Podcasts about ASB

A shinier job market outlook, with growth ticking up. The number of filled jobs lifted a seasonally adjusted 0.2% from July to August and 0.9% from last year. Gaps between sectors are starting to close, with gains for industries like construction and retail after months of decline. ASB Senior Economist Mark Smith told Mike Hosking the encouraging thing about the data is it shows demand for labour is still there. He says if it weren't for the Middle East conflict, the economy would be absolutely booming and job growth would be much stronger. But, Smith says, it suggests the unemployment rate will be heading downwards from here. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Reserve Bank took too long to pull back on drastic Covid measures. An independent probe's found the Monetary Policy Committee made the right call by slashing the OCR early in the pandemic, reducing the risk of a severe downturn. But it didn't respond quickly enough to our recovery, leading to the spike in inflation. ASB Senior Economist Mark Smith joined Ryan Bridge to unpack the findings. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Farming seems to be driving economic growth in our regions. Canterbury has reclaimed the top spot on ASB's latest Regional Economic Scoreboard, followed by Taranaki and Southland. Taranaki recorded one of the biggest turnarounds, after sitting second from the bottom last quarter. ASB Senior Wealth Economist Chris Tennent-Brown told Mike Hosking the common thread for the top three regions is the cash injection from the dairy sector, as well as good returns from the red meat sector. He says the rural sector is definitely the place to be when looking for green shoots at the moment. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Our economy might be more resilient than we thought. Stats NZ is releasing June's GDP data later this morning, with most economists predicting growth will come in between 0.1% and 0.3% for the quarter. Farming, manufacturing, and exporting activity have been improving. ASB Senior Economist Mark Smith told Mike Hosking the economy might be "uneven", but there are green shoots. He says the economy started the year with a reasonable degree of momentum, which has carried through to quarter two. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Will New Zealand house prices rebound to their 2021 peak, or are we in for a prolonged flat cycle? In Episode 27 of New Zealand Property Insights, hosts Paul and Debbie Roberts unpack ASB's latest housing outlook, which projects national home values will not return to 2021 peak levels until at least 2029. They examine what flat growth in 2026 and a 3.5% lift in 2027 mean for buyers, how disposable income multiples have dropped from 9.8x to 6.7x, and how a proposed 5% deposit scheme could impact first-home buyer demand. Next, they explore the ongoing structural shift in non-bank mortgage lending. Featuring insights from XCEDA CEO Daniel McGrath and BaseCorp CFO John Moody, Paul and Debbie explain why non-bank lending is moving from a fallback option to a proactive strategy for self-employed borrowers, property flippers, and investors needing approvals within 24 to 48 hours. Finally, they break down fresh Realestate.co.nz rental figures to determine whether national asking rents have officially hit a floor. With the national average asking rent reaching $637 per week (+1.5% YoY), they analyze major regional variations—from strong gains in Marlborough (+8.2%) and Waikato ($587/wk record) to drops on the West Coast (-6.5%)—and reveal why pushing for a $10–$20 weekly rent increase can cost landlords up to $1,400 in vacant downtime. What You'll Learn in This Episode:ASB Price Forecast: Why house prices are expected to remain flat through 2026 before rising 3.5% in 2027, and why a 2029 peak recovery is positive for long-term market stability. Income-to-Price Multiples: How house price-to-disposable income ratios dropped to 6.7x (down from 9.8x in 2021), helping first-home buyers capture nearly 30% of sales. Proposed 5% Deposit Rule: How raising income caps to $300,000 for couples could accelerate first-home buyer entry. Non-Bank Lending Tactics: How writing clear application narratives enables specialist lenders to approve complex scenarios (bridging, self-employed, property additions) in 24–48 hours. Rental Market Floor: Why asking rents act as a leading indicator, and how provincial cashflows in Canterbury, Otago, and Waikato are supporting local rental gains. Tenant Retention vs. Vacancy Costs: Why keeping reliable tenants and avoiding 2–3 weeks of vacancy easily outweighs aggressive rent hikes in an adjusting market. Free Educational Masterclass & ResourcesReady to build a resilient, data-backed property portfolio without sales pressure or developer hype? Join financial adviser Debbie Roberts live for our free online training session: How to Succeed with Property Investing. 100% Independent Education (Property Apprentice does NOT sell real estate) Live Q&A Session Included

Send Us A Message! Let us know what you think.New Zealand's major banks have officially lifted variable mortgage rates following the Reserve Bank's latest 25 basis point OCR hike. What does this mean for your home loan, and how are fixed rates holding up? In this episode of the Week in Review, Debbie Roberts (Owner & Financial Adviser at Property Apprentice) breaks down the biggest property and finance headlines across Aotearoa. From National's proposed $300,000 income threshold for 5% deposit First Home Loans to Barfoot & Thompson's latest August sales figures signal an Auckland market tipping point, we deliver the practical insights you need to navigate today's property market. In This Episode:Floating Mortgage Rates Shift: All five major banks (ANZ, BNZ, ASB, Westpac, Kiwibank) have raised variable rates by 25bps. Discover why 92% of Kiwi borrowers remain insulated on fixed terms and what ASB's customer repayment data tells us about household resilience. Lessons From Australia's Property Market: Australian home values fell for a fifth consecutive month, led by Sydney (-7.1% from peak). We analyze why persistent construction bottlenecks mean structural supply shortages remain unresolved across the ditch. National's 5% Deposit Scheme Expansion: National proposes raising the First Home Loan income cap to $300,000, potentially opening low-deposit options to over 90% of households. We weigh the benefits against the 1.2% government mortgage insurance fee. Auckland Market Tipping Point: Barfoot & Thompson sales dropped to their lowest August volume since 2022 while median prices edged up to $955,000. What this stabilization means for active buyers and sellers. KiwiSaver Loophole Closed for Rural Workers: A new amendment bill will finally allow farm staff, rural teachers, and police officers in employer-provided housing to access their KiwiSaver for a first home or farm purchase. Free Financial Education & Events Want to build a resilient, cash-flowing property portfolio using proven, independent strategies? Join Debbie Roberts at our next live, free online event: How to Succeed with Property Investing. 

ASB's anticipating the upswing in the housing market will be steadier than in the past. Its latest housing outlook predicts a more measured, household income-led recovery, rather than previous borrowing-led booms. Chief economist Mark Smith expects national house prices to remain around 15% below the peaks of late 2021, which are unlikely to return until late 2029. He told Mike Hosking things got so hot because interest rates were at record lows, population growth was very strong, and buyers didn't have much choice, and those things have now flipped. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Early Edition with Ryan Bridge Full Show Podcast Thursday the 10th of September 2026, the Minister for Regulation, David Seymour tells Ryan how big of an impact the Hospitality review will make for the sector and what comes next. Real Estate Agent Rawdon Christie shares his thoughts on ASB picking house prices will return to 2021 peaks by late 2029. Labour's put out an AI policy and wants data centres to find their own energy supply, Tech New Zealand Chief Executive Graeme Muller shares his thoughts. Plus, US Correspondent Nick Harper has the latest on the US/Iran war and oil prices and a preview of Trump's big speech at the Republican Convention. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

House prices could be on track for a much faster recovery than ASB expects. The bank says national prices are still 15% below their late-2021 peak and won't fully recover until 2029. But real estate agent Rawdon Christie thinks the market's about to pick up. He told Ryan Bridge the sheer number of people he's talking to points to a strong start to 2027. Christie says that's because people have accepted the fact we're in a stable market, with not much changing and not wanting to wait. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a question/idea/opinion direct via text message!The August Cotality Home Value Index is out, showing a -0.4% monthly decline across Aotearoa New Zealand—marking the fifth consecutive month of value contraction. However, looking at property purely through the lens of the "fall from the peak" might be completely skewing our view of the market.This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack the August data. They explore why looking at the 10-year compound annual growth rate (+3.4% per year) offers a much more realistic picture of the "new normal" for capital gains, while stripping out the artificial post-COVID boom and bust.The guys also break down why Auckland apartments plunged -7.8% over the past year compared to just -2.2% for standalone houses, why dwelling consents keep defying gravity (hitting a 3-year high of 41,000 annually), and review the major trading banks' reactions to last week's 2.75% OCR decision. Plus, Father's Day debriefs, scorched almonds, and the All Blacks' test in Johannesburg.This week we discuss:August HVI Breakdown: Why values fell -0.4% in August (down -1.0% YoY), led by weakness in Te Whanganui-a-Tara / Wellington (-0.6%) and Tāmaki Makaurau / Auckland (-0.5%).The 10-Year Growth Benchmark: Why the 10-year average annual growth rate of 3.4% represents the true baseline for long-term property performance.Property Type Divide: The stark split in Tāmaki Makaurau, where apartments dropped -7.8% over the past year while standalone houses fell only -2.2%.Construction Defies Gravity: Why July dwelling consents rose 10% YoY (41,000 annual running total) despite rising supply and cost pressures.The Bank Consensus on OCR: How ANZ, ASB, Westpac, BNZ, and Kiwibank interpreted the RBNZ's measured 25bps hike to 2.75%.Weekend Sports Wrap: All Blacks fall short in the Ellis Park cauldron, Father's Day rowing sessions, and Northland's upcoming Shield defence against Waikato.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Wir haben uns im Juni 2020 über Facebook kennengelernt und dann miteinander ein Video-Gespräch geführt: du warst zu der Zeit in der Karibik und konntest wegen Corona nicht wieder nach Hause. Auch unseren Vertrag haben wir dann über das Internet geschlossen. „Vom Geschenk des Abschiednehmens“ war unser erstes gemeinsames Buch. Anlässlich unseres 15-jährigen Verlagsjubiläums am 11. Februar 2026 erschien ein Jubiläumsbuch, für das du einen Bericht über unsere Zusammenarbeit geschrieben hast. Darin ist u.a. zu lesen: Es passte sehr gut, dass sie gerade ein neues Format entwickelt hatte: „Bücher mit Herz“ in einem Mini-Format. Die Idee dahinter: positive Gedanken in einer schwierigen Zeit. Ein kleines Buch, das in jede Tasche passt. Der passende Titel war dank Beates Unterstützung schnell gefunden, und mit „Vom Geschenk des Abschiednehmens“ begann unsere Zusammenarbeit, die sich bis heute erfolgreich fortsetzt.

Aman Advani is Founder and CEO of Ministry of Supply, a clothing brand using science to make the world's most comfortable clothing. The company was founded in 2012 with the mission to incorporate fundamental engineering and performance principles into clothing staples, ultimately building a wardrobe that both looks good, and feels comfortable.Prior to co-founding Ministry of Supply, Advani spent 4 years in management and non-profit consulting with Deloitte and TechnoServe. He holds a BSIE from Georgia Tech, and half an MBA from MIT, was a member of Forbes 30 under 30 list and BBJ's 40 Under 40 list, and has been featured as the cover of both ASB and Boston Magazine. Most recently, Aman was named to the NRF's 2023 "List of People Shaping Retail."In This Conversation We Discuss:[00:00] Introduction[01:58] First reactions to AI tools and Lovable[05:04] Co-founder's non-technical background[07:39] Sponsor: Klaviyo[09:45] Using Claude for CRO and analytics[13:07] Sponsor: IntelliGems[15:16] Build vs buy for AI customer service[19:12] How much human oversight remains[20:17] Sponsor: eFulfillment Service[22:04] More efficiencies from AI tools[24:22] Building an internal production system[27:05] Why AI makes agencies more valuable[29:42] Callouts[29:52] Getting teams comfortable taking the demo[32:08] Testing fast without overthinkingResources:Subscribe to Honest Ecommerce on YoutubeMachine Washable Everything ministryofsupply.com/pages/home-2  Follow Aman Advani linkedin.com/in/amanadvani Book a demo today a intelligems.io/ Get your free demo klaviyo.com/honest Lower scale costs today eFulfillmentService.com/honest If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

Retail's been taking a hit since the Iran war began, with people staying home to save money and fuel. Stats NZ data shows the June quarter's inflation and seasonal-adjusted sales volumes fell 0.5% on the three months to March, but after accounting for surging fuel prices, petrol station sales actually plunged 13%. The only significant growth was in computer and appliance store sales, with sectors that rely on people driving around and using discretionary money —accommodation, hospo, car dealers— also seeing drops. ASB Senior Economist Jane Turner told Ryan Bridge they expect consumer spending will remain fairly modest throughout the rest of the year, with a more meaningful recovery coming next year. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Early Edition with Ryan Bridge Full Show Podcast Tuesday the 25th of August 2026, National's pushing ahead with a social media ban for under-16s, Labour Spokesperson for Technology and Media Reuben Davidson, tells Ryan what it will take for Labour to support the bill. Q2's retail numbers show the Iran war is starting to hit the hip pocket, ASB senior economist Jane Turner shares her thoughts. One in four nursing shifts was understaffed in 2025, Patient Voice Aotearoa Chair Malcolm Mulholland shares his concerns for patient safety. Plus, Australia Correspondent Donna Demaio has the latest on multiple arrests as a corruption probe in the Victorian construction industry continues and a man accused of delivering more than a million dollars' worth of drugs to a prison. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In episode 69 of Leaders Getting Coffee our guest is one of New Zealand’s most successful business CEO’s, Sir Ralph Norris. An everyday upbringing in Auckland’s suburb of Mt Roskill, laid the foundations for the humble and softly spoken manner that typifies Sir Ralph Norris. But don’t let that humility fool you. He was an active youngster and clearly bright enough to further his education. However, like many of the time, the family fortunes didn’t enable university study. But he certainly made up for it when opportunity came calling. His banking career started in the IT department of the ASB Bank, where he was a beneficiary of the bank’s training relationship with IBM and his own curiosity about technology. The IBM training filled in what he’d missed at university and he became instrumental in enabling the massive change that went through the banking system over the following two decades. He speaks of starting with mainframe computers that occupied their own air-conditioned rooms, and he leads us through the changes brought by the personal computer generation, and now the mobile phone centric life we all lead today. Over the course of his career, he led three massive companies. In the first, ASB Bank, he worked his way to the top job. The reputation he built there led to the next two. Firstly he was asked to take the reins at a suffering Air New Zealand in 2001, and subsequently Commonwealth Bank of Australia in 2005. In both, he encountered poor customer experience, weak employee engagement, and a flattened growth curve. In both, he led a rejuvenation that still gets talked about. Norris became the CEO of ASB Bank through that most unusual avenue of the IT department at a time when CEO’s came from sales and marketing. He also became a change manager before there was such a term. He led ASB Bank from it’s roots as a regional bank, to a national player competing on level terms with the big internationally owned banks. He brought institutional and commercial banking to what was previously a domestically focussed affair. And he created leaders. On the Leaders Getting Coffee podcast, Sir Ralph Norris speaks with Bruce Cotterill about turning business performance around. The importance of asking good questions and listening to what the people within the organisation are saying is the starting point. Then comes a good plan, and the need for relentless communication. There are lessons in this discussion for every current and aspiring leader. And each one delivered in that quiet and humble way. Sir Ralph Norris is one of our country’s best, and this discussion, a must listen, reflects that. Leaders Getting Coffee – Episode 69 with Bruce Cotterill and Sir Ralph Norris – Former CEO of ASB and Air NZ.See omnystudio.com/listener for privacy information.

While further OCR hikes are probably on the way, inflation now appears to have turned a corner. Latest Stats NZ data shows diesel inflation's fallen to 34.8% and petrol inflation's fallen to 15.1%, with prices for both dropping for three consecutive months. Electricity inflation's back down to 9.5% and food inflation's now just 1.9%. ASB Senior Economist Mark Smith told Mike Hosking inflation appears to be falling from the peak reached last quarter. He says the numbers are very positive. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this week's episode of Delivering #marketingjoy Kate Murray joins the show to discuss ASB's position in the branded merch industry, the role of communication in sales, surprises in branded merchandise, and challenges in communication and storytelling. Check it out!

ASB's settlement over alleged historic breaches of credit disclosure rules has affected its bottom line. The bank reached a $135.6-million-dollar settlement in October last year. In annual results released today, ASB's reporting a six-percent rise in operating income, but a 16 percent rise in operating expenses. CEO Vittoria Short says inflation and new investments in technology also added to the profit drop. LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB's settlement over alleged historic breaches of credit disclosure rules has affected its bottom line. The bank reached a $135.6-million-dollar settlement in October last year. In annual results released today, ASB's reporting a six-percent rise in operating income, but a 16 percent rise in operating expenses. CEO Vittoria Short says inflation and new investments in technology also added to the profit drop. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode, Shashank and Cormac introduce our new ASB cohost Vivasvaan! Vivasvaan gives us a broad strokes overview of what galaxy mergers are and why astronomers love to study them while giving us a glimpse into his research involving galaxy mergers and machine learning. We also hear about some of the fun things Vivasvaan likes to do such as playing chess, and watching sports.

The job market is expected to remain tight for quite some time. Many economists are picking today's unemployment rate will increase from 5.3% to 5.5% for the June quarter. ASB Senior Economist Mark Smith told Ryan Bridge the war in Iran and the surrounding uncertainty has probably spooked many employers. He says they may even hold off making any hiring decisions until next year. Smith says manufacturing and construction are likely to see bigger job losses, and workers under 25 are suffering the most, with their unemployment rate sitting around 15%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Manufacturing and construction are showing signs of recovery. ANZ's latest Business Outlook survey finds confidence rose 19 points over the last month, to 56%. In terms of past activity, manufacturing was highest, while agriculture saw a marked fall and construction lifted. ASB acting chief economist Kim Mundy told Andrew Dickens the construction sector has been struggling for some time, so this is welcome news. She says it's good to see the rise in residential consents transfer into activity. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Manufacturing and construction are showing signs of recovery. ANZ's latest Business Outlook survey finds confidence rose 19 points over the last month, to 56%. In terms of past activity, manufacturing was highest, while agriculture saw a marked fall and construction lifted. ASB acting chief economist Kim Mundy told Andrew Dickens the construction sector has been struggling for some time, so this is welcome news. She says it's good to see the rise in residential consents transfer into activity. LISTEN ABOVE See omnystudio.com/listener for privacy information.

New term, new surah. This term and next, we're studying one of the most important surahs in the Qur'an — the one Rasul ﷺ told us to read every Friday: Surah al-Kahf.This note is a companion to the video. Watch for the full explanation; use this to hold the structure in your mind.Why this surah mattersRasulullah ﷺ taught that Surah al-Kahf is our protection from the Dajjāl — the great deceiver who comes as the greatest trial to humanity near the end of time. Every prophet from Nūḥ عليه السلام onward warned their people about him. But because Prophet Muḥammad ﷺ is the last messenger, with no prophet to come after him, he was given something extra: not only the warning and description, but the protection. And that protection is in this surah.The Dajjāl will be given powers that appear divine — controlling the weather, appearing to raise the dead — until he claims godhood and commands people to worship him: worship me and receive the world's wealth; refuse and go hungry. Against this, we recite Surah al-Kahf every Friday.Reciting in Arabic earns the reward (ten ḥasanāt per letter) and the barakah. But the Qur'an was sent as guidance — so understanding the surah adds a further layer of protection. That's what we're doing this term.The reason for revelation (Asbāb al-Nuzūl)The Quraysh, doubting the Prophet ﷺ, went to the learned People of the Book in Yathrib for questions only a true prophet could answer. They were given three:* Tell us about the sleepers of the cave* Tell us about a ruler who reigned from east to west* Tell us about the soul (the rūḥ)The Prophet ﷺ said, “Come tomorrow and I'll answer” — but Jibrīl did not come. Days passed; in some narrations, close to two weeks. The first two answers came in Surah al-Kahf; the third, about the rūḥ, in Surah al-Isrāʾ.The lesson in the delay: Allah revealed “And never say of anything, ‘I will do that tomorrow,' except [when adding], ‘if Allah wills.'” The future belongs to Allah — so when we speak of it, we say In shā' Allāh. And note: In shā' Allāh has become a polite “no” in much of the Muslim world. That's a misuse. If you intend to do something, say it and mean it. If you don't, learn to say no plainly.The structure: four stories, four testsThe surah's four main narratives map onto the four tests the Dajjāl will bring — each story teaching us how to survive its test.1. The Sleepers of the Cave (Aṣḥāb al-Kahf) — the test of FAITHYoung men, some said to be sons of ministers with comfortable lives, commanded to worship idols. The scholars gave up, the leaders gave up — but they chose to flee the city to protect their īmān. Allah preserved them in sleep for 309 years. The lesson: protecting our īmān comes before everything in this world.2. The Owner of Two Gardens (Ṣāḥib al-Jannatayn) — the test of WEALTHA rich man who assumed there was no ākhirah — this world is all there is. Two reminders: rizq comes from Allah, ar-Razzāq, not from any system or deceiver in this world — so never disobey Allah for worldly gain. And wealth is not a sign of Allah's love or of success in the ākhirah.3. Mūsā and al-Khiḍr — the test of KNOWLEDGEMūsā عليه السلام — the greatest prophet to that point, leading the largest ummah, first to receive a scripture — was asked who was most knowledgeable and answered that it was himself. Allah said: no. However knowledgeable you are, there is always someone who knows more — and ultimately, Allah is the Most Knowing. Fitting for our own age, drowning in information.4. Dhul-Qarnayn — the test of POWERNot his name, but a title. A ruler over a vast empire, east to west, who remained a humble servant of Allah and never turned tyrant. The test: what will you do when Allah gives you power? A pressing question when humanity has never been more powerful.This week's practiceRecite Surah al-Kahf this Friday. If you can't manage the whole surah, recite the first ten and the last ten ayat. If not that, at least the first ten — the ones we've been practising since Tajweed Tuesday, so they should be flowing beautifully by now.See you next Thursday, in shā' Allāh. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.grounded.day/subscribe

This week, ASB member and long-time USPAP Instructor Alan Hummel joins Amy as a new guest host to discuss understanding the subject property.

Grant reacts to the Brewers sweep of the Marlins out of the ASB and Woodruffs announcement of another surgery. Devonte Wyatt gets a contract extension, and the Monday Mailbag closes the show. See omnystudio.com/listener for privacy information.

It finally happened! The Orioles got over the hump, winning four straight heading into the All-Star Break with a series sweep of the Royals. But then, they kept it rolling! Coming out of the ASB, they headed to Houston and swept three straight from the Astros, pushing their winning streak to 7 games with a matchup against the Red Sox and their current 13-gm winning streak looming. Are you buying back into this ballclub? Plus, The Orioles have a new $90M man, and Jake Hasan of GameDay Garage and Hasan's Hacks (Substack) joins the guys to discuss some Orioles draft picks. That and more on The Bat Around!

Send Us A Message! Let us know what you think.Think the New Zealand property market is locked in permanent doom and gloom? Think again! Massey University's latest data reveals a staggering 23.1% annual jump in housing affordability, right alongside a historic 6-year high surge in June market activity. In this week's episode, Debbie Roberts strips away the media's negativity bias to show you where the real opportunities are hiding. Learn why Canterbury is hitting all-time high records, how to navigate the banks' confusing new split-direction mortgage rates, and why counter-cyclical buyers are preparing to reap massive rewards as the longest market downturn since the 1970s begins to mature.Detailed Episode Breakdown & Sources1. ANZ Forecasts & Interest Rate TrimsDespite predicting a mild 2% drop in national property values due to election-year tax uncertainty, wholesale interest rates have eased off after geopolitical de-escalations. Savvy buyers are utilizing this brief calm to manufacture equity and negotiate prices directly with vendors on the ground. 2. June's 6-Year Listing Surge & Canterbury DominanceKiwi property sellers are officially done waiting around for "perfect" market conditions. June saw the highest volume of transaction activity in six years, with total stock climbing to 34,761 homes, giving buyers ultimate leverage. Meanwhile, Canterbury hit an all-time record average asking price of over $757,000. 3. The Double-Digit Affordability BoostMassey University's Home Affordability Index reveals a massive 12.6% quarterly gain and a phenomenal 23.1% annual surge in nationwide housing affordability. A stellar combination of lower fixed interest rates, rising incomes, and corrected vendor expectations has opened up a brilliant buying window across Auckland, Wellington, and Northland. 4. ASB's Split-Direction Rate AdjustmentsCommercial lenders are rewriting the mortgage playbook ahead of the next major OCR shifts. ASB executed a series of split-direction moves—bumping up short-term 6-month options while simultaneously cutting long-term 3 to 5-year fixed mortgage rates down significantly. 5. Social Housing Realities & Private LandlordsWith emergency housing numbers under strict review, 30% of declined applicants are left navigating the accommodation gap without direct government help. This underscores the critical, socially valuable role private property investors play in providing stable, reliable long-term housing solutions without dragging on the taxpayer. Ready to learn the exact risk-reduction strategies needed to succeed as a property investor in New Zealand without risking it all? 

ASB's latest outlook says New Zealand's economic recovery is back on track. Inflation is expected to hit 4.1% in Q2, but the bank says the overall economic picture as "markedly improved". ASB Chief Economist Nick Tuffley told Mike Hosking that, "We do think it will still be tight, but we do think that the Reserve Bank will lean on remaining on hold." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Public sector jobs keep on rising, even as the Government promises to slash numbers. Seasonally-adjusted Stats NZ data shows filled jobs rose 0.3 percent across the country last month - 0.7 in the past year. More than 6,000 public service roles were created in the year to May. ASB chief economist Nick Tuffley says lifts in Government spending on health and education have translated into jobs. "When you do look at where the Government has been prioritising its spending, it is those two sectors - when you look at that sort of public service beyond those sectors, you have had a slight decline." LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB has joined Westpac in predicting the Reserve Bank will keep the Official Cash Rate on hold next month. The outlook has been revised after they previously predicted a hike when it's next reviewed on July 8th. However, ASB Senior Economist Mark Smith told Heather du Plessis-Allan that it'll be another close vote to stay at 2.25%. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Bay of Plenty could be seeing the light at the end of the economic tunnel. ASB's Regional Economic Scoreboard shows the Bay's reclaimed first place after a strong kiwifruit season. Canterbury's runner up, Otago third and the West Coast last. Tauranga Business Chamber chief executive, Matt Cowley, says innovation follows money and there's a lot of innovation in the area. "Even the construction industry - that's usually our biggest contributor to GDP, so when that takes off...we really will be sailing." LISTEN ABOVESee omnystudio.com/listener for privacy information.

HEALTH NEWS   Ginger Supplementation Reduces Muscle Soreness, Review Finds Artificially sweetened and sugar-sweetened beverage intake and risk of liver cancer Plant-based quinoa burgers reduce post-meal blood sugar spikes Sleep and exercise may curb heart risk from mutant white blood cells Pregnant women may reduce key health risk through less sitting, more light exercise     Ginger Supplementation Reduces Muscle Soreness, Review Finds Old Dominion University, June 4 2026 (Natural News)     A review published in Nutrition Reviews found that consuming 2 grams of ginger daily for 11 consecutive days before exercise reduced delayed-onset muscle soreness (DOMS) by 23% to 25%.   The review examined multiple placebo-controlled studies and found that single doses taken just before exercise did not produce significant pain reduction, but consistent daily intake over the 11-day period yielded measurable results.   DOMS typically occurs 24 to 72 hours after exercise and is a common reason individuals skip subsequent workouts. In two placebo-controlled studies reviewed, participants consumed 2 grams of either raw or heat-treated ginger daily for 11 days before performing eccentric exercise, which lengthens muscles under tension. The effective dose identified in the review was 2 grams per day, roughly equivalent to one teaspoon of fresh grated ginger.   Artificially sweetened and sugar-sweetened beverage intake and risk of liver cancer Yale University, National Cancer Institute, Boston University, June 10 2026 (Eurekalert) Are artificially sweetened beverage (ASB) and sugar-sweetened beverage (SSB) intakes associated with risk of liver cancer overall and by subtype (hepatocellular carcinoma [HCC] and intrahepatic cholangiocarcinoma [ICC])? In this pooled analysis of 11 prospective cohort studies comprising 1,518,411 adults, SSB intake per 1-beverage/day increment was associated with increased risk of HCC and ICC, whereas ASB intake was not associated with liver cancer overall or by subtype. There was no evidence of effect modification by diabetes status.     Plant-based quinoa burgers reduce post-meal blood sugar spikes Federal University of Golas (Brazil), June 10 2026 (News-Medical) A study published in ACS Nutrition Science suggests that a plant-based burger made from baru pulp and red quinoa could reduce post-meal blood glucose responses in healthy adults. Red quinoa (Chenopodium quinoa Willd.) is a pseudocereal that is rich in protein, fiber, and micronutrients. It provide spolyphenols that have been shown to slow gastric emptying and overall digestion, and may reduce enzymatic degradation of carbohydrates in the gut. This would influence the rate at which glucose is absorbed into the bloodstream after a meal, altering the GI. The authors of this pilot study examined GI in a small sample of eight volunteers after consuming two plant-based burgers: one made with baru pulp and red quinoa, and the other with red quinoa alone.  All three foods produced their highest blood glucose levels 30 minutes after consumption. The glucose reference food generated the largest peak at 174 mg/dL, while the baru pulp–red quinoa and red quinoa burgers reached substantially lower peaks of 118 mg/dL and 120 mg/dL, respectively. By 120 minutes, blood glucose levels had declined in all groups. Compared with the glucose reference, both plant-based burgers caused only modest increases in blood glucose relative to fasting levels: 15.5% for the red quinoa burger and 18% for the baru pulp–red quinoa burger.   Sleep and exercise may curb heart risk from mutant white blood cells Mount Sinai Hospital, June 10. 2026 (Medical Xpress) Healthy sleep and regular exercise can work to counteract genetic mutations in white blood cells that are associated with cardiovascular disease and are most common among older people, Mount Sinai researchers have found. In a study published in Nature, the team reported for the first time that sufficient sleep and exercise can help reduce the cancer-like cell expansion and atherosclerotic risk linked to mutations that spontaneously occur in white blood cells. These mutations accumulate over our lifetimes and occur most often in hematopoietic stem cells, which are the cells in bone marrow that make blood cells, including macrophages and monocytes, immune cells that help defend the body. When these cells develop mutations, they start to proliferate, multiplying faster than they should, and become more inflammatory, irritating or damaging tissues in the body. This condition, known as clonal hematopoiesis (CH), is detectable in a quarter of people over age 70 and half of people over 80, though it is infrequent in young, healthy people. Healthy sleep and exercise was found to selectively influence immune cells with clonal hematopoiesis mutations, repressing their proliferative programming and expansion, as well as their ability to promote the formation of harmful plaque in the arteries of the heart. The findings reveal that CH mutant cells are malleable and selectively responsive to lifestyle behavior in a way that can mitigate atherosclerotic risk. Mount Sinai researchers discovered that moderate-to-vigorous physical activity was associated with a reduced incidence of gene-specific CH and fewer mutant cells in the blood. Sufficient sleep and exercise "turned off" the detrimental effects of rogue Jak2 and Tet2 mutant CH hematopoietic stem cells in the bone marrow, decreasing their ability to proliferate and grow, a precancerous process known as "clonal expansion.   Pregnant women may reduce key health risk through less sitting, more light exercise University of Iowa, June 10 2026 (Eurekalert)   Women who engage in light physical activity and lessen their sedentary time may significantly reduce the risk of key health problems during pregnancy, according to a new University of Iowa-led study. Researchers examined the daily behaviors of 470 pregnant women across all stages of pregnancy. Each participant wore a monitor that measured physical activity in 24-hour cycles and another monitor that recorded the time they spent asleep. Based on observational data collected from the study's participants, the researchers propose a “Goldilocks Day”-like guide for pregnant women that could reduce by nearly 30% the risk of developing hypertensive disorders of pregnancy (HDP), commonly occurring complications of pregnancy that include chronic hypertension, gestational hypertension, and preeclampsia. Those recommendations are: • Reduce sedentary time to fewer than eight hours each day. • Engage in light physical activity for at least seven hours each day. • Engage in approximately 22 minutes of moderate to vigorous physical activity, such as a brisk walk, each day. • Get nearly nine hours of sleep each night.

The High Court has ordered ASB Bank to pay $6.731 million for breaching anti-money laundering laws. The penalty is the largest ever imposed by a New Zealand court under the Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) Act 2009. NZ Herald Wellington business editor Jenee Tibshraeny explained the case further - and whether it sets a precedent. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Sirenen heulen, das Handy warnt, der Strom fällt aus - und was passiert dann? Durch den Krieg in Europa, Cyberangriffe und Extremwetter hat sich die Sicherheitslage in Deutschland deutlich verschärft. Deshalb soll das Land jetzt krisenfester werden. Mit einem neuen Pakt für den Bevölkerungsschutz will die Bundesregierung zehn Milliarden Euro in Zivilschutz und Vorsorge investieren. Doch viele Experten und Hilfsorganisationen bezweifeln, dass die Pläne ausreichen. Wie gut sind wir auf Blackouts, Katastrophen und Co vorbereitet? Was macht Staat und Gesellschaft krisenfest, genügen die Vorschläge der Regierung und wo sollten wir selbst aktiv werden? Darüber spricht Moderatorin Jessy Trommer mit der Sicherheitsexpertin Helena Quis, Michael Schnatz vom ASB, Lars Gerhold, Psychologieprofessor an der TU Braunschweig und Peter Aurnhammer, Gründer und Geschäftsführer des Deutschen Schutzraum-Zentrums. Podcast-Tipp: Die Großen Fragen in 10 Minuten Wer überlebt die Apokalypse? Die Prepper-Szene bereitet sich konzentriert auf den Tag X vor - den Tag, an dem ein Dritter Weltkrieg oder eine andere Apokalypse den Planeten unbewohnbar machen könnte. Aber kann man sich auf so etwas überhaupt vorbereiten? Kann man das überleben? Das Leben hat bisher jede vergangene Apokalypse, jedes Massensterben überstanden. Irgendeine Spezies hat es immer geschafft. Doch was ist das Geheimrezept, um Katastrophen zu überstehen? Welche erfolgreichen Strategien hält das Leben bereit? Diese Episode widmet sich den Grundprinzipien von Leben und Überleben, der Frage, wie flexibel Leben eigentlich ist, und was das Wort "lebensfeindlich" überhaupt bedeutet. https://www.ardsounds.de/episode/urn:ard:episode:a4cbcaaaab41cfae/

As B.C. Premier David Eby contends with a potential Alberta pipeline, he's also facing questions about Indigenous land rights, and other policies he's had to roll back. On top of this, the B.C. Conservatives are picking up steam as they get set to elect a new leader this weekend. Katie DeRosa, CBC's provincial affairs reporter in B.C., and Rob Shaw, political correspondent for CHEK News in Victoria, take a close look at the complex political picture in the province.

Halie Creps, CPA, chair of the AICPA Auditing Standards Board, joined the JofA podcast to  discuss the ASB's refreshed 2026–2030 strategic plan and its focus on responsiveness, collaboration, and technology. She also explained why taking part in AICPA committees and boards is important to her and mentioned the link that members can visit to explore volunteer opportunities.  Creps highlighted current projects, including proposed updates to attestation standards, sustainability assurance, confirmations, and fraud. She also explained how practitioner feedback and international standard‑setting influence the board's work. What you'll learn from this episode: Why Creps said that serving on the Auditing Standards Board helps make her a better auditor. A mention of the numerous types of volunteer opportunities for members. How the ASB's 2026–2030 strategic plan reflects stakeholder feedback. What proposed changes to attestation standards could mean for practitioners. How sustainability assurance fits into the ASB's broader standards framework. The status of and comment deadlines for exposure drafts on confirmations and fraud. How technology and global collaboration are shaping future audit standards.

ASB is set to launch their own answer to Sharesies with their new app. ASB Share Central will include a mobile app and desktop platform, and it will allow Kiwis to make their own investments into shares. CMC Markets managing director Chris Smith says it's 'exciting' ASB wants to take this step, and they're looking forward to working with the bank on this project. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Kiwis struggling to find work aren't alone in it. Stats NZ data due out this morning is expected to show unemployment's remained steady or risen slightly in the first three months of this year. It was already at a near-decade high in the previous quarter. ASB Chief Economist Nick Tuffley told Mike Hosking the jobs being created don't seem to be keeping pace with the number of people moving to New Zealand. He says they're expecting a marginal lift in jobs, but migration's also picking up. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A majority of British Columbians now say reconciliation has gone “too far.” Is reconciliation the problem or how it's being talked about? This is VANCOLOUR host Mo Amir speaks with BC Assembly of First Nations Regional Chief Terry Teegee about the growing backlash to DRIPA, the Cowichan land controversy, and separating political spin from legal realities. As B.C. Premier David Eby faces criticism from all sides, are misunderstandings about Aboriginal rights fuelling the backlash? Is there ever an end point to reconciliation?Recorded: April 27, 2026  

The Finance Minister is concerned about an expected spike in inflation. The inflation rate has remained unchanged at 3.1% in the March quarter, despite forecasts of a drop. ASB economists now expect it to approach 4.5% this quarter, remain above 4% until the end of the year, and remain above 3% until at least the middle of next year. Nicola Willis told Mike Hosking there's no doubt inflation will rise this quarter. She's also refusing to name the five disgruntled National MPs that Christopher Luxon says are behind party leaks to the media. Luxon's passed a vote of confidence at yesterday's lengthy caucus meeting, but MPs aren't revealing details of the vote, including how many of them supported Luxon. Newstalk ZB understands the disgruntled MPs are Joseph Mooney, Andrew Bayley, Sam Uffindell, Barbara Kuriger, and Tim van de Molen. Willis told Hosking she won't throw colleagues under the bus without evidence. She says each of the five have said they haven't leaked to the media and support a unified caucus. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Praha otevírá další most přes Vltavu. Stavba trvala tři a půl roku a spojuje Smíchov s Podolím. Na jeho podobě a úpravě okolí se vedle architektonického studia Atelier 6 podílel i tým výtvarníka Krištofa Kintery. Právě množstvím uměleckých děl a přemýšlením o prostoru kolem se projekt vymyká běžným dopravním stavbám nejen v Praze, ale v celé republice. Přes most vedou tramvajové a autobusové linky veřejné dopravy a využívat ho mohou i chodci a cyklisté. S automobily se naopak nepočítá. Čím dalším tato dvoumiliardová stavba upoutává pozornost?  Host: Matěj Beránek - novinář, šéfredaktor časopisu ASB o architektuře a stavebnictvíČlánek a další informace najdete na webu Seznam ZprávySledujte nás na sociálních sítích X, Instagram, Threads nebo Bluesky. Náměty a připomínky nám můžete psát na e-mail zaminutusest@sz.cz

Praha otevírá další most přes Vltavu. Stavba trvala tři a půl roku a spojuje Smíchov s Podolím. Na jeho podobě a úpravě okolí se vedle architektonického studia Atelier 6 podílel i tým výtvarníka Krištofa Kintery. Právě množstvím uměleckých děl a přemýšlením o prostoru kolem se projekt vymyká běžným dopravním stavbám nejen v Praze, ale v celé republice. Přes most vedou tramvajové a autobusové linky veřejné dopravy a využívat ho mohou i chodci a cyklisté. S automobily se naopak nepočítá. Čím dalším tato dvoumiliardová stavba upoutává pozornost? Host: Matěj Beránek - novinář, šéfredaktor časopisu ASB o architektuře a stavebnictví Článek a další informace najdete na webu Seznam Zprávy Sledujte nás na sociálních sítích X, Instagram, Threads nebo Bluesky. Náměty a připomínky nám můžete psát na e-mail zaminutusest@sz.cz

Send Us A Message! Let us know what you think.Are the surging building consent numbers hiding a deeper economic reality?  In Episode 9 of New Zealand Property Insights, Paul and Debbie Roberts unpack three major shifts in the New Zealand financial landscape.In this episode, Paul and Debbie cover:Surging Consents vs. Economic Reality: Stats NZ data reveals 37,534 new homes were consented in the year to February, representing a 12% year-on-year increase. Auckland remains the growth engine, with multi-unit dwellings like townhouses making up over half of all new homes consented. However, Paul and Debbie explain why rising construction and excavation costs are making project feasibilities highly sensitive, and why buyers must use sunset clauses and fixed pricing.The KiwiSaver Shift: On April 1st, the default KiwiSaver contribution rate increased from 3% to 3.5%. An ASB survey found that 51% of people planned to increase their contributions to match this new rate. While this is a minor weekly adjustment—around $7 extra for someone earning $70,000—it has a massive compounding effect over time. We discuss why younger investors stand to benefit the most, despite having the lowest awareness of the changes.The Balanced Property Market: A new CBRE valuers report shows the housing market is currently stable and balanced. First-home buyers are the most active demographic, but they are heavily favoring move-in ready homes. This creates a massive opportunity for savvy investors to purchase unrenovated "do-ups" with less competition and manufacture their own equity in a flat market.Whether you are looking to build a new townhouse, check your KiwiSaver settings, or find hidden property deals, this episode provides the factual insights you need.Resource Links:

With so much uncertainty in the Middle East, people should focus on preparing for different scenarios that could affect their businesses, ASB chief economist Nick Tuffley says. ASB's revised outlook forecasts inflation to climb further this year and GDP growth contracting for the second quarter thanks to higher fuel prices hitting consumers. Tuffley told Mike Hosking that Q2 was when the peak impacts of the oil shock would ripple through and affect people's spending power. The ASB forecast —of GDP growth at 1.3% and inflation at 4%— was “not the end of the world” but would delay New Zealand's economic recovery, he said. Inflation had hit 5% before, when oil prices were high before the financial crisis. That level of inflation was still possible this year, but the Reserve Bank had time to wait, given New Zealand's economy wasn't overheating. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Christchurch locals say the city is prospering and heading in the right direction, on the back of an ASB report finding Canterbury is the best place to be in the country economically. But there's concern the good times won't last, with rising fuel prices and they worry about how the economy will be affected by the war in the Middle East. Anna Sargent reports.

It's a tale of two cities, with Canterbury crowned the top regional economy and Wellington finishing last. ASB's latest Regional Economic Scoreboard shows Canterbury outperformed in nearly every key measure, including employment, retail spending, housing activity, and population growth. Otago and Waikato tied for second and Auckland climbed to fourth. ASB Chief Economist Nick Tuffley told Mike Hosking it follows the theme they've seen over the past few years of export-focused regions being more resilient. LISTEN ABOVE See omnystudio.com/listener for privacy information.

New Zealanders are rethinking how they invest, according to a new survey from ASB. ASB Senior economist Chris Tennent-Brown spoke to Ingrid Hipkiss.

In this “0 and Two-ahhh” episode of The Pacers Post Up, Brad and Ryan break down the very tanky post-ASB back-to-back losses in DC to the Wizards, dropping Indy to the 2nd-worst record league-wide. Tank haters are coming out in full force, but the youth showed flashes: Jarace Walker near triple-double territory, Jay Huff's offensive outburst, Taelon Peter's career high, and Ben Sheppard's sneaky solid contributions. We talk about what can actually be taken away from these 2 games, celebrate the young guys stepping up, note the boosted top-4 pick chances, and react to Adam Silver/Shams signaling offseason anti-tanking tweaks. Apologies for the technical difficulties on this episode, but appreciate Pacers Nation hanging in there with us, as always! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On the latest Pickaxe and Roll, Ryan Blackburn discusses the MVP race between Nikola Jokic and Shai-Gilgeous-Alexander that still has life despite Jokic's absence. He breaks down Jokic's chances to catch SGA, what's next for David Adelman and Nuggets post ASB, and previews tonight's matchup vs James Harden and Donovan Mitchell. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.