The Capitalized Life & Retirement Show

Sometimes retirement—or major life changes—arrive faster than planned. In this episode of The Capitalized Life & Retirement Show, we talk about how to prepare for the unexpected, from early retirement offers to sudden health events. Learn the strategies that can help you stay flexible, protect your income, and pivot with confidence when life throws you a curveball. Being ready isn't just smart—it's essential.

Retirement isn't just a financial transition—it's an emotional one too. In this episode of The Capitalized Life & Retirement Show, we explore what happens when the routine, identity, and purpose tied to your career suddenly disappear. From battling boredom to rediscovering passions, we'll show you how to help create a retirement that's not only more financially secure but personally fulfilling. Tune in and learn how to help find yourself again in this new chapter of life.

Just because you're over 59½ doesn't mean you're in the clear—many people still make critical errors that can derail their retirement. In this episode of The Capitalized Life & Retirement Show, we uncover the most common mistakes made after age 59, from poor withdrawal strategies to unnecessary taxes and missed income opportunities. If you're in or nearing retirement, don't let avoidable missteps cost you peace of mind.

Are you leaving money on the table? In this episode of The Capitalized Life & Retirement Show, we show you how to uncover hidden opportunities in your financial plan—those overlooked expenses, tax efficiencies, and income sources that could make a big difference in retirement. It's not just about big wins—it's about finding every nickel, because small changes can lead to major results. Tune in and learn how to squeeze more value out of what you already have!

When markets get shaky, the instinct to check your accounts constantly can do more harm than good. In this episode of The Capitalized Life & Retirement Show, we explore why sometimes the best financial move… is not to look.

Not all money is created equal—especially when it comes to retirement. In this episode of The Capitalized Life & Retirement Show, we dive into the difference between having money and having the right kind of money.

Are your financial habits quietly sabotaging your future? In this episode of The Capitalized Life & Retirement Show, we uncover the hidden ways people drain their wealth—whether it's dipping into savings too soon, making emotional investment decisions, or neglecting long-term planning.

Interest rates can make or break markets, but what will the Fed do next—cut, hold, or hike? In this episode of The Capitalized Life & Retirement Show, we break down what these decisions mean for your investments, savings, and retirement plans.

Is investing like picking a winning horse, or is there more to the race? In this episode of The Capitalized Life & Retirement Show, we explore the fast-paced world of Wall Street, the risks of chasing trends, and the strategies that separate smart investors from those just gambling on the market.

Success doesn't come free—every decision in business and investing has a price. In this episode of The Capitalized Life & Retirement Show, we break down the hidden costs of financial growth, from taxes and inflation to risk and opportunity cost.

When it comes to investing and financial decisions, commitment matters—but are you all in on the right things? In this episode of The Capitalized Life & Retirement Show, we explore the power (and pitfalls) of going all-in on financial strategies, from long-term investments to retirement planning.

Tariffs can shake up markets, industries, and even your wallet. In this episode of The Capitalized Life & Retirement Show, we break down the latest tariff changes, who they impact the most, and how they could affect your investments and retirement planning.

Markets go up, markets go down—but over time, they tend to revert to the mean. In this episode of The Capitalized Life & Retirement Show, we explore the concept of mean reversion and why it's a critical factor in long-term investing.

Market swings keeping you up at night? In this episode of The Capitalized Life & Retirement Show, we tackle the ups and downs of market volatility and how to keep your financial plan on track—without the stress. Learn why emotional investing can cost you, how to stay level-headed in turbulent times, and strategies to protect your portfolio for the long run. Don't let market heartburn derail your retirement—tune in now!

Ever wonder how seasoned investors evaluate stocks and make informed decisions? In this episode of The Capitalized Life & Retirement Show, we break down the Price-to-Earnings (P/E) ratio and why it's a critical tool for assessing a company's value.Tune in to the latest episode of The Capitalized Life and Retirement Show with Matthew P. Johnson to learn how to take control of your financial future!

What if you could retire without looking back and wondering, What if? In this episode of The Capitalized Life & Retirement Show, we reveal the key strategies to help create a retirement plan you'll never regret.

As a parent, your financial decisions today can have lasting impacts on your children's future. In this powerful episode of The Capitalized Life & Retirement Show, we dive into common financial pitfalls parents face and how to help avoid them. From estate planning to teaching kids about money, discover the strategies that can help secure your legacy and set your family up for more success. Don't miss this essential episode—your family's future may depend on it!

Tapping into your principal too early can derail your retirement plans and jeopardize your financial future. In this episode of The Capitalized Life & Retirement Show, we break down why this common mistake can lead to unnecessary stress and insecurity—and what you can do to avoid it. Learn how to protect your nest egg, create sustainable income, and enjoy a retirement free from financial worry. Tune in and safeguard your financial future today!

Ever wonder why the rich focus on income rather than just growth? In this episode of The Capitalized Life & Retirement Show, we uncover the powerful investment strategies that set the wealthy apart. Discover how prioritizing income can create stability, reduce risk, and ensure financial independence, especially in retirement. Tune in to learn why this approach works and how you can apply it to your own financial journey.

Feeling lucky? The iconic Dirty Harry line, "Do you feel lucky, punk? Well, do ya?" might bring a nostalgic smile, but it also underscores an important truth about retirement planning: luck can only take you so far. True success comes from making informed, strategic decisions at every turn.Tune in to the latest episode of The Capitalized Life and Retirement Show with Matthew P. Johnson to learn how to take control of your financial future!

As retirement approaches, reducing risk becomes a top priority. One of the greatest fears retirees have is running out of money before they run out of time. To help ensure a secure future, making strategic adjustments that protect your principal is crucial. Tune in to today's episode of The Capitalized Life & Retirement Show with Matthew P. Johnson to learn more.

Wayne Gretzky famously said, 'Skate to where the puck is going, not to where it has been.' This wisdom also applies to your finances—having a clear purpose for your money is often more valuable than simply chasing performance. Join Matthew P. Johnson on The Capitalized Life & Retirement Show to explore how aligning your financial strategy with your life goals can set you up for a more secure and fulfilling future.

Sometimes, what's marketed as ‘new and groundbreaking' in finance is really just an old idea with a fresh coat of paint. The industry is filled with so-called ‘revolutionary' tech that hasn't changed much. Tune in to the latest Capitalized Life and Retirement Show, where Matthew P. Johnson dives into the facts behind the hype—helping you see through the noise and uncover what truly matters.

The saying, 'If you want to go fast, go alone. If you want to go far, go together,' applies to many areas of life—including investing for retirement. While many options are available for DIY investors, having the right guidance can make all the difference in achieving long-term success. Tune in to today's Capitalized Life and Retirement Show with Matthew P. Johnson to learn more.

You've worked hard to build your retirement savings, but what comes next? How can you help ensure your investments deliver real returns? Join Matthew P. Johnson in the latest episode of Capitalized Life and Retirement Show as we explore strategies to help make your money work for you, minimize risk, and protect your wealth for future generations.

What truly defines a happy retiree? Is it the enriching experiences and passions they embrace or the ability to let go of the stress and worries that once weighed them down? Tune into the latest episode of The Capitalized Life and Retirement Show with Matthew P. Johnson to discover practical strategies for eliminating stressors and creating a financially secure and fulfilling retirement here.

Recent world news has been intense—Federal Reserve changes, interest rates, and the upcoming election might have your head spinning. Understanding how these factors impact your financial future is crucial. In today's latest episode of the Capitalized Life & Retirement Show, Matthew P. Johnson breaks down these complex topics, offering insights and strategies to help you navigate your retirement journey with confidence. Tune in to learn more!

When was the last time you applied a second opinion approach to your financial well-being? Financial decisions can be complex and have long-lasting consequences, making it essential to get the full picture. Tune in to today's episode of 'Key to Retirement Success' with Matthew P. Johnson, where we'll explore the importance of seeking a second opinion on your financial strategy and how it can pave the way for a more secure and prosperous retirement.

Women face unique challenges when it comes to saving and investing for retirement. In today's episode, we'll explore an article from BlackRock that highlights the financial disparities between men and women, emphasizing how differing approaches to money can impact retirement planning.Tune into the latest Capitalized Life and Retirement Show with Matthew P. Johnson to learn more.

"Do you feel lucky, punk? Well, do ya?" Surprisingly, this iconic line from Dirty Harry captures the essence of retirement planning. While luck can play a role, the real key lies in making informed decisions every day.Join us on the latest episode of the Capitalized Life and Retirement Show with Matthew P. Johnson as he delves into these critical stages of retirement and how to mitigate the element of luck through smart planning.

Is it possible to have too much of a good thing? This age-old question isn't just for philosophers; it's incredibly relevant to investing for your future, too. Whether you're just starting to plan your golden years or looking to refine your existing portfolio, today's episode is packed with essential advice on balancing growth with safety for a prosperous retirement. Tune in to listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson to learn more.

The burden of debt can significantly impact your ability to reach your retirement goals; this is especially true for those approaching their golden years. In today's episode of the Capitalized Life and Retirement Show, Matthew P. Johnson will provide insights and strategies to help you pave the way toward a debt-free and prosperous financial future. Tune in to learn more.

Are you ready for a longer-than-expected retirement?With life expectancies on the rise, preparing for a retirement that could span several decades is crucial. Ensuring your financial security during these years requires a comprehensive retirement strategy.Join Matthew P. Johnson on the latest Capitalized Life and Retirement Show as he explores strategies for achieving a sustainable and fulfilling retirement.

It's Mailbag time! Our first question comes from Roberta, who asks: "I want to eventually retire, but I'm currently balancing that with sending my kids to college, and my husband wants to buy a vacation home. How can we manage all these financial goals?"The best way to juggle retirement planning and other major life expenses is by understanding different withdrawal strategies. Tune in to the latest episode of the Capitalized Life and Retirement Show with Matthew P. Johnson to learn more!

Every now and then, we encounter old ideas dressed up as new. Take the financial industry, for example, where we're presented with outdated technology as revolutionary, even though it hasn't really changed much. Tune in to the Capitalized Life and Retirement Show for our latest episode, where Matthew P. Johnson will guide us in separating truth from fiction.

In today's episode, we're breaking down the annual letter that the CEO of BlackRock, Larry Fink, sent to his Investors. This year's edition, “Time to Rethink Retirement,” focused on a looming retirement crisis and the need to better equip future generations to thrive as they age. Tune in to the latest Capitalized Life and Retirement Show with Matthew P. Johnson to learn more.

With winter behind us and warmer weather here, you've likely begun your spring cleaning. But when did you last tidy up your monetary clutter? In today's episode of The Capitalized Life and Retirement Show, Matthew P. Johnson will be sharing some tips to help you organize your finances effectively.

New labor data last week shows that U.S. prices in March rose 3.5% from a year ago, hotter than economists expected and the third straight month that inflation has accelerated. What does this mean to investors? Should you make changes to your investment portfolio or wait? Tune in to the Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Does the thought of retirement stress you out? Have you ever considered extending your working years as part of your retirement plan? If you're nearing retirement age, you're not alone. Tune in to the Capitalized Life and Retirement Show with Matthew P. Johnson to discover strategies for easing these concerns on your journey to a secure and comfortable transition.

Let's take a look at the recent trends in the stock market over the past few months. Are we witnessing signs of overheating? Are there indications of increased market volatility?Tune in to today's Capitalized Life and Retirement Show, where Matthew P. Johnson will provide key market monitoring tips.

While the phrase ‘too little, too late, too long' might seem pessimistic, on today's episode of The Capitalized Life and Retirement with Matthew P. Johnson, we explore each dimension and its relevance to retirement planning. Our mission? To alleviate any concerns and empower you to embrace retirement with confidence! Listen here to learn more.

We're diving into our mailbag to address some pressing questions. Today's listener, Jocelyn, asks, "I've just turned 60, and I'm feeling anxious about how much longer I can work before retiring. I have debt that I am working to pay off, but the high-interest rates are taking a toll on me. Should I consider starting my Social Security benefits early?"Listen to Matthew's response and advice in the latest Capitalized Life and Retirement Show here.

What does it take to retire in today's world? Hard work, tough conversations, and a solid strategy. Tune in to the latest episode of the Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

While the consumer price index is projected to have risen 0.2% in the final month of 2023 (or 3.2% for the full year), there is a wide gap between what the Fed has indicated in terms of rate cuts and what the market is expecting.Curious about the recent conflicting news on inflation? You're not alone. Tune into the latest episode of the Capitalized Life and Retirement Show featuring Matthew P. Johnson here to learn more.

Uncover a hidden financial asset by exploring the cash value within your life insurance policy. This frequently overlooked feature presents a valuable opportunity for financial growth and flexibility. Tune in to the latest episode of the Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.