Podcasts about TSP

5 Money Traps Service Members Fall Into (Before It's Too Late!) Hosted by: David Pere Episode Type: Military Finance, Mindset, Real Talk Length: ~21 minutes Watch on YouTube: Watch Now

Is Apple losing its edge in the AI race? And what does it mean for startups when big tech strip-mines entire companies for talent?Many early entrepreneurs believe giant tech firms are unbeatable, but this episode reveals how even industry leaders can stumble—and what founders can learn from their missteps.In this episode, Chris Saad and Yaniv Bernstein discuss the AI Chaos Week that the tech industry just witnessed. From Apple's AI leadership crisis to Intel's shocking admission of defeat in AI chips, they share hard-earned insights on strategy, leadership, and staying competitive in a brutal talent war.In this episode, you will:Learn why Apple's conservative AI strategy is costing it top talent, and what founders can do differentlyDiscover why Intel publicly admitting defeat might actually be brilliant strategy for survivalExplore the brutal Windsurf talent raid and how “acqui-raids” are changing Silicon Valley's startup cultureEvaluate whether AI tools actually slow senior engineers more productiveSee what startup founders can learn from big tech's talent wars when building and retaining teamsDecide if playing it safe (Apple) or betting big (Meta) is the smarter move in fast-changing marketsThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Want help making your cash actually work for you? Schedule a complimentary consultation to tailor a plan that fits your unique financial landscape: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Don't let inflation silently erode your savings—build a tax-smart plan so your cash isn't just sitting there losing value.”

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

Carol and Ken didn't just imagine a life beyond the military- they designed one. In just four years, they transformed from brand-new ensigns with zero TSP contributions into self-made millionaires.  In this episode, we'll unpack the financial strategy, discipline, and teamwork that helped them achieve Lean FIRE (financial independence, retire early) before 30—all while navigating dual military careers and deployments. They get real about: Starting from scratch: Misconceptions about TSP, military pay issues, and their humble financial beginnings Mindset over mechanics: Why a simple strategy, applied consistently, beats fancy budgeting tools Sacrifice and simplicity: Living close to base, biking to work, and even having a 60% savings rate Lean FIRE: How they hit $800k in just four years and what came next Building a values-based lifestyle: From toddler chaos to travel goals and making intentional choices Tools & tactics: How they used Excel, anti-budgets, and communication to streamline finances Carol's book: Raising Your Money-Savvy Family for Next Generation Financial Independence co-authored with her dad, Doug Nordman

In this episode, Brad shares insights from recent dairy science meetings and dives deep into total serum protein (TSP) levels in calves—a key indicator of successful colostrum management and passive transfer of immunity. He reviews data from multiple studies, including work by Dave Casper in Illinois and a Midwest study on beef-on-dairy cross calves. The results show improvements in TSP levels over time, but highlight that a significant number of calves—especially male and crossbred calves—still arrive at calf ranches with low TSP and signs of poor health.Brad also shares findings from University of Minnesota research, including a 20-year dataset from Waseca involving nearly 6,000 Holstein calves, showing correlations between TSP, growth rates, and calf survival. He questions the rigid cutoffs for TSP and emphasizes a more nuanced view based on outcomes like average daily gain and long-term milk production.The episode wraps with details on two upcoming calf care workshops in Minnesota this summer (July 29 in Rochester and August 5 in Eden Valley) where farmers, consultants, and educators can learn about colostrum management, TSP testing, pain mitigation, and more.Calf Care Workshop - Tuesday, July 29, 2025, Rochester, MN Calf Care Workshop - Tuesday, August 5, 2025, Eden Valley, MNQuestions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Linkedin -> The Moos RoomTwitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory 

Can you really build and launch a startup without writing code, or even knowing how to?As AI tools promise lightning-fast product development, many founders still fall into old traps: over-validating, under-executing, or waiting too long for a technical cofounder.In this episode, Chris Saad and Yaniv Bernstein are joined by Eric Simons, founder of StackBlitz and creator of the viral AI app builder Bolt.new. Eric shares how modern tools like Bolt and Cursor are redefining what it means to be a founder, turning product managers, designers, and even marketers into full-stack startup builders.They explore how AI coding agents are changing team composition, cycle times, and what the real founder skillset looks like in 2025.In this episode, you will:Discover why reality-based iteration—not ideas—is the true startup superpowerLearn how AI tools like Bolt give non-technical founders real shots on goalUnderstand the evolving role of the technical cofounder in the AI eraCompare top-down and bottom-up AI workflows (e.g. Bolt vs Cursor)Avoid common pitfalls when prompting AI tools to build production-grade appsExplore how startup team roles are converging—and where creative tension still mattersHear the origin story of Bolt's breakout growth and what made it an overnight success (after 7 years)The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

The number of so-called TSP millionaires is on the rise. As of June, more than 171,000 participants in the Thrift Savings Plan have accounts totaling over $1 million. That's a little over 2% of all TSP accounts across the board. It also means roughly 24,000 more feds have crossed the million-dollar threshold in the last three months. Most TSP millionaires have spent decades investing in their accounts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we ask: Who will you become? Do you or your loved ones have a TSP or Thrift Savings Plan? Who is Amanda Neely? Would you like to hear Episode 113 or Episode 362? What has Amanda learned as an author? What about joy and peace? What did Amanda discover? Do I need...

TSP #2084 – Space Cowboy UFO Research: Rodney Lundrigan & The S.T.A.R. Support Group

Ken Villei of the We Are 1 Podcast, returns to the Typical Skeptic Podcast for a mind-bending exploration of our simulated, shifting reality. Ken is a reality researcher who frequently investigates the Mandela Effect, Simulation Theory, and timeline anomalies. Today, he joins Robert to break down:

Is Silicon Valley building the future or just trying to rule it?From Elon Musk's new political party to retail investors buying fake OpenAI stock, the startup world is getting weirder, faster.In this episode, Chris Saad and Shira Lazar break down a massive week in tech, politics, and startup culture. They unpack Elon Musk's launch of the “America Party,” the legality of Robinhood and SoFi offering access to OpenAI and SpaceX shares, YouTube's crackdown on mass AI content, Sequoia Capital's culture war PR disaster, and the impressive metrics behind Figma's upcoming IPO.In this episode, you will:Learn why Elon Musk is launching a political party—and how it could shake up US politicsUnderstand how Robinhood and SoFi are fractionalizing access to top private companies like SpaceXDiscover the legal and ethical questions behind tokenized startup sharesExplore YouTube's new policy to demonetize “AI slop” and what it means for creatorsHear why a Sequoia partner's tweet has triggered backlash in tech VC circlesReflect on the growing disconnect between Silicon Valley values and social responsibilityWhether you're a startup founder, tech enthusiast, or just trying to make sense of where innovation is heading, this episode is your insider's guide to the stories shaping the future of business.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Question about TSP matching Contributions. If I retire at the end of a month, which happens to be the middle of a pay period, do I still get matching TSP contributions? - Ken   https://zurl.co/19okf

The Social Security Trust Fund is now projected to reach its tipping point in 2033. That means there won't be enough money to pay current and future benefits at today's rates. What might that mean for retiring federal employees as they consider when to draw social security and when to withdraw from their TSP accounts? Principal with Retire Federal, Tammy Flanagan, has some ideas.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on the Federal Drive with Terry Gerton New data on TSP withdrawals and social security sustainability for federal retirees What the 2026 budget proposal for HHS means for national health programs New data from Indeed confirms what many feds are feeling about the job marketSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Submitting your retirement packet early is the smartest way to avoid a delayed first pension check.”

Are you sure your startup should be raising venture capital?Most founders assume VC is the goal—but for many, it's the wrong fuel entirely. In this episode, we bust that myth wide open.Join Yaniv Bernstein and Chris Saad as they sit down with Amir Shevat, General Partner at Darkmode Ventures (ex-Google, Slack, Twitter), to unpack the seven most damaging mistakes founders make when raising early-stage capital. With over 65 investments under his belt and a front-row seat to the inner workings of Silicon Valley, Amir offers a brutally honest, insider view into what separates fundable startups from fundraising disasters.In this episode, you will:Discover why some startups should never raise VC in the first placeLearn how to avoid “dumb money” and pick the right investorsAvoid cap table disasters that scare away future capitalUnderstand the dangers of under- or over-raising and how to size your roundSpot red flags in investor side letters that could poison your futureMaster the art of time-boxing your raise and managing investor timelinesBuild stronger investor relationships—even when they say “no”This is a must-listen for any founder preparing to raise capital—or wondering if they should at all.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/#VC #VentureCapital #StartupFunding #Funding #TheStartupPodcast #SiliconValley #TechStartup

7 SIMPLE Steps That Made Me a Millionaire in the Military Hosted by: David Pere Episode Type: Personal Finance, Wealth Building Length: ~16 minutes Watch on YouTube: 7 SIMPLE Steps That Made Me a Millionaire in the Military

What happens when the internet starts charging AI to crawl its content?And can legacy tools like Figma or Grammarly survive the AI age, or will they be replaced by smarter, faster upstarts?In this episode, Yaniv Bernstein and Chris Saad break down some of the most important shifts in tech and business right now. From Cloudflare's launch of AI pay-per-crawl to Grammarly's bold acquisitions and Figma's high-stakes IPO, this is an unfiltered look at how the AI boom is reshaping product strategy, startup success, and even the global order. Plus, they react to legendary VC Vinod Khosla's explosive predictions about automation, abundance, and the role of China in AI soft power.In this episode, you will:Discover why Cloudflare's 402 status code could transform AI data scraping and web monetizationUnderstand Grammarly's plan to stay relevant with the acquisitions of Superhuman and CodaExplore how Figma's IPO could signal the return of the public tech market—and why it's riskyEvaluate the threat of vibe coding tools to traditional design workflowsHear Vinod Khosla's take on why 80% of jobs could be automated within 5 yearsUnpack how China might use free AI tools to gain soft power and global influenceLearn why a high-risk, high-reward mindset defines the best founders and VCs in Silicon ValleyWhether you're building your first startup or thinking about your AI strategy, this episode offers critical insights from people who've seen these cycles before and know where the puck is heading.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Will your pension, Social Security, and TSP really be enough to maintain your lifestyle in retirement?"

Give someone TSP today!: Wednesday, July 2, 2025Subscribe to get my message delivered daily: https://www.michaelallosso.com/goodmorning.html——————May your morning begin shattering expectations right out of the gate. I hope my message brings a smile to your face. May you gain knowledge, become inspired, or collect a trivial fact that you might use in a contest someday.-------For the past 30 years, I've changed my phone message EVERY SINGLE DAY! It's a daily activity, as automatic as brushing my teeth.​ I actually do 2 unique messages daily: one on my cell phone and one on my landline. The time has come to share them. (Perhaps the time has come to get rid of my landline?

Bonus episode! Target is offering 10% off twice for verified military families! Here's a quick episode were Jamie shares everything you need to know to save big during this limited-time promotion. Whether you're prepping for a move or restocking your household essentials, this discount is an easy win.

Benchmark Financial Group explores essential strategies for federal employees who need to optimize their Thrift Savings Plan (TSP), navigate volatile markets, and make informed decisions about traditional and Roth contributions. You'll also learn about TSP contribution limits for 2025, the differences between G, F, C, S, and I funds, and how to create a strategic retirement income plan tailored to your needs.If you're a federal employee approaching retirement or looking for actionable advice on TSP and retirement income, this video is a must-watch. Ready to take the next step? Contact Benchmark Financial Group for a personalized consultation, and let us help you achieve your financial goals with confidence today.————Since 1987, Benchmark Financial Group, LLC has been committed to helping clients realize their financial independence, especially at retirement. Benchmark works with federal employees to provide a customized analysis of their federal benefits. This customized analysis of federal benefits is prepared by Benchmark professionals who hold a ChFEBC designation. This means we are financial professionals who have completed extensive training to learn and understand federal benefits. Follow Benchmark Financial Group:Website: https://bfgkc.com/LinkedIn: https://www.linkedin.com/company/benchmark-financial-group-llc/ orFacebook: https://www.facebook.com/BenchmarkFinancialGroupLLCBenchmark is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact Benchmark Financial Group by visiting the website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#tsp #benchmarkfinancialgroup #planyourfederalretirement

What do you get when you combine a passion for service, a pivot to medicine, and a mastery of money? In this episode, Army doctor Pritish Sahoo breaks down how he leveraged military programs to fund $700K in education—and built a real estate empire along the way. Topics Covered: Pivot from engineering to medicine Navigating the HPSP (Health Professions Scholarship Program) and USUHS paths Real numbers: military pays, stipends, bonuses, and educational benefits available to military doctors Financial edge of military medicine vs. civilian practice Real estate investing as a service member: lessons, wins, and close calls Using the GI Bill and TSP (Thrift Savings Plan) strategically Building a $5M financial independence goal Advice for young officers and enlisted members starting their wealth journey How mentors and books shaped his approach to money and meaning

What can you really control in your federal retirement? In this episode, Micah and Jamie explore the common challenges federal employees face with retirement planning, TSP, and benefits management. Learn how mismanaging your retirement benefits can lead to financial setbacks and discover the key steps to take control of your future. https://zurl.co/T8p7F

Struggling to get good results from ChatGPT or other AI tools? You're probably prompting it wrong, and you're not alone.Many founders assume AI just knows what you mean. Without the right prompt structure, though, even the most powerful LLMs will fail to deliver.In this episode, Yaniv Bernstein is joined by Jonathan Mast—seasoned entrepreneur, AI educator, and creator of the Perfect Prompt Framework—to break down how anyone, from startup founders to side hustlers, can start using AI more effectively today.They explore the psychology behind prompting, how to build confidence using AI tools, and why embedding structured prompting into your startup can multiply productivity.In this episode, you will:Learn the 4-step Perfect Prompt Framework to get better responses from AIUnderstand why AI often fails, and how it's usually your prompt (not the model)Discover how to overcome "AI FOMO" and start using it without feeling overwhelmedHear why giving AI permission to ask you questions dramatically improves accuracyExplore different LLMs like ChatGPT, Claude, and Gemini, and when to use eachApply AI best practices to real startup workflows, from automation to documentationAvoid common mistakes when building AI-based systems that lack guardrails or versioningWhether you're just starting with AI or want to unlock its full power for your business, this is the valuable conversation every modern founder needs.The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGgGive us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

¿Tienes dinero en un plan de retiro… pero no sabes dónde está invertido?¿Crees que con solo aportar al 401(k), TSP o plan 106 ya estás asegurando tu futuro?En este Medio Pocillo hablamos sobre los planes de retiro más comunes en Puerto Rico y EE.UU.:

Is training AI on copyrighted content stealing, or just learning? A major U.S. court just weighed in, and the verdict could rewrite the rules for startups using generative AI.Too many founders assume "training data" is fair game but that blind spot could cost them billions. In this episode, Yaniv Bernstein and Chris Saad, experienced startup operators and product strategists, dive into a landmark copyright ruling and what it means for anyone building with AI.They also explore why AI voice transcription tools are finally taking off after decades of mediocrity, and react to a deeply unsettling video from tech billionaire Peter Thiel, revealing Silicon Valley's growing influence on politics and democracy.In this episode, you will:Understand why a U.S. court ruled Anthropic's AI training methods as partially legal—and partially notLearn the difference between fair use and piracy when it comes to LLM trainingDiscover why AI voice dictation is suddenly scaling and attracting huge VC fundingExplore the product strategy lesson behind voice tech's decades-long false startUnpack how timing, quality, and market readiness affect product-market fitHear the dark side of Silicon Valley power through a rare Peter Thiel clipChatGPT's takeover plan: https://www.facebook.com/share/r/16S97eepGe/?mibextid=wwXIfrPeter Thiel's philosophy: https://youtu.be/45o8tQMGtvU?si=QrJ48xsAdQS-MxAC&t=264The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

We welcome our first in-studio guest back into the Pod Shed, TSP regular Mike Rice. The guys chat about what adventure rig options exist in the marketplace and Holman works through which new vehicle might replace his beloved Wrangler 392. Holman also catches you up with Five Star Hotline calls and letters from the inbox. The Truck Show Podcast is produced in partnership  AMSOIL, Kershaw Knives, UEM Pistons, and OVR Mag.

In this **bonus** episode of the Org Design Podcast, host Amy Springer welcomes James Davis from The TSP Advisory to discuss the evolving roles and responsibilities within the Technology Services industry. James shares insights on the transformation of Managed Services Providers (MSPs), Systems Integrators (SIs), and Value Added Resellers (VARs) as they adapt to new business models and client needs. He emphasizes the importance of organizational design in navigating growth challenges and optimizing team structures. The conversation highlights the distinct characteristics of each model, the necessity for clear roles and responsibilities, and the financial metrics that guide successful operations. James also addresses common pain points that organizations face during periods of change and the value of a strategic, top-down approach to org design. Listeners will gain valuable perspectives on how to foster a healthy organizational culture by aligning team structures with business objectives, ultimately leading to improved performance and profitability. Tune in for practical advice and thought-provoking discussions on the future of organizational design in the TSP industry. The TSP Advisory https://thetspadvisory.com/ https://www.youtube.com/@UCnUB-fI2ePSlLCwpLaalNUg https://creators.spotify.com/pod/profile/the-tsp-advisory/ https://podcasts.apple.com/au/podcast/tsp-advice/id1804239948 https://www.linkedin.com/company/thetspadvisory/ Functionly https://www.functionly.com/ https://www.linkedin.com/company/functionly/ Org Design Podcast https://www.functionly.com/org-design-podcast https://www.linkedin.com/company/orgdesignpodcast https://open.spotify.com/show/0Xw3bbEISDbSDO5WT8O7bu?si=1b35ee795fa84531 https://podcasts.apple.com/us/podcast/org-design-podcast/id1501527726

“Not all financial advice is created equal — and for federal employees, the wrong advice can cost you thousands.”You don't need to work longer, you just need a better plan.Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:

Many federal employees with long time horizons to retirement automatically put their TSP contributions into an "L" fund. That will mature about the same time as they plan to retire. My next guest says this "set it and forget it" approach can actually cost you purchasing power. Here with more details is Certified Financial Planner Art Stein.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on the Federal Drive with Terry Gerton When disaster strikes, your local congressional office can help If your TSP is in an L fund, do not set it and forget it Some practical suggestions for those looking to make government more efficientSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Don tackles the dangerous myth of “safe” high-yield investments, calling out misleading financial advice around covered call funds and non-traded real estate deals. He takes calls on 529 plans vs. UTMA, long-term care insurance pitfalls, robo-advisors for special needs planning, and a shady pitch for a fixed-indexed annuity disguised as a fiduciary recommendation. He ends with a birthday shoutout and a reminder of why good advice matters. 0:04 Greed and the myth of “safe” investments 1:27 Human desire for more with less risk—prime for exploitation 3:02 The illusion of safety: high-yield savings vs. riskier “alternatives” 3:50 Covered call funds are not safe—Don's own experience 4:42 Non-traded real estate and price illusion 5:22 Financial Flinch Reflex PSA 6:23 How to call the show and why listener questions matter 7:36 529 vs. UTMA for a newborn + Fidelity Zero Fund vs. FSKAX 10:44 529s can convert to Roth IRAs—huge benefit 11:15 Long-term care insurance: costs, limitations, and reality checks 13:57 Hybrid LTC policies: gimmicky, commission-driven 16:34 Premium examples: $5K to $10K/year for minimal coverage 17:53 Funding a disabled daughter's future using Schwab Intelligent Portfolio 19:50 Dollar-cost averaging lump sums? Don says no—invest now 21:12 Don on vacation guilt and cheap travel habits 22:24 529s owned by a trust—yes, and Utah's My529 gets Don's stamp 24:25 More trust pros and Utah's fee/vehicle advantages 25:42 Listener wary of FIA pitch for TSP rollover—Don smells fraud 27:48 The match, the cap, the “no annuity” claim—Don calls B.S. 29:24 How to verify if someone's actually a fiduciary 32:43 Why fixed-indexed annuities dodged SEC regulation 34:05 The real reason they're pushing 70% of your money into an FIA 36:00 Listener calls just to wish Don happy birthday 37:32 Don thanks his audience and reflects on why he keeps doing this Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know even a 0% rating can unlock important benefits for you and your family? Why do so many veterans delay or avoid filing for VA disability compensation? It's not about the money—it's often about identity, pride, and a labyrinth of red tape. Doug Nordman joins Spencer to break the silence and stigma surrounding VA disability claims, while sharing personal stories, tough truths, and practical advice every veteran—and their family—needs to hear.

Welcome to Episode 324 of the Total Saints Podcast, your home for all things Southampton FC!We're back (briefly!) for a one-off summer check-in — and there's plenty to talk about.Alfie shares what it was like interviewing Southampton investor Dragan Šolak for the Daily Echo, and we pick through the big talking points that came out of it: Rasmus and Henrik's roles, the club's financial stance and transfer strategy. If you're interested in reading Alfie's interview, you can find that here - https://www.dailyecho.co.uk/sport/25246799.dragan-solak-interview-southampton-owner-opens-sale-rumours/There's also news of redevelopment plans around the stadium, chat about the current state of the squad (including Ramsdale, Tall Paul, and Sulemana), and a quick look at the transfer rumours swirling around ahead of pre-season.Plus, some quick thoughts on England's Euro campaign — and how we're feeling about Saints' prospects in the Championship this season.TSP is supported by our loyal TSP Patrons, thanks to everyone supporting the podcast; we couldn't do it without you. If you'd like to support us, head to www.patreon.com/TotalSaintsPodcast.Have you checked out our new TSP merch? Visit shop.totalsaints.co.uk for original designs and podcast gear!Keep Marching In!www.totalsaints.co.ukProduced by Audio Coast Hosted on Acast. See acast.com/privacy for more information.

https://rumble.com/v6uu0tv--tsp-2038-sean-bond-et-artifacts-abundance-readings-mexico-missions.html  - This is the link to the Rumble version of this podcast. I highly recommend watching it on Rumble to see the Amazing Artifacts! And Sign up for Rumble Premium when watching one of my videos!!

Your net worth isn't the full picture of your wealth. Financial independence is great, but if your health, relationships, and purpose suffer, are you really wealthy? In this episode, Jamie and Spencer break down The Five Types of Wealth by Sahil Bloom and how to create a life that's truly rich—beyond just the numbers in your bank account. Overview: Financial wealth is only one piece of the puzzle. Sahil Bloom's book introduces the concept that true wealth comes in five forms: time, social, mental, physical, and financial wealth. Jamie and Spencer reflect on their own experiences in the military and beyond, exploring how service members often have hidden riches in some areas—like social and mental wealth—but struggle in others, like financial or physical health. Wealth isn't just about money. The most financially successful people often struggle in health, relationships, and purpose. The goal isn't to maximize one area but to balance all five types of wealth so you can build a truly rich life—one that's deeply fulfilling, not just financially secure. Key Points: The Five Types of Wealth Defined: A breakdown of time, social, mental, physical, and financial wealth—why all five matter. Military Service & Wealth: How military members often have strong mental and social wealth but struggle in financial and physical areas. Time Wealth & How to Own Your Schedule: The importance of time freedom—are your days designed to build the life you want? Social Wealth & Deepening Relationships: How to build lasting friendships, especially after leaving the military. Mental Wealth & Purpose: How defining a personal mission statement can shape a more fulfilling life. Physical Wealth & Health: The long-term impact of fitness, nutrition, and recovery on overall life satisfaction. Financial Wealth & The Enough Life: The danger of chasing an ever-moving financial goal and defining your version of financial sufficiency. Mentioned Resources & Links: Sahil Bloom's book The Five Types of Wealth The quiz on Sahil Bloom's website (for assessing your wealth across all five categories) The Psychology of Money by Morgan Housel Episode 46 about Psychology of Money Personal Finance Club – Jeremy Schneider's simple investing strategies For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.