Podcasts about TSP

We're taking you along to see the best of Liechtenstein in just one day. We'll start the sightseeing journey at the Liechtenstein Center, wander through Vaduz's Städtle, walk the cobblestone streets, see the Cathedral of St. Florin, and take in the atmosphere by the Government and Parliament buildings, and iconic Ruhende Frau sculpture by Fernando Botero. If you want to take this exact trip, you can download our 1 day Liechtenstein Itinerary! Highlights from this episode include:Highlights of Liechtenstein Liechtenstein Center Städtle (Vaduz Pedestrian Zone)- including the Cathedral of St. Florin, Government building, Parliament Building, and the Ruhende Frau von Fernando Botero SculptureHop on the City Train in Vaduz Castles of Liechtenstein: Gutenberg Castle & Vaduz castle Our top recommended hotels in Lichtenstein are Giessen Hotel & Coffeehouse, Hotel Schatzmann, or check out other highly rated hotels in LiechtensteinThings to pack while visiting Lichtenstein:Electrical outlet adapterReusable water bottle & water bladderCollapsible Day BackpackPurchase an e-Sim to have cellular data on the goFind a great flight deals to Liechtenstein by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

New benefits are available immediately as of 9/18/25!! Learn how to apply for the  The Platinum Card® from American Express: https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military annual fee waivers: https://militarymoneymanual.com/american-express-military/ Learn how to maximize your military credit card benefits in the Ultimate Military Credit Cards Course: https://militarymoneymanual.com/umc3/ Episode Description Hosts Spencer Reese and Jamie discuss the major refresh of the American Express Platinum card, including a significant annual fee increase to $895 that military service members and spouses don't have to pay thanks to the Military Lending Act (MLA). They break down the extensive new benefits and explain how to maximize value from this popular military credit card. Topics Covered: New Benefits & Credits (2025 Refresh) (AVAILABLE NOW!!!!) $600 Fine Hotels & Resorts credit ($300 semi-annually) $400 Resy restaurant credit ($100 quarterly) $300 Lululemon credit ($75 quarterly) $300 Digital Entertainment credit ($25 monthly) $200 Oura Ring credit (annual) $120 Uber One membership credit (annual) Leading Hotels of the World (LHW) Sterling Status Existing Benefits $200 Uber Cash ($15/month, $35 in December) $209 Clear Plus credit $200 airline fee credit $155 Walmart Plus credit $100 Saks credit ($50 semi-annually) $300 Equinox credit 5X points on flights and prepaid hotels Hilton Gold and Marriott Gold status Global Entry/TSA PreCheck credit Military Lending Act (MLA) Coverage Automatic fee waiver for active duty service members Coverage for military spouses Guard/Reserve on 30+ day orders eligible How to check MLA database before applying: https://militarymoneymanual.com/mla-database/  Welcome Bonus & Value 175,000 Membership Rewards points after $8,000 spend in 6 months Cash value: $1,750-$1,925 Travel partner transfer potential: $3,500+ 25%+ effective cash back rate Resources & Links Mentioned: Ultimate Military Credit Cards Course: militarymoneymanual.com/UMC3 (100% free, 5-day email course) Fine Hotels & Resorts Search: maxfhr.com Points Valuation: points.yeah (travel redemption research) MLA Database: Google "Military Lending Act database" to verify coverage American Express Website: americanexpress.com (for enrollment in benefits) Resy App: Restaurant reservations that trigger the quarterly credit Key Takeaways: Total annual benefits exceed $2,500 in cash value Multiple Amex Platinum cards multiply benefits (spouse can get their own) Must enroll in many benefits through Amex app/website Check quarterly vs. semi-annual vs. annual benefit periods Verify MLA database status BEFORE applying Consider pairing with Chase Sapphire Reserve for maximum value Important Reminders: Only for those who pay off credit cards monthly (no debt) $8,000 minimum spend may be challenging for junior enlisted Benefits require enrollment - don't assume automatic activation Military spouses must be properly listed in DEERS Some benefits (Uber Cash) only work in the U.S. About the Hosts: Spencer - Creator of MilitaryMoneyManual.com and the Ultimate Military Credit Cards course Jamie - Co-host and military finance expert Contact & Social: Website: MilitaryMoneyManual.com Instagram: @militarymoneymanual For questions: Send DM on Instagram Episode Notes: Recording discusses the 2025 refresh of the American Express Platinum card. The hosts emphasize this is only for service members who can responsibly manage credit cards and pay balances in full monthly. They recommend both the Amex Platinum and Chase Sapphire Reserve as the two essential cards for military families who qualify for MLA fee waivers. For detailed analysis and current offers, visit MilitaryMoneyManual.com or search "Amex Platinum Military" for Spencer's comprehensive guides. Military Money Mentor Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Is YouTube quietly becoming the most powerful platform in the world? Announcements made during Made On YouTube 2025 revealed incredibly promising long-term plans, with the media giant seemingly set to dominate video, music, and podcasts with the help of Google's AI.Too many entrepreneurs still see YouTube as ‘just' a video host, missing the bigger picture: it's a global discovery engine and monetization machine. In this episode, Chris and Yaniv break down YouTube's creator ecosystem and what their announcements mean for the future of media services. They also delve into Oracle's unexpected AI rise, Sam Altman's high-pressure interview on AI ethics, and Figma's new AI tools reshaping design.In this episode, you will:Discover how YouTube's latest AI tools could outpace TikTok and Spotify in shorts, podcasts, and musicLearn why Oracle's $100B OpenAI cloud deal and TikTok nationalization play mark a massive comebackUnderstand Sam Altman's tough Tucker Carlson interview and what it reveals about OpenAI's ethics stanceExplore Figma's breakthrough AI features and what they mean for designers and startup teamsSee why “Nothing” phone's $200M AI-first push could disrupt Apple and Google's hardware advantageIdentify key lessons in strategy, timing, and neutrality from Oracle's approach to AI infrastructureApply insights from vibe coding and vibe design tools to accelerate your own startup workflowThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Don't run out of money before you run out of life—build a written retirement income plan you can count on.Large, poorly timed withdrawals and RMD surprises can wreck a portfolio—separate income from growth and let a tax plan, not emotions, drive your decisions.

DIY retirement income often fails not because of market drops—but because emotional selling, poor tax planning, and wrong withdrawal timing silently drain your savings.For many DIY retirees, the fatal five are market corrections, shifting from accumulation to income without a strategy, lack of access to durable income instruments, mismanaged tax implications, and uncertainty about whether their money will last through retirement.

TSP #2200 — Mary Beaver (Adonna of Sol) Time: Today, 5:00 PM Eastern Guest site: adonnaofsol.us (Adonna of Sol) YouTube/Rumble description (paste-ready) Episode #2200 | Live at 5 PM ET Tonight, Rob welcomes Mary Beaver (Adonna of Sol) to explore her family's claimed royal lineage—stretching from Egypt's earliest rulers (Shendjw, Iry-Hor, Ka, Narmer) through Old Kingdom pharaohs (Djoser, Sneferu, Khufu, Khafre), into later dynasties, and then, via Queen Scota, into the High Kings of Ireland & Scotland—culminating in medieval Scotland and early Anglo-American lines. We'll unpack sources, legend vs. history, and how such lineages might be tested today (genetic genealogy, onomastics, documentary chains), plus the esoteric side of bloodlines. We'll also touch on Mary's background and research platform Adonna of Sol, where she speaks on deprogramming, time, and hidden histories Guest links: adonnaofsol.us Chapters 00:00 Intro & disclaimers 05:00 What is the Shemsu-Hor? 15:00 First Dynasty rulers & unification 30:00 Old Kingdom peaks (Djoser–Khufu) 45:00 Scota & Gaythelos: legend or lineage? 1:10:00 High Kings timeline & Scotland bridge 1:30:00 Testing claims: docs, DNA, methods 1:50:00 Audience Q&A Run-of-show / talk beats What the Shemsu-Hor are said to be; where that term shows up in academic vs. esoteric contexts. Early dynastic rulers (Shendjw/Iry-Hor/Ka/Narmer) and unification claims. Old Kingdom highlights (Djoser's Step Pyramid; Sneferu's building spree; Khufu/Khafre). Transmission into Celtic realms via Scota & Gaythelos traditions; medieval sources that circulate this narrative. Scotland bridge (Dunkeld line; Malcolm III, David I, etc.) and the later Washington/Wessington links claimed in some trees. Verification toolkit: documentary chains, surname/place-name continuity, yDNA/mtDNA/auDNA limits, NPEs, endogamy. Esoteric angle: why bloodlines matter to mystery traditions; myth vs. memetics. Audience Q&A. Hashtags #TypicalSkeptic #MaryBeaver #AdonnaOfSol #ShemsuHor #Egyptology #OldKingdom #QueenScota #HighKings #CelticHistory #HiddenHistory #Bloodlines #Genealogy #AncientEgypt #Pharaohs YouTube tags (comma-separated) Mary Beaver, Adonna of Sol, Shemsu-Hor, Narmer, Djoser, Sneferu, Khufu, Khafre, Queen Scota, Gaythelos, High Kings of Ireland, House of Dunkeld, Malcolm III, David I, Washington lineage, Egyptian genealogy, Celtic dynasties, ancient DNA, genealogy methods, deprogramming, hidden history

TSP #2169 – Tony Rathman | Staticom & Spirit Communication

⚠️ Disclaimer The views of the guest and those of Robert Kalil do not necessarily reflect those of the platform we are streaming on. We are not giving medical advice or diagnosing any physical or psychological condition. As with all guests on this show, please use your own discernment. This podcast is for spiritual exploration, education, and entertainment, and is also a space for open thought and conscious dialogue

"Rising tides lift all ships!" MilMoneyCon 2026 dates just released! May 26-28, 2026 in Savannah, GA. See https://milmoneycon.com/register/ The military finance community doesn't have to operate in silos. Through strategic networking and mentorship, veterans and military spouses can accelerate their finance careers while building a supportive ecosystem that lifts everyone up. In this episode, we sit down with Lacey Langford, founder of MilMoneyCon and host of The Milmo Show, to explore how she transformed her frustration with career-building challenges into the premier conference for military financial professionals. Key Topics Covered: Military Background and Career Transition The mentorship gap that veterans face when entering civilian finance careers Why starting from "ground zero" shouldn't be necessary for experienced service members Why She Created MilMoneyCon Identifying duplication of efforts in the military finance space Connecting innovators who didn't know about each other's work Bridging the gap between DOD resources and community awareness Learning curve of event planning without prior experience Target Audience and Conference Value Active duty members considering finance careers post-service Military spouses entering the financial field Seasoned professionals seeking networking and growth opportunities Supporting businesses and organizations serving the military community Entrepreneurship Tips for Military Families PCS-proof career strategies and remote work opportunities Portable skills Leveraging unique military spouse skill sets for online services The reality check: every business owner is in sales and marketing Common Entrepreneurial Pitfalls Underestimating the sales and marketing requirements Creating products without validating market demand Failing to identify what sets you apart from competitors Not understanding the value proposition clearly Resources and Links: MilMoneyCon: milmoneycon.com Lacey's Website: milmo.co The Milmo Show Podcast: Available on all podcast platforms or milmo.co/podcast/ Kate Horrell's Book: KateHorrell.com/books MilMoneyCon: @milmoneycon Lacey's LinkedIn: linkedin.com/in/laceylangford The Milmo Show: @itsmilmo    Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Welcome to Episode 332 of the Total Saints Podcast – your home for all things Southampton Football Club!Plenty to cover this week:Pompey Review – Thirteen years we waited for a league South Coast Derby… and it ended 0–0. Was it a fair result, or a wasted Sunday lunchtime? We look at the performance, the selection choices, and whether this Saints side can really handle the big occasions.Hull City Preview – Attention turns quickly to a tricky trip to Hull. Can Will Still's men put things right and finally find some rhythm in the league?TSP in the Spotlight – From sponsoring both Saints captains (Jack Stephens and Atlanta Primus) to featuring on the St Mary's tifo, the pod has been busy off the pitch. We share the details.Saints Women – A wild 4–4 draw with Crystal Palace keeps Simon Parker's side unbeaten but provides a real test of credentials early in the campaign.Links & Support

Are you truly being persistent with your startup, or just being stubborn? In the new age of AI-powered founders and hyper-fast iteration, many entrepreneurs mistake obstinacy for persistence and end up running out of time, money, and morale.Too often we glorify “hustle” and “grit” without understanding when to adapt, pivot, or quit. The misconception that sheer willpower equals success has caused countless startups to fail, not because the idea was bad, but because the founder couldn't tell when to change course.In this episode, Chris and Yaniv dive deep into Paul Graham's classic essay on the difference between persistence and obstinacy. Drawing from decades of startup experience, they unpack why adaptability, “predatory listening,” and goal-directed experimentation are the true drivers of breakthrough success.They explore the five traits that set persistent founders apart (energy, imagination, resilience, good judgment, and focus) and explain how to build these skills into your daily practice as a founder.In this episode, you will:Discover the critical difference between persistence and obstinacy in startup cultureLearn Paul Graham's “boat rudder vs. boat engine” metaphor and why it matters for foundersIdentify the five traits every successful founder must develop to survive and thriveUnderstand how “predatory listening” and adaptability accelerate learning and reduce riskExplore real-world examples (Stripe, Uber) showing how top founders embody these traitsApply practical strategies to know when to double down, pivot, or quit a failing ideaGain a fresh perspective on why resilience and imagination matter more than raw hustleThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/#Resilience #Startups #Founder #TheStartupPodcast #Mindset

TSP #2193 – Pink Bella Aloha: Galactic Akashic Records, Starseed Activations & 5D Ascension

TSP #2191 – Premonitions, Tarot Readings & Esoteric Knowledge w/ Jim Edward Lucier Jim Edward Lucier is a gifted clairvoyant, Reiki Master Teacher, shaman, and prolific author who has spent more than 35 years exploring the paranormal, esoteric, and occult. He has made over 900 successful premonitions regarding global politics, economics, and disasters — many of which have been publicly documented. Jim is a multi-lineage Reiki Master (Usui, Crystal, Quantum, Rainbow) and has logged more than 10,000 hours of trance channeling over his lifetime. His published work includes two books with Schiffer Publishing distributed in over 35 countries, as well as an e-library of 44 titles on Amazon Kindle, covering subjects from premonitions and psychic phenomena to esoteric history, shamanism, and spiritual mastery. Collectively, his insights and predictions have had the potential to influence billions of dollars in outcomes worldwide. Tonight, Jim joins the Typical Skeptic Podcast for an in-depth discussion of his extraordinary body of work — and he will also be offering live tarot readings for the audience. Amazon Author Page: Jim Edward Lucier on Amazon

With Apple's iPhone Air, iPhone 17 Pro, AirPods Pro 3, and Apple Watch 11 now unveiled, what does this mean for the future of phones and wearable tech? And does the incredible AI of Google Pixel still blow Siri out of the water?In this episode, Chris and Yaniv delve into Apple's newest product lineup and what it reveals about the company's long-term strategy, particularly in the current AI-driven climate. They also discuss both the IPO market heating back up and the recent White House tech dinner, the implications both of these have on the tech industry, and the key takeaways for you as a founder.In this episode, you will:Unpack Apple's biggest announcements, from the ultra-thin iPhone Air to the next iterative iPhone 17Explore the hidden strategy behind AirPods Pro 3's real-time translation and heart-rate monitoring featuresLearn why Apple Watch 11's new health functions could reshape the wearable marketAnalyze why Apple's generative AI gap matters and how it compares with Google's approachUnderstand how the authenticity economy is changing hiring, recruiting, and founder strategyGain insight into the rebounding IPO market and what it signals for startup liquidityThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

The guys jump back on the mics for their 8th season of TSP! They have the most "talking shop" episode to date as they bullshit through multiple topics, catching up from summer break, and ;bring on the one and only Hollywood Sav to discuss his latest projects and gambling talk!Be sure to like, follow, and subscribe for all the latest!

Don and Tom break down the overhyped expectations around recent market returns, referencing Jason Zweig's analysis of 230 years of stock market data. They emphasize that spending and saving habits matter more than chasing 15% returns, and explain why realistic planning using a 3–6% real return assumption over 30-year rolling periods is more prudent. They also tackle questions about RMD strategies from Vanguard IRAs and the TSP's F and G bond funds. The show ends with a tongue-in-cheek breakdown of NFL team valuations—yes, the Raiders rank surprisingly high. 0:04 Welcome, fatuousness defined, and realistic investing begins 0:52 Why you shouldn't expect 15% returns forever—even if you got them 1:52 What Jason Zweig's long-term data reveals about stock returns 2:51 Bogle warned us not to expect high returns—now what? 4:16 Spending and saving: more important than investing performance 5:08 Don's “prepaid gains” analogy for future expectations 7:00 Real market returns since 1793—spoiler: they're not 15% 8:58 Stocks might only beat inflation by 3%—and that's still a win 9:45 Start saving early: waiting until 50 is a losing game 10:18 How to plan with lower expected returns (realistic scenarios) 11:56 Use expected return to guide your savings rate (3% = save 20%) 13:45 “You weren't smart. You were lucky.” Now diversify. 15:31 Tom's wife dreads football season—Don celebrates Chiefs loss 18:42 Listener RMD question: Which ETFs get tapped at Vanguard? 19:29 Bonds are back: fixed income up ~6% this year 20:24 Rebalancing vs. just selling: how to handle RMDs smartly 21:04 Raiders rank #4 in NFL valuations… but why? 24:36 Top NFL team values: Cowboys rule, Cardinals drool 27:27 Arizona sports: low attendance, low valuations 28:59 TSP question: F fund vs. G fund—what to use, when 30:25 Don favors the G fund for simplicity and ballast 31:45 Tom and Don disagree—F fund might return more, but… 32:26 Don's vegetable-spiked coffee and Justin's final TSP allocation 34:13 Listener Barbara has multiple annuities—Don and Tom say, “Yikes” 35:47 Why you probably talked to a salesperson, not a fiduciary 37:04 The free Appella consultation is steak-free and no-pressure Learn more about your ad choices. Visit megaphone.fm/adchoices

TSP #2188 – Andrea Martin | Growing Up Alien: Galactic Updates & Gossip Tonight at 8 PM Eastern, join me on the Typical Skeptic Podcast as I welcome Andrea Martin, the creator of the YouTube channel Growing Up Alien. Andrea has shared since childhood that she has always felt “not of this world,” and her channel dives into her unique journey, cosmic insights, and perspectives on what it truly means to be Growing Up Alien. In this episode, we'll start on YouTube and then continue on Rumble, where Andrea will give us the latest galactic updates and galactic gossip—from starseed wisdom to the currents shaping our multidimensional reality.

TSP #2176 — Nathan Ciszek: The Source Field & the Simulation | Targeting / Reality Hacks, NPCs, Timeline Edits Tonight 9PM ET — TSP #2176: MILAB whistleblower Nathan Ciszek joins me for “The Source Field & the Simulation.” We'll dig into targeting, NPCs, reality edits, soul contracts, timeline manipulation, AI overlays & how to opt-out of engineered loops. Live Q&A! #milab #simulationtheory #targetedindividuals #soularc #timeline #ufo #disclosure Long Description (YouTube/Rumble) About the episode: MILAB whistleblower Nathan Ciszek returns for an advanced decode on targeting—how selected individuals are flagged, profiled, and entrained—and how this connects to a larger simulation framework (Source Field, overlays, NPC constructs, probability rails, and timeline edits). We'll map the playbook (surveillance behavioral nudges engineered synchronicities isolation spiritual fragmentation) and then pivot to exiting the maze: sovereign tech for nervous-system stabilization, energetic hygiene, and reclaiming timeline authority. Hashtags #TypicalSkepticPodcast #NathanCiszek #MILAB #TargetedIndividuals #SimulationTheory #SourceField #Timeline #NPCTheory #UFO #Disclosure Tags (YouTube) Nathan Ciszek, Typical Skeptic Podcast, MILAB, targeted individuals, simulation theory, Source Field, NPCs, timeline manipulation, gangstalking, spiritual warfare, sovereignty ⚠️ Disclaimer The views of the guest and those of Robert Kalil do not necessarily reflect those of the platform we are streaming on. We are not giving medical advice or diagnosing any physical or psychological condition. As with all guests on this show, please use your own discernment. This podcast is for spiritual exploration, education, and entertainment, and is also a space for open thought and conscious dialogue

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits might be the most expensive mistake military families make, GI Bill basics, and all the things to know about college for your military kids. Key Topics: GI Bill Transfer Strategy Why transferring your GI Bill at exactly 6 years of service is important The one-time 4-year service obligation that trips up many service members How to add dependents and redistribute benefits after initial transfer Documentation tips to protect your family's benefits Beyond Equal Distribution Real case study: How strategic planning saved one family $110,000 Why thinking "flexibly" about family resources beats rigid equal splits When to give one child the entire GI Bill and another child all the 529 funds 529 Plans and Military Families State residency confusion solved for military families Qualified expenses include K-12 private school, technology, and more How grandparents can contribute while maximizing tax advantages Why "it's too late to start" thinking costs families money Yellow Ribbon Program Essentials The motorcycle and sidecar analogy that clarifies everything (Yellow Ribbon always goes along with the GI Bill- can't be separate) How "full Yellow Ribbon" schools eliminate out-of-pocket tuition costs Maximizing Benefits for Veterans Why veterans aren't optimizing their benefits like military families do Strategic timing for undergraduate vs. graduate school usage Location arbitrage opportunities with Military Housing Allowance Links mentioned today: Kate's website: katehorrell.com Kate's book: "College Finances for Military Families" (available on https://www.katehorrell.com/books/ or Amazon) Kate's amazing resources include:  Military Family Confidently Prepared Life Binder katehorrell.com/confidently-prepared-life-binder/ Military Separation Checklist katehorrell.com/military-separation-checklist/ Military Retirement Checklist katehorrell.com/military-retirement-checklist/ Kate's LinkedIn linkedin.com/in/katehorrell Kate's Facebook facebook.com/KateHorrellFinanceExpert/ Kate's Instagram: instagram.com/realkatehorrell/ Kate's coaching services and free consultations at katehorrell.com/work-with-kate/ Bottom Line: Stop thinking about education benefits as individual entitlements and start thinking about them as family resources to be strategically deployed. The difference could save your family tens of thousands of dollars.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it's not about whether to take it early or late; it's about how to coordinate Social Security with your pension, TSP, survivor benefits, and taxes. In this episode, Micah and advisor John share real-life client experiences and dive into: The Pros and Cons of Claiming at 62 vs. Waiting Until 70 Survivor benefits and why early decisions matter. How Social Security interacts with your overall retirement cash flow. What pending legislation could mean for your FERS supplement. Practical strategies to avoid common mistakes. Listen now and get the clarity you need to make Social Security a strong part of your retirement plan. https://zurl.co/cmYMV

Welcome to Episode 331 of the Total Saints Podcast – your home for all things Southampton Football Club!Plenty to cover this week:Pompey Preview (Part Two) – The South Coast derby is back! Saints host Portsmouth at St Mary's in the first league meeting since 2012. We're joined by Andy from The P04Cast to get the Pompey perspective, and we share our score predictions ahead of a huge Sunday.Transfer window reaction – Saints finish with a net spend of £62m as Leo Scienza signs on deadline day. Outgoings include James Bree, Charlie Taylor and Will Smallbone. What does it all mean for Will Still's squad, and what now for Sam Edozie and Joe Aribo?Saints Women flying start – A dominant 4–0 win over Ipswich kicks off the new campaign in style under new boss Simon Parker.Links & Support

Pre-seed founders want explosive growth early on, but are you following the wrong playbook too soon? These days strategies, acronyms, and well-intended advice are everywhere, but today's guest argues that the path forward is a simple one: talk to customers, run experiments, and embrace rejection as part of the journey.In this episode, Yaniv Bernstein speaks to guest Ashley Smith (ex-Twilio, Parse, GitLab, GitHub, and now General Partner at Vermilion Cliffs) and unpacks what it really takes for your startup to go from zero to one. Ashley has been at the helm of some of the most successful developer tool companies in the last decade and now invests in the next generation of technical founders. She shares raw insights from the trenches on how to build community, experiment with growth, and keep your startup alive through grit and iteration.In this episode, you will:Learn why investor playbooks can be dangerous for early-stage foundersUnderstand why customer conversations matter more than LinkedIn hot takesDiscover how product and marketing should be treated as one cohesive strategyExplore how companies like Twilio, Parse, and GitLab grew by leaning into community, content, and relentless product shippingSee why hiring generalists and “specialists in experimentation” is the best early-stage moveGain tactical tips on creating authentic founder content in the age of AI slopEmbrace rejection as a natural (and necessary) part of fundraising and early customer acquisitionThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

We took a KLM Business Class Flight from San Diego to Amsterdam and are giving you the inside scoop on our experience. From the check-in process and lounge access at SAN, to the onboard service, seat comfort, in-flight dining, and even how we felt stepping off the plane in Amsterdam we're covering it all. Whether you're planning an international trip or just curious about what it's like to fly KLM's premium cabin on a long-haul route, this episode has everything you need to know.Here's what we cover:Seat setup: window vs middle seats, storage, and lie-flat comfortAmenity kit + perks: champagne, mocktails, noise-canceling headphones, and moreIn-flight dining: from crab salad & truffle pasta to French toast & cheese platesEntertainment & WiFi (or lack of it)Service experience: how KLM stacks up against Singapore Airlines & othersThe iconic ceramic Dutch house souvenir Our overall rating: 7/10 good value, but with some missesCheck out our other airline reviews:American Airlines Domestic Business ClassSingapore Airlines Business ClassSingapore Airlines Premium EconomyCathay Pacific Premium EconomyFind great flight deals by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $10 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

In this essential episode for federal employees, Val dives deep into the biggest retirement planning mistakes and questions he gets asked frequently. sees time From misunderstood TSP strategies to healthcare confusion, this episode is packed with actionable advice to help you make smarter decisions for your financial future. Val tackles questions like: ✅ Should I take a TSP loan or hardship withdrawal to pay off credit card debt? ✅ How do FEHB and Medicare work together—while you're still employed and after retirement? ✅ How can I withdraw from my TSP in retirement without triggering a major tax bill? ✅ What are Val’s thoughts on using the TSP Roth or converting traditional funds to Roth? Whether you're five years from retirement or just starting to think about your financial plan, Val breaks it all down with clarity, and experience. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange: American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization. See omnystudio.com/listener for privacy information.

Don and Tom dismantle the “passive bubble” trope, walk through Morningstar's active/passive scorecard (great one-year anecdotes vs brutal long-run stats), and recap the steady shift of investor dollars toward indexing. A caller tries to drag the show into politics via data independence (BLS/Fed), prompting a level-headed reminder that markets price reality over rhetoric. The TSP's revamped I Fund gets kudos for finally adding emerging markets (with a nudge to pair it with value tilts outside TSP). Two meaty segments cover long-term care: costs, weak benefits on traditional policies, when hybrids can make sense, and why many households effectively self-insure or rely on Medicaid as the backstop. Another caller asks about Die With Zero; verdict: great mindset—if your plan already covers worst-case needs. 0:05 Holiday opener, calls invite, “passive is a bubble?” setup 2:06 Is price discovery “broken” if money flows to index funds? 2:40 Active still >50% of U.S. fund assets; global passive ≈20% AUM 4:22 Morningstar barometer: 42% of active beat in 1-yr… so 58% didn't 6:36 Long-run stats: 3-yr 17.7%, 5-yr 8.2%, 10-yr 2.5%, 15–20-yr ≈~1% of active beat 8:32 Flows: from 1 in 20 dollars passive ('97) to 1 in 2 today; costs matter 10:58 Caller (Sammamish): data independence, politics, rates, inflation risk; market effects vs reality 16:19 Inbox: TSP update—I Fund now includes EM; still thin on value/small tilts 18:32 Why add small/value (incl. intl); performance pops don't change the case 22:26 Caller (LTC): traditional vs hybrid; math on premiums, caps, Medicaid backstop 26:37 Basic quote math: ~$1,900/yr at 60 for ~$150k cap; lump-sum hybrids trade-offs 29:10 Caller (Maya, Los Altos): Die With Zero—great if plan covers tail risks; most retirees can't 34:38 Caller (Americus, GA): Mutual of Omaha pitch; self-insure debate; taxes/deductions misconceptions 38:55 Wrap: how to send questions; where to get advice Learn more about your ad choices. Visit megaphone.fm/adchoices

Google's long-running antitrust case has reached its remedy stage, and the outcome was far lighter than many expected. No breakup, no ban on default search deals, just a few constraints on bundling apps and some required data sharing, but it may not be quite as simple as it seems on the surface.Meanwhile, OpenAI dropped $1.1 billion to acquire Statsig, a product analytics company. What are the details of the deal, and what does it reveal about the future of OpenAI?To top the week off, Y Combinator released its Fall 2025 Request for Startups, and the lineup is surprisingly AI-heavy. Is this really a good indicator of successful startups, or are YC missing the mark with this one? Chris and Yaniv discuss this at length, cutting deeply into why these criteria were chosen, what you should (and shouldn't) listen to, and where founders can looking for investors instead.In this episode, you will:Understand why Google's “light touch” antitrust remedies sent its stock up 8% overnightLearn what OpenAI's Statsig acquisition signals about its long-term strategyExplore why YC's latest startup requests are so heavily AI-focused, and why that's a mistakeCompare today's antitrust rulings with the Microsoft case of the 1990sDiscover how AI may disrupt not just tech, but also government consulting and enterprise softwareGet Yaniv's insider view on why intent-driven marketplaces may be the next frontierThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Ready to plan your federal retirement? In this video, we break down the essential steps to prepare for your transition into retirement, ensuring your financial independence and security. From understanding your federal retirement process to strategizing your Thrift Savings Plan (TSP) withdrawals, we've got you covered.Learn how to verify your service computation dates, estimate your pension and FERS supplemental benefits, and create a smart TSP strategy tailored to your unique needs. We'll also guide you through evaluating survivor benefits and understanding key federal benefits to maximize your retirement income.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time convenient for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn at / benchmark-financial-group-llc orFacebook at / benchmarkfinancialgroupllc Benchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#tsp #benchmarkfinancialgroup #planyourfederalretirement

We're taking you on an unforgettable journey through the Interlaken region of Switzerland, the gateway to the Bernese Oberland. We'll share insider tips to make the most of your Interlaken getaway, recommend the best towns and villages to visit and detail the hikes and experiences we did including toboggan rides, steam locomotives, waterfalls, fondue, glaciers, and more!Download our 4 day Interlaken itinerary to take this exact trip yourself!  Episode Highlights: How to get to Interlaken and the other townsUsing Interlaken as a base Jungfraujoch Adventure Staubbach Falls in Lauterbrunnen Grindelwald First & First Cliff Walk Harder Kulm Viewpoint and panorama restaurant Oeschinensee Lake Gondola, Hike & TobogganWe stayed at: Hotel Lotschberg in Interlaken, but if you are traveling by train we recommend staying closer to the train station at Hotel Interlaken or Royal St. Georges Hotel Interlaken. You can also check out other highly rated hotels in Interlaken, just remember to book early for the most options and best prices!Other Switzerland travel tips and advice: Purchase an E-Sim to have cellular data on the goCheck out our Switzerland Activities & Tours for all activities we recommend and even some that we wanted to do but couldn't get to.Purchase a Swiss Half Fare Card, Swiss Travel Pass/Flex, or Bernese Oberland CardPack a collapsible day backpack, umbrella, and world travel plug adapter  Find a great flight deal to Switzerland with Thrifty Traveler Premium to get flight deals sent straight to your inbox. Use our promo code TSP to get $10 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or future goals Guest: Sam Lewis, CFP®, ChFC®, MQFP Founder of SJL Financial | Delaware Air National Guard | Member of Military Financial Advisors Association Key Topics Covered: Transitioning from active duty to Guard/Reserve service Flexibility in career paths, retraining, and deployment options AGR (Active Guard Reserve) positions and lifestyle benefits Retirement points system and pension planning VA disability eligibility and pay coordination Healthcare options: TRICARE Reserve Select vs. civilian plans GI Bill usage, transfer strategies, and state-level tuition assistance Dual-income household stability and homeownership advantages Civilian employer benefits during military service (e.g., double-dipping, 401k match) State-level Guard benefits: education, emergency relief, childcare subsidies Managing TSP and 401k contributions across military and civilian careers Importance of understanding retention vs. accession standards for reentry Strategic use of military leave and maximizing compensation Resources Mentioned: Sam Lewis's website: https://wecanplanforthat.com LinkedIn: https://www.linkedin.com/in/samlewisfinancial Military Financial Advisors Association (MFAA): https://militaryfinancialadvisors.org Friendly Forces employer benefits directory: https://friendlyforces.org Childcare Aware through NACRA: https://www.childcareaware.org Remember: Your military career doesn't have to end (or begin) with active duty. Guard and Reserve service offers flexibility, financial stability, and continued access to valuable benefits, often with fewer disruptions to family life and career goals.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Welcome to Episode 330 of the Total Saints Podcast – your home for all things Southampton Football Club!Plenty to cover this week:Watford 2–2 Southampton – A dramatic draw remembered for two stunning free-kicks. We look back on Cameron Archer's second goal in as many games, Ryan Manning's Beckham-esque strike, full debuts for Finn Azaz and Mads Roerslev, and the big questions heading into the international break.Norwich 0–3 Southampton (EFL Cup) – Saints' best result of the week, with Ryan Fraser, Archer, and Matsuki on the scoresheet. But does the cup form count for much in the league?Transfer window latest – Big exits confirmed for Tyler Dibling (£35m to Everton) and Fernandes (£40m+ to West Ham), while Azaz, Casper Jander and Tom Fellows arrive. We round up the ins, outs, and what could still happen before deadline day.Pompey preview (Part One) – The first South Coast derby in the league since 2012 is nearly here. We size up Saints vs Portsmouth ahead of a huge clash at St Mary's.Links & Support

It seems like startup accelerators are everywhere these days. But what are they? What's the point of them? And most importantly, is it worth having your startup go through one? Based on their own experience with YC and startups, Chris and Yaniv talk you through it all. In this episode, you will:Learn what startup accelerators are and how they work. Discover the primary benefits of going through a startup accelerator.Understand whether applying to a startup accelerator is right for you.Explore the process of choosing an accelerator.Listen to Yaniv's first-hand experience going through the Y Combinator accelerator.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Listener Q&A where Andy talks about: How to account on your tax return for the basis in inherited IRAs ( 7:00 )Is having large Required Minimum Distributions ("RMDs") really a bad thing ( 12:04 )Is there any merit to using a break-even analysis to help decide when to start Social Security ( 15:59 )When does it make sense for someone to consider working with a financial advisor ( 18:14 )Are Roth contribution and conversion rules the same across all of the various types of employer retirement accounts like 401(k)s, 403(b)s, TSP, etc. ( 26:18 )Are there separate five-year holding periods for Roth conversions done in employer retirement plans ( 27:37 )Do in-plan Roth conversions each have their own five-year holding period to waive the 10% early withdrawal penalty ( 30:36 )Can Roth conversions be done before taking any distributions or doing Qualified Charitable Distributions ("QCDs") in the year someone turns RMD age ( 31:49 )If receiving Restricted Stock Units ("RSUs") or deferred compensation in years after you stop working, is that considered earned income eligible for making Roth IRA contributions ( 34:38 )Does taking a really large Health Savings Account ("HSA") distribution make you a higher audit risk in the eyes of the IRS ( 39:19 )Is there a way to invest in broad stock market exposure but without the ongoing dividends such index fund pay out ( 42:27 )Does the progress toward meeting the five-year rule within an employer Roth retirement plan port over to a Roth IRA or other employer Roth plans when doing a rollover, or vice versa ( 46:08 )How to plan and account for an inheritance that a person is rather certain to receive, but the timing of receiving it isn't certain ( 49:43 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Is Apple's dominance in smartphones starting to crack? Google's Pixel 10 launch brought AI-first features, polished hardware, and bold marketing, signaling a new era in the iPhone vs. Android rivalry.For years, the iPhone has been synonymous with polish, hardware quality, and ecosystem lock-in. But with Google's patient, decade-long investment in the Pixel line, coupled with deep AI integration, the balance may be shifting.Today, Chris and Yaniv analyze Pixel 10's hardware updates, AI-powered OS features, and how Google's persistence has brought it head-to-head with Apple. For founders and entrepreneurs, they also offer their unique insight into startups and unpack what you can learn about patience, platform strategy, and design in the middle of a platform shift.In this episode, you will:Understand how Google turned Pixel from a reference device into a competitive product lineExplore why AI-first design is becoming the true battlefield in smartphonesSee how proactive AI (Magic Q, contextual responses, Gemini integration) could reshape user experiencesDiscover why patience and iteration are critical lessons for startup foundersApply insights from platform ecosystems (reference apps, open source, and monetization strategies) to your own businessThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

“Lead a charted retirement course by separating income assets from growth assets for true recession‑proof peace of mind.”You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callChapters 0:00 – Welcome & intro: What does "recession-proof your retirement" really mean?0:46 – Chuck's ocean swimming analogy – being knocked down but getting back up in retirement4:09 – Why retirees must pay attention to recessions and sequence of returns risk6:26 – “Do's vs. Don'ts”: The dangers of pulling from declining assets (doofus vs. gallant)10:01 – Why pulling from a down portfolio compounds losses—30%+ rebound needed11:20 – What you *should* do: Separate income and growth assets for stability12:27 – Avoid volatility in your retirement “paycheck”13:45 – Peace of mind visit: planning your retirement voyage with charts16:13 – How to schedule your consultation: text vs. call details16:57 – Summary: balance growth and stability for a recession-resilient plan18:28 – Mental health tip: when you take a break, really take a break20:04 – Final thoughts: Recessions are inevitable—your response doesn't have to be20:43 – Wrap-up: Thanks for joining — check the resource library belowConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial‑llc

Guest Links:

TSP #2160 – Kerry Cassidy (Project Camelot) | 3I/ATLAS, Anunnaki, & Humanity's Future

Today on the Federal Drive with Terry Gerton Can federal cybersecurity keep up with the quantum threats that are coming? Financial reporting rules boost trust—but small firms still face steep compliance costs FOMO and FOGI are real—but smart TSP investors know how to tune out the noise and stay on trackSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Federal employees navigating their TSP investments in 2025 are facing more than just market volatility—they're caught between the emotional pull of FOMO and FOGI. Fear of missing out urges quick action, while fear of getting in warns of looming crashes. But smart investors learn to tune out the noise, focus on long-term strategy, and let process—not panic—guide their decisions. Here to break down the risks and offers a practical path forward in his latest analysis is wealth advisor with RMG advisors, Thiago Glieger.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we talk about a new energy solution, Trump actually goes fascist for real, the real story as to why people are pissed about Cracker Barrel, the future of AI development and use, a totally unconstitutional EO from Trump & more. Join Me Today to Discuss…. AI Course and TSP 25 Workshop Reminder A not so new, new energy idea, will it work or is it more vapor ware –Video Link – Exowatt Solutions People are not pissed about the Cracker Barrel logo it was just “the final straw” The left seems awfully quiet about Trump doing something that is … Continue reading →

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mutual (formerly AAFMAA - American Armed Forces Mutual Aid Association), to discuss everything military families need to know about life insurance. Topics Covered: SGLI (Servicemembers' Group Life Insurance) Understanding the $500,000 term policy for service members Spouse coverage rider ($100,000) Coverage for Guard and Reserve members What happens to SGLI after military separation Life Insurance Planning Strategies The DIME-L method for calculating coverage needs: Debt Income replacement Mortgage Education Legacy "10x income" rule of thumb Stacking multiple insurance policies for comprehensive coverage Term vs. whole life insurance considerations Armed Forces Mutual Services No war clause or aviation clause coverage Survivor Assistance Services (SAS) program Death claim processing (often under 30 days) Special 501(c)(23) nonprofit status Transition Planning When to apply for life insurance before leaving military service Health considerations and timing Converting from SGLI to civilian coverage Resources Mentioned: Armed Forces Mutual Website: AAFMAA.com Military Survivor Planning Checklist (available with free subscription) Life Insurance Calculators (on AAFMAA website) Career Accession Program (CAP) Loan: $5,000 at 2.5% fixed rate for 60 months Additional Resources: Daniel Kopp, CFP: Wise Stewardship Financial Planning Specialist in military widow/widower financial planning Military to Financial Planner Podcast Military Aid Societies: Army Emergency Relief Society Air Force Aid Society Navy-Marine Corps Relief Society Coast Guard Mutual Assistance Key Takeaways: SGLI is an excellent deal at ~$30/month for $500,000 coverage Many military families need supplemental life insurance beyond SGLI Apply for additional coverage 6-12 months before military separation Update beneficiary designations regularly Armed Forces Mutual provides specialized support for Gold Star families About the Guest: Jerry Quinn served 40 years in the U.S. Army (7 years active duty, 33 years National Guard), retiring as a Field Artillery Officer in June 2025. He now serves as an executive at Armed Forces Mutual, a 146-year-old organization exclusively serving military and veteran families with specialized life insurance products and survivor assistance services. Contact Information: Armed Forces Mutual Website: AAFMAA.com Social Media: LinkedIn, Instagram (@armedforcesmutual) Subscribe for free resources and calculators Hosts: Spencer Jamie For those needing immediate assistance with military survivor benefits and life insurance claims, Armed Forces Mutual's Survivor Assistance Services team provides comprehensive support including VA claims coordination, DFAS benefit reconciliation, and burial assistance guidance. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

What makes a great tech infrastructure startup? And how do the best ones successfully navigate, and stand out from, the overcrowded market?In this episode, Yaniv is joined by Joseph Ruscio, General Partner at Heavybit and former CTO of Vibrato, to unpack the dos and don'ts of tech infrastructure startups, how open source fuels growth, and why AI is changing the way software is built.With over 20 years in system software and a portfolio including LaunchDarkly, Netlify, and PagerDuty, Joe brings a front-row perspective to the future of startup building. The conversation dives into bottom-up growth, developer adoption, and the open source strategies that give founders leverage—and how AI agents are reshaping the role of the software engineer.In this episode, you will:Understand why bottom-up adoption often beats enterprise sales for startup growthLearn how AWS scaled from startups to Fortune 500s—and what founders can copyDiscover the power of open source as a go-to-market strategy (and its pitfalls)See why giving away your product can actually accelerate growth and community adoptionExplore how AI is changing developer workflows and the future role of engineersIdentify the risks of being “too close to your own pain” as a technical founderApply practical guidelines for choosing your startup's tech stack without overthinkingDevGuild Open Source: http://heavybit.com/devguild/open-source The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/  Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/  Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/  Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Are Mini Retirements, Optionality, and Side Hustles Possible in the Military? From seven-month sabbaticals to turning a hobby into a thriving side business, Justin Peters from the FI Minded Podcast shares how dialing back work can supercharge your career, creativity, and financial freedom. Key Points & Topics Part-time work and mini sabbaticals Recognizing burnout and funding a seven-month break Differentiating sabbatical versus mini retirement Logistics: nest egg size, remote options, healthcare planning Optionality and financial independence mindset Dual-track strategy: accumulate wealth and improve life in tandem CoastFi and SlowFi as flavors of the 25x rule Pulling back on work without derailing long-term goals Turning a podcast hobby into a side hustle Initial struggles with audio editing and finding a partner Leveraging serendipity, referrals, and niche communities Advising small business owners: start with five imperfect episodes Intentional time off Avoiding passive downtime—set routines for hobby and health First two-week recovery period, then structured creative blocks Sharing your plan: scripts for family and friends Networking and community building FinCon conference connections Toastmasters for public-speaking confidence and lasting bonds Online FI communities and Facebook groups for accountability Military-friendly breaks Career Intermission Program: up to 36 months and healthcare continuity depending on your branch of service Guard and Reserve options to maintain benefits and part-time earnings Links Mentioned Justin's FI Minded podcast (search on any podcast player) Episode 171: gifting and donations with Spencer Reese Episode 170: living a FI life without a FI bank account Episode 142: Jillian Johnsrud on mini retirements Toastmasters International: https://www.toastmasters.org Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

It’s Monday so let’s examine some current events from a prepper and pragmatic view point. Bitcoin is about to “uncork”, Trump is making peace & trade deals, Fort Worth just ditched DEI, we now have reverse tariffs and more. Join Me Today To Discuss… The AI Course Round Two Goes on Sale on Sept. 8th – preregister The TSP-25 Workshop goes on sale on Sept. 13th at 9:00 AM CST – more info BTC is drying up on the OTC Trading Desks – link Jack Dorsey is dropping a new BTC American Made Mining Chip this Week – link Looking … Continue reading →