Podcasts about ASB

The ASX 200 gave back 55 points to 9026 (0.6%). US futures turned negative early and banks slid, the Big Bank Basket down to $308.21 (-1.0%). MQG also down 2.4% on concerns with private equity and fund managers. Financials generally were weaker across the board, REITs slumped too, GMG down 3.6% and VCX off 3.1% with industrials sliding. WES down 1.7%, REA off 1.8% with retail falling, JBH off 1.9% and LOV down 1.4%. Tech once again on the nose, WTC falling 5.2%, XRO down 2.9% and the All-Tech Index falling another 3.3%. In healthcare, CSL fell 3.8% on tariff news, and COH off 1.7%.In resources, BHP rose 1.3% as commodity stocks ran hard on falling USD. Lithium stocks picked up, PLS up 4.6% and MIN rising 5.0%. Gold miners powered ahead, NST up 3.4% and GMD up 5.4% with KCN rallying 8.8%. Oil and gas stocks fell, despite tensions in Iran and US snowstorms. Uranium stocks mixed, PDN down 3.8% and BOE off 3.2%.In corporate news, KGN rose 5.5% on slightly better number and an increased dividend.  LLC fell after a surprise loss. PRN tumbled 13.8% after softer numbers, ASB fell 11.0% on accounting qualifications despite record order books. IMD delivered a strong result. In economic news, mortgage demand rose 12.3% to a four-year high.Asian markets were better, China still closed, but HK up 2.3% and South Korea hitting new records. Japan closed for Emperor's Birthday.European markets opening lower on a resumption of the tariff war.Dow futures down 311 Nasdaq down 238. —Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

In this “0 and Two-ahhh” episode of The Pacers Post Up, Brad and Ryan break down the very tanky post-ASB back-to-back losses in DC to the Wizards, dropping Indy to the 2nd-worst record league-wide. Tank haters are coming out in full force, but the youth showed flashes: Jarace Walker near triple-double territory, Jay Huff's offensive outburst, Taelon Peter's career high, and Ben Sheppard's sneaky solid contributions. We talk about what can actually be taken away from these 2 games, celebrate the young guys stepping up, note the boosted top-4 pick chances, and react to Adam Silver/Shams signaling offseason anti-tanking tweaks. Apologies for the technical difficulties on this episode, but appreciate Pacers Nation hanging in there with us, as always! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send Us A Message! Let us know what you think.Is the property market officially shifting gears?In this episode of The Week in Review, Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a "higher for longer" interest rate environment.We also cover a massive win for first-home buyers as ASB joins the Kāinga Ora 5% deposit scheme with a unique lending advantage, plus a look at why the government just slashed Auckland's long-term housing targets by 400,000 homes.Key Topics Covered:Migration & Tourism: How the late-2025 rebound is setting the stage for a housing revival.First Home Buyers: Why ASB's entry into the 5% deposit scheme—and their acceptance of two boarders' income—could boost your buying power.Interest Rates: What the OCR pause at 2.25% means for your fixed-rate mortgage strategy.Auckland Zoning: The government's U-turn on Plan Change 120 and what it means for character neighbourhoods.Market Data: Cotality's February update showing flat property values and a welcome drop in rents.

The ASX 200 lost 5 points to 9081 for its first down day this week. No Freaky Friday drop! For the week, the index is up 1.8%. Banks leading the way again, the Big Bank Basket up to $311.23 (+0.9%). MQG fell 1.6% with other financials slipping again, ZIP eased 3.8% after an early rally. Insurers though firmed on a better set of numbers from QBE, up 7.1% and SUN up 1.8%.  REITs were slightly firmer, industrials slipped lower, ALL down 4.6%, WOW and COL slid, TLS off 0.6% and REA dropping 0.6%. Retail also fell led by JBH off 1.2% and GYG crashing 13.9% on results and US update. Healthcare eased back, CSL off 0.6% and COH continuing lower. PME dropped 2.1% and RMD fell 0.6%. Tech was once again back on the noise, WTC off 3.8% and XRO falling 3.7% with the All-Tech Index off %.Resources were mixed, RIO fell 3.1% on results whilst BHP held firm. Gold miners were mixed with results falling, NEM down 4.9% on numbers, GMD off 3.1% on its numbers. Lithium stocks fell, PLS down 4.6% on results, and LTR off 6.4% with results from MIN failing 5.3% to help sentiment. In the oil and gas space STO dropped 0.9% and uranium stocks were ok, PDN up 5.4% on Canadian approvals.In corporate news, ING dropped as it cut its poultry forecast. NEM off 4.9% on its results, ASB awarded a $4bn contract from the ADF and TLX jumped 14.5% as it guided higher revenues.On the economic front, nothing today, in the US, we may get the tariff ruling and we have Core PCE.In Asia, HK back from holidays, down 0.6% and Japan down 1.3%.US Futures up. DJ up 62 Nasdaq up 42—Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

As B.C. Finance Minister Brenda Bailey unveils her 2026 budget, we break it down with Global B.C. Legislative Bureau Chief Keith Baldrey. We also get the reaction of B.C. General Employees Union President, Paul Finch. Also, will Vancouver's left-leaning politicians band together to defeat Ken Sim in the next mayoral election? Learn more about your ad choices. Visit megaphone.fm/adchoices

The ASX 200 finished up 20 to 8937 (0.2%) despite the big miners falling on lower iron ore prices.  Banks pushed up slightly, NAB down 1.0% and ANZ off 3.1% with the Big Bank Basket up to $304.06 (%). Other financials were mixed, NWL rallied 3.7% and GQG up 5.5% with ZIP forging ahead up 5.5%. MQG rose 0.4%. Insurers better. Industrials were solid, WES up 1.2% with retail better as JBH rose 7.5% on better results, ALL up 2.2% and WOW and COL slightly firmer. ‘Old skool' platform stocks also doing ok, REA up 2.9% and CAR up 2.7%. Tech stocks were the standouts after a torrid week last week. WTC up 12.9% and XRO rallying 7.6% with the All-Tech Index up 4.0%. 360 rose 6.8% with CAT also doing well, up 5.1%. REITs firmed, GMG up 0.6%.In resources, the big three iron ore miners sold off as prices dipped below $100. Gold miners were bid up, GMD up 7.4% on a takeover of MAU. NEM gained 2.7% and WGX up 1.4%. Lithium stocks slightly firmer. VUL up 3.1%.  Oil and gas stocks rose, uranium stocks glowed hotter, PDN up 1.4% and BMN up 4.6%.In corporate news, TWE fell 5.2% after a disappointing result and a cut of the dividend. JBH rose 7.5% on a beat. ASB jumped 19.5% after a disastrous day Friday, QUB rose 3.3% after Macquarie went binding on its takeover at 520c. A2M creamed it up 6.8% after a better second half and ANN bounced 3.8% on cost cutting effort paying off.Nothing on the economic front.US Futures up slightly in birthday celebrations.—Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Todayhttp://bit.ly/mt-trial-podcastJoin Marcus TodayUse code MTPODCAST for 10% offhttp://bit.ly/mt-join-podcast-offerMT20 – Managed ETF PortfolioA professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing.http://bit.ly/mt20-podcastPrinciples – How We Think About InvestingA short video series on timing, behaviour, and decision-making. No stock tips.http://bit.ly/mt-principles-podcast—DisclaimerThis podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The RBNZ's OCR decision lands Wednesday, 18 February, and it's expected to hold at 2.25%. The deeper truth? Australian banks (ANZ, ASB, BNZ, Westpac) dominate New Zealand's mortgage market, influence media and politics, and shape house prices and the economy at large. With fragile recovery signs amid persistent inflation, will their pursuit of wider margins on “safe” lending tip us toward Japanese-style housing stagnation? Rupert Carlyon of kōura Wealth joins to discuss.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth.Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsOnline courses:Take the free, 5-part online course Crypto 101: Crypto with ConfidenceGet Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.www.radicalinvestment.co.nz________________________Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

The ASX 200 lived up to its new Friday ‘free fall' and dropped 126 points to 8925 (1.4%). Friday the 13th. Banks gave back some ground today as WBC delivered numbers in line. The Big Bank Basket drooped to $303.62(-1.0%). ANZ continued 1.3% higher on broker upgrades. Financials were sold down again, HUB off 4.1% and MQG falling 0.9% with GQG bucking the trend on better-than-expected results. ZIP fell hard as a tech stock should, down 8.5%. Insurers eased back. IAG the exception after results, up 1.0%. REITs were slightly firmer, GMG rallied 2.4% and SCG up 1.6%. Healthcare back in A&E with RMD down another % and CSL slipping 1.4%. COH fell 18.9% on results hitting deaf ears, as it downgraded guidance. Industrials were a sea of red, SGH off 2.7%, QAN down 1.2% and ALL down 5.0%. Utilities found friends on defensive buying. Technology stocks once again sold back into the bronze age, WTC down 10.4% and XRO falling 4.5%. The All-Tech Index losing another 4.7%.Resources were also a sea of red, gold miners slid with NST off 3.5% and EVN giving 3.7% back. BHP down 1.8% on lower copper pricing, RIO holding firm and lithium stocks depressed. Energy stocks needing a boost, WDS down 2.1% and uranium seeing some fallout.In corporate news, the bid for WJL came undone, the stock dropping 25.2%. NCK punished on LFL sales miss, down 22.2% %, ASB sunk 22.8% after some double counting revealed after the close last night.In economic news, CBA says the neutral cash rate is now 3.6%. Pretty much the same as inflation, so that is easy to work out then. Australian households were in spending mode over summer. The latest CommBank Household Spending Insights Index shows spending rose 0.5%in January, marking 16 consecutive months of growth.Standard Chartered warned of further bitcoin weakness and the largest US crypto exchange swung to a loss in the fourth quarter.US futures Dow down 20 and Nasdaq down 10.—Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Todayhttp://bit.ly/mt-trial-podcastJoin Marcus TodayUse code MTPODCAST for 10% offhttp://bit.ly/mt-join-podcast-offerMT20 – Managed ETF PortfolioA professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing.http://bit.ly/mt20-podcastPrinciples – How We Think About InvestingA short video series on timing, behaviour, and decision-making. No stock tips.http://bit.ly/mt-principles-podcast—DisclaimerThis podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The Finance Minister's rejecting an accusation it's using Covid as an election tactic. Nicola Willis announced an independent review this year of the monetary policy the Reserve Bank delivered during the pandemic. It'll be released just weeks before the election, and Labour's Chris Hipkins claims the Government's aiming to revive pandemic conspiracies. Willis told Mike Hosking she suspects it wouldn't have mattered what the timing is, the reaction would've been the same – their political opponents saying they shouldn't be asking these questions. But she says when the Reserve Bank did its own review, the results showed there hasn't been enough examination into their decisions. The Finance Minister is also insisting she's keeping an eye on the banking space as ASB reports higher margins. The bank saw modest growth in the second half of last year, reporting a net profit of $765 million. Its net interest margins ticked up six basis points to 2.35%. Willis says told Hosking more people are already looking for better banking deals, and she's working to improve competition. She says she's comparing our regime internationally, especially with the banks' Australian counterparts, and looking at whether we're getting our settings right. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the latest Pickaxe and Roll, Ryan Blackburn discusses the MVP race between Nikola Jokic and Shai-Gilgeous-Alexander that still has life despite Jokic's absence. He breaks down Jokic's chances to catch SGA, what's next for David Adelman and Nuggets post ASB, and previews tonight's matchup vs James Harden and Donovan Mitchell. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New jobs data out today spells worry for New Zealand’s economy. The unemployment rate was 5.4% in the December 2025 quarter – the highest since September 2015. Most banks had expected unemployment to hold steady at 5.3%, ASB was a bit more bullish picking 5.2%. It means 165,000 people were unemployed last quarter – a quarterly increase of 5,000 people... But, what does it all mean? What sectors are struggling? And can the government keep calling it all the “mess they inherited”? Today on The Front Page, NZ Herald business editor at large, Liam Dann, is with us to dive into the data. Follow The Front Page on iHeartRadio, Apple Podcasts, Spotify or wherever you get your podcasts. You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network. Host: Chelsea DanielsEditor/Producer: Richard MartinProducer: Jane YeeSee omnystudio.com/listener for privacy information.

Economists are divided on whether unemployment is finally starting to fall. Stats NZ is releasing its latest employment update at 10.45. Economic conditions are improving, but that's also prompting more people to re-join the labour market. Most bank economists expect the unemployment rate to remain unchanged from three months ago at an historically high 5.3%, but ASB economists think it will fall slightly to 5.2% – the first fall in unemployment in four years. Senior Economist Mark Smith told Mike Hosking that hiring is starting to pick up after being on the backburner for so long. He says the economy has some underlying momentum, and after waiting on the sidelines last year, firms are going to convert those intentions into actions. LISTEN ABOVE See omnystudio.com/listener for privacy information.

ASB on the hire of Petzing.

The Reserve Bank isn't expected to change its course, despite inflation remaining higher for longer. Stats NZ is providing its latest CPI update at 10.45am. Economists expect the inflation rate to remain about 3% – the very upper end of the Reserve Bank's target range. That's higher than forecast, reflecting a higher-than-expected rise in travel costs. ASB Senior Economist Mark Smith told Mike Hosking it's a little too soon to be thinking about hikes to the OCR, which is likely to be conditional on inflation. He says the Reserve Bank likely feels that there's still a bit of spare capacity in the economy, and that should be sufficient to push down domestic inflation, which should contribute to overall inflation going closer to 2%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

ASB backlash?

Host Nigel Grant (Head of Wealth Products, ASB) sits down with Chris Tennent‑Brown (Senior Economist, ASB) and David Griffith (Client Chief Investment Officer and Head of Multi Asset Solutions, BlackRock) to unpack the risks and opportunities shaping 2026. They explore the mega forces influencing global and local investment decisions - from AI and climate transition to demographic shifts - and share their top predictions on what investors should be watching in the year ahead. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 13/01/2026. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

2025 has been a year of global shocks, shifting monetary policy, and cautious investor sentiment. In this episode, Nigel Grant (Head of Wealth Products, ASB) is joined by Chris Tennent-Brown (Senior Economist, ASB) and David Griffith (Client Chief Investment Officer and Head of Multi Asset Solutions, BlackRock) to reflect on the global and local themes that influenced markets and the New Zealand economy. They also discuss key changes to ASB portfolios and share practical tips for investors heading into the new year. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 03/12/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

If you weren't already feeling confident about 2026, I've got two reasons you should. At least two major retail banks see signs of an economic recovery and we have a new Reserve Bank Governor. No pressure on Anna Breman, but she hasn't arrived a day too soon given that the old lot were still managing to stuff things up until literally the last chance they had, with Christian Hawkesby saying the wrong thing and sending wholesale market rates, and therefore fixed term interest rates, up by 30 basis points. To be fair to him, he was only the fill in. And if we're honest with ourselves it's more hope than certainty that the Swedish import will be any better than Hawkesby or Adrian Orr. But then again you could argue it really would be hard to be worse given the last four years. But we're here for the good news. The good news is that Anna Breman arriving as the new broom coincides with ASB, and now Kiwibank, all saying it's on. They're seeing signs of a recovery for 2026. Kiwibank's call arguably matters more than the others because they've been the gloomiest. They were calling for more rate cuts than the Reserve Bank was prepared for. They were warning it was more grim out there than the Wellington bankers realised. They were right. So here's hoping they are right again when they say sales are already up, and when sales go up, everything else follows. House prices are up 2-3% next year. The economy is growing 2.4% and then it's 3% the next year. I don't know about you but that combo - a new person in charge of the central bank and growing consensus that the recovery is now on - is probably the best Christmas present i could wish for. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The field for the Women's ASB classic draw has been confirmed. Kiwi Lulu Sun is among those playing, along with superstar Venus Williams. Tournament director Nico Lamperin told Piney they're extremely happy about the field they've managed to put together. He says the draw is a good reflection of some established players, world famous names, as well as the younger generation. “Venus is huge,” Lamperin says. “She's really the player that everybody wants to see.” LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Weekend Sport with Jason Pine Full Show Podcast for 13th December 2025, despite having their fast bowling depth tested, the Black Caps managed to deliver a convincing win against the West Indies. Former Black Caps seam bowler and current selector Gavin Larsen joined the show to discuss it. All Blacks winger Sevu Reece has announced he will be leaving NZR at the end of 2026 after signing a deal with French club Perpignan. He joined Piney to reflect on his rugby career in New Zealand. The field for the Women's draw for the ASB classic has been confirmed, and Tournament Director Nico Lamperin joined Piney to discuss how preparation for the 2026 edition of the tournament is coming along. Get the Weekend Sport with Jason Pine Full Show Podcast every Saturday and Sunday afternoon on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

There are signs that green shoots are starting to flourish economically. The latest card spending data from Stats NZ shows retail spending was up 1.6-percent last month, compared to November last year. Spending was up across the board - on the likes of groceries, household items and clothes. ASB Chief Economist Nick Tuffley told Ryan Bridge that the GDP for the second half of the year has had a strong rebound. He says they're expecting 0.8 percent for the upcoming quarter. LISTEN ABOVESee omnystudio.com/listener for privacy information.

If you want to understand the future of learning and equip yourself with the best possible tools for operating at the top of your game, I believe becoming polymathic is your best bet. And to succeed in mastering multiple skills and tying together multiple domains of knowledge, it’s helpful to have contemporary examples. Especially from people operating way out on the margins of the possible. That’s why today we’re looking at what happens when a poet decides to stop writing on easily destroyed paper. Ebooks and the computers that store information have a shelf life too. No, we’re talking about what happens when a poet starts “writing” into the potentially infinite cellular matter of a seemingly unkillable bacterium. This is the story of The Xenotext. How it came to be, how it relates to memory and the lessons you can learn from the years Christian Bök spent teaching himself the skills needed to potentially save humanity's most important art from the death of our sun. Poetry. But more importantly, this post is a blueprint for you. The story of The Xenotext is a masterclass in why the era of the specialist is over, and why the future belongs to the polymaths who dare to learn the “impossible” by bringing together multiple fields. What on earth could be impossible, you ask? And what does any of this have to do with memory? Simple: Writing in a way that is highly likely to survive the death of the sun changes the definition of what memory is right now. And it should change what we predict memory will be like in both the near and distant future. https://www.youtube.com/watch?v=HwQiW1XDAvI Encoding Literature Into Life: The Xenotext Christian Bök, often described as a conceptual poet, has run experiments with words for decades. For example, Eunoia is a univocal lipogram. That means, in each chapter, Bök used only words containing one of the vowels. This is a constraint, and it leads to lines like, “Awkward grammar appals a craftsman.” And “Writing is inhibiting.” There are other “programs” or constraints Bök used to construct the poem. As a result, you hear and feel the textures of your own mother tongue in a completely new way as you read the poem. But for The Xenotext project, Bök wondered if it would be possible to discover the rules and constraints that would enable himself, and conceivably other poets and writers, to encode poetry into a living organism. That leads to a fascinating question about memory that many mnemonists have tackled, even if they’re not fully aware of it. Can a poem outlive the civilization that produced it? If so, and humans are no longer around, how would that work? The Science of How Biology Becomes Poetry As far as I can understand, one of the first steps involved imagining the project itself, followed by learning how it could be possible for a poem to live inside of a cell. And which kind of cell would do the job of protecting the poetry? It turns out that there’s an “extremophile” called Deinococcus radiodurans. It was listed in the Guinness Book of World Records as the most radiation resistant bacterium on planet Earth. As a life form, its DNA was sequenced and published in 1999. According to the Wikipedia page on The Xenotext, Bök started conceiving of encoding poetry into DNA and then inserting it into the bacterium circa 2002. But the project is about more than having poetry persist within a cell so it can transmit the work without errors later. It’s a kind of combinatory puzzle in which the bacterium acts as a kind of co-author. In order to pull this project off, Bök needed to enlist the help of scientists while mastering multiple skills many people would not normally consider “writing.” But as we head into the future, we definitely should. Radical Autodidacticism: Reaching New Heights Through Deep Discipline To this day, many educators talk about the importance of being a specialist. But The Xenotext project and the work Bök put into it forces us to redefine what it means to be a self-directed learner in the 21st century. When Bök decided to encode a poem into the DNA of an extremophile bacterium, he didn’t just “dabble” in science or explore various interests as a multipotentialite. Nor did he read a few pop-sci books and expect an organism to write a poem in return. No, he spent many years studying genomic and proteomic engineering. He coded his own computer program to help him “unearth” the poetry, all while writing grants and collaborating with multiple experts. The Skill Stack If you’re a lifelong learner with big dreams, it’s useful to examine how people with autodidactic and polymathic personality traits operate. One of the first skills is to allow yourself to dream big. Giving oneself permission like this might not seem like a skill. But since we can model any polymath or other person who inspires us, you probably won’t be surprised that many of the most inspiring polymaths regularly daydream. Picking a dream and pursuing it despite any obstacles is also a skill. And once you’ve got a project, the next step is to take a cue from a polymath like Elon Musk and break your goal down into the most basic principles. No matter how unusual or unlikely your dream, it’s a useful exercise. When it comes to analytical thinking and breaking a goal down so you can start pursuing it, it’s often useful to look at your existing competence. In Bök’s case, I believe he wrote Eunoia by culling words manually from dictionaries over many years. But he couldn’t brute force The Xenotext in that way due to all the biological chemistry involved, so he had to become what you might think of as a computational linguist. My point is not to diminish the originality of this project in any way. But I think it’s helpful to recognize that The Xenotext is not wildly divorced from the skills Bök already had. It’s an evolution that draws from them. There’s also the skill of what Waqas Ahmed calls synesthetic thinking in his book, The Polymath. Not to be mistaken with synesthesia, synesthetic thinking involves imagining an outcome through at least one other sense. In Bök’s case, The Xenotext involves imagining the use of living beings other than human as being part of art. And he has described the possibility that his work could reach “a sufficiently intelligent civilization that has fast computers and smart cryptographers.” This is the skill of sensing beyond our own species and taking the risk of trying to reach them. Even if we’re long gone. We Need Deathless Memory Now, I have a confession to make. One of the many reasons I’m so fascinated by The Xenotext is that my memory is incredibly weak. That’s why I use mnemonics with such passion, including for memorizing poetry. Recently, I had the chance to interview Christian Bök, who you can probably tell by now, I consider to be one of the most rigorous intellects alive. And right in the middle of the interview, I started reciting one of his books from Book I of The Xenotext. For all the mnemonics in the world, I choked. Now, sometimes, this happens just because I have mouth problems and things get a bit sticky. Other times, it’s exhaustion and yet other times, I manage to recite poems with no problem at all. I’m mentioning this human moment in my career as a mnemonist not because I have a deep need to confess. No, this fragile, ephemeral human moment while talking about encoding and retrieving information perfectly from its placement within a living cell suggests the possibility that life really can be the most durable storage device in the universe. And to see this project come to fruition after all the years Bök pushed through multiple struggles inspires me in countless ways. For one thing, Bök’s project strikes me as the ultimate memory strategy. Was Poetry the Original Hard Drive? As Bök reminded me during our discussion, poetry was a memory technology long before writing existed. Rhythm, rhyme, and meter were engineering tools used to ensure information survived the “game of telephone” across generations. In Bök’s words: “We certainly owe every great epic story of the sort like the Epic of Gilgamesh or the Iliad… stories that were intended, of course, to transmit important cultural information over long periods of time. We need poets to be able to create that work and make it memorable enough… to persist over time.” And it is in this context that Christian Bök realized something terrifying: “There’s nothing that we’ve built so far on the planet Earth that would probably last more than a few tens of billions of years at most.” Until his work on The Xenotext succeeded, we have had nothing to rely on apart from our brains assisted by techniques like the Memory Palace, or silicon prostheses. But the computers and servers we now use to store our collective memory are just as subject to rot as paper. Even our homes would be ground into “an almost undetectable layer of geological dust” in just a few million years. So Bök’s selection of a deathless bacterium isn’t just a petri dish stunt. By choosing a specific bacterium that is “widely regarded as one of the most unkillable things ever to have evolved on the planet Earth,” Bök has created a memory inside a “message in a bottle thrown into an enormous ocean” that might actually survive the death of our sun. How to Develop Your Own Polymathic Persistence  Reading this, you might be thinking, “I’m just a student,” or “I’m just a writer.” Bök could have thought that too. As he told me: “My assumption was that I’ve got training in English literature… Obviously, in order to embark upon such a project, I had to acquire a whole set of new skills, familiarize myself with a lot of very difficult discourses.” And so he made the decision to step outside of his lane, joining other innovators who have done the same. But how do you engage in a project that takes decades without burning out? Bök gave me three specific clues you can apply to your own learning journey. One: Embrace the Unknown Bök told me that if he had known how hard the project would be, he might not have started. He called this his “saving grace,” yet how many times do we turn away from our dreams because we don’t know the size of the mountain. Nelson Dellis told me something similar once about memory training. He’s a memory champion, but also a climber who has summited Everest. He said you don’t have to worry about whether the top of the mountain is there or not. Just focus on where you’re going to place your hands next. Two: Focus on Incremental Achievement Even as Bök’s project threw new obstacles at him, he told me: “I gave myself accomplishments or achievements that were incremental, that I knew I could probably fulfill, and would embark upon those doable tasks in an effort to acquire the required skill set in order to accomplish the remainder of these tasks.” In other words, he stacked small, doable wins on top of each other. And kept stacking until he had built a ladder to the impossible. Three: Tunnel Through the Noise Bök was candid about some of the loneliness on the path of the polymath. Sadly, he noted: This project, especially, has been beleaguered with all kinds of obstruction and difficulty that were added to the already difficult task at hand and the improbable kinds of risks that I had to adopt in order to be able to accomplish it. His advice having pushed through and made it to the other side? “If you’re going through hell, keep going. Don’t stop, because otherwise, you’re in hell… Just keep going, try to tunnel through.” Bök's work definitely makes a big statement when it comes to 21st century poetry. But for me, it's also a statement about memory and human potential. The Xenotext challenges us to stop thinking of computers as something that has eclipsed the human brain as the ultimate storage and retrieval device. It places our attention squarely back on the relationship between poetry and life, and the aspects of language that were in so many ways already a technology “infecting” our cells. If you want to become a polymath and enjoy a legacy that lasts, you must be willing to endure what Bök described as “36 different side quests” of complex projects, you must be willing to look at subjects and skills that seem “impossible” and learn them anyway. Ready to start your own “impossible” learning project? I have a guide that will help you develop your own curriculum: This Self-Education Blueprint will help you transform scattered curiosity into tightly interwoven levels of expertise. That way, the knowledge you accumulate gets put to use, and above all, helps others too.

As B.C.'s forestry industry takes more hits due to tariff and cost pressures, industry leaders and stakeholders are looking for solutions to sustain the sector. Jennifer Houghton with the Boundary Forest Watershed Stewardship Society talks about what will be needed for the industry to thrive in the long run.

ASB's latest quarterly economic forecast suggests New Zealand's economy is finally turning a corner after last year's recession. ASB Chief Economist Nick Tuffley spoke to Corin Dann.

Signs of a brighter economy in the year to come. ASB's forecasting annual growth of more than two-and a half percent in 2026. It points to an accelerated housing market, more resilient exports, and a renewed willingness to spend. Chief Economist Nick Tuffley told Heather du Plessis-Allan we can expect inflation to soften further, with the Reserve Bank seeing more stimulus in the pipeline. He says it's in wait and see mode - but seems fairly confident it won't have to cut interest rates any further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Get expert answers to the investment questions on Kiwi minds, with insights from the ASB and BlackRock Investor's Advantage roadshow. In this episode, Nigel Grant (Head of Wealth Products, ASB) is joined by Amehl Smith (Head of Private Banking, ASB) and Ngaire Angus (Head of Wealth Distribution, ASB) to break down the big themes - from AI and market shifts to term deposit rates and the property market. They discuss why an investor's mindset matters and share practical tips to help you get started and stay on track.

This week open banking officially went live for customers of the big four banks. That's ANZ, ASB, BNZ & Westpac. If you bank elsewhere your bank might not have enabled it quite yet. But exactly what is open banking? And how will it make a difference to you? To find out, Jesse is joined by Josh Daniell from open banking company Akahu.

It probably came out on the wrong day to get the coverage it deserved, but one of the last pieces in the economic turnaround told us we are basically there. Consumer confidence is back, up six points to 98. It needs to be 100 or more for expansion, but it's the highest figure since June and backs the business confidence, which last week was up a lot. Business comes first because they see the turnaround on sales. The spending numbers back that up because they are pretty real time and then you get confidence as a follow up, given although we are spending, some may not want to admit it may still feel like they are in a bit of a funk. But add it all together and the conclusion is inescapable. You can also add the ASB housing numbers if you want. Confidence in the housing market is at a 15-year high. Why? Because it's almost perfect – good supply, cheap money, but most importantly we seemed to have crossed the psychological barrier and given ourselves permission to start to feel good again. The irony is the growth that drives all this might just have been there all along. We get the Q3 GDP number later this month with Infometrics suggesting it is 0.9%. Add that to the rest of the year and we are well above the growth line. Not that a lot of the commentary has backed that up. Which is not to say some still do it tough. It's not to say it's the boom times. It's just to say there comes a point where the facts, figures and evidence can no longer be denied. Here is my next prediction: as a result of all this, 2026 might well be a very good year indeed. That's based on the idea that economies are about psychologies. Yes, they are about fundamentals but if the fundamentals are in place, then the next thing you look for is mood. And given the mood has been so repressed, when we decide to take the handbrake off there might just be no stopping us. As I said last week don't underestimate the Reserve Bank and the finality of their cut. They said this was it, they they've done their job, we are free to go and enjoy our lives. For those waiting and dilly-dallying, that was what they were waiting for. The next confidence survey will be over 100 and that will be the start of a trend for the year ahead. Remember where you heard it first. See omnystudio.com/listener for privacy information.

Last weeks OCR cut brought hope of lower interest rates but the wholesale market seems to have been spooked by the Reserve Bank ruling out further cuts. The term wholesale interest rates have jumped in response. ASB Chief Economist told Heather du Plessis-Allan, "we certainly put the the cost of wholesale borrowing up a bit higher as a result of this." LISTEN ABOVESee omnystudio.com/listener for privacy information.

I've reached the conclusion that when it comes to the banks and mortgage rates, the only option you've got left is to hustle. You're on your own here. It has been 2 days since the Reserve Bank cut the official cash rate, and by how much do you think the big banks have cut their fixed rates? No, not a jot. Not, not a single basis point. Absolutely nothing has come off their fixed rates. It's not particularly helpful from the banks cause, you know, we're trying to get the country out of recession and the point of cutting the OCR is that the mortgage rates come down and then when you refix, you've got more disposable cash and the more cash you have, the more you're gonna spend and the faster we're gonna get out of this recession. So thumbs up and thanks very much to the big banks for not helping. Obviously, it's smart business for them. They need to make as much money as they can. The prediction is they will eventually cut the OCR cut their mortgage rates, but it'll be next year. It won't be this side of Christmas, and no one's going to be able to force them. There is, everybody has fired all their bullets at this stage. The Reserve Bank's cut as much out of the OCR as it can. The critics have written their columns, have given their interviews. Nothing's happened. The government's accepted all the recommendations of the select Committee inquiry, and I think we all know that that's a damp squib. And to be honest, when it comes to the government, for them to do anything meaningful to the banks, it would have to be. Something as massive as breaking up ANZ and ASB and the horror that that would send through the investment community would potentially be worse than us paying too much in mortgage interest rates at the moment. So, The only conclusion you're gonna reach is that you're on your own. No one is coming to save you from the banks. No one's gonna force them to pass on the OCR cuts if they don't want to. You're gonna have to hustle. So when you refix, demand a better rate. Look at what the advertised rate is and then tell them to shave 50 basis points off and if they don't cross the road to another bank that will. That is competition. You're on your own. LISTEN ABOVESee omnystudio.com/listener for privacy information.

What does the Reserve Bank's Official Cash Rate (OCR) mean for your mortgage, savings, and investment decisions? Nigel Grant (Head of Wealth Products, ASB) is joined by Chris Tennent-Brown (Senior Economist, ASB) and Manu Batra (Head of Home Lending Products, ASB) to unpack the latest OCR decision and what it means for Kiwi borrowers and savers. They break down why mortgage rates don't always move in step with the OCR, and how to balance lending and savings strategies as market conditions evolve.

Goof to ASB still good?

Investor confidence is picking up from last quarter's post-Covid lows, but sentiment remains split. In this episode, Nigel Grant (Head of Wealth Products, ASB) and Chris Tennent-Brown (Senior Economist, ASB) dig into the latest ASB Investor Confidence Survey results for Q3 2025 to explore what's making some regions and groups more optimistic than others. They discuss the factors driving investor confidence and decision-making - from global headline events to local influences like the price of milk - and why more people are looking beyond property to investment options such as shares, managed funds, and KiwiSaver.

When interest rates ease, what's the smartest way to put your extra cash to work - pay down the mortgage, invest, or a mix of both? In this episode, Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Distribution, ASB) unpack the trade-offs between reducing debt and growing your investments. They share practical insights on finding the right balance for your financial goals and highlight common pitfalls to watch out for.

The boss of our largest bank says its latest rise in profit doesn't tell the full story. ANZ New Zealand's annual profit has reached a new record high of $2.53 billion – up 21% on last year. That compares to a 13% rise for Westpac and no major change for BNZ and ASB. But Chief Executive Antonia Watson told Mike Hosking when you exclude the bank's hedging investments, cash profit isn't rising nearly as fast. She says that headline growth in a cost of living crisis is very uncomfortable, but underlying profit is only up 4%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by Kirk Hope (CEO, Financial Services Council) to unpack what the latest FSC Money & You report reveals about Gen Z's behaviour and attitudes towards money and debt. They discuss why financial confidence is slipping, how cost-of-living pressures are shaping decisions, and take a closer look at the support landscape for young New Zealanders.

Fonterra's farmer shareholders should get a decent payout from the sale of consumer brands like Anchor and Mainland. They've overwhelmingly voted for a $4.2 billion dollar sale to French company, Lactalis. ASB economists predict the sale will deliver a tax-free capital return of $3.2 billion - or $400,000 per farmer. Chief executive Miles Hurrell says that's close, with a wide spectrum of farm sizes. "Everyone will get their own cash in time accordingly, but yeah, $2 tax-free per share is a decent wedge of cash for most farmers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Interest rates have dropped significantly, so many New Zealanders are reconsidering their savings strategies. Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Advisory, ASB) discuss what a slowing economy and lower rates mean for savers with maturing term deposits. They offer practical guidance on aligning your savings and investment decisions with both short and long-term goals, helping you chart your next steps with confidence.

An economist says it's not just farmers who will benefit from Fonterra's sale of its consumer brands. ASB's chief economist Nick Tuffley spoke to Corin Dann.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. ASB Chief Economist Nick Tuffley says they estimate around 60 percent of shareholding farms could receive at least 200-thousand dollars. He says the likely pay out would happen in the first half of next year, so after then, the impacts on farm investments or consumer spending would be seen. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by Frank Jasper (Chief Investment Officer, ASB) and Will Porter (Investment Strategist, BlackRock) to discuss this year's strategic asset allocation updates for ASB portfolios. They unpack the five-year market outlook, explain the strategic asset allocation process, and share the key changes we've made to help your investments stay resilient and ready to capture opportunities in a changing environment. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 17/10/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

A multi-million-dollar class action against ANZ New Zealand over historic disclosure obligations looks likely to go ahead. ASB earlier this month settled its part in the four-year class action for $135.6 million - without conceding liability or wrongdoing. ANZ Chief Executive Antonia Watson has voiced disappointment with the development. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Economists are split on how far the Reserve Bank will go with slashing the Official Cash Rate. The central bank will reveal its latest monetary policy decision this afternoon. There are strong expectations of a cut from three percent, but debate over its size. ANZ says a 25 basis point cut could be strategic at this point in the cycle, with the OCR near its bottom. But ASB Chief Economist Nick Tuffley told Mike Hosking he favours a 50 basis point cut. He says you can make a case either way, but he thinks it's time to give it a firmer nudge than what we've seen recently. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The amount is less than half of the $300 million initially offered to ASB to settle in July. However, the final settlement is still subject to court approval.

Conventional wisdom is that safeguarding humanity from the worst biological risks — microbes optimised to kill as many as possible — is difficult bordering on impossible, making bioweapons humanity's single greatest vulnerability. Andrew Snyder-Beattie thinks conventional wisdom could be wrong.Andrew's job at Open Philanthropy is to spend hundreds of millions of dollars to protect as much of humanity as possible in the worst-case scenarios — those with fatality rates near 100% and the collapse of technological civilisation a live possibility.Video, full transcript, and links to learn more: https://80k.info/asbAs Andrew lays out, there are several ways this could happen, including:A national bioweapons programme gone wrong, in particular Russia or North KoreaAI advances making it easier for terrorists or a rogue AI to release highly engineered pathogensMirror bacteria that can evade the immune systems of not only humans, but many animals and potentially plants as wellMost efforts to combat these extreme biorisks have focused on either prevention or new high-tech countermeasures. But prevention may well fail, and high-tech approaches can't scale to protect billions when, with no sane people willing to leave their home, we're just weeks from economic collapse.So Andrew and his biosecurity research team at Open Philanthropy have been seeking an alternative approach. They're proposing a four-stage plan using simple technology that could save most people, and is cheap enough it can be prepared without government support. Andrew is hiring for a range of roles to make it happen — from manufacturing and logistics experts to global health specialists to policymakers and other ambitious entrepreneurs — as well as programme associates to join Open Philanthropy's biosecurity team (apply by October 20!).Fundamentally, organisms so small have no way to penetrate physical barriers or shield themselves from UV, heat, or chemical poisons. We now know how to make highly effective ‘elastomeric' face masks that cost $10, can sit in storage for 20 years, and can be used for six months straight without changing the filter. Any rich country could trivially stockpile enough to cover all essential workers.People can't wear masks 24/7, but fortunately propylene glycol — already found in vapes and smoke machines — is astonishingly good at killing microbes in the air. And, being a common chemical input, industry already produces enough of the stuff to cover every indoor space we need at all times.Add to this the wastewater monitoring and metagenomic sequencing that will detect the most dangerous pathogens before they have a chance to wreak havoc, and we might just buy ourselves enough time to develop the cure we'll need to come out alive.Has everyone been wrong, and biology is actually defence dominant rather than offence dominant? Is this plan crazy — or so crazy it just might work?That's what host Rob Wiblin and Andrew Snyder-Beattie explore in this in-depth conversation.What did you think of the episode? https://forms.gle/66Hw5spgnV3eVWXa6Chapters:Cold open (00:00:00)Who's Andrew Snyder-Beattie? (00:01:23)It could get really bad (00:01:57)The worst-case scenario: mirror bacteria (00:08:58)To actually work, a solution has to be low-tech (00:17:40)Why ASB works on biorisks rather than AI (00:20:37)Plan A is prevention. But it might not work. (00:24:48)The “four pillars” plan (00:30:36)ASB is hiring now to make this happen (00:32:22)Everyone was wrong: biorisks are defence dominant in the limit (00:34:22)Pillar 1: A wall between the virus and your lungs (00:39:33)Pillar 2: Biohardening buildings (00:54:57)Pillar 3: Immediately detecting the pandemic (01:13:57)Pillar 4: A cure (01:27:14)The plan's biggest weaknesses (01:38:35)If it's so good, why are you the only group to suggest it? (01:43:04)Would chaos and conflict make this impossible to pull off? (01:45:08)Would rogue AI make bioweapons? Would other AIs save us? (01:50:05)We can feed the world even if all the plants die (01:56:08)Could a bioweapon make the Earth uninhabitable? (02:05:06)Many open roles to solve bio-extinction — and you don't necessarily need a biology background (02:07:34)Career mistakes ASB thinks are common (02:16:19)How to protect yourself and your family (02:28:21)This episode was recorded on August 12, 2025Video editing: Simon Monsour and Luke MonsourAudio engineering: Milo McGuire, Simon Monsour, and Dominic ArmstrongMusic: CORBITCamera operator: Jake MorrisCoordination, transcriptions, and web: Katy Moore

ASB best in NFL?

Munaf Manji and Griffin Warner break down MLB betting for Friday.

Apply to join us as a co-host! https://astrosoundbites.com/recruiting-2025   This week, Shashank, Cole and Cormac discuss a concept that has come up on many an ASB episode past: Bayesian statistics. They start by trying to wrap our heads around what a probability really means. Cole introduces us to a recent and attention-grabbing paper on a potential biosignature in the atmosphere of an exoplanet, with lots of statistics along the way. Then, Cormac brings up some counterpoints to this detection. They debate what it would take—statistically and scientifically—for a detection of biosignatures to cross the line from intriguing to compelling.   New Constraints on DMS and DMDS in the Atmosphere of K2-18 b from JWST MIRI https://iopscience.iop.org/article/10.3847/2041-8213/adc1c8   Are there Spectral Features in the MIRI/LRS Transmission Spectrum of K2-18b? https://arxiv.org/abs/2504.15916   Insufficient evidence for DMS and DMDS in the atmosphere of K2-18 b. From a joint analysis of JWST NIRISS, NIRSpec, and MIRI observations https://arxiv.org/abs/2505.13407   Space Sound: https://www.youtube.com/watch?v=hGdk49LRB14

It was a spectacular weekend for President Trump and his agenda. The big, beautiful bill has passed and been signed into law. As B-2 bombers flew over the White House, President Trump made it official on the 4th of July. It was Jd Vance that put the tying vote over in the Senate to pass the bill 51-50. Senator Eric Schmitt is here with us to discuss the big, beautiful bill and what it means for Americans. American families can expect to see an extra $10,000 in take-home pay each year, no tax on tips, no tax on overtime and no tax on Social Security. Senator Schmitt walks us through the OBBB, including finishing the border wall, permanent tax cuts and changes in Medicaid. The bill will help to reduce the deficit as the reconciliation package takes effect, the growth of the U.S. economy, new trade deals and revenue coming in from tariffs. Long time New Yorkers and Republican candidate Curtis Sliwa is ready to take the fight to Democratic frontrunner Zohran Mamdani in NYC. As the only Republican on the ballot, Sliwa is leading the cause for no-kill shelters in New York, reducing the cost of living, actually stopping and fighting crime and saving the city from Socialism. Featuring: Senator Eric Schmitt U.S. Senator | Missouri https://www.schmitt.senate.gov/ Curtis Sliwa Republican Candidate | NYC Mayor https://www.sliwafornyc.com/ Check out Curtis campaign here: https://www.sliwafornyc.com/ Today's show is brought to you by these great sponsors Firecracker Farms Everything is better with HOT SALT. Firecracker Farms hot salt is hand crafted on their family farm with Carolina Reaper, Ghost and Trinidad Scorpion peppers. This is a balanced, deep flavor pairs perfect with your favorite foods. Whether it's eggs, steaks veggies or even your favorite beverage, Firecracker Farms hot salt is what you've been missing. Just head to https://firecracker.farm/ use code word: SEAN for a discount. Unlock the flavor in your food now! Beam For a limited time got 40% of Beam's Dream Powder. Dream Powder with Reishi, Magnesium, L-Theanine, Apigenin and Melatonin to help you fall asleep, stay asleep, and wake up refreshed. Just head to https://shopbeam.com/SPICER for 40% off. ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices