Appraiser Talk

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Join Lisa Desmarais and Amy Timmerman as they answer your questions about the appraisal profession. Submit your own questions to amy@appraisalfoundation.org.

The Appraisal Foundation


    • May 19, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 5m AVG DURATION
    • 202 EPISODES


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    Latest episodes from Appraiser Talk

    Episode 195: "Who controls the assignment conditions?"

    Play Episode Listen Later May 19, 2025 6:28


    Lisa and Amy do a deep dive on assignment conditions.

    Episode 194: "What is the role of CAP?"

    Play Episode Listen Later May 12, 2025 5:49


    Amy and Lisa do a deep dive on The Appraisal Foundation's Course Approval Program.

    Episode 193: "How does USPAP define a special purpose property?"

    Play Episode Listen Later May 5, 2025 6:14


    Lisa fills Amy in on special purpose properties.

    Episode 192: "Is the appraiser required to sign the appraiser's independence certification?"

    Play Episode Listen Later Apr 28, 2025 6:44


    Lisa and Amy clear up confusion around what an appraiser certifies when they sign a report.

    Episode 191: "Why cant I use that appraisal report however I want?"

    Play Episode Listen Later Apr 21, 2025 8:29


    Lisa and Amy talk about appraisal reports and answer one of the most frequently asked questions appraisers get.

    Episode 190: "What is the difference between an assumption and an extraordinary assumption?"

    Play Episode Listen Later Apr 14, 2025 5:51


    Lisa and Amy are talking about assumptions this week, extraordinary and otherwise.

    Episode 189: "Can an appraiser give an opinion 'off the cuff?'"

    Play Episode Listen Later Apr 7, 2025 7:52


    Lisa and Amy talk about "off the cuff" opinions and whether that's possible under USPAP.

    Episode 188: "What do appraisers wish real estate agents knew?"

    Play Episode Listen Later Mar 31, 2025 5:48


    Dan Bradley joins Amy and Lisa to talk about what appraisers wish real estate agents knew.

    Episode 187: "Is 5 months of supply really balanced?"

    Play Episode Listen Later Mar 24, 2025 4:35


    Lisa and Amy are joined by Ryan Lundquist to discuss supply and what balanced supply might be across markets.

    supply balanced ryan lundquist
    Episode 186: "What makes working in a rural setting unique as an appraiser? How do you handle things like livestock being present on a property in your appraisal?"

    Play Episode Listen Later Mar 17, 2025 5:28


    Special guest Mark Lewis joins Amy and Lisa to discuss his unique experiences as a rural appraiser.

    Episode 185: "What is a subject property?"

    Play Episode Listen Later Mar 10, 2025 9:11


    Lisa and Amy do a deep dive on subject properties this week!

    Episode 184: "What does it mean that an appraisal is one type of typical market measure?"

    Play Episode Listen Later Mar 3, 2025 7:01


    Lisa and Amy talk about the idea of an appraisal being a type of typical market measure.

    Episode 183: "What is the difference between market value and appraised value?"

    Play Episode Listen Later Feb 25, 2025 5:02


    Lisa and Amy are back after a brief hiatus to discuss the difference between market value and appraised value!

    Episode 182: "What is a 'zombie' condo and why would an investor or developer care?"

    Play Episode Listen Later Feb 3, 2025 5:03


    Lisa and Amy have a not so spooky episode to discuss "zombie" condos.

    Episode 181: "What is the project that inspired Farm Credit to become the Foundation's first contributor?"

    Play Episode Listen Later Jan 27, 2025 3:40


    Lisa and Amy are joined by special guest Tyler Mullins to discuss Farm Credit's exciting new role as the Foundation's first contributor and the project they are tackling together.

    Episode 180: "What is highest and best use, and why does it matter?"

    Play Episode Listen Later Jan 15, 2025 5:05


    Lisa and Amy kick off the new year with a discussion of highest and best use.

    Best of Appraiser Talk: "How does an appraiser deal with situations where market data is very mixed, unclear and contradictory?"

    Play Episode Listen Later Jan 6, 2025 4:18


    This week, Amy and Lisa are re-airing their most popular episode of 2024. Be sure to tune in!

    Episode 178: "Can you tell us the history of the terms "purpose" and "function" in USPAP and how that relates to intended use?"

    Play Episode Listen Later Dec 16, 2024 4:53


    This week, Lisa and Amy are joined by Jack Young to talk about some important terms in USPAP!

    Episode 177: "What are the building blocks of an appraisal review?"

    Play Episode Listen Later Dec 2, 2024 5:56


    Special guest Hal Humphreys joins the show to talk to Amy and Lisa about appraisal reviews.

    Episode 176: "What are the best practices, methods, and techniques for appraising religious facilities?"

    Play Episode Listen Later Nov 18, 2024 3:40


    Lisa and Amy are joined by special guest Bradley Carter to talk about appraising religious facilities.

    Episode 175: "How do special assessments relate to value?"

    Play Episode Listen Later Nov 4, 2024 6:54


    Lisa and Amy talk about special assessments and how they relate to value on the newest episode of Appraiser Talk.

    relate special assessments
    Episode 174: "Is mass appraisal experience allowed?"

    Play Episode Listen Later Oct 28, 2024 6:38


    Lisa and Amy continue their mini-series on mass appraisal experience with special guest John Brenan.

    Episode 173: "As a state regulator, how do you review and approve mass appraisal experience?"

    Play Episode Listen Later Oct 21, 2024 6:35


    Lisa and Amy kick off a new series focused on mass appraisal experience. First up, they talk to state regulator Marcia Waters about how Colorado approaches mass appraisal experience for aspiring appraisers.

    Episode 172: "What does it mean that an appraisal is one type of typical market measure?"

    Play Episode Listen Later Oct 7, 2024 7:11


    This week Amy and Lisa discuss market measures and where appraisals fit in that category.

    Episode 171: "How are lenders handling issues of appraisal bias?"

    Play Episode Listen Later Oct 1, 2024 5:59


    Lisa and Amy are joined by Shawn Telford to talk about how lenders are addressing concerns of appraisal bias.

    Episode 170: What is an appraisal triumvirate?

    Play Episode Listen Later Sep 23, 2024 5:32


    Lisa and Amy take a closer look at the appraiser regulatory system and the role each group plays.

    Episode 169: "Can an appraiser have two different opinions of value on the same property and they both be valid?"

    Play Episode Listen Later Sep 16, 2024 5:36


    Lisa and Amy take a closer look at this consumer question on the podcast this week, and the answer may surprise you!

    Episode 168: "If a property appraises below contract price, does that appraisal impact market values in the area?"

    Play Episode Listen Later Sep 9, 2024 5:12


    Lisa and Amy answer a common consumer question about appraisals, contract prices, and market values.

    Episode 167: "Why is "value" NOT an appraisal?"

    Play Episode Listen Later Aug 26, 2024 5:51


    Lisa and Amy dive into the differences between value and an appraisal on this week's Appraiser Talk.

    Episode 166: "How does human behavior fit in the appraisal process?"

    Play Episode Listen Later Aug 19, 2024 8:41


    Lisa and Amy are joined by Brent Bowen to talk about human behavior and the appraisal process.

    Episode 165: "The appraiser used comparable sales outside of my neighborhood. Isn't that wrong?"

    Play Episode Listen Later Aug 12, 2024 6:53


    Lisa and Amy revisit a frequent topic on Appraiser Talk: comparable sales.

    neighborhood appraisers comparable sales
    Episode 164: "Are appraisers allowed to use discretion when they make choices?"

    Play Episode Listen Later Aug 5, 2024 4:59


    This week, Amy and Lisa answer a question about discretion and explore how appraisers make decisions in their work.

    Episode 163: "Is the sales price the best indication of a property's value?"

    Play Episode Listen Later Jul 29, 2024 6:17


    Lisa and Amy talk about value on this week's episode and discuss whether sales price is a good indication of a property's value.

    Episode 162: "How can an appraiser use artificial intelligence when developing an appraisal?"

    Play Episode Listen Later Jul 22, 2024 7:11


    Lisa and Amy are joined by Jim Amorin to discuss artificial intelligence and the role it can play in an appraiser's work.

    Episode 161: "How can we make the sales comparison approach less subjective?"

    Play Episode Listen Later Jul 15, 2024 7:37


    Lisa and Amy take a closer look at the sales comparison approach this week and answer a question that has been posed many times over the last few years.

    Episode 160: "Does refinancing my home affect the property taxes I pay?"

    Play Episode Listen Later Jul 8, 2024 5:45


    Lisa and Amy have a conversation about refinancing your home and if that has any impact on your property taxes.

    Episode 159: "What is the Foundation doing to promote diversity, equity and inclusion this year?"

    Play Episode Listen Later Jul 1, 2024 3:35


    Lisa and Amy are joined by Foundation Engagement Coordinator Jalin Debeuneure to discuss the Foundation's diversity, equity and inclusion efforts in 2024.

    Episode 158: "What happened at the spring Board of Trustees meeting?"

    Play Episode Listen Later Jun 24, 2024 4:07


    2024 Board of Trustees Chair Tracy Johnston joins Amy and Lisa to cover all of the exciting events at the spring Board of Trustees meeting.

    Appraiser Talk Classic: How do I join one of the boards?

    Play Episode Listen Later Jun 17, 2024 4:45


    Since applications are currently open for both the Appraisal Standards Board and Appraiser Qualifications Board, we are airing a classic Appraiser Talk episode this week answering the question: How do I join one of the boards?

    Episode 156: "Who in my bank is legally allowed to do an appraisal review?"

    Play Episode Listen Later Jun 10, 2024 3:44


    Lisa and Amy talk about appraisal reviews and just what USPAP says about them in this week's episode of Appraiser Talk.

    Episode 155: "When appraisers look at comparable sales, are they only comparing the physical characteristics of the property to the subject?"

    Play Episode Listen Later Jun 3, 2024 4:30


    Lisa and Amy take a closer look at comparable sales and just what about the comparable an appraiser is comparing to the subject property.

    property comparing subject appraisers physical characteristics comparable sales
    Episode 154: "How does the degree review program work?"

    Play Episode Listen Later May 20, 2024 4:27


    AQB Chair Brad Swinney joins Amy and Lisa this week to discuss the degree review program.

    Episode 153: "What is the SAVVY Award?"

    Play Episode Listen Later May 13, 2024 3:50


    Cindy Charleston Rosenberg joins Amy and Lisa to discuss the SAVVY Award. Keep an eye out for nominations for the SAVVY Award to open next week!

    Episode 152: "What is the most interesting case you've had as an appraiser?" (Real Property)

    Play Episode Listen Later May 6, 2024 5:41


    Lisa and Amy wrap up their miniseries on interesting appraisal cases this week with ASB member Heather Sullivan.

    Episode 151: "What is the most interesting case you've had as an appraiser?" (Personal Property)

    Play Episode Listen Later Apr 29, 2024 4:52


    Amy and Lisa continue their miniseries talking to appraisers about their most interesting assignments. This week, the speak with ASB member Patricia Dillon.

    Episode 150: "What is the most interesting case you've had as an appraiser?" (Business Valuation)

    Play Episode Listen Later Apr 22, 2024 2:47


    This week, Lisa and Amy are celebrating 150 episodes by kicking off a new miniseries on Appraiser Talk where they ask appraisers from various disciplines: What is the most interesting case you've had as an appraiser. Their first guest is ASB member and business valuer C. Zachary Meyers. Tune in!

    Episode 149: "Do I have to reinspect a property if I am appraising a house for the second time?"

    Play Episode Listen Later Apr 15, 2024 7:59


    Lisa and Amy dive into a current hot topic in the appraisal profession, personal inspection, and offer some important insight into this USPAP concept.

    Episode 148: "For an appraisal to be correct, does a property owner need to be able to understand the adjustments the appraiser made?"

    Play Episode Listen Later Apr 8, 2024 7:28


    Lisa and Amy talk about adjustments on this week's episode and explore what an appraiser's obligations are when it comes to property owners.

    Episode 147: A Chat with The Appraisal Foundation's New President Kelly Davids

    Play Episode Listen Later Apr 1, 2024 9:55


    You won't want to miss Amy and Lisa's chat with The Appraisal Foundation's new President Kelly Davids on this week's episode of Appraiser Talk.

    Episode 146: "Are there "typical" adjustments that are considered standard in the profession?"

    Play Episode Listen Later Mar 26, 2024 4:52


    Lisa and Amy talk about a misconception among consumers regarding adjustments.

    Episode 145: "Do kitchens and baths add the most value to a property?"

    Play Episode Listen Later Mar 18, 2024 4:25


    This week, Lisa and Amy are discussing a frequently asked question about kitchens and baths in a home and how they relate to value.

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