain how to use it for administrative tasks and how to set up an accountable plan to make it clean and IRS-compliant. This is real, practical CPA advice focused on tax planning, tax savings, and smarter business finance decisions. No fluff. Just clear steps you can use. If you want better tax strategies and more control over your money decisions, this episode matters. Listen now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most business owners overpay taxes and don't even know it. In this episode, we break down a powerful tax strategy that can save S-corp owners thousands every year. You'll learn how to turn your health insurance into a legal tax-saving tool using smart tax planning and simple adjustments. We cover how this strategy works, who qualifies, and the exact steps to set it up. You'll also hear common mistakes that cost owners money and how to avoid them. This is real, practical CPA advice you can use right away. If you want better tax savings, smarter money decisions, and more control over your business finance, this episode is for you. Hit play now and stop leaving money on the table.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Building generational wealth is not about trust funds or being rich—it starts with habits, mindset, and smart decisions. In this episode, we break down how to teach kids about money, build strong financial systems, and avoid the biggest mistakes that destroy wealth. You'll learn the right order to grow, protect, and pass down money, plus simple ways to start today. If you want to create lasting wealth for your family, this episode gives you a clear path using smart strategies and long-term tax planning.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

1012. Feeling financially squeezed by the rising cost of homeowners insurance? Laura answers a listener's question about how to pay less while maintaining coverage required by a lender. Find out how to protect your finances with home insurance without overpaying for it.We talk about:Underlying reasons why homeowners premiums are rising, especially in high-risk areas.Tips for saving by increasing home insurance deductibles.Comparing the price of bundled coverage to policies with different carriers. How various home upgrades and technologies can qualify for money-saving discounts.The role that having good credit plays in reducing your home and auto insurance rates (in most states).Why proactively shopping and asking about potential homeowners insurance discounts is essential for cutting the cost.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.