Family Abide: A Faith, Family, and Finance Podcast

Send us a textIn this episode of Family Abide, Robert and Charity Metzger take it to "The Yard" to break down the benefits of an end-of-year expense audit. Just like a campus conversation at an HBCU, they keep it real about identifying financial wins and challenges. Taking time to assess where you excel and where you struggle is the first step to making meaningful financial changes. Tune in for a casual yet insightful discussion on how families can wrap up the year strong and set the stage for a better financial future.Support the showConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Send us a textIn this episode, we explore practical ways to manage back-to-school expenses, especially during the shift from uniforms to regular clothes. For families with multiple kids, budgeting for school clothes and supplies can be overwhelming, but we've got tips to help ease the load:1. Don't wait for back-to-school deals.2. Stack multiple discounts whenever possible.3. Shop during tax-free weeks in your area.4. Look for community back-to-school giveaways.5. Set a firm budget for spending.6. Don't forget ancillary items like socks, underwear, and haircuts.7. Involve your kids in the budgeting process—it's a great way to teach them financial responsibility and prioritize needs over wants.Tune in to learn how to prepare for the school year while staying on budget!Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Send us a Text Message.In this milestone episode, Robert Metzger steps back as his daughters, Divine and Journey, take the lead for the first time. They engage in an insightful conversation with David Delisle, the author of the children's financial literacy book The Golden Quest: Your Journey to a Rich Life.Discussion Points:- David's Motivation: Delisle explains his reasons for writing The Golden Quest and his mission to educate children about financial literacy.- Building Healthy Money Relationships: Tips on fostering positive financial habits and mindsets in kids.- Understanding the Value of Money: Practical advice for teaching children about money management and appreciation.- Addressing Financial Mistakes:  Guidance on how parents can discuss their financial errors with their children and use them as learning opportunities.Join Divine and Journey as they explore the journey to a rich life with David Delisle, providing valuable insights for both parents and children.Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

In this episode of Family Abide, join us as we delve into the significance of Easter and Lent in our lives, and how understanding and controlling our wants can lead to better financial decisions. We explore the power of discipline, especially in managing finances, and discuss the implications of introducing financial responsibility to children, including the idea of a 6-year-old having their own debit card.Tune in as we wrap up with exciting news: Divine and Journey will be taking a more active role in interviewing guests in our upcoming shows, promising insightful discussions and fresh perspectives. Don't miss out on this enriching episode!Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

In this episode, we explore the Financial Word of the Day: "Budget" Join us as Divine and Journey create their Christmas lists, and discover the art of prioritizing needs over wants. Listen in real-time to the thought process of children making choices, managing expectations, and understanding that the most meaningful gifts typically aren't found under the tree. Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Welcome to Family Abide Podcast! Today we revisit the Financial word of the Day "asset,"  During today's show we talk about what Divine and Journey did for summer and how the new school year is coming along.   We also explore how a lost tooth can become a surprising asset. Divine also gets an opportunity to discuss her wants and needs, and together we develop a plan to purchase something she wants.   She develops an understanding of her own value, and how that empowers her toward getting a Nintendo Switch.  Hear heartwarming tales of kids and parents benefiting from conversations about faith, family, and finances.  Join us for this brief but captivating journey into the world of unexpected assets, and coming-to-age discussions.  It's a reminder that sometimes, even the smallest things can hold great value.Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Today's discussion is with a dynamic minority female entrepreneur, and visual & graphic artist, who has developed an online custom brand RaRa By Rashida Cotton.  Rashida customizes items such as shoes, paintings, clothes, bags, cell phone cases, grad caps, furniture, hats, etc.   In addition to online order, she recently opened up her own physical storefront in Baltimore, Md. On today's show, she talks about the transition from a secure government job to walking in her passion as an entrepreneur and artist.  She also talks about not being scared to grow out of her comfort zone of painting on canvas to finding joy in painting on whatever the customer requires to bring their vision to life and optimize her revenue streams. You can find her athttps://www.rarabyrashidacotton.com/on IG @rarabyrashidacottonon X @uloveshidaConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Have you ever heard of anyone praying to be average? I recently had this conversation with my wife @charities.notes and it brings up a good conversation around the Abundance versus a Scarcity mindset.  Every morning we say the prayer of Jabez and it highlights 4 major concepts about an Abundance Mentality That God would bless him.That God would enlarge his territory.That God's hand might be with him.That God would keep him from evil.We talk about the  4 elements of abundance, how they contrast with a scarcity mindset, and what we would do if our children told us they prayed to be average.Full Prayer of JabezOh, that You would bless me indeed, and enlarge my territory, that Your hand would be with me, and that You would keep me from evil, that I may not cause pain.Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

During this Episode with Lawernce we dive into the relational aspects of money with a spouse and with grown Parents.  Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

In today's episode, we have a special guest, Lawrence Gonzalez The Neighborhood Finance Guy from the Financial Griot who will share valuable insights on building generational wealth while working a 9-5 job. Get ready to learn practical tips on saving, investing, and creating a lasting financial legacy for your family. The journey to financial independence is not without its challenges. Lawrence shares lessons from his personal journey and offers guidance on staying motivated during setbacks, overcoming debt, and making financial decisions aligned with your long-term goals.Thank you for tuning in to Family Abide. Remember to subscribe to our podcast, leave us a review, and share this episode with your loved ones. Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

We our back from the month-long break after welcoming a new edition to the family.  The girls briefly discuss sisterhood in addition to what they enjoyed most about easter, as well as the importance of the day.  The financial word of the day is interest, and understanding this word is essential for our upcoming talk with Howard University students concerning loans and financial literacy.  Over the course of the show, we also discuss borrowing, scholarships, and more, and we can't wait to share what we learn with you Connect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

On today's episode, we review a few topics with the girls on our way to discussing the Financial Word of the day which is Taxes.  We start off reviewing how the girls felt about their Christmas gifts and quickly move into what the point of service is and how we use it to celebrate MLK.  Before we discussed taxes, we talked about a topic that Divine is already familiar with offering/ tithing and the importance of contributing to a cause so that the greater good can bed achieved. The finical word of the day was brought to us by Sense to CentsConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

During today's episode of the Yard with Charity Metzger we start off by reviewing how the end of the year went with Holiday shopping.  As those credit card bills and statements fully hit the account we discuss areas of improvement like determining a budget prior to the holidays.  Also, we realize that some of our household values growing up shape the way we look at spending on children and budgets and that it takes a lot of preparation to reconcile.What are the things to expect when expecting a child? When you're planning to have a baby, there are many steps and considerations to keep in mind to ensure a smooth transition into parenthood. Here are some key points we talk about on todays Episode:Daycare: If you and your partner both work, it's important to start thinking about daycare options early on.Buying insurance: Make sure to look into life insurance needs for both you and the baby to plan for worst-case scenarios. Leave of absence & Paid FMLA: Look into the leave policies offered by your employer and plan accordingly.  Some leave is up to 12 weeks of unpaid while other jurisdictions offer paid family medical leave.529 accounts: Consider setting up a 529 college savings account for your baby. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college expenses.Flexible Spending Account: If your employer offers a Flexible Spending Account (FSA), consider contributing pre-tax dollars to pay for eligible expenses, such as childcare expenses, during the year. Tax withholding: Make sure your tax withholding is accurate, as having a baby can affect your tax liability. Consider adjusting your W-4 form with your employer to make sure you receive more of your money upfront.Returning to work & household budget: Consider how returning to work will affect your household budget and make any necessary adjustments. This may include cutting back on discretionary expenses or even becoming a 1 income household. USAA Simplified Whole Lifehttps://www.usaa.com/inet/wc/simplified-whole-life-insurance?akredirect=truehttps://www.nerdwallet.com/article/insurance/usaa-life-insurance-reviewConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Today we are talking with Anthony Weaver from About That Wallet Podcast.  During the show, he walks us through his journey from hitting rock bottom with a 324/850 credit score, and how he used this as motivation.  He notes that it's cool for people to create content for someone to become rich.  However, this often doesn't help people who lack the foundational education and resources just to get back to zero. You can find Anthony at www.aboutthatwallet.com or on @aboutthatwallet on Instagram, Youtube, Twitter, Facebook, and all of your favorite social media outlets.    Books discussed in the Episode Common Sense: A simple plan for Financial Independence by Art WilliamsThe Power of Habit:  by Charles DuhiggThe Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa BaradaranConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Frustration or fear are two of the strongest emotion.   During today's episode, we talked to Steve  Conti a sports massage Specialist for the US women's national soccer team, the University of Maryland Athletics, and owner of Tocar Spa and Sport about how these competing mindsets shaped his path toward becoming an entrepreneur.He also gives us insight into his process of getting involved and winning multiple grants and Accelerators like HoCo Higher, by being an active participant in your local chamber of Commerce.Last but not least Steve also shares his childhood experiences with money, and the practical conversations he will focus on now as a father with his own daughter. The financial word of the day is employee, and he gives us his quote for Your Verse Your lesson which should be launching soon  on YouTube.

This is a special pre-graduation episode of Family Abide.  During the show, we talk about the importance of working hard to achieve a goal and the significance of a cap and gown.  Like Eric Thomas says in his new book it s important to match the power of education, with expression and excellence to unlock its potential to truly change communities.   Following graduation, we will do an episode to see how their experiences match up with what they actually see. We also discuss the new financial Word of the day which is employee. We review the definition of an employee from sense to cents which is “a person who works for another person or business.”  We also discuss tangible examples of employees that the girls encounter frequently like teachers and the concept of receiving payment with work. Before, we end the episode I tell Divine that while working as an employee you help the employer obtain their vision, and employees plays an important part to bring vision into reality with hard work.   The last thing we talk about is associating allowance with performance and work.

What's up Fam its time to Abide, Its been a minute but we're back, and we are ready to get to it.  On this episode FWD3, we briefly talk about Generosity and the importance of giving back.  We also review the financial word of the day which is Save.  The girls and I discuss some of the main reasons to save such as to acquire something you want and in preparation for an emergency. Teaching them about life is not all Financial they get to experience their first official football game at the Mecca (a victory) and celebrate  Homecoming Saturday on Mommy's birthday.  

Content Creator or Small business owner.  This episode was done live at Fincon so you might have a little background noise, but it should be audible. Today, we talk with Glenn James from my millennial money who created a 7-figure podcast by prioritizing himself as a small business owner first and content creator second.  During the course of the conversation, he discusses some of the strategies that he used to grow his business and the importance of finding a need in the market and then fully committing yourself to addressing that need. He also talks about the benefits of steady organic growth despite the fact that many content creators often search for viral hits.  We finish off the discussion with the power of generosity and notes that you will never be worst off for having a generous spirit. 

Welcome to Episode 7 the Back to School and FinCon Edition of Family Abide.  We continue to push our legacy FWD with the new financial word of the day.   Divine received her first check, and we talk about some of the differences between forms of money, and how they are used.  During the conversation the girls makes some key observations like the importance of building more than just your physical bank account, and the benefits of giving back to your spiritual father in order to achieve true freedom. 

We finish our discussion with Harris Hope and Humor on how to find value in your journey regardless of the assignment you are given to complete.  We dive into the importance of expanding your mind by looking at assets not only financially, but also by investing in your relational assets in order to find your freedom.  Along the way we pick up additional jewels in the section your verse your lesson with the lines "we can do hard things" and "c'est la vie "  We will develop these quotes more in our upcoming Youtube series.   You can find our outstanding interabled couple on any social media platform www.harrishopeandhumor.comwww.instagram.com/harrishopeandhumorwww.facebook.com/harrishopeandhumorhttps://www.youtube.com/channel/UCY7lviWg7on-H1UMjlpnKLw

Hope or NaivetyIn a world seemingly filled with adversity and tragedy, we discuss how to maintain spiritual optimism by choosing to believe that your current hardship will not be the final outcome.   In this episode, we talk with Leon and Tierra Harris from Harris Hope and Humor about building a home, starting a family, and bringing awareness to the ups downs of their life that provides valuable insight for other interabled couples to thrive.  You can find them online at @harrishopeandhumor across various social media platforms from their youtube channel to Instagram.  

Welcome to the Fathers day Edition of Family Abide.  The financial word of the day (FWD) will now be its own segment and will highlight areas of discussion with our upcoming guests.  The additional words discussed are disability and inclusion in preparation for the interview done with @ harrishopeandhumor as they give us insight on how they maintain hope even in the midst of adversity.Financial Flash CardsFinancial Jumpstart Academy by Sense 2 Cents

The Yard can be defined as the main quad of open space located on the Campus of Howard University.   However, the Yards'  definition can not be limited to a location on a map, because it is so much more.  The Yard is a marketplace of ideas that becomes a spiritual place embedded within our souls that shapes our thoughts, ideas, and actions as we mature into adulthood.  Family Abides' version of the yard seeks to cultivate a similar environment where a Husband and Wife discuss Faith, Family, and Finance and the intersectionality of all three. On this platform, we will discuss how our values shape our interaction with the culture.   Give you insight into our productive struggle of melding two different upbringing into one cohesive unit for our children, and try not to tap dance around current topics that impact our household.  These conversations are had with @charitys.notes and @familyabide and you can follow them on all your major social media networks to get more detail. The topic for today's Episode is Driven or Depleted and how to navigate one's expectations versus actual experiences, especially with  Money, Marriage, and Motherhood. 

It is not always clear what season you are in.  We work so hard trying to figure out if we are dealing with breakage or new growth.  Sometimes the only difference is perspective.  Let's work on building perspective. This episode explores the intersections of ownership versus consumerism while developing concepts of self-worth in the purist of excellence.  Today's episode includes two dynamic women both personally and professionally.  Both of these ladies were selected to be the God Mothers of our children, because of how they embrace life.   The God Mother of our first Daughter is Debra Bazile and she runs a lifestyle brand that focuses on the values of empowering women through the exploration of natural hair and how it intersects with her life as a single woman in Miami. You can connect with her on social on Instagram at talkcurlytome or on her website at talkcurlytome.com.Keila Kirkpatrick is the Godmother of our second child, and has a zest for travel and trying new experiences from skydiving out of a plane to traveling to exciting international or local venues.  You can find more about her trips online on Instagram at busyontheweekends.These two women help me explore their childhood experiences with finances.  As we dive into both positive and negative experiences with money, and the tips they would share with young women today or their younger selves.  Through their productive battle, we find a path to reach abundance beyond insecurities debts, and entanglements. Financial Flash CardsFinancial Jumpstart Academy by Sense 2 CentsBooks talked about in Episode 2.Money Master the Game:7 Simple Steps to Financial Freedom by Tony RobinsHow successful People Think by John .C. Maxwell

Episode 1 is an introduction to Family ABiDE Podcast.  It includes a conversation with my daughter about the purpose of Sow Your Grind.  The goal is to provide them with a wealth mindset early and have them understand the value of ideas compared to money. When you are talking to a 4 & 2-year-old you never know what they are going to say.  But that's the beauty of talking to them.  I am forced to be clear, and I can't be overly complicated.   If  I am too complicated  they will let me know. I'm always surprised about what kids pick up and what they don't. However, as a Father, I need to be more intentional about providing them the tools to be successful in faith, family and finance.  Investing is more than Money.

Welcome to Family ABIDE.  This podcast episode introduces you to a Girl dad who reflects on discussions he didn't have or didn't listen to in his youth with his daughter Divine.  The episode goes into a brief description for the Tagline of the show "Sow your Grind" and gets authentic feedback about what his daughter thinks.  The duo will examine coming-of-age lessons that focus on cultivating character through conversations about Faith, Family, and Finance.   Even in chaos families must endure without yielding in order to foster legacies for generational, prosperity, and wellness.  Together and with guests we seek to achieve Abundance Beyond our Insecurities, Debts and Entanglements.