Consumer Corner on The Hard Shoulder

Pricewatch Editor for The Irish Times Conor Pope joined Anton to fill him in on some of the tricks of the supermarket trade that make it more likely for you to spend more while you're there.

In this week's Consumer Corner Kieran was joined by Conor Pope to take a closer look at pensions.   Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.

Sinead Ryan Consumer Expert joined Kieran with all you need to know about budgeting for hitting the books at third level without breaking the bank. 

The 20 year fixed rate mortgage has just landed on the Irish market. Presenter of 'The Home Show' Sinead Ryan, joined Kieran to discuss what it means for home buyers and for lenders. The Hard Shoulder Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.    You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

As retail further opened up on Monday, presenter of 'The Home Show' Sinead Ryan joined Kieran to tell him you might be able to haggle the price down on certain products and services.

Sinead Ryan of The Home Show joined David to discuss e-cars.  Are they viable?  What do you need to know?

One of the upshots of the pandemic and the ensuing lockdowns has been the reduction in traffic on the roads making them a bit more friendly to cyclists. However, if you’re looking to get on your bike, there are costs involved. The Home Show's Sinead Ryan joined Kieran for the Consumer Corner, to go through the facts and figures involved.

How much could you save by just switching one bill? Sinead Ryan joined Kieran to give some tips, and to guide us through how to swap to a cheaper energy provider.

Pyramid schemes might seem like a thing from the past. But, a new diagram and suddenly people are falling prey to them one again. Sinead Ryan, presenter of the Home Show, joined Kieran on The Hard Shoulder to explain how to spot, and avoid the schemes.

With gigs and events starting to be scheduled for later in the year, will you risk buying a ticket?  If so, what are your rights should the event not go ahead or if you’re not comfortable going? Sinead Ryan, presenter of the Home Show, joined Kieran on The Hard Shoulder to explain your rights.

Sinead Ryan joined Kieran for this Monday's edition of the Consumer Corner on The Hard Shoulder. This week it was all about 'Benefit in Kind' and how it relates to more of us who have been working from home.

Consumer expert Sinead Ryan joined Kieran to explain how to make your house as financially economical as possible.

Equity Release is a way of mortgaging in retirement.  Normally over 65s cannot borrow money as banks don't like lending to pensioners on fixed incomes.   So is this a viable option for people? Our consumer champion Sinead Ryan explained all to Jonathan on Monday's edition of The Hard Shoulder.

Frank Conway joined Kieran on Monday's edition of The Hard Shoulder to tell him why it's a good time to think about switching providers - be that for your mortgage, gas or electricity.

Sinead Ryan Presenter of The Home Show joined Kieran to discuss what geo-blocking is and what to to look out for.

In this weeks consumer corner Sinead Ryan joined Kieran to discuss online scams and how best to protect yourself online.

In this weeks consumer corner Sinead Ryan joined Mark Cagney will advice on getting your tax affairs in order.

In this weeks consumer corner Sinead Ryan joined Mark to discuss the cost of fertility treatments and having a newborn.     

Consumer expert Sinead Ryan joins Ivan to discuss. Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

We love a good moan and complain here in Ireland. However, are we misdirecting our complaints? If you have a problem with a service provider would you know where to go? Sinead Ryan, presenter of the Home Show here on Newstalk, joined Ivan for this week's Consumer Corner to share her guide for where to direct your anger, and where best to complain.

Sinead Ryan, personal finance expert and presenter of the Home Show joins Ivan to discuss wills and inheritance tax. Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

The Home Show’s Sinead Ryan answers post lockdown travel queries with Ivan. Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

Last week it was revealed that Revolut, a digital currency and banking app, has hit a million users here in Ireland.  Sinead Ryan explained some of the reasons why the app is so popular and how Revolut users can get the best out of the service.

As major banks announced a further three month extension to mortgage breaks for customers- now up to six months- a lot of people are still curious about whether to take up the offer. Sinead Ryan joined Ivan with some advice for those who are still feeling unsure about taking up a mortgage breaks.   

Sinead Ryan presenter of The Home Show joined Mark Cagney to answer listener queries sent into The Hard Shoulder in relation to disrupted travel plans.

Sinead Ryan, presenter of the Home Show and columnist with INM joined Ivan to discuss pensions admit the Covid 19 crisis and how best you can prepare for the future and save for retirement.  

The Leaving Cert is expected to go ahead during the summer holidays and the Junior Cert will, in effect, be in-class assessments when the secondary school term starts up again. Consumer Corner Sinead Ryan, the presenter of the Home Show, has been having a look at the grinds options out there and discusses where  the Covid 19 crisis has left the often-lucrative education grinds industry 

Consumer expert Sinead Ryan discusses whether you are eligible for a rebate from your health insurance provider in light of the deal between private hospitals and the HSE for the duration of the Covid-19 emergency Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

Could you be saving money on your tv and internet package? Sinead Ryan shares some insights with Ivan Listen and subscribe to The Hard Shoulder on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.    You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

Even with colleges and schools shut, it is still possible to get a qualification under your belt from the comfort of your own home. Sinead Ryan joined Ivan to discuss the options when it comes to upskilling while continuing to maintain your social distancing. 

With companies offering employees the option of working from home to minimize the spread of Covid- 19, Sinead Ryan joined Ivan with tips on how best to get set up to work remotely.  

What is a credit report, why is it important and what should we do about it? In Monday's Consumer Corner, Frank Conway of MoneyWhizz explains what is stored on your personal credit report, and why we should care.

Every Monday on “The Hard Shoulder” Ivan is joined by Sinead Ryan for the “Consumer Corner.” This week Sinead spoke to Ivan about pensions and offered tips on how best to financially plan for the future.

Sinead Ryan joins Ivan every Monday with consumer advice, and this week she focused on the more vulnerable in society. There are more rogue operators this time of the year, and more transactions taking place in advance of Christmas. Take a listen to the advice she's got on keeping your money safe.

You have probably noticed by now that it's become harder to get access to your online banking.  Have you spotted an irritating extra step of having to enter a texted code before being able to make a payment and wondered why you were being asked for it? Sinead Ryan - presenter of the Home Show - was in the Hard Shoulder's Consumer Corner to explain everything you need to know.

The Halloween decorations are appearing in windows all over the country, but the end of October also means tax deadline day! While it might seem daunting to some people, it is an opportunity to get money back for overpaid taxes, credits or reliefs. Our Consumer expert Sinead Ryan - and presenter of The Home Show here on Newstalk on Saturday mornings at 9am - is on hand to make sure you know what you can claim, and how to do it. How do you make sure you're not out of pocket, and how do you make sure you get all the relief you're due?

Most students are settled into the swing of college at this stage, but their finances might be starting to feel the heat. Sinead Ryan joined Ivan for this weeks Consumer Corner with some advice on getting back on track if they’ve overdone it on the pints and chips!    

How do you get the first time buyers to leave the nest? And how do First Time Buyers go about availing of the supports out there for them? Our Consumer Champion Sinéad Ryan has some tips ahead of Budget 2020

Every Monday  we go over to our consumer corner and this week Karl Deeter Of Irish Mortgage Brokers  is in the hot seat with everything you need to know about mortgages.   

With the recent announcement of pending strikes by Ryanair pilots there is a fear that your flight will be cancelled or delayed, causing you to miss a connection, or worse, your holiday. Hanging around in the airport, especially with small children, is nobody's idea of a good time, so the very least the airline can do is look after you while you're there. The Hard Shoulder's consumer guru, Sinead Ryan gave Ivan all the tips you need.

Car, home and health insurance are some of the most common kinds of protection, but they can be difficult to understand. Sinead Ryan hosted another Consumer Call In with an expert panel, and they answered listener questions and queries on air. Ciaran Mulligan from Blue Insurance, Deirdre McCarthy from InsureMyHouse.ie and Dermot Goode, TotalHealthCover.ie were on hand with advice and guidance.

Sinead Ryan's Consumer Call in continued this evening, and her focus was on investments. Brendan Costello from Talk Financial and Andrew Fahy from Investec joined Sinead in studio to answer all your questions and queries, as well as offer general advice. From windfalls to shortfalls, pensions to lump sums, there was lots to discuss!

Mortgages was the hot topic for this evening's Consumer Call  in with Sinead Ryan. Karl Deeter from Irish Mortgage Brokers and Joey Sheahan from mymortgages.ie were on Sinead's expert panel offering advice, and answering listener queries.  

In the third installment of Sinead Ryan's Consumer Call In, the focus was on consumer complaints, online shopping and flight issues. Caroline Curneen of the European Consumer Centre and Eoghan Corry, Editor of Travel Extra were in studio to offer advice and answer listener queries.  

Our regular Consumer Corner champion Sinead Ryan is hosting a series of special hour-long programmes answering all your personal finance queries. From 6-7pm each evening, Sinead takes the reins on The Hard Shoulder with a different panel of experts on a wide range of issues that impact your pocket. First up is the cost of running a car - insurance, buying second hand, switching to electric or hybrid and much more. Jonathan Hehir from insuremycars.ie and motoring journalist Geraldine Herbert joined Sinead in studio. And tune in tomorrow (Tuesday 30th July) when we'll be covering pensions!

Sinead Ryan is hosting a special series of hour-long features on personal finance, and this evening's episode was all about planning for your future after your career. Each evening from 6-7 pm, Sinead is joined by a panel of experts who will delve into a topic that effects your pocket. For the second installment, Eunice Dreelan, Director of Strategy and Change at Irish life, and Donal Keating, Tax Director PwC, joined Sinead to explain everything you need to know about pensions and planning a secure future. Tomorrow (Wednesday) it's consumer rights and passenger rights. Email thehardshoulder@newstalk.com if you have a query and tune in from 6pm!

A pervasive new rule has crept into utility providers which is annoying customers hugely.
 It's the imposition of exit fees, or breakage clauses into contracts.  This week  our consumer guru and presenter of the home show Sinead Ryan will be at how exit fees work, why they are there at all, and how you can avoid them…

The schools have broken up for the summer and if your a parent you've said goodbye to the early morning school drop offs , but many parents minds will already be turning to the September school duties. This week our consumer guru Sinead Ryan and presenter of the Home Show on Newstalk from 9-10am on Saturdays, is back to tell you how you can get a head start, and where you can save money.If you’ve any questions for Sinead, text me on 53106 at a cost of 30c or email thehardshoulder@newstalk.com  

Standing in for Sinead Ryan is Bob Quinn, Consumer and Financial commentator and principal of The Money Adviser, and he is looking at the circular economy and car ownership.  

Bank charges never fail to frustrate customers, and it seems as though member of the public are paying through the nose for their current accounts. On top of that, the Central Bank have revealed that there is a general apathy towards the charges, and a lack of willingness to search for the best deal. The Hard Shoulder's consumer guru, and host of the 'Home Show', Sinead Ryan, gives you all the advice you need on navigating the jungle of current accounts.

Planning a trip this summer?Well one of the first things people want to know about when they go abroad is their mobile phone. Will it still work? And, more importantly, will it cost me a fortune to use it while I’m away? The EU regulations that brought an end to roaming charges between member states may be a relief to most holiday travelers. But what if you are travelling outside the European Union? Sinead Ryan consumer expert and presenter of the Home Show joined Ivan for this week's consumer corner to discuss all you need to know about mobile phone roaming.