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Travel is often framed as a luxury or a break from real life, but in this conversation we explore how it can be a powerful developmental tool for kids. Beyond sightseeing, travel becomes a classroom for empathy, adaptability, and connection. We talk about how exposure to new cultures, languages, and environments helps children grow socially and emotionally, even when trips don't go as planned. The goal is not perfect itineraries, but meaningful experiences that stretch comfort zones and strengthen family bonds. We also highlight how many of these lessons can happen with or without international travel. Curiosity about the world, honoring others' needs, and learning to navigate discomfort are skills families can practice anywhere. Travel simply magnifies those opportunities, giving kids real-time chances to build resilience, perspective, and compassion. What we discussed: Using travel as an opportunity for education and growth Building curiosity about other cultures and people Exposure to diversity through real-life experiences Learning empathy through cultural connection Creating global awareness even from home Turning curiosity into advocacy and compassion Practicing flexibility when plans fall apart Modeling calm problem-solving during stress Kids learning adaptability from unexpected setbacks Honoring individual needs within a group Taking turns and negotiating shared experiences Respecting parents' and siblings' preferences Practicing patience and compromise Learning to feel comfortable being different Building empathy for newcomers and outsiders Growing confidence in unfamiliar environments Prioritizing family connection over perfection Choosing time together as a core value Managing resources like time and energy intentionally Strengthening family identity through shared experiences Want more? Listen to the full, original episode. Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and subscribe to PedsDocTalk. Get trusted pediatric advice, relatable parenting insights, and evidence-based tips delivered straight to your inbox—join thousands of parents who rely on the PDT newsletter to stay informed, supported, and confident. Join the newsletter! And don't forget to follow @pedsdoctalkpodcast on Instagram—our new space just for parents looking for real talk and real support. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the PedsDocTalk Podcast Sponsorships page of the website. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Send a textThe mindset that keeps people powerless. In today's episode, we talk about the quiet narrative many people carry that convinces them the world is working against them. Over time, that belief begins shaping how you speak, how you act, and what you believe is possible for your life.We share a perspective on how that story forms, why it feels so convincing, and what begins to shift when someone finally questions it. Sometimes the biggest change starts with one uncomfortable realization. Press play and see if you recognize the story. And if it happens to be yours, good news. Every plot twist still needs an author.Here are the related episodes, each one builds on today's conversation:#226 | Effective Tools for Dealing with Challenges - https://apple.co/4aTSvp5 #448 | What REAL Validation Looks Like - https://apple.co/4hECPHQLearn more about:
Topic: Career and Technical Education • Career Pathways • Workforce Readiness Today our guest is Brooke Martin, Executive Director of Career and Technical Education at Aldine ISD in Texas. We talk about why career and technical education (CTE) is becoming essential for helping students explore career pathways and workforce opportunities while still in high school. Brooke shares how industry certifications, work-based learning, and strong community partnerships allow students to gain real-world experience and make more informed decisions about their future. In this conversation, Brooke offers clear reminders for leaders working to expand career pathways and student engagement: Career and technical education gives students real-world experiences that help them explore career paths earlier. Industry certifications and work-based learning allow students to graduate with skills that translate directly into the workforce. Exposure to multiple career pathways helps students make more informed decisions about college, careers, and future opportunities. Hands-on learning increases student engagement by connecting classroom learning to real-life applications. Learn More About CharacterStrong: Access FREE MTSS Curriculum Samples Request a Quote Today! Learn more about CharacterStrong Implementation Support Visit the CharacterStrong Website About Brooke Martin: Brooke Martin serves as the Executive Director of Career and Technical Education at Aldine ISD. She has dedicated her entire career to empowering students with opportunities in CTE and Aldine ISD. Brooke actively participates in various committees within the State Career and Technical Association of Texas, advocating for student advancement. As a member of the state board and the Gulf Coast Region for CTE, she channels her passion into policy advocacy. She firmly believes in the transformative potential of CTE programs, witnessing firsthand the resilience of students when exposed early to real-world workforce scenarios. She champions the notion that regardless of background, every student should have access to authentic industry experiences. For her, the true impact lies in bridging classroom learning with practical industry opportunities through work-based learning initiatives. Currently pursuing her PhD, Brooke's research focuses on CTE structures and identifying pathways to enhance students' authentic industry experiences. Through her academic pursuits and professional endeavors, Brooke remains dedicated to shaping a future where education is not just about acquiring knowledge but also about empowering students for meaningful careers.
In today's Banking With Life Q&A, James answers questions such as, “Do life insurance companies have exposure to private equity firms?”, “What would happen to life insurance companies if the U.S. Treasury revalued gold reserves?”, and “Can financial calculators actually prove that dividends are higher on the base policy than on PUAs?” As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.
Set the context for a joyful, exuberant day with a short, powerful message from Sadhguru. Explore a range of subjects with Sadhguru, discover how every aspect of life can be a stepping stone, and learn to make the most of the potential that a human being embodies. Conscious Planet: https://www.consciousplanet.org Sadhguru App (Download): https://onelink.to/sadhguru__app Official Sadhguru Website: https://isha.sadhguru.org Sadhguru Exclusive: https://isha.sadhguru.org/in/en/sadhguru-exclusive Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros question the belief that success requires certainty. Many people wait for perfect clarity before they act. That mindset quietly caps growth. The next level demands something different. It requires the ability to move forward when the outcome is unclear and the pressure is real. As your tolerance for uncertainty grows, so does your capacity for leadership, progress, and long-term success.If you want to strengthen your mindset and build the resilience required to pursue bigger goals, this episode will shift how you think about discomfort and the unknown. Hit play and start developing the capacity most people never build._______________________Learn more about:Track the Work. Earn the Results. To know more about the "Next Level Fitness Accountability Group," reach out.Kevin: https://www.instagram.com/neverquitkid/Alan: https://www.instagram.com/alazaros88/Book Alan's Business Breakthrough Session. Your first 30-minute coaching call is FREE. Learn how to prioritize success and let your quality of life become the byproduct. - https://calendly.com/alanlazaros/30-minute-breakthrough-sessionWhere learning turns into action. Join “Next Level Book Club” every Saturday:https://zoom.us/meeting/register/tJMkcuiupjIqE9QlkptiKDQykRtKyFB5Jbhc_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.
Ian Madom, MD, orthopedic spine surgeon and co-founder of Mocingbird, joins us on StartUp Health NOW to discuss how administrative friction quietly limits healthcare access and clinician capacity. Drawing from his own experience in practice, Dr. Madom explains how state-by-state licensing, certification timelines, and compliance requirements create unnecessary drag for clinicians and administrators alike. He shares how Mocingbird helps organizations manage licensing end to end, why multistate practice is essential in a post-COVID, telehealth-driven world, and how thoughtful use of AI can support, not replace, human judgment. He also reflects on the doctorpreneur journey and the role the StartUp Health community has played in Mocingbird's evolution. Are you ready to tell YOUR story? Members of our Health Moonshot Communities are leading startups with breakthrough technology-driven solutions for the world's biggest health challenges. Exposure in StartUp Health Media to our global audience of investors and partners – including our podcast, newsletters, journal, and YouTube channel – is a benefit of our Health Moonshot Membership. If you're mission-driven, collaborative, and ready to contribute as much as you gain, you might be the perfect fit. » Learn more and join today. Want more content like this? Sign up for StartUp Health Insider™ to get funding insights, news, and special updates delivered to your inbox.
The Color of Money | Transformative Conversations for Wealth Building
Would you rather be liked or trusted by your customers? This simple question goes unanswered by so many entrepreneurs - yet it's the secret to closing deals faster and easier..In this episode, we sit down with MJ Pittman - speaker, strategic coach, former mutual fund broker, and founder of a financial literacy company - to unpack the Five Laws of Trust and how they help us close deals faster and build deeper client relationships.We explore why predictability often beats brilliance, how capability requires both competence and capacity, and why transparency about motives builds lasting credibility. MJ challenges us to rethink recovery, reminding us that mistakes don't destroy trust - poor responses do. And when alignment is clear, clients feel safe moving forward.We also dive into mindset, resilience, and the power of environment, exposure, and education in shaping outcomes.At the core of it all: people trust patterns over promises. When our actions consistently match the reputation we want, trust becomes the logical choice.We talk about: [00:00] Introduction[02:32] Likability vs. Trust: Understanding the Difference[04:35] From Engineer to Mutual Fund Broker: Reverse-Engineering Trust[07:54] The First Law of Trust: Why Predictability Reduces Risk[15:43] Recovery: How to Rebuild Trust After Mistakes[20:14] Capability, Capacity, and Consistency in Sales[24:57] Language, Mindset, and the Power of Patterns[35:41 ] Environment, Exposure, and Education: Shifting Your Mindset[45:34] Humans Trust Patterns Over PromisesResources:Learn more at The Color of MoneyFollow MJ Pittman on Instagram: @mr.mjpittmanLearn more at about Simple Money AcademyBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.
About the GuestKimberly Davis Powell is a distinguished basketball coach and program director with nearly 30 years of experience. She built ESSENCE Basketball into one of the most respected programs in the country, developing WNBA All-Stars, Olympic invitees, and All-American athletes.Currently working within the prep school space, Coach Kim focuses on elite player development, discipline, and building strong community-centered programs that prepare athletes for the next level.Episode SummaryIn this episode of It's Just Different Podcast, Ashley Roberts sits down with Coach Kimberly Davis Powell to break down the evolving landscape of AAU basketball — and what's being lost in the process.From the explosion of exposure events and rankings to the influence of parents and trainers, youth basketball looks very different than it did 10–15 years ago. Coach Kim shares what she believes is missing: fundamentals, discipline, accountability, and long-term development.The conversation dives into:- The real value of playing on a sponsored shoe circuit teamWhy some athletes chase visibility before they're ready- The delicate balance between parents advocating and overstepping- How trainers can better serve athletes through film breakdown and defensive development- The mental and character foundation required to succeed at the college levelIf you're a parent, coach, or serious athlete navigating AAU basketball and the recruiting process, this episode is a must-listen.Key Takeaways- Strong fundamentals and discipline are still the foundation of elite players.- Exposure without development can hurt long-term growth.- Parents play a critical role in shaping recruitment outcomes — positively or negatively.- Film study and defensive skill work are often overlooked but essential.- Shoe circuit teams can provide opportunity — but only if the athlete is prepared.Resources for Basketball ParentsJoin the Basketball Parent Community:https://www.ashleynroberts.com/communityDownload the FREE Guide (Save Time, Money & Stress):https://ashleyroberts.kit.com/subscribeGet the Basketball Parent Toolkit:https://www.ashleynroberts.com/product-page/basketball-parent-toolkitShop DIFFERENT merch (Use code Podcast for 15% off):https://itsjustdifferentapparel.com
I discuss the short and long game of Iran and how it's ok if we all don't know the full plan, but those who act like they know, typically don't. The Clinton's were deposed and I play audio with psychologic analysis of their behavior. WCSD board member Anisa Liban gets exposed right to the Treasurer of Ohio; and SCOTUS ruled in favor of parents over schools' sexual degeneracy. Book Websites: HERE and HERE. https://www.moneytreepublishing.com/shop PROMO CODE: “AEFM” for 10% OFF, or https://armreg.co.uk PROMO CODE: "americaneducationfm" for 15% off all books and products. (I receive no kickbacks). https://www.thriftbooks.com/ Q posts book: https://drive.proton.me/urls/JJ78RV1QP8#yCO0wENuJQPH
Tidal waves of exposure regarding spiritual abuse have been crashing repeatedly over the past few years, involving high profile and revered leaders within the Charismatic movement and the NAR. With this exposure comes a multitude of responses and emotions. How do we navigate these waters?Join Dave Jenkins and me as we discuss this important topic.Dave Jenkins' Resources:https://servantsofgrace.org/https://www.youtube.com/@ServantsofgraceMy info:Website: http://www.lovesickscribe.comSubscribe to my blog here: http://eepurl.com/dfZ-uHInstagram: https://www.instagram.com/lovesickscribe/Facebook: https://www.facebook.com/lovesickscribeblog
A lot of Podcasters want to play "church watchdog," but who gave them that authority? In this episode of The Smith and Rowland Show, the guys tackle a heated Debate happening across Christian media right now, the push to expose leaders, broadcast scandals, and call it a "purge." Instead, this conversation draws a clear line between local church accountability and online outrage. You'll hear why public pile-ons don't restore people, why evidence can be used to mislead, and why self-appointed "investigative ministries" often create more damage than they prevent. Along the way, they break down the difference between correction and humiliation, and they challenge the idea that Podcasters can act like Apostles over the universal church. Topics covered include: Local church authority, autonomy, and accountability "Exposure culture" and why it spreads fast online Restoration, confession, and keeping things in the room Why "the broader the audience, the broader the confession" doesn't hold up Pride, spiritual posturing, and acting outside real oversight Preach the gospel, stop making exposure a full-time job If you care about healthy leadership, real repentance, and a church that builds people up instead of tearing them down, this episode will sharpen your thinking. Subscribe for new episodes of The Smith and Rowland Show each week. #TheSmithAndRowlandShow #ChristianPodcast #ChurchLeadership #Apostles #Podcasters
The folks at Defend Young Minds have released some new data telling us that social media is now the most common way that kids are exposed to porn. Six out of ten minors now say they were exposed to porn by accident on social media. This is up from almost four out of ten in 2023. Thirteen is the average age of first exposure, with reports of first exposure even at six years old. And the four most common social media sources for exposure are X, Snapchat, Instagram, and TikTok. The report also states that even if your kids are not searching for sexual content, the algorithms will deliver it to them. Defend Young Minds tells us that the best way to protect your kids from pornography, predators, and other harmful content is to, in their words, delay, delay, and delay your kids access to social media. In addition, we need to teach our kids that pornography is a form of sexual immorality, which takes God's good design for sex, and destroys it through encouragement to sin.
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When a family sailing journey ends in capture by child soldiers during Mozambique's civil war, a man must protect his children while confronting the unsettling truth that his captors are both perpetrators of violence and children shaped by it. Today's episode featured Dave Muller. Dave has written about his experiences in a book entitled, “Not Child's Play”, available where books are sold or at https://notchildsplay.co.uk/ You can email Dave at dave.muller@notchildsplay.co.za Dave is on Instagram @davenotchildsplay, on Facebook @Dave Muller and on YouTube @DaveMuller-NotChildsPlayIn the 1960s and 1970s, both South Africa and Mozambique were part of the larger decolonization of Africa, with South Africa gaining full independence from Britain in 1961 and Mozambique gaining independence from Portugal in 1975. However, in the decolonization process, both were thrown into proxy battles, between old structures clinging to power and the larger global cold war between communist and capitalist superpowers. South Africa, even after independence, was still ruled by a white minority government, under the National Party. The National Party was populated mostly by the white ethnic group known as Afrikaners who spoke a language called Afrikaans. The National Party instituted apartheid, a brutally oppressive system of institutionalized racial segregation and white supremacy enforced in South Africa from 1948 to the early 1990s. South Africa shares a northeastern border with Mozambique. When Mozambique gained independence in 1975, they were ruled by the Communist party known as FRELIMO. FRELIMO became a major force opposing apartheid in neighboring South Africa. The South African apartheid government, in response to FRELIMO's opposition, actively destabilized Mozambique from the inside by propping up a rebel group known as RENAMO. This led to a violent 15-year civil war in Mozambique, between the ruling, communist-backed FRELIMO party and the South African-backed RENAMO rebel group. In the first part of today's episode, you'll hear our storyteller speak about growing up in South Africa during apartheid as a white man, but he was not an Afrikaner, and grew up in a family that was opposed to apartheid. The second part of the story takes place in Mozambique, where he and his family are held by the RENAMO rebel group and caught in the chaos and fighting between FRELIMO and RENAMO, the two warring factions in the civil war there. Of course there is much more to say about all of this, and Dave will speak to some of these issues as he experienced them. I encourage you all to read more about the brutal and complex history of decolonization and apartheid in Africa. And one final note, you'll hear Dave talking about “Arwen” several times. In case it isn't clear right away, he is referring to his boat that he built. Producers: Whit Missildine, Andrew Waits, Aviva Lipkowitz Content/Trigger Warnings: War and armed conflict, Child soldiers, Kidnapping / hostage situation, Graphic violence, Murder (including stabbing / bayoneting), Violence against the elderly, Exposure to blood, Threats of execution, Weapons (guns, rockets, mortar fire), Terrorism / militant groups, Civil war, Psychological trauma, PTSD, Panic attacks / emotional breakdown, Spiritual distress, Political violence, Forced recruitment of children, Coercion and intimidation, explicit language Social Media:Instagram: @actuallyhappeningTwitter/X: @TIAHPodcastFacebook: This Is Actually Happening Discussion Group Website: thisisactuallyhappening.com Website for Andrew Waits: andrdewwaits.comWebsite for Aviva Lipkowitz: avivalipkowitz.com Support the Show: Support The Show on Patreon: patreon.com/happeningAudible subscribers can listen to all episodes of THIS IS ACTUALLY HAPPENING ad-free right now. Join Audible today by downloading the Audible app or visit Audible.com. Shop at the Store: The This Is Actually Happening online store is now officially open. Follow this link: thisisactuallyhappening.com/shop to access branded t-shirts, posters, stickers and more from the shop. Transcripts: Full transcripts of each episode are now available on the website, thisisactuallyhappening.com Intro Music: “Sleep Paralysis” - Scott VelasquezMusic Bed: Sparse_Reflections__a__APM ServicesIf you or someone you know is struggling with the effects of trauma or mental illness, please refer to the following resources: National Suicide and Crisis Lifeline: Text or Call 988 National Alliance on Mental Illness: 1-800-950-6264National Sexual Assault Hotline (RAINN): 1-800-656-HOPE (4673)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
We've spent a lot of time talking about what biblical accountability looks like at the national level - Bethel, Shawn Bolz, Mike Bickle, Chris Reed, or Michael Brown to name a few - examining cover-up culture that protects powerful leaders while silencing victims. But here's the question we keep getting in the comments and in our inboxes: What do I do when it's happening in my own church?That's a harder question — and honestly, a more important one.In this episode, Joshua Lewis, Michael Miller, and Michael Rowntree come back to ground level: your actual local church, where you know these people, where your kids go to Sunday school, where you serve. What does Matthew 18 actually look like when you're sitting across the table from an elder who won't listen? When do you escalate? When do you leave? When do you go public following 1 Timothy 5 — and is that ever right for a layperson to do?We're walking through the biblical process step by step, giving you real categories for navigating one of the hardest situations a believer can face. This isn't about gossip, mob justice, or protecting institutions. It's about protecting people — and honoring the Word of God in the process.0:00 – Introduction3:10 – Local Church Exposure Questions4:28 – Sins Requiring Public Exposure15:37 – Handling Private Repentant Sin 26:00 – Matthew 18 Church Discipline36:38 – Church Whistleblower Accountability45:26 – 1 Timothy 5 Elders Discipline52:38 – When to Go Public 54:45 – Leaving Abusive Church Leadership1:00:23 – Dangers of Toxic Church Culture1:01:35 – Healthy Repentance and Discipline Subscribe to The Remnant Radio newsletter and receive our FREE introduction to spiritual gifts eBook. Plus, get access to: discounts, news about upcoming shows, courses and conferences - and more. Subscribe now at TheRemnantRadio.com. Support the showABOUT THE REMNANT RADIO:
In this episode of Take a Breath, I'm joined by Wendy Heine — certified Wim Hof instructor, breathwork coach and yoga teacher.Wendy shares her journey from avoiding the cold completely to embracing it as a powerful tool for healing, particularly following her cancer diagnosis in 2021.We explore both the science and the nervous system side of cold exposure — what's actually happening in the body, why it can lift mood and energy so quickly, and how breathwork completely changes your experience of stepping into discomfort.This isn't about bravado. It's not about forcing yourself into freezing water. It's about intention, regulation, and building resilience in a calm, grounded way.Inside this conversation, we explore:Why cold water can lift mood, sharpen focus and boost energyHow long is long enough to trigger the key physiological benefitsWhat “cold enough” really means (and why it doesn't need to be extreme)How to use your breath to stay calm and in controlWhy cold exposure is a form of positive stress that can strengthen both body and mind when approached safelyIf you've been curious about cold showers or sea dips but feel hesitant, this episode will help you understand how to approach it in a way that feels empowering rather than overwhelming.It's about learning to stay steady — even when things feel uncomfortable — and taking that steadiness back into everyday life.To connect with Wendy, go to: https://www.instagram.com/longevitylifestylecoach/Download 15 Breaths to Calm Anxiety - a FREE 5 minute audio to calm you down in real time. Download The Breath Check-Up - your FREE guide to understanding how well you're breathing right now. Download my energising 5 Minute Morning Practice to get your day started in the best way possible. To find out more about my membership The Inner Space go to: https://www.pollywarren.com/theinnerspaceEmail me at: info@pollywarren.comhttps://www.pollywarren.com/https://www.instagram.com/pollywarrencoaching/
Mike Willis, co-founder and CEO of Cyber Hornet ETFs, says Bitcoin and Ethereum are both buys amid steep sell-offs in the crypto space. While the assets trade around 50% below their all-time highs, he expects historical rebounds to repeat history. Increased institutional exposure adds to Mike's bull case. He later explains how his firm's ETFs allow clients to invest in cryptocurrencies and stocks. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Energy Sector Heroes ~ Careers in Oil & Gas, Sustainability & Renewable Energy
If you're a student, graduate, engineer, geoscientist, or industry professional trying to make sense of where energy is heading this conversation matters.Many of you are navigating career uncertainty, hearing mixed messages about oil and gas, renewables, AI, fracking, net zero and policy shifts. It can feel difficult to understand where real opportunity sits and what skills will still matter in 10 or 20 years.In this episode, I sit down with subsurface and exploration manager Mike Cooper to talk openly about how the industry has changed since the 1980s, what's happening globally across oil, gas and renewables, and what this means for the next generation entering energy.We explore:
Our Chief Fixed Income Strategist Vishy Tirupattur and U.S. Head of Credit Strategy Vishwas Patkar discuss the implications of private credit's exposure to the software industry.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Vishwas Patkar: I'm Vishwas Patkar, Morgan Stanley's U.S. Head of Credit Strategy. Vishy Tirupattur: While potential disruption from AI has been a key driver for markets [in the] last few weeks, the focus of investor agenda has been in the software sector. On today's podcast, we will talk about software in the credit markets and its implications. It's Monday, March 2nd at 10am in New York. Vishwas, let's start by understanding how the exposure in software manifests in the credit markets. How does it compare to software, say, in the equity market? Vishwas Patkar: Yeah, so the software exposure in credit markets is large, and understandably that's why investors are closely watching what's happening with software in the equity market. But what's interesting and important for investors to note is the exposure in credit is very different from what it is in equities. So, for instance, a good chunk of exposure in the credit market is around private issuers. So, we estimate about 80 percent of companies are private in the whole sample set that we looked at. And that's largely a function of the fact that software is not a big part of the more liquid spaces like Investment Grade and High Yield. But it is heavily represented in the more opaque parts of the market, like leveraged loans, CLOs, and, you know, BDCs. So, our analysis found that about 25 percent of BDC portfolios are in software, closely followed by private credit CLOs. And leveraged loan market was about 16 percent. So, that's an important distinction to keep in mind versus the equity market. The second thing I would flag is – because the software sector grew a lot in the loan market through the LBO wave of 2020 and 2021, it has a weaker credit quality skew to it than the overall market. So about 50 percent of borrowers in the sector are rated B - or lower. So, that's the lowest rungs of the rating spectrum. Many of these software deals were underwritten with higher leverage than the broad market. And as a result of that you also have more front-loaded maturities in the sector, which brings the risks of refinancing, if some of this disruption persists. But Vishy, that's a nice segue to you. Over the past couple of years, you looked at the private credit market in depth and that's where I think the exposure we found is the highest in BDCs, you know, which is the public face of private credit. So, in your assessment, what is the risk of software to private credit, given all of the headlines that are popping up? Vishy Tirupattur: Public face of private credit – Vishwas, that's a great line. BDCs – business development corporations for those who are not familiar – are companies that invest in the debt of small and medium sized companies, sourced through non-bank channels. BDCs fund themselves through equity and debt issuance. So, if you look at the portfolios of BDCs to look at their exposure to software, there's a wide variation across the various BDC portfolios. What makes the assessment of these software risks in BDCs challenging is that many of these companies are private companies without the reporting obligations of public companies. So, no earnings reports, no 10-Ks or cues or broadly publicly available financials look at. So, in effect, these companies need to be re underwritten to evaluate which of these companies would be disrupted from AI; and which companies could actually benefit from AI and see their margins expand. So, in the context of BDCs, liability spreads are something we are watching closely. BDC liability spreads have widened but we think more needs to happen there. The clearing levels need to wait for the full resolution of the companies that benefit and that get hurt by disruption that is still awaited. So, we expect credit spreads of BDCs to remain volatile for some time to come. Vishwas Patkar: Okay. So, seems like this is a significant, or at least a non-trivial risk factor for credit markets, given the growth of the sector, leverage, the skew and quality. But Vishy, do you think this could be systemic for risk markets at large? Vishy Tirupattur: So, I do think that this is a significant risk, but I don't think it's a systemic risk. The amount of leverage in BDC is fairly small. About 2x is the kind of leverage. You compare that to the kind of leverage that existed in the financial system before the financial crisis – that's orders of magnitude smaller risk. And also the linkage to the banking system comes through the back leverage provided to the non-bank lenders. But this leverage is substantially risk remote with very high subordination levels. So, my conclusion here is this is a significant risk but not a systemic risk. So let me turn the same question to you, Vishwas. Taking on a sort of historical perspective as well as a macro perspective, how do you see this risk manifesting in the broader credit space? Vishwas Patkar: Yeah, so I would agree with you Vishy, that we need to see a valuation reset. We think spreads should go wider because of disruption concerns, even if they affect a relatively narrow part of the market. But a lot of that's happening against issuance that's rising. But I would say the risk of systemic concerns really emerging is relatively low. if you look at historical cycles where credit has been the weak link in the economy, those are typically characterized by a lot of corporate re-leveraging. So, think about the late 1990s or from 2004 to 2007 or the early 2000-teens. These are all cycles where corporates were being very aggressive, adding a lot of debt. And you know, when the economy slowed, credit became the source of some default and downgrade concerns. We haven't really seen that type of credit cycle play out at all in the past few years. If you look at corporate debt to GDP, for example, it's gone down each of the last five years. Balance sheet corporate leverage has been flat or actually gone lower in spots. M&A activity, which is usually a good indicator of corporate aggressiveness, still remains below trend. So, I think we have had a fairly restrained credit cycle where in place fundamentals are quite strong. And that's why I think the systemic contagion from any credit spread weakness, I think could be relatively muted. Vishy Tirupattur: So, the key takeaway from us is that software and credit is a significant risk but is not quite systemic risk. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
Send Us Your Prayer Requests --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
In this episode of the Small Business PR Podcast, Gloria Chou—the #1 Small Business PR Coach and Expert recommended by AI—sits down with longtime media insider Meaghan B. Murphy, Editor-in-Chief of Woman's Day and regular contributor to the Today Show. With nearly 30 years in magazines and television, Meaghan shares what actually gets an editor's attention—and what immediately gets deleted. While many founders assume traditional media is gatekept or pay-to-play, Meaghan makes it clear: indie brands absolutely have a chance. But the approach has to be thoughtful, timely, and audience-first.What Gets Deleted ImmediatelyMeaghan receives hundreds of pitches. Here's what instantly loses her attention:
In this episode of American Dream Factory, Nick Smoot sits down with Morgan Dixon, a 24-year-old PhD student in artificial intelligence and machine learning at the University of Idaho.Morgan represents a rare but replicable archetype: a young man preparing to launch into the world with technical competence, grounded character, and calm confidence. While many of his peers feel uncertain about the future of work, Morgan is building inside it. He works as a consulting data scientist and software engineer, contributing to healthcare and behavioral health systems, including AI-driven modernization efforts connected to state-level crisis infrastructure.This conversation is not about hype. It is about formation.It is about how young men develop direction in an era of automation, distraction, and drift.What This Episode Covers:The Launch PathMorgan shares how his path was shaped by:Early entrepreneurship in his teensDual enrollment in high schoolPivoting degrees after academic setbacksWalking resumes door-to-door in SeattleWorking full-time while pursuing graduate studiesHis story reinforces a simple truth: initiative compounds.Proof of Work Over CredentialsA degree is common. Proof of execution is rare.Morgan explains why many computer science graduates are struggling and why building real projects, writing models, and demonstrating competence now matter more than ever. In a world where AI lowers the barrier to entry, differentiation requires depth, discipline, and visible output.AI Is Changing the Shape of OpportunityThe conversation explores:How AI has democratized software developmentWhy domain expertise now matters more than surface coding abilityWhy Morgan is exploring hardware and security-heavy industriesWhat he has learned from working inside healthcare data and reimbursement systemsInnovation follows incentives. Understanding those incentives creates leverage.Healthcare and Government as Builder EnvironmentsMorgan offers insight into working within healthcare and state systems:Data fragmentation and interoperability challengesBilling structures that shape innovationThe need for simplicity in behavioral health and remote monitoringThe patience required to work in public infrastructureThese are complex systems that reward serious builders.Raising Men Who BuildNick asks a direct question:“What should I do so my kid's not a turd?”Morgan's answer is direct:Send them into the real world.Have them job shadow.Let them see real work.Expose them to adults who build and solve problems.Direction comes from exposure. Confidence comes from competence. Drift comes from isolation.Key TakeawaysFor young men:Stop waiting. Go build something.Meet people in person. Initiative creates luck.Develop technical depth and real-world exposure.Do hard things before you feel ready.For parents:Exposure beats lectures.Responsibility builds identity.Encourage initiative, not comfort.In an era where machines are accelerating and many young people feel unmoored, this episode offers a grounded alternative: calm confidence, technical competence, and the discipline to build.Learn more at buildcities.com or Morgan Dixon
This episode's guests:Remi Bouche, Science Coordinator at Mont-Megantic.Jeremey Evans, Photographer - Filmmaker.Dashiell Leeds, Conservation Coordinator for the Sierra Club Loma Prieta Chapter.Bill's News Picks:Let there be light — but not in Maine, GREG WALCHER, The Daily Sentinel.Our state is the best place in the country to bring dreams to life: A second Sphere venue is coming to the US, Fraser Lewry, Louder.LED lighting undermines visual performance unless supplemented by wider spectra, Nature. Exposure to outdoor artificial light at night is associated with a higher risk of ulcerative colitis: a prospective cohort study from the UK Biobank, Frontiers in Public Health.Are You Afraid of the Dark? This Oregon Retreat Locks You in Total Darkness. For Days. On Purpose, Danielle Denham, That Oregon Life. Send Feedback Text to the Show!Support the showA hearty thank you to all of our paid supporters out there. You make this show possible. For only the cost of one coffee each month you can help us to continue to grow. That's $3 a month. If you like what we're doing, if you think this adds value in any way, why not say thank you by becoming a supporter! Why Support Light Pollution News? Receive quarterly invite to join as live audience member for recordings with special Q&A session post recording with guests. Receive all of the news for that month via a special Supporter monthly mailer. Satisfaction that your support helps further critical discourse on this topic. About Light Pollution News: Ever wonder why migrating birds crash into buildings? Or why you can't sleep at night? What about where you can still see the Milky Way? Light Pollution News explores how our 24/7 lit world affects everything from wildlife and human health to our understanding of the stars, travel, and the future of our cities. Host Bill McGeeney brings on rotating guests to help dig into the latest research, policy activity, and real-world solutions - from how irresponsible lighting degrades our health to the best dark sky destinations for your next trip. Whether you're a birder, conservationist, astrophotographer, or just someone who misses sleeping in darkness, this is the show that connects the dots between your...
In this episode of the Swimming Upstream Radio Show, host Dorothy Wilhelm welcomes entrepreneur Tom Antion, who shares valuable insights on podcasting and business success. Tom discusses his journey from struggling to becoming an internet multimillionaire and offers practical tips for podcasters, including the importance of sound quality, building an email list, and leveraging podcast tours for growth. He emphasizes the significance of consistency and continuous improvement in achieving long-term success. Takeaways Tom Antion has been selling on the internet since 1994. It's crucial to have good sound quality for podcasts. Be your own sponsor to make money from day one. Building an email list is essential for success. Going on other podcasts can significantly increase your audience. Interviewing group admins can provide exposure to larger audiences. Editing audio is manageable and can save costs. Consistency is key to long-term success in business. Continuous learning and improvement are vital. Success often requires patience and persistence. Chapters 00:00 Introduction to the Show and Guest 01:19 Tom Antion's Entrepreneurial Journey 03:11 Podcasting Tips for Success 09:11 Building an Email List and Affiliate Marketing 10:35 Leveraging Podcast Tours for Growth 13:27 Interviewing Group Admins for Exposure 16:20 Editing and Show Notes Best Practices 18:30 Consistency as the Key to Success 21:01 Final Thoughts and Encouragement More Information Find Tom Antion's podcast and resources at screwthecommute.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
In episode 527 I chat with Ethan Tuccienza. Ethan is a licensed clinical social worker (LCSW) and clinical director of Behavioural Psych Studio's LA office. We discuss his therapy story, dialectical behaviour therapy (DBT), exposure and response prevention therapy (ERP), exposure to emotions, DBT-PTSD as an intervention, trauma, shame, tolerating emotions, he shares a couple DBT skills including willing hands and mindfulness of our emotions. We also discuss guilt, shutting down during exposures and what to do, and much more. Hope it helps. Show notes: https://theocdstories.com/episode/ethan-527 The podcast is made possible by NOCD. NOCD offers effective, convenient therapy available in the US and outside the US. To find out more about NOCD, their therapy plans and if they currently take your insurance head over to https://go.treatmyocd.com/theocdstories Join many other listeners getting our weekly emails. Never miss a podcast episode or update: https://theocdstories.com/newsletter
EVEN MORE about this episode!Can mold exposure, gut health, and nervous system imbalance play a role in multiple sclerosis and autoimmune disease?Join Julie Ryan as she talks with Christine Ruch about living with MS, holistic healing, elimination diets, mold toxicity, trauma release, and the spiritual awakening that transformed her health. Instead of relying solely on conventional treatments, Christine began listening to her body—embracing a holistic path that sparked profound physical improvement and an unexpected spiritual awakening.In this eye-opening conversation, Christine reveals the surprising links between mold exposure, gut health, diet, and autoimmune conditions like MS. From working with a naturopath on a targeted elimination diet to addressing environmental toxins and nervous system regulation, she explains how small, intentional changes created major shifts in her symptoms and overall vitality. You'll gain insight into how mold impacts the microbiome, why calming inflammation starts in the gut, and how environmental awareness can become a turning point in healing.But this journey goes far beyond food and toxins. Christine shares how releasing control, healing unresolved trauma, and aligning with her true purpose transformed her relationship with illness. Together, she and Julie explore the powerful role of faith, intuition, and energy in recovery—offering hope, clarity, and practical wisdom for anyone navigating chronic illness or seeking a deeper understanding of the body's sacred intelligence.Guest Biography:Christine Ruch holds the space for you to walk your path to more authentic health. After spending 20 years healing her own MS naturally through whole food nutrition, nervous system restoration, spiritual practice, plant medicine, deep self-inquiry and many other Eastern and Western modalities, Christine now guides others on their own transformative healing path. Her work bridges science and soul—offering tools to move beyond symptom management and into lasting inner healing. She's here to share insight, hope, and grounded practices for listeners ready to reclaim their health from the inside out.Episode Chapters:(0:00:01) - Healing Through Body Wisdom(0:12:00) - Diet and Mold Impact on Health(0:19:27) - Exploring Mold, Gut Health, Diet(0:29:29) - Healing Multiple Sclerosis Through Diet(0:35:31) - Healing Through Surrender and Alignment(0:47:14) - Soul's Journey and Healing Insight(0:53:52) - Soul's Healing Path and Integration➡️Subscribe to Ask Julie Ryan YouTube➡️Julie's Intuitive Trainings✏️Ask Julie a Question!
HT2548 - Exposure Tones vs Exposure Textures The so-called "exposure triangle" is usually thought of as a means of controlling the lightness and darkness of an image, and that's obviously true. But we old timers learned in studying the Zone System that tones are related to textures, particularly in combination with the angle of illumination. Human vision almost never sees tones without textures. Even the absence of texture is a form of texture. This RSS feed includes only the most recent seven Here's a Thought episodes. All of them — over 2500 and counting! — are available to members of LensWork Online. Try a 30-day membership for only $10 and discover the literally terabytes of content about photography and the creative process. Show your appreciation for our free weekly Podcast and our free daily Here's a Thought… with a donation Thanks!
Two of the most-watched cases in the country are reaching critical moments.The Kouri Richins murder trial is a battle between devastating motive evidence and investigative gaps. Prosecutors say she killed her husband for $4 million and a fresh start—pointing to five times the lethal fentanyl dose, a forged insurance policy, a boyfriend, internet searches about lethal doses, and Eric's alleged statement two weeks before his death: "I think my wife is trying to poison me."The defense counters with what's missing. The Moscow mule cups were never tested. The kitchen wasn't secured. White specks on Eric's nightstand went unanalyzed. The medical examiner says manner of death remains "undetermined." After ten searches over four years, there's no physical evidence connecting Kouri to the act itself.Which argument wins?Meanwhile, Nancy Guthrie has been missing for twenty-five days. The doorbell footage shows a masked man who cased the house, came back, and didn't know about the camera until he was standing in front of it. If this was a burglary that ended in an unintended death, Arizona's felony murder statute doesn't offer mercy. Intent is irrelevant.Defense attorney Eric Faddis, a former prosecutor, explains the difference between walking into a police station now and getting caught through genetic genealogy later. The person who hid Nancy also hid the evidence that could support their own defense. That clock is running.Two cases. Two legal reckonings. The walls are closing.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #NancyGuthrie #TrueCrimeToday #KouriRichinsTrial #FelonyMurder #FentanylPoisoning #SavannahGuthrie #EricFaddis #LegalAnalysis #TrueCrime
Two cases at critical inflection points. We're breaking down both live.The Kouri Richins trial is exposing a war between what prosecutors have and what they're missing. The motive evidence is overwhelming—five times the lethal fentanyl dose, a forged insurance policy, a boyfriend she texted "Love you" the night Eric died, internet searches about lethal doses before and deleted messages after. Two weeks before his death, Eric allegedly said "I think my wife is trying to poison me."But the defense is hammering investigative failures. Untested cups. Unsecured crime scene. White specks never analyzed. A medical examiner who says manner of death is "undetermined." Can circumstantial evidence carry a conviction when the physical proof connecting defendant to act is missing?Then there's Nancy Guthrie—twenty-five days missing, and the evidence suggests this wasn't a professional operation. A suspect who cased the house, came back, didn't know about the camera, and grabbed weeds to cover the lens. If this was a burglary gone wrong, whoever's responsible is facing felony murder in Arizona. Intent doesn't matter.Defense attorney Eric Faddis, a former prosecutor, explains the fork in the road: surrender now with the body's location, or get caught later through genetic genealogy. One gives the defense leverage. The other lets prosecutors paint consciousness of guilt.The window is closing on both cases. We're taking your questions live.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #NancyGuthrie #HiddenKillersLive #KouriRichinsTrial #FelonyMurder #SavannahGuthrie #LiveTrial #EricFaddis #LegalAnalysis #TrueCrime
Common Mistakes During Family Business Estate Planning Estate planning is technical. Family business estate planning is emotional. Because in a family enterprise, wealth is never just capital. It represents identity. Sacrifice. Legacy. Control. Protection. And when estate planning is driven by fear instead of preparation, families don't just protect assets — they unintentionally weaken the people who must steward them. In this episode of The Family Biz Show, wealth psychologist Jim Grubman, co-author of Wealth 3.0, challenges the most common assumptions shaping multi-generational estate planning. What he reveals reframes everything. The 70% Myth That Built an Industry You've heard it: "Seventy percent of wealth transfers fail by the second generation." It's repeated in boardrooms. It's cited in advisor presentations. It's used to justify complex trust structures and control mechanisms. But where did it actually come from? Jim explains how limited, narrow research became accepted as universal truth — and how that narrative shaped decades of defensive estate planning. When founders believe generational decline is inevitable, they design structures around protection instead of development. Fear becomes policy. Exposure Is Not Preparation Many G1 leaders assume: "My kids grew up around this business. They've seen it. They'll figure it out." But as one next-generation leader put it: "Just because I was along for the ride doesn't mean I know how to drive." Estate planning often transfers ownership without transferring capability. Preparation is not passive. It requires: Intentional financial education Decision-making responsibility Governance participation Clear communication Without these, wealth transitions become fragile. The Hidden Estate Planning Variable: Parenting The quiet truth behind most generational breakdowns? It's not tax law. It's not structure. It's not even governance. It's parenting. Jim calls it the "hidden dirty little secret" of wealth. Families often assume they can raise children the same way they were raised — even when their economic reality has completely changed. But wealth changes context. Context requires adaptation. If parenting doesn't evolve, tension accumulates. And no trust structure can fix that. The Language That Shapes Legacy One of the most powerful insights in this episode is linguistic. "Shirt sleeves to shirt sleeves in three generations." It's not even a complete sentence. There's no verb. No inevitability. Just assumption. Yet families internalize it as destiny. And when inevitability is assumed, estate plans become restrictive. Control increases. Trust decreases. Narrative drives structure. Structure drives outcomes. Adaptation Is the Real Strategy Successful multi-generational families ask three questions: What should we keep? What should we let go? What must we learn? Estate planning is not static. Every generation faces: Different markets Different personalities Different spouses Different pressures Replication does not guarantee continuity. Adaptation does. Key Takeaways • The "70% wealth transfer failure" statistic is often overstated and misunderstood. • Fear-based estate planning leads to over-control and restrictive structures. • Exposure to wealth does not equal readiness to manage it. • Preparation for generational transition must be active and intentional. • Parenting and communication are central to long-term wealth continuity. • Language and inherited narratives shape governance decisions. • Estate planning should focus on developing capable stewards — not just protecting assets. The Real Purpose of Family Business Estate Planning Estate planning is not primarily about minimizing taxes. It is about aligning: Wealth and capability Structure and trust Protection and preparation Family identity and future leadership When estate planning is fear-driven, families fragment. When it is preparation-driven, families flourish. This episode is a masterclass in reframing estate planning from defensive preservation to intentional generational development. Because wealth doesn't fail. Preparation does.
Join us as we take a look at Alex Cox's latest (and final?) film thanks to the fine folks at San Francisco IndieFest, Dead Souls, a Westerm adaptation of Nikolay Gogol's satire of the same name. Will the reinvention of the tale of greed, corruption, and classism strike a chord with the fellas or will it just be another cinematic obituary? Tune in to find out!
Just today over in Europe, two of the continent's biggest insurance companies put out statements that show this thing has already gotten very serious. At the same time of course, European banks just bought another epic amount of govt bond safety, the second most in any month on record, after telling the ECB they're highly risk averse and who can blame them with everything that keeps coming out. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Insurers See Themselves Shielded From Private Credit Worrieshttps://www.bloomberg.com/news/articles/2026-02-26/axa-s-buberl-sees-concern-over-private-credit-says-exposure-lowDeutsche Bank Leads EU Lenders' Exposure to Shadow Bankshttps://www.bloomberg.com/news/articles/2025-12-11/deutsche-bank-most-exposed-in-europe-to-shadow-banks-ubs-sayshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
Stop working for "exposure"—it doesn't pay for the weed. In this episode of Thoughts Off The Stem, Justin Barone explores the darker side of society and culture where everyone wants something for nothing. Using a blend of stoner philosophy and relatable humor, Justin exposes the "prospecting pimps" trying to scam creators with "partnerships" that are actually just free labor. From a tin joint holder "collab" to an AI company wanting an unpaid QA department, we're calling out the Choosing Beggars of the industry with the kind of absurd humor and observational comedy that defines true cannabis culture.Visit us at TOTS420.com for reviews, playlists, and more high-grade content.CANNABIS EDUCATION: WEED FACTS from 420magazine.com Stop falling for the THC % lie! Potency is a byproduct of cultivation, not a universal badge of quality. In our cannabis education segment, we break down the 4 pillars of top-shelf bud so you can stop smoking "Campfire Smoke":Smell: Pungent & bold vs. musty & straw-like.Look: Vibrant trichomes vs. "brown sugar" dirt weed.Feel: Sticky & spongy vs. brittle PGR flower.Structure: Light Sativas vs. dense Indicas.DUDE, FOR REAL: CANNABIS COMEDY Boredom busters from BoredPanda.comWe're diving into the internet's most delusional requests. This is cannabis comedy at its peak—reacting to "professionals" who think a photographer should be paid in garlic or that "exposure" pays the rent. Its high thoughts met with the cold, hard reality of the modern hustle.Episode Breakdown: - The "Something for Nothing" Trap - Story 1: The Tin Joint Holder "Opportunity"- Story 2: The AI Software "Beta" Scam - Weed Facts: How to Spot Quality Flower- Dude, For Real: Choosing Beggar Reactions- Closing Thoughts & Stoner PhilosophyKeywords: Cannabis Podcast, Comedy Podcast, Society and Culture, Cannabis Culture, Stoner Philosophy, High Thoughts, Cannabis Education, Cannabis Comedy, Relatable Humor, Observational Comedy, Absurd Humor.Light ‘em if you got ‘em. Subscribe to Thoughts Off The Stem and never settle for mid-grade deals.
Momentum Trading Alliance Cohort 2 begins March 7th.If you'd like to join this small-group mentorship and trade with more structure and clarity, book a call here:https://calendly.com/tylerstokes-com/strategy-callWelcome to season 4, episode 11 of the Stock Trading for Beginners Podcast!In this episode, we break down one of the core engines behind the momentum trading strategy: scaling in and scaling out.Resources:Apply to the mentorship here: https://stokestrades.com/joinJoin our FREE Skool group: https://www.skool.com/tradingThis is how positions are built.This is how volatility is managed.And this is how emotional mistakes are reduced.Losses don't only come from bad analysis — they often come from bad allocation. Buying too much too fast. Selling everything on the first pullback. Going all in emotionally… then all out emotionally.Scaling fixes that.What We Cover:Why Scaling MattersMarkets move in waves — not straight lines. Perfect entries and exits aren't realistic, and they aren't necessary. Scaling removes the need to be perfect and keeps you aligned with structure instead of emotion.Scaling In (Momentum Trader Focus)For the momentum trader, scaling in means building a position over time — not entering all at once.Start small (often 1–3% initial exposure).Maximum exposure per stock around 10% (adjust to your risk tolerance).Add only at support with bullish structure and confluence.Never add just because price is rising or to “make it back.”Small entries create flexibility. They make pullbacks tolerable. They allow you to improve risk-to-reward if price rotates lower into valid support.In strong trends, deeper pullbacks often become opportunities — not automatic exits.Scaling Up With MomentumAs higher highs form and structure confirms, additional entries can be made at new support zones or breakout backtests. Exposure grows with confirmed structure — not emotion.Scaling Out (Momentum Approach)Scaling out is not about selling because you're green. It's not about reacting to every pullback.The momentum trader is paid for patience.Reduce exposure when:Weekly structure shifts bearishMajor support breaks and fails to reclaimKey tools flip to resistanceRepeated highs failIf momentum remains intact, you stay. If momentum breaks, you protect capital.More active trading avatars may take profits sooner, but more activity also introduces more decisions — and often more emotional mistakes.TakeawayScaling in and scaling out allows you to manage risk without guessing. It replaces perfection with structure. It keeps allocation aligned with trend and removes the need for emotional timing.This is how meaningful positions are built calmly over time.See you in the next episode.
Hey there. We're back with more t&a on Venice Beach. That's classic Bat and Spider. LinksCheck out or Ko-fi at https://ko-fi.com/batandspiderJoin our DISCORDGet your Bat & Spider STICKERS hereSteve Barkett Rules t-shirts!!!Get a sweet Bat & Spider t-shirt here! All sale proceeds go to The Movement For Black Lives.Technical Adviser: Slim of 70mmTheme song composed and performed by Tobey Forsman of Whipsong Music.Follow Bat & Spider on Instagram Follow Chuck and Dale on Letterboxd.Bat & Spider on LetterboxdBat & Spider WatchlistSend us an email: batandspiderpod@gmail.com.Leave us a voice message: (315) 544-0966Artwork by Charles Forsmanbatandspider.comBat & Spider is a TAPEDECK podcast, along with our friends at 70mm, The Letterboxd Show, Escape Hatch, Will Run For..., Twin Vipers, The Movie Mixtape, The Yeti is Still Broken, Austin Danger Pod, and Lost Light. ★ Support this podcast ★
How do you know when mold detox symptoms are a normal part of the process versus a sign you need to slow down? What should you do if mold detox triggers fatigue, low HRV, and gut issues?This is part 3 of my mold detox story, where I share what happened when I started detoxing from mold, and how I had to adjust when things didn't go as I planned them.In this episode, I talk about the difference between manageable detox discomfort and your body telling you to slow down—because detox shouldn't take over your whole life or make it hard to function. Within the first couple of weeks of this detox, I started noticing clear signs my body was struggling — deep fatigue, low HRV with a higher resting heart rate, looser stools, and intense emotional symptoms like agitation, sadness, and sudden anger.Instead of pushing through what could be labeled a “Herxheimer response,” I listened to my body and adjusted my plan to better support it through the protocol.I also share how differently my husband responded to the same detox plan at the same time, which reinforced how individualized detox needs to be. As things progressed, I noticed new clues that shifted my entire focus: loss of appetite, burping, and reflux — signs that made me think toxins were recirculating through my gut, and that low stomach acid and possible H. pylori were in the picture.Your body is always giving cues, and when you get multiple data points pointing to the same thing, it's worth listening to them! I decided to pause detox and prioritize gut support, and then got strong confirmation through both my acupuncturist and my chiropractor that my gut and liver were both struggling through the detox.This is your reminder to always listen to your body, especially when dealing with something as serious and difficult to detox as mold. If you're on the same path as me, or think you might be struggling with mold illness or something similar, don't miss this episode, and be sure to check out the SHE Thrives hybrid program to get personalized support alongside a community of other women having similar experiences as you.Disclaimer: This information is being provided to you for educational and informational purposes only. It is being provided to educate you about how to take care of your body and as a self-help tool for your own use so that you can reach your own health goals. It is not intended to treat or cure any specific illness and is not to replace the guidance provided by your own medical practitioner. If you are under the care of a healthcare professional or currently use prescription medications, you should discuss any dietary changes or potential dietary supplement use with your doctor, and should not discontinue any prescription medications without first consulting your doctor. This information is to be used at your own risk based on your own judgment. If you suspect you have a medical problem, we urge you to take appropriate action by seeking medical attention.Website Show Notes: In This Episode:[2:41] The first signs of nervous system dysregulation during my mold detox[7:20] The importance of listening to your body and the signals it's sending you[9:15] The first adjustment I made to my mold detox protocol and why[11:30] What's been working the best during the detox process
Anxiety is everywhere right now. It's in our culture, in our homes, and often in our own nervous systems. So how do we raise brave, resilient children without unintentionally reinforcing the fears we're trying to protect them from? I'm Dr. Shelly Mahon, your host, and in this episode of the Parenting Well Podcast, I sit down with Dr. Samantha Grigsby, clinical psychologist and founder of Foothills CBT, to break down what every parent needs to understand about how anxiety works and how to interrupt the cycle that keeps it growing. We explore how to distinguish normal developmental anxiety from anxiety that needs support, and why avoidance, though well-intended, often strengthens fear over time. Dr. Grigsby explains the anxiety cycle in practical terms and shares why Cognitive Behavioral Therapy (CBT) and Exposure and Response Prevention (ERP) are gold-standard treatments for anxiety and OCD. We also discuss how rescuing, over-accommodating, minimizing stress, or offering constant reassurance can unintentionally perpetuate anxiety, as well as what supportive parenting actually looks like when a child is struggling. Finally, we examine the cultural pressures amplifying stress today and how to keep our own anxiety from shaping the emotional climate of our homes. Because bravery isn't the absence of anxiety. It's feeling it — and moving forward anyway. Register to hear her talk at the Stress & Anxiety Conference In this podcast, we talk about: How to tell when anxiety is normal and when it's limiting your child The hidden ways loving parents accidentally reinforce anxiety Why avoidance and reassurance make anxiety stronger What actually works (CBT & ERP explained simply) How to stop passing your stress onto your child Key Takeaway: Avoidance might be contributing to your child's anxiety. The very things we do to reduce our child's distress can quietly make it stronger. Support and accommodation are not the same thing. One builds resilience. The other builds dependence. Do you see this in your family? Reassurance feels loving but it can train the brain to doubt itself. What happens when children learn to tolerate uncertainty instead Bravery doesn't mean calm. It means moving forward while your nervous system is loud. Your anxiety shapes the emotional climate of your home. Not because you're failing but because nervous systems are contagious. We live in an expectation-amplified world. Unrealistic standards, social comparison, and constant input may be fueling more stress than we realize. Self-criticism keeps the cycle alive. Self-compassion may be one of the most powerful anxiety interventions for both parent and child. You don't have to eliminate anxiety all together to raise a confident child. You may need to look at whether you are protecting them from having uncomfortable feelings. Resources: Website LinkedIn Self-Compassion.org: Kristin Neff's website has many exercises, guided meditations, and other resources on mindful self-compassion Book: Anxious Kids, Anxious Parents: 7 Ways to Stop the Worry Cycle and Raise Courageous & Independent Children. By Reid Wilson and Laura Lyons
"I believe that education is all about being excited about something. Seeing passion and enthusiasm helps push an educational message. "In 2026, many parents, teachers and coaches are asking the same question. What is happening to our children?Across schools and communities, we are seeing more aggression, faster escalation of conflict, online humiliation spilling into classrooms, and young people struggling to regulate strong emotions. At the same time, childhood is now lived through screens in fast, stimulating, comparison-driven digital environments that developing brains were never designed for.In this episode, I sit down with Bryan, Head of Student Engagement, football coach, father and husband, who works with young people every day. We talk honestly about what he is seeing on the ground. Rising reactivity. Exposure to gambling culture through sport. Earlier access to drugs and alcohol. The growing pressure that boys and girls are facing in 2026. This is not a blame conversation. What does constant stimulation do to a developing brain? How does sleep loss affect impulse control? Why are some conflicts escalating so quickly? And what can parents, schools and communities actually do to help?We explore the neuroscience of regulation, the difference between character and capacity, and why connection must come before correction. Most importantly, we focus on practical steps. Strengthening sleep, protecting childhood from screens, rebuilding community boundaries, and restoring the conditions that help children thrive.Screens are not the only factor. But unregulated exposure in developing brains is not neutral. If we want safer communities, we must build stronger nervous systems. If we want resilient adults, we must protect childhood.Based on the sources, physical activity is not viewed as a reward but as essential biology that supports the nervous system and builds the capacity for frustration tolerance. The following activities and approaches are highlighted as beneficial:• Team-Based Sports with "Flow": Engaging in sports that emphasise team dynamics—like the New Zealand All Blacks' "caterpillar" model—helps students move away from individual frustration and social comparison. When a team "flows" together, they learn to communicate and work together to "fix links" when someone fails, rather than a student feeling like a "loser" when they don't personally score.• Outdoor Time: Restoring outdoor time is considered a high-leverage intervention to help regulate the nervous system. This provides a necessary break from the chronic load of digital stimulation and screens, which often depletes a student's ability to handle setbacks.• Mindful Movement and Stretching: Incorporating daily stretching can help transition the brain from a reactive state to a centred one. These "tiny habits," when done consistently, help rewire the brain for better emotional control and less reactionary behaviour.• Walking and Connection: Physical activities that facilitate conversation, such as group walks, can help students and adults alike "unpack" their day and process frustrations through connection rather than isolation.• Competitive Play with Resilience Modelling: While competitive sports like football or rugby league can be sources of frustration, they serve as a training ground for resilience if adults model how to "bounce back" after a loss rather than blaming others.Ultimately, these activities support frustration tolerance by strengthening human capacity—including social intelligence and emotional regulation and to keepSupport the showSubscribe and support the podcast at https://www.buzzsprout.com/367319/supporters/newLearn more at www.profselenabartlett.com
On this episode of The Group of Five Guys Podcast, The GOFG break down a potential shakeup to one of college football's most sacred traditions as Army head coach Jeff Monken proposes moving the Army–Navy game to Thanksgiving week. Is it smart for exposure—or does it ruin what makes the game special? We also dive into the newly released 2026 Mountain West football schedule and what it means for conference contenders and the expanded playoff race. Plus, USA Hockey brings home gold on the international stage, and we react to a Kansas basketball player taking himself out of a game in a moment that's reigniting the “load management” debate in college sports. Tradition vs. modernization. Exposure vs. purity. And are players gaining too much autonomy—or just using the power they've finally earned? Do not miss out on another jam packed episode of The Group of Five Guys Podcast! SUBSCRIBE: https://www.youtube.com/@GroupofFiveGuys WEBSITE: http://www.groupoffiveguys.com/ MERCH: https://groupof5guys.onechaptr.com/group_of_5_guys_2-24/shop/products/all?page=1 Subscribe and follow the Group of Five Guys! @groupoffiveguys @Sprouse_68 @Tyler_J_Tipton @JMurphyLee SPONSOR THE SHOW OR BUSINESS INQUIRES: Email: groupoffiveguys@gmail.com Direct Message on Twitter: https://twitter.com/GroupOfFiveGuys #G5 #groupoffiveguys #G5Live Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Business Case for Investing in Your Integrator For years, Megan Long told entrepreneurs that hiring a Second-In-Command wasn't a revenue-generating role, that it was a long game with slow ROI, and not to expect immediate financial benefits to the business. She was wrong. New data from Second First's quarterly benchmarking reveals that companies investing in their operators and integrators are seeing an average of 28% revenue growth year over year, with a median growth of 10% and 25% reporting significant improvements in strategic alignment with their founder. While she's not claiming causation, the correlation between investing in Seconds-In-Command and high growth is impossible to ignore. Together you'll break down the four reasons why Megan thinks this is true. You'll hear all about: 00:29 - Introduction: The exciting data on what high-growth businesses (30%+ YoY) have in common 00:58 - The big reveal: Companies that invest in their second-in-command are growing significantly 01:27 - Important disclaimer: Not claiming causation, but the correlation is hard to ignore 01:33 - The actual numbers from Second First's quarterly benchmarking data 01:43 - Member company results: 28% average revenue growth, 10% median growth year over year 02:24 - Additional finding: 25% reported significant improvement in strategic alignment with their entrepreneur 02:43 - Why investment in operators has real business impact beyond just the programs themselves 02:59 - Megan's confession: "I used to get this so wrong" - the revenue-generating role misconception 03:28 - Why it's important for second-in-commands to know there's data backing up self-investment 03:53 - Reason #1: Leadership Alignment - How peer communities help operators align better with founders 04:38 - Things feel less personal, communication improves, and operators stop guessing what CEOs want 04:59 - The expensive friction that happens when CEO and COO are even slightly misaligned 05:23 - When alignment improves, speed and traction pick up (actual dollar value) 05:28 - Reason #2: Exposure to Better Ways of Doing Things - Why this is Megan's favorite 05:50 - Real hot seat example: Member manually entering data into separate systems 07:04 - Why smart people miss obvious inefficiencies: being "snow blind" to inherited processes 07:57 - The power of eight operators from non-competing industries questioning your normal 08:33 - A great peer group forces you to ask: "Is this actually the best way?" 08:45 - Reason #3: Confirmation - Second-in-command decisions live in gray areas 09:06 - When you operate in a vacuum, self-doubt and second-guessing creep in 09:22 - The incredible value of hearing "Yes, we would approach it the same way" 10:11 - Real example: 200%+ annualized turnover and trusting your gut that something's wrong 11:01 - How confidence creates a ripple effect: faster decisions, better leadership 11:08 - Reason #4: Reducing Risk of Entrepreneur Burnout - The opposite scenario without investment 11:39 - Growth ceiling when entrepreneur becomes the answer to every question 12:05 - Study findings: Weak partnerships lead to early exits; strong partnerships keep founders committed 12:19 - The shift: From "I don't know what to do" to "Here are three solutions from my peer group" 12:57 - When entrepreneurs start saying "Go ask your peer group" - that's a resourced operator 13:30 - Breaking the "selfish" narrative around investing in yourself as an executive 14:00 - Proven ROI on business growth by investing in your second-in-command role 14:22 - Final message: You deserve the same investment your CEO gets, and you deserve people who get it Rate, review & follow on Apple Podcasts Click Here to Listen! OR WATCH ON YOUTUBE If you haven't already done so, follow the podcast to make sure you never miss a value-packed episode. Links mentioned in the episode: Second First Membership Second First One-on-One Coaching Second First on Instagram Second First on LinkedIn Megan Long on LinkedIn
In this episode, I walk you step-by-step through how to build your own exposure and response prevention (ERP) plan so you can start breaking the OCD and anxiety cycle with clarity, courage, and compassion.
What happens when three multimillion-dollar entrepreneurs with over $40M combined earned come together to teach you the fastest path to your first million?In this explosive Inside the Vault episode, Ash Cash sits down with Darius Benders, Smitty the Goat, and Dion Coop — three industry leaders who have each created millionaires, mastered AI, built digital empires, and generated life-changing results for thousands of students.They break down:
America Out Loud PULSE with Dr. Vaughn & Dr. Tankersley – Of the 25 top industries in the country, recent polls now have PHARMA as 24th and the healthcare industry as 23rd, both barely exceeding the federal government at the bottom of the list. The solution to almost all of these issues is always the same- returning to a foundational trust in the eternal truths...
Is “exposure ministry” biblical or just Christian gossip? In this episode of Remnant Radio, we dig into what the New Testament actually says about exposing sin, calling out false teachers, and practicing church discipline, and we ask the hard question: when does discernment become destruction of the body of Christ?We walk through passages like Ephesians 5, Matthew 18, and 1 Timothy 5 and explore: when does the Bible command us to bring things into the light, who is responsible to confront it, and what is the end goal—repentance, restoration, and protection of the flock, or outrage and entertainment? If you've ever wondered whether calling out false teachers online is a prophetic assignment or a fleshly hobby, this episode will help you think biblically and critically.0:00 – Introduction0:47 – Exposure vs Coverup Culture4:42 – Biblical Theology Exposure Ministry11:15 – Leaders Accountable Biblical Law14:38 – Elders Duty Investigating Sin18:04 – Communal Responsibility21:14 – Culpability Remaining Silent 32:48 – Prophets Confronting Institutional Power36:40 – Misapplying Matthew 18 Rebukes39:13 – John the Baptist Public Rebukes43:15 – Jesus Correcting Pharisees Publicly52:08 – Paul Rebuking Peter 54:57 – Protecting the Flock 59:17 – Defining Slander 106:04 – Navigating Unhealthy Church Cultures115:14 – Closing Subscribe to The Remnant Radio newsletter and receive our FREE introduction to spiritual gifts eBook. Plus, get access to: discounts, news about upcoming shows, courses and conferences - and more. Subscribe now at TheRemnantRadio.com. Support the showABOUT THE REMNANT RADIO:
Brake Check Live, we break down three developments every carrier should be watching closely. FMCSA has issued mandatory directives surrounding non-domiciled CDLs ... a move designed to restore licensing integrity, but one that could reshape compliance exposure overnight. At the same time, the insurance market continues to reveal cracks in what was once considered trucking's last failsafe. Are carriers being judged by performance ... or by association? And finally, federal authorities have launched a multi-state sting targeting sham CDL training operations. If training has been scaled without accountability, what does that mean for sustainable safety? Joining the panel: Rob Carpenter Brandon Wiseman Truck Safe Consulting This is not a recap of headlines. This is a drivers lived experience, carrier-focused breakdown of risk, liability, and operational consequences. Brake Check is the industry wake-up call. Follow the Brake Check Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
In this Health Moonshot Update, StartUp Health community member Justin Ayars of EqualityMD explains how the company is redefining employer healthcare through a pre-insurance model designed to resolve health needs before insurance is triggered. EqualityMD delivers culturally competent virtual primary care, mental health support, urgent care, and prescription access without generating insurance claims. New research shows the platform can resolve up to 80 percent of employees' diverse health needs pre-insurance, saving employers 20 to 30 percent in health claim and administrative costs and reducing employees' out-of-pocket expenses by 40 to 70 percent. Ayars shares why traditional telehealth often increases claims volume, how claim prevention changes the cost equation, and why rethinking healthcare upstream may be key to rebuilding trust and affordability in the system. Are you ready to tell YOUR story? Members of our Health Moonshot Communities are leading startups with breakthrough technology-driven solutions for the world's biggest health challenges. Exposure in StartUp Health Media to our global audience of investors and partners – including our podcast, newsletters, journal, and YouTube channel – is a benefit of our Health Moonshot Membership. If you're mission-driven, collaborative, and ready to contribute as much as you gain, you might be the perfect fit. » Learn more and join today. Want more content like this? Sign up for StartUp Health Insider™ to get funding insights, news, and special updates delivered to your inbox.
If you've been trying to outthink your anxiety - replaying the same thoughts, searching for the perfect solution, telling yourself “once I figure this out, I'll be fine” - this episode will land.Because anxiety doesn't just live in your mind. It lives in your body. And when you try to solve a body experience with logic, you often end up feeding the spiral instead of calming it.I'm joined by Dr Jenn Rapkin (naturopathic doctor + somatic practitioner) to unpack the difference between sitting with the story (rumination, what-ifs, worst-case scenarios) and sitting with the sensation (the actual physical feeling that rises, peaks, and passes). We talk about why your thoughts don't always have your back, why “fixing” can keep anxiety alive, and the simplest way to start working with your body instead of against it.Dr Jenn Rapkin is a naturopathic doctor and somatic practitioner, and the author of The Feeling Muscle: How Felt Emotion Can Help You Sit With and Outlast Hard Feelings.(00:00) Introduction(00:59) Anxiety Lives in the Body(03:22) Sitting With Sensations(07:53) Culture Trains Emotional Avoidance(10:09) Why Feelings Set You Free(14:23) Life Is Meant to Be Hard(17:32) Acceptance Without Giving Up(18:56) Midlife Timeline Panic(21:50) Reframing Time and Possibility(26:32) Detachment Brings Ease and Joy(29:49) Social Media Fuels Comparison(31:00) Presence Over Distraction(32:58) Kids and Screen Culture(35:15) Connection Beats Tech(37:24) Why She Does This Work(40:52) OCD and Mental Health Talk(45:47) The Feeling Muscle Book(48:53) First Steps to Feelings(51:55) Exposure and Doing Hard Things(54:36) Advice and Happiness(56:40) Wrap Up and SupportGet the FREE Move Your Mind Masterclass here:go.nickbracks.com/moveyourmindAccess FREE Move Your Mind training here:https://go.moveyourmind.io/trainingConnect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.comConnect with Jenn:Website: https://drjennrapkin.com/ Hosted on Acast. See acast.com/privacy for more information.
16 years ago a chain of Chinese restaurants wanted to increase sales without changing the price. They didn't change the product. The service. The chef. The food. Instead, they changed two words on their menu and increased sales by 18%. The restaurants used the advice of today's guest on Nudge, Robert Cialdini. Today, Cialdini explains the social proof principle, sharing how changing just two words could increase your sales. --- Unlock the Nudge Vaults: https://www.nudgepodcast.com/vaults Read Cialdini's bestseller Influence: https://amzn.to/4prHb7Y Read the new and expanded Influence: https://amzn.to/43TY0jI Read Pre-Suasion: https://amzn.to/48hA6Qr Read Yes! (Containing 60 Psyc-Marketing Tips): https://amzn.to/48ddNNf Join 10,428 readers of my newsletter: https://www.nudgepodcast.com/mailing-list Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew/ --- Today's sources: Aune, R. K., & Basil, M. D. (1994). A relational-obligations approach to fund-raising: The effects of guilt and credibility appeals on compliance. Communication Research, 21(4), 486–498. Binning, K. R., Kaufmann, N., McGreevy, E. M., Fotuhi, O., Chen, S., Marshman, E., Kalender, Z. Y., Limeri, L. B., Betancur, L., & Singh, C. (2020). Changing social contexts to foster equity in college science courses: An ecological-belonging intervention. Psychological Science, 31(9), 1059–1070. Boh, W. F., & Wong, S.-S. (2015). Managers versus co-workers as referents: Comparing social influence effects on within- and outside-subsidiary knowledge sharing. Organizational Behavior and Human Decision Processes, 126, 1–17. Borman, G. D., Rozek, C. S., Hanselman, P., & Destin, M. (2019). Reappraising academic and social adversity improves middle school students' academic achievement, behavior, and well-being. Proceedings of the National Academy of Sciences of the United States of America, 116(33), 16286–16291. Cai, H., Chen, Y., & Fang, H. (2009). Observational learning: Evidence from a randomized natural field experiment. American Economic Review, 99(3), 864–882. Frank, R. H. (2020). Under the influence: Putting peer pressure to work. Princeton University Press. Goldstein, N. J., Cialdini, R. B., & Griskevicius, V. (2008). A room with a viewpoint: Using social norms to motivate environmental conservation in hotels. Journal of Consumer Research, 35(3), 472–482. Hallsworth, M., List, J. A., Metcalfe, R. D., & Vlaev, I. (2017). The behavioralist as tax collector: Using natural field experiments to enhance tax compliance. Journal of Public Economics, 148, 14–31. Jung, J., Busching, R., & Krahé, B. (2019). Catching aggression from one's peers: A longitudinal and multilevel analysis. Social and Personality Psychology Compass, 13(4), e12440. Linder, J. A., Meeker, D., Fox, C. R., Friedberg, M. W., Persell, S. D., Goldstein, N. J., Knight, T. K., Hay, J. W., & Doctor, J. N. (2017). Durability of benefits of behavioral interventions on inappropriate antibiotic prescribing in primary care: Follow-up from a cluster randomized clinical trial. JAMA, 318(14), 1391–1392. Meeker, D., Linder, J. A., Fox, C. R., Friedberg, M. W., Persell, S. D., Goldstein, N. J., Knight, T. K., Hay, J. W., & Doctor, J. N. (2016). Effect of behavioral interventions on inappropriate antibiotic prescribing among primary care practices: A randomized clinical trial. JAMA, 315(6), 562–570. Murrar, S., Campbell, M. R., & Brauer, M. (2020). Exposure to peers' pro-diversity attitudes increases inclusion and reduces the achievement gap. Nature Human Behaviour, 4(9), 889–897. Nolan, J. M. (2021). Social norm interventions as a tool for pro-climate change. Current Opinion in Psychology, 42, 120–125. Peterson, R. A., Kim, Y., & Jeong, J. (2020). Out-of-stock, sold out, or unavailable? Framing a product outage in online retailing. Psychology & Marketing, 37(4), 535–547.
You can find early and ad-free episodes, production scripts, commentary tracks, blooper reels, livestreams with the creators, and much more, at The Penumbra Podcast: SPECIAL EDITION.Can't Tear My Eyes From You, Chapter 16: Cutthroat.A nature hike turns violent.Cast:Marge Dunn as Raine Randolph and MaryAmanda Egbu as Georgia WhittakerJosephine Moshiri Elwood as Valentina RideTooky Kavanagh as The AlgorithmQuinn McKenzie as Capote WhittakerMelody Perera as Anouk KalharaStefano Perti as Dennis Lang and JoeStewart Evan Smith as Taylor KelleyAlexander Stravinski as The Host and Abraham(Trigger warnings can be found at the bottom of this episode description and at the end of the transcript.)-------You can find all of our transcripts here. Transcripts will come out along with the public release of the episode and include all required SFX attributions.On staff at the Penumbra:Ginny D'Angelo -- Head of OperationsMelissa DeJesus -- Script editing teamHarley Takagi Kaner -- Co-creator, Head of Episode Development, Director, Sound designerGrahame Turner -- Script editing teamKevin Vibert -- Co-creator, Head of Operations, Lead writerRyan Vibert -- Composer and performer of original musicJeff Wright -- Graphic designer--------TRIGGER WARNINGS:-Physical and bodily trauma-Choking and suffocating noises-Violence and threats of violence-Implied cruelty towards animals-Hypnosis, mind control-Unwanted sexual advances-Insects, slugs, etcetera-Vomit and sounds resembling vomiting-Abuse of power/control-Illness-Death-Sudden loud noises-Use of weaponry-Exposure, being lost in wilderness-Domestic argument and struggle-Fire and explosives-StalkingPlease consider supporting our ability to continue making this show! We're independent and rely on your funding to buy the time and talent to write, direct, compose, product, act, and so much more for this show. You can find us at:thepenumbrapodcast.supercast.comor patreon.com/thepenumbrapodcast Hosted on Acast. See acast.com/privacy for more information.