Podcasts about Involve

In Hour 2, Andy and Randy talk about the plan for Michael Penix this week, the Browns naming Deshaun Watson as starter, the 49ers owner getting arrested, and Backpage with Beau.

Joshua Altman, founder of Beltway Media and former multimedia journalist at The Hill, joins Jeff Mains to unpack why "volume isn't a strategy" in PR and communications. Drawing on his experience seeing pitches from both the journalist's and strategist's side, Joshua explains why unsolicited press releases get ignored, how to target the right publications instead of chasing tier-one press, and why becoming "the signal, not the noise" matters more than shouting louder. The conversation dives deep into the fractional Chief Communications Officer (CCO) model, his Story-Narrative-Brand framework and Four Languages model (Read, See, Hear, Experience), how to measure something as intangible as trust, what makes a press release newsworthy, and how to build (and rehearse) a crisis communications plan before you ever need one.Key Takeaways4:41 — Unsolicited press releases have an open rate under 1%; solicited pitches (people who signed up for your list) get opened.5:20 — "Be the signal, not the noise": better targeting and relevance beat catchy subject lines.6:03 — Why front-page news is usually bad news, and why inside pages/push alerts are actually where you want to be.6:22 — Regional and trade publications (San Jose Business Journal, Austin Business Journal) often deliver better ROI than USA Today or the New York Times for 10–100 person, $2–25M companies.10:52 — Clients push back most on patience — results take 6+ months, not overnight.12:16 — The two things a fractional CCO focuses on: shaping perception and building/maintaining trust.13:14 — How to actually measure trust: ask "Would you refer us?" instead of "Do you trust us?", and analyze the tone of support complaints.14:58 — Buyers now need 30+ touchpoints to convert (up from the old 7–14), and most of those touchpoints get zero attribution credit.18:10 — What a CCO owns that a CMO doesn't: internal comms, investor relations, crisis comms — the "conductor" of the whole orchestra.27:05 — The Story-Narrative-Brand framework: story is what you tell friends at a bar, narrative connects the dots and gives the "why," brand is every touchpoint.28:52 — The Four Languages model: Read, See, Hear, Experience — and why founders should build all four from day one.31:26 — Why "Joe Smith is joining our board" isn't news, but "Elon Musk is joining our board" is — most founders overestimate what counts as newsworthy.35:00 — The ER wait-time app example: turning a feature ("we tell you wait times") into a story ("we've saved lives") by giving it a human frame.39:06 — Build your crisis communications plan like a fire drill — practice it quarterly, and always loop in lawyers and your insurance company from the start.42:02 — "It's not the crime, it's the cover-up" — say something fast, then use strategic silence only after your initial statement.45:40 — The question every founder should ask: "Are we building trust, or are we eroding it?"Tweetable Quotes"Be the signal, not the noise.""There's a reason they say, 'If it bleeds, it leads' — you don't want to be on the front page.""Every buying decision comes back to trust. No matter what business you're in, it comes back to trust.""It's not the crime, it's the cover-up.""Are we building trust? And follow that up with, are we eroding trust?""You could be putting out a lot of ads, but if you're spamming people, you're unintentionally eroding the trust you think you're building.""Story is what you tell your friends at the bar. Narrative connects the dots. Brand is every touchpoint people interact with."SaaS Leadership LessonsVolume isn't strategy. More press releases and louder shouting don't build trust — being worth paying attention to does.Target precision beats reach. A niche trade or regional publication read by your actual buyers often outperforms a national outlet.Measure trust indirectly. Use referral likelihood and complaint tone as proxies since trust can't be measured like an ad click.Build communications infrastructure early. Start with even 5 hours/month of fractional CCO support before you're at $3M+ revenue playing catch-up on your narrative.Every announcement needs a "why." A product update isn't news; connecting it to a larger story (industry trend, human impact) is what earns coverage.Plan your crisis response before you need it. Involve legal and insurance from day one, rehearse regularly, and always say something quickly rather than going silent.Guest ResourcesJoshua@beltway.mediabeltway.mediahttps://www.linkedin.com/in/joshuaialtman https://www.instagram.com/thecommschief/https://x.com/thecommschiefEpisode SponsorThe Futureproof Series - https://www.youtube.com/playlist?list=PLfkXKUPZ5xuOqMPR7_gzGybncTtavyR1NThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/https://jeffmains.com/books/SaaS Fuel ResourcesWebsite - https://championleadership.com/Jeff Mains on LinkedIn - https://www.linkedin.com/in/jeffkmains/Twitter - https://twitter.com/jeffkmainsFacebook - https://www.facebook.com/thesaasguy/Instagram - https://instagram.com/jeffkmains

Victoria Pelletier believes transformation fails without trust, clarity, and a compelling story — and she builds all three. Forged by early adversity, she became one of the youngest Chief Operating Officers in Canada at 24 and has since held President and CEO roles across multiple industries, leading organizations through 40+ M&A transactions and re-engineering operating models, technology, and culture to drive growth and unlock multi-million-dollar synergies. What sets her apart is storytelling — translating complexity into clarity in the boardroom, on stage, and with employees and investors, using narrative to align strategy and make change stick. Her leadership has been recognized by INvolve, CIOLook, Insight Magazine, and the South Florida Business Journal, among others. She is a sought-after keynote speaker on resilience, Whole Human Leadership, and leading through transformation. To reach Victoria: https://victoria-pelletier.com/ LINK TO The Leadership Transition Guide: Whole Human Leadership in Your First 90 Days

This week, Angela discusses the importance of estate planning to ensure family harmony after death. She shares six lessons from an estate litigator to help listeners avoid common pitfalls that lead to family conflict. The core message is that a goal without a plan is just a wish, and a good plan is essential for preserving family legacy. Key Takeaways

TODAY ON THE SHOW: WAR of the ROSES! YOUR most expensive mistake! We're testing your chicken tender knowledge! 2nd DATE UPDATE + so.much.more.See omnystudio.com/listener for privacy information.

Mary Kissel notes diplomatic efforts with Iran currently involve "shuttling messages" through intermediaries like Omanand Qatar. Kissel argues that the Islamic Republic is a revolutionary regime with no interest in genuine strategic peace. The administration's lack of a cohesive strategy has led to declining public support for military action. Meanwhile, the Houthi threat in the Red Sea remains a dangerous Iranian-backed tool for disrupting international shipping. (5)

Hey, Family Brand community! Have you ever had one of those moments where nothing is necessarily wrong... but something just feels off? That's exactly where we found ourselves not too long ago. On the surface, life was full of good things—work, activities, commitments, opportunities—but somehow we looked around and realized we didn't actually have much time left to simply be a family. That realization eventually led us to create one of our favorite Family Brand exercises: Take Back Your Family's Time. The truth is, your calendar will always fill itself if you let it. We learned that the hard way. We had said yes to so many good opportunities that there wasn't much room left for the best things—the conversations around the dinner table, family traditions, slow evenings together, or simply doing the things we genuinely love as a family. Sometimes the problem isn't that we're filling our lives with bad things. It's that we're filling them with so many good things that there's no space left for what matters most. One of the first things we did was ask a simple question: "Our family works when..." We started making a list of the moments when we feel the most connected. Maybe it's eating meals together, camping, turning off devices in the evenings, going to church, reading together, or having a nightly family check-in. Every family will have different answers, but identifying those rhythms gave us clarity about what we wanted to protect. From there, we took an honest look at where our time was actually going. It wasn't always easy, but it gave us permission to say "no" to some things so we could say a much bigger "yes" to our family. As another busy season approaches, this is the perfect time to pause and do your own family time audit. Involve your kids in the conversation—they often have incredible insight into what makes them feel most connected. You might be surprised by what they remember and what they value. The goal isn't to create a perfect schedule. It's to intentionally create a life where your family has room to thrive instead of simply trying to keep up. Hit play to hear the full conversation! In this episode, we walk through the entire Take Back Your Family's Time framework, the questions we ask ourselves every year, and the practical exercise you can use with your own family this week. P.S. We're here to help you build your own Family Brand, one episode at a time. So go ahead, hit play, and let's grow together! Or, if you're ready to dive deeper into our community, follow the links below.   LINKS: All Links Family Brand!  stan.store/familybrand familybrand.com/quiz familybrand.com/retreats.  Episode Minute By Minute: 00:00 Why We Needed to Take Back Our Family's Time 01:19 When Good Things Become Too Much 02:11 The Family Exercise We Shared in Croatia 03:14 The Wake-Up Call Our Family Needed 04:13 Identifying What Your Family Loves Most 05:00 Good vs. Better vs. Best 05:46 The Story That Changed Our Perspective 06:46 Why Every Family Needs a Time Audit 07:46 Rediscovering Family Traditions 08:27 Preparing for a Busy Season 09:00 "Our Family Works When..." 10:00 A Family Tradition That Inspired Us 11:06 Give Yourself Permission to Say No 11:47 Involve Your Kids in the Conversation 00:00 Why We Needed to Take Back Our Family's Time 01:19 When Good Things Become Too Much 02:11 The Family Exercise We Shared in Croatia 03:14 The Wake-Up Call Our Family Needed 04:13 Identifying What Your Family Loves Most 05:00 Good vs. Better vs. Best 05:46 The Story That Changed Our Perspective 06:46 Why Every Family Needs a Time Audit 07:46 Rediscovering Family Traditions 08:27 Preparing for a Busy Season 09:00 "Our Family Works When..." 10:00 A Family Tradition That Inspired Us 11:06 Give Yourself Permission to Say No 11:47 Involve Your Kids in the Conversation    

Introduction Building the model is no longer the hard part of insurance AI. The hard part now is getting underwriters and carriers to actually adopt it. Josh Hollander sits down with Roger Ferrandis, Head of Partnerships at Sixfold, whose AI now runs inside carriers like Zurich, Guardian, and Skyward Specialty, to talk about how trust actually gets built: proof-of-concept by proof-of-concept, underwriter by underwriter, and market by market through partners who already have the relationships. Guest Bio Roger Ferrandis is Head of Partnerships at Sixfold, the AI underwriting platform. Originally from Spain, he spent seven years in the UK, where he co-founded WeAnalyze, an underwriting data startup he helped grow to 25 employees, $3 million raised, and clients on three continents before it pivoted to banking. He chose insurance over banking, moved to New York, and now runs Sixfold's global partner strategy across systems integrators, reinsurers, data providers, and cloud marketplaces. Key Topics -Adoption is the product problem now - Leadership teams know they need AI, hand it to someone to evaluate, and that person's reference point is ChatGPT making mistakes, so skepticism is the default starting position. -How trust gets built in a POC - Sixfold runs known submissions through its AI, compares decisions with the underwriters, feeds their reasoning back into the model, and iterates until 90-95% of outcomes match, which is when confidence flips. -Amplify, not replace - Sixfold is not chasing full automation; the goal is an underwriter handling four submissions in the time one used to take, with clients choosing their own comfort level on straight-through processing. -The ROI stack - Clients measure 50% time saved per submission, quote-to-bind up 15%, and gross written premium per underwriter up 30%. -Partnerships as market entry - Munich Re's Realytix platform, Microsoft's Azure marketplace, Adnovum in Switzerland, and Sollers Consulting in Poland each open doors that direct sales cannot, especially across Europe's twenty-plus selling cultures. -Build versus buy, honestly argued - Sixfold's model has trained on nothing but underwriting for three years, and Roger's warning to carriers building in-house is that the technology shifts faster than an internal build can keep up with. -Involve the underwriters - His advice to carrier leadership: do not delegate AI evaluation and hope for the best, because if underwriters do not buy in, nothing happens. Notable Quotes "We can sell to C-levels. But if underwriters are not happy with our solution, nothing's going to happen." "With that iteration, we get to a point where at least ninety or ninety-five percent of the outcomes of the brain are the same outcomes the underwriter will have. When they see that level of accuracy, that's when we gain their confidence." "If an underwriter used to deal with one submission every hour, we want them to be able to deal with four." "By the time you build something yourself, the whole technology has changed so much that you need to rebuild it." Resources Guest: Sixfold: https://www.sixfold.ai/ Roger Ferrandis on LinkedIn: https://www.linkedin.com/in/rogerferrandis/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Podbean, Apple Podcasts, and Spotify.

Hall is packing. Himmel is SubStacking. The ApeSac opens up stories of dead bodies.

The goal isn't just to raise healthy kids, but to raise adults who can walk into a room full of food choices and trust themselves. Morgan, Joyce, and Jess Saxon get into how the way you talk about food and movement in front of your kids shapes their relationship with both for the rest of their lives. They talk about the food rules they grew up with, why restriction almost always backfires, how to give kids buy-in instead of just telling them to eat their broccoli, and why working with your kid's temperament beats forcing them into a box. Plus a real conversation about parent guilt, unlearning the stuff you thought was required, handling the unsolicited advice from grandparents and grocery store strangers, and why nobody knows your kid the way you do. Black Iron Nutrition Book a Free Discovery Call Free Macro Calculator Free Downloads Black Iron Blog  

Andrew Brandt joined Baskin and Phelps to talk about his new book Smarter About Sports and discuss behind the scenes stories about breaking some of the biggest news in sports during his career.

We'd love to hear from you. What are your thoughts and questions?Dr. Allen and guest Jeffrey Panik discuss the essential steps for building a solid financial foundation and protecting family wealth. This episode highlights the importance of financial inventory, proactive planning, and avoiding common traps in retirement and estate strategy.Main Points:Create a detailed financial life inventory to understand your current debt, income, and account structure.Build an emergency fund covering 3 to 6 months of expenses to avoid high-interest debt when unexpected costs arise.Review estate planning documents periodically to ensure your trustees and agents still reflect your current life circumstances.Involve both partners in financial decisions to ensure continuity of your financial plan.Research the true costs of Medicare and Social Security before making decisions to avoid potential penalties and coverage gaps.Connect with Jeffrey Panik:jeff@balancewealthpartners.comwww.linkedin.com/in/jeffpanikYT: @balancewealthpartners

“Trust your instruments.” This mantra is repeated all through flight school. While flying, it's easy to get disoriented visually, especially in thick fog. Pilots must learn to trust their gauges, not their vision. Boys today are also “flying through fog,” so to speak. In the confusion of cultural relativism and gender fluidity, young men don't know where they are or where they are going. So they often choose their own course, or refuse to move at all. As parents, we must help our son gain a solid foundation and understanding of God's Word. Involve your boy in organizations that are founded on Biblical truth. Help him find a positive, godly mentor. And encourage your boy to memorize Scripture– the only “instrument” that will never fail him. To learn about raising boys to be godly men, visit Trail Life USA or RaisingGodlyBoys.com.

The National Sandcastle and Sand Sculpture Competition returns to Bettystown Beach this Saturday.Joining Seán to discuss is Shauna Murphy, last year's senior sculptor winner at the National Sandcastle and Sand Sculpture Competition.

I have to be honest with you. I never thought prayer and work had anything to do with each other. I'm guessing I'm not alone. Prayer seemed like the kind of thing you did at church and around a meal at home, but in a business meeting or around the conference table? Not a chance. I never thought prayer would become an active part of my work life. But that's been part of the transformation process in my life. Maybe you're not ready to pray out loud in a meeting, but my challenge to you today is to pray before you go into any meeting or start any formal conversation. Ask God to be a part of it. When you have a busy day with lots to do, ask God to help you concentrate and work with excellence. Involve your heavenly Father in your work. See what happens.

While he was burglarizing a Verizon store in Odenton, Maryland, someone stole Jalen Godard's getaway car. He called the cops and that's when everything fell apart.See omnystudio.com/listener for privacy information.

“Trust your instruments.” This mantra is repeated all through flight school. While flying, it's easy to get disoriented visually, especially in thick fog. Pilots must learn to trust their gauges, not their vision. Boys today are also “flying through fog,” so to speak. In the confusion of cultural relativism and gender fluidity, young men don't know where they are or where they are going. So they often choose their own course, or refuse to move at all. As parents, we must help our son gain a solid foundation and understanding of God's Word. Involve your boy in organizations that are founded on Biblical truth. Help him find a positive, godly mentor. And encourage your boy to memorize Scripture– the only “instrument” that will never fail him. To learn about raising boys to be godly men, visit Trail Life USA or RaisingGodlyBoys.com.

Preview for Later Today: Charles Burton discusses Canadian imports of Chinese EVs, highlighting concerns that components like aluminum and lithium involve forced labor from Tibet, violating prohibitions against products made with slave labor under a problematic trade agreement.1857

In a world of top-down corporate structures, where everyone is faking it until you make it, what happens when you introduce empathic leadership? The kind of leader who sees vulnerability, listening, and inclusion of different perspectives as strength, who holds such a safe space that conflict leads to better outcomes. Today's guest is Victoria Pelletier, a 20 -plus-year corporate executive board Director, a number one bestselling author and professional public speaker whose focus is empowering people through whole human leadership. Join us to find out more! With the support of her adoptive parents, Victoria Pelletier overcame the extreme adversity she faced from the circumstances of her birth to cultivate her #NoExcuses philosophy to become a successful corporate executive at a very young age. She currently teaches lessons to craft your brand and elevate your professional career and personal legacy. With the support of her adoptive parents, Victoria Pelletier overcame the extreme adversity she faced from the circumstances of her birth to cultivate her #NoExcuses philosophy and become a successful corporate executive at a very young age. She offers personal and professional development lessons including how to craft your authentic personal or professional brand to elevate your career and legacy. Watch or listen to the show to be inspired and empowered to change your mindset, step into your role as an empathetic and authentic leader and build a life of resilience. You’re Invited! WATCH: TEDx talk on Healthy Resilience https://www.youtube.com/watch?v=xFpknOCFMOg QUOTES You have a choice and how you're going to move forward. What I say, I do, I live, I believe. I show up authentically in every format, in every venue in which you'll meet me.   VICTORIA PELLETIER BIO Victoria is a 20+ year Corporate Executive, Board Director, #1 selling author and Professional Public Speaker. Nicknamed the “Turn Around Queen” and the “CEO Whisperer” by former colleagues and employers, Victoria inspires and empowers her team and clients to change mindsets and drive growth in business, leadership and culture. As someone who does not subscribe to the status quo, she is always ready for new challenges becoming one of the youngest Chief Operating Officers at the age of 24, president by 35 and a CEO at age 41. Victoria was recognized as one of the 100 Global Outstanding LGBTQ Executive Role Models by Involve (sponsored by YouTube), a 2023 Women of Influence by South Florida Business Journal, a semi-finalist in the 2023 50/50 Women on Boards Women to Watch, 2022 Top 30 Most Influential Business Leaders in Tech by CIOLook, 2022 Most Influential Entrepreneur of the Year by World Magazine, 2021's Top 50 Business Leader in Technology by Insight Magazine and a Mentor of the Year by Women in Communications & Technology in 2020. HSBC bank awarded her the Diversity & Inclusion in Innovation award in 2019 and she was IBM's #1 Global Social Seller ranked by LinkedIn in 2019 and 2020. As a prolific motivational and inspirational speaker, Victoria has delivered keynotes discussing the significance of Whole Human Leadership – being an empathetic and authentic leader, as well as the importance of personal branding and its impact on professional growth; the power of DEI on corporate cultures and building a life of resilience. LINKS Web: https://victoria-pelletier.com/ X: https://twitter.com/PelletierV29 Instagram: https://www.instagram.com/victoria_pelletier_unstoppable/?hl=en Facebook: https://www.facebook.com/Victoria.Pelletier.Unstoppable/ LinkedIn: https://www.linkedin.com/in/victoriapelletier/   YOUR GUIDE TO SOUL NECTAR: KERRI HUMMINGBIRD Kerri Hummingbird, Medicine Woman, Mother and Mentor, is the Founder of Inner Medicine Training, a Mystery School that shares potent ancient traditions from the Andes and Himalayas for owning your wisdom and living your purpose. She is the #1 international best-selling author of “Inner Medicine: Becoming One with Mother Earth for the Survival of Humanity”, “Love Is Fierce: Healing the Mother Wound”, “The Second Wave: Transcending the Human Drama” (on the int'l bestseller charts for over 6 years) and the award-winning best-selling book “Awakening To Me: One Woman's Journey To Self Love” which describes the early years of her spiritual awakening. As the host of Soul Nectar Show, Ms. Hummingbird inspires people to lead their lives wide awake with an authenticity, passion and purpose that positively impacts others. As a healer and mentor, she catalyzes mind-shifts that transform life challenges into gifts of wisdom. If you are wondering what the heck is going on, the answer is simple. We are in the process of a massive shift in consciousness that can most aptly be described as the metamorphosis from caterpillar to butterfly. As a medicine woman, I guide you to the next deepest understanding and embodiment of yourself as a spiritual being. Whether you receive a shamanic healing session, participate in the Reinvent Yourself Training program, or join us for Inner Medicine Training, one thing is certain: you will connect more deeply with your true self and learn to navigate the changes in your life from an empowered space within. SCHEDULE A FREE DISCOVERY SESSION: https://tinyurl.com/SoulNectarChat JOIN SOUL NECTAR TRIBE! https://kerrihummingbird.com/membership In Soul Nectar Tribe, we are joining forces to influence a new conversation on the planet…one that respects and honors all of life and looks forward seven generations to ensure the consequences of our actions are what we choose to create for our descendents. When we join our sparks together in community and comraderie, we become a powerful beacon of light and hope. FREE GIFTS! 1. Receive the free Reinvent Yourself ebook and guided meditations at http://www.kerrihummingbird.com/gift 2. Receive the Second Wave Guided Meditation Pack for free at http://www.thesecondwave.media LINKS FOR KERRI HUMMINGBIRD Website: www.kerrihummingbird.com Facebook: https://www.facebook.com/kerri.hummingbird.sami Instagram: https://www.instagram.com/kerri.hummingbird/ YouTube: https://www.youtube.com/@soulnectarshow LinkedIn: https://www.linkedin.com/in/kerrihummingbird/

In today's episode, Bob shares a list he developed of the conditions that help accelerate cultural change in today's fast-paced environment. The list isn't based on theory or the latest management fad. It's drawn from his experience observing what was present when organizational change moved quickly—and actually stuck. Joyce adds her perspective, and the sparks begin to fly when she admits her instinctive resistance to change happening too quickly. She also argues that Organizational Development carries an important responsibility: setting the thermostat for change by helping create the conditions where meaningful change can take root, grow, and endure. The conversation explores the tension between speed and sustainability. Along the way, Bob and Joyce discover that some surprisingly simple actions can have an outsized impact on successful change. As a teaser, here are a few items from Bob's list: • Be grounded in the business. Understand how work really gets done, not just how it appears on an organization chart. • Have an OD presence where decisions are made. The OD practitioner serves as a trusted thought partner to the CEO and senior leadership team. • Engage a vertical slice of the organization. Involve people from different levels and functions to assess readiness for change and provide feedback as the change unfolds. Join us as we explore what it really takes to accelerate change without sacrificing the conditions that make it sustainable. You may discover that the "secret ingredients" are less about sophisticated change models and more about a handful of practical choices that leaders make every day.

In Hour 1 of Willard & Dibs, Mark Willard and Dan Dibley break down the Golden State Warriors' offseason plans and whether the Dubs will try to bring in Giannis from the Bucks and LeBron from the Lakers. They're joined by Marc Spears in the middle of the hour to break down the NBA finals and more of the Dubs' offseason plan.

I hope this quote from Benjamin Franklin helps you have a growth mindset.   Join the FREE Facebook group for The Michael Brian Show at https://www.facebook.com/groups/themichaelbrianshow   Follow Mike on Facebook Instagram & X  

IMAGINE…walking into a room so aware of Jesus that you instantly know who He’s looking for! Join Shug Bury as she sits down with David McIver to talk about his powerful book, Looking For The One. You’ll hear how God is already positioning YOU to reach “THE ONE” He puts in front of you. Involve your kids, it’s like a treasure hunt for God! To learn more about our show, go to him4her.org. To watch our shows, go to our Women's Hot Topics with Shug Bury YouTube channel. For more information on David McIver, go to lookingfortheone.org. See omnystudio.com/listener for privacy information.

This episode of Between the Lines explores how technology is reshaping hiring, examining everything from resume screening and AI-generated applications to ghost job postings, bias, accountability, and the … Read More » The post The Most Important Career Decision May Never Involve a Conversation appeared first on Insurance Journal TV.

"It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55. Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP'", wrote Christopher Tan, CEO of Providend, in a recent article in the Business Times. Michelle Martin unpacks the trade-offs between certainty and growth when taking such advice. Chris explains why projected returns can sometimes create a false sense of security and the risks retirees face if they follow such recommendations and markets fall early in retirement. Discover how CPF LIFE fits into a retirement portfolio and what questions investors should ask before making long-term decisions.See omnystudio.com/listener for privacy information.

This microcast episode focuses on recognizing signs that aging parents need help and how to approach caregiving with respect and sensitivity. It offers practical tips for observing changes, maintaining independence, and planning supportive care.Aging Parents: Signs They Need Help & What To DoRecognizing when aging parents need help is usually aboutpatterns of small changes over time. This guide combines warning signs with practical steps you can take to support independence safely.Common Signs They May Need Help• Decline in ability to manage daily tasks• Changes in memory, thinking, or judgment• Physical health or mobility issues• Emotional withdrawal or isolationHome & Daily Living Warning Signs• House becoming messy or unsafe• Unopened mail or unpaid bills• Expired or spoiled food• Poor hygiene or wearing same clothes repeatedlyMemory & Cognitive Changes• Forgetting appointments or medications• Getting lost in familiar places• Repeating questions frequently• Poor financial or safety judgmentPhysical & Health Warning Signs• Frequent falls or bruises• Difficulty walking or standing• Weight loss or lack of appetite• Skipping medications or doctor visitsEmotional & Social Changes• Withdrawal from hobbies or activities• Depression or anxiety• Avoiding calls or social interaction• Increased irritability or mood swingsWhat You Can Do• Observe patterns before acting• Have respectful conversations focused on independence• Introduce small supports like cleaning or meal help• Address home safety (grab bars, lighting, fall hazards)• Involve medical professionals when needed• Plan ahead for finances and care preferencesUrgent Warning Signs• Repeated falls• Getting lost• Medication misuse• Self-neglect• Major personality or cognitive changesComplete Check-In List• Review home cleanliness and food safety• Monitor memory and bill paying• Check mobility and fall risk• Confirm medication management• Assess mood and social activity• Evaluate driving safety• Review financial behaviorAction Plan• Minor issues: Add light support (cleaning, reminders)• Moderate issues: Attend doctor visits and increaseinvolvement• Major issues: Limit risks and consider in-home care

For years self-driving cars felt like a technology that was always just over the horizon. Now they're here. In parts of the United States and China, fully autonomous vehicles are already carrying passengers without anyone behind the wheel. Dr Andrew Miller writes about the future of mobility in his newsletter Changing Lanes. He says we're approaching a major turning point in transport, one that could make roads safer and cities more liveable. But the biggest questions are no longer technological. They're about how we choose to use driverless cars and what role we want them to play in our communities.

Olivia Hill shares her personal journey of losing 150 pounds and transitioning from a life of unhealthy habits to one of stewardship over her body. We discuss the intersection of faith, fitness, and nutrition, emphasizing the importance of making simple, sustainable changes to improve health. Olivia shares practical tips for busy individuals and families, addresses emotional eating, and highlights the significance of accountability and support in achieving wellness goals. TAKEAWAYSGod's vision for our lives includes holistic healthThe dieting industry often leads to disappointmentSmall, grace-filled steps can lead to lasting health changes.Many women feel discouraged due to overwhelming information about health.It's okay to want to feel better in your clothes without it being vain.Exercise can start with small, manageable steps.Finding time for health is possible even in busy lives.Self-care is essential for fulfilling God's calling.  Your mood will improve when you ask God for help.Healthy eating can be simplified for busy lives.Emotional eating often stems from exhaustion, not hunger.Involve the family in healthy eating without complicating meals.Consistency is key; aim for small, achievable goals.Accountability can come from friends or professional coaching.RESOURCES:⁠LivHillNutrition.net⁠Free wellness self-assessment quiz: ⁠https://www.livhillnutrition.net/self-assessment-quiz⁠This podcast is a part of the Reflections UPCI community of Apostolic resources for women.Welcome to Reflections Digital—a new chapter of Apostolic content for women worldwide. Access your FREE magazine anytime, anywhere at ⁠⁠⁠⁠⁠⁠⁠https://reflectionsupci.com.⁠⁠⁠⁠⁠⁠CONNECT WITH US: Website: ⁠⁠⁠⁠⁠⁠⁠⁠https://reflectionsupci.com⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Facebook:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/reflectionsmagazineupci ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/reflectionsmagazineupci ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/07xYABSct5gSONhEZ3W82a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/reflections-upci/id1652558161⁠⁠⁠⁠⁠⁠⁠⁠YouTube:⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@reflectionsupci⁠⁠

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Parenting styles are having another viral moment — tiger mums are out, “beta mums” are in, and social media has plenty to say about how parents should raise their kids. But what if we’ve made parenting far more complicated than it needs to be? In this episode, Justin and Kylie unpack the latest parenting trend making headlines and explore why so many parents feel overwhelmed, judged, and exhausted trying to “get it right.” From over-scheduling kids to pulling back completely, they discuss the dangers of parenting extremes and the pressure modern families are carrying. Most importantly, they share the three simple things children actually need to thrive — and none of them cost a fortune or require perfect parenting. If you’ve ever worried you’re not doing enough as a parent, this conversation will feel like a deep exhale. KEY POINTS Why parenting trends and labels are everywhere right now The problem with extreme parenting advice online How modern parents are overcomplicating family life The hidden pressure to optimise children for success Why kids don’t need perfect parents The three things children truly need: love, limits, and laughter How connection shapes children more than achievement Why healthy boundaries still matter The role humour and playfulness have in strong families The importance of giving parents — and ourselves — more grace QUOTE OF THE EPISODE “Kids don’t need extreme parenting styles. They need love, limits, and laughter.” RESOURCES MENTIONED Battle Hymn of the Tiger Mother by Amy Chua The Era of the Tiger Mum is Over: Enter the Beta Mum by Rachel Wolfe Happy Families ACTION STEPS FOR PARENTS Spend ten uninterrupted minutes connecting with your child today Reflect on whether your family rhythms feel supportive or overwhelming Involve your child in conversations about boundaries and expectations Create more opportunities for shared laughter at home Let go of the idea that good parenting has to look perfect See omnystudio.com/listener for privacy information.

For reflective self-leaders who use mindset and journaling to grow—and lead with love, integrity, depth, and intelligence.

 Posting photos of your kids feels harmless—but what if there's more at stake than we realize? In this episode of the All Pro Dad Podcast, host Ted Lowe is joined by BJ Foster and Bobby Lewis to talk about “sharenting,” why we do it, and how to know if we've gone too far.Why This MattersHow dads share their kids' lives online shapes their children's privacy, identity, and future relationship with social media.Key Takeaways• “Sharenting” is common—most parents do it—but few stop to consider their true motivation.• Sharing can build connection and preserve memories, but it can also risk privacy, safety, and future embarrassment.• Kids are watching how we post, and our habits will shape how they use social media someday.Practical Tips for Dads1.    Pause before posting and ask: “Why am I sharing this—and who is it really for?”2.    Protect your child's privacy by limiting identifiable details like location, school, or routines.3.    Involve your kids in conversations about what should and shouldn't be shared online.Important Episode Timestamps[00:00] What Is Sharenting and Are You Doing It? [00:48] How Much Do Dads Actually Share About Their Kids Online? [06:21] What Is Sharenting? The Origin of the Term and Why It Matters [09:11] Why Parents Share Their Kids Online — and When the Reasons Are Good [11:23] The 5 Reasons Parents Overshare About Their Kids on Social Media[13:06] The Privacy Problem: What Happens When Everything About Your Kid Is Public? [15:47] The Real Privacy Risks of Posting Your Kids Online [19:58] Are Your Kids Your Content? Questions Every Dad Should Ask Before Posting [25:35] How to Share More Safely: Practical Tips for Protecting Your Kids Online [30:58] This Week's Pro Move: Have a conversation with your kids about sharing information online—then decide together who you want your family to be online.All Pro Dad Resources:Episode 95 – What Challenges is Generation Alpha Facing?Episode 110 – Should Kids Be Social Media Influencer?Episode 119 – We love feedback, but can't reply without your email address. Message us your thoughts and contact info!Connect with Us:Ted Lowe on LinkedInBobby Lewis on LinkedInBJ Foster on LinkedInSubscribe on Apple PodcastsGet All Pro Dad merch!EXTRAS:Follow us: Instagram | Facebook | X (Twitter)Join 200,000+ other dads by subscribing to the All Pro Dad Play of the Day. Get daily fatherhood ideas, insight, and inspiration straight to your inbox.This episode's blog can also be viewed here on AllProDad.com. Like the All Pro Dad gear and mugs? Get your own in the All Pro Dad store.Get great content for moms at iMOM.com

PREVIEW for Later Today: The Strategy of Electoral Delays. Guest: Evan Ellis. Negotiations regarding election dates involve complex demands for voter role purges and machine replacements. Ellis examines how slow-walking these reforms serves specific political interests while complicating international policy goals.1940 VENEZUELA

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trent and Lori Tobias, owners of the 15 Commerce Drive shopping center. The couple shares their journey from careers in car dealership and education to building a thriving community hub. Their crown jewel, Great Lakes Antique Boutique, features over 600 vendors across two locations, bringing a Galena-inspired charm right to Grayslake. The center also houses restaurants, salons, an escape room, and "The Room," a versatile event space. With plenty of parking and something for everyone, this neighborhood gem is truly worth discovering! Discovering Grayslake: How Local Businesses Build Community and Create Hidden Gems Welcome back to the heart of Lake County! In this episode of Discovering Grayslake, we sat down with Trent and Lori Tobias, the dynamic husband-and-wife team behind the thriving shopping center at 15 Commerce Drive. Their story is more than just a tale of entrepreneurship—it's a masterclass in community building, creative business management, and the power of local connections. Whether you're a Grayslake resident, a small business owner, or someone dreaming of launching your own venture, this in-depth guide will break down the key lessons and actionable tips from the episode. We'll explore how Trent and Lori transformed a half-empty plaza into a bustling hub, the secrets behind their wildly successful Great Lakes Antique Boutique, and how they've created spaces that bring people together. Table of Contents The Power of Local Connections Revitalizing a Community Space: Lessons from 15 Commerce Drive Building a Unique Retail Experience: Inside Great Lakes Antique Boutique Creating Versatile Community Spaces: The Room Vendor Management and Growth Strategies Seasonal Merchandising and Store Staging Balancing Passion, Family, and Business Actionable Takeaways for Local Entrepreneurs Final Thoughts: Kindness and Community The Power of Local Connections Main Theme:   At the heart of Trent and Lori's story is the idea that local businesses are more than just places to shop—they're the backbone of a community. Their journey began with a simple desire to bring the charm of Galena's antique scene closer to home, and it blossomed into a network of businesses that serve, connect, and uplift Grayslake. Key Insights: Word-of-mouth and personal relationships** are invaluable. Trent and Lori's businesses grew rapidly because they fostered genuine connections with vendors, customers, and other local entrepreneurs. Community involvement**—from hosting events to collaborating with neighboring businesses—creates a sense of belonging and loyalty. Actionable Advice: Get to know your neighbors.** Attend local events, introduce yourself to other business owners, and look for ways to collaborate. Be visible and approachable.** Trent and Lori are often present in their stores, greeting customers and making everyone feel welcome. Revitalizing a Community Space When Trent and Lori purchased the shopping center at 15 Commerce Drive, it was only about 45-50% occupied. Their approach to revitalizing the property offers a blueprint for anyone looking to breathe new life into a commercial space. Steps to Revitalization Invest in Infrastructure    Rehab and Renovate: They invested in updating the units, making them attractive to potential tenants.    Parking Matters: A new, well-lit, and convenient parking lot was a game-changer, especially in a small town where parking is often limited. Curate Your Tenant Mix    Community-Focused Tenants: They sought out businesses that would benefit the community—restaurants, salons, a dance studio, a chiropractic office, and more.    Synergy Between Tenants: The proximity of The Room event space, the escape room, and restaurants allows for seamless event planning and cross-promotion. Create Gathering Spaces    The Room: A 1,700 sq. ft. facility for micro-weddings, parties, concerts, and more. This space is designed to be flexible and accessible for all kinds of community events. Expert Tip:   When revitalizing a property, think beyond just filling vacancies. Ask yourself: How can this space serve the community? Look for tenants and amenities that complement each other and create a destination, not just a collection of businesses. Building a Unique Retail Experience: Inside Great Lakes Antique Boutique Great Lakes Antique Boutique isn't your average antique store. With over 600 vendors across two locations (Grayslake and Antioch), it's a treasure trove that draws shoppers from all over. What Sets It Apart? Sheer Scale and Variety:**     The boutique is deceptively large, with endless nooks and crannies. Customers often spend hours exploring and still find new surprises on a second lap. Constantly Changing Inventory:**     The store is staged and restocked for every season and holiday, ensuring there's always something new to discover. Personal Touch:**     Lori's passion for curating unique clothing and décor shines through. She travels to shows and markets across the country to find one-of-a-kind items. Actionable Tips for Retailers Create a Journey:**     Encourage customers to walk the store in both directions—you'll double their discoveries and time spent in-store. Make It Personal:**     Share stories behind your products. Lori loves hearing customers' memories and connections to the items they find. Offer Something for Everyone:**     From "bougie" upscale finds in Grayslake to farm antiques and a "man cave" in Antioch, the boutiques cater to a wide range of tastes. Creating Versatile Community Spaces: The Room One of the standout features of the shopping center is The Room—a flexible event space that fills a crucial need in Grayslake. Features and Uses Size:** 1,700 sq. ft., seating up to 75 people. Amenities:** Chairs, stage, sound system, and adaptable layout. Events:** Micro-weddings, birthday parties, comedy nights, concerts, art shows, and corporate meetings. Why It Works Convenience:**     The Room is adjacent to restaurants and an escape room, making it easy to plan multi-part events (e.g., a birthday party with food and entertainment all in one place). Community Focus:**     The space is designed for locals to gather, celebrate, and connect. Pro Tip:   If you're considering adding an event space to your business, think about how it can complement your existing tenants and serve unmet needs in your community. Vendor Management and Growth Strategies Managing over 600 vendors is no small feat. Trent and Lori's approach offers valuable lessons for anyone running a multi-vendor retail operation. Key Strategies Start Small, Scale Fast:**     Their first location filled up within days, and they quickly expanded to additional buildings and locations. Maintain a Waiting List:**     Demand for booth space remains high, ensuring a steady pipeline of new vendors and fresh inventory. Vendor Diversity:**     By offering spaces for everything from antiques to new clothing, they attract a broad spectrum of sellers and shoppers. Actionable Advice Foster a Vendor Community:**     Regular communication, collaborative events, and a supportive environment keep vendors engaged and invested in the store's success. Rotate and Refresh:**     Encourage vendors to update their booths regularly to keep the store dynamic and exciting. Seasonal Merchandising and Store Staging One of the boutique's biggest draws is its ever-changing look and feel. Lori and her team spend weeks preparing for each season and holiday, transforming the store into a new experience every time. Best Practices Plan Ahead:**     Start staging for major holidays and events well in advance. Team Effort:**     Involve staff and vendors in the process to bring fresh ideas and energy. Create Visual Impact:**     Use creative displays, themed décor, and strategic product placement to draw customers in and inspire purchases. Why It Matters Repeat Visits:**     Customers return again and again to see what's new, driving loyalty and word-of-mouth. Emotional Connection:**     Seasonal themes tap into nostalgia and celebration, making shopping a memorable experience. Balancing Passion, Family, and Business Trent and Lori's story is also about finding joy and balance in work and life. After long careers in education and the car business, they built a new chapter together—one that combines their love of antiques, travel, and community. Lessons Learned Follow Your Interests:**     Lori's passion for clothing and antiques led to a business that never feels like "just a job." Work as a Team:**     Trent handles the behind-the-scenes fixes and logistics, while Lori curates and connects with customers. Make Time for Each Other:**     Even during their busiest years, they made Sundays their day for antiquing and reconnecting. Advice for Couples in Business Divide and Conquer:**     Play to each other's strengths and communicate openly about roles and responsibilities. Celebrate Small Wins:**     Take time to enjoy the journey and the community you're building together. Actionable Takeaways for Local Entrepreneurs Whether you're running a boutique, managing a shopping center, or dreaming of starting your own business, here are the top lessons from Trent and Lori's journey: Invest in Your Space:**     Clean, well-lit, and accessible facilities attract both tenants and customers. Curate for Community:**     Choose tenants and offerings that serve local needs and create synergy. Keep It Fresh:**     Regularly

When Benjamin Franklin's name is mentioned, kids think of the Guy who placed a metal key on a kite string. But adults recognize Benjamin Franklin as one of America's most important Founding Fathers. In addition to helping to write the Declaration of Independence, he also had great advice about the learning process.He said,“Tell me and I forget. Teach me and I remember. Involve me and I learn.”Kids learn in different ways, but boys—especially—benefit from physical involvement. It's one thing to tell a boy how to do something. But having him actually do it helps him remember and apply the lesson in a much more effective way.For information about how to help boys learn and grow into godly men, visit Trail Life USA or RaisingGodlyBoys.com.

The implementation of Unique Device Identification (UDI) has already transformed regulatory compliance in the medical device industry.Now, Europe is introducing an additional layer: Master UDI-DI — adding both structure and complexity to the system.Understanding the UDI StructureTo fully understand Master UDI-DI, it's important to distinguish between the different levels:• UDI-DI → Identifies a specific device• Basic UDI-DI → Groups devices with the same intended purpose and characteristics• Master UDI-DI → Applies to highly individualized devices with specific design parametersThis new layer aims to better manage products with high variability.Why Master UDI-DI Was IntroducedFor certain devices — such as spectacle frames, lenses, and other customizable products — the number of variations can become overwhelming.Master UDI-DI helps:• Reduce the number of identifiers required• Improve traceability• Simplify product grouping• Enhance recall efficiencyKey BenefitsDespite its complexity, Master UDI-DI brings several advantages:✔ Better organization of device data✔ Improved market surveillance✔ Faster identification during recalls✔ Stronger protection against counterfeit productsChallenges for ManufacturersHowever, the implementation is not without challenges:• Increased data requirements• Risk of incorrect UDI assignment• Need for cross-functional coordination• Integration with EUDAMEDAs highlighted in the discussion, errors in UDI can be costly — including recalls and data inconsistencies.Timeline and UrgencyWhile the labeling deadline is set for November 2028, manufacturers should not wait.EUDAMED requirements are already active, and preparation takes time.

The podcast's most frequent guest is back to share more of her invaluable insight, knowledge and IC know-how. Rachel Miller, founder of All Things AI, change expert and author, is synonymous with the internal communication profession. And she has a new book out: Successful Change Communication: How to Inform, Involve and Inspire Your Employees. It's a practical handbook for any organisation navigating change, which, in 2026, is more relevant than ever. Host Katie and Rachel discuss the catharsis of writing a book about change, the emotional impact of change programmes, the most common mistakes organisations make, Rachel's four-part Cloverleaf model for assessing communication, AI in the workplace and the importance of marking the end of change. Share your thoughts – use #TheICPodcast

8. Joseph Sternberg details the scandal surrounding Prime Minister Keir Starmer and the appointment of Lord Mandelson. Allegations involve Mandelson's ties to Jeffrey Epstein and failed vetting processes. Despite widespread unpopularity, Starmer remains in power because the Labor Party lacks a viable alternative leader to take control. 81909

A major gas pipeline is being planned from Nigeria to Morocco, running along the Atlantic coast through countries including Ghana and Senegal, before potentially linking up to Europe. The $25 billion project is aimed at boosting energy access across West Africa, but it is still awaiting a final green light, expected later this year.Also, Masai giraffe numbers have fallen by more than half in the past 30 years. Now, scientists in Tanzania are using artificial intelligence to track the species more quickly, offering new hope for their recovery.Presenter : Charles Gitonga Producer: Chiamaka Dike Technical Producer: Davis Mwasaru Senior Producers: Blessing Aderogba and Keikantse Shumba Editors: Priyanka Sippy and Maryam Abdalla

This week, we continue the story of the Brazilian goalkeeper, accused of murdering his girlfriend, and feeding her to dogs, not to mention kidnapping his illegitimate son. Bruno must finally face a trial, but despite the outcome, he's back on the soccer field, in a scarily fast amount of time. Will the fans stand for their team, hiring a murderer? Or, will everyone be surpriused at how much support he gets? An absolutely mind boggling story!!   Involve a teenager in your hit squad, feed your girlfriend to dogs, and still get a new contact to play soccer with Bruno Fernandes De Souza - Part 2!!   Check us out, every Tuesday! We will continue to bring you the biggest idiots in sports history!!   Hosted by James Pietragallo & Jimmie Whisman   Donate at... patreon.com/crimeinsports or with paypal.com using our email: crimeinsports@gmail.com Get all the CIS, STM & YSO merch at crimeinsports.threadless.com   Go to shutupandgivememurder.com for all things CIS, STM & YSO!!   Contact us on... instagram.com/smalltownmurder facebook.com/crimeinsports crimeinsports@gmail.com

In this episode the 7th tower crew makes the final preparations for their last job!Reza- LenaThe Magnificent Figaro- Danny DelucaGamemaster- Jared WitkofskyAl Key- Chris FrenchPerberton- Andrew Collins-AndersonKevin- Morgan JustTony 'The Toe' Tito- Chris ThielFeaturing music by Pressure Highway, Jordan Fickel,  Danny Deluca and Motoshi Kosako  This work is based on Blades in the Dark (found at http://www.bladesinthedark.com/), product of One Seven Design, developed and authored by John Harper, and licensed for our use under the Creative Commons Attribution 3.0 Unported license (http://creativecommons.org/licenses/by/3.0/). 

Join Rich Froning and the Mayhem Hunt crew, on In Pursuit, as they break down what it looks like to bring your family into the hunting lifestyle and why it matters more than the hunt itself.From getting kids involved early to balancing time away, this episode covers how to make the outdoors something your family actually enjoys. The guys share real moments—from missed shots to backyard campouts—and practical ways to make it fun, not forced. They also touch on the upcoming Mayhem Hunt Camp and why it’s built for anyone looking to get started the right way.At the end of the day, it’s not just about the hunt, it’s about investing in your family and becoming better because of it. Connect with Rich Froning MeatEater on Instagram, Facebook, Twitter, Youtube, and Youtube Clips Subscribe to The MeatEater Podcast Network on YouTubeSee omnystudio.com/listener for privacy information.

Pete and Debbie Ochs, longtime entrepreneurs and leaders in faith-driven business, share how God reshaped their understanding of money, work, and purpose over decades of walking with Him. Pete began his career pursuing success through hard work and financial gain, while Debbie brought a steady foundation of faith and generosity from her upbringing. Through seasons of business growth, financial pressure, and personal conviction, God led them to see that everything they had was not theirs to own, but to steward. That shift transformed how they built companies, gave generously, and ultimately released control.  Pete is the founder of Capital III, an investment and operating company focused on building businesses that create economic, social, and spiritual capital, and the founder of Enterprise Stewardship, which helps leaders build high-impact businesses rooted in purpose and long-term flourishing. From creating jobs inside prisons to establishing a stewardship trust for their business, Pete and Debbie's work now reflects a commitment to building economic, social, and spiritual impact. Along the way, they learned to set a finish line, cap their lifestyle, and follow the Holy Spirit in both planned and spontaneous generosity, deepening their understanding of risk and surrender. Explore how surrendering ownership can reshape your decisions, relationships, and long-term vision for Kingdom impact. Major Topics Include: Stewardship versus ownership in God's economy Surrender as foundation of faithful stewardship Integrating faith and business without compartmentalization Creating economic, social, and spiritual capital Setting a lifestyle finish line for generosity Shifting mindset from accumulation to outward impact Listening to the Holy Spirit in everyday generosity Practicing intentional and spontaneous giving rhythms Involving family in generosity and stewardship decisions Using business as a platform for Kingdom impact QUOTES TO REMEMBER Pete Ochs “Stewardship is not waving the white flag. It's not giving up. It's coming to the understanding that the Creator of the universe wants to come alongside you and co-create with you to change the world.” “My 30s were about success, my 40s were about significance, and my 50s were about surrender.” “When we really live as stewards, it's not 2 million is mine and the rest is God's. It's zero-one hundred. It's all His.” “The question is not a net worth number. The question is a lifestyle number. How much should you be paid to manage what God has entrusted to you?” “You cannot violate God's principles and expect Him to bless it. When you live according to His principles, He will take care of you.” “Business, I believe, is the most powerful platform to change the world.” “We try to create economic capital, love people relationally, and be ready to share the hope we have with gentleness and respect.” Debbie Ochs “Our mindset changed from what we can get to what we can do for others.” “We want the Holy Spirit to lead us. When He prompts, we want to act.” “Generosity begets generosity.” “We didn't want to just write checks. We wanted to be involved, to know people, and to walk alongside them.” “Communication is key. You have to share what you're learning and how God is working in your life.” “Involve your family in giving. That's how the next generation begins to see and live it.” “We started looking at everything differently when our focus turned outward instead of inward.” “When God gives you opportunities, you have to be ready to respond in that moment.” LINKS FROM THE SHOW Enterprise Stewardship Capital III YoungLife Crown Financial Ministries Generous Giving (see our interviews with cofounders Todd Harper and David Wills and CEO, April Chapman) National Christian Foundation (see our interview with President Emeritus, David Wills) BIBLE REFERENCES FROM THE SHOW 1 Peter 3:15 | Reason for Your Hope “But in your hearts honor Christ the Lord as holy, always being prepared to make a defense to anyone who asks you for a reason for the hope that is in you, yet do it with gentleness and respect.” Galatians 2:20 | Crucified with Christ “I have been crucified with Christ. It is no longer I who live, but Christ who lives in me. And the life I now live in the flesh I live by faith in the Son of God, who loved me and gave himself for me.” Luke 10:25–37 | The Good Samaritan Proverbs 3:5–6 | Trust in the Lord “Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.” Matthew 6:3 | Give in Secret “But when you give to the needy, do not let your left hand know what your right hand is doing.” TAKE A STEP DEEPER On the Finish Line podcast, we are all about stories, seeing how God draws us into generosity over a lifetime.   But sometimes these stories can leave us thinking, “What's that next step look like for me?” That's exactly why we've launched a whole new podcast called Applied Generosity which explores the full landscape of the generous life across 7 different dimensions of generosity. Applied Generosity helps make sense of the hundreds of stories we've shared on the Finish Line Podcast to help you find that best next step. If you've been inspired by these stories and want to take things to the next level, check out Applied Generosity anywhere you listen to podcasts or at appliedgenerosity.com.

If your company treats technology like the hero and people like the afterthought, it may not survive the next decade. Nikki sits down with Ferry Hoes, founder of Brand Humanizing, to challenge the way leaders think about AI, automation, and innovation. Ferry shares a bold warning: organizations that fail to align humans and technology will quietly lose their people and their customers. Through personal stories of watching a chatbot replace real connection and sink a business, he unpacks why meaningful work and human trust still drive performance. From task forces to tech integration mistakes to companies that get it right, this conversation is a masterclass for people-first leaders who want innovation that supports humans, not sidelines them. If you care about culture, customer loyalty, and long-term growth, this one will shift your lens.

Love alone isn't always enough to keep everyone under one roof feeling connected and secure. Despite the dream of harmony and the promise of new beginnings, many families find themselves struggling with uncertainty, misaligned expectations, and recurring conflicts that love simply can't resolve. Is it possible to create a sense of "home" where everyone feels seen, heard, and supported—without sacrificing your relationship or your own well-being? In this episode, listeners will discover why building a thriving blended family isn't just about love—it's about creating alignment through clear roles, structure, and intentional communication. The conversation explores the real-life challenges that stepfamilies and modern families face, including competing parenting philosophies, the presence of ex-partners, and loyalty struggles with children. Listeners will learn actionable strategies such as the Pause, Align, and Present method for unified parenting, tips for connecting before correcting, and ways to foster trust and emotional safety while honoring everyone's unique needs. Get ready to transform overwhelm into clarity, and confusion into a cooperative partnership—one step at a time. April is a licensed marriage and family therapist, stepfamily expert, and founder of Couples Thrive. She specializes in helping modern couples, especially those in blended families, create emotional safety, reduce conflict, and parent as a united team. She is trained in Emotionally Focused Therapy (EFT), one of the most research-backed approaches for couples, and her work has been featured in national outlets like Psychology Today and the Gottman Institute.   Episode Highlights 06:09 Unique challenges blended families face as they merge different histories and systems. 09:56 Building alignment through clear structure and defined expectations. 12:24 Navigating family differences with the 60-30-10 rule. 14:19 Smoothing family life with weekly check-ins and defined roles. 19:09 Setting realistic expectations and practicing patience in blended families. 23:22 Overcoming common challenges through preparation and planning. 25:22 Unifying parenting decisions with the Pause, Align, and Present method. 28:13 Modeling teamwork and authentic connection during disagreements. 31:34 Building mutual respect through the power of pausing. 35:58 Balancing parental authority while empowering children's voices. 39:36 Building trust as a stepparent by navigating loyalty binds. 43:19 Fostering respectful communication with clear boundaries and rules. 46:40 Helping blended families thrive with expert tools and support.   Your Check List of Actions to Take Start a shared journal or Notes app with your partner to track moments of alignment and areas of struggle throughout the week. Set aside time for a weekly alignment conversation where you review your journal and discuss patterns and sticky points together. Establish clear roles and expectations in your family system, considering each person's strengths and the needs of the children. Practice the "Pause, Align, and Present" method in moments of disagreement: pause the discussion, align privately, and then present a unified decision to the family. Use a 60-30-10 rule—aim for 60% compromise, navigate 30% gray areas, and allow 10% flexibility for the sake of peace. Involve children appropriately by hearing their voices and feelings, but maintain parental authority when making decisions. For stepparents, focus on connection before correction—build rapport and trust first before stepping into disciplinary roles. Regularly review your family values, using "we language" and modeling respectful communication, especially during challenging transitions or conflicts.   Mentioned Stepfamilies: Love, Marriage, and Parenting in the First Decade (*Amazon Affiliate link) (book) ERP 313: How To Become A Successful Blended Family — An Interview With Ron Deal ERP 256: The Mistakes People Make When Blending Families And What To Do Instead – An Interview With Tracy Poizner Shifting Criticism For Connected Communication (free guide)   Connect with April Eldemire Website: couples-thrive.com Facebook: facebook.com/AprilEldemire YouTube: youtube.com/@couplesthrive Instagram: instagram.com/couplesthrive LinkedIn: linkedin.com/in/april-eldemire-lmft-8a8b3059 TikTok: tiktok.com/@couples_thrive  

Links & Mentions: Consult booking link: www.dryazdancoaching.com/consult Email me: DrDYazdan@gmail.com Make more money video: www.dryazdancoaching.com/MDM Follow me for more tips: (@DrYazdan) www.instagram.com/dryazdan and (@DrYazdanCoaching) www.Instagram.com/dryazdancoaching Episode Summary Team resistance to change is one of the most common — and frustrating — challenges dental practice owners face, especially when inheriting an existing practice. In this episode, we break down why long-term team members resist change, how that resistance impacts your practice growth, and what you can do as a leader to move your team forward without constant conflict or burnout. Resistance isn't laziness or incompetence — it's human nature. When you understand what's really driving it and learn how to lead through it, you can create a culture where growth is expected, supported, and sustainable. What You'll Learn in This Episode • Why long-term team members often resist new systems and workflows • How inheriting a practice amplifies resistance to change • The hidden fears behind team pushback (and why it's not personal) • How resistance slows growth and contributes to owner burnout • Why leadership — not enforcement — is the real solution • How to set expectations around growth and evolution • Why doubling down on training (not stopping) is key • The importance of accountability when implementing change • Practical strategies to get team buy-in and ownership • When it's necessary to recognize that a team member may not be the right fit Practical Steps Discussed 1. Communicate Your Vision Clearly Help your team understand why change is happening. 2. Involve the Team When people help build systems, they're more likely to follow them. 3. Celebrate Small Wins Recognize progress and reinforce positive behavior. 4. Create Standards and Structure Systems must be non-negotiable to stick. 5. Lead by Example Your willingness to evolve sets the tone for the entire practice. 6. Know When It's Not a Fit Not everyone will grow with your vision — and that's okay. Final Thought Building a culture that embraces change doesn't happen overnight — but it's the difference between a practice that survives and one that truly thrives. Resistance is part of the process. The more you accept that, the easier it becomes to lead through it. Work With Me If you're ready to build a team that supports growth and gives you true freedom in your practice, book a consult for SMDP.

Sexting, Bullying, and Social Media-- A Compassionate, Practical Guide for Parents of Teens Today, we welcome back one of our favorite guests, Taylor Chesney, director of the Feeling Good Institute in New York City. Taylor specializes in TEAM-CBT with children and adolescents and brings a rare combination of clinical expertise and real-life wisdom as the mother of four. Parents everywhere are worried about social media, sexting, porn, bullying, and the fear that their kids are doing "who knows what" behind closed doors. In this episode, Taylor offers a refreshing and deeply practical message: the solution isn't better apps, stricter rules, or surveillance—it's connection. Why Blaming Technology Misses the Point Teen brains are still developing. They're impulsive, thrill-seeking, and wired for belonging and validation. Give teens instant access to peers and social media, and mistakes are inevitable. Taylor emphasizes that technology itself isn't good or bad—it amplifies what's already happening in a teen's emotional world. The real question isn't how to eliminate technology, but how parents can guide kids in using it safely and thoughtfully. The Real Protective Factor: Communication Parents often ask, "What app should I install?" or "How do I stop this?" Taylor suggests these questions lead to dead ends. What truly protects teens is a relationship where they feel: understood rather than judged supported rather than interrogated safe coming to parents after a mistake As Taylor explains, for most teens it's not if they'll face a difficult online situation—it's when. The goal is to make sure they come to you when it happens. How to Talk So Teens Will Open Up Using the Five Secrets of Effective Communication, especially the Disarming Technique, parents can shift from policing to coaching. Instead of: "Why were you on your phone?" Try: "Help me understand what was going on for you." This approach reduces secrecy and increases trust. Porn, Sexting, and Shame Discovering porn or sexting can trigger panic and anger in parents—but shaming almost always backfires. Taylor suggests responding with curiosity and empathy: "What was that like for you?" "What do you understand about the difference between porn and real intimacy?" Sexting often begins innocently—seeking connection, validation, or closeness—but once an image is sent, control is lost. Open conversations help teens think ahead without feeling judged or controlled. Parents can also teach teens simple, self-respecting responses like: "I care about you, but I don't need to send that to prove it." Bullying and Online Drama Online bullying mirrors real-life dynamics—but faster, more public, and more permanent. Taylor shares concrete skills teens can use: Pause before responding Don't engage when emotions are high Exit or mute toxic chats Involve an adult early Helpful phrases teens can practice include: "This chat is getting mean—I'm stepping out." "I'm not comfortable with this." "Let's take a break." The Big Takeaway Mistakes—by teens and parents—are inevitable. The real danger isn't errors; it's secrecy. When kids know they can come to their parents without fear of shame or punishment, they make better decisions and recover more quickly when things go wrong. As Taylor puts it: "The kids with the best relationships with their parents make the best decisions." Thanks for listening, and heartfelt thanks to Taylor for this wise, compassionate, and deeply reassuring conversation. — David, Rhonda, and Taylor

THE SHIFTING BALANCE OF FEAR IN IRAN Colleague Malcolm Hoenlein. As the regime faces potential implosion, discussions involve a return of the Shah's son as a symbolic figurehead, though no clear path to collective leadership exists. Revolutionaries are now tagging the homes of officials, signaling that the balance of fear has shifted from the people to the leadership. NUMBER 61866 TEHRAN