Podcasts about intended

In this episode of More Than Commas, Paul Adams challenges listeners to consider whether their wealth is a tool or a trophy. Drawing on Dr. Thomas Stanley's The Millionaire Next Door and Stop Acting Rich, Paul explains how wealth flaunted for status can trap us in comparison, distraction, and fragility, while wealth used as a tool creates freedom, impact, and legacy. He highlights the virtue of frugality once admired in America, contrasting it with today's obsession with visible success. True wealth, he argues, often hides in 401(k)s, rental properties, and investments no one sees. Paul also shares a personal story about his new Tesla Cybertruck and how visibility has changed how others perceive him. With humility and reflection, he invites listeners to examine their own spending habits and ask: Are you building tools for a meaningful life, or collecting trophies for display? -- Timestamps: 01:15 – The fragile nature of status-based wealth 02:40 – Wealth as a tool for impact and legacy 03:25 – Biblical wisdom: contentment and generosity 05:00 – The traps of comparison, distraction, and fragility 06:40 – The lost virtue of frugality and visible wealth 08:20 – Hidden wealth: assets no one sees 09:50 – Paul's Cybertruck story & final reflections   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

How government shutdowns expose an even deeper chasm in America that goes far beyond politics; Rep. Pramila Jayapal tackles the ongoing shutdown and the threatening language she's faced on social media; how a recent move by the Supreme Court will make ending the government shutdown that much more difficult. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this special republished episode of the ProductLed Podcast, Wes Bush and Laura Kluz discuss The Product-Led Playbook—and announce that we're giving away the entire book for FREE on October 7, 2025. This playbook is the no-BS guide to actually implementing PLG, based on analysis of 324+ companies, and explores why some product-led companies see millions in ARR while others crash and burn. The book is structured around nine components, which guide companies from building a solid foundation to scaling for exponential growth. The first stage includes crafting a winning strategy, identifying the ideal user, and creating an intentional product model. The second stage involves establishing a frictionless onboarding process and developing powerful pricing strategies. The final stage focuses on actionable data, growth processes, and team development. The playbook offers a step-by-step approach to operationalizing PLG and is full of templates and canvases designed for team collaboration. Intended primarily for B2B software founders and early-stage go-to-market teams, this playbook provides a structured method for effectively implementing PLG—and it's yours for free next week. Sign up at productled.com/newsletter to get the free playbook on October 7th. Key Moments: 02:01 – Why the playbook was created: analyzing 324+ companies to find what separates winners from losers. 04:52 – The surprising discovery: founders were more successful with PLG than senior product executives. 06:19 – The 9 components of the ProductLed System and why strategic order matters. 11:37 – How to use the playbook (hint: it's not a one-time read). 13:34 – Who this book is for and who should be involved. 14:54 – The 3 main outcomes: Effortless Revenue, Lean Scale, and Durable Growth. 17:46 – What didn't make it into the book (and why less is more). 20:37 – How to get the free audiobook starting next week.

Send us a text→ Stay Connected Instagram: https://www.instagram.com/lifechurchuk/Facebook: https://www.facebook.com/lifechurchfolkestoneYoutube: https://www.youtube.com/@lifechurchuk1Instagram: https://www.instagram.com/robertmaasbach/Facebook: https://www.facebook.com/robertmaasbach/→ Give It's the generosity of many that enable Life Church to fulfil all that God has called us to do https://www.lifechurchuk.org/give/→ New to Life Church?If you're new we would love to get in touch and connect with youhttps://lifechurchuk.org/new-to-life-church/

In this episode of the Learnings and Missteps podcast, Jesse reconnects with Megan Shapiro, an accomplished lawyer and repeat guest. They discuss her evolving career and ventures, including launching the Converge Construction Summit and her business coaching initiatives. Megan shares insights on navigating setbacks, growing her network, and intentionally serving her community. With candid stories of her unique branding journey and strategic goals, this episode offers inspiration for professionals looking to leverage their skills and passion for greater impact in their industries.00:00 Overcoming Setbacks and Learning from Failures00:18 Introducing the Guest: Megan Shapiro02:10 The Power of Branding and Personal Style03:36 Embracing the Pink Blazer: A Branding Journey06:43 Building a Community and Networking11:54 The Importance of Tenacity and Resilience13:09 Creating and Marketing Online Courses16:41 The Value of Authentic Engagement21:06 In-Person Networking and Building Relationships26:20 Exploring New Ventures: Do It Like a Lawyer31:15 From Conversation to Workshop31:44 The Make Your Case Workshop32:29 Challenges with Male Audiences33:14 Success with Women-Focused Workshops34:08 Resilience and Rejection35:41 Expanding Influence and Impact40:02 Balancing Law and Business42:43 The Converged Construction Summit53:47 Future Plans and Intentional Growth58:23 Final Thoughts and ReflectionsDesign the Life You have Always Wanted: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

In this episode, Lisa is joined by Hannah Stitfall, her dog Isabelle and Dr Brendan Clarke. Photographer, film maker and conservationist, Hannah is passionate about animal welfare, and knew that raw, natural nutrition was the best way to help Isabelle thrive.

In Episode 344 of More Than Commas, Paul uncovers the hidden cost of chasing “more.” From bigger homes and cars to the pursuit of higher income, we often find ourselves on a treadmill, running faster without feeling more fulfilled. Drawing on The Millionaire Next Door by Dr. Thomas Stanley, Paul explains how lifestyle creep can erode wealth across generations. He introduces the concept of the hedonic treadmill, where joy quickly fades as new comforts become the norm. With insights from psychology, scripture, and even Joe Rogan, he highlights the trade-offs of time, flexibility, and joy that come with chasing more. The antidote is defining “enough.” By clarifying what enough means, families can align money with values, find peace, and cultivate contentment while still pursuing financial independence. This episode challenges listeners to rethink wealth, not as endless accumulation, but as freedom to live meaningfully.   -- Timestamps: 01:15 – The story of the treadmill lifestyle 02:30 – Lessons from The Millionaire Next Door 03:40 – The hedonic treadmill explained 04:50 – Biblical wisdom on money and contentment 06:00 – The real costs: time, flexibility, joy 07:30 – Redefining wealth through “enough”   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this week's Ohio Statehouse Scoop, Host Jo Ingles reports on how state lawmakers are handling the redistricting process. And she speaks to those who were instrumental in getting voters to pass it to see what they think. Later, Ohio Public Media Statehouse News Bureau Chief Karen Kasler and Reporter Sarah Donaldson weigh in on redistricting, new jobs in Ohio, and discuss a new report on property taxes for education. It's all this week in the Ohio Statehouse Scoop.

Ever feel overwhelmed by your to-do list? That sensation of drowning in tasks while your most important work gets pushed aside? You're not alone—and there's a solution hiding in plain sight.In this eye-opening episode, Jesse breaks down a deceptively simple framework for identifying exactly which tasks in your life and business should be automated or outsourced. Using a visual "bucket and drops" system, you'll discover how to categorize your work, break large responsibilities into manageable components, and analyze frequency patterns to make strategic delegation decisions.What makes this approach different isn't just the practical methodology, but Jesse's candid acknowledgment of the real barrier most professionals face: "The solution for getting comfortable with the idea of outsourcing or automating is reps." He shares personal examples from his own podcast production journey, revealing how he transitioned from doing everything himself to focusing solely on the interviews while delegating all other aspects to his team.The brilliance of this system lies in its scalability. Whether you're considering hiring your first virtual assistant or looking to reclaim hours each week through strategic automation, this framework provides a clear path forward. Jesse offers specific tactics for getting started, including how to use AI tools to identify automation opportunities and how to begin with lower-risk monthly tasks if you're hesitant about letting go.Ready to stop doing work that others could handle better? Want to invest more time in developing your unique gifts? This episode delivers the practical roadmap you need to make it happen. Listen now and take the first step toward working smarter, not harder.Check out the Video for all the detailsLearn all about the Self First FrameworkRevolutionize your Routine with the Daily Domination BoardDesign the Life You have Always Wanted: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

YCBN 149 - Israeli security forces intended to target civilians including children. UN Report Part 1 Legal analysis of the conduct of Israel in Gaza pursuant to the Convention on the Prevention and Punishment of the Crime of Genocide Conference room paper of the Independent International Commission of Inquiry on the Occupied Palestinian Territory, including East Jerusalem, and Israel Section I-III.A.iii https://www.ohchr.org/sites/default/files/documents/hrbodies/hrcouncil/sessions-regular/session60/advance-version/a-hrc-60-crp-3.pdf YouCantBeNeutral.com MovingTrainMedia.com movingtrainradio.com

Send us a text→ Stay Connected Instagram: https://www.instagram.com/lifechurchuk/Facebook: https://www.facebook.com/lifechurchfolkestoneYoutube: https://www.youtube.com/@lifechurchuk1Instagram: https://www.instagram.com/robertmaasbach/Facebook: https://www.facebook.com/robertmaasbach/→ Give It's the generosity of many that enable Life Church to fulfil all that God has called us to do https://www.lifechurchuk.org/give/→ New to Life Church?If you're new we would love to get in touch and connect with youhttps://lifechurchuk.org/new-to-life-church/

What can the Kirtland Temple dedication teach us about power, angelic help, and joy? Dr. Anthony Sweat examines the historical and spiritual significance of Doctrine and Covenants 109-110, clarifies the difference between the endowment and its presentation, and shows how repentance and covenant keeping open the way to lasting spiritual strength.SHOW NOTES/TRANSCRIPTS English: https://tinyurl.com/podcastDC240EN French: https://tinyurl.com/podcastDC240FR German: https://tinyurl.com/podcastDC240DE Portuguese: https://tinyurl.com/podcastDC240PT Spanish: https://tinyurl.com/podcastDC240ESYOUTUBE: https://youtu.be/PNKlm6BOmOkALL EPISODES/SHOW NOTES followHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastTIMECODE:00:00 Part 1 - Dr. Anthony Sweat01:45 Thoughts on the Kirtland Temple04:13 Anthony Sweat bio07:36 Come, Follow Me Manual08:58 President Nelson's challenge10:45 1836: A highlight13:56 D&C 88:68: Thesis17:19 Like a student stake20:16 “Walking in darkness at noonday”23:32 Temple is the point25:55 Ordinances in Kirtland Temple?28:36 Did they understand work for the dead yet?30:36 Third floor rooms34:20 Unanswered questions37:28 Dedicatory prayer was given by revelation39:46 Picturing the dedication44:08 Introduction and plea46:14 Fulfillment of promise49:10 Sweat's “We Need an Endowment”51:37 Learn, grow, and become54:55 Seeing the Savior in the temple57:44 Intended to bring you inside the temple59:52 Repent, return, restored, and reverence1:00:17 Armed with power and delegation1:04:45 Angels and family on the other side of the veil1:07:10 Eternal family BBQ and work from the other side1:12:25 Seven blessings1:14:27 Ordinances as doors to power1:17:03 Difference between presenting concepts and receiving power1:21:40 End of Part 1 - Dr. Anthony SweatThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Gurdip, Bec and Justin decided to crack open a time capsule from the early 1980s and inside sat the album that has become possibly the most divisive Elvis bootleg ever released. Intended as a spoof of cash-grab compilations of "hit" Elvis movie songs by RCA in the 1970s, an infamously crass compilation bringing together some of the "worst" of Elvis's film songs at first glance seems to be going for mere shock value, but the contents of the album and the story behind its compilation do reveal in-jokes from deep within the Elvis fandom at the time. The question then becomes, did the jokes reach their intended target or did they fly over everyone's head and simply pile on more mockery and add to the problem? Justin reflects on Greil Marcus's contemporary account of the album from 1985, which frames it as part of an ironic, playful punk recontextualization amid a cultural reckoning with Elvis as an object of mass attention, but also ponders whether that read misses the forest for the trees. And what of the songs themselves? Do such songs as "US Male" and "Beach Boy Blues" deserve to be labeled as among the "greatest sh*t"? We discuss it all within! For Song of the Week, Gurdip blasts through the breezy "Carny Town" from Roustabout, while Justin meditates on "We Call on Him," the inspirational number written explicitly for Elvis released as an Easter single in 1968. If you enjoy TCBCast, please consider supporting us with a donation at Patreon.com/TCBCast. Your support allows us to continue to provide thoughtful, provocative, challenging and well-researched perspectives on Elvis's career, his peers and influences, and his cultural impact and legacy. If you'd like to support us another way, please drop a positive review on your favorite podcast platform!

Jimmy Kimmel returns to late-night TV following a weeklong suspension. AP correspondent Donna Warder reports.

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Sam and Al discuss the step 11 readings from “ opening doors within” by Eileen Caddy and“24 hours a day” by Richmond Walker.# 12 steps #Recovery #addiction #AA #CA

DEAR PAO: Managers may be held criminally liable for taking service charges intended for staff | Sept. 24, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

In this episode of More Than Commas, Cory explores one of the most overlooked roles of a financial advisor: protecting clients from their own instincts. It's not just about picking investments or predicting the market, it's about acting as a guardrail when fear and desire tempt us into costly mistakes. Cory illustrates how emotions drive poor financial decisions, from panic-selling during downturns to chasing trends at market peaks. Advisors provide perspective, discipline, and strategy, ensuring clients stay aligned with their long-term goals. Using vivid analogies, Cory shows how advisors add real value, especially during turbulent times. He challenges listeners to rethink what they expect from an advisor, focusing less on promised returns and more on partnership, clarity, and peace of mind in building a life that truly matters.   -- Timestamps: 00:50 – March 2020: emotions vs. the market 01:40 – Fear, desire & behavioral finance traps 02:50 – Advisors as guardrails against bad decisions 04:10 – Why outside perspective matters in money decisions 05:20 – Guardrails, budgets & freedom through discipline 06:40 – Advisors as chefs: strategy vs. randomness 07:50 – Final takeaway: advisors help you live better, not just invest better   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Intended for Encouragement  with Wesley Hazel 

The main religious value concept for our High Holiday season is teshuvah, repentance.Given the centrality of teshuvah in Judaism, and in the Jewish calendar now, the Torah's treatment of teshuvah is curious indeed. It appears very late in the game. There is zero mention of teshuvah in Genesis, Exodus, Leviticus, or Numbers. Teshuvah does not appear until Deuteronomy chapter 30. Why so late?And when teshuvah finally appears, it is only after total disaster has already struck. The Israelites will have angered God so much that God will destroy the land and exile the Israelites.            The Lord uprooted them from their soil in anger, fury, and great wrath, and cast them            into another land, as is still the case.  (Deut. 29:27)Is teshuvah meant to be our code red response to our code red disaster?Finally, the last verse right before teshuvah is mentioned is one of the classic stumpers of the Torah.            Concealed acts concern the Lord our God; but with overt acts, it is for us and            our children ever to apply all the provisions of this Teaching. (Deut. 29:28)What does this verse mean, and why is it inserted here, in between the expulsion of the Israelites caused by the wrath of God, and the gift of teshuvah which will allow the Israelites to return to God and to their land?What does the Torah's treatment of teshuvah mean to how we practice it now?One possibility is that the Israelites failed deeply and have teshuvah to redeem them. So too, we fail deeply, and we have teshuvah to redeem us. The Talmud teaches that somebody who sins, who fails, who grapples, who goes through a transformation and comes back to God is at a higher level than somebody who never sinned.Over the next several weeks, we will double click on this teaching. Does our tradition really privilege transformation (I strayed, I sinned, I have come back) over a pure heart (I am disciplined, I am committed to being ethical, I did not stray)?Over the next several weeks we will examine the case for the primacy of transformation versus the case for the primacy of a pure heart.

Verbal and Non Verbal Pledges Must One Chase Down a Meshulach he Intended to Give

In the latest conversation in the Talking San Diego series, Harry sits down with Harvard historian and New Yorker writer Jill Lepore in front of a live San Diego audience to discuss Lepore's important new book, “We the People: A History of the U.S. Constitution.” The book contains revelations about the importance to the Framers of the Amendment process, which Lepore argues has become a dead letter since the failure of the proposed Equal RIghts Amendment.  In its stead various generations of Americans have looked to either political events or, more recently, the U.S. Supreme Court, to announce fundamental changes in our charter document, with significant consequences for the democracy  In her book, as in her conversation with Harry, Lepore challenges the Supreme Court's dominant doctrine of originalism; and she rallies Americans to be able to become more personally involved in repairing fundamental problems with the Constitution. The book was released for purchase Tuesday, September 16. This event was made possible by the generous support of the Prebys Foundation, which made it possible for local high school teachers and students to attend free of charge; by KPBS who have their own deep dive series on the American founding coming out in November in the form of a new Ken Burns series; and by Warwicks, our bookselling partners.  You can read more about Jill's book in the Atlantic and the New York Times.   Talk to you later Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of "The Bruce Exclusive", Bruce compares the team building philosophies of the Miami Dolphins and the Buffalo Bills, who have each had their current front office in place for roughly the same amount of time. He also gives out Plurality Pie for Bills/Jets. Topics include Sean McDermott, Josh Allen, James Cook, Joey Bosa, Jackson Hawes, Matt Milano, Tua Tagovailoa, Mike McDaniel, Chris Grier Buffalo Bills free agents, Buffalo Bills draft picks, Buffalo Bills free agents, and more! "The Bruce Exclusive" is part of the Rumblings Cast Network! The Rumblings Cast Network family of shows includes Billieve, The Bruce Exclusive, Jamie D & Big Newt, Leading the Charge, and Unplugged. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Learnings and Missteps podcast, host Jesse interviews Joseph Richards, the owner and chief takeoff officer at Flooring Takeoffs. Joseph discusses his unique career path, transitioning from an English teacher to a business owner, and the challenges he faced along the way. He talks about the importance of transparency, learning from mistakes, and the role of AI in the estimating world. The discussion also delves into the value of social media in growing a business, the significance of transferable skills, and the necessity of being able to delegate tasks in order to scale effectively.00:00 Introduction and Guest Overview02:46 Joseph Richards' Journey to Flooring Takeoffs05:07 Challenges and Learning in the Estimating World15:18 Starting a Business: Support and Initial Steps20:31 Delegation and Scaling the Business28:30 Finding the Right Clients and Staying in Your Lane34:32 The Struggles and Cycles of Editing36:30 Teaching vs. Creating: Finding the Balance39:12 The Importance of Social Media Presence47:41 Navigating AI in Estimation56:52 Joseph Richards' Services and Insights01:00:29 The Promise You Are Intended to BeDesign the Life You have Always Wanted: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

In this episode, Paul is joined by SFG's new advisor Lance Chisum for a candid review of a Dave Ramsey video on housing and post-divorce financial decisions. Together, they unpack the caller's circumstances, substantial home equity, low-rate mortgage, and the possibility of a HELOC, while questioning whether Ramsey's quick advice fully addresses the bigger financial picture. Paul and Lance highlight what's missing: tax planning opportunities, liquidity strategies, retirement contributions, and vital insurance protection. They also explore the emotional side of money, from staying in a home for sentimental reasons to making choices influenced by future relationships. Drawing on Lance's decades of experience, the discussion contrasts the limitations of financial “counseling” with the depth of true financial advising. The episode ultimately underscores why tailored, goal-focused advice matters far more than one-size-fits-all solutions. -- Timestamps: 00:00 – Introduction: reviewing a Dave Ramsey video 01:40 – Mortgage, equity & HELOC breakdown 03:40 – Debt redeployment and emotional decisions 06:10 – Where Ramsey's advice falls short 08:00 – Divorce, remarriage & housing considerations 09:50 – Tax exclusions & planning opportunities 12:10 – Overlooked factors: retirement & insurance  4:30 – Financial counseling vs. real financial advising -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode of the Learnings and Missteps podcast, host Jesse engages with Dr. Alejandra Rodriguez-Mielke, an expert in talent development and organizational analysis, who offers insights on cultural competence and adaptability. Dr. Alejandra shares her journey from Monterey, Mexico, to the United States, highlighting the importance of learning and teaching throughout her career. She emphasizes the significance of interpersonal skills, understanding cultural scripts, and being respectfully curious to thrive in diverse workplaces. This enlightening discussion delves into how cultural awareness can impact workplace dynamics, especially in safety, and offers valuable advice for young professionals seeking growth. Tune in to gain practical tips on overcoming fear, embracing flexibility, and fostering meaningful connections at work.Connect with Alejandra: https://www.linkedin.com/in/alejandramielke/00:00 Introduction and Adapting to Change00:44 Meet Dr. Alejandra Rodriguez Mielke02:43 The Power of Curiosity and Action04:52 Organizational Analysis and Human Dynamics15:04 Challenges in Leadership and Management29:10 Cultural Competence and Personal Growth32:30 From Teen Dreams to Professional Realities33:08 Embracing Human Connections Beyond Credentials34:04 Understanding and Developing Cultural Competence36:03 Cultural Differences and Workplace Safety37:40 Respectful Curiosity and Cultural Cruise Control39:08 Personal Stories of Cultural Cruise Control47:13 The Courage to Connect and Overcome Rejection53:38 Final Thoughts and How to Connect with Dr. AlejandraDesign the Life You have Always Wanted: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

Welcome back to No Punt Intended presented by Club Fantasy FFL!

We are back with JP and Scotty This week! European countries request that Americans stop beating up their citizens, and Phillies Karen has been cancelled. Are bath robes overrated or underrated, and how would JP do being a wingman? What would be your walk-out song in the WWE and what strange requests would we have if we were famous? What things are are now supposed to be weapons, but can be used as such; and could you be a bad pick-pocketer? Enjoy an awesome episode, and keep on laughing!

Bonita Bell-Anderson (Ask Good Questions Podcast) and Paul Adams (More Than Commas) unpack why Americans under-save, how culture rewards consumption, and why retirement is a narrative, more than math. Paul shares reset moves: save ~20% of gross income, cultivate contentment, set a written strategy, and “don't break strategy.” They explore evidence-based investing with Dimensional Fund Advisors, guarding against lifestyle inflation, and reframing “retirement” as financial independence. Practical language hacks (“that would break strategy”) and small, repeatable habits help listeners compound toward freedom, without chasing status. A candid, encouraging playbook for purposeful money and life. -- 00:00 – Intro & disclaimers 01:20 – Meet Paul Adams 04:50 – Family, mobility, and designing work 07:30 – Eye-opening retirement stats 10:50 – Why we don't save: feedback loops 19:40 – “Retirement is a narrative problem” 31:10 – “Don't break strategy” language shift 37:45 – Evidence-based investing & DFA -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

The Guilt-Free Future Planning method helps prioritize personal goals that consistently get pushed aside when we're busy making things happen for everyone else. This three-step process—Brain Dump, DAMN Matrix, and Walking the Plank—creates a framework for getting your goals out of your head, prioritizing them, and committing to action.• Brain Dump: List all your goals in three categories—business/professional growth, personal growth, and meaningful connections• Focus only on what YOU want, not what others expect of you• DAMN Matrix: Prioritize goals based on impact (high/low) and effort (high/low)• Start with high impact/low effort goals to build momentum• Walking the Plank: Commit to goals one at a time in priority order• Block time in your calendar specifically for your personal goals• This method is part of a larger Self-First Time Mastery approach• Momentum matters more than completion—just start making progressIf you want to try this method, download the template using the link provided. For those who prefer learning with community, sign up for the full Self-First Time Mastery workshop where we'll cover guilt-free future planning, strategically selfish scheduling, and daily domination.Check out the Video Demonstration on YouTube: https://youtu.be/EXj7NpfBpzoDownload a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

Diabetes Core Update is a monthly podcast that presents and discusses the latest clinically relevant articles from the American Diabetes Association's four science and medical journals – Diabetes, Diabetes Care, Clinical Diabetes, and Diabetes Spectrum. Each episode is approximately 25 minutes long and presents 5-6 recently published articles from ADA journals. Intended for practicing physicians and health care professionals, Diabetes Core Update   discusses how the latest research and information published in journals of the American Diabetes Association are relevant to clinical practice and can be applied in a treatment setting. Welcome to diabetes core update where every month we go over the most important articles to come out in the field of diabetes. Articles that are important for practicing clinicians to understand to stay up with the rapid changes in the field.  This issue will review:   1.     Coadministered Cagrilintide and Semaglutide in Adults with Overweight or Obesity  - NEJM   2.     Once-weekly IcoSema versus multiple daily insulin injections in type 2 diabetes management (COMBINE 3)– Lancet Diabetes Endocrinology    3.     Nutritional priorities to support GLP-1 therapy for Obesity – A Joint Advisory from the American College of Lifestyle Medicine, the American Society for Nutrition, the Obesity Medicine Association, and The Obesity Society - American Journal of Clinical Nutrition 4.     Gradual Titration of Semaglutide Results in Better Treatment Adherence and Fewer Adverse Events – Diab Care 5.     Tirzepatide as Compared with Semaglutide for the Treatment of Obesity – NEJM For more information about each of ADA's science and medical journals, please visit Diabetesjournals.org. Hosts: Neil Skolnik, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Associate Director, Family Medicine Residency Program, Abington Jefferson Health John J. Russell, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Chair-Department of Family Medicine, Abington Jefferson Health

Promise Mascot Agency and Paradise Killer game director Oli Clarke Smith goes on a game dev deep dive with Demonschool's Brandon Sheffield, discussing everything from tooling, workflows, localization, voice acting, making a “PS2-style” game, and of course, movement mechanics. Hosted by Brandon Sheffield, with Oli Clarke Smith. Edited by Esper Quinn, original music by Kurt Feldman. Watch episodes with full video on YouTube Discuss this episode in the Insert Credit Forums SHOW NOTES: Kaizen Game Works Promise Mascot Agency Paradise Killer Necrosoft Games Demonschool Insert Credit Gaiden is brought to you by patrons like you. Thank you. Subscribe: RSS, YouTube, Apple Podcasts, Spotify, and more!

Promise Mascot Agency and Paradise Killer game director Oli Clarke Smith goes on a game dev deep dive with Demonschool's Brandon Sheffield, discussing everything from tooling, workflows, localization, voice acting, making a “PS2-style” game, and of course, movement mechanics. Hosted by Brandon Sheffield, with Oli Clarke Smith. Edited by Esper Quinn, original music by Kurt Feldman. Watch episodes with full video on YouTube Discuss this episode in the Insert Credit Forums SHOW NOTES: Kaizen Game Works Promise Mascot Agency Paradise Killer Necrosoft Games Demonschool Insert Credit Gaiden is brought to you by patrons like you. Thank you. Subscribe: RSS, YouTube, Apple Podcasts, Spotify, and more!

In this episode, Paul discusses how to arrange your investments to protect your real estate portfolio. Too many investors fall into survivorship bias, seeing only the winners in real estate while ignoring those who took on too much debt and lost big. Paul explains why real estate returns often appear stronger than stocks or bonds, the risks of overreliance on gurus, and how to better integrate financial advice into your strategy. You'll also learn practical tips for risk management, including portfolio insurance, and how the “Rule of Half” can safeguard your wealth. This simple framework ensures you never have to sell an investment property at the wrong time, helping you stay in the game long term. Whether you're focused on passive income, building a real estate portfolio, or planning for retirement, this episode provides timeless strategies to keep your balance sheet strong.   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Trials may trip, but the Truth won't slip. Welcome To BARAH MINISTRIES Al Gleason Guest Teacher Good morning! Welcome to Barah Ministries...an intimate, local Christian Church with a worldwide impact. My name is Al Gleason and I will be teaching today. I would like to... for full notes: http://www.barahministries.com/index.php?proc=lsn&sf=v&tid=1956

Over 1,300 athletes from 12 countries gathered at Kezar Stadium in San Francisco for the first-ever Gay Games, on 28th August, 1982.  Intended as the “Gay Olympics,” the event had to change its name at the last minute after the US Olympic Committee sued. But the opening ceremony was electric, with none other than Tina Turner performing at a pivotal moment in her career - a bold and unprecedented move for a superstar at a gay event in the early ‘80s. The brainchild of Olympic decathlete Tom Waddell, the Games were intended to show that you could be openly gay and still achieve greatness - even in a city and community plagued by HIV. Waddell prioritized inclusion over nationalism, having athletes march by city instead of country, and selected a Black gay man and cancer survivor, Richard Hunter, to light the cauldron - symbolizing unity and resilience. In this episode, Arion, Rebecca and Olly marvel at the diversity of the opening parade; reveal the child that was conceived as a direct result of the event; and consider why the Games have never been televised…  Further Reading: • ‘Tom Waddell, the amazing man behind Gay Games' (ESPN, 2014): https://www.espn.com/story/_/id/11305954/tom-waddell-amazing-man-gay-games • ‘The Gay Games are still relevant. Here's why' (The Conversation, 2018): https://theconversation.com/the-gay-games-are-still-relevant-heres-why-101104 • ‘Remembering the first Gay Games' (BBC World Service, 2022): https://www.youtube.com/watch?v=YVVD0Ww3qmo Love the show? Support us!  Join 

In this insightful episode of the Learnings and Missteps podcast, host Jesse interviews Kabri Luhrman Schmid, a nationally recognized construction influencer and project superintendent at Hensel Phelps. Kabri shares her 18-year journey in the construction industry, focusing on complex projects and redefining leadership. The conversation delves into her approach to jobsite leadership, emphasizing the importance of creating environments where workers feel valued and empowered to contribute. Kabri discusses the concept of psychological safety, the role of effective communication, and the impact of building trust within teams. She also touches on the challenges and rewards of being a change agent in a traditionally rigid industry. Throughout the episode, Kabri's authentic passion for people and process improvement shines through, making this a must-listen for anyone in the construction field.00:00 Introduction to the Podcast and Guest02:32 Diving into Job Site Leadership04:11 Personal Experiences and Leadership Style06:59 Challenges and Consensus Building10:55 Impact of Leadership on Job Sites11:07 Listener Shoutout and Feedback12:45 Early Career Lessons and Mentorship14:27 The Importance of Listening and Learning21:12 Creating a Learning Environment on Job Sites27:31 The Value of Human-Centric Leadership30:12 The Impact of Long-Term Industry Experience30:41 Championing Mental Health and Wellbeing in Construction32:00 Building Relationships and Overcoming Friction32:53 The Power of Small Actions in Creating Change34:09 Navigating Leadership and Performance Evaluations47:06 The Importance of Psychological Safety52:58 Authentic Leadership and Industry Recognition57:41 Final Thoughts and Connecting with the AudienceDesign the Life You have Always Wanted: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

A great irony surrounds this biblical doctrine of God's absolute predestination of all things. Intended by the Apostle Paul to be one of the most comforting and assuring doctrines to the redeemed followers of Christ, predestination is widely scorned by those to whose souls it should soothe. There is no greater assurance of our salvation than to know its eternal security does not rest on the feebleness of our faith. Pick up a copy of Pastor Gunter's book here: https://www.amazon.com/Praise-His-Glory-Doctrine-Predestination/dp/B0CXXNGL14  

In this episode, Paul explores the real cost and true value of retiring in paradise. We begin by examining a widely cited article claiming retirees need $2.2 million to live comfortably in Hawaii, and uncover how media “information laundering” can make financial advice seem more official than it is. Then, Paul sits down with Aaron Goddard, CEO of Allstate Health Benefits, who moved his family to Hawaii over a decade ago. Aaron shares candid insights about cost of living, quality of life, community, and why he believes Hawaii offers unmatched rewards for retirees.   --   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode of the Learnings and Missteps podcast, Jesse revisits a conversation with Heather Jones of Archer Estimation and Consulting. Heather shares her insights on battling estimator burnout and stress, her journey to starting a business with her husband, Jake, and their lifestyle as digital nomads. They discuss the impact of traveling on reducing work stress, the importance of learning the local language, and how they manage their business on the go. Heather emphasizes the need for personal growth to better serve others and hints at unique approaches to improving the construction industry.00:00 Introduction01:01 Meet Ms. Heather Jones02:47 The Journey to Lima, Peru05:13 Starting Archer Estimation and Consulting06:34 Becoming Digital Nomads08:49 Learning and Adapting Abroad12:33 Tips for Traveling and Language Barriers12:55 Shoutout and Time Management Workshop15:46 Stress and Burnout in Estimating17:06 Balancing Work and Travel18:29 Roles and Responsibilities in the Business22:48 Challenges in the Estimating Industry32:25 Incentive Structures and Project Performance34:33 Starting a Business: The Cheat Code36:35 The Importance of Personal Touch in Business43:40 Balancing Work and Personal Life56:07 The Ripple Effect of Positive Change01:02:26 Conclusion and Final ThoughtsMake yourself a priority and get more done: https://www.depthbuilder.com/do-the-damn-thing Download a PDF copy of Becoming the Promise You are Intended to Behttps://www.depthbuilder.com/books

The Rambam has a surprising ruling regarding the case of a person who recited a different Beracha than the Beracha he had intended to recite. One example is a person who is reciting Birkot Ha'shahar (the morning blessings), and while reciting the Beracha of "Poke'ah Ivrim" – fully intending to recite this Beracha – he mindlessly completed the Beracha with the words "Matir Asurim," instead of "Poke'ah Ivrim." The Rambam rules that the person has fulfilled the requirement to recite "Poke'ah Ivrim," despite the fact that he recited the wrong words. Hacham Bension Abba Shaul (Jerusalem, 1924-1998) explains that according to the Rambam, the critical component of a Beracha is the recitation of the words "Baruch Ata Hashem Elokenu Melech Ha'olam" with the intention of completing the Beracha. Of course, we are supposed to complete the Beracha properly, verbally expressing our intentions. But if a person mistakenly failed to do so, then although he ended up reciting the wrong Beracha, he is credited with the recitation of the Beracha that he had intended to recite. Others, however, disagree with the Rambam, dismissing this novel theory, and insisting that a person cannot be credited with the recitation of a Beracha unless he indeed recited it properly. The Shulhan Aruch brings both opinions. Hacham Bension ruled that given the different opinions on this matter, a person who intended to recite one Beracha but instead recited a different Beracha which he was required to recite is credited with the recitation of both Berachot. In the case described above, then, the individual is considered to have fulfilled both the requirement of "Poke'ah Ivrim" and the requirement of "Matir Asurim." It should be noted, however, that if the person realized his mistake immediately after reciting the wrong text, within a couple of seconds, then he should right away correct his mistake. He will then be credited with reciting only the Beracha he had intended to recite, as he immediately corrected his mistake and recited the Beracha he had intended to recite. Summary: If a person intended to recite a certain Beracha that he was required to recite, but he mindlessly recited a different Beracha which he was required to recite, then he is credited with the recitation of both Berachot. For example, if a person intended to recite the Beracha of "Poke'ah Ivrim" in the morning, but mistakenly concluded the Beracha with the words "Matir Asurim," he is considered to have recited both Berachot. However, if he realizes he mistake within a couple of seconds after reciting the Beracha, he should immediately correct himself, and will then be credited with reciting only the Beracha he had intended to recite.

In this episode, Cory asks a powerful question every real estate investor should consider: Should I sell my rental? It's easy to assume that if a property is cash-flowing, it's worth keeping. But when you dig deeper, the numbers often tell a different story. Cory breaks down the difference between Return on Investment (ROI) and Return on Equity (ROE), and why ROE becomes more important as your property appreciates. You'll learn how mortgage paydown, rising expenses, and hidden opportunity costs affect your real return, and what to do about it. Plus, discover four key questions to ask before deciding to sell, including how tax exemptions, cap rates, and your long-term strategy factor into the equation.   Whether you're actively managing rentals or simply wondering if your equity could work harder elsewhere, this episode will help you make informed, purpose-driven financial decisions rooted in today's reality, not yesterday's assumptions.   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.