Podcasts about TSP

⭐ PROMO PACKAGE — Typical Skeptic Podcast #2311Guest: Graham PhillipsTitle Suggestion:“Göbekli Tepe & The Lost 18-Sign Zodiac: Graham Phillips Reveals Ancient Astrology”(Alternate titles if you want options:)“The Oldest Zodiac on Earth: Göbekli Tepe's 18 Constellations Decoded”“Before Astrology: The Forgotten Zodiac of Mesopotamia”“Ancient Star Maps, Göbekli Tepe & The First Zodiac – With Graham Phillips”

From Air Force flight suit to luxury dry cleaning, laundromats, and apartment complexes… In this episode of Blue Collar Millionaire, Ricardo Torres shares how he went beyond the uniform and built true entrepreneurial freedom — not just financially, but with his time for his wife and daughters. This is Part 1 of a 3-part series with Ricardo, where we break down his mindset shift from "I can't do that" to "How can I do that?" and how that one shift became the foundation for everything he's built since. In this episode, you'll hear: How Ricardo pivoted from chasing rank in the Air Force to chasing freedom The 30-minute phone call that changed his entire financial trajectory How he bought his first 14-unit apartment complex using a TSP loan and Tesla gains Lessons learned from a rough first deal (and why the market saved him) Why Class B assets beat "cheap but painful" properties in the long run The story of buying a laundromat in a flight suit by simply knocking on the door What he learned from the worst year of his life as a business owner How he acquired one of the top luxury dry cleaners in the U.S. (Tiffany Couture Cleaners) using SBA financing Why charging premium prices is non-negotiable when you serve a luxury market How Blue Collar Millionaire and BoardRoom Elite helped him level up through questions, DMs, and real community The difference between consuming content and taking action — and why curiosity plus action is the real cheat code If you've ever thought: "I don't have the money to do that." "I don't know anyone doing deals like that." "I'm too busy with my job to start…" …this episode will punch holes in all of that and give you a roadmap from where you are to where you want to go.

⭐ TSP #2304 – Miles Johnston – Wider Aspects of Disclosure & Bases Conference Update Time: 3 PM EasternGuest: Miles Johnston (The Bases Project)Website: https://thebasesproject.org/miles-johnston-bio/ Title Options Wider Aspects of Disclosure – With Miles Johnston (Bases Project) The Bases Conference, Black Ops, & The Real Disclosure Pulse Inside the Bases Project: The Hidden Layers of Disclosure Bio / Intro Miles Johnston is a legendary UK researcher, engineer, and documentarian known for The Bases Project—one of the longest-running archives on MILABs, underground facilities, non-human intelligences, and the hidden technological underpinnings of the UFO cover-up. From the early AMMACH days to the modern Bases Conferences, Miles has spent decades interviewing whistleblowers and piecing together the black-ops machinery behind “The Wider Reality.” Episode Description In this episode, Miles Johnston returns to discuss the wider aspects of disclosure, the current state of the hidden war, new whistleblower intel, and what to expect at December's upcoming Bases Conference. We'll touch on everything from black-ops interference to psychic warfare, MILAB survivors, AI infiltration, and how the disclosure narrative is being manipulated in real time. Guest Links Website: thebasesproject.org/miles-johnston-bio/ YouTube: (if you want me to add it, I can) Hashtags #MilesJohnston #BasesProject #Disclosure #MILAB #UFOCoverup #BlackOps #AMMACH #TypicalSkepticPodcast Tags Miles Johnston, The Bases Project, MILABs, Disclosure, UFOlogy, Black Ops, AMMACH Disclaimer The views of the guests and those of Robert Kalil, do not necessarily represent the views of the platform we are streaming on, as with all guests on the typical skeptic Podcast, please use your discernment. This podcast is for spiritual exploration purposes, as well as education and entertainment, and is a space for open thought and conscious dialouge Typical Skeptic Podcast Links and Affiliates:Support the Mission:

⭐ TSP #2306 – Arkheim Ra – Time Corporations, SSP, Clones & Timeline WarsTime: 9 PM EasternGuest: Arkheim RaPatreon: patreon.com/arkheimraYouTube: @DisclosureKnownTitle OptionsArkheim Ra – Time Corporations, Clones & the Timeline WarsInside the Time-Travel Programs – Arkheim Ra ReturnsDisclosure Known: Off-World Colonies & Occult Military TechBio / IntroArkheim Ra is an experiencer, researcher, and author of Time and Space Unlimited. He exposes the hidden network of occult military agencies known as Time Corporations, who manipulate timelines through portal tech, consciousness transfer, cloning, AI overlays, and memory editing. Arkheim claims involvement with black-ops time programs such as Project Phoenix II, TAG, and Looking Glass, as well as breakaway colonies like Centurion 5.Episode DescriptionArkheim Ra returns to unpack the deeper layers of temporal warfare, SSP timelines, cloning operations, memory suppression, and inter-dimensional governance. We'll discuss the controllers behind the scenes, how timelines collapse and merge, how individuals are “tagged” and used across lifetimes, and what awakening humans can do to break free.Guest LinksPatreon: patreon.com/arkheimraYouTube: youtube.com/@DisclosureKnownHashtags#ArkheimRa #TimeTravel #Cloning #SSP #TimeCorporations #DisclosureKnown #ProjectLookingGlass #BlackOps #TypicalSkepticPodcastTagsArkheim Ra, Time Corporations, SSP, Time Travel, Cloning, Project Phoenix, Looking GlassDisclaimerThe views of the guests and those of Robert Kalil, do not necessarily represent the views of the platform we are streaming on, as with all guests on the typical skeptic Podcast, please use your discernment. This podcast is for spiritual exploration purposes, as well as education and entertainment, and is a space for open thought and conscious dialougeTypical Skeptic Podcast Links and Affiliates:Support the Mission:

This episode will cover:THANK YOU - The podcast reached over 5,000 downloads for the first time last week and we want to thank you and everyone involved in getting it to that point.Sponsors - I discuss how the new sponsors for the podcast will benefit all of you and break down the companies sponsoring and the TSP experience with each company.TSP Mailbag - I discuss in-play, parlays, being more aggressive based on liquidity and more!My thoughts on Ole Miss, Egg Bowl and Lane Kiffin

Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don't accidentally trade away flexibility, tax control, or your spouse's future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later.

Smart tax planning happens in November, not April. Private wealth advisor Thiago Glieger explains why federal employees earning over $145,000 face a major TSP catch-up contribution change in 2026 and how borrowing from TSP beats credit cards during financial hardship, and what tax-saving strategies can reduce next year's bill.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode we go to Rio de Janeiro, Brazil and share where we stayed, all the best things to do in Rio and share a few tips we learned that will make your visit to Rio a success, like using an ⁠airalo e-sim⁠. Highlights of this trip were taking in the views atop Sugarloaf Mountain, riding the cogwheel train to the top of Corcovado Mountain to visit the Christ the Redeemer statue, and walking along the boardwalk of Copacabana beach. Check out all of the tours we think are worth doing in Rio in our ⁠Rio de Janeiro Viator Shop⁠. We stayed right on Copacabana beach at the ⁠Windsor Leme Hotel⁠. The rooftop pool had fantastic views of the beach and the dining area had views of the Christ the Redeemer statue. Another great beach is Ipanema Beach and ⁠Atlantis Copacabana Hotel⁠ straddles both Ipanema and Copacabana beaches. This Rio de Janeiro trip is the start of a Gate1 guided tour that continued on to ⁠Iguazu Falls⁠ and ⁠Buenos Aires, Argentina⁠ so listen to those episodes too!Find a great flight deal to Rio, or anywhere else, by signing up for ⁠Thrifty Traveler Premium⁠ and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.-----------------------------------------------------------------Shop:⁠ Trip Itineraries ⁠⁠&⁠ ⁠Amazon Storefront ⁠⁠Connect:⁠ ⁠YouTube⁠⁠,⁠ ⁠TikTok⁠⁠, and⁠ ⁠Instagram⁠⁠⁠⁠ ⁠⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.

Today, we are diving deep into what it truly means to be fearless—whether you're launching a business, standing up to the local government, or just trying to live a sustainable life. Featured Event: Mark your calendars for the Dec 20 LFTN Christmas Reception—sign up now! Sponsors: Wealthsteading Podcast: InvestableWealth.com DiscountMylarBags.com Tales from the Prepper Pantry Broccoli rip cord TSP left over saute Peppers from Rick Ready for whole cows Shopping Report: Should we reboot this segment? Who wants to start going to Aldi on a weekly basis? Frugality Tip I was randomly looking at Etsy and saw someone selling something I was interested in that was local to me.  I messaged them and asked about local pick up and cash price.  They were very interested in cash money with pick up and I saved some money on my purchase.  So ask, it will never kill you, and might save you a few dollars. Operation Independence 3-Month Rental at Basecamp: $800/month, Event Rental Launch Main Topic: Fearless Living – The Two Sides of "Go For It" We are talking about two forms of courage today: Professional Courage (to launch and critique) and Personal Courage (to be vulnerable and stand up). 1. The Courage to Launch and Critique: The Farm-to-Table AAR The Farm-to-Table Dinner was a huge "Go For It" moment. The real courage is in the fearless honesty of the After Action Review (AAR): Is this financially viable? $155 - 13/hour The Diagnostic Tool: The Homestead Revenue Stack We put the Dinner through our Homestead Revenue Stack to analyze where it sits and what it needs to succeed. The Dinner sits primarily in the Service Layer (Dinner/Class). AAR Findings & Action Plan Logistics Check: Reality vs. plan mismatch. Example: "Sunset on paper vs. Sunset in the holler (30 min BUBBLE)." Venue Needs: The oven/stove at BC needs an upgrade. Experience Flow: Need better arrival/mingling flow. Financial Fixes: We need to Price up, increase numbers at the dinner,  and rely on Upsells. Opportunity: There is an opportunity for a premium cherry add-on for the dinner service. Action: Get the chef on the wild edible walk (to enhance the product layer). Action: If connected to a Farm-to-Table meal delivery service, that would be amazing. 2. The Courage to Stand Up and Be Vulnerable: Local Politics Sometimes "Go For It" means stepping outside your established comfort zone for a cause greater than your business. The Event: Giving public testimony in front of county officials. The Experience: I got nervous! My voice sounded emotional instead of my usual assertive self. The Takeaway: The vulnerability made the testimony more powerful. Being involved in important local matters is one of the few ways we can truly make a difference for our communities, food freedom, and farmers. Bringing it Home: Your Challenge to Go For It Courage is action, not the absence of fear. Don't wait until you're "ready." 1. Fearlessly Audit a Project: Go For It and audit a side hustle or homestead project using a framework like the Revenue Stack. Be honest about where you need to price up, fix it, or drop it. 2. Go For the Hard Conversation: Go For It and speak up about a local issue or personal matter you know you should address. Your passion is more powerful than silence. 3. Take the First Small Step: What is the one small, specific step you can take today to move toward a big goal? Final Thought Sometimes, you just need to go for it.   Make it a great week.   Song:   GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.    Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link

Unlock the most overlooked Thrift Savings Plan (TSP) strategies for federal retirees! This video covers three powerful—but often missed—TSP retirement options that can increase your financial security. Discover:The unique benefits and risks of TSP annuitizationSmart TSP withdrawal strategies for lasting retirement incomeHow to avoid costly mistakes with TSP rolloversWhether you're a federal employee or near retirement, you'll get actionable insights to make confident decisions for your future.

⭐ TSP #2301 — Sadhu DahTitle: Entity Possession, Demonic Attachments & The Hidden War — Sadhu Dah ReturnsTime: 8 PM EasternGuest Website: TheSadhuDah.comIntro / BioSadhu Dah is a world-traveling exorcist, occult practitioner, and digital nomad whose work in the esoteric and paranormal fields has taken him to Thailand, Brazil, and sacred sites across the world. His deep expertise in magick, entity removal, and metaphysical protection has earned him recognition on major TV networks, where he documents cultural and spiritual initiations. Sadhu specializes in clearing negative forces, identifying levels of possession, and bringing forward ancient knowledge of energy manipulation, ritual, and psychic defense.DescriptionTonight on Typical Skeptic Podcast, Sadhu Dah breaks down the reality of entity possession, demonic influence, parasitic attachments, and the unseen forces that prey on human consciousness. We'll explore how attachments form, how they manipulate people, what symptoms show up, and why the veil is thinner now than ever before.We'll also cover ritual magick, spiritual sovereignty, the psychology of occult practices, and Sadhu's global work confronting entities in some of the most spiritually charged locations on Earth.Hashtags#SadhuDah #EntityPossession #EntityAttachment #DemonicAttachment #Occult #Magick #Exorcism #Paranormal #ShadowWork #Esoteric #SpiritualWarfare #TypicalSkepticPodcastTagsSadhu Dah, Entity Possession, Entity Attachment, Exorcism, Magick, Occult, Demonic Attachments, Paranormal, Spiritual Warfare, Typical Skeptic PodcastDisclaimerThis episode is for entertainment and educational purposes only. Nothing discussed should be taken as medical, psychological, or legal advice.Typical Skeptic Podcast Links and Affiliates:Support the Mission:

⭐ TSP #2302 — MATTHEW MOURNIANTitle: Conspiracy Pulse Check + Live Multidimensional Tarot with Matthew MournianTime: 9:15 PM EasternGuest Website: www.RememberYourMission.comYouTube: @RememberYourMissionIntro / BioMatthew Aaron Mournian is a multidimensional energy healer, intuitive, and implant-removal specialist who facilitates deep clearing work for the body and the energy field. His sessions combine tarot/spirit guide consultation, elements of hypnotherapy, and powerful multidimensional healing transmissions.Matthew works with Scalar Toning, entity and implant removal, emotional release, and the activation of the intuitive healing abilities we all carry. With a background in addiction counseling and mental health, Matthew's mission is to help humanity reclaim sovereignty, clear distorted energies, and activate the next stage of consciousness evolution.DescriptionTonight, fan-favorite Matthew Mournian returns for a Conspiracy Roundup + Live Multidimensional Tarot Readings.We'll kick things off by breaking down the latest weirdness, psyops, timelines, and disclosure chaos — then shift into deep healing mode with live viewer tarot, energy scans, scalar insights, and multidimensional readings.

Join Spencer Reese and Carissa Rawson, Director of Travel and Marketing at Rove and Air Force veteran, for an in-depth discussion about maximizing credit card rewards and travel benefits as a military service member. Carissa shares her journey from enlisted Arabic translator to becoming a leading voice in military credit card content, having written for The Points Guy, NerdWallet, USA Today, and Forbes. Building Credit from Scratch Starting with secured credit cards (Capital One recommended) Using personal loans from Navy Federal or USAA to establish credit history Career starter loans for new officers Building from no credit to premium cards Strategic Card Acquisition Best starter cards: Chase Sapphire Preferred, Citi Strata Premier, Amex Green Understanding bank application rules and restrictions The famous 5/24 rule with Chase Timing your applications strategically Military-Specific Benefits SCRA (Servicemembers Civil Relief Act) vs MLA (Military Lending Act) protections Annual fee waivers on premium cards Advantage for reservists and guard members opening cards before active orders Two-player mode: How dependents can also benefit from MLA protections Premium Cards Worth Getting American Express Platinum Card ($895 annual fee waived) Chase Sapphire Reserve Capital One Venture X (SCRA benefits) Hilton Honors Amex Aspire Multiple Amex Platinum cards strategy Tools and Resources Mentioned Award Wallet - Tracks points balances, expiration dates, and travel itineraries Seats.aero - Award flight search engine Max My Point - Hotel search tool for maximizing FHR credits PointMe (roame.travel) - Award alert tool for flexible travel Use Your Credits - Tracking Amex statement credits Card Pointers - Auto-adds Amex offers and tracks credits FSAFeds.gov - Application rules by bank Rove Miles - Earning transferable points through shopping portal and hotel bookings Rove Miles Platform Highlights 13,000+ shopping portal stores (vs Rakuten's 3,900) New "Loyalty Eligible" feature - book hotels while maintaining elite status benefits Earn Rove miles that transfer to 12+ airline partners Commission-based earning rates (up to 75x miles per dollar on some bookings) Immediate points posting on non-refundable bookings Guest Bio: Carissa Rawson served 7 years in the US Air Force (2009-2016) as a cryptologic language analyst (Arabic translator), including a deployment to Jordan supporting counter-ISIS operations. She's written extensively about military credit card benefits for major publications and now helps travelers earn rewards at Rove Miles. Website: rovemiles.com Contact: Reach out to Military Money Manual at podcast@militarymoneymanual.com or on Instagram @militarymoneymanual _________________________________________________________________________________ Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode of Plan Your Federal Retirement, Jamie C. Shilanski, RFC®, talks about one of the most stressful situations federal employees face: a furlough. Whether this is your first or fifth time experiencing one, Jamie breaks down practical, real-world strategies to help you stay financially stable, protect your benefits, and make smart decisions while waiting for Washington to get back to work. From building your "911" emergency account to understanding how your FEHB premiums, retroactive pay, and TSP contributions are affected, this episode is all about controlling the controllables. If you've ever wondered how to prepare for or survive a furlough with confidence, this episode is for you. https://zurl.co/DRwZO

This week we did our very first LIVE episode of TSP! This week we had the pleasure of spealing with Kyle Bihn and Sam Saadeh of Midwest Pools! They discussed the ins and outs of their company, the services they provide, and what makes them the best choice for anyone in their region looking to turn their midwest back yard into a coastal paradise!As always, be sure to like, share, and subscribe as we are trying to reach 200 subs on our YouTube channel @TSP_2019

We're revealing how Thrifty Traveler's premium subscription helps you travel more for less in 2025. Discover how to find mistake fares, first-class upgrades, and luxury hotel deals using one powerful membership. From flight alerts to insider travel hacks, learn how this subscription turns dream trips into affordable adventures. We share how we've used the subscription to find great deals and how we booked them.How Thrifty Traveler Premium really worksCustom flight deal alerts from your home airportMistake fares & business-class savingsPremium+ hotel deal alerts using travel pointsSmart travel hacks & credit card tipsUse our promo code TSP to get $20 off your first year of aThrifty Traveler premium subscription —---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!Here's what you'll hear:

Ready to explore thoughtful, research-driven ways to help plan for financial confidence and fulfillment in retirement? In this episode of The Retire Sooner Podcast with Wes Moss and Christa DiBiase, the hosts unpack timely topics around housing trends, investment considerations, and purposeful living—helping listeners make informed, values-based decisions for their next chapter. • Review current housing market trends and how shifting buyer and seller dynamics may be influencing property values across the U.S. • Identify regions where housing supply and demand are changing, and how local factors might shape opportunities for homeowners and prospective buyers. • Clarify the relationship between Federal Reserve rate changes and mortgage rates, and understand the broader economic influences that affect borrowing costs. • Compare the considerations of maintaining retirement assets in a TSP versus transferring to another investment platform, including factors like plan flexibility, fees, and ERISA protections. • Evaluate ways to balance cash, bonds, and equities in a diversified portfolio when interest rates fluctuate, keeping long-term goals and risk tolerance in focus. • Discuss how Treasury Inflation-Protected Securities (TIPS) and TIPS ladders might function as inflation-aware options within a retirement income strategy. • Explore the potential role of dividend-paying stocks in retirement portfolios, recognizing both their income potential and market risk factors. • Reflect on the story of a 58-year-old who joined a college football team, illustrating how personal growth and purpose can possibly remain central at any stage of life. • Hear examples of retirees finding meaning in second careers, creative work, and volunteer efforts, highlighting how purpose may support emotional and financial well-being. • Consider how partnering with a fiduciary financial advisor can sometimes help you evaluate choices, understand trade-offs, and create a plan that aligns with your family's priorities. Stay informed and intentional as you think through what your own version of a fulfilling, financially confident retirement could look like. Listen and subscribe to the Retire Sooner Podcast for thoughtful discussions on investing, financial planning, and attempting to live a happier, more purposeful life in retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Were we wildly wrong, or surprisingly on the money? As 2025 wraps, Chris and Yaniv revisit the bold predictions they made at the start of the year. They reflect on their calls about AI, robotics, VC markets, crypto, and geopolitics. While some were accurate, some were also hilariously off. Together, they unpack what 2025 really looked like for startups, venture capital, and the global tech landscape.In this episode, you will:Learn why both hosts believe their AGI predictions were misses and what “AGI” even means anymore.Understand how Google re-emerged as a serious AI contender, from Gemini to Cloud to Chrome.Discover how VC funding split into a two-speed market, with AI startups booming while everyone else grinds.See why Bitcoin's stability above $100K signals its cemented role as a store of value.Reflect on how tech dominance, global competition, and Trump-era chaos shaped the broader economy.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Discover how charitable donations can maximize your tax benefits and support causes you care about. In this video, we unpack:Strategies for effective charitable givingTax deductions for retirees and business ownersDonor-advised funds and philanthropy tipsCommon mistakes to avoid when givingIRS rules and documentation best practicesKey Links & Resources:Book a FREE 15-minute call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtubeSubscribe for weekly tips on retirement, taxes, and financial planning.CD Financial helps federal employees, retirees, and business owners create sustainable, tax-smart retirement income. For more, visit our website or follow us on socialSocials:Instagram: https://instagram.com/cdfinancial.llc/Facebook: https://facebook.com/cdfinancialLinkedIn: https://linkedin.com/company/cd-financial

Will we blow up our financial plan if we tap the TSP to fund a renovation project? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Confused about why your Medicare Part B premium is higher? Discover how IRMAA (Income-Related Monthly Adjustment Amount) impacts your Medicare costs and what federal employees and retirees can do about higher premiums. This video covers:What is IRMAA and why it matters for Medicare Part B & DHow taxes affect your Medicare premiums and retirement budgetPlanning strategies for federal retirees, including FERS, TSP, Social SecurityReal-world tips on managing healthcare costs and avoiding surprises

Hot new bennies are live on one of our favorite cards, the Chase Sapphire Reserve! As of 10/26/25, many new benefits are available for you to activate or take advantage of, such as: $300 per year ($150 per semi-annual period) for dining at restaurants in the Sapphire Reserve Exclusive Tables portfolio $500 per year ($250 per semi-annual period) for "The Edit" hotels   $300 per year ($150 per semi-annual period) for StubHub Complimentary Apple TV+ and Apple Music. Subscriptions run through 6/22/27 – a value of $250 annually  IHG Platinum status $10/mo towards Peloton membership Other details: Points on your CSR before 10/26/25 can still be redeemed at 1.5 cents per point until Oct 2027 Some redemptions may be higher using Chase's Points Boost feature Annual fee still waived for military service members's and their spouses in the MLA database Our initial podcast announcing these changes was episode #183. Go back and listen! Check out the full details and apply at: https://militarymoneymanual.com/chase-sapphire-reserve-military/ Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Sometimes, we are so focused on what is not focused on us. The things we truly desire can be right in our faces..What happens when you take some of our most popular episodes and turn them into songs?... You get a soundtrack! That's right, TSP is expanding by bringing you original music to elevate your experience when listening to The Speakher Podcast.Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

Today we discuss the concept of lifestyle design, which has been a core piece of TSP since the very first days of our journey.  Many credit author and entrepreneur Tim Ferris with this concept.  I love Tim and have followed his work for years.  There is no doubt that he is a big part of the movement today, but he simply made people aware of the concept.  The concept itself is as old as civilization. There have always been people who have lived differently then others, more disciplined and with a plan for their life.  For instance the 1926 classic … Continue reading →

OpenAI may appear to be building the future, but are they leading the tech industry towards collapse?In this episode, Chris and Yaniv are joined by Jacob Ward (journalist, author of The Loop and NBC Technology Correspondent) to break down OpenAI's latest livestream and what it signals about the next era of AI. Sam Altman may talk the good talk, but his actions, and the priorities of OpenAI at large, may not align with those claims. Chris, Yaniv, and Jacob unpack these differences between words and actions, the emerging social consequences, and what it all means for the tech industry.In this episode, you will:Understand OpenAI's roadmap for AI-powered research and why "AI research interns" might be closer than you thinkLearn why the promise of autonomous five-year research cycles raised eyebrowsExplore the shift from ChatGPT as a product to ChatGPT as a platform, and what that means for app ecosystemsConsider the emotional and psychological dimensions of AI companionship and relianceEvaluate the trillion-dollar infrastructure buildup underway across data centers, GPUs, and nuclear-scale power demandsExamine how OpenAI's nonprofit arm plans to invest in disease research and AI resilienceThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Curious about how financial advisors actually earn their income—especially for federal employees and retirees? This video demystifies how advisors are paid, explains fee structures, and helps you choose the best financial guidance for your retirement planning.KEY TOPICS COVERED:Financial advisor fees explainedCommission, fee-only, and hybrid modelsPros and cons for federal employees and retirees401K, FERS, TSP, Social Security timing tipsHow to avoid common advisor pitfalls

Today we're taking you to South Western Colorado to spend three days exploring Black Canyon of the Gunnison National Park!Download our ⁠Itinerary to follow our same route in Black Canyon of the Gunnison National Park⁠It is one of Colorado's four National Parks and is Colorado's least visited national park. It is in western Colorado, not far from the Utah Border. The Canyon is a deep, steep-walled gorge carved through Precambrian rock by the Gunnison River. There are two main sections of the park, the more remote North Rim and the more popular South Rim, both have views of the canyon's dramatic drops and the striated Painted Wall cliff. There is another section called East Portal, which is a steep road that descends to the river. The park was named for its cliffs that are often darkened by shadows, making the walls appear black. The canyon itself is so vertical that the Gunnison River drops an average of 43 feet per mile, and 240 feet per mile at its steepest point at Chasm View, making some of the steepest mountain descents in North America.Episode Highlights: Tips for visiting Black Canyon of the Gunnison National Park Best hikes and view points on the North RimBest hikes and view points on the South RimDriving down the East Portal Where to stay in Crawford (⁠The Hitching Post Hotel and Farm Store⁠ or ⁠The Stone House Inn⁠)Where to stay in Montrose (⁠The Rathbone Hotel ⁠or ⁠Fairfield by Marriott⁠) Items to pack: ⁠reusable utensils⁠, ⁠tripod⁠, and ⁠mini travel umbrella ⁠When is the best time to visit Black Canyon of the Gunnison National Park?This national park is best seen from May- September. During the winter the north rim shuts down completely and the south rim is only open to the visitor center.If you are going to visit this park, you'll also want to ⁠visit Mesa Verde National Park⁠. Listen to our episode for details before you go!Find a great flight deal to Black Canyon, or anywhere else, by signing up for ⁠Thrifty Traveler Premium⁠ and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription!----------------------------------------------------------------Shop:⁠ Trip Itineraries ⁠⁠&⁠ ⁠Amazon Storefront ⁠⁠Connect:⁠ ⁠YouTube⁠⁠,⁠ ⁠TikTok⁠⁠, and⁠ ⁠Instagram⁠⁠⁠⁠ ⁠⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.

Thinking about taking a VERA (Voluntary Early Retirement Authority) offer? Before you decide, make sure you understand the benefits and pitfalls that come with it. In this episode, John breaks down: ✅ What VERA early retirement really means ✅ Who qualifies - and when it's offered ✅ The big advantages, like keeping your FEHB and avoiding layoffs ✅ The hidden traps, like lower pensions, delayed FERS supplements, and potential TSP penalties Whether VERA is a great opportunity or a financial trap depends entirely on your situation, and understanding the fine print could save your retirement.

Are you a federal retiree still waiting for your first pension check? You're not alone—delays at OPM are leaving thousands in financial limbo. In this video, learn bridge strategies to cover expenses, avoid financial hardship, and what steps you can take now if your federal retirement payment is late.Your pension check might not be processed—so what are you going to do when no pension checks are being processed?

Jamie's no longer a "Citi hater" because Citi just changed the game. The new $595 Citi Strata Elite now has automatic annual fee waivers for military—no complex formulas, no statement balance tricks, no emails required. Plus $500 in easy-to-use annual credits and a 100,000 point welcome offer.  Key Benefits Annual Fee Waiver $595 fee automatically waived for MLA covered borrowers Fee charged on first statement, then automatically refunded same day No documentation or emails required Works for active duty, Guard/Reserve on 30+ day orders, and military spouses in DEERS Authorized user fee also waived Check MLA database before applying $200 Annual Splurge Credit (Unique to This Card) Choose from: First Dibs, Best Buy, American Airlines, Fiture, or Live Nation/Ticketmaster Easy to switch categories Simple for any military family to use $300 Annual Hotel Credit Points Earning 12x on hotels, car rentals, attractions (through cititravel.com) 6x on flights (through cititravel.com) 6x restaurants during "Citi Nights" (Fri/Sat 6pm-6am Eastern) 3x restaurants all other times Other Benefits Four American Airlines Admiral Club passes annually Global Entry/TSA PreCheck credit No foreign transaction fees $200 Black Lane credit (black car service in major cities) Extended warranty, purchase protection, trip delay protection Good transfer partners such as American Airlines (good for Emirates, Etihad, Cathay Pacific) Resources & Links Mentioned Latest Citi offers: militarymoneymanual.com Max Rewards app referral: maxrewards.app.link/jamesl02 Military Lending Act database info: militarymoneymanual.com/mla-database/ Instagram: @MilitaryMoneyManual   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

What do you need to do to keep employees engaged and committed? What should your position be on remote work? Side hustles? Ping pong tables? Should you offer all employees equity?Bringing Gen Z employees to your workplace is well worth it, but it means a mental pivot from the hiring team, keeping in mind an entirely new set of criteria.Chris and Yaniv discuss all this and more with Dan Brockwell, Founder and Chief Meme Officer of Earlywork, a vibrant community for early-career professionals.In this episode, you will:Understand the four key factors Gen Z professionals weigh when choosing startups: learning, culture, compensation, and impact.Learn why “job risk” and “career risk” are not the same and why startups often offer safer long-term bets.Discover how equity (ESOPs) can be both a powerful motivator and a cultural signal of respect for young talent.Explore the pros and cons of remote vs hybrid work for early-career employees and how to design hybrid intentionally.Recognize the rise of side hustles, and how founders can embrace them to retain ambitious, creative employees.Get insights into how Gen Z finds jobs through online communities, Slack channels, and personal branding instead of traditional job boards.[This is a replay episode. The original was published on May 26, 2022]The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Typical Skeptic Podcast #2270 — Halloween Open Panel (Live)

In episode 152 of the Federal Retirement Show, Val is breaking down everything federal employees need to know to retire with confidence and peace of mind. Whether you’re just a few months from your retirement date or planning years ahead, this discussion is packed with expert insights and practical steps to help you prepare. Val covers: Proper advice for retiring federal employees — from understanding your retirement eligibility to maximizing your benefits. Completing retirement paperwork on time — what forms you’ll need, how far in advance to file, and tips to avoid common delays. FEHB and Medicare — how your Federal Employees Health Benefits work with Medicare, and what decisions you’ll need to make before age 65. Setting up your TSP for retirement — managing withdrawals, annuities, and investment strategies to make your savings last. Disability in retirement — understanding options and benefits if disability affects your retirement planning. Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel: www.youtube.com/@americanbenefitsexchange --- Connect with Val: Phone --- (512) 582-6050 Email --- vmajewski@thinkabx.com American Benefits Exchange --- thinkabx.com Federal Retirement Show --- federalretirementshow.com/podcasts LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization. See omnystudio.com/listener for privacy information.

In this episode, we tackle some of the most common, and most confusing, retirement planning questions physicians and high-income professionals face. We dig into the pros and cons of Traditional vs Roth contributions, how TSP and deferred compensation plans really work, and what to know about 401(k) match true-ups. We also walk through real-life scenarios like merging finances when a spouse has no income but owns an IRA, and how to maximize annual contributions to a solo 401(k). Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #443 01:30 What to Do with Your TSP 07:44 Comparing Marginal vs. Effective Tax Rates 13:00 Deferred Compensation Distributions 19:37 Remaining Balance Issue w/ ETFs 24:19 401(k) True-Ups 28:40 What to Do with a Traditional IRA 32:27 Solo 401(k) Contributions

Is this the moment quantum computing becomes real?After years of being “five years away,” Google just announced a verifiable quantum advantage, claiming its Willow chip ran a molecule simulation 13,000× faster than the world's fastest supercomputer. Is this truly the dawn of the quantum era?In this episode, Chris Saad and Yaniv Bernstein dive deep into Google's latest quantum computing breakthrough, exploring what it means for AI, science, and the future of technology. They'll also expand to cover the rise of brain–computer interfaces, China's ten-year tech roadmap, and the political turbulence shaping our next decade of innovation.In this episode, you will:Understand Google's new Willow chip and its role in achieving “verifiable quantum advantage”Learn how quantum computing could accelerate drug discovery, materials science, and AI developmentExplore why Google's “Quantum AI” lab is merging the worlds of artificial intelligence and quantum physicsHear how emerging brain–computer interfaces (like MIT's Alter Ego) could usher in near-telepathic communicationDiscover China's bold 10-year plan targeting quantum tech, robotics, and embodied AI — and what it means for global competitionDebate whether technocratic governance models (like China, Singapore, and Dubai) are overtaking Western democracies in innovation speedThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Should you work with a financial advisor? Discover when hiring a certified financial planner makes sense for federal employees and retirees—and when DIY investing might be enough.Learn the real value a fiduciary financial advisor brings to your retirement planning, from tax-smart strategies to FERS benefits optimization. Whether you're nearing retirement or managing TSP withdrawals, this guide covers what to expect when working with a professional advisor.

When the government stops, your bills don't. Learn how to stay financially steady during a federal shutdown and protect your essentials.When federal paychecks pause, preparation becomes protection. Here's how to manage bills, cash flow, and peace of mind through a government shutdown.

The Federal Retirement Thrift Investment Board is reminding federal employees of their current options for loans. All loans from the Thrift Savings Plan remain in good standing during a government shutdown, even if participants don't make payments on time. The TSP board has also received recent feedback from participants on its loan program, with some calling it a “true lifesaver.” Others say the TSP loan and withdrawal options have relieved at least some of their stress. TSP operations continue as usual during an appropriations lapse, since the TSP board is not funded by Congress.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we're taking you to the heart of England London, a city where history, culture, and modern life blend seamlessly. From the grandeur of Buckingham Palace and the Tower of London to the lively streets of Soho and Camden, this episode uncovers the city's best spots for first-time visitors and seasoned travelers alike. You'll get insider tips on navigating the Tube, finding the best fish and chips, and exploring local favorites beyond the tourist trail. If you want to take this exact trip, download our 2 day London Itinerary!Our top recommended Hotels in London (pick hotels near Kensington Gardens, Hyde Park, or Big Ben)​Hyde Park International ​The Caesar Hotel​The Clermont London, Charing Cross​Or check out these hotels in LondonCheck out our London Activities & Tours for all activities we recommend and even some that we wanted to do but couldn't get to.Find a great flight deal to London by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

When is the best time to retire from the federal government? Choosing your retirement date isn't just about flipping a calendar; it can determine how much you actually take home. In this All About FERS episode, Christian breaks down: ✅ The most strategic retirement dates (and why they matter) ✅ How your annual leave payout could add tens of thousands to your final paycheck ✅ The tax and TSP contribution timing traps you need to avoid ✅ Why December 31 isn't always the magic number, and how to find your perfect date Whether you're eyeing 2025 or still a few years away, this episode will help you make a confident, financially wise choice about when to retire.

What role should the G Fund really play in your TSP strategy? In this episode, Tommy, John, and Ben tackle one of the biggest questions federal employees ask during uncertain markets. You'll learn what to consider before making changes, how to rebalance your TSP effectively, and why trying to "time the market" often does more harm than good. Access the full show notes at Mason & Associates, LLC Resources Mentioned:   Federal Employee Listener Mail - Survivor Benefits, IRA Rollovers, and Small Pensions Lifcycle Funds Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn Ben Raikes: Website

Looking to fund your startup? If you're new to the process, fundraising can be difficult to navigate. Not only are there a myriad of ways to go about it, but it can be hard to tell whether the tips, tricks, and advice floating around are based on any evidence at all.So, what is the truth? And what are the actual, data-backed insights that can help you choose the best method of fundraising for your own business?Enter: Peter Walker. As Head of Insights at Carta, he has access to, and industry knowledge about, the vast sets of funding data that will help you cut through the noise. Today, he joins Chris and Yaniv in discussing the real data behind startup funding trends in 2025 and the key takeaways you can apply to your own startups.In this episode, you will:Discover why Silicon Valley valuations often hurt founders more than they helpUnderstand how AI startups now account for nearly half of all venture funding, and what that means for non-AI foundersLearn how lean AI-driven teams are reshaping early-stage hiring, with Series A companies shrinking from 25 employees to just 15See why most founders misunderstand SAFE notesExplore why 70% of startup employees never exercise their equityUncover the reasons behind why nearly 40% of startups lose a co-founder within seven yearsGet clarity on founder vesting, equity splits, and why a six-year vesting schedule may protect your company better than fourReframe your goals as a founder: why chasing “life-changing money” isn't the right reason to start a companyThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

In this episode we take a day trip to Sintra, a magical town where colorful palaces rise above misty hills and cobblestone streets lead to hidden gardens and ancient castles. We cover how to get to Sintra from Lisbon, views you have to see to believe, historic attractions you can't miss, and how to use Sintra's 24 Hour Bus Pass to make getting around the city easier.Our top recommended hotels in Sintra: Pestana Cidadela Cascais Westlight Cascais Chalet Chalet SaudadeOr check out these hotels in Sintra Check out our Sintra Activities & Tours for all activities we recommend and even some that we wanted to do but couldn't get to. Find a great flight deal to Portugal by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

OpenAI just dropped its unbelievable new browser. All signs point to it overshadowing Chrome, but is this really the dawn of a new era? Or just another hype cycle, courtesy of Sam Altman?In this episode, Chris Saad and Yaniv Bernstein react to OpenAI's surprise launch of ChatGPT Atlas and debate its strategic implications. They also discuss Apple's underwhelming Vision Pro refresh (and what it means for the company at large), YouTube's new likeness detection tech, and Reid Hoffman's viral post on “good vs. bad actors” in AI.In this episode, you will:Explore what makes ChatGPT Atlas different from Chrome, Safari, and Arc, and why it matters.Understand why OpenAI is desperate to own distribution, not just models.Compare today's “browser wars” with the 2000s Chrome vs. Internet Explorer showdown.Learn how Apple's Vision Pro M5 update signals the slow rebirth of spatial computing.Discover why YouTube's new Content ID for faces could be a turning point for AI deepfakes.Hear how AI arms races mirror past battles like spam detection, piracy, and antivirus wars.Unpack Reid Hoffman's call for “good actors” in AI and whether self-regulation can actually work.Get started with Cyber Matters: https://www.cybermatters.io The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

On this weeks episode of TSP, Dylan's plans change and vacation has been canceled. DLO Deck Updates, upcoming TSP 12hr LiveStream updates, Dylan shares great personal news, Bobby shares his recent wing creation, and much more!!Help us out by giving us a review, like. share, comment, and subscribe! its FREE to do and goes a long way to help building the show and keeping it going!!

In today's episode, we're sharing everything you need to know to plan the perfect trip to Portugal's sun-soaked capital  Lisbon. You'll be inspired to wander the historic streets lined with pastel-colored buildings, taste mouthwatering pastries and explore hilltop viewpoints. Lisbon offers a mix of old-world charm and modern energy and this episode will make you fall in love with.If you want to take this exact trip, download our 4 day Lisbon Itinerary! Lisbon Episode Highlights: How to get to and around LisbonWhere to stay in Lisbon and the best neighborhoods to check outTips for experience Lisbon like a localLisboa CardLisbon Food TourOur top recommended Hotels in Lisbon Pestana Rua Augusta Esqina Urban LodgeHotel Convento do SalvadorThe Emerald House Lisbon Or check out these hotels in LisbonCheck out our Lisbon Activities & Tours for all activities we recommend and even some that we wanted to do but couldn't get to.Find a great flight deal to Portugal by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

Spencer recently joined Jesse Cramer on his podcast, Personal Finance for Long-Term Investors. We wanted to share this episode with our listeners too! Links: Jesse's blog: https://bestinterest.blog/ (he has a great newsletter to sign up for!) Personal Finance for Long-Term Investors podcast: https://bestinterest.blog/personal-finance-for-long-term-investors/ Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Think you're executing well? Think again. Chances are you're making one of these four common mistakes.Drawing from Chris's latest essay and real-world advisory experience, Chris and Yaniv spend this episode breaking down the four biggest execution mistakes you're probably making right now. They explore how to recognize these patterns early, how to apply taste and judgment when scaling, and how to develop the discipline needed to execute with precision.In this episode, you will:Identify when you're oversimplifying, and mistaking nuanced, unique use cases for the same problemUnderstand how overcomplicating your product or process can destroy focus and momentumLearn to categorize problems correctly using the principle of mutually exclusive, collectively exhaustive thinkingApply the concept of “necessary and sufficient” work — doing everything that's needed and nothing that's notRecognize that mistiming priorities ends in attempting to do everything at once, but finishing nothingDevelop the taste, judgment, and rigor to strike the perfect balance between simplicity and depthAvoid falling into domain dogma; naming, structuring, and communicating ideas clearly for your team and customersRead Chris's original LinkedIn post: https://www.linkedin.com/posts/chrissaad_the-big-4-execution-mistakes-youre-probably-activity-7379681603847049216-ApcVThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Holman continues his journey west in his Jeep Wrangler 392, giving an update from the road and sharing a couple of firsts with the TSP listener, ranging from the first WOT run too the first time the Jeep was peppered with rocks. Also find out how many ounces of Dr. Pepper he consumed before reaching Denver, Colorado. The Truck Show Podcast is produced in partnership with AMSOIL, Kershaw Knives, and OVR Mag.

With 600 miles behind him in his brand new AEV-built Jeep Wrangler Rubicon 392, Holman gives first impressions and makes it to Iowa on his way back to California, visiting a TSP road trip favorite location, Iowa 80 - The World's Largest Truckstop. The Truck Show Podcast is produced in partnership with AMSOIL, Kershaw Knives, and OVR Mag.