Podcasts about TSP

BRIANS WEBSITE - fulldisclosuremovement.orgMATTHEW WEBSITE - rememberyourmission.comSEAN BOND & YSSAH WEBSITE - psionicleague.comJENNY LEE WEBSITE: https://walkinginhumblespirit.jennyssight.net/TSP #1992 – Full Disclosure Now Psychic Roundtable: Activating Intuition Before the ConferenceDESCRIPTION:Join me tonight at 8 PM Eastern for an epic psychic roundtable leading up to the Full Disclosure Now conference (July 15–18, 2025). This all-star lineup includes:Brian Tseng – Founder of FullDisclosureMovement.org, driving the awakening through conscious media and community action.Sean Bond – Multidimensional healer and timeline reader from PsionicLeague.com, helping individuals tap into their soul abilities.Matthew Mournian – Intuitive healer and energy warrior from RememberYourMission.com, returning with multidimensional tarot and soul retrieval insight.Jenny Lee – Clairvoyant psychic and energetic reader bringing deep intuitive downloads from Source. FacebookThis conversation will explore psychic phenomena, collective shifts, and spiritual tools to help you align with your highest path as we prepare for Full Disclosure Now.HASHTAGS:#PsychicRoundtable #FullDisclosureNow #EnergyHealing #MultidimensionalAwakening #SpiritualConference #IntuitionActivation #MatthewMournian #SeanBond #BrianTseng #JennyLeePsychic #TypicalSkepticPodcast #DisclosureMovementTAGS:Full Disclosure Now, psychic roundtable, Brian Tseng, Sean Bond, Matthew Mournian, Jenny Lee psychic, spiritual conference, July 2025 events, timeline healing, soul mission, intuitive insights, lightworker support, ascension toolsDISCLAIMER:The views expressed by the guests are their own and do not necessarily reflect the views of the Typical Skeptic Podcast. This show is for educational, spiritual, and entertainment purposes only.

Are you just trying to survive financially? Or are you on your way to building a lasting legacy? Discover the 7 levels of wealth adapted for military life and learn how to move from paycheck-to-paycheck living to financial freedom and abundance! This isn't about rank or time in service – it's about intention and systems. This episode is inspired by Ramit Sethi's video on the seven levels of wealth, viewed through a unique military money lens. The levels aren't tied to rank or experience; a junior service member could be ahead of a senior one. Everyone starts somewhere, and there's no shame if you're not at the final step yet. The Seven Levels of Wealth (with a military twist): Levels 1-2: Beginner's Mindset Level 1: Survival Level 2: Stability Levels 3-4: The Boring Middle Level 3: Security Level 4: Growth Levels 5-7: The Advanced Phase / Financial Freedom Level 5: Freedom Level 6: Abundance Level 7: Legacy Links mentioned today: Dave Ramsey's The Total Money Makeover YNAB app (military discount) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Welcome to Episode 323 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up on our final episode of the season:Arsenal Review – Saints signed off from the Premier League with a record-breaking 30th defeat of the season. We look back at a 2-1 loss to second-placed Arsenal and ask: where did it all go wrong?Will Still Confirmed – Southampton have a new manager. Will Still watched from the stands as his new side slumped to another defeat. What can we expect from the 32-year-old?Season Reflections – We each pick the moment that summed up the season, talk about where it truly went wrong, and whether Saints have lost their identity.Franny Benali Interview – Club legend Franny shares his thoughts on the season after completing his latest fundraising challenge for Saints Foundation.Academy & Standouts – A look at the U21s' promising campaign and who could step up next season.Prediction League & FPL Winners – Congrats to our champions! Prizes are on the way – DM us if you've won.Join Martin Starke, Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and Alfie House (The Daily Echo) for one last deep dive into a painful but unforgettable campaign.

“Learn to do good; seek justice, correct oppression; bring justice to the fatherless…” - Isaiah 1:17As believers, we're called to defend the powerless and stand up for those who can't stand for themselves. Right now, few places need that more than Lebanon, especially for its girls and young women. Today, Jack Hibbard is with us to share compelling stories of hope—and how you can be a part of this important mission. Jack Hibbard has been a passionate advocate for Heart for Lebanon for many years and previously served on the organization's board of directors.A Hidden Crisis for Girls in LebanonWhile global headlines often focus on Lebanon's war-torn landscape and economic collapse, an even deeper crisis is affecting the most vulnerable: young women and girls. Heart for Lebanon is responding to this crisis with bold, gospel-centered compassion, providing protection from human trafficking, early marriage, child labor, and violence.In refugee and impoverished communities, early marriage, domestic abuse, and forced labor are tragically common. One mother, now divorced with four children, shared how her own 14-year-old daughter was forced into marriage to escape abuse, only to find more of the same. In the midst of this pain, the light of the gospel is breaking through.Through Hope Centers, literacy programs, counseling, and discipleship, Heart for Lebanon offers girls a safe place to learn, heal, and flourish. They're helping young women understand who they are in Christ, not as tools or burdens, but as daughters of the King.One 5th-grade girl, forced to labor after school for just $20 a week, broke down in tears when a staff member shared her worth in Jesus' eyes. She had believed she only existed to serve others. But that day, she gave her life to Christ, choosing to walk in His light, despite the darkness around her.You Can Help Right NowWhen girls discover their God-given dignity and worth, it changes everything. The gospel doesn't just rescue—it prevents trafficking, early marriage, and abuse. It restores what the world has tried to steal.As believers, we have a chance to participate in this redemptive work. Every gift of $114 helps protect three at-risk girls from early marriage, child labor, and violence, while introducing them to the love of Jesus.When we loosen our grip on money, we loosen the grip of money on our hearts. Giving doesn't just bless others—it deepens our trust in God and draws us closer to Him.That's the vision behind our quarterly ministry partnership with organizations like Heart for Lebanon. Together, we're trusting God to help us reach 500 girls and young women in Lebanon with protection and hope.Join us in this life-saving mission. To give:Text FAITH to 98656Visit: FaithFi.com/LebanonEvery gift makes an eternal impact—rescuing girls, restoring dignity, and proclaiming the gospel in one of the world's most challenging places. Let's be faithful stewards together.On Today's Program, Rob Answers Listener Questions:I'm 75 and have two retirement accounts I'm not sure what to do with. One is a TSP from my military retirement with just under $5,000. The other is a New York Life annuity worth about $50,000, but it's only earning 2%. Should I move it into an indexed annuity or keep taking the RMDs as is?My wife passed away just two weeks ago, and I'm overwhelmed. She handled our finances; I haven't paid a bill in 25 years. We tried reaching out to a Certified Kingdom Advisor before she passed, but didn't have much success. I don't have a budget, and honestly, I don't know where to begin. I need help.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Heart for LebanonWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Is Google staging the biggest comeback in tech history? Or are we just getting swept up in the hype?Founders often underestimate just how fast platform shifts change the rules of the game, and Google, Microsoft, and OpenAI are rewriting the rulebook in real time.In this episode, Yaniv Bernstein and Chris Saad break down Google's massive AI showcase at I/O 2025, spotlighting the rollout of Gemini Live, Gmail Smart Replies, and even AI-powered glasses. They also dive into Airbnb's bold strategy to become the “Amazon for services”—and why it could either revolutionize local work or crash hard. Plus, Microsoft, Nvidia, and OpenAI are all shaping the future of how software will be built in the AI era.In this episode, you will:Understand how Google is integrating AI into its entire product ecosystem—from Search to Android to GmailLearn why Gemini Live and Google's “AI Mode” could change how consumers interact with the internetExplore how Google is personalizing AI by tapping into your email, calendar, and DriveEvaluate Airbnb's ambition to become a services marketplace—and the operational challenges aheadSee how OpenAI's Codex, Microsoft's coding agents, and Windsurf's SWE1 model are reshaping software engineeringDiscover Nvidia's clever strategy to absorb chip competition with NVLink FusionDebate whether vibe coding tools or engineer-facing AI agents will define the future of software developmentGoogle's making a comeback. Airbnb's making a bold move. And AI tools are now building AI tools.It's a lot. But we break it down so you know what matters—and what doesn't.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in-demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to www.vanta.com/tsp .Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Welcome to Episode 322 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up this week:Everton Review – After showing some fight against Man City, it was back to the usual script with a lifeless 2-0 defeat at Goodison Park. Did anyone impress? And was Rusk just trying to limit the damage?New Manager Latest – Will Still is reportedly in talks to become the next Saints boss. A 32-year-old Football Manager prodigy with limited experience—what could possibly go wrong?Arsenal Preview – The final game of this dismal season is on Sunday at St Mary's. Will we see the last of KWP, Bednarek, and other key players? Will the new manager be watching from the stands?Join Martin Starke, Steve Grant (SaintsWeb), Alfie House (The Daily Echo), and Martin Sanders as they pick through another uninspired defeat, assess the new manager rumours, and look ahead to one last Premier League match before the drop.And don't forget – 25% off a case of Total Saints Pilsner at Steam Town Brewery – just quote TotalSaintsPod to the staff when you visit.TSP is supported by our loyal TSP Patrons, thanks to everyone supporting the podcast; we couldn't do it without you. If you'd like to support us, head to www.patreon.com/TotalSaintsPodcast.Have you checked out our new TSP merch? Visit shop.totalsaints.co.uk for original designs and podcast gear!We're live on YouTube every Sunday at 7pm. Subscribe to get notifications and catch all our new content.Keep Marching In!www.totalsaints.co.ukProduced by Audio Coast Hosted on Acast. See acast.com/privacy for more information.

Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into practical tips and strategies to help you survive your next Permanent Change of Station (PCS), save money, and maybe even make it an adventure. We cover everything from getting your paperwork in order to leveraging financial benefits and preparing your family for the journey. In this episode, we discuss key strategies for managing your PCS: Getting Organized & Paperwork: The importance of physical binders and electronic backups for documents. Tips for outprocessing checklists and hand-carrying essential items like orders, Power of Attorneys, birth certificates, passports, and social security cards. Keep vital documents separate from movers. Financially Preparing: The crucial need to start saving cash early for unreimbursed expenses. Access to liquid money helps with stress management and avoiding debt. Cutting expenses is the first step to saving. Understanding Financial Benefits: Dislocation Allowance (DLA): An entitlement can be taken as an advance upfront (not a loan). Rates vary by pay grade and dependents (e.g., O-5 w/ dependents $5,339, E-4 w/ dependents $3,400 in 2025).  PCS Pay Advance: Option for up to one month's base pay, interest-free, paid back over 12 months. A tool for necessary situations, better than high-interest loans. Moving Your Stuff (HHG government move vs. PPM): Options include full government shipment (through TMO) or the Personally Procured Move (PPM). A partial PPM is recommended for conus moves to get paid for weight in your car. A full PPM offers significant profit potential by paying you the government's cost (examples mentioned: Jamie's $14,000 profit in 2023, and potential $10,000 profit in 2025). Challenge misinformation about PPM rules by referencing the JTR. Temporary Living Expenses (TLE) & Temporary Living Allowance (TLA): TLE (CONUS to CONUS, CONUS to OCONUS, or OCONUS to CONUS variants): Max $290/day, limited to 21 days, can be split between old and new PDS. Can be used for M&IE even when staying with family/friends. TLA (OCONUS): Up to 60 days upon arrival, 10 days upon departure. Covers lodging plus M&IE. Reference the JTR due to common misinformation. Prioritize minimizing stress over maximizing per diem. Preparing Your Family: Frame the move as an adventure. Acknowledge feelings (sadness, excitement) for everyone. Involve older kids in packing. Remember it's a team effort. Decluttering: Less stuff makes moving easier, especially with PPM. Reduces mental stress. Try methods like the hanger trick, Marie Kondo ("spark joy"), or the "poop test" for toys. Holding a garage sale can generate extra cash. Smart Travel & Leave: Explore circuitous travel or taking leave en route by getting it on your orders. PCS is a prime opportunity to take leave between assignments. Can take leave before departing or upon arrival. Understand BH timing. Inventory & Support: Video and photograph your belongings for inventory in case of loss or damage. You are not alone. Lean on your support network, friends, family, or sponsor for help. Links Mentioned: DFAS website for TLE details  DTMO website for TLA details Joint Travel Regulations (JTR), Your ultimate (source document) guide for entitlements Kate Horrell's PCS checklists Previous Podcast Episode on the $14k PPM Profit Article about Circuitous Travel  Podcast episode about Circuitous Travel Podcast episode about Legacy Planning for Military Families For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Is “buy and hold” really the best strategy for retirement investing? In this podcast episode, Micah and Christian explore why this popular approach might not hold up especially in retirement. They explain how inflation, market downturns, and income needs require a more flexible investment strategy. You'll learn to build a written plan, prepare for volatility, and make better decisions with your TSP and other investments. Tune in to gain practical insights to help you invest confidently throughout retirement. https://zurl.co/NczRn

Can AI really design your home? 800,000+ users have already ditched their architects thanks to Maket, a startup using AI to simplify renovations from floorplans to permits.In this Spotlight episode, Maket founder Patrick Murphy delivers a mock version of the real pitch that secured $2M in funding from top investors including Reid Hoffman's Blitzscaling Ventures. Maket's platform uses generative AI to help homeowners and builders create zoning-compliant floorplans, visualize renovations, and streamline the entire design process—all without needing an architect.We break down what made Maket's pitch so compelling, challenge some of Patrick's assumptions, and unpack the real-world lessons for other founders pitching complex AI products. Along the way, we discuss the difference between simplifying a process and truly disrupting an industry—and why most tools built 'for professionals' fail to scale.In this episode, you will:Learn how Maket is automating architecture using generative AIHear how Patrick convinced VCs with a story-first pitchUnderstand the strategic value of building a proprietary modelExplore the pitfalls of targeting industry incumbents too earlyDiscover how agent-based UIs are replacing SaaS 2.0See why traction and team matter more than early monetizationGet tactical advice on presenting complex ideas to investorsIf you're building in AI, pitching a vertical SaaS product, or just want a front-row seat to a startup reinventing home design—this one's for you.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in-demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to www.vanta.com/tsp .Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie.  First up, Pam, who inherited an IRA from her late mother, wonders whether to cash it out or invest it for the long haul. Then we hear from Laurie, a military spouse navigating what to do with her husband's TSP now that he's out of the service. Should they roll it over? Keep it where it is? And what's the best way for a newly self-employed woman to start saving for retirement on her own terms?

What happens when Apple hints that Google's search dominance may be cracking, triggering a $155 billion wipeout in Alphabet's value?Many still think Google search is untouchable, but a shift in user behavior and a few lines in DOJ testimony may signal otherwise.In this episode, Chris Saad, Yaniv Bernstein, and Amir Shevat explore how Apple's revelation about declining Safari search traffic could mark a turning point for Google, what's really behind Trump's Middle East ‘AI investment tour,' and how YC's latest startup wishlist shows where the next wave of disruption will come from.In this episode, you will:Understand why Apple's testimony may be a warning shot for Google SearchLearn how AI is reshaping the definition—and monetization—of ‘search'Analyze Trump's Saudi tech tour and its real impact on US innovationEvaluate the shift from ad-driven to subscription-based AI business modelsExplore why Y Combinator wants startups to go ‘full stack' instead of selling to incumbentsUnpack the risks of shiny-object AI ideas vs. defensible startup modelsDiscover which overlooked AI sectors still have white space for new foundersFrom Google's search slowdown to Trump's headline-grabbing AI deals and YC's startup roadmap, this episode gives you the strategic insight founders need to navigate tech's shifting landscape.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in-demand compliance frameworks.With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to www.vanta.com/tsp .Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Today on the Federal Drive with Terry Gerton The search for government efficiencies may break promises made to military servicemembers and veterans Essential findings on the HUD OIG's list of priority issues for 2025 So you want to be a TSP millionaire?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There are nearly 147,000 people who have TSP balances greater than one million dollars. Would you like to be one of them? We get some practical advice from federal retiree Abe Grungold of AG Financial Services.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this powerful episode, we sit down with a TSP alum, Shiloh Gray, who went from barely making it through the day to managing markets, getting married, and living in alignment with their body. Through the lens of their deeply personal story, they share what it's really like to live with a chronic illness—and how learning to pace, regulate their nervous system, and receive support changed everything.Whether you're currently navigating chronic fatigue, burnout, or invisible illness—or you support someone who is—this episode is filled with insights, inspiration, and hard-won wisdom about what true healing looks like.In this episode, we explore:What pacing actually looks like (and why it's misunderstood)The role of nervous system regulation in chronic illness recoveryHow small wins (like sitting upright or walking to the mailbox) become life-changingThe emotional reality of living with invisible illnessThe life milestones they never thought were possible—and how they made them happenWhy community and accountability are essential for long-term healingPerfect for listeners who are:Living with ME/CFS, long COVID, or chronic fatigueExperiencing burnout, adrenal issues, or nervous system dysregulationCurious about pacing, nervous system healing, or TSP (The Support Program)Looking for real, hopeful stories of transformation

The military retirement is one of the best benefits in the world... but is it worth the cost in years of your life? Summary: How is military retirement pay calculated Military retirement can be worth at least $1,500,000! Benefits for military retirees Intangible benefits of military service What veterans miss about the military after retirement Links: Enlisted Money @enlistedmoneyguy on Instagram Brandon's blog post- Is Doing 20 Years in the Military Worth it? past episodes w/ Brandon include: ep 96- Enlisted Money Basics ep 128- Continuation Pay ep 143- DCFSA Brandon Lovingier, ChFC®, MQFP®, joined the Army right out of high school and has served over 19 years. He wasn't always good with money, but now his family is debt-free and building wealth. He established Enlisted Money to help enlisted service members avoid his mistakes. He earned his Chartered Financial Consultant – ChFC® designation in 2022 and Military Qualified Financial Planner – MQFP® in 2023. He received The American College of Financial Services NextGen Financial Professional Award for 2024. He's spoken at MilMoneyCon and loves mentoring other service members on their own financial freedom journey. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Welcome to Episode 321 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up this week:Man City Review – Saints avoid embarrassment and even pick up a point against FA Cup finalists Man City. Was it the best performance of the season? Or just City on autopilot?Rúben Dias vs Rusk – Dias slams Saints for not even trying, but Rusk hits back, insisting it was a necessary approach. Who's got it right?Everton Preview – Two games left, and Sunday's trip to Goodison Park is the last away day. Will the Toffees fold under pressure, or is there one last twist to this miserable season?Join Martin Starke, Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and Alfie House (The Daily Echo) as they reflect on a rare positive result, discuss the tension between players and manager, and look ahead to a crunch clash at Goodison.Welcome to new Bobby Stokes Tier Patron Chris Fincher – thanks for the support! And don't forget – 25% off a case of Total Saints Pilsner at Steam Town Brewery – just quote TotalSaintsPod to the staff when you visit.We're back Monday May 19th at 7pm with TSP 322! TSP is supported by our loyal TSP Patrons, thanks to everyone supporting the podcast; we couldn't do it without you. If you'd like to support us, head to www.patreon.com/TotalSaintsPodcast.Have you checked out our new TSP merch? Visit shop.totalsaints.co.uk for original designs and podcast gear!We're live on YouTube every Sunday at 7pm. Subscribe to get notifications and catch all our new content.Keep Marching In!www.totalsaints.co.ukProduced by Audio Coast Hosted on Acast. See acast.com/privacy for more information.

Today I'm joined by Pink Bella Aloha — an intuitive guide tapped into the Galactic Akashic Records. We'll be talking time travel timelines, the strange vanishing of the moon, power outages across Europe, and the concept of a “dead man's switch.” She's sharing her latest energetic insights and galactic downloads. Buckle up, we're heading off-world.DISCLAIMER:The views expressed by the guest are for educational and entertainment purposes only and do not necessarily reflect the views of the Typical Skeptic Podcast. This content is not intended as medical or legal advice. Please use discernment and do your own research.TAGS:Pink Bella Aloha, Akashic Records, Time Travel, Galactic Downloads, Moon Disappearance, Europe Blackout, Starseeds, Ascension, Dead Man's Switch, TSP 1959HASHTAGS:#PinkBellaAloha #AkashicRecords #TimeTravel #GalacticDownloads #MoonVanishing #DeadMansSwitch #StarseedMission #Ascension #TimelineShifts #TypicalSkepticPodcastPinkBellaAlohaTherapyTue, May 6, 9:39 PM (14 hours ago)to meBook a GALACTIC Quantum Akashic Records Session, Packageor Mentorship with PInk Bella:WEBSITE - https://alohapinkbella.weebly.com/EMAIL - alohapinkbella@gmail.comPink Bella Aloha - specializes in:* Deep Dives into Akashic & Galactic Akashic Records for CLARITY / SOUL MISSION & Guidance - Clearing Personal & Ancestral Contracts, Patterns & Karmic Loops* Ascension Wayshower to Prepare Starseeds, Lightworkers & the 144000for 5D New Earth* Higher Self Liaison* Quantum MultiDimensional Healer incl 12-22 Chakras & Meridian Systems* Starseed Origins & Galactic Councils of Light Transmissions* DRAGON Activations & Training* DIVINE GODDESS Codes Activations

Investigative journalists Mandy Matney and Liz Farrell dive into the fight for justice for Scott Spivey, who was killed in a shooting incident in Horry County, SC, after allegedly being chased for nine miles. Scott's sister, Jennifer Spivey Foley, has emerged as a powerful force demanding accountability. Along with attorney Mark ‘The Tiger' Tinsley, Jennifer's lawsuit has unearthed a "treasure trove of evidence" pointing to an allegedly "corrupt and inept investigation by Horry County Police" and a flawed review by SLED and the Attorney General's Office. Jennifer reveals how she discovered crucial audio recordings from evidence collected on the shooter Weldon Boyd's phone, which contradict the official narrative. You'll hear Jennifer's powerful and emotional speech before the Horry County Council, where she outlined the biased investigation, mishandling of evidence (including Scott's body), and challenged officials directly. We also share the chilling audio from Weldon's own phone where he boasts Scott was "terrified" during the chase. The episode explores the political response, including a letter from Horry County lawmakers asking the governor to intervene. We scrutinize State Representative William Bailey's decision not to sign this letter and examine disturbing recorded phone calls where Weldon Boyd discusses a potential "proclamation for bravery" allegedly crafted by his attorney Ken Moss and SC State Rep. Bailey. Bailey denies involvement, but his statements appear contradicted by the evidence. We also dissect the Horry County Police Department's press conference aimed at mitigating backlash. Chief Kris Leonhart's explanation of "improperly labeled videos" is obviously inadequate. More significantly, Chief Leonhart's claim that former Deputy Chief Brandon Strickland had "no action on scene" is directly countered by Strickland's own voice on tape admitting he was "working in the shadows" for Weldon Boyd the night of the shooting.  Lots to cover, so let's dive in...

OpenAI just dropped $3B on vibe coding—should software engineers be worried?And what happens now that Apple's 30% App Store tax just took a major legal hit?In this episode of The Startup Podcast, hosts Chris Saad and Yaniv Bernstein are joined by seasoned founder and investor Hooman Radfar (CEO at Collective, ex-VC at Expa) to unpack three seismic shifts shaping the future of tech startups today.They dive deep into OpenAI's $3B move into vibe coding, the ripple effects of Apple's court-ordered App Store concession, and a sobering update on Silicon Valley's AI talent trends.Watch the full episode here: https://youtu.be/chA3rYD75uIIn this episode, you will:•⁠ ⁠Learn why OpenAI is acquiring AI coding startups—and what that means for developers everywhere•⁠ ⁠Understand how tools like Windsurf and Cursor are changing expectations for startup speed and headcount•⁠ ⁠Discover why SaaS margins and investor sentiment are shifting under the weight of AI-native startups•⁠ ⁠Explore how Apple's legal defeat is reshaping the app ecosystem for founders and product builders•⁠ ⁠Hear first-hand stories about the limits of current LLM coding assistants—and why user trust may be short-lived•⁠ ⁠Unpack the growing platform risk as hyperscalers begin to own entire labor categories, not just infrastructure•⁠ ⁠Debate whether the “two-speed” startup economy (AI-native vs everyone else) is sustainable—or a bubble waiting to popWhether you're an early-stage founder, startup operator, or just trying to make sense of the shifting AI landscape, this episode is packed with hard-earned insights and startup war stories from the frontlines.The Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

You've been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitball for Ron and Veronica in Indiana today on Your Money, Your Wealth® podcast 528. Plus, how can Scott in Illinois bridge the gap from age 55 to retirement income at 57? How should Big Juan in Texas pay for college? Should he convert his TSP to Roth? Can he retire at 55 And finally, Frank and Jane Drebin in Wisconsin are 46 and 47 and wondering if their plan for retirement in 5 years is just a pipe dream. Free financial resources & episode transcript: https://bit.ly/ymyw-528 DOWNLOAD The Retirement Readiness Guide for free WATCH What Happens to Your 401(k) & IRA at Retirement? On YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:13 - Can I Take My Foot Off the Gas on Saving for Retirement? (Ron and Veronica, IN) 09:48 - Watch What Happens to Your 401(k) & IRA at Retirement? On YMYW TV and Download The Retirement Readiness Guide 10:43 - How to Bridge the Gap from Age 55 to Retirement Income at 57? (Scott, IL) 20:04 - How to Fund College? TSP to Roth Conversions? Retirement at 55? (Big Juan, TX) 24:45 - Calculate Your Free Financial Blueprint 25:45 - We're 46 and 47, Is Our Retirement Plan a Pipe Dream? (Frank and Jane Drebin, WI) 32:26 - Next Week on the YMYW Podcast

Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to create a shared vision and discussing what kind of money stories do you want to write together as a couple Jamie's 3 main take-aways: You and your spouse have to talk about money, understand where they're coming from, and their money scripts Your priorities will be different; find a way to get to a shared vision Whatever system you choose, shared goals and a shared vision are MOST important Spencer's main lessons: Discover how money can be a source of collaboration between you and your partner Connect with your partner and use the medium of money to do that Money doesn't have to be a source of stress or strain Other topics we discussed: Communication Dreaming conversations (visionary dreams, not costs at first) Be curious about why your spouse may have negative mindsets about money "I wonder what it would look like if we had a talk about money this week" Working each person's priorities into your budget with whatever system you choose Starting the meeting with appreciation for each other "A budget is a tactical solution to a psychological problem" - Ramit Sethi "A budget's not going to save you, but learning how to connect over money just might!" - Ramit Sethi  Housing, transportation, and food are often the 3 biggest areas military couples often overspend in Links: Money for Couples by Ramit Sethi The Money for Couples podcast Ramit's 10 Money Rules, episode 108 of our podcast Ramit flow chart @militarymoneymanual on instagram YNAB (military discount) Justin Peter's FI Minded podcast Money Scripts podcast episode #82 with Daniel Kopp For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

This week is a loaded episode! Be sure to tap the like, share, and follow button to show us you enjoyed this weeks show! (6:35)Dustin Fincher calls in to provide Donation and Spaghetti Diner Benefit information as his wife, Lindsey Fincher is battling breast cancer. TSP stands behind Dustin, Lindsey, their 5 children, and the entire Fincher Family to support their fight! *Information to help support is provided in the show (10:45) (32:05)We also have a tremendous guest this week and another from a family owned sauce business, Karim Hafez of Soss!Soss, as Karim delicately describes it as "The all in one sauce" or "the sauce that rules them all!" Join us on a journey of not only the inspiration behind the bottle but also the true passion, energy, and culinary science it takes to perfect the "Soss" within it!

Welcome to Episode 320 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up this week:Leicester Review – Just when you think it can't get worse, Saints deliver another limp performance and lose 2-0 to Leicester. From unmarked Vardy goals to more poor substitutions—this was a new low.Rusk Sympathy? – Is it even fair to blame Simon Rusk for this mess? With a squad running on fumes and nothing to play for, what else could he do?Man City Preview – The penultimate home game of the season, and it's against Pep's City. If they turn up, this could be a mauling. Can Saints avoid further embarrassment?Club Sale & SR Questions – Rumours about a sale swirl again. Would Saints fans welcome the end of the Sport Republic era?Join Martin Starke, Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and Alfie House (The Daily Echo) as they dissect another grim defeat, preview the inevitable, and ask what the future could look like.Welcome to new Bobby Stokes tier Patron CasaBago – we really appreciate your support!Grab a Total Saints Pilsner at Steam Town Brewery, where you can still get 25% off a case by quoting “TotalSaintsPod” in person.We're back May 11th at 7pm with TSP 321!TSP is supported by our loyal TSP Patrons, thanks to everyone supporting the podcast; we couldn't do it without you. If you'd like to support us, head to www.patreon.com/TotalSaintsPodcast.Have you checked out our new TSP merch? Visit shop.totalsaints.co.uk for original designs and podcast gear!Don't forget, we're live on YouTube every Sunday at 7pm. Subscribe to get notifications and catch all our new content.Keep Marching In!www.totalsaints.co.ukProduced by Audio Coast Hosted on Acast. See acast.com/privacy for more information.

Think staying profitable means you're on the right track? Think again.Too many founders obsess over budgets and burn—but the real risk isn't running out of cash. It's growing too slowly to matter.In this episode, Yaniv Bernstein is joined by Michiel Boere, CFO of Remote and former CFO of Uber Eats, to demystify startup finance for non-financial founders. Drawing from his experience scaling Uber and managing 50+ audits at Remote, Michiel shares the strategic financial mindset every founder must adopt to succeed.In this episode, you will:Learn why “failing profitably” is often worse than burning cash fastUnderstand unit economics the way a CFO at Uber wouldDiscover the difference between forecasting, planning, and budgeting—and when each mattersAvoid the trap of letting budgets drive bad spending decisionsGet a practical framework for building simple, high-impact financial modelsSee why many founders misuse runway and how to forecast it properlyHear why CFOs should embrace risk at the right stage of growthIf you're a founder who wants to build a high-growth, venture-backable business—and avoid the financial blind spots that kill startups—this episode is essential listening.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in-demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/#StartupFinance #FounderAdvice #RemoteWork #TheStartupPodcast #AIStartup #StartupGrowth #VentureCapital #StartupTips

I'm 70 years old and I want to payoff my mortgage ASAP. Should I use my TSP to pay it off? Have a money question? Email us ⁠here⁠ Subscribe to ⁠Jill on Money LIVE⁠ YouTube: ⁠@jillonmoney⁠ Instagram: ⁠@jillonmoney⁠ Twitter: ⁠@jillonmoney⁠ "Jill on Money" theme music is by Joel Goodman, ⁠www.joelgoodman.com⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Instagram's co-founder, Kevin Systrom, helped define the modern social web—now he's calling out Zuckerberg in court.And are Apple's smart glasses finally catching up to Meta's AI-powered wearables?In this episode, Chris Saad and Yaniv Bernstein react to some of the biggest headlines in tech and startup land. From explosive testimony by Instagram's co-founder to Apple's delayed (but intriguing) entry into foldables and wearables, the hosts unpack what these developments really mean for startup founders and operators.They also dissect Avatar director James Cameron's surprising stance on AI and copyright, challenging how creators should think about inspiration vs. infringement in the age of LLMs.In this episode, you will:Unpack the Instagram founder's claims that Zuckerberg sabotaged his company post-acquisitionExplore what Apple's rumored smart glasses mean for the future of ambient computingEvaluate the practicality of a foldable iPhone and why the form factor still feels nicheHear why founders often regret selling too early—and what you should learn from itLearn how Meta may have outmaneuvered Apple in AI wearablesUnderstand James Cameron's bold perspective on how AI “scraping” compares to human creativityRethink how copyright law might evolve in an era of generative modelsThe Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Unlock the secrets to maximizing your federal pension and retirement income with Benchmark Financial Group. In this comprehensive webinar, we dive into essential strategies for federal employees, exploring your FERS pension, TSP, Social Security, and how to align these benefits for a secure future. Learn about critical retirement milestones, cost-of-living adjustments, survivor benefits, and how to navigate early retirement options. Gain clarity on making informed decisions to achieve financial independence.Benchmark Financial Group offers expertise in federal retirement planning. Our customized analysis helps you create a financial strategy tailored to your unique goals, ensuring a smooth transition into retirement.Whether you're weighing the pros and cons of early retirement, looking to optimize your income streams, or planning for long-term financial security, this video is your guide. Ready to take control of your federal benefits and secure your financial future? Contact Benchmark Financial Group today for personalized assistance and start your journey toward retirement confidence.#tsp #socialsecurity #navigatingretirement #annuity #financialeducation————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits at a time of convenience for the employee. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. As a result, Benchmark helps provide many optional answers to the questions that concern federal employees.Follow Benchmark Financial Group:Website: ⁠⁠⁠⁠⁠https://bfgkc.com/⁠⁠⁠⁠⁠LinkedIn: https://www.linkedin.com/company/benchmark-financial-group-llc/Facebook: https://www.facebook.com/BenchmarkFinancialGroupLLCBenchmark is located at 9300 W. 110th St., ⁠⁠⁠⁠⁠#160⁠⁠⁠⁠⁠, Overland Park, Kansas 66210. You can contact Benchmark Financial Group by visiting the website at ⁠⁠⁠⁠⁠https://bfgkc.com⁠⁠⁠⁠⁠, calling at 913.227.4224, or emailing David at david.raetz@bfgkc.comSecurities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC and CreativeOne Securities are not affiliated companies.

First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question...I am a 54 year old federal law enforcement officer. I plan to retire in June after 33 years of service. My plan was always to transfer my TSP to an IRA so I had more control. I plan to take withdrawals from the TSP/IRA immediately upon retirement. However, I recently read that if I do the transfer, the IRA rules would then apply, and I could not withdraw until age 59 1/2. Is that true? - Sam   https://zurl.co/DCfuA

Our memories—and sometimes our parents'—shape how we invest, often more than logic or data. Don and Tom break down how generational financial trauma, recent market trends, and asset class myths (like gold and U.S.-only investing) skew our thinking. They call out flawed stock picking contests, revisit the real long-term returns on gold versus stocks, and explain why short-term memory leads to bad long-term decisions. Listener questions hit everything from where to park house savings to bond fund risks, rebalancing strategies, and simplifying retirement saving using the TSP. Oh, and yes, the laundry room podcast myth lives on, and the Fyre Festival somehow still smolders in the background. 0:04 Don and Tom settle into the show—studio quirks, mic levels, and inviting questions 0:52 How memory bias—from the Great Depression to dot-com boom—influences investment behavior 2:07 Family stories from the Depression era and why stock picking games teach the wrong lesson 2:54 Why investors wrongly believe growth stocks always beat value—thanks to recent performance 5:20 Myths about market trends: U.S. dominance, buy-the-dip thinking, and time horizon confusion 7:46 Gold mania: Recent price surge vs. long-term returns—spoiler, stocks win 9:58 Long-term perspective: $10k in 1980—Gold vs. Treasuries vs. Global portfolio 10:28 Listener: Where to park house construction funds short-term—ETFs vs. money markets 13:30 Why those new ultra-short ETFs may be a trap 15:17 Listener: Should I buy callable bonds with 6% yields? And what's with PIMCO's “14%”? 17:36 Risks of leveraged bond funds like PDI—why they don't belong in a stable portfolio 19:46 Listener: How often should I rebalance in a 401(k)? 23:12 Listener in Albuquerque: Should I go all-in on the C Fund for simplicity? 25:39 Roth vs. TSP—what matters more: today's tax rate or the future's unknowns? 27:33 Future goals: quarterly travel in retirement and pizza roof update 28:22 Investing in “brands” like Fyre Festival—don't 32:30 $63 offer for the Fyre trademark, and a plug for free fiduciary advice Learn more about your ad choices. Visit megaphone.fm/adchoices

Holding too much cash can be a drag on your gains. You shouldn't have too much of it sitting in your account without a specific purpose. Today you'll learn answers to questions such as: How much is too much? Where should I keep my cash? What should I do today if I have too much cash? Links from today's episode: Erik Baskin at Baskin FP Past podcast episodes with Erik Baskin include episode 72, episode 129, and episode 168. Erik Baskin on LinkedIn The Veteran Finance podcast with Erik Baskin For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Eric Ellis is back with an important message about pending legislation in Congress that will affect our retirement age and our pensions amounts. Eric describes the legislation, and offers concrete steps letter carriers can take to protect ourselves. (Donate to LCPF!) We also talk about those solicitors who claim to be "retirement consultants," or whatever, and are trying to get their hands on your TSP.

On this weeks episode of TSP we open things up by having friend of show and new author, Alex "AD" Davis join the show on the TSP Hotline to discuss his first publication 'Move With Melo', a children's book that honors his latest family dog that passed away from cancer and 5% of all proceeds from the book sales go towards the National Canine Cancer Foundation! We also have a great guest this week as had the pleasure in speaking with Bobby's long time friend and current corporate lawyer, Bre Hitchen! Bre discusses the lawyer life and what exactly she does, the hard work and dedication it took to get where she is at today, the path she took, and the people who inspired her most along the way! All this and MORE on 204!Be sure to like , comment, share, and SUBSCRIBE!Get a copy of Alex Davis's book today: https://davisanddavispublishing.com/

Welcome to Episode 319 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up this week:Fulham Review – Another late collapse costs Saints at least a point. After leading at half-time, another set of poor substitutions and a deflected equaliser sees Saints lose 2-1 at St Mary's.Positives and Concerns – Jack Stephens on the scoresheet, good performances from KWP and Downes, but major questions over the striking options for next season.Leicester City Preview – It's the one we've been waiting for… El Crap-ico! Could Saints pick up their last realistic points of the season before facing Man City, Everton, and Arsenal?Midroll Offer – 25% off a case of Total Saints Pilsner at Steam Town Brewery – just quote “TotalSaintsPod” when you visit!Join Martin Starke, Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and Alfie House (The Daily Echo) as they reflect on another heartbreaking defeat, highlight the few bright sparks, and look ahead to a huge (but not for the right reasons) trip to Leicester.We're back May 4th at 7pm with TSP 320!TSP is supported by our loyal TSP Patrons, thanks to everyone supporting the podcast; we couldn't do it without you. If you'd like to support us, head to www.patreon.com/TotalSaintsPodcast.Have you checked out our new TSP merch? Visit shop.totalsaints.co.uk for original designs and podcast gear!Don't forget, we're live on YouTube every Sunday at 7pm. Subscribe to get notifications and catch all our new content.Keep Marching In!www.totalsaints.co.ukFollow us on X - @TotalSaintsPodLike us on Facebook - facebook.com/TotalSaintsPodFollow us on Instagram & Threads - @TotalSaintsPodCatch our latest clips on TikTok - @totalsaintspodProduced by Audio Coast Hosted on Acast. See acast.com/privacy for more information.

On this episode, Gary Thurman and Bobby Futch discuss the financial habits of the middle class, emphasizing the importance of avoiding common mistakes, understanding the influence of one's environment, and recognizing the energy of money. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Make informed decisions about your retirement plans, even in a bear market. Learn whether to cancel your vacation plans due to stock market concerns and discover how to manage your investments effectively. Explore strategies like layering for early retirement and understand the implications of drawing down your TSP defined contribution plan. Examine rebalancing your taxable brokerage account, including ETFs and mutual funds, and learn the rules for rebalancing your Roth IRA. Fine-tune your Roth IRA allocation for long-term growth, considering factors like pension plans and risk tolerance. Understand investment benchmarks and how to accurately assess your portfolio's performance. Zooming out to view a longer time horizon typically provides more perspective than comparing everything to your own market high watermark. Compare maximizing your Social Security savings for short-term growth and with the benefits of optimizing based on your specific needs and stress points. Evaluate the role of home equity in your retirement planning and its impact on withdrawal strategies. Does equity count? The answer may be both yes and no. Strategize about moving funds from a 457B to a Roth IRA as you approach retirement, and carefully consider the tax implications. It's usually about taxes today vs. taxes tomorrow. Tune in to the Retire Sooner podcast with Wes Moss and Christa DiBiase for essential insights on these and other crucial retirement topics and send us your questions at https://www.yourwealth.com/contact/schedule-appointment/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Huawei has just announced a new AI chip—does this mean tariffs accelerating Chinese innovation? This week, Chris Saad, Yaniv Bernstein, and guest Amir Shevat dig into how the AI trade war and tech monopolies are reshaping the global startup landscape. Plus, on a lighter note: why Sam Altman says politeness in AI prompts is surprisingly expensive.In this episode, you will:Break down how China's Huawei is pushing out a homegrown AI chip — and why US tariffs might be backfiringHear why US arrogance may be accelerating China's rise in AI innovation, not slowing itLearn how tariffs are hurting startups — from hardware costs to startups skipping Delaware altogetherDebate Google's antitrust showdown: are they abusing market power or just defending their turf?Explore why Perplexity AI is fighting for “choice” — and why it's really about distributionConsider whether saying “please” to ChatGPT actually improves responses — and keeps you off the robot hit listLaugh (or cry) as the team wrestles with whether our political system is just “dumb,” or already boiling overThe Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://tsp.show Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurContent Strategist: Carolina Franco https://www.linkedin.com/in/francocarolina/Intro Voice: Jeremiah Owyang https://web-strategist.com/

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland cover a lot of ground in this latest episode, starting with the death of Pope Francis, a religious leader who routinely called for justice and spoke out against hypocrisy. What will the future of the church look like now?  Also on the show, Alex Murdaugh's co-conspirator Russell Laffitte appeared in court last week to finally admit his guilt. Is this the end of the road for the federal cases in the Murdaugh saga, or will there be more charges filed against yet-unknown players?  Plus, three years after Eric Bland and First Circuit Solicitor David Pascoe filed complaints with the South Carolina Judicial Conduct Committee against Judge Carmen Mullen, they finally have an answer from the mysterious and secretive committee: There's nothing to see here. In other words, Judge Mullen will not face any disciplinary action for her role in Alex Murdaugh's theft from the Satterfields. And the CoJ team is fired up about it!  Finally, Mandy, Liz and Eric talk about the disturbing details that are emerging from the Scott Spivey case in Horry County — specifically the calls that one of Scott's shooters made in the aftermath of Scott's killing. This case is about to blow the lid off corruption inside Horry County Police Department, SLED and the South Carolina Attorney General's Office. ⚖️ Cups Up!! ☕ Episode Resources “This is hypocrisy.” - Pope Francis

Which is better, lump sum investing or Dollar Cost Averaging? Bottom line, neither is significantly better, although lump sum investing statistically wins slightly. The more important factor in you building wealth is that you invest consistently for the long-term!  Missing just the 10 best trading days between 2002-2022 would cut your returns by 50%. Don't play games when you know it's impossible to win. Just keep investing! Links from today's episode: Vanguard white paper on lump sum vs. DCA Military Money Manual blog post on this topic How to Time the Market World's Worst Market Timer (only investing at the peak) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Welcome to Episode 318 of the Total Saints Podcast, your home for all things Southampton Football Club!Coming up this week:West Ham Review – A well-earned point in London thanks to a last-gasp equaliser from Lesley Ugochukwu. Saints showed signs of progress—was that Simon Rusk's best game in charge so far?Fulham Preview – Just one more point is needed to avoid breaking Derby's infamous record. Can Saints finally get a home win with Fulham visiting St Mary's on Saturday?The Bigger Picture – Has Rusk done enough to be considered for the full-time job? Can Saints finish the season with some pride and stability at last?Join Martin Starke, Steve Grant (SaintsWeb), Glen de la Cour (League One Minus 10), and George Rees-Julian (The Daily Echo) as they reflect on a surprisingly decent point, discuss standout performers, and look ahead to Fulham.

Is AI making startups easier—or just changing the rules of the game?In a world where execution is cheap and accessible, building a successful startup is more competitive than ever. In this episode, Chris Saad and Yaniv Bernstein unpack the reality of every business having access to the same AI-driven tools, what makes a startup successful in this landscape, and how to quickly adapt in the breakneck pace of business evolution.In this episode, you will:Understand why execution is no longer your moat—and what replaces itLearn how to sharpen your strategic vision and apply “wisdom at speed”Discover why leadership, sales, and hiring matter more than everExplore what it takes to master the human-AI interface—and gain an edgeDesign processes that eliminate bottlenecks and boost iteration speedBuild a defensible moat using data, niche AI models, and brandRealize how team quality becomes your true multiplier in the AI ageThe Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://tsp.show Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurContent Strategist: Carolina Franco https://www.linkedin.com/in/francocarolina/Intro Voice: Jeremiah Owyang https://web-strategist.com/

In this episode of The Startup Podcast, Chris Saad and Yaniv Bernstein react to former Meta executive Sarah Wynn-Williams' jaw-dropping testimony in front of the US Senate Judiciary Committee. She alleges Facebook put profits above all else—including the mental health of young users and even national security.Plus, we discuss the political theater of NVIDIA's $500B commitment to US AI infrastructure, the All-In Podcast's unexpected showdown between billionaires and policy heavyweights, and briefly touching on OpenAI's latest drop: the GPT-4.1 model.In this episode, you will;•⁠ ⁠Discover what the whistleblower claims Meta did to manipulate teen users•⁠ ⁠Understand the China connection and how censorship tools allegedly fit in•⁠ ⁠Hear why the hosts compare Meta's behavior to the tobacco industry•⁠ ⁠Learn how this trial could reshape public and legal perception of Big Tech•⁠ ⁠Analyze whether NVIDIA's $500B “AI in America” move is genuine or political theater•⁠ ⁠Break down Ezra Klein and Larry Summers' takedown of the All-In bros•⁠ ⁠Explore OpenAI's GPT-4.1 model and what it means for the future of software engineering•⁠ ⁠Reflect on whether personal AI agents like ChatGPT are becoming too indispensable to switch away from•⁠ ⁠Learn if AI just a buzzword — or the key to survival in a volatile startup landscapeThe Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://tsp.show Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurContent Strategist: Carolina Franco https://www.linkedin.com/in/francocarolina/Intro Voice: Jeremiah Owyang https://web-strategist.com/

Better every day. That's the goal. Not perfection. What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and easy? Each positive decision you make, each money conversation you have with your spouse is like a good set at the gym. Not every rep is perfect, so you keep working on it. This week, we're talking mindset shifts to help you think of one way you can PRACTICE this week with: Spending intentionally Communication Overcoming exessive frugality & moving on from seasons of aggressive saving Money management is a skill that improves with practice. You'll get better with each rep. Don't expect perfect from you every day (or from your spouse!). What decision today could be one rep?  For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

This week we had the pleasure of getting to sit down with owner and operator of a local and award winning BBQ Sauce company Malcolm Fowlkes from Gator Bait BBQ Sauce LLC. We discuss his inspirations, influences on how it all got started, what it takes to maintain and grow, short term and long term goals, and much more.Get yours today: https://gatorbaitbbqsauce.com/Be sure to go treat yourself with some great tasting sauce, rubs, or even merch! Use code: TSP_2019 at check out for 10% off site wide!

Investigative journalists Mandy Matney and Liz Farrell provide updates on the case of Chris Skinner's suspicious death, Buster Murdaugh's defamation case, Johnnie James' suspicious/not suspicious death and the capital murder charge against Lee Gilley for the death of his pregnant wife Christa Bauer Gilley. [3:37] Hear the latest developments in the tragic and suspicious 2021 drowning death of Chris Skinner, the quadriplegic husband of Myrtle Beach, South Carolina, “Pastor” John-Paul Miller's girlfriend, Suzi. In 2024 — after watching video footage of Skinner's final moments and seeing that it didn't seem like his drowning was an “accident” — Mandy and Liz called on the Myrtle Beach Coroner's Office to reopen its investigation into Skinner's death.  This past week, that second investigation was finally announced publicly.  [18:21] Also on the episode, Buster Murdaugh calls on a federal judge to reconsider his order to split Murdaugh's defamation case against Netflix, Warner Brothers and other defendants. Buster's argument? He'll be presenting evidence to the court proving that he didn't kill Stephen Smith — a gay teenager left for dead on a Hampton County road — including DEPOSITIONS of people who have “personal knowledge” of the events that led to Stephen's death in July 2015. Will Buster end up the hero in bringing justice to the Stephen Smith case?  [33:35] Plus, an update on men's rights fan Lee Gilley, who is accused of killing his wife and unborn baby in Houston, Texas, and lying about it. Why is it taking the state so long to indict him and should we be concerned?  [50:42] Finally, a correction in the Jane Doe No. 1 case against JP Miller and an appeal for information. Let's dive in...