Podcasts about money black banks

What can donors do to address the seemingly intractable problem of homelessness? Susan Thomas, president of the Melville Charitable Trust, joins Phil and Grace to discuss the systems and barriers in place in the U.S. that result in well over a half million unhoused Americans. Susan draws on her own personal and familial story as well as decades of experience, arguing that homelessness and structural racism are intrinsically linked, both historically and today. Additional Resources Melville Charitable Trust The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran The Sum of Us: What Racism Costs Everyone and How We Can Prosper Together by Heather McGhee Listen to “Heather McGhee on the Zero Sum Lie” on the Giving Done Right podcast

We're almost at the end of our season, just as the biggest sports leagues in the world come to the end of theirs (as our guest today says, it all revolves around oil, and maybe a bit of corruption and looting). Speaking of today's guest, we've got on an expert in banking and the racial wealth gap whose biography will probably surprise you at every turn: Mehrsa Baradaran, Professor of Law at the University of California Irvine School of Law, who takes us on a tour of her new book The Quiet Coup: Neoliberalism and the Looting of America. Even though Sam and David's respective views on neoliberalism are what makes this a podcast divided, Baradaran opens the podcast by telling us that neoliberalism is synonymous with corruption and looting, but also that she's a big fan of markets. Next, Baradaran gives us a brief and maybe controversial account of the post-World War Two era, placing empire and race, not economics or ideology, at the center. Sam presses Baradaran on her thesis: that conmen and grifters, big oil and big tobacco, used neoliberalism, which then gained a life of its own as law and economics. David valiantly defends law and economics (sadly, no one seems to be convinced). We end with exposing the quietest coup: maybe Baradaran, in aiming to bare everything wrong with our economic system, was the real neoliberal all along. This podcast is generously supported by Themis Bar Review. Referenced Readings The Wretched of the Earth by Franz Fanon The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran Public Citizens: The Attack on Big Government and the Remaking of American Liberalism by Paul Sabin The End of Ideology: On the Exhaustion of Political Ideas in the Fifties by Daniel Bell The God Delusion by Richard Dawkins Racecraft: The Soul of Inequality in American Life by Karen E. Fields and Barbara J. Fields “Protestors Criticized For Looting Businesses Without Forming Private Equity Firm First” in The Onion

Celebrated author of the award-winning book, The Color of Money: Black Banks and the Racial Wealth Gap, Mehrsa Baradaran states that when the Emancipation Proclamation was signed in 1863, Blacks had 0.5% of the nation's wealth. This statistic makes sense, since Blacks weren't allowed to own capital as enslaved people — their bodies were, indeed, the capital used to develop lending in this country. Fast-forward more than 160 years to today, Black households currently have a total wealth of just over 4% - not much growth, especially when U consider that one-in-four Black households overall have no wealth or in debt, compared to about one-in-ten U.S. households.    What if our nation's financial systems were rigged — not by evil puppet masters or villains — but by law-abiding judges, lawyers, policy makers and lobbyists? In Baradaran's latest book, The Quiet Coup: Neoliberalism and The Looting of America, the acclaimed professor of law at the University of California, Irvine argues that our political and economic systems of government have shifted in recent decades to yield more complex laws and regulations designed to benefit the rich and powerful—while at the same time, proclaiming smaller government and less regulation. The result has been a large section of Americans left poor and disenfranchised. Join us as I SEE U host Eddie Robinson chats with one of our country's leading intellectuals and legal scholars, Mehrsa Baradaran. We examine how the Civil Rights movement and the push for economic justice by Black activists led to a so-called neoliberal movement. Baradaran explores this ideology of neoliberalism and explains how it infected our politics to ensure and maintain a dominant system of economic power over democracy – a movement she says is far from over, and even accelerating. 

Amy is joined by philosopher and author Mehrsa Baradaran to discuss her latest book, The Color of Money: Black Banks and the Racial Wealth Gap, and explore the history of Black banking, intersections of race, gender, and economics, as well as how we can take control of our economic future to create a more equitable world for all.Mehrsa Baradaran is a professor of law at UC Irvine Law School. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How The Other Half Banks and the award-winning The Color of Money: Black Banks and the Racial Wealth Gap, both published by the Harvard University Press. Baradaran and her books have received significant national and international media coverage and have been featured in The New York Times, The Atlantic, Slate, American Banker, The Wall Street Journal, and Financial Times. On NPR's Marketplace, C-SPAN's Washington Journal, and PBS's NewsHour, and as part of TEDx at the University of Georgia. She has advised US senators and congressmen on policy, testified before the US Congress, and spoken at national and international forums like the US Treasury and the World Bank.

Today we are talking with Anthony Weaver from About That Wallet Podcast.  During the show, he walks us through his journey from hitting rock bottom with a 324/850 credit score, and how he used this as motivation.  He notes that it's cool for people to create content for someone to become rich.  However, this often doesn't help people who lack the foundational education and resources just to get back to zero. You can find Anthony at www.aboutthatwallet.com or on @aboutthatwallet on Instagram, Youtube, Twitter, Facebook, and all of your favorite social media outlets.    Books discussed in the Episode Common Sense: A simple plan for Financial Independence by Art WilliamsThe Power of Habit:  by Charles DuhiggThe Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa BaradaranConnect with Me!familyabide.cominstagram.com/familyabidetiktok.com/@familyabidetwitter.com/familyabideyoutube.com/@familyabide

Be sure to subscribe on iTunes, Spotify or wherever you listen to podcasts. Steven Stack is a financial consultant & coach whose mission is to help others build wealth holistically. He is 100% debt free which includes paying off a six-figure mortgage. He also became a millionaire by age 31 through investing primarily in real estate & the stock market. He believes wealth isn't just what's in your bank account but also the person you're becoming. =|| Book Mentioned ||= The Color of Money: Black Banks and the Racial Wealth Gap https://amzn.to/3zNQxng (soft back) The Color of Money: Black Banks and the Racial Wealth Gap https://amzn.to/3hegR3v (Audiobook) THANK YOU FOR LISTENING! #StackingwithStack #StevenStack #AboutThatWallet #s3e18 Watch on Youtube - https://youtu.be/HzL0ErC06IQ My equipment: Rode Caster Pro - https://amzn.to/3i596tF SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040 Listen to the show on Audible: Try Audible and get 2 free books - https://amzn.to/3tWuDdJ Listen to the podcast on your favorite listening platforms such as Apple, Google, Spotify, Amazon and more!! We go live every Wednesday at 8pm. -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. --- Send in a voice message: https://anchor.fm/aboutthatwallet/message

Lily Geismer wrote an incredible book called Left Behind. Unf*ckers who listened to our three part series on the Clinton years are familiar with it and know how important it was to framing this series. We had some follow up thoughts and questions for this esteemed author and are thrilled she obliged. Max and Lily have a wide ranging conversation about her book and the long tail effect of Clinton's brand of neoliberalism in the second installment of Phone a Friend. Resources UNFTR Episode: The Clinton Years (Parts One, Two, and Three) Lily Geismer: Left Behind: The Democrats' Failed Attempt to Solve Inequality Lily Geismer: Don't Blame Us: Suburban Liberals and the Transformation of the Democratic Party Nathan J. Robinson: Superpredator: Bill Clinton's Use and Abuse of Black America UNFTR Episode: The Economics of Racism: Bootstraps, Black Banks and Redlining Michelle Alexander: The New Jim Crow: Mass Incarceration in the Age of Colorblindness Mehrsa Baradaran: The Color of Money: Black Banks and the Racial Wealth Gap Richard Rothstein: The Color of Law: A Forgotten History of How Our Government Segregated America Gary Gerstle: The Rise and Fall of the Neoliberal Order: America and the World in the Free Market Era Lily on Twitter -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts: unftr.com/rate and follow us on Facebook, Twitter and Instagram at @UNFTRpod. Visit us online at unftr.com. Join the Unf*cker-run Facebook group: facebook.com/groups/2051537518349565 Buy yourself some Unf*cking Coffee at shop.unftr.com. Subscribe to Unf*cking The Republic on Substack at unftr.substack.com to get the essays these episode are framed around sent to your inbox every week. Check out the UNFTR Pod Love playlist on Spotify: spoti.fi/3yzIlUP. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility. Unf*cking the Republic is produced by 99 and engineered by Manny Faces Media (mannyfacesmedia.com). Original music is by Tom McGovern (tommcgovern.com). The show is written by Max and hosted by 99. Podcast art description: Image of the US Constitution ripped in the middle revealing white text on a blue background that says, ‘Unf*cking the Republic.'See omnystudio.com/listener for privacy information.

This week, Carla and Joy explore the tiktok-amplified “movement” of black girl luxury, and its deep ties to capitalism. Using BGL as an entry point to interrogate the exploitative and exclusionary nature of capitalism, they discuss the failings of Black capitalism as a tool of liberation, celebrity participation in the system, and what true liberation looks like. References in the show:thedownballot's learning library: https://www.thedownballot.org/learninglibThe Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa BaradaranFollow us on social media:@sip.and.politic (TikTok)Carla: @carlaxmariee (TikTok) | @carlamariexnyc (Instagram)Joy: @joy.malonza / @thedownballot.org (TikTok) | @thedownballot (Instagram)

In today's Show Notes minisode we continue to celebrate #FMF Day by reading Unf*cker's scathing comments towards ‘ol Milty, continue to shit on Amazon (and even get some Elon digs in) and Manny regales us with some Newark/Atlanta stories. Listen to BONUS: Happy F*ck Milton Friedman Day. Listen to Amazon (Part 1). Chapters Intro: 00:00:20 Emails: 00:02:32 Facebook Shout Outs: 00:28:03 Twitter Shout Outs: 00:34:37 Instagram Shout Outs: 00:36:25 Substack Shout Outs: 00:41:12 Buy Me A Coffee Donations + Memberships: 00:41:51 Reviews: 00:46:15 Outro: 00:48:43 Resources Heather McGhee: The Sum of Us: What Racism Costs Everyone and How We Can Prosper Together to Collections UNFTR: The Economics of Racism. UNFTR: Student Debt. Mehrsa Baradaran: The Color of Money: Black Banks and the Racial Wealth Gap Richard Rothstein: The Color of Law: A Forgotten History of How Our Government Segregated America Michelle Alexander: The New Jim Crow: Mass Incarceration in the Age of Colorblindness Red Wine & Blue Website Red Wine & Blue FB Groups Best of the Left  #1495 No One Supports the Economic Interests of Rural America News Beat: Why We Riot Chloe Maxmin + Canyon Woodward: Dirt Road Revival: How to Rebuild Rural Politics and Why Our Future Depends on It -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts: unftr.com/rate and follow us on Facebook, Twitter and Instagram at @UNFTRpod. Visit us online at unftr.com. Buy yourself some Unf*cking Coffee at shop.unftr.com. Subscribe to Unf*cking The Republic on Substack at unftr.substack.com to get the essays these episode are framed around sent to your inbox every week. Check out the UNFTR Pod Love playlist on Spotify: spoti.fi/3yzIlUP. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility. Unf*cking the Republic is produced by 99 and engineered by Manny Faces Media (mannyfacesmedia.com). Original music is by Tom McGovern (tommcgovern.com). The show is written and hosted by Max and distributed by 99. Podcast art description: Image of the US Constitution ripped in the middle revealing white text on a blue background that says, "Unf*cking the Republic." See omnystudio.com/listener for privacy information.

In 2006, Oprah Winfrey profiled three families, their spending habits, and their out of control debt. The episode caused a huge stir, with audience members, the public, and Oprah herself adding a level of shame and disbelief at how the families spent their money. It also launched the eight-step “debt diet” program. But the episodes didn't get at the larger structural questions of why families end up in debt, and why it's so hard to break free. Special Guest: Mehrsa Baradaran, professor at UC-Irvine and author of How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap. Find lots more and subscribe to our newsletter on our website — Oprahdemics.com Producer Nina Earnest, Executive Producer Jody Avirgan. Artwork by Jonathan Conda. Oprahdemics is a proud member of Radiotopia from PRX. Your support helps foster independent, artist-owned podcasts and award-winning stories. If you want to support the show directly, you can do so on our website: Oprahdemics.com

Featuring: Karen Hunter, Pulitzer Prize-Winning Journalist and host of The Karen Hunter Show on SiriusXM Urban View, and Professor Mehrsa Baradaran, author of The Color of Money: Black Banks and the Racial Wealth Gap.   In this episode, Karen and Mehrsa continue their discussion about the racial wealth gap in the United States. They discuss a potential blueprint for a way forward and how change is possible.   They also consider how the racial wealth gap could be closed sooner than 200 years and how individuals can (and should) actively participate.   Additionally, Karen and Mehrsa discuss modern social movements, pushback, and the logistics of finding a way forward.

Featuring: Karen Hunter, Pulitzer Prize-Winning Journalist and host of The Karen Hunter Show on SiriusXM Urban View, and Professor Mehrsa Baradaran, author of The Color of Money: Black Banks and the Racial Wealth Gap.   Racism within the systems of the United States has led to a wealth gap that some reports claim will take over 200 years to close. In this episode, Karen and Mehrsa discuss the reality of the racial wealth gap, what that looks like, and why it exists.    Mehrsa spent over a decade studying and debunking the myths around the racial wealth gaps and the exceptions we have made rules. With Karen, she discusses her findings, frustrations, the reality of American history, and its impact on finance today.    Karen and Mehrsa also examine how violence, domestic terrorism, and legal looting as a means of control and suppression are utilized against the Black community and prevent wealth growth.    The pair round out the discussion with the legacy of events like the Red Summer and the passage of the New Deal have left behind.   

If you're a returning listener, please leave a 5-Star Review for a shoutout on a future episode. Watch exclusive visualizations from this podcast at YouTube.com/TheMarcusGarrett. Learn more about today's expert at: https://www.stevenlstack.com.  Additional Resources: The Best In Personal Finance curated by The Marcus Garrett and the All-Star Money Team at http://allstarmoney.com/ Download The Marcus Garrett's 10 Favorite Investment Books (free PDF) https://bit.ly/3Df3Ahm Steven Stack's Book Recommendation: The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran CNBC Video: Black spending power reaches record $1.6 trillion, but net worth falls YahooFinance: 4 Tips to Increase Your Salary 400% ft. The Marcus Garrett Supplemental Course (affiliate link): How to Build Wealth With Index Funds  Supplemental Course (affiliate link): Trade and Travel and Make Up to $1,000/day ft. Teri Ijeoma Black Women Certified Financial Planners

The average family earning $25,000 a year in the U.S. spends about $2,400 on financial transactions. Whether it's the astronomical interest rates of a payday loan or the costs that come with being unbanked, the extractive practices of the financial services industry are effectively keeping the poor in poverty. Lawyer and author Mehrsa Baradaran and economic mobility expert Cate Blackford join Nick and Steph this week to explain why banking while poor is so expensive, and what states can do to rein in the people who profit from it. This episode was originally released in February 2020. Mehrsa Baradaran is a professor of law at UC Irvine. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap.  Twitter: @MehrsaBaradaran Cate Blackford was the Director of Outreach and Donor Development at the Bell Policy Center when we recorded this episode, but she is now the Public Policy Director at Maine People's Alliance. She was the Co-Chair of the 2018 Proposition 111 campaign in CO to limit the interest lenders could charge on payday loans and eliminate fees from payday lending products, which passed with 75% of the vote.  Twitter: @catetiller  Further reading:  Capitol One to end overdraft penalties as CFPB takes aim at ‘exploitative junk fees': https://www.washingtonpost.com/business/2021/12/01/capital-one-overdraft-fees/  How the Other Half Banks: https://www.hup.harvard.edu/catalog.php?isbn=9780674983960 The Color of Money: https://www.hup.harvard.edu/catalog.php?isbn=9780674237476 If the U.S. Government Treated Poor People as Well as It Treats Banks: https://www.theatlantic.com/business/archive/2015/10/if-the-us-government-treated-poor-people-as-well-as-it-treats-banks/410614/ CO's Prop 111 explained: https://coloradosun.com/2018/10/22/proposition-111-colorado-2018-explained/ Briefed by the Bell - Predatory Economy: https://www.bellpolicy.org/2018/09/10/predatory-economy/ How Do Payday Loans Work? https://www.incharge.org/debt-relief/how-payday-loans-work/ Website: http://pitchforkeconomics.com/ Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

To spend or not to spend that is the question. As we approach the holiday season, our host Drs. Heard & Heard-Garris discuss Black buying power, Black Business owners, and capitalism. What is Black Capitalism anyway? This episode features a special guest, heavy on both the flesh & bold side, Sabrina Martin, business owner of AXB, and community change agent. Come on this journey with our host on their last episode of 2021 and be sure to throw the Cuzzo some businesses (insta: @shopaxb).Show Notes:Producers: Nevin J. Heard and Nia J. Heard-GarrisGuests: “Tio” Heard (Voiced by Wayne D. Garris)Editor: Nevin Heard & Wayne D. Garris, JDMusic: “Clay”; “LA” by Podington BearReferencesBlack capitalism. (2013). In The AMA Dictionary of Business and Management.https://news.uga.edu/selig-multicultural-economy-report-2021/amp/https://www.blackenterprise.com/black-buying-power-not-wealth/https://www.live5news.com/2020/07/08/blackout-day-draws-national-attention-black-spending-power/Baradaran, Mehrsa. The Color of Money : Black Banks and the Racial Wealth Gap, Harvard University Press, 2017. ProQuest Ebook Central, http://ebookcentral.proquest.com/lib/roosevelt/detail.action?docID=5090742.Created from roosevelt on 2021-11-26 15:57:42.https://www.brookings.edu/blog/up-front/2020/02/27/examining-the-black-white-wealth-gap/​​https://www.prnewswire.com/news-releases/nielsens-10th-year-african-american-consumer-report-explores-the-power-of-the-black-community-from-moment-to-movement-301156690.html

Mehrsa Baradaran is a professor of law at the University of California Irvine and author of How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy; and her most recent book The Color of Money: Black Banks and the Racial Wealth Gap. Her work focuses on the racial wealth gap in America, and how it can be tied back directly to historical policies and continued systemic issues.In this episode, Ric and Mehrsa talk about the history of the racial wealth gap, the impacts of it today, and what can be done to move the needle on this issue.This is 3 Things. See acast.com/privacy for privacy and opt-out information.

Progressives continually lose the debate on issues of institutional poverty, structural inequality and systemic racism because they're loaded with history and meaning that require thinking. It's a lot easier to say, “Make America Great Again,” “Free Markets,” or “America First.” This episode uncovers the economic side of systemic racism in the United States throughout history and how it led to the uncomfortable reality where Blacks in America have been locked out of every period of wealth accumulation by design. We ask and answer difficult questions that used to only be asked in polite company but have now become off-the-cuff talking points on the right. The show also challenges conventional economic wisdom within the Black community and draws a conclusion that can only be called “inevitable”: Reparations or Revolution. Resources Electronic Frontier Foundation - The FCC and States Must Ban Digital Redlining: eff.org/deeplinks/2021/01/fcc-and-states-must-ban-digital-redlining CNET - The broadband gap's dirty secret: Redlining still exists in digital form: cnet.com/features/the-broadband-gaps-dirty-secret-redlining-still-exists-in-digital-form NDIA - AT&T's Digital Redlining Of Cleveland: digitalinclusion.org/blog/2017/03/10/atts-digital-redlining-of-cleveland Public Knowledge - It's 2021. Why is Redlining Still Happening?: publicknowledge.org/blog/its-2021-why-is-redlining-still-happening/ Bloomberg - Amazon Doesn't Consider the Race of Its Customers. Should It?: bloomberg.com/graphics/2016-amazon-same-day Book Love Mehrsa Baradaran - The Color of Money: Black Banks and the Racial Wealth Gap: bookshop.org/a/23377/9780674237476 Richard Rothstein - The Color of Law: A Forgotten History of How Our Government Segregated America: bookshop.org/a/23377/9781631494536 Adam Jentleson - Kill Switch: The Rise of the Modern Senate and the Crippling of American Democracy: bookshop.org/a/23377/9781631497773 Jelani Cobb - The Essential Kerner Commission Report: bookshop.org/a/23377/9781631498923 Pod Love Pitchfork Economics with Nick Hanauer: pitchforkeconomics.com News Beat - Kerner Report 50 Years Later: America Is Even More ‘Separate & Unequal': usnewsbeat.com/kerner-report-50-years-later News Beat - Redlining & Climate Change: A Deadly Combination: usnewsbeat.com/redlining-climate-change-a-deadly-combination -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts: unftr.com/rate and follow us on Facebook, Twitter and Instagram at @UNFTRpod. Visit us online at unftr.com. Buy yourself some Unf*cking Coffee at shop.unftr.com. Subscribe to Unf*cking The Republic on Substack at unftr.substack.com to get the essays these episode are framed around sent to your inbox every week. Check out the UNFTR Pod Love playlist on Spotify: spoti.fi/3yzIlUP Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility. Unf*cking the Republic is produced and engineered by Manny Faces Media (mannyfacesmedia.com). Original music is by Tom McGovern (tommcgovern.com). The show is written and hosted by Max and distributed by 99. Podcast art description: Image of the US Congress ripped in the middle revealing white text on a blue background that says, "Unf*cking the Republic." See omnystudio.com/listener for privacy information.

What do hip-hop pedagogy and brunch have to do with breaking down the racial wealth divide? We found out in this episode of Real Money, Real Experts.Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson speak with Pamela Capalad, CFP®, AFC®, founder of Brunch & Budget, and Dyalekt, Host of the Brunch & Budget Podcast, Workshop MC, and See Change MC.Brunch & Budget is a financial planning program created to give everyone safe, friendly, and affordable places to talk about money and make real financial progress. In this interview, the group discusses why financial coaches and counselors need to understand the systematic challenges faced by clients of color, how these challenges impact their relationship with money, and how we can meet our clients where they are through a lens of equity and inclusion.    Show Notes:00:52 Pamela Capalad and Dyalekt Introduction02:10 Pamela's Journey to the Field of Finance04:52 Dyalekt's Journey & Infusing Music and Art into Financial Literacy09:16 Origins of Brunch and Budget13:05 The Racial Wealth Gap16:28 See Change – Integrating the Racial Wealth Divide into Financial Coaching19:54 Resources on the Racial Wealth Gap21:20 Pamela & Dyalekt's Two Cents  Show Note links:Get in contact with Brunch & Budget:Instagram: https://www.instagram.com/brunchandbudget/Twitter: https://twitter.com/brunchandbudgetBrunch & Budget Website: https://brunchandbudget.com/Brunch & Budget Podcast: https://brunchandbudget.buzzsprout.com/Pockets Change Website: http://www.pocketschange.com/Resources on the Racial Wealth DivideRace & Wealth Podcast: https://raceandwealth.buzzsprout.com/Prosperity Now: https://prosperitynow.org/National Community Reinvestment Coalition (NCRC): https://ncrc.org/The Color of Money: Black Banks and the Racial Wealth Gap: https://www.amazon.com/Color-Money-Black-Racial-Wealth/dp/0674237471/ref=asc_df_0674237471/?tag=hyprod-20&linkCode=df0&hvadid=312243616995&hvpos=&hvnetw=g&hvrand=4652926880038556144&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9007563&hvtargid=pla-660086380255&psc=1Color of Law book: https://www.barnesandnoble.com/w/the-color-of-law-richard-rothstein/1124822159

Welcome back to another episode of MOVEments! For the last day of Black History Month, we have a special episode coming at you with John Onwuchekwa, co-founder of Portrait Coffee. We cover a bunch of different topics in this episode like the coffee industry, the Atlanta MARTA system, and the racial wealth gap. To learn more about Portrait Coffee and John's work, check out these links below: Website: https://portrait.coffee/ Instagram: @portraitcoffee | @jawn_o Check out John's Podcast here: Four in the Morning Podcast Books/Resources Recommended: The Color of Money: Black Banks and the Racial Wealth Gap- Mehrsa Baradaran Beloved- Toni Morrison Jim Crow of the North Documentary Thanks for listening to this week's episode! Follow us on our social media @movegt and subscribe anywhere you get your podcasts for biweekly episodes! --- Send in a voice message: https://anchor.fm/gtmovements/message

Auch 150 Jahre nach dem Ende der Sklaverei halten Schwarze Haushalte nur einen Bruchteil des Vermögens in den USA. Dies hat sich über die letzten Jahrzehnte kaum verändert. Woher kommt diese Entwicklung? Und was haben Banken und der Häusermarkt damit zu tun? Dazu diskutieren wir das Buch "The Color of Money: Black Banks and the Racial Wealth Gap" von Mehrsa Baradaran. In der Folge nicht diskutiert, aber wichtig zu erwähnen: Wir sind uns bewusst, dass wir das Thema als weiße Menschen und aus einer weißen Perspektive analysieren und hoffen dabei die richtigen Worte gefunden zu haben. Für kritische Hinweise, Kommentare, Rückmeldungen sind wir jederzeit unter: wirtschaftswundern@web.de erreichbar.

Maggie first met John O when she saw him speak at Plywood People, a nonprofit in Atlanta leading a community of startups doing good.  John spoke about how hope can make all the difference, and hopelessness can destroy communities.    We discuss many topics with John Onwuchekwa:John first and foremost describes himself as a husband and father.How a lot of people come into disenfranchised communities and take but don’t give.  John’s early years and what it taught him about money. John is the son of two Nigerian immigrants.  His parents were hard-working and frugal.  He then had friends who mentored him at a young age about money and budgeting.  They taught him to know where every cent goes.  A lot of people think it’s about the amount of money you have versus your attitude about money.  Most people think they have money problems, but really they have insecurity problems.  And money just becomes a tool for chasing approval from people. Logic isn’t what drives people. What drives us are our loves.  Until you find a security that’s more stable than money, you’ll constantly be in the same place.Start with the attitudes and what drives you.  Your values!  As his church, they require premarital counseling and financial counseling is one of their modules.  The history of coffee.  It involves a goat.  John realized coffee was an area of injustice.  John rode MARTA, Atlanta’s public transportation system, to observe the city and it’s trends.  The coffee supply chain is like watching the MARTA line drive north.  He observed that it starts heavily black on the southside of Atlanta, and turns more white as you go north.  Black people are getting off the train before it gets to some of the city’s most prosperous areas.  Coffee is the same in that it is often grown in and comes from historically black areas, but then it turns more white throughout the supply chain as it gets to an end customer.  He learned from Willie Jennings that geography is never an accident.  Those observations that you make aren’t incidental, they are very intentional.A more intentional pivoting for people to move into disenfranchised communities and invest in it.In 2020 when covid first hit the US, he heard Andy Crouch talking about how this was the ice age and we needed to pivot how we did business.  He took this advice early on and pivoted how Portrait coffee started.  It’s proven to be an incredibly successful approach.  Everyone’s story has a sense of luck, as in the right place at the right time.  Luck favors the prepared.The Black Lives Matter protests this summer, and how people were forced to sit back and understand the importance of Willingness to help without the requisite wisdom to know what to do always leads to a disaster.  Willingness met with wisdom.  John has found that there are a lot of people that are willing to help, but willingness to help without the requisite wisdom to know what to do always leads to disaster.  Willingness needs to be met with wisdom. Things are complex and we need to processThe importance of learning.  John shares his top three recommended books for those who want to learn and educate themselves on systemic racism better.  The book names are in the show notes below.Reading history as written from the perspective of the people that were shafted, and realizing that the problem that we see goes deeper than what we thought that it was, so charity can’t be the way that we solve such a complex problem.Part of what makes offering solutions before people have done the work to understand the nature of the problem is that even saying what you say in the solution can be misinterpreted if they don’t have the schema to place it in.  If people don’t know what has led to the nature of the problem, then we can’t start to solve it. The importance of buying from black owned or minority businesses and entrepreneurs.  People don’t know all that’s gone into it, so it can seem like this blanket affirmative action.  It seems discriminatory and miniscule at times.  It’s small like an acorn is small.  Acorns start off small, but they can become oak trees. Your actual dollars on where you spend them matter like acorns planted in the ground matter.People have to learn.  “A problem well-defined is a problem half solved.” - John DeweyPeople often don’t want to really understand the nature of the problem.The people who have done the most significant work are the people that have spent the most time understanding the nature of the problem. By the time they dive deep and see how far things go, they’ve got a million action items they can take.  They aren’t spending as much time saying what can I do.  Step 1 - Learn.  Step 2 - Use your dollars wisely to support minority businesses.  Step 3 - Learn some more.John’s podcast, launched in 2020, is called four in the morning.  To him, getting up at 4am is an act of hopeful defiance.  Each day he is reminded that just because it’s dark outside, it doesn’t mean that it’s not morning.  The sun doesn’t have to be shining for it to be a new day.  He just wants to get up and wait for your circumstances to catch up.  The sun is eventually going to rise.  You have the choice to rise up and inspire other people to hope. ---Show ReferencesPortrait CoffeePortrait Coffee video - explains Marta reference in more depth.John’s Four in the morning podcastAndy Crouch articleBook: The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa BaradaranBook: Democracy in Black: How Race Still Enslaves the American Soul by Eddie S. Glaude Jr.Book: When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America by Ira KatznelsonBook: Me and White Supremacy: Combat Racism, Change the World, and Become a Good Ancestor by Layla SaadPlywood People---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book: Your New Relationship with Money

Today is November 3, 2020....do you know why this book is important to this day? Check out what spoke to my soul in the latest episode. What did you do today? That's if you're in the U.S. --- Support this podcast: https://anchor.fm/wftsbookclub/support

This episode we’re discussing Business Non-Fiction! We talk about personality quizzes, questioning capitalism, fighting against productivity/the productivity trap, the rigourousness of professional degrees, (somehow on-topic) tangents, and how books can manage to disappoint us in new and bizarre ways. It’s got both silliness and existential dread in one episode! You can download the podcast directly, find it on Libsyn, or get it through Apple Podcasts, Stitcher, Google Play, Spotify, or your favourite podcast delivery system. In this episode Anna Ferri | Meghan Whyte | Matthew Murray | RJ Edwards Things We Read This Month Salt Sugar Fat: How the Food Giants Hooked Us  by Michael Moss Liar's Poker by Michael Lewis Uncanny Valley  by Anna Wiener No Hard Feelings: The Secret Power of Embracing Emotions at Work by Liz Fosslien and Mollie West Duffy Joy at Work: Organizing Your Professional Life  by Marie Kondō and Scott Sonenshein Soulbbatical: A Corporate Rebel's Guide to Finding Your Best Life by Shelley Paxton Think. Do. Say.: How to Seize Attention and Build Trust in a Busy, Busy World  by Ron Tite The Steal: A Cultural History of Shoplifting by Rachel Shteir Different . . . Not Less: Inspiring Stories of Achievement and Successful Employment from Adults with Autism, Asperger's, and ADHD by Temple Grandin The Art of Doing Business Across Cultures: 10 Countries, 50 Mistakes, and 5 Steps to Cultural Competence by Craig Storti 100 Side Hustles: Ideas for Making Extra Money  by Chris Guillebeau Other  Media We Mentioned The Art of War by Sun Tzu (Wikipedia) What Color Is Your Parachute? A Practical Manual for Job-Hunters and Career-Changers by Richard Nelson Bolles Who Moved My Cheese? by Spencer Johnson Uncommon Grounds: The History of Coffee and How It Transformed Our World by Mark Pendergrast The Kelloggs: The Battling Brothers of Battle Creek by Howard Markel Rich Dad, Poor Dad by Robert T. Kiyosaki and Sharon Lechter Episode 015 - Self Help The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R. Covey The Paradox of Choice: Why More Is Less by Barry Schwartz The Great Beanie Baby Bubble: Mass Delusion and the Dark Side of Cute by Zac Bissonnette Eat That Frog!: 21 Great Ways to Stop Procrastinating and Get More Done in Less Time by Brian Tracy Leaders Eat Last by Simon Sinek The Poison Squad: One Chemist's Single-Minded Crusade for Food Safety at the        Turn of the Twentieth Century by Deborah Blum The Poison Squads: The Stupid, Risky First Food Safety Tests (SciShow) Grocery: The Buying and Selling of Food in America by Michael Ruhlman Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving by Celeste Headlee  The Good University: What Universities Actually Do and Why It's Time for Radical Change by Raewyn Connell The Pleasures and Sorrows of Work by Alain de Botton More Than Enough: Claiming Space for Who You Are (No Matter What They Say) by Elaine Welteroth The $100 Startup: Reinvent the Way You Make a Living, Do What You Love, and Create a New Future by Chris Guillebeau Links, Articles, and Things Ask a Manager Quantified self (Wikipedia) Herpetology (Wikipedia) “the branch of zoology concerned with the study of amphibians (including frogs, toads, salamanders, newts, and caecilians (gymnophiona)) and reptiles (including snakes, lizards, amphisbaenids, turtles, terrapins, tortoises, crocodilians, and the tuataras)” 15 Business Non-Fiction Books by BIPOC (Black, Indigenous, & People of Colour) Authors Every month Book Club for Masochists: A Readers’ Advisory Podcasts chooses a genre at random and we read and discuss books from that genre. We also put together book lists for each episode/genre that feature works by BIPOC (Black, Indigenous, & People of Colour) authors. All of the lists can be found here. The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran Eat a Peach by David Chang Fight or Submit: Standing Tall in Two Worlds by Ronald Derrickson Drop the Ball: Achieving More by Doing Less by Tiffany Dufu The Token: Common Sense Ideas for Increasing Diversity in Your Organization by Crystal Byrd Farmer It's About Damn Time: How to Turn Being Underestimated Into Your Greatest Advantage by Arlan Hamilton Black Wall Street: From Riot to Renaissance in Tulsa's Historic Greenwood District by Hannibal B. Johnson Indigenous Relations: Insights, Tips & Suggestions to Make Reconciliation A Reality by Robert Joseph The Work: My Search for a Life That Matters by Wes Moore Reset: My Fight for Inclusion and Lasting Change by Ellen Pao The Art of Gathering: How We Meet and Why It Matters by Priya Parker Great American Outpost: Dreamers, Mavericks, and the Making of an Oil Frontier by Maya Rao How to be a Bawse by Lilly Singh Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership by Keeanga-Yamahtta Taylor Making of a Manager: What to Do When Everyone Looks to You by Julie Zhuo     Suggest new genres or titles! Fill out the form to suggest a genre or title! Check out our Tumblr, follow us on Twitter or Instagram, join our Facebook Group, or send us an email! Join us again on Tuesday, November 17th we’ll be doing Readers’ Advisory and trying to come up with holiday gifts for each other! Then on Tuesday, December 1st we’ll be discussing the genre that you chose for us: New Weird Fiction!

Growing awareness among real estate professionals has resulted in a clearer understanding that fair housing in America is still an issue. Bryan Greene is the Director of Fair Housing Policy at NAR, and he’s on the show today to talk to Monica about the Fair Housing situation in America. He talks about the history behind the situation in our country, as well as what tools NAR is using to help their agents start making a change as we move forward to a more fair and equitable industry.   Bryan worked in government for 29 years before making the transition to NAR. He shares his background, and how his desire to make a difference is what led him to work within the real estate industry. Housing is one of the biggest issues, but also one of the avenues where the industry can have the biggest impact.   Along with some recommended reading, Bryan shares some of the history around segregation in housing. It started out as a private practice but was adopted as official government policy. These policies created patterns — such as generational wealth — that continue to show up today, even though the laws have changed over time.   Bryan was hired in a new position as the Director of Fair Housing Policy at NAR. After reading and viewing some footage of agents, the disparity was apparent. He talks about his role to respond, accept responsibility, and explain to the public how they would address these issues. The two things that stuck out were the need for accountability and a culture change.   They are triangulating the issue from all sides: mind, heart, and body. Their acronym is ACT!: accountability, culture change, and training. They are doing more immersive training where agents can practice and react to different simulated situations. One of the best ways to learn in any business is from your peers — one of the initiatives they have is to highlight those agents that are just as successful practicing fair and equitable real estate.   Moving from education into action is one of the most important ways things can start to change. In addition to these videos and profiling different agents and companies, they are also looking at what effects this issue of segregation has on the economy. There is data that shows if some of the larger metro cities were less segregated, their GDP would be higher. School districts are also another avenue where they are working on ways to make things fairer. There’s more to consider than just a district’s test scores.   The many tragic events in 2020 have highlighted the thread of injustice and housing segregation. But 2020 has also been an opportunity for many people to learn, and begin to change. REALTORS® have a responsibility to make things fairer, but other parties like lenders, insurance companies, and other parties can also contribute to the disparities we see.   The law prohibits discrimination on the basis of race, national origin, and religion, which are often viewed as social constructs, rather than what it is. It shouldn’t have anything to do with housing, but historically (and even still) it has. As more awareness has come up around these issues, there are action steps you can start taking today. There are many communities around the country that recognize what has happened in the past and are taking steps to change things now. The real estate industry can engage with some of these same politicians and strategies, especially at the local level, to make things right.   Tweetables:   “I believe that right now NAR is the most effective place to make a difference on civil rights issues.” — Bryan   “It immediately thrust me into the role of responding, making sure that we accept responsibility for what we see, and explain to the public and the Hill how we were addressing these issues.” — Bryan   “If we could make real progress on some of these issues regarding segregation, we could start to turn the corner so that the next time we have something tragic, maybe we won’t fare as poorly.” — Bryan   Guest Links:   Nar.realtor/fair-housing/fair-housing-book-recommendations Nar.realtor/fair-housing/fair-housing-podcast-recommendations Realtorparty.realtor/state-local-issues/issues/fair-housing.html Nar.realtor/fair-housing/fair-housing-makes-us-stronger-commemo… Projects.newsday.com/long-island/real-estate-agents-investigation/   Reading: The Color of Law: A Forgotten History of How Our Government Segregated America, by Richard Rothstein American Apartheid: Segregation and the Making of the Underclass, by Douglas Massey and Nancy Denton Sundown Towns: A Hidden Dimension of American Racism, by James Loewen The Color of Money: Black Banks and the Racial Wealth Gap, by Mehrsa Baradaran   Additional Links:   Crdpodcast.com   Online learning.REALTOR for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   CRD@REALTORS.org   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com FuntentionalLiving.com FranklinTNBlog.com   Monica’s Facebook Page Facebook.com/FranklinMonica   Additional Bio:   Bryan Greene, Director, Fair Housing Policy, at the National Association of REALTORS® Bryan Greene is the Director of Fair Housing Policy at the National Association of REALTORS®. Bryan is responsible for representing NAR on all fair-housing-related federal regulatory and legislative matters to ensure the interests of consumers and the real estate industry interests are protected. He also manages NAR’s new 45-member Fair Housing Policy Committee which allows NAR to focus more attention on the public policy issues surrounding fair housing and equal opportunity while better supporting its strategic priority of enhancing housing equality.   Before joining NAR, Bryan served for ten years as the highest-ranking career official in HUD’s Office of Fair Housing and Equal Opportunity (FHEO), where he oversaw the policy direction and operational management of the 600-person office enforcing the nation’s housing anti-discrimination laws. Under Bryan’s leadership as FHEO General Deputy Assistant Secretary, HUD pursued large-scale, high-profile cases that addressed systemic discrimination and provided widespread relief. Bryan also managed HUD’s Fair Housing Assistance Program (FHAP) and HUD’s Fair Housing Initiatives Program (FHIP), which together provided over $70 million to state and local government agencies and nonprofit organizations fighting discrimination in local communities.  Bryan held several senior positions at HUD over three decades at the agency, including a stint as the Associate Deputy Assistant Secretary for Economic Affairs in HUD’s Office of Policy Development and Research (PD&R), where he worked to reduce regulatory barriers to affordable housing. Bryan was the 2007 recipient of the Presidential Rank Award, the highest federal honor bestowed upon federal senior executives for outstanding service.   Bryan earned his degree in Government from Harvard University.

Samantha Salmon is an Integrative Nutrition Coach that specializes in helping women lose weight, balance blood sugar and release stress and anxiety for total optimal health. She is the founder of RawFoodMealPlanner.com and the Raw Food Health Empowerment Podcast. She is also the author of the book, You Can afford to Be Healthy. After getting a degree in economics from New York University and opening a raw vegan organic juice bar in Chicago, she went on to receive her health coach certification from the Institute for Integrative Nutrition, where she learned about more than one hundred dietary theories and studied a variety of practical lifestyle coaching methods. She is currently the co-chair of the Good Food Economy Working Group for LA Food Policy Council, one of the largest food policy councils in the country, and on the board of directors for a nonprofit called Feed Our Soul that provides gardening workshops and culinary classes to students and produce giveaways to families in underserved communities.Samantha's recommended resources:Racial Disparities in America during the CoronavirusMehrsa BaradaranThe Color of Money: Black Banks and the Racial Wealth GapThe Color of Law: A Forgotten History of How Our Government Segregated AmericaBook by Richard Rothstein1619 podcast by Nikole Hannah Jones, reporter for New York Times The New Jim Crow by Michelle Alexander13th on NetflixSupersizing Urban America: How Inner Cities Got Fast Food with Government Help by Chin JouSamantha's site: https://rawfoodmealplanner.com LA Food Policy Council https://instagram.com/lagoodfoodPlease support The Livegan Podcast by leaving a review or supporting us here: The Livegan Podcast Facebook PageThe Livegan Podcast Instagram Page

In this third episode of the Kentucky Environmental Leadership Institute, we continue our first season focus of providing information for those attorneys and soon-to-be-attorneys who want to practice environmental law. We interview Ben Carter, Senior Litigation & Advocacy Counsel at the Kentucky Equal Justice Center (KEJC) in Kentucky. Before coming to the KEJC, Ben worked in Legal Aid and private practice. With a wealth of experience in consumer law, Ben offers a unique perspective on what it is like to work with clients and help them pursue justice. Listen now to learn more about how Ben came to find himself as an attorney in the nonprofit sector, how taking the time to pursue your interests can broaden your horizons, and how a pandemic doesn't have to stop us from pursuing a fair and just Kentucky. MuckRock Community.Lawyer Together Lawyers Can "So Good They Can't Ignore You: Why Skills Trump Passion in the Quest for Work You Love" by Cal Newport "A is for Activist" by Innosanto Nagara "Evicted: Poverty and Profit in the American City" by Matthew Desmond "The Color of Money: Black Banks and the Racial Wealth Gap" by Mehrsa Baradaran Kentucky Equal Justice Center Kentucky Resources Council

This week Mike and Jack examine why Netflix is depositing $100 million dollars into Black banks; Lin-Manuel Miranda's revered Broadway musical 'Hamilton' has been released on Disney+ and is receiving backlash from historians for glorifying slave-owners. Has art become more significant than historical facts? And in 1983, artist David Bowie challenged MTV VJ Mark Goodman on why MTV didn't play Black music in primetime. Chuck Creekmur, co-founder and co-CEO of AllHipHop.com joins the show to explain how racism still oppresses black and brown music in the music industry today. References: David Bowie Criticizes MTV for Not Playing Videos by Black Artists https://www.youtube.com/watch?v=XZGiVzIr8Qg "The Color of Money: Black Banks and the Racial Wealth Gap" by Mehrsa Baradaran https://www.hup.harvard.edu/catalog.php?isbn=9780674237476 Correcting ‘Hamilton' (Historian Annette Gordon-Reed Interviewed) https://news.harvard.edu/gazette/story/2016/10/correcting-hamilton/ "What Is Owed" by Nikole Hannah-Jones https://www.nytimes.com/interactive/2020/06/24/magazine/reparations-slavery.html Marianne Williamson Speech on Reparations https://www.youtube.com/watch?v=Vmu9hXtnbvo&feature=emb_title Reach out to us: Follow us on Twitter @brownblackpod Follow us on Instagram @brownblackpodcast Follow us on YouTube @brownblackpodcast Follow Jack Rico on Twitter @jackricofficial Follow Mike Sargent Twitter @mikeonscreen Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

It's officially summer. The kids are done with school and it feels like time to relax a little after a stressful spring. Wouldn't we all like to be sitting on a beach, by a lake, or on a shaded porch reading the perfect book? But not everyone's plans are what they once were with the uncertainty that has plagued us in 2020. Maybe our biggest escape is through the pages of a book. Our guest this week is someone we trust to help us with finding that book. We are excited to welcome back friend of the show and bookseller Sam Miller, from Carmichael's books here in Louisville KY. When we planned this week's episode weeks ago, we wanted to talk about summer reading, and in our minds we envisioned beach reads and books that people read for pure enjoyment. But with the murders of George Floyd and Breonna Taylor and the protests that are occurring in response to those, we realized that summer reading for many people might look different than it usually does. The Perks of Being a Book Lover has always been about books, reading, and sharing that reading with others. Reading, for us, has been about connection with others. And perhaps the most important part of the experience has been sitting back and being quiet. Listening to what others have to tell us. What their experiences can teach us and help us understand. Early in our show, we were able to see the film Toni Morrison: The Pieces I am at the Speed Cinema and listen to the discussion about Morrison's role in literature. Throughout her career as both an editor and author, Morrison said a lot of important things about what reading can do. In an interview in 2003, Morrison said: “Books are a form of political action. Books are knowledge. Books are reflection. Books change your mind.” Carrie and I at Perks of Being a Book Lover believe that black authors matter. Black voices matter. Black lives matter. Books Discussed in this Episode: 1- Daisy Jones and the Six by Taylor Jenkins Reid 2- Beach Read by Emily Henry 3- The Glass Hotel by Emily St. John Mandel 4- All Adults Here by Emma Straub 5- Valentine by Elizabeth Wetmore 6- The Vanishing Half by Brit Bennett 7- The One and Only Bob by Katherine Applegate 8- Clap When You Land by Elizabeth Acevedo 9- Untamed by Glennan Doyle 10- The Splendid and the Vile by Eric Larson 11- To Kill A Mockingbird by Harper Lee 12- Gifts From the Sea by Anne Morrow Lindbergh 13- The Dry by Jane Harper 14- Wild by Cheryl Strayed 15- This is Chance: The Shaking of An All American City, A Voice that Held it Together by Jonathan Mooallem 16- The Dark-Thirty: Southern Tales of the Supernatural by Patricia McCissack 17- Freedom Over Me by Ashley Bryan 18- Well-Read Black Girl : Finding Our Stories, Discovering Ourselves Compiled by Glory Edim 19- Harlem by Langston Hughes 20- White Fragility: Why It's So Hard for White People To Talk About Racism by Robin DiAngelo 21- Stamped From the Beginning by Ibram X. Kendi 22- How To Be Anti-Racist by Ibram X. Kendi 23- Stamped by Jason Reynolds and Ibram X. Kendi (Children's lit version) 24- The Color of Money: Black Banks and the Racial Wealth Gap by Richard Rothstein 25- The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein 26- Salvage the Bones by Jesmyn Ward 27- Sing, Unburied, Sing by Jesmyn Ward 28- The Hate You Give by Angie Thomas 29- On the Come Up by Angie Thomas 30- Dear Martin by Nic Stone 31- The Watsons Go To Birmingham, 1963, By Christopher Paul Curtis 32- Roll of Thunder, Hear My Cry by Mildred D. Taylor 33- Any book by James Baldwin   You can find us on FB, instagram (@perksofbeingabookloverpod) and on our blog site at www.perksofbeingabooklover.com Perks airs on Forward Radio 106.5 FM and forwardradio.org every Wednesday at 6 pm, Thursdays at 6 am and 12 pm. We have purchased the rights to the theme music used.

It’s officially summer. The kids are done with school and it feels like time to relax a little after a stressful spring. Wouldn’t we all like to be sitting on a beach, by a lake, or on a shaded porch reading the perfect book? But not everyone’s plans are what they once were with the uncertainty that has plagued us in 2020. Maybe our biggest escape is through the pages of a book. Our guest this week is someone we trust to help us with finding that book. We are excited to welcome back friend of the show and bookseller Sam Miller, from Carmichael’s books here in Louisville KY. When we planned this week’s episode weeks ago, we wanted to talk about summer reading, and in our minds we envisioned beach reads and books that people read for pure enjoyment. But with the murders of George Floyd and Breonna Taylor and the protests that are occurring in response to those, we realized that summer reading for many people might look different than it usually does. The Perks of Being a Book Lover has always been about books, reading, and sharing that reading with others. Reading, for us, has been about connection with others. And perhaps the most important part of the experience has been sitting back and being quiet. Listening to what others have to tell us. What their experiences can teach us and help us understand. Early in our show, we were able to see the film Toni Morrison: The Pieces I am at the Speed Cinema and listen to the discussion about Morrison’s role in literature. Throughout her career as both an editor and author, Morrison said a lot of important things about what reading can do. In an interview in 2003, Morrison said: “Books are a form of political action. Books are knowledge. Books are reflection. Books change your mind.” Carrie and I at Perks of Being a Book Lover believe that black authors matter. Black voices matter. Black lives matter. Books Discussed in this Episode: 1- Daisy Jones and the Six by Taylor Jenkins Reid 2- Beach Read by Emily Henry 3- The Glass Hotel by Emily St. John Mandel 4- All Adults Here by Emma Straub 5- Valentine by Elizabeth Wetmore 6- The Vanishing Half by Brit Bennett 7- The One and Only Bob by Katherine Applegate 8- Clap When You Land by Elizabeth Acevedo 9- Untamed by Glennan Doyle 10- The Splendid and the Vile by Eric Larson 11- To Kill A Mockingbird by Harper Lee 12- Gifts From the Sea by Anne Morrow Lindbergh 13- The Dry by Jane Harper 14- Wild by Cheryl Strayed 15- This is Chance: The Shaking of An All American City, A Voice that Held it Together by Jonathan Mooallem 16- The Dark-Thirty: Southern Tales of the Supernatural by Patricia McCissack 17- Freedom Over Me by Ashley Bryan 18- Well-Read Black Girl : Finding Our Stories, Discovering Ourselves Compiled by Glory Edim 19- Harlem by Langston Hughes 20- White Fragility: Why It's So Hard for White People To Talk About Racism by Robin DiAngelo 21- Stamped From the Beginning by Ibram X. Kendi 22- How To Be Anti-Racist by Ibram X. Kendi 23- Stamped by Jason Reynolds and Ibram X. Kendi (Children's lit version) 24- The Color of Money: Black Banks and the Racial Wealth Gap by Richard Rothstein 25- The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein 26- Salvage the Bones by Jesmyn Ward 27- Sing, Unburied, Sing by Jesmyn Ward 28- The Hate You Give by Angie Thomas 29- On the Come Up by Angie Thomas 30- Dear Martin by Nic Stone 31- The Watsons Go To Birmingham, 1963, By Christopher Paul Curtis 32- Roll of Thunder, Hear My Cry by Mildred D. Taylor 33- Any book by James Baldwin

John Gibson of Crowell & Moring LLP interviews Prof. Mehrsa Baradaran about her latest book analyzing the racial wealth gap and the history of financial inequity in the United States. Introductions by UCI Law Dean L. Song Richardson. Recorded on April 21, 2020 via Zoom virtual presentation.

Mehrsa Baradaran is a professor of law at the University of California Irvine and researches banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books, *How the Other Half Banks* and *The Color of Money: Black Banks and the Racial Wealth Gap.* Mehrsa joins Macro Musings to talk about the impact of COVID-19 and how existing wealth conditions and financial access challenges are exacerbating the crisis. David and Mehrsa also discuss the historical context for the racial wealth gap, why banking deserts are so consequential, and how a postal savings system may be a solution to the financial inclusion problem.   Transcripts for the episode can be found here: https://www.mercatus.org/bridge/tags/macro-musings   Mehrsa’s Twitter: @MehrsaBaradaran Mehrsa’s UCI profile: https://www.law.uci.edu/faculty/full-time/baradaran/   Related Links:   Link to bonus segment with Mehrsa: https://youtu.be/AcH3c89ZtKY   *How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy* by Mehrsa Baradaran https://www.hup.harvard.edu/catalog.php?isbn=9780674983960   *The Color of Money: Black Banks and the Racial Wealth Gap* by Mehrsa Baradaran https://www.hup.harvard.edu/catalog.php?isbn=9780674237476   *The U.S. Should Just Send Checks – But Won’t* by Mehrsa Baradaran https://www.theatlantic.com/ideas/archive/2020/04/the-us-should-just-write-checksbut-wont/609637/   *Rethinking Financial Inclusion: Designing an Equitable Financial System with Public Policy* by Mehrsa Baradaran https://rooseveltinstitute.org/rethinking-financial-inclusion-equitable-financial-system-public-policy/   *The Coronavirus Will Be a Catastrophe for the Poor* by Derek Thompson https://www.theatlantic.com/ideas/archive/2020/03/coronavirus-will-supercharge-american-inequality/608419/   Link to Aaron Klein Macro Musings episode: https://macromusings.libsyn.com/aaron-klein-on-real-time-payments-and-financial-regulation   Link to *Mapping Inequality* from the Digital Scholar Lab at the University of Richmond: https://dsl.richmond.edu/panorama/redlining/#loc=5/40.464/-94.592   JPMorgan Research: *Racial Gaps in Financial Outcomes* https://institute.jpmorganchase.com/institute/research/household-income-spending/report-racial-gaps-in-financial-outcomes#finding-1   David’s blog: macromarketmusings.blogspot.com David’s Twitter: @DavidBeckworth

The average family earning $25,000 a year in the U.S. spends about $2,400 on financial transactions. Whether it’s the astronomical interest rates of a payday loan or the costs that come with being unbanked, the extractive practices of the financial services industry are effectively keeping the poor in poverty. Lawyer and author Mehrsa Baradaran and economic mobility expert Cate Blackford join Nick and Steph this week to explain why banking while poor is so expensive, and what states can do to rein in the people who profit from it.  Mehrsa Baradaran is a professor of law at UC Irvine. She writes about banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books How the Other Half Banks and The Color of Money: Black Banks and the Racial Wealth Gap.  Twitter: @MehrsaBaradaran Cate Blackford is the Director of Outreach and Donor Development at the Bell Policy Center, where she leads the Financial Equity Coalition to eradicate systemic discrimination and hold financial predators accountable. She was the Co-Chair of the 2018 Proposition 111 campaign in CO to limit the interest lenders could charge on payday loans and eliminate fees from payday lending products, which passed with 75% of the vote.  Twitter: @catetiller @BellPolicy Further reading:  How the Other Half Banks: https://www.hup.harvard.edu/catalog.php?isbn=9780674983960 The Color of Money: https://www.hup.harvard.edu/catalog.php?isbn=9780674237476 If the U.S. Government Treated Poor People as Well as It Treats Banks: https://www.theatlantic.com/business/archive/2015/10/if-the-us-government-treated-poor-people-as-well-as-it-treats-banks/410614/ CO’s Prop 111 explained: https://coloradosun.com/2018/10/22/proposition-111-colorado-2018-explained/ Briefed by the Bell - Predatory Economy: https://www.bellpolicy.org/2018/09/10/predatory-economy/ How Do Payday Loans Work? https://www.incharge.org/debt-relief/how-payday-loans-work/ Make sure you check out Majority.FM’s AM Quickie, the morning news podcast for progressives in the know: amquickie.com Website: http://pitchforkeconomics.com/ Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick’s twitter: @NickHanauer Learn more about your ad choices. Visit megaphone.fm/adchoices

The Color of Money: Black Banks and the Racial Wealth Gap with Mehrsa Baradaran. A discussion on the history of black banks and how housing segregation, racism, and Jim Crow credit policies worsened the wealth gap. Also, if you enjoy the Electorette, please subscribe and leave a 5-star review on iTunes. Also, please spread the word by telling your friends, family and colleagues about The Electorette! WANT MORE ELECTORETTE? Follow the Electorette on social media. Electorette Facebook Electorette Instagram Electorette Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

This month Mehrsa Baradaran, author of The Color of Money: Black Banks and the Racial Wealth Gap and associate dean of strategic initiatives at the University of Georgia School of Law, joined Maurice A. Jones and Imani Darden from our Knowledge Management team to discuss the history of the racial wealth gap and its impact on economic prosperity for communities of color. The conversation explores the viability of entrepreneurship and business ownership in the context of this history and the role of the industry at large in pushing for economic justice. And you can take a look at Mehrsa’s feature in the PBS documentary “Blacks in Business” here. Support the show (https://secure.givelively.org/donate/local-initiatives-support-corp)

Philadelphia has become the first major U.S. city to ban “cashless” stores. The city is making this move, in part, to protect those "unbanked" consumers who may not have credit cards and only use cash. The law, which goes into effect on July 1st, exempts some businesses including parking structures, rentals requiring a security deposit, and those with a membership model. Amazon, for example, was informed they could work around the law, as long as membership is required. So are restrictions on cashless businesses ultimately good for consumers and for the municipalities and will other metropolitan areas follow Philly's lead? To discuss more on this complex issue, host Dan Loney is joined by William Greenlee, Democratic Philadelphia City Councilman-at-large and co-sponsor of the bill, Mehrsa Baradaran, Associate Dean for Strategic Initiatives and the Robert Cotten Alston Associate Chair in Corporate Law at the University of Georgia School of Law and author of The Color of Money: Black Banks and the Racial Wealth Gap, and Jay Zagorsky, Economist and Senior Lecturer of Markets, Public Policy and Law at Boston University’s School of Management on Knowledge@Wharton. See acast.com/privacy for privacy and opt-out information.

In this episode, Mehrsa Baradaran, Associate Dean for Strategic Initiatives & Robert Cotten Alston Associate Chair in Corporate Law at the University of Georgia School of Law, discusses her book, "The Color of Money: Black Banks and the Racial Wealth Gap," which was published by Harvard University Press. Baradaran begins by describing both the conventional wisdom on the history of African-American banks and the very different reality. She explains how discrimination and lack of access to capital have hamstrung African-American banks time and time again, focusing on particular examples of how white economic power undermined the viability of black institutions. And she reflect on the co-optation of black nationalism by the concept of black capitalism. She closes by arguing that structural inequality can be remedied only by redistribution. Baradaran is on Twitter at @MehrsaBaradaran. See acast.com/privacy for privacy and opt-out information.

Jesse and Brittany invite Mehrsa Baradaran to discuss her latest book, “The Color of Money: Black Banks and the Racial Wealth Gap.” During the discussion, they cover the racial wealth gap and the historical causes and contributing factors including racism, credit policies, and housing segregation. Mehrsa is also an advocate for postal banking, which she... The post BONUS #067 – “Mehrsa Baradaran, author of – The Color of Money: Black Banks and the Racial Wealth Gap.” appeared first on I Doubt It Podcast.

Welcome to the radio magazine that brings you news, commentary and analysis from a Black Left perspective. I’m Glen Ford, along with my co-host Nellie Bailey. Coming up: The Black economic condition has dramatically worsened in the 21st Century, with median Black household wealth on a track to disappearing entirely in the next few decades. However, the author of a new book says there’s not much that Black-owned banks can do to head of the disaster. And, the nation’s best known political prisoner has been behind bars for 35 years, but his supporters are stepping up the Campaign to Bring Mumia Home. Donald Trump’s presidency has seen U.S. prestige in the world hit new lows. But the U.S. had long been regarded as having little respect for international law. Black Agenda Report contributor Danny Haiphong has teamed up with Roberto Sirvent to author an upcoming book, titled, “American Exceptionalism and American Innocence: The Fake News of Wall Street, White Supremacy and the U.S. War Machine.” Haiphong says Barack Obama and Hillary Clinton were champions of American exceptionalism. Danny Haiphong’s co-author, Roberto Sirvent, is the editor of the Black Agenda Book Forum. Last week, the BAR Book Forum featured Mehrsa BaRAdaran, author of “The Color of Money: Black Banks and the Racial Wealth Gap.” BaRAdaran is a law professor at the University of Georgia, specializing in banking law. She says Black banks are useful and should be supported, but they are not the solution to Black economic precariousness and the drastic decline of household Black wealth This month is known as “Black August” among many Black activists, a month to remember political prisoners and those that have died in service to the Liberation Movement. Mumia Abu Jamal has spent the last 35 years behind bars in the death of a Philadelphia policeman. Hearings resume on his contention that judicial bias led to his wrongful conviction. And, Dr. Johanna Fernandez, of the Campaign to Bring Mumia Home, says there is photographic evidence of police tampering with evidence. Dr. Fernandez was part of the group that produced the 2010 film, “Justice on Trial,” which is being screened on August 23rd at the Maysles Cinema, In Harlem. She was interviewed by Black Agenda Radio producer Kyle Fraser.

In April 2018, Senator Kirsten Gillibrand introduced legislation to make basic banking services, like loans and check cashing, available at every branch of the United States Postal Service. Professor Mehrsa Baradaran explains the history of that idea, why postal banking is needed now, and how it can help reduce America’s growing inequality. Read Baradaran’s books, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy and The Color of Money: Black Banks and the Racial Wealth Gap Check out her OpEd in the Washington Post

Today Mike and I discuss a weird array of topics from Taye Diggs's dating life to white people's weird porn fixations, including the genre known as "pussy pump" porn: Mentioned in this episode Event page for live interview at Starr Bar between NYS Senate candidate Julia Salazar and Virgil Texas from Chapo Trap House https://salazarforsenate.com/events/virgil-texas-interview "Taye Diggs Says No One Told Him the Entertainment Biz Was Racist" http://atlantablackstar.com/2018/06/22/taye-diggs-says-no-one-told-him-the-entertainment-biz-was-racist/ "Taye Diggs Says It's Hard To Date White Women Again Because Black Women Caused Him Trauma" https://www.essence.com/celebrity/taye-diggs-dating-white-women-resents-black-women "Taye Diggs denies comments slandering black women" http://blackyouthproject.com/taye-diggs-denies-comments-slandering-black-women/ Film Daily article: "WTF is “blavity black” and why are Issa Rae and Donald Glover accused of it?" The book When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America by Ira Katznelson https://amzn.to/2NluMS1 The book The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein https://amzn.to/2u2JuUR The book The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran https://amzn.to/2u1VbeK Intercept article on NY State Senate candidate Julia Salazar https://theintercept.com/2018/07/03/julia-salazar-state-senate-new-york-dsa/; Julia Salazar's campaign site: https://salazarforsenate.com/ Support the show and get double the episodes by subscribing to bonus episodes for $5/month at patreon.com/champagnesharks.  If you can’t subscribe right now for whatever reason, do the next best thing and tell as many people as you know about the show. Co-produced & edited by Aaron C. Schroeder / Pierced Ears Recording Co, Seattle WA (piercedearsmusic@gmail.com) Opening theme composed by T. Beaulieu. Closing theme composed by Dustfingaz (https://www.youtube.com/user/TheRazhu)_

The racial wealth gap is where past injustice compounds into present inequality. When I asked Ta-Nehisi Coates, on this show, what would prove to him that white supremacy was over in this country, he pointed to the closing of the racial wealth gap. The numbers here are startling. In 2016, the median white family in America had $171,000 in wealth. The median black family had just $17,400. Put differently, for every dollar in wealth the average white family has, the average black family has a dime. And the chasm is growing. One of the first episodes of Vox’s new Netflix show, Explained, explores the roots, realities, and future of America’s racial wealth gap. This conversation continues the discussion with one of the key voices in that episode: Mehrsa Baradaran, a law professor at the University of Georgia and author of the extraordinary book The Color of Money: Black Banks and the Racial Wealth Gap. Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America, and the way the rhetoric of equal treatment under the law was weaponized, as soon as slavery ended, against efforts to achieve economic equality. But Baradaran’s view isn’t just historical: she’s also studied the way African Americans are disproportionately unbanked and underbanked today, and has been advising Sen. Kirsten Gillibrand’s efforts to do something big and surprising to solve it: building a nationwide postal banking system. The issues discussed in this episode are, I think, some of the most important facing America right now, and Baradaran’s perspective is unusual in its marriage of analytical rigor, historical analysis, real solutions, and deep compassion. This is worth listening to. Recommended books: The Human Instinct by Kenneth R. Miller Master of the Senate by Robert Caro Feel Free by Zadie Smith Learn more about your ad choices. Visit megaphone.fm/adchoices

The racial wealth gap is among the most dire problems in contemporary society. As of 2014, Black households had fewer than seven cents for every dollar owned by white households. This situation of racial wealth inequity is disturbingly similar to the one that existed at the end of slavery. Today, we welcome back to the show Mehrsa Baradaran, our guest from episode 30. We speak to Mehrsa about her recent book about the history of the racial wealth gap and how Black banks—a solution that is often suggested—have instead operated as a decoy, and distracted from more far-reaching solutions. Mehrsa Baradaran is author of The Color of Money: Black Banks and the Racial Wealth Gap. She is Associate Dean for Strategic Initiatives & J. Alton Hosch Associate Professor of Law at the University of Georgia School of Law.

Audiobooks, capital, banks, slavery, regulation, choice, racism, and the racial wealth gap. Mehrsa Baradaran joins the show for the fourth time to talk about her latest book. Recorded in front of a live audience at the University of Georgia School of Law. This show’s links: Mehrsa Baradaran’s faculty profile (http://www.law.uga.edu/profile/mehrsa-baradaran) and academic writing (https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=1178148) Mehrsa Baradaran, The Color of Money: Black Banks and the Racial Wealth Gap (https://www.amazon.com/Color-Money-Black-Racial-Wealth/dp/0674970950) Barack Obama, The President's Role in Advancing Criminal Justice Reform (http://harvardlawreview.org/wp-content/uploads/2017/01/811-866-Online-Rev-vf.pdf) Ta-Nehisi Coates, We Were Eight Years in Power: An American Tragedy (https://www.amazon.com/We-Were-Eight-Years-Power/dp/0399590560) Eric Foner, Reconstruction Updated Edition: America's Unfinished Revolution, 1863-1877 (https://www.amazon.com/Reconstruction-Updated-Unfinished-Revolution-1863-1877/dp/0062354515) (see also Eric Foner, Why Reconstruction Matters (https://www.nytimes.com/2015/03/29/opinion/sunday/why-reconstruction-matters.html) (a brief but informative opinion essay)) Oral Argument 76: Brutality (http://oralargument.org/76) (guest Al Brophy) Sendhil Mullainathan and Eldar Shafir, Scarcity: Why Having Too Little Means So Much (https://scholar.harvard.edu/sendhil/scarcity) Mehrsa Baradaran, How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy (https://www.amazon.com/How-Other-Half-Banks-Exploitation/dp/B01MQZYGE8/) Alfred Brophy, Reparations: Pro and Con (https://www.amazon.com/Reparations-Pro-Alfred-L-Brophy/dp/0195304071/) William Darity, Jr. and Dania Frank, The Economics of Reparations (http://www.jstor.org/stable/3132248) Jamelle Bouie and Rebecca Onion, Reconstruction (http://www.slate.com/articles/slate_plus/reconstruction.html) (a podcast from Slate) Special Guest: Mehrsa Baradaran.

When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States’ total wealth. More than 150 years later, that number has barely budged. According to a new book by Mehrsa Baradaran, The Color of Money, this absence of wealth isn't just a failure to atone for oppression imposed by slavery and Jim Crow — it's the product of contemporary acts to maintain their legacies. Today, the racial wealth gap persists in building wealth for those who already have it and sowing debt among those who don't. Many policies animated by this trend — fees and fines levied my municipal governments and the criminal justice system; residential segregation; the rise of predatory payday lenders — disappear mainstream banks from communities of color, pass off responsibility of investment in their wealth, and enforce conditions that disproportionately push them from profit to poverty. Join New America NYC and the NYU McSilver Institute for Poverty Policy and Research for a conversation with legal, business, and racial equity leaders on the fight for economic justice and how to pioneer strategies that reform how government works — and who it serves. OPENING REMARKS Scott M. Stringer @NYCComptroller Comptroller, City of New York PARTICIPANTS Mehrsa Baradaran @MehrsaBaradaran J. Alton Hosch Associate Professor of Law, University of Georgia School of Law Author, The Color of Money: Black Banks and the Racial Wealth Gap   Blondel Pinnock @blondelSenior Vice President and Chief Lending Officer, Carver Federal Savings Bank Anne Stuhldreher @AnneStuhldreher Director of Financial Justice, City and County of San Francisco Fellow, New America CA Clyde Vanel @clydevanelAssembly Member (D-33), State of New York Michael Lindsey @DrMikeLindseyDirector, McSilver Institute for Poverty Policy and Research, New York University