Podcasts about TSP

We continue with part 2 of this historic 9-day adventure through Egypt exploring the impressive Abu Simbel, and continuing on our Nile River cruise stopping in Kom Ombo Temple, Edfu Temple, and ending in Luxor - a literal open air museum. In Luxor we take you into the most colorfully preserved tombs in the Valley of the Kings, the impressive cliffside Temple of Hatshepsut, take you through the largest Temple of Karnak, and end with seeing the Temple of Luxor, right in the middle of the city, lit up at night. We close the episode with one last spa day at the amazing Hilton Cairo Heliopolis.On this trip we went with Gate, cruised on the Queen of Hansa and in Cairo stayed at ⁠Cairo Marriott Hotel & Omar Khayyam Casino ⁠and ⁠Hilton Cairo Heliopolis.⁠ If those Cairos hotels are booked, check out these other highly rated hotels in Cairo.Check out our recommended Egypt experiences on Viator to visit all the same sites we did on this trip.Find a great flight deal to Cairo by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

Step 2 of the 10-part series on military finance essentials. After setting up your 5% Roth TSP contribution in Step 1, now you need to create your TSP account online and make sure your money is invested in the right fund. Spencer and Jamie explain how to set up your account at tsp.gov, enable two-factor authentication, and allocate contributions to the appropriate L (lifecycle) fund based on your retirement age. What to Do Action Steps: 1. Create TSP Account Go to tsp.gov Create account/login Set up two-factor authentication Verify account is active 2. Check Your Fund Allocation Ensure contributions go to correct L Fund (lifecycle fund) Not the G Fund (too conservative for young investors) 3. Update Allocations Set current balance to appropriate L Fund Set future contributions to same L Fund Example: L 2060 or L 2065 for younger service members Key Information What is an L Fund? Which L Fund Should You Choose? Why Not the G Fund? Blended Retirement System (BRS) Resources TSP Website: tsp.gov MyPay: mypay.dfas.mil (from Step 1) TSP Course: militarymoneymanual.com/tsp   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

We're doing Benali on Tour, please sponsor us if you can! https://saintsfoundation.enthuse.com/pf/total-saints-podcast-x-daily-echoSouthampton produced what might be their best result of the season, beating league leaders Coventry 2-1 away from home to move within three points of the play-off places.In Episode 366 of the Total Saints Podcast, Martin Starke is joined by Glen de la Cour, Alfie House (Daily Echo) and Tom Prentki to break down a huge win at the CBS Arena and what it means for Saints' promotion push.The panel discuss Tonda Eckert's tactical switch to a 4-1-4-1 system, the standout performances from Flynn Downes, Matsuki and Daniel Peretz, and whether this victory finally proves Saints can compete with the Championship's top sides. There's also debate around the team's improved defensive structure, the growing momentum heading into the final stretch of the season, and whether Saints now have the belief to push for the play-offs.Looking ahead, Saints return to St Mary's for two important home fixtures, starting with Norwich City on Wednesday night. With the Canaries in strong form themselves, the panel preview the challenge ahead and give their score predictions.Elsewhere, we round up the latest Southampton news including the FA Cup quarter-final against Arsenal, the latest injury updates, and the ongoing Benali on Tour fundraiser supporting the Saints Foundation.If you enjoy the podcast, don't forget to subscribe, leave a review and consider supporting TSP on Patreon. Hosted on Acast. See acast.com/privacy for more information.

Your TSP withdrawal strategy can affect your retirement income, tax exposure, and overall flexibility in retirement. In this episode, we discuss TSP withdrawal options for federal employees, including monthly payments, lump-sum distributions, rollover strategies, tax considerations, and how your TSP may fit alongside your pension and Social Security.

We take you along a 9-day adventure through Egypt starting with the iconic Pyramids of Giza and Great Sphinx of Giza and then taking to the seas for a 4-day Nile River cruise stopping at ancient temples in Aswan Luxor and Kom Ombo. We bring you to Abu Simbel, colorful tombs in the Valley of the Kings, the newly opened Grand Egyptian Museum throughout this part one of our two-part episode series.On this trip we went with Gate, cruised on the Queen of Hansa and in Cairo stayed at Cairo Marriott Hotel & Omar Khayyam Casino and Hilton Cairo Heliopolis. If those Cairos hotels are booked, check out these other highly rated hotels in Cairo.Check out our recommended Egypt experiences on Viator to visit all the same sites we did on this trip.Find a great flight deal to Cairo by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

Roth conversion timing mistakes can quietly cost federal employees thousands in unnecessary taxes. If you retire with a TSP, 401(k), or traditional IRA, the question isn't whether to consider a Roth conversion—it's when and how much to convert to help avoid unexpected tax bracket increases or Medicare premium adjustments.Schedule your Virtual Peace of Mind Consultation https://calendly.com/charlesdzama/1st-virtual-visit-peace-of-mind-videoask

What if you could set yourself up for financial success in the military with just ONE action that takes 5 minutes? Spencer and Jamie kick off their 10-part "If You Don't Have Time for Anything Else" series with the absolute first thing every military service member needs to do: Start a 5% contribution to your Roth TSP. This bite-sized episode cuts through the confusion and gives you the exact steps to take right now. What to Do Action: Set up 5% Roth TSP contribution Steps: Go to mypay.dfas.mil Click TSP tab Select 5% to Roth TSP Done Time required: 5 minutes Key Information What is TSP? Thrift Savings Plan = military's 401(k) Automatic retirement account from Department of Defense Two types: Roth and Traditional Why 5%? Months 1-24: DoD contributes 1% automatic Month 25+: DoD contributes 5% automatic + matches your 5% (total: 9%) You must contribute 5% to get full match Why Roth? After-tax contributions Tax-free growth Tax-free withdrawals at retirement (age 59½+) Best choice for most military members Auto-Enrollment New members: Often auto-enrolled at 5% Existing members: May be re-enrolled at 5% in January Check MyPay to verify Resources MyPay: mypay.dfas.mil TSP Course: militarymoneymanual.com/tsp Related Episode: Episode 2 of MMM - The Thrift Savings Plan (most popular episode) Book: The Military Money Manual Bottom Line: 5% Roth TSP = free DoD matching money. Takes 5 minutes to set up. Do it now. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

On this episode of TSP we are happy to joined by Chris Sowers of Sowers's Hot Sause! A small family owned business proudly providing only the purist ingredients that are grown from his own garden in the backyard!

Has your hiring process kept up with the industry's AI leaps, or are you still interviewing like it's 2022?Today's AI-driven landscape means the skill gap between a good engineer and a great one widens every day, and the great ones can be difficult to find. But how do you choose – and hire – the best in the business? How do you find those elusive engineers who can skilfully handle multi-agent workflows, ship in hours what used to take weeks, and add an AI-focused competitive edge to your startup?In this episode, Chris Saad and Yaniv Bernstein are joined by Matt Cook, an expert in hiring the best engineers in the business, and co-founder of Scouut – one of Australia's most respected engineering recruiters for early-stage startups. Matt works with pre-seed through to Series C companies and has a front-row seat to how AI is reshaping what ‘great' looks like in engineering, and how founders and hiring teams alike can keep pace.They cover what's fundamentally changed in engineering hiring, what hasn't, and how to build a small, elite team that punches well above its weight.In this episode, you will:Understand why AI is widening the gap between great and average engineersDiscover the three questions to ask any Big Tech candidate to determine if they'll thrive in a startupFind out why much more is expected of ‘senior' engineers, and what that means for foundersHear how the best startups are now testing for AI competency in interviews, not just coding abilityLearn why smaller teams, higher salaries, and generous token budgets are the new arbitrage for attracting elite engineersUnderstand why you should be designing the role for the people you want, and making your AI-forward culture clearly visibleResources mentioned in this episodeScouut (Matt Cook's engineering recruitment firm for early-stage startups): https://scouut.com.au/Matt Cook on LinkedIn: https://www.linkedin.com/in/matthewmarkcook/Loki (Australian startup referenced for their public AI-first hiring stance): https://www.itsloki.com/Solid (lightweight vibe-coding tool mentioned by Chris): https://trysolid.com/The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribeSecure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favorite registrar.This episode of the Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited time offer of US$1,000 off, go to ⁠⁠⁠⁠https://⁠www.vanta.com/tsp⁠⁠⁠⁠⁠Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

We break down the full-day experience at QC NY Spa, luxury wellness retreat of wonder on Governors Island with heated outdoor pools overlooking the Manhattan skyline. This spa is so creatively stimulating, energetically calming, and blissfully relaxing. We cover it all: hydrotherapy circuits, skyline-view saunas, hidden waterbed room, Vichy showers, red light therapy, lavender foot rituals and so much more. You'll walk away with a clear rating on this spa's experiences, food & drink, comfort, atmosphere, and value.To help round out your New York trip we also recommended to stay at IHG Barclays in midtown Manhattan and check out things to do in NYC, and get a good flight deal from Thrifty Traveler Premium (use code TSP to get $20 off!)—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.

Federal employees with a FERS pension have a unique advantage when deciding when to claim Social Security—but choosing the wrong claiming age can significantly affect your lifetime retirement income. Understanding how Social Security timing works with a FERS pension, TSP savings, and other retirement income sources can help federal retirees build a more flexible and sustainable retirement strategy.If you're a federal employee planning retirement, knowing whether to claim Social Security at 62, wait until full retirement age, or delay until age 70 can impact taxes, survivor benefits, and long-term income. In this episode, we break down Social Security claiming strategies for federal employees, how a FERS pension changes the decision, and key retirement planning factors like longevity, spousal benefits, and break-even analysis.

Nick Ferguson is a Permaculture Designer, Ecosystem Engineer, and international consultant with over a decade of professional experience designing resilient properties coast to coast in both the Northern and Southern hemispheres. Certified under Geoff Lawton at the Permaculture Research Institute Australia, Nick transforms land into self sufficient systems using function stacking, regenerative agriculture, and holistic design. Nick is also a long time friend of mine and a go to expert for TSP listeners looking for help with plants, fodder systems, and homestead ecosystem design. Over the years he has worked with landowners around the world helping them design landscapes that … Continue reading →

Retirement planning isn't one decision—it's a series of trade-offs shaped by rules, markets, and real life. In this episode of the Money Matters Podcast, Wes Moss and Christa DiBiase address listener questions and frame timely retirement, tax, and investment topics in a balanced, long-term context designed to inform—not predict—financial outcomes. • Clarify how TSP protections, RMD rules, and post-retirement investment options interact, and compare staying in the TSP versus rolling to a provider when evaluating fees, Roth conversions, and flexibility. • Evaluate UTMA vs. UGMA accounts for children, including tax treatment, ownership control, and potential financial aid implications. • Reassess the 4% withdrawal rule of thumb, consider adjustments if you own your home outright, and apply the 25X framework when estimating retirement income needs. • Analyze high-yield bond ETFs within a diversified allocation by reviewing risk, yield characteristics, and how they differ from traditional bonds. • Examine whether keeping life insurance near retirement aligns with income protection, estate planning, or legacy objectives. • Explore what pursuing the CFP® designation may require and how a financial planning career path can take shape. Retirement strategy is built on thoughtful evaluation, disciplined allocation, and informed decision-making—not guarantees. Listen and subscribe to the Money Matters Podcast for educational retirement planning, investment strategy, and wealth management discussions grounded in long-term perspective.

Retirement planning mistakes federal employees make in their first year — from TSP decisions to FEHB coordination and Social Security timing — can cost decades of peace of mind and financial security. Learn the key retirement mistakes and how to avoid them with strategic planning and benefits coordination.

30+ premium credit cards—including the Amex Platinum and Chase Sapphire Reserve—without paying a single dollar in annual fees? Spencer Reese breaks down exactly how active duty service members, Guard/Reserve on orders, and military spouses can access over $10,000 in annual fee waivers through the Military Lending Act (MLA) and SCRA. Recorded on Veterans Day, this episode is packed with tactical strategies for building wealth while traveling the world in luxury. Summary Spencer Reese joins Ross from Itinerary Boss for a comprehensive breakdown of military credit card benefits. Spencer explains the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA), revealing how active duty members and military spouses can access premium cards like the $895 Amex Platinum with zero annual fees. The conversation covers optimal credit card sequencing, what happens when you transition from active duty to veteran status, how to leverage OCONUS assignments for incredible award travel, hotel status strategies, and Spencer's personal redemption stories including luxury stays in Dubai and business class flights around the world. Spencer also addresses common misconceptions about credit cards, shares tracking tools and automation tips, and explains why most military families are "stepping over dollars to pick up pennies" by not taking advantage of these benefits. Key Topics & Questions Covered Understanding Military Credit Card Benefits The Legal Foundation Eligible Cards & Annual Fee Savings Multiple Cards Strategy Credit Card Sequencing Strategy Building Your Foundation Optimal Application Order Why Order Matters Maximizing Credit Card Benefits Annual Recurring Credits Per Card Stacking Strategy Example International Usage Transitioning from Active Duty to Veteran What Happens to Your Cards Chase Timeline American Express Timeline Downgrade Strategy Travel Redemption Strategies OCONUS Assignment Advantages Spencer's Success Stories Hotel Status Strategy Common Mistakes & Misconceptions Biggest Mistakes Military Families Make Stopping at one card - Missing thousands in benefits Opening Amex Platinum first - Should start with Chase Using wrong card for purchases - Groceries on Platinum instead of Gold Fear of credit cards - Dave Ramsey's influence Not checking MLA database first - Missing automatic waivers Buying too much car - #1 financial mistake Spencer sees Ignoring hotel status cards - Missing upgrade opportunities Dave Ramsey Debate Credit Score Myths Tools & Automation Tracking Apps & Software Card Pointers - Credit optimization MaxRewards - Best card for each purchase Travel Freely - Track card opening dates, 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards Spreadsheet method - Spencer's preferred approach Automation Tips Batching Strategy Hotel & Airline Status Hotel Status Cards Why Hotel Status Matters Hyatt Globalist Priority Resources & Links Mentioned Military Benefits Resources MLA Database - Check your Military Lending Act eligibility SCRA (Servicemembers Civil Relief Act) DOD MWR Libby App - Free ebook/audiobook access to Spencer's book Credit Card Tools Card Pointers - Credit card optimization app MaxRewards - Best card selector Travel Freely - Card tracking for 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards United Travel Bank - Trigger airline credits Key Tactical Takeaways Immediate Actions (This Week) Verify MLA eligibility at mla.dmdc.osd.mil (print PDF for records) Check credit score - Need 720+ for premium cards Open Chase Freedom or Freedom Unlimited if no Chase relationship Set up automatic payments on all existing cards Calculate current annual fee savings if already have cards Short Term (This Month) Apply for Chase Sapphire Reserve or Preferred (check welcome bonuses) Open Amex Green → Start the Amex family progression Verify military status on existing accounts Set up recurring digital entertainment credits Create spreadsheet to track cards and credits Medium Term (This Quarter) Add Amex Gold after 90 days from Green Apply for hotel status cards (Hilton Aspire, Marriott Brilliant) Set quarterly reminders for Resy credits Purchase United Travel Bank in January for airline credits Book TDY/deployment hotels to build status Long Term (This Year) Add Amex Platinum after Amex Gold established Upgrade Freedom to CSR after 12 months (if desired) Build toward hotel Globalist status with Hyatt Plan OCONUS travel using points from home airport Prepare transition strategy if separating Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

On this episode of TSP it was not our best but far from our worst, as everything fell apart within minutes of the start of the show and we spend the rest of the episode pushing through try to regain control.

The agentic AI revolution is finally escaping the coding bubble. What does that mean for startup founders?Just 13 days after recording his first conversation with Yaniv, Gary Lo called to re-record. The reason? OpenClaw and Claude Cowork dropped some huge AI agent updates, and it shifted Gary's perspective enough to change the whole conversation.In this episode, Yaniv Bernstein sits down with Gary Lo – founder of OpenBA, one of Australia's most compelling pre-seed AI startups – to unpack why OpenClaw and Claude Cowork news marks a 'Cursor moment' for the rest of the world: the inflection point where AI stops being a productivity tool for tech teams and starts fundamentally reshaping how every industry works.They break down why tool use will make LLMs genuinely transformative, why non-technical business owners are already buying Mac Minis to run AI agents, and what the shift from 'human-first' to 'LLM-first' product design means for how you build and position your startup today. This episode is essential listening for any founder trying to figure out where to place their bets in an agentic world.In this episode, you'll learn:Why OpenClaw and Claude Cowork signal a 'Cursor moment' beyond software engineeringHow tool use transforms LLM weaknesses into strengthsWhy the long-promised vision of "everything as an API" is finally becoming realHow to think about building for agents vs. humans, and why most current tools aren't optimized for eitherThe "done list" mental model: how agentic coding is collapsing the coordination layers in software workflowsWhy being "a tool worth calling" – like Supabase – is a smarter bet than competing directly with AI modelsHow Gary is applying LLM-first thinking to OpenBA's roadmap right nowResources mentioned in this episode:OpenClaw: https://openclaw.ai/Claude Cowork (Anthropic's agentic desktop tool): https://www.anthropic.com/news/claude-coworkCursor (AI-native code editor, referenced as the original 'Cursor moment' for coding): https://www.cursor.comSupabase (referenced as an example of a tool that rides the agentic AI wave): https://supabase.comOpenBA (Gary Lo's startup - AI platform for buyer's agents): https://openba.com.auGary Lo on LinkedIn: https://www.linkedin.com/in/gary-lo-engineer/The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favorite registrar.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

We're sharing our no-filter review of a 3-night stay at Four Seasons Los Cabos Costa Palmas, an ultra-luxury, secluded resort on the East Cape of Cabo, Mexico.From a $1,600-per-night ocean-view room and 13 dining options to the Oasis Spa, swimmable beaches, pools, and a marina island escape, we break down the experience and pricing on food, spa treatments, transportation, and excursions.You'll hear about:The stunning rooms (and why some views are better than others)Pros and cons of the meals and breakfast buffetA deep dive into the spa circuit, cold plunges, and massage pricingWhale sightings, snorkeling at Cabo Pulmo National Park, and dolphins in the wildIf the Four Seasons is sold out or you'd like another hotel option in Cabo, check out these highly rated hotels in “Rome” (link Rome Hotels on Trip Advisor Hotels via Travel Payouts - use SN as SubID) Check out our Cabo Viator Experiences for all activities we recommend and even some that we wanted to do but couldn't get to.Find a great flight deal to Cabo with Thrifty Traveler Premium's flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

Thinking about joining the military? In this episode, I, Dali Rivera, share my unfiltered 10-year military career journey - from enlisting as a mechanic to becoming a drill sergeant and staff sergeant. I break down everything you need to know about military service, including the ASVAB test, MEPS process, enlisted vs. officer paths, ROTC, military academies, and the real challenges of reclassifying your job.I also discuss the hard truths: harassment in the military, toxic barracks culture, mental health struggles, promotion obstacles, and the challenges of attending college while serving. But it's not all negative - I share the incredible leadership opportunities, benefits, and life-changing experiences that made it worth it.Topics covered:✅ ASVAB test tips and how it determines your military job✅ MEPS physical examination process (including uncomfortable experiences for women)✅ Enlisted vs. Officer vs. Warrant Officer career paths✅ ROTC programs and military academy options✅ How to reclassify your military job (and why it's harder than recruiters say)✅ Military promotion system and GT scores✅ Harassment, mental health, and toxic military culture✅ Benefits: free education, TSP/401k, healthcare, housing✅ My experience as a mechanic and drill sergeant✅ Why you should shadow active-duty members before enlistingIf you enjoyed this episode, leave a comment or review. Don't forget to subscribe and share the episode with one more person. For more information about Dali, visit https://www.DaliTalks.com

Typical Skeptic Podcast Links and Affiliates:Support the Mission:

Typical Skeptic Podcast Links and Affiliates:Support the Mission:

Typical Skeptic Podcast Links and Affiliates:Support the Mission:

Early retirement Roth conversion timing can significantly reduce lifetime taxes by capturing lower tax brackets before Social Security, Medicare IRMAA, and RMDs push income higher.” Learn when and why timing matters for Roth conversions and tax-efficient retirement planning.

#conspiracy #supernatural #ufology #RainettaJones #TSPArchives #RobertKalil #TypicalSkeptic

We're sharing our experiences from five amazing days in Chiang Mai, Thailand. In this episode, we talk about the city's rich history, cultural attractions, and travel tips, including the best temples to visit, local cuisine, and unique experiences like visiting Tiger Kingdom, participating in a cooking class, and an overnight jungle trek adventure.Download our ⁠5 Days in Chiang Mai Itinerary⁠ to take this exact same trip!When visiting Chang Mai, do not forget to download an eSim from ⁠⁠Airalo⁠⁠ and pack ⁠⁠insect repellent⁠⁠, a ⁠⁠rechargeable powerbank⁠⁠, and this ⁠⁠foldable backpack ⁠really came in handy!We recommend staying where we stayed at the ⁠Away Chiang Mai Thapae Resort A Vegan Retreat⁠ , but other good options are ⁠Phor Liang Meun Terracotta Arts⁠ or the ⁠Coucou Hotel⁠In this episode we did a ⁠Thai Farm Cooking Class ⁠and a ⁠Jungle Trek⁠ (2 days/1 night) and HIGHLY recommend both!Find great flight deals to Chiang Mai, and everywhere else, by signing up for ⁠⁠⁠⁠Thrifty Traveler Premium⁠⁠⁠⁠ to get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠Amazon Storefront ⁠⁠⁠⁠⁠⁠Connect: ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.

Federal Employees With $1M TSP Should Watch This — deeper insights on TSP retirement strategy, risk management, and portfolio allocation for federal benefits planning.

What if you could have SIX Chase Sapphire Reserve cards—each with zero annual fees—while maxing your TSP and living an incredible life of travel? Air Force Captain Jared Mataitusi reveals exactly how he and his wife stack premium credit cards, earn elite status, fly family to Europe for free, and still save aggressively toward financial independence. This is the ultimate military financial strategy you've been waiting for. Jared shares how he went from credit card float in college to managing 32 cards with his wife, earning six-figure travel benefits annually while maintaining a high savings rate. The conversation covers upgrading Freedom cards to multiple Sapphire Reserves, using deployment sprints to accelerate wealth, flying family overseas on points, TSP automation strategies, and how military service is a "cheat code" to financial independence when approached intentionally. Key Topics & Questions Covered Credit Card Strategy Building Wealth on Active Duty Travel & Lifestyle Military Life & Financial Independence Philosophy & Mindset Resources & Links Mentioned Jared's Content: The Military Miler Podcast https://militarymiler.com/ Military Travel Rewards  https://militarytravelrewards.com/ Instagram: https://www.instagram.com/military_miler Credit Card Tools: Chase Sapphire Reserve & Freedom card upgrade strategy Amex Platinum multiple card strategy United Travel Bank for airline credits StubHub credit usage internationally Budgeting & Tracking: YNAB (You Need A Budget) https://www.ynab.com/ Monarch Money https://www.monarch.com/ Net worth tracking tools (Kubera, Google Sheets) https://www.kubera.com/ Books & Concepts: The Motivation Myth by Darren Hardy Die With Zero by Bill Perkins The Second Mountain by David Brooks Dave Ramsey's debt snowball method Morgan Housel on moving goalposts TSP & Investing: Military Money Manual TSP Course https://militarymoneymanual.com/tsp LADS Method: Low-cost, Automated, Diversified, Simple Financial Order of Operations (Military Version) Other Resources: Reddit Military Finance community https://www.reddit.com/r/MilitaryFinance/ Jesse Mecham (YNAB founder) on lifestyle creep Ramit Sethi: "No prize for living a smaller life" Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Founders and investors like to tell themselves they're on the same team, and they can be – but it takes work.In this episode, Yaniv Bernstein sits down with Liz Zalman, a veteran founder with over 20 years of startup experience, for an in-depth chat about the real dynamics of the founder-investor relationship. Liz is also co-author (alongside VC Jerry Neumann) of 'Founder Vs Investor: The Honest Truth About Venture Capital from Startup to IPO', one of Yaniv's favorite books on startups.From re-vesting demands to acquisition offers that investors won't approve, Liz brings hard-won, unfiltered perspective to some of the most uncomfortable moments a founder will face.In this episode, you will:Understand what re-vesting actually is, and the smartest way to respond when investors ask for it.Learn why taking a single dollar of venture capital puts you on a specific, irreversible path.Discover how to negotiate a term sheet from a position of strength, even when you're exhausted and desperate to close.Find out when and how founders can take money off the table – and why most quality investors support founders to have stability in their personal finances.Learn how Liz stress-tests potential investors while negotiating terms.Understand the real difference between valuation and control.Hear why listening is the single most underrated skill in a founder's toolkit.Resources mentioned in this episodeFounder vs. Investor (book) by Elizabeth Zalman & Jerry Neumann, the book discussed throughout this episode: https://www.foundervsinvestor.comVenture Deals by Brad Feld & Jason Mendelson, referenced by Yaniv as "the bible of venture capital": https://www.venturedeals.comSandgarden, Liz's current startup: https://www.sandgarden.comLiz Zalman on LinkedIn: https://www.linkedin.com/in/elizabethzalman The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited time offer of US$1,000 off, go to ⁠⁠⁠⁠https://⁠www.vanta.com/tsp⁠⁠⁠⁠⁠This episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favourite registrar.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/#Investors #Startups #TechStartups #Founder #TechBusiness #TheStartupPodcast

On this week's Just the Tip, we're taking you along with us for 24 hours in Bangkok. In this whirlwind trip we explore the city's rich culture and temples, vibrant street food scene, and give some essential travel tips for navigating the bustling capital. Download our ⁠1 Day Bangkok Itinerary⁠Visit ⁠Wandr Health⁠ and use promo code TravelSquad10 to get 10% off your made-to-order travel medication kit.We recommend an eSim card from ⁠Alalo⁠ and tours from ⁠Thailand Viator Shop⁠ especially if you have more time and want to maximize your visit.Hotels in Bangkok we recommend:Mercure Bangkok Makkasan⁠⁠Banyan Tree Bangkok⁠⁠Anantara Riverside Bangkok ResortEpisode Highlights:How to get around Bangkok General Tips for visiting Bangkok Bangkok Chinatown Temples in Bangkok: The Grand Palace, Wat Pho, Wat ArunSukhumvit & Nana Plaza Michelin Rated Mango Sticky RiceFind great flight deals to Bangkok, and everywhere else, by signing up for ⁠⁠⁠Thrifty Traveler Premium⁠⁠⁠ to get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠Amazon Storefront ⁠⁠⁠⁠⁠Connect: ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.

As fiduciaries, when we review a $1 million TSP portfolio, our first priority isn't performance — it's protecting retirement income from sequence of returns risk, inflation, and unnecessary tax exposure.”

I've reviewed thousands of federal employee TSP accounts. And the biggest losses usually don't come from market crashes. They come from withdrawal timing, fund allocation at the wrong life stage, and not understanding your three options when you retire.In this video, we break down the most overlooked Thrift Savings Plan mistakes, including sequence of returns risk, TSP withdrawal rules, and rollover decisions that can significantly impact long-term retirement income.

Are you a military member planning to transition in the next 1-3 years? Tired of being told to "max out your TSP" and wait until 59½ to access YOUR money?Former military officers David Befort and Paul Fugere know exactly what you're going through—because they've been there. They faced the same financial handcuffs, the same "conventional wisdom" that keeps your wealth locked away when you need it most.In this episode, you'll discover:Why the TSP/401(k) might be costing you opportunities during your transitionHow to build a "bridge" from military to civilian life with accessible capitalThe truth about the Survivor Benefit Plan (and a better alternative)How to create your own banking system using dividend-paying whole life insuranceReal numbers: Why putting $416/month into SBP might be leaving $1.75 million on the tableThis is NOT about choosing between investing OR insurance—it's about having BOTH, with one critical difference: access to your capital when opportunities arise, emergencies hit, or you simply want to live your life on your terms.The Military-Specific Challenges They Solve:✅ "I want to leave the military, but I can't afford to lose the paycheck"✅ "I have money in TSP, but I can't touch it without penalties"✅ "I'm worried about finding the right job after transition"✅ "I need life insurance before the VA destroys my insurability"✅ "I'm tired of being told what I can't do with my own money"ABOUT YOUR HOSTS:David Befort separated from active duty in 2014 after serving as a military pilot. Four years before separation, he discovered Infinite Banking and built three whole life policies that gave him the financial freedom to be selective about civilian opportunities—not desperate. He turned down the military bonus money (the "golden handcuffs") because he had created his own capital to bridge the transition. Today, he helps military families build the same financial freedom he created for himself.Paul Fugere retired after 20+ years of military service, having discovered Infinite Banking during his final years in uniform. He watched colleagues become "28-year lieutenant colonels" who couldn't afford to retire because they'd locked all their wealth in accounts they couldn't access. Paul capitalized his own policies and transitioned with confidence, knowing his family had liquidity, not just paper statements. His mission: ensure other military families don't make the same mistakes he almost made.Both hosts are licensed Infinite Banking practitioners who specialize in military transitions and understand the unique challenges of leaving service.WHO THIS PODCAST IS FOR:Military members 1-5 years from separation or retirementAnyone tired of the "fire and forget" 401(k)/TSP mentalityPeople who want to use their money NOW, not just accumulate for laterFamilies who need life insurance before VA disability ratings make them uninsurableAnyone seeking financial flexibility and control, not...

Did you know your military pension is worth over $1 million? Most service members approaching retirement don't realize they're already work optional - and that changes everything about the decisions you should be making right now. In this episode, retired Marine and CFP Omen Quelvog reveals why the highest-paid contractor job might be the worst choice for your future, how to discover what you're actually curious about (not just good at), and why you need to attend TAP twice. Plus: the new TSP Roth conversion opportunity that could save you hundreds of thousands in taxes. Key Topics Covered Transition Planning Financial Strategy TSP Roth Conversions Career & Lifestyle Finding Financial Help Resources & Links Military Financial Advisors Association (MFAA) - Fee-only CFPs with military background https://militaryfinancialadvisors.org/ Fee-Only Network - Directory of fee-only advisors https://www.feeonlynetwork.com/ Nectarine - Book CFP consultations https://www.hellonectarine.com/ TSP Roth Conversion Calculator https://www.tsp.gov/ Connect with Omen: Fororer Wealth Management - Omen's fee-only financial planning practice https://4myndr.com/ The Fiscal Foxhole Podcast - Omen Quelvog & Rob Moore https://fiscalfoxhole.com/   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Is AI making founders more anxious than ever, even in the heart of Silicon Valley? Behind the optimistic LinkedIn posts and fundraising announcements, some of the most successful people in tech are struggling with burnout and an overwhelming pace of change. So what does it actually take to build a resilient, successful startup in 2026?In this episode, Yaniv is joined by Jess Mah, serial founder, Y Combinator alum, and venture creation powerhouse behind Mahway. Jess has founded more than 10 companies — collectively valued at over $1 billion — and was the youngest woman ever accepted into Y Combinator. Fresh from dinners with Fortune 500 CEOs and unicorn founders in San Francisco, she shares what's really happening behind closed doors in the startup world, and why the founders who refuse to get hands-on with AI tools are now at a serious disadvantage.In this episode, you will: Discover why experienced, repeat founders are at the highest risk of falling behind in the AI eraLearn Jess's go-to interview question that instantly reveals whether a hire will stay relevantUnderstand "role collapse", and what should replace traditional siloed positions when the boundaries between product managers, designers, and engineers break downHear why the best founders in 2026 are building clickable prototypes themselves instead of delegating to product teamsFind out why AI has made distribution and competitive moats harder, not easier, and what to do about itExplore why domain expertise has become the most valuable startup superpower when building is cheapGet an honest look at the anxiety, burnout, and 996 culture affecting even the top AI founders in the Bay AreaLearn the AI educators and resources Jess and Yaniv personally rely on to stay aheadConnect with Jess: https://www.linkedin.com/in/jessmah/Resources mentioned in this episode:Stratechery by Ben Thompson: https://stratechery.com/Matthew Berman (YouTube): https://www.youtube.com/@matthew_bermanHow I AI with Claire Vo: https://www.lennysnewsletter.com/s/how-i-aiSteve Yegge / Gastown: https://www.linkedin.com/in/steveyegge/Maven (cohort-based learning): https://maven.com/Hacker News: https://news.ycombinator.com/The Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com.For a clean and memorable name, go to https://⁠get.tech/tspGet your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

In this week's Just the Tip, we're going on an overnight getaway to Temecula, California for a wine tasting getaway in this small, but mighty Southern California wine region. Just an hour from San Diego and about 90 minutes from Los Angeles, Temecula is known for its beautiful rolling vineyards, Mediterranean-style climate, and nearly 50 amazing wineries to explore.We share experiences and wine notes from:Ponte VineyardBottaia WineryWiens CellarsEuropa VillageWhere we recommend you stay in TemeculaPonte Vineyard Inn - We stayed here, beds are amazing and the property and views from your room's patio is gorgeousEuropa Village Resort - Gorgeous, huge property with different European themed villagesIf those are fully booked, check out these highly rated hotels in TemeculaCheck out our Temecula experiences in our Viator Shop for all activities we recommend and even some that we wanted to do but couldn't get to.Find a great flight deal to nearby San Diego or Riverside by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

“Federal retirement planning doesn't need to be a 60-page binder. Most near-retirees only face two or three major decisions that truly determine their long-term income, tax efficiency, and peace of mind.”If you're a federal employee approaching retirement and wondering how to structure your TSP withdrawals, coordinate FEHB with Medicare, or decide when to claim Social Security, this episode breaks down a simpler, step-by-step approach designed to create clarity instead of overwhelm. Click “Show More” to see how the Chartered Retirement Course works.

Accessing the right tax forms, tracking changes to 2026 pay and TSP contribution limits, and navigating the retirement backlog are all hitting federal employees at once. We'll walk through what's new, what's changing, and what to expect as the year unfolds. Joining me is federal benefits expert Tammy Flanagan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode the squad is taking you to Phuket, Thailand to spend two days enjoying its amazing beaches, exploring nearby islands by boat, eating amazing Thai cuisine and experiencing the ionic Phuket nightlife on Bangla Road. We share tips for visiting, navigating, and where to stay in Phuket.Download our ⁠2 Day Phuket Itinerary⁠We went to the ⁠Simon Cabaret Show⁠ and did the ⁠James Bond Island Luxury Sunset Cruise⁠ - both of which we highly recommend!When you visit Phuket, we recommend staying at the ⁠Phuket Marriott Resort & Spa, Merlin Beach⁠ (we stayed here and loved it!), ⁠Memory Boutique⁠ or ⁠La Flora⁠.Find great flight deals to Phuket, and everywhere else, by signing up for ⁠⁠Thrifty Traveler Premium⁠⁠ to get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠ and ⁠⁠⁠⁠Amazon Storefront ⁠⁠⁠⁠Connect: ⁠⁠⁠⁠YouTube⁠⁠⁠⁠, ⁠⁠⁠⁠TikTok⁠⁠⁠⁠, and ⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.

We examine a realistic scenario for a client with a $750,000 TSP/401(K) and a $40,000 pension, focusing on adjustments in fund allocation, and a financial scenario for "Bill" vs. "Jack", one begins withdrawing $3,000 monthly from his TSP and takes Social Security at 62. Understanding crucial aspects like TSP distributions, retirement income, and tax planning is key, and we explore how a bucket strategy retirement approach can help manage these changes effectively.

Spencer Reese welcomes Amy and Taryn, two of the three military spouses behind the booming Military Travelers Facebook Group, 25,000 members strong! Together, they debunk four major myths about military credit cards and share how military families can unlock thousands of dollars in travel perks—without falling into debt. Whether you're brand new to award travel or a seasoned cardholder looking to optimize your benefits, this episode is packed with practical, real-life strategies that can help you fly business class for almost free, book luxury hotel stays, and even score $18K+ in annual perks—all while building excellent credit. Main Topics Covered: The Origin of the Military Travelers Facebook Group How a chance basement conversation turned into a movement for military spouses The viral growth of the group from a few neighbors to 25K+ members Debunking the 4 Biggest Military Credit Card Myths Myth: Only active duty service members get annual fee waivers Truth: Military spouses can get their own fee-waived cards Difference between being an authorized user and having your own account Myth: One card is enough to earn free trips Why relying on just one card (like Amex Platinum) limits your rewards How strategic "welcome bonus" stacking earns 10x more points Myth: Opening many credit cards means you're in debt Using credit cards like a debit card: no debt, no interest, all rewards Real stories of people earning big while maintaining $0 balances Myth: Opening multiple cards hurts your credit How smart credit use improves your score (700–800+) Breaking down the credit score formula for military families Getting Started: Best First Cards for Military Spouses Amex Gold and Chase Sapphire Preferred explained Building credit as a non-U.S. citizen military spouse Maximizing Military Perks (Even Beyond Travel) Earning and tracking $18K+ in annual card benefits Tips for using credits for everyday needs like holidays, gifts, and subscriptions Managing Multiple Cards Without Overwhelm Tools: Travel Freely app (with military mode) Systematizing applications for P1/P2 (you and your spouse) How to know which card to open next Key Questions Answered: How can military spouses get credit cards without income? What counts as household income on credit applications? How do military benefits apply to foreign spouses? Is it really worth it to open more than one card? Can credit card usage hurt my credit score or lead to debt? How do I track and manage multiple cards without going crazy? Resources & Mentions: Military Money Manual Ultimate Military Credit Card Course Military Travelers Facebook Group  Travel Freely App – Card tracking tool with military mode Military Travelers' Beginner's Guide and Next Steps Guide Episode 112 with Travel Freely Founder Zach Hood Budget Apps Mentioned: YNAB (You Need a Budget) Connect with the Guests: Instagram: @themilitarytravelers Website & Blog: TheMilitaryTravelers.com Enjoying the Show? Please consider rating and reviewing the podcast to help other military families discover these valuable insights and perks.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Self-determination throughout your team: it sounds simple, but implementing it effectively could give your startup a razor-sharp competitive edge.In this episode, Chris and Yaniv unpack the 'Recursive Principle of Self-Determination', a framework for designing autonomous startups that maximize agency at every layer of the business. They explore how high-agency decisions shape product strategy, engineering, go-to-market, fundraising, teams, and culture, and why AI is accelerating the shift toward founder empowerment. In this episode, you will:* Understand the concept of recursive self-determination and why it applies across the entire startup stack* Identify low-agency decisions that slow innovation (agencies, misaligned partners, restrictive funding)* Design products that increase customer empowerment by reducing friction, cost, and dependency* Evaluate tech stack and vendor choices based on incentive alignment and long-term control* Apply high-agency go-to-market strategies by selling directly to customers* Structure teams as cross-functional, autonomous squads that move fast and learn faster* Leverage AI as a force multiplier for founder and team agencyThe Pact Honor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited time offer of US$1,000 off, go to ⁠⁠⁠⁠https://⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.This episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean and memorable name, go to https://⁠get.tech/tsp.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

We're exploring the Finger Lakes Region of Upstate New York, a perfect fall destination known for dramatic waterfalls, scenic lakes, and world-class wineries. From hiking the iconic Watkins Glen State Park and chasing Ithaca's best waterfalls to sipping Riesling at Sheldrake Point Winery and driving the Seneca Lake Scenic Byway, we're sharing our full Finger Lakes weekend itinerary, travel tips, and must-visit stops.Finger Lakes Episode Highlights: How to get to the Finger Lakes Where to stay in the Finger Lakes Fingerlakes Wine Trail Best state parks in the Finger Lakes Best waterfalls in the Finger Lakes Our top recommended stays in the Finger Lakes:Watkins Glen: The Benjamin Hotel or Lakeside ResortPenn Yan: Hampton Inn Penn Yan or Best Western Plus Vineyard InnIthaca: Hilton Garden Inn IthacaOr check out these hotels in Finger LakesIf you want to take this exact trip, download our Finger Lakes Itinerary!Find a great flight deal to Louisville by signing up for Thrifty Traveler Premium and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!

In this episode, Spencer Reese is joined by Paul, a recently medically retired National Guard officer, and Joel Petit, a military disability retirement attorney, to break down the medical retirement process, VA disability ratings, and how IDES really works. What We Cover Medical retirement vs. standard 20-year longevity retirement When medical retirement can make sense financially How the IDES (Integrated Disability Evaluation System) works Common misconceptions about VA disability and "100% ratings" The role of PEBLOs, medical boards, and appeals Financial impacts on retirement pay, VA compensation, and Tricare Why many service members are discouraged from pursuing medical retirement Key pitfalls, timelines, and why being proactive matters Advice for putting yourself and your family first during transition Who This Episode Is For Active duty, Guard, and Reserve members nearing separation or retirement Service members facing medical issues that impact continued service Anyone confused about VA disability, medical boards, or retirement options This episode pulls back the curtain on a complex system and gives practical, real-world insight into how to navigate medical retirement the right way.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

On this week's Just the Tip, Kim is taking you along on a bucket list experience The Blue Lagoon in Iceland! This world-renowned steamy turquoise spa experience is as amazing as it looks. In this episode, we bust a few mistruths and share the full experience to get you excited to visit yourself!You can book the same ⁠Combo Blue Lagoon & Transfer ticket on Viator⁠ that we used.Since you are going to The Blue Lagoon, you'll want to check out our ⁠Sky Lagoon⁠, ⁠Winter Iceland Trip⁠ and ⁠Summer Iceland Trip⁠ episodes too and our ⁠Iceland Itinerary⁠ too!Find great flight deals to Iceland by signing up for ⁠⁠Thrifty Traveler Premium⁠⁠ and get flight deals sent straight to your inbox. Use our promo code TSP to get $20 off your first year subscription.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Storefront⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and contact us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠travelsquadpodcast@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to submit a question of the week or inquire about guest interviews and advertising.

Most real estate investors think their retirement is “handled” because they've got money sitting in a 401(k) or IRA.That's exactly what Carter believed……until his family lived through a nightmare that changed how he sees money forever.In 2008, his mom was just 18 months from retirement when nearly $1 million inside her retirement accounts disappeared during the crash.She'd done everything right. Worked. Saved. Trusted the system. Owned rental properties.And still, the plan collapsed, because the money was never really under her control.That's what sparked Carter's obsession with learning how investors can protect capital, reduce taxes, and stop outsourcing their future to Wall Street.If that story rattled you, the next step is simple…Take control of your retirement.That's exactly what the team at Unified Wealth helps real estate investors do, legally and strategically, with smarter structures, tax planning, and self-directed accounts.If you've got money sitting in an old IRA, 401(k), or TSP and you're not sure it's actually working for you, this is worth a serious look.CLICK HERE to book a free wealth consultation >>Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Typical Skeptic Podcast #2432Guests: Amay (Plane Astrology) & Ken (We Are 1 Podcast)Time: 8 PM Eastern TonightTheme: Luminary Portals • Soul Trap • Layers of the Astral • Zodiac Stelliums • Cosmic Downloads • Orion/Delta Brainwaves Connection⭐ BIO / INTRO (Use in the description)Amay (Plane Astrology)Amay is a metaphysical researcher, astrologer, and former flight attendant for elite travelers, which gave her a unique lens into global power structures and hidden symbolism. Through her work at Plane Astrology, she decodes zodiacal stelliums, luminary gateways, astral layers, and the architecture of the soul's journey. Amay specializes in the soul trap theory, cosmic portals, and how astrology interacts with consciousness and dimensional reality.Ken (We Are 1 Podcast)Ken is a returning TSP favorite — a reality researcher and investigator of timeline glitches, the Mandela Effect, dimensional layering, and consciousness anomalies. His podcast We Are 1 explores how perception, memory, and cosmic influences shape our reality. Ken brings deep insight into the hidden systems affecting human awakening, including memory editing, astral interference, and neurological entrainment patterns like Delta-wave states.Together, Amay and Ken dive into the intersections of astrology, the astral planes, luminary portals, cosmic downloads, and the Orion–Delta brainwave connection.⭐ SHOW DESCRIPTIONTonight on Typical Skeptic Podcast #2432, Rob is joined by two returning heavy-hitters: Amay from Plane Astrology and Ken from We Are 1 Podcast.We're going deep into:Luminary portals & how they act as gateways for incarnationsSoul Trap architecture — is the reincarnation system hijacked?The layered structure of the astral planeZodiac stelliums and how they shape destinyElite symbolism & Amay's experiences flying for the powerfulThe Orion connection to consciousnessDelta brainwave states, astral travel, and cosmic downloadsMandela Effect anomalies & timeline ‘shifts'How astrology, memory, and metaphysics intertwineA high-level metaphysical decode packed with timelines, consciousness tech, and astral mechanics.⭐ HASHTAGS#astrology #orion #deltawaves #soultrap #astralplanes #luminaryportals #stellium #mandelaeffect #timelineglitches #cosmicdownloads #planeastrology #weare1podcast #typicalskepticpodcast #paranormal #ufology #consciousness #esoteric⭐ DISCLAIMER (your standard one)"The views and experiences shared by the guest are their own and do not necessarily reflect those of the platform we are streaming on. This content is for educational and entertainment purposes only. We are not in any way giving medical or financial advice; always seek help through a professional. This podcast is a space for open thought and conscious dialogue and is a platform for skeptical but open-minded free thinkers."Typical Skeptic Podcast Links and Affiliates:Support the Mission:

⭐ TYPICAL SKEPTIC PODCAST #2428 — 9PM ET“Timeless Psychic Readings with The Psychic Duck”

Happy New Year! As 2025 comes to a close, the team looks back on the stories from the True Sunlight Podcast that defined the year, and the systems that made them possible. In this special year-end episode, Mandy provides an update on Cory Fleming's ‘Early Release' and LUNASHARK's digital librarian Kate Thomas takes listeners on a journey through twelve audio clips, one from each month, highlighting the investigations, interviews, and turning points that shaped LUNASHARK's work in 2025. From Pastor JP Miller's lawsuit warfare and eventual federal indictment, to the corruption exposed in Scott Spivey's killing, to Karl Stoller's silencing in the Bowen Turner case—this episode traces the patterns of corruption, the protection of powerful men, and the systemic failures that continue to plague America's justice systems. But we also celebrate the wins: Lee Gilley's indictment in Texas, the charging of former Deputy Billy Squires, the federal cyberstalking charges brought against JP Miller, and federal Child Sexual Abuse Material charges for former SC state rep RJ May and former long-time magistrate judge James Gosnell. Gosnell has pleaded not guilty. This isn't just a recap—it's a reminder of why sunlight matters, why this work must continue, and why your support makes accountability possible. As we look toward 2026, one truth remains clear: the work is far from over, but together, we're making a difference…. And That Is A Big Deal!