Podcast appearances and mentions of rich life

When money is tight, a sneaky thought creeps in. If God was really pleased with me, wouldn't this be easier? I have wrestled with that question myself more times than I can count. So in this episode, Linda and I get honest about whether financial struggle means God is displeased with you. We talk about what blessed actually means, and why comparing your finances to everyone's highlight reel is a trap. We share seasons where we did everything right and money was still hard. And we look at why adversity might actually mean you're on the right path. This is for anyone quietly asking, am I doing something wrong? If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.   What We Cover Here's a little of what we cover in this episode: The question almost every Christian asks about money but never says out loud Why your definition of blessed might be working against you The surprising salary that puts you in the top 1% of the world What seed time and harvest reveals about seasons that feel stuck Why adversity is not a sign that God is withholding blessing The advice I come back to every time I don't know what to do next Bible Verses Mentioned Galatians 6:9 Romans 8:28   Resources Mentioned Simple Money, Rich Life (the book)   Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Sarah Bundy is a serial entrepreneur, growth strategist, the co-founder of Athena Collective, and host of the For Female Founders podcast. After spending more than 20 years in affiliate and partnership marketing, she built All Inclusive Marketing into a highly respected agency, earning recognition including Company of the Year in British Columbia, Profit 500, Canada's Top 100 Female Entrepreneurs, and Top 40 Under 40.In today's episode, Sarah joins me to share the lessons that helped her build, scale, and successfully exit her company. She shares how she rebuilt herself and her business after having to walk away with just $7 in the bank.Sarah shares the three key skills she used to rebuild her business from the ground up, starting with just one client. She explains what taking “immaculate care” of clients means and how it helped her create opportunities and long-term relationships that fueled her growth.We discuss how to build a strong partnership, identify the right business partners, use complementary strengths, and create a company culture where people can thrive. Sarah also reveals how she eventually found the right values-aligned partner who led to the successful acquisition of her business.Sarah also shares how she identified a major gap in support for female entrepreneurs, built Athena Collective, grew it to more than 1,200 members, and then expanded internationally.Join us today to learn how to build a business around your strengths, choose the right partners, create lasting client relationships, know when to walk away, recover from major setbacks, and build toward a successful exit without sacrificing the people and values that matter most.—-Ready to build your business with better resources, guidance, and a community of female founders?Join Athena Collective and get the support you need to grow with more clarity and less overwhelm.>> https://www.athenacollective.co/—Want more honest conversations and practical lessons from successful women in business?Listen to the For Female Founders podcast for insights on building, scaling, and selling a business.>> https://open.spotify.com/show/598WiBQLFsRgJ5ewkrJfx7?—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: https://www.relaunchtoarichlife.com—Visit Sarah Bundy's website: https://www.sarahbundy.com/Connect with Sarah on:Facebook: https://www.facebook.com/share/1F42QmARUv/Instagram: https://www.instagram.com/sarahbundyconnect?Linkedin: https://www.linkedin.com/in/sarahvbundy?—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

What would make your life feel rich? Maybe it's picking your kids up from school every day, taking a month off every summer, traveling with your family, or simply not opening your laptop after bedtime. Your version of a rich life doesn't have to look like anyone else's. It's about getting intentional about the things that bring you the most joy, connection, and freedom, and then figuring out how to create more of them. In this episode, I share the conversation my husband and I had six years ago that changed the way we thought about our time, money, and the life we wanted to create together. I discuss what a rich life actually means and invite you to think about your own unique, rich life. Because your business doesn't have to be the destination. It can be the vehicle that gives you the flexibility, income, and freedom to create the life you actually want. For more information, transcript, and show notes, click here: jenna.coach/119 Join me for a free consultation by clicking here: https://mom.jenna.coach/apply You're invited to join us every 2nd Thursday for my free Mom Entrepreneurs Circle. Sign up here: https://mom.jenna.coach/circle Keep up with me on LinkedIn here: https://www.linkedin.com/in/jenna-rykiel and Instagram here: https://www.instagram.com/jrykiel3 If you enjoy the show, please follow, rate, review, and share the podcast! Your support helps the show reach moms just like you who are ready to quit their 9-to-5 in pursuit of a life and business they love. Click here for instructions on how to leave a review: https://jenna.coach/podcast/podcastlaunch

Ramit unpacks how to stop overspending, stay out of debt, and start building wealth as this couple confronts the spending habits they thought they had already fixed. Three years ago, Mason and Becca finally confronted a financial reality they had been avoiding. Despite good careers and the appearance of success, they had accumulated nearly $50,000 in credit card debt. They cut back hard, aggressively paid it down, sold their house, and moved to Florida. Now they have around $100,000 from the home sale sitting in savings, but they're worried the same habits that got them into debt are starting to creep back in. They still don't properly track their spending. Shopping, expensive date nights and a large “miscellaneous” category make it difficult to see where their money is actually going, while Mason experiments with day trading and considers ideas for generating passive income. On paper, they're doing far better than they realize: they have around $204,000 invested, $124,000 in savings, and a net worth of roughly $326,000. But without changing how they spend and manage their money, Ramit sees a real risk of them falling back into debt. Ramit helps them figure out what comes after getting out of debt: how to stop mindless spending without giving up the things they love, save and invest intentionally, and start building real wealth. They rethink their plans for an $800,000 dream home, confront the scarcity they both grew up with, and discover how increasing their income and investing more could completely transform their financial future. In this episode, we uncover: How Mason and Becca built nearly $50,000 in credit card debt The conversation that finally forced them to change their spending Why they used a 401(k) loan to aggressively pay down debt How selling their house left them with around $100,000 in cash Why having that much money makes Becca anxious Why they're scared of slipping back into their old spending habits How shopping, expensive date nights, and impulse purchases added up Why they still don't properly track where their money goes How their $3,000 Disney annual passes fit into their Rich Life Why Ramit sees a real risk of them falling back into debt What Ramit sees in Mason's day trading and passive income ideas Why their $326,000 net worth surprises them How Becca's childhood shaped her belief that she would never be rich How Mason grew up seeing money as stress and struggle What they want their son to learn about money Why buying an $800,000 house would require major trade-offs How Ramit helps them rebuild their Conscious Spending Plan Why increasing their income becomes the biggest lever for their future How their retirement projection jumps from around $3.1M to $4.7M How they finally become completely debt-free Chapters: (00:00:00) Introduction (00:02:45) How they built nearly $50K in debt (00:06:39) Using a 401(k) loan to escape debt (00:08:53) Selling their house leaves them with $100,000 (00:11:15) “We just swiped the card” (00:14:37) Their old spending habits start creeping back (00:16:31) They disagree about buying another house (00:24:05) Ramit reviews their financial numbers (00:31:13) Ramit digs into their 71% fixed costs (00:37:30) Day trading and the dream of passive income (00:38:46) How Becca grew up around money (00:47:50) How Mason grew up around money (00:52:43) What they want to teach their son (00:56:41) Ramit starts rebuilding their financial plan (01:07:26) Redirecting their money toward investing (01:11:59) The reality of an $800,000 dream home (01:19:18) Why earning more becomes the priority (01:24:01) Their retirement could reach $4.7 million (01:32:15) Their house timeline changes completely (01:33:25) Mason and Becca become debt-free This episode is brought to you by: Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Shopify | Start your free trial at https://shopify.com/ramit Wispr Flow | Try Wispr Flow for free at https://wisprflow.ai/ramit MasterClass | For unlimited access to every class and at least 15% off any annual membership, go to https://masterclass.com/ramit If you're ready to stop putting off your money goals, Road to $100K gives you a step-by-step plan to reach your first $100,000, focus on what matters, and accelerate your timeline while building your Rich Life. Join Road to $100K at https://iwt.com/100K Connect with Ramit: • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

Everyone online is screaming at you about virality, volume, and the next thing you "have to" do to be successful. Kelly is here to make the case for the opposite: becoming a quiet millionaire. In this episode, she draws a hard line between chasing popularity and building something real, and gets honest about the cost of the chase, the marriages, the health, the best years of our lives traded for a highlight reel that doesn't match reality. What's inside: Why the online world confuses popularity with success The ruthless elimination that blows your calendar wide open The four Rs and why 90% of growth happens post-sale The invisible fundamentals that separate 8-figure CEOs from 6-figure ones Timestamps 00:00 — Stepping into your quiet millions era in a loud world 00:25 — The 80-year-old client who put it in all in perspective 02:00 — Why the online world equates success with popularity and dopamine 02:45 — When the desire to climb supersedes stewardship and service 03:05 — Kelly's convictions, and the cost of chasing the highlight reel 05:11 — The blind leading the blind in online business 06:36 — The duality every entrepreneur is trying to hold 06:48 — Tactics vs. fundamentals: why you keep having to work harder 07:39 — Obsessing over getting and keeping a customer (ruthless elimination) 08:24 — The real fundamentals: a sales system is only step one 09:10 — Why 90% of the magic happens after the point of sale (the 5 sale types) 11:03 — The four Rs and the self-fulfilling prophecy of retention 12:38 — Slow burn vs. dopamine: deciding what you're optimizing for 13:07 — Where audience and email-list growth still matter 14:43 — 8-figure CEOs vs. 6-figure entrepreneurs: the invisible fundamentals 16:07 — The referral program you keep abandoning (and the client Kelly had to beg) 17:40 — The activation era and why Kelly is obsessed with Substack 21:30 — Where the magic really happens Resources The Miracle Hour: Kelly's daily sales system; the source of the five core weekly sale types (new customers, reactivations, upsells, referrals, renewals) and the four Rs: https://a.co/d/005jxDF0  The Sacred Art of Selling: Follow Kelly's Substack, where she share about her sales philosophy: https://kellyroachofficial.substack.com/subscribe 

I used to hate everything about our finances. Then one thing changed and paying bills actually became fun. That thing is margin. Margin is the gap between what you earn and what you spend. It might look small, but that gap is where the freedom lives. In this session from our Mission Driven Millionaire cohort, Linda and I dig into why building margin might be one of the most spiritual things you ever do with your money. We look at Joseph in Genesis 41 and how he made a plan before the famine came. We look at the ant in Proverbs 6 and what it teaches us about saving. And we talk about the two ditches: living paycheck to paycheck with no margin, and building bigger barns out of fear. Plus how the Real Money Method helps you create margin so you can say yes when God says go. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.   What We Cover Here's a little of what we cover in this episode: The money habit I now believe is one of the most spiritual things you can build Why the gap between what you earn and what you spend is where freedom lives What Joseph knew about abundance that most of us completely miss The two ditches almost everyone falls into with saving money The heartbreaking reason one man had to turn down his calling What the ant can teach you about your bank account The prayer Linda and I prayed the night before this session   Bible Verses Mentioned Genesis 41 Proverbs 6:6-8   Resources Mentioned Mission Driven Millionaire program Real Money Method course Simple Money, Rich Life (the book)   Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

April Beach is the founder and CEO of The Suite Life Company, an industry pioneer in content and expert licensing, and the host of The Suite Life Entrepreneur Podcast. For nearly 30 years, she has helped leaders and established entrepreneurs turn their intellectual property into scalable licensing opportunities with companies, universities, and organizations. In today's episode, April joins me to discuss her biggest business relaunch and how she went from running a successful but exhausting six figure business to building a licensing model that tripled her revenue within 18 months. We dive into what content licensing actually means, how to know if your expertise is ready to be licensed, and how entrepreneurs can turn their courses and other intellectual property into assets that organizations can license and deploy. April reveals what “licensing quick sells” are, including opportunities in the $10,000 to $35,000 range, as well as educational licensing opportunities with universities. April also explains how to sell the same solution to small businesses, mid-sized businesses, and large organizations. We also cover the difference between certification and licensing and how to protect your intellectual property. April also shares a real story about a client who generated a first licensing sale of around $300,000 from a $6,000 workshop. Join us today as we dive into content licensing, creating licensing offers, certification vs. licensing, AI and the future of expertise, and how to design your business around the life you want. —Ready to see if your expertise could become your next revenue stream?Visit April's website and explore April's resources on content licensing, and also join her free Monthly Live Licensing Q&A>> https://www.aprilbeach.com/ —Not sure if your courses, frameworks, or processes are ready to be licensed?Download April's free Licensing Starter Guide and discover how to identify your most valuable intellectual property before you build your next offer. >> https://www.sweetlifepodcast.com/how-to-license-your-course-content-or-program-with-april-beach/ —Want to keep learning how to build a business that scales without consuming your life? Subscribe toThe Suite Life Entrepreneur Podcastfor more conversations on licensing, intellectual property, and sustainable business growth.>> https://www.sweetlifepodcast.com/ —If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: https://www.relaunchtoarichlife.com —Visit April's Website: https://www.aprilbeach.com/ Connect with April on:Facebook: https://www.facebook.com/AprilBeachSweetLife/Instagram: https://www.instagram.com/aprilbeachlicensing/Linkedin: https://www.linkedin.com/in/aprilbeach/ —Connect with Hilary:Website: https://www.therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://www.the-silver-lined-relaunch.captivate.fm/listen

Welcome to Episode #296This weeks topic: “God Is Teaching Me How to Build”Elizabeth is the voice behind Elizabeth's Magical Garden, where faith and everyday life meet with warmth, honesty, and hope. Through scripture-centered encouragement, Elizabeth invites readers to ask, “What does God say?” and to step out of fear and into God's promises of provision, peace, and purpose. Each message is a gentle call to take the next right step and receive the abundant life God has prepared—are you ready for your abundance?Reclaim your wisdom, power, and liberation that comes with age. change your life - How  you feel about yourself - "affects"your ability to manifest" This episode will help shed some light - on how this new phase of life will change "everything" - Let's learn together.. Live Show ⤵️ on the podcast channelhttps://youtube.com/live/-o-_hlcvyRUPost ➡️ https://www.youtube.com/post/UgkxO3aS9ORb7YffOn1nXFfYGu9-w9g419WOhttp://www.ElizabethMagicalGarden.comCash app me: $Eliz241 Check out the Live show on my youtube channel @Elizabeth magical Garden Podcast E.p. #290

Ramit Sethi is New York Times bestselling author and founder of I Will Teach You to Be Rich. After 16 years in the personal finance space, Ramit is still teaching people how to set specific goals for themselves and their money. He has a unique way of talking about money and challenges the normal points of view you often hear from other personal finance "gurus". In this episode, Ramit shares tips on how to; save you money, earn more, and live a rich life. In this episode you'll learn: An exercise to help you get specific about your goals and money Ramit's story about going from a free blogger to a paid author and how to prepare yourself for your own journey Why you need to earn more  The CEO model and how you can use it get rich Five phone calls you can make to save $1,000 right now, and more What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here./' Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ramit: Website Instagram:@Ramit Facebook: @RamitSethi  Twitter:@Ramit YouTube  Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide  

Serial killing for profit? That's the main, but not only, reason Becket Redfellow embraces his murderous side in How to Make a Killing. From nepotism to absent parents to the unusual names of the rich - we talk about it all!Email us: KillerFunPodcast@gmail.comFollow us on Facebook: fb.me/KillerFunPodcastAll the Tweets, er, POSTS: https://x.com/KillerFunPodInstagram: killerfunpodcast

Lisa Resnick is a speaker, author, and founder of Dandelion Inc., a membership-based community that helps women entrepreneurs grow their businesses while staying grounded in real life. She's the host of the Seed Podcast, a time mastery expert for entrepreneurs, and the author of the book "You're a Mess, But So Is the Universe".In today's episode, Lisa joins me to share her incredible relaunch story and how to navigate unexpected life challenges without losing yourself, your purpose, or your business.Just weeks after celebrating the launch of her first book, Lisa's life took an unexpected turn when she was diagnosed with Stage II breast cancer. She opens up about the emotional uncertainty between testing and diagnosis, the difficult decisions that followed, and how she balances her health with running a business during one of the hardest seasons of her life.Lisa shares the inspiration behind "You're a Mess, But So Is the Universe," and how to achieve greater growth during life's chaos. She also explains her habit of "serial relaunching," and how to spot the difference between healthy reinvention and a perfectionism cycle that stalls real growth.We also explore time management during life's biggest challenges, building strong support systems, finding emotional resilience, and creating a business that can continue even when life doesn't go according to plan.Join us today as we discuss serial relaunching, navigating uncertainty, breast cancer risk factors every woman should know, balancing health and entrepreneurship, and much more.—-To dive deeper into the mindset and lessons that carried Lisa through her worst moments, check out her book, You're a Mess, But So Is the Universe,>> https://www.amazon.com/Youre-Mess-But-Universe-Beautifully/dp/1968485767—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Lisa Resnick's Website: https://lisaresnick.com/Connect with Lisa on:Facebook: https://www.facebook.com/share/19HkHf2Ubq/Instagram: https://www.instagram.com/dandelionincllcLinkedin: https://www.linkedin.com/in/dandelion-inc—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen.

Ramit Sethi of I Will Teach You To Be Rich speaks with Nicole and Drew, 39 and 40, who are expecting their first child in just two weeks. They split their time between Southern California and Maui, where they each own a home. Nicole bought her house after Drew made it clear that continuing to stay with roommates was not an option. Today, they earn $296,700 a year, own $1.25 million in assets, and have a net worth of more than $500,000. But their two homes consume over 40% of their income, and once their numbers are corrected, their fixed costs rise to 85%. Despite their high income, they feel unable to eat out, attend concerts, or enjoy the life they have worked to build. Nicole is a psychology professor who plans everything down to the dollar and worries about having enough savings. Drew is a life coach and therapist-in-training who admits that she often goes by “vibes” and trusts that things will work out. With a baby arriving and their savings falling, they must decide whether Drew can realistically double her income or whether they need to sell the Maui house. In this episode, we uncover: • Why Nicole bought a house within months of Drew's housing non-negotiable • How they ended up supporting two homes in two different states • Why earning nearly $297,000 still leaves them feeling financially trapped • Their $1.25 million in assets and nearly $1 million of debt • Why their fixed costs jumped from 77% to 85% • How their two homes consume more than 40% of their income • Nicole's numbers-first approach and Drew's habit of going by “vibes” • How grad school, flooding, and a $29,000 sewer repair drained their savings • Why the baby may not increase their expenses as much as expected• How Nicole's sabbatical gives them a temporary financial window • Why their Maui house is co-owned without a clear written agreement • Whether Drew can realistically double her income after graduating • Why depending on one future income increase is a major financial risk• How selling the Maui house could release around $150,000 • Why selling could reduce their fixed costs to approximately 65% • How they could keep Maui in their lives without owning property there • How they can build a plan that does not require everything to go perfectly • Why “spaciousness” becomes the center of their new Rich Life vision • The decision Ramit believes they need to make before their savings fall further Chapters (00:00:00) Introduction (00:03:09) Two homes in two different states (00:07:03) Nicole kept her housing costs at just 12% (00:08:18) Drew's housing non-negotiable changed everything (00:14:43) Nicole tracks the numbers, Drew goes by “vibes” (00:21:26) What does their Rich Life actually look like? (00:24:47) Ramit reviews their Conscious Spending Plan (00:25:53) $1.25 million in assets and $986,000 of debt (00:28:15) They earn $296,700 but still feel squeezed (00:29:46) Their fixed costs are higher than they realised (00:32:50) Two homes consume 40.5% of their income (00:34:50) Grad school, flooding, and expensive home repairs (00:40:16) Their real fixed costs jump to 85% (00:45:19) Can they afford their new baby? (01:06:01) Drew's “life will provide” money mindset (01:12:00) Are they actually on track for retirement? (01:24:39) Ramit reveals their retirement projections (01:33:19) Selling could reduce their fixed costs to 65% (01:50:07) Redefining their Rich Life around “spaciousness” (01:53:04) Ramit's final assessment This episode is brought to you by: Factor | Head to https://factormeals.com/ramit50off and use code RAMIT50OFF to get 50% off and one free breakfast item per box for one year, while supplies last until 10/31/2026. See website for more details. Gusto | Try Gusto at http://gusto.com/ramit and get 3 months free when you run your first payroll LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off  DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout If you're part of a small group listening to this podcast that is willing to take action, I built Road to $100K for you - a step-by-step program on how to reach $100K. Join Rich Life: Road to $100K at iwt.com/100K. Connect with Ramit • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

Have a question, feedback, or an idea for a future episode? Contact YFP Wealth at info@yfpwealth.com. To learn more about fee-only financial planning services for pharmacists, visit yfpwealth.com.This podcast is for informational purposes only and should not be considered investment or financial advice. Visit yfpwealth.com/disclaimer for more information.

Shamina Taylor is a former lawyer turned wealth mindset coach, bestselling author of "Unlocking the Quantum Woman," and host of the podcast "Unapologetically Rich." Her mission is to help women uncover the subconscious patterns holding them back from emotional freedom and financial abundance. In today's episode, Shamina shares the exact framework she uses to help women break through income ceilings and hit their highest cash months, sometimes in as little as 56 days. She shares the powerful story of the breaking point that cracked her life wide open and led her to rebuild herself from the ground up. Shamina explains her signature methodology, the "Power Pattern," and breaks down how core wounds like unworthiness, betrayal, and abandonment quietly drive our behavior, relationships, and even our bank accounts. She also explains how to reveal the old stories that run your life without your awareness. You will understand how to finally stop reacting and start responding with control. Shamina also explains how to move out of survival mode and into genuine abundance. We also talk about how to raise emotionally intelligent kids who process instead of suppress, how to release shame around success and visibility, and how to reclaim your confidence and your next chapter at any age or stage of life. Join us today to learn how to identify your core wound, break your money ceiling, master your triggers, raise emotionally stable kids, and start building the wealthy, abundant life you actually want. —Get a copy of ‘Unlocking the Quantum Woman' and complete the journaling prompts to identify your subconscious patterns, heal emotional blocks, and create lasting personal and financial transformation. >> https://www.amazon.com.be/-/en/Shamina-Taylor/dp/B0DK36D7L7 Tune in to the Unapologetically Rich Show by Shamina Taylor for deeper conversations on emotional mastery, abundance, wealth consciousness, and personal growth. >> https://podcasts.apple.com/us/podcast/the-unapologetically-rich-show-with-shamina-taylor/id1667347023 Send "relaunch" to @sheminataylor on Instagram to receive Shamina's Fast Cash Frequency program for free. —If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: https://www.relaunchtoarichlife.com —Visit Shamina Taylor's Website: https://www.shaminataylor.com/ Connect with Shamina on: Facebook: https://www.facebook.com/shaminataylorInstagram: https://www.instagram.com/shaminataylor/?hl=enLinkedin: https://www.linkedin.com/in/shamina-taylor-318473162/ —Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich speaks with Sana and Arhem, both 27 and newly married. One month before their wedding, Arhem revealed that he had hidden $30,000 of credit card debt. After they both lost their jobs, Sana discovered that he had fallen even further into debt without telling her. Today, they earn $188,000 a year and have created an aggressive plan to tackle their $165,000 of total debt. But while their numbers are improving, the betrayal has fundamentally changed their relationship. Sana has become the financial orchestrator, while Arhem feels like a student trying to prove that he can be trusted again. In this episode we uncover: • Why Arhem hid $30,000 of credit card debt before their wedding • How Sana discovered that the debt had grown again • Why the financial betrayal nearly ended their relationship • How they are rebuilding trust after years of secrecy • Their professor-and-student dynamic with money • Why Sana feels responsible for supporting her entire family • How cultural expectations shape her financial decisions • Their $188,000 income and $165,000 of total debt • Why their highly organized financial system still feels joyless • How Arhem accumulated his credit card debt • Why earning more money will not stop Sana from worrying • The danger of postponing happiness until they are debt-free • Why their debt payoff plan may be too aggressive • The connection between joint finances and rebuilding trust • Why Ramit recommends couples therapy • How they can start prioritizing their marriage • The changes Sana and Arhem made after the conversation Chapters: (00:00:00) Introduction (00:03:09) Arhem hid $30,000 of debt before their wedding (00:08:06) “If things don't change, the relationship is done” (00:12:40) Can Sana ever completely trust Arhem again? (00:15:26) Their professor-and-student money dynamic (00:17:35) Why Sana feels responsible for supporting her family (00:28:18) Their $165,000 debt and negative net worth (00:30:27) They earn $188,000—but live like they're struggling (00:35:12) “When do I actually get to enjoy my life?” (00:46:26) Sana's childhood money rules (00:56:26) How Arhem accumulated his credit card debt (01:04:02) What does their Rich Life actually look like? (01:09:14) Why their relationship keeps coming second (01:17:53) Ramit reviews their aggressive debt payoff plan (01:21:46) Why they need to start spending on joy now (01:29:47) Joint finances, trust, and couples therapy (01:36:35) Putting their marriage ahead of everyone else (01:47:33) Sana and Arhem's biggest realizations (01:55:02) Six weeks later: what changed? This episode is brought to you by: Fabric by Gerber Life | Go to meetfabric.com/RAMIT and apply today, risk-free Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramitDeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit If you're part of a small group listening to this podcast that is willing to take action, I built Road to $100K for you - a step-by-step program on how to reach $100K. Join Rich Life: Road to $100K at iwt.com/100K. Connect with Ramit • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a publisher who scrapped our whole concept, and an editing process that nearly wrecked us. Sales started slow. Then the ad budget got pulled. I walked around a lake 100 times asking God if it was over. Then things slowly started to turn. This is the behind the scenes story of how a book about biblical money, giving, and stewardship reached 100,000 copies sold. It is really the story of 100,000 answered prayers. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.   What We Cover Here's a little of what we cover in this episode: The reader message that brought us to tears Why I almost let someone else write the whole book The prayer habit we started before any of this made sense The publisher demand that felt like losing an arm What Mark Batterson told me that changed how I measure success The lowest moment, and the lake I walked around 100 times The simple thing we started doing with every book we shipped What 100,000 copies really represents   Bible Verses Mentioned Hebrews 11:1 Exodus 4:10 1 Corinthians 1:27 Acts 19:11-12 Matthew 25:21   Resources Mentioned Simple Money, Rich Life True Financial Freedom   Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Tracy Phillips is an Emmy-nominated video and visibility expert and the founder of Tested Magical, a done-for-you video testimonial service that helps businesses turn authentic client stories into trust-building, revenue-driving assets. With more than 26 years of video production experience and a background in documentary storytelling, Tracy helps experts, founders, and teams use video not just to be seen, but to be trusted and chosen.In today's episode, Tracy joins me to unpack why authentic, human video matters more than ever in a world flooded with "AI slop" and how showing up imperfectly can help you build stronger relationships with potential clients.We dive deep into Tracy's journey, how she overcame her fear of being on camera, and the mindset shifts that made her transition from spending more than 20 years behind the camera to becoming the face of her own business possible.Tracy also shares practical strategies for creating consistent video content, using AI as a brainstorming tool without losing authenticity, and avoiding the biggest mistakes business owners make when trying to build visibility online.She also explains the power of video testimonials, why they outperform written reviews, how many testimonial videos every business should have, and where to place them on a website to increase trust and conversions.Join us today as we dive into overcoming the fear of being on camera, embracing authenticity over perfection, building trust through video, using AI the right way, and creating content that helps your audience know, like, trust, and ultimately choose you.—-Visit https://testimagical.com/ to learn how Tracy and her team help businesses create authentic testimonial videos that drive credibility, conversions, and growth.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Tracy Phillips' Website: https://testimagical.com/Connect with Tracy on:Facebook: https://www.facebook.com/share/1BboqEBQiw/Instagram: https://www.instagram.com/testimagical?Linkedin: https://www.linkedin.com/in/testimagical?—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

In this episode, Adam Torres interviews Jeff Richfield, Founder of The Rich Life, about entrepreneurship, faith, business growth, and his transition from building wealth to pursuing a mission centered on health and wellness. Big thanks to Shawn Garrity, Founder of Circle and SEICon and Brad Turner, Founder & CEO at Marketing Completion Fund & Investor Conference News for inviting Las Vegas Live to SEICon! Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lisa Garr is an Emmy nominated host, serial entrepreneur, story coach, and founder of Standing Room Only. For over 20 years, she has been the creator and host of The Aware Show, a nationally syndicated radio show and podcast featuring leading voices in health, science, consciousness, and personal transformation.Lisa shares what she experienced during her out of body near death experience, the recovery that followed, and how rebuilding her brain led her to discover an unexpected psychic ability she still uses today.We dive into what it really means to relaunch after life knocks you off course, including how to get curious, how to change your perspective, and how to stop undervaluing yourself.Lisa also shares her philosophy on the power of storytelling after interviewing over 5,000 guests, breaking down her three part formula for unpacking anyone's story. She explains how to keep a story authentic even after telling it hundreds of times, and why every story deserves to be told.Join us today as we dive into healing after trauma, rediscovering your voice, valuing yourself in business, the art of storytelling, longevity medicine, embracing AI as a tool for growth, and much more.—-Ready to share your story, or do you want to work with Lisa? Visit her website >> https://www.theawareshow.com/coaching—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: https://www.relaunchtoarichlife.com—Visit Lisa Garr's Website: https://www.theawareshow.com/coachingConnect with Lisa on:Facebook: https://www.facebook.com/HostLisaGarr?Instagram: https://www.instagram.com/lisagarrhostLinkedin: https://www.linkedin.com/in/lisagarr—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

If you've ever left a retreat, conference, coaching session, or even finished a great book feeling like your life was about to change...Only to find yourself doubting everything a few days later,I want you to know there's nothing wrong with you.In today's episode, I'm introducing a powerful concept I call the Identity Growth Hangover. It's the emotional and mental crash that happens after a breakthrough.I explain why your brain naturally resists change, why discomfort doesn't mean you're on the wrong path, and what actually needs to take place before lasting transformation can happen.I walk you through the four stages of identity transformation, the neuroscience behind why we fall back into old patterns, and the secret ingredient that creates a new identity.You'll learn my 3HQ Framework, reflection exercises, and how to turn your discomfort into your greatest breakthroughs.Later in this episode, I'm joined by several incredible women from my coaching community who share how they've experienced Identity Growth Hangovers in their own lives, including Adriana Stanton, Jennifer Levy, Karen Hart, Sarah Potekhen, Karen Romine, Michelle Meyers, Angela Cox, and Christy.Together, we talk about setting boundaries, overcoming fear, stepping into a new identity, and what it really looks like to keep moving forward even when growth feels uncomfortable.Join me today as we dive into the Identity Growth Hangover, rewiring your brain for lasting success, overcoming self-doubt, building a new identity through repetition, recognizing when resistance is actually a sign of growth, and so much more.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary on:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

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Dave Sanderson is a leadership speaker, resilience expert, bestselling author, and founder of Resilience Partners Group. He is best known as the last passenger off US Airways Flight 1549, the "Miracle on the Hudson," and has spent years helping leaders and organizations navigate crises, uncertainty, and high-pressure decision-making.In today's episode, Dave joins me to share the incredible story of surviving the Miracle on the Hudson. He takes us inside the final 208 seconds before the plane landed in the Hudson River, the decisions that saved lives, and why he chose to help others instead of escaping first.We dive into the mindset required to stay calm during life's biggest challenges and discuss how adversity can become a catalyst for purpose, growth, and lasting transformation.Dave also shares how surviving the crash completely changed the way he viewed success, leadership, and his career. He explains why he walked away from a successful corporate job, how to recognize your own "I'm done" moment, and the four freedoms everyone should pursue to build a more meaningful life.Join us today as we dive into building resilience, making better decisions under pressure, overcoming fear and uncertainty, finding your purpose after setbacks, taking the next best step when life feels overwhelming, discovering your unique advantage, and much more.—Take Dave's free resilience assessment and learn more about his coaching, speaking, and leadership resources >> https://resiliencepartnersgroup.com—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Dave Sanderson's Website: https://davesandersonspeaks.com/Connect with Dave on:Facebook: https://www.facebook.com/DaveSandersonSpeaks/Instagram: https://www.instagram.com/davesandersonspeaks/Linkedin: https://www.linkedin.com/in/hiredavesanderson—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Maria and Andre, a married couple in their 50s navigating a difficult retirement gap. Maria has built nearly $500K in net worth, a strong pension, and a clear path toward retirement. Andre, who moved from Brazil and only recently received his green card, is rebuilding his career in the United States with just $16K saved for retirement. They earn around $187K a year combined, but their financial tension is not really about the numbers. Andre feels ashamed that Maria earns twice what he does, while Maria worries that she will have to carry their future alone. Ramit helps them unpack the pressure Andre feels to be the provider, the cultural beliefs shaping their relationship, and how they can build a retirement plan that gives them more time together not less. In this episode we uncover: • Why Andre feels ashamed that Maria earns twice as much as him • How Andre's recent green card changed his ability to build a career • Why $16K in retirement savings feels so frightening at age 50 • Why Maria's pension could transform their retirement future • Why Andre believes a man should earn more than his wife • How their finances are combined, but still feel separate • Why Andre's business expenses are creating confusion and resentment • The hidden cost of working six days a week • Why Maria wants more time with Andre, not just more money • Why Andre keeps defaulting to “work harder” instead of building a plan • How Ramit reframes retirement from fear into options • Why their future may be much stronger than they realize • The importance of acting like a team rather than competing with each other • How Andre could double his income after getting his HVAC licence • Why their Rich Life includes time in Brazil, leisure, and being present together Chapters: (00:00:00) “What would you do if your partner had no retirement plan?” (00:00:48) Meet Maria and Andre (00:02:12) Andre's career, green card, and starting over (00:03:32) Andre has just $16K saved for retirement (00:04:48) Building their Conscious Spending Plan (00:05:54) Their $496K net worth revealed (00:07:35) “She makes double what I make” (00:10:11) How Maria increased her income as a teacher (00:12:05) Learning to spend consciously (00:14:16) Maria wants Andre to have a retirement plan (00:20:03) Their fixed costs and uneven financial burden (00:25:43) How long their savings would last (00:29:20) The reality of rebuilding your life in a new country (00:39:43) Andre's childhood beliefs about work and money (00:45:17) What if Andre never earns as much as Maria? (00:52:07) Ramit's message to Andre (00:58:33) Rebuilding their Conscious Spending Plan (01:07:15) What their retirement could actually look like (01:11:11) “None of this means Andre has to work until 80” (01:12:09) “It's not a competition. It's a team.” This episode is brought to you by: Superpower | Head over to https://superpower.com and use code RAMIT for $20 off your membership. #sponsored Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT Gusto | Try Gusto at http://gusto.com/ramit and get 3 months free when you run your first payroll Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

Reposted here is my interview on Anna Fata Shemin's wonderful podcast, the Gravitas Podcast. Sign up, follow her incredibly thoughtful work: https://open.spotify.com/episode/432S3SNi56e0njlHgjAa1B?si=nT910BvxRO6Y267cdG-IuA---"Old money" is more than a TikTok aesthetic trend. There are real lessons to learn from the families who cultivate generational wealth, and they go far beyond the money.This week I sit down with Bogumil Baranowski, a Polish-born investor who came to New York to live the American dream and has spent two decades managing wealth for families. He's the author of four books, a TEDx speaker, and the host of the podcasts Talking Billions and co-host of 100 Year Thinkers.We talk about his childhood in communist Poland and how it influenced his career as an investor and Warren Buffett devotee. We discuss stewardship and how lasting family wealth has less to do with trust funds and more to do with family culture. He also discusses how money is not a prerequisite for living a truly rich life.Links from this episode:

Grab our brand new prayer book here: https://shop.sdti.me/products/30-days-of-prayer-for-your-finances The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most of us have never named, the moment Linda figured out she could unload on God the same way she unloads on me, the prayer Joshua prayed that should reframe how bold we are willing to be, and the comment one woman left on our Instagram about a 'lowercase g' God that I have not been able to shake.   WHAT WE COVER IN THIS EPISODE Here's a little of what we cover in this episode: The four reasons Christians don't pray about money (and why all four are wrong) The selfish-feeling prayer Bob fought against for seven months before accepting God's yes The five categories of prayer most of us have never named for our finances What Joshua's prayer in the Bible has to do with how boldly we should pray The Instagram comment about a 'lowercase g' God that has stuck with us Why God redirected the mortgage prayer toward tripling our giving instead What letting your kids barge into your office reveals about how we are meant to approach God The one-sentence prayer challenge to take this week   BIBLE VERSES MENTIONED Philippians 4:6 James 4:2-3 Joshua 10 (referenced — Joshua praying for the sun to stand still) 1 Thessalonians 5:17 Matthew 6:11 James 1:5 James 3:17 1 Thessalonians 5:18 Matthew 6:24 Psalm 24:1   RESOURCES MENTIONED 30 Days of Prayer for your Finances Simple Money, Rich Life (the book)   DISCLAIMER Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Taryn, a married couple in their 40s living in Los Angeles with five children. They have a net worth of over $700K, nearly half a million invested, and a successful business, but their finances are on the edge. After Taryn took a $75K pay cut and was later laid off from Netflix, they continued building a $200K pool, took on a $100K family loan, and now face fixed costs of 179%. Ramit helps them confront the brutal math behind their situation, the emotional reasons they keep avoiding it, and the radical changes they may need to make before they run out of money. In this episode we uncover: • Why Melissa and Taryn built a $200K pool after a major pay cut • How Taryn's Netflix layoff changed everything • Why their fixed costs hit a shocking 179% • The real cost of their $100K family loan • Why “everything goes on a credit card” became normal • How they ended up with $1.2M in debt • Why selling the house may not solve the problem • The hidden danger of renting another expensive home • Why Melissa's successful business still may not be enough • How grief and loss shaped their relationship with travel and money • Why Taryn feels like she just “makes the money” • The emotional power dynamic behind their spending decisions • Why small cuts like subscriptions won't fix a structural problem • Ramit's warning that they may be setting themselves up to struggle again • The uncomfortable reality of moving out of Los Angeles • Why their marriage needs a mission, not just a budget • How their kids are already affected by their money choices • Ramit's advice for making radical change before the clock runs out ⏩ CHAPTERS (00:00:00) “I just want the debt gone” (00:01:23) Meet Melissa and Taryn (00:02:40) Taryn's Netflix layoff (00:04:18) Buying the house after a $75K pay cut (00:05:39) The real cost of the pool (00:07:48) Taking a $100K family loan (00:10:50) Why the debt cycle keeps repeating (00:15:25) Taryn's role as the “money maker” (00:18:03) Their income no longer matches their life (00:20:03) Ramit reveals their 179% fixed costs (00:21:20) Why selling the house isn't enough (00:22:51) The rent math gets even worse (00:26:46) The clock is ticking (00:31:25) Could they move to South Carolina? (00:41:24) The power dynamic in their marriage (00:57:16) Defining their Rich Life (01:02:18) What happens after selling the house? (01:15:28) Ramit confronts the decision they're avoiding (01:28:48) Talking to their kids about money (01:36:58) Final thoughts and next steps This episode is brought to you by: Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off ZocDoc | Go to https://zocdoc.com/ramit to find and instantly book a top-rated doctor today #sponsored Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Leesa | Go to https://leesa.com for 25% off mattresses PLUS get an extra $50 off with promo code RAMIT, exclusive for my listeners Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

In this episode, I'm sharing the money beliefs that have completely changed the way I live, create, spend, receive, and run my business. We're talking about money as a mirror, your mind as your number one asset, and using money to get your time back. This episode is for you if you're ready to question the money stories you inherited and start relating to money from more freedom, trust, and possibility. If you're interested in working together, book a call HERE. Can't wait to chat! Business Synergetics is a one-on-one experience where we use Gene Keys and Human Design to look at your business as its own entity—details and sign-up are here: itsambersmith.com/synergetics If you want to follow along with what I'm writing and thinking in real time, subscribe to my Substack, The Way of Abundance. HERE If you want to build your business from abundance, alignment, and your actual design, you can join the House of Abundance here: itsambersmith.com/house If you're ready to shift into miracle-minded living and create from a higher level of awareness, you can join Miracle Mind here: itsambersmith.com/miracle-mind If you're ready to build a business that resonates at the deepest level, my private client program Resonance is now open HERE. The Lightning Alignment Journal: https://a.co/d/iiBnzAJ Gain access to my book Quiet Wealth at: https://a.co/d/aCoGl8N

We all have people in our lives who either elevate us or drain us.The problem is that most of us don't realize just how much our relationships influence our confidence, energy, success, and ability to grow.You may be feeling stuck, exhausted, frustrated, or wondering why you're not making the progress you know you're capable of making. Sometimes the answer isn't another strategy, goal, or productivity hack. It's the people surrounding you every day.In today's episode, I break down exactly how to identify the relationships that are fueling your growth and the ones that may be quietly holding you back.I share powerful exercises to help you recognize energy-giving and energy-draining relationships, better understand your own mindset, and become more intentional about who you allow to influence your life and business.I also teach you how to use my Three HQ framework to understand how your thoughts, emotions, and energy shape the relationships you attract and the results you create.I'm also joined by a few participants who share some of their current relationship and life challenges that you might resonate with, and I explain how to overcome these obstacles.You'll learn how to stop people-pleasing, overcome visibility blocks, strengthen your self-awareness, and build magnetic relationships that support your goals instead of sabotaging them.Join me today to learn how to remove energy drains, strengthen your relationships, and surround yourself with people who help elevate every area of your life.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary on:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether you're moving forward or backward financially, why net worth is actually the wrong thing to track as a Christian, the "Never 100 Rule" that changed everything for us, the one-category budget that works when every other budget fails, and what happened when we started giving in a way that felt irresponsible but resulted in our mortgage being paid off in three years. If you enjoyed this, we'd love to send you a free copy of our book — you just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free.   WHAT WE COVER IN THIS EPISODE Here's a little of what we cover in this episode: Why "net worth" is actually the wrong metric for Christians — and what to track instead The one number that tells you whether you're moving forward or backward financially right now The Never 100 Rule: the single rule that makes all the difference between building wealth and staying stuck Why Mike Tyson went broke (and what it has to do with your budget) The one-category budget — why it gets 80% of the results of full budgeting with 20% of the effort Why willpower-based budgeting always fails — and what to do instead The giving account that made generosity actually fun (instead of a guilt trip) What Bob and Linda would tell their 19-year-old selves about money How to handle money differently when you and your spouse are total opposites   BIBLE VERSES MENTIONED 2 Corinthians 9:6-7 2 Corinthians 8-9 Proverbs (referenced as a daily reading practice — one chapter per day)   RESOURCES MENTIONED Simple Money, Rich Life (the book) Assets Under Management free resource   DISCLAIMER Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Rich Bernstein is a business coach, speaker, entrepreneur, and former head of the coaching program for Mars Venus, the relationship and communication company behind the bestselling book “Men Are From Mars, Women Are From Venus” by John Gray. He is now widely recognized for helping people improve communication, relationships, leadership, and emotional connection.In today's episode, Rich joins me to discuss the communication differences between men and women and how those differences impact relationships, leadership, and even business.We dive into masculine and feminine energy, why women often feel emotionally unheard, and why men naturally try to fix problems most of the time. Rich also shares the biggest communication mistakes couples make and the most important needs often felt by both genders.Our discussion explores relationship dynamics at work and at home, the impact of emotional intelligence on relationships, the importance of small gestures, and how to achieve better communication with people of both genders.Rich shares practical ways to improve connection, reduce conflict, and communicate more effectively during conflict. He also explains how to help your partner feel more appreciated and create stronger emotional intimacy.Join us today as we dive into masculine and feminine communication, emotional connection, relationship misunderstandings, leadership dynamics, how men and women process emotions differently, simple habits that improve relationships, and much more.—Join the Mars Venus Coaching to learn how to improve communication between men and women, reduce conflict, and build stronger emotional connection in relationships and leadership >> https://marsvenuscoaching.com/—Learn the original Mars vs Venus framework that explains how men and women think, communicate, and emotionally respond differently so you can reduce conflict and build deeper connections in your relationships >> https://www.marsvenus.com/—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit the Mars Venus Coaching website: https://marsvenuscoaching.com/Connect with Rich on:Linkedin: linkedin.com/in/richardbernsteinmarsvenuscoachingYoutube: https://www.youtube.com/channel/UCI9Tu0VRjra58Xmza6Qgajg—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Freya and Blake, a couple in their mid-40s with two young children who are facing one of the most urgent financial situations we've seen on the show. Together, they earn around $143K a year, but their fixed costs are at 102%, they have $0 in savings, only $180 invested, and more than $96K in debt. Freya applied because she feared they were close to becoming homeless. On the surface, their problem looks like debt. Underneath, it's avoidance, guilt, lack of partnership, and years of “we'll figure it out later.” Freya carries the emotional labour of the household and money decisions, while Blake admits he avoids the numbers and tries to solve problems by simply making more money. Ramit helps them confront the reality of their situation, stop tinkering around the edges, and build a radical plan that gives their family a chance to get stable. In this episode we uncover: • Why Freya and Blake are spending more than they make every month • How their fixed costs reached 102% of their income • Why having a $143K income still isn't enough when there's no system • The $96K debt number that forces them to face reality • Why Freya feels like she has to manage everything alone • Blake's “ostrich” approach to money and avoidance • How trips, skiing, and everyday spending became symptoms of a bigger issue • Why being intelligent doesn't protect you from bad money decisions • The emotional cost of having $0 in savings with two young children • How childhood, privilege, resentment, and guilt shaped their money habits • Why hustling stops working once fixed costs get too high • Ramit's warning that they are weeks away from not being able to pay rent • Why Blake may need to aggressively increase his income • How they move from blame and panic into a shared plan • Their follow-up reflections on what finally felt doable Chapters: (00:01:20) Meet Freya and Blake (00:03:30) Why Freya applied to speak with Ramit (00:05:23) “Do you want to have a budget conversation?” (00:05:56) The skiing trip that became a money fight (00:08:22) The Mexico trip they couldn't afford (00:13:52) Savings are gone and the safety net has disappeared (00:15:16) Freya carries the planning, groceries, kids, and money stress (00:21:54) Looking at the Conscious Spending Plan together (00:24:01) The real debt and net worth numbers land (00:31:24) Why 102% fixed costs means they are broke (00:32:04) Ramit warns they are weeks away from not paying rent (00:34:54) Childhood money lessons and blame (00:43:57) Borrowing money to avoid eviction (00:48:11) Blake's belief that more income will solve everything (00:57:14) Guilt, family, and saying yes when they should say no (01:03:00) Defining a realistic Rich Life from where they are now (01:08:30) Childcare costs disappearing (01:15:03) Freya asks Blake to help with grocery planning (01:18:00) Why savings comes before debt payoff right now (01:34:00) Why the plan finally feels doable This episode is brought to you by: Grow Therapy | Visit https://growtherapy.com/ramit to find a therapist today. LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT MasterClass | For unlimited access to every class and at least 15% off any annual membership, go to https://masterclass.com/ramit Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Have you or your partner realised you're paying a 1% financial advisor hundreds of thousands of dollars in fees over your lifetime? Maybe you feel stuck because they're your “family money guy,” If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply

Key TakeawaysGiving campaigns can produce short-term results, but discipleship produces long-term transformationChurches should focus on building a culture of generosity, not just funding needsEmotional giving can move people temporarily, but transformed hearts create lasting generosityStewardship discipleship must move beyond inspiration into practical transformationFinancial transformation is a journey:financial stressfinancial stabilityfinancial generosityChurches must meet people where they are financially and spirituallyPeople rarely resist generosity—they often just don't know how to get thereHealthy stewardship ministry focuses on what leaders want for people, not from peopleThe “living room” posture creates space for:honestymentorshiptransformationpeer-to-peer discipleshipStewardship teaching should remove shame and guilt while inspiring joyful generosityGod's goal is not pressured giving, but cheerful, transformed giversLong-term generosity culture is built through:systemseducationinspirationgraceintentional discipleshipResourcesSeedTime.comBook: Simple Money, Rich Life by Bob LotichLearn about the Christian Stewardship Network - https://www.christianstewardshipnetwork.com/Become a CSN member - https://membership.christianstewardshipnetwork.com/

Debra Poneman is a pioneer in the New Thought movement, founder of Yes to Success, bestselling author, and meditation teacher with over 50 years of experience helping people transform their minds, health, and lives. In today's episode, Debra joins me to discuss the science of aging, longevity, and the simple lifestyle habits that can help slow down physical and mental decline. We dive into how stress impacts the brain and body, the connection between meditation and cognitive health, and the daily habits that play a major role in how we age. Debra shares the research behind meditation and brain function and explains how oxidation accelerates aging. She also reveals the foods, routines, and anti-inflammatory practices she uses to stay energized and healthy at 73. We explore gut health, sleep, exercise, hormones, blue light exposure, and the factors that influence memory loss, wrinkles, fatigue, and overall health. Debra also reveals techniques for lowering cortisol and the simple changes that can improve your energy, focus, appearance, and long-term wellness. Join us today as we dive into natural anti-aging strategies, stress reduction, meditation, brain health, longevity, nutrition, daily wellness habits, and much more. –To learn the science-backed habits Debra uses to slow and reverse aging, improve brain health, reduce stress, and increase longevity, Get Debra Poneman Anti-Aging Masterclass >> https://www.debraponeman.com/ageless-masterclass –Download Debra Poneman and Ronnie Newman's free ebook on anti-aging, meditation, stress reduction, exercise, nutrition, and lifelong vitality. Download the Free eBook: Ancient and Modern Secrets for Lifelong Radiance >> https://www.beinghealthiertoday.com/ancient-modern-ageless-secrets/ —If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: relaunchtoarichlife.com —Visit Debra Poneman's Website: https://yestosuccess.com/ Connect with Debra on: Facebook: https://www.facebook.com/DebraPoneman.YesToSuccess/Instagram: https://www.instagram.com/debraponeman/Linkedin: https://www.linkedin.com/in/debra-ponemanYoutube: https://www.youtube.com/c/YestoSuccess —Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Drew and Amanda, a married couple earning around $167,000 a year with a net worth of over $800,000. On paper, they look financially successful but behind the scenes, their fixed costs are dangerously high, their savings are low, and their spending decisions are causing tension in the relationship. Drew admits he struggles with spending, while Amanda finds it difficult to say no, leaving them stuck in a pattern where money feels stressful instead of empowering. In this episode we uncover: • Their household income of around $167,000 a year • Why they still feel financially stretched despite a strong net worth • Their surprisingly low savings compared with their assets • How fixed costs reached around 89% of their gross income • Drew's struggle with spending and impulse decisions • Amanda's difficulty saying no without feeling like the “bad guy” • The hidden relationship dynamic behind their financial stress • Why eating out 6–8 times a week became a major spending leak • The role of bonuses in justifying bigger spending decisions • Amanda's childhood experiences with financial instability • Drew's “you only live once” money mindset • How their daughter is learning from their financial behaviour • Ramit's challenge for them to stop making emotional money decisions • Why vacations may need to pause while they rebuild savings • Their plan to create a family money philosophy and emergency fund ⏩ CHAPTERS (00:03:15) Why Drew applied to the podcast (00:07:00) The hidden decision-making problem (00:10:30) Why they don't feel like a team with money (00:16:15) Their financial numbers revealed (00:21:15) The reality of their household income (00:29:25) Fixed costs are the real problem (00:33:10) The truth about eating out (00:35:50) How bonuses fuel spending (00:39:30) The couple who struggle to say no (00:45:30) Amanda's childhood money story (00:56:30) Their inherited money beliefs (00:58:20) Starting their Rich Life vision (01:04:00) Pausing vacations to rebuild stability (01:10:00) Drew practices saying no (01:16:30) Amanda's role changes (01:20:30) Cutting subscriptions and eating out (01:29:30) Redirecting money toward savings (01:36:00) Creating a family money philosophy (01:44:30) Ramit's final advice THIS EPISODE IS BROUGHT TO YOU BY Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Calling LA couples: Apply to be coached for free on this podcast at https://iwt.com/apply

Dr. Margaret Paul, PhD, is a bestselling author, relationship expert, and co-creator of the Inner Bonding self-healing process. She has spent more than five decades helping people heal anxiety, depression, loneliness, relationship struggles, shame, and emotional pain. She has also appeared on major media platforms, including The Oprah Winfrey Show.In today's episode, Margaret joins me to discuss why so many people feel emotionally stuck, disconnected, anxious, lonely, and exhausted from constantly trying to earn love, approval, and validation from others.We dive into the difference between the wounded self and the true soul self, how childhood conditioning shapes identity, and the factors that quietly create anxiety, depression, emotional emptiness, and relationship conflict.Margaret also breaks down the 6-step Inner Bonding process and explains how you can begin healing false beliefs, reconnecting with your emotions, accessing your higher guidance, and learning to truly love yourself instead of constantly seeking love externally.Our conversation covers emotional triggers, inner child healing, overcommitment, controlling behaviors, loneliness in the modern world, social media disconnection, and why many people struggle to feel fulfilled even when life looks successful on the outside.Join us today as we dive into emotional healing, anxiety, self-worth, people-pleasing, loneliness, relationship patterns, learning to trust yourself, discovering your purpose, creating inner peace, and much more.—Start the Free 7-Day Inner Bonding Course.Learn the foundations of the Inner Bonding process and begin understanding the emotional patterns, false beliefs, and self-abandonment habits that may be fueling anxiety, shame, loneliness, and relationship struggles.https://www.innerbonding.com/show-page/245/free-7-day-course.html—Get “Lonely No More” by Dr. Margaret Paul.Discover why so many people feel emotionally disconnected and learn how to stop seeking love externally and start creating inner peace, emotional fulfillment, and authentic connection.https://www.amazon.com/Lonely-No-More-Astonishing-Bonding/dp/1722506733—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Dr. Margaret Paul's Website: https://www.innerbonding.com/Connect with Margaret on:Facebook: https://www.facebook.com/margaret.paulInstagram: https://www.instagram.com/innerbonding1/Linkedin: linkedin.com/in/margaretpaulYoutube: https://www.youtube.com/user/innerbond—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

The thing you're waiting for — the solution, the answer, the breakthrough — is already on its way. And what if your stress and clenching is the only thing blocking you from receiving it?In this episode, Johanna goes deeper into the identity of the radically satisfied woman: not someone with a perfect life, but someone who has cultivated such a rich inner world that she can sit on a park bench and cry tears of happiness, regardless of what is still unresolved.---IN THIS EPISODE• Why satisfaction is medicine, and why the "squeeze harder" approach keeps you stuck• The identity root of discontent: how your perception keeps recreating lack• The lottery winner thought experiment: why circumstances alone will never be enough• Satisfaction vs complacency; they are not the same, and confusing them is costing you• A stunning reading of Proverbs 15:15 across four Bible translations• What "a glad heart has a continual feast" actually means (hint: it's not about your circumstances)• Why a kind heart - toward yourself and your situation - is the key to the feast---TIMESTAMPS00:00 — The medicine: why the way of the satisfied woman is the answer02:01 — Who this episode is for04:25 — Faith without works is dead — what embodied faith actually looks like06:12 — The exhaustion of the clench and why it's not productivity08:12 — The litmus test: are you predominantly stressed and grasping?10:10 — The lottery winner thought experiment13:03 — What it would feel like to truly know the solution is already coming16:31 — What 10 years of dopamine-chasing does to a woman18:55 — Satisfaction vs. complacency: a crucial distinction20:57 — When you're satisfied, expansion happens effortlessly22:45 — The island off Helsinki: what old Jo would have missed26:36 — The identity shift that changes everything — right now28:20 — Proverbs 15:15 in four translations unpacked36:26 — The kind heart and the continual feast38:10 — Your closing invitation: one-on-one mentorship & free gifts---SCRIPTURE FEATUREDProverbs 15:15 — NLT, NIV, New Catholic Bible, The Message, Amplified, The Voice---❤️‍

Part of the pride problem some in the church in Corinth were battling was a result of a completely incorrect way of viewing life. Following Jesus should change that view.

37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. The problem is that most of us are working hard on the wrong math problem. In this episode we walk through the four stages of money (surviving, stable, secure, and surplus) and the one mistake almost everybody makes when they try to jump from one stage to the next. We get into why "boring" is the actual investing strategy, why we wish we wouldn't have taken the raise, the bank-manager story that explains why the system is rigged against people in stage one, and the moment we finally figured out that the move that got us from stage one to stage two was the exact same move keeping us stuck in stage two for years. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free.   WHAT WE COVER IN THIS EPISODE Here's a little of what we cover in this episode: The stat that proves your financial stage has almost nothing to do with your income The 4 stages of money and how to know which one you're actually in The one mistake almost everybody makes trying to jump from one stage to the next Why a $20k raise can leave you with the same $0 left at the end of the month The bank manager story that exposes how the system is rigged against people in stage one Why "boring" is actually the right investing strategy at stage three The Elon-Musk-doesn't-mow-his-own-lawn principle most people get backwards Why willpower-based budgeting always fails (and what to do instead)   BIBLE VERSES MENTIONED Matthew 14:13-21 (referenced. The five loaves and two fish. "You bring it to me and I'll multiply it.")   RESOURCES MENTIONED Mission-Driven Millionaire cohort Simple Money, Rich Life (the book) Free book offer   DISCLAIMER Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.  

Randi Halaway is a Self Leadership and Personal Power Expert, speaker, entrepreneur, and creator of The Personal Power Way, a transformational framework for regulating the nervous system. She has also owned and sold a thriving salon in downtown San Diego and has coached women and entrepreneurs since 2016 on self leadership, emotional healing, and personal growth. In today's episode, Randi joins me to discuss her divorce story and other major life experiences, and how they helped her step into her power and completely transform her life. She also shares her journey to becoming a transformational coach. We explore why so many people stay stuck in unhealthy patterns, how fear quietly controls decision making, and what it actually takes to move out of survival mode. Randi explains how to regulate your nervous system, stop overreacting emotionally, quiet self sabotage, and create healthier relationships. We also talk about the hidden connection between self worth and the choices we make in relationships, business, and life. Randi shares how she hit rock bottom and finally confronted her deep fears of rejection, loneliness, and “not being enough.” You will also learn how to reprogram negative thought patterns, stop operating from chaos and fear, heal emotionally, and trust your intuition even when life feels uncertain. Join us today as we dive into rebuilding after heartbreak, overcoming limiting beliefs, nervous system healing, emotional resilience, trusting yourself again, creating healthier relationships, and learning how to fully love yourself instead of settling for less. —Ready to break free from self sabotage, rebuild your confidence, and create healthier relationships? Apply to work with Randi one on one through her coaching and mentorship programs >> https://randihalaway.com/work-with-me/ —Start your healing journey with Randi's free journal prompts, self growth tools, and emotional healing resources designed to help you reconnect with yourself >> https://linktr.ee/randihalaway— Join the Heart Centered Collective for deeper support, guided transformation, and a community focused on emotional healing, self leadership, and personal growth. >> https://programs.randihalaway.com/hcc__ If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: relaunchtoarichlife.com —Visit Randi Halaway's Website: http://www.randihalaway.com Connect with Randi on: Facebook: http://facebook.com/randi.halaway.7Instagram: https://instagram.com/randihalawayLinkedin: https://www.linkedin.com/in/randihalaway —Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Nicole and Shane, an engaged couple in their forties getting married in just 11 days. Together they earn $241,000 a year, have a net worth of $588,000, and hold $265,000 in savings, but their financial lives are still tangled. Nicole has built a rich life around travel, dining out, and intentional spending, while Shane is a natural saver whose job has covered most of his living expenses. As they prepare for marriage, a future child, and a major shift in Nicole's income, Ramit helps them confront the messy reality of combining money, separating business and personal finances, investing more aggressively, and turning vague dreams into a real shared Rich Life.   In this episode we uncover: • Why Nicole's $10,000-a-month spending shocked Shane early in their relationship • How Nicole built a “Rich Life” for one through travel, dining out, and dedicated savings • Shane's unusual work setup where housing, food, and utilities have been covered • The tension of combining finances just 11 days before their wedding • Why Nicole feels judged for her lifestyle, even though her numbers are strong • Their combined income of $241,000 a year and net worth of $588,000 • Why Shane has a higher net worth despite Nicole earning slightly more • Nicole's concern that her income could drop by half after having a child • How Nicole's business and personal finances became dangerously tangled • Their surprisingly low fixed costs and unusually high savings rate • Why having $265,000 sitting in savings may actually be holding them back • Shane's habit of trying to time the market when investing • Why their projected $1.7 million retirement portfolio may not be enough for the life they want • Ramit's advice on turning their messy numbers into a shared financial vision before marriage ⏩ CHAPTERS (00:00:00) Teaser: “You spend $10,000 a month?” (00:01:02) Introduction: combining money before marriage (00:02:47) Nicole and Shane's financial snapshot (00:06:53) Nicole feels judged by her lifestyle (00:08:50) Nicole's Rich Life: travel, dining out, and $500 dresses (00:12:45) How marriage changes Shane's living situation (00:15:38) Reviewing their Conscious Spending Plan (00:19:42) Their $241,000 household income (00:24:01) Ramit explains why letting the prenup discussion go was a mistake (00:27:20) Nicole's business and personal finances are mixed together (00:35:00) The problem with saving 42% but under-investing (00:40:32) Nicole's guilt-free spending doesn't add up (00:45:26) Ramit explains the danger of tracking without understanding (00:48:53) Their retirement projection (00:50:13) Why $1.7M may not be enough (00:52:05) Reallocating savings instead of only cutting spending (01:20:12) Turning dreams into a realistic financial vision (01:47:11) Ramit's final advice: use the time before income changes wisely (01:50:00) Follow-ups and closing thoughts This episode is brought to you by: Netsuite | Get the free guide “Demystifying AI” at https://netsuite.com/ramit LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMITFactor | Head to https://factormeals.com/ramit50off and use code ramit50off to get 50 percent off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details). DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkoutGet 25% off my programs until Friday May 15th at iwt.com/programs with code RESET26. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be on my podcast at https://iwt.com/apply 

Jennifer K. Hill is an entrepreneur, executive coach, speaker, podcaster, the founder of the Jen Hill Tribe, and co-founder of OptiMatch. She is also widely known as the “Fairy Godmother of Human Connection,” and she has spent more than 20 years helping entrepreneurs and leaders build meaningful relationships, emotional resilience, and aligned success.In today's episode, Jennifer joins me to share the painful relaunch moments that completely transformed her life, and how you can learn from these experiences to break free from self-sabotage, burnout, and toxic relationship patterns.Jennifer opens up about struggling with self-hatred, addiction, bulimia, and emotional disconnection. She explains how self-awareness helped her rebuild her relationships, leadership style, business success, and inner peace.We also dive into the neuroscience behind emotional triggers, limiting beliefs, and perception. You'll understand how your mindset shapes the people and opportunities you attract, how to stop operating from survival mode, and how to create success in your business and life.Jennifer also shares practical tools, habits, and mindset shifts for building stronger relationships, attracting aligned opportunities, protecting your energy, and creating deeper connections with yourself and others.Join us today as we dive into emotional resilience, rewiring limiting beliefs, building meaningful relationships, healing from loss, conscious leadership, nervous system regulation, identity shifts, self-love practices, entrepreneurship, and much more.—Download Jennifer's free “Anti-Asshole Prayer” and Meaningful Morning Mantras to help you attract aligned relationships, protect your energy, and create healthier connection patterns: https://ctct.me/metabizics/meaningful-morning-mantras/—Explore the OM app, Jennifer's relationship and connection platform designed to help people build more aligned, high trust relationships: https://om.app/survey/—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Jennifer K. Hill's Website: https://www.jenhilltribe.com/Connect with Jennifer on:Facebook: https://www.facebook.com/jenhillspeaker/Instagram: https://www.instagram.com/jenhillspeakerLinkedin: https://www.linkedin.com/in/jenniferkhill/—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Mikaela and Dave, both in their early thirties, parents of two young children, and earning an impressive $278,000 a year. Despite a net worth nearing $1.5 million, they struggle to spend money, even on necessities. Mikaela wears clothes with holes, and Dave sits in an uncomfortable chair, all rooted in a scarcity mindset developed from past challenges and recent life events. Ramit helps them explore their money beliefs, encouraging them to redefine their rich life beyond just accumulating wealth. In this episode we uncover: • Their surprising net worth of nearly $1.5 million in their early thirties • Mikaela's struggle to replace workout leggings with holes, even when she can afford it • Dave's discomfort with his office chair despite working from home • The recent health scares that have frozen their spending decisions • Why Mikaela still views money through a lens of scarcity despite their wealth • The shocking realization of their actual household income versus their perception • The invisible labor dynamics in their financial management • Mikaela's childhood experiences with financial stress and lack of fun • How past trauma and family loss continue to influence their spending habits • The challenge of transitioning from a "hoarder's mentality" to enjoying their money • Their vision for a Rich Life that includes travel and personal well-being • Ramit's advice to ban the word "need" from their financial vocabulary ⏩ CHAPTERS (00:00:00) Introduction (00:03:08) Why they struggle to spend money (00:06:08) The impact of past health scares (00:14:00) What it means to be "frozen" (00:16:32) The origins of their frugal mindset (00:33:51) The shock of their true income (00:40:00) Rebuilding financial foundations (00:46:08) Mikaela's childhood and money lessons (00:52:19) The profound impact of family loss (01:06:00) Building an amazing relationship with money (01:14:38) How to get help from Ramit (01:16:40) Reimagining the concept of "need" (01:19:15) The value of Mikaela's time (01:27:00) The invisible labor in financial planning (01:31:00) Ramit's challenge for Dave to initiate fun spending (01:35:10) Setting boundaries for family finances (01:37:00) Defining their rich life together (01:44:30) Ramit's parting advice This episode is brought to you by: Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Wildgrain | Get $30 off the first box — PLUS free Croissants for life — at https://wildgrain.com/ramit Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTubeHave you or your partner fallen for a scam? Maybe gotten bad financial advice from someone who didn't keep their promises? If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply

Shelly Lefkoe is the Co-founder of The Lefkoe Institute, an organization focused on improving quality of life by eliminating limiting beliefs. Over a career spanning more than 35 years, she has assisted over 150,000 people globally in overcoming deep seated emotional and behavioral challenges.In today's episode, Shelly joins me to break down how limiting beliefs are formed, why they feel so real, and how they silently control your behavior, emotions, and results in life.We dive into the difference between patterns and beliefs, and why most self improvement methods fail to create lasting change. Shelly reveals the 5 most common beliefs nearly everyone has, including why you feel “not good enough” or “not important”, and how these beliefs drive your actions.Shelly also shares her personal relaunch story after a major loss, how she overcame her limiting beliefs, and turned a struggling business into a thriving organization.Our conversation goes into how beliefs are created, how meaning is formed in the mind, and why events have no inherent meaning. Shelly also shares a powerful, real time exercise to build and dissolve certain beliefs, including how to reframe certain childhood experiences of not belonging.Join us today as we dive into eliminating limiting beliefs, overcoming self doubt, understanding how your mind creates meaning, breaking free from emotional patterns, and stepping into a more confident, authentic version of yourself.—DM @shellylefkoe on Instagram with the word “Hillary27” to get free access to her belief elimination process and experience the shift for yourself.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Shelly Lefkoe's Website: Lefkoeinstitute.comConnect with Shelly onFacebook: https://www.facebook.com/shelly.lefkoe—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Kristina and Erin, a married couple who have been together for 10 years, raising two children in Toronto. They make good money, but they have no system for their finances, which has led to years of avoidance. They've accumulated $106K in debt and have only two weeks of savings. While Erin, the "stable one," has a full-time job, Kristina's entrepreneurial journey has been marked by wildly inconsistent income, including a $50K loss on NFTs. They both admit they don't trust each other or themselves with money. Ramit helps them confront their fears, redefine their relationship with money, and finally start working as a team. In this episode we uncover: • How Kristina lost $50K in NFTs • Why Erin struggles with "spending with emotion" • The cultural component of their Catholic guilt around money • How their childhood experiences influence their money habits • Kristina's fear that her income won't last • The surprising truth about their combined income • Why they avoid tracking their spending • Their identity as "coach collectors" who avoid real change • Ramit's "60-second truth-telling" exercise • Why they need to be aligned as partners to achieve their goals • The true cost of credit card debt • Why their "guilt-free" spending is holding them back • Ramit's radical advice on cutting fixed costs • How they can quickly pay off their debt Chapters: (00:00:00) Introduction (00:02:40) Feeling stupid about money (00:05:23) Unspoken financial conversations (00:08:44) Fear that money won't last (00:09:25) Lack of trust around money (00:15:16) Emotional spending and guilt (00:19:55) The surprising truth about their net worth (00:22:52) The impact of high fixed costs (00:27:00) "We work too hard to feel like we don't have anything" (00:30:45) Why past coaching failed (00:34:54) Childhood money lessons and scarcity (00:41:46) The impact of Catholic guilt (00:49:30) Goals for debt and savings (00:54:30) Ramit's 60-second truth-telling (00:58:33) Fixing the Conscious Spending Plan (01:07:07) Aligning on a Rich Life together (01:17:35) How Kristina and Erin are going to get on the same page (01:21:40) Why they're afraid to talk about money with their kids This episode is brought to you by: DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT Superhuman Mail | Turn your inbox into momentum. Sign up at https://superhuman.com/podcast. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Have you or your partner fallen for a scam? Maybe gotten bad financial advice from someone who didn't keep their promises? If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply 

Money is such a contentious issue. In the world at large, but specifically within the Christian community. The love of money is the root of all evil...but does that mean making money is wrong? Do I really need to tithe 10%? Is budgeting a lack of trust in God? There's a million questions that end up becoming quite theological, and it can be tough to find God's peace in the whole conversation. That's why we brought on Bob Lotich, from Seed Time, to give us an overview from his experience and perspective as a Christian financial expert, on how families can think about money from a Christian perspective and not get totally overwhelmed in the process. On this episode, we talk about: 0:00 Intro 1:23 How does a Christian family approach finances differently? 3:37 Avoiding the financial and spiritual ditches 9:39 God-first finances 19:01 Income and Expenses Imbalance 24:31 The biblical tension with wealth 31:04 Real Money Math Budgeting Resources Mentioned: Seed Time Youtube: https://www.youtube.com/@seedtimepodcast/ Website: https://seedtime.com/ Instagram: https://www.instagram.com/seedtime/ Simple Money, Rich Life by Bob Lotich: https://www.amazon.com/dp/0593193652/ Rocket Money app: https://www.rocketmoney.com/ --- Follow Family Teams: Facebook: https://facebook.com/famteams Instagram: https://www.instagram.com/familyteams Website: https://www.familyteams.com --- Hi, welcome to the Family Teams podcast! Our goal here is to help your family become a multigenerational team on mission by providing you with Biblically rooted concepts, tools and rhythms! Your hosts are Jeremy Pryor and Jefferson Bethke. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!

Diane Forster is an award-winning TV host, bestselling author, and mindset coach known as “America's Mindset Coach.” She is the creator of “I Have Today TV,” a platform with over 250 episodes designed to help women build confidence, visibility, and influence. After four decades of working with brands like Disney, ABC, and CBS, Diane now helps entrepreneurs launch their own TV shows to grow their brand, income, and impact.In today's episode, Diane joins me to break down the massive shift happening in media, why traditional paths may no longer be enough to stand out, and the correct way to build your authority online in today's crowded marketplace.We dive into Diane's corporate career, her reinvention, and how she built a successful TV platform from scratch. Diane also reveals the biggest mistakes people make when trying to grow their visibility and the fastest way to stand out in a crowded online space.We talk about the difference between a podcast and a TV show, the importance of owning your content, and how to turn a TV show into your most valuable business asset.You'll learn how to create content without expensive equipment, how to get comfortable on camera even with zero experience, and how to turn one piece of content into multiple streams of visibility and income.Join us today as we dive into building authority through video, overcoming the fear of being seen, creating a powerful brand, leveraging content in 16 different ways, and creating a show that fast tracks your credibility, opportunities, and income.—Discover how to turn your expertise into a powerful platform that attracts clients, builds credibility, and scales your impact: tvstarhost.com/live—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Diane Forster's Website: https://dianeforster.com/Connect with Diane onWebsite: https://dianeforster.com/Facebook: https://www.facebook.com/DianeForsterOfficial/Instagram: https://www.instagram.com/dianeforsterofficialLinkedin: https://www.linkedin.com/in/dianeforsterofficial/—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Money conversations can feel loaded… emotional… sometimes even explosive.And for most couples, money only gets talked about when something goes wrong.In this episode, I'm sharing a powerful conversation with Ramit Sethi, author of I Will Teach You to Be Rich, about how the language we use around money shapes our relationships.Instead of asking reactive questions like “Why did you spend that?” or “How are we going to pay this off?,” Ramit challenges couples to focus on the bigger picture: the life they actually want to build together.He introduces the idea of a “Rich Life Review”—a simple monthly conversation where you and your partner look at key numbers, celebrate wins, and talk about your goals.Because the real problem isn't the $20 purchases couples argue about…It's that we rarely ask the $30,000 questions that shape our future.If you've ever felt awkward or stuck talking about money with your partner, this episode will give you a framework to start healthier, more productive conversations—and design a life you're truly excited to live.Click play to hear all of this and:[00:00] Why most couples only talk about money when there's a problem[02:00] How the language we use about money shapes our relationships[03:45] Why Ramit believes most couples argue about the wrong financial issues[05:00] The difference between $3 questions and $30,000 life questions[06:20] What a “Rich Life Review” is (and why it replaces budgeting meetings)[07:30] The simple framework for a monthly money conversation with your partner[09:00] The four key financial numbers every couple should track[10:30] How focusing on big-picture goals transforms money conversations

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In this episode of Law of Attraction Changed My Life I share with you my journey of going from being in constant fight or flight/survival mode and start living my rich life every day. This life audit took me a couple of months and is an ongoing thing in my life but my god it's worth it! I'm the kinda b*tch that's now taking afternoon naps when I'm tired, going to pilates with friends & having a leisurely lunch midweek. Who is she? Come & find me on Instagram, I'm @francescaamber & @lawofattractionchangedmylife and let me know!Thank you so much for listening, I hope you get value and entertainment from these episodes. If you DO, please do your girl a favour and rate, review &subscribe - they're all free and take SECONDS but really help me and the pod out.You can find all my work including overnight subliminals for weight loss, wealth, fertility, beauty and confidence, success etc..as well as my online masterclasses right HERE: workwithfrancescaamber.com/linksOther things I love that I think you might love too...My Amazon Storefront (Amazon Associate)https://www.amazon.co.uk/shop/francescaamber 5 day FREE trial of my fave magnesium supplementhttps://www.healthy-metal.com/pages/rockstars-offer/?ref=francescaamber&utm_source=rockstars&utm_medium=instagram&utm_campaign=francescaamber You can buy my Sunday Times Bestselling book Manifest Like a Mother here.https://amzn.to/46bwv77 Thanks so much for listening & I'll see you next week,FrancescaxxxEVENTS Hosted on Acast. See acast.com/privacy for more information.