Podcasts about Spent

Malcolm Reid Sr.: Ingredients for Success for the Modern Generalist and Kicking the Hopium Habit In this episode of the Stay On Course Podcast, Julie sits down with Malcolm Reid Sr., founder of Pro Global Business Advisors, to talk leadership, purpose, and the mindset shifts that separate predictable business growth from hope based guessing. Guest Background Malcolm Reid Sr. founded Pro Global Business Advisors, helping over a thousand coaches serve small business owners with integrity Known for a strong stance against hype driven coaching and for equipping ethical coaches with real systems and support Creator of Profit Advisor, a platform that brings marketing, sales, and fulfillment technology into one methodology Spent decades in music and corporate America before building twenty five years of entrepreneurial experience What They Discussed Why the specialist model is losing ground to the modern generalist in a world shaped by AI The full meaning behind the phrase a jack of all trades is a master of none Why so many entrepreneurs run their business on hope instead of tracked, predictable systems The triplets that keep business owners stuck: gonna do, did not do, and want to do The importance of success metrics and consistent prospecting, even after landing clients How Profit Advisor gives coaches a business in a box, without long contracts or restrictive territories The path to becoming a certified Profit Advisor and building real credibility Malcolm's journey from corporate America to becoming unemployable in the traditional workforce His early career in music, including work alongside KRS-One and Grandmaster Kaz The value of self leadership and consistency for long term legacy building Memorable Quotes Change you must or irrelevant you will become A jack of all trades is a master of none, but it is a whole lot better than just a master of one People are addicted to hope There are parking spaces on that road, that journey to success. Park, but back up and get back on the journey Get one percent better per week, and by the end of the year you will be sixty seven percent better than where you started Key Takeaways Systems beat hope. Predictability comes from tracked metrics, not wishful thinking Becoming a generalist, someone who can do more and deliver faster, is increasingly valuable Growth requires discipline. Small, consistent improvement compounds over time Every failure becomes part of the foundation for helping the next person Purpose and self leadership carry entrepreneurs through moments that feel insurmountable This episode is a must listen for coaches and small business owners ready to build a business rooted in purpose, clarity, and predictable success. Connect with Malcolm Reid Sr. Website: ProGlobalBA.com Free Book: 100kleak.com Company: Pro Global Business Advisors Connect with Julie Riga Website: julieriga.com/lead Social Media: LinkedIn | Facebook | Instagra. Coaching: Learn more about leadership coaching and transformation Stacklist: https://stacklist.app/julieriga Subscribe to Stay On Course wherever you listen to podcasts, and share this episode with the leaders in your life who need to hear about purpose, growth, and legacy. #stayoncourse #leadership #purpose #growth #entrepreneur Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cindy Cohn, originally from Newton, Iowa, became one of the country's foremost digital rights lawyers. Her new memoir is titled 'Privacy's Defender: My Thirty-Year Fight Against Digital Surveillance.' Part legal history, part personal story and part rallying cry, it's front-row account of the legal battles that shaped the internet we use every day. Cohn discusses the book, growing up in Iowa, your rights online and more. (This show was originally produced April 9, 2025.)

Listen to all my reddit storytime episodes in the background in this easy playlist: https://www.youtube.com/playlist?list=PL_wX8l9EBnOM303JyilY8TTSrLz2e2kRGThis is the Redditor podcast! Here you will find all of Redditor's best Reddit stories from his YouTube channel. Hosted on Acast. See acast.com/privacy for more information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Yahya Muhammad. Topic: Entrepreneurship, legacy, and community impact through his ice cream business, Shawn Michelle’s Homemade Ice Cream Yahya Muhammad shares his journey from tasting unforgettable homemade ice cream as a child to founding one of Chicago’s most beloved ice cream brands. His story is one of perseverance, cultural pride, and community service, rooted in faith and inspired by family and fraternity.

Murray Rothbard realized the present system of punishment for committing crimes is both inadequate and unjust. We need to move to a system of restitution.Original article: https://mises.org/mises-wire/i-spent-28-years-arresting-criminals-rothbard-was-right-all-along

Learning the "on hold" music by heart. Don't call me "ma'am".  We are not the training department. Marci's shrinking head vs. your old underwear. Missing payphone/outhouses. How to find a safety pin, and Marci's old chapstick. The desperate move of the "purse dump." Thrifting from the sidewalk.

Murray Rothbard realized the present system of punishment for committing crimes is both inadequate and unjust. We need to move to a system of restitution.Original article: https://mises.org/mises-wire/i-spent-28-years-arresting-criminals-rothbard-was-right-all-along

Muriel Touati is the Founder and CEO of Exit 3D Studio. After spending a year evaluating 100+ acquisitions from the buyer side, she now helps B2B service founders build businesses that generate consistent, qualified demand, and hold up under real scrutiny. She's the author of the upcoming book, The Valuation Gap.

The Chinese Communist Party has been paying off key figures in the United States to do the regime's bidding. Recently declassified intelligence reports show the regime was paying people to push propaganda to undermine the image of the president and the United States as a whole, as well as to divide the country, and to push narratives favorable to the CCP. And new reports are giving more details on how these operations may have been carried out.We'll discuss this topic and others in this episode of Crossroads.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.

Cris Bazan grew up in Texas, started gang banging as a young teenager, and eventually started his own street gang with his brother before a nine year sentence in the Texas state prison system at 17 years old pulled him into the Texas Syndicate — setting off 20 years of life inside some of the most violent correctional facilities in the country. In this episode of Locked In with Ian Bick, he describes what the Texas prison system looked like in the early 2000s, what starting wars with gangs like Tango Blast actually involved, what getting confirmed and validated as a Texas Syndicate member meant and what getting sent to the SHU after validation really looked like, and how violent the state system was during that era. He also opens up about catching a federal sentence after his release, spending five years in the toughest federal penitentiaries in the United States, and what the difference between state and federal prison as a Texas Syndicate member really revealed about which world was more dangerous. _____________________________________________ #texas #truecrimecommunity #prison _____________________________________________ Connect with Cris Bazan: YouTube: https://youtube.com/@crisbazan956?si=TdKdn0F5XQio-fLu Facebook: https://www.facebook.com/share/1MDHYTuCuD/?mibextid=wwXIfr TikTok: https://www.tiktok.com/@crisbazan956?_r=1&_t=ZP-97vDdgMbs4N Instagram: https://www.instagram.com/crisbazan956?igsh=MXByeG4xeHppa2l0eA%3D%3D&utm_source=qr _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introducing Cris Bazan's Story 01:00 Upbringing, Family, and Early Gangs 05:00 Creating N2P and First Gang Experiences 10:00 Entering Prison and Joining Texas Syndicate 16:00 Prison Politics and Survival Tactics 21:00 Gang Wars, Rivalries, and Institutional Life 27:00 Solitary Confinement and Its Impact 36:00 Transition to Federal Prison Life 41:00 Life and Politics in Federal Prison 46:00 Transfers, Riots, and Prison Hierarchies 52:00 Life After Release & Reintegration Challenges 01:01:00 Family, Regret, and Hopes for the Future 01:09:00 Plans, Reflection, and Final Thoughts _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

What if the thing standing between you and the life you were meant to live… isn't your circumstances, your resources, or your talent — but one invisible enemy inside your own mind? My guest today spent thirty years broke, overlooked, and grinding before the world ever heard his name. He drove trucks. He tended bars. He wrote scripts nobody bought. And then he sat down and wrote a book that redefined how artists, athletes, and entrepreneurs think about their own psychology. Steven Pressfield has one name for what's stopping you — and once he tells you what it is, you will never unsee it. Stay with us. This one is going to hit different. Follow Steven Pressfield:  Web / www.stevenpressfield.com IG / @steven_pressfield Facebook / https://www.facebook.com/StevePressfield     Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ► Substack: / drjcdoornick ►Facebook:  / makessensepodcast ►YouTube:  / drjcdoornick     MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast.   SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec   Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Operly - Take Back Control of Your Work Day and Get Rid of All Your AI Apps - Welcome to the new world of Time Freedom and Unlimited Scaling and Success with Operly -  https://go.getoperly.ai/video?ref=jean-claude-claude-d-2a95 Blue Blinds Bakery - Handcrafted with all-natural ingredients - www.blueblindsbakery.com     0:00 - Intro: The Invisible Enemy / Resistance 1:40 - Steven Pressfield Today 4:57 - Before Success / Finding His Voice 7:02 - The Breakthrough Moment 9:01 - Calling and the Muse 11:08 - Resistance and the Arena 20:43 - The Wilderness / Hero's Journey 35:40 - Telemon, Arcadian, and the Fiction World 44:21 - What Humans Are Here to Do 47:47 - Legacy and Final Thoughts   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most satisfying result in AI so far: a complete branded webinar deck, built from one voice brief, in about three minutes.In this session, I walk through the exact brief I gave Codex, show how it shared memory with Claude, and reveal the finished presentation it built without a single design tool.Then I break down the five phases every business owner needs to understand before using AI seriously:1. Productivity (too small a goal)2. "What good looks like" (the 90/100 standard)3. Transformation (not just faster, fundamentally different)4. Architecture (you are the director, AI is the builder)5. Memory and iteration (save, score, improve)I also show my first-loop recipe: the exact steps to build one painfully real AI workflow from scratch, including the scorecard and memory vault that make the system compound.If you have been using AI for prompts but not for systems, this is where the shift happens.Watch next: The $50K CEO Dashboard Buildhttps://youtu.be/QgFlI9UMkyg

Dr. Robert Lustig is a neuroendocrinologist, professor emeritus of pediatrics at UCSF, and bestselling author of Fat Chance, The Hacking of the American Mind, and Metabolical who has spent 40+ years studying metabolism and the role of sugar in chronic disease. In this conversation, he breaks down the real root of modern burnout, why fructose acts as a poison without its fiber "antidote," and the science of how sugar hijacks the same reward circuitry as any other addiction.In this episode, we discuss:(0:00) Trailer(1:45) The Real Root Of Burnout: Cortisol And Neuronal ATP Depletion(8:02) The Amygdala's Four Brakes And Why They're All Failing At Once(15:57) How Sugar Damages Every System In Your Brain(17:55) Fructose vs. Fruit: Why Fiber Is The Antidote To The Poison(21:27) The Orange Juice Scam That Reshaped How We Eat(25:51) Why Ultra-Processed Food Makes You Eat 500 More Calories A Day(31:09) Why Sugar Is Addictive (And The Economics That Prove It)(38:46) Why You Don't Need Dietary Sugar To Live(42:12) What Vietnam Vets Taught Us About Addiction And Environment(43:57) Pleasure vs. Happiness: Dopamine, Serotonin, And Why It Matters(51:46) Why Calorie Counting Is Dangerous(52:35) The Truth About GLP-1s Like Ozempic: Benefits And Risks(1:03:30) The Right Order To Eat Your Food To Blunt Blood Sugar(1:11:07) The Highest-ROI Steps To Build Stress Resilience(1:13:05) Breaking Belief Systems With Psychedelics And Wim HofLearn more about Dr. Lustig here:Website: https://robertlustig.comInstagram: https://www.instagram.com/robertlustigmdMetabolical: https://metabolical.comWatch this episode on Youtube:https://youtu.be/7BY4dtNj1SA

Darline Medina's daughter Brooklyn was full of health for the 1st 2 years of her life until the winter of 2023 when Brooklyn began to experience abnormal movements in her left eye. Her eye looked okay when examined by an eye doctor but her walking did not look okay and this led to her diagnosis of DIPG. Brooklyn's diagnosis took place in April of 2023 but her life span from that day until her passing on February 17th of 2024, was just 10 months, and took place one month before her 4th birthday.

In our final episode before taking a break until the autumn, we're chatting about working in the margins during a busy summer. What would the next six weeks look like if you did this intentionally rather than squeezing things in on the fly? Drawing on our own experience, we discuss visualising what you want the season to look like, adopting the right mindset, and mapping out the next six weeks. We also explore whether things really do go quiet online at this time of year and chat about the impact you can have by staying visible, even when you're time poor. Links and Further ReadingHow We Savour (and Survive) the Summer Can You Ever Take a Break When You're Self-Employed?Friends with Business BoundariesThe Lazy GeniusWhat will working in the margins look like for you this summer? Join us on Substack to share your thoughts. We'd love to hear from you!Connect With UsFriends With Business Benefits on Substackcharlieswift.comlove-audrey.comFind Us On Instagram@loveaudrey83@_charlieswiftSubscribe to Our Mailing ListsFranky's Mailing ListCharlie's Mailing List Get full access to Friends with Business Benefits at friendswithbusinessbenefits.substack.com/subscribe

No cycling this weekend, and more importantly no smoke in the air to make me sound like I'm seriously hung over. Spent a little time out in the garden trying to coax a few things into growing and tossing some dead stuff. All very fascinating. But I'm here with a fresh cup of tea, and its time to get this show on the road! Fragments Of Passion - Fegefeur (2026 Remaster) Kant Kino - Run Devision Redux - Synchronize (Eletrya) Desastroes - Mutter der Drachen Fused - Robot Romeo Train To Spain - Likeable (Uncreated) Ricardo Autobahn - World Car Explosion Aesthetische - Break The State http://synthetic.org/ https://www.youtube.com/@RealSyntheticAudio

The expenditure of Clare charities exceeded €74m in 2024. The Charities Regulator's latest annual report shows there are now 326 charities registered in this county, with six new organisations emerging last year. Across the country last year, the Regulator investigated 681 concerns regarding operational matters and governance. Charities Regulator CEO Madeleine Delaney says it doesn't necessarily point to anything untoward.

Brand isn't just a marketing expense. It's one of the best long-term investments you can make as a business owner. In this episode, Guy Bauer steps away from filmmaking and creative direction to talk owner-to-owner about why Umault has invested more than half a million dollars into building its brand over the past seven years. Drawing from his own experience of putting marketing on pause while making his feature film Ana the Cleaner, he explains why strong brands continue generating results long after campaigns end. If you're focused entirely on short-term lead generation, this episode is a reminder that the strongest businesses are built by investing in something people remember long after they've seen it.

Making more money may help your financial situation—but it won't automatically change the person managing it.Money magnifies the man.If you're disciplined, generous, and honest, more money gives those qualities greater reach. But if you avoid your finances, chase every new opportunity, make decisions from fear, or keep financial secrets from your spouse, more money can magnify those patterns too.In this video, I share the painful lesson I learned after spending $6,000 I didn't have on a coaching program without telling my wife—and the three-step framework that helped me understand what was really happening beneath that decision:Recognize the beliefRemove the weedReplace it with a rhythmYou may genuinely need more income. But before you chase another opportunity, ask yourself:“What has God already entrusted to me, and what would faithfulness look like today?”Take the complimentary Present Provider Assessment to evaluate the five areas shaping your life—faith, family, fitness, finances, and fun:

Joseph Smith is one of the most controversial figures in religious history. But what was he really after? Who was he? And why didn't his movement die with him? After 4 years of detailed study and the production of a 10 part docu-series, I lay out what I found and why I think Joseph Smith story still resonates to this day. Click here for the full Joseph Smith Story docuseries - https://www.thoughtful-faith.com/historyOur LinksWebsite: http://thoughtfulfaith.orgInstagram: https://www.instagram.com/thoughtful.faithTikTok: https://www.tiktok.com/@thoughtful.faithPodcast: https://www.buzzsprout.com/1478749DISCLAIMER: The views expressed in this video are entirely the opinion of the creator and do not necessarily reflect any officially endorsed positions of the Church of Jesus Christ of Latter-Day Saints or channel sponsors.

Matt Kilgroe — President & CEO, Cyndeo Wealth Partners Matt Kilgroe shares how Cyndeo Wealth Partners grew from a newly launched $1.2B RIA to a $3.5B enterprise, and why the next challenge isn't independence, but building a firm capable of reaching $25B.  In Summary Five years after launching Cyndeo Wealth Partners from UBS, Matt Kilgroe returns to the podcast to discuss what happens after independence. Rather than focusing on the transition itself, Louis and Matt explore the next phase of growth: scaling an advisory business, attracting talent, developing niche expertise, taking on outside capital, and building an enterprise designed to last. Along the way, Matt shares how Cyndeo expanded from $1.2B to $3.5B, why serving professional athletes required a different business model, and what led the firm to partner with Rise Growth Partners as it looks toward a $25B future.  The Storyline For many advisors, independence is viewed as the finish line. For Matt Kilgroe, it became the starting point. When Cyndeo Wealth Partners launched in 2020, the goal wasn't simply to leave the wirehouse behind. It was to build a business with the flexibility to grow in ways that simply weren't possible before. Five years later, that vision has evolved into something much larger. Cyndeo has nearly tripled in size, expanded its niche serving professional athletes and entertainers, recruited advisors, added specialized operational talent, and recently welcomed Rise Growth Partners as a minority investor to help accelerate its next phase of growth. The conversation explores what changes when firm leaders stop thinking like advisors managing successful practices and begin thinking like CEOs building enduring enterprises. The discussion spans succession planning, capital strategy, recruiting, organizational design, and the mindset required to scale from billions to tens of billions—all while remaining focused on clients and culture.  Topics Covered Building an enterprise beyond independence Scaling from $1.2B to $3.5B in assets Organic growth versus recruiting Serving professional athletes and entertainers Why fiduciary independence matters for niche client segments Building operational infrastructure for growth Partnering with Dynasty Financial Partners Minority capital and Rise Growth Partners Succession planning and employee ownership Thinking from $3.5B to $25B > Download a transcript of this episode… Listen and Learn Highlights for Advisors What did Matt learn after transitioning nearly 98% of his clients? (06:20) Why client relationships—not firm logos—proved to be the firm's greatest asset during one of the most challenging transitions imaginable. How did Cyndeo nearly triple in size in five years? (16:10) Matt discusses the combination of niche specialization, disciplined organic growth, recruiting, and operational investment that fueled the firm's expansion. Why has Cyndeo become a destination for professional athletes? (17:15) The conversation explores how deep industry expertise, fiduciary flexibility, and specialized service created a business that would have been difficult to build inside a wirehouse. Why bring on a minority capital partner when the business was already thriving? (24:15) Matt explains why succession planning, future recruiting, and long-term enterprise growth made outside capital the right decision. How should advisors think about ownership versus compensation? (35:40) A candid discussion about enterprise value, equity, and why many advisors underestimate the long-term economics of ownership. What does it actually take to scale toward $25B? (42:20) From hiring executive talent to expanding geographically, Matt shares how he's thinking about the next chapter of Cyndeo's evolution. Key Takeaways Independence creates opportunities that extend well beyond higher payouts, including enterprise value, recruiting flexibility, and ownership. Scaling a business requires investing in operational leadership, not just adding advisors. Specialized client niches demand expertise that goes well beyond investment management. Outside capital can accelerate growth when it's aligned with long-term strategy rather than an exit. Building an enduring enterprise requires thinking differently about succession, talent, governance, and equity. https://youtu.be/WRYJd9Lkt7o Quotable Moments “Don't rent your practice. Own it.” “You can't work in those niches and not be a fiduciary.” “We're not done.” “The road from $3B to $25B is going to really compound on your equity.”  FAQs Why did Cyndeo decide to take on a minority capital partner? To support its next phase of growth, strengthen succession planning, recruit additional talent, and benefit from the experience of leaders who have successfully scaled wealth management businesses before. How did Cyndeo grow from $1.2B to $3.5B? Through a combination of consistent organic growth, specialized client niches, advisor recruiting, and investments in operational infrastructure. Why is serving professional athletes or other niche client segments different from serving traditional wealth clients? Niche client segments often face unique financial decisions involving private investments, business opportunities, and career transitions that require specialized knowledge and a fiduciary framework. What advantages did independence create that weren't available inside a wirehouse? Matt points to greater flexibility around private investments, the ability to build specialized client experiences, reward employees with equity, and create an enterprise with lasting value. How should advisors think about building versus joining an independent firm? The discussion highlights the tradeoffs between creating your own firm and joining an established independent enterprise, emphasizing that ownership and long-term equity often matter more than headline payouts. What does Matt believe is required to build a $25B firm? A willingness to invest beyond advisors alone, adding executive leadership, expanding geographically, recruiting strategically, and maintaining a long-term enterprise mindset. To support its next phase of growth, strengthen succession planning, recruit additional talent, and benefit from the experience of leaders who have successfully scaled wealth management businesses before. Through a combination of consistent organic growth, specialized client niches, advisor recruiting, and investments in operational infrastructure. Niche client segments often face unique financial decisions involving private investments, business opportunities, and career transitions that require specialized knowledge and a fiduciary framework. Matt points to greater flexibility around private investments, the ability to build specialized client experiences, reward employees with equity, and create an enterprise with lasting value. The discussion highlights the tradeoffs between creating your own firm and joining an established independent enterprise, emphasizing that ownership and long-term equity often matter more than headline payouts. A willingness to invest beyond advisors alone, adding executive leadership, expanding geographically, recruiting strategically, and maintaining a long-term enterprise mindset. Related Resources Article: Your Practice Isn't Worth What You ThinkMost advisors misjudge their business's value, not because of the number, but because of the framework. Learn what really drives enterprise value. Rise and Reinvent: Joe Duran on Building and Rebuilding World-Class FirmsHe's built and rebuilt some of the industry's most successful firms and now he's helping others do the same. In this episode, Joe Duran, the founder of Rise Growth Partners, shares lessons from building, selling, and starting again, and how staying curious and adaptable fuels lasting success. Matt KilgroePresident/CEO Prior to launching Cyndeo Wealth Partners in 2020, Matt ran advisory teams at Merrill Lynch and UBS Financial for 29 years. Providing guidance, counsel, and strategy for families the firm serves is Matt's passion. In addition to his role as an advisor, Matt works in a leadership capacity for Cyndeo while also helping with business development. Matt has been recognized by Barron's as a Top 1000 or Top 1200 Advisor consistently since 2009. In 2020 Forbes named him to their “Best-In-State Wealth Advisor” list. A graduate of Eckerd College, Matt has served on the Board of Trustees at his alma mater since 2012. His three children are his pride and joy. Daughter Carrington owns Sunstate Yoga studio in St. Petersburg, son Kent is a financial advisor with Cyndeo, and daughter Jillian recently graduated Florida State University. An athlete in college, Matt continues to enjoy staying in shape, playing basketball, and bike riding. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… True Alignment: Advising Business Owners on Wealth, Significance, and Value A conversation with Jason Diamond, Nick Hubert and Taylor Gentry – Founding Partners at Panoramic Capital Partners. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is True Alignment: Advising Business Owners on Wealth, Significance, and Value. It’s a conversation with Nick Hubert and Taylor Gentry, Founding Partners, Panoramic Capital Partners. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Advisory firms that work with business owner clients typically operate through a fairly traditional wealth management lens. The business may be the source of the wealth, but the advice itself often centers around investments, planning, and asset allocation, yet Panoramic Capital Partners approaches that equation differently. Nick Hubert and Taylor Gentry are the founding partners of the roughly $450 million RIA, serving about 150 families with a seven-person team. And while they come from very different professional backgrounds, Nick with more of a relationship and storytelling orientation, Taylor from the analytical and private equity side, they’ve built the firm around a shared philosophy tied to what they call personal significance, personal wealth, and personal value. A big part of that philosophy, or the north star as they put it, is applying some of the same accountability and long-term thinking frameworks commonly seen in private equity to the advisory relationship itself, not in a transactional sense, but in helping clients think more intentionally about decision-making, alignment, and outcomes over long periods of time. As a result, our conversation delves deeply into the private equity world, reframing how clients and advisors should consider this important tool as both a growth mechanism and a strategic part of their client’s plans. We talk about how that perspective also shapes not only how they think about serving business owners specifically, but also the role private equity should play in wealth management. Then we take a view of their long runway and how they and other younger advisors might see things differently about building firms today and why clarity of vision may matter more than sheer scale in the years ahead, and much, much more. It’s a narrative that is refreshing and informative, so let’s get to it. Taylor, Nick, thank you so much for joining. Walk us through your background. What brought you to the world of wealth management? Nick, let’s start with you. Nick Hubert: Sure. I think I got my first taste of the industry actually in a sophomore year of college internship, or I interned at Morgan Stanley here in Oregon. I studied finance and accounting at University of Oregon, and so I had this affinity for finance and markets and had that privilege of having that internship. So I had it early on in my career. Ultimately ended up setting my sights on doing investment banking and going that route and did that for a short period of time. Ended up not going very long due to a medical reason, so you don’t have to be that sorry for me. And ultimately started my career in business consulting before pretty quickly realizing that I want to get back to finance, back to investing these things that just felt like core competencies and that thing that you keep coming back to when you’re alone in the middle of the night thinking about stuff, it was always that. Just had this desire to work with smaller units than large corporations, which is great for wealth where you get to work with families and small businesses. And so it was just a natural alignment that took me back full-time to the space in 2016. Jason Diamond: I like the framing it through the size of the unit you’re working with and having more of an impact on the family. Taylor, what about you? Taylor Gentry: I’m a little more circuitous, if you will. Spent a couple of years in investment banking, so you can be sorry for me. Nick and I met in undergrad at the University of Oregon, had the opportunity to work in this investment group together where we were investing a portion of the university’s endowment. And like Nick, interned in wealth management and kind of walked away from it going, “Boy, that’s boring. I don’t really like that.” And so moved to New York, cut my teeth in banking for a couple years and we were working… So an investment bank for context, helping companies raise debt, raise equity, and with mergers and acquisitions, we’re working with huge companies. So the Mattels of the world, the largest toy company in the world. Like Nick, realized, “Hey, I’m going to work with smaller companies that we can get our arms around a little bit better and be more helpful with and have a bigger impact on.” So spent about 10 years with a private equity firm in the western half of the US and we invested in companies in what’s referred to as the lower middle market. So companies doing 50 to 300 million of revenue. And we would invest in those companies, grow those businesses and then look to sell them. Awesome experience, learned a ton, got a bunch of experience around how to invest in companies, how to grow businesses. Then had the opportunity to step into the CFO seat of a couple of different operating companies during that time. It was just a great learning ground, but also to see a whole bunch of different situations. Nick and I have always invested in things together. We’ve worked on things together and we’ve always wanted to work together full time. And a few years ago, the stars really just aligned to say, “Hey, what would it look like to create a differentiated offering in the wealth space where we can blend my background on companies, transactions, how to draw on scale and all those pieces and really marry that with the wealth management piece?” And Nick will get into that further, but it’s just a really unique way to partner with families and companies that are smaller which can have a really high impact experience with those families and really move them through their life journey, if you will. Jason Diamond: Yeah, there’s a lot to unpack there and we’ll get to some of the elements of how you run the business today. First of all, you can’t fool me by using a toy company as your example to make investment banking more interesting. I’m just kidding. Actually, my real takeaway there is you have a skillset that is incredibly relevant in the current wealth management ecosystem, especially in the model you’re currently in. So let’s talk about that a little. Tell us about your current chapter, which is Panoramic Capital Partners. Who do you serve? What types of clients? Give me some perspective on size as well. Nick Hubert: I'm going to take this first. Taylor can do the PE background side and give you a bunch of numbers. I’ll give you the story and see if we can piece it together that way. Jason Diamond: I get the impression you guys use that line a lot. Nick Hubert: Oh, no, that’s the first time. How’d it land? Jason, I spent eight years at our prior firm with our third founding partner, Andrew, and he was at that firm for 30 years. And so we’ve got this core DNA that we’ve always carried of serving high net worth families in a very holistic and deep planning-based capacity, which I think a lot of modern firms say that. And so that’s not necessarily that different, but it is a DNA that carries through. When we got struck with this vision of launching Panoramic and what inspired us to build the firm, it was as, Taylor outlined, around this idea of how do we partner with entrepreneurs and business owners more holistically across their entire entrepreneurial journey, not just around the exit as is so often where the gravity of the conversation sits. And so our firm vision and inspiration was all around that. And since launching in May of 2024, it has been about how do we bring that vision to life with a different business model. And to your point, there’s a bunch to unpack there, but that is ultimately the founding vision of what we are trying to build here overall and what inspires us every day to say, how do we, as Taylor mentioned, bring the combination of skillsets to bear in a way that allows us to be a better partner along the entirety of the journey as opposed to just towards the end when assets traditionally show up, so to speak? So that’s a story from a vision perspective. Taylor, I don’t know what you want to add to that. Taylor Gentry: As Nick outlined, it’s the ability to work with folks throughout the lifecycle. So in private equity, you invest in a company, you work with that management team for three to seven years and then you sell the business and move on to the next project or deal. And really, it’s the deal mechanic that is the value creation. Whereas, with what we are building here, we have the opportunity to really step along the journey with folks when they are in the early phases building what we talk about as the middle phase of allocating, and we’ll talk about this further, and then really the third phase of stewarding capital along the way. And it’s a life cycle or entrepreneurial journey that we’re able to be hand in hand with folks over decades opposed to measured in three to five year spans. Jason Diamond: So it sounds, and you’ve both kind of touched on this now, your different backgrounds, you view as very much a positive because it gives you, Taylor, the more in the weeds analytical perspective. Nick, you’re probably more the storyteller. Do you find that to be a benefit when you’re running your firm every day? And are there instances when it’s a negative? Is there ever a time when you say, Taylor, just maybe more for you, not coming from this world, you don’t speak the same language? Nick Hubert: Do you want me to drop off the call so Taylor can be honest and he can give you the scoop and then he can jump off and I’ll give you the scoop? Taylor Gentry: Jason, we talk about that a lot, honestly. I think it is atypical for someone with my background to step into the wealth space maybe more so. And we leverage that because we have the ability to work with folks on how do you drive value in the company, how do you set the business up for a potential sale exit or transition internally? But this business, historically, we’ve talked about it as almost like two tracks. You have Taylor on the quote unquote business consulting or the business work track and you have Nick on a wealth management track. It’s really not the case. And really, the power is the ability for these two pieces to come together and there isn’t a conversation we have with clients where those two perspectives and backgrounds or contexts aren’t married into one to create really truly holistic advice. And so Nick will probably tell you otherwise, but I haven’t seen an area yet where our two backgrounds has been a negative. It’s actually been immensely positive. And then on top of it, in terms of kind of building out the firm, Nick is more of a traction visionary and I’m more of the traction implementer. What’s amazing about it from our perspective is the partnership we have allows us to, A, recognize that, B, name it, and then C, leverage it in terms of being able to dole out duties and maximize our success together. Jason Diamond: Nick, anything you’d add? Nick Hubert: I think that’s all right. I mean, Jason, your question was from an operational perspective. I think a lot of Taylor’s view is from a client perspective, which is spot on that the overlap of that is really helpful for clients and I think what allows it to be a different experience for them. Internally, operationally, I think that where you could see friction there amongst partners with differences, and I think you do see that, and at the same time, Google was the one who did team research 15 years ago where they put out what you really want, is similarity and vision and differences in skillset when building a team. And so I think we’ve been intentional about that and it’s been really helpful for… Taylor and I functionally met in a quasi-professional setting back in 2011 and developed a friendship quickly, so we’ve got that deep level of friendship that underpins all of it. And same with Andrew and our time working together. So part of it is there’s just such a strength of relationship amongst us that we give space for each other’s differences and look for those as assets as opposed to negatives, but in some sense, beauty in the eye of the beholder as is the case with anything. Jason Diamond: Yep. I appreciate you adding that context. I’ll be honest that when I first encountered your firm, my reaction was your core value prop of serving business owners is not all that differentiated. And then I learned more about the way in which you serve business owners. Can you talk about that? Because a lot of advisors in general, but then I think more specifically, a lot of RIAs would say, “We service primarily business owners.” Tell me how do you do it in a way that’s different and meaningful? Nick Hubert: I’ll take a first stab at that and then Taylor can maybe add on with specific stories. The wealth space is an awesome business and it’s a place where it’s very difficult to differentiate. And so we think a lot about that through the lens of how do we grow this business well for the long period of time to create opportunities for clients and employees. And so we spent a lot of time thinking about that, not only for the sake of differentiation, but also how do we actually just continue to add value to clients? Because if we add value in a different way, growth will take care of itself. I’d say one way of cutting that is we revisit the mission is through this idea of, okay, if I want to be a partner along the journey, it’s about more than a single transaction, more than a single exit, whatever that might be, or a series of transactions as wealth is often created over a series of transactions. It’s this idea of how do we focus on wealth creation and driving business value as the engine of wealth creation for entrepreneurs and what we call personal significance, which is the life of the entrepreneur. And so there’s a next click down framing of our framework that we work through that lens. I think the most important piece for us has been how do we build a business model that actually brings that to life and that’s the trick because we can say that, and if we basically still just operate out of an AUM-based or an asset advisory fee-based business, the reality is my incentive is still towards getting assets out of the entrepreneurial environment, so to speak, into a place that I can manage them, which may or may not be the best thing for the entrepreneur based on where they are at. And so our current work continues to be around how do we build that business model. So layering in different ways of engaging, whether it’s a retainer fee or some other way of engaging so we can start earlier when assets aren’t there and actually encourage the entrepreneur, “No, keep reinvesting in your business. It’s your highest rate of return right now and it’s where the investment needs to go.” I don’t want to have a conflict in giving that advice. And so I think step two here has been building that business model from an actual engagement perspective to enable us to enact the vision. And then I think the third piece is how do we then build tools that are different than just evaluating pre-exit planning, and as is so often, the toolkit, but actually saying, okay, what are the value drivers of a business? And this is probably where Taylor has a lot more to add because it’s 101 of the PE model, but how do we take the mission and vision of an entrepreneur, what we call north stars, translate those into value drivers, ensure those tie to strategic initiatives in the business, ensure it ties to reporting, and ultimately, how capital is allocated between the business and other investments? So then that’s our toolkit that we continue to build out to deploy the mission through our business model with tools that back it up. So that’s how we frame it right now. Taylor, we can share stories about how that’s come to fruition to create different outcomes. Jason Diamond: Taylor, I’d love to hear that. Let me just add maybe my understanding, because this is what helped me, I think, to really understand how you defer, and Nick and Taylor, correct me if I’m wrong, it sounds like the typical advisor thinks about an entrepreneur, a business owner relationship as the next liquidity event in most cases. And you take the viewpoint that it’s a journey, in some instances, 30 years in the making. It’s not even about liquidity event might come that’s beside the point. Is that a fair summary? Taylor Gentry: Yeah. We talk about it as a growing business is a healthy business, a business that is creating incremental value and adding to the multiple in terms of how the business is valued in the marketplace is a healthy business. And so whether you are going to sell that business or retain that business into perpetuity, let’s make a really valuable business and grow a very healthy business. And that’s what we do with clients. Nick laid out the north star framework. And so how do we actually go about engaging with folks on a practical level? It does start with the north star framework. It’s got five steps to it as Nick outlined in terms of defining the north star, where we’re going, what we’re trying to do and that’s across those three pillars, personal significance, personal wealth and business value. And that personal significance has to be held at that same level. Otherwise, we find folks that are mid 50s, their business is crazy valuable, they’ve got a lot of dollars, but their family life isn’t where they want it to be because they didn’t take care of that along the way. So we lay out a place map that says, “Hey, these are the north stars that we are aligning on and coming back to every month when we work with these owners.” We then push that into, okay, what are we trying to do on the business side of the equation? Let’s lay out what is going to drive the value of the business from a multiple and enterprise value perspective. We push that into a set of strategic initiatives that is tactical, who owns what, when’s it getting done, and are we red, yellow or green on it? We then build out the performance reporting package with folks. And so that is a monthly reporting package that says what happened last month and what operational data are we looking at to be able to improve the business month over month and get a good feedback loop going into the company. And then the last piece is around capital allocation that Nick mentioned where if the business generates a million dollars, where’s that capital going? I think there’s a lot in there and it’s really deep, but if you zoom all the way back out, it’s take a private equity style playbook where private equity firms come and invest in a company. And what do they do after close? They put in place good financial reporting, good operational reporting, and then hold the team accountable to that reporting and those results on a monthly, quarterly, and annual basis. And so this is not rocket science or something that’s never been seen before. It’s just most business owners that have never experienced this private equity world don’t have access to it and don’t know how to go about doing it. It’s a relatively long process to get that installed with companies and with teams to really dig in and understand it, but it’s building out those packages to be able to say, “Okay, what happened last month? What changes do we need to make and what are we doing from a initiative perspective to drive the business forward?” So to Nick’s point, it was previously, this was all about liquidity planning or from a wealth management perspective, it’s about the exit. This is about how do we make a more valuable business along the way, and that’s going to be good for the entrepreneur as they move through the journey. Nick Hubert: When we were around the dinner table, the proverbial dinner table creating the vision of this firm, it was around this idea of the silver tsunami and everything that everybody reads in the headlines of this massive wave of transition, this generational transition of business ownership that we could help facilitate. So we launched with that thesis in some sense. In addition to this broader journey perspective, we have gotten to this place by following the market and listening to what entrepreneurs actually want through the big unlock was honestly in a deal process with one of our clients where we realized, “This is a great deal. This person’s going to put a ton of money in their pockets, secure their future,” and it’s completely the wrong outcome for the entrepreneur because it’s thinking all about the deal, not thinking about what this person didn’t want was an exit. They wanted a different relationship with their business, and that required, what do you actually want out of life, that personal significance piece? And it required, “Hey, if we can actually create a layer of team members and reporting that allows you to manage this like a board chair would do as opposed to a highly engaged CEO. That’s actually what you want. You don’t want out of this business. You want to still have this be a huge rock in your life.” And so we’ve ran through that door, said no to the deal with them and have been building the infrastructure around this, and that was the unlock and aha moment for us. There’s something bigger here and that’s what then inspired, in some sense, the broader build out of the toolkit, but I think puts more meat on the bone of actually saying no to a deal, which is not the classic wealth manager outcome to get to a way better outcome for the client and is ultimately still an awesome client for us as a firm and somebody that we can go build with for the next 20 years. I think just telling it through the lens of a story that’s different than what’s normal, so to speak, is a way to frame that up. Jason Diamond: It’s such a hyper focus on a fairly long-term and honestly nebulous potential outcome. You don’t have certainty. That, I think, is why most advisors would prefer the near-term liquidity. I mean, it’s not a secret, right? You can bill on assets, firms are incentivizing it and it’s a pretty direct recipe to net new asset growth, but it’s certainly a refreshing point of view. It resonates with me. I’m wondering if it’s resonated with clients and prospects. I guess what I’m asking is, do they feel that this is something different than the typical wealth management experience for this type of client? Nick Hubert: Yeah, Taylor, tell that story of the guy who said, “I’ve had this, but I felt alone.” I think that story of partnership, you tell pretty well. Taylor Gentry: Yeah. Jason, it was actually that same client, he had a investment banker, a wealth manager, attorney, and a CPA. CPA said, “The deal’s terrible, you shouldn’t do the deal.” Investment bankers obviously incentivized to do the deal. And so he’s saying, “You should do the deal.” That’s how he gets paid. He had a wealth manager who was silent and he had an attorney who just pushing paperwork. Jason Diamond: It’s like the start of a bad joke. Taylor Gentry: Yeah. No, seriously, it’s pretty remarkable. It’s like this guy did what he was supposed to do. He put the team of resources around himself. He got professionals in the seat. It’s that no one could connect the dots of all four of those people because they have the seat of those four people. And so it’s really resonated because there’s an ability to see a bigger picture and connect these dots and say, “Okay, this investment banker is saying X because of A, B and C.” And the CPA is saying it’s a bad deal and that it’s not a market deal. It’s 100% a market deal. This deal is right down the fairway in terms of what the market should value your company at and they just don’t understand how the transaction mechanics should work. And so it’s worked really well from that perspective of being able to be the quarterback or centralized point or personal CFO for folks in understanding where interests lie and also being able to think about what they are pursuing in a bit of a different lens. I think the second piece on that is where does it resonate for folks? I think that there is a gap in the marketplace that we are still working to close, and that gap is that business owners do not know what this monthly reporting package looks like. They do not know what really good reporting on their business looks like in terms of they have always run their… You’ve got a business owner. They’ve run their business for 10 or 20 years. They have a pulse on the business from their gut feel. That does not mean that the business has been optimized, is ready to go to the next level or is ready for a transaction and go through a transaction because they have not done the work on the backend to understand the moving pieces of the business at a granular level. This recording package, we oftentimes get this confusion around, well, I’ve got a temporary CFO or a controller or X, Y, Z. That is very different than what we’re talking about. Well, that is all accounting, close the books, have clean numbers. What we’re talking about is how do I marry operational data in the business, number of units ships, number of jobs completed, time on job, operational data to the financials in the business so I can then go make adjustments operationally on how to improve the business and continue taking steps forward. Jason Diamond: It’s very clear. Nick, anything you’d want to add to that? Nick Hubert: I’d say it’s easy to still cut that from a deal lens and say, look, when an investment partner comes to evaluate a business to sit in their seat for a moment, they’re going to look at the replicability of what that leader has done without that leader still in the seat. And if so many businesses are still reliant on that person and this gets talked about as processes, reporting systems, that ultimately results in a discount to the value of the business because although it can be viewed… For the leader, it’s like, it’s that control thing that entrepreneurs deal with. It’s what made them good. It’s what got you there. And so that transition is really hard. And that’s important from a deal lens because that does a direct impact to value. And to widen out the scope beyond the deal and to think about the entrepreneur’s life, this goes back to the dynamic that a lot of times entrepreneurs look for the exits because they’ve built something that it’s now owning them and what they’ve built is not resulting in the life that they want. And so how can we use this system to actually change that relationship, as I mentioned earlier, with the business so that they can run it more like an executive might and get out of the knife fight, so to speak, that often is how this can feel for a lot of folks, even for pretty large businesses. It can just feel like you’re a firefighter, you’re in a knife fight, whatever you want to use for that terminology. I think it’s as much about creating a different life outcome and different relationship and owning and leading a business as it is in driving deal value. Jason Diamond: Taylor, maybe I’ll ask this of you. Forgive the question, but private equity, I think in our space, has a little bit of a negative stigma at the moment. I don’t think that’s true across the board. I think people appreciate generally the need for capital and there are certainly benefits of private equity. But I’ll say as a whole, advisors are, let’s say, suspicious of private equity. You ever get that pushback? Does anybody ever view your experience or the way you position the story as a negative? Taylor Gentry: I think most people that we talk to don’t know what private equity is. They may have seen it in the headlines. They may have some sort of connotation around it. They won’t come out and say that they don’t like it. They don’t know why they don’t like it. The average American business owner, they don’t know what it is or what it means. So yes, you do have to fight that because of the headline piece around private equity, bad actor ABC, and that’s what gets the headlines. I think what private equity is really good at is taking a business that is not optimized or not running on systems and processes that it can run on. Again, it's not rocket science is not crazy hard. It’s just the private equity world has created ways to install systems and process that improve the value of the business by way of providing visibility to financials and operations in a way that the owner previously didn’t have. And so for us, we view it not by any means as the end all be all or the answer. There are clients we’ve worked with that have taken private equity capital and grown successfully, executed on some acquisitions and then exited again. There are clients that have evaluated those transactions and said, “Hey, not for me.” We are actually fairly agnostic to it. What we really spend a lot of our time on is what are we solving for? What’s the end game? How do we use this private equity transaction to get to where we’re trying to go and is it what we want at the end of the day? Because the reality is, if you’re going to stay on and run that business with private equity investment in, there’s a higher expectation on what you need to do Monday morning than when you owned it yourself and it was a little bit of your personal piggy bank too. Jason Diamond: I love it because you bring it back to the north star concept. Taylor Gentry: Yes, that’s exactly right. It’s what are we solving for and what game are we playing to be able to get to where we ultimately want to go? And for, as Nick mentioned that client that turned down the deal, it was a private equity investment. We got very clear with that, “Hey, here are going to be the expectations. You will have a monthly financial reporting call. You’re going to have quarterly board meetings.” These are things that need to happen in this business to be able to upgrade the management and cadence in this company. You don’t have to do it all tomorrow, but that is how you make a more valuable company, is installing some of these systems, process and cadence. And so we’re working with him now on doing that, just in a private context instead of in the private equity backed environment. Nick Hubert: I think there are three things embedded in this. I’d say number one, to Taylor’s point, this is a massive black box, in some ways by design. Wall Street’s had not a great reputation for a very long time of putting things behind the paywall, so to speak. And so we think a lot about our job as empowerment and education. Jason Diamond: Education, yep. Nick Hubert: Yeah. And so part of it is just, number one, how do we just demystify this thing and name things and take away the go to or bad? Because it can be that, but it should not be that from a core basis. That’s number one. Number two, a lot of entrepreneurs feel like they cannot get access to this ability to professionalize or level up or whatever these things are without bringing on that investment partner. And so part of our motivation is how do we actually bring this skillset in without needing to bring on an investment partner because oftentimes, that investment partner comes when you’re done, and so you don’t actually get to experience it. That’s number two. Number three is, Jason, part of your point earlier was like there’s still a trap here of potentially being able to get motivated primarily by the exit. And so again, that gets back to our business model, making sure our price Racing is right, all that good stuff. And it’s also the reality that a lot of businesses, if you just look at a very broad scope of American businesses, a lot of them don’t have value in the marketplace in a massively material way and/or won’t exit in a traditional way. And so the wealth creation journey then becomes much more of a conversation of, how do we manage the balance between investing in the company and distributing out of the company to invest elsewhere because we should actually be creating investment assets along the way because when you get to the exit, there’s no better power position at the moment of exit than already having financial security to some degree and giving you choice in the right deal, not the highest and best deal because you need to fill the piggy bank for retirement. Jason Diamond: I just want to be sure to ask because you did mention a couple times your pricing structure. How have you set it up so that you can be more agnostic about this as opposed to the typical… You want to talk about it for a minute? Nick Hubert: As it’s structured now, it starts with a retainer earlier on where we are working… As Taylor mentioned, we are going deep in the operational build of the business. We will do that on a monthly retainer. We’re engaging consistently. As assets get built up and if assets get built up, we start to chew that retainer down as assets go up. I think what we are ideally trying to figure out, and still honestly have not figured out yet, is how do we get to parity so that we don’t create an… I want to be able to work agnostically with a client to say- Jason Diamond: Yeah, I love it. Nick Hubert: … regardless of how I’m engaging with you, that’s the goal. So I’d say we haven’t cracked the code on exactly what that is yet, but mechanically, we’ve got the levers to pull to say how we price and move that retainer down is basically allowing to keep it at par, so to speak, for the client and allowing us to say, “I’m here to engage in making the best wealth creation outcome for you along the way, whether that’s investing in the business or investing outside the business.” Jason Diamond: I think that’s the right recipe. I agree. The levers can be fine-tuned, but to me, that’s the model you want to create where you can credibly look your prospects and clients in the eyes and tell them, “Our job is to serve you in the best way… We’re sitting on the same side of the table as you.” I want to turn this inward for a second. The home cooking concept. M&A, within the RIA independent space, is obviously a hot topic. Have you thought about it? Do you think it’s a critical part of a potential growth trajectory of a healthy, independent firm? I’m curious your perspective. I feel you, Taylor in particular, probably have a unique lens on this coming from the world you came from. Taylor Gentry: Yeah, Jason, I think if Nick and I wanted to put as much money as we possibly could in our pockets as fast as humanly possible. It’s a pretty easy recipe. It’s go get some private equity capital backer, roll up a few RIAs, get to a few billion of AUM and then sell it to the next private equity firm or roll it to the next private equity firm, do that a few times. We’d all make plenty of money and go on our way. We’ve been really intentional on this front, and again, I talk about this is what we want to do for the next 30 plus years. And really being intentional around building a business that has that enduring nature to it, decided to take private equity capital on, you are on a shot clock to some degree. Yes, you’re trying to build a best business, all of those pieces. You get cadence. You get capital. There’s a ton of value there, but you are on a shot clock that is not a shot clock we’re trying to get on at this stage. I’d say we opportunistically are looking at acquisitions. So we think about it, and Nick and I talk about it all the time, how much of our time should we be spending on acquisitions? And we think of it as 80/20 or even 90/10, 80% or 90% organic growth-focused, 10 to 20% acquisitions-focused. And so we’re actively evaluating those consistently and see deals on a monthly basis that we look at and evaluate, but it’s less of the focus today than it could be down the road. Jason Diamond: And Nick, do you think of that when you guys talk? Do you guys call that your true north? Do you think the same way you coach your clients and prospects to say, “For right now, it wouldn’t be the right move for us to take private equity capital and to do this acquisition rollup strategy because A, B and C are more important for us”? Nick Hubert: Yes. I think if we take our life north star for Taylor. I’m speaking for Taylor, but we’re close and so we share this of… To Taylor’s point, the life outcome of scaling that quickly with that type of capital backing is likely to create a life that I don’t actually want that’s not good for me, not good for my family, and honestly, not good for our clients at this point. And so that overrides in this case, even though the wealth, north star might say, “Hey, absolutely do that.” At some point something has to win. And so that is true. At the business side, as the north star is motivated by this mission of the entire entrepreneur journey, the worst thing I could do is shortcut my ability to be on that journey for a long period of time. One of our friends in this space says, “The best thing I can do for my clients is still be in the seat 30 years from now because I’ve lived a good life that enables that.” And I think that’s spot on for us, is everything, it’s so easy in today’s world to be consumed by short-termism and we are intentional in ensuring that we don’t succumb to that. While still recognizing to your point, I mean, you’re in this all day, Jason, right? There’s a massive opportunity in front of us to be thoughtful about how acquisitions fit into this. And I think we want to be open to that in a way that ensures we just don’t lose the core of the goodness of what we’re trying to build. Jason Diamond: I think that’s the right answer. The only wrong answer in my mind is we’re not open to this or we’re closed to it. To not at least be opportunistically aware of the dynamics in the market, I think is naive. But also, I’ll be honest, Nick, when I think about the concept of the north star, I have a hard time imagining, because we use a similar concept when we counsel advisors. What is your true north or your north star and your best business life, whatever you want to call it? To me, it does include absolutely the personal piece. I think it’s hard to define it only on the economic verticals because, I mean, I think about this for a transitioning advisor. Almost never is the conversation about crunch the spreadsheet and get us the biggest check possible. It’s, yeah, sure, transition capital is important, but it’s let’s also, we want a better work life and we want freedom to market and blah, blah, blah. To me, I think it’s a completely fair way. You two are looking at it at least for now and I assume you reserve the right to revise that opinion down the line. Nick Hubert: I think acquiring for size and scale is as often the headline is, yeah, we’re not into that at this point because I think… And yet, hey, if the right acquisition with the right people came along in that, we’d be extremely excited and would move very quickly to execute on that. So it’s a little bit of a both hand. Taylor Gentry: Yeah. Jason, I think it goes without saying, but my background on having done a bunch of transactions of businesses like this, it’s a natural fit for us to have this as a lever. And so we are looking at deals. We just haven’t prioritized it as the top priority. Jason Diamond: I think also where you are, 2024 was the launch of the business. It’s pretty common to see, all right, let’s nail this, let’s get our feet under us, client service model and then we’ll start to think about that down the line. A couple other things I want to ask you about running an independent firm. This is a pretty glowingly positive review, I think, of your ability to service clients, your ability to grow and to build and run the business that you want. Has there been anything negative that you haven’t enjoyed about running and operating this business, other than working with each other, of course? Nick Hubert: No, I was going to say, I’m like, can we get Taylor off the call again? Taylor Gentry: Jason, maybe I’ll take a first cut at it. I think for both Nick and I, it’s just the administrative components of running an independent business that we don’t enjoy candidly. I don’t think many people would. That said, you come full circle and it is a pretty glowingly positive review of running an independent business because we get to run it in the way that we see fit. And oh, by the way, we use the same things that we use with our clients. So the value drivers we’ve talked about, we have a value drivers worksheet. We refresh it every six months. Nick, Andrew, and I get together every six months and we’re 18 months into this thing and we’ve already got this cadence and system to it, if you will. So I personally really enjoy the running the business piece of it from a macro perspective. Yeah, I’m responsible for running our fee billing and running the math on all that and getting that done, for example. Jason Diamond: I think that’s actually a very thoughtful answer. And I appreciate you saying I enjoy running… I feel the same way, by the way. There’s some elements of running a business that I think are immensely fun. I think it gets painted with this brush of, “Ugh, running the business is the hassle and I want to work in the business.” Agreed, nobody likes invoicing and accounts receivable for the most part, but Nick, what are your thoughts on this? Nick Hubert: Yeah, I think mine is different a little bit coming from a different background where it’s easier for me to sit with the rose-colored glasses of the joy of the freedom that we have in this model. At the same time, when I’m counseling folks who are talking with folks or mentoring folks, younger people who are thinking about, “Okay, I want to go start my own thing,” I’m like, “Hey, it’s like I’m the same way. I want to look in the mirror and think I’m the boss or I’m one of the bosses and we get to go build this.” Then the reality is, at the end of the day, if there was something that you didn’t want to do that had to get done and you didn’t do it, you got to look in the mirror and be like, “Well, you’re the boss, you didn’t do it.” It’s the both sides of the coin that I think a positive, negative cut is one way to look at that because it can feel that way sometimes. And the reality is every job has 20 to 30% of it that you just don’t enjoy doing, and that’s totally true. Jason Diamond: It’s why they call it work. That’s why they pay you. Nick Hubert: They’d be pretty quick to point out that I’m the one of the partnership group that they’re going to have to chase for a smaller administrative item because, yeah, I honestly, just similarly speaking, don’t enjoy that. I want to go talk to clients. I want to go focus on building what we’re building. In finance speaks, it is a higher beta to just the all encompassing realities of running a business that is really hard to underscore without being in the seat. And yeah, there’s definitely 20 to 30% of that I would love to wave a magic wand and say, I don’t have to do anymore. Jason Diamond: Yeah, I appreciate that. Nick Hubert: You can’t have one without the other. It’s both sides. Jason Diamond: I think it’s getting easier and I think it’s getting more offloadable and some of it probably gets more… In some ways, more offloadable as you scale, but then you get a new set of problems, probably two, because you’re dealing with bigger… It’s a never ending. I think most business owners would agree with that. And you said it well, you take the good with the bad and overwhelmingly, most people we speak with in the independent space feel as you do, which is, are there things I would prefer to offload or that I would prefer not to do? Of course, but that’s almost just the price you pay for the freedom and for doing all the things you want to do. Two more questions that I want to be sure to ask about where this has been a great episode. One is AI. Need to know your thoughts. Is this coming for our jobs? Do you think your firm is positioned to capture either asset flows or also just to leverage this technology and use it to serve clients better? Just give me your thoughts. Nick Hubert: I think, in some sense, it would be irresponsible as people this early in our entrepreneurial journey and thinking about how do we optimize what we do for clients to not be engaging with AI in some way, shape or form, at least in an evaluative posture. So we are actively, in a bunch of different ways, whether it’s buy it off the shelf or build it, continuing to find ways to think about, not only how do we drive efficiency, because there’s an obvious surface level dynamic of if I can save time and spend more time with clients, that is a go to thing objectively. And there’s this deeper dynamic of if it can amplify what… Actually, back to your prior question, if it can amplify what I’m best at and enjoy and reduce what I don’t enjoy, that’s a massive win. And I think we’re on the surface of seeing that. That’s the opportunity we are motivated by that and pursuing that. And at the same time, I would say an operational principle that really is important to us, and you can almost call it a north star within the business is client security can never be put at risk for the sake of our own growth, our own efficiency, or anything else. There’s, I think, still a question mark as to how we think about trusting this. And so we are very cautious as we think about we will never try to move so quickly on any technology, whether it’s AI or otherwise that we risk our clients in some way, shape or form, because the reality is we are also in a context where AI is, when pulled, one of the least popular things happening in the world today for the average American. And so there’s no kudos here for being a leader. Jason Diamond: I totally agree. The first mover advantage here is slim to none. Nick Hubert: Yeah, you don’t want to be the one sticking your neck out on this in our industry. And yet there still objectively has a potential to be better for the clients. Navigating that I think is messy. Taylor Gentry: I think the only thing I’d add, which is pretty short, is the use of these tools has the ability to create a better deliverable for clients on a more consistent basis. And marrying that with exactly what Nick just outlined around the risk is really the magic piece here. And so I think, to the extent we can get it implemented effectively with the security, but also with, this is going to result in a lot better outcome for clients across the board, that’s a pretty attractive objective to go after and it’s pretty exciting to be in the industry with that now on the forefront in terms of ability to improve that experience over time. Jason Diamond: Yeah. No, that’s a good color to add. I want to end here with a potential HR violation, but you’ll forgive me. I’m not going to ask about age, but you are clearly both relatively young advisors. And this is a hot button issue in our industry, the idea that there are not a lot of talented, young next gen advisors at a time when a lot of gen one or older advisors are retiring out of the business. So what would you say… I think one of you made the comment earlier, it’s not necessarily the coolest industry to go into at 23 years old right out of school. I think more commonly people go into sales and trading, investment banking or some of the other finance verticals. What would you say to younger folks interested in wealth? And maybe I’d ask also, do you have any thoughts on how we solve this next gen talent crisis? And if you’re both secretly 90 years old, you can just do it. Taylor Gentry: You talking my internal age or my actual age? Jason Diamond: Why don’t you go first? Nick Hubert: Yeah, go ahead, Taylor. Taylor Gentry: I think there’s two threads here. The first is it’s not a sexy industry to go into and not as sexy as an investment banking, private equity shtick, if you will. I think from my perspective, it’s really important what you’re working on. The ability to be in a firm like what we are building with the diversity of work that is available is a little bit like the world’s your oyster and we’re designing it with that in mind. For Nick and I, the ability to work on many different situations throughout the day and throughout the week is actually why this business is so attractive and interesting and why we want to do it for 30 years. And so we’re building with that context. And so, in some ways, it’s almost like a plug for younger advisors, the ability to work in a firm like what we’re building where you’ve got this diversity of work that is not just trading stocks and bonds or just spreadsheeting or just financial planning. This is a much broader expression and experience than what I would call “traditional” wealth management. So I think that’s the key on that front. Then, on the talent development side of the equation, if you will, this AI thing is going to be a big question mark. And what I mean by that is there is significant training that will be required in, call it traditional wealth management or the firm we’re building with regard to folks’ ability to actually learn when you can plug it into AI and get an answer that you don’t have to critically question or think through. And so there’s going to be a significant learning curve for folks that we’re going to have to continue to train and educate on in order to produce talent that can be long-term sustainable and beneficial for clients more writ large. Jason Diamond: Nick. Nick Hubert: Well, first and foremost, we haven’t given our third partner enough here of time. I think we have a tremendous benefit of having a multi-generational team at the partnership level where he’s in his mid to late 50s and can bring that additional experience to bear and as is necessary, and as is important because investing is an experienced business and a lot of clients want that. And so the power of that matters. I think that actually speaks to firms being willing to think of partnership at that level that partnership is not reserved for just once you’ve been there for a long time. So I think it’s getting at like, how do you share ownership earlier, do it in a way that is actually giving people a stake in the outcome and allowing that elevation to happen. I think that’s number one. Number two, honestly, the existence of people like you and your team and that your family has built over the years, Jason, is awesome. And because of the ability for you to help people navigate and see how easy it is to actually run this business and build this business in some sense… And that’s in the broader spectrum of having seen. We work with so many different types of companies. We sometimes say our business is so much easier to run and it has come so far with technology and with people like you who are providers to us to allow it to be easier for us so to speak. That’s a big deal. I think that should be talked about more that there is a massive… What that allows is more time to, as Taylor mentioned, build what you actually want because you can outsource the compliance piece in a major way that allows you to not spend as much time on that as you used to. So I don’t think that gets talked about enough. And I think if you just zoom out and view this in the perspective of post-2020, there was this massive movement of entrepreneurship through acquisitions and people looking at this idea of how do I get the life I want by way of not having to be on a two-year clock to go to the next job to the next job. Have something that I can have a long-term impact on where I get to build something and have employees. This is the perfect space for that because it’s such an awesome business where you get to work so intimately with people and clients and their life outcomes. They’re, again, relatively speaking, easier businesses to run relative to what’s out there. I’m just baffled by the fact that it is not seen a larger wave of younger people coming out of these more “traditional” paths and seeing this as an awesome place when they’re willing to go buy an HVAC company. This is so much easier than that. So honestly, I think

Kent McGowen grew up in Texas in a good family with a father in the oil business and a brother who became a cop — served honorably in the United States Air Force became a Houston police officer and eventually became a sheriff's deputy in Harris County. In August 1992 while executing a felony warrant as part of a larger weapons operation the situation escalated when the woman he was there to arrest pulled a gun on him. He warned her repeatedly to drop the weapon before firing in what he says was an act of self defense. In this episode of Locked In with Ian Bick, he shares how the DA's office pursued him even after internal affairs cleared the shooting, what two separate trials and two separate convictions looked like from the inside, how the judge sentenced him to 20 years in the Texas prison system, what surviving as a former cop inside Texas's most brutal prisons actually required of him, and why he believes the corruption that sent him there runs far deeper than anyone in that system ever wanted to admit. _____________________________________________ #prisonlife #texas #truecrimestories #police _____________________________________________ Thank you to CASH APP for sponsoring this episode: Download Cash App Today: https://click.cash.app/ui6m/6pao71et #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. _____________________________________________ Connect with Kent McGowen: https://www.givesendgo.com/G31TC _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introducing Kent McGoen's Story 02:00 Early Life & Family Background 05:30 High School Days & Military Influence 09:00 Entering Law Enforcement 15:00 Houston PD: Training & Early Career 19:30 Police Culture & Relationships 27:00 Transition to Harris County Sheriff's Office 32:00 Challenges with Leadership & Policing in the 90s 38:00 Notorious Colleagues & On-the-Job Stories 47:30 Building Up to the Incident 54:00 The Fatal Warrant & Shooting 01:05:00 Crime Scene, Investigation, and Setup 01:15:00 Legal Proceedings & First Trial 01:28:00 Second Trial & Corrupt Defense 01:42:00 Prison Life Begins: Intake & Adjusting 01:51:00 Experiences, Survival & Prison Culture 02:08:00 Navigating Gangs, Politics & the Parole System 02:24:00 Years in Prison & Struggling for Release 02:37:00 Breaking Point, Allies, and a New Chance 02:54:00 Life After Release & Continuing the Fight 03:06:00 Clearing His Name & Seeking Justice 03:15:00 Final Thoughts and Message to the Audience _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kent McGowen grew up in Texas in a good family with a father in the oil business and a brother who became a cop — served honorably in the United States Air Force became a Houston police officer and eventually became a sheriff's deputy in Harris County. In August 1992 while executing a felony warrant as part of a larger weapons operation the situation escalated when the woman he was there to arrest pulled a gun on him. He warned her repeatedly to drop the weapon before firing in what he says was an act of self defense. In this episode of Locked In with Ian Bick, he shares how the DA's office pursued him even after internal affairs cleared the shooting, what two separate trials and two separate convictions looked like from the inside, how the judge sentenced him to 20 years in the Texas prison system, what surviving as a former cop inside Texas's most brutal prisons actually required of him, and why he believes the corruption that sent him there runs far deeper than anyone in that system ever wanted to admit. _____________________________________________ #prisonlife #texas #truecrimestories #police _____________________________________________ Thank you to CASH APP for sponsoring this episode: Download Cash App Today: https://click.cash.app/ui6m/6pao71et #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. _____________________________________________ Connect with Kent McGowen: https://www.givesendgo.com/G31TC _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introducing Kent McGoen's Story 02:00 Early Life & Family Background 05:30 High School Days & Military Influence 09:00 Entering Law Enforcement 15:00 Houston PD: Training & Early Career 19:30 Police Culture & Relationships 27:00 Transition to Harris County Sheriff's Office 32:00 Challenges with Leadership & Policing in the 90s 38:00 Notorious Colleagues & On-the-Job Stories 47:30 Building Up to the Incident 54:00 The Fatal Warrant & Shooting 01:05:00 Crime Scene, Investigation, and Setup 01:15:00 Legal Proceedings & First Trial 01:28:00 Second Trial & Corrupt Defense 01:42:00 Prison Life Begins: Intake & Adjusting 01:51:00 Experiences, Survival & Prison Culture 02:08:00 Navigating Gangs, Politics & the Parole System 02:24:00 Years in Prison & Struggling for Release 02:37:00 Breaking Point, Allies, and a New Chance 02:54:00 Life After Release & Continuing the Fight 03:06:00 Clearing His Name & Seeking Justice 03:15:00 Final Thoughts and Message to the Audience _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka Learn more about your ad choices. Visit podcastchoices.com/adchoices

Got out before breakfast again. Glad I did because the overnight clouds have already started burning away. Talked about glucose, Soldier’s Life, and watching TV while cooking. Spent some time not talking.

An 18-year-old got kicked out of high school, built a data startup from a bathroom stall, and now raises millions to race human sperm on live television. In this episode of the BRAVE Southeast Asia Tech Podcast, Jeremy Au sits down with Eric Zhu, founder of Aviato and Sperm Racing, to unpack one of the strangest venture-backed stories in tech. Eric explains how he ran founder calls from an Indiana high school bathroom using a green screen and hall passes bought from drug dealers, why a billionaire dared him to turn sperm speed into a spectator sport, and how the first race cost $1.5 million and went viral overnight. He also breaks down the real business behind the memes: biomarker sports, rolling up e-commerce and software brands, and running them with AI agents. Along the way he shares why he bets on young, hungry, underpriced talent, why he thinks founders are "degenerate gamblers" chasing asymmetric upside, and why AI may be the biggest inflection point since the early internet. Watch, listen or read the full insight at https://www.bravesea.com/blog/eric-zhu-sperm-racing  BRAVE is Southeast Asia's leading tech podcast, hosted by Jeremy Au. Honest conversations with the region's top founders, investors, and operators on building startups in Southeast Asia. New episodes every week. Subscribe so you never miss one. Listen & Subscribe YouTube (English), YouTube (Bahasa Indonesia), Spotify (English), Spotify (Bahasa Indonesia), Spotify (Chinese), Spotify (Vietnamese), Apple Podcasts Follow BRAVE LinkedIn, X (Twitter), Instagram, TikTok, WhatsApp Follow Jeremy Au LinkedIn, X / Twitter, Instagram, TikTok, Facebook, Threads, Twitch Resources Get transcripts, startup resources & community discussions at www.bravesea.com #SpermRacing #Startup #VentureCapital #TechPodcast 00:00  The High School Bathroom Startup 03:02 - Moving to San Francisco 04:20 - Building a Data Engine 08:14 - Lessons in Leadership 09:13 - The Genesis of Sperm Racing 10:09 - Production Chaos in LA 14:02 - The Business of Biomarker Sports 21:35 - Hiring Gen Z Talent 23:44 - The Reality of Silicon Valley 26:39 - AI and The Future of Work

Blue-Collar Business Ideas Database: https://clickhubspot.com/rvko Sam Parr ( https://x.com/theSamParr ) spends the day with Mark O'Brien ( https://www.instagram.com/themarkobrienteam ) to see what it's like to be a blue collar millionaire.  — Links  Mark O'Brien - https://buildmeabrownstone.com/ — Check Out Sam's Stuff: • Hampton (joinhampton.com): My community for founders. Average member does $25m/year. Many of the guests are members. Get after it...apply: http://joinhampton.com/mfm — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Shaan uses Mercury across all of his companies. you can too: http://mercury.com/  Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., Members FDIC • I run all my newsletters on Beehiiv and you should too + we're giving away $10k to our favorite newsletter, check it out: beehiiv.com/mfm-challenge My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano /

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

In 1981, members of radical offshoots of the Weather Underground and the Black Panthers robbed a Brinks truck carrying over $1.5 million. It ended in a shootout, killing two police officers and a security guard. Judith Clark was driving a getaway car. She was sentenced to a minimum of 75 years. Her 11-month-old daughter was left to be raised by Judith's collective and later by Judith's parents. Terry Gross talks with her daughter, Harriet Clark, whose new acclaimed novel is drawn from childhood experiences visiting her mother in prison. “I think she figured out how to mother me in some of the most difficult conditions possible,” she says.  Also, Ken Tucker reviews two albums that draw on rock's past: The Dirty Knobs' ‘Mission of Mercy' and Low Cut Connie's ‘Livin in the USA.'Subscribe to our free weekly newsletter Follow us on Instagram Subscribe to our YouTube channel Check out the Fresh Air ArchivesSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

In 1981, members of radical offshoots of the Weather Underground and the Black Panthers robbed a Brinks truck carrying over $1.5 million. It ended in a shootout, killing two police officers and a security guard. Judith Clark was driving a getaway car. She was sentenced to a minimum of 75 years. Her 11-month-old daughter was left to be raised by Judith's collective and later by Judith's parents. Terry Gross talks with her daughter, Harriet Clark, whose new acclaimed novel is drawn from childhood experiences visiting her mother in prison. “I think she figured out how to mother me in some of the most difficult conditions possible,” she says.  Also, Ken Tucker reviews two albums that draw on rock's past: The Dirty Knobs' ‘Mission of Mercy' and Low Cut Connie's ‘Livin in the USA.'Subscribe to our free weekly newsletter Follow us on Instagram Subscribe to our YouTube channel Check out the Fresh Air ArchivesSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Your workout has a job, and burning calories isn't it. In this solo episode, Angela breaks down the real difference between training for muscle and training for strength, and why blending the two with a calorie-burning agenda quietly sabotages both. She walks through why load matters far less than effort for muscle growth, why strength has only one real lever, and shares a practical band-assisted progression for building toward an unassisted pull up. The conversation then turns to protein, unpacking why so many midlife women are chronically under-fuelled, what the research shows happens when that's corrected, and the precise per-kilogram target worth aiming for. You'll come away with a clearer, less complicated framework for structuring your training and your plate, so fat loss becomes a byproduct of good decisions rather than a constant uphill fight. If you've ever wondered whether you're lifting the "right" way, or whether you're eating enough protein to actually see results, this episode gives you a straightforward answer. KEY TAKEAWAYS Train close to failure, not to a specific weight — muscle growth responds to effort near failure regardless of whether you lift heavy, moderate, or light, so choose the load you enjoy most. Separate your goals before you plan your workout — if strength is the priority, only heavier loads will get you there; lighter loads won't build meaningful strength no matter the effort. Don't ask your lifting sessions to burn calories — use diet or aerobic exercise for a calorie deficit, and keep resistance training focused on quality, near-failure sets. Build toward an unassisted pull up with band-assisted reps and eccentric (lowering) practice — both let you rehearse the actual movement while gradually shifting more load onto your muscles. Aim for roughly 1.6g of protein per kg of bodyweight (about 0.75g per pound) — benefits taper sharply past this point, so hitting even a partial increase toward that target still delivers meaningful gains in lean mass and fat loss. QUOTES "It really doesn't matter if you lift heavy, if you lift moderate, or if you lift light, as long as you take each set to near failure." "I like to look at resistance training as a path towards an anabolic stimulus on the body to increase muscle and strength." "The only way to maximize strength is to lift with heavier weights." "Protein is anabolic for muscle, and it happens to be catabolic for fat." "After you pass 0.75 grams per pound, there is still an anabolic benefit, but the more and more you eat, the less and less that benefit becomes." Want to go deeper? Start here:

John Krupinsky grew up in Danbury Connecticut in a law enforcement family — his father and brother were both cops. He followed that path starting in Ridgefield before joining the Danbury Police Department where he spent 45 years working undercover becoming a sergeant and a detective running drug busts and working alongside federal agencies. In this episode of Locked In with Ian Bick, John shares the complete truth about what 45 years in law enforcement really looked like — from policing in the 80s and 90s to undercover work to drug busts to the city's relationship with federal agencies to his take on local cops working with ICE to why it is harder to be a cop today to dealing with social media and first amendment auditors to massage parlor busts to encountering Ian personally when he owned a club in Danbury to going viral to the Black Lives Matter movement. _____________________________________________ #cops #police #truecrimestories _____________________________________________ Thank you to GLD & FACTOR for sponsoring this episode: GLD: New customers get 40% Off with code LOCKEDIN at https://www.gld.com/ _____________________________________________ Factor: Head to http://factormeals.com/lockedin50off and use code lockedin50off to get 50 percent off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details). _____________________________________________ Connect with John Krupinsky: https://www.instagram.com/johnkrupinsky/ _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introduction to John Karpinsky 00:54 Growing Up in a Policing Family 02:27 Starting a Career in Richfield and Danbury 05:48 Life and Work in Small Town Policing 07:41 Homelessness and Community Solutions 10:54 The Evolution of Policing Culture 14:04 Changing Crime Trends and the Drug Epidemic 18:48 Danbury's Unique Crime Profile and Law Enforcement Tactics 21:52 Gangs, Task Forces, and Major Cases 27:03 Undercover Work and Policing Methods Then vs. Now 34:44 Tech Advancements & Challenges in Modern Policing 39:35 Working with Federal Agencies & Major Takedowns 47:00 Cooperating with ICE and Local vs. Federal Law Enforcement 01:00:44 Navigating Police Department Administration and Patrol 01:04:38 Stories from the Danbury Nightclub Scene 01:11:28 Dive Team Dangers and Notable Local Cases 01:15:01 Drug Busts, Asset Forfeiture, and Ongoing Enforcement 01:20:27 Massage Parlors, Prostitution, and Community Issues 01:23:50 Most Impactful Cases and Coping with Trauma 01:32:00 Community Policing, Respect, and Building Relationships 01:37:07 Going Viral and Entering the Media Spotlight 01:44:42 Career Reflections and Lessons Learned 01:53:00 First Amendment Auditors and Modern Challenges 01:58:14 Closing Thoughts and Reflections _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka Learn more about your ad choices. Visit podcastchoices.com/adchoices

John Krupinsky grew up in Danbury Connecticut in a law enforcement family — his father and brother were both cops. He followed that path starting in Ridgefield before joining the Danbury Police Department where he spent 45 years working undercover becoming a sergeant and a detective running drug busts and working alongside federal agencies. In this episode of Locked In with Ian Bick, John shares the complete truth about what 45 years in law enforcement really looked like — from policing in the 80s and 90s to undercover work to drug busts to the city's relationship with federal agencies to his take on local cops working with ICE to why it is harder to be a cop today to dealing with social media and first amendment auditors to massage parlor busts to encountering Ian personally when he owned a club in Danbury to going viral to the Black Lives Matter movement. _____________________________________________ #cops #police #truecrimestories _____________________________________________ Thank you to GLD & FACTOR for sponsoring this episode: GLD: New customers get 40% Off with code LOCKEDIN at https://www.gld.com/ _____________________________________________ Factor: Head to http://factormeals.com/lockedin50off and use code lockedin50off to get 50 percent off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details). _____________________________________________ Connect with John Krupinsky: https://www.instagram.com/johnkrupinsky/ _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introduction to John Karpinsky 00:54 Growing Up in a Policing Family 02:27 Starting a Career in Richfield and Danbury 05:48 Life and Work in Small Town Policing 07:41 Homelessness and Community Solutions 10:54 The Evolution of Policing Culture 14:04 Changing Crime Trends and the Drug Epidemic 18:48 Danbury's Unique Crime Profile and Law Enforcement Tactics 21:52 Gangs, Task Forces, and Major Cases 27:03 Undercover Work and Policing Methods Then vs. Now 34:44 Tech Advancements & Challenges in Modern Policing 39:35 Working with Federal Agencies & Major Takedowns 47:00 Cooperating with ICE and Local vs. Federal Law Enforcement 01:00:44 Navigating Police Department Administration and Patrol 01:04:38 Stories from the Danbury Nightclub Scene 01:11:28 Dive Team Dangers and Notable Local Cases 01:15:01 Drug Busts, Asset Forfeiture, and Ongoing Enforcement 01:20:27 Massage Parlors, Prostitution, and Community Issues 01:23:50 Most Impactful Cases and Coping with Trauma 01:32:00 Community Policing, Respect, and Building Relationships 01:37:07 Going Viral and Entering the Media Spotlight 01:44:42 Career Reflections and Lessons Learned 01:53:00 First Amendment Auditors and Modern Challenges 01:58:14 Closing Thoughts and Reflections _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do we keep the Lord's Day holy?

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

AP Washington correspondent Sagar Meghani reports Supreme Court justices have used a rare appearance before lawmakers to ask for more security money.

 A wellness MLM does not announce itself as a cult. It arrives as a smoothie recipe, a flyer of smiling mothers, and a promise of working from home while you take your health back. My recent guest on Cults, Culture & Coercion, Brandie Hadfield, lived inside one for a decade. She is a Registered Psychotherapist  and co-founder of the peer support nonprofit Flipping the Pyramid, and she spent roughly ten years selling supplements for a wellness MLM before she understood she had been recruited into a commercial cult. Brandie was a new mother in 2011, isolated and exhausted, when the pitch found her. I invite you to notice how ordinary the entry point was, because the same machinery now drives coaching programs, prosperity preaching, and the speculative frenzy around cryptocurrency, which I consider a form of multi-level marketing. A small group sells the dream, recruits everyone else to buy in, and the people at the top profit while almost everyone below them loses money. Her recruitment began with a parenting book by a famous pediatrician and a home-based coaching certification. She paid for the courses, the workbooks, and the materials. Then a package arrived in the mail from the pediatrician's daughter, inviting her into the MLM the family sat near the top of. Brandie saw it later for what it was. A funnel. She is intelligent, devoted, and the kind of employee who gives more than anyone asks. Recruiters prize those traits. Her ADHD, undiagnosed at the time, sharpened her focus into something the group put to use. “My kind of tunnel vision and focus and tenacity, which can be a beautiful aspect of having ADHD, was really exploited,” she told me. Brandie was a mother with undiagnosed ADHD raising a son later identified as autistic. Isolation, a hunger for belonging, and a tendency to commit fully to a mission left her exposed. Her graduate research examined narcissistic leadership in commercial cults and its impact on neurodivergent people, and it filled a gap she had felt firsthand. She wants to help others now. A fascinating interview. Learn more about your ad choices. Visit megaphone.fm/adchoices

i spent the week sick in bed x3. a stomach bug. a cold. my period (which came early. lucky me.)all at the same time. needless to say. its not exactly how I planned to spend my week.But somewhere between trying to rush my recovery and finally surrendering to rest, I realized something interesting. we aren't just experiencing the events of our lives as they happen. we are constantly attaching meaning and telling ourselves stories about what's happening. if we can shift our stories- in real time, we will be much better equipped to deal with life's setbacks. In this Matcha Monday, I'm sharing the mindset shift that's helped me find more peace in the turbulent moments and why I refuse to tell a victim story—even when nothing goes according to plan.#matchamondays: a monday morning check-in for entrepreneurs. start your week like a leader. build your business from the inside out.*script your freedom is now July 23. sign up here: https://coachchels.mysamcart.com/script/check the $100khealer hub for all the updates

Carl and Mike come back and share some brief thoughts on the short Conor McGregor comeback in which he suffered an apparent knee injury forcing his fight with Max Holloway to be called a minute and nine seconds into the opening round. They then share some thoughts on the World Cup matches over the weekend, to which Carl makes his case for Norway being "screwed" and they agree FIFA has do do better when it comes to the use of instant replay.

We often focus on the tactical side of wealth, but true financial independence requires mastering your mindset and building an unbreakable relationship with yourself. I recently made a massive investment in myself—dropping $9,000 for three months of coaching with mindset and lifestyle coach Cru Mahoney—and today I am pulling back the curtain to share exactly what I learned with you for free. We unpack why I felt stuck despite early retirement, the danger of outsourcing authority over your own life, and the power of radical self-respect. By exploring Cru's extreme frugality, 5:00 a.m. wake-ups, and 2,900-day running streak, we uncover how tackling hard things and keeping daily promises to yourself creates a compounding effect that transforms both your mental and financial well-being.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/171-i-spent-9000-on-a-mindset-coach-so-you-dont-have-to-how-to-build-an-unbreakable-relationship-with-yourself/

The boys sit down with All-Pro and Pro Bowl left tackle, and one of the boys, Quenton Nelson. The guys get into what the offseason has looked like for Q, where he has been training and what he has done differently this year to make feel even more prepared. Quenton gets into the outlook for this years Colts team and some of the young guys they have one the team. We hit all of the segments with Q and the vibes are just through the roof. Come and join the vibes, enjoy fellas.See omnystudio.com/listener for privacy information.

On this week's episode of The RV Atlas Podcast, we had the opportunity to experience something completely different from a typical campground review or RV walkthrough. As travel evaluators for […] The post We Spent a Night in the All-Electric Lightship AE.1 RV (at Liberty Harbor in Jersey City) appeared first on The RV Atlas.

At 23, I bought a car I couldn't afford to impress people who don't even call me anymore.When I add up the payments, the insurance, the interest, and the opportunity cost of what that money could have become — that one decision cost me close to $200,000.Not in cash. In wealth I never built.And that car was just the beginning. The apartment. The clothes. The trips. The dinners. Every dollar I spent performing wealth was a dollar that never got to actually become wealth.In this video I'm giving you the 5 lessons I wish someone had told me at 25 — because if you're in your 20s, 30s, or even 40s, this information can change the trajectory of your financial life.What we cover:- Why your spending is not a money problem — it's an identity problem- Why making more money will NOT fix your finances (it will amplify the problem)- The real cost of waiting to invest — and the math that will shake you- How the people around you are quietly shaping your financial behavior- The difference between building YOUR wealth vs. funding everyone else'sTake action today:- Pre-order my NEW book Stop Living Paycheck to Paycheck and get over $275 in free bonuses — but you must act before August 2:

Dr. Angela Casey spent nearly 15 years treating skin cancer before she had her business idea. She didn't come from entrepreneurship - she came from molecular biology, medical school, residency, and a clinical practice. When the idea hit her, it was so obvious she couldn't believe nobody had done it properly. She searched every major retailer - Ulta, Sephora, Target, Walmart, Macy's - and found nothing worth recommending to her own three daughters. A Macy's assistant tried to sell her 12-year-old an anti-aging eye cream. Bright Girl was the answer to that gap, and it cost her $350,000 and three years to bring it to life. In this episode, Angela gets completely honest about what it takes to launch a product the right way from scratch - the hundreds of surveys, the thousands of patient conversations, the Covid shipping crisis that sent her costs up six times overnight, and what nearly $120,000 in packaging sitting in a warehouse actually feels like when you're still flying the plane as you build it. What you'll learn in this interview: How Angela validated Bright Girl before spending a cent - surveying hundreds of people on SurveyMonkey, questioning thousands of patients over two years, and physically visiting every major beauty retailer to confirm the gap was real Why she interviewed dozens of cosmetic chemist teams around the world before finding the right fit - and how three years of clinical research meant she only needed three rounds of formula revisions The real cost of a custom, premium launch: $50K for the first filled run, $120K when you include the 36,000 empty bottles in reserve, and $350K all in when you add branding and design What it felt like to order 40,000 bottles and jars across four SKUs in 2020 - just as Covid hit and shipping costs multiplied by six Why she spent the first year of DTC sales proving market fit before ever approaching dermatology practices as a distribution channel - and why that sequencing mattered The exact moment she knew the product had real credibility: when other dermatologists - notoriously skeptical of new skincare brands - started recommending Bright Girl not just to patients but for their own children How selling through dermatology practices built the trust that made mass retail possible - and the retailers Bright Girl is now stocked in Why Amazon, launched just over a year ago, is now growing at 10-20% month over month - and how TikTok Shop became an unpredictable but consistent additional channel The email marketing lesson from her Founder mentor that unlocked 15-20% of website revenue from a channel she had barely touched What two full-time jobs actually looks like - five days a week in clinical practice, seven days a week on Bright Girl - and the non-negotiable routines that hold it together If you're early in your journey and wondering whether your idea is good enough to back with serious money and serious time - Angela's story is a masterclass in what deep validation actually looks like before you commit. She still wants more. She's her own harshest critic. But $40K a month on a brand she built from scratch with zero business experience, while running a full medical practice, is not nothing. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠⁠⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH BY DR ANGELA CASEY Instagram → ⁠⁠⁠⁠⁠https://www.instagram.com/brightgirlbeauty/ Angela's Instagram → https://www.instagram.com/angelacaseymd/ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://brightgirl.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

Preview for Later Today: Iran's Potential for Nuclear Weaponization. Henry Sokolski warns that Iran's Bushehrreactor contains significant spent fuel. He estimates this fuel holds enough plutonium for hundreds of bombs, which could be extracted quickly, complicating views on Iran's nuclear energy program. (5)1951

Professor William Taubman, guest author, recounts how the assassination of JFK forged a deep, "opaque" bond between McNamara and Jackie Kennedy, as he spent the night following the murder sitting at her feet while she recounted the tragedy. Despite his grief, he immediately transitioned to serving Lyndon Johnson, who relied on McNamara's "tone for action" to justify the escalation of the Vietnam War. McNamara became the fiercest public advocate for the war, often suppressing his own growing doubts to please a commander who, unlike Kennedy, did not tolerate dissent. McNamara at War: A New History (4)

More adventures in life and parenting. Josh turns into a street party based social animal, and Rob gets stuck waiting for a broken lift... ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Parenting Hell⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is a Spotify Podcast, new video episodes available everywhere every Tuesday and Friday. Please subscribe and leave a rating and review you filthy street dogs... xxx If you want to get in touch with the show with any correspondence, kids intro audio clips, small business shout outs, and more.... here's how: EMAIL: Hello@lockdownparenting.co.uk Follow us on instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@parentinghell⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ A 'Keep It Light Media' Production  Sales, advertising, and general enquiries: hello@keepitlightmedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices