Podcast appearances and mentions of rich life

We all have people in our lives who either elevate us or drain us.The problem is that most of us don't realize just how much our relationships influence our confidence, energy, success, and ability to grow.You may be feeling stuck, exhausted, frustrated, or wondering why you're not making the progress you know you're capable of making. Sometimes the answer isn't another strategy, goal, or productivity hack. It's the people surrounding you every day.In today's episode, I break down exactly how to identify the relationships that are fueling your growth and the ones that may be quietly holding you back.I share powerful exercises to help you recognize energy-giving and energy-draining relationships, better understand your own mindset, and become more intentional about who you allow to influence your life and business.I also teach you how to use my Three HQ framework to understand how your thoughts, emotions, and energy shape the relationships you attract and the results you create.I'm also joined by a few participants who share some of their current relationship and life challenges that you might resonate with, and I explain how to overcome these obstacles.You'll learn how to stop people-pleasing, overcome visibility blocks, strengthen your self-awareness, and build magnetic relationships that support your goals instead of sabotaging them.Join me today to learn how to remove energy drains, strengthen your relationships, and surround yourself with people who help elevate every area of your life.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary on:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether you're moving forward or backward financially, why net worth is actually the wrong thing to track as a Christian, the "Never 100 Rule" that changed everything for us, the one-category budget that works when every other budget fails, and what happened when we started giving in a way that felt irresponsible but resulted in our mortgage being paid off in three years. If you enjoyed this, we'd love to send you a free copy of our book — you just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free.   WHAT WE COVER IN THIS EPISODE Here's a little of what we cover in this episode: Why "net worth" is actually the wrong metric for Christians — and what to track instead The one number that tells you whether you're moving forward or backward financially right now The Never 100 Rule: the single rule that makes all the difference between building wealth and staying stuck Why Mike Tyson went broke (and what it has to do with your budget) The one-category budget — why it gets 80% of the results of full budgeting with 20% of the effort Why willpower-based budgeting always fails — and what to do instead The giving account that made generosity actually fun (instead of a guilt trip) What Bob and Linda would tell their 19-year-old selves about money How to handle money differently when you and your spouse are total opposites   BIBLE VERSES MENTIONED 2 Corinthians 9:6-7 2 Corinthians 8-9 Proverbs (referenced as a daily reading practice — one chapter per day)   RESOURCES MENTIONED Simple Money, Rich Life (the book) Assets Under Management free resource   DISCLAIMER Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Rich Bernstein is a business coach, speaker, entrepreneur, and former head of the coaching program for Mars Venus, the relationship and communication company behind the bestselling book “Men Are From Mars, Women Are From Venus” by John Gray. He is now widely recognized for helping people improve communication, relationships, leadership, and emotional connection.In today's episode, Rich joins me to discuss the communication differences between men and women and how those differences impact relationships, leadership, and even business.We dive into masculine and feminine energy, why women often feel emotionally unheard, and why men naturally try to fix problems most of the time. Rich also shares the biggest communication mistakes couples make and the most important needs often felt by both genders.Our discussion explores relationship dynamics at work and at home, the impact of emotional intelligence on relationships, the importance of small gestures, and how to achieve better communication with people of both genders.Rich shares practical ways to improve connection, reduce conflict, and communicate more effectively during conflict. He also explains how to help your partner feel more appreciated and create stronger emotional intimacy.Join us today as we dive into masculine and feminine communication, emotional connection, relationship misunderstandings, leadership dynamics, how men and women process emotions differently, simple habits that improve relationships, and much more.—Join the Mars Venus Coaching to learn how to improve communication between men and women, reduce conflict, and build stronger emotional connection in relationships and leadership >> https://marsvenuscoaching.com/—Learn the original Mars vs Venus framework that explains how men and women think, communicate, and emotionally respond differently so you can reduce conflict and build deeper connections in your relationships >> https://www.marsvenus.com/—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit the Mars Venus Coaching website: https://marsvenuscoaching.com/Connect with Rich on:Linkedin: linkedin.com/in/richardbernsteinmarsvenuscoachingYoutube: https://www.youtube.com/channel/UCI9Tu0VRjra58Xmza6Qgajg—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Freya and Blake, a couple in their mid-40s with two young children who are facing one of the most urgent financial situations we've seen on the show. Together, they earn around $143K a year, but their fixed costs are at 102%, they have $0 in savings, only $180 invested, and more than $96K in debt. Freya applied because she feared they were close to becoming homeless. On the surface, their problem looks like debt. Underneath, it's avoidance, guilt, lack of partnership, and years of “we'll figure it out later.” Freya carries the emotional labour of the household and money decisions, while Blake admits he avoids the numbers and tries to solve problems by simply making more money. Ramit helps them confront the reality of their situation, stop tinkering around the edges, and build a radical plan that gives their family a chance to get stable. In this episode we uncover: • Why Freya and Blake are spending more than they make every month • How their fixed costs reached 102% of their income • Why having a $143K income still isn't enough when there's no system • The $96K debt number that forces them to face reality • Why Freya feels like she has to manage everything alone • Blake's “ostrich” approach to money and avoidance • How trips, skiing, and everyday spending became symptoms of a bigger issue • Why being intelligent doesn't protect you from bad money decisions • The emotional cost of having $0 in savings with two young children • How childhood, privilege, resentment, and guilt shaped their money habits • Why hustling stops working once fixed costs get too high • Ramit's warning that they are weeks away from not being able to pay rent • Why Blake may need to aggressively increase his income • How they move from blame and panic into a shared plan • Their follow-up reflections on what finally felt doable Chapters: (00:01:20) Meet Freya and Blake (00:03:30) Why Freya applied to speak with Ramit (00:05:23) “Do you want to have a budget conversation?” (00:05:56) The skiing trip that became a money fight (00:08:22) The Mexico trip they couldn't afford (00:13:52) Savings are gone and the safety net has disappeared (00:15:16) Freya carries the planning, groceries, kids, and money stress (00:21:54) Looking at the Conscious Spending Plan together (00:24:01) The real debt and net worth numbers land (00:31:24) Why 102% fixed costs means they are broke (00:32:04) Ramit warns they are weeks away from not paying rent (00:34:54) Childhood money lessons and blame (00:43:57) Borrowing money to avoid eviction (00:48:11) Blake's belief that more income will solve everything (00:57:14) Guilt, family, and saying yes when they should say no (01:03:00) Defining a realistic Rich Life from where they are now (01:08:30) Childcare costs disappearing (01:15:03) Freya asks Blake to help with grocery planning (01:18:00) Why savings comes before debt payoff right now (01:34:00) Why the plan finally feels doable This episode is brought to you by: Grow Therapy | Visit https://growtherapy.com/ramit to find a therapist today. LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT MasterClass | For unlimited access to every class and at least 15% off any annual membership, go to https://masterclass.com/ramit Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Have you or your partner realised you're paying a 1% financial advisor hundreds of thousands of dollars in fees over your lifetime? Maybe you feel stuck because they're your “family money guy,” If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply

Key TakeawaysGiving campaigns can produce short-term results, but discipleship produces long-term transformationChurches should focus on building a culture of generosity, not just funding needsEmotional giving can move people temporarily, but transformed hearts create lasting generosityStewardship discipleship must move beyond inspiration into practical transformationFinancial transformation is a journey:financial stressfinancial stabilityfinancial generosityChurches must meet people where they are financially and spirituallyPeople rarely resist generosity—they often just don't know how to get thereHealthy stewardship ministry focuses on what leaders want for people, not from peopleThe “living room” posture creates space for:honestymentorshiptransformationpeer-to-peer discipleshipStewardship teaching should remove shame and guilt while inspiring joyful generosityGod's goal is not pressured giving, but cheerful, transformed giversLong-term generosity culture is built through:systemseducationinspirationgraceintentional discipleshipResourcesSeedTime.comBook: Simple Money, Rich Life by Bob LotichLearn about the Christian Stewardship Network - https://www.christianstewardshipnetwork.com/Become a CSN member - https://membership.christianstewardshipnetwork.com/

Debra Poneman is a pioneer in the New Thought movement, founder of Yes to Success, bestselling author, and meditation teacher with over 50 years of experience helping people transform their minds, health, and lives. In today's episode, Debra joins me to discuss the science of aging, longevity, and the simple lifestyle habits that can help slow down physical and mental decline. We dive into how stress impacts the brain and body, the connection between meditation and cognitive health, and the daily habits that play a major role in how we age. Debra shares the research behind meditation and brain function and explains how oxidation accelerates aging. She also reveals the foods, routines, and anti-inflammatory practices she uses to stay energized and healthy at 73. We explore gut health, sleep, exercise, hormones, blue light exposure, and the factors that influence memory loss, wrinkles, fatigue, and overall health. Debra also reveals techniques for lowering cortisol and the simple changes that can improve your energy, focus, appearance, and long-term wellness. Join us today as we dive into natural anti-aging strategies, stress reduction, meditation, brain health, longevity, nutrition, daily wellness habits, and much more. –To learn the science-backed habits Debra uses to slow and reverse aging, improve brain health, reduce stress, and increase longevity, Get Debra Poneman Anti-Aging Masterclass >> https://www.debraponeman.com/ageless-masterclass –Download Debra Poneman and Ronnie Newman's free ebook on anti-aging, meditation, stress reduction, exercise, nutrition, and lifelong vitality. Download the Free eBook: Ancient and Modern Secrets for Lifelong Radiance >> https://www.beinghealthiertoday.com/ancient-modern-ageless-secrets/ —If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: relaunchtoarichlife.com —Visit Debra Poneman's Website: https://yestosuccess.com/ Connect with Debra on: Facebook: https://www.facebook.com/DebraPoneman.YesToSuccess/Instagram: https://www.instagram.com/debraponeman/Linkedin: https://www.linkedin.com/in/debra-ponemanYoutube: https://www.youtube.com/c/YestoSuccess —Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Drew and Amanda, a married couple earning around $167,000 a year with a net worth of over $800,000. On paper, they look financially successful but behind the scenes, their fixed costs are dangerously high, their savings are low, and their spending decisions are causing tension in the relationship. Drew admits he struggles with spending, while Amanda finds it difficult to say no, leaving them stuck in a pattern where money feels stressful instead of empowering. In this episode we uncover: • Their household income of around $167,000 a year • Why they still feel financially stretched despite a strong net worth • Their surprisingly low savings compared with their assets • How fixed costs reached around 89% of their gross income • Drew's struggle with spending and impulse decisions • Amanda's difficulty saying no without feeling like the “bad guy” • The hidden relationship dynamic behind their financial stress • Why eating out 6–8 times a week became a major spending leak • The role of bonuses in justifying bigger spending decisions • Amanda's childhood experiences with financial instability • Drew's “you only live once” money mindset • How their daughter is learning from their financial behaviour • Ramit's challenge for them to stop making emotional money decisions • Why vacations may need to pause while they rebuild savings • Their plan to create a family money philosophy and emergency fund ⏩ CHAPTERS (00:03:15) Why Drew applied to the podcast (00:07:00) The hidden decision-making problem (00:10:30) Why they don't feel like a team with money (00:16:15) Their financial numbers revealed (00:21:15) The reality of their household income (00:29:25) Fixed costs are the real problem (00:33:10) The truth about eating out (00:35:50) How bonuses fuel spending (00:39:30) The couple who struggle to say no (00:45:30) Amanda's childhood money story (00:56:30) Their inherited money beliefs (00:58:20) Starting their Rich Life vision (01:04:00) Pausing vacations to rebuild stability (01:10:00) Drew practices saying no (01:16:30) Amanda's role changes (01:20:30) Cutting subscriptions and eating out (01:29:30) Redirecting money toward savings (01:36:00) Creating a family money philosophy (01:44:30) Ramit's final advice THIS EPISODE IS BROUGHT TO YOU BY Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Calling LA couples: Apply to be coached for free on this podcast at https://iwt.com/apply

Submit your stock picks here: ausbiz.co/callpicksClaude Walker from A Rich Life and Luke Winchester from Merewether Capital go in-depth and stock specific on ‘the call.'WT Financial vs CentrePoint Alliance (WTL vs CAF)3P Learning (3PL)Sports Entertainment (SEG)PARTS (MXI)EnergyOne (EOL)Wagners Holding (WGN)GWA Group (GWA)Kip McGrath Education Centres (KME)PepperMoney (PPM)Stock of the day: Guzman Y Gomez (GYG) to listen go to https://ausbiz.co/STODGet your stock pick to the front of the queue by becoming an ausbiz contributor: https://ausbiz.co/contributorsAnd we'd love it if you could leave us a review below! Hosted on Acast. See acast.com/privacy for more information.

Jules is on a mission to create her Rich Life and help others do the same. So today we are talking about the tough decisions you need to make to do that - and how to give less sh*ts!

Dr. Margaret Paul, PhD, is a bestselling author, relationship expert, and co-creator of the Inner Bonding self-healing process. She has spent more than five decades helping people heal anxiety, depression, loneliness, relationship struggles, shame, and emotional pain. She has also appeared on major media platforms, including The Oprah Winfrey Show.In today's episode, Margaret joins me to discuss why so many people feel emotionally stuck, disconnected, anxious, lonely, and exhausted from constantly trying to earn love, approval, and validation from others.We dive into the difference between the wounded self and the true soul self, how childhood conditioning shapes identity, and the factors that quietly create anxiety, depression, emotional emptiness, and relationship conflict.Margaret also breaks down the 6-step Inner Bonding process and explains how you can begin healing false beliefs, reconnecting with your emotions, accessing your higher guidance, and learning to truly love yourself instead of constantly seeking love externally.Our conversation covers emotional triggers, inner child healing, overcommitment, controlling behaviors, loneliness in the modern world, social media disconnection, and why many people struggle to feel fulfilled even when life looks successful on the outside.Join us today as we dive into emotional healing, anxiety, self-worth, people-pleasing, loneliness, relationship patterns, learning to trust yourself, discovering your purpose, creating inner peace, and much more.—Start the Free 7-Day Inner Bonding Course.Learn the foundations of the Inner Bonding process and begin understanding the emotional patterns, false beliefs, and self-abandonment habits that may be fueling anxiety, shame, loneliness, and relationship struggles.https://www.innerbonding.com/show-page/245/free-7-day-course.html—Get “Lonely No More” by Dr. Margaret Paul.Discover why so many people feel emotionally disconnected and learn how to stop seeking love externally and start creating inner peace, emotional fulfillment, and authentic connection.https://www.amazon.com/Lonely-No-More-Astonishing-Bonding/dp/1722506733—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Dr. Margaret Paul's Website: https://www.innerbonding.com/Connect with Margaret on:Facebook: https://www.facebook.com/margaret.paulInstagram: https://www.instagram.com/innerbonding1/Linkedin: linkedin.com/in/margaretpaulYoutube: https://www.youtube.com/user/innerbond—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

The thing you're waiting for — the solution, the answer, the breakthrough — is already on its way. And what if your stress and clenching is the only thing blocking you from receiving it?In this episode, Johanna goes deeper into the identity of the radically satisfied woman: not someone with a perfect life, but someone who has cultivated such a rich inner world that she can sit on a park bench and cry tears of happiness, regardless of what is still unresolved.---IN THIS EPISODE• Why satisfaction is medicine, and why the "squeeze harder" approach keeps you stuck• The identity root of discontent: how your perception keeps recreating lack• The lottery winner thought experiment: why circumstances alone will never be enough• Satisfaction vs complacency; they are not the same, and confusing them is costing you• A stunning reading of Proverbs 15:15 across four Bible translations• What "a glad heart has a continual feast" actually means (hint: it's not about your circumstances)• Why a kind heart - toward yourself and your situation - is the key to the feast---TIMESTAMPS00:00 — The medicine: why the way of the satisfied woman is the answer02:01 — Who this episode is for04:25 — Faith without works is dead — what embodied faith actually looks like06:12 — The exhaustion of the clench and why it's not productivity08:12 — The litmus test: are you predominantly stressed and grasping?10:10 — The lottery winner thought experiment13:03 — What it would feel like to truly know the solution is already coming16:31 — What 10 years of dopamine-chasing does to a woman18:55 — Satisfaction vs. complacency: a crucial distinction20:57 — When you're satisfied, expansion happens effortlessly22:45 — The island off Helsinki: what old Jo would have missed26:36 — The identity shift that changes everything — right now28:20 — Proverbs 15:15 in four translations unpacked36:26 — The kind heart and the continual feast38:10 — Your closing invitation: one-on-one mentorship & free gifts---SCRIPTURE FEATUREDProverbs 15:15 — NLT, NIV, New Catholic Bible, The Message, Amplified, The Voice---❤️‍

Key TakeawaysFinancial brokenness often becomes the starting point for true stewardship transformationStewardship begins with surrendering control and trusting God with the outcomeMoney is deeply connected to identity, security, and trustTracking “net given” instead of just “net worth” reframes financial success through an eternal lensAccumulation alone is a poor scoreboard for Kingdom-minded believersThe “Seed Account” creates intentionality and joy around generosityGiving becomes easier when it is planned first instead of treated as leftover moneySmall, consistent increases in generosity can lead to significant long-term transformationThe “1% Challenge” is a practical and accessible starting point for new giversGenerosity is not measured by amount, but by faithfulness and obedienceStewardship is a daily posture of dependence on God, not a one-time financial decisionTrue financial freedom comes from open-handed trust, not accumulationResourcesSeedTime.comBook: Simple Money, Rich Life by Bob LotichLearn about the Christian Stewardship Network - https://www.christianstewardshipnetwork.com/Become a CSN member - https://membership.christianstewardshipnetwork.com/

Part of the pride problem some in the church in Corinth were battling was a result of a completely incorrect way of viewing life. Following Jesus should change that view.

37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. The problem is that most of us are working hard on the wrong math problem. In this episode we walk through the four stages of money (surviving, stable, secure, and surplus) and the one mistake almost everybody makes when they try to jump from one stage to the next. We get into why "boring" is the actual investing strategy, why we wish we wouldn't have taken the raise, the bank-manager story that explains why the system is rigged against people in stage one, and the moment we finally figured out that the move that got us from stage one to stage two was the exact same move keeping us stuck in stage two for years. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free.   WHAT WE COVER IN THIS EPISODE Here's a little of what we cover in this episode: The stat that proves your financial stage has almost nothing to do with your income The 4 stages of money and how to know which one you're actually in The one mistake almost everybody makes trying to jump from one stage to the next Why a $20k raise can leave you with the same $0 left at the end of the month The bank manager story that exposes how the system is rigged against people in stage one Why "boring" is actually the right investing strategy at stage three The Elon-Musk-doesn't-mow-his-own-lawn principle most people get backwards Why willpower-based budgeting always fails (and what to do instead)   BIBLE VERSES MENTIONED Matthew 14:13-21 (referenced. The five loaves and two fish. "You bring it to me and I'll multiply it.")   RESOURCES MENTIONED Mission-Driven Millionaire cohort Simple Money, Rich Life (the book) Free book offer   DISCLAIMER Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.  

Randi Halaway is a Self Leadership and Personal Power Expert, speaker, entrepreneur, and creator of The Personal Power Way, a transformational framework for regulating the nervous system. She has also owned and sold a thriving salon in downtown San Diego and has coached women and entrepreneurs since 2016 on self leadership, emotional healing, and personal growth. In today's episode, Randi joins me to discuss her divorce story and other major life experiences, and how they helped her step into her power and completely transform her life. She also shares her journey to becoming a transformational coach. We explore why so many people stay stuck in unhealthy patterns, how fear quietly controls decision making, and what it actually takes to move out of survival mode. Randi explains how to regulate your nervous system, stop overreacting emotionally, quiet self sabotage, and create healthier relationships. We also talk about the hidden connection between self worth and the choices we make in relationships, business, and life. Randi shares how she hit rock bottom and finally confronted her deep fears of rejection, loneliness, and “not being enough.” You will also learn how to reprogram negative thought patterns, stop operating from chaos and fear, heal emotionally, and trust your intuition even when life feels uncertain. Join us today as we dive into rebuilding after heartbreak, overcoming limiting beliefs, nervous system healing, emotional resilience, trusting yourself again, creating healthier relationships, and learning how to fully love yourself instead of settling for less. —Ready to break free from self sabotage, rebuild your confidence, and create healthier relationships? Apply to work with Randi one on one through her coaching and mentorship programs >> https://randihalaway.com/work-with-me/ —Start your healing journey with Randi's free journal prompts, self growth tools, and emotional healing resources designed to help you reconnect with yourself >> https://linktr.ee/randihalaway— Join the Heart Centered Collective for deeper support, guided transformation, and a community focused on emotional healing, self leadership, and personal growth. >> https://programs.randihalaway.com/hcc__ If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside. Learn more and join us in September: relaunchtoarichlife.com —Visit Randi Halaway's Website: http://www.randihalaway.com Connect with Randi on: Facebook: http://facebook.com/randi.halaway.7Instagram: https://instagram.com/randihalawayLinkedin: https://www.linkedin.com/in/randihalaway —Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCo Interested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.com Find Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Nicole and Shane, an engaged couple in their forties getting married in just 11 days. Together they earn $241,000 a year, have a net worth of $588,000, and hold $265,000 in savings, but their financial lives are still tangled. Nicole has built a rich life around travel, dining out, and intentional spending, while Shane is a natural saver whose job has covered most of his living expenses. As they prepare for marriage, a future child, and a major shift in Nicole's income, Ramit helps them confront the messy reality of combining money, separating business and personal finances, investing more aggressively, and turning vague dreams into a real shared Rich Life.   In this episode we uncover: • Why Nicole's $10,000-a-month spending shocked Shane early in their relationship • How Nicole built a “Rich Life” for one through travel, dining out, and dedicated savings • Shane's unusual work setup where housing, food, and utilities have been covered • The tension of combining finances just 11 days before their wedding • Why Nicole feels judged for her lifestyle, even though her numbers are strong • Their combined income of $241,000 a year and net worth of $588,000 • Why Shane has a higher net worth despite Nicole earning slightly more • Nicole's concern that her income could drop by half after having a child • How Nicole's business and personal finances became dangerously tangled • Their surprisingly low fixed costs and unusually high savings rate • Why having $265,000 sitting in savings may actually be holding them back • Shane's habit of trying to time the market when investing • Why their projected $1.7 million retirement portfolio may not be enough for the life they want • Ramit's advice on turning their messy numbers into a shared financial vision before marriage ⏩ CHAPTERS (00:00:00) Teaser: “You spend $10,000 a month?” (00:01:02) Introduction: combining money before marriage (00:02:47) Nicole and Shane's financial snapshot (00:06:53) Nicole feels judged by her lifestyle (00:08:50) Nicole's Rich Life: travel, dining out, and $500 dresses (00:12:45) How marriage changes Shane's living situation (00:15:38) Reviewing their Conscious Spending Plan (00:19:42) Their $241,000 household income (00:24:01) Ramit explains why letting the prenup discussion go was a mistake (00:27:20) Nicole's business and personal finances are mixed together (00:35:00) The problem with saving 42% but under-investing (00:40:32) Nicole's guilt-free spending doesn't add up (00:45:26) Ramit explains the danger of tracking without understanding (00:48:53) Their retirement projection (00:50:13) Why $1.7M may not be enough (00:52:05) Reallocating savings instead of only cutting spending (01:20:12) Turning dreams into a realistic financial vision (01:47:11) Ramit's final advice: use the time before income changes wisely (01:50:00) Follow-ups and closing thoughts This episode is brought to you by: Netsuite | Get the free guide “Demystifying AI” at https://netsuite.com/ramit LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMITFactor | Head to https://factormeals.com/ramit50off and use code ramit50off to get 50 percent off and free daily greens per box, with new subscription only, while supplies last until 09/27/2026. (See website for more details). DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkoutGet 25% off my programs until Friday May 15th at iwt.com/programs with code RESET26. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be on my podcast at https://iwt.com/apply 

A sermon by Pastor Ryan Proudfoot. Listen along as Commission Church concludes our series titled "A Theology of Generosity".

Jennifer K. Hill is an entrepreneur, executive coach, speaker, podcaster, the founder of the Jen Hill Tribe, and co-founder of OptiMatch. She is also widely known as the “Fairy Godmother of Human Connection,” and she has spent more than 20 years helping entrepreneurs and leaders build meaningful relationships, emotional resilience, and aligned success.In today's episode, Jennifer joins me to share the painful relaunch moments that completely transformed her life, and how you can learn from these experiences to break free from self-sabotage, burnout, and toxic relationship patterns.Jennifer opens up about struggling with self-hatred, addiction, bulimia, and emotional disconnection. She explains how self-awareness helped her rebuild her relationships, leadership style, business success, and inner peace.We also dive into the neuroscience behind emotional triggers, limiting beliefs, and perception. You'll understand how your mindset shapes the people and opportunities you attract, how to stop operating from survival mode, and how to create success in your business and life.Jennifer also shares practical tools, habits, and mindset shifts for building stronger relationships, attracting aligned opportunities, protecting your energy, and creating deeper connections with yourself and others.Join us today as we dive into emotional resilience, rewiring limiting beliefs, building meaningful relationships, healing from loss, conscious leadership, nervous system regulation, identity shifts, self-love practices, entrepreneurship, and much more.—Download Jennifer's free “Anti-Asshole Prayer” and Meaningful Morning Mantras to help you attract aligned relationships, protect your energy, and create healthier connection patterns: https://ctct.me/metabizics/meaningful-morning-mantras/—Explore the OM app, Jennifer's relationship and connection platform designed to help people build more aligned, high trust relationships: https://om.app/survey/—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Jennifer K. Hill's Website: https://www.jenhilltribe.com/Connect with Jennifer on:Facebook: https://www.facebook.com/jenhillspeaker/Instagram: https://www.instagram.com/jenhillspeakerLinkedin: https://www.linkedin.com/in/jenniferkhill/—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Mikaela and Dave, both in their early thirties, parents of two young children, and earning an impressive $278,000 a year. Despite a net worth nearing $1.5 million, they struggle to spend money, even on necessities. Mikaela wears clothes with holes, and Dave sits in an uncomfortable chair, all rooted in a scarcity mindset developed from past challenges and recent life events. Ramit helps them explore their money beliefs, encouraging them to redefine their rich life beyond just accumulating wealth. In this episode we uncover: • Their surprising net worth of nearly $1.5 million in their early thirties • Mikaela's struggle to replace workout leggings with holes, even when she can afford it • Dave's discomfort with his office chair despite working from home • The recent health scares that have frozen their spending decisions • Why Mikaela still views money through a lens of scarcity despite their wealth • The shocking realization of their actual household income versus their perception • The invisible labor dynamics in their financial management • Mikaela's childhood experiences with financial stress and lack of fun • How past trauma and family loss continue to influence their spending habits • The challenge of transitioning from a "hoarder's mentality" to enjoying their money • Their vision for a Rich Life that includes travel and personal well-being • Ramit's advice to ban the word "need" from their financial vocabulary ⏩ CHAPTERS (00:00:00) Introduction (00:03:08) Why they struggle to spend money (00:06:08) The impact of past health scares (00:14:00) What it means to be "frozen" (00:16:32) The origins of their frugal mindset (00:33:51) The shock of their true income (00:40:00) Rebuilding financial foundations (00:46:08) Mikaela's childhood and money lessons (00:52:19) The profound impact of family loss (01:06:00) Building an amazing relationship with money (01:14:38) How to get help from Ramit (01:16:40) Reimagining the concept of "need" (01:19:15) The value of Mikaela's time (01:27:00) The invisible labor in financial planning (01:31:00) Ramit's challenge for Dave to initiate fun spending (01:35:10) Setting boundaries for family finances (01:37:00) Defining their rich life together (01:44:30) Ramit's parting advice This episode is brought to you by: Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Wildgrain | Get $30 off the first box — PLUS free Croissants for life — at https://wildgrain.com/ramit Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramit Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTubeHave you or your partner fallen for a scam? Maybe gotten bad financial advice from someone who didn't keep their promises? If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply

Shelly Lefkoe is the Co-founder of The Lefkoe Institute, an organization focused on improving quality of life by eliminating limiting beliefs. Over a career spanning more than 35 years, she has assisted over 150,000 people globally in overcoming deep seated emotional and behavioral challenges.In today's episode, Shelly joins me to break down how limiting beliefs are formed, why they feel so real, and how they silently control your behavior, emotions, and results in life.We dive into the difference between patterns and beliefs, and why most self improvement methods fail to create lasting change. Shelly reveals the 5 most common beliefs nearly everyone has, including why you feel “not good enough” or “not important”, and how these beliefs drive your actions.Shelly also shares her personal relaunch story after a major loss, how she overcame her limiting beliefs, and turned a struggling business into a thriving organization.Our conversation goes into how beliefs are created, how meaning is formed in the mind, and why events have no inherent meaning. Shelly also shares a powerful, real time exercise to build and dissolve certain beliefs, including how to reframe certain childhood experiences of not belonging.Join us today as we dive into eliminating limiting beliefs, overcoming self doubt, understanding how your mind creates meaning, breaking free from emotional patterns, and stepping into a more confident, authentic version of yourself.—DM @shellylefkoe on Instagram with the word “Hillary27” to get free access to her belief elimination process and experience the shift for yourself.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Shelly Lefkoe's Website: Lefkoeinstitute.comConnect with Shelly onFacebook: https://www.facebook.com/shelly.lefkoe—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Ramit Sethi of I Will Teach You To Be Rich talks to Kristina and Erin, a married couple who have been together for 10 years, raising two children in Toronto. They make good money, but they have no system for their finances, which has led to years of avoidance. They've accumulated $106K in debt and have only two weeks of savings. While Erin, the "stable one," has a full-time job, Kristina's entrepreneurial journey has been marked by wildly inconsistent income, including a $50K loss on NFTs. They both admit they don't trust each other or themselves with money. Ramit helps them confront their fears, redefine their relationship with money, and finally start working as a team. In this episode we uncover: • How Kristina lost $50K in NFTs • Why Erin struggles with "spending with emotion" • The cultural component of their Catholic guilt around money • How their childhood experiences influence their money habits • Kristina's fear that her income won't last • The surprising truth about their combined income • Why they avoid tracking their spending • Their identity as "coach collectors" who avoid real change • Ramit's "60-second truth-telling" exercise • Why they need to be aligned as partners to achieve their goals • The true cost of credit card debt • Why their "guilt-free" spending is holding them back • Ramit's radical advice on cutting fixed costs • How they can quickly pay off their debt Chapters: (00:00:00) Introduction (00:02:40) Feeling stupid about money (00:05:23) Unspoken financial conversations (00:08:44) Fear that money won't last (00:09:25) Lack of trust around money (00:15:16) Emotional spending and guilt (00:19:55) The surprising truth about their net worth (00:22:52) The impact of high fixed costs (00:27:00) "We work too hard to feel like we don't have anything" (00:30:45) Why past coaching failed (00:34:54) Childhood money lessons and scarcity (00:41:46) The impact of Catholic guilt (00:49:30) Goals for debt and savings (00:54:30) Ramit's 60-second truth-telling (00:58:33) Fixing the Conscious Spending Plan (01:07:07) Aligning on a Rich Life together (01:17:35) How Kristina and Erin are going to get on the same page (01:21:40) Why they're afraid to talk about money with their kids This episode is brought to you by: DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT Superhuman Mail | Turn your inbox into momentum. Sign up at https://superhuman.com/podcast. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Have you or your partner fallen for a scam? Maybe gotten bad financial advice from someone who didn't keep their promises? If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply 

Send us Fan MailIf you have ever felt the pull of a big dream that asks you to take a big leap of faith, but you don't feel ready and you struggle with self doubt and knocking knees... bouncing between "what if this doesn't work?" and "what if it does?", this episode is for you. In this episode:Why you don't need unshakeable confidence or a perfect plan to chase a big dreamThe myths we have been sold about fear, growth and self beliefWhat happens in the "free fall" when you are in the middle of that big leap Anchors to hold onto during the period of self doubt and struggle (it is inevitable in a big leap)Courage as contagious and why we need you to take the baby step with baby faith for the big leap If you would like to learn more about The Mothered Business Mastermind, click here. Want to download the 15 minute CEO Map? If you only have 15 minutes it will tell you exactly what to work on to move the needle in your business. Click here. Please say hi to me on Instagram @robyn.gooding or take a peek at my website for more info www.robyngooding.comClick here to book your call anytime! If you loved this episode, I'd appreciate if you could leave a review or share on your socials. It truly means the world to me and helps amplify this message for other mothers desiring a supportive business for motherhood.  Disclaimer: This podcast is for educational and informational purposes only. The content shared reflects my personal experience and professional perspective as a coach.Any stories shared are anonymized or composite examples drawn from real experiences, with identifying details changed to protect privacy.This podcast does not constitute medical, legal, financial, or...

Money is such a contentious issue. In the world at large, but specifically within the Christian community. The love of money is the root of all evil...but does that mean making money is wrong? Do I really need to tithe 10%? Is budgeting a lack of trust in God? There's a million questions that end up becoming quite theological, and it can be tough to find God's peace in the whole conversation. That's why we brought on Bob Lotich, from Seed Time, to give us an overview from his experience and perspective as a Christian financial expert, on how families can think about money from a Christian perspective and not get totally overwhelmed in the process. On this episode, we talk about: 0:00 Intro 1:23 How does a Christian family approach finances differently? 3:37 Avoiding the financial and spiritual ditches 9:39 God-first finances 19:01 Income and Expenses Imbalance 24:31 The biblical tension with wealth 31:04 Real Money Math Budgeting Resources Mentioned: Seed Time Youtube: https://www.youtube.com/@seedtimepodcast/ Website: https://seedtime.com/ Instagram: https://www.instagram.com/seedtime/ Simple Money, Rich Life by Bob Lotich: https://www.amazon.com/dp/0593193652/ Rocket Money app: https://www.rocketmoney.com/ --- Follow Family Teams: Facebook: https://facebook.com/famteams Instagram: https://www.instagram.com/familyteams Website: https://www.familyteams.com --- Hi, welcome to the Family Teams podcast! Our goal here is to help your family become a multigenerational team on mission by providing you with Biblically rooted concepts, tools and rhythms! Your hosts are Jeremy Pryor and Jefferson Bethke. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!

In this insightful interview, tarot expert Janice King demystifies tarot, explaining its true purpose as a transformational tool rather than fortune-telling. She shares her unique approach to understanding the cards, the importance of experience and intuition, and how tarot can serve as a navigational map for life's journey.Timestamps:00:00 Introduction to Tarot and Its Purpose02:58 Understanding the Structure of Tarot05:55 The Importance of Experience in Tarot Reading09:01 Navigating Time and Predictions in Tarot12:02 Tarot as a Navigational Tool15:04 The Philosophy Behind Tarot17:54 Building a Rich Life with Tarot20:56 Connection and Community in Tarot24:07 Cultural Perspectives on Tarot26:53 The Journey of the Fool in Tarot35:21 Celebrating Potential and Spiritual Empowerment37:39 The Connection Between Tarot and Life39:37 Understanding Spirit and Free Will41:06 Navigating Spirituality Beyond Traditional Beliefs43:20 The Role of Joy in Spiritual Growth51:22 Tarot as a Tool for Empowerment54:06 Debunking Tarot SuperstitionsConnect with Janis:Janis King's Website - https://janisking.ukTarot the Life Code (Deck and Book) - https://janisking.uk/products/tarot-the-life-codeJanis King's Book: Tarot the Life Code - https://janisking.uk/products/tarot-the-life-code-a-fool-a-magician-and-the-secret-of-life

Diane Forster is an award-winning TV host, bestselling author, and mindset coach known as “America's Mindset Coach.” She is the creator of “I Have Today TV,” a platform with over 250 episodes designed to help women build confidence, visibility, and influence. After four decades of working with brands like Disney, ABC, and CBS, Diane now helps entrepreneurs launch their own TV shows to grow their brand, income, and impact.In today's episode, Diane joins me to break down the massive shift happening in media, why traditional paths may no longer be enough to stand out, and the correct way to build your authority online in today's crowded marketplace.We dive into Diane's corporate career, her reinvention, and how she built a successful TV platform from scratch. Diane also reveals the biggest mistakes people make when trying to grow their visibility and the fastest way to stand out in a crowded online space.We talk about the difference between a podcast and a TV show, the importance of owning your content, and how to turn a TV show into your most valuable business asset.You'll learn how to create content without expensive equipment, how to get comfortable on camera even with zero experience, and how to turn one piece of content into multiple streams of visibility and income.Join us today as we dive into building authority through video, overcoming the fear of being seen, creating a powerful brand, leveraging content in 16 different ways, and creating a show that fast tracks your credibility, opportunities, and income.—Discover how to turn your expertise into a powerful platform that attracts clients, builds credibility, and scales your impact: tvstarhost.com/live—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Diane Forster's Website: https://dianeforster.com/Connect with Diane onWebsite: https://dianeforster.com/Facebook: https://www.facebook.com/DianeForsterOfficial/Instagram: https://www.instagram.com/dianeforsterofficialLinkedin: https://www.linkedin.com/in/dianeforsterofficial/—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Money conversations can feel loaded… emotional… sometimes even explosive.And for most couples, money only gets talked about when something goes wrong.In this episode, I'm sharing a powerful conversation with Ramit Sethi, author of I Will Teach You to Be Rich, about how the language we use around money shapes our relationships.Instead of asking reactive questions like “Why did you spend that?” or “How are we going to pay this off?,” Ramit challenges couples to focus on the bigger picture: the life they actually want to build together.He introduces the idea of a “Rich Life Review”—a simple monthly conversation where you and your partner look at key numbers, celebrate wins, and talk about your goals.Because the real problem isn't the $20 purchases couples argue about…It's that we rarely ask the $30,000 questions that shape our future.If you've ever felt awkward or stuck talking about money with your partner, this episode will give you a framework to start healthier, more productive conversations—and design a life you're truly excited to live.Click play to hear all of this and:[00:00] Why most couples only talk about money when there's a problem[02:00] How the language we use about money shapes our relationships[03:45] Why Ramit believes most couples argue about the wrong financial issues[05:00] The difference between $3 questions and $30,000 life questions[06:20] What a “Rich Life Review” is (and why it replaces budgeting meetings)[07:30] The simple framework for a monthly money conversation with your partner[09:00] The four key financial numbers every couple should track[10:30] How focusing on big-picture goals transforms money conversations

Episode 126 - LaChelle Johnson - author, speaker, founder of Wealth Building Lab and Rich Life and Mindset Coach - helps first-generation wealth builders break survival cycles and intentionally design a rich, fulfilling life.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

Karen Romine is a corporate strategist and psychic medium who advises C-suite executives and entrepreneurs on high-stakes decisions. With over 40 years of experience, she has guided $485 million in mergers and acquisitions, worked alongside the FBI on investigations, and now leads an exclusive advisory group known as The Black Table.In today's episode, Karen joins me to discuss intuition, psychic intelligence, and how leaders can tap into a deeper level of decision-making. She shares her journey from corporate leadership to fully embracing her intuitive abilities and how that shift transformed both her and her clients' lives and careers.We dive deep into how intuition actually works, who has access to this ability, and how to activate it. Karen breaks down how to trust your intuition and use it to start making better decisions, become a stronger leader, and drive exponential business growth.Karen also shares powerful stories of families, executives, and investigations she has used her intuition to help.Our conversation also covers how Karen activated her relaunch process and triggered a massive personal and professional transformation in her life and career. Karen also goes ahead to explain how she improved her health, increased her visibility, and won major business opportunities in her relaunch.Join us today as we dive into trusting your intuition, making high-level decisions with clarity, overcoming internal resistance, and relaunching into the next level of your life in terms of health and wealth.__Ready to stop second-guessing yourself and start making decisions with clarity you can actually trust?Visit theblacktablecouncil.com to learn how to access your own intuition, understand the signals you're already receiving, and apply them to your business and life in a way that gives you a real edge.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Karen Romine's Website: https://www.karenromine.com/Connect with Karen onInstagram: https://www.instagram.com/iamkarenromineLinkedIn: https://www.linkedin.com/in/iamkarenromine/YouTube: https://www.youtube.com/@iamkarenromine—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

A few weeks after recording an episode on building a “rich life,” I had a realization…I left something out.Not because it's not important—but because it's something so many of us have quietly deprioritized as adults.Fun.In this short, no-fluff solo, I'm breaking down what I'm calling the forgotten 6th F—and why fun isn't something you earn after you've done enough… it's part of the foundation.We've optimized everything—our work, our routines, even our relationships. But somewhere along the way, we started believing everything needs a purpose, a result, or a return.Even our fun has an agenda.This episode is your reminder that a life can look full on paper… and still feel heavy. And that small, intentional moments of joy might be the missing piece.If you've been building, pushing, and doing all the “right” things—but something still feels off… this one's for you.CONNECT WITH HALEYInstagram: ⁠@thehaleywestfall⁠Website: ⁠www.haley.westfall.com⁠TikTok: ⁠@thehaleywestfall⁠LinkedIn: ⁠Haley Westfall

Hannah Chapman is a Certified Financial Planner Professional (CFP), Accredited Portfolio Management Advisor (APMA), and Chartered Retirement Planning Counselor (CRPC), with over 19 years of experience in the financial sector. She is also the founder of X² Wealth Planning and co-host of the Expansive CEO podcast, where she empowers visionary entrepreneurs through her work.In today's episode, Hannah joins me to break down why most people struggle with money, and why it has very little to do with numbers.Hannah shares her journey to discovering how emotions, childhood experiences, and “money stories” drive financial decisions. She explains how the beliefs we develop early in life shape how we earn, spend, and manage money today.We dive deep into the emotional side of money, including the three key factors that keep people stuck in cycles of overspending, stress, and financial instability, even at high income levels. Hannah also explains Human Design and Gene Keys, and how to use them to avoid regret, make aligned financial choices, and build confidence in your decisions.We also explore the difference between emotional and instinctive decision-making, why many entrepreneurs struggle with inconsistent income, and how to shift from scarcity to an abundance mindset.Join us as we dive into the psychology of money, how childhood shapes financial futures, how to align your decisions with who you truly are, and how to build wealth without burnout.__Ready to take control of your finances in a way that actually aligns with who you are?Here are your next steps:Visit x2wealth.com to learn how to grow your income, make smarter decisions with your money, and build long-term stability without sacrificing the lifestyle you want.Also head to expansiveceo.com to check out the Expansive CEO program, created for business owners who want to grow with clarity, stability, and scalable systems in place.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Hannah Chapman's Website: https://www.hannahrchapman.com/Connect with Hannah onFacebook: https://www.facebook.com/hannah.chapmanInstagram: https://www.instagram.com/hannah.chapman.Linkedin: https://www.linkedin.com/in/hannahrchapman/Podcast: https://podcasts.apple.com/us/podcast/expansive-ceo/id1662417916—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Have you ever wondered why financial breakthrough feels so close yet so far? Bob and Linda Lotich reveal that God is constantly testing us with money—and most of us don't even realize it's happening.   In this eye-opening conversation, they break down the three distinct money tests every believer faces, how to identify which one you're in right now, and what God is trying to teach you through it.     What You'll Learn: The Three Tests - The Struggling Test - When you have less than you think you need The Surplus Test - When extra money comes your way The Stable Test - When nothing has changed for years   Key Insights: Why the habits you build in struggle carry you into surplus The George Mueller story that will transform how you pray about provision How to know if you're in a "rest season" or need to take action Why stability might be the sneakiest test of all The practical "50/50 rule" for handling raises and windfalls How to create your own "stack of stones" to remember God's faithfulness Powerful Quotes: "The habits that we build in the struggle are the habits that carry us into the surplus time." - Bob "We've just been through this too many times." - Bob (during a financial crisis moment) "What do I need to do the job that God's asked me to do? And then the rest of it can just go." - Linda "It's an open book test and you have the teacher who wants to give you the answers." - Bob Biblical Foundations: Parable of the Talents (Matthew 25:14-30) The Rich Fool (Luke 12) George Mueller's radical faith Israelites and the manna James 1:2-5 on trials and wisdom Action Steps: Identify which test you're in right now - Are you struggling, experiencing surplus, or in a stable season? Create your modern "stack of stones" - Write down a timeline of how God has provided for you in the past Do a self-evaluation - How are you handling your current test? Ask God for wisdom - Is this a season to rest or a season to take action? Set up structures for surplus - Consider implementing the "50/50 rule" for future raises The Bottom Line: You don't have to pass these tests perfectly—none of us do. But God is using money to teach you to trust Him more deeply, steward more faithfully, and expand your belief in what He can do.   The question isn't whether you're being tested. The question is: Do you recognize the test?   Scripture References: Matthew 25:14-30 (Parable of the Talents) Luke 12 (The Rich Fool) James 1:2-5 (Consider it all joy) Proverbs (multiple references to saving and wisdom) Genesis 8:22 (Seedtime and harvest) Resources Mentioned: Simple Money, Rich Life by Bob Lotich - seedtime.com/smrl George Mueller's autobiography - https://www.georgemuller.org/uploads/4/8/6/5/48652749/the-autobiography-of-george-muller.pdf True Financial Freedom course - seedtime.com/tff Mission-Driven Millionaire program - seedtime.com/mdm   Ready to grow what God's given you? Get your free copy of Simple Money, Rich Life at seedtime.com/podcast   Have a question about which test you're in? Share it in the comments below or email us at hello@seedtime.com     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/sMnrFh6o2Ls)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

Arlyn DeBruyckere has been bird hunting for more than 50 years.  He's also a teacher, firearm safety instructor, hunting mentor, trap shooting coach, active member of several PF chapters, dedicated husband & father, farmer, and conservationist.  Travis and Arlyn share stories from the field and discuss the seasons that hunters go through over the course of a rich & fulfilling life as a bird hunter.  It's a conversation that ranges from first birds in the bag to controlled burns.  From chapter banquets to gun-shy dogs, and so much more.    Presented by: Walton's (waltons.com/), OnX Maps (onxmaps.com/), GAIM Hunting & Shooting Simulator (https://alnk.to/74wKReb), Black Gold Explorer Dog Food (blackgoldpet.com/), Hunt Fish SD (huntfishsd.com/), Aberdeen SD (aberdeensd.com/), RuffLand Kennels (rufflandkennels.com/), Minnesota Horse and Hunt Club (horseandhunt.com/), & Hoksey Native Seeds (https://hokseynativeseeds.com)

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Amanda Jefferson is a tech simplification expert, founder of Indigo Organizing, and a former corporate leader with an MBA who has worked in international consulting, at The Wharton School, and as the head of a nonprofit. She is also a certified KonMari consultant who has built a successful business helping professionals eliminate tech overwhelm and simplify their digital lives. In today's episode, Amanda joins us to talk about tech stress, burnout, and how she went from a high-level corporate career to building a business centered around simplifying people's lives. We dive into the hidden mental load caused by digital clutter, and how this constant friction drains your time, focus, and energy. Amanda shares simple tech changes can instantly reduce overwhelm, improve productivity, and make your daily life run smoother without needing a full reset or hours of effort. Our conversation covers the fear many people have around technology and AI, why that fear keeps you stuck, and the most powerful ways to create freedom, confidence, and control in your life and business. Join us today as we dive into eliminating tech overwhelm, building simple systems that save you time, overcoming fear around AI, and using technology as a tool to create more freedom, clarity, and ease in your life and business. —If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year. ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life. This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Amanda Jefferson's Website: https://www.indigoorganizing.com/Connect with Amanda Jefferson onFacebook: https://www.facebook.com/indigoorganizingInstagram: https://www.instagram.com/hey.amandaj/Linkedin: https://www.linkedin.com/in/amandajefferson/Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

In all of Scripture, there are only a handful of times when God explicitly tells us to "remember" something. Each time, it's attached to something vital—communion, Christ's resurrection, where we've fallen. But there's one verse where God commands us to remember a principle that much of the church seems to have forgotten entirely.   In this episode, Bob and Linda explore 2 Corinthians 9:6: "Remember this—a farmer who plants only a few seeds will get a small crop, but the one who plants generously will get a generous crop."       Key Topics Discussed: Why This Verse Matters How God uses the word "remember" throughout Scripture for critical truths The context of 2 Corinthians 8-9 and its focus on generous giving Why this principle of sowing and reaping has been pushed aside by many believers   The Enemy's Strategy How biblical principles get twisted and weaponized The 1980s prosperity gospel backlash and its lasting impact Two ditches to avoid: manipulation on one side, scarcity mindset on the other   Getting Your Heart Right The crucial difference between giving to people versus giving to the Lord How to avoid being manipulated while still embracing biblical generosity Why you can love your church and still have questions   The Multiplication Principle From Genesis to today: God's design for abundance The apple seed illustration that proves God's multiplication DNA How one butterfly's wings can literally change the world Why quiet faithfulness often shapes culture more than loud voices   What Happens When We Forget Generosity becomes optional instead of formative Fear replaces faith We settle for what we can maintain in our own strength Our expectations of God begin to shrink   Quotable Moments: "God doesn't command that we remember something that is trivial." "When you give to the Lord, that's when you can see the harvest. When you are giving to a person, they can't give you a harvest." "It's easy to be a voice... but there are so many people quietly shaping the culture of their nation." "The butterfly can flap its wings here in Tennessee and literally over in Australia there can be a hurricane—that is how God created things."     Challenge: Don't let the enemy's twisting of Scripture cause you to forget what God told you to remember. Sowing and reaping isn't just about farming or fundraising—it's about how God designed His entire creation to multiply. Every smile at the coffee shop, every dollar given in faith, every child raised in love has exponential Kingdom impact.     The question isn't whether God's multiplication principle is real. The question is: are you partnering with it or have you forgotten it entirely?       Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/ls_6kLhS2rY)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What does it actually mean to build a rich life?A life where richness is not just defined by money?In this episode, Haley is breaking down her 5 F's of building her own rich life: Faith, Family, Freedom, Finances, and Fortitude.Because the truth is… a lot of people are financially successful but still feel completely bankrupt in the areas that matter most.In this episode, she digs into about:why money alone won't make you feel richhow to stop building a life that only looks good on paperand what it actually takes to create a life that feels aligned, full, and sustainableIf you've been chasing success but still feel like something is missing, this episode will shift your perspective and your focus.A rich life isn't a life without problems. It's a life where you have the capacity to handle them.CONNECT WITH HALEYInstagram: @thehaleywestfallWebsite: www.haley.westfall.comLinkedIn: Haley Westfall

In this episode of Law of Attraction Changed My Life I share with you my journey of going from being in constant fight or flight/survival mode and start living my rich life every day. This life audit took me a couple of months and is an ongoing thing in my life but my god it's worth it! I'm the kinda b*tch that's now taking afternoon naps when I'm tired, going to pilates with friends & having a leisurely lunch midweek. Who is she? Come & find me on Instagram, I'm @francescaamber & @lawofattractionchangedmylife and let me know!Thank you so much for listening, I hope you get value and entertainment from these episodes. If you DO, please do your girl a favour and rate, review &subscribe - they're all free and take SECONDS but really help me and the pod out.You can find all my work including overnight subliminals for weight loss, wealth, fertility, beauty and confidence, success etc..as well as my online masterclasses right HERE: workwithfrancescaamber.com/linksOther things I love that I think you might love too...My Amazon Storefront (Amazon Associate)https://www.amazon.co.uk/shop/francescaamber 5 day FREE trial of my fave magnesium supplementhttps://www.healthy-metal.com/pages/rockstars-offer/?ref=francescaamber&utm_source=rockstars&utm_medium=instagram&utm_campaign=francescaamber You can buy my Sunday Times Bestselling book Manifest Like a Mother here.https://amzn.to/46bwv77 Thanks so much for listening & I'll see you next week,FrancescaxxxEVENTS Hosted on Acast. See acast.com/privacy for more information.

Is our money system actually working against faithful stewardship?   In this episode, Bob and Linda tackle a conversation almost no one in the church is having—but one every Christian steward needs to understand.   Bob opens with a shocking reality: $100 in 1971 now buys about $12 worth of stuff. Same number. Far less value. So what happened?   From there, the conversation zooms out to explore inflation, fiat currency, and why Scripture repeatedly condemns unequal weights and measures. Is our modern money system quietly violating biblical principles—and if so, what should believers do about it?   This isn't about fear, conspiracy theories, or predicting the end of the dollar. It's about wisdom, stewardship, and preserving the value of what God has entrusted to us so we can live generously and faithfully over the long term.     In this episode, we cover: Why saving money can feel like running on a treadmill What changed in 1971—and why it matters to your everyday life The biblical problem with "unequal weights and measures" (Proverbs & Amos) Why fiat currency quietly erodes purchasing power over time How money worked in the Bible: weight, scarcity, and real value Why Bob views gold as a store of value, not an "investment" How Bitcoin compares to gold (and why Bob separates it from other crypto) The hidden danger of keeping all your savings in cash How volatility differs from slow, invisible loss Why this conversation is ultimately about generosity and kingdom impact   Key Scriptures (NLT): Proverbs 11:1 – "The Lord detests the use of dishonest scales…" Proverbs 20:10 – "False weights and unequal measures… are detestable to the Lord." Amos 8:5–6 – God rebukes those who manipulate money for gain Genesis 23:16 – Abraham pays with weighted silver Exodus 30:13 – Money measured by the sanctuary shekel Genesis 2:11–12 – Gold appears early in creation—and God calls it good   Go deeper: If you want a deeper, step-by-step breakdown of how Bob thinks through gold, Bitcoin, and long-term investing from a Christian perspective, check out the 10x Investing Course mentioned at the end of the episode (https://seedtime.com/10x).   The heart of this episode This isn't about gold or Bitcoin being a "savior." God is our provider—always. But wisdom matters. If money quietly loses value every year, that affects families, retirees, and our ability to give generously.   As Bob explains, better stewardship today can mean greater generosity tomorrow. Action step for the week: Take 30 minutes to review where your savings are currently stored. Pray for wisdom (James 1:5), and ask this simple question:   "Is all of our money sitting in something that loses value over time?"     No pressure to act—just awareness, prayer, and learning. Important note: This episode is for education and biblical reflection—not personalized financial advice. Always pray and seek wise counsel before making financial decisions.         Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/euzv8IC40R0)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

#270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full Show Notes: https://chrishutchins.com/ski-trips-ai-home-design-health-finances-amy Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent For all deals, discounts, and promo codes from our partners, visit:chrishutchins.com/deals Resources Mentioned Delta SkyMiles® Reserve American Express Card Ski & Travel Epic Pass Woodward Vrbo Kirkwood Etekcity Luggage Scale AI Tools Gemini Claude ChatGPT Nano Banana Google Sites Bee Limitless Pendant Wispr Flow Deep Personality Home Gadgets Skylight Aura Frames Paprika Ratio Eight Series 2 Baratza Forté™ BG Health & Wearables Oura Ring WHOOP (← 1 month free) One Medical Blueberry Pediatrics (← $100) Money & Finance Mercury Copilot Money (free 2 months access with code HACKS2) ATH Podcast Ask Chris Anything! Newsletter #237: ⁠How to Design a Rich Life at Any Income with Ramit Sethi #268: Stop Planning, Start Experimenting: A Science-Backed Approach to a Better Life with Anne-Laure Le Cunff Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:55) The Lost Clothes Disaster and A Surprisingly Good Outcome (14:30) What Ski Trips Are Really Like With Kids (15:06) This Ski Season vs. Last Ski Season (18:14) Smarter Ways To Book Houses for Ski Travel (19:03) How To Save Money on Checked Bags for Ski Trips (19:37) A Shoutout to the New Delta Sky Club in Terminal 2 (20:07) When It's Better To Drive Instead of Fly (21:42) How Amy Has Been Redesigning Rooms in the House (23:22) Why AI Is Such a Powerful Tool for Home Design (23:54) Amy's Step-by-Step Process for Redesigning a Room With AI (25:02) The AI Tools Amy Used and What Each One Did Best (29:51) Using AI To Find Better Furniture Ideas (32:38) How Much Money AI Saved vs. Hiring a Designer (34:18) New House Gadget: The Skylight Calendar (36:25) Why We Love the Ratio Coffee Machine Gen 2 and the Baratza Grinder (39:50) Oura Ring vs. WHOOP Band (42:53) Bee, Wearable AI, and the Future of Personal Memory (50:30) What It Looks Like To Integrate AI Deeply Into Daily Life (54:22) What We Learned Switching to a High-Deductible Health Plan (01:03:11) Best Practices for Combining Finances as a Couple Connect with Chris ⁠Newsletter⁠ | ⁠Membership⁠ | ⁠X⁠ | ⁠Instagram⁠ | ⁠LinkedIn⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lyndsay Dowd is a speaker, two-time bestselling author, leadership expert, and founder of Heartbeat for Hire. After spending 23 years in corporate leadership at IBM, she now helps organizations dismantle toxic leadership and build cultures where both people and performance thrive.In today's episode, Lyndsay joins us to share the story of her unexpected career relaunch from corporate work to entrepreneurship.We dive into the pivotal moment of being fired that changed everything in Lyndsay's life, the identity crisis that followed, and the three powerful questions that helped her rebuild and eventually start her own company.Lyndsay also explains the evolution of leadership and the importance of soft skills in driving performance and loyalty. She shares practical leadership strategies that anyone can use to create stronger teams and healthier workplaces.Our discussion also covers the importance of career security rather than job security, why everyone should consider starting a side hustle, how to use AI as a tool rather than a crutch, and how to surround yourself with the right community to accelerate your success.Join us as we explore rebuilding after failure, becoming the leader you wish you had, creating cultures that drive performance, navigating career transitions, and building meaningful professional communities.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Visit Lyndsay Dowd's Website: https://heartbeatforhire.com/about-us/Connect with Lyndsay onFacebook: https://www.facebook.com/LyndsayDowdH4H/Instagram: https://www.instagram.com/lyndsaydowdh4h/?hl=enLinkedIn: https://www.linkedin.com/in/lyndsaydowdh4h/Spotify: https://podcasts.apple.com/YouTube: youtube.com/channel/UC9asGvE8Ks4XjR2UNwNmKDw—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

When money is tight, a budget can feel like punishment. Like proof you messed up… or worse, proof your faith is weak.   But what if that's backwards?   In this episode, Bob and Linda flip the script and show why a budget isn't evidence of failure—it's evidence of faith in action. Drawing from Scripture, psychology, and real-life stories, they unpack why budgeting is actually a weapon God gives us in seasons of financial pressure.   If you've ever thought, "If God would just fix this, why do I need a spreadsheet?"—this conversation is for you.     In This Episode, You'll Learn: Why tight money seasons are normal, not a sign God has forgotten you How financial stress literally reduces your brain's capacity—and why structure matters The overlooked budgeting lesson hidden in 2 Kings 4 (the widow, the oil, and God's plan) Why God's miracles often create margin, but structure makes it meaningful How a budget pushes back against chaos, anxiety, and decision fatigue What Scripture really says about money, worry, and priorities (Matthew 6, Haggai 1, Philippians 4) Why a budget can act as a mirror, revealing where money is leaking How real people saw fast wins—even without making more money   Key Scriptures Mentioned (NLT): 2 Kings 4:1–7 – God's miracle + human participation Matthew 6:24–34 – You cannot serve God and money; the cure for anxiety Haggai 1:5–7 – Wages put into purses with holes (misaligned priorities) Philippians 4:11–13 – Learning contentment in plenty and in need   Big Idea: A budget isn't about restriction—it's about alignment. It's not a punishment used against you, but a tool placed in your hands. When money is tight, God doesn't just say "have more faith." He often gives a plan.     Action Step for This Week: Take inventory. Just like the widow in 2 Kings, start by asking: "What do I actually have?" Write it down. No judgment—just clarity.     Helpful Resources Mentioned: Simple Money, Rich Life – The "One Category Budget" (best on-ramp if you've never budgeted) https://seedtime.com/smrl  The Real Money Method (UNB budgeting approach) https://seedtime.com/realmoney  Visit seedtime.com to learn more.     Encouragement If You're Struggling: You're not broken. You're not behind. You're not alone. Tight seasons are part of the training—not proof of failure. And a budget might be one of the most practical acts of worship you can make right now.       Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/VW6BGb25wCk)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Virginia Muzquiz, widely known as “The Referral Diva,” is the host of the Business By Referral podcast and the founder of Master Connectors, a global referral-based networking organization that helps entrepreneurs generate high-quality business through strategic relationships.In today's episode, Virginia joins me to share the story behind her entrepreneurial journey and how entrepreneurs can build consistent client pipelines without relying on ads, funnels, or complicated marketing systems.We dive into why most business owners struggle with lead generation and how to build authentic relationships that create a much more sustainable and profitable way to grow.Virginia also shares the deeply personal story behind one of the most difficult moments of her life and how she ultimately relaunched her life and business with greater clarity and purpose.Our conversation covers how referral-based marketing works, why referrals convert at a much higher rate than cold leads, and how you can build a powerful network that continuously sends your business qualified clients.Join us today as we explore how to grow your business through referrals, build stronger professional relationships, create consistent lead flow without ads, and turn life's challenges into opportunities for growth, and much more.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Ready to turn your network into your net worth?Go to https://www.masterconnectors.com/blueprint to grab Virginia's free resource and discover how to generate referrals and opportunities through strategic relationships.Connect with Virginia on LinkedIn: https://www.linkedin.com/in/virginiamuzquiz/—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

Get Your Spirit Back: Breaking Free from the Lies Holding You Back - with Pastor Earl McClellan What if the biggest thing holding you back isn't your circumstances… but the lies you've believed about yourself?   In this powerful, deeply honest conversation, Bob & Linda sit down with Pastor Earl McClellan, lead pastor of Shoreline City Church and author of Get Your Spirit Back, to talk about negative self-talk, fear, calling, identity, and what it really looks like to walk by faith when you're scared.   This isn't a hype-up, "just believe harder" episode. It's a grounded, biblical, and deeply human conversation about doing what God's calling you to do even when you don't feel qualified — and learning to see yourself the way God sees you, not the way others have labeled you. If you've ever felt stuck, hesitant, intimidated, or like you're living beneath your potential, this episode is for you.     In This Episode, You'll Learn: The two powerful questions God asks repeatedly in Scripture — and why they change everything How negative self-talk creates "self-made prisons" (and how to walk out of them) Why Gideon's story resonates so deeply with fear, insecurity, and calling What it means to do the hard thing scared — and why that's often real faith How other people's words (teachers, parents, leaders) quietly shape our identity Why community is essential for spiritual growth — and why "just me and God" isn't enough How to handle criticism, misunderstanding, and being judged for your motives The difference between humility and shrinking back from what God has asked you to do A powerful picture of laying down both criticism and praise before God   Key Moments & Themes: "Who told you?" — Identifying the source of the lies you're believing Earl's upbringing with a single mom and how God used unlikely environments to shape his calling The freedom that comes from realizing you cannot control how others perceive you Why tearing down old "altars" from your past is part of stepping into your future The danger of listening to voices that don't have authority in your life Learning to accept God-given responsibility without turning it into pride   A Quote You'll Want to Sit With: "The pride isn't stepping forward — the pride is refusing to step into what God has asked you to do."   Action Step for This Week: Ask God — honestly and quietly — these two questions: "Where am I really?" "Who told me this about myself?" Then, share what comes up with one trusted, godly person in your life. Don't process it alone.     Resources Mentioned: Get Your Spirit Back by Earl McClellan - https://www.amazon.com/Get-Your-Spirit-Back-Self-Talk/dp/0593445643 The story of Gideon (Judges 6–7, NLT) Revelation 4 (the elders laying down their crowns)   Final Encouragement: You don't have to feel ready. You don't have to feel confident. You just have to be willing.   God isn't asking you to be fearless — He's asking you to be faithful.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Yahvsl-ry0I)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Ann Perry is a world-recognized numerologist, Reiki master, and soul coach with more than two decades of experience helping people navigate life transitions with clarity and confidence. She is the founder of the Clarity Seekers Community and the #1 international bestselling author of Soul Signature Numerology.In today's episode, Ann joins me to break down what numerology really is and how it can be used as a practical tool for self-awareness, decision-making, and growth. She also shares how numerology helped her overcome a difficult period in her life and shape her life's work.We dive into numerology and how it affects your life. Ann explains the importance of your birth date and name, and how they determine your natural tendencies.She also explains the nine-year personal cycle system, how to calculate your life path number, and how to use that knowledge to push forward, slow down, release, or rebuild.Our conversation also covers how numerology can be applied to business, partnerships, and team dynamics so you can align your actions with your natural strengths instead of forcing results.Join us today as we explore numerology, how to understand your life seasons, work with your natural timing, make smarter decisions, avoid burnout, improve relationships, and use numerology as a powerful tool for personal and professional growth.—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Get Ann Perry's book ‘Soul Signature Numerology' to learn how to interpret your birth date and understand your core numerology profile.Ann Perry's website: www.annperrynumerologist.comFacebook: https://www.facebook.comInstagram: https://www.instagram.com/annperrynumerologist11/Linkedin: www.linkedin.com/in/annperrynumerologist—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking Hilary as a guest? Email us at hello@therelaunch.comFind Us on Your Favorite Podcast App - https://the-silver-lined-relaunch.captivate.fm/listen

A viral clip claims something shocking: any pastor who gets paid by a church will eventually be corrupted by money.   It's a bold accusation — and honestly, harder to dismiss than you might think.   In this episode, Bob and Linda watch the clip, slow it down, and wrestle with the real tension underneath the claim. Is the modern church system broken? Does money inevitably compromise spiritual leadership? Or is this another example of painting faithful people with too broad a brush?   This conversation isn't defensive or dismissive. It's thoughtful, biblical, and honest — especially for anyone who's experienced church hurt, wrestled with money in ministry, or wondered how pastors are actually supposed to live.     In this episode, we discuss: The viral argument that "no pastor escapes being corrupted by church money" Why temptation does not equal sin — for pastors or anyone else How this logic breaks down when applied to everyday work and income Why most pastors are not in ministry for the money (and the real stats behind pastor burnout) The unseen pressures pastors carry — isolation, expectations, and spiritual attack What the Bible actually says about paying those who preach the Gospel Paul's tent-making example — and what it does (and doesn't) prove Why rest, Sabbath, and sabbaticals may be more of the solution than changing pay structures How church hurt can quietly turn into distrust of God if we're not careful What it looks like to give pastors grace without excusing real abuse   Key Scriptures referenced (NLT): "The Lord has commanded that those who preach the Good News should be supported by those who benefit from it." — 1 Corinthians 9:14 "Teach those who are rich in this world not to be proud and not to trust in their money." — 1 Timothy 6:17 "You cannot serve both God and money." — Matthew 6:24   A key takeaway: Money creates tension — but tension doesn't automatically lead to corruption. The real danger comes from isolation, burnout, lack of accountability, and forgetting how deeply human our pastors actually are.   If you've ever wondered whether the church can handle money faithfully — or whether pastors can be trusted at all — this episode offers a more hopeful, biblically grounded way forward.     If this episode encouraged or challenged you, share it with someone who loves the Church but struggles with trust.   And if you're a pastor listening: you are not alone, you are not invisible, and you are not wrong for receiving support as you serve God's people.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/lXTSQrNK9wE)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jen Kramer is an award-winning magician, Las Vegas headliner, and Yale graduate who has performed nearly 1,000 shows and built a thriving career through persistence, creativity, and connection. She is known for her contagious energy and world-class sleight of hand, and she was named Female Magician of the Year.In today's episode, Jen joins me to share her journey from a young girl to headlining her own residency. She talks about the risks, rejections, and what it really takes to overcome them and turn one opportunity into a full-time career.We dive into the mindset required to succeed in high-pressure environments, including how to stay present on stage, handle bad days while still showing up at your best, and build your confidence.We also talk about how to navigate personal loss while growing a career. Jen shares how she overcame between 20 and 40 rejections and how to recover gracefully when things don't go as planned.Our conversation explores performance psychology, resilience, emotional discipline, and the importance of connection, both on stage and in life.Join us today for an inspiring conversation about persistence, reframing rejection as success, mastering your craft, and creating unforgettable experiences for others, no matter what stage you're standing on.—Catch Jen live at the Westgate Resort and Casino, located at 3000 Paradise Rd, Las Vegas, NV 89109! Her show runs Friday - Sunday and is an all-ages experience perfect for families and groups.Jen Kramer's Website: https://www.magicofjen.com/Facebook: https://www.facebook.com/jenkramermagic/Instagram: https://www.instagram.com/jenkramermagic/?hl=enTwitter: https://x.com/jenkramermagicYoutube: https://www.youtube.com/jenkramermagic—If this episode lit something inside you, that quiet knowing that you're meant for more, then I want to personally invite you into the most powerful room of the year.Jen Kramer and many other women who have attained great success in their career will be there!ReLaunch To A Rich Life LIVE is a transformative, neuroscience-backed 3-day experience happening September 17–19, 2026 in Scottsdale, Arizona. It's designed for women who are done playing small and ready to step into clarity, confidence, and next-level success, not just in business, but in health, wealth, relationships, and life.This isn't another event, it's a quantum upgrade into the life you're meant to live. Join women who are ready to rewire their identity, elevate their frequency, and claim a Rich Life that feels as good on the inside as it looks on the outside.Learn more and join us in September: relaunchtoarichlife.com—Connect with Hilary:Website: https://therelaunch.com/Instagram: https://www.instagram.com/hilarydecesare/FaceBook: https://www.facebook.com/TheReLaunchCoInterested in being a guest on the ReLaunch Podcast or booking...

What if obedience doesn't lead to the breakthrough you expected?   Andy and Serena Ryan did "the right things." They took a biblical money course. They committed to tithing. They tried to steward their finances faithfully. And then everything fell apart.   They lost income. Fell behind on rent. Needed food pantries and church assistance. And eventually—after months of praying for a miracle—they packed up their family and moved into an RV in someone else's backyard.   This episode isn't a prosperity story. It's a surrender story.   In one of the most vulnerable conversations we've ever had on the podcast, Andy and Serena share how their financial collapse became the very thing God used to reshape their hearts, heal their marriage, humble their pride, and prepare them to steward money in a way they never could before.   Their turnaround didn't come from a check in the mail.   It came when they stopped clinging to how they thought life had to go—and released it to God.       In this episode, we talk about: Why radical generosity without clarity can still lead to chaos The hidden danger of "YOLO money" and living paycheck-to-paycheck—even with faith What it feels like to receive help when you've always been the helper The difference between humility and humiliation How to discern God's voice when everyone around you is saying something different Why surrender often comes before provision—not after How living with less brought more joy, peace, and community than they'd ever known What changed when they finally stopped fighting God's plan and trusted His timing Andy and Serena also share how God eventually restored stability—not instantly, not painlessly, but faithfully—and how they're now paying off debt, rebuilding their credit, and stewarding money with a completely new mindset. If you're walking through financial stress, uncertainty, or a season that doesn't look anything like what you prayed for, this conversation will remind you: rock bottom is not the end of your story. "Sometimes the things we look to for hope are the very things we need to release to God."     Scripture referenced (NLT): "If you are faithful in little things, you will be faithful in large ones…" — Luke 16:10 "That is why we never give up… our present troubles are small and won't last very long." — 2 Corinthians 4:16–17 This episode is for encouragement and education—not individualized financial advice.     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/JIdhLJ68Eoo)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Episode Description:This archival conversation with Ramit Sethi is a masterclass in systems thinking, behavioral psychology, and building a “rich life” on your own terms.Long before online courses were mainstream, Ramit was quietly building scalable systems—automating money, testing business ideas rigorously, and rejecting conventional wisdom around careers, housing, and passion. In this conversation, he explains why most advice fails, why willpower is overrated, and how to engineer results instead of hoping for inspiration.They cover negotiation psychology, competence triggers, breaking into dream jobs without HR, why buying a house isn't always the best investment, and how to build a real online business—from research to first sale.This episode still holds up because it's not about hacks. It's about structure. Systems. Leverage. And testing instead of guessing.What You'll Learn:Why analyzing your own behavior (even on video) is one of the fastest ways to improveThe concept of “competence triggers” and how to use them in interviews and negotiationsWhy most financial advice (like skipping lattes) focuses on the wrong problemsHow to negotiate salary without anchoring yourself to your current payThe step-by-step system for building an online business—from research to first saleTimestamped Chapters:[00:02:00] Human Behavior, Willpower & Cognitive Misers[00:03:00] Ramit's Origin Story: Scholarships, Interviews & Self-Analysis[00:06:00] The Power of Videotaping Yourself[00:08:00] Losing Money & Discovering Personal Finance Psychology[00:09:00] Why Latte Advice Doesn't Work[00:11:00] Automating Money & Designing a Rich Life[00:14:00] The Housing Myth & Financial “Great Lies”[00:18:00] How to Land a Dream Job (Without HR)[00:20:00] Negotiation Tactics & Avoiding Salary Anchors[00:28:00] Competence Triggers & Social Signaling[00:34:00] Why Courses Beat Books (For Results)[00:38:00] Zero to Launch: Why Most Passive Income Advice Is Wrong[00:41:00] Research Before Building: Finding Profitable Ideas[00:44:00] Writing Headlines That Sell[00:49:00] Traffic Strategy: Guest Posting & Email Lists[00:52:00] Case Study: Turning Tutoring into $200KAdditional Resources:Ramit Sethi's WebsiteI Will Teach You to Be Rich - The BookSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ramit Sethi is a personal finance expert and bestselling author who's helped millions build a “Rich Life”. In this Moment, Ramit shares the money truths couples avoid, the biggest conversation most people won't have, and why financial stress in relationships is rarely about the bank balance - it's about psychology, expectations, and trust. Listen to the full episode here! Spotify: https://g2ul0.app.link/oauqs52HTZb Apple: https://g2ul0.app.link/m5eOYF6HTZb Watch the Episodes On YouTube: ⁠⁠https://www.youtube.com/c/%20TheDiaryOfACEO/videos Ramit Sethi: https://www.iwillteachyoutoberich.com/