Money Talks with TJ Howe

In this episode TJ talks about the importance of finding your purpose in life and letting God guide you.

Part 4 of Fong's History. Don't miss this episode!

Part 3 of Fong's History. Don't miss this episode!

Part 2 of Fong's History. Don't miss this episode!

The History of Fong's Wing Chun Gung-Fu Federation. Part 1 of 4.

In this episode TJ continues his discussion on the local housing market and what you need to know if you are selling or buying.

Is it better to go with a real estate agent or try to sell your home yourself? TJ and Tom go over the numbers. The results may surprise you.

How do you market your house? The day of just listing your house for sale and calling it a day are long gone. You need to put in much more such as professional looking photos, staging, and more.

In this episode TJ talks about the housing market and the importance and role of the realtor.

In this episode TJ talks about the current economic and political climate out there and relates it to your finances.

In this episode TJ shares his thoughts and financial tips to help sort out what you need to know.

In this episode TJ talks about how to protect your finances with everything that's going on in our world.

In this episode TJ talks on how he wants to give back to the businesses in the community. To find out how to become a guest on Money Talks listen in.

In this episode TJ gives his unique take regarding finances and current events.

In this episode TJ talks about the current economic conditions and tips on how to improve your financial situation.

It's important to have a plan for your finances and for your retirement. TJ talks about what you need to know with some helpful thoughts and tips.

You may hear advertisements for Product A giving you X amount of return and Product B giving you Y return. Are those all you need? Or do you need a plan? How does a market downturn affect a singular product vs an entire thought out retirement plan?

In this episode TJ talks about how you can help cheer yourself up and how acting like a millionaire can help you to possibly become one.

Whether it's physical pain or financial, you need a plan. A financial plan, a legacy plan for you and your loved ones. In this episode TJ talks about helpful tips and advice.

In this episode TJ welcomes special guest Joe Ketterer to the show to talk about health tips and solutions.

Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work as well as how and when they may be part of a financial strategy.

In this episode TJ talks about Modified Endowment Contracts, what they are and how to use them to your advantage.

TJ talks about listening, especially to our children. He talks about the importance of children. They don't come with any baggage and we have a lot to learn from them.

In this episode TJ talks about financial tips and strategies to help you during times of crisis.

In this episode TJ goes over the 3 things people are looking for in their lives and how it relates to their finances.

We are living in interesting times. Things seems to be unstable. So what do you do with your finances? TJ talks about what's going on.

This is part 2 on the first threat to your secure retirement, which is long-term care expenses and I talk about a possible solution called the hybrid long-term care policy.

TJ talks about what's going on and where we might be headed with a focus on finance and talks about the long-term care problem in America.

We are sending out thoughts and prayers to everyone struggling with this right now and talk about it in this episode of the all new TJ Howe podcast.

In this episode TJ welcomes special guest Joseph Ketterer to talk about CBD oil and products and the possible health benefits.

In this episode TJ talks about how to make sure you have the right amount of risk based on your personal situation. With tips on getting your assets properly allocated so you won't run out of money in retirement.

In a crazy market it is important to make sure you have your money properly allocated and don't have too much risk. Now is the time to look at what you can do. In this episode TJ gives helpful tips and information about how to stay sane and safe in a volatile market.

When the markets go crazy, you need to ask yourself if your assets are properly allocated. In this episode TJ talks about getting a plan in place to make sure your retirement savings will still be there when you need it.

In this episode TJ talks about not letting your emotions control your financial decision in times of market turmoil or a crises like the Coronavirus.

In this episode TJ goes over some helpful strategies to deal with all of the market volatility and the financial effects of the Corona Virus.

What do you do with that 401k? How do you take distributions? Should you have everything in the market? TJ offers helpful tips and strategies to manage your retirement assets to help create a solid and reliable retirement income that won't run out.

In this episode TJ clarify's the definition of a TSP and why it's important and also talks about what a Fixed Indexed Annuity is and when it's helpful. He also clarifies the cost.

There are a number of very important changes and new laws regarding your 401(k)s, IRAs and other retirement accounts. TJ talks about helpful tips and strategies that you will need to make sure you're not paying more in taxes that you have to , as well as helping you optimize them properly.

TJ goes over some income planning tips and things you can do with a 401k as well as the benefits of looking into fixed index annuities.

What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).

There is a lot of political upheaval and unrest. If you watch the news it's a 24/7 circus, especially in an election year. Many people let politics influence their investments and financial decisions. In this show TJ talks about how this is a mistake that you can avoid and how politicians come and go, but good solid asset allocation and financial plans can stand the test of time.

In this special episode, TJ talks about the reason for the season and how giving to others is so important. We talk about ways to give during the holidays and beyond into the coming year..

In this episode TJ talks about how running up debt for the holidays is not good and ways to help avoid this temptation.

Political upheaval, trade wars and a possible recession... the media wants you to panic, but if you have a plan in place it can help relieve the stress and worry. TJ talks about how to create a plan and how to avoid the emotional rollercoaster.

Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.

Are you too Risky? Are you too Safe? Where are you allocated?

Nobody wants to pay more taxes than they have to, and nobody wants to leave their family or loved ones with a big tax burden. In this episode TJ talks about what to watch out for and helpful tips and strategies to help with tax and legacy planning.

In this episode TJ talks about 3 big pitfalls to plan for in retirement... Taxes, inflation and your legacy. These are areas that need a lot of planning up front in order to have a successful retirement.

Are your retirement accounts and investments at risk? Are you aware of how much risk you have in your accounts? In this episode TJ talks about strategies designed to help keep your retirement safe from a bear market, volatility and risk.

People are living longer and longer and healthcare costs are going up and up. TJ talks about how to deal with these trends and how to properly plan for healthcare and long-term care in retirement.

Your working years are your financial accumulation stage, but in retirement your finances do a 180 and you enter the distribution phase. You need to take your savings and create and income. We talk about how to plan for that and some helpful tips.