Podcasts about TSP

Listener Q&A where Andy talks about: How to account on your tax return for the basis in inherited IRAs ( 7:00 )Is having large Required Minimum Distributions ("RMDs") really a bad thing ( 12:04 )Is there any merit to using a break-even analysis to help decide when to start Social Security ( 15:59 )When does it make sense for someone to consider working with a financial advisor ( 18:14 )Are Roth contribution and conversion rules the same across all of the various types of employer retirement accounts like 401(k)s, 403(b)s, TSP, etc. ( 26:18 )Are there separate five-year holding periods for Roth conversions done in employer retirement plans ( 27:37 )Do in-plan Roth conversions each have their own five-year holding period to waive the 10% early withdrawal penalty ( 30:36 )Can Roth conversions be done before taking any distributions or doing Qualified Charitable Distributions ("QCDs") in the year someone turns RMD age ( 31:49 )If receiving Restricted Stock Units ("RSUs") or deferred compensation in years after you stop working, is that considered earned income eligible for making Roth IRA contributions ( 34:38 )Does taking a really large Health Savings Account ("HSA") distribution make you a higher audit risk in the eyes of the IRS ( 39:19 )Is there a way to invest in broad stock market exposure but without the ongoing dividends such index fund pay out ( 42:27 )Does the progress toward meeting the five-year rule within an employer Roth retirement plan port over to a Roth IRA or other employer Roth plans when doing a rollover, or vice versa ( 46:08 )How to plan and account for an inheritance that a person is rather certain to receive, but the timing of receiving it isn't certain ( 49:43 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Guest Links:

TSP #2160 – Kerry Cassidy (Project Camelot) | 3I/ATLAS, Anunnaki, & Humanity's Future

Today we talk about a new energy solution, Trump actually goes fascist for real, the real story as to why people are pissed about Cracker Barrel, the future of AI development and use, a totally unconstitutional EO from Trump & more. Join Me Today to Discuss…. AI Course and TSP 25 Workshop Reminder A not so new, new energy idea, will it work or is it more vapor ware –Video Link – Exowatt Solutions People are not pissed about the Cracker Barrel logo it was just “the final straw” The left seems awfully quiet about Trump doing something that is … Continue reading →

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mutual (formerly AAFMAA - American Armed Forces Mutual Aid Association), to discuss everything military families need to know about life insurance. Topics Covered: SGLI (Servicemembers' Group Life Insurance) Understanding the $500,000 term policy for service members Spouse coverage rider ($100,000) Coverage for Guard and Reserve members What happens to SGLI after military separation Life Insurance Planning Strategies The DIME-L method for calculating coverage needs: Debt Income replacement Mortgage Education Legacy "10x income" rule of thumb Stacking multiple insurance policies for comprehensive coverage Term vs. whole life insurance considerations Armed Forces Mutual Services No war clause or aviation clause coverage Survivor Assistance Services (SAS) program Death claim processing (often under 30 days) Special 501(c)(23) nonprofit status Transition Planning When to apply for life insurance before leaving military service Health considerations and timing Converting from SGLI to civilian coverage Resources Mentioned: Armed Forces Mutual Website: AAFMAA.com Military Survivor Planning Checklist (available with free subscription) Life Insurance Calculators (on AAFMAA website) Career Accession Program (CAP) Loan: $5,000 at 2.5% fixed rate for 60 months Additional Resources: Daniel Kopp, CFP: Wise Stewardship Financial Planning Specialist in military widow/widower financial planning Military to Financial Planner Podcast Military Aid Societies: Army Emergency Relief Society Air Force Aid Society Navy-Marine Corps Relief Society Coast Guard Mutual Assistance Key Takeaways: SGLI is an excellent deal at ~$30/month for $500,000 coverage Many military families need supplemental life insurance beyond SGLI Apply for additional coverage 6-12 months before military separation Update beneficiary designations regularly Armed Forces Mutual provides specialized support for Gold Star families About the Guest: Jerry Quinn served 40 years in the U.S. Army (7 years active duty, 33 years National Guard), retiring as a Field Artillery Officer in June 2025. He now serves as an executive at Armed Forces Mutual, a 146-year-old organization exclusively serving military and veteran families with specialized life insurance products and survivor assistance services. Contact Information: Armed Forces Mutual Website: AAFMAA.com Social Media: LinkedIn, Instagram (@armedforcesmutual) Subscribe for free resources and calculators Hosts: Spencer Jamie For those needing immediate assistance with military survivor benefits and life insurance claims, Armed Forces Mutual's Survivor Assistance Services team provides comprehensive support including VA claims coordination, DFAS benefit reconciliation, and burial assistance guidance. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

What makes a great tech infrastructure startup? And how do the best ones successfully navigate, and stand out from, the overcrowded market?In this episode, Yaniv is joined by Joseph Ruscio, General Partner at Heavybit and former CTO of Vibrato, to unpack the dos and don'ts of tech infrastructure startups, how open source fuels growth, and why AI is changing the way software is built.With over 20 years in system software and a portfolio including LaunchDarkly, Netlify, and PagerDuty, Joe brings a front-row perspective to the future of startup building. The conversation dives into bottom-up growth, developer adoption, and the open source strategies that give founders leverage—and how AI agents are reshaping the role of the software engineer.In this episode, you will:Understand why bottom-up adoption often beats enterprise sales for startup growthLearn how AWS scaled from startups to Fortune 500s—and what founders can copyDiscover the power of open source as a go-to-market strategy (and its pitfalls)See why giving away your product can actually accelerate growth and community adoptionExplore how AI is changing developer workflows and the future role of engineersIdentify the risks of being “too close to your own pain” as a technical founderApply practical guidelines for choosing your startup's tech stack without overthinkingDevGuild Open Source: http://heavybit.com/devguild/open-source The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Is the AI hype cycle about to burst?For months, investors and founders have chased sky-high valuations, billion-dollar hires, and promises of superintelligence, but Meta's drastic plans to cut back its AI division seem to indicate a bleak future for LLMs and AI at large.In this episode, Chris and Yaniv unpack the latest shakeup at Meta, using their knowledge and experience in Silicon Valley to analyze the situation and pick apart whether this is a canary in a coal mine. They explore why Meta is restructuring, what it says about the state of large language models (LLMs), and how to navigate high-stakes moments when the hype cycle turns.In this episode, you will:Understand what Meta's latest AI restructure really signals about industry prioritiesLearn why hype cycles always lead to a trough of disillusionment, and how to prepareExplore how trillion-dollar bets on AGI could reshape competitive dynamicsSee why founders should question assumptions about LLM productivity gainsRecognize the risks of chasing hype versus building sustainable business modelsThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGgGive us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Over the seasons, I've had some interesting conversations with my guests, both on and off the air. To bring you more of TSP, both from in front and behind the mic, I am challenging myself creatively by personally penning some of my top episodes and flipping them into songs. That's right, Loves. The SpeakHer Podcast is getting a soundtrack - one song at a time.Be sure to subscribe and lock in to the notifications and stay in the loop. Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

Are Mini Retirements, Optionality, and Side Hustles Possible in the Military? From seven-month sabbaticals to turning a hobby into a thriving side business, Justin Peters from the FI Minded Podcast shares how dialing back work can supercharge your career, creativity, and financial freedom. Key Points & Topics Part-time work and mini sabbaticals Recognizing burnout and funding a seven-month break Differentiating sabbatical versus mini retirement Logistics: nest egg size, remote options, healthcare planning Optionality and financial independence mindset Dual-track strategy: accumulate wealth and improve life in tandem CoastFi and SlowFi as flavors of the 25x rule Pulling back on work without derailing long-term goals Turning a podcast hobby into a side hustle Initial struggles with audio editing and finding a partner Leveraging serendipity, referrals, and niche communities Advising small business owners: start with five imperfect episodes Intentional time off Avoiding passive downtime—set routines for hobby and health First two-week recovery period, then structured creative blocks Sharing your plan: scripts for family and friends Networking and community building FinCon conference connections Toastmasters for public-speaking confidence and lasting bonds Online FI communities and Facebook groups for accountability Military-friendly breaks Career Intermission Program: up to 36 months and healthcare continuity depending on your branch of service Guard and Reserve options to maintain benefits and part-time earnings Links Mentioned Justin's FI Minded podcast (search on any podcast player) Episode 171: gifting and donations with Spencer Reese Episode 170: living a FI life without a FI bank account Episode 142: Jillian Johnsrud on mini retirements Toastmasters International: https://www.toastmasters.org Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Welcome to Episode 328 of the Total Saints Podcast – your home for all things Southampton Football Club!Plenty to get into this week:Ipswich Town 1–1 Southampton – Was a point at Portman Road a good result against one of the Championship favourites? We look back on Saints' first away game of the season, the midfield trio of Downes–Charles–Fernandes, defensive struggles, Adam Armstrong's role up top, and whether the bench was strong enough.Northampton Town 0–1 Southampton – A scrappy EFL Cup win that sets up a trip to Norwich in Round Two. Did anyone really stake a claim for the first XI?Southampton vs Stoke City preview – With Stoke top of the early Championship table, we're joined by Potters fan Robin Evans to help us size up Saturday's clash at St Mary's. Should Will Still revert to a back four at home?We also celebrate Paul Castle's incredible 360km walk over 15 days, raising funds for men's mental health charity Big Moose.Links & Support

This new era of AI-driven startups has many founders still believing success is about having the perfect product roadmap. The truth, however, is far more counterintuitive.In this episode, Yaniv and Chris dive into timeless lessons from Paul Graham's legendary essay “Startups in 13 Sentences”. Drawing from Graham's wisdom and their own experiences, they break down why co-founders matter more than ideas, why “launch fast” is the golden rule, and why understanding users is harder (and more important) than chasing growth.In this episode, you will:Learn why choosing the right co-founder is the most important decision you'll ever makeUnderstand why launching fast is less about speed and more about learning from real usersDiscover why evolving your idea matters more than defending a perfect planSee how understanding users drives sustainable growth (and why chasing vanity metrics kills startups)Explore why great customer service that 'doesn't scale' is actually a secret weaponUnpack the dangers of measuring the wrong things and how to track what truly mattersFind out why distractions (even profitable ones) are the silent killers of young startupsFor founders serious about building in the AI era, these lessons, though written 16 years ago, are more relevant than ever. Startups succeed not by following conventional wisdom, but by mastering the counterintuitive truths that define Silicon Valley's greatest companies.Read Paul Graham's "Startups in 13 Sentences" here: https://paulgraham.com/13sentences.html The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Is AI threatening traditional subscription software models and accelerating competitive turnover? Sam Altman thinks so.In this episode, Chris and Ray discuss OpenAI's GPT-5 release, and Altman's prediction that AI will enable a “fast fashion” era of SaaS, where applications can be created, deployed, and discarded in rapid cycles.You'll also hear them delve into Apple's commitment of $2.5 billion toward US-based manufacturing as part of a broader $600 billion plan, and their examination of the public spat between Elon Musk and Sam Altman on X, exploring what it reveals about ego, platform power, and the competitive dynamics shaping the AI industry.In this episode, you will:Understand why GPT-5's biggest innovation might be routing, not raw intelligenceLearn how AI cost structures are shifting as subsidies fadeExplore the risks and opportunities in the “fast-fashion” SaaS economySee why control of the browser is the next big AI platform playAnalyse Apple's US manufacturing move in the context of global geopoliticsRecognise the double-edged impact of AI on the labour marketHear lessons founders can apply from today's tech power playsThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Over the seasons, I've had some interesting conversations with my guests, both on and off the air. To bring you more of TSP, both from in front and behind the mic, I am challenging myself creatively by personally penning some of my top episodes and flipping them into songs. That's right, Loves. The SpeakHer Podcast is getting a soundtrack - one song at a time.Be sure to subscribe and lock in to the notifications and stay in the loop. Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

Over the seasons, I've had some interesting conversations with my guests, both on and off the air. To bring you more of TSP, both from in front and behind the mic, I am challenging myself creatively by personally penning some of my top episodes and flipping them into songs. That's right, Loves. The SpeakHer Podcast is getting a soundtrack - one song at a time.Be sure to subscribe and lock in to the notifications and stay in the loop. Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

It’s Monday so let’s examine some current events from a prepper and pragmatic view point. Bitcoin is about to “uncork”, Trump is making peace & trade deals, Fort Worth just ditched DEI, we now have reverse tariffs and more. Join Me Today To Discuss… The AI Course Round Two Goes on Sale on Sept. 8th – preregister The TSP-25 Workshop goes on sale on Sept. 13th at 9:00 AM CST – more info BTC is drying up on the OTC Trading Desks – link Jack Dorsey is dropping a new BTC American Made Mining Chip this Week – link Looking … Continue reading →

Financial Coaching & Money Mentor Opportunities Feeling confident in your research but stalled when it comes to taking action on your military family's financial plan? From TSP questions to credit card strategies, this episode explains how an hour with a dedicated coach can transform hesitation into clear, personalized next steps. Key Points & Topics Defining financial coaching vs. advisory services No sales pitches, no commissions, no product upsells Confidential, unbiased guidance tailored to your goals Who benefits most Active duty, Guard, Reserve, military spouses, cadets, midshipmen Dual-military couples, high-net-worth families, soon-to-commission officers Typical coaching session structure Pre-call questionnaire to customize the conversation One-hour call via Google Meet  Post-call recap email with transcript and bullet-pointed action steps Sample coaching topics TSP vs. traditional/Roth IRA decisions Career starter loan considerations Financial therapy: uncovering money scripts and spending habits Helping improve communication with your spouse around money Credit card strategies, MLA/SCRA protections, maximizing points redemptions State tax benefits and Military Spouse Residency Relief Act Booking details and logistics Schedule via Calendly at militarymoneymanual.com/mentor One-time fee ($150 currently as of time of recording), no recurring charges, Full refund if not valuable Option to be referred to military-friendly CFP network if needed such as Military Financial Advisors Association (MFAA) or Military Tax Experts Alliance Links Mentioned https://militarymoneymanual.com/mentor https://hellonectarine.com/r/military https://militaryfinancialadvisors.org https://militarymoneymanual.com/UMC3 Stop second-guessing and start implementing your financial plan today. Book your one-hour military money mentor session today and walk away with a clear roadmap to your goals. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Raising money for your startup isn't just about pitching but navigating egos, timing, and a flood of contradictory feedback. Why do some founders win over early believers who open every door, while others get stuck in endless “soft nos”? And how do you avoid twisting yourself into a pretzel trying to please every investor you meet?In this episode, Yaniv Bernstein and Chris Saad dive into the gritty, unfiltered reality of early-stage fundraising. Yaniv shares six fresh, hard-earned lessons from raising a pre-seed round for his own startup, Violet. These are insights you rarely hear outside closed-door founder circles.In this episode, you will:Learn why your pitch deck should be treated like a product—and why rapid iteration matters more than perfection.Discover how to find and leverage early believers who can champion your raise.Understand why you can't (and shouldn't) try to please every investor.Recognize that rejections will never stop stinging—and how to keep going anyway.Decode why some investors say they can't invest and what that really means.Get strategies for overcoming the embarrassment of asking for money, especially from people you know.Hear how macro trends like the IPO drought ripple down to impact early-stage funding.Whether you're a first-time founder or a seasoned operator gearing up for another raise, this episode will give you a candid, practical roadmap for navigating the messy art of securing early capital.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

New season. New episodes. New music!Over the seasons, I've had some interesting conversations with my guests, both on and off the air. To bring you more of TSP, both from in front and behind the mic, I am challenging myself creatively by personally penning some of my top episodes and flipping them into songs. That's right, Loves. The SpeakHer Podcast is getting a soundtrack - one song at a time.Be sure to subscribe and lock in to the notifications and stay in the loop. Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

James breaks down this week's market moves, earnings buzz, and what could happen if inflation data looks good and the Fed starts flirting with rate cuts. He reveals his firm's proprietary “ideal” allocation for long-term investors and then wades into a full-blown LinkedIn throwdown with a CFP who's trying to talk TSP investors out of the C Fund...aka the S&P 500.

Yes, Loves!... I am beyond excited to release the new theme song for The SpeakHer Podcast written by yours truly. I've always had a love for music and decided to test the waters and dust off my pen game. I has been yearsssss since I have written anything. More tracks are on the way. Thank you for always supporting TSP and I cannot wait to continue conversations on topics and issues impacting the community and the culture as we are now over 10K downloads strong and counting!Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

New season. New episodes. New music!Over the seasons, I've had some interesting conversations with my guests, both on and off the air. To bring you more of TSP, both from in front and behind the mic, I am challenging myself creatively by personally penning some of my top episodes and flipping them into songs. That's right, Loves. The SpeakHer Podcast is getting a soundtrack - one song at a time.Be sure to subscribe and lock in to the notifications and stay in the loop. Support the showFB @thespeakherpodcast | IG @camille.essick | camilleessick.com YT: CamilleEssick "Where Innovators & Creators Connect".**I do not own the rights to this music.**

In violation of long-standing internet norms like robots.txt, Cloudflare caught Perplexity AI scraping content from websites that had explicitly opted out. The situation begs the question: what happens when AI startups prioritize growth over digital consent?Listen as Chris and Yaniv discuss the repercussions of Cloudflare's "honeypot" traps. They also dig into Wikipedia's launch of a fast-track deletion policy to counter the overwhelming number of low-effort, AI-generated articles, and consider whether Amazon's AWS is falling behind cloud rivals like Google, Microsoft, and Oracle.In this episode, you will:Understand why Cloudflare accused Perplexity AI of ignoring internet normsLearn how robots.txt and internet trust are being undermined by AI crawlersExplore whether “move fast and break things” still applies in the AI eraDiscover how Wikipedia is fighting back against a flood of AI-generated slopDebate the moral vs. legal boundaries of disruptive startup behaviorHear why AWS may be falling behind Google, Microsoft, and even OracleExamine what makes a wartime vs. peacetime CEO in the AI cloud raceConsider whether AI is eating its own tail by destroying its data sourcesThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Returning to federal service? Your prior years still count—if you didn't take a refund, you keep that service credited.”

Today on the Federal Drive with Terry Gerton Thirty-five years after the ADA became law, how far have we come—and how far do we still need to go? Why disability and veteran protections are once again in the spotlight, and what that means for contractors How the TSP funds are faring in this period of market volatility, and what investors are doing with their moneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The first six months of 2025 were challenging for TSP investors. The least popular funds outperformed their counterparts. Stock funds declined in the first quarter and then rebounded strongly in the second. Here to help make sense of those market moves is certified financial planner, Art Stein.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Wondering how to unlock premium travel perks and avoid annual fees while serving on Active Duty, the Guard, Reserves? Or maybe you're a military spouse and curious if you qualify for the same protections and waivers? This episode dives deep into the ins and outs of MLA and SCRA protections, credit card strategies, and maximizing those free hotel nights and points. Links & Resources Mentioned: Spencer's article explaining MLA Database MLA Database Lookup SCRA Request Page – Amex Mentorship with Spencer & Jamie For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

What if your federal pension is small and you're not relying on it—should you still elect survivor benefits? In this episode, John and Tommy respond to a listener's detailed YouTube question about pensions, TSP, and survivor benefits when service time is short and other retirement savings are strong. They break down the real value of keeping survivor benefits, even when your pension isn't your main income stream. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn Federal Employees - DO NOT Decline Survivor Benefits! 

Welcome to Episode 326 of the Total Saints Podcast – your home for all things Southampton FC!We're officially back for the 2025/26 season — and there's plenty to get into ahead of Saturday's big opener at St Mary's.Joining host Martin Starke this week are Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and George Rees-Julian (Daily Echo), as we cover all the latest.On this week's pod:A full Wrexham preview with Tim from Fearless in Devotion — what should we expect from the Championship newcomers?Review of the pre-season match against Brighton — what did we learn, who's missing, and who must start?Injury updates on Downes, THB, Smallbone, and Brereton Diaz — and what it means for selectionA special feature with the Saints Foundation, highlighting how you can get involved this seasonSeason predictions — where will Saints finish and who are the biggest threats.Plus:A look at the club's squad depth and formation shiftsReaction to Jan Bednarek's Champions League moveAn update on Saints Women, now competing in a reshaped pyramid under new manager Simon ParkerDrop your 1st–6th Championship predictions in the YouTube comments or on X — we'll read out a few next week!Don't forget: we're giving away Saints merch every matchday this season — just follow us on socials for details!You can also support the podcast on Patreon and get:Ad-free episodesAccess to the Prediction League & FPLWhatsApp group chatExclusive merch and more!⚠️ Use code TSP2025 to get 25% off your first month or year — offer ends August 31st:

In the startup world, speed is everything.  But too many founders confuse busyness with velocity, mistaking frantic activity for real momentum.In this episode, Chris and Yaniv are joined by Keith Lucas, former product and engineering leader at Roblox, to unpack what speed actually means—and how to build it into your startup from day one.They explore why alignment, culture, and cadence matter more than hustle, and how Keith's “Inspire, Align, Amplify” framework can unlock lasting execution velocity.In this episode, you will:Understand why "busyness" is a dangerous red herring that kills real progressLearn how to define speed as strategic value delivered to users, not activityExplore how culture acts as the "fat tires" that enable rapid startup momentumApply Keith's "Inspire, Align, Amplify" framework to build cohesive, fast-moving teamsIdentify common founder traps, from toxic niceness to decision paralysisDesign company values that actually shape behaviorDiscover why realized culture drives execution speedThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Federal employees saw their retirements account grow across 14 of 16 funds in the Thrift Savings Plan in July. But the rate of growth for most of the funds was under 1% as compared to June. New data from TSP shows only the S and C funds increased month over month by more than 1%. Only two of the funds, F and I, ended up lower in July than in June, but again only by less than 1%. For the year, every fund is showing positive returns with the I fund leading the way with a return of almost 17%. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Round 81 of the Tactical Transition Tips on the Transition Drill Podcast, for military veterans, law enforcement officers, firefighters, EMS professionals, and all first responders, the day will come when the job ends. Whether that's next year or decades from now, your financial readiness will play a major role in how confidently you step into life after service. Transition is not just about resumes and interviews. It's about control. And control starts with your money.In this episode we break down practical financial strategies for every phase of the journey. From understanding your benefits and eliminating debt to building credit and investing early, these tips are tailored for those still serving but ready to plan ahead. This isn't theory. These are tools. Designed for soldiers, sailors, airmen, Marines, police, and firefighters alike, each tip helps you lead stronger today while preparing for the moment your next mission begins.• Close Range Group (0–12 months to transition): Know Your BenefitsLearn the exact steps to secure VA disability, healthcare coverage, pension accuracy, and TSP rollovers without leaving money on the table.• Medium Range Group (about 5 years out): Eliminate Debt and Build CreditDitch the stress. Smart debt reduction and credit-building today create long-term leverage and help you lead more clearly in the present.• Long Range Group (transition 10+ years away): Sacrifice Today for Tomorrow MoneyInvesting early, spending wisely, and creating passive income now positions you for future transition freedom without sacrificing your current trajectory.The best podcast for military veterans, police officers, firefighters, and first responders preparing for veteran transition and life after service. Helping you plan and implement strategies to prepare for your transition into civilian life.Get additional resources and join our newsletter via the link in the show notes.CONNECT WITH THE PODCAST:IG: WEBSITE: LinkedIn: SIGN-UP FOR THE NEWSLETTER:QUESTIONS OR COMMENTS:SPONSORS:Brothers & Arms USAGet 20% off your purchaseLink: https://brothersandarms.comPromo Code: Transition20Trident CoffeeGet 15% off your purchaseLink: https://tridentcoffee.comPromo Code: TDP15GRND CollectiveGet 15% off your purchaseLink: https://thegrndcollective.com/Promo Code: TRANSITION15

Is GitHub Spark the future of AI software building? Startups looking to use “vibe coding” often face janky tools and broken promises. Microsoft's latest IDE, however, has serious potential to be the industry breakthrough that addresses the agonizing issues developers face.In this episode, Chris Saad and Yaniv Bernstein unpack Microsoft's latest attempt to win back developer mindshare with the launch of GitHub Spark, a cloud-based, AI-enhanced IDE. They debate whether Spark is an MVP for building micro-apps or a Trojan horse for a more ambitious plan to dominate developer workflows.Plus, the hosts dive into Trump's executive order on “woke AI,” Coinbase's bold relaunch of Base as a social platform, and YouTube's machine-learning age verification for teens.In this episode, you will:Explore what GitHub Spark is and why it matters for the future of AI-powered software developmentUnderstand Microsoft's positioning strategy and why it might be hiding bigger ambitionsCompare Spark to tools like Cursor, Claude Code, and WindsurfLearn how Trump's executive order frames “neutral AI” and why it's likely political theaterAssess whether Coinbase's “Base App” is crypto's answer to YouTube and TwitterDiscover the implications of YouTube's new AI-based teen detection systemDebate the real risks and rewards of AI regulation and social media safetyThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Suzie and Michael Ruhs, the entrepreneurial couple behind TailHand, are back to fill us in on what they have been doing since their first TSP appearance all the way back on Ep. 212. We enjoy another great entrepreneurial discussion and discover what it takes to persevere in business and what's next for the company. The Truck Show Podcast is produced in partnership with AMSOIL, Kershaw Knives, UEM Pistons, and OVR Mag.

Remember when you were spooked by April's market dip? Spencer and Jamie unpack how to discuss your feelings of panic this past April, stay calm, stick to your investing philosophy, and make smart moves post-crisis. Key Takeaways: The S&P 500 dropped 19%, sparking fear, but headlines thrive on panic. Debriefing your emotional response helps clarify your strategy. Automate contributions to reduce emotional decision-making. Now's the time to create or revise your personal investing philosophy and asset allocation. You don't actually "lose" money unless you sell your shares when they're down. Long-term success comes from consistency, not reaction. Action Steps: Reflect: How did you feel during the downturn? Write down your investing philosophy. Automate TSP/Roth IRA contributions and delete trading apps. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Are today's market swings making you nervous about your retirement? You're not alone but the good news is, there are steps you can take to feel confident and in control. Tune in and learn how to build a resilient plan with cash reserves & smart spending, avoid common tax mistakes (like getting blindsided by RMDs), find out how to protect your TSP & investments from market risk, and discover why creating a “boring” plan frees you to enjoy the exciting parts of life. Whether you're approaching retirement or just getting started, this episode is full of actionable tips to help you focus on what you can control - and stop worrying about what you can't. https://zurl.co/z3PQ1

Investigative journalists and True Sunlight Podcast co-hosts  Mandy  Matney and Liz Farrell — and attorney Eric Bland — (reluctantly) discuss the latest (and perhaps most pathetic and reaching) strategy from Dick Harpootlian in his quest to get Alex Murdaugh's murder charge overturned. Cousin Eddie's text messages to Alex! Messages that literally don't help Alex's case one bit.  Also on the show … why is the legacy media helping Russell Laffitte advertise his Palmetto State Bank stock?  Plus listeners are outraged by the 2024 recording of South Carolina assistant attorney general Heather Weiss telling Scott Spivey's family why she “can't” charge Weldon Boyd and Bradley Williams with killing Scott. And they should be!  Mandy, Liz and Eric talk about why the prosecution's reasons for not charging Boyd and Williams are weak, ill-informed and dishonest and why the citizens arrest law in South Carolina would even apply in this case.  ☕ Cups Up! ⚖️ Episode References “New text messages fuel Alex Murdaugh's push for new trial” - Fox News, July 15, 2025

Send us a textBuckle up, aspiring warriors and pipeline survivors – the Ones Ready crew is back with a savage takedown of military myths, featuring Tac P legend Alex Chiapetta, who joined the Air Force at the ripe old age of 27 (gasp!) and somehow didn't shatter like fine china in the pipeline. Spoiler: He crushed it, thanks to mobility stretches, protein overloads, and bedtime at 7:30 PM – because who needs video games when you're building an empire? Alex spills the tea on ditching desk jobs during COVID, dodging Army officer boards like a bad date, and why Tac P's strategic battlefield wizardry hooked him harder than a Hellcat obsession (pro tip: Skip the 28% interest muscle car, kids). From land nav in the woods (no, not that kind) to JTAC brain-melting chaos, he exposes how the pipeline's "easier" rep is total BS – it's all rucking, radios, and refusing to be that washout marching lines at Medina. But here's the real mic-drop: Alex played the long game, stacking VA loans for free rent via house hacks, maxing TSP like a boss, and snagging Air Force Cool certs while you were blowing TDY cash on nonsense. Now he's bailing for Texas McCombs MBA, networking with vets like a pro, and plotting to buy businesses from retiring boomers. Oh, and don't get him started on getting fat post-military – he's aiming for "hot dad" status, not "retired slob." The crew throws in pool training plugs, fat-shaming roasts (RIP Tony's BMI), and why your network is your net worth. If you're grinding the pipeline or plotting your escape, this episode's your no-BS blueprint to level up – or end up checking IDs at the gate. Hell yeah, brother... or nah?Key Takeaways:Age Ain't Nothing But a Pipeline Myth: Alex joined at 27, outlasted cocky 18-year-olds by prioritizing recovery, mobility, and sleep – turns out discipline beats youth every time. Pipeline Real Talk – It's Brutal, Brainy, and Doable: From rucking hell to land nav nightmares and JTAC multi-tasking madness, the Tac P grind builds unbreakable confidence if you shut up and grind. Military Benefits = Wealth Hacks: Stack TSP, snag VA loans for multi-unit houses (live rent-free, idiots), and use Air Force Cool for free certs – Alex turned four years into generational weSupport the showJoin this channel to get access to perks: HEREBuzzsprout Subscription page: HERECollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code: 1Ready ATACLete - Follow the URL (no promo code): ATACLeteCardoMax - Promo Code: ONESREADYDanger Close Apparel - Promo Code: ONESREADYDFND Apparel - Promo Code: ONESREADYHoist - Promo Code: ONESREADYKill Cliff - Pro...