Podcasts about ASB

Nigel Grant (Head of Wealth Products, ASB) is joined by Kirk Hope (CEO, Financial Services Council) to unpack what the latest FSC Money & You report reveals about Gen Z's behaviour and attitudes towards money and debt. They discuss why financial confidence is slipping, how cost-of-living pressures are shaping decisions, and take a closer look at the support landscape for young New Zealanders.

Fonterra's farmer shareholders should get a decent payout from the sale of consumer brands like Anchor and Mainland. They've overwhelmingly voted for a $4.2 billion dollar sale to French company, Lactalis. ASB economists predict the sale will deliver a tax-free capital return of $3.2 billion - or $400,000 per farmer. Chief executive Miles Hurrell says that's close, with a wide spectrum of farm sizes. "Everyone will get their own cash in time accordingly, but yeah, $2 tax-free per share is a decent wedge of cash for most farmers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Interest rates have dropped significantly, so many New Zealanders are reconsidering their savings strategies. Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Advisory, ASB) discuss what a slowing economy and lower rates mean for savers with maturing term deposits. They offer practical guidance on aligning your savings and investment decisions with both short and long-term goals, helping you chart your next steps with confidence.

Fonterra's farmer shareholders should get a decent payout from the sale of consumer brands like Anchor and Mainland. They've overwhelmingly voted for a $4.2 billion dollar sale to French company, Lactalis. ASB economists predict the sale will deliver a tax-free capital return of $3.2 billion - or $400,000 per farmer. Chief executive Miles Hurrell says that's close, with a wide spectrum of farm sizes. "Everyone will get their own cash in time accordingly, but yeah, $2 tax-free per share is a decent wedge of cash for most farmers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

An economist says it's not just farmers who will benefit from Fonterra's sale of its consumer brands. ASB's chief economist Nick Tuffley spoke to Corin Dann.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. ASB Chief Economist Nick Tuffley says they estimate around 60 percent of shareholding farms could receive at least 200-thousand dollars. He says the likely pay out would happen in the first half of next year, so after then, the impacts on farm investments or consumer spending would be seen. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. ASB Chief Economist Nick Tuffley says they estimate around 60 percent of shareholding farms could receive at least 200-thousand dollars. He says the likely pay out would happen in the first half of next year, so after then, the impacts on farm investments or consumer spending would be seen. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New Zealand's economy could look to benefit from Fonterra's proposed sale. The proposed sale of Anchor and Mainland brands to French company Lactalis could unlock around 4.5 billion in additional spending. Forsyth Barr Senior Analyst Matt Montgomerie shares his thoughts. See omnystudio.com/listener for privacy information.

On the Early Edition with Ryan Bridge Full Show Podcast Friday 24th of October 2025, the mega strikes have been and gone, Deputy Prime Minister and Associate Health and Education Minister David Seymour tells Ryan what happens next. Nick Bewley has this scoop on this weekend's all-southern NPC final. A new ASB report out this morning says Fonterra's plan to sell its retail brands could unlock $4.5 billion in extra spending across the economy, Forsyth Barr Senior analyst, Matt Montgomerie shares his thoughts. Plus, UK Correspondent Vincent McAviney has the latest on Zelensky in Brussels and King Charles becoming the first head of the Church of England to pray publicly with the Pope. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by Frank Jasper (Chief Investment Officer, ASB) and Will Porter (Investment Strategist, BlackRock) to discuss this year's strategic asset allocation updates for ASB portfolios. They unpack the five-year market outlook, explain the strategic asset allocation process, and share the key changes we've made to help your investments stay resilient and ready to capture opportunities in a changing environment. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 17/10/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

A multi-million-dollar class action against ANZ New Zealand over historic disclosure obligations looks likely to go ahead. ASB earlier this month settled its part in the four-year class action for $135.6 million - without conceding liability or wrongdoing. ANZ Chief Executive Antonia Watson has voiced disappointment with the development. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A multi-million-dollar class action against ANZ New Zealand over historic disclosure obligations looks likely to go ahead. ASB earlier this month settled its part in the four-year class action for $135.6 million - without conceding liability or wrongdoing. ANZ Chief Executive Antonia Watson has voiced disappointment with the development. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nigel Grant (Head of Wealth Products, ASB) is joined by friend of the podcast Chris Tennent-Brown (Senior Economist, ASB) to unpack the Reserve Bank's latest OCR decision. Together, they break down how changes to the OCR influence mortgage and term deposit rates, why rates don't always move in step, and what it all means for your financial strategy in today's changing rate environment.

ASB recently agreed to pay $135.6 million to settle a class action for allegedly breaching the Credit Contracts and Consumer Finance Act. ANZ has refused to settle, and it's prompted concerns over recent proposed banking reforms are at risk. Banking Reform Coalition convener Kent Duston explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Economists are split on how far the Reserve Bank will go with slashing the Official Cash Rate. The central bank will reveal its latest monetary policy decision this afternoon. There are strong expectations of a cut from three percent, but debate over its size. ANZ says a 25 basis point cut could be strategic at this point in the cycle, with the OCR near its bottom. But ASB Chief Economist Nick Tuffley told Mike Hosking he favours a 50 basis point cut. He says you can make a case either way, but he thinks it's time to give it a firmer nudge than what we've seen recently. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Heather du Plessis-Allan Drive Full Show Podcast for Tuesday, 7 October 2025, Palestine protestor Acacia O'Connor says she doesn't regret making Winston Peters' home address public, despite a person smashing his window as a result. Canterbury District Commander Superintendent Tony Hill wins his bet with Heather - and calls off a restructure of rural police. Lawyers of a class action lawsuit against ANZ are calling on the Government to walk back retrospective banking reform. It comes after ASB agreed to settle their own dispute for more than $135 million . Former All Black Mils Muliaina has joined the Auckland Business Chamber to become its first Pasifika director - he tells Heather about the Pasifika economy. Plus, the Huddle debates whether we should cut the number of elected local body politicians after news that 1 in 7 candidates will get the job unopposed. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB has agreed to pay $135.6 million to settle a class action after it was accused of breaching its disclosure obligations under the Credit Contracts and Consumer Finance Act. The case against ASB alleged failures to provide compliant written disclosure of loan variations to a significant number of customers. ANZ is still hanging on as the remaining defendant of the class action. Scott Russell, the lawyer representing bank customers in the class action, says the lawsuit against ANZ hasn't been dropped. "We remain fully committed to our claim against ANZ...ANZ customers deserve a positive outcome similar to that." LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB has agreed to pay $135.6 million to settle a class action after it was accused of breaching its disclosure obligations under the Credit Contracts and Consumer Finance Act. The case against ASB alleged failures to provide compliant written disclosure of loan variations to a significant number of customers. ANZ is still hanging on as the remaining defendant of the class action. Scott Russell, the lawyer representing bank customers in the class action, says the lawsuit against ANZ hasn't been dropped. "We remain fully committed to our claim against ANZ...ANZ customers deserve a positive outcome similar to that." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The amount is less than half of the $300 million initially offered to ASB to settle in July. However, the final settlement is still subject to court approval.

Chris Tennent-Brown (Wealth Senior Economist, ASB) takes the mic for a solo mini episode, unpacking the headlines that matter most to Kiwi investors. From the Government's fiscal strategy and boardroom sentiment to Reserve Bank moves and market implications, he breaks down what's really going on, and what it means for your portfolio. With interest rate cuts on the horizon and uncertainty still in play, this episode offers timely insights to help investors stay focused and confident in their strategy.

Conventional wisdom is that safeguarding humanity from the worst biological risks — microbes optimised to kill as many as possible — is difficult bordering on impossible, making bioweapons humanity's single greatest vulnerability. Andrew Snyder-Beattie thinks conventional wisdom could be wrong.Andrew's job at Open Philanthropy is to spend hundreds of millions of dollars to protect as much of humanity as possible in the worst-case scenarios — those with fatality rates near 100% and the collapse of technological civilisation a live possibility.Video, full transcript, and links to learn more: https://80k.info/asbAs Andrew lays out, there are several ways this could happen, including:A national bioweapons programme gone wrong, in particular Russia or North KoreaAI advances making it easier for terrorists or a rogue AI to release highly engineered pathogensMirror bacteria that can evade the immune systems of not only humans, but many animals and potentially plants as wellMost efforts to combat these extreme biorisks have focused on either prevention or new high-tech countermeasures. But prevention may well fail, and high-tech approaches can't scale to protect billions when, with no sane people willing to leave their home, we're just weeks from economic collapse.So Andrew and his biosecurity research team at Open Philanthropy have been seeking an alternative approach. They're proposing a four-stage plan using simple technology that could save most people, and is cheap enough it can be prepared without government support. Andrew is hiring for a range of roles to make it happen — from manufacturing and logistics experts to global health specialists to policymakers and other ambitious entrepreneurs — as well as programme associates to join Open Philanthropy's biosecurity team (apply by October 20!).Fundamentally, organisms so small have no way to penetrate physical barriers or shield themselves from UV, heat, or chemical poisons. We now know how to make highly effective ‘elastomeric' face masks that cost $10, can sit in storage for 20 years, and can be used for six months straight without changing the filter. Any rich country could trivially stockpile enough to cover all essential workers.People can't wear masks 24/7, but fortunately propylene glycol — already found in vapes and smoke machines — is astonishingly good at killing microbes in the air. And, being a common chemical input, industry already produces enough of the stuff to cover every indoor space we need at all times.Add to this the wastewater monitoring and metagenomic sequencing that will detect the most dangerous pathogens before they have a chance to wreak havoc, and we might just buy ourselves enough time to develop the cure we'll need to come out alive.Has everyone been wrong, and biology is actually defence dominant rather than offence dominant? Is this plan crazy — or so crazy it just might work?That's what host Rob Wiblin and Andrew Snyder-Beattie explore in this in-depth conversation.What did you think of the episode? https://forms.gle/66Hw5spgnV3eVWXa6Chapters:Cold open (00:00:00)Who's Andrew Snyder-Beattie? (00:01:23)It could get really bad (00:01:57)The worst-case scenario: mirror bacteria (00:08:58)To actually work, a solution has to be low-tech (00:17:40)Why ASB works on biorisks rather than AI (00:20:37)Plan A is prevention. But it might not work. (00:24:48)The “four pillars” plan (00:30:36)ASB is hiring now to make this happen (00:32:22)Everyone was wrong: biorisks are defence dominant in the limit (00:34:22)Pillar 1: A wall between the virus and your lungs (00:39:33)Pillar 2: Biohardening buildings (00:54:57)Pillar 3: Immediately detecting the pandemic (01:13:57)Pillar 4: A cure (01:27:14)The plan's biggest weaknesses (01:38:35)If it's so good, why are you the only group to suggest it? (01:43:04)Would chaos and conflict make this impossible to pull off? (01:45:08)Would rogue AI make bioweapons? Would other AIs save us? (01:50:05)We can feed the world even if all the plants die (01:56:08)Could a bioweapon make the Earth uninhabitable? (02:05:06)Many open roles to solve bio-extinction — and you don't necessarily need a biology background (02:07:34)Career mistakes ASB thinks are common (02:16:19)How to protect yourself and your family (02:28:21)This episode was recorded on August 12, 2025Video editing: Simon Monsour and Luke MonsourAudio engineering: Milo McGuire, Simon Monsour, and Dominic ArmstrongMusic: CORBITCamera operator: Jake MorrisCoordination, transcriptions, and web: Katy Moore

Property values have ticked up again after a five-month fall. Cotality data shows property values in New Zealand edged up by 0.1% in September. Across the main centres, Wellington dipped by 0.4%, with Auckland also down 0.2%. It follows a cumulative -1.6% drop over the five months to August. ASB Chief Economist Nick Tuffley told Ryan Bridge the regions that are doing the best are the ones who have had good export outcomes or tourism seasons. Tauranga for example, he said, has had two bumper seasons of kiwifruit exports. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The ASX 200 slid a mere 3 points to 8846 as the US government shutdown weighed on sentiment. BHP under pressure from the off on news of a halt to iron ore sales in China, falling 2.5% with RIO up 0.5% and FMG doing well, up 1.4%. Lithium stocks under pressure on CATL news of a reopening, MIN fell 3.8%, LTR off 10.7% and PLS falling 6.4%. Copper stocks mixed, SFR up 1.6% and gold miners mostly firm, new record highs for bullion. NST up 0.8%, GMD up 0.7% and WGX rising 10.7% on its 3-year plan. Uranium eased and oil and gas mixed, STO up 0.5%. Banks eased back slightly, CBA up 0.1% with the Big Bank Basket down to $283.09 (-0.1%). Financials found some friends, SOL up 5.4% and MPL rising 0.6%. Healthcare better, CSL up 0.3% and RMD rising 0.8%. Industrials mixed, BXB up 1.3% with TLS rebounding 0.6%. Retail stocks eased a little, tech mixed, WTC up 0.6% and XRO up 0.6%. In corporate news, BVS soared 18.2% on guidance improving. APE in a trading halt pending a capital raise and a Canadian acquisition. ASB jumped 5.8% on a US Naval agreement.On the economic front, nothing locally. Asian markets muted as China National Day takes precedence. Japan down 1%.10-year yields drifted higher to 4.35%. US Futures down 0.5% on shutdown.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In this episode, Nigel Grant (Head of Wealth Product, ASB) welcomes Ben Powell (Chief Investment Strategist for APAC & Middle East, BlackRock Investment Institute) for a wide-angle look at the global investment landscape. They unpack BlackRock's 2025 Midyear Global Outlook, diving into the shifting macro anchors and the “mega forces” driving long-term change. Ben shares where he sees opportunity in today's complex environment - and what it means for investors planning ahead. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 18/09/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

ASB best in NFL?

ASB Senior Economist Chris Tennent-Brown joins host Nigel Grant (Head of Wealth Product, ASB) to unpack the latest ASB Investor Confidence Survey results for Q2 2025. They explore why investor confidence has dipped to its lowest level since the COVID-19 pandemic, and examine trends in demographic and regional sentiment. With signs that the worst of the slowdown is behind us, they discuss the economic outlook and offer timely insights and practical strategies for investors navigating today's uncertain and volatile environment.

On the Early Edition with Francesca Rudkin, Monday 22nd of September Full Show Podcast 2025, The Government's spending $100 million of cash from the budget on upgrading hospitals across the country, Health Minister Simeon Brown tells Francesca what that money will go towards. Andrew Alderson has the latest on the weekend's sport. Investor confidence has slumped back to pandemic levels, ASB wealth economist Chris Tennent-Brown provides some analysis. Plus UK/Europe Correspondent Gavin Grey has the latest on Chaos at major European airports as a cyber-attack hits the electronic check-in and reports that the Duchess of York, Sarah Ferguson, sent an email to paedophile Jeffrey Epstein, calling him a "supreme friend". Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Steve Cooper (CFO & COO, Parkable) and Lee Marshall (Managing Partner, Hunter Campbell) to unpack the latest Mood of the CFO report. They discuss the realities of New Zealand's two-speed economy, the economic outlook, and the policy changes CFOs are calling for. The conversation explores how finance leaders are navigating macroeconomic uncertainty, the rise of AI and technology in finance, and the ongoing challenges of talent and succession planning. Tune in for insights on board dynamics and the key issues shaping New Zealand's finance community in 2025.

Adult Spelling Bee 2 round-robin GAME 2 featured a couple ASB newcomers vying for a spot in the grand finale! Benjamin Karstad squares off against Ryan Walsh!

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Jim Renitsky (Senior Growth Consultant, BlackRock Business Consulting) to discuss how emotions like fear and envy can derail smart investment decisions. From Isaac Newton's costly mistake to Olympic medal psychology, this episode explores why discipline, not timing, drives long-term success. Plus, why minimising losses is often more powerful than chasing big gains, and how working with a financial advisor can help you stay the course. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 31/07/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Chris Tennent-Brown (Senior Economist, ASB) for a mid-year check-in on the New Zealand economy. They unpack the Reserve Bank's latest OCR decision, inflation and labour market dynamics, and housing market developments. With a wave of mortgage refixes on the horizon and global uncertainty still in play, Chris shares insights on what could drive further OCR easing, how households and businesses are responding, and what investors should consider in the months ahead.

Kiwis have racked up more than a billion dollars in green loans for energy efficient items like EVs, solar panels, and heat pumps. BNZ, ASB, and ANZ all lend up to $80 thousand on a 1% interest rate over three years. Massey University Banking Expert Claire Matthews says these are small loans, meaning the banks are pumping them out, while not actually lending a huge amount. She told Mike Hosking customers still have to go through the same process as loans with higher interest rates, and go through affordability checks. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The World Health Organization and the World Meteorological Organization say "urgent action" is needed to protect workers from heat stress in a warming world. As B.C. continues to navigate more extreme heat in the coming days, advocates are raising awareness about working conditions in hot weather. Dr. Melissa Lem, a family physician and president of the Canadian Association of Physicians for the Environment, joins the show to discuss heat stress and how to best protect workers.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Chantal Giles (Managing Director, BlackRock) for a candid conversation on how women are reshaping the financial landscape. They discuss the trends, challenges and opportunities facing women as they grow and manage wealth. From financial literacy to investment behaviours, Chantal shares personal reflections and practical tips as they unpack what is changing and what still needs to. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 20/08/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

Can reading the news make you richer? Dr Justin J. Case (Finance Lecturer, University of Auckland) joins host Nigel Grant (Head of Wealth Product, ASB) to discuss his co-authored study which uncovers the Wall Street Journal as a novel way to forecast stock market volatility—more accurately than traditional methods. They explore why forecasting matters and how this research could reshape investing.

It's good news for ASB.

As we enter our forties, our investment priorities often shift, from building wealth to preserving it and planning for retirement. Ngaire Angus (Head of Wealth Distribution, ASB) joins host Nigel Grant (Head of Wealth Product, ASB) to discuss how your approach to investing can evolve over time. Ngaire also highlights the importance of wellbeing across all areas of life, not just financial and how a holistic view can support better decision-making and more confident investing.

Munaf Manji and Griffin Warner break down MLB betting for Friday.

Munaf Manji and Griffin Warner break down MLB betting for Friday.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by returning guest David Griffith (Client Chief Investment Officer and Head of Multi Asset Solutions, BlackRock) to unpack the 2025 Midyear Global Outlook from the BlackRock Investment Institute. They explore the shift away from traditional economic anchors, the rise of mega forces like AI and climate transition, and how these themes are shaping ASB's investment strategy. From portfolio construction in uncertain times to the growing role of private markets, this episode offers practical insights for navigating today's evolving investment landscape. *** This material has been created with the co-operation of BlackRock Investment Management (Australia) Limited (BIMAL) ABN 13 006 165 975, AFSL 230 523 on 31/07/2025. Comments made by BIMAL employees here represent BIMAL's views only. This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdiction.

Last year's recession is still being felt in the job market. Stats NZ data —due out this morning— is expected to show unemployment reached a nine-year high of 5.3% in the June quarter. The economy's been back in growth since the latter part of last year. But ASB Senior Economist Mark Smith told Mike Hosking the economy has lost about 40,000 jobs since the late 2023 peak. More full-time roles have been lost than part time, he explained, and the labour market is getting that much weaker. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Apply to join us as a co-host! https://astrosoundbites.com/recruiting-2025   This week, Shashank, Cole and Cormac discuss a concept that has come up on many an ASB episode past: Bayesian statistics. They start by trying to wrap our heads around what a probability really means. Cole introduces us to a recent and attention-grabbing paper on a potential biosignature in the atmosphere of an exoplanet, with lots of statistics along the way. Then, Cormac brings up some counterpoints to this detection. They debate what it would take—statistically and scientifically—for a detection of biosignatures to cross the line from intriguing to compelling.   New Constraints on DMS and DMDS in the Atmosphere of K2-18 b from JWST MIRI https://iopscience.iop.org/article/10.3847/2041-8213/adc1c8   Are there Spectral Features in the MIRI/LRS Transmission Spectrum of K2-18b? https://arxiv.org/abs/2504.15916   Insufficient evidence for DMS and DMDS in the atmosphere of K2-18 b. From a joint analysis of JWST NIRISS, NIRSpec, and MIRI observations https://arxiv.org/abs/2505.13407   Space Sound: https://www.youtube.com/watch?v=hGdk49LRB14

Andrew is the CEO of the NZGBC and in this episode we hear about the work they do as well as find out more about his life story.  I learned a lot about the way that homes are measured through the Homestar rating and the important work that the New Zealand Green Building Council - and its 700 members - are doing in this area.   NZGBC Website is here  Andrew also shared this Real-world success stories: Explore how other developers are leveraging Homestar to deliver high-performance homes: Homestar Case Studies    Design support: The Homestar Design Guide offers practical strategies for achieving certification, including moisture control, thermal envelope design, and energy efficiency. The financial upsides of energy efficiency healthy homes A recent Infometrics report shows that homes built to 6 Homestar can save homeowners over $62,000 - $99,000 in electricity and mortgage interest. These savings are driven by lower energy bills and access to discounted mortgage that ANZ's Healthy Home Loan provides. Developers or builders can save hundreds of thousands of dollars. The following banks provide significantly lower interest development finance for Homestar homes; ANZ, ASB, BNZ, Kiwibank and Westpac  The Circle: Careers With Impact book is here https://theseeds.nz/articles/the-circle-careers-with-impact/  For more episodes visit www.theseeds.nz   

A top lawyer working with the plaintiffs in a large-scale banking class action is calling for a formal investigation into the 'serious civil service process failures' by MBIE. Rachael Reed, KC, has outlined her objections in a letter to Public Service Commissioner Sir Brian Roche and Attorney-General Judith Collins, voicing concerns with the Reserve Bank's risk assessment. She says the $12.9 billion figure is 'fantastical' and says it doesn't have a grasp of reality. "It just doesn't make sense on that first fundamental level." LISTEN ABOVESee omnystudio.com/listener for privacy information.

if there was any doubt before the ASB, there's absolutely no doubt now that Cal Raleigh is a bonafide star. In this short and sweet episode, I highlight what Mariners players had 'black ink' in the first half, talk about Cal for a bit, mention a couple other trade targets, and then I ask some key questions about the team headed into the final 40% of the season. Thanks for listening!Twitter - @chaosball1977Email - mschaosball@gmail.com

Grant reacts to one of the better All Star Games in recent memory- including the ASB, swing-off, and Miz performance. Nyzier Fourqurean is denied eligibilty for a 5th year- Zach helps break it down. Scott Grodsky joins at 5:30 to talk Brewers first half and Packers camp.See omnystudio.com/listener for privacy information.

There are concerns a class action lawsuit against two of our biggest banks will be undermined by a law change going through Parliament. 

It was a spectacular weekend for President Trump and his agenda. The big, beautiful bill has passed and been signed into law. As B-2 bombers flew over the White House, President Trump made it official on the 4th of July. It was Jd Vance that put the tying vote over in the Senate to pass the bill 51-50. Senator Eric Schmitt is here with us to discuss the big, beautiful bill and what it means for Americans. American families can expect to see an extra $10,000 in take-home pay each year, no tax on tips, no tax on overtime and no tax on Social Security. Senator Schmitt walks us through the OBBB, including finishing the border wall, permanent tax cuts and changes in Medicaid. The bill will help to reduce the deficit as the reconciliation package takes effect, the growth of the U.S. economy, new trade deals and revenue coming in from tariffs. Long time New Yorkers and Republican candidate Curtis Sliwa is ready to take the fight to Democratic frontrunner Zohran Mamdani in NYC. As the only Republican on the ballot, Sliwa is leading the cause for no-kill shelters in New York, reducing the cost of living, actually stopping and fighting crime and saving the city from Socialism. Featuring: Senator Eric Schmitt U.S. Senator | Missouri https://www.schmitt.senate.gov/ Curtis Sliwa Republican Candidate | NYC Mayor https://www.sliwafornyc.com/ Check out Curtis campaign here: https://www.sliwafornyc.com/ Today's show is brought to you by these great sponsors Firecracker Farms Everything is better with HOT SALT. Firecracker Farms hot salt is hand crafted on their family farm with Carolina Reaper, Ghost and Trinidad Scorpion peppers. This is a balanced, deep flavor pairs perfect with your favorite foods. Whether it's eggs, steaks veggies or even your favorite beverage, Firecracker Farms hot salt is what you've been missing. Just head to https://firecracker.farm/ use code word: SEAN for a discount. Unlock the flavor in your food now! Beam For a limited time got 40% of Beam's Dream Powder. Dream Powder with Reishi, Magnesium, L-Theanine, Apigenin and Melatonin to help you fall asleep, stay asleep, and wake up refreshed. Just head to https://shopbeam.com/SPICER for 40% off. ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices

What to listen for:Robin Greubel and Crystal Wing return with the brilliant Katylynn Sloan for part two of their conversation on the intersection between chemistry and K9 detection!“Train with as much variety as often as you can, in the weirdest of circumstances you can possibly get to, with as many groups and as many people as you can.”Katylynn dives into one of the most misunderstood topics in the detection world: training aids. She breaks down why the term “pseudo” is falling out of favor, replaced by “alternative training aids,” and classifies them into four types: dilution, absorption, mimic, and vigilance. Each has its pros and pitfalls. Mimics, for instance, rely on human interpretation of what's important for a dog to smell—sometimes right, sometimes not. And vigilance aids? They're about maintaining search behavior, not the odor itself.Katylynn also emphasizes the importance of language. As a member of standards boards like ASB and OSAC, she helps shape definitions so handlers, trainers, and scientists are all speaking the same language in courtrooms and classrooms alike. It's not just about what you know, but how clearly you can explain it. Her advice to aspiring canine scientists? Master problem-solving, communication, and the humility to say, “I don't know.”She also touches on the challenges of HRD training, the evolving definitions of “real” odor, and how even “duh” science needs to be written down. Her message to handlers? Train broadly. Generalization is key. Get variety in odors, people, places, and aids—because you never know what the real world will throw at your dog.Dogs are really good. But they're even better when guided by thoughtful, curious humans willing to adapt, collaborate, and learn. Katylynn's passion isn't just informative—it's contagious.Key Topics:Revising Standards and Defining "Real" Odor (0:59)Introduction to Alternative Training Aids (03:27)Mimics and Human Interpretation in Training Aids (07:30)Applying Dilution/Absorption Concepts to HRD (15:14)Public Comment Process and Impact on Standards (17:18)Skills and Traits for Aspiring K9 Scientists (22:53)Final Takeaways: Variety, Generalization, and Collaboration (39:52)Resources:The manipulation of odor availability of training aids used in detection canine trainingAAFS Academy Standards BoardLindsay Waldrop's LabWe want to hear from you:Check out the K9 Detection Collaborative FB page and comment on the episode post!K9Sensus Detection Dog Trainer AcademyK9Sensus Foundation can be found on Facebook and Instagram. We have a Trainer's Group on Facebook!Scentsabilities Nosework is also on Facebook. Here is a Facebook group you should join!Crystal Wing (CB K9) can be found here!You can follow us for notifications of upcoming episodes, find us at k9detectioncollaborative.com

In this episode, we say goodbye to one of our beloved hosts, Sabrina Berger. We take a voyage through the depths and breadths of Sabrina's research experience. Cole tells us how Sabrina investigates JWST's ability to estimate the masses of galaxies through the glare of their quasars, and Lucia tells us how Sabrina used navigation satellites to calibrate radio telescopes. In between, we quiz Sabrina on her own ASB episodes and finish with Sabrina's experience in 3 different countries and Sabrina's advice for future grad students!   Arxiv links: https://arxiv.org/abs/2411.06144 (second paper coming soon to an arxiv near you!)