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Watch Dr. Tony Evans from The Alternative
Dr. Tony Evans calls families to reclaim their God-given identity and authority through an uncompromising commitment to serve the Lord rather than conform to the culture.
Dr. Tony Evans calls families to reclaim their God-given identity and authority through an uncompromising commitment to serve the Lord rather than conform to the culture.
Watch Dr. Tony Evans from The Alternative
Most people treat life insurance like the "broccoli of estate planning"—something they know is good for them, but usually avoid until it’s too late. In this episode of Talk Law Radio, host Todd Marquardt sits down with independent financial planner Joseph Warren to flip the script and reveal how life insurance acts as a vital funding vehicle, estate equalizer, and legal peace treaty for families and business owners alike. Together, Todd and Joseph pull back the curtain on the financial industry. Joseph shares his early career experiences at large insurance firms, exposing how quota-driven models and limited planning tools often lead to conflicted advice. They break down the critical questions you must ask your advisor to ensure they are serving your best interests rather than just chasing high-commission products. Main Topics Covered Navigating Financial Industry Conflicts: Why fee-biased or commission-driven setups lead to "wolf in sheep’s clothing" advice and how independent, coordinated planning between attorneys, CPAs, and planners creates true harmony. Life Insurance for Business Owners: Using life insurance as a "peace treaty" to fund buy-sell agreements, insure key employees, and equalize inheritances between children who work in the family business and those who do not. Protecting Minor Children & Special Needs Loved Ones: The legal traps of naming a minor child directly as a beneficiary and how pairing life insurance with revocable or supplemental needs trusts protects government benefits and avoids costly probate court guardianships. Sinners and Saints: A sobering look at the Texas "Slayer Statute" (where a murderer loses beneficiary rights), paired with an unexpected archaeological discovery regarding Saint Augustine. Land Rich, Cash Poor & Estate Tax Solutions: How Irrevocable Life Insurance Trusts (ILITs) and "Crummey" letters allow high-net-worth families, farmers, and ranchers to pay heavy federal estate taxes without forcing a fire sale on family land. Key Takeaways The Buy-Sell "Peace Treaty": Life insurance gives remaining business partners the cash needed to buy out a deceased partner's shares, ensuring the family receives full financial value without having to manage a business they don't understand. Never Name a Minor as a Beneficiary: Insurance companies cannot pay policy proceeds directly to minors. Doing so forces the surviving parent into court to become a court-appointed guardian over their own child's money. Always route these funds through a properly drafted trust. Be Mindful of the Estate Tax Trap: Though life insurance payout is income-tax-free, the total death benefit is included in your gross estate for federal estate tax purposes unless structured through an Irrevocable Life Insurance Trust (ILIT). Buy Before You Need It: Life insurance must be purchased before tragedy strikes. Health changes can quickly disqualify you, making early, proactive planning the most affordable way to protect your family's future. Episode Breakdown [00:00] Intro: The Quiet Disasters of Unstructured Life Insurance [01:15] Conflicted Advice in the Financial Industry with Joseph Warren [06:30] The 5 Real-World Scenarios: Business Buy-Sells & Key Person Insurance [10:45] Naming Minor Children vs. Trust Planning [14:10] Sinners & Saints: The Slayer Statute Case & St. Augustine [19:25] Supplemental Needs Trusts for Special Needs Beneficiaries [21:50] Land Rich, Cash Poor: ILITs & Paying Estate Taxes [25:30] Legacy Spotlight: Why Proactive Planning Delivers True Peace of Mind -Sponsored by Marquardt Law Firm and Financial Planning HQ -Go to marquardtlawfirm.com and financialplanninghq.net If you found this episode valuable, please Subscribe and hit the Notification Bell on YouTube. Sharing this podcast with other parents, grandparents, and caregivers helps raise vital awareness to protect the children in our communitiesSee omnystudio.com/listener for privacy information.
AI has made everyday life more convenient, but it has also given scammers a powerful new set of tools. In this episode, Melissa Joy, CFP®, is joined by Patrick Coughlin, CEO of Savi Security and author of the new book The Dark Side of the Boom: How Scammers Hijacked the AI Revolution. After building and selling a cybersecurity company to Splunk, Patrick shifted his focus to protecting everyday families following a deeply personal experience: a sophisticated AI voice cloning scam that targeted his own mother.Patrick walks through how AI tools are supercharging scam operations around the world, why imposter scams have become the most reported fraud type in the country, and the practical habits families can build to protect themselves, from creating a family code word to running a second channel check before sending money. Melissa and Patrick also discuss the role financial advisors and trusted contacts can play in catching fraud early, and how parents can talk to kids and teens about digital safety without shame.What You'll LearnHow an AI voice cloning scam targeted Patrick Coughlin's mother, and what helped her recognize it in timeWhy digital fraud now costs Americans almost $200 billion a year and has grown eightfold since the launch of ChatGPTThe "five families of fraud" and how scam organizations around the world specialize like businessesWhy imposter scams are now the number one reported fraud type, making up 33 percent of all scams in 2025What a "hot zone" moment looks like, and the three ingredients scammers rely on to pressure victimsHow a family code word and a second channel check can stop a scam before money changes handsWhy caller ID can be faked, and what to do instead if you get a call from your bank's fraud departmentThe role trusted contacts and financial advisors can play in catching fraud earlyHow to talk with teens and aging parents about scams without shame, and why younger generations are targeted more often than they realizeHow free tools like ScamWise can give you a fast second opinion on a suspicious text, email, or piece of mailDownload the Digital Fraud Protection GuideConnect with Patrick: LinkedInFollow Patrick: InstagramSavi Security: WebsiteSavi Security LinkedIn: LinkedInSavi Security Instagram: InstagramThe Dark Side of the Boom: BookThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...
Pick up my new book The American Nightmare! => Click Here! In Today's Episode Welcome to Monday's episode of my podcast! We are kicking off a brand new week, which means a brand new theme: guarding the gate. Today, I am breaking down the true cost of being an undefended man, and why having no boundaries doesn't make you generous. It makes you completely unguarded. I'm getting vulnerable about my own past mistakes where I used to say yes to absolutely everything and sharing the hard truths I've learned from coaching over 15,800 people. It is time to lock down your ecosystem and stop letting the enemy walk right through your front door. Key Topics Discussed: Manifesting Reality: I want to remind you that what you believe in your heart and think in your mind will eventually become your words and your physical reality. What you repeatedly do becomes an unconscious activity ingrained in your subconscious mind. The Cost of the Undefended Man: Every single "yes" you didn't mean, every line you let slide, and every voice you let in becomes the exact crack the devil uses to walk right into your life. Discernment vs. Boundaries: I explain the critical difference between the two: discernment decides what is allowed to get in, and boundaries decide what stays out. Protecting Your Family & Ecosystem: I share real-life examples of how to hold your walls. Whether it's shutting down men who disrespect women in your presence, blocking out the haters who say 85% of small businesses fail, or refusing to let anyone project that your son will be a "lady killer" instead of an honorable man—you have to protect your ecosystem. The Week Ahead: I break down our podcast schedule for this week. Monday and Tuesday are philosophical and strategic, Wednesday and Thursday are tactical, and Friday is pure motivation. I'll be back tomorrow to discuss the massive difference between being "nice" versus being discerning. Final Takeaway: You have to stand up for your ecosystem and say no when things don't align with your ethics and morals. Stop leaving the door open for dark forces to enter your life. Check us out at refinedintegrity.com. Listen Now! Other Resources! > Set Up Your Consultation with our Indexed Universal Life Insurance Team = > https://freedominsurancellc.com/consultation > Track your entire crypto portfolio, build exit strategies and receive real-time sell alerts, all in one simple dashboard. Do all of this with our Crypto Tracking App Merlin! Get 30 Days of Merlin Free => https://www.merlincrypto.com/ > Learn about how to join our 3T Warrior Academy https://sale.3twarrioracademy.com/home?utm_source=linktree&utm_medium=social&utm_campaign=CJV Warriors Rise! Learn more about your ad choices. Visit megaphone.fm/adchoices
1. Why Retirement Planning Is More Complex Than Ever Why retirement is no longer simply about accessing your pension. How today's retirees must balance income needs, tax efficiency and long-term financial security. 2. Annuities vs Drawdown – Understanding Your Options What annuities are and why they're becoming attractive again. How combining guaranteed income with flexible drawdown can create a more resilient retirement strategy. Why today's annuity options offer greater flexibility than many people realise. 3. Building a Sustainable Retirement Income Why creating reliable income throughout retirement requires careful planning. How cash flow modelling helps prepare for inflation, market downturns and changing income needs. Why having different "buckets" of money can reduce investment risk during retirement. 4. The 2027 Pension Inheritance Tax Changes What the upcoming inheritance tax changes could mean for pension holders. Why pensions are no longer simply a retirement planning tool—they're becoming an inheritance tax planning consideration. How planning early can help minimise unnecessary tax liabilities. 5. Reducing Inheritance Tax Efficiently How trusts can help transfer wealth more tax efficiently. Why gifting strategies remain an important part of estate planning. How turning pension capital into guaranteed income can remove assets from your taxable estate. 6. Protecting Your Family and Your Legacy Why inheritance tax planning is about more than reducing tax. How life assurance can provide liquidity so loved ones aren't forced to sell assets. The difference between whole-of-life cover and long-term life insurance strategies. 7. Financial Planning for Business Owners How Relevant Life Policies allow business owners to provide life cover tax efficiently. Why many business owners overlook valuable tax-saving opportunities. How structuring protection correctly can reduce both personal and business tax costs. Actionable Takeaways Review your retirement plan to ensure it balances flexibility with guaranteed income. Understand how the April 2027 inheritance tax changes may affect your pension. Consider whether your retirement income strategy is tax efficient. Review your estate plan and explore whether trusts or gifting could reduce future inheritance tax. If you're a business owner, check whether you're making the most of Relevant Life Policies. Work with an independent financial adviser to understand all of your retirement and inheritance planning options before making irreversible decisions. Remember that successful retirement planning isn't just about building wealth—it's about protecting it for yourself and future generations. Resources: WealthBuilders Membership – Free access to guides, webinars and community Download our FREE Pensions & Inheritance Tax Guide Connect with Andrew Cooper (Kingswood Law IFA) on LinkedIn Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Most people think estate planning is something you worry about later—when you're older, wealthier, or have a complicated financial portfolio.The truth? Estate planning is one of the most important financial protection tools available to everyday families.In this episode, Erica sits down with estate planning attorney Lauren Klein to unpack the biggest misconceptions surrounding trusts, wills, probate, and protecting your loved ones. Whether you're rebuilding after divorce, raising children, growing your savings, or simply trying to get your financial house in order, Lauren explains why estate planning isn't reserved for the wealthy—and why waiting can cost your family time, money, and unnecessary stress.Lauren shares practical guidance on protecting your children, avoiding probate, choosing the right legal documents, and creating a plan that ensures your wishes are honored no matter what life brings.
Estate planning isn't just for the ultra-wealthy. It's for anyone who owns a home, has kids, or simply wants to make a hard time a little easier for the people they love.In this episode of The Free Lunch Podcast, Colin and Blair break down what estate planning actually looks like for everyday Canadian families, including the tax surprises most people don't see coming, why your beneficiary designations might be quietly working against you, and what Blair calls "the most important document you'll ever have."As Blair puts it, estate planning is really an act of care. It's not about paperwork. It's about the people.
What happened to Grace Schara—and what can families learn from her story? In this powerful and emotional conversation, Mark and Amber Archer sit down with Scott Schara, father of Grace Schara, a 19-year-old young woman with Down syndrome whose death during a hospital stay launched Scott into years of research, advocacy, and public education. Scott shares his family's journey, the legal battle that followed, his concerns about the modern healthcare system, and practical steps families can take to advocate for loved ones in medical settings. The discussion also explores the concepts of the Hegelian Dialectic, the Banality of Evil, personal responsibility, discernment, and why Christians must evaluate every system through the lens of Scripture. Whether you agree with every conclusion or not, this conversation challenges listeners to think critically, ask questions, and prepare their families to navigate difficult medical decisions with wisdom and conviction. In This Episode ✅ Grace Schara's story ✅ The hospital experience that changed Scott's life ✅ The lawsuit against Ascension Health ✅ Medical protocols and patient advocacy ✅ The Hegelian Dialectic explained ✅ The Banality of Evil explained ✅ Why informed consent matters ✅ Medical power of attorney considerations ✅ Biblical discernment and personal responsibility ✅ Finding hope through suffering and faith in Christ Fearless Features https://www.fearlessfeatures.org Scott Schara https://www.ouramazinggrace.net Scott's Book Is the Government Legally Killing Us? https://a.co/d/09lMlGDZ Scott's Newsletter / Research https://ouramazinggrace.substack.com/ Deprogramming with Grace's Dad https://rumble.com/c/c-2054162 Related Article Schara Family Speaks Out After Jury Sides With Hospital in Wrongful Death Suit https://thenewamerican.com/us/healthcare/schara-family-speaks-out-after-jury-sides-with-hospital-in-wrongful-death-suit/ Scott Schara's Suggested Family Protection Steps The following are recommendations Scott shared during the interview: 1. Develop a Relationship with an Independent Medical Professional - Find a doctor who does not rely on Medicare or Medicaid reimbursement systems. - Seek objective medical opinions whenever possible. 2. Take Personal Responsibility for Research - Don't rely solely on medical professionals. - Read, study, and understand diagnoses and treatment options yourself. 3. Have a Durable General Medical Power of Attorney - Designate someone you trust to make medical decisions if you cannot. - Ensure that person understands your wishes. 4. Create Written Medical Directives - Clearly state treatments, medications, procedures, or interventions you do or do not consent to. - Review and update regularly. 5. Understand Hospital Consent Forms - Read everything before signing. - Ask questions regarding consent, treatments, biologics, vaccinations, and procedures. 6. Avoid Passive Participation - Ask why a treatment is recommended. - Request alternatives and supporting evidence. 7. Never Assume the Hospital Is Automatically Acting in Your Best Interest - Maintain awareness. - Verify information. - Ask questions respectfully but confidently. 8. Always Have a Dedicated Advocate Present - Have a trusted family member present whenever possible. - Ensure they know your wishes and can communicate them clearly. 9. Establish Leadership in Medical Interactions - View medical professionals as service providers rather than unquestionable authorities. - Be proactive rather than reactive. 10. Don't Leave Vulnerable Family Members Alone - Especially children, elderly parents, or disabled family members. - Maintain a continuous advocate presence whenever feasible. 11. Ground Decisions in Faith Rather Than Fear - Scott emphasizes that freedom from fear begins with confidence in Christ and eternal hope.
Truth that Transforms (Cornerstone Community Church, Atascadero)
Main Point: Proverbs 4 counsel's fathers to know God deeply, know children truly, lead homes wisely, and protect family intentionally so that their children might live faithfully before God.
This episode centered around a simple but uncomfortable reality: a lot of families are moving fast, staying busy, and still feeling disconnected. Pastor Q breaks down how survival mode slowly becomes normal when the pace of life starts setting the pace of the family. This conversation is packed with practical leadership for the home, from setting rhythms to learning how to say no before culture decides your priorities for you. CONNECT WITH US Mark Q | Instagram JUST LEAD | Instagram JUST LEAD | TikTok JUST LEAD | YouTube WATCH & SUBSCRIBE If you haven't yet, make sure to tap subscribe on your favorite podcast platform — Apple Podcasts, Spotify, and more. JUST LEAD is now available on YouTube! We release NEW episodes on the 1st and 3rd Wednesday of every month. Turn on your notifications and you'll be the first to know when new content drops. LEAVE A REVIEW If you love the show, head over to Apple Podcasts and leave us a 5-Star Review! This is one of the best ways to help other people find us and join the JUST LEAD community. Seito Sushi Orlando
The conversation delves into the importance of life insurance education and the impact of avoidance and misconceptions about life insurance costs. It also explores the lack of insurance education in schools and the wealth gap's influence on insurance understanding in black and brown communities. Additionally, it addresses the role of agents in insurance mistrust and the impact of captive agents on policy options. The discussion also covers the basics of health insurance, including ACA marketplace coverage and private health insurance, with considerations for self-employed individuals. Furthermore, it provides insights into term insurance and mortgage protection as part of life insurance basics. The conversation covers the topics of mortgage protection, term life insurance, living benefits, return of premium, and indexed universal life insurance (IUL). It delves into the importance of mortgage protection and term life insurance, the process of shopping for mortgage protection, and the detailed understanding of indexed universal life insurance (IUL) and its benefits. The conversation covers a range of topics related to insurance, including the analogy of Ramen noodles, the impact of pre-existing conditions, the importance of understanding debt and expenses, generational wealth and insurance, affordability, and the importance of starting early. The key takeaways emphasize the role of insurance in protecting both the living and the deceased, as well as the importance of education and understanding before making insurance decisions.TakeawaysInsurance educationImportance of life insurance Term life insurance for mortgage protectionLiving benefits of life insuranceReturn of premium optionIndexed Universal Life Insurance (IUL) Insurance is not just for when you die, it's also for protecting what you're building while you're alive and the people you love.Education and understanding are crucial before making decisions about insurance.Chapters00:00 The Cost of Life Insurance08:35 Insurance Company Mistrust20:40 Life Insurance Basics34:09 Shopping for Mortgage Protection42:38 The Ramen Noodles Analogy48:09 Generational Wealth and Insurance59:25 Affordability and the Importance of Starting Early
Marcus Aurelius Anderson sits down with technology entrepreneur and AI strategist Stephen Scott for a candid, practical conversation about artificial intelligence and how everyday people can use it to improve their lives. Rather than approaching AI as a threat, Stephen reframes it as a personal force multiplier — one that can help anyone navigate job searches, manage finances, optimize health, and make better decisions. The conversation covers the emotional anxiety surrounding AI, the coming digital divide, deepfake security threats, and why the best time to start engaging with AI is right now. EPISODE HIGHLIGHTS: Use AI to Future-Proof Your Career — 7:22AI doesn't take jobs — people who know how to use AI replace those who don't. Stephen breaks down a practical step-by-step method for using AI to build a custom resume and cover letter optimized to beat Applicant Tracking Systems (ATS) and land more interviews. Build Personal AI "Folders" for Every Area of Life — 14:09Stephen shares how he uploads personal health records, financial statements, and life goals into AI platforms to get highly personalized guidance — essentially putting the world's most knowledgeable advisor on call 24/7 for your health, finances, and relationships. Don't Seed Your Intellect to AI — Challenge It — 17:36AI wants to please you, which means its first answer isn't always its best. Stephen explains his "daisy chain" method — bouncing responses between ChatGPT, Claude, and Gemini — to converge on the highest level of truth and avoid AI hallucinations. AI Security: Deepfakes, Scams, and Protecting Your Family — 47:33From phishing emails that look indistinguishable from your bank to deepfake video calls impersonating your loved ones, Stephen outlines the growing threats and practical defenses — including using a family "cold word" to verify real communications. Stephen Scott is a technology entrepreneur, author, and builder of practical AI tools with more than two decades of experience in digital platforms and business development. He has worked extensively helping companies strategize AI implementation at the enterprise level, and now dedicates much of his work to helping everyday people humanize AI — using it to simplify work, strengthen relationships, and make smarter decisions in daily life. He is also a committed advocate for closing the global digital divide, connecting underserved communities worldwide to technology and education. Stephen works closely with author Steven Pressfield and can be reached directly through his website at stephenscott.us. Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information.See omnystudio.com/listener for privacy information.
If you died tomorrow, would your children be grieving you… or cleaning up chaos?It's a hard question—but an important one.In this episode of the You Are Dope Podcast, we talk about the conversations many families avoid until it's too late. From wills and life insurance to passwords, debt, funeral wishes, and unresolved family tension, too many children are left to sort through confusion while trying to mourn.We break down the key questions kids should ask their parents now—and the things parents should handle now so their children don't have to carry unnecessary stress later.This episode is about love, responsibility, preparation, and leaving peace instead of problems.We also discuss: where important documents should be kept final wishes and funeral planning family communication after death emotional closure and things left unsaid how to protect your children from chaos later
In this conversation, I sit down with Jennifer Pepito, author of Habits for a Sacred Home and host of the Restoration Home podcast, to talk about how easy it is to become consumed by the constant stream of news, opinions, and outrage, and how that weight doesn't just stay on our phones, it follows us into our tone, our conversations, and the atmosphere of our homes. Jennifer shares insight from history, reflecting on how many revolutions were fueled by anger, only to leave people in an even more broken place. It's not about ignoring what's happening in the world, but learning how to navigate it with wisdom, focusing on what we can actually steward well. This episode is a reminder that the peace of God is not passive, it's protective. And that when we fix our minds on what is good, excellent, and lovely, it doesn't just change us, it shapes what our children experience and carry with them. If you've been feeling distracted, overwhelmed, or even frustrated by the state of the world, this conversation will gently call you back to what is yours to tend, your heart, your home, and the people right in front of you. You can learn more from Jennifer Pepito and explore her books here: https://thepeacefulpress.com Get Habits for a Sacred Home And listen to her podcast, Restoration Home, wherever you listen to podcasts. If this conversation resonates with you, my book Don't Burn Your Own House Down: Prioritizing Your Spouse, Your Marriage, and Yourself for a Deeper Connection is all about protecting what matters most and rebuilding connection in your home You can connect with me on Instagram at: https://www.instagram.com/livingeasywithlindsey
03-22-2026
Brandon sits down with Brittany Cohen, Esq., Attorney at Law at Peaceful Warrior Law, APC in San Diego, California, for an important conversation about estate planning, trusts, probate, and protecting your family.Brittany's boutique law practice focuses on estate planning, trust creation, elder law, Medi-Cal planning, asset protection, tax reduction planning, personal injury, and more. In this interview, Brandon and Brittany break down what a trust is, why it matters, and why it is not just for high net worth families.They discuss how having a trust can potentially save your family hundreds of thousands of dollars, help avoid probate, and reduce the risk of future family conflict and lawsuits. They also explain what assets typically go through probate, what assets may avoid probate, and why understanding the difference matters.This conversation also covers:- Why putting property into a trust is often better than gifting it- How inherited property should be handled- The role of beneficiaries in your estate plan- When the right time is to create a trust- How children factor into estate planning decisions- Why business owners need a contingency plan- Why so many families still do not have an estate plan in place- If you want to better understand what can happen when someone dies without a trust, and how to - -- protect your assets, your loved ones, and your legacy, this interview is a must-watch.All Information is educational in its intent and distribution! Please do not consider this personal financial advice. We believe all clients have unique situations and thus require unique advice.
In today's episode, “Heirloom Preservation: Capturing Legacy Beyond Objects,” we're joined by Luke of MemoirGhostwriting.com, a specialist in memoir ghostwriting, alongside Heather Nickerson, Founder and CEO of Artifcts.com. Together, they explore how families can preserve legacy in deeply meaningful ways — from transforming life stories into memoirs to documenting the history and significance of cherished belongings. This conversation reveals how heirloom preservation goes far beyond physical items, connecting memory, storytelling, and identity across generations.
I recently sat down with Janene Oleaga, a family formation attorney and reproductive rights advocate, to discuss why prenuptial agreements are becoming essential tools for modern couples, especially those navigating assisted reproductive technology (ART). Janene flew in from Maine to share her expertise on how prenups have evolved from outdated stereotypes into powerful instruments for equity and transparency in marriage. We explored why millennials and Gen Z are leading the charge in requesting prenups, how these agreements protect women's unpaid labor, and why discussing finances early can actually strengthen your relationship.Throughout our conversation, Janene emphasized that prenuptial agreements aren't just about divorce - they're about managing expectations, establishing financial equity, and planning for your family's future. We dove deep into embryo disposition clauses, the critical importance of separate legal counsel, and how these conversations can prevent devastating litigation down the road. Janene also shared insights on fertility insurance mandates, the current state of surrogacy laws, and her vision for expanded access to reproductive care. Whether you're considering IVF, planning your wedding, or simply want to protect your family's future, this episode offers invaluable guidance from a true expert in the field.Key Highlights:
Estate planning attorney Karl Tsuchiya pulls back the curtain on the legal decisions families face when a loved one starts declining or when life throws unexpected curveballs. This conversation gets real about capacity issues, protecting vulnerable adults, and why every family needs certain documents in place regardless of their net worth.Karl's a partner at Helmuth & Johnson with deep experience in estate planning, elder law, guardianship, and conservatorship. He explains the practical differences between a power of attorney and a guardianship, walks through what actually happens when an adult child has concerns about a parent's mental state, and gives straight talk about the costs and emotional toll of going through the court system.We also tackle timely questions about immigrant families navigating uncertain times. What documents should be ready and accessible? What happens to property and children if someone is suddenly unavailable? Karl shares strategies that range from straightforward to unconventional, all while being honest about the tradeoffs involved.The bottom line: a little planning now prevents a lot of heartache later. And that one thing you can do this week? Check your beneficiary designations on every account you own.Topics covered: mental capacity and the gray area, guardianship vs. conservatorship, power of attorney basics, healthcare directives and living wills, elder abuse warning signs, protecting assets during detention or deportation, mixed-status family planning, the five-year look-back for medical assistance, compensating caregiving children fairly, and why trusts aren't just for wealthy families.Disclaimer: General information only. Not legal advice for any specific situation. Consult an attorney for guidance on your circumstances.CONNECT: Guest: Karl Tsuchiya, Partner, Helmuth & Johnson Law Firm Host: Greg Anderson, RE/MAX Advisors West Podcast: Living In Carver County – Connecting friends, building community
Cybersecurity isn't just a technology issue, it's a family and financial issue. In this episode, Julina is joined by cybersecurity expert Sam Disraelly, Founder of Your Tech Department, to discuss the real online risks individuals and families face every day, from phishing scams to identity theft and account takeovers. You'll learn simple, practical steps to better protect your personal and financial information and build confidence navigating today's digital world. Timestamps:04:50 – The two types of cyber attacks people face07:00 – How COVID, Colonial Pipeline, and now AI changed the threat landscape10:45 – Why you should NOT click links in emails 12:30 – The Google search trap & the fake USAA site story 15:15 – The most common mistake families make17:00 – Passwords: “Long, Strong, Unique” 19:00 – Why built-in browser password managers (Google/Chrome/Apple) are risky22:15 – How to move your passwords into a real password manager 24:30 – The hidden dangers of free email accounts27:30 – The Optimum.net warning30:20 – What your email MUST be able to do (2FA, login visibility, session control)31:30 – Verizon outage example: why SMS 2FA can fail32:40 – Kids & teens online: AI, images, and why this is getting scarier34:00 – DNS filters: the most powerful tool parents don't know about38:00 – Pi-Hole and network-level protection at home39:10 – The easiest habits to start TODAY41:00 – Use a trusted partner before you click 48:00 – Three email strategy50:00 – “Plus addressing” with Gmail to control spam52:30 – Cyber insurance in homeowners & umbrella policies 56:30 – Sam's takeaway: 95–98% of attacks are stopped by 3 thingsConnect with Julina Ogilvie:WebsiteYouTubeLinkedInEmail- jogilvie@principlewealthpartners.comConnect with Sam Disraelly:https://yourcyber.team/https://yourcyber.news/https://www.linkedin.com/in/aridisraelly/The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP's CRD #290180
Cold & Flu Remedies: Part 1 For most of us FLU season is a series of over-the-counter medicines and trips to the doctor for drugs that don’t help – well, no more! It’s time to take back the health of your family and learn the homeopathic remedies most recommended to combat the common cold and […] The post Special Replay: Cold & Flu Remedies Part 1 – Protecting your Family Against the Flu appeared first on Ultimate Homeschool Podcast Network.
As the year comes to a close, many CRNAs find themselves focused on family, travel, and well-deserved rest. But year-end is also one of the most important times to pause and take stock of your financial picture. Small, intentional decisions made before December 31 can have an outsized impact on your long-term success. In a special holiday episode of Beyond the Mask, Jeremy and Sharon walk through a ‘CRNA Christmas list' with 12 financial moves designed to help you finish the year strong and start the next one with confidence. Here's some of what you'll hear in this episode:
How do you serve God faithfully in youth ministry without sacrificing your family in the process? In this heartfelt Christmas-week episode of Youth Worker on Fire, Doug Edwards reflects on decades of student ministry and shares one of the most important lessons he's learned the hard way: every yes comes with a cost—and sometimes the most spiritual word you can say is "no." Rooted in powerful Christmas Scriptures like Isaiah 9:6, Isaiah 7:14, Matthew 1:21, and John 3:16, Doug reminds youth pastors, volunteers, parents, and grandparents why this season is ultimately about Emmanuel—God with us—and the families He has entrusted to us. Drawing wisdom from Martin Luther and leadership insights from John Maxwell, Doug opens up about the trips, retreats, and ministry opportunities he said yes to—some of which he wishes he had approached differently for the sake of his wife and children. In this episode, you'll hear about: ✅ Why "good ministry opportunities" can still cost you what matters most ✅ How saying yes to ministry often means saying no to family time ✅ Why prayer should increase—not decrease—when life gets busier ✅ The leadership truth: whatever you say yes to, you say no to everything else ✅ How to model healthy boundaries for students and volunteers ✅ Why Christmas is the perfect season to reassess priorities and pace This episode is a must-listen for youth pastors, ministry volunteers, teachers, parents, and grandparents who want to finish ministry strong, not burned out—and who want their families to feel loved, valued, and prioritized along the way.
So as I've done for the last couple of years, I'm taking a break from publishing new episodes for the month of December. New episodes will resume on Monday, January 5th. In the meantime, check out the info below on top episodes from 2025 to catch up on. Also, listen to hear plans for the podcast in 2026! 2025 Highlights: Top Episodes Topics Money Mindset Wealth Building Investing Episodes on Money Mindset 191 | Navigating Finances with a CFO Mindset 193 | Hip Hop and Financial Literacy 195 | Improve Your Money Behavior Part 1: Understanding Procrastination and our Spending Habits 196 | Improve Your Money Behavior Part 2: Investing 197 | From Middle-Class to Millionaire 207 | Breaking Free from Paycheck to Paycheck Living Part 1 – Mindset, Gratitude, and Challenging Conventional Financial Wisdom 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 222 | Love, Money, and Wealth in Relationships Part 1 223 | Love, Money, and Wealth in Relationships Part 2 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Wealth Building 185 | Child-Free Wealth: Rethinking Financial Independence 197 | From Middle-Class to Millionaire 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 210 | 7 Basic Wealth Strategies 211 | 7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 212 | The Investor's Golden Playbook Part 1 – How a Financial Expert Built Wealth and a Legacy 219 | Lessons from Generational Wealth Part 1 220 | Lessons from Generational Wealth Part 2 – The Real Secrets of the Wealthy 222 | Love, Money, and Wealth in Relationships Part 1 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Investing 187 | For the Investment Curious 192 | Empowering Women: Investing with Confidence and Values 193 | Hip Hop and Financial Literacy 196 | Improve Your Money Behavior Part 2: Investing 200 | Financial Fees Explained: Navigating the Costs of Investment Advice 205 | Reviving Investment Clubs: Strategies for Young Investors 206 | Creating a Lasting Financial Legacy 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 226 | Demystifying Money, Becoming Financially Empowered Top 5 Episodes based on Downloads 198 | Reverse Budgeting: Turning Your Finances on Their Head 211 | 7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Gen Wealth 199 | Layoff Preparedness: Building Resilience and Financial Security 214 | Navigating Elder Care Part 1 – Protecting Your Family's Wealth
Doug Blair, conservative commentator and author of the Blair Broadcast Substack, joins The Steve Gruber Show to tackle a pressing and controversial topic: defending your home in a society where doing so can make you a public villain. Blair discusses the tension between personal safety, the rights of law-abiding citizens, and a justice system that critics argue sometimes seems to protect criminals over victims. The conversation explores the broader question of what civil society should look like if good people are penalized for protecting themselves and their families.
In this episode, Dan explores the psychological mechanisms behind modern cults, particularly focusing on the phenomenon of woke culture. He outlines the characteristics of cults, the recruitment strategies they employ, and the psychological profiles of individuals who are most vulnerable to such movements. He also discusses the traits that help individuals resist cult-like influences, emphasizing the importance of community, identity, and resilience.Get a Copy of "Humility of Heart" by Fr. Cajetan Here!Messy Family Couples Getaway-Travel with Mike and Alicia Hernon to Austria or Bahamas! Sign up here!Start Healing Your Marriage and FamilySave 15% at TAN books use code HEARTSRENEWED15 at checkout click here to shop and save !TOP FREE RESOURCESWANT A BETTER SEX LIFE? Get the Intimacy GuideWANT PEACE AT HOME? Transform Your Family Culture here! Get Dan's Marriage Ebook-6 Maxims of a Remarkable Marriage EbookWHAT WORKS IN MARRIAGE Webinar:Watch this before you call a divorce attorney
There's just a few days left until Halloween and while the weather in Utah is warming back up a bit, cold and flu season is still on the way. Dr. Richard Ferguson, President-Black Physicians of Utah, joins Maria Shilaos to talk through some of the things parents can do to protect their children and others from getting sick ahead of Halloween festivities -- and the holidays in general.
Send us a textIn this episode, Billie sits down with Lindsey Jackson, Modern Law's new estate planning practice group leader, to demystify estate planning for today's families. With over 16 years of experience in trust and estate administration, Lindsey brings a unique perspective from both the drafting and administration sides of estate planning. She shares practical insights about when estate planning becomes essential, how to protect family wealth across generations, and the real consequences of not having proper legal documents in place.This conversation covers everything from basic power of attorney needs for young adults to sophisticated trust structures for high-net-worth families. Lindsey explains how estate planning intersects with family law, particularly in blended family situations, and addresses common misconceptions about probate in Arizona. The discussion provides actionable guidance for attorneys and families navigating the complex decisions around wealth transfer, creditor protection, and planning for incapacity.What You'll Learn✔ The critical importance of power of attorney documents starting at age 18, and the serious consequences of acting without proper legal authorization when helping incapacitated family members✔ How discretionary trusts can protect beneficiaries from their own financial mistakes while still providing necessary support for housing, education, and living expenses✔ The key thresholds that determine when you need basic estate planning documents versus more sophisticated trust structures, including Arizona's updated probate limits✔ Why testamentary capacity has a lower standard than contractual capacity, allowing people with diminished abilities to still create valid estate plans with proper guidance✔ How blended families face unique estate planning challenges that make professional guidance non-negotiable, particularly regarding asset distribution and guardian designationReady to take that next step? Connect with Lindsey Jackson at Modern Law for comprehensive estate planning services throughout Arizona: https://mymodernlaw.com/practice-areas/estate-planning-probate-in-arizona/
If you live in the modern world, you live in an “invisible rainbow” of EMFs from phones, Wi-Fi, Bluetooth, tablets, smart meters, and now 5G small cells. Episode 168 is an eye-opening conversation with Dr. Anthony Balduzzi and DefenderShield's Kylen Ribeiro. Together they demystify EMFs in plain English: what they are (ELF vs. RF), where your real exposure comes from, and how to reduce it without ditching technology.We cover the big three levers—time, distance, shielding—plus safer headphone choices, laptop and phone best practices, router placement, kids' screen habits, and what to know about smart meters and “smart home” devices. You'll also hear practical family strategies (download shows, airplane mode, bedroom sanctuaries) and how to think about 4G vs. 5G today and beyond.Key TakeawaysWhy EMFs are the “invisible stressor” most people overlookHow phones, Wi-Fi, Bluetooth, and small cells differWhat research and field reports suggest about sleep, anxiety, and fertilityThe pitfalls of “harmonizers” and how to evaluate claimsThe family plan: downloads, airplane mode, lap safety, router placementOffice & bedroom makeovers (fast wins + when to add shielding gear)Smart meters & building materials: risks, options, and cost-effective fixesAction list for this week + long-term upgradesLearn More about Kylen Ribeiro and DefenderShield:Website: https://defendershield.com/Use discount code FITFAMILY15 at checkout and receive 15% off your order.Facebook: https://www.facebook.com/defendershieldInstagram: https://www.instagram.com/defendershield/YouTube: https://www.youtube.com/DefenderShieldPinterest: https://www.pinterest.com/defendershield/Links to Dr. Anthony's EMF PresentationDr. Anthony Balduzzi's Deep Dive EMF Presentation: https://vimeo.com/manage/videos/824648488/da30d4781dResearch Document on Health Effects of EMFs referenced in the video presentation (download): https://docs.google.com/document/d/1ghsXk7wbTWrT5QHknc4JuS5E9mHssp4qXzDuBGpSKTs/edit?usp=sharingBiographical Information on Kylen RibeiroKylen is the Chief Executive Officer at DefenderShield, and is responsible for leading the strategic growth of the company. After growing up in Raleigh, NC, Kylen moved to Tallahassee, FL to complete her lifelong swimming career at Florida State University as the Women's Swimming and Diving Team Captain. Kylen graduated with a B.S. in Marketing and Management and married her fellow teammate turned husband. She continued her education as a Seminole and went on to earn her Masters in Business Administration.Upon finishing school, Kylen secured an executive management position with one of the largest International retailers in the world, where she spent over 6 years honing a wide skill set that allowed her to make an immediate impact at DefenderShield.In 2016, while pregnant with her son, Kylen completed a 200-hour Yoga Teacher Training program at a prominent studio in Tampa, FL,
If you live in the modern world, you live in an “invisible rainbow” of EMFs from phones, Wi-Fi, Bluetooth, tablets, smart meters, and now 5G small cells. Episode 259 is an eye-opening conversation with Dr. Anthony Balduzzi and DefenderShield's Kylen Ribeiro. Together they demystify EMFs in plain English: what they are (ELF vs. RF), where your real exposure comes from, and how to reduce it without ditching technology.We cover the big three levers—time, distance, shielding—plus safer headphone choices, laptop and phone best practices, router placement, kids' screen habits, and what to know about smart meters and “smart home” devices. You'll also hear practical family strategies (download shows, airplane mode, bedroom sanctuaries) and how to think about 4G vs. 5G today and beyond.Key TakeawaysWhy EMFs are the “invisible stressor” most people overlookHow phones, Wi-Fi, Bluetooth, and small cells differWhat research and field reports suggest about sleep, anxiety, and fertilityThe pitfalls of “harmonizers” and how to evaluate claimsThe family plan: downloads, airplane mode, lap safety, router placementOffice & bedroom makeovers (fast wins + when to add shielding gear)Smart meters & building materials: risks, options, and cost-effective fixesAction list for this week + long-term upgradesLearn More about Kylen Ribeiro and DefenderShield:Website: https://defendershield.com/Use discount code FITFAMILY15 at checkout and receive 15% off your order.Facebook: https://www.facebook.com/defendershieldInstagram: https://www.instagram.com/defendershield/YouTube: https://www.youtube.com/DefenderShieldPinterest: https://www.pinterest.com/defendershield/Links to Dr. Anthony's EMF PresentationDr. Anthony Balduzzi's Deep Dive EMF Presentation: https://vimeo.com/manage/videos/824648488/da30d4781dResearch Document on Health Effects of EMFs referenced in the video presentation (download): https://docs.google.com/document/d/1ghsXk7wbTWrT5QHknc4JuS5E9mHssp4qXzDuBGpSKTs/edit?usp=sharingBiographical Information on Kylen RibeiroKylen is the Chief Executive Officer at DefenderShield, and is responsible for leading the strategic growth of the company. After growing up in Raleigh, NC, Kylen moved to Tallahassee, FL to complete her lifelong swimming career at Florida State University as the Women's Swimming and Diving Team Captain. Kylen graduated with a B.S. in Marketing and Management and married her fellow teammate turned husband. She continued her education as a Seminole and went on to earn her Masters in Business Administration.Upon finishing school, Kylen secured an executive management position with one of the largest International retailers in the world, where she spent over 6 years honing a wide skill set that allowed her to make an immediate impact at DefenderShield.In 2016, while pregnant with her son, Kylen completed a 200-hour Yoga Teacher Training program at a prominent studio in
Send us fan responses! The veil between personal freedom and government control is thinner than most realize. This eye-opening exploration of trust law and family sovereignty reveals how your birth certificate secretly converted you into corporate property—and how to reclaim your natural rights through proper legal structures.When you understand that your name itself is a business entity, everything changes. The speaker walks through precisely how to establish your name as an LLC and create a legitimate business relationship with your children through "doing business as" registrations. This isn't theory or wishful thinking—it's demonstrated with actual filing documents and court victories."As a mother, you have supreme rule over your offspring. As a mother, you are the manufacturer," the speaker explains, revealing how maternal authority can be legally established through proper documentation. But there's a critical warning about the "alter ego doctrine" that has invalidated many well-intentioned attempts at sovereignty since 2022, requiring additional layers of protection through holding companies in states like Nevada, Wyoming, and Delaware.The comparison to successful communities like the Amish demonstrates these principles in action—showing how unincorporated contracts and common law agreements create true independence. Similar protections can be achieved through establishing state nationality via oath of allegiance and proper documentation, removing you from federal jurisdiction.Looking at how the wealthy protect themselves through family foundations—like Warren Buffett's family using the Susan Thompson Buffett Foundation—provides a blueprint for ordinary families to follow. The difference between success and failure lies in proper implementation and understanding the legal foundations these structures rest upon.Ready to protect your family from government overreach and establish true sovereignty? Text PRIVATELIFE to 702-200-4900 or visit skool.com/donkilam to access the resources mentioned and take the first step toward family freedom.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
Investors often believe that when markets “recover,” their portfolios do too — but that's a dangerous illusion. In this episode, Lance Roberts breaks down why percentage losses and gains are not symmetrical, and how a 50% loss requires a 100% gain just to break even. We'll discuss why bear market math destroys long-term returns, how emotional investors get trapped in the “illusion of recovery,” and why managing risk during drawdowns matters more than chasing every rally. 0:19 - The First Full Trading Week of October - Action 4:11 - Markets - Overbought & Overconfident? 9:27 - Where is the Promised Recession? 12:06 - What is Supporting the Market? 15:53 - The Overall Liquidity Base is Still Flush 19:19 - Annual vs Intra-year Returns Comparison 22:18 - Understanding Losses in Bear Markets - not symmetrical 27:02 - The Math of Loss 29:32 - The Importance of Understanding the Difference Between Points & Percentages 33:49 - Why Markets Do Not Compound 34:19 - The Function of Time on Investments 39:26 - Six Strategies That Work When Markets Don't 46:48 - Preview: Trading Guide Rules from Master Investors
Investors often believe that when markets “recover,” their portfolios do too — but that's a dangerous illusion. In this episode, Lance Roberts breaks down why percentage losses and gains are not symmetrical, and how a 50% loss requires a 100% gain just to break even. We'll discuss why bear market math destroys long-term returns, how emotional investors get trapped in the “illusion of recovery,” and why managing risk during drawdowns matters more than chasing every rally. 0:19 - The First Full Trading Week of October - Action 4:11 - Markets - Overbought & Overconfident? 9:27 - Where is the Promised Recession? 12:06 - What is Supporting the Market? 15:53 - The Overall Liquidity Base is Still Flush 19:19 - Annual vs Intra-year Returns Comparison 22:18 - Understanding Losses in Bear Markets - not symmetrical 27:02 - The Math of Loss 29:32 - The Importance of Understanding the Difference Between Points & Percentages 33:49 - Why Markets Do Not Compound 34:19 - The Function of Time on Investments 39:26 - Six Strategies That Work When Markets Don't 46:48 - Preview: Trading Guide Rules from Master Investors
Protecting your family starts with the right financial basics. In this video, we break down the must-have estate planning tools, insurance coverage, and financial safeguards every household needs. From wills and trusts to life insurance, disability coverage, and guardianship designations, we'll cover how to ensure your loved ones are secure no matter what happens. We'll also dive into digital assets, medical directives, and children's financial planning — the often-overlooked steps that protect families from unnecessary risks. ✅ Learn the financial documents every family should have ✅ Avoid common mistakes that leave families unprotected ✅ Build peace of mind with a plan that covers all bases 0:20 - Green on the Screen on Day-3 of Government Shutdown 4:05 - Risk Management thru Estate Planning 7:28 - Basic Estate Planning Documents You Need to Have 9:48 - Powers of Attorney 18:19 The Document Repository 21:03 - Post-mortem Plans - Trusts vs Wills 28:23 - Designating Beneficiaries 36:11 - Disability & Long Term Care Insurance Considerations 42:43 - Letters of Intent
Protecting your family starts with the right financial basics. In this video, we break down the must-have estate planning tools, insurance coverage, and financial safeguards every household needs. From wills and trusts to life insurance, disability coverage, and guardianship designations, we'll cover how to ensure your loved ones are secure no matter what happens. We'll also dive into digital assets, medical directives, and children's financial planning — the often-overlooked steps that protect families from unnecessary risks. ✅ Learn the financial documents every family should have ✅ Avoid common mistakes that leave families unprotected ✅ Build peace of mind with a plan that covers all bases 0:20 - Green on the Screen on Day-3 of Government Shutdown 4:05 - Risk Management thru Estate Planning 7:28 - Basic Estate Planning Documents You Need to Have 9:48 - Powers of Attorney 18:19 The Document Repository 21:03 - Post-mortem Plans - Trusts vs Wills 28:23 - Designating Beneficiaries 36:11 - Disability & Long Term Care Insurance Considerations 42:43 - Letters of Intent
One of the most important boundaries that shepherd leaders need to establish—especially when contending with biting sheep—is the protection of their family. Check out the video version of this clip. You can watch the full episode in which Greg and I talk about some of the principles in When Sheep Bite by clicking here. Please pick up a copy of When Sheep Bite for yourself by clicking here. ►► Would you please prayerfully consider supporting this ministry? My Patreon supporters get behind-the-scenes access to exclusive materials. ◀︎◀︎
I felt completely disconnected, doing everything "right" but feeling a million miles from my soul. Sound familiar? In this profound conversation, my earth angel Ashley George reveals how she broke through that spiritual emptiness to awaken her ability to communicate with angels. We talk about the real, raw journey of spiritual awakening, how our energy directly impacts our children, and how to finally hear the divine guidance that's been waiting for you all along. This is for anyone, especially moms, feeling that quiet call for something more. 00:00 Introduction: An Earth Angel's Intervention02:38 The Instagram Hack Rescue Story05:22 Ashley's Spiritual Journey Begins08:27 The Wellness Rabbit Hole and Burnout09:11 Doctor's Visit and Soul Disconnection15:44 The First Energy Healing Session18:38 Awakening to Angel Communication25:23 How to Distinguish Angel Messages33:15 Channeling Through Automatic Writing38:09 Energy Sensitivity in Everyday Life42:53 Protecting Your Family's Energy47:27 How Your Energy Impacts Your Children · IG: @AshleyJGeorge· Book: "Alive and Well: Awakening to Your Angels''JOIN MY COMMUNITY In The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR Stay Connected: - Instagram - https://tinyurl.com/ysvafdwc- Facebook - https://tinyurl.com/yc3z48v9- YouTube - https://tinyurl.com/ywdsc9vt- Website - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.
What if the invisible energy all around us was draining your health and your kids' too? In Part 2 of this eye-opening episode, we sit down with Aggie Krajewska, a wellness advocate, homeschool mama, and EMF-sensitive entrepreneur, to uncover the truth about electromagnetic smog. She shares her journey from burnout to balance and how the emGuarde technology is helping families everywhere reclaim their energy, peace, and protection in today's always-on world. Important Links: Momergy Essentials - Home | Momergy Essentials Iva Perez - The Momergy Movement Desiree Gonzalez - Oily Essentials Follow us on: Facebook Facebook Mom Bosses Abroad Instagram@Mom.bosses.abroad Instagram @MomergyMovement Instagram @desiree_oilyessentials Instagram Guest Bio Aggie Krajewska is a stay-at-home mum homeschooling her two beautiful children, has always been passionate about wellness, creativity, and living a balanced life. As a photographer and sound and frequency support enthusiast, she believes in the power of healing through proper hydration and vibrational coherence. After developing electromagnetic hypersensitivity, she became acutely aware of the effects of electrosmog on health. Experiencing fatigue and anxiety in these environments inspired her to seek solutions that would allow her to thrive, not just survive, while staying true to her values. Now, Aggie is committed to sharing these incredible products and business opportunity with other women, inspiring them to reclaim their innate power and build lives full of purpose, health, and alignment. IG @the_oceanoflight Resources Alright mamas, we get this question all the time: “What are your go-to products that actually help your family stay well and thrive?” And the truth is, we don't do complicated. We do powerful basics that work with our bodies and our lifestyles. It really comes down to four essentials that have become non-negotiable for us. You can explore all of them at http://oilyessentialsfamily.com/water . And if something in your soul whispers “This could be a business too”—head to http://mombossesabroad.com and let's chat.
On this episode of CFO at Home, Vince·s guest is Aaron Miller, an elder law attorney whose personal experiences have shaped his passion for helping families navigate the complexities of estate planning and elder care. Aaron shares his personal story, then they get into the importance of understanding the financial implications of aging, including misconceptions surrounding Medicare and Medicaid, and the necessity of proactive planning. Aaron discusses various options for funding care, including private pay, long-term care insurance, and government benefits, while also shedding light on common myths on the subjects. For more information about Aaron, visit aaronmillerlaw.com Key Topics: Aaron's Transition to Elder Law: Personal Motivations Understanding Medicare vs. Medicaid: What You Need to Know The Importance of Planning for Long-Term Care Common Misconceptions About Government Benefits Strategies for Funding Care: Private Pay, Insurance, and More Navigating the Medicaid Look-Back Period: What to Avoid Key Links Miller Law Office, PLLC https://www.facebook.com/MillerLawOfficePLLC/ Aaron Miller - Miller Law Office, PLLC | LinkedIn Miller Law Office, PLLC - YouTube Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500
What if the invisible energy all around us was draining your health — and your kids' too? In this eye-opening episode, we sit down with Aggie Krajewska, a wellness advocate, homeschool mama, and EMF-sensitive entrepreneur, to uncover the truth about electromagnetic smog. She shares her journey from burnout to balance and how the emGuarde technology is helping families everywhere reclaim their energy, peace, and protection in today's always-on world. Important Links: Momergy Essentials - Home | Momergy Essentials Iva Perez - The Momergy Movement Desiree Gonzalez - Oily Essentials Follow us on: Facebook Facebook Mom Bosses Abroad Instagram@Mom.bosses.abroad Instagram @MomergyMovement Instagram @desiree_oilyessentials Instagram Guest Bio Aggie Krajewska is a stay-at-home mum homeschooling her two beautiful children, has always been passionate about wellness, creativity, and living a balanced life. As a photographer and sound and frequency support enthusiast, she believes in the power of healing through proper hydration and vibrational coherence. After developing electromagnetic hypersensitivity, she became acutely aware of the effects of electrosmog on health. Experiencing fatigue and anxiety in these environments inspired her to seek solutions that would allow her to thrive, not just survive, while staying true to her values. Now, Aggie is committed to sharing these incredible products and business opportunity with other women, inspiring them to reclaim their innate power and build lives full of purpose, health, and alignment. IG @the_oceanoflight Resources Hey, Mama!
In this episode, Dr. Kara Meister, Co- Clinical Chief of Pediatric Otolaryngology at Stanford who also runs a lab exploring some of the tough questions about plastics and children's health, discusses her research on microplastics in children's tonsils. She found microplastics in almost every sample, including Teflon, polyethylene, and polystyrene. The presence of plastics in the environment, particularly in food packaging and household dust, is concerning and Dr. Meister discusses some of the associations with brain health, heart health, inflammation and autoimmune disease. She emphasizes practical steps to reduce exposure, such as avoiding heating plastics, using natural fibers, and minimizing single-use plastics. She encourages listeners not to panic, and she highlights the importance of maintaining a balanced diet and lifestyle to optimize health, despite the challenges in proving causation between plastics and health outcomes.
Get the stories from today's show in THE STACK: https://justinbarclay.comKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com
Think ticks can't find you at work? Think again!In this special episode hosts Nikki Gonzales and Courtney Fernandez sit down with tick expert Emily Merritt (aka the “Tick Chick”). Learn firsthand what Lyme disease can really mean, what to watch for after a bite, how to handle household exposure, and tips you won't find on a repellant can. Ready to rethink what you know about ticks? You'll want to hear this.-----Connect with Nikki on LinkedIn: https://www.linkedin.com/in/nikki-gonzales/Connect with Ali on LinkedIn: https://www.linkedin.com/in/alicia-gilpin-ali-g-process-controls-engineering/Connect with Courtney on LinkedIn: https://www.linkedin.com/in/courtneydfernandez/Connect with Emily on LinkedIn:https://www.linkedin.com/in/emilymerritt-clearlead-marketing/ ————-About Industry Sage Media:Industry Sage Media is your backstage pass to industry experts and the conversations that are shaping the future of the manufacturing industry.Learn more at: http://www.industrysagemedia.comSupport the show__________________________________________________________________Co-Hosts are Alicia Gilpin Director of Engineering at Process and Controls Engineering LLC, Nikki Gonzales Director of Business Development at Weintek USA, and Courtney Fernandez Robot Master at FAST One Solutions. Follow us on Linkedin and YouTube for live videos, demos, and other content!Subscribe to our weekly newsletter for episode updates, job announcements, and more!Get in touch with us at automationladies.io!P.S. - Help our podcast grow with a 5-star podcast review if you love us!
What if you could look into a crystal ball and see exactly what your family's long-term care needs will be in the future? In this episode, I had the pleasure of speaking with Lily Vittayarukskul, the brilliant CEO and co-founder of Waterlily, an AI-powered platform that uses over 500 million data points to help families plan for the financial and emotional realities of aging. Lily is a World Economic Forum Top Innovator, a patented inventor, and someone who turned a heartbreaking personal experience into a mission-driven company that is disrupting the way we think about long-term care. As someone with two parents in their 80s, this topic hits close to home for me—and I know it will for many of you too. We talked about everything from how she built Waterlily and earned the trust of major investors to the importance of planning so families aren't torn apart in times of crisis. These are the highlights of our conversation: - Waterlily Predicts Long-Term Care Needs with AI: Waterlily uses over 500 million data points to help families predict their future long-term care needs based on lookalike families. It's like looking into a data-driven future mirror. -A Personal Family Crisis Sparked the Mission: Lily was only 16 when a long-term care event involving her aunt devastated her family emotionally and financially. That experience inspired her to shift from a career in aerospace to founding a company focused on preventing that same pain for others. - Bold Pivot from B2C: Originally aimed at consumers, Waterlily pivoted to serve the financial services industry, empowering advisors to have better long-term care conversations with clients. This B2B strategy became the core of their scalable, subscription-based model. - Built for Impact, Not Just Speed: Instead of rushing a product to market, Lily spent two years building a strong technical and data foundation before launching. That decision paid off with major partnerships, including Prudential and several Fortune 100 companies. - Culture of Trust and Smart Scaling: Despite impressive growth, Lily keeps her team intentionally lean, leveraging large language models and automation to scale efficiently. She emphasizes trust and alignment with all at her company as the foundation for sustainable success. About the guest:Lily Vittayarukskul, Waterlily's CEO and Co-Founder, started college at 14, and by 16, she was venturing into a career in aerospace engineering as an intern at NASA. However, that same year, her life took a dramatic turn when her Aunt, who raised her and was a cornerstone in her first-generation immigrant family, was diagnosed with terminal stage colon cancer. The ensuing financial and emotional devastation, exacerbated by their family's lack of preparedness, tore permanent rifts in her family, and compelled her to pivot her career from aerospace to a lifelong dedication to building solutions in healthcare. Fueled by personal tragedy and a resolve to forge change, Lily graduated from UC Berkeley with a bachelor's degree in Genetics and Data Science and led product and engineering at multiple startups before founding Waterlily. Connect with Lily:Website: https://www.waterlily.com/LinkedIn: https://www.linkedin.com/in/lily-vittayarukskul/ Connect with Allison:Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/Website: https://www.disruptiveceonation.com/ #CEO #leadership #startup #founder #business #businesspodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
What if you could look into a crystal ball and see exactly what your family's long-term care needs will be in the future? In this episode, I had the pleasure of speaking with Lily Vittayarukskul, the brilliant CEO and co-founder of Waterlily, an AI-powered platform that uses over 500 million data points to help families plan for the financial and emotional realities of aging. Lily is a World Economic Forum Top Innovator, a patented inventor, and someone who turned a heartbreaking personal experience into a mission-driven company that is disrupting the way we think about long-term care. As someone with two parents in their 80s, this topic hits close to home for me—and I know it will for many of you too. We talked about everything from how she built Waterlily and earned the trust of major investors to the importance of planning so families aren't torn apart in times of crisis. These are the highlights of our conversation: - Waterlily Predicts Long-Term Care Needs with AI: Waterlily uses over 500 million data points to help families predict their future long-term care needs based on lookalike families. It's like looking into a data-driven future mirror. -A Personal Family Crisis Sparked the Mission: Lily was only 16 when a long-term care event involving her aunt devastated her family emotionally and financially. That experience inspired her to shift from a career in aerospace to founding a company focused on preventing that same pain for others. - Bold Pivot from B2C: Originally aimed at consumers, Waterlily pivoted to serve the financial services industry, empowering advisors to have better long-term care conversations with clients. This B2B strategy became the core of their scalable, subscription-based model. - Built for Impact, Not Just Speed: Instead of rushing a product to market, Lily spent two years building a strong technical and data foundation before launching. That decision paid off with major partnerships, including Prudential and several Fortune 100 companies. - Culture of Trust and Smart Scaling: Despite impressive growth, Lily keeps her team intentionally lean, leveraging large language models and automation to scale efficiently. She emphasizes trust and alignment with all at her company as the foundation for sustainable success. About the guest: Lily Vittayarukskul, Waterlily's CEO and Co-Founder, started college at 14, and by 16, she was venturing into a career in aerospace engineering as an intern at NASA. However, that same year, her life took a dramatic turn when her Aunt, who raised her and was a cornerstone in her first-generation immigrant family, was diagnosed with terminal stage colon cancer. The ensuing financial and emotional devastation, exacerbated by their family's lack of preparedness, tore permanent rifts in her family, and compelled her to pivot her career from aerospace to a lifelong dedication to building solutions in healthcare. Fueled by personal tragedy and a resolve to forge change, Lily graduated from UC Berkeley with a bachelor's degree in Genetics and Data Science and led product and engineering at multiple startups before founding Waterlily. Connect with Lily: Website: https://www.waterlily.com/ LinkedIn: https://www.linkedin.com/in/lily-vittayarukskul/ Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/ #CEO #leadership #startup #founder #business #businesspodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Empowering Family Safety with Open Source Intelligence In this episode of The Secure Family Podcast, host Andy Murphy welcomes Ricky Alonzo, an open source intelligence expert also known as Rickynomics. The discussion centers on empowering parents to protect their families through informed decision-making and the use of open source intelligence (OSINT). Ricky shares his journey and expertise and explains how OSINT can be used to safeguard family safety, conduct background checks, and understand potential threats. He also shares how to protect your home's title from being taken from you. Ricky gives valuable advice on how parents can assess potential threats their children might face online and offers strategies to decentralize personal information to make it harder for malicious actors to exploit. The episode is a comprehensive guide to using intelligence skills to enhance family security in today's digital age. For more from Ricky Alonzo: https://institutionoftheamericas.com/ Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD. Level Up your parenting with my ebook about protecting your kids while gaming online. Connect
Protecting Your Family from Follow Home Robberies: Tips to Save Your Life In this episode of The Secure Family Podcast, Andy discusses the concept of follow home robberies. He offers practical advice on how to avoid becoming a victim. He explains how criminals profile potential targets based on various factors and provides actionable tips to detect and deter these threats. Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD. Level Up your parenting with my ebook about protecting your kids while gaming online. Connect
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