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The word נעים means pleasant, or nice. Let's learn all about pleasantness – Guy teaches us sentences with this word that has had a long and successful career, along with Hebrew names related to its root. Oh, and how do you greet someone who just got a haircut in Arabic? Hear the All-Hebrew Episode on Patreon New Words and Expressions: Naim – Pleasant, fine – נעים Mezeg avir naim – Nice weather – מזג אוויר נעים Naim meod – Nice meeting you – נעים מאוד Na'im lehakir – Nice meeting you – נעים להכיר Naim li me'od – Nice meeting you – נעים לי מאוד Ze lo na'im li – I don't like this (feeling) – זה לא נעים לי Slicha, mamash lo na'im li, aval… – Sorry, I feel awful saying this, but… – סליחה, ממש לא נעים לי, אבל Na'iman – An arabic blessing to a person who finished a shower or got a new haircut – נעימן – نعيماً “Ani holem al Naomi” – I dream about Naomi – אני חולם על נעמי Na'ama – Na'ama, a woman's first name – נעמה Noam – Pleasantness – נועם “Ata lo yachol la'asot et ze yoter be-noam?” – Can't you do it more pleasantly? – אתה לא יכול לעשות את זה יותר בנועם Be-noam – Pleasantly – בנועם Noam halichot – Peasant manners – נועם הליכות Ne'ima musikalit – Musical tune – נעימה מוסיקלית Biluy naim – Have a great time – בילוי נעים Tisa ne'ima – Have a pleasant flight – טיסה נעימה Playlist and Clips: Ha-halonot Ha-gvohim – Kama Na'im (lyrics) Jana Mekdad – Naiman (Arabic) Yael Naim – New Soul Hedva & David – Ani Holem Al Neomi (lyrics) Hedva & David – Naomi No Yume (Japanese version) Yael Levy – Tmuna (lyrics) Ep. 58 about lo na'im li HEB
Nedávny rozhovor predsedu Konferencie biskupov Slovenska Bernarda Bobera pre Aktuality.sk vyvolal reakcie historikov. Košický arcibiskup a hlava katolíckej cirkvi na Slovensku totiž tvrdil, že Slovenský štát a jeho prezident Jozef Tiso ešte stále neboli historikmi objektívne zhodnetené a Tiso sa už nemôže brániť. Biskup Bober tvrdil, že pohľad na Slovakštát je stále pokrivený komunistickou totalitou. Oslovili sme preto trojicu historikov Slovenského štátu, ktorí vyštudovali históriu až po roku 1989. Katolícka cirkev a napríklad aj opozičná strana KDH sa verejne zastáva aj biskupa Jána Vojtaššáka, ktorý pôsobil v oficiálnych štruktúrach ľudáckeho režimu. Historici pritom krútia hlavou, že cirkev by si pokojne mohla vybrať aj pozitívnejších hrdinov. V podcaste Ráno Nahlas budete počuť docenta histórie z Univerzity Mateja Bela Antona Hruboňa, historičku Hanu Kubátovú z Fakulty sociálních věd Univerzity Karlovej v Prahe, a historika Miloslava Szabóa z Filozofickej fakulty Univerzity Komenského v Bratislave. Moderuje Peter Hanák.
Nedávny rozhovor predsedu Konferencie biskupov Slovenska Bernarda Bobera pre Aktuality.sk vyvolal reakcie historikov. Košický arcibiskup a hlava katolíckej cirkvi na Slovensku totiž tvrdil, že Slovenský štát a jeho prezident Jozef Tiso ešte stále neboli historikmi objektívne zhodnetené a Tiso sa už nemôže brániť. Biskup Bober tvrdil, že pohľad na Slovakštát je stále pokrivený komunistickou totalitou. Oslovili sme preto trojicu historikov Slovenského štátu, ktorí vyštudovali históriu až po roku 1989. Katolícka cirkev a napríklad aj opozičná strana KDH sa verejne zastáva aj biskupa Jána Vojtaššáka, ktorý pôsobil v oficiálnych štruktúrach ľudáckeho režimu. Historici pritom krútia hlavou, že cirkev by si pokojne mohla vybrať aj pozitívnejších hrdinov. V podcaste Ráno Nahlas budete počuť docenta histórie z Univerzity Mateja Bela Antona Hruboňa, historičku Hanu Kubátovú z Fakulty sociálních věd Univerzity Karlovej v Prahe, a historika Miloslava Szabóa z Filozofickej fakulty Univerzity Komenského v Bratislave. Moderuje Peter Hanák.
Karibu katika kipindi cha Maswali yahusuyo Imani ukiwa nami Frateri Barnabas Muyushi, kutoka Seminari Kuu ya Mtakatifu Augustino Peramiho, Jimbo Kuu Katoliki Songea nikijibu swali la Msikilizaji linalosema naomba kujuwa historia ya Rozari ya Huruma ya Mungu na kwanini inasaliwa saa sita usiku L'articolo Ni, kwanini Rozari ya Huruma ya Mungu inasaliwa saa tisa usiku proviene da Radio Maria.
Martina Madeja určite poznáš. Mnohí sme na ňom vyrastli, keď ako malý chlapec spieval s Petrom Nagyom. Teraz je súčasťou Milujem Slovensko Band v televíznej relácii, aj súčasťou skvelej accapella skupiny Fragile. Je vyštudovaným hercom, hrá v DPOH v Bratislave. Nedávno uviedli hru "Hitlerov Prezident", v ktorej stvárňuje prezidenta vojnovej Slovenskej republiky a jednu z najkontroverznejších postáv našej histórie, Jozefa Tisa. V tom období Slovensko dobrovoľne vyviezlo svojich Židov do koncentračných táborov a Nemcom zato dokonca platilo. Hra je podľa knihy spomínanej aj v rozhovore, Slovutný pán prezident od Madeline Vadkerty. Tá vypátrala v slovenských archívoch stovky osobných listov od zúfalých ľudí, adresovaných prezidentovi, ktorého žiadajú o pomoc.
In this on-location episode of the Know Zone Podcast, Tisa Sanchez, Caribbean Product Manager at Classic Vacations®, transports listeners to the pristine shores of South Caicos in the Turks & Caicos Islands. Recorded during an exclusive familiarization trip, Tisa sits down with Michael Tibbetts, Chief Executive Officer and owner of the brand-new Salterra, a Luxury Collection Resort & Spa, for an inspiring conversation.From vision to grand opening, discover how Salterra is setting a new standard in Caribbean luxury. Tune in to hear about:• What sets Salterra apart from other Caribbean resorts• Incredible wildlife on and around South Caicos• Why this property is the perfect fit for your clients' next island escapeGet an inside look at one of the Caribbean's newest luxury resorts — with valuable insights and inspiration straight from the shores of South Caicos.Salterra will be available to book at classicvacations.com starting May 10, 2025.
Andrej Danko sa snaží zaujať premiéra Fica tým, že mu robí naprieky a sľubuje vernosť. Jednoducho Danky, kto sa v ňom má vyznať.Robert Fico sa zase snaží celú krajinu rozptýliť svojimi bradavkami, aby sme si prestali všímať, že sa mu po postrelení zhoršil zdravotný stav. Tým, ktorí to aj napriek tomu riešia, odporúča, aby sa nechali postreliť aj oni.Aktivisti chcú iniciovať referendum, ktorým by zrušili sankcie voči Rusku. Tie podľa nich totiž vôbec neškodia Rusku, ale zato škodia nám a musíme kvôli nim konsolidovať.Tragédom sa stáva herec Jozef Šimonovič, ktorému nerobí problém pozývať ľudí na oslavy konca 2. svetovej vojny a zároveň uznávať Tisa.-PS: Aj tento rok sa na www.podcastroka.sk hlasuje za naj podcasty a nás nájdete dokonca v dvoch kategóriách - Vypínač a Miláčik. Za všetky vaše hlasy vás bozkávame všade!-Instagram: https://www.instagram.com/piatocek_podcast/-Náš Discord nebol nikdy lepší: bit.ly/piatockaren
Zdraví nás v obtiahnutom tričku z jazera, proti televíziám organizuje odbojovú akciu s cieľom presunúť diskusné relácie z nedele na iný deň a na otázky o zdravotnom stave reaguje – čo je vás do toho. Ak už však premiér ruší svoj program, niečo nás do toho predsa len je, zvlášť keď sa v tejto chvíli chystá na náročný výlet do Moskvy.O nastoľovaní tém predsedom vlády, problémoch v koalícii a moskovskej ceste sa Jana Krescanko Dibáková porozprávala s komentátorom Petrom Tkačenkom.Zdroje zvukov: TA3, STVR, Facebook/Robert FicoOdporúčanie:Dnes vás opäť pozývam do divadla. Presnejšie, pozýva vás herec Šimonovič, ktorý podľa Denníka N obdivoval Tisa a pri jeho hrobe čítal oslavnú báseň. A neuveríte, práve on načítal pozvánku na celoštátne oslavy víťazstva nad fašizmom spolu so staručkým partizánom Strmeňom, môžete ich počuť v rozhlase i v Slovenskej televízii. Aktuálne však v Divadle Pavla Országha Hviezdoslava hrajú predstavenie Hitlerov prezident, po ktorom k Tisovmu hrobu určite neprídete. Prosím, nechajte jedno voľné miesto pre pána herca.-A ak ste ešte nevideli nového kanadského premiéra, ako tancuje so svojimi podporovateľmi po vyhlásení výsledkov, odporúčam. Je to len prá sekúnd, ktoré pokojne nájdete aj na Youtube. Ak už nič, aspoň vás rozosmeje.–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing
Vo vládnej politike sa stupňujú fašizujúce tendencie. Tento zápas prebieha i v SMERe, tvrdí jeden z jeho zakladateľov Boris Zala. Podľa neho sú tieto tendencie nebezpečné lebo sú súčasťou vládnej moci, ale väčšina spoločnosti tomu naklonená nie je. Nie sme bezbranní, dodáva.Zajtra, 8. mája, si pripomenieme 80. výročie konca Druhej svetovej vojny v Európe. Vojna, ktorá si vyžiadala desiatky miliónov životov, priniesla obrovské utrpenie, nebývalú brutalitu a takmer vyhladenie európskeho židovstva v genocídnom Holokauste - na ktorom participovalo aj tisovo Slovensko. Vojna však viedla i k spusteniu Železnej opony a uvrhnutiu strednej a východnej Európy pod nadvládu totalitného Sovietskeho zväzu. Koniec vojny ale rozhodne neznamenal definitívnu smrť nacizmu a ani fašizmu. Jeho výhonky vidíme bujnieť po Európe aj dnes. Zo slova fašizmus a fašista sa však postupne stala obľúbená nadávka, ktorou paradoxne začali svojich oponentov častovať práve tí, ktorí majú svojou mentalitou, spôsobmi i ideológiou k skutočnému fašizmu najbližšie. Do obehu sa tak dostali i úplne nezmyselné spojenia ako liberálny či dokonca dúhový fašizmus.Nevyprázdnili sme tak tento historicky desivý pojem označujúci tie najzvhlejšie ideologické predstavy? Čo je fašizmus dnes a kto sú teraz nositelia myšlienok Hitlera, Mussoliniho či slovenského Tisa? Ako by vyzerala spoločnosť, ak by sa im podarilo uchopiť moc a kto sú - či budú, noví nepriatelia štátu a tzv. Národného spoločenstva? "Vydávať sa za jediného reprezentanta národných záujmov a všetkých ostatných, ktorí majú iný názor, označovať ako zradcov či zahraničných agentov, tak to je typicky fašistický prístup k chápaniu národa a jeho čistoty," hovorí Boris Zala. No a ako sme na tom my, potomkovia tisovej HSĽS, ale i dediči SNP a zahraničného odboja? "Mor ho", no koho dnes vlastne moriť?Kam všade sa teda novodobí hnedí na Slovensku už dostali? Podarilo sa im preniknúť do parlamentu a nesedia títo radikáli i priamo v našej vláde? Kam sa vlastne mentálne a ideovo uberá vládna koalícia, čo na tpo Hlas, ktorý sa verbálne hlási k európskej sociálnej demokracií a nesmeruje najsilnejšia vládna strana práve touto cestou, SMERom čoraz radikálnejšej pravice a napokon ústiacou až k fašizmu a jeho koreňom? "V SMERE pokladám za nebezpečnú skupinu, ktorá vytvára tento krajne pravicový názor. Patrí k nej napríklad Tibor Gašpar alebo partia okolo Gedru, ktorí ten spôsob útoku na to, čo oni nazývajú liberalizmom či progresivizmom, tak to je presne to isté - aj s rétorikou, ktorá bola živá v 20. rokoch v Taliansku, Španielsku, Nemecku a ktorá napokon viedla k vytvoreniu fašistických hnutí," vysvetľuje Zala.Ráno Nahlas, s bývalým poslancom SMERu, jedným z obnoviteľov sociálnej demokracie po Novembri 89 a filozofom Borisom Zalom. Pekný deň a pokoj v duši praje Braňo Dobšinský.
Vo vládnej politike sa stupňujú fašizujúce tendencie. Tento zápas prebieha i v SMERe, tvrdí jeden z jeho zakladateľov Boris Zala. Podľa neho sú tieto tendencie nebezpečné lebo sú súčastou vládnej moci, ale väčšina spoločnosti tomu naklonená nie je. Nie sme bezbranní, dodáva.8. mája, si pripomenieme 80. výročie konca Druhej svetovej vojny v Európe. Vojna, ktorá si vyžiadala desiatky miliónov životov, priniesla obrovské utrpenie, nebývalú brutalitu a takmer vyhladenie európskeho židovstva v genocídnom Holokauste - na ktorom participovalo aj tisovo Slovensko. Koniec vojny ale rozhodne neznamenal definitívnu smrť nacizmu a ani fašizmu. Jeho výhonky vidíme bujnieť po Európe aj dnes. Zo slova fašizmus a fašista sa však postupne stala obľúbená nadávka, ktorou paradoxne začali svojich oponentov častovať práve tí, ktorí majú svojou mentalitou, spôsobmi i ideológiou k skutočnému fašizmu najbližšie. Do obehu sa tak dostali i úplne nezmyselné spojenia ako liberálny či dokonca dúhový fašizmus.Nevyprázdnili sme tak tento historicky desivý pojem? Čo je fašizmus dnes a kto sú teraz nositelia myšlienok Hitlera, Mussoliniho či slovenského Tisa? Ako by vyzerala spoločnosť, ak by sa im podarilo uchopiť moc a kto sú - či budú, noví nepriatelia štátu a tzv. Národného spoločenstva? "Vydávať sa za jediného reprezentanta národných záujmov a všetkých ostatných, ktorí majú iný názor, označovať ako zradcov či zahraničných agentov, tak to je typicky fašistický prístup k chápaniu národa a jeho čistoty," hovorí Boris Zala. No a ako sme na tom my, potomkovia tisovej HSĽS, ale i dediči SNP a zahraničného odboja? Tak"Mor ho", no koho dnes vlastne moriť?Kam všade sa teda novodobí hnedí na Slovensku už dostali? Podarilo sa im preniknúť do parlamentu a nesedia títo radikáli i priamo v našej vláde? Kam sa vlastne mentálne a ideovo uberá vládna koalícia, čo na to Hlas, ktorý sa verbálne hlási k európskej sociálnej demokracií a nesmeruje najsilnejšia vládna strana práve touto cestou, SMERom čoraz radikálnejšej pravice a napokon ústiacou až k fašizmu a jeho koreňom? "V SMERE pokladám za nebezpečnú skupinu, ktorá vytvára tento krajne pravicový názor. Patrí k nej napr. T. Gašpar alebo partia okolo Gedru, ktorí ten spôsob útoku na to, čo oni nazývajú liberalizmom či progresivizmom, tak to je presne to isté - aj s rétorikou, ktorá tu bola živá v 20. rokoch v Taliansku či Nemecku a ktorá napokon viedla k vytvoreniu fašistických hnutí," vysvetľuje Zala.Ráno Nahlas, s exposlancom SMERu, jedným z jeho zakladateľov a filozofom Borisom Zalom. Pekný deň a pokoj v duši praje Braňo Dobšinský.
The Rebbe acknowledges receiving the letter and awaits joyful news regarding the writer's affairs. He blesses him with success, connecting it to the Torah reading Ki Tisa and the uplifting theme of “Tisa et Rosh” (elevating the head), especially in the year Tisa https://www.torahrecordings.com/rebbe/004_igros_kodesh/adar/926
Kakšen marec se je zarisal med vijuge! Upamo, da ste tako kot mi ob oblikovanju vsebin, uživali tudi vi, če ste jim že namenili svoja slušna omrežja. In če smo na poti skozi leta začeli pri jeseni, zaključujemo s pomladjo in nadarjenimi mladimi ljudmi. Z nami bodo dijakinje in dijak Gimnazije Vič ter psiholog prof. dr. Valentin Bucik.Kaj je nadarjenost? Kako lahko bolje podpremo mlade ljudi, ki so nadarjeni? Zakaj je najstništvo tudi nevropsihološko zanimivo obdobje? Sodelujejo: - Dijakinje in dijak z Gimnazije Vič Hana, Nej, Kim, Tisa in Lea, z njimi se je pogovarjala Neža Borkovič - Psiholog, prof. dr. Valentin Bucik, Oddelek za psihologijo, FF Univerze v Ljubljana
freie-radios.net (Radio Freies Sender Kombinat, Hamburg (FSK))
An interview about the ongoing protests and the political situation in Serbia, seen and shared by Tisa, a queer student and activist from Belgrade. Tisa reports on the protest on March 15, the mobilization across the country, the role of tabloid media in public opinion making and a scepticism regarding the longterm results of the protests. Although the protests are big and visible and masses of people join them, it becomes clear in the interview that the protests are lacking a clear progressive direction: There is no visibility of feminist and trans issues in the protests. Instead, right wing flags could be seen on protests many times.
„Som presvedčená, že keby sme na hrôzy holokaustu zabudli, môže sa zopakovať“, hovorí Ľuba Lesná, scenáristka pripravovanej divadelnej hry Hitlerov prezident. „Mohlo by sa to zopakovať so všetkými chybami a so všetkým príšerným vraždením“, dodáva. „Nenávisť nikdy neviedla k ničomu dobrému“, dopĺňa ju Madeline Vadkerty, autorka knihy Slovutný pán prezident, v ktorej predstavil svoj výskum listov, ktorými sa Židia obracali so žiadosťami o milosť u prezidenta Tisa. Jediná nádej. Posledná záchrana. Dobrý otec. Aj takto sa obracali mnohí slovenskí Židia na prezidenta vojnového Slovenského štátu. V listoch. Jozefa Tisa pritom žiadali o záchranu, milosť či pomoc. Z položenia, do ktorého ich dostali protižidovské zákony štátneho zriadenia, ktoré svoju samostatnosť postavilo na vazalstve Hitlerovi. Zo zabudnutých zaprášených krabíc archívu tieto listy na svetlo vytiahla Američanka. Aby na ne upozornila Slovákov. Knihou. A ďalšia žena – tentoraz Slovenka – z nej pripravila text pre divadelnú hru. V tomto ženskom duu – v jeho géniu – sa tak reportážno-knižný Slovutný pán prezident rodí/transformuje do divadelnoscénického Hitlerovho prezidenta. Aký bol osud pisateľov tých listov? Lebo osud ich mocného adresáta poznáme. No aj pri ňom je otázok viac ako odpovedí: Kde zostalo jeho svedomie kňaza pri vyše 70 tisíc deportovaných? A prečo o téme spred takmer storočia hovoriť dnes? Téma pre Madeline Vadkerty a Ľubu Lesnú. „Židia, ktorí napísali Tisovi, ak by sa mohli vrátiť k životu, iste by nám hovorili, aby sme nechodili cestou nenávisti, lebo to nikdy neviedlo k ničomu dobrému“, hovorí Madeline Vadkerty. „Som presvedčená, že keby sme na hrôzy holokaustu zabudli, môže sa zopakovať“, hovorí Ľuba Lesná, scenáristka pripravovanej divadelnej hry Hitlerov prezident. „Mohlo by sa to zopakovať so všetkými chybami a so všetkým príšerným vraždením“, dodáva. Podcast pripravil Jaroslav Barborák.
„Som presvedčená, že keby sme na hrôzy holokaustu zabudli, môže sa zopakovať“, hovorí Ľuba Lesná, scenáristka pripravovanej divadelnej hry Hitlerov prezident. „Mohlo by sa to zopakovať so všetkými chybami a so všetkým príšerným vraždením“, dodáva. „Nenávisť nikdy neviedla k ničomu dobrému“, dopĺňa ju Madeline Vadkerty, autorka knihy Slovutný pán prezident, v ktorej predstavil svoj výskum listov, ktorými sa Židia obracali so žiadosťami o milosť u prezidenta Tisa. Jediná nádej. Posledná záchrana. Dobrý otec. Aj takto sa obracali mnohí slovenskí Židia na prezidenta vojnového Slovenského štátu. V listoch. Jozefa Tisa pritom žiadali o záchranu, milosť či pomoc. Z položenia, do ktorého ich dostali protižidovské zákony štátneho zriadenia, ktoré svoju samostatnosť postavilo na vazalstve Hitlerovi. Zo zabudnutých zaprášených krabíc archívu tieto listy na svetlo vytiahla Američanka. Aby na ne upozornila Slovákov. Knihou. A ďalšia žena – tentoraz Slovenka – z nej pripravila text pre divadelnú hru. V tomto ženskom duu – v jeho géniu – sa tak reportážno-knižný Slovutný pán prezident rodí/transformuje do divadelnoscénického Hitlerovho prezidenta. Aký bol osud pisateľov tých listov? Lebo osud ich mocného adresáta poznáme. No aj pri ňom je otázok viac ako odpovedí: Kde zostalo jeho svedomie kňaza pri vyše 70 tisíc deportovaných? A prečo o téme spred takmer storočia hovoriť dnes? Téma pre Madeline Vadkerty a Ľubu Lesnú. „Židia, ktorí napísali Tisovi, ak by sa mohli vrátiť k životu, iste by nám hovorili, aby sme nechodili cestou nenávisti, lebo to nikdy neviedlo k ničomu dobrému“, hovorí Madeline Vadkerty. „Som presvedčená, že keby sme na hrôzy holokaustu zabudli, môže sa zopakovať“, hovorí Ľuba Lesná, scenáristka pripravovanej divadelnej hry Hitlerov prezident. „Mohlo by sa to zopakovať so všetkými chybami a so všetkým príšerným vraždením“, dodáva. Podcast pripravil Jaroslav Barborák.
Chelek 26, Tisa 1 - Mrs. Rivky Slonim
In this episode of the FoundHer Series, Carrie chats with Tisa Sylvester, a contributing author to The Lighthouse Project – Beautiful Chaos: Embracing the Unexpected, Volume 2. Tisa's chapter, Now What, explores the power of embracing challenges—navigating uncomfortable experiences and relationships that ultimately foster personal growth. Tisa's story is one of hardiness and resilience, shaped by her willingness to say “yes” to unforeseen opportunities with curiosity and compassion. Her journey wasn't without struggle—feelings of inadequacy often surfaced, contrasting sharply with her determination to grow. However, with the support of someone who believed in her, and stepping up to possibilities, she learned to reframe doubt as a catalyst for improvement rather than a setback. From dropping out of high school to an advanced critical care nursing. Now What? Carrie and Tisa also discuss the experience of contributing to Beautiful Chaos. Writing her chapter was not just a creative process but a deeply personal and therapeutic one. “All the feels came through in the writing process,” Tisa shares. Working with the editor was especially helpful, providing guidance and perspective that strengthened her storytelling. Tisa hopes to inspire others to take the first step toward new opportunities—even when it feels uncomfortable.
Chelek 26, Tisa 1 - Rabbi Mendy Wolf
ทำความรู้จัก TISA มาตรการใหม่ของตลาดหลักทรัพย์ฯ เสนอใช้วงเงินซื้อขายหุ้นใช้ลดหย่อนภาษีได้ทางตรง หวังฟื้นความเชื่อมั่นหุ้นไทย รายละเอียดเป็นอย่างไร ภาคธุรกิจในโลกคุยอะไรกันใน Business at OECD General Assembly 2025 กรุงปารีส พูดคุยกับ ดร.ฐิติมา ชูเชิด ผู้อำนวยการฝ่ายวิจัยเศรษฐกิจมหภาค ศูนย์วิจัยเศรษฐกิจและธุรกิจ (SCB EIC)
ทำความรู้จัก TISA มาตรการใหม่ของตลาดหลักทรัพย์ฯ เสนอใช้วงเงินซื้อขายหุ้นใช้ลดหย่อนภาษีได้ทางตรง หวังฟื้นความเชื่อมั่นหุ้นไทย รายละเอียดเป็นอย่างไรภาคธุรกิจในโลกคุยอะไรกันใน Business at OECD General Assembly 2025 กรุงปารีส พูดคุยกับ ดร.ฐิติมา ชูเชิด ผู้อำนวยการฝ่ายวิจัยเศรษฐกิจมหภาค ศูนย์วิจัยเศรษฐกิจและธุรกิจ (SCB EIC)
The holy anointing oil and the significance of the chof yevanis.
The holy anointing oil and the meaning of the chof yevanis.
https://www.torahrecordings.com/likutei-sichos/026/014_002
What is the point of money ?And how did money redeem the Jews from the sin of the Golden calf?There were some kind of fiery coin. What does it represent?
What is the point of money ?And how did money redeem the Jews from the sin of the Golden calf?There were some kind of fiery coin. What does it represent?
The Pattern of Anointment Oil Used for the Kohanim and Vessels of the Mishkan
https://www.torahrecordings.com/likutei-sichos/026/014_001
Explaining the Meaning of Hashem Showing Moshe a Coin Made of Fire
Karibu katika Kipindi cha Maswali ya Imani ukiwa nami Frateri Emillian Samson Mahinya, kutoka Parokia ya Mtakatifu Andrea Mtume -Ikumbilo Jimbo Kuu Katoliki la Mbeya, nikijibu swali la Msikilizaji linalosema naomba ufafanuzi wa Amri za Mungu ya tisa na kumi. Studio: Raymond Karega. L'articolo Amri ya kumi na Amri za Mungu tisa zinamaanisha nini kwa Mkristo Mkatoliki? proviene da Radio Maria.
VOA Express pia inafuatilia kwa karibu sana maswala yanayovuma katika mitandao ya kijamii kama sehemu moja muhimu ya upashanaji habari siku hizi.
Composer of the Week marks 80 years since the liberation of Auschwitz with a series commemorating some of the musical voices that were silenced by the atrocities of the Second World War. This week, Donald Macleod focuses on the penultimate destination of these musicians, the Nazi concentration camp at Terezin, and the incredible story of creative resistance in the face of unthinkable adversity and persecution which unfolded there.Music Featured: Gideon Klein: Bachuri Le'an Tisa (my Boy, Where are you going?) Lullaby String Quartet, Op 2 (iii. Adagio) Divertimento for Winds (iii. Adagio and iv. Allegro) Folk Songs for Male Chorus: 'Už mně koně vyvádějí' (They have untethered my horses) Piano Sonata String TrioViktor Ullmann: Sha shtil Piano Sonata No 7 (1st mvt, Allegro) 6 Lieder, Op 17 (No 1, Am Himmelfahrt; No 5, Wie ist die Nacht) Piano Concerto, Op 25 (1st & 2nd mvt) String Quartet No 3, Op 46 Der Kaiser von Atlantis (excerpts)Hans Krása: Brundibár Suite (7th mvt) Tanec for String Trio Kammermusik for Harpsichord and 7 Instruments Theme and Variations for String Quartet Three Songs to texts of Arthur Rimbaud Brundibár, Act IIPavel Haas: Pripoved (Narrative) Quartet Op 2 “From the Monkey Mountains” (2nd mvt, Coach, Coachman and Horse) Overture for Radio, Op 11 Šarlatán Suite, Op 14 (excerpt) Study for Strings Four Songs on Chinese PoetryIlse Weber: Kleines Wiegenlied Karel Švenk: Rozloučení (from play The Last Cyclist) Karel Švenk: Pod destnikem (Under an umbrella); Vesechno jde! (Terezin Hymn) Ilse Weber: Ich wandre durch Theresienstadt; Wiegala František Domažlický: Song without Words František Domažlicky: Suite Danza Karel Berman: Piano Suite: Reminiscences (excerpts)Presented by Donald Macleod Produced by Amelia Parker for BBC Audio Wales & WestFor full track listings, including artist and recording details, and to listen to the pieces featured in full (for 30 days after broadcast) head to the series page for Voices of Terezin https://www.bbc.co.uk/programmes/m002756y And you can delve into the A-Z of all the composers we've featured on Composer of the Week here: http://www.bbc.co.uk/programmes/articles/3cjHdZlXwL7W41XGB77X3S0/composers-a-to-z
Thousands of Kenyans protested against a finance bill in June that would have increased taxes on many everyday items. This was proposed in part to help pay off loans from the International Monetary Fund (IMF) and World Bank, which account for more than 40 percent of the country's foreign debt. But what is Kenya's current fiscal climate? And how are these debts impacting gender equality? On today's episode of The Hidden Economics of Remarkable Women, host Reena Ninan talks with Nairobi-based reporter Sharon Kiburi, who has been following Kenya's debt crisis. Kiburi tells Ninan about her interview with Wanjira Wanjiru, a protest leader against the June finance bill, co-founder of the Mathare Social Justice Centre in Nairobi, and co-host of the Liberating Minds podcast. Then, we hear from Diana Gichengo, the executive director of the Institute for Social Accountability (TISA). She discusses TISA's efforts to engage with the IMF about their program in Kenya, which is largely expected to end in March. Gichengo spoke on a panel organized by Transparency International U.S. and moderated by the Trust, Accountability, and Inclusion (TAI) Collaborative on the sidelines of the IMF/World Bank meetings in October. Guests and organizations: Sharon Kiburi, journalist based in Nairobi. This is her second time reporting for HERO. Wanjira Wanjiru, co-founder of the Mathare Social Justice Centre and co-host of the Liberating Minds podcast Diana Gichengo, executive director of the Institute for Social Accountability in Kenya The Hidden Economics of Remarkable Women is a podcast from Foreign Policy, supported in part this season by the Gates Foundation, Northwestern University's Roberta Buffett Institute for Global Affairs, and the Atlantic Council. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's podcast, we explore the tradition of bridal counselling in Zambia. Before marriage, elderly women share tips on how to run a home, how to look after the husband, how to look after the children, how to resolve conflict and there are lessons about sex too. For many, this training is a way to strengthen a marriage, but for some women it's meant lasting harm. ‘Bride of Zambia' is a short film which tells the story of a young Zambian-American woman who reluctantly has this counselling ahead of her wedding after arguing with her mother about the merits of this practice. It's a story that's resonated with some women in Zambia, sparking conversation on social media about a tradition that's rarely discussed in public. In today's Africa Daily, Alan Kasujja speaks to the film's director, Tisa Chigaga, and to Samfrosa Chibwe, a woman who says watching the film brought up memories of the counselling she received before her wedding. Alan also speaks to Tisa's mother, Mwila Chigaga, to share an elder's perspective on why she still considers this a vital tradition.
In dieser Folge geht's um eine Krankheit, die weltweit eine Milliarde Menschen betrifft: Migräne. Viele denken dabei „nur“ an Kopfschmerzen, aber auch Übelkeit, Erbrechen, Sehstörungen und sogar Lähmungen können Teil einer Migräneattacke sein. Auch viele Jugendliche wie Tisa sind von Migräne betroffen. Wie sie mit ihrer Migräne umgeht? Das siehst du bei neuneinhalb.
Packing and shipping are essential to online craft businesses. Are you doing it right? Could you be doing it better? We are interviewing handmade business owner Tisa Jackson and sharing our best tips and tricks as well. Learn more about packaging your handmade goods and making sure they get to their destination on time and in good condition! Shop our favorite shipping supplies at this affiliate link: https://link.craftingcamps.com/shipping Take a break from the holiday rush and join one of Tisa's mini workshops to create personalized holiday tags using acrylic, bling and UV resin. It's a fun, easy way to relax and craft something special. See them all here: https://link.craftingcamps.com/workshop Get free shipping for any mini workshop with code: CRAFTINGFORPROFIT Check out Cori's Etsy shop here: https://www.etsy.com/shop/ChapterCraftStudio Don't forget to shop our merch store to support the podcast! https://link.craftingcamps.com/merch Let us help you craft your future by turning your passion into a paycheck. Angie Holden and Cori George are teaming up for a series of live events dedicated to helping you start and grow your craft business. Be sure to subscribe so you don't miss any of the future episodes! Sign up for our email newsletter here: https://crafting-camps.ck.page/4715c59751 Ask us questions here: https://forms.gle/ShKt64gKjeuneMLeA Want more from Cori and Angie? Be sure to subscribe to our YouTube channels and follow on Instagram using the links below. https://www.instagram.com/heyletsmakestuff https://www.instagram.com/angieholdenmakes
Ještě před 2. světovou válkou se na Slovensku objevovaly touhy po samostatném státu. V roce 1939 tak vznikl Slovenský stát, resp. Slovenský štát. Toto období totalitního, někteří říkají přímo fašistického státu, se po válce už příliš neřešilo. Spojenci uznaná exilová vláda i exilový prezident totiž reprezentovali nové a demokratické Československo.
Ještě před 2. světovou válkou se na Slovensku objevovaly touhy po samostatném státu. V roce 1939 tak vznikl Slovenský stát, resp. Slovenský štát. Toto období totalitního, někteří říkají přímo fašistického státu, se po válce už příliš neřešilo. Spojenci uznaná exilová vláda i exilový prezident totiž reprezentovali nové a demokratické Československo.Všechny díly podcastu Jak to bylo doopravdy můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
all rights reserved based on the copyright act of 1976 section 107. LI ROD AND NETANYA talk about their experiences dealing with DIDDY. sad and real! LET's TALK ABOUT IT!
Financial wellness advocate Dr. Tisa Silver Canady breaks down the latest details about President Biden's student debt relief plan, the June 30th deadline for student loan forgiveness, and shares her thoughts about education funding.
In this week's episode, we'll discuss the findings from a study assessing responses after treatment with tisagenlecleucel [LM1] in adults with relapsed/refractory follicular lymphoma, learn more about the association between high microRNA-145 plasma levels and decreased risk of future incident venous thromboembolism, and discuss how epigenetic and immunogenetic signatures can be used in the prediction of outcomes for high-count monoclonal B lymphocytosis.Featured Articles: Durable Response After Tisagenlecleucel in Adults With Relapsed/Refractory Follicular Lymphoma: ELARA Trial Update Prediction of outcomes for high-count monoclonal B lymphocytosis using an epigenetic and immunogenetic signature High microRNA-145 plasma levels are associated with decreased risk of future incident venous thromboembolism: The HUNT study
It's summertime and everybody is going somewhere for hofesh, holiday. That being the case, let's talk about flights, package deals and checking-in –Hebrew style. Listen to the All-Hebrew Episode on Patreon New Words and Expressions: Hofesh – Holiday –חופש Ha-hofesh ha-gadol – The summer holiday –החופש הגדול Hofesh ha-dibur – Freedom of speech –חופש הדיבור Hufsha – Vacation –חופשה Hufsha mishpachtit – Family vacation –חופשה משפחתית Hofshi ze legamrei levad – To be free means to be completely on your own –חופשי זה לגמרי לבד Lakachat hofesh – To take days off –לקחת חופש Ani be-hofesh – I am on holiday –אני בחופש Latus, tisa – To fly, flight –לטוס, טיסה Tisa haloch va-shov – A Round trip flight –טיסה הלוך וָשוב Hazmana – Reservation, booking, order, invitation –הזמנה Chevrot hateufa zihu et ha-nekuda ha-regisha etsel ha-nosea ha-israeli, ha-chalom lehisthadreg le-machleket asakim – The airlines recognized the Israeli passenger's soft spot, the dream to be upgraded to business class – חברות התעופה זיהו את הנקודה הרגישה אצל הנוסע הישראלי, החלום להשתדרג למחלקת עסקים Shidrug – Upgrade –שִדרוג Leshadreg mishehu – To upgrade someone –לשדרג מישהו Shudragti – I was upgraded –שוּדרגתי Lehishtadreg – To be upgraded –להשתדרג Havilat nofesh – Holiday package deal –חבילת נופש Ichur, ikuv – Delay –איחור, עיכוב Linchot, nechita – To land, landing –לנחות, נחיתה Lehmari, hamra'a – To take off, take off –להמריא, המְראה Moshav – Seat –מושב Lehazmin moshav – To reserve a seat – להזמין מושב Kartis aliya la-matos – Boarding pass –כרטיס עלייה למטוס Nose'a – Passenger –נוסע Ani nose'a – I am going –אני נוסע Ani Ha-nose'a – I am the passenger –אני הנוסע Rishum la-tisa – Check-in –רישום לַטיסה Kvuda, Mit'an – Luggage –כבוּדה, מטען Mizvada – Suitcase –מזוודה Tik yad – Hand bag –תיק יד Ma'avar – Transit –מַעֲבר Tisat hemshech – Connecting flight –טיסת הֶמשך Playlist and Clips: Hava Alberstein – Shir Tishrei (Lyrics) Commercial – Hufsha Mishpachtit Yehuda Poliker – Hofshi Ze Legamrei Levad (Lyrics) Commercial – Haloch Va-shov TV2 Story – Shidrug, Upgrade Shlomo Artzi – Be-matos Silon (Lyrics) David Deor & Arkadi Duchin – Nose'a Tsafona (lyrics) Express Check-in commercial
Summary Ron Gura, the co-founder and CEO of Empathy joins us today on our show. Empathy aims to provide support and guidance to individuals who have lost a loved one, helping them navigate the administrative and emotional aspects of the process. He shares his personal journey and the inspiration behind starting Empathy. The conversation delves into the workflow and touchpoints of Empathy's services, the co-branded experience for carriers and producers, and the impact of Empathy's services on claimants. The episode concludes with a discussion on breaking the taboo around death and the value of experience over product in the insurance industry. Takeaways Empathy is a company that provides support and guidance to individuals who have lost a loved one, helping them navigate the administrative and emotional aspects of the process. The taboo around death and loss needs to be broken, and conversations about mortality and end-of-life planning should be encouraged. Empathy offers a co-branded experience for carriers and producers, allowing them to provide personalized support and resources to their policyholders and beneficiaries. Having conversations about death and end-of-life planning is essential, and individuals should take the time to discuss their wishes and make necessary arrangements with their loved ones. Experience and support are more important than the product itself in the insurance industry, and companies should focus on delivering a positive customer experience throughout the claims process. Chapters 00:00 Introduction and Weather Update 01:03 The Importance of Life Insurance Claims 02:07 Introduction of Guest: Ron Gura, Co-founder and CEO at Empathy 03:06 The Taboo Topic of Death and Empathy's Mission 04:12 Ron Gura's Background and Journey to Empathy 06:26 The Impact of Personal Loss on Ron Gura's Mission 08:25 The Need for Conversations About Loss and Death 10:04 The Workflow and Touchpoints of Empathy's Services 11:25 The Co-branded Experience for Carriers and Agents 13:26 The Administrative Support Provided by Empathy 15:44 The Impact of Empathy's Services on Claimants 17:44 The Logistics and Timing of Introducing Further Business Relationships 19:02 The Importance of Breaking the Taboo Around Death 23:20 The Value of Experience Over Product in the Insurance Industry 31:10 The Right Time and Approach to Introduce Further Business Relationships 35:12 Closing Thoughts and Advice on Having Conversations About Death 38:33 Conclusion and Call to Action Paul Tyler (00:03.303) Hi, this is Paul Tyler and welcome to another episode of That Annuity Show. Bruno, how are you? Good. Coming in clear from Canada. This is great today. Yeah. Tisa, how are you? Bruno Caron (00:09.152) I'm very good, thank you Paul. Bruno Caron (00:13.94) Always happy to be here. Tisa Rabun-Marshall (00:18.474) We've got snow here in the Connecticut area, but snow day, but doing good. Paul Tyler (00:22.459) Indeed, indeed we do. Ramsey, it's the first time it snowed in forever. You missed it. Ramsey Smith (00:27.473) Yeah, I think we sent it your way. It was raining like crazy here for a couple days, but now the sun's just coming out, so yeah, you're welcome. Paul Tyler (00:34.003) All right, well good. Hey listen, we got a really interesting episode with a great guest today, just to sort of connect the dots with some of our previous shows. What's the most important thing about life insurance? It's gotta be claims, right? That's at the end of the day, what we're doing is paying checks or income payments or death claims and there's no more sort of fundamental purpose in our business, yet it's a hard one to, it's hard to do right. You know, TISA, we've had a couple of conversations, right, with people who've explained how it can be disruptive in terms of cross-generational relationships, right? Yeah, so today we have somebody who's actually trying to fix that. It's Ron Gura. Ron, I hope I pronounced your name correctly, co-founder and CEO at Empathy. Thank you so much for joining us today. Tisa Rabun-Marshall (01:11.073) Absolutely. Yeah. Ron Gura (01:26.154) great to be here. I always dreamed about being on a podcast with the word nudity and now I'm... look at my eye. I made it. Tisa Rabun-Marshall (01:34.967) Hahaha Ramsey Smith (01:35.961) Oh dude, all right. Bruno Caron (01:36.) Today's your day. Paul Tyler (01:37.441) Today it is, you know. SEO is going to go through the rough. SEO will go through the rough here. Tisa Rabun-Marshall (01:40.098) Dreams come true. Ron Gura (01:43.682) Absolutely. I'm excited to be here and eventually talk about just that, that big moment of truth. That's what a claim really is, right? It's a premise. It's more than just financial peace of mind. What else happens? So that's where we come in and excited to talk about that and what's happening in life insurance. Paul Tyler (01:52.697) Yeah. Paul Tyler (02:07.375) Yeah, well this is great. So, well first off, tell people like, you know, what is empathy and what does your company do? Ron Gura (02:14.102) Sure thing. So empathy is primarily the friend you wish you had when you lose a loved one. That's how I'd love people to really think about it. It's not just a friend, it's that knowledgeable neighbor that happens to be an ex-state lawyer, but now maybe also a social worker. And it's really, really experienced with... winding down the affairs of a loved one, but also helping you get back on your feet again. That's really what we're trying to do here, save people, families, time and money and stress when the inevitable happens. As you know, Paul better than most, it happens. It doesn't escape any of us. It's the inescapable truth, but at the same time, it's the single largest consumer sector that is, for some reason, untouched. Untouched by innovation. untouched by technology, unspoiled by software really. And I think we can all agree the reason it's untouched is not some regulatory barrier or technology barrier. It's just us, us here on the call as humans, trying really hard, so hard, not to think about us, not to contemplate our own self-mortality. And we believe here at Empathy that like any other taboo topic, this one should be broken down as well. And if we put the right technology in place with the right amount of human touch, we can really change the market and empower people during what we believe is life's most challenging moments. Ramsey Smith (03:55.041) So tell us a little bit about your journey. You've touched a lot of different areas, the innovation space, various startups. Tell us about how that journey informs your approach to empathy. Ron Gura (04:12.642) So yeah, I'm a consumer internet person. I'm not a life insurance expert. I play my ignorance for what it's worth and get to be the outsider in a lot of meetings asking funky questions like, hey, didn't that claimant beneficiary who just called you, he's not a good lead. Like, isn't that an adult child, stranger, who's not your customer? calling you, giving you all of his information, all of his data, chasing you again, giving you more data, telling you he's at need, need money, money you know you have, money you know he's gonna get in a few weeks, big liquidity event, bigger than probably any other big event he's gonna have. And what are you going to do? Like you're going to do what? You're going to send him the check and do more Superbowl ads? The guy's right here. So a glass of wine as you wait for your table is really how I look at this from an outsider view. Like, what's going on? Isn't this weird that the only industry within insurance where the beneficiary is not the policyholder, technically, is not, people don't think about it. Of course, if a PNC claim, that's a renewal moment. Like someone's gonna give you really good service. And don't get me wrong, paying effectively and accurately and with sympathies is good service. And a lot of carriers, I think have their... They wear their heart on their sleeves and they're trying to do good in this neutral negative event. But long story short, it's not enough. From a background standpoint, that's me. I'm a consumer intent person. I've been going in and out from startups that usually I get to start myself as a naive person. I get to wear my pink rose glasses all the time. Ron Gura (06:26.278) And in and out from bigger companies, I had the chance to have meaningful executive roles at eBay and PayPal and WeWork, and always very much focused on the product and the consumer. In terms of what led me to this, I think, well, nobody starts an end-of-life company without having their fair share of loss. I had my fair share of loss, definitely. I can share with you that... while probably not the final trigger, definitely the earliest one was losing my brother at an early age, Amir, that completely changed family dynamics. My single mom with three opinionated, well, playful boys, over energetic Israeli boys, who... Ron Gura (07:28.274) grew up in Haifa, north of Israel. And my brother, Amir, my middle brother, was diagnosed with a very severe and aggressive type of cancer. And after he passed away, I vividly remember one Saturday morning, my mom literally taking a lock, key and locking his door, which remained locked for the next 15 years. and was a very vivid and clear representation and reminder of what happened. And also how we're shutting it down, not to be talked about in many ways. With no complaints on my mom's side here, but... It's the first time I understood nobody wants to talk about loss. Well, kids usually get up from watching Lion King for the first time. Bruno Caron (08:25.584) Thanks for watching! Ramsey Smith (08:26.587) Mm-hmm. Ron Gura (08:26.947) and kind of losing their faith in humanity, lions and uncles at the same time. But they have a lot of questions. Kids, I got two daughters myself now, Tom and Danny, and nine and six years old. They ask a lot of questions and sometimes after Disney movies, they do ask me questions about mortality and life and death and they kind of move on. But I didn't. I made my mom's life very difficult. I've been asking questions again and again and again. And then I had more loss, friends, colleagues, natural loss, even friends from the army. But it was actually only after eBay acquired my first startup, the GIFS project, and I was a young product director at eBay, one of my employees lost his wife to cancer. and I showed up in an apartment in Milpitas, San Jose. Knowing that I don't know what to expect, knowing that it's going to be very different than my community, my religion, my experience, but didn't know how different. He was by himself with a suit, shaved, doing probate paperwork, asking me about when do I need him back. That was really a big aha moment for me. That was when I took my black notebook and said, oh. That's weird. Like, why don't we have anything for this? Like we need headspace for grief, but we really need toolable tax for a state settlement. And we kind of need both. And we kind of can't decouple the two. Grief is made hard by logistics. Logistics are made harder by grief. And I don't get the luxury of choosing one of them and say, I'll do a FinTech product that is only pre-filling your probate stuff. That's... Ron Gura (10:33.142) It's not going to be something people want to talk about or use such an emotional period. So long story short, three and a half years ago, my co-founder and I, Jan, we started Empathy. We're now 80 people between New York headquarters and Tel Aviv R&D Center. We have $48 million in venture capital from 2.1 folks like General Catalyst, Alif, Entree, and others. We work with MetLife, New York Life, Guardian, many other, dozens of other carriers, dozens of big employers, progressive employers who want to show up for their teams. And what I think we're doing more than anything else is putting a spotlight on this taboo topic and creating hopefully a very empowering workflow of continuity of care. Paul Tyler (11:25.115) Maybe talk to us a little bit about the workflow. You know, we have people who listen who are, some people on the group side, we've got some people on the individual side, of course, we always look at it from our own lens, right? At the end of the day, it's a person. Stuff for the loss is getting checked. Maybe talk about the customers on either end. Like if I'm a, you know, I've got an employee and I've had a policy, or I guess my loved one was an employee and I've got a policy check or I'm a beneficiary. How does that workflow? Ron Gura (11:36.75) Mm-hmm. Paul Tyler (11:54.515) feel to a person who's a beneficiary. Ron Gura (11:58.478) So the tiny differences. The differences would mostly be on the touch points. We do a no-code, simple implementation. We learned the hard way that the one thing that is more expensive to carriers than money is IT resources. I think that's a big lesson for us. And since we got that, we shifted to a no-code implementation and added more than 14 carriers in 14 months. And that was a big aha moment for us and what drove a lot of our Forex growth in 2023. We add a few multifaceted simple touch points. For example, the script on that call, sorry for a loss, but we're not going anywhere. That insert on the brochure on the snail mail with the QR code, hey, if you need anything at all, scan this. Email that says, number one, we got your claim. Number two, you're eligible for 24-7, bereavement care. So these simple touch points didn't require any data transfer. We don't need to know the social security. We don't need to know the face value. We don't want to know if Ms. Jones was rich or poor. We want to democratize access for grief in the state administration. So when you think about group and individual, it's just those touch points that are slightly different. the bereaved next of kin, who cares? Like they're dealing with so much, who cares if they got the policy from, you know, New York Life GBS or New York Life individual. It's group or individual, you still have probate, funeral, grief, sleep support, mood tracking, social security, IRA, deactivation of social media, deactivation of accounts, banks. selling the property, fighting with your sister, doing a state tax, thinking about identity theft, and you know, just 50 other topics from veteran administration all the way to IRAs. So when someone passes away, it's overwhelming. We publish every January the cost of dying report to create more awareness. Ron Gura (14:23.026) on the full implications on us as individuals and as a society for the employer cost, the financial cost, the emotional cost. You can see that on empathy.com. And it's 50 pages of infographics that are basically showing us it's more than a year of work to wind down the affairs of a loved one on average. It's more than 400 hours of direct work. Of course, from a group standpoint. Of course your employee has a second job, he can't bring his whole self back to work. Of course from an individualized standpoint, that glass of wine as you wait for your table makes a lot of sense when you are thinking about generational loyalty and asset retention and NPS because what other moment of truth do you have that is bigger than someone calling in and saying, I lost a loved one? Where is my money? Of course, of course you need to have the money ready. That's the 90%. I, life insurance is still about financial protection, but people expect much more and we hope they will. I hope they will continue to expect much more. Right now, one out of seven claimants in the U S is getting more from empathy. Ramsey Smith (15:44.821) So is it, is the solution, I don't want to call it a product, because that doesn't give it the right name, but the experience, let's call it the experience. Is it branded according to the carriers? Is it branded as empathy? So is it white label or is it, are the carriers able to carry their own brand? Ron Gura (16:05.462) So it's both. It's a co-branded experience. Just give you a quick example if you're already on video. So I'm going to pop my Empathy app. And one of our carriers is going to pop as a covered by. And then inside the experience, you're going to have both the digital app. You're going to have your care team service element 24-7, especially social workers and more that are available for discussion. Ramsey Smith (16:21.344) Yep. Ron Gura (16:35.106) You're going to have other places where you understand this is coming from this carrier specifically. And can even create a lead back to them at the right time in the least intrusive way possible. The exact opposite from an agent calling after the loss and say, hey, what about you? This is actually about first thing and first thing first, cementing. trust in showing up. First let me save you some time in money and stress. First, let me offer you a glass of wine. Then let's check what's going on with the table. First, make sure that you got what you need right now. If that's funeral comparison, if that's estate tax, if that's cleaning the property. Whatever advice or support you need, you got it. Then when you're ready to talk about your financial legacy, your family. Of course, the same carrier that sent you to empathy would love to continue that conversation with you. And why not? Ramsey Smith (17:44.737) So how much of the logistics? So there's the, obviously there's the, there's a psychological element of it, but of all the long list of logistical hurdles you have to go through that you mentioned before, how many of those are you providing sort of specific intervention on to make those steps easier? Ron Gura (18:03.638) I'd say it's half of what we do. We do the filing for petition for probate. We do the preparing for the house for vacancy. We close and deactivate accounts and cancel subscription. We give you a dedicated personal care plan that is personalized for you, Arizona or New Jersey, five siblings or none, Jewish or Muslim, executor or not. We help with the eulogy, with the obituary, the funeral, the debts, the notifications of loss, the social security, the IRAs, the purchasing of a headstone all the way to the bonds, the credit bureaus. So it's a long list of tens of items in the administrative side, probably hundred something items that you need help with. Every one of them could be quickly five other items. So we don't just tell you what to do. We actually do it for you and with you. Ramsey Smith (19:01.417) Got it. Paul Tyler (19:02.131) Tisa, could you have used this? Tisa Rabun-Marshall (19:05.874) Yes, so I experienced a significant loss in August of 2021. As a middle-aged adult, it was my first major loss, so I'm grateful for that. But because it was my first major loss, it was a long process. So I think it took two and a half years. We just closed probate. We just did. I don't know, what's this? This is February. Maybe it was right before Christmas. So as I'm listening to you speak, Ron, I'm thinking through all of it feels very real. I guess I have a couple of follow-up questions. One of my questions was, I heard you say bereavement care, I think is what you said. So I wanted to dig into a little bit of the services under that umbrella, but I think you probably just spoke about that a little bit. I guess I'm curious looking at the mobile app that you showed that is claimant or beneficiary focused. What are the resources or what is the version of that app, if any, look like for the agent? What sort of support or guide or talk track are you giving to the agent so that they can handle that claim experience differently? Say the things differently, do the things differently to still cultivate the lead, but in... you know, in that way that's not intrusive, to use your word, and in a way that sort of shifts their thinking about the opportunity in that moment of truth. You could talk a little bit. Ron Gura (20:42.127) First thing, I'm sorry to hear about your loss and the process that you're going through and two and a half years in. It might feel like a lot of time to do the administration, but it's actually very normal on the executor side. Like when we're talking about 18 months average, it's... Tisa Rabun-Marshall (20:57.687) Get coming. Ron Gura (21:04.53) including a lot of folks that are not the official executor. Once you are and you're actually going through probate, two years plus is very regular in the US, unfortunately. And well, I do. Tisa Rabun-Marshall (21:17.95) In particular, when everyone lives in different states where they grew up. Don't cross the state line because that adds, you know, months, years. Ron Gura (21:26.294) that's also not very rare in the United States. And just even having one piece of property in Arizona and a motorcycle in New Jersey, that's it. You're going through a whole new fun process and we help refill that. So on your questions, first, bereavement care is really the emotional side of everything we do. So there's really just the two halves that I was mentioning before. And on the... Tisa Rabun-Marshall (21:29.689) Yeah. Ron Gura (21:55.826) emotional side, I would split it also into the product and the service. The product would be everything you would imagine a wellness app to do in 2024, but tailored for grief. So grief coaching. grief meditation, grief music, audios, podcasts, videos, thousands of articles about any topic from as small as how do I tell the kids all the way to a specific probate petition in New York City. So that would be mood tracking and sleep support. And of course, a lot of self-reflections and healing. At the same time, anything the app can do just yet, or if you need anything, 24-7 bereavement care with our care managers. That could be 2 a.m., can't fall asleep, or it could be middle of your workday when you ran out of a conference room to cry in the bathroom because you feel guilty. You call us, we take those calls. Tisa Rabun-Marshall (22:54.623) Mm-hmm. Paul Tyler (23:10.535) Wow. Well, you know, maybe... Ron Gura (23:10.826) You can chat on the app, you can talk on the phone. We're always there. You're never alone when you have empathy. Tisa Rabun-Marshall (23:11.478) Yeah, it's. Tisa Rabun-Marshall (23:18.652) That's very comprehensive. Paul Tyler (23:20.999) Yeah, it is. And, you know, just double clicking on something you said, you know, because we do have a lot of distributors and stuff on the line. You said, Oh, you kind of like insert the opportunity for an agent to actually help somebody through the financial process at the right time. I like to understand that a little more just to give you my backstory. I worked at MetLife when that was, you know, actually had a retail division, you know, it was, and we had a whole program called Delivering the Promise, which was delivering the death claim check. You know, two observations there. One is any agent who actually gets to deliver a death claim check will be an agent for life. That is a transformative experience. I think a lot of agents are selling the product. You never actually get to see the product getting used. And those who are lucky enough to actually see this, it was a huge, a huge, a huge event in their life to deliver that and see, see the product actually works. Um, now to flip that side, it was also very. competitive process because as you said, it's a massive event financially for somebody. A lot of big liquidity event, maybe one of the biggest ones they'll have in their lives. How do you do this appropriately? Now, we screened agents. This is not something you just sort of drew a number for. You had to get approved. You had to go through a coaching process. You had to learn how to do this. Talk to us about how and when do you digitally start that conversation. You know, when, to T's point, is it month, you know, I think this is horrible, month 15 or is it month 16 or is it something that happened along the way that you've, that say, okay, now's the right time to do that. Ron Gura (24:51.639) Mm-hmm. Ron Gura (25:05.486) So first thing I can tell you that while Midlife did decouple from the retail business, they still deliver on the promise and they do it on the group side. I got to know the organization very closely and the way they show up for their national accounts and employers and support the next of kin of the employees is very, very unique, very efficient and I think very comprehensive. And when that happens, it's really no different, like I said, between an individual and a group. You are still going through all of this, even if your loved one was a Nike employee or a Google employee, or never was a freelancer and never had a group life. It's still a loss of a loved one. From the agent perspective... The shortest explanation I can give in probably a good summary of everything we do here is taking a transaction and shifting into our relationship. That's really what this is about. We have this massive multi-trillion dollar industry that is intermediated, that is lacking engagement. It's kind of, you know, you have such amazing retention. relatively speaking to SaaS products, but you don't really have any meaningful engagement with the policyholder. And even on the agent side, let's take a classic agents of business, probably 200 years old, some big mutual in the US, and 10,000, 20,000 agents, whatever the number are gonna be, still 70% of the claimants are gonna be unassigned. or how the industry likes to call them, but I don't, orphans, orphan claims. 70%, that's the number. We have a pretty good umbrella view on the entire industry of seven-digit volume of claims every year. Not even the largest carriers in the United States have seven digits in claim volume. I can tell you, even if you did the absolute best job as an agent... Ron Gura (27:24.446) The chances of my dad's agent to still be in business practicing when my dad passed away, just not likely. High net worth individuals, of course, different mechanics here, different physics, people make different efforts for obvious reasons. And while we don't differentiate, the market does. And you'll see. people spend more time about generation loyalty and getting to know the son or the daughter. However, at the end of the day, agents are about top line. Agents are about my next deal. And talking to the Barret family, showing compassion, it's a part of the job, but it's not my training. It's not something... I'm uniquely positioned to do outside of the fact that I've seen it before. And my admin or myself are going to shift them to the claim center. Maybe have some extra layer of care like, Hey, how's it going? Do you need anything else? But it's there's a claim center. That's what's going to happen. What we do is we, when there's an agent involved on the 30%, we do everything around the agent. Agents are the heroes. So John Smith. is sending empathy to Mrs. Jones. and everything is coming from him. If it's automated or not, he decides, he can send something every month. Every time, hey, I see you're making some progress on the will, on the probate, do you need help with this? And provide just a series of emails that are coming branded from the agent. That's a big help for people. Ron Gura (29:21.234) And I think the industry is aligned. And when there is an agent involved, you want to go for the agent. And we have a back office for them. To your question, Tis, this is what we do. I showed you a little bit of the consumer app, of course. But there is a whole different system for agents. They can add a phone number and one click. Tisa Rabun-Marshall (29:34.151) Yeah. Ron Gura (29:41.942) They get the whole experience co-branded agent front and center. There's even a letter from the agent waiting in there. So putting the agent's front and center is, is very important. Tisa Rabun-Marshall (29:55.222) That's great. It helps them build that relationship you talked about. Ramsey Smith (29:59.285) I mean, there's so many sort of interesting time-related issues to this sort of customer journey, right? So, Paul, you talked about delivering the promise. So the first time gap is between the point of sale and the claim, which things change, maybe the agent's not in the business anymore. All right, so then you have the claim, very important point of delivering the promise, right? But everything else that you're talking about, Ron, around bereavement and settling the estate. And then at some point being ready for some further business relationship is essentially undefined, right? Ahead of time, you know, at T zero, it's undefined. And it could take months or weeks or years. And so that's a very interesting sort of part of the experience and how you manage it, how you figure out when it's time and when it's time, to whom do you send that? Who ultimately gets that lead? Does it go back to the company? Does it go back to the same agent or that agent has gone to somebody else? Like how does, what is the path for the further business relationship down the road? Ron Gura (31:10.358) So the last part is actually the easiest, right? Like the company defines if they want everyone to go to a central location, a phone, a digital form, easy to enhance and customize. It's within our three weeks implementation period. That's the easy part. But figuring out what and when to say to the beneficiary in order to put this in front of them, but not selling them. Ramsey Smith (31:13.213) Yeah. Ramsey Smith (31:18.963) Yeah. Ramsey Smith (31:22.206) Mm-hmm. Yeah. Ron Gura (31:39.382) is really important. So I won't share exactly our unique data around when to surface what, but I will tell you that if someone is a few months in, it's not a secret that they're starting to think about the fact that, well, I'm next. There's a reason why 33% of the wheels that people buy Ramsey Smith (31:41.249) It's very hard. Ron Gura (32:08.626) are after the loss of a loved one, usually a parent. It's that clear generational movement that people comprehend. And we wanna surface that at the right time, in the right place. People are understanding the implications of not having those sensible conversations with their loved one just a few weeks and months ago. They understand even if they had a will, even if they had insurance, they didn't have the iPhone password. They don't know what to do with the dog. They're not sure what's, you know, you prefer cremation or not. They didn't have these conversations. And now they're thinking, you know what? I want to have all this information in place for my kid. They also get big check and they have liquidity and they're well positioned to now. make a big purchase like life insurance and a big commitment. And they kind of understand like that their best position to understand the value of this industry because they get that check. And just like Paul said, an agent that delivered a check, understand the value, a beneficiary that received the check, understand what life insurance is. Until then it's a financial tool. Ramsey Smith (33:09.511) Yep. Ron Gura (33:34.374) And for us, it's really important to surface that at the right time. People are reading. We have far more data points than an agent sitting at their office thinking, should I call me Jones today or tomorrow? It's been two months or three months. Ron Gura (33:52.794) we see what's going on and what state of mind she is and what can really add value to Ms. Jones. We will never do anything that is not 100% aligned with the beneficiary's best interest. I think if we do that once, we don't have a justification in this end of life category. And every employee that on board here at Empathy, that's the first thing they read on their. Onboarding, if we lose track of our mission to help families deal with loss, we're just as good as the next predatory funeral home chain. Just another person trying to sell people something. But if we first and foremost say, wait, is this saving time and money and stress? Is this a good offer? Is this a good brand? Is this what the beneficiary wants to hear right now? Is this going to find its empowering? to get support on probate. They're going to find it empowering to get an agent, call them and say, hey, here are your options in terms of your proceeds. Or maybe it's not the right time for that, and they're right now dealing with something very different. We know that. We're best positioned to know that more than the carrier, the agent, or any advisor. Paul Tyler (35:10.471) Bruno, what are your thoughts? Bruno Caron (35:12.349) Well, I was wondering, I mean, do you have any advice or any kind of a low hanging fruits, easy things people can do to save, to save significant amount of time when those things happen? Ron Gura (35:31.882) Well, estate planning as a whole is something that pretty much 70% of Americans don't do. I can't say that's a low-hanging fruit. The folks that say it is, I would not necessarily trust them. People that say, oh, five minute and you're gone, easy, fast, affordable. Wills and trusts and guardianship documents should not be fast and affordable. They should be thoughtful. You should be thinking about your hierarchy of values. You should be opening a bottle of wine with your significant other and asking you some really tough questions about who's going to raise the kids. Uh, however, even without proper documentation, having the conversation is a lot, talking with your parents is a lot. Sometimes they will start talking back if you bring this up, but people don't wanna talk about mortality. So the longing fruit is break the taboo. Nothing to be ashamed of. This is literally like sex education in the 50s. Like just the fact that we are running away from it doesn't mean it's not a thing and people don't wanna, and need the support and advice. Paul Tyler (36:41.799) Break the taboo. I think we've got a title for our podcast here. Tisa, do you think that works? Tisa Rabun-Marshall (36:46.134) Absolutely. That's a note to end on, or start to end on. Yeah, absolutely. I mean, I couldn't agree with you more. The loss I referenced a few minutes ago is exactly that. Thankfully, I had everything, my father had everything lined up, but it was the aha moment that like, ooh, I'm a parent. I probably need to do something, so if something, you know, so that the same experience could be for my child. That is absolutely the reaction of getting your own affairs in order when you either probably witness a loved one not having their affairs in order and the impact it has to you or having them in order and the impact that has to you, you know how much harder it could have been without things in place. So I totally agree with you there. And I think it's just the conversation, setting the expectations, making those wishes known. They are hard conversations to have. having to ask my 14 year old who you want to be with if mommy's not here. Who you know, I mean my heart's like pounding right now even saying that again. But it's necessary. And I think on the fight, it's kind of a similar like topics that are off limits, right? Like politics, religion, money. Death. So, we shy away from having the conversations. They're uncomfortable sometimes and we have differing values. But I think to your point, like for your question of low hanging fruit and wrong, your answer of one of the easiest things, yet hardest things to do is to have a conversation and start to talk about things. So I appreciate that advice. I hope it resonates with our listeners. Paul Tyler (38:06.175) Death. Paul Tyler (38:29.148) Yeah, Ramsey. Paul Tyler (38:33.482) Oh, sorry. Ramsey Smith (38:37.717) Sorry, I was on mute. So I've long been of the view that if there were a simple mathematical formula for the opportunity set in the insurance space, it would be experience greater than product, just that. Like that is the direction that I think in all sectors of our industry, whether it's. Ron Gura (38:50.263) Mm-hmm. Ron Gura (38:57.526) Beautiful. Ramsey Smith (38:58.301) with life, whether it's life, PNC, et cetera, that is where the greatest opportunity lies, both in terms of having happy customers for our existing businesses, but also to be able to extend our businesses into other areas. And Ron, you started out talking about just how you have this interesting situation in like in insurtech generally, what ends up being the problem that blows up a lot of new companies is that they... their customer acquisition is too high, right? Then you have incumbents that have really deep relationships, even if they're not really worked on explicitly, but there's these really deep relationships of trust that exist. There's people that are under the tent and depend on you, and I think there's great opportunity to expand those relationships over time if done properly. Paul Tyler (39:52.255) Yeah. Hey, Ron, listen, thanks so much for your time. I think what you're building is, it sounds like a wonderful service. I think, you know, I've been through it twice with both parents and I would have loved to have it as well. A little less recent than Tease's experience, but what's the best way for people to learn more about your company and, you know, for your carrier or, you know, distributing, you want to learn more about offering the product? What would they, where should they go? Ron Gura (40:20.086) We'll keep it very simple. You go to empathy.com, you'll see our testimonials and case studies, our videos, our care team, our app, can reach out to us for a demo. And I think really join the movement of more and more carriers who are embracing a new standard when it comes to beneficiary care. And we're very excited. about the momentum in the US, expanding beyond the US in 2024, and even beyond the life claims into additional adjacent categories that also include a moment of truth. And you'll be hearing more about that. But for now, empathy.com is really the simplest and easiest way to learn more about us. Paul Tyler (41:09.119) Excellent. All right. Well, thanks so much. And I want to thank our listeners. Share this show. Recommend us to your friends. Give us feedback. And be sure to join us next week for another great episode of That Annuity Show. Thanks, everybody.
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Lesley and Brad unpack the powerful story of Sandy Joy Weston, whose life exemplifies the effectiveness of maintaining a joyful spirit. Discover how Sandy's blend of joy and visualization techniques can be a roadmap for anyone looking to transform and up level their life in today's episode.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe.In this episode you will learn about:How to spread hope and make a real difference in someone's day.The secrets of effective manifestation and envisioning your ideal self.How to elevate a specific aspect of your life for greater fulfillment.Why visualization can be a powerful tool for achieving your dreams.Episode References/Links:Agency Mini 10OPC Reformer Accountability ChallengeThe Barrels DeckCambodia Early BirdSandy Joy Weston Website If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. Get your free Athletic Greens 1 year supply of Vitamin D3+K2 and 5 free travel packsGet your discount for some Toe Sox using the code: LESLEY Be It Till You See It Podcast SurveyBe in the know with all the workshops at OPCBe a part of Lesley's Pilates MentorshipFREE Ditching Busy Webinar Resources:Watch the Be It Till You See It podcast on YouTube!Lesley Logan websiteBe It Till You See It PodcastOnline Pilates Classes by Lesley LoganOnline Pilates Classes by Lesley Logan on YouTubeProfitable Pilates Follow Us on Social Media:InstagramFacebookLinkedIn Episode Transcript:Lesley Logan 0:00 Don't underestimate the power of like visualize what you want your future to look like because it will tell you what your next step has to be. Lesley Logan 0:06 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 0:48 Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad and I are going to discuss the jubilant convo I had with Sandy Joy Weston in our last interview. If you haven't listened to that interview, go back and listen to it now and then come back and join us or listen to this and listen to that. You know you can do you it's so fun when you can listen to this and then listen to the full interview. It's gonna be so fun.Brad Crowell 1:09 A little bit of this, a little bit of that.Lesley Logan 1:11 Today is January 30th, also known as National Plan For a Vacation Day because yeah, you should you should take more vacations. In fact, Brad and I are working on more vacations than work trips for 2024. Brad Crowell 1:24 That's what we're working on. Lesley Logan 1:26 We already have vacation plans. Brad Crowell 1:27 We do. Lesley Logan 1:27 In a few weeks we're gonna be in Cabo. Brad Crowell 1:29 I'm excited. Lesley Logan 1:30 I know. So where are y'all going? We want to know. Where are you planning to vacation? You should plan one even if you can't pay for it this year, pull it put it in the books for next year. Because before you know it, like I met someone's like, they've never taken their honeymoon. It's been 20 years. I'm like, in 20 years you never found time? Like not even money like you never just like decided to make any one of your trips like your actual honeymoon? It's gotta be intentional people.Brad Crowell 1:51 Yeah, I mean, it also helps with like, mental health. Instead of hitting the reset button. Lesley Logan 1:57 Yes, one of the things that I had our assistant do is go through our calendars and find a weekend in every quarter where we could pack the van up and go drive somewhere because there's like so many things that we could see within driving distance. Brad Crowell 2:08 That's cool. You know, we still never been to Death Valley. Lesley Logan 2:11 I know. Brad Crowell 2:11 It's right here.Lesley Logan 2:12 That's one of the things we can go do. So anyways, we're doing it. Brad Crowell 2:16 I love it. Lesley Logan 2:16 I know. Also, I haven't taken you to the Sands Hotel, which I love so much. I know. SoBrad Crowell 2:22 Can we drive to that? Lesley Logan 2:23 Yeah, I got there. Brad Crowell 2:25 I know what you I know, which one you're referring to. Down in California-a.Lesley Logan 2:28 So anyways, make sure you tell your friends to plan their vacations, too, because that's how the world goes round. So some of, it is we got to, we got peer pressure in a good way. Go plan a vacation. So, Agency Mini Number 10 starts on February 11th which meansBrad Crowell 2:47 It's in less than two weeks, y'all.Lesley Logan 2:48 Which means you gotta sign up now. Brad Crowell 2:50 Do it.Lesley Logan 2:50 And we don't even know if Number 11 is happening this year or next year. We haven't planned it yet. What?Lesley Logan 2:55 It's true. This might be the year that we only do one? We'll see. We'll see.Lesley Logan 2:59 Yeah, where we've been really trying to get down to one and this might be the year that we do it. We'll we'll let you know. Brad Crowell 3:04 Don't wait on this. Even if you can't join everything live, you should still participate because we will have access to replays for you, limited access, but it'll be there. Lesley Logan 3:12 Yeah. And then the summer camp for OPC I know it's only January (inaudible) summer camp, but we are doing that because it's gonna be the biggest summer camp we've ever done. Also this year with OPC we are doing less workshops throughout the year. And in fact putting them all in one big epic weekend. Don't worry, there's replays it's virtual, you can do it. So stay tuned for that. And then just so you know, even though technically, the OPC Reformer Accountability Challenge kind of wrapped up today, you can actually sign up for it and start it anytime. The way that we made it, the way we created it, the way everything goes is you start that accountability challenge when you're ready and so all you do is go to opc.me/challenge and you can start your Reformer Accountability Program now so you didn't miss anything at all look at that. Lesley Logan 3:55 Didn't miss it at all and if you want to do more than once in a year, congratulations. You can do that.Lesley Logan 3:59 Do it again. And for my mat lovers in March MATness we will do that for you. So this is the year I will do something for March MATness it's not gonna be my Instagram it's gonna be this because that's like actually way cooler and gives you something to do. So stay tuned, we'll let you know when that's coming up next month. And then we are Lesley Logan 4:18 The flashcards to be to be determined on the exact presale dateLesley Logan 4:22 Yeah, for the chairs deck? Really, babe? Brad Crowell 4:23 Ah, for the Barrels Deck for the Barrels Deck. Who wrote this? Lesley Logan 4:28 Who wrote this? Brad Crowell 4:29 Who put together the script together?Lesley Logan 4:30 We gotta we gotta put it in their performance review. Anyways, the presale for Barrels Deck is we're working on it. Here's the deal. I'll be really honest on the day that we're recording this I just found out that they still don't have a skew for the barrel I need to buy to do the photo shoots.Brad Crowell 4:43 So soon as the, the content's almost done as far as the copy, the layouts are done, the design is done. We just need to do a photo shoot and then we'll be able to actually pull it all together and then we'll have it reviewed a few times but the teachers. Lesley Logan 4:57 Yes. And then it and then once it goes to print. So we're our goal is, our goal is April but get on the waitlist at opc.me/flashcardwaitlist that's one word apparently. Lesley Logan 5:09 Flash card singular flash card waitlist. Okay, so opc.me/flashcardwaitlist. Lesley Logan 5:13 The longest word flashcardwaitlist all one word no hyphens. Brad Crowell 5:18 Spelling with Brad. Lesley Logan 5:19 Yes. And then we just close the earlybird for Cambodia Brad Crowell 5:25 For the Lesley Logan Retreat.Lesley Logan 5:26 Oh my goodness. I'm gonna give a shout out to Mandy and Liza because I'm, sorry Mandi and Lisa, Lisa, Lisa. I'm like, Lisa with a Tisa. They're coming into Cambodia, they're already signed up. It is that Mandi's 60th birthday present to herself. We're gonna have a biggest class, you have to join these amazing women and a bunch of others who've already signed up. So if there's spots left, you can sign up. Brad Crowell 5:48 Yeah, yeah. Don't wait on that. There might not be spots left here. So if this is something you've been thinking about, just reach out. Lesley Logan 5:55 Yeah. Alright. So before we talk about Sandy, do we have an audience question? Brad Crowell 5:59 We totally do. This one was fun. Was actually asked live in person while we were on our Lesley Logan 6:05 Actually no, it came through Instagram after (inaudible).Lesley Logan 6:09 Oh, just kidding. I recognized the name so I assumed. Sicily from Austin, Texas. First off, great to hang with you on the winter tour. That was so much fun. Lesley Logan 6:18 And talk about really when the peer pressure is a good way. Sicily peer pressure to friend Julie to come to the workshop and then peer pressured herself and Julie to stay for the second one. So like, it can be a good thing. Brad Crowell 6:29 It was a win. It was a good time. But she asked, how do we shower in the van when we're on the road? And where do we sleep? Lesley Logan 6:39 Yeah, so apparently many of you don't realize we actually do sleep in the van. Brad Crowell 6:43 In the van. Lesley Logan 6:43 We sleep in the van.Brad Crowell 6:44 With three dogs. Lesley Logan 6:45 Yeah, so here's the thing. We met this guy. This is not your question, Sicily, but I just have to put this out there. So we're in we're in one of the cities and this guy comes up to me and we're like (inaudible) he was like oh, so it's like Ross putting the table together with all the merch and the flashcards and he's like oh, so it's like a band like where are you? You make no money on the tour and you make money on the merch instead? And I said we actually as far as the tour merch goes we make $0 on that. We make money on the tour unlike bands and because you guys we don't stay in hotels. We sleep in the van like band people would sleep in a van. We don'tBrad Crowell 7:21 Maybe they usually sleep on people's couches.Lesley Logan 7:23 Oh, okay, well, no, we don't do that. That's you know what we did that the first time we cross country tour we like had friends like lowness or guestrooms and it's honestly annoying. Like I love my friends and it's so fun to visit with them but lugging your stuff in and out of the car each stop is just like a packing and unpacking. So we like the whole time we have a great bed in the van. And you'd be surprised like how cold it doesn't get in the van and how well you sleep because it's a little chilly.Brad Crowell 7:51 Plus, we get to hang with our friends anyway. We still have to do the packing-unpacking.Lesley Logan 7:54 Yeah, we love seeing our friends. We still do packing-unpacking you're correct. We don't currently have the toilet that I would like the van to have. Yeah, that'sBrad Crowell 8:01 That's gonna happen before the summer tour. Lesley Logan 8:04 That's kind of key you guys that one because like in the middle of the night sometimes you just want to pee again and you don't want to like go into the Planet Fitness and check in for the third time that night. Brad Crowell 8:14 That's true. Lesley Logan 8:14 Hi checking in. Brad Crowell 8:16 Yeah, so that's actually where we shower into the other question. Yes, we have a membership to Planet Fitness and there are I don't even know how many locations they have. Lesley Logan 8:24 They don't sponsor. Brad Crowell 8:25 No, they don't. Lesley Logan 8:26 This is not even a promo for them. But you can you can. So here's the deal. We just get there like unlimited membership. And then we use it for the massage chairs. The showers and I work out there.Brad Crowell 8:37 In the United States there are 2392 locations of them.Lesley Logan 8:42 Yeah. So yeah, we've probably been to a good 50 of them. Brad Crowell 8:46 Yeah. I mean, we it's been really good and honestly, not everywhere. But most towns that we stopped in have a Planet Fitness that's open 24/7.Lesley Logan 8:54 (Inaudible). No, I'm gonna say not all of them are created equal. Brad Crowell 9:00 That's true. Lesley Logan 9:00 I am wanting like a secret job where I get paid to review the bathrooms. Because like some of themBrad Crowell 9:08 A couple of them are amazing others are like what the hell happened here? Lesley Logan 9:11 Yes. Some of them I'm like I think so. Because like we use the Love's truck stops a lot too. Yeah, and all but oneBrad Crowell 9:18 Sorry, they are travel centers. Lesley Logan 9:20 Sorry, travel centers. The Love's travel centers. So we love the Love's travel centers if we can't do a Planet Fitness I have not showered at one although I have to imagine that they're super clean because all but one Love's travel center. Ever. We've only ever had one. There's only one female restroom that I've ever been like, I can barely be here. Every other one has been the cleanest thing I've ever seen. And so I imagine that the showers are beautiful there too. I just haven't. I haven't done it. Mostly because I don't see any other women over in that shower area. And I it makes me nervous. I'm I'm probably telling myself a new story there. Anyways, hope that answers your question. We love answering these random questions from you guys. They're so fun because you know, inquiring minds want to know. So send your questions to the Be It Pod we'll answer them. Clearly no questions off limits we'll tell you where we're peeing. And nowBrad Crowell 10:09 Everybody's doing it. Lesley Logan 10:10 Everyone's everyone poops.Brad Crowell 10:12 Everybody poops.Lesley Logan 10:13 That's true. Okay. Brad Crowell 10:14 I think it's a book. Lesley Logan 10:15 It is. Let's talk about Sandy.Brad Crowell 10:18 Okay. Now let's talk about Sandy Joy Weston. Sandy is an accomplished entrepreneur in the health and wellness sector holding a master's degree in exercise physiology and a bachelor's in dance. Her leadership marked by passion for fostering growth, and guiding her team is driven by a core goal, helping others to discover and embrace the joy within themselves. Lesley Logan 10:41 Oh my God, she is pure joy. Brad Crowell 10:44 Exuberant. Lesley Logan 10:44 Yeah, like she just is. She's so fun. Brad Crowell 10:48 The whole the whole interview went by so fast. I was just really enjoying it.Lesley Logan 10:53 Yeah, she was fabulous. So anyways, I my favorite takeaway that I loved. She said, the most desperate situation, I could put a smile on someone's face. So I love this because it seems so like, some people would not really give themselves credit for being I'll put smiles on people's faces and like, bring joy to someone. But actually, you guys like the world's really a heavy place. And, you know, if you can, like put a smile on someone's face, that might be the first time they smile that day. And so she, you know, she had a really like, hard life. She grew up in the projects, her mom spent 50% of her life in mental hospitals. Her brother had a challenging time, but she would like throw on tap shoes, and she would dance to entertain people. And she just was like, she didn't need to have a cure. She just wanted to, like put a smile on people's faces. And so she knew that her that in those moments, she could bring people hope. And I just think that like, you know, I've just really think it's really cool that she gives herself credit for that, because so many people just wouldn't be like, I'm not I'm not curing cancer, you know, so and it's like, no, you're not, but as me you can't make people feel loved and smile.Brad Crowell 11:58 Yeah, totally. And it sounds like she had a challenging upbringing. And you wouldn't know it, because of her attitude. And her her willingness to find joy.Lesley Logan 12:10 Yeah, well, you know, like, we're listening to Brad Bizjack, and we're doing some stuff. And he talks about, like, you know, you could have a tough past, but your past doesn't have to dictate your present. Brad Crowell 12:20 Yeah, it doesn't have to define you. Lesley Logan 12:21 No, it can just, it can be something that happened. And like, but you're you became this person because of those things, and not in spite, like, like, like, you can actually use it for good. And in spite of those things, and like, you don't have to continue to bring up like, some people just keen to do it bring up I'm from the projects I'm from the projects. It's like, yeah, you I grew up poor too. And like, that doesn't have to mean that you stay poor. Brad Crowell 12:46 Right. Lesley Logan 12:46 Yeah. Brad Crowell 12:47 So yeah, well, she also talked about one thing I really dug, which is different than what my actual point is, she talked about seeing herself on stage. But like, effectively, like manifesting it, and I just found it so interesting, because I've been listening to the mindset of abundance a lot, recently, and seeing, like, the way that she described it, it wasn't even like she didn't even talk about manifestation. She just talked about envisioning herself speaking on the stage in front of 10,000 people shaking hands with Tony Robbins being like being peers, like doing all the things where she like, wakes up and does this thing. And she goes, oh, my gosh, I can feel the energy of that. I know how amazing it is going to be, how epic that is going to be. And then, you know, within within, I don't know what the actual time was. But shortly thereafter, she's actually starting to book gigs that are larger gigs like this. And because she's ready for it, she's mentally ready for it. When someone asked her the question, she's like, yeah, I mean, I can I got this, I know that I can do this kind of thing. I just thought how amazing is that? You know, that she can see, you know, and see herself in the moment. She's being it till she sees it it's literally that. But also, it's like, you know, it's like what my, my dad taught me when I was a kid Lesley Logan 14:16 Like what, see yourself hitting the ball?Brad Crowell 14:18 Into the net. Kicking that ball into the net, see it go in the net before you ever actually kick the ball. And, you know, so it's not this weird left field idea, you know, and so I just love that she's bringing it back around, because here I am in my 40's. And that's not something that I do. You know, I don't see the ball go in the net before I kick the ball at this point in my life. And I just loved I found that very refreshing that she's 63. And she's doing that. It's amazing.Lesley Logan 14:45 So cool. But what else? Brad Crowell 14:49 Yeah, so actually, that was all a side note, y'all because I just thought it was really inspiring. She talks about how she landed this gig in Thailand at 2018 for an international women's conference and she said, who am I to be on the stage with all these doctors and like women of prestige and all these stuff? And they're like, who the hell are you that you booked this gig? You know, and she's like, literally getting judged. Right? And she said she was she was super, super worried about this. That so she spent six solid months prepping for this 90 minutes. She was the keynote speaker. Right? And they're all like, who is? Who is Sandy Joy Weston? Why is she the keynote speaker? Right. And so she's prepping. And she said, I knew I was going to blow all their minds with all this information about the brain and all the things and like cognitive blah, blah, blah, right? And so she was like, she practiced and practiced and practiced. And she got there. And she realized 15 minutes in that half the audience wasn't understanding her because there was a language barrier. And she, she literally, like she had the, the wherewithal to identify that and stop her own presentation, get out of her own head and be like, hey, y'all, are you figuring it out? Are you even understanding me? Right? I don't know how she said it. But they, you know, she said, if you're, if you're only picking up every other word, raise your hand. And she said, like, half the crowd, raised their hand. And she was like, okay, so all of this really sciency stuff that I'm gonna that I have planned out the window, and she said, you know what these people need, they need to move they need to dance, they need to there's a weird barrier here. Because of the language, there's a weird weirdness between the women. And she identified that in the moment. And so she started, she had no soundtrack, she had nothing. She just started, everybody dance into a song that she pulled up on her phone. Right? And she said, for the rest of the weekend, people would just take a moment and do a couple moves from the dance. And she said it changed the entire vibe of however many people were at this conference. And you know, good for her. First off, that's amazing. And also, I mean, a little bit of a hell yeah, because she said those people who were judging her came back and said, got it, figured out why you're the keynote speaker. But man, I just thought that was so inspiring that she had, you know, she, she basically, prep, prep, prep, prep, prep, and in the moment, realized this is wrong, and was willing to change course, in the middle of the moment. Lesley Logan 17:20 I think that's what's so cool about preparation and opportunity, like your prep, like someone say, well, she just wasted her time. No, she couldn't have done what she did. Had she not known what she's gonna say so much to know, and visualize so much to know what it was going to be like, and then going, oh, there's a map. This is not this is not going the way that I anticipated. So likeBrad Crowell 17:40 Also I think you know, so it's like what she actually said, which I thought was really also inspiring, was all that preparation to talk about science and the brain. She's like, yeah, okay, I have a master's degree, but I'm not a doctor. And I was trying, I was thinking that I was going to be impressing the other presenters and showing them well, I know my stuff, too.Lesley Logan 18:04 (Inaudible) Gaia that was timely because Sandy's phone fell. So GaiaBrad Crowell 18:08 Gaia's banging the table so hard that the cameras shook. Lesley Logan 18:11 Yeah. Brad Crowell 18:12 Lay down girl. Okay. But what what she said is, that isn't me, I'm not the sciency person, right? Who am I? I'm a movement person who gets, who helps people find joy. And so she realized mid pitch that what she was doing wasn't her, changed it to be her and nailed it.Lesley Logan 18:34 Yeah, I think that's really cool. Brad Crowell 18:36 That's amazing. Lesley Logan 18:36 I love it. I love that. Lesley Logan 18:38 All right, so finally, let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Sandy Joy Weston? I thought that I'm just gonna jump in here y'all, I'm gonna take the first swing. She said. Brad's in a mood. She said, think about one area in your life that you want to uplevel, only one. And she said she listed off a couple, like your emotional health or your physical health or, you know, just but just pick one. You can't pick them all. Start with one and do a four-week trial of making changes in that area. Before you go, get out of bed in the morning. Think of one word of how you want to show up in that day in that area of your life. So ask yourself, what would you do? What would you say? How would you act if you had ease and flow in you know, mindset, let's just say like, here's a good example. My ex-girlfriend dumped me many, many years ago, because she said Brad, you're angry. You're really angry all the time and your anger actually I know you're not angry at me. But your anger affects me. It really affects me and I can't be around it. And I was like, I don't know what you're talking about. That's not what I said. But, you know, you know, if I were to want to address that, for me, I think I think I would have to like, take a music stand, put it on the side of my bed, and write on a piece of paper and put it right there so that when I sat up in the morning, I'd see the first thing I would seeLesley Logan 20:20 (Inaudible) music stand. Like, you can't just like put it on a, post it on the wall when you roll over. Brad Crowell 20:25 No, I was, I was a full-blown musician at this point in my life, right? So, you know, what do I have available to me? I have a music stand. So, you know, I would have had to do that. So that because I, if I try to remember, tomorrow morning, the first thing I do when I wake up is I'm going to say this mantra. No, I won't. I'll probably have shit night's sleep to be quite honest. Because I'm trying to remember this thing all night long. No. So put it on a music stand, put it next to the bed, sit up and then ask yourself, okay, if today I'm going to I want to be less angry. What am I going to do today? That was gonna be less angry? What am I going to say today? That, um, you know, how am I going to act? What am I going to be? How am I going to do this? How is this going to be easier and flow easier? And she said give yourself 30 seconds, write it down somewhere and then go through the day saying I feel ease and flow in this area of anger and then see what you could do about it in your life and take that action. So yeah, I think that's really great, very actionable, free, easy thing to to take to undertake. Lesley Logan 21:24 I love when a Be It Action Item is free because here's another one, mine. Brad Crowell 21:27 Tell me. Lesley Logan 21:28 Um, she said use visualization as a manifestation tool. And she talked about how she personally used it. We've talked about a little bit but she used it to envision herself on big stages. She envisioned herself starting a convo with Tony Robbins and then being on the same stage with him in Las Vegas conference. She envisions herself on the TEDx stage. She often asked herself like, what else do I want? What else do I want so she can continue to visualize and manifest what she wants? And Brad? Brad Crowell 21:56 Tell me. Lesley Logan 21:57 Well, did she get the gig? Brad Crowell 21:59 We've an update for y'all. During the interview, she said, I thought I was interviewing this woman to be on I'm assuming she has a podcast, or a YouTube channel or something. And she said, actually, that woman was interviewing me and she got the gig, y'all. She landed that TEDx talk, so I don't know when it's coming out. But congratulations to Sandy Joy Weston. We're so fired up for her. What an amazing coincidence that she manifested, you know, prepared for, was ready to go. It was amazing. That's amazing.Lesley Logan 22:29 I know. So y'all, like, don't underestimate the power of like, visualizing what you want your future to look like because it will tell you what your next step has to be. Brad Crowell 22:38 Well said. Lesley Logan 22:38 I know. I'm Lesley Logan. Brad Crowell 22:39 And I'm Brad Crowell.Lesley Logan 22:40 Thank you so much for being part of this podcast journey with us. Here's to another year and I know it's gonna be the 30th I'm like it's past the happy new year but you know what, I don't give a fuck it's, you gotta, you sometimes a January takes a while you got to get it you got to figure out what you want and also like I don't know why there's a new year in January anyways it's the middle of winter. Anyway, that's a whole other topic but anyways, astrology does also would like to know. So you can reset yourself and start the new year and visualize what you want to add this year. And use Sandy Joy's Be It Action Items. Tag her, tag the Be It Pod and until next time, Be It Till You See It. Brad Crowell 23:14 Bye for now.Lesley Logan 23:16 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Lesley Logan 23:44 Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @Be It Pod. Brad Crowell 23:59 It's written, filmed, and recorded by your host, Lesley Logan and me, Brad Crowell. Lesley Logan 24:04 It is transcribed, produced and edited by the epic team at disenyo.co. Brad Crowell 24:08 Our theme music is by Ali at Apex Production Music, and our branding by designer and artist Gianfranco Cioffi. Lesley Logan 24:15 Special thanks to Melissa Solomon for creating our visuals. Brad Crowell 24:19 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy