Podcasts about ASB

A top lawyer working with the plaintiffs in a large-scale banking class action is calling for a formal investigation into the 'serious civil service process failures' by MBIE. Rachael Reed, KC, has outlined her objections in a letter to Public Service Commissioner Sir Brian Roche and Attorney-General Judith Collins, voicing concerns with the Reserve Bank's risk assessment. She says the $12.9 billion figure is 'fantastical' and says it doesn't have a grasp of reality. "It just doesn't make sense on that first fundamental level." LISTEN ABOVESee omnystudio.com/listener for privacy information.

A top lawyer working with the plaintiffs in a large-scale banking class action is calling for a formal investigation into the 'serious civil service process failures' by MBIE. Rachael Reed, KC, has outlined her objections in a letter to Public Service Commissioner Sir Brian Roche and Attorney-General Judith Collins, voicing concerns with the Reserve Bank's risk assessment. She says the $12.9 billion figure is 'fantastical' and says it doesn't have a grasp of reality. "It just doesn't make sense on that first fundamental level." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Product, ASB) is joined by Gertjan Verdickt (Lecturer in Finance, University of Auckland) to explore the world of passion investing — the practice of putting money into tangible, collectible assets like art, wine, and even Lego. They unpack what drives value in these markets, and how they compare to more traditional investments. Gertjan also shares the research behind his work, some tips for getting started, and what makes passion investing more than just a hobby.

if there was any doubt before the ASB, there's absolutely no doubt now that Cal Raleigh is a bonafide star. In this short and sweet episode, I highlight what Mariners players had 'black ink' in the first half, talk about Cal for a bit, mention a couple other trade targets, and then I ask some key questions about the team headed into the final 40% of the season. Thanks for listening!Twitter - @chaosball1977Email - mschaosball@gmail.com

On the worst day of the baseball calendar, the Thursday after the ASB, Lou Blasi and Sky Dombroske take a look at some interesting names on the EV Leaderboard as play resumes. They talk about Oniel Cruz, James Wood, Addison Barger, Ben Rice, Nick Kurtz, Jesus Sanchez, Alejandro Kirk, Ryan McMahon, and Kyle Stowers, among others ...

Grant reacts to one of the better All Star Games in recent memory- including the ASB, swing-off, and Miz performance. Nyzier Fourqurean is denied eligibilty for a 5th year- Zach helps break it down. Scott Grodsky joins at 5:30 to talk Brewers first half and Packers camp.See omnystudio.com/listener for privacy information.

Today, the boys caught up with Raman Lee from Mates in Construction. MATES in Construction NZ is a suicide prevention and mental health charity embedded in Aotearoa’s construction industry. They provide practical, on-the-ground support through on-site training, a free 24/7 Helpline, and case management. Since launching, they’ve trained over 100,000 workers, built a peer support network of more than 5,000 workers, and partnered with industry, government, and the health sector to drive change. What is the MATES Well-being Survey? Supported by ASB, the MATES Well-being Survey is Aotearoa’s largest survey focused on worker mental health and suicide prevention in the construction sector. The 2025 survey is the fourth and biggest yet. The survey collects data on worker well-being, stressors at work and home, and support needs – with results broken down by key groups, including apprentices, Māori, Pasifika, migrant workers, disabled workers, rural workers, and small business owners and employees. https://bit.ly/3THnjjr

ANZ has declined a proposed settlement by lawyers leading a massive class action against the bank for giving customers the wrong information about their loans. The lawyers asked ANZ to agree to pay a penalty of up to $300 million, on top of the $35 million it has already paid more than 100,000 customers to compensate them for the error. ASB, which is also subject to the class action, is yet to respond to the proposal for it to also make a payment of up to $300 million. NZ Herald Wellington business editor Jenee Tibshraeny explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

ANZ has declined a proposed settlement by lawyers leading a massive class action against the bank for giving customers the wrong information about their loans. The lawyers asked ANZ to agree to pay a penalty of up to $300 million, on top of the $35 million it has already paid more than 100,000 customers to compensate them for the error. ASB, which is also subject to the class action, is yet to respond to the proposal for it to also make a payment of up to $300 million. NZ Herald Wellington business editor Jenee Tibshraeny explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

There are concerns a class action lawsuit against two of our biggest banks will be undermined by a law change going through Parliament. 

Mortgage-holders will be holding their breath in after yesterday's OCR announcement. The Reserve Bank's opted to keep the Official Cash Rate unchanged at 3.25% while signalling the possibility of further cuts. But new ASB research suggests interest rates remain volatile, with several opposing forces at play. Finance and Mortgage Association Country Manager Leigh Hodgetts told Andrew Dickens that they're holding out hope for a cut in August. She says that people are looking for a bit of relief in their household spending, which would come from interest rates coming down. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Economists say pausing the OCR could be prudent as we wait to find out more about the state of global trade. The Reserve Bank will make a call today on whether to cut the Official Cash Rate for a seventh consecutive time or hold it steady at 3.25%. There's much to consider, including uncertainty about the US tariffs. ASB Chief Economist Nick Tuffley told Heather du Plessis-Allan we'll have more information next month about inflation and inflation expectations. He says hopefully all the trade deadlines will be dealt with and we'll have more clarity about what tariffs countries face. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It was a spectacular weekend for President Trump and his agenda. The big, beautiful bill has passed and been signed into law. As B-2 bombers flew over the White House, President Trump made it official on the 4th of July. It was Jd Vance that put the tying vote over in the Senate to pass the bill 51-50. Senator Eric Schmitt is here with us to discuss the big, beautiful bill and what it means for Americans. American families can expect to see an extra $10,000 in take-home pay each year, no tax on tips, no tax on overtime and no tax on Social Security. Senator Schmitt walks us through the OBBB, including finishing the border wall, permanent tax cuts and changes in Medicaid. The bill will help to reduce the deficit as the reconciliation package takes effect, the growth of the U.S. economy, new trade deals and revenue coming in from tariffs. Long time New Yorkers and Republican candidate Curtis Sliwa is ready to take the fight to Democratic frontrunner Zohran Mamdani in NYC. As the only Republican on the ballot, Sliwa is leading the cause for no-kill shelters in New York, reducing the cost of living, actually stopping and fighting crime and saving the city from Socialism. Featuring: Senator Eric Schmitt U.S. Senator | Missouri https://www.schmitt.senate.gov/ Curtis Sliwa Republican Candidate | NYC Mayor https://www.sliwafornyc.com/ Check out Curtis campaign here: https://www.sliwafornyc.com/ Today's show is brought to you by these great sponsors Firecracker Farms Everything is better with HOT SALT. Firecracker Farms hot salt is hand crafted on their family farm with Carolina Reaper, Ghost and Trinidad Scorpion peppers. This is a balanced, deep flavor pairs perfect with your favorite foods. Whether it's eggs, steaks veggies or even your favorite beverage, Firecracker Farms hot salt is what you've been missing. Just head to https://firecracker.farm/ use code word: SEAN for a discount. Unlock the flavor in your food now! Beam For a limited time got 40% of Beam's Dream Powder. Dream Powder with Reishi, Magnesium, L-Theanine, Apigenin and Melatonin to help you fall asleep, stay asleep, and wake up refreshed. Just head to https://shopbeam.com/SPICER for 40% off. ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices

Sommer und Hitze bedeuten für Rettungskräftre Einsätze im Grenzbereich. Egal wie heiß es ist, die Helfer müssen im Ernstfall fit sein. Darüber sprechen wir mit dem Landesvorsitzenden des ASB Sachsen, Matthias Czech.

Host Nigel Grant (Head of Wealth Product, ASB) welcomes Frank Jasper in his new role as ASB's Chief Investment Officer. A familiar voice to regular listeners, Frank shares what drew him to the role, his career in financial markets, and his vision for ASB's investment offering. They also discuss his investment philosophy, the risks and opportunities he's watching, and life outside of work.

A friend of ours opened a new business last week. It was a soft opening and will be full steam ahead by the school holidays. So far he is going gangbusters. There's a lot of local support and it looks like a good news story. He is however, if you believe the headlines that have been supplied by his industry association, in very dark and difficult days. They don't look difficult at his place. The GDP figures came out as we were away on the long weekend - up 0.8% for Q1. The Reserve Bank thought it would be 0.4%. Most banks thought it would be 0.7%. The reality was better than everyone thought. Nick Tuffley, the ASB's head man on economics, also on Thursday told us he still had growth in the second quarter just gone, April, May and June. He had us 0.3-0.4% up. Other commentary last week from manufacturing and services said we had hit a brick wall. If Nick is right there is no brick wall, the same way Q1 was not 0.4%, it was 0.8%. The point is this: is it possible we are in such a funk we don't want to see reality? You know what else I read? Australia, the repository of so many disillusioned New Zealanders, is now losing more people than it has since Covid. A mass exodus is on. People are bailing out of Australia, healthcare is chronically bad, you can't get seen, the Government is sinking in debt, house prices have spiked past an average of a million everywhere, there are more people than ever since records began and people are working multiple jobs just to make ends meet. This is Australia, the golden answer for the miserable Kiwi looking for better. Maybe better is here? Maybe in a turbulent, troubled world the Land of the Long White Cloud is actually coming right and people like our mate and his new business sees it. And a lot of what's in front of us is attitude. Is there trouble in some areas? Yes. Are there issues still unresolved? Yes. But do we have growth and prospect? Yes. Do the numbers back that up? Indeed they do! Maybe the grass is in fact nice and just as green here. You just got to want to see it. See omnystudio.com/listener for privacy information.

In den aktuell durchaus turbulenten Zeiten möchten wir heute ein ganz besonderes Projekt vorstellen - ein ehrenamtliches, bei dem es wie der Titel schon verrät um Wünsche und ihre Erfüllung geht

In his final episode, ASB's retiring Head of Asset Management, John Smith, joins host Nigel Grant (Head of Wealth Product, ASB) to reflect on a decades-long career — from paper-based trading to digital platforms, through the establishment of KiwiSaver, and across shifting market cycles. John reflects on what's changed, what's stayed the same, and the lessons he's taking into retirement.

The economy is expected to look better than earlier predictions. Figures —due out from Stats NZ this morning— are expected to show the country's GDP grew 0.7% for the first quarter of the year. It's slightly higher than 0.4%, predicted earlier this year. ASB chief economist Nick Tuffley told Mike Hosking things are expected to slow through the middle half of the year. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What to listen for:Robin Greubel and Crystal Wing return with the brilliant Katylynn Sloan for part two of their conversation on the intersection between chemistry and K9 detection!“Train with as much variety as often as you can, in the weirdest of circumstances you can possibly get to, with as many groups and as many people as you can.”Katylynn dives into one of the most misunderstood topics in the detection world: training aids. She breaks down why the term “pseudo” is falling out of favor, replaced by “alternative training aids,” and classifies them into four types: dilution, absorption, mimic, and vigilance. Each has its pros and pitfalls. Mimics, for instance, rely on human interpretation of what's important for a dog to smell—sometimes right, sometimes not. And vigilance aids? They're about maintaining search behavior, not the odor itself.Katylynn also emphasizes the importance of language. As a member of standards boards like ASB and OSAC, she helps shape definitions so handlers, trainers, and scientists are all speaking the same language in courtrooms and classrooms alike. It's not just about what you know, but how clearly you can explain it. Her advice to aspiring canine scientists? Master problem-solving, communication, and the humility to say, “I don't know.”She also touches on the challenges of HRD training, the evolving definitions of “real” odor, and how even “duh” science needs to be written down. Her message to handlers? Train broadly. Generalization is key. Get variety in odors, people, places, and aids—because you never know what the real world will throw at your dog.Dogs are really good. But they're even better when guided by thoughtful, curious humans willing to adapt, collaborate, and learn. Katylynn's passion isn't just informative—it's contagious.Key Topics:Revising Standards and Defining "Real" Odor (0:59)Introduction to Alternative Training Aids (03:27)Mimics and Human Interpretation in Training Aids (07:30)Applying Dilution/Absorption Concepts to HRD (15:14)Public Comment Process and Impact on Standards (17:18)Skills and Traits for Aspiring K9 Scientists (22:53)Final Takeaways: Variety, Generalization, and Collaboration (39:52)Resources:The manipulation of odor availability of training aids used in detection canine trainingAAFS Academy Standards BoardLindsay Waldrop's LabWe want to hear from you:Check out the K9 Detection Collaborative FB page and comment on the episode post!K9Sensus Detection Dog Trainer AcademyK9Sensus Foundation can be found on Facebook and Instagram. We have a Trainer's Group on Facebook!Scentsabilities Nosework is also on Facebook. Here is a Facebook group you should join!Crystal Wing (CB K9) can be found here!You can follow us for notifications of upcoming episodes, find us at k9detectioncollaborative.com

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Frank Jasper (Investment Strategist, ASB) to break down the basics of financial markets and how they connect to your KiwiSaver account or Investment Fund. They explore how markets work, what drives their movements, and how ASB applies a long-term strategy to manage risk and build robust portfolios.

In this episode, we say goodbye to one of our beloved hosts, Sabrina Berger. We take a voyage through the depths and breadths of Sabrina's research experience. Cole tells us how Sabrina investigates JWST's ability to estimate the masses of galaxies through the glare of their quasars, and Lucia tells us how Sabrina used navigation satellites to calibrate radio telescopes. In between, we quiz Sabrina on her own ASB episodes and finish with Sabrina's experience in 3 different countries and Sabrina's advice for future grad students!   Arxiv links: https://arxiv.org/abs/2411.06144 (second paper coming soon to an arxiv near you!)

The largest agricultural expo in the Southern Hemisphere, one of the largest business expos in the Southern Hemisphere, has opened its gates this morning, and exhibitors are ready to do business. That hasn't always been the case in Fieldays' 57 year history – the rural economy has had its ebbs and flows over the years, and Fieldays in Hamilton has felt them. Confidence has waxed and waned, but not this year. This year, you've got the Massey Ferg's descending on the Tron in their droves. This year the feeling is bullish, according to Richard Lindroos, the CEO of the National Fieldays. “They say down here it's a bit of a positive vibe going on. Everything's going the right direction. We have certainty now in terms of where the prices are and the forecasts are pretty good, so we expect the rural community to open up the wallets at Fieldays. I think you're going to see those large capital expenditure, and the more certainty you have from the farming community, the better it will be. So our exhibitors down here, and we have over 1200, are looking forward to gates opening at 8am today. We go right through to Saturday. Saturday is Super Saturday, so I'm looking forward to even the townies coming down.” Absolutely. It's an amazing event. I've had the privilege of going a couple of times —working and as a spectator— and it's enormous amounts of fun, and enormous amounts of business is done in the good years. And as Richard referred to when he was talking to Mike Hosking this morning, he's expecting the wallets to be open, because there have been good prices in the agricultural sector for the farmers, and also one of the big ticket items in the Government's 2025 Budget was ‘Investment boost'. The facility that allows businesses to deduct 20% of a new assets value from that year's taxable income on top of normal depreciation. There was a good example in the Herald: let's say a company invests in a machine worth $100,000, or a farmer if you will, that depreciates over 10 years, assuming a 10% straight line depreciation rate. Previously the company would have been able to deduct $10,000 worth of depreciation each year from its taxable income. Under investment boost, it could make a $20,000 upfront deduction, followed by $8,000 in depreciation deductions each year, including in year one. So you can see that that would have an impact. The Government hopes the change will significantly increase productivity by encouraging businesses to invest in new assets now, rather than waiting for the economy to improve. You might have heard that yesterday when we were talking the solar power interest-free loan from ASB for farmers to invest in solar power technology. We had a farmer who rang in, he had actually got his loan through ANZ, but he said he'd been looking at solar power for a while and he just wasn't in a position to make that kind of upfront investment. This year he can and has. So there's more money going on farm and into farmer's pockets. The investment boost, it is hoped, will see farmers and other businesses investing in new technology to allow for increased productivity. Is that what's going to happen? If you're heading to Fieldays, are you going there with the express aim to invest in new technology, technology you might have had your eye on for a while but you haven't been in a position to do anything about it until prices improved, and until you gets a commitment from the government like investment boost. Does investment boost, now you've had time to let it settle, mean that you are going to be investing in the kind of technology that's going to boost your productivity? See omnystudio.com/listener for privacy information.

ASX 200 kicks off the week in style, up 72 points to 8587, a new record. Banks kicked again with CBA up 1.2% and NAB running 1.5% higher. The Big Bank Basket up to $284.50 (1.2%). MQG kicked 1.1% with financials generally doing well, IFL up 0.9% and ZIP up 6.4% on BNPL reforms. REITs also in demand, GMG up 2.1% and MGR better by 2.2% with healthcare better too, CSL up 0.9%. Retail stocks rallied as JBH gained 2.1% and ALL up 3.6% and tech stocks in demand, WTC up 2.4% and XRO rising 1.8% with the all-tech index up 1.6%. In resources, iron ore miners mixed, gold miners sold down aggressively, GMD off 1.3% with EVN down 3.8% and shorts in the lithium space gaining momentum. PLS up 5.5% and LTR up 4.8% with MIN gaining 5.1%. Rare earth stocks remain in favour and oil and gas stocks better. Uranium stocks tried to put in another stellar day but off the highs, PDN up 3.6% and BOE up 2.1%. In corporate news, ASB rallied another 7.3% as the US approved Hanwha holding. NXT up 5.2% on Malaysian expansion plans. MVF cratered 26.9% on another clinical issue. JLG in a trading halt pending a change of control announcement. Nothing on the economic front, Asian markets slightly higher, Japan up 0.2% and HK down 0.5% and China down 0.6%. 10-year yields at 4.26%, steady. Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

ASB is offering loans to help farmers balance their energy costs. They're offering five-year, interest-free loans of up to $150,000 for the installation of solar and battery systems on their properties. The bank said farm electricity costs are rising, with the average 2025/26 season power bill expected to be around $28,000 for owner-operated dairy farms. Research found most farms have rooftop space available for solar, and 60% of farmers say they have land that could be used for solar without reducing production. Rural General Manager Aidan Gent told Kerre Woodham the main barrier to electrification in rural areas was a lack of understanding as to what it would mean for them to electrify their farms, as well as what the cost and payback would look like. He says the bank is trying to ease access to capital, but also provide tools that help bring it to life. Electrifying rural areas would also be a major boost to resilience, Gent says, as in the event of a major weather event like Cyclone Gabrielle, it's much easier to distribute power from farmers' set ups rather than waiting on the main lines to be repaired. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Senior Economist Chris Tennent-Brown (ASB) to unpack two major events shaping New Zealand's economic landscape — the Reserve Bank's latest OCR decision and the Government's 2025 Budget. They explore how these announcements could impact interest rates, markets and mortgage rates — and what the KiwiSaver changes could mean for how investors plan, contribute and stay on track.

The Government's defending their move to change a law which protects Australian banks from Kiwi customers. More than 15,000 mortgage holders could miss out on hundreds of millions in compensation for mistakes made by ANZ and ASB. Commerce Minister Scott Simpson talks to Heather du Plessis-Allan about the proposal. LISTEN ABOVE. lawyer on the proposed changes to NZ lending laws and the ensuing lawsuitSee omnystudio.com/listener for privacy information.

ASB's Housing Confidence Survey shows 28 percent of respondents believe it's a good time to buy, the highest number since 2011. Chief Economist Nick Tuffley spoke to Paddy Gower.

Lawyer Scott Russell says proposed changes to our lending laws only benefit Aussie banks. The bill, currently before Select Committee, aims to lessen red tape for such things as adjusting credit limits and applying for credit cards. Russell's representing 170,000 Kiwis in a class action against ANZ and ASB, and says the changes protect those banks. He says they argue penalties under the law are a risk to the economy. "That's just simply rubbish, there's no evidence of that and it seems the suspicion is, by many, that the law is just National helping out the Australian banks." LISTEN ABOVESee omnystudio.com/listener for privacy information.

A new report from ASB and Lincoln University, launched at E Tipu today, shows that Kiwi farmers could unlock $10 billion in additional value for the economy by optimising land use by just 10% – and the transformation could happen within the next 5–7 years.See omnystudio.com/listener for privacy information.

Our weekly podcast - even more rambly than usual as we chat with ASB about attracting new players, having a positive scene + Beastmen are on the way.And, of course, patreon questions!!Oh and we ramble so much we really don't cover beastmen but I'm sure we will this week as it arrives :)[0:00:23] ASB Intro[0:03:38] Gommo sizzles some Warhammer book hobby for later[0:04:20] New player v competitive player conversation starts[0:54:15] Gotcha chat[1:29:15] Patreon Shoutouts, a Question[1:39:48] Really brief Beastmen shoutout... (why does OWF hate beastmen?) [1:45:55] More Patreon Questions![1:54:30] Apparently Newcastle Legions Club has closed?![1:57:10] Josh throws some absolute podcast shade[2:00:30] ASB Hobby[2:11:10] Gommo Hobby (never mentions his book thing tho - mysterious!)[2:14:42] WrapupJoin our live stream chat on Discord if you want to share hobby - https://discord.gg/9ZfQtvGUA4Shop Old World @ Element Gameshttps://elementgames.co.uk/wargames-and-miniatures-by-manufacturer/games-workshop/warhammer-the-old-world?d=11247Let's get into it!!Links and Shoutouts✨ Old World Rankings - https://oldworldrankings.comSquare Based Renegade Pack - https://www.squarebased.com/Support the Show

ASB Chief Economist Nick Tuffley joins host Nigel Grant (Head of Wealth Product, ASB) to unpack what has been moving markets in New Zealand and abroad. They discuss global economic pressures, the OCR outlook, and what it all means for inflation, housing, and growth. Plus, what should be top of mind for investors and business owners in the months ahead.

In this special follow-up to a recent ASB Investor Insights webinar, host Nigel Grant (Head of Wealth Product, ASB) is joined by Will Porter (Investment Strategist, BlackRock) to answer the questions on investors' minds. They unpack the drivers of recent market volatility, the implications for markets, and how ASB portfolios are structured to navigate volatility. Plus, they explore what the path to recovery might look like—and how New Zealand could benefit from shifting global trade dynamics. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 08/05/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

New Zealand banks are being asked to pay up in the next few months. Kiwibank, BNZ, Westpac, ANZ and ASB will need to repay around $9.2 billion in cheap Covid-era loans to the Reserve Bank. Infometrics Principal Economist Brad Olsen told Mike Hosking that they have variety of options they can use to repay the money. He says the banks knew when taking out these loans they'd have to pay them back eventually. Olsen told Hosking that if they're not ready to pay them back, they probably don't qualify to be called bankers at this point. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Kirk Hope (CEO, Financial Services Council) to unpack the capital markets initiative and its potential impact for KiwiSaver members. They dive into how unlocking access to more private market investments could boost diversification and returns for members, while driving economic growth and infrastructure development. Plus, the hurdles to overcome and what's next for the initiative. 

These days I have blurry memories of my time at primary school in Auckland in the late 70s, early 80s, but I can very clearly remember my ASB school banking book. ASB began school banking in 1972 as a way for children to learn about saving and banks, and I guess it was also with a view to retaining us as customers when we were in the workforce and had real amounts of money. On banking days, I can remember bringing my 50 cents to school to make the deposit. My book was stamp marked with the date and the deposit and new balance amounts written in. And goodness, did I love watching the balance increase. I'm pretty sure at one point I had an ASB Kashin elephant money box as well. I'm sure this is ringing a bell with some of you. This is far from what the Government proposed this week - compulsory financial education for students up to year 10, starting in 2026. But, encouraged by my parents, it was at primary school that my understanding of savings and budgeting began - because it was easy and available. While I was budgeting to add to my rubber and sticker collections the real benefit was that I became a good saver, and it has stuck with me for life. As has my now worthless rubber collection - currently in a box under the stairs. I know teachers are inundated with curriculum changes and already have a lot to deal with in the classroom - but there must be room to grow financial literacy beyond what's in the maths curriculum. Concepts like saving, budgeting, debt and investment. Of all the things students learn to prepare them for life after school, surely this is among the most useful and important. Yes, this is something parents should be teaching their children, but financial knowledge is not equal amongst adults. Some parents don't like talking about money. Some assume their children will pick up good money management habits through osmosis. Some prefer to leave it to an expert to explain along the way. And many children just don't listen to their parents. When my son got his first part-time job, I suggested he read Get Started Investing by the guys behind the Equity Mates podcast. It was perfect for a teen boy. But no, the idea of having his own money and the freedom to spend it how he liked was way too exciting. OK - so I was a bit optimistic, but at least I know that in theory he understands the idea of compound interest. I'm enthusiastic about my children becoming financially independent - as quickly as possible - so the more information they have, from as many sources as possible, the better prepared they are to make good decisions. As an adult I'm still learning how to manage my money better. So, let's get them started young. We don't know what the curriculum requirements will be at this stage, but let's give our children the basics and the best chance to be good with money for life. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Join us for our very first "Versus Edition" podcast where ASB takes on a coach or athlete in their sport. This video was filmed at the Riverside Country Club in Carlsbad, New Mexico. We get insight on the CHS Golf Team and much more from Head Coach Brian Jones while battling each other in 3 holes of match play. Presented by CNB Bank Filmed by Isaiah Galindo Produced by All Sports Best & Isaiah Galindo

We enjoyed our first interview with Dave McMaster so much that we spoke with him a second time! If you missed the first interview on what it is like to start an international school, definitely check it out – it's Episode 74. Dave also recorded two Going Global Stories for us. Head to our information hub to enjoy those. Dave has 35 years of K-12 education experience, primarily in leadership roles in Canada, Hong Kong, and Bahrain. He joined the Esol organization in Bahrain in September 2018, and led the founding team in establishing the American School of Bahrain, which opened its doors to just over 100 students amid the COVID-19 Pandemic and has grown to nearly 800 students in its first five years of operation.Prior to this role, Dave served as Principal and Head of School at the Canadian International School of Hong Kong. During his tenure, he spearheaded the authorization process for the full slate of International Baccalaureate (IB) programs. Within six years, CDNIS DP students ranked in the top 10% of IB schools worldwide, and CDNIS was recognized as the top international school in Hong Kong for seven consecutive years. Dave has founded three schools, including the American School of Bahrain.Dave's authenticity as an educational leader motivates the entire school community to continually improve, ensuring excellence in educational provision. He strongly believes that cultivating a school culture based on mutual respect, happiness, and high yet realistic expectations will lead to a fruitful educational experience for students. He emphasizes the "smile index" as a key barometer for assessing a school's success. Dave also has extensive experience in recruiting, hiring, and retaining top educators, which he considers crucial to the success of founding ASB.Dave holds a Bachelor of Education from Queen's University. He also earned a Master of Arts in Educational Leadership from San Diego State University.Our Guiding Question was, “What is it like teaching and living in the Middle East?”Here are a few of the topics covered in this episode:What teachers can experience teaching in a fairly typical Middle Eastern international schoolSome advantages of and expectations for living in the Middle East as expats, particularly in BahrainResources mentioned in the episode:American School of BahrainDave's Contact Information: LinkedInInstagramThe show was recorded on February 16, 2025.Categories: School Life | Travel | Recruiting | Bahrain Remember to access our Educators Going Global website for more information and consider joining our Patreon community at patreon/educatorsgoingglobal!Email us with comments or suggestions at educatorsgoingglobal@gmail.com Follow us on LinkedIn, Facebook, Instagram or YouTube.Listen on your favorite podcast app: connect from our share page.Music: YouTube. (2022). Acoustic Guitar | Folk | No copyright | 2022❤️. YouTube. Retrieved October 11, 2022, from https://www.youtube.com/watch?v=YOEmg_6i7jA.

Increased global trade barriers —like Donald Trump's tariffs— are continuing to slow down New Zealand's economic recovery. Infometrics is drastically reducing its GDP growth forecast from 2.6% to just 1%. Many economists now expect the Reserve Bank to go harder for longer with OCR cuts, despite a likely rise in inflation. ASB Chief Executive Vittoria Shortt told Mike Hosking many businesses don't know how they'll be affected by the global uncertainty. He says confidence had started to reappear but is now dampening as things start going on hold. LISTEN ABOVE See omnystudio.com/listener for privacy information.

USPAP, Verification, and Bernoulli's Fallacy.  That's a mouthful!  What does it mean?  I'm assuming  you've heard of USPAP.  Verification is an important component of USPAP's SR1-4 (learn it, love it, use it).  But it is likely Bernoulli's Fallacy is something you don't know about.  Yet.  You will, though.  It is going to become really important in residential real estate appraisal, especially when UAD3.6 takes effect in November of 2026.  Read on to learn why. Really USPAP, verification and Bernoulli's Fallacy go together.  USPAP's Standards Rule 1-4 requires us appraisers to "...collect, verify, and analyze all information necessary for credible assignment results."  As with a lot of USPAP, this is not overly clear (hello, ASB!).  Bernoulli's Fallacy says, in so many words, in statistical inference, people often wrongly assume that a single event, or a small number of observations, directly reveals the underlying probability of a process.  We see this all the time from clients.  Most houses in a subdivision sell for between $300K and $350K.  Yet the one with the premium view and the kitchen upgrades that sold for $393K gets all their attention.  If the subject is your basic house in the neighborhood, then its value is somewhere between $300K and $350K, that one outlier notwithstanding.  One outlier's price does not predict market value, despite what the client demands. USPAP, verification, and Bernoulli's Fallacy are a package deal.  USPAP demands verification and we avoid Bernoulli's Fallacy by being very skeptical about the predictive value of one or two outliers.  This will become even more important as UAD3.6 kicks in and appraisers will need to write more in their appraisal reports.  Are you preparing for that? Questions?  Contact me at tim@theappraisersadvocate.com.   Need legal help or information on E&O insurance.  I can help you with those, too.

Munaf Manji and Mackeznie Rivers talk NBA playoff play-in games. The guys also give out best bets.

The Government has introduced legislation that could see more than 150,000 mortgage holders miss out on hundreds of millions in compensation for mistakes made by ANZ and ASB. The Government wants to ensure lenders are not disproportionately punished if they fail to disclose all the right information about a product to their customers. NZ Herald Wellington business editor Jenee Tibshraeny explains what this could mean for the banks - and homeowners. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Join ASB Senior Economist Chris Tennent-Brown and host Nigel Grant (Head of Wealth Product, ASB) as they unpack the latest shifts in the local and global economic landscape. They discuss the Reserve Bank's OCR cut, the latest on US tariffs, and rising global uncertainty. Hear what all of this means for mortgage rates, term deposits and investors. Plus, how ASB has positioned portfolios to handle market volatility.

Alex Golden is joined by Kyle Taylor to discuss the Pacers recent decision to insert Jarace Walker back into the rotation. How can Jarace lift the Pacers bench, what has gone wrong with these units since Nesmith was made a starter for Mathurin, is there an underlying issue with the inconsistent bench play, why has it taken Jarace this long to get back into the rotation consistently and how Pascal has played since the ASB. 

ASB has seen some stabilisation in interest rates, the primary sector and rising consumer spending. It comes as it was announced Q4 was higher than expected at 0.7%. Q1 ends today, what will the results be? ASB chief economist Nick Tuffley talks to Mike Hosking. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

One of the big banks has launched a new scam busting tool that verifies in real time, if the person on the phone to is from from the bank. A study last year by the Global Anti-Scam Alliance found half of New Zealanders had experienced a rise in scam encounters over a 12 month period and more than 40% received were by phone. ASB's General Manager Fraud and Scams Brodie McDonald spoke to Lisa Owen.

Stats NZ says there were nearly 123,000 migrant departures in January which is the highest ever for an annual period. SBS Finance Editor finds out why, and where they are going with Mark Smith from ASB, plus a closer look at US markets with Isaac Poole Oreana Private Wealth.

Braden was able to attend BakingTech 2025 in Orlando, Florida and he is here to share with you about the amazing students who participated in the product development competition. Special thanks to the American Society of Baking for allowing us to record at BakingTech and to their director of education, Sarah Day, who manages the competition and spoke to us. Find more about ASB here. Learn about the National Honey Board here.University of Massachusetts Food ScienceCornell Food Science Oregon State University Food Science Find Puratos at:@PuratosUSA- Twitter@PuratosUS- Instagrampuratos.us

In this episode, Jon is joined by FORMER Knicks beat writer & FORMER friend of the pod Fred Katz of The Athletic to discuss the Knicks season leading up to the Allstar break, both asking an over-arching question, making a post ASB prediction & giving one hot take. (PRODUCER'S NOTE: That episode description sounds great, right? Well, I'm only 25% sure that's what actually happened, since this episode featured so much more Macri/Katz chaos & nonsense than you've ever seen/listened to. I don't even think timestamps are even necessary, let alone possible. What I can promise is that something very funny & unbelievable happened to Macri just before we started recording & it's teased throughout the episode before FINALLY revealed. Hope you enjoy - both the show & the break!) Watch the video version of this podcast on our YouTube channel! FOLLOW MACRI - @JCMacriNBA FOLLOW FRED - @FredKatz FOLLOW GMAC - @AndrewJClaudio_ CHECK OUT THE KFS MERCH STORE! FOR AN AD-FREE, UNINTERUPTED VERSION OF THIS EPISODE, SIGN UP FOR THE MELO TIER ON PATREON! SPONSORS: GO TO WWW.ROCKETMONEY.COM/GAMEON! CANCEL YOUR UNWANTED SUBSCRIPTIONS AND REACH YOUR FINANCIAL GOALS FASTER WITH ROCKET MONEY. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In episode 1780, Jack and Miles are joined by writer, comedian, and co-host of Yo, Is This Racist?, Andrew Ti, to discuss… Sexual Predation Apparently A Required Skill To Be In Trump's Cabinet, Return Of The Matt (Whitaker aka DICK TOILET), Attacking Neoliberalism's Well Earned Complexity Problem, The Reason Behind The Recent Rash Of Cheese Heists and more! Trump Pick Linda McMahon Is Facing Her Own Sex Scandal Attacking Neoliberalism's Well Earned Complexity Problem The Reason Behind The Recent Rash Of Cheese Heists Cheesemakers in shock as £300,000 of produce stolen in sophisticated scam Moscow that got the cream? 'Grate cheese robbery' mystery whirls with Russia now suspected after scammers pilfered 22 tonnes from dairy Man attempts to steal thousands of dollars in cheese from North Van Whole Foods Thieves strike in the Netherlands with heist of $22,000 — in cheese Why so many cheese heists? As B.C. cops foil another, here's why cheese is so valuable LISTEN: Talk Down (Live) by DijonSee omnystudio.com/listener for privacy information.