Podcast appearances and mentions of rich life

A viral clip claims something shocking: any pastor who gets paid by a church will eventually be corrupted by money.   It's a bold accusation — and honestly, harder to dismiss than you might think.   In this episode, Bob and Linda watch the clip, slow it down, and wrestle with the real tension underneath the claim. Is the modern church system broken? Does money inevitably compromise spiritual leadership? Or is this another example of painting faithful people with too broad a brush?   This conversation isn't defensive or dismissive. It's thoughtful, biblical, and honest — especially for anyone who's experienced church hurt, wrestled with money in ministry, or wondered how pastors are actually supposed to live.     In this episode, we discuss: The viral argument that "no pastor escapes being corrupted by church money" Why temptation does not equal sin — for pastors or anyone else How this logic breaks down when applied to everyday work and income Why most pastors are not in ministry for the money (and the real stats behind pastor burnout) The unseen pressures pastors carry — isolation, expectations, and spiritual attack What the Bible actually says about paying those who preach the Gospel Paul's tent-making example — and what it does (and doesn't) prove Why rest, Sabbath, and sabbaticals may be more of the solution than changing pay structures How church hurt can quietly turn into distrust of God if we're not careful What it looks like to give pastors grace without excusing real abuse   Key Scriptures referenced (NLT): "The Lord has commanded that those who preach the Good News should be supported by those who benefit from it." — 1 Corinthians 9:14 "Teach those who are rich in this world not to be proud and not to trust in their money." — 1 Timothy 6:17 "You cannot serve both God and money." — Matthew 6:24   A key takeaway: Money creates tension — but tension doesn't automatically lead to corruption. The real danger comes from isolation, burnout, lack of accountability, and forgetting how deeply human our pastors actually are.   If you've ever wondered whether the church can handle money faithfully — or whether pastors can be trusted at all — this episode offers a more hopeful, biblically grounded way forward.     If this episode encouraged or challenged you, share it with someone who loves the Church but struggles with trust.   And if you're a pastor listening: you are not alone, you are not invisible, and you are not wrong for receiving support as you serve God's people.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/lXTSQrNK9wE)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Welcome to Episode #273This weeks topic: Midlife can feel like standing at a crossroads where the road behind is longer than the one ahead. It's a season marked by reflection, reassessment, and sometimes, an unexpected crisis of identity. The pitfall isn't the aging itself—it's the quiet realization that dreams deferred might stay that way forever. Midlife isn't a crisis—it's a clarification. The pitfall is mistaking discomfort for defeat. Many find themselves caught between caring for aging parents and supporting their own children, all while grappling with career plateaus and personal reinvention. The trap is believing it's too late to change course, too late to pursue passion, too late to start over. You're not running out of time; you're running into the truth of who you really are.Reclaim your wisdom, power, and liberation that comes with age. change your life - How  you feel about yourself - "affects"your ability to manifest" This episode will help shed some light - on how this new phase of life will change "everything" - Let's learn together.. Live Show ⤵️ on the podcast channelhttps://youtube.com/live/-o-_hlcvyRUPost ➡️ https://www.youtube.com/post/UgkxO3aS9ORb7YffOn1nXFfYGu9-w9g419WOhttp://www.ElizabethMagicalGarden.comCash app me: $Eliz241 Check out the Live show on my youtube channel @Elizabeth magical Garden Podcast E.p. #268f 

Jen Kramer is an award-winning magician, Las Vegas headliner, and Yale graduate who has performed nearly 1,000 shows and built a thriving career through persistence, creativity, and connection. She is known for her contagious energy and world-class sleight of hand, and she was named Female Magician of the Year.In today's episode, Jen joins me to share her journey from a young girl to headlining her own residency. She talks about the risks, rejections, and what it really takes to overcome them and turn one opportunity into a full-time career.We dive into the mindset required to succeed in high-pressure environments, including how to stay present on stage, handle bad days while still showing up at your best, and build your confidence.We also talk about how to navigate personal loss while growing a career. Jen shares how she overcame between 20 and 40 rejections and how to recover gracefully when things don't go as planned.Our conversation explores performance psychology, resilience, emotional discipline, and the importance of connection, both on stage and in life.Join us today for an inspiring conversation about persistence, reframing rejection as success, mastering your craft, and creating unforgettable experiences for others, no matter what stage you're standing on.—Catch Jen live at the Westgate Resort and Casino, located at 3000 Paradise Rd, Las Vegas, NV 89109! Her show runs Friday - Sunday and is an all-ages experience perfect for families and groups.Jen Kramer's Website: https://www.magicofjen.com/Facebook: https://www.facebook.com/jenkramermagic/Instagram: https://www.instagram.com/jenkramermagic/?hl=enTwitter: https://x.com/jenkramermagicYoutube: https://www.youtube.com/jenkramermagic—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.Jen Kramer and many other women who have attained great success in their career will be there!ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking...

Are you a high-earning dentist… living paycheck to paycheck? Do you ever feel financially stretched – despite earning well? Are you trapped in dentistry's “golden handcuffs”? And what would your life look like if you worked because you wanted to… not because you had to? In this rare solo episode, Jaz steps away from occlusion and restorative dentistry to talk about something just as important: personal finances and career security for dentists. After going deep down the money rabbit hole — reading books like Rich Dad Poor Dad, The Simple Path to Wealth, and I Will Teach You To Be Rich — Jaz shares how his upbringing, early career decisions, and financial education shaped his beliefs about wealth, freedom, and dentistry. This isn't financial advice.It's a mindset shift. And for many dentists, it might be the most important episode you hear this year. https://youtu.be/4OXruGIdb_g Watch IC068 on YouTube Your day list reflects your earning power. The work you do each day quietly sets the limits of what you can earn. Exams and single-surface composites create one kind of ceiling; comprehensive cases, ortho, rehab, sedation, and complex restorative work create another. Upskilling changes that ceiling and gives you far more control over your financial future. Want more mindset shifts like this?AskJaz — your on-demand dental brain — is built into the Protrusive App. Key Takeaways High income does not guarantee financial security. Dentistry can become “golden handcuffs” without asset building. Invest in yourself early — skill drives earning power. Lifestyle creep quietly erodes freedom. Financial independence means practicing because you want to. Define your rich life and align spending accordingly. Highlights of This Episode: 00:00 Why talk about money on a dental podcast?04:12 Perspective and gratitude as dentists10:45 The 45% paycheck-to-paycheck poll16:20 Associates vs principals — the reality22:34 Lifestyle creep explained27:18 Golden handcuffs in dentistry31:10 Growing up with financial scarcity40:02 Investing in yourself early in your career47:55 Index funds and financial resilience55:20 The 20% happiness illusion01:02:18 Defining your rich life01:08:42 Action steps and reflection #PersonalFinances  This episode isnot eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan. If you enjoyed this episode, check out IC022 – Income for Dentists and Jaz’s Top 10 Financial Literacy books inside Protrusive Guidance.

What if obedience doesn't lead to the breakthrough you expected?   Andy and Serena Ryan did "the right things." They took a biblical money course. They committed to tithing. They tried to steward their finances faithfully. And then everything fell apart.   They lost income. Fell behind on rent. Needed food pantries and church assistance. And eventually—after months of praying for a miracle—they packed up their family and moved into an RV in someone else's backyard.   This episode isn't a prosperity story. It's a surrender story.   In one of the most vulnerable conversations we've ever had on the podcast, Andy and Serena share how their financial collapse became the very thing God used to reshape their hearts, heal their marriage, humble their pride, and prepare them to steward money in a way they never could before.   Their turnaround didn't come from a check in the mail.   It came when they stopped clinging to how they thought life had to go—and released it to God.       In this episode, we talk about: Why radical generosity without clarity can still lead to chaos The hidden danger of "YOLO money" and living paycheck-to-paycheck—even with faith What it feels like to receive help when you've always been the helper The difference between humility and humiliation How to discern God's voice when everyone around you is saying something different Why surrender often comes before provision—not after How living with less brought more joy, peace, and community than they'd ever known What changed when they finally stopped fighting God's plan and trusted His timing Andy and Serena also share how God eventually restored stability—not instantly, not painlessly, but faithfully—and how they're now paying off debt, rebuilding their credit, and stewarding money with a completely new mindset. If you're walking through financial stress, uncertainty, or a season that doesn't look anything like what you prayed for, this conversation will remind you: rock bottom is not the end of your story. "Sometimes the things we look to for hope are the very things we need to release to God."     Scripture referenced (NLT): "If you are faithful in little things, you will be faithful in large ones…" — Luke 16:10 "That is why we never give up… our present troubles are small and won't last very long." — 2 Corinthians 4:16–17 This episode is for encouragement and education—not individualized financial advice.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/JIdhLJ68Eoo)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Episode Description:This archival conversation with Ramit Sethi is a masterclass in systems thinking, behavioral psychology, and building a “rich life” on your own terms.Long before online courses were mainstream, Ramit was quietly building scalable systems—automating money, testing business ideas rigorously, and rejecting conventional wisdom around careers, housing, and passion. In this conversation, he explains why most advice fails, why willpower is overrated, and how to engineer results instead of hoping for inspiration.They cover negotiation psychology, competence triggers, breaking into dream jobs without HR, why buying a house isn't always the best investment, and how to build a real online business—from research to first sale.This episode still holds up because it's not about hacks. It's about structure. Systems. Leverage. And testing instead of guessing.What You'll Learn:Why analyzing your own behavior (even on video) is one of the fastest ways to improveThe concept of “competence triggers” and how to use them in interviews and negotiationsWhy most financial advice (like skipping lattes) focuses on the wrong problemsHow to negotiate salary without anchoring yourself to your current payThe step-by-step system for building an online business—from research to first saleTimestamped Chapters:[00:02:00] Human Behavior, Willpower & Cognitive Misers[00:03:00] Ramit's Origin Story: Scholarships, Interviews & Self-Analysis[00:06:00] The Power of Videotaping Yourself[00:08:00] Losing Money & Discovering Personal Finance Psychology[00:09:00] Why Latte Advice Doesn't Work[00:11:00] Automating Money & Designing a Rich Life[00:14:00] The Housing Myth & Financial “Great Lies”[00:18:00] How to Land a Dream Job (Without HR)[00:20:00] Negotiation Tactics & Avoiding Salary Anchors[00:28:00] Competence Triggers & Social Signaling[00:34:00] Why Courses Beat Books (For Results)[00:38:00] Zero to Launch: Why Most Passive Income Advice Is Wrong[00:41:00] Research Before Building: Finding Profitable Ideas[00:44:00] Writing Headlines That Sell[00:49:00] Traffic Strategy: Guest Posting & Email Lists[00:52:00] Case Study: Turning Tutoring into $200KAdditional Resources:Ramit Sethi's WebsiteI Will Teach You to Be Rich - The BookSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most Christians agree that materialism is bad… but few of us have ever connected the clutter in our garages to the condition of our hearts.   In this episode, Bob sits down with Joshua Becker (author of Uncluttered Faith and founder of BecomingMinimalist.com) to explore a provocative idea: what if consumerism isn't just a money issue—but a spiritual one?   Joshua makes the case that the things we own—and the things we want—may be quietly choking out our fruitfulness, distracting us from God's best, and stealing time, energy, and joy we didn't realize we were losing.   And yes… we even ask the question: Is your Amazon cart spiritual warfare?       In this conversation, you'll discover: Why Jesus said riches, pleasures, and worries choke out spiritual fruit—and why that sounds a lot like modern America The difference between owning less and wanting less (and why the second one matters more) Why abundance in the Bible doesn't mean "more stuff" How clutter quietly costs you time, attention, peace, and generosity The surprising connection between minimalism and discipleship Why getting rid of "just a few towels" actually can change your life How to take a realistic first step—without living out of a backpack Joshua also reframes some of the most well-known verses in Scripture, showing how deeply Jesus tied our spiritual lives to our relationship with money and possessions—and how freedom often starts with subtraction, not addition.   If you've ever felt overwhelmed by your stuff, confused about God's promises of abundance, or stuck chasing things that never quite satisfy, this episode may change how you see everything you own.     Key Scriptures Mentioned (NLT): Luke 8:14–15 – The parable of the soils Matthew 13:44–46 – The hidden treasure & pearl Luke 18:22 – The rich young ruler Philippians 4:11–13 – Contentment in Christ Matthew 6:33 – Seeking the Kingdom first     About Today's Guest: Joshua Becker is the founder of BecomingMinimalist.com and the author of multiple bestselling books, including Uncluttered Faith. His work helps people align their homes, finances, and lives with what matters most.  

Submit your stock picks here: ausbiz.co/callpicksLuke Winchester from Merewether Capital and Claude Walker from A Rich Life go in-depth and stock specific on ‘the call.'SKS Technology (SKS)Kinatico (KYP)Highcom (HCL)Vitrafy Life Sciences (VFY)Steadfast (SDF)Austco Healthcare (AHC)Synlait Milk (SM1)Adairs (ADH)Carma (CMA)Ioneer (INR)Stocks of the Day: Pro Medicus (PME) to listen go to https://ausbiz.co/STODGet your stock pick to the front of the queue by becoming an ausbiz contributor: https://ausbiz.co/contributorsAnd we'd love it if you could leave us a review below! Hosted on Acast. See acast.com/privacy for more information.

Get AudioBooks for FreeBest Self-improvement MotivationActivate Your Brain for a Rich Life | Ramit Sethi & Jim KwikLearn how to activate your brain for a richer, more successful life with Ramit Sethi and Jim Kwik. Discover powerful mindset and wealth-building strategies.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the reason your love life, fulfillment, or success hasn't fully clicked yet has nothing to do with “them” and everything to do with you?Whether it's relationships, business, or life itself, most of us are searching outward for alignment, validation, and connection.But here's the truth I learned as a professional matchmaker: nothing will truly align until you do.In this episode, I'm showing you the one action you need to take before anyone or anything can truly align, whether romantic or life in general.This conversation goes beyond romance, because I break down the three principles that determine what you attract in love, business, and life.You'll learn:What self-love is,How it affects everything you do,How to truly love yourself,How your energy silently dictates your results,How to build the foundation of your confidence,And how to raise the standard for how people treat you.You'll also learn my brain-based Tune-In Process, a simple four-step method to quiet your inner critic, shift your energy, and take aligned action in under two minutes.If you've ever felt stuck, unfulfilled, or like you're settling for “good enough,” make sure you listen till the end of this video.This episode of the Relaunch To A Rich Life podcast will show you how to activate the most important relationship of all, which is loving yourself.—Ready to take this work deeper?Download Hilary's free 7-day “Relaunch: Date Yourself” challenge and start building alignment from the inside out @ >> relaunchdateyourself.com__If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary:Website: https://www.therelaunch.comInstagram: https://www.instagram.com/hilarydecesare/Facebook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App – https://the-silver-lined-relaunch.captivate.fm/listen

Is God Warning Us About AI? The Biblical Case for Preparing Now! Before every major disruption in Scripture—famine, flood, exile—God warned His people first. Those who listened didn't just survive… they thrived.   So what if we're living in one of those moments right now?   In this episode, Bob and Linda wrestle with a question many Christians are quietly asking: What does the rise of AI mean for our work, our finances, and our faith—and how should God's people respond?   This isn't fear-based. It's faith-filled preparation.   From Joseph storing grain before the famine, to Noah building the ark long before the rain, to Jesus warning His followers before Jerusalem fell—Scripture shows a consistent pattern: preparation is not a lack of faith; it's often the clearest expression of it.       In this episode, we cover: Why AI disruption isn't "coming someday" — it's already here What experts (and business owners) are seeing happen to jobs in real time Elon Musk's claim that work may soon be optional—and what that could mean short-term The biblical pattern of warning → preparation → provision Why the story of Joseph matters more now than ever The tension between trusting God and taking wise action How AI might affect not just our work—but our walk with the Lord Why the Holy Spirit can never be replaced (no matter how advanced technology gets)     A key idea from the episode: Preparation is the expression of faith when God gives a warning. The goal isn't panic. It's prayer. Not prediction—but discernment.       The question we want you to sit with this week: If you knew your income could be reduced or eliminated in the next few years, what would you do right now?   We're not giving a one-size-fits-all plan—because this is something only God can speak into personally. But we are inviting you to slow down, get quiet, and ask Him a simple, powerful question: "Lord, what do You want me to do?"   Then listen.       Scriptures referenced (NLT): Genesis 41 – Joseph prepares for the famine Proverbs 22:3 – "A prudent person foresees danger and takes precautions…" Luke 12:15–21 – The Rich Fool Luke 21:20–21 – Jesus warns of Jerusalem's destruction Matthew 25:1–13 – The wise and foolish virgins     Final encouragement: God is still on the throne. He still provides. And He still speaks to His people. The question isn't whether the world is changing—it is. The question is whether we'll listen, prepare, and walk forward in faith.       Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/ZVRvsMDC8wc)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Nicole F. Smith is a leadership expert, certified emotional intelligence coach, and three-time author with over 30 years of experience helping leaders grow personally and professionally. She is the founder of JMS Creative Leadership Solutions and the creator of the EQ Impact Framework.In today's episode of the Relaunch to a Rich Life Podcast, Nicole joins me to break down emotional intelligence and why it's the defining skill of modern leadership. She shares a moment when she lost emotional control and how that experience changed how she leads, coaches, and teaches others.We dive into the difference between reacting and responding, how to control yourself at the breaking point, and how to reclaim control in emotionally charged situations.Nicole explains the importance of EQ versus IQ, how to measure EQ in yourself and in others, and how to use empathy, communication, and self-awareness to build trust, engagement, and retention.The conversation also explores women in leadership, how being told to “stay humble” holds women back, and how to transform how others experience you as a leader.Join us as we discuss EQ in leadership, how to navigate triggers at home and at work, how to measure EQ, how to lead yourself before leading others, and how to stay calm and in control no matter the situation.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17-19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com---Nicole F. Smith's website: https://thenicolesmith.com/Nicole F. Smith's social media:Facebook: https://www.facebook.com/nicole.f.smith/LinkedIn: https://www.linkedin.com/in/nicolesmithatjms/Instagram: https://www.instagram.com/stories/thenicolefsmith/—Connect with Hilary:Website: https://www.therelaunch.comInstagram: https://www.instagram.com/hilarydecesare/Facebook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App – https://the-silver-lined-relaunch.captivate.fm/listen

What if wealth isn't about luck, connections, or hustle—but about how you think?   In today's episode, we unpack a fascinating story of a 17-year-old dishwasher who spent a decade working inside a high-end country club alongside ultra-wealthy members. What he learned completely dismantled common assumptions about rich people—and surprisingly, many of his lessons line up directly with Scripture.   Bob and Linda walk through 7 mindset shifts that separate people who grow wealth from those who stay stuck, and why renewing your mind around money may be the most biblical financial move you can make.   This isn't about chasing money—it's about becoming the kind of person God can trust with more.     Episode Highlights 1. Rich people aren't greedy—greed is the problem Money doesn't change your heart; it amplifies what's already there. When we believe "all rich people are greedy," we subconsciously sabotage our own growth. 2. Be cool (aka: be kind) True wealth shows up as humility and generosity toward those earlier on the path. Kindness is influence. 3. Wealthy kids inherit a mindset before they inherit money What did you inherit about money growing up? Limiting beliefs can be rewired—especially through God's Word. "For as he thinks in his heart, so is he." —Proverbs 23:7 (NLT) 4. You don't need school to be successful—but you do need wisdom Education matters, but obedience to God matters more. College doesn't guarantee provision—God does. 5. Stop chasing money; start creating value Money is a result, not a target. It's simply a reflection of the value you bring to others. 6. Money is a learnable skill You don't have to be "good at math" to be good with money. One book, one framework, one habit can radically change your financial future. 7. Focus on becoming who God created you to be Growth, wisdom, and Christlikeness compound over time—and so does stewardship.   Key Scriptures Mentioned (NLT) Proverbs 23:7 — "For as he thinks in his heart, so is he." Romans 12:2 — "Let God transform you into a new person by changing the way you think." Matthew 6:26 — God's provision for the birds (and for you)   Action Item for This Week Do these three things: Identify one limiting belief you inherited about money. Find one biblical truth that directly contradicts it. Learn one practical thing about how money actually works (book, podcast, or Scripture). Small shifts in thinking can unlock massive change.   Wealth doesn't start in your bank account—it starts in your beliefs.    

When we think about money and what it means to live a rich life, we're invited to look beyond what we accumulate and consider what truly matters.The GRIT series continued with Week 4: A Rich Life as we explored how God views money, provision, and generosity. We were reminded that while money itself isn't bad, it can easily become a threat to our relationship with God if it takes the place of trust in Him.On Food Drop Weekend, our focus shifted from gaining to giving—putting faith into action by using what God has provided to serve others. Together, we were challenged to redefine richness, choosing a life marked by generosity, obedience and trust in God as the true measure of a rich life.

When we think about money and what it means to live a rich life, we're invited to look beyond what we accumulate and consider what truly matters.The GRIT series continued with Week 4: A Rich Life as we explored how God views money, provision and generosity. We were reminded that while money itself isn't bad, it can easily become a threat to our relationship with God if it takes the place of trust in Him.On Food Drop Weekend, our focus shifted from gaining to giving—putting faith into action by using what God has provided to serve others. Together, we were challenged to redefine richness, choosing a life marked by generosity, obedience and trust in God as the true measure of a rich life.

Ramit Sethi is a personal finance expert and bestselling author who's helped millions build a “Rich Life”. In this Moment, Ramit shares the money truths couples avoid, the biggest conversation most people won't have, and why financial stress in relationships is rarely about the bank balance - it's about psychology, expectations, and trust. Listen to the full episode here! Spotify: https://g2ul0.app.link/oauqs52HTZb Apple: https://g2ul0.app.link/m5eOYF6HTZb Watch the Episodes On YouTube: ⁠⁠https://www.youtube.com/c/%20TheDiaryOfACEO/videos Ramit Sethi: https://www.iwillteachyoutoberich.com/

In this episode, Bob and Linda unpack spiritual habits found in Scripture that quietly shape financial outcomes—habits that have nothing to do with spreadsheets or hustle culture, but everything to do with becoming the kind of person money can be trusted with.   These aren't the usual "Christian money tips." They're deeper.   And once you see them, you can't unsee them.    

Spiritual abuse around money almost made us stop giving altogether.   We've seen manipulation from the pulpit. We've witnessed leaders mishandle funds. We've felt the tension between honoring God and distrusting institutions.   And yet… we still tithe.   In this episode, Bob and Linda have an honest, nuanced conversation about why they chose not to let other people's failures steal something God wanted to use for their freedom. This is not a legalistic defense of tithing.   It's a heart-level conversation about obedience, trust, healing, and separating God's command from human hypocrisy.   If you've ever thought: "I don't trust where the money goes" "I've seen too much abuse" "Is tithing even for today?" "I want to honor God, but I'm conflicted" This episode is for you.   Key Scriptures (NLT) Proverbs 3:9–10 — Honor the Lord with your wealth Deuteronomy 8:18 — God gives the power to create wealth Matthew 6:33 — Seek first the Kingdom Luke 6:38 — Give, and it will be given to you 2 Corinthians 9 — Sowing and reaping with the right heart Matthew 23:23 — Jesus affirms tithing without legalism   Action Item for This Week Take 10 quiet minutes and pray this simple prayer: "God, what does generosity look like for me right now?" Write down what comes to mind. Don't rush it. Don't rationalize it. Just ask… and listen.   Don't let someone else's disobedience steal your opportunity to trust God.

What if the clearest wisdom for living well only shows up at the end of life?   After spending 15 years in hospice care, one nurse noticed a haunting pattern: when people are dying, the masks come off—and they all say remarkably similar things. Regrets.    Realizations. Truths they wish they'd acted on sooner.   In this episode, Bob & Linda unpack the 7 life lessons repeated again and again by people on their deathbeds—and how we can live differently now, without waiting for "someday." This isn't about morbid curiosity. It's about clarity.   "Teach us to number our days, that we may gain a heart of wisdom." — Psalm 90:12 (NLT)   What You'll Learn 1. "I should have loved more—and differently" Why winning arguments often costs us relationships—and how to choose kindness before it's too late. 2. Forgiveness brings freedom (even physical peace) Stories of people who couldn't let go… until their final moments—and why forgiveness may be more urgent than we think.

Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of conflict, especially when unexpected expenses arise. Chris tends to "freak out," emotionally withdrawing and becoming zombie-like, leaving Natalie feeling alone. This pattern, which Chris describes as "catastrophizing," has intensified since their kids' expenses piled up.  Their therapist recommended they talk to Ramit, hoping to establish a financial game plan to prevent Chris's emotional collapses. Currently, 81% of their income goes to fixed costs, with 0% to savings, leading to a feeling of constant stress and no margin for error. Can Ramit help them create a financial system that provides peace of mind and allows Chris to process financial challenges with less distress? In this episode we uncover: • The unexpected source of Chris and Natalie's referral to Ramit • How large, unexpected expenses trigger Chris's emotional “shutdown” • Natalie's experience of feeling isolated when Chris is financially stressed • Why having a $1.3 million net worth doesn't alleviate their financial anxiety • The surprising reason for their elevated fixed costs and lack of savings  • The emotional impact of feeling like there's “nothing left over” at the end of the month  • Chris's pattern of “catastrophizing” and the fear of successive financial blows  • The core question their therapist hopes Ramit can answer  • How Chris's upbringing influences his current financial anxieties  • The challenges of discussing money when past traumas intertwine with current stresses Chapters: (00:00:00) “Your therapist...recommended that you speak to me” (00:10:55) “Natalie, what's your role in money?” (00:25:43) The unexpected (and huge) financial blindspot (00:36:18) Ramit discovers a massive amount of hidden money (00:45:01) “You are financially set up for life” (00:54:02) How "Red Bull wingsuit" leads to a Rich Life (01:19:20) Finding an extra $1,360/month (01:44:23) Natalie and Chris's follow-up: “He's at ease now” This episode is brought to you by: ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored  Notion | Try Notion, now with Notion Agent, at https://notion.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Gusto | Try Gusto at http://gusto.com/ramit and get 3 months free when you run your first payroll Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer expires March 31, 2026. #FacetAd  Connect with Ramit • ⁠Get my new book, Money For Couples⁠ • ⁠Get Money Coaching with Ramit⁠ • ⁠Download the Conscious Spending Plan⁠ • ⁠Listen to my book—now on Audible⁠ • ⁠Get my New York Times best-selling book⁠ • ⁠Get my no-numbers journal⁠ • ⁠Other episodes⁠ • ⁠Instagram⁠ • ⁠Twitter⁠ • ⁠YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply 

In this episode of Saving With Steve, host Steve Sexton is joined by LaChelle Johnson, Author, Speaker, Founder of the Wealth Building Lab, and Rich Life and Mindset Coach who helps first-generation wealth builders break survival cycles and design a rich life intentionally. They share a timely discussion on how to make your 2026 resolutions actually stick—long after the motivation of January fades.   LaChelle shares: Why most resolutions fail How to build goals around real life (not perfection) What it takes to create consistency through mindset, systems, and intentional financial planning And grounded insights, especially relevant for first-generation wealth builders, who are balancing ambition, responsibility, and long-term stability   Learn more about the show at www.SavingWithSteve.us

In today's episode, Bob & Linda explore one of the most overlooked spiritual tests in the Christian life: how to stay dependent on God in the midst of blessings. Drawing from Joshua 11, they unpack the strange moment where God tells Israel to hamstring the horses and burn the enemy's chariots—the ancient equivalent of destroying tanks after a battle. Why would God command that? Because victories can be just as spiritually dangerous as trials. Through personal stories—from unexpected financial provision, to early blogging years, to painful seasons of health challenges—Bob & Linda reflect on how easy it is to place trust in the "chariots" of modern life: savings accounts, credit cards, systems, friendships, therapy, comfort, or even spiritual routines. This episode is an invitation to ask the Holy Spirit: "What chariot in my life have I started to rely on more than God?" It's a vulnerable, practical conversation about dependence, provision, and the subtle ways our security can shift from the Lord to the blessings He provides. (Scripture from NLT.)   Big Takeaways God sometimes blesses us with success—but the real test comes after the victory. "Chariots" today can be anything we lean on before we lean on God—money, strategies, credit cards, relationships, even good systems. Joshua's obedience protected Israel's dependence; Solomon's disobedience eroded his. Trusting God doesn't mean rejecting tools—it means refusing to let tools replace Him. Obedience may feel costly, but it leaves room for God's provision to be unmistakable.   Key Scriptures (NLT) Joshua 11 — God commands Israel to cripple the horses and burn the chariots. Psalm 20:7 — "Some nations boast of their chariots and horses, but we boast in the name of the Lord our God." Deuteronomy 17:16 — Instruction to future kings not to store up horses. Matthew 14 (referenced) — Jesus' exhausting day of grief, ministry, feeding the 5,000, walking on water, and praying through the night.   Highlighted Quotes from the Episode "Getting the blessing is one thing—keeping God at the center is another." "Some victories make you feel strong. God wants you to stay dependent." "You can have a blessed life and still miss what God is trying to form in you." "You're not called to trust the tool—only the One who provides it." "Ask the Holy Spirit: What chariot am I still holding onto?"   Timestamps 00:00 — The surprising test after a breakthrough 02:00 — Why did God tell Joshua to burn chariots? 04:15 — Dependence vs. self-reliance when life is going well 06:30 — Modern "chariots": money, comfort, systems, relationships 10:00 — A real inheritance story: when provision can become a trap 11:00 — Bob's personal story: the blog, losing his job, and losing their "income lifeline" 13:30 — How challenges can strengthen faith more than comfort 15:00 — Jesus' exhausting day: grief, ministry, storm 17:00 — Joshua vs. Solomon: a tale of two responses 20:00 — Is God asking you to lay something down? 25:00 — Guided prayer: "Lord, show me my chariots" 26:30 — Final verse + encouragement   Weekly Action Item Ask the Holy Spirit to reveal ONE "chariot" in your life—a place where you've subtly shifted trust from God to a tool, resource, or comfort. Write it down and pray: "Lord, show me how to surrender this and depend on You again."   CTA If you want help building money systems that support your trust in God rather than replace it, visit our SeedTime Money Resources Page for our latest guides and tools.     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/4bPH1z_soAs! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Get Jesse's guide to plan a massive 2026 (his exact system for building billion-dollar companies): https://clickhubspot.com/akd Episode 780: Shaan Puri ( ⁠https://x.com/ShaanVP⁠ ) flies to Jesse Itzler's ( https://x.com/JesseItzler ) home to plan an epic 2026.  Show Notes: (0:00) Intro (6:00) Step 1: Get Light (11:30) Step 2: Close the books (24:38) Step 3: Plan your year (42:16) Step 4: 8 boxes — Links: • The Big A## Calendar - https://thebigasscalendar.com/  • Jesse's YouTube channel - https://www.youtube.com/channel/UCHs5VVcrc-CgIpx1G3ioZ-A  — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano //

Jesus said, "Don't let your left hand know what your right hand is doing."   But does that really mean Christians should never talk about giving?   In this episode, Bob and Linda tackle one of the most misunderstood passages in the Bible—and why misreading it has quietly hurt generosity, discipleship, and spiritual growth in the church.   Sparked by a viral clip referencing Matthew 6, they walk through what Jesus was actually addressing (motive, not visibility), why public generosity shows up all over Scripture, and how sharing testimonies—when done with the right heart—can inspire radical obedience in others. This isn't about bragging.   It's about obedience, clarity, and letting God get the glory.       What You'll Learn in This Episode Why Matthew 6 is about motive, not secrecy How applying "give in secret" consistently would silence prayer and testimony too The difference between generosity that inspires vs generosity that performs Why public generosity is everywhere in Scripture (Barnabas, the Macedonian church, Zacchaeus, the widow's mite, Mary anointing Jesus) How generosity becomes contagious when stories are shared Practical ways to check your heart before sharing a testimony When God says "share it" — and when He says "keep it quiet"   Key Scriptures Mentioned (NLT) Matthew 6:1–4 — Giving with the right motive Acts 4–5 — Barnabas vs. Ananias & Sapphira Luke 19:8–9 — Zacchaeus' public repentance and generosity 2 Corinthians 8–9 — The Macedonian church & contagious generosity   A Key Takeaway God isn't after secrecy for secrecy's sake. He's after hearts that give for His glory, not human applause. Some generosity should be quiet. Some testimonies are meant to be shared. The wisdom is knowing the difference—and having the courage to obey either way.     Action Item for This Week Ask God one simple question in prayer: "Is there a generosity story You want me to share—or one You want me to keep private?" Then obey, even if it feels uncomfortable.     Generosity isn't about being seen—it's about letting God be seen.

Wendy Aimee Porter is a visionary entrepreneur, global speaker, and the founder behind Crown for Success and Boss Ladies Mindset, two powerhouse brands that have reached over 1.5 million women around the world. Wendy now also leads the explosive Top 100 Women in Power initiative.In today's episode of Relaunch To a Rich Life, Wendy opens up about her life-altering journey from corporate life to global impact.Wendy reveals the steps she took to go from spending 18 years in a 6-figure career to building a side hustle that surpassed her corporate income in just eight months. We also talk about what stepping into visibility actually feels like when you've spent years hiding your voice or sabotaging your own success, and how to reclaim your power.We dive deep into the emotional cost of reinvention, the freedom that comes with it, and how to gain the inner strength it takes to let go of old versions of yourself. Wendy then shares how to find the courage to keep scaling when fear tries to pull you down.Wendy explains how she created viral brands, what “going big” really requires, and the daily practice that helped her stay grounded while growing a brand that reaches millions.Join us today whether you're leaving corporate, starting a business, or stepping into your next chapter to learn about confidence, visibility, creativity, how to reclaim your power, and what it takes to build a life of freedom, purpose, and power.Wendy Aimee Porter's Social Media:https://www.facebook.com/wendy.grovesporter/https://www.instagram.com/girlbossempires/Connect with Hilary:Website: https://www.therelaunch.comInstagram: https://www.instagram.com/hilarydecesare/Facebook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App – https://the-silver-lined-relaunch.captivate.fm/listen

Most of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth:

In today's special episode of Relaunch To a Rich Life, we're counting down the top 10 podcast episodes of 2025. These are the conversations our listeners replayed, shared, and said helped them make real changes in their lives, and they are also designed to help you relaunch your life in 2026. This episode brings together the most impactful voices of the year, including Renata Sguario, Sarah Potekhen, Emily Ford, Jonelle Graziosi, Sara Jane Ho, Chef Michelle Sohan, Marie Diamond, Lenka Latonska, Valerie Jones, and a rare double conversation with Simon Sinek and Seth Godin. You'll gain clarity on what's holding you back, inspiration to move forward with confidence, and insight into how to make meaningful change in your life in the coming year. Join us as we revisit the moments that shaped this year, reconnect with the ideas that sparked breakthroughs, and set the foundation for your next relaunch and your richest life yet.Renata Sguario's Social Media:https://www.linkedin.com/in/renata-sguario-b91b661/https://www.maxme.com.au/Sarah Potekhen's Social Media:https://www.instagram.com/energizeyourbliss/https://www.linkedin.com/in/sarahpotekhen/Emily Ford's Social Media:https://www.instagram.com/itsemily/https://www.facebook.com/itsemilymethod/https://meetemilyford.com/my-story/https://www.youtube.com/c/ITSEMILYFORDJonelle Graziosi's Social Media:https://www.linkedin.com/in/jonelle-graziosi-61a30326Sara Jane Ho's Social Media:https://www.instagram.com/sarajaneho/?hl=enMichelle Sohan's Social Media:https://www.instagram.com/weddingsbytreatz/?hl=enhttps://www.facebook.com/michelle.sohan/Marie Diamond's Social Media:https://https://www.instagram.com/mariediamondofficial/https://www.mariediamond.com/ https://www.facebook.com/mariediamondfanshttps://www.youtube.com/@mariediamondofficialLenka Lutonska's Social Media:https://www.facebook.com/Lutonska/

Jamie (45) and Ryan (36) have been married for nearly a decade and share three kids, but their financial foundation was shaken when Ryan quit his high-paying finance job and cashed out his 401(k) without telling Jamie. Now earning far less, they're still spending like nothing changed, running up credit card debt and ending each month wondering where the money went. Jamie, the higher earner, is anxious about retirement and trust after years of financial surprises, while Ryan avoids money conversations and struggles with insecurity. Layered on top are a 10-year age gap, deep past trauma, and very different visions of a Rich Life. Can Ramit help them rebuild trust, create a real plan, and finally start acting like partners instead of adversaries? In this episode we uncover: • The moment Jamie learned Ryan quit his high-paying job and cashed out his 401(k) • How Ryan's breaking point at work led to a “nuclear option” decision that shifted stress from the office straight into their marriage Why earning nearly $300K still leaves them feeling broke • The trust fallout from repeated unilateral decisions, including quitting jobs, cashing out retirement accounts, and impulsive purchases • How Ryan's spending on shoes, clothes, and even a classic car mirrors patterns he watched growing up • Jamie's role as the default financial manager • The vacation-vs-things blame cycle that keeps them stuck spending instead of saving • Why hiding money in a separate savings account felt like the only way Jamie could protect their future • The uncomfortable truth behind their $13K emergency fund • How calling their own spending “stupid” and “dumb” keeps them trapped in shame instead of change • The emotional toll of living in constant financial vigilance while still spending freely on convenience and comfort • How a failed $500 spending rule exposed their lack of shared systems • The powerful influence of Midwestern money guilt, family secrecy, and conflicting childhood money messages • Jamie's past divorce and financial trauma • The shift from adversaries to collaborators Chapters: (00:00:00) “We'll just go our separate ways” (00:18:56) Ramit breaks down their numbers (00:40:49) “Smart people can make stupid choices” (00:52:26) “Can we become a team again?” (01:02:09) “Is this a Rich Life—or just a really long to-do list?” (01:14:36) “You've turned dysfunction into permission” (01:28:57) “I'm bitter that I have to pay it off” (01:39:21) Where are they now? Jamie and Ryan's follow-ups This episode is brought to you by: Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping. Aura Frames | Use promo code RAMIT to get $35 off the best-selling Carver Mat frames at https://auraframes.com DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off Rocket Money | Cancel unwanted subscriptions and reach your financial goals faster at https://rocketmoney.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Today, Bob & Linda open up about one of the hardest seasons of their marriage — a months-long battle over a life-altering decision that left them in tears, confusion, and deep disunity. What they learned in that painful stretch has become the backbone of how they help couples navigate money disagreements today… especially when one spouse feels called by God to give and the other isn't on board. If you've ever wrestled with:"What do I do when I feel God nudging me to give — but my spouse isn't there?"…this episode will minister to you deeply. Together, they unpack four biblical principles for staying unified, honoring God, and discerning His timing — without forcing agreement or abandoning conviction.   KEY TOPICS COVERED ✔️ The Lowe's Parking Lot BreakdownBob shares the raw story of the only moment he thought their marriage might not make it — and how God used that season to refine both of their hearts. ✔️ Why the enemy always pushes "either/or" thinkingAnd how God always has a third option you haven't seen yet. ✔️ What to do when you feel called to give… and your spouse doesn't.A practical, grace-filled approach that protects unity and honors conviction. ✔️ The timing principle: when a word from God is real, but not for right now. A simple budgeting tool that can reduce giving conflicts instantly:Using individual "spending money" accounts without hiding money. ✔️ How to pray when you're frustrated, angry, or absolutely sure you're right.(With two real prayers Bob & Linda actually use.)   SCRIPTURES MENTIONED (NLT) James 1:2–5 — Endurance, wisdom, and the refinement of trials. Romans 8:28 — God working all things for good. Ephesians 5 — Mutual love and honor in marriage. 1 Peter 5:7 — Cast your cares on Him. THIS WEEK'S ACTION STEP Set aside one night to pray. Don't solve the issue. Don't debate it. Simply pray for unity, wisdom, and softened hearts — together if possible. If your spouse is not a believer or unwilling: Pray alone and gently reaffirm to them, "I'm not going to move forward without your blessing." Then… go on a date. Restore friendship first.     ABOUT SEEDTIME MONEY Bob & Linda Lotich help Christians transform their finances through biblical wisdom, simple systems, and a heart for generosity. Follow for practical steps, honest stories, and hope-filled conversations about money & purpose. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Plant‑Powered Flavor Architect — Elevating Restaurants, Kitchens & Your Next Bite Aaward-winning plant-based chef Ed Harris joins Michele to share his journey from omni-chef to global plant-based innovator. Chef Ed breaks down the art of building flavor, why cutting and charring vegetables changes everything, and how simple techniques can transform everyday vegan cooking into unforgettable meals.Chef Ed Harris's story begins in the Caribbean and travels through kitchens in New York and around the globe.  But the real turning point came at home—during a family documentary night watching What the Health. That single moment led his entire family to shift toward a vegan lifestyle, changing the trajectory of his cooking and his career.With warmth, clarity, and contagious enthusiasm, Chef Ed shares:How to Build Real Flavor in Vegan FoodWhy vegetables aren't bland—our techniques areHow charring transforms broccoli, cauliflower, beans, and moreWhy the way you cut vegetables affects the tasteHow to layer flavor using herbs, smoke, bay leaves, and spicesThe biggest mistakes home cooks make (and how to fix them)Behind the Scenes of Chopped, Beat Bobby Flay & Iron ChefWhat a 1-hour episode actually takes to filmThe mental focus needed to cook under extreme pressureHow those experiences shaped his confidence and craftShifting to a Plant-Based LifeHow a documentary changed everything for his familyHis emotional reaction to learning about animal agricultureWhy chefs need to question the traditions they inheritedHelping Restaurants Modernize Plant-Forward MenusWhy many kitchens misunderstand vegan dinersHow he consults with hotels and restaurants to develop flavor-forward dishesThe falafel lesson every chef needs to knowWhy hospitality must improve for plant-based guestsChef Ed and his wife have created a vibrant online community where members learn plant-based cooking, explore global flavors, and share their stories. As he says, a “rich life” is about family, culture, and connection—not money.Connect with Chef Ed and Jane Harris at The Rich Life. Or on Instagram @ChefedharrisSubscribe & Review:If you enjoyed this episode, please subscribe and leave a review on your favorite podcast platform. Your feedback helps us grow and share the message of plant-based living with more listeners.For more information, to submit a question or topic, or to book a free 30 minute Coaching session visit ⁠⁠⁠⁠⁠⁠⁠⁠veganatanyage.com⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@micheleolendercoaching.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music, Production, and Editing by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Charlie Weinshank⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For inquiries email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠charliewe97@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Virtual Support Services: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://proadminme.com/⁠

In this Expert Talk 9@9 Special Edition, Lady Hilary DeCesare—founder of The Relaunch Co. and creator of the 3-3-3 Method—shares how clarity, connection, and energy can completely transform your life. She explains how this powerful framework helps you identify your goals, align your actions, and attract the right opportunities with purpose and flow. Fresh from her sold-out Relaunch to a Rich Life event in Scottsdale, Hilary reveals how the E-Factor (energy) is the real key to success, not the “it factor.” This episode will inspire you to relaunch your dreams and step boldly into your next-level life!Watch the full episode now on Squirrelr.com! And remember—new episodes premiere every Monday, Wednesday, and Friday at 9am PT.Expert Talk, Hilary DeCesare, The Relaunch Co, Relaunch to a Rich Life, 333 Method, E-Factor, Mindset, Energy, Transformation, Success Principles, Entrepreneurship, Motivation, Squirrel Vision

Everyone online makes entrepreneurship look like the ultimate path to freedom—but the truth is far more complicated. After 18 years of building SeedTime, Bob & Linda open up about what most people never say out loud: the failures, the mental load, the pivots, the spiritual battle, and why starting a business isn't automatically God's will for everyone. If you're dreaming of quitting your job… or you already have a business and feel the weight of it… this honest, hope-filled conversation will help you discern your next step with wisdom, peace, and biblical grounding. What We Cover Why 95% of their entrepreneurial attempts failed (and why that's normal) The truth behind "being your own boss" (spoiler: you still have bosses) The 87% mental-health struggle rate among founders How social media romanticizes entrepreneurship—and how Christians should see it differently When hating your job doesn't mean God is calling you to start a business What Scripture actually teaches about work, calling, and servanthood How prayer sustained SeedTime (including years of praying daily over the book) Why purpose—not profit—is the only sustainable fuel for entrepreneurs The friend who lost everything building a business… only to discover God's better plan in a "regular job" The role of humility, long checklists, and constant pivots in real-life entrepreneurship   Scripture Mentioned (NLT) Colossians 3:23 — Work willingly as though working for the Lord. Mark 10:44 — "Whoever wants to be first must be the servant of all."   Who This Episode Is For ✓ The employee dreaming of quitting a job they hate ✓ The entrepreneur who feels tired, discouraged, or unseen ✓ The Christian wrestling with calling, purpose, or career direction ✓ Anyone wondering, "Is entrepreneurship really for me?"     Share This Episode Know someone wrestling with career decisions or dreaming about starting a business? Send this their way—they'll thank you later. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

Welcome back to another episode of The Richer Geek Podcast, today we are joined by Christina Suter, a seasoned real estate investor, advisor, and educator. Christina shares her journey, starting with inheriting a paid-off house at 17, and explains why she views real estate as a vehicle for location, time, and choice freedom, not just money. Tune in as she discusses her shift from appreciation plays in California to high cash flow strategies like room shares , and how her "Live A Rich Life" coaching helps people find meaning and purpose beyond just achieving financial independence. In this episode, we chat about… The "Why" for Investing: Christina's core motivation for investing is to be a mom, allowing her time freedom. Investing Start: She began investing at 17 when she inherited the family's paid-off $200,000 house in LA. Money vs. Purpose: Achieving financial freedom in her thirties left her unhappy; she realized money brings freedom, but a sense of purpose brings peace. Shift from California: Christina moved her focus out of high-appreciation California due to poor cash flow and difficult tenant's rights laws. High-Return Strategy: She shifted from Airbnb to room shares, a strategy that can generate over $5,000 a month, or double the income of a long-term rental, on a $300,000 investment. Key Takeaways: Money gives freedom, but mindset is what brings peace. If you don't choose your direction, life chooses it for you. Cash flow and appreciation serve different stages of your financial plan. Room shares can outperform long-term and mid-term rentals in the right markets. Your "why" must be deeper than money, the money comes from living your purpose.   Resources from Christina LinkedIn | christinasuter.com | Email  | Contact number: (310) 463-5942 Resources from Mike and Nichole Check out our latest project here: Barcelona Hotel Fund LinkedIn  | Gateway Private Equity Group | Nic's guide  

Karen (45) and Chad (44) built their lives around a high income: buying their dream home in a high-cost city and raising three kids with confidence in the future. But when Chad lost his $340K tech job, everything changed. Three years later, he's earning half as much, their emergency savings are gone, and they're borrowing just to stay afloat. Karen lies awake fearing they're one paycheck away from losing the house, while Chad stays optimistic that a future promotion or windfall will fix everything. Their conversations remain polite but distant, masking deep anxiety, resentment, and two completely different philosophies on money. Can Ramit help them confront reality, reconnect emotionally, and decide whether they can afford to keep the home they love? In this episode we uncover: • How Chad's income dropped by 50% overnight • The emotional toll of pretending “everything is fine” while secretly fearing they can't make the mortgage • Why even buying kids' necessities fills Karen with guilt • Why Chad defaults to thinking “maybe we're just poor for a while” • The dangerous gap between their public optimism and the reality Karen wrote in her application • How Karen and Chad communicate like polite coworkers instead of partners • The childhood roots that shaped their opposing money philosophies • Why living with zero savings and three children is far more dangerous than Chad realizes • The breakthrough: shifting from tracking numbers to actually making meaning from their spending and fears Chapters: (00:00:00) “We're one paycheck away from disaster” (00:17:12) “Here we go again” (00:26:21) Ramit breaks down their numbers (00:37:22) “I'm looking for solutions, not platitudes” (00:49:47) “Why aren't you more relaxed with less money?” (01:01:11) “Is the house on fire?” (01:19:32) Where are they now? Karen and Chad's follow-ups This episode is brought to you by: Bilt | Join the loyalty program for renters at https://joinbilt.com/ramit Aura Frames | Exclusive $35 off Carver Mat at https://on.auraframes.com/RAMIT. Promo Code RAMIT Wispr Flow | Try it for free at https://wisprflow.ai/ramit Gelt | Skip the waitlist at https://joingelt.com/ramit Netsuite | Get the free guide “Demystifying AI” at https://netsuite.com/ramit Links mentioned in this episode • Design your Rich Life for the New Year at my virtual event. Grab your seat at https://iwt.com/richlifereview Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Pastor and bestselling author Mark Batterson joins Bob to unpack one of the most misunderstood principles of growth: the way breakthroughs actually happen—gradually, then suddenly. From Warren Buffett's compounding to Jim Carrey's famed $10M check, to the long arc of ministry, writing, generosity, and family life, this conversation is a hopeful reset for anyone who feels "behind."   In This Episode Why most "overnight success" stories take decades What 95-year-olds say they would do differently (and how it should change our lives today) The "25-year time machine" mindset that makes ordinary moments priceless Why young adults often underestimate what God can do in 10–20 years How Mark pastors a church with seven properties and zero debt — and the long-term mindset behind it Turning your church "inside out": how NCC generates $2M/year through marketplace engagement The hidden power of giving goals (and the difference between getting vs. giving goals) The surprising truth about Buffett's wealth: it's not returns… it's time Mark's take on grand gestures, faith steps, and why God honors long obedience Bob's story of writing a 5-year giving goal that seemed impossible—and what God did What to do when your dream is taking way longer than you thought   Key Quotes "You'll overestimate what you can do in two years and underestimate what God can do in ten." —Mark Batterson "Faith is taking the first step before God reveals the second." —Mark Batterson "The greatest risk is taking no risks." —Mark Batterson "We decided to do a ten-year book launch. Let's give it a decade and see if it's any good." —Bob Lotich Timestamps 00:00 — Why get-rich-quick thinking never works 01:00 — Introducing Mark Batterson & the story behind Gradually, Then Suddenly 02:00 — What 95-year-olds regret most 04:00 — The "25-year time machine" for parenting and life 05:00 — Why we plan vacations better than our futures 07:00 — The power of long-range thinking (and why it's so rare) 08:00 — Why most people quit right before the breakthrough 10:00 — Bob's 10-year book launch strategy 12:00 — Early results vs. long obedience 14:00 — The myth of the fast start: Circle Maker sales + slow beginnings 16:00 — Teaching a generation to love "gradually" 19:00 — Mark's 29-year pastoral journey and miraculous property story 21:00 — Why NCC's venue generates $2M/year 24:00 — What church leaders can learn from marketplace strategy 28:00 — Jim Carrey's $10M check and the power of a grand gesture 29:00 — Bob's five-year giving goal that changed everything 32:00 — How giving goals open doors for God to move 34:00 — What to do with dreams that are taking too long 35:00 — Closing encouragement + where to get the book   Resources & Links Mark Batterson's new book: Gradually, Then Suddenly The Circle Maker by Mark Batterson Psychology of Money by Morgan Housel Perennial Seller by Ryan Holiday   If You Enjoyed This Episode Please leave a rating & review — it helps more people discover the show and live with biblical wisdom about money, purpose, and calling. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this tender, emotional episode, Bob and Linda open up about a simple idea that completely reframed how they parent: the "$50,000 Moment." It started with a story Bob read — one so moving he couldn't finish it without crying — about a dad who imagined paying $50,000 to relive a single bedtime with his 10-year-old. That thought experiment changed him, and now it's changing the Lotich household too. If you're a parent (or even if you aren't), this episode will recalibrate how you see the people in your life and remind you of the beauty tucked into ordinary days.   In This Episode: The story that made Bob stop checking the clock at bedtime Why we forget the voices of our kids at different ages The biblical wisdom behind remembering the brevity of life How to recognize "$50,000 moments" in real time Why presence is a discipleship practice—not a personality trait What Jesus and Mr. Rogers both modeled about "holy slowness" How this principle applies to more than kids A tender story about Bob's uncle and what it taught him about presence Scripture Mentioned (NLT): Psalm 90:12 — "Teach us to realize the brevity of life, so that we may grow in wisdom." Key Takeaways: You won't realize the value of a moment until it's gone. Bob shares how he can no longer remember what his now-11-year-old sounded like as a six-year-old—and how that realization hit him like a ton of bricks. Future you would pay anything to get today back. The "time-machine thought experiment" reframes bedtime, routines, and interruptions as priceless opportunities. Presence is a form of love—and discipleship. Looking at the way Jesus interacted with people, we see an invitation to slow down and be with those around us. This isn't just about kids. Parents, friends, coworkers, church community members—none of us are guaranteed another moment together. You don't have to create regrets. You can create reminders. Bob calls them $50,000 moments—a cue to pause, breathe, and fully engage.   Practical Ways to Apply This: Ask yourself during ordinary moments: "If I had to pay to relive this, how much would I spend?" During bedtime or stressful transitions, picture your 80-year-old self watching. Treat others—kids, friends, the barista, the bus driver—as people God placed in your path today. Practice the "Fred Rogers pause": give full attention to whoever is in front of you.   Links & Mentions: Gradually, Then Suddenly by Mark Batterson Let's Retire Retirement by Derek Coburn   Share This Episode If you know a parent in the thick of it, or someone who needs a reminder to slow down and savor what matters—send this to them.     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Just a 4-minute little reminder today! What if one short, 29-word sentence from the Bible could shift the atmosphere in your home, change how you see your finances, and remind you that God Himself has placed His name on you? In this episode, Bob & Linda dive into the Aaronic blessing from Numbers 6 — a prayer that God commanded to be spoken over His people. You've probably heard it before, maybe even sung it in church, but chances are you've never fully realized its power in your daily life

In this episode, I sat down with PJ Vescovi — financial advisor, pastor, and author of The Great Money Reform — and this one's going to challenge you in the best way possible. We dove deep into the 5 keys to being a truly good steward, not just in theory, but in daily decisions. PJ's insights are fire — especially his stories around radical generosity, godly work ethic, and the real reason you're not walking in financial freedom.  This isn't your average money conversation. This is faith, finance, and focus colliding in a way that'll leave you rethinking how you spend, give, invest, and even parent.   If you've ever asked: "How do I know if I'm being obedient with my money?" "Am I managing my finances with intentionality, or just winging it?" "Why is God calling me to give something that doesn't make sense financially?" Then this episode is your blueprint.  Resources & Links Mentioned: PJ Vescovi's book: The Great Money Reform — https://amzn.to/4qOTuN0 Necessary Endings by Dr. Henry Cloud — http://amzn.to/3XMPfA0 Atomic Habits by James Clear — https://jamesclear.com/atomic-habits Get our award-winning book Simple Money, Rich Life — http://seedtime.com/free     Let's be a generation that stewards well — not just for ourselves, but for the Kingdom.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/pCExM8e7A18)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

71% of Americans admit they're losing sleep over money—but Jesus already gave us the cure in the most famous sermon ever preached. In this episode, Bob and Linda unpack the surprising connection between mammon, anxiety, and misplaced treasure—and share the one simple prayer that can break financial fear and open the door to God's peace and provision. They walk through Matthew 6:19–34, revealing how birds and lilies understand something most believers forget: your value isn't in what you own—it's in who owns you. What You'll Learn: The hidden link between serving mammon and constant money stress Why Jesus' words in Matthew 6 are a direct cure for financial anxiety The "treasure principle" that keeps peace and provision flowing How comparison steals your provision (and how to stop) A practical, Biblical step you can take today to renounce financial fear Scripture References (NLT): Matthew 6:19–34 — "You cannot serve both God and money." Philippians 4:6–7 — "Don't worry about anything; pray about everything." Genesis 8:22 — "Seedtime and harvest will never cease."   Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/BkqokuEOHM8)   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.   

What if the greatest danger in our giving isn't how much we give—but why we give? In this episode, Bob and Linda unpack one of the most shocking stories in Acts 5: the tale of Ananias and Sapphira. Why did God respond so severely—and what does it reveal about our own struggles with wealth, legacy, and generosity? Together, we wrestle with the tension between leaving an inheritance (Proverbs 13:22) and practicing radical generosity (Acts 4, Matthew 6:33). You'll hear how this tension has played out in our own finances, and we'll share a 4-part framework to help you align your money with God's priorities—without guilt, fear, or legalism.   What You'll Learn in This Episode: Why the story of Ananias & Sapphira still convicts believers today. The hidden danger of looking generous versus being generous. How Barnabas modeled the right heart posture in giving. 4-part biblical framework for wealth + generosity: Provide, Preserve, Prioritize, Pivot. Practical questions to evaluate your heart when it comes to money   Scripture Anchors (NLT): Acts 5:1–11 — The sobering story of Ananias & Sapphira. Proverbs 13:22 — “Good people leave an inheritance to their grandchildren…” Matthew 6:33 — “Seek the Kingdom of God above all else…” 1 Timothy 5:8 — “Those who won't care for their relatives… have denied the true faith.”   Listen & Share: If this conversation challenged you, would you share it with a friend? Let's normalize radical obedience and kingdom generosity in today's world. Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/_AonHZ0jWnk)   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If your teen is starting to earn money—or even just asking bigger financial questions—this episode will give you the tools to start them off on the right foot. Bob & Linda share how they're teaching their own kids about money, why the Real Money Method works even for high schoolers, and how to weave generosity, saving, and wise spending into everyday life. You'll also hear how apps like Greenlight can help, why starting investing early pays off, and the tension Christian parents face between “nudging” kids toward giving vs. letting them choose it themselves. By the end, you'll have a practical, biblical framework for setting your teen up for financial confidence—without overwhelming them. What You'll Learn in This Episode: Why teens are often afraid to “launch” financially—and how to help A simple way to adapt the Real Money Method for high schoolers How to teach kids to give, save, and spend wisely (10/10/80 rule) Practical tools: using Greenlight cards and starter investment accounts The debate: should we require kids to tithe, or let them choose? How just a few early investing years can radically change retirement Key Scriptures Mentioned: “The borrower is servant to the lender.” (Proverbs 22:7, NLT) “Wherever your treasure is, there the desires of your heart will also be.” (Matthew 6:21, NLT) “The generous will prosper; those who refresh others will themselves be refreshed.” (Proverbs 11:25, NLT) Resources & Links: Learn more about the Real Money Method → seedtime.com/realmoney  Explore Greenlight debit cards for kids → seedtime.com/2/greenlight.php Our 10x Investing Course for teens & adults → seedtime.com/investing    Action Step This Week: If your teen has income—whether it's $10 or $100—help them set up 3 simple buckets: Give, Save, Spend. Start small, but keep it consistent.   Subscribe & Review: If you enjoyed today's episode, hit subscribe so you don't miss the next one! And if you found it helpful, would you take 30 seconds to leave us a review? It helps more families discover this show.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-3g3ym6JndI)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, Lindsey and Jesse Maestas sit down with Bob and Linda Lotich, authors of Simple Money, Rich Life, to talk about what it truly means to see your money as God's money—and how that perspective can completely change the way you live, give, and plan for the future. Bob and Linda share how they started as a couple earning minimum wage and dreamed of giving away millions of dollars—and how God helped them make that happen.  Together, they unpack the power of generosity, the pitfalls of “YOLO” spending, and how to build a life that reflects eternal impact over temporary comfort. In this episode, we cover: What it means to view your finances as God's assets that you're managing, not owning Why “YOLO thinking” can become self-serving instead of freeing How radical generosity transforms both the giver and the receiver What happens when you give beyond your comfort zone Practical ways to live simply, earn purposefully, and give abundantly Resources Mentioned: Simple Money, Rich Life by Bob & Linda Lotich – simplemoneybook.com SeedTime Money Podcast Gradually Then Suddenly by Mark Batterson   Search Keywords: Christian finances, biblical money management, generosity, stewardship, giving, simple living, financial peace, Christian wealth, marriage and money, living generously Connect: Follow Lindsey and Jesse: @livingeasywithlindsey Follow Bob and Linda: @seedtime Visit: sparrowsandlily.com

Over the last few weeks, there's been so much talk about the Charlie Kirk tragedy. But as I've listened to all the commentary, I realized—no one's talking about this. We didn't want to make another video about what happened. We wanted to talk about what Jesus actually modeled when something unthinkable happens… and how that applies to us right now. This episode honestly challenged both of us deeply. It's one of those conversations where you feel the tension between what feels fair… and what faith actually calls us to do. We're not trying to debate headlines. We're just asking—what does it look like to follow Jesus when it really costs something? Episode Takeaway: It's easy to pray for victims. It's supernatural to pray for the ones who caused the pain. But that's exactly what Jesus modeled—and when we do, we invite heaven into places the world wants to keep dark. Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/-wbON8CU8gU)   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.” 

Retirement isn't just about the numbers. Tim Ulbrich, PharmD and Tim Baker, CFP® and Registered Life Planner, explore how life planning can help you design a retirement filled with purpose, meaning, and fulfillment, not just financial security. Episode Summary When it comes to preparing for retirement, most conversations focus on the financial side—things like income planning, Social Security timing, withdrawal strategies, and tax-efficient investing. But true retirement readiness goes beyond the numbers. In this episode, Tim Ulbrich, PharmD, is joined by Tim Baker, CFP® and Registered Life Planner, to explore how life planning can help you design a retirement that's rich with meaning, purpose, and fulfillment, not just financial security. As you step away from decades of work—often after raising kids, building a career, and living within a structured routine—you enter a new phase of life where the biggest challenges aren't just financial, they're personal. Who are you now? What does your ideal day look like? How do you make this season of life one that aligns with your values and brings you joy? In this episode, you'll learn: What life planning is and how it complements financial planning How to navigate the personal and emotional transition into retirement Practical ways to align your money with your values and goals How to create a vision for a fulfilling and purpose-driven retirement Whether you're approaching retirement or simply thinking ahead, this conversation will help you see how life planning can make the next chapter not only financially sound but deeply satisfying. Mentioned on the Show Your Financial Pharmacist Your Financial Pharmacist on YouTube YFP 394: Crafting a Rich Life in Retirement: Insights from David Zgarrick, PhD Vanguard Study Advisor's Alpha Changes in US Family Finances from 2019 to 2022: The Federal Reserve Board of Governors

Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they're buried under nearly $340,000 of debt. Christine, the self-appointed “CFO,” is exhausted from tracking every bill, while Thad avoids the details and spends freely. Their conflicting money mindsets (Christine craving stability, Thad living for the moment) have stalled their big dreams like buying a home or taking Rich Life vacations that Christine longs for. With almost no savings and retirement looming, Christine fears she's approaching 50 with nothing to show for her hard work, while Thad insists a single plan will solve everything. Can Ramit help them break the cycle of avoidance and control, align their priorities, and finally start acting like teammates? In this episode we uncover: • Why Christine feels she's approaching 50 with “nothing to show” for her life • Thad's $17,000 student loan that ballooned up to $125,000 • How Christine became the household “CFO” while Thad continues to avoid responsibility • Their real numbers—and why Christine feels so stressed • Christine's frustration over micromanaging bills • Thad's upbringing in poverty • The invisible power of shame and fear, and why they can't see what's right in front of them financially • Christine's childhood lessons from parents who bought an unaffordable home • Thad's stark admission: if nothing changes, he'll be homeless Chapters: (00:00:00) When a worrier and an avoider meet… (00:02:59) “We have a plan… don't we?” (00:15:52) “Where is all the money going?” (00:19:54) Ramit breaks down their numbers (00:33:46) “I never expected to live past 30” (00:48:30) “I wish my dad was able to say no” (00:56:33) “I don't believe he'll follow through” (01:05:11) “We need to be playing way bigger” (01:22:38) “I don't feel like I have the power” (01:36:54) Where are they now? Christine and Thad's follow-ups This episode is brought to you by: Doola | Go to https://doola.com.ramit and use code RAMIT for 10% off LLC formation and bookkeeping. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Netsuite | Download the CFO's Guide to AI and Machine Learning at https://netsuite.com/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Most people think wealth is about earning more. The truth? It's about the patterns you repeat every day. In this episode, we break down 10 specific patterns that predict whether you'll be broke or wealthy 10–20 years from now. These aren't obvious mistakes like “don't buy lattes.” They're subtle, sneaky habits that quietly lock people into financial struggle… or quietly compound into freedom. Here's what we cover: Why overspending on status is a trap (and what to do instead). How shopping without a list bleeds your bank account. The single most profitable investment you'll ever make (and it's not the stock market). Why living in the wrong location costs more than you think. The mistake of copying successful people at the wrong season of their life. This is the episode I wish every 20- and 30-something could hear. But truthfully, even people in their 40s and 50s are still making these mistakes. Resources Mentioned: Mission-Driven Millionaire Program (our coaching) → https://seedtime.com/mission-driven-millionaire/  VidAngel (content filtering platform) 1 Month FREE trial → https://seedtime.com/vidangel

Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying deep guilt around spending—even on herself. Josh, meanwhile, shrugs off the stress with a “we'll figure it out” attitude, though his impulse purchases and nicotine habit don't help. With 82% of their income tied up in fixed costs, they're left with almost nothing for fun, savings, or their dreams of a bigger space for pets and cars. Kristen is exhausted from budgeting every penny, while Josh wonders if more discipline is really the answer. Can Ramit help them break free from the cycle of guilt, fear, and deprivation—and finally learn how to enjoy life while paying off debt? In this episode we uncover: • Why Kristen describes her daily life as feeling “trapped” by debt and second-guessing over small purchases • How Josh's role as the “ignorant reassurer” undermines their partnership • The moment Kristen admits she feels like the “manager” of their household finances, while Josh feels like an “employee” • Why 82% of their income goes to fixed costs • How Josh's nicotine habit consumes nearly all of their guilt-free spending • Kristen's pride in maintaining her cars and what it reveals about her resourcefulness • The trade-offs Kristen faced leaving a toxic job for lower pay • How Josh's childhood poverty and lessons in “patience” continue to shape his money mindset today • Kristen's upbringing in a family of secrecy and mixed financial messages • The deep guilt Kristen feels about spending and the quiet fear Josh carries that he'll “never get ahead” • How Ramit challenges them to imagine freedom beyond budgeting and debt payoff Chapters: (00:00:00) “I feel trapped by $50” (00:19:44) Ramit breaks down their numbers (00:36:45) “Zero interest… but still stressed” (00:43:45) “We packed coolers instead of eating out” (00:51:54) “When money gets hard, I just work harder” (01:06:08) “I want a partner, not an employee” (01:13:31) Turning side hustles into new income (01:19:45) “What do we do with too much money?” (01:28:44) Choosing how to design their Rich Life (01:36:03) Where are they now? Kristen and Josh's follow-ups This episode is brought to you by: SonderMind | Go to https://sondermind.com to get matched with the right therapist in less than a week ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Factor | Get 50% off plus free shipping on your first box at https://factormeals.com/ramit50OFF with code RAMIT50OFF Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

This episode hit me hard. We cracked open 2 Kings 4—the story of the widow, her debt, and the jars of oil—and I realized it's not just about a miracle… it's about God's system for provision. Most of us pray for breakthrough but miss the order:

Becca (35) and Nikki (31) are planning their wedding, but they're already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into personal finance after years of scarcity thinking and now tracks every dollar. Nikki wants to feel more empowered but often defers to Becca's lead—and sometimes hides financial stress, like credit card debt. Together they net around $80,000, but with high fixed costs, student loans, and uncertainty about investing, their dream of building wealth feels out of reach. They want a clear, intentional financial plan that lets them invest confidently and step into marriage as equal partners. Can Ramit help them overcome ambivalence, balance their roles, and create a structure that supports both their dreams and their future together? In this episode we uncover: • Why Becca tracks every single dollar • Nikki's tendency to “not overthink” spending • The power dynamic of one partner leading on money while the other defers • How Becca's deep dive into personal finance turned her into the household CFO • Why high fixed costs and seasonal income keep them from investing the way they want • The emotional tug-of-war between wanting to combine finances and being afraid of what that might mean • How their childhood money lessons still show up in every conversation • What they imagine for their Rich Life together, and why ambivalence keeps them from making clear decisions • Ramit's challenge to build a financial structure that balances empowerment, responsibility, and trust Chapters: (00:00:00) “I don't want to steer us wrong” (00:17:09) Ramit breaks down their numbers (00:26:21) Childhood money scripts that carry into adulthood (00:39:41) “Why are you playing so small?” (00:49:22) “The freedom is in the commitment” (01:06:12) Redesigning their Conscious Spending Plan (01:26:23) Where are they now? Becca and Nikki's follow-ups This episode is brought to you by: Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Links mentioned in this episode • Get tickets for my next live events—September 14 in Atlanta and September 26 in Los Angeles—at iwt.com/events • I'm casting couples right now for a new season of this podcast. If you've been wanting to get my advice on your situation, this is the last chance to talk to me in 2025. Apply now at iwt.com/apply Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.