Podcasts about Sense

Jan 23, 2026 – Are we witnessing the end of the US dollar's bull run and a generational opportunity in commodities? In this insightful Smart Macro episode of the Financial Sense Newshour, Chris Puplava discusses the latest seismic shifts in...

Jan 23, 2026 – What's behind silver's explosive run past $100 an ounce and gold's push toward the $5,000 mark? Join host Jim Puplava for an in-depth interview with Bob Coleman, CEO of Idaho Armored Vaults, as they dive into the historic...

‘Makes no political sense': Joe says Republicans will lose politically against Jack Smith every time To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You know those moments when you KNOW you're self-sabotaging, you feel the same triggers come up in every relationship, or you second-guess if you're “too much” or “not enough”… but you can't figure out WHY? Girl, you are not alone. Today we are diving into the juicy, sometimes messy, but always REAL world of attachment styles… with none other than the legend herself, Thais Gibson, queen of making neuroscience and relationships make SENSE. I'm coming for every anxious thought, every “do I text him back or run for the hills?” crisis, and all things Girl Gang growth. Plus, Thais is giving you the science and practical quiz to decode your attachment style, as we do it together, live and in real time. No therapy jargon here. We talk: Real-life family drama (We get deep on the Brooklyn Beckham controversy) What to do when YOU'RE the one with the avoidant, anxious, or even fearful avoidant traits (spoiler: you can change, homie) The messy process of setting boundaries (and accidentally overreacting, then feeling guilty #beenthere) The difference between a dismissive avoidant and a narcissist (it's not the same and we break it DOWN) Why you keep attracting the same toxic relationships (and what to actually do about it, step by step) How to rewire your attachment style… even if it feels impossible after years of baggage and bear-in-the-woods-level triggers (if you know, you know) If you want to finally understand yourself, your partners, and stop the self-sabotage spiral, this episode is your roadmap. Say goodbye to drama and hello to high-value relationships and self-love. Thank you to our sponsors:  Found: Open a Found account for FREE at http://found.com Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/lisa Daily Look: 50% code WOI https://dailylook.com FOLLOW THAIS GIBSON: Website: https://personaldevelopmentschool.com/  Instagram: https://www.instagram.com/thepersonaldevelopmentschool  YouTube: https://www.youtube.com/@ThePersonalDevelopmentSchool  FOLLOW ME FOR UPDATES & FUTURE LIVES: Instagram: ⁠https://www.instagram.com/lisabilyeu/⁠ YouTube: ⁠https://www.youtube.com/womenofimpact⁠ TikTok: ⁠https://www.tiktok.com/@lisa_bilyeu?lang=en Facebook: https://www.facebook.com/lisabilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Buy Merch Here!  https://otamerch.shop/ Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/M7tVYWTSFR Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod Playlist of music: https://www.youtube.com/playlist?list=PLp6uXoGNUwk9Tq0NWOwaCLGruX0XdVBfd 00:00:00 Intro 00:04:18 Anya Nyabyss' Debut 00:18:13 Ayunda Risu's 3D Nut 00:30:48 Paige Terner's Debut 2.0 00:44:21 Kokoromo Memory Graduating 00:48:02 Noel's Collaborating with Yoshinoya 00:50:01 Mo'shi Expo Date and Location Announced 00:52:51 Immerhater Exposed 00:55:48 V-dere's Idol Fest! 01:00:41 HoloJP Gen 3's new song Ai Ai Ai Love You 01:02:55 Hachi's new song Infinity 01:04:40 DK Graves' new song Sense of Home 01:08:18 Bao's new music video for Gonna Be Ok 01:11:58 Sneaky Paige Terner Birthday Merch Info 01:14:18 Roboco-san and Hajime covered Mafia 01:16:12 Sneaky Lyko Lianna Birthday Merch Info 01:19:57 Iofi covered If I Can Stop One Heart from Breaking 01:22:00 Roca Rourin coverd Livin on a Prayer 01:25:49 Phase Saga covered Everything Goes On 01:26:32 Froggy covered Virtual Insanity 01:27:43 REM Kanishibari covered Jane Doe 01:29:20 Freyja Cesteline and Nene Amano covered Believe Again 01:33:00 CC played Dispatch 01:35:15 Mint and Matara played Hytale 01:36:05 Eva ate a Pear 01:41:42 Alicja played DJMAX RESPECT V 01:45:53 Miwa's New ASMR 01:46:34 REM's Drive Through ASMR 01:49:48 Cera's new ASMR 01:50:52 VAllure's 100 Chicken Nugget Challenge 01:53:42 Shiki Katagami's Lego Party 01:59:55 Eva's first Backstage Banter 02:02:52 Pippa and Alfhilde's Surstromming challenge 02:08:17 GX Aura played Holo vs Robo (and Winter Plushie!) 02:11:29 Nimi chased down a golden pot 02:12:50 Hachi's Birfday Live 02:15:50 Community and Shilling 02:20:35 Birfdays

In the basement room of an East London flat one rainy January morning, Jack sat down with the Irish writer Rob Doyle to discuss the publication of his third novel, Cameo, and delve into his long and complex love for the work of Martin Amis.Rob chose to talk about London Fields, the novel we first encounter on this series through the Financial Times columnist, Janan Ganesh. But whereas Ganesh grew up in Croydon in the late Eighties, with the London Amis depicts in the novel practically on his doorstep, Doyle had never been to England's capital when the cover of London Fields first caught his eye, aged 23, from the shelves of a book exchange at a backpacker's hostel in South East Asia.On a long bus journey in this far-flung part of the world, Doyle recounts coming to terms with the alchemic mastery of Amis's prose in this 1989 masterpiece. London Fields, he says, blended seamlessly the very highest ideas with the very lowest, all to great comic effect. Writing about London, Amis was engaged in an act of philosophy, dredged up from the deepest pits of urban and human decay.Rob and Jack go on to discuss that force of nature that is of course Keith Talent. Talent is for Doyle, as he is for Ganesh, not just one of Amis's greatest characters, but one of the greatest characters ever to cast a shadow on the history of English literature. Of all Amis's beleaguered and benighted male creations, Talent is also arguably the happiest, since apart from anything else, he would be the least bothered by Amis's contempt for him. Later on, Rob and Jack talk about the world Amis so often condemns his male characters to live in. Whether we look to John Self (a man consumed by his own oniomania), the bleak rivalry that sets Keith Talent and Guy Clinch on their fateful course with Nicola Six, or indeed that which Richard Tull and Gwyn Barry must see through a novel later in The Information, Amis's men are rarely sanguine creatures.Male conflict and humiliation were two of Amis's greatest subjects, but while Doyle still regards Amis as one of the best writers ever to interrogate them in their art, he is less convinced by Amis's opposition outlook on male relationships now, in his forties, than he was as a younger man.Happy New Year to you, dear listener. 2026 has begun.FOLLOW US ON TWITTER/ X: @mymartinamisFIND US ON YOUTUBE Hosted on Acast. See acast.com/privacy for more information.

Tottenham are set to sign Andy Robertson from Liverpool, Jim sits down with Jamie who is a Liverpool fan and host of The Football Storey podcast to discuss whether he is a good signing for Spurs. #TottehamNews #spursnews Learn more about your ad choices. Visit podcastchoices.com/adchoices

Several head coaching interviews have already been conducted by the Bills, with more on the way in the coming days. Lance Lysowski of The Buffalo News joins Danger and Battaglia in The Sports Bar to pick apart the list of candidates and what combination of names and abilities could lead to success for the Bills next season. Love the show? Share it! Listen, subscribe, and tell a friend!

Book your call: https://jordanapodaca.com/#free-call Finally feel peace after the pain of infidelity If you've been carrying anger, numbness, intrusive thoughts, shame, embarrassment, or a loss of trust – you don't have to keep doing this alone. On our call, we'll uncover what's really keeping you stuck and map out exactly how to help you feel calm, safe, and in control again. Everyone's process is unique, but many of my private clients notice meaningful change within just a few sessions. Book Your Free Strategy Call Now: https://jordanapodaca.com/#free-call 0:00 - The Illusion of Control: Living in the Bubble 1:00 - Why Your Brain Scrambles for Control 1:15 - Self-Blame: The First False Solution 2:00 - Hypervigilance: Monitoring Every Detail 2:20 - Rumination: Stuck in the "Why" Loop 2:45 - Numbing: When Distance Feels Safer 3:00 - Why Your Brain Chooses Certainty Over Happiness 3:30 - The Truth: Love Does Not Equal Control 4:00 - Two Paths: False Control vs. True Separation 4:30 - What Faith Really Means After Betrayal 5:00 - Regaining What's Actually Yours: Agency & Self-Respect 5:30 - The Question: Trading Certainty for Self-Trust --------------------------------------------------------------------- JJA Consulting LLC • Fully insured through Alternative Balance LLC • Based in Michigan • Sessions via Zoom • Confidential and results-based. Disclaimer Jordan is not a licensed therapist, counselor, or medical professional. His services are for educational and coaching purposes only and are not intended to diagnose, treat, cure, or prevent any mental or medical condition. Individual results vary. If you are in crisis or need clinical support, please reach out to a licensed mental-health provider or emergency services. Summary of Terms and Conditions Educational Purpose Only: Coaching and hypnosis sessions are for personal development and educational purposes only. Not Therapy or Medical Treatment: These services are not a substitute for counseling, psychotherapy, psychiatric, or medical care. Results Vary: Individual results vary depending on many factors. No specific outcome is guaranteed. Your Responsibility: You are responsible for your participation, decisions, and well-being before, during, and after sessions. You agree to remain coachable and follow the Practitioner's lead regarding session spacing. No Refunds: All sales are final except as required by law. We commit to working with you until the specific result is achieved, provided you remain committed to the process. Confidentiality: All private sessions are confidential except where disclosure is required by law. Intellectual Property: All session materials and methods are owned by JJA Consulting LLC and may not be shared or reproduced. Code of Conduct: We reserve the right to refuse or end services for disruptive, abusive, or unsafe behavior. Results-Based Model: You are purchasing a result, not a time-based subscription. We do not offer weekly check-in calls or "venting" sessions. We meet only when necessary to achieve the specific result. By scheduling or purchasing services, you agree to the full Terms and Conditions. You further agree that reasonable updates to these Terms to clarify the spirit of the agreement may apply to our engagement. FULL TERMS: https://jordanapodaca.com/#terms Subscribe to The Infidelity Recovery Podcast on Soundwise

From sculptural updos, like those worn at the Golden Globes by KPop Demon Hunters singer EJAE, to the joyful, bright eye looks musician Zara Larsson has been embracing, exciting beauty trends are already emerging in 2026. With awards season just ramping up, Vogue beauty editors Margaux Anbouba and Arden Fanning Andrews joined Chioma on The Run-Through this week to share what they anticipate seeing on red carpets in the months ahead. When it comes to predictions, Arden is leaning into what she calls “romantic beauty”— soft makeup and windswept hair — inspired by the return of period dramas this year, including Wuthering Heights (don't forget to join the book club!), Sense and Sensibility, set for release in September, and Netflix's forthcoming Pride and Prejudice series. Margaux thinks we will be opting for “imperfect beauty,” meaning leaning into messier aesthetics online as a pushback against the rise of AI. Both editors (who happen to sport bobs themselves) once again said bobs are a trend to stay, even though they both plan to grow out their hair this year.Earlier in the episode, Vogue Business U.S. editor Maddie Schulz breaks down what's really going on behind the Saks Fifth Avenue bankruptcy and what fashion's “reset” may actually look like. Plus, Chloe and Chioma share their takes on the menswear shows so far and reflect on the passing of the legendary Valentino Garavani.The Run-Through with Vogue is your go-to podcast where fashion meets culture. Hosted by Chloe Malle, Head of Editorial Content, Vogue U.S.; Chioma Nnadi, Head of British Vogue; and Nicole Phelps, Director of Vogue Runway, each episode features the latest fashion news and exclusive designer and celebrity interviews. Learn about your ad choices: dovetail.prx.org/ad-choices

Jan 22, 2026 – This year has already erupted with seismic geopolitical shifts. In today's podcast, RANE's Adriano Bosoni unpacks the high-stakes US invasion of Venezuela, the capture of Maduro, and what it all means for American dominance...

Jan 21, 2026 – What surprises could catch investors off guard in 2026? In today's FS Insider interview, Jonathan Petersen, macro strategist at Variant Perception, walks through the firm's contrarian calls for the year ahead. From a long-awaited capex...

This talk was given by the Rev. Risen Roshi at the Buddhist Temple of Toledo on January, 4, 2025. In this first dharma talk of the new year, Risen Roshi gives his annual sense of the year ahead for 2026.  If you would like to learn more about the Buddhist Temple of Toledo or to make a donation in support of this podcast please visit buddhisttempleoftoledo.org.  

In a Bagel Bite that will have you asking, "what even is a Bagel Bite at this point?" Grace and Kristin are catching up with a post-holiday recap.    We're sharing our favorite gifts given and received, including some crowd-pleasing Christmas craft ideas. Kristin finally gets a banjo and moves one step closer to her swamp person dreams, Grace has a new little mouth to feed, we both have ongoing beef with Tom Hanks, and much more.  Resources Whimsy Bridge Art on Etsy   Visit our website: weirdsofafeather.com  Follow us on TikTok: @weirdsofafeather Watch full-length episodes on Youtube: youtube.com/@weirdsofafeather Join our Reddit community: reddit.com/r/WeirdsofaFeather/ Find us on Instagram: @weirdsofafeather  Become a Patreon member for bonus content: patreon.com/weirdsofafeather

APEX Express is a weekly magazine-style radio show featuring the voices and stories of Asians and Pacific Islanders from all corners of our community. The show is produced by a collective of media makers, deejays, and activists. On this episode, host Miata Tan speaks with three guests from the Coalition for Community Safety and Justice (CCSJ), a leading community-based resource providing direct victim services for Asian Americans in San Francisco. They unpack CCSJ's approach to policy change, community advocacy, and public education, and reveal how their Collective Knowledge Base Catalog captures lessons from their work. Important Links: Community Safety and Justice (CCSJ) CCSJ Collective Knowledge Base Catalog CCSJ‘s four founding partners are the Chinatown Community Development Center, Chinese for Affirmative Action, Chinese Progressive Association, and Community Youth Center. Transcript: [00:00:00]  Miata Tan: Hello and welcome. You are tuning into APEX Express, a weekly radio show, uplifting the voices and stories of Asian Americans. I am your host, Miata Tan, and today we are focusing on community safety. The Coalition for Community Safety and Justice, also known as CCSJ, is the leading community-based resource in providing direct victim [00:01:00] services for Asian Americans in San Francisco. The four founding partners of the Coalition are Chinatown Community Development Center, Chinese for Affirmative Action, Chinese Progressive Association, and the Community Youth Center. You might have heard of some of these orgs. Today we are joined by three incredibly hardworking individuals who are shaping this work. First up is Janice Li, the Coalition Director. Here she is unpacking the history of the Coalition for Community Safety and Justice, and the social moment in which it was formed in response to. Janice Li: Yeah, so we formed in 2019 and it was at a time where we were seeing a lot of high profile incidents impacting and harming our Asian American communities, particularly Chinese seniors. We were seeing it across the country due to rhetoric of the Trump administration at that time that was just throwing, oil onto fire and fanning the flames. [00:02:00] And we were seeing those high profile incidents right here in San Francisco. And the story I've been told, because I, I joined CCSJ as its Coalition Director in 2022, so it says a few years before I joined. But the story I've been told is that the Executive Directors, the staff at each of these four organizations, they kept seeing each other. At vigils and protests and rallies, and it was a lot of outpouring of community emotions and feelings after these high profile incidents. And the eds were like. It's good that we're seeing each other and coming together at these things, but like, what are we doing? How are we changing the material conditions of our communities? How are we using our history and our experience and the communities that we've been a part of for literally decades and making our communities safe and doing something that is more resilient than just. The immediate reactive responses that we often know happen [00:03:00] when there are incidents like this. Miata Tan:  And when you say incidents could you speak to that a little bit more?  Janice Li: Yeah. So there were, uh, some of the high profile incidents included a Chinese senior woman who was waiting for a bus at a MUNI stop who was just randomly attacked. And, there were scenes of her. Fighting back. And then I think that had become a real symbol of Asians rejecting that hate. And the violence that they were seeing. You know, at the same time we were seeing the spa shootings in Atlanta where there were, a number of Southeast Asian women. Killed in just completely senseless, uh, violence. And then, uh, we are seeing other, similar sort of high profile random incidents where Chinese seniors often where the victims whether harmed, or even killed in those incident. And we are all just trying to make sense of. What is happening? [00:04:00] And how do we help our communities heal first and foremost? It is hard to make sense of violence and also figure out how we stop it from happening, but how we do it in a way that is expansive and focused on making all of our communities better. Because the ways that we stop harm cannot be punitive for other individuals or other communities. And so I think that's always been what's really important for CCSJ is to have what we call a holistic view of community safety. Miata Tan: Now you might be wondering, what does a holistic view and approach to community safety look like in practice? From active policy campaigns to direct victim service support, the Coalition for Community Safety and Justice offers a range of different programs. Janice Li, the Coalition Director, categorizes this work into three different [00:05:00] buckets.  Janice Li: It is responding to harm when it occurs, and that's, you know, really centering victims and survivors and the harm that they faced and the healing that it takes to help those, folks. The second piece is really figuring out how do we change our systems so that they're responsive to the needs of our communities. And what that looks like is a lot of policy change and a lot of policy implementation. It's a lot of holding government accountable to what they should be doing. And the third piece is recognizing that our communities don't exist in vacuums and all of our work needs to be underpinned by cross-racial healing and solidarity. To acknowledge that there are historic tensions and cultural tensions between different communities of color in particular, and to name it, we know that there are historic tensions here in San Francisco between the Black and Chinese communities. We have to name it. We have to see it, and we have to bring community [00:06:00] leaders together, along with our community members to find spaces where we can understand each other. And most importantly for me is to be able to share joy so that when conflict does occur, that we are there to be able to build bridges and communities as part of the healing that we, that has to happen. Miata Tan: Let's zoom in on the direct victim services work that CCSJ offers. What does this look like exactly and how is the Coalition engaging the community? How do people learn about their programs? Janice Li: We receive referrals from everyone, but initially, and to this day, we still receive a number of referrals from the police department as well as the District Attorney's Victim Services division, where, you know, the role that the police and the DA's office play is really for the criminal justice proceedings. It is to go through. What that form of criminal justice accountability. Could look like, but it's [00:07:00] not in that way, victim centered. So they reach out to community based organizations like Community Youth Center, CYC, which runs CCSJ, direct Victim Services Program to provide additional community. Based services for those victims. And CYC takes a case management approach. CYC has been around for decades and their history has been working, particularly with youth, particularly at risk youth. And they have a long history of taking a case management approach for supporting youth in all the ways that they need support. And so they use this approach now for people of all ages, but many of the victims that we serve are adults, and many of them are senior, and almost all of them are limited English proficient. So they need not only culturally competent support, but also in language support. And so the case management approach is we figure out what it is that person needs. And sometimes it's mental health [00:08:00] services and sometimes it's not. Sometimes it's trying to figure out in home social services, sometimes it's not. Sometimes for youth it might be figure out how to work with, SF Unified school district, our public school system you know, does that student need a transfer? It could be the world of things. I think the case management approach is to say, we have all of these possible tools, all of these forms of healing at our disposal, and we will bring all of those resources to the person who has been harmed to help their healing process. Miata Tan: I'm curious. I know we can't speak to specific cases, but. how did this work evolve? what did it look like then and what does it look like today? Janice Li: What I would say is that every single case is so complex and what the needs of the victims are and for their families who might be trying to process, you know, the death of one of their loved ones. What that [00:09:00] healing looks like and what those needs are. There's not one path, one route, one set of services that exist, but I think what is so important is to really center what those needs are. I think that the public discourse so much of the energy and intention ends up being put on the alleged perpetrator. Which I know there's a sense of, well, if that person is punished, that's accountability. But that doesn't take into account. Putting back together the pieces of the lives that have been just shattered due to these awful, terrible, tragic incidents.  And so what we've learned through the direct victim services that we provide in meeting harm when it occurs is sometimes it's victims wake you up in the hospital and wondering, how am I going to take care of my kids? Oh my gosh, what if I lose my job? How am I gonna pay for this? I don't speak English. I don't understand what my doctors and nurses are telling me [00:10:00] right now. Has anyone contacted my family? What is going on? What I've seen from so many of these cases is that there aren't people there. in the community to support those folks in that sort of like intimate way because the, the public discourse, the newspaper articles the TV news, it's all about, that person who committed this crime, are they being punished harsh enough? While when you really think about healing is always going to have to be victim and survivor centered.   Miata Tan: Janice Li describes this victim and survivor centered approach as a central pillar of the Coalition for Community Safety and Justices work. I asked her about how she sees people responding to the Coalition's programming and who the communities they serve are. Janice Li: So the Direct Victim Services program is just one of the many, many programs that CCSJ runs. Um, we do a wide range of policy advocacy. Right now, we've been focused a lot [00:11:00] on transit safety, particularly muni safety. We do a lot of different kinds of community-based education. What we are seeing in our communities, and we do work across San Francisco. Is that people are just really grateful that there are folks that they trust in the community that are centering safety and what community safety looks like to us. Because our organizations have all been around for a really long time, we already are doing work in our communities. So like for example, CCDC, Chinatown Community Development Center, they're one of the largest affordable housing nonprofits in the city. They have a very robust resident services program amongst the dozens of like apartment buildings and, large housing complexes that they have in their portfolio. And so, some of the folks that participate in programs might be CCDC residents. some of the folks participating in our programs are, folks that are part of CPA's existing youth program called Youth MOJO. They might [00:12:00] be folks that CAA have engaged through their, immigrant parent voting Coalition, who are interested in learning more about youth safety in the schools. So we're really pulling from our existing bases and existing communities and growing that of course. I think something that I've seen is that when there are really serious incidents of violence harming our community, one example Paul give, um, was a few years ago, there was a stabbing that occurred at a bakery called a Bakery in Chinatown, right there on Stockton Street. And it was a horrific incident.  The person who was stabbed survived. And because that was in the heart of Chinatown in a very, very popular, well-known bakery. in the middle of the day there were so many folks in the Chinatown community who were  they just wanted to know what was happening, and they were just so scared, like, could this happen to me? I go to that bakery, can I leave my apartment? Like I don't know what's going on. [00:13:00] So a lot of the times, one of the things that CCSJ does as part of our rapid response, beyond just serving and supporting the victim or victims and survivors themselves, is to ensure that we are either creating healing spaces for our communities, or at least disseminating accurate real-time information. I think that's the ways that we can Be there for our communities because we know that the harm and the fears that exist expand much more beyond just the individuals who were directly impacted by, you know, whatever those incidents of harm are. Miata Tan: And of course, today we've been speaking a lot about the communities that you directly serve, which are more Asian American folks in San Francisco. But how do you think that connects to, I guess, the broader, myriad of demographics that, uh, that live here.  Janice Li: Yeah. So, CCSJ being founded in 2019. We were founded at a time where because of these really [00:14:00] awful, tragic high profile incidents and community-based organizations like CA, a really stepping up to respond, it brought in really historic investments into specifically addressing Asian American and Pacific Islander hate, and violence and. What we knew that in that moment that this investment wasn't going to be indefinite. We knew that. And so something that was really, really important was to be able to archive our learnings and be able to export this, share our. Finding, share, learning, share how we did what we did, why we did what we did, what worked, what didn't work with the broader, committees here in San Francisco State beyond. I will say that one of the first things that we had done when I had started was create actual rapid response protocol. And I remember how so many places across California folks were reaching out to us, being like, oh, I heard that you do community safety [00:15:00] work in the Asian American community. What do you do when something happens because we've just heard from this client, or there was this incident that happened in our community. We just don't know what to do. Just to be able to share our protocol, share what we've learned, why we did this, and say like, Hey, you translate and interpret this for how it works. In whatever community you're in and you know, whatever community you serve. But so much of it is just like documenting your learning is documenting what you do. Um, and so I'm really proud that we've been able to do that through the CCSJ Knowledge Base.   Miata Tan: That was Janice Li, the Coalition Director at the Coalition for Community Safety and Justice, also known as CCSJ. As Janice mentioned, the Coalition is documenting the community safety resources in an online Knowledge Base. More on that later. Our next guest, Tei Huỳnh, will dive deeper into some of the educational workshops and trainings that CCSJ offers. You are tuned into APEX [00:16:00] Express on 94.1 KPFA​ [00:17:00] Welcome back to APEX Express on 94.1 KPFA. I am your host, Miata Tan, and today we are talking about community safety. Tei Huỳnh is a Senior Program Coordinator at Chinese Progressive Association, one of the four organizations that comprise the Coalition for Community Safety and Justice. Here's Tei discussing where their work sits within the Coalition. [00:18:00]  Tei Huỳnh: CPA's kind of piece of the pie with CCS J's work has been to really offer political education to offer membership exchanges with, um, other organizations workshops and trainings for our working class membership base. And so we offer RJ trainings for young people as well as, in language, Cantonese restorative justice training. Miata Tan: For listeners who might not be familiar, could you help to define restorative justice? Tei Huỳnh: Restorative justice is this idea that when harm is done rather than like implementing retributive ways. To bring about justice. There are ways to restore relationships, to center relationships, and to focus efforts of making right relations. Restorative justice often includes like talking circles where like a harm doer or someone who caused harm, right? Someone who is the recipient of harm sit in circle and share stories and really vulnerably, like hear each other out. And so the [00:19:00] first step of restorative justice, 80% of it in communities is, is relationship building, community building. Miata Tan: These sorts of workshops and programs. What do they look like? Tei Huỳnh: In our restorative justice trainings we work with, we actually work with CYC, to have their youth join our young people. And most recently we've worked with another organization called, which works with Latina youth, we bring our youth together and we have, uh, a four-part training and we are doing things like talking about how to give an apology, right? We're like roleplaying, conflict and slowing down and so there's a bit of that, right? That it feels a little bit like counseling or just making space, learning how to like hold emotion. How do we like just sit with these feelings and develop the skill and the capacity to do that within ourselves. And to have difficult conversations beyond us too. And then there's a part of it that is about political education. So trying to make that connection that as we learn to [00:20:00] be more accepting how does that actually look like in politics or like in our day-to-day life today? And does it, does it align? More often than not, right? Like they talk about in their classrooms that it is retributive justice that they're learning about. Oh, you messed up, you're sent out. Or like, oh, you get pink slip, whatever. Or if that's not their personal experience, they can observe that their classmates who look differently than them might get that experience more often than not   And so building beginning to build that empathy as well. Yeah. And then our adults also have, trainings and those are in Cantonese, which is so important. And the things that come up in those trainings are actually really about family dynamics. Our members really wanna know how do we good parents? When we heal our relationship, like learning to have those feelings, learning to locate and articulate our feelings.  To get a Chinese mama to be like, I feel X, Y, Z. Elders to be more in touch with their emotions and then to want to apply that to their family life is amazing, to like know how to like talk through conversations, be a better [00:21:00] parent partner, whatever it may be. Miata Tan: Something to note about the workshops and tools that Tei is describing for us. Yes, it is in response to terrible acts of hate and violence, but there are other applications as well. Tei Huỳnh: And you know, we've seen a lot of leadership in our young people as well, so we started with a restorative justice cohort and young people were literally like, we wanna come back. Can we like help out? You know, and so we like had this track where young people got to be leaders to run their own restorative justice circle. It might sound like really basic, but some of the things we learn about is like how we like practice a script around moving through conflicts too. and that, and we also learn that conflict. It's not bad. Shameful thing. This is actually what we hear a lot from our young people, is that these tools help them. With their friends, with their partners, with their mom. One kid was telling us how he was like going to [00:22:00] get mad about mom asking him to do the dishes he was able to slow down and talk about like how he feels. Sometimes I'm like, oh, are we like releasing little like parent counselors? You know what I mean? Uh, 'cause another young person told us about, yeah. When, when she would, she could feel tension between her and her father. She would slow down and start asking her, her what we call ears questions. and they would be able to slow down enough to have conversations as opposed to like an argument . It makes me think like how as a young person we are really not taught to communicate. We're taught all of these things from what? Dominant media or we just like learn from the style of communication we receive in our home , and exposing young people to different options and to allow them to choose what best fits for them, what feels best for them. I think it's a really, yeah, I wish I was exposed to that . Miata Tan: From younger people to adults, you have programs and workshops for lots of different folks. What are the community needs that this [00:23:00] healing work really helps to address? Tei Huỳnh: What a great question because our youth recently did a survey Within, um, MOJO and then they also did a survey of other young people in the city. And the biggest problem that they're seeing right now is housing affordability because they're getting like, pushed out they think about like, oh yeah, my really good friend now lives in El Sobrante. I can't see my like, best friend we have youth coming from like Richmond, from the East Bay because they want to stay in relationship. And so the ways that, like the lack of affordability in the city for families, working class families has also impacted, our young peoples. Sense of health. And, this is actually a really beautiful extension of, growth, right? In what people are seeing termed as safety, From like a really tangible kind of safety previously safety was like not getting punched, interpersonal violence to now understanding safety from systemic violence as well, which includes, like housing and affordability or [00:24:00] gentrification.   Miata Tan: Through the workshops that Tei runs through the Coalition for Community Safety and Justice Communities are also exposed to others with different lived experiences, including speakers from partner organizations to help make sense of things. Tei Huỳnh: It was a huge moment of like humanization. And restorative justice is really about seeing each other, I remember too, like after our guest speaker from A PSC, our young people were just so moved, and our young people saying like this was the first time that they've shared a room with someone who was formerly incarcerated. they were so moved with like, how funny he was, how smart he was, how all the things you know, and, and that there are all these stories to shed. We really bring in people to share about their lived experiences with our Asian American youth. And then people wanted to like follow up and also Mac from A PSC was so generous and wanted to help them with their college essays and people were like, [00:25:00] yes, they wanna keep talking to you. You know? Um, and that was really sweet. In our. Recent restorative justice work, and our most recent training with POed which works with Latina youth while we saw that it was harder for our young people to just, connect like that, that they were able, that there were like other ways that they were building relationships with  Miata Tan: What were you seeing that went beyond language? Tei Huỳnh: I think it was really sweet to just see like people just trying, right? Like, I think as like young people, it's like, it's also really scary to like, go outside of your, your little bubble, I think as a young person, right? One year we were able to organize for our adult session and our youth session, our final session that happened on the same day. and so we had we had circles together, intergenerational, we brought in a bunch of translators and youth after that were so moved, I think one young person was [00:26:00] talking about how they only like. Chinese adults, they talk to other parents and to like hear these Chinese adults really trying, being really encouraging. There's like something very healing. Restorative justice is not an easy topic for young people. I think at the first level it is about relationships in community to hold those harder feelings. I was really moved by this, a really shy young girl, like choosing to like walk and talk with another young person that they didn't have like that much of a shared language, but Wiley was, they were just really trying to connect. There are moments like when the, youth, like during our break, would wanna put on music and would try to teach the other youth, how they dance to their music. You know, like it's just, it was just like a cultural exchange of sorts too which is really sweet and really fun  ​[00:27:00] [00:28:00]  Miata Tan: You are tuned into APEX Express on 94.1 KPFA, a weekly radio show uplifting the voices and stories of Asian Americans. I'm your host Miata Tan, and today we are [00:29:00] talking about community safety. Since 2019, the Coalition for Community Safety and Justice, also known as CCSJ, has been leading the charge in helping Asian Americans in San Francisco to heal from instances of harm. From Direct Victim Services to Policy Work. The Coalition has a range of programs. Our next guest is Helen Ho, research and Evaluation manager at Chinese for affirmative action in San Francisco. Her research helps us to better understand the impact of these programs. Here's Helen describing her role and the importance of CCS J's evaluation  Helen Ho: My role is to serve as a container for reflection and evaluation so that we can learn from what we're doing, in the moment, we're always so busy, too busy to kind of stop and, assess. And so my role is to have that [00:30:00] time set aside to assess and celebrate and reflect back to people what we're doing. I was initially brought on through an idea that we wanted to build different metrics of community safety because right now the dominant measures of community safety, when you think about like, how do we measure safety, it's crime rates. And that is a very one dimensional, singular, narrow definition of safety that then narrows our focus into what solutions are effective and available to us. And, and we also know that people's sense of safety goes beyond what are the crime rates published by police departments and only relying on those statistics won't capture the benefits of the work that community organizations and other entities that do more of this holistic long-term work. Miata Tan: The Coalition for Community Safety and Justice, has been around since 2019. So was this [00:31:00] process, uh, over these five years, or how did you come into this? Helen Ho: Yeah. The Coalition started in 2019, but I came on in. 2023, you know, in 2019 when they started, their main focus was rapid response because there were a lot of high profile incidents that really needed a coordinated community response. And over time they. Wanted to move beyond rapid response to more long-term prevention and, uh, restorative programming. And that's when they were able to get more resources to build out those programs. So that's why I came on, um, a bit later in the Coalition process when a lot of programs were already started or just about to launch. So what I get to do is to interview people that we've served and talk to them about. Their experiences of our programs, how they might have been transformed, how their perspectives might have changed and, and all of that. Then I get to do mini reports or memos and reflect that back to the people who run the programs. And it's just so [00:32:00] rewarding to share with them the impact that they've had that they might not have heard of. 'cause they don't have the time to talk to everyone . And also. Be an outside thought partner to share with them, okay, well this thing might not have worked and maybe you could think about doing something else. Miata Tan: Certainly sounds like really rewarding work. You're at a stage where you're able to really reflect back a lot of the learnings and, and, and work that's being developed within these programs.  Helen Ho: The first phase of this project was actually to more concretely conceptualize what safety is beyond just crime rates because there are many, Flaws with crime statistics. We know that they are under-reported. We know that they embed racial bias. But we also know that they don't capture all the harm that our communities experience, like non-criminal hate acts or other kinds of harm, like being evicted that cause insecurity, instability, feelings [00:33:00] of not being safe, but would not be counted as a crime. So, Um, this involved talking to our Coalition members, learning about our programs, and really getting to the heart of what they. Conceptualized as safety and why they created the programs that they did. And then based on that developed, a set of pilot evaluations for different programs that we did based on those, ideas of what our, you know, ideal outcomes are. We want students to feel safe at school, not only physically, but emotionally and psychologically. We want them to feel like they have a trusted adult to go to when something is wrong, whether. They're being bullied or maybe they're having a hard time at home or, um, you know, their family, uh, someone lost their job and they need extra support. And that all, none of that would be captured in crime rates, but are very important for our sense of safety. So then I did a whole bunch of evaluations where I interviewed folks, tried to collect [00:34:00] quantitative data as well. And that process. Was incredibly rewarding for me because I really admire people who, uh, develop and implement programs. They're doing the real work, you know, I'm not doing the real work. They're doing the real work of actually, supporting our community members. But what I get to do is reflect back their work to them. 'cause in the moment they're just so busy then, and, and many people when they're doing this work, they're like: Am I even doing, making an impact? Am I doing this well? And all they can think about is how can I, you know, what did I do wrong and how can I do better? And, and they don't necessarily think about all the good that they're doing 'cause they don't give themselves the time to appreciate their own work because they're always trying to do better for our communities. Miata Tan: The Coalition for Community Safety and Justice is cataloging their learnings online in what they call a Collective Knowledge Base. Janice describes the [00:35:00] Knowledge Base as the endpoint of a long process to better understand the Coalition's work. Helen Ho: The Coalition for Community Safety and Justice was doing something, was building something new in San Francisco, and the idea was that there may be other communities across the country who are trying to build something similar and contexts across country, across communities. They're all different, but there is something maybe we could share and learn from each other. And so with this Knowledge Base Catalog, the impetus was to recognize that we're not experts. we're just trying things, building things, and we, we make a lot of mistakes and we're just doing the best that we can, but we've learned something and we'll, we'll share it. and this. Kind of approach really reminded me of a recipe book where you develop a recipe after many, many, many times of testing and tweaking and [00:36:00] building, and there's a recipe that really works for you. And then you can share it. And if you explain, you know, the different steps and some of the. You know, ingredients that are helpful, the techniques and why you chose to do certain things. Someone else can look at that recipe and tweak it how they want. And make it suitable for your own community and context. and once I got onto that analogy it blossomed to something else because. Also the act of creating food, like cooking and feeding our communities is something so important , and yet sometimes it can be seen as not serious. And that's really similar to community Safety is a very serious issue. But then. There's some worries that when we talk about like restoration and healing that's not a serious enough reaction response to safety issues, but when in fact it is crucial and essential, you know, healing and [00:37:00] restoration are crucial for our communities as much as cooking and feeding our communities and both are serious, even if some people think that they're not serious.  Miata Tan: I hear you. I love that metaphor with cooking and the recipe book as well. For our listeners, could you explain where the Knowledge Base Catalog lives online and how people can access it? Helen Ho: Sure. You can go to our website@CCSjsf.org and there's a little tab that says Knowledge Base. And you can either access it through the PDF version where you can get all of the catalog entries in one file, or you can search our database and you can filter or search by different things that you're interested in. So there a lot of programs have, cross functions or cross, aspects to them that might be of interest to you. So for example, if you. We're interested in programs to cultivate trusted community figures so you can look at the different programs that we've done that in different contexts in housing, at schools, or in business [00:38:00] corridors, because when you cultivate those trusted figures, when something bad happens, people then know who to go to, and it's much easier to access resources. You can also, if you're interested in, in language programs, you know, how did we think about doing programming for immigrant communities in their native languages? You can look at our tags and look at all of the programs that are in language. So our Chinese language, restorative justice, or our Chinese language victim services. You can look at all the different ways that we've, done our programming in language and not just in terms of translating something that wasn't English into Chinese, but creating something from the Chinese cultural perspective that would be more resonant with our community members. Miata Tan: How are you reflecting back this work through your research and the Knowledge Base Catalog?  Helen Ho: Before each evaluation, I interviewed the implementers to understand, you know… what's your vision of success? If your [00:39:00] program was successful beyond as wildest dreams what do you think you would see? What do you think people would say about it? And based on those answers, I was able to create some questions and, and measures to then understand. What you know, what assessment would look like in terms of these interviews with, um, program participants or collaborators. And so then I was able to reflect back in these memos about, insights that program participants learned or feelings that they, that they had or for. Program collaborators, what they've seen in their partnerships with us and what they appreciate about our approach and our programming. And also avenues that we could improve our programs. Because we know that harm and violence, although we often talk about them in terms of singular incidents, it's actually a systemic issue. And systemic is a word that people throw around and we don't even know. Like it's so thrown around so much out. I, I don't even remember what it means anymore, but. But we know that there are [00:40:00] big societal issues that cause harm. There's poverty, there's unaddressed mental health and behavioral health issues. There is just a lot of stress that is around that makes us. More tense and flare up and also, or have tensions flare up into conflict which makes us feel unsafe. And so there are policies that we can put in place to create a more. Complete instead of a patchwork system of support and resources so that people can feel more secure economically physically, uh, health wise. And all of that contributes to a, strong lasting and holistic sense of safety.  Miata Tan: As Janice and Helen have both mentioned The Coalition was able to grow in part due to funding that was made during 2019 and 2020 when we were seeing more acts of hate and [00:41:00] violence against Asian Americans. California's Stop the Hate program was one of those investments. Helen explains more about how the work has continued to expand.   Helen Ho: Another reason why the Coalition has been able to evolve is the, government investment in these programs and holistic safety programming. So. The city of San Francisco has been really great through their grants in looking in funding, holistic programming for different racial and ethnic communities and the state. Also, through their Stop the Hate grant has been able to fund programming and also the research and evaluation work that allows us to learn and evolve. Improve and also. Take these learnings beyond when grant programs might end and programs might end, and so that we can hopefully hold onto this, these learnings and not have to start from scratch the next [00:42:00] time Miata Tan: Thank you for laying all that out, Helen. So it sounds like there's a lot of different stakeholders that are really helping to aid this work and move it forward. What have you seen, like what are folks saying have had an impact on their community in a, in a positive way?  Helen Ho: Yeah. There's so much that. The Coalition has done and, and many different impacts. But one program that I evaluated, it was community Youth Center, CYC's, School Outreach Program in which they have teams of adults regularly attending lunch periods or school release periods at several schools in the city. And the idea here is that. At lunchtime or at score release period, kids are free. They're like, we're done with class, we're just gonna be out there wild. And they're figuring how to navigating social relationships, how to be in the world, who they are. , That can come with a lot of conflict, [00:43:00] insecurity a lot of difficulties that then end up, if they escalate enough, could turn into harm. For example, it's middle school kids are playing basketball and so when someone loses a game, they might start a argument and what the school outreach team would do is they're there. They've already built relationships with the students. They can step in and say, Hey, what's going on? Let's talk about this. And they can prevent. Conflicts from escalating into physical harm and also create a teaching moment for students to learn how to resolve their conflicts, how to deal with their difficult emotions of losing and equipping them with tools in the future to then also navigate conflict and, and prevent harm. And so I was able to interview the school collaborators uh, administrators or deans to understand, you know, why did they call on CYC, why did they want to establish this partnership and let adults outside the school come into the [00:44:00] school? And they were just so appreciative of the expertise and experience of the team that they knew. That they could trust the team to develop warm, strong relationships with students of all races and, and identities. That there was not going to be a bias that these adults, the team would be approachable. And so this team brought in both the trust, not only social emotional skills and conflict navigation, but also the organization and responsibility of keeping students physically safe. Another program which is the development of in-language Chinese restorative justice programming and also restorative justice program for Asian American youth. And in interviewing the folks who went through these training programs, I myself learned, truly learned what restorative [00:45:00] justice is. Essentially restorative justice takes the approach that we should, not look to punishment for punishment's sake, but to look at accountability and to restore what has been harmed or lost through, you know, an act of harm in order to do that, we actually have to build community you know, restoring after harm has been done requires relationships and trust for it to be most effective. And so what was really transformative for me was listening to. Youth, high schoolers learn about restorative justice, a completely new idea because so much of their life has been punitive at the home. They do something wrong, they're punished at school, they do something wrong, they're punished. And it's just a default way of reacting to quote unquote wrong. But these youth learned. All of these different [00:46:00] skills for navigating conflict that truly transform the way that they relate to everyone in their life. youth were talking to me about, resolving conflicts with their parents. To believe that their parents could change too. So, you know, what does that have to do with criminal justice? Well, when we think about people who have harmed, a lot of times we're hesitant to go through a restorative route where we just want them to take accountability rather than being punished for punishment's sake for them to change their behavior. But one criticism or barrier to that is we think, oh, they can't change. But you know, if your middle-aged immigrant parent who you thought could never change, could change the sky's the limit in terms of who can change their behavior and be in a better relationship with you. Miata Tan: These workshops are so important in helping to really bring people together and also insight that change. Helen Ho: We also wanna look ahead to [00:47:00] deeper and longer term healing. And so what can we do to restore a sense of safety, a sense of community and especially, um, with a lot of heightened, uh, racial tensions, especially between Asian and black communities that you know, the media and other actors take advantage of our goal of the Coalition is to be able to deescalate those tensions and find ways for communities to see each other and work together and then realize that we can do more to help each other and prevent harm within and across our communities if we work together. For example, we're doing a transit safety audit with our community members, where we've invited our community members who are in for our organization, mainly Chinese, immigrants who don't speak English very well to come with us and ride. The bus lines that are most important to our community coming in and out of Chinatown [00:48:00] to assess what on this bus or this ride makes you feel safe or unsafe, and how can we change something to make you feel safe on the bus? it's so important because public transportation is a lifeline for our community, And so we completed those bus ride alongs and folks are writing in their notebooks and they shared so many. Amazing observations and recommendations that we're now compiling and writing a report to then recommend to, um, S-F-M-T-A, our transit agency the bus. Is one of the few places where a bunch of strangers are in close quarters, a bunch of strangers from many different walks of life. Many different communities are in close quarters, and we just have to learn how to exist with each other. And it could be a really great way for us to practice that skill if we could just do some public education on, how to ride the bus.    Miata Tan: I asked [00:49:00] Helen about how she hopes people will access and build on the learnings in CCS J's Collective Knowledge Base. Helen Ho: Each community will have its own needs and community dynamics And community resources. And so it's hard to say that there's a one size fits all approach, which is also why the recipe book approach is more fitting because everyone just needs to kind of take things, uh, and tweak it to their own contexts. I would just say that for taking it either statewide or nationwide, it's just that something needs to be done in a coordinated fashion that understands the. Importance of long-term solutions for safety and holistic solutions for safety. The understands that harm is done when people's needs are not met, and so we must refocus once we have responded to the crises in the moment of harm, that we [00:50:00] also look to long-term and long lasting community safety solutions. Miata Tan: So with this Knowledge Base, anyone can access it online. Who do you hope will take a peek inside? Helen Ho: Who do I hope would take a peek at the Knowledge Base? I would really love for other people who are at a crossroads just like we were in the early. Days who are scrambling, are building something new and are just in go, go, go mode to come look at some of what we've done so that they just don't have to reinvent the wheel. They could just take something, take one of our templates or. Take some of our topics workshop topics. Something where it just saves them a bunch of time that they don't have to figure it out and then they can move on to the next step of evolving their programs even more. Um, I think that's my greatest hope. I think another this might be too cynical, but I also feel like with [00:51:00] the political. Interest waning in Asian American community safety, that there's going to be a loss of resources. You know, hopefully we can get more resources to sustain these programs, but in reality, a lot of programs will not continue. And it is a tragedy because the people who have developed these programs and worked on them for years Have built so much knowledge and experience and when we just cut programs short, we lose it. We lose the people who have built not only the experience of running this program, but the relationships that they've built in our community that are so hard to replicate and build up again. So my hope is that in however many years when we get another influx of resources from when people care about Asian American community safety, again, that somewhere some will dust off this Knowledge Base. And again, not have [00:52:00] to start from scratch, but, start at a further point so that we can, again, evolve our approach and, and do better for our communities. Miata Tan: That's really beautiful. Hoping that people for the future can access it.  Helen Ho: Another thing about, people either from the future and also in this current moment when they're also asking what's being done. Because I think a part of feeling not safe is that no one's coming to help me and the cynicism of no one's doing anything about this. And and also.  a withdrawal from our community saying, oh, our Asian, the Asian American community, they're approaching it in the wrong way or not doing the right what, whatever it is that your criticism is. But my hope is that folks in our community, folks in the future, folks outside of our, you know, Asian American community, can come to this Knowledge Base and see what we're doing. [00:53:00] Realize that there are, there is a lot of work being put into creating long-term, equitable, holistic safety solutions that can heal individuals in our community, heal our communities at a as a whole, and heal our relationships between communities. And there's so much good being done and that. If more folks join in our collaborations or in our efforts to get more resources to sustain these programs, we can really continue doing great things.  Miata Tan: With this Knowledge Base catalog, is there a way you hope it will continue to evolve to help better inform, I guess someone who might be on the other side of the country or in a totally different place? Miles away from San Francisco. Helen Ho: I would love to be able to do more evaluations and documenting of our work. I mean, we're continually doing more and new stuff. , Even [00:54:00] in a period where we don't have as many resources, we're still doing a lot of work. For example. We are continuing our work to get SFPD to implement a language access policy that works for our communities. And we're doing more and more work on that. And to be able to document that and share that new work would be really exciting. Um, and any other of our new initiatives I will say, going back to the recipe book analogy or metaphor, I don't know if this is just me, but when I have a cookbook, it's great. It's like so long. There's so many recipes. I only use three of them and I use those three all of the time. so that's what I was also thinking about for the Knowledge Base where there's a lot of stuff in here. Hopefully you can find a few things that resonate with you that you can really carry with you into your practice. Miata Tan: Thank you so much for speaking with me today, Helen.  Helen Ho: Thank you for having me. ​[00:55:00]  Miata Tan: The music we played throughout today's [00:56:00] episode was by the incredible Mark Izu check out stick song from his 1992 album Circle of Fire. Such a beautiful track, Now, a big thank you to Janice Tay and Helen for joining me on today's show. You can learn more about the Coalition for Community Safety and Justice via their website. That's ccsjsf.org  Make sure to check out their fantastic Knowledge Base Catalog that Helen spoke to us about from examples of victim centered support programs to rapid response resources during instances of community harm. There's some really important information on there. And thank you to all of our listeners for tuning in. For show notes, check out our website. That's kpfa.org/program/APEX-express. APEX Express is a collective of activists that include [00:57:00] Ayame Keane-Lee, Anuj Vaidya, Cheryl Truong, Jalena Keane-Lee, Miko Lee, Miata Tan, Preeti Mangala Shekar and Swati Rayasam.  Tonight's show was produced by me, Miata Tan. Get some rest y'all .  ​  The post APEX Express – 1.22.26 – What Is Community Safety? appeared first on KPFA.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Resources featured in this episode: Felt Needs series: How congregations can bring hope to families with wayward youth Felt Needs series: Creating a church of belonging for the lonely More from the Felt Needs series by Denise George coming soon! Itinerant Counseling interview Pathways Professional Counseling The Alabama Baptist website The Baptist Paper website Visit TAB Media HERE Subscribe on iTunes HERE

Sense and Sensibility by Jane Austen chapter 31, narrated by Isaac BirchallSubscribe on YT or Join the Book Club on Patreon and support me as an independent creator :D⁠https://ko-fi.com/theessentialreads⁠⁠https://www.youtube.com/channel/UCfOFfvo05ElM96CmfsGsu3g/join⁠Summary:Marianne awakes the next day as miserable as she was the day before, but a little more rested. The girls talk over everything that happened between Marianne and Willoughby before breakfast, and Elanor flits between emotions as her sister stays melancholic. Mrs. Jennings comes in with a letter from the girls' mother. Sadly, the news had yet to reach Ms. Dashwood, and her letter was full of praise for Willoughby, and entreaties for Marianne to tell her more plainly if she and he are engaged. Elanor writes to her mother and explains the new situation to her while Marianne laments further. Mrs. Jennings leaves to visit some friends, and gone, the girls are visited by Colonel Brandon.Marianne flees to her room to avoid the man, and after entering, the Colonel is glad to see that Elanor is alone. He comes to explain some things to Elanor, hoping to give comfort, and lasting conviction in Marianne's mind. The Colonel goes on to talk of his past and his relations with a woman who, to his despair, was married to his late brother. The woman and his brother divorced, and she fell into ruin, and Colonel Brandon was unable to help her as he was posted in India. When he eventually came back to England, he found the woman on her deathbed, with a small child to take care of. He adopted this girl and sent her to a private school. One day however, while staying with a friend in Bath, the girl disappeared for several months. Colonel Brandon only got news about her in the letter he received on his last morning at Barton Park, when he left so suddenly. This girl apparently ran away with Willoughby, forcing the Colonel to duel the seductor to defend his, and the girl's honour. Elanor is shocked by this story, and after briefly exchanging a few more particulars, the Colonel takes his leave, giving Elanor permission to tell Marianne about Willoughby's true character. SEO stuff I don't want to do. Jane Austin's timeless classic Sense and Sensibility follows the story of two girls, Elinor and Marianne Dashwood, and their endeavors in love, marriage, and societal expectations. Love is not easy however, and Elinor finds her sense tested by her charming brother-in-law, while Marianne's sensibility brings her nothing but heartbreak.

Mike Florio from Pro Football Talk joined the show. Mike said it's not your father's (or grandfather's) Steelers in reaction to Mike McCarthy being among the favorites for the Steelers job. Mike thinks the Steelers should pivot to an offensive guy because of the way the game has changed. Mike doesn't agree with the belief that a McCarthy hire would mean an Aaron Rodgers return to Pittsburgh. Mike brought up an interesting postgame comment made by McCarthy following a playoff loss a few years ago in Dallas. He said there are some attention-to-detail things McCarthy falls short in. Mike thinks Brian Flores would return to Minnesota if he doesn't get a head coaching job. Mike talked about the projection there is when hiring someone like Nate Scheelhaase, who has never been a coordinator before, let alone head coach. Mike still believes Chris Shula makes the most sense for the Steelers. Mike said the Steelers are only competing with the Ravens and the Bills, and those teams could be going in opposite directions at head coach.

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The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

You're sitting at the edge of something you want. Maybe a new project, maybe a decision you've been circling for months. The calendar says it's time to begin. But your body hesitates. Not because you're unclear, but because starting feels heavier than it should. Y'all, that heaviness isn't a flaw. It's a threshold. And in this episode, I'm diving into why beginnings are actually identity moments (not just logistical tasks) and how rituals can help you cross that threshold when readiness feels impossible. Here's what we're covering: Why ambitious women interpret starting friction as personal failure (and what to do instead) The concept of liminality: being "betwixt and between" who you were and who you're becoming Three types of beginning rituals: opening rituals, reset rituals, and courage rituals The difference between habits (that manage time) and rituals (that assign meaning) Why identity often lags behind your desire and your action Real stories: from helping my daughter release anxiety with dance moves to writing "I am a savvy business woman" every morning The big insight: Beginnings don't ask for readiness. They ask for orientation. And ritual can be the doorway you're allowed to walk through slowly. Your challenge this week: Choose one moment that feels slightly resistant Pick your threshold (start of workday? returning to a dream? saying yes to fear?) Add a sensory marker or identity question: "Who am I invited to become here?" Meet yourself at the threshold—not with pressure, but with presence If you're a woman in a high-pressure job who wants to pursue bold goals without losing yourself—even when life feels banana pants—this episode is your permission slip to begin with ritual, not just willpower. Next week: I'm talking with Ayelet Fishbach (author of Get It Done) about why procrastination shows up when goals threaten our identity. You won't want to miss it! Mentioned in this episode: Simply Bold 8-week group program (for women in high-pressure jobs pursuing bold goals) Sense the Possibilities Planner & Journal Performance studies concepts: liminality, ritual, witnessing Resources: Sense the Possibilities Planner & Journal (20+ worksheets to help you connect with yourself before setting goals) Plan Goal Plan 2026 Weekly Planner Quarterly Plan Goal Plan Your Year Retreats (dates at plangoalplan.com/retreats) Connect with me: Email: support@plangoalplan.com Facebook Group: Join Here Website: PlanGoalPlan.com LinkedIn: (I post most here!) www.linkedin.com/in/danielle-mcgeough-phd-

 Episode 100 10 Favorite (current) Worship Songs 1. My Testimony by Elevation Worship 2. Yet Not I but Through Christ in Me by City Alight 3. Scars by I Am They 4. I Thank God by Maverick City Music 5. Goodness of God by CeCe Winans 6. Sing Wherever I Go by We the Kingdom 7. Thank You Jesus for the Blood by Charity Gayle 8. What an Awesome God by Phil Wickham 9. Bless God by Brooke Ligertwood 10. Jesus Lifted Me by Cain  10 Favorite Bible Verses 1. “Be still and know that I am God.” Psalm 46:10 2. “Praise be to the God and Father of our Lord Jesus Christ, the Father of compassion and the God of all comfort, 4 who comforts us in all our troubles, so that we can comfort those in any trouble with the comfort we ourselves receive from God.” II Corinthians 1:3-4 3. “As for you, you meant evil against me, but God meant it for good, to bring it about that many people should be kept alive, as they are today.” Genesis 5:20 4. “See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the wilderness and streams in the wasteland.” Isaiah 43:19 5. “I will praise you, O Lord, with all my heart. I will tell of all your wonders. I will be glad and rejoice in you. I will sing praise to your name, O Most High.” Psalm 9: 1-2 6. “Salvation is found in no one else, for there is no other name under heaven given among men by which we must be saved.” Act 4:12 7. “Be joyful in hope, patient in affliction, faithful in prayer.” Romans 12:12 8. “So I will restore to you the years that the swarming locust has eaten,” Joel 2:25 9. “Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and minds in Christ Jesus.” Philippians 4: 6-7 10. “Pray also for me, that whenever I open my mouth, words may be given me so that I will fearlessly make known the mystery of the gospel.” Ephesians 6:19 10 Favorite Treats 1. Milka chocolate bars 2. Iced lattes 3. Manzanilla green olives from Trader Joe's (yes, specifically these) 4. Homemade popcorn 5. Coffee ice cream 6. Roasted and salted macadamia nuts  7. Kettle cooked potato chips 8. Kouign-amann pastries 9. Chips and salsa 10. Italian Confetti Almonds from Trader Joe's (yes, specifically these) 10 Favorite Books 1. How Green Was My Valley by Richard Llewellyn 2. Everything Sad Is Untrue by Daniel Nayeri 3. The Yearling by Marjorie Kinnan Rawlings 4. The Hiding Place by Corrie Ten Boom 5. The Long Winter by Laura Ingalls Wilder 6. To Kill a Mockingbird by Harper Lee 7. Persuasion Jane Austen 8. The Chronicles of Narnia (the whole series) C. S. Lewis 9. Rainbow Valley by Lucy Maud Montgomery 10. God's Smuggler by Brother Andrew 10 Favorite Movies 1. It's a Wonderful Life 2. The Secret Life of Walter Mitty 3. Napoleon Dynamite + Nacho Libre (cannot pick one and they are a pair to me) 4. My Fair Lady 5. Sleepless In Seattle 6. Little Women (1994 version) 7. Sense and Sensibility 8. That Thing You Do 9. To Kill a Mockingbird 10. Up  10 Favorite Places I've Visited 1. Cinque Terre, Italy 2. The Cotswolds, England 3. Big Sur, CA 4. Murren, Switzerland 5. Meteora, Greece 6. Olympic National Park, WA 7. Annecy, France 8. Hyderabad and Secunderabad, India 9. Reykjavik, Iceland 10. Glacier National Park, MT  10 Favorite Coffee Shops  1. Scout Coffee, San Luis Obispo, CA 2. Honest Coffee, Franklin, Tenn 3. Orange Inn, Laguna Beach, CA 4. Certified Kitchen and Bakery, Boise, ID 5. Merchant, Long Beach, CA 6. Giovanni Cova & C, Milan, Italy 7. Jo's Coffee, Austin, TX 8. Barista Parlor, Nashville, TN 9. Hooray Coffee, Redlands, CA 10. Sant' Eustachio Il Caffee', Rome, Italy  10 Favorite Things That Were Also Really Hard 1. Natural childbirth 2. Writing books 3. Being a public high school teacher 4. Becoming a speaker 5. Sharing the most vulnerable parts of our marriage story publicly 6. Running a half marathon 7. Fighting porn 8. Parenting teens and young adults 9. Home schooling 10. Becoming a podcaster  10 Favorite Things from Nature 1. Giant Sequoia trees 2. Cardinals 3. Sea otters 4. California Poppies 5. Coast Live Oak trees 6. Moss 7. Tidepools 8. Red Tailed Hawks 9. Wild Mustard 10. Dolphins  10 Favorite Adventures 1. My Christian walk 2. Being married to Aaron 3. Becoming a mom 4. Spending 2 summers in my teens in India with my dad 5. Summering in Scotland with 25 teens + Aaron when we were newlyweds 6. Becoming an author 7. Family road trip from California to Minnesota 8. Home schooling our kids 9. Backpacking through Europe as a young married couple 10. Family trip to Italy  10 Misc Favorite Things: 1. The color yellow 2. My Blundstone boots 3. My Nugget ice maker 4. Wearing brand new socks 5. Watching travel shows with Aaron (especially Stanley Tucci, Rick Steves and Travel Man) 6. Colorful bags from Orla Keily 7. My collection of Yearly bangles that Aaron started for me 8. Red shoes 9. Stickers – especially travel and encouraging words 10. My collection of Ronnie Kappos jewelry that Aaron started for meThe Greta Eskridge Podcast is a part of the Christian Parenting Podcast Network. For more information visit www.ChristianParenting.org

Send us a textAccelerator Dr. Matt Spraker hosts Drs. Ana Kiess, Brandon Mancini, and Dustin Boothe to review radiopharmaceutical therapies (RPTs), aka theranostics. The first episode in this TAP miniseries starts by reviewing how we define radiopharmaceutical therapy for our patients and colleagues. We review Lutathera and Pluvicto including indications for treatment. We then review aspects of training and how we've collaborated with nuclear medicine and radiology in training and practice. We close the episode scratching the surface of RPT radiobiology, beta versus alpha emitters and BED concepts.The Accelerators Podcast is a Photon Media production. For more from Matt, visit his website. For more from Simul, visit his blog, Radiation Medicine: Dollars and Sense.

Since the mind can infer truths of which it does not have certainty, what judges the validity of an inference in concrete matters? The Illative Sense. It is the power of judging and concluding when not having apodictic certainty. Bishop Barron explores Newman's analysis of the Illative Sense, explaining why it is an essential element in religious conversion.  Topics Covered: The Illative Sense  The nature of certainty  Formal Inference  Informal Inference Links: Read: The Illative Sense (from the Grammar of Assent) Video: The Personalist Spirit of Newman's Thought Video: The Freedom of Truth: The Nature of Conscience in Aquinas and Newman Book: Communities of Informed Judgement Word on Fire Institute: https://institute.wordonfire.org/   NOTE: Do you like this podcast? Become a Word on Fire IGNITE member! Word on Fire is a non-profit ministry that depends on the support of our listeners . . . like you! So become a part of this mission and join IGNITE today to become a Word on Fire insider and receive some special donor gifts for your generosity.  

We're living in a storytelling moment deeply fascinated by darkness—and for good reason. Stories have always helped us metabolize fear, trauma, and moral failure. But darkness is not meant to be the destination. In this episode, I explore why writers need a sense of wonder in fiction, not as escapism or denial, but as a way of completing the story arc. Wonder is what allows stories to move through the descent rather than getting stuck there and to imagine a future still worth moving toward. This is a reflection on how stories work psychologically and culturally, why so many books already carry hope with quiet integrity, and how writers (often without realizing it) contribute to building meaning, courage, and care through the stories they tell. In This Episode, We Explore: Why dark stories play an essential role in storytelling The danger of getting stuck in the descent Why stories must complete the arc The sense of wonder in fiction as moral imagination How stories help us imagine a future worth moving toward Links & Resources

Jan 19, 2026 – April 15 is fast approaching, but will your 2025 tax return bring a surprise refund or a painful bill? Jim Puplava sits down with tax expert Dan Pilla to decode the new "Big Beautiful Bill"...

Whether it's a spouse, our children, our parents, siblings, friends, or coworkers, we don't have a say in whether or not they choose to love us. And whether they love us or not, it says nothing about us and everything about them. It also doesn't say that they are wrong or bad, just that they are a human with their own preferences and wants and desires, and maybe we're just not a good match for them. And that's okay. Learning to make peace with others not loving us is a huge part of growing up into middle-age. Thanks for listening!  Want to learn more about this concept?  Check out these podcasts: #127 Our Worth & Our Works on Apple on Spotify #230 People-Pleasing on Apple on Spotify #260 Your Lovability and Your Love Ability on Apple on Spotify #270 People-Pleasing & Kindness - What's the Difference? on Apple on Spotify #272 Stay In Your Lane on Apple on Spotify #293 Dating in Mid-Life on Apple on Spotify #304 Personalities, Preferences, and Perspectives on Apple on Spotify #331 Sense of Self on Apple on Spotify #332 Sense of Self – It's All In Your Head on Apple on Spotify #333 Sense of Self and Dating on Apple on Spotify #334 Sense of Self and Marriage on Apple on Spotify #349 It's Okay If People Don't Like You on Apple on Spotify Are you curious about what it would be like to work with me? Here are three options: Group coaching classes are available at tanyahale.com/groupcoaching Talk with Tanya is a free monthly webinar where you can ask me anything and we can have a great discussion.  You can sign up for that at tanyahale.com/groupcoaching Interested in a free 90-minute coaching/consult with me?  Access my calendar at: https://tanyahalecalendar.as.me/

Distance learning doesn't fail because of tools—it falters when leadership, policy, and systems don't align around student success. In this episode, Seth Fleischauer and Allyson Mitchell sit down with Dr. Alexandra Salas, founder and CEO of the Delmarva Digital Learning Association, to unpack what institutional readiness for digital learning actually requires.Drawing on her experience in higher education leadership, instructional design, and nonprofit systems change, Dr. Salas challenges the idea that digital learning is merely a delivery mode. Instead, she frames it as a connective infrastructure—one that can support access, belonging, wellness, and persistence when designed intentionally.The conversation moves beyond emergency remote learning to examine how organizations evaluate readiness, why frameworks matter, and what leaders must confront if digital learning is going to meaningfully support students rather than strain them.What This Episode ExploresWhy digital learning should be evaluated at the systems level—not course by courseThe difference between emergency remote teaching and sustainable digital learningHow leadership, governance, policy, and student support services shape online successWhy “online readiness” is about people and structures as much as platformsThe role of reflection frameworks (Quality Matters, OLC, ISTE, and others) in continuous improvementHow wellness, trauma-informed practices, and student belonging intersect with distance learningWhat teaching yoga online revealed about presence, connection, and learning in virtual spacesWhy distance learning is better understood as connected, accessible, future-ready learningGolden MomentDr. Salas shares an early career story from her time as an instructional designer—partnering with faculty to bring courses like anthropology, chemistry, and Arabic online before large-scale platforms made it commonplace. The moment highlights a recurring theme of the episode: trust, curiosity, and collaboration matter more than tools when innovation involves real change.Why Distance Learning?In Dr. Salas's words, distance learning isn't about distance at all. It's about access, inclusion, and possibility—especially for learners in rural or underserved communities. When aligned with strong leadership and intentional systems, digital learning becomes a bridge rather than a substitute.Mentioned Work & ResourcesDelmarva Digital Learning Association — https://delmarvadla.orgUnited States Distance Learning Association - https://usdla.org/Bestemming Yoga — https://www.bestemmingyoga.com/meet-ytNumbers and Sense by Alexandra SalasQuality Matters, OLC, Blackboard, and ISTE digital learning frameworks (referenced conceptually)Host LinksDiscover more virtual learning opportunities at CILC.org with hosts Tami Moehring and Allyson Mitchell.Seth Fleischauer's Banyan Global Learning combines live virtual field trips with international student collaborations for a unique K12 global learning experience. See https://banyangloballearning.com/global-learning-live/

Curious how the latest tax law updates and retirement plan changes will impact your wallet in 2026? This week on Dollars & Sense, Joel Garris and Christina Lamb cut through the confusion and deliver essential information every American family and high-income earner needs to know—no jargon, just actionable insights and clear examples. First, Christina revisits the Top 10 Tax Changes for 2026—and then dives deeper into two big updates the team didn't get to last week: the newly indexed Child Tax Credit (now rising with inflation!) and the fresh cap on itemized deductions for high earners. Listeners learn exactly what's changing, who is affected, and how to maximize their tax strategy under the new rules. Step-by-step action tips help you avoid costly surprises, keep more of your money, and strategize for the year ahead. The discussion then shifts to a retirement game-changer: the new Roth 401(k) catch-up contribution requirement for high-income earners aged 50+. If you're used to socking away extra retirement dollars pre-tax, you'll want to hear how the new rules could raise your tax bill—and why, for many, it's still smart to keep contributing. The segment unpacks who must comply, plan differences, and the pros and cons of Roth vs. traditional contributions. Plus, Joel and Christina walk you through critical “what to do now” steps so you don't get caught off guard, from checking your plan options to coordinating with your tax advisor. Finally, the episode wraps up with practical guidance for all listeners: review your eligibility for credits and deductions, start planning early, and remember that smart tax and retirement strategies can make a huge difference by year's end. Joel and Christina's friendly, down-to-earth approach makes even complex topics feel manageable—and maybe even a little fun. Ready to get ahead of the 2026 tax and retirement changes? Don't miss out—tune in now to Dollars & Sense and take control of your financial future! 

We highly suggest that you READ the TEXT at the link below, as you listen to the audio above. https://gracegems.org/2026/oh_the_sense_of_pardoned_sin.htm Feel free to FORWARD this gem to others!

THE RELUCTANT PRESIDENT'S JOURNEY TO NEW YORK Colleague Nathaniel Philbrick. Washingtontravels from Mount Vernon to New York for his inauguration in April 1789, plagued by inner turmoil and a sense of impending doom. Philbrick describes the President as feeling like a "condemned man," fearing the adulation of the crowds would eventually turn against him as he faced the reality of governing. NUMBER 11914 CAPTURED FLAG TRENTON 1776

Kate Winslet is an actor who achieved global fame playing Rose DeWitt Bukater, opposite Leonard DiCaprio as Jack Dawson, in the 1997 James Cameron epic Titanic. During her career she has won five BAFTAs, two Emmys, five Golden Globes and an Academy Award for her role in the Reader. Kate was born in Reading in 1975 and attended Redroofs School for the Performing Arts in Maidenhead, Berkshire. Her film debut came in 1994 when she played a teenage killer in Peter Jackson's film Heavenly Creatures. The following year she played Marianne Dashwood opposite Emma Thompson's Elinor in Sense and Sensibility, directed by Ang Lee. Kate's performance earned her a BAFTA for Best Actress in a Supporting Role. She went on to consolidate her reputation as one of the most versatile actors of her generation by starring in a list of popular and critically acclaimed films including Hideous Kinky, Iris, Eternal Sunshine of the Spotless Mind and The Holiday.Last year Kate directed her first film, Goodbye June, starring Helen Mirren, Timothy Spall and Andrea Riseborough. Kate has three children and lives in West Sussex with her husband Ned and her family.DISC ONE: Georgia on my Mind - Roger Winslet and Sophie Breakenridge DISC TWO: Matchstalk Men and Matchstalk Cats and Dogs - Brian and Michael DISC THREE: Kiss from a Rose - Seal DISC FOUR: Summertime - Ella Fitzgerald DISC FIVE: Nuvole Bianche - Ludovico Einaudi DISC SIX: Weird Fishes/ Arpeggi - Radiohead DISC SEVEN: Blue Ridge Mountains - Fleet Foxes DISC EIGHT: Pump up the Jam - Technotronic BOOK CHOICE: Outside: Recipes for a Wilder Way of Eating by Gill Meller LUXURY ITEM: Freshly ground coffee CASTAWAY'S FAVOURITE: Georgia on my Mind – Roger Winslet and Sophie Breakenridge Presenter: Lauren Laverne Producer: Paula McGinleyDesert Island Discs has cast many actors away over the years including Dame Emma Thompson, Cate Blanchett and Dame Helen Mirren. You can hear their programmes if you search through BBC Sounds or our own Desert Island Discs website.

Sense and Sensibility by Jane Austen chapter 30, narrated by Isaac BirchallSubscribe on YT or Join the Book Club on Patreon and support me as an independent creator :D⁠https://ko-fi.com/theessentialreads⁠⁠https://www.youtube.com/channel/UCfOFfvo05ElM96CmfsGsu3g/join⁠Summary:Mrs Jennings comes to see the girls as soon as she comes home and announces to the girls that she has been informed of Willoughby's engagement to Miss Grey. She says that she is appalled by Willoughby's behaviour, and that if she sees him again, that Willoughby will receive the biggest dressing down of his life. She tries to reassure Marianne that Willoughby is not the only man in the world, and before leaving, says that some friends are coming tonight for supper. At Lunch, Marianne eats with Mrs. Jennings and Elanor. She eats more than she has done in days but doesn't say a word. Mrs. Jennings dotes on Marianne like a parent to a favourite child, but still Marianne's humour doesn't improve, and she retires to her room. Mrs. Jennings and Elanor discuss Willoughby's situation some more, and Mrs. Jennings says that Miss Grey is very very wealthy, and seems to suggest that this is the reason for Willoughby leaving Marianne. Elanor tries to let Mrs. Jennings know that a formal engagement never existed between her sister and that man, but Mrs. Jennings refutes her by saying that it wasn't necessary for him to ask after showing Marianne around his ancestral home like he did. Colonel Brandon comes to the house and talks with Elanor. He tells her that he heard about the Willoughby situation in town and talks in a way that shows how sorry he feels for Marianne. SEO stuff I don't want to do. Jane Austin's timeless classic Sense and Sensibility follows the story of two girls, Elinor and Marianne Dashwood, and their endeavors in love, marriage, and societal expectations. Love is not easy however, and Elinor finds her sense tested by her charming brother-in-law, while Marianne's sensibility brings her nothing but heartbreak.

Jan 16, 2026 – Is the world on the brink of a new resource boom? On this episode of Financial Sense Newshour, Jim Puplava reveals why 2026 could ignite a seismic shift in global markets—one where hard assets like metals and commodities...

Humans need connection—not as a luxury, but as a foundation for thriving. Yet, in our hyper-connected world, loneliness persists. On this episode of On the Brink, I sat down with Todd Nilson, a community strategist with 25 years of experience in digital transformation and marketing for brands like Activision, Facebook, and SAP, to unpack what real community means and how to build it with intention. Who is Todd Nilson? Todd's journey began in journalism, driven by an authentic curiosity about people and their stories. That passion evolved into a commitment to "building a bigger family"—creating spaces where trust and belonging are central. He's clear: community isn't a "soft" strategy; it's essential for individual and organizational wellbeing. We explored the difference between networks and communities. Social platforms may connect thousands, but true communities are intimate, purposeful, and safe. As Todd put it, a network is like a busy freeway—you can make friends, but it's not where you belong. Real communities are built in "cozy warrens": discussion forums, private groups, and member spaces that foster trust and meaningful exchange. The technology for online communities is abundant, but Todd warns: tools alone don't build belonging. Trust is foundational. He outlined three layers of safety—trustworthy platforms, credible conveners, and benevolent members—enabling honest sharing and engagement. He shared the example of Truth Initiative, whose online community helps people quit smoking and vaping. There, anonymity and trust turn participation into a true "return on life." Watch Todd Nilson on Youtube Understanding Community in a Time of AI Organizations and associations often struggle to sustain engagement beyond annual events. Todd believes communities should keep people connected to their mission year-round, deepen commitment, and serve as pipelines for volunteers or future staff. However, he cautions against focusing solely on technology while neglecting the ongoing stewardship that makes communities thrive. People—not platforms—build lasting connections. Community success is a program, not a project. You can't just launch a platform and expect results. Todd stresses the importance of having a dedicated human facilitator—more concierge than manager—who welcomes, connects, and guides members. While AI can help with moderation, it can't replace human warmth or judgment. We also discussed the importance of strategic clarity: before asking for proof of ROI, organizations must define their community's purpose. What are the desired outcomes—reduced costs, improved retention, innovation? Community design must align with both organizational goals and member needs, even when those priorities differ. Hybrid models work best. Online and offline communities reinforce each other, extending the sense of belonging and engagement. Tools like the Sense of Community Index 2 can help organizations measure how well their community fosters connection and contribution. Culturally, we're faced with an "always open buffet" of groups, but meaningful community requires intentional participation, not just passive consumption. We must choose where to invest our attention, seeking out spaces that truly feed us personally and professionally. Big Ideas for Fast-Changing Times Todd left us with two takeaways: First, plan for purpose—define who your community is for, why it exists, and the unique value it offers. Second, embrace emergent design—start small, let the community evolve, and focus on trust and gradual growth rather than a massive launch. Ultimately, community is a driver of wellbeing—crucial not only at work but also in life's transitions, such as retirement. Whether you're building community for your organization or your next chapter, remember: networks aren't belonging, and community doesn't happen by accident. Purpose, trust, and stewardship make it real. Thanks for tuning in, and thank you to Todd Nelson for sharing such valuable insights. Want to keep the conversation going? Learn more about Todd Nelson's work in community strategy, and let us know what community means to you. From Observation to Innovation, Andi Simon, PhD CEO | Corporate Anthropologist |  Award-winning Author Simonassociates.net andisimon.com Info@simonassociates.net LinkedIn

Jan 16, 2026 – Is the U.S. stock market entering a new phase? Financial Sense Newshour's Jim Puplava and Jim Welsh of Macro Tides discuss the latest trends shaping markets in 2026. They explore the market's rotation away from the...

Jan 15, 2026 – Are you watching the wrong bull market? As mainstream media fixates on tech giants, commodities are quietly stealing the show. In this insightful interview, Cris Sheridan speaks with Laurent Lequeu about the dramatic surge in metals...

Early life trauma can leave lasting imprints on the brain, body, and emotional health well into later life, but healing is possible at any age. In this episode of Growing Older Living Younger, Dr. Gillian Lockitch speaks with memoirist and wellness practitioner, Wendy Correa about adverse childhood experiences, intergenerational trauma, and the profound healing power of self-awareness and creative expression. Wendy shares how writing her memoir, My Pretty Baby, became both a personal reckoning and a path to liberation. This conversation explores how movement, mindfulness, storytelling, and truth-telling can rewire resilience, restore joy, and help us age with purpose rather than pain. Wendy Correa is a writer, yoga practitioner, hiker, and licensed massage therapist with a background spanning film, television, radio, and music production in Los Angeles and Aspen. She holds bachelor's degrees in psychology and theater arts and is now based in Denver, Colorado. Her debut memoir, My Pretty Baby: Seeking Truth and Finding Healing, chronicles her journey of healing from childhood trauma through embodiment, creativity, and mindfulness, demonstrating that it is never too late to reclaim vitality and joy.  Episode Timeline  00:00 – Welcome and framing the conversation - Dr. Gillian Lockitch introduces the episode's focus on healing adverse childhood experiences and rewiring resilience later in life.  04:56 – The origin of the title My Pretty Baby - Wendy explains how a seemingly small childhood moment revealed a foundational family wound.  06:30 – Why publish a memoir at 69 - Choosing motherhood, life experience, and readiness over urgency and timing.  10:38 – Memory, trauma, and vivid recall - Why traumatic experiences are often remembered with intense clarity.  11:52 – Sense memory and embodied recall - How acting training and sensory awareness unlocked unprocessed grief and anger.  16:03 – Unacknowledged grief and lifelong impact - The consequences of losing a parent in childhood without emotional support.  19:17 – Emotional memory versus happy memory - Why fear-based experiences often imprint more deeply than joy.  21:37 – Understanding the ACE Study -An overview of adverse childhood experiences and their long-term health effects.  22:02 – Trauma, biology, and the nervous system  How early stress reshapes the brain, immune system, and stress response.  24:45 – Healing modalities that restore resilience  Yoga, meditation, sobriety, psychotherapy, creativity, and chosen community.  27:12 – Transformative encounters and human kindness  Stories of meaningful interactions that reinforced worth and belonging.  30:18 – Finding a publisher and reclaiming voice  How women-centered publishing empowered Wendy to share her truth.  34:45 – Becoming a cycle breaker  Why healing personal trauma can ripple outward to families and society.   Resources & Links Mentioned  My Pretty Baby: Seeking Truth and Finding Healing is her debut book. For more information, visit www.wendybcorrea.com. Research on Adverse Childhood Experiences  Call to Action Subscribe to Growing Older Living Younger on your favorite podcast platform and invite your friends to subscribe . Leave a review to help others discover the show.  Explore your personal roadmap to healing, resilience, and longer healthspan by connecting with Dr. Gillian Lockitch at askdrgill@gmail.com Join the Growing Older Living Younger Community

In today's episode, Kelly Jean guides us through an exploration inspired by the work of Gregg Braden — scientist, researcher, and visionary — whose teachings bridge science, spirituality, and human potential in extraordinary ways.The Pure Human WithinWhat does it really mean to be a “Pure Human” in our modern world?Are we limited by our biology … or are we far more capable than we've ever been taught?Drawing from Braden's latest book, Pure Human: The Hidden Truth of Our Divinity, Power, and Destiny, this reflection invites us to reconsider who we are — and what we are truly capable of.Key ConceptsWe Are More Than BiologyBraden describes humans as “soft technology” — beings wired for intuition, creativity, healing, and inner intelligence.We are not only responding to life…we are shaping it.Heart–Brain CoherenceOne of Braden's central insights is coherence — the harmonious alignment between the heart and the brain. This coherence becomes measurable when we experience compassion, gratitude, or genuine care. When the heart shifts, the entire nervous system shifts. The body reorganizes into harmony. The electromagnetic field changes — subtly shaping the world around us.This is where Reiki beautifully aligns with Braden's research:Quieting the mind.Opening the heart.Allowing energy to flow with intention.A physiological and spiritual coherence.Peace is not something we wait for.It is something we generate.Excerpt from Pure Human (Chapter 4: Awakening Our Superpowers)Kelly Jean shares Gregg Braden's discussion of the “little brain in the heart” — the 40,000 sensory neurites discovered in 1991 that form a sophisticated neural network.This research shows that the heart is not simply a pump. It is a center of intelligence, intuition, memory, and communication. When we shift our inner state, even slightly, we unlock creative potential, clarity, healing, and connection. The “Pure Human” is not something we become someday.It is the awakened version of who we already are.Guided ReflectionKelly Jean invites listeners into a simple practice:• Place a hand on your heart• Take a slow inhale• Exhale softly• Feel the rhythm• Sense coherence rising withinThis subtle alignment of heart and mind becomes a small, steady practice of peace — something we can carry throughout our day.Thank you for joining this moment of connection, curiosity, and coherence — and for giving yourself 5 Minutes of Peace.To learn more about The Peace Room, our Reiki treatments, trainings, and workshops, visit:www.ThePeaceRoom.loveJoin us again whenever you need…5 Minutes of Peace.

Carl and Mike continue with their thoughts on the Falcons search for their next head coach and agree someone who is a "culture builder" is going to be important and discuss who they believe would be the right fit of the current list of candidates the Falcons have already interviewed.

Awe has a way of fading when life gets crowded. Deadlines, responsibilities, and endless distractions can dull our awareness of the beauty that surrounds us every day. This devotional invites us to return to wonder—through the kind of attentive noticing that poetry captures so well. Poetry helps us slow down, see more deeply, and reconnect with meaning. And in a similar way, creation can become a doorway back into worship when our hearts feel tired or uninspired. The devotional points to the psalms as a reminder that awe is not a modern idea—it’s part of a long, sacred practice. David, a poet himself, looked at the world around him and responded with gratitude and praise. Psalm 65 celebrates God’s provision and the beauty of nature from morning to evening. It’s a picture of a life that recognizes God’s hand in what’s growing, blooming, changing, and sustaining. Today’s encouragement is practical and gentle: if you feel stuck, underwhelmed, or overworked, plan a pause in nature. Take a walk. Study a single detail—a leaf, a shell, a butterfly, a creek—and let your senses wake up again to the reality that God is present and creative. Creation becomes a reminder that the Lord is still at work in ways we can’t always see, weaving fragile miracles into ordinary moments. Making space to be awestruck can cleanse the spirit, lift the heart, and restore faith—because awe reminds us that God is bigger than our burdens and more tender than we sometimes remember. Main Takeaways Awe can fade when life feels busy, heavy, or distracting—but it can be rekindled. Creation points us to God’s power, provision, and gentleness. The psalms model a life of noticing and responding with gratitude and worship. A simple pause in nature can restore perspective and renew faith. Paying attention to small details can become a spiritual practice of seeing God’s handiwork. Today’s Bible Verse:The whole earth is filled with awe at your wonders; where morning dawns, where evening fades, you call forth songs of joy. - Psalm 65:8 Your Daily Prayer Here is a brief excerpt from today’s prayer: “Help me find time to seek you in nature… Send me a beautiful sight or sound that radiates your glory.” Listen to hear the full prayer or read the devotional at the links below. Looking for more daily encouragement and faith-filled content? LifeAudio – Discover daily devotionals, Christian podcasts, and biblical encouragement at LifeAudio.com Crosswalk – Explore faith, prayer, and Christian living resources at Crosswalk.com Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

We can learn about prophetic urgency and becoming true disciples through the lives and teachings of Jeffrey R. Holland and Dallin H. Oaks. C. Shane Reese, president of Brigham Young University, delivered this devotional address on January 13, 2026. You can access the full talk here.See omnystudio.com/listener for privacy information.

Jan 13, 2026 – Global instability is rising, and Jacob Shapiro says the U.S. is responding with a bold strategic pivot. As power shifts to a multipolar world, America is retreating from global policing and refocusing on consolidating influence...

Sci-fi combat weapons/Are there deaf ghosts?   Fan Art by Slappy Sleepy   Patreon (Get ad-free episodes, Patreon Discord Access, and more!) https://www.patreon.com/user?u=18482113 PayPal Donation Link https://tinyurl.com/mrxe36ph MERCH STORE!!! https://tinyurl.com/y8zam4o2 Amazon Wish List https://www.amazon.com/hz/wishlist/ls/28CIOGSFRUXAD?ref_=wl_share Dead Rabbit Radio Recommends Master List https://letterboxd.com/dead_rabbit/list/dead-rabbit-radio-recommends/ Dead Rabbit Radio Archive Episodes https://deadrabbitradio.blogspot.com/2025/07/ episode-archive.html https://archive.ph/UELip   Links: This is how the Special Forces TRAUMATIZED the COLLECTIVES https://www.youtube.com/watch?v=E0ry3_9qGZM This account from a Venezuelan security guard loyal to Nicolás Maduro is absolutely chilling—and it explains a lot about why the tone across Latin America suddenly changed. https://x.com/MAShull3/status/2010390492643795061 'My head was exploding!' Trump's mystery weapon made Venezuelans vomit blood during raid https://www.the-express.com/news/world-news/195673/sonic-weapon-that-Venezuelan-bleeding US used sonic weapon on Venezuelan troops, report shared by Leavitt claims https://www.foxnews.com/politics/us-used-sonic-weapon-venezuelan-troops-report-shared-leavitt-claims How US Delta Force Captured Maduro? https://www.youtube.com/watch?v=u_bOzfvZgvY Colectivo (Venezuela) https://en.wikipedia.org/wiki/Colectivo_(Venezuela) FireFly Acoustic Threat Detection System https://en.wikipedia.org/wiki/FireFly_Acoustic_Threat_Detection_System how do ghosts scare deaf people? https://www.tiktok.com/@gio..24/video/7261700544752864543 Sound and Fury https://www.imdb.com/title/tt0240912/ Sound and Fury 2000 (Full Movie On YouTube) https://www.youtube.com/watch?v=XhceEJ1R_vY ridicuLIST: All Deaf People Have a 6th Sense https://www.deaffriendly.com/articles/ridiculist-all-deaf-people-have-a-6th-sense/ I do have a question here. I'm a deaf person who can sense ghosts, feel them bothering me, seeing them. But how do I communicate with them? https://www.facebook.com/groups/2923683831221187/posts/3643970155859214/ The Haunted World https://www.facebook.com/groups/thehauntedworld/posts/576953476466142/ Have you come across any Deaf people ghosts/spirits? https://www.reddit.com/r/Mediums/comments/1de022d/have_you_come_across_any_deaf_people_ghostsspirits/ Ovilus 5 Ghost Box https://www.ghoststop.com/ovilus-5-ghost-box/ HexBox Spirit Box Ghost Hunting Equipment AM FM Radio Scanner Paranormal ITC https://www.ebay.com/itm/197658052184 Paranormal Activity: How do Deaf Communicate with Ghosts https://www.youtube.com/watch?v=GGR-qfTDqko 'Sound and Fury' Update: A Family Comes Together Again https://www.handsandvoices.org/articles/misc/V8-4_soundfury.htm   ---------------------------------------------- Logo Art By Ash Black Opening Song: "Atlantis Attacks" Closing Song: "Bella Royale" Music By Simple Rabbitron 3000 created by Eerbud Thanks to Chris K, Founder Of The Golden Rabbit Brigade Dead Rabbit Archivist Some Weirdo On Twitter AKA Jack YouTube Champ: Stewart Meatball Reddit Champ: TheLast747 The Haunted Mic Arm provided by Chyme Chili Forever Fluffle: Cantillions, Samson, Gregory Gilbertson, Jenny The Cat Discord Mods: Mason, Rudie Jazz   http://www.DeadRabbit.com Email: DeadRabbitRadio@gmail.com Twitter: https://twitter.com/DeadRabbitRadio Facebook: www.Facebook.com/DeadRabbitRadio TikTok: https://www.tiktok.com/@deadrabbitradio Dead Rabbit Radio Subreddit: https://www.reddit.com/r/DeadRabbitRadio/ Paranormal News Subreddit: https://www.reddit.com/r/ParanormalNews/ Mailing Address Jason Carpenter PO Box 1363 Hood River, OR 97031 Paranormal, Conspiracy, and True Crime news as it happens! Jason Carpenter breaks the stories they'll be talking about tomorrow, assuming the world doesn't end today. All Contents Of This Podcast Copyright Jason Carpenter 2018 - 2025  

Support my work on Patreon- https://patreon.com/realdavejackson Join the Tales from the Backlog Discord server- https://discord.gg/kAqSBb6jH2 Buy me a coffee on Ko-fi- https://ko-fi.com/realdavejackson In the midst of so many games and podcasts with heavy story themes, sometimes it's nice to just play a video game-ass video game. And so here we have Crazy Taxi (Sega, 2000), plowing through a bunch of mailboxes on its way to the podcast schedule. This is a seminal game, especially for Dreamcast owners and arcade-goers, that I had somehow never played before. So what was it like playing for the first time in 2025? Listen in to find out! Guest info: Darren Hupke (he/him) * Find all of Darren's work https://pixelsandpolygons.net/ * Follow on BlueSky https://bsky.app/profile/darrenhupke.bsky.social TIMESTAMPS * 0:00 Title Card * 0:11 Introductions * 4:05 Our Histories with Crazy Taxi * 9:56 Opening Thoughts About Crazy Taxi * 13:50 Game Setup * 23:34 Crazy Box Mode and Advanced Maneuvers * 31:26 Sense of Humor, Future Crazy Taxis and Soundtrack * 43:39 Real Life Crazy Taxis and Product Placement * 49:40 Closing Thoughts and Recommendations * 55:00 Darren's Books and Pixels & Polygons * 1:00:31 Announcements and Patron Thank-Yous Music used in the episode: All I Want (The Offspring), Ten in 2010 (Bad Religion), Change the World (The Offspring) Social Media: BlueSky- https://bsky.app/profile/tftblpod.bsky.social Instagram- https://www.instagram.com/talesfromthebacklog/ Cover art by Jack Allen- find him at https://linktr.ee/JackAllenCaricatures

Jan 12, 2026 – Imagine transforming your home into a state-of-the-art wellness center—that's the future showcased at this year's Consumer Electronics Show. From AI-powered health devices and non-invasive wearables to personalized...

This is Christian Meditation for A Bigger Life – a time for you to relax your body and refocus your mind to experience the reality of God's presence. I'm Dave Cover. I want to help you with Christian meditation where you can break through all the distractions and experience God's presence through biblically guided imagination.  Acts 17:28 NIV “For in him we live and move and have our being,” Ephesians 3:16-17 NIV “I pray that out of his glorious riches he may strengthen you with power through his Spirit in your inner being, so that Christ may dwell in your hearts through faith.” Who can you share this podcast with? If you found this episode helpful, consider sharing it on social media or texting it to a friend you think might benefit from it. Follow Dave Cover on X (Twitter) @davecover Follow A Bigger Life on X @ABiggerLifePod Our audio engineer is Matthew Matlack. This podcast is a ministry of The Crossing, a church in Columbia, Missouri, a college town where the flagship campus of the University of Missouri is located.