Podcasts about ASB

This week open banking officially went live for customers of the big four banks. That's ANZ, ASB, BNZ & Westpac. If you bank elsewhere your bank might not have enabled it quite yet. But exactly what is open banking? And how will it make a difference to you? To find out, Jesse is joined by Josh Daniell from open banking company Akahu.

It probably came out on the wrong day to get the coverage it deserved, but one of the last pieces in the economic turnaround told us we are basically there. Consumer confidence is back, up six points to 98. It needs to be 100 or more for expansion, but it's the highest figure since June and backs the business confidence, which last week was up a lot. Business comes first because they see the turnaround on sales. The spending numbers back that up because they are pretty real time and then you get confidence as a follow up, given although we are spending, some may not want to admit it may still feel like they are in a bit of a funk. But add it all together and the conclusion is inescapable. You can also add the ASB housing numbers if you want. Confidence in the housing market is at a 15-year high. Why? Because it's almost perfect – good supply, cheap money, but most importantly we seemed to have crossed the psychological barrier and given ourselves permission to start to feel good again. The irony is the growth that drives all this might just have been there all along. We get the Q3 GDP number later this month with Infometrics suggesting it is 0.9%. Add that to the rest of the year and we are well above the growth line. Not that a lot of the commentary has backed that up. Which is not to say some still do it tough. It's not to say it's the boom times. It's just to say there comes a point where the facts, figures and evidence can no longer be denied. Here is my next prediction: as a result of all this, 2026 might well be a very good year indeed. That's based on the idea that economies are about psychologies. Yes, they are about fundamentals but if the fundamentals are in place, then the next thing you look for is mood. And given the mood has been so repressed, when we decide to take the handbrake off there might just be no stopping us. As I said last week don't underestimate the Reserve Bank and the finality of their cut. They said this was it, they they've done their job, we are free to go and enjoy our lives. For those waiting and dilly-dallying, that was what they were waiting for. The next confidence survey will be over 100 and that will be the start of a trend for the year ahead. Remember where you heard it first. See omnystudio.com/listener for privacy information.

What does the Reserve Bank's Official Cash Rate (OCR) mean for your mortgage, savings, and investment decisions? Nigel Grant (Head of Wealth Products, ASB) is joined by Chris Tennent-Brown (Senior Economist, ASB) and Manu Batra (Head of Home Lending Products, ASB) to unpack the latest OCR decision and what it means for Kiwi borrowers and savers. They break down why mortgage rates don't always move in step with the OCR, and how to balance lending and savings strategies as market conditions evolve.

Goof to ASB still good?

Investor confidence is picking up from last quarter's post-Covid lows, but sentiment remains split. In this episode, Nigel Grant (Head of Wealth Products, ASB) and Chris Tennent-Brown (Senior Economist, ASB) dig into the latest ASB Investor Confidence Survey results for Q3 2025 to explore what's making some regions and groups more optimistic than others. They discuss the factors driving investor confidence and decision-making - from global headline events to local influences like the price of milk - and why more people are looking beyond property to investment options such as shares, managed funds, and KiwiSaver.

When interest rates ease, what's the smartest way to put your extra cash to work - pay down the mortgage, invest, or a mix of both? In this episode, Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Distribution, ASB) unpack the trade-offs between reducing debt and growing your investments. They share practical insights on finding the right balance for your financial goals and highlight common pitfalls to watch out for.

The boss of our largest bank says its latest rise in profit doesn't tell the full story. ANZ New Zealand's annual profit has reached a new record high of $2.53 billion – up 21% on last year. That compares to a 13% rise for Westpac and no major change for BNZ and ASB. But Chief Executive Antonia Watson told Mike Hosking when you exclude the bank's hedging investments, cash profit isn't rising nearly as fast. She says that headline growth in a cost of living crisis is very uncomfortable, but underlying profit is only up 4%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by Kirk Hope (CEO, Financial Services Council) to unpack what the latest FSC Money & You report reveals about Gen Z's behaviour and attitudes towards money and debt. They discuss why financial confidence is slipping, how cost-of-living pressures are shaping decisions, and take a closer look at the support landscape for young New Zealanders.

Fonterra's farmer shareholders should get a decent payout from the sale of consumer brands like Anchor and Mainland. They've overwhelmingly voted for a $4.2 billion dollar sale to French company, Lactalis. ASB economists predict the sale will deliver a tax-free capital return of $3.2 billion - or $400,000 per farmer. Chief executive Miles Hurrell says that's close, with a wide spectrum of farm sizes. "Everyone will get their own cash in time accordingly, but yeah, $2 tax-free per share is a decent wedge of cash for most farmers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Interest rates have dropped significantly, so many New Zealanders are reconsidering their savings strategies. Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Advisory, ASB) discuss what a slowing economy and lower rates mean for savers with maturing term deposits. They offer practical guidance on aligning your savings and investment decisions with both short and long-term goals, helping you chart your next steps with confidence.

Fonterra's farmer shareholders should get a decent payout from the sale of consumer brands like Anchor and Mainland. They've overwhelmingly voted for a $4.2 billion dollar sale to French company, Lactalis. ASB economists predict the sale will deliver a tax-free capital return of $3.2 billion - or $400,000 per farmer. Chief executive Miles Hurrell says that's close, with a wide spectrum of farm sizes. "Everyone will get their own cash in time accordingly, but yeah, $2 tax-free per share is a decent wedge of cash for most farmers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

An economist says it's not just farmers who will benefit from Fonterra's sale of its consumer brands. ASB's chief economist Nick Tuffley spoke to Corin Dann.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. ASB Chief Economist Nick Tuffley says they estimate around 60 percent of shareholding farms could receive at least 200-thousand dollars. He says the likely pay out would happen in the first half of next year, so after then, the impacts on farm investments or consumer spending would be seen. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. Forsyth Barr Senior Analyst Matt Montgomerie shares his thoughts. See omnystudio.com/listener for privacy information.

On the Early Edition with Ryan Bridge Full Show Podcast Friday 24th of October 2025, the mega strikes have been and gone, Deputy Prime Minister and Associate Health and Education Minister David Seymour tells Ryan what happens next. Nick Bewley has this scoop on this weekend's all-southern NPC final. A new ASB report out this morning says Fonterra's plan to sell its retail brands could unlock $4.5 billion in extra spending across the economy, Forsyth Barr Senior analyst, Matt Montgomerie shares his thoughts. Plus, UK Correspondent Vincent McAviney has the latest on Zelensky in Brussels and King Charles becoming the first head of the Church of England to pray publicly with the Pope. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. ASB Chief Economist Nick Tuffley says they estimate around 60 percent of shareholding farms could receive at least 200-thousand dollars. He says the likely pay out would happen in the first half of next year, so after then, the impacts on farm investments or consumer spending would be seen. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by Frank Jasper (Chief Investment Officer, ASB) and Will Porter (Investment Strategist, BlackRock) to discuss this year's strategic asset allocation updates for ASB portfolios. They unpack the five-year market outlook, explain the strategic asset allocation process, and share the key changes we've made to help your investments stay resilient and ready to capture opportunities in a changing environment. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 17/10/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

A multi-million-dollar class action against ANZ New Zealand over historic disclosure obligations looks likely to go ahead. ASB earlier this month settled its part in the four-year class action for $135.6 million - without conceding liability or wrongdoing. ANZ Chief Executive Antonia Watson has voiced disappointment with the development. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A multi-million-dollar class action against ANZ New Zealand over historic disclosure obligations looks likely to go ahead. ASB earlier this month settled its part in the four-year class action for $135.6 million - without conceding liability or wrongdoing. ANZ Chief Executive Antonia Watson has voiced disappointment with the development. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by friend of the podcast Chris Tennent-Brown (Senior Economist, ASB) to unpack the Reserve Bank's latest OCR decision. Together, they break down how changes to the OCR influence mortgage and term deposit rates, why rates don't always move in step, and what it all means for your financial strategy in today's changing rate environment.

ASB recently agreed to pay $135.6 million to settle a class action for allegedly breaching the Credit Contracts and Consumer Finance Act. ANZ has refused to settle, and it's prompted concerns over recent proposed banking reforms are at risk. Banking Reform Coalition convener Kent Duston explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Economists are split on how far the Reserve Bank will go with slashing the Official Cash Rate. The central bank will reveal its latest monetary policy decision this afternoon. There are strong expectations of a cut from three percent, but debate over its size. ANZ says a 25 basis point cut could be strategic at this point in the cycle, with the OCR near its bottom. But ASB Chief Economist Nick Tuffley told Mike Hosking he favours a 50 basis point cut. He says you can make a case either way, but he thinks it's time to give it a firmer nudge than what we've seen recently. LISTEN ABOVE See omnystudio.com/listener for privacy information.

ASB has agreed to pay $135.6 million to settle a class action after it was accused of breaching its disclosure obligations under the Credit Contracts and Consumer Finance Act. The case against ASB alleged failures to provide compliant written disclosure of loan variations to a significant number of customers. ANZ is still hanging on as the remaining defendant of the class action. Scott Russell, the lawyer representing bank customers in the class action, says the lawsuit against ANZ hasn't been dropped. "We remain fully committed to our claim against ANZ...ANZ customers deserve a positive outcome similar to that." LISTEN ABOVESee omnystudio.com/listener for privacy information.

On the Heather du Plessis-Allan Drive Full Show Podcast for Tuesday, 7 October 2025, Palestine protestor Acacia O'Connor says she doesn't regret making Winston Peters' home address public, despite a person smashing his window as a result. Canterbury District Commander Superintendent Tony Hill wins his bet with Heather - and calls off a restructure of rural police. Lawyers of a class action lawsuit against ANZ are calling on the Government to walk back retrospective banking reform. It comes after ASB agreed to settle their own dispute for more than $135 million . Former All Black Mils Muliaina has joined the Auckland Business Chamber to become its first Pasifika director - he tells Heather about the Pasifika economy. Plus, the Huddle debates whether we should cut the number of elected local body politicians after news that 1 in 7 candidates will get the job unopposed. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The amount is less than half of the $300 million initially offered to ASB to settle in July. However, the final settlement is still subject to court approval.

Chris Tennent-Brown (Wealth Senior Economist, ASB) takes the mic for a solo mini episode, unpacking the headlines that matter most to Kiwi investors. From the Government's fiscal strategy and boardroom sentiment to Reserve Bank moves and market implications, he breaks down what's really going on, and what it means for your portfolio. With interest rate cuts on the horizon and uncertainty still in play, this episode offers timely insights to help investors stay focused and confident in their strategy.

Conventional wisdom is that safeguarding humanity from the worst biological risks — microbes optimised to kill as many as possible — is difficult bordering on impossible, making bioweapons humanity's single greatest vulnerability. Andrew Snyder-Beattie thinks conventional wisdom could be wrong.Andrew's job at Open Philanthropy is to spend hundreds of millions of dollars to protect as much of humanity as possible in the worst-case scenarios — those with fatality rates near 100% and the collapse of technological civilisation a live possibility.Video, full transcript, and links to learn more: https://80k.info/asbAs Andrew lays out, there are several ways this could happen, including:A national bioweapons programme gone wrong, in particular Russia or North KoreaAI advances making it easier for terrorists or a rogue AI to release highly engineered pathogensMirror bacteria that can evade the immune systems of not only humans, but many animals and potentially plants as wellMost efforts to combat these extreme biorisks have focused on either prevention or new high-tech countermeasures. But prevention may well fail, and high-tech approaches can't scale to protect billions when, with no sane people willing to leave their home, we're just weeks from economic collapse.So Andrew and his biosecurity research team at Open Philanthropy have been seeking an alternative approach. They're proposing a four-stage plan using simple technology that could save most people, and is cheap enough it can be prepared without government support. Andrew is hiring for a range of roles to make it happen — from manufacturing and logistics experts to global health specialists to policymakers and other ambitious entrepreneurs — as well as programme associates to join Open Philanthropy's biosecurity team (apply by October 20!).Fundamentally, organisms so small have no way to penetrate physical barriers or shield themselves from UV, heat, or chemical poisons. We now know how to make highly effective ‘elastomeric' face masks that cost $10, can sit in storage for 20 years, and can be used for six months straight without changing the filter. Any rich country could trivially stockpile enough to cover all essential workers.People can't wear masks 24/7, but fortunately propylene glycol — already found in vapes and smoke machines — is astonishingly good at killing microbes in the air. And, being a common chemical input, industry already produces enough of the stuff to cover every indoor space we need at all times.Add to this the wastewater monitoring and metagenomic sequencing that will detect the most dangerous pathogens before they have a chance to wreak havoc, and we might just buy ourselves enough time to develop the cure we'll need to come out alive.Has everyone been wrong, and biology is actually defence dominant rather than offence dominant? Is this plan crazy — or so crazy it just might work?That's what host Rob Wiblin and Andrew Snyder-Beattie explore in this in-depth conversation.What did you think of the episode? https://forms.gle/66Hw5spgnV3eVWXa6Chapters:Cold open (00:00:00)Who's Andrew Snyder-Beattie? (00:01:23)It could get really bad (00:01:57)The worst-case scenario: mirror bacteria (00:08:58)To actually work, a solution has to be low-tech (00:17:40)Why ASB works on biorisks rather than AI (00:20:37)Plan A is prevention. But it might not work. (00:24:48)The “four pillars” plan (00:30:36)ASB is hiring now to make this happen (00:32:22)Everyone was wrong: biorisks are defence dominant in the limit (00:34:22)Pillar 1: A wall between the virus and your lungs (00:39:33)Pillar 2: Biohardening buildings (00:54:57)Pillar 3: Immediately detecting the pandemic (01:13:57)Pillar 4: A cure (01:27:14)The plan's biggest weaknesses (01:38:35)If it's so good, why are you the only group to suggest it? (01:43:04)Would chaos and conflict make this impossible to pull off? (01:45:08)Would rogue AI make bioweapons? Would other AIs save us? (01:50:05)We can feed the world even if all the plants die (01:56:08)Could a bioweapon make the Earth uninhabitable? (02:05:06)Many open roles to solve bio-extinction — and you don't necessarily need a biology background (02:07:34)Career mistakes ASB thinks are common (02:16:19)How to protect yourself and your family (02:28:21)This episode was recorded on August 12, 2025Video editing: Simon Monsour and Luke MonsourAudio engineering: Milo McGuire, Simon Monsour, and Dominic ArmstrongMusic: CORBITCamera operator: Jake MorrisCoordination, transcriptions, and web: Katy Moore

In this episode, Nigel Grant (Head of Wealth Product, ASB) welcomes Ben Powell (Chief Investment Strategist for APAC & Middle East, BlackRock Investment Institute) for a wide-angle look at the global investment landscape. They unpack BlackRock's 2025 Midyear Global Outlook, diving into the shifting macro anchors and the “mega forces” driving long-term change. Ben shares where he sees opportunity in today's complex environment - and what it means for investors planning ahead. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 18/09/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

ASB best in NFL?

ASB Senior Economist Chris Tennent-Brown joins host Nigel Grant (Head of Wealth Product, ASB) to unpack the latest ASB Investor Confidence Survey results for Q2 2025. They explore why investor confidence has dipped to its lowest level since the COVID-19 pandemic, and examine trends in demographic and regional sentiment. With signs that the worst of the slowdown is behind us, they discuss the economic outlook and offer timely insights and practical strategies for investors navigating today's uncertain and volatile environment.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Steve Cooper (CFO & COO, Parkable) and Lee Marshall (Managing Partner, Hunter Campbell) to unpack the latest Mood of the CFO report. They discuss the realities of New Zealand's two-speed economy, the economic outlook, and the policy changes CFOs are calling for. The conversation explores how finance leaders are navigating macroeconomic uncertainty, the rise of AI and technology in finance, and the ongoing challenges of talent and succession planning. Tune in for insights on board dynamics and the key issues shaping New Zealand's finance community in 2025.

Adult Spelling Bee 2 round-robin GAME 2 featured a couple ASB newcomers vying for a spot in the grand finale! Benjamin Karstad squares off against Ryan Walsh!

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Jim Renitsky (Senior Growth Consultant, BlackRock Business Consulting) to discuss how emotions like fear and envy can derail smart investment decisions. From Isaac Newton's costly mistake to Olympic medal psychology, this episode explores why discipline, not timing, drives long-term success. Plus, why minimising losses is often more powerful than chasing big gains, and how working with a financial advisor can help you stay the course. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 31/07/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Chris Tennent-Brown (Senior Economist, ASB) for a mid-year check-in on the New Zealand economy. They unpack the Reserve Bank's latest OCR decision, inflation and labour market dynamics, and housing market developments. With a wave of mortgage refixes on the horizon and global uncertainty still in play, Chris shares insights on what could drive further OCR easing, how households and businesses are responding, and what investors should consider in the months ahead.

Kiwis have racked up more than a billion dollars in green loans for energy efficient items like EVs, solar panels, and heat pumps. BNZ, ASB, and ANZ all lend up to $80 thousand on a 1% interest rate over three years. Massey University Banking Expert Claire Matthews says these are small loans, meaning the banks are pumping them out, while not actually lending a huge amount. She told Mike Hosking customers still have to go through the same process as loans with higher interest rates, and go through affordability checks. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The World Health Organization and the World Meteorological Organization say "urgent action" is needed to protect workers from heat stress in a warming world. As B.C. continues to navigate more extreme heat in the coming days, advocates are raising awareness about working conditions in hot weather. Dr. Melissa Lem, a family physician and president of the Canadian Association of Physicians for the Environment, joins the show to discuss heat stress and how to best protect workers.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Chantal Giles (Managing Director, BlackRock) for a candid conversation on how women are reshaping the financial landscape. They discuss the trends, challenges and opportunities facing women as they grow and manage wealth. From financial literacy to investment behaviours, Chantal shares personal reflections and practical tips as they unpack what is changing and what still needs to. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 20/08/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

Can reading the news make you richer? Dr Justin J. Case (Finance Lecturer, University of Auckland) joins host Nigel Grant (Head of Wealth Product, ASB) to discuss his co-authored study which uncovers the Wall Street Journal as a novel way to forecast stock market volatility—more accurately than traditional methods. They explore why forecasting matters and how this research could reshape investing.

It's good news for ASB.

Munaf Manji and Griffin Warner break down MLB betting for Friday.

Munaf Manji and Griffin Warner break down MLB betting for Friday.

Last year's recession is still being felt in the job market. Stats NZ data —due out this morning— is expected to show unemployment reached a nine-year high of 5.3% in the June quarter. The economy's been back in growth since the latter part of last year. But ASB Senior Economist Mark Smith told Mike Hosking the economy has lost about 40,000 jobs since the late 2023 peak. More full-time roles have been lost than part time, he explained, and the labour market is getting that much weaker. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Apply to join us as a co-host! https://astrosoundbites.com/recruiting-2025   This week, Shashank, Cole and Cormac discuss a concept that has come up on many an ASB episode past: Bayesian statistics. They start by trying to wrap our heads around what a probability really means. Cole introduces us to a recent and attention-grabbing paper on a potential biosignature in the atmosphere of an exoplanet, with lots of statistics along the way. Then, Cormac brings up some counterpoints to this detection. They debate what it would take—statistically and scientifically—for a detection of biosignatures to cross the line from intriguing to compelling.   New Constraints on DMS and DMDS in the Atmosphere of K2-18 b from JWST MIRI https://iopscience.iop.org/article/10.3847/2041-8213/adc1c8   Are there Spectral Features in the MIRI/LRS Transmission Spectrum of K2-18b? https://arxiv.org/abs/2504.15916   Insufficient evidence for DMS and DMDS in the atmosphere of K2-18 b. From a joint analysis of JWST NIRISS, NIRSpec, and MIRI observations https://arxiv.org/abs/2505.13407   Space Sound: https://www.youtube.com/watch?v=hGdk49LRB14

Andrew is the CEO of the NZGBC and in this episode we hear about the work they do as well as find out more about his life story.  I learned a lot about the way that homes are measured through the Homestar rating and the important work that the New Zealand Green Building Council - and its 700 members - are doing in this area.   NZGBC Website is here  Andrew also shared this Real-world success stories: Explore how other developers are leveraging Homestar to deliver high-performance homes: Homestar Case Studies    Design support: The Homestar Design Guide offers practical strategies for achieving certification, including moisture control, thermal envelope design, and energy efficiency. The financial upsides of energy efficiency healthy homes A recent Infometrics report shows that homes built to 6 Homestar can save homeowners over $62,000 - $99,000 in electricity and mortgage interest. These savings are driven by lower energy bills and access to discounted mortgage that ANZ's Healthy Home Loan provides. Developers or builders can save hundreds of thousands of dollars. The following banks provide significantly lower interest development finance for Homestar homes; ANZ, ASB, BNZ, Kiwibank and Westpac  The Circle: Careers With Impact book is here https://theseeds.nz/articles/the-circle-careers-with-impact/  For more episodes visit www.theseeds.nz   

if there was any doubt before the ASB, there's absolutely no doubt now that Cal Raleigh is a bonafide star. In this short and sweet episode, I highlight what Mariners players had 'black ink' in the first half, talk about Cal for a bit, mention a couple other trade targets, and then I ask some key questions about the team headed into the final 40% of the season. Thanks for listening!Twitter - @chaosball1977Email - mschaosball@gmail.com

Grant reacts to one of the better All Star Games in recent memory- including the ASB, swing-off, and Miz performance. Nyzier Fourqurean is denied eligibilty for a 5th year- Zach helps break it down. Scott Grodsky joins at 5:30 to talk Brewers first half and Packers camp.See omnystudio.com/listener for privacy information.

There are concerns a class action lawsuit against two of our biggest banks will be undermined by a law change going through Parliament. 

It was a spectacular weekend for President Trump and his agenda. The big, beautiful bill has passed and been signed into law. As B-2 bombers flew over the White House, President Trump made it official on the 4th of July. It was Jd Vance that put the tying vote over in the Senate to pass the bill 51-50. Senator Eric Schmitt is here with us to discuss the big, beautiful bill and what it means for Americans. American families can expect to see an extra $10,000 in take-home pay each year, no tax on tips, no tax on overtime and no tax on Social Security. Senator Schmitt walks us through the OBBB, including finishing the border wall, permanent tax cuts and changes in Medicaid. The bill will help to reduce the deficit as the reconciliation package takes effect, the growth of the U.S. economy, new trade deals and revenue coming in from tariffs. Long time New Yorkers and Republican candidate Curtis Sliwa is ready to take the fight to Democratic frontrunner Zohran Mamdani in NYC. As the only Republican on the ballot, Sliwa is leading the cause for no-kill shelters in New York, reducing the cost of living, actually stopping and fighting crime and saving the city from Socialism. Featuring: Senator Eric Schmitt U.S. Senator | Missouri https://www.schmitt.senate.gov/ Curtis Sliwa Republican Candidate | NYC Mayor https://www.sliwafornyc.com/ Check out Curtis campaign here: https://www.sliwafornyc.com/ Today's show is brought to you by these great sponsors Firecracker Farms Everything is better with HOT SALT. Firecracker Farms hot salt is hand crafted on their family farm with Carolina Reaper, Ghost and Trinidad Scorpion peppers. This is a balanced, deep flavor pairs perfect with your favorite foods. Whether it's eggs, steaks veggies or even your favorite beverage, Firecracker Farms hot salt is what you've been missing. Just head to https://firecracker.farm/ use code word: SEAN for a discount. Unlock the flavor in your food now! Beam For a limited time got 40% of Beam's Dream Powder. Dream Powder with Reishi, Magnesium, L-Theanine, Apigenin and Melatonin to help you fall asleep, stay asleep, and wake up refreshed. Just head to https://shopbeam.com/SPICER for 40% off. ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices