Podcasts about rebates

Victoria's tenancy laws are changing — and landlords can't afford to ignore them. From minimum rental standards to ceiling insulation requirements, these reforms are designed to improve the livability of rental properties while reshaping the way landlords and property managers operate. In this episode of our Podcast, Moxin Reza was joined by Nicky Talbot from Powerband Electrical to unpack what these updates mean for you, why it's critical to act early, and how landlords can take advantage of free audits and rebates to ease the financial load. We talked in great length about what Victoria's new residential tenancy laws mean for landlords & investors and why ceiling insulation (by 2027) is one of the biggest changes to prepare for while draft proofing is absolutely necessary to fit into the new standards. Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:54 Introduction to New Residential Tenancy Changes 06:12 Understanding Minimum Rental Standards 13:18 Ceiling Insulation Regulations and Rebates 17:28 Trigger Points for Compliance Changes 19:25 Final Thoughts About the Guest:  Nicky Talbot from Powerband Electrical Pty Ltd., has a 20+ years in residential property management, Nicky has led teams, run her own business, and gained deep insights into helping owners, landlords, and renters thrive.  As part of a dynamic company built by property managers for property managers, Nicky works closely with the Victorian Energy Upgrade program and innovative safety platforms to transform the industry.  Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Episode 83 of the Astonishing Healthcare podcast features returning guest, Bridget Mulvenna (VP, National Business Development at Capital Rx)! We discuss specialty drugs, pharmaceutical manufacturer rebates, and the shift to biosimilars. Yes, GLP-1s come up as well (how could they not?), and Bridget explains how employer plan sponsors can consider opportunities to provide access to these medications while not ignoring their inflationary potential and the economic impact on the plan - i.e., how to pivot from a rebate-driven models to a net-cost approach, facilitating more accurate cost management and budgeting.HighlightsTraditional PBMs remain focused on rebate value, which doesn't always mean the lowest net cost for the plan sponsor.Biosimilar adoption and precision formularies/benefits are a threat to old models.Plan sponsors must get [and use] their data - without detailed information, it's impossible to determine the true net cost or implement effective communication and education strategies.GLP-1s should be supported by wellness programs, and respecting FDA labeling is crucial.Surprisingly, many plan sponsors still choose the PBM that offers the highest rebates.Related ContentWill Biosimilar Rebates Pass-Through?Health Benefits 101: The Importance of a Transparent PBM ModelHow to Manage Pharmacy Benefit Spend in a GLP-1 WorldPharmacy Benefits 101: What is a Formulary?Pharmacy Benefits 101: Pharmaceutical RebatesFor more on the importance of access to plan data:

Paul Cecil of ReAlpha shares how AI, commission rebates, and acquisitions are disrupting home buying—and what it means for buyers and investors.In this episode of RealDealChat, Jack sits down with Paul Cecil, President of ReAlpha (NASDAQ: AIRE), to discuss how his company is transforming real estate through AI and innovative business models.Paul explains how ReAlpha offers up to 80% of the buy-side commission back to buyers, why technology can make homes more affordable, and how acquisitions are helping them build an end-to-end home buying platform.Here's what you'll learn in this conversation:How AI assistant “Claire” helps homebuyers search, ask questions & compare propertiesWhy ReAlpha passes up to 80% of commissions back to buyersHow commission rebates can lower interest rates, fund closing costs, or even buy furnitureThe impact of the NAR lawsuit on real estate commissionsWhy 86% of renters can afford to buy (and how ReAlpha helps them get there)Current market challenges: record-high prices, aging buyers, and affordability crisisHow acquisitions in mortgage, title & tech build a seamless buyer experienceLessons from going public on NASDAQ and pivoting business modelsWhy investors should embrace tech instead of ignoring it

SEPTA has pulled a full 360 - after they made cuts to service due to a budget deficit, a judge ruled that they have to reverse those cuts. KYW Newsradio's Mike DeNardo catches us up on the saga and where SEPTA is getting the money to bring service back. This comes after State Rep. Malcolm Kenyatta walked from Philadelphia to Harrisburg to advocate for public transit funding. Shara Dae Howard caught up with him on his journey. We also hear about the passing of a local beer legend and more as Matt Leon recaps the week's news with KYW's team of reporters. 00:00 Intro 02:00 How SEPTA plans to reverse its service cuts 07:05 State Rep. Malcolm Kenyatta's 105-mile hike to Harrisburg 13:07 KYW and Audacy's special programming opens up the conversation on mental health 19:17 Helping jurors who experience secondary trauma in court 24:05 How to see if you're eligible for a property tax rebate in NJ 28:43 Penn scholar behind Dogfish Head Ancient Ales passes way To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, Prof Chapman unpacks the 2025 Medicare rebate expansion that now recognizes social infertility, opening IVF access for single women and LGBTQ+ couples. He explains the practical changes this has brought to clinics, the financial impact for patients, and the emotional challenges unique to this group. Prof Chapman also highlights the importance of psychological support, the role of skilled nursing teams, and how clinics are helping patients navigate the hope, stress, and reality of IVF. Explore the 'Prof. Michael Chapman - The IVF Journey' Facebook Page, your reliable destination for cutting-edge insights and guidance within the realm of In Vitro Fertilization (IVF). Don't miss out on the IVF Journey podcast; stay informed with the latest episode updates. Tune in for expert discussions and valuable information on navigating the intricate path of IVF.

It's The Ranch It Up Radio Show! Join Jeff Tigger Erhardt, Rebecca Wanner AKA BEC and their crew as they talk about pre-weaning vaccination programs and rebates for those vaccines.  Plus updates on New World Screwworm, market reports, industry news, and lots more on this all new episode of The Ranch It Up Radio Show. Be sure to subscribe on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Season 5, EPISODE 252 Pre-Weaning Vaccination Programs, Vaccine Rebates & Cattle Industry News  Vaccine Rebate Programs For Beef Cattle Vaccination programs are a critical part of herd management, knowing that there are dollars to be saved is GREAT news. Zoetis Animal Health is offering rebates in 2025 for common vaccines such as Draxxin and Draxxin KP as well as for Bovishield Gold. These rebates can add up fast in savings, don't miss out on this opportunity to put money BACK in your pocket. Claim Yours Today: https://www.zoetisus.com/services-and-programs/rebate-center/zoetis-rebate-center/ This promotion is subject to the full set of terms and conditions found on the Zoetis Rebate Center. Cattle Industry News Govt. confirms first US human case of New World Screwworm The U.S. Department of Health and Human Services and the CDC confirmed the first human case in the U.S. of New World screwworm. According to a Reuters report, the individual is a Maryland resident, and they contracted screwworm during a trip to El Salvador. The CDC confirmed the diagnosis on Aug. 4, as did the Maryland Department of Health.  In a statement to Reuters, HHS Spokesman Andrew G. Nixon said "The Risk to public health in the U.S. from this introduction is very low." In recent months, the U.S. government has taken considerable steps in protecting livestock from screwworm. Mid-July, USDA restarted its ban on Mexican livestock imports, and just last week, the agency announced a $750-million sterile fly production facility in Texas to combat the flesh-eating parasite's spread. In Texas alone, USDA estimates a screwworm outbreak could cost the state $1.8 billion in livestock deaths and other costs. Screwworms are parasitic flies whose females lay eggs in wounds on any warm-blooded animal. Once the eggs hatch, hundreds of screwworm larvae use their sharp mouths to burrow through living flesh, eventually killing their host if left untreated. Livestock traders and beef producers have been on edge about the potential for cases in cattle as prices have already hit record highs because the U.S. cattle herd is at its smallest size in seven decades. REFERENCES: https://www.meatingplace.com/Industry/News/Details/120354 https://www.reuters.com/business/environment/us-confirms-nations-first-travel-associated-human-screwworm-case-connected-2025-08-25/ Featured Experts in the Cattle Industry Dr. Philip Kesterson, DVM – Zoetis Animal Health Brett McCoy – Zoetis Animal Health https://www.zoetisus.com/livestock/ Follow on Facebook: @ZoetisBeef   Mark Vanzee – Livestock, Equine, & Auction Time Expert https://www.auctiontime.com/ https://www.livestockmarket.com/ https://www.equinemarket.com/ Follow on Facebook: @LivestockMkt | @EquineMkt | @AuctionTime Kirk Donsbach – Financial Analyst at StoneX https://www.stonex.com/ Follow on Facebook: @StoneXGroupInc Shaye Wanner – Host of Casual Cattle Conversation https://www.casualcattleconversations.com/ Follow on Facebook: @cattleconvos Contact Us with Questions or Concerns Have questions or feedback? Feel free to reach out via: Call/Text: 707-RANCH20 or 707-726-2420 Email: RanchItUpShow@gmail.com Follow us: Facebook/Instagram: @RanchItUpShow YouTube: Subscribe to Ranch It Up Channel: https://www.youtube.com/c/RanchItUp Catch all episodes of the Ranch It Up Podcast available on all major podcasting platforms. Discover the Heart of Rural America with Tigger & BEC Ranching, farming, and the Western lifestyle are at the heart of everything we do. Tigger & BEC bring you exclusive insights from the world of working ranches, cattle farming, and sustainable beef production. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner (BEC) and their mission to promote the Western way of life at Tigger and BEC. https://tiggerandbec.com/ Industry References, Partners and Resources For additional information on industry trends, products, and services, check out these trusted resources: Allied Genetic Resources: https://alliedgeneticresources.com/ American Gelbvieh Association: https://gelbvieh.org/ Axiota Animal Health: https://axiota.com/multimin-campaign-landing-page/ Imogene Ingredients: https://www.imogeneingredients.com/ Jorgensen Land & Cattle: https://jorgensenfarms.com/#/?ranchchannel=view Medora Boot: https://medoraboot.com/ RFD-TV: https://www.rfdtv.com/ Rural Radio Network: https://www.ruralradio147.com/ Superior Livestock Auctions: https://superiorlivestock.com/ Transova Genetics: https://transova.com/ Westway Feed Products: https://westwayfeed.com/ Wrangler: https://www.wrangler.com/ Wulf Cattle: https://www.wulfcattle.com/

Where else are you going to get PBM lore? After 3 bite-sized episodes with John C. Tackman, Director of Strategic Partnerships at MedOne, we've reached the big conclusion of our PBM mini-series!In Part 1, we broke down what a Pharmacy Benefit Manager (PBM) actually is.In Part 2, we dove into the fascinating world of formularies.Now, in Part 3, we tackle the ALL-IMPORTANT conversation on rebates—what they are, how they work, and the impact they have on employers, employees, and the entire benefits ecosystem.With 15+ years in the pharmacy space, John brings a wealth of knowledge—and we cover:The truth about rebates & transparencyHow PBMs differ (and why it matters)What employers don't know they don't know The future of pharmacy benefitsIf you've ever felt PBMs were opaque or confusing, this series will clear it up—and give you the tools to ask the right questions.

In this special edition of The ASHHRA Podcast, co-hosts Bo Brabo and Luke Carignan sit down with three powerhouse voices from RxBenefits—Rhiannon Klein, Sarah Hearn, and Sarah McHale—to unpack the latest seismic shift in the 340B Drug Pricing Program and what it means for hospitals, health systems, and the communities they serve.What's at Stake? HRSA's newly announced pilot rebate model for 340B—initially affecting 10 IRA drugs—threatens to upend the way covered entities access drug discounts. Instead of receiving upfront savings, hospitals must now purchase at Wholesale Acquisition Cost (WAC) and then request rebates from manufacturers. That shift could mean:Increased administrative burden and FTE needsDelayed cash flow—up to 55 days before rebate funds are receivedExpanded manufacturer access to sensitive claims dataGreater leverage for drug companies to deny rebates or restrict program accessWhy Healthcare HR Leaders Should Care This is more than a pharmacy or finance problem. The ripple effects of reduced 340B savings could force rural hospitals to cut services—or close entirely—impacting patient access, workforce health, and community stability. Key Insights from the Conversation:How the rebate model could snowball to cover more drugs and further erode 340B benefitsWhy data transparency requirements may be a double-edged sword for covered entitiesThe connection between Medicaid disenrollment under the “One Big Beautiful Bill” and loss of 340B eligibilityThe growing threat to rural healthcare sustainability, with hundreds of hospitals already at risk of closureCall to Action: The panel urges healthcare leaders to educate themselves, cross-collaborate internally, and engage in advocacy now. With HRSA accepting comments on the pilot program until September 2, there's still a window to voice concerns—both formally and publicly.Listen to Learn:The mechanics of HRSA's rebate pilot and why it's controversialThe likely financial and operational impacts for hospitals of all sizesAdvocacy strategies that have the power to influence policy outcomes

Many small-scale farmers in the Salinas Valley are having a hard time selling their produce. And, an effort to help people get federal electric vehicle rebates before they expire.

Welcome to The Politicana Podcast — your go-to source for thought-provoking political insights, sharp analysis, fun commentary, and lively debates! This week, we discuss the on-going Epstein Saga and investigation, Trump's Tariff Rebates, the Obama Administration manufacturing the Russian Hoax during the 2016 election, and more!For questions and inquiries, reach out to us at⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Backofthemob@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook -> https://bit.ly/3F5YtWcX/Twitter -> https://x.com/Tylers_FatoTikTok -> www.tiktok.com/@notfakenewsYoutube -> https://www.youtube.com/@NotFakeNewsNetwork-- TIMESTAMPS --00:00 - The Epstein Saga ContinuesCongress has escalated its investigation into the Jeffrey Epstein sex trafficking case with a new wave of subpoenas and mounting pressure on the Department of Justice. The probe has turned politically volatile, especially due to figures linked to Donald Trump's 2025 administration. Trump opposes releasing full records, and has even said that he's willing to pardon Ghislaine Maxwell, while Attorney General Pam Bondi has cited concerns about victim privacy. President Trump announced on July 25, 2025, that his administration is exploring the possibility of issuing rebate checks to Americans funded by tariff revenues collected this year, which are estimated at around $100 billion. 10:45 - The Trump Rebates16:55 -  The Obama Revelations: Was the Russian Investigation--One Big Fat HoaxNational Intelligence Director Tulsi Gabbard has launched a sharp offensive, accusing former President Barack Obama and intelligence officials of a “treasonous conspiracy” tied to the 2016 Russia election intelligence.Gabbard's declassified report, based on a 2020 House Intelligence Committee review, alleges that Obama's team manipulated intelligence assessments—downplaying early doubts about Russia's influence and promoting a narrative designed to undermine Trump.33:15 - Dems Popularity Declines While Trump Struggles With Republicans49:00 -  Israel Announces a 10 Hour Pause to the Gaza Bombs (Update And Analysis)

The Moneywise Radio Show and Podcast Wednesday, July 30th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Kevin McCusker, Director of Government and Community Affairs for Cal Water website: www.calwater.com/district/bakersfield/

Mike Ferguson in the Morning - Boeing Union Workers may be going on strike, despite a generous offer. -President Trump is considering "rebates" for lower income Americans from Tariff profits. See omnystudio.com/listener for privacy information.

At one point last year, Colorado was number one in the U.S. for market share of new electric vehicles, even beating California. But as the state winds down its EV rebates and the Trump administration's budget bill cuts into federal EV incentives, will Denverites still be enticed to buy eco-friendly vehicles? CPR climate reporters Sam Brasch and Ishan Thakore join host Bree Davies to dig into this issue, plus they discuss Colorado's foray into geothermal energy, and take a closer look at how a push for electric lawn equipment could be impacted by Denver's budget shortfall. Sam mentioned a previous appearance on our show where we talked about the rise of EVs in Colorado. For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm What do you think? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this July 17th episode: Colfax Ave Wild Iris Floral Studio Denver Health Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise Learn more about your ad choices. Visit megaphone.fm/adchoices

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NBC business correspondent Brian Cheung shares a guide on how to take advantage of summer rebates and make the most of financial incentives. Also, stars of the new ‘Superman' movie, David Corenswet and Rachel Brosnahan, discuss stepping into the iconic roles of Clark Kent and Lois Lane. Plus, Adam Levine stops by to catch up and talk about his new album and arena tour. And, the best steals and deals to jump on during day two of Amazon's “Prime Day.”

In today's newscast, the Justice, Equity, Diversity, and Inclusion (JEDI) office at the Middlebury Institute of International Studies in Monterey is now closed—some work will continue as part of a restructuring. Plus, Monterey Bay area residents can apply for local subsidies on new and used electric cars.

Need to systemise your clinic? Start your free trial of Allie!https://www.allieclinics.com/In this episode of the Grow Your Clinic podcast, CM Team Ben Lynch, Jack O'Brien and Hannah Dunn discuss the challenges and opportunities facing clinic owners in light of recent NDIS changes. They emphasises the significance of tracking minutes to enhance efficiency and profitability, especially as financial pressures mount. Jack contributes by explaining the forecasting process to help clinic owners gain a clearer understanding of their finances. Tune in for valuable strategies on diversifying income streams and strengthening your clinic's resilience.What You'll Learn:

Exploring the Complexities of Pharma Rebates with Ann Lewandowski In this Summer Short episode of Relentless Health Value, host Stacey Richter converses again with Ann Lewandowski about the intricate dynamics of pharmaceutical rebates, or as Lewandowski prefers, post-sale concessions.  The discussion delves into the nuances of these rebates, the impact they have on drug costs, and the hidden consequences for patients and plan sponsors.  They highlight articles and insights by Austin Chelko and Peter Hayes, touching on how rebates can disadvantage the pursuit of lower-cost generics and biosimilars, and can obstruct pharmacogenetic testing that ensures drug efficacy and safety.  The conversation also critiques the opacity of rebates, deemed trade secrets by pharma and PBM companies, and underscores the ethical and financial dilemmas posed by the current rebate-driven system. === LINKS ===

After months of litigation in a federal district court, a key decision recently came out in the legal fight over 340B drug rebates. 340B Health Vice President of Legal and Policy Amanda Nagrotsky updates us on the development.Court deals a blow to drugmakersD.C. district court judge Dabney Friedrich ruled on May 15 that manufacturers cannot unilaterally implement rebate models for 340B, agreeing with the Health Resources & Services Administration (HRSA) that the agency effectively has preapproval authority over rebates. In her decision, the judge cited early results from a 340B Health survey finding that shifting 340B to a rebate model would divert significant hospital resources from patient care. Drugmakers have already appealed the ruling.Some bright spots for drugmakers in this decisionAlthough the decision largely went against pharmaceutical companies, the judge ruled that the 340B statute does not categorically prohibit rebates, leaving the door open for government approvals of rebates. The judge also agreed with drugmakers' assertions that HRSA should consider how rebate models could improve 340B compliance and how requiring the sharing of data through rebates could aid in drug company audits of covered entities.Will HRSA stop all rebates from proceeding?Despite this decision, the legal fight over rebates isn't over yet. The judge found that, for three of the manufacturers in these cases, HRSA has yet to issue final decisions with respect to their proposed rebate models. In the case of Sanofi, the judge found that HRSA failed to adequately explain the legal basis for rejecting the drugmaker's rebate model, and she directed the agency to reconsider its decision and explain whether and how it would violate the 340B statute. HRSA sent rebate guidance to the White House for approval earlier this month, though as of recording this episode it was not known what that guidance would say.ResourcesRead Our Analysis of the First Federal Court Decision on Rebates340B Health Continues Court Fight Against Rebates

This episode of For Those Who Ride is all about E-bike rebates! I had the pleasure of interviewing Elijah Sinclair, a Program Manager at the Massachusetts Clean Energy Center. In this episode we discuss:What e-bike rebate programs are.The impacts of these programs.How residents of Massachusetts can apply.How you can push for a similar program in your state. And so much more!Learn about the e-bike program here: https://ma-ebikes.masscec.com/Connect with Elijah:ESinclair@masscec.com https://www.masscec.com/ This episode is made possible due to the following creators and their music and SFX:https://pixabay.com/music/beats-no-copyright-hip-hop-music-337026/ Hosted on Acast. See acast.com/privacy for more information.

Send us a textDavid Barnes saves you thousands as you upgrade to beat the heat. Plus, apply for a tourism grant. Take a Recycle Right Pledge and enter to win a free month of garbage services. Submit your group for a stipend to perform at a community event. Place a pin on our map and tell us your traffic safety concerns. Stay up to date with City Council. Upcoming events, and more.  Show note links: https://www.kirklandwa.gov/podcast#20250612

This four-part tax time 2025 series provides you with comprehensive coverage of topics tailored to assist Australian accountants, finance professionals and their clients.   In this first episode, learn about the latest updates from the Australian Taxation Office (ATO), as well as key information on:  Deductions  Record keeping  Investments  Digital tools  ATO focus areas  This episode will help ensure you and your clients are well prepared for tax season in 2025.    Listen now.   Host: Jenny Wong, tax lead, policy and advocacy, CPA Australia  Guest: Rob Thomson, assistant commissioner at the Australian Taxation Office (ATO) For links related to this episode, head to the ATO website for information on:  The ATO app  Occupation guides  Work-related expenses   Work-related self-education expenses   Super health check    From June 24, 2025, the full four-episode tax time 2025 series will be available to listen on CPA Australia's site.  And you can find CPA Australia's tax resources on the website.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:   With Interest  INTHEBLACK   INTHEBLACK Out Loud  Excel Tips  Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au  

Shady contractors are going door-to-door pitching “free” solar energy systems that will eliminate costly electric bills. Most of these fraudsters do shoddy work; some take the money and run. By using high-pressure sales tactics, they get homeowners to sign high-interest contracts that leave them with massive debt. In this episode: The tricks door-to-door con artists use to sell high-priced solar systems, the facts about solar incentives and tax credits, plus tips on how to find a good solar contractor.Read Checkbook's full report on solar scams.Related Consumerpedia Episodes:#1: How to Hire a Good Contractor#8: Saving Energy at Home#10: Here Comes the Sun? Now May Be the Best Time to Go SolarMore from Checkbook:Thinking About Going Solar?Small Steps, Big Impact: Save Energy by Making These Free or Inexpensive ChangesWorth the Money: Energy Saving Upgrades that Quickly Pay for ThemselvesResources, Rebates, and Tax Credits to Help You Go Green at HomeAdditional Resources: Center for Responsible Lending: The Shady Side of Solar FinancingNot a Checkbook member? ⁠⁠⁠⁠Sign up for a free 30-day trial to access all of our unbiased ratings⁠⁠⁠⁠.

Send us a textGena Jain tells us how to save water and money this summer. Find out how Kirkland residents can grab free water-saving kits, score rebates, and pocket hundreds in savings—all while helping the planet. Plus, why not to feed the ducks. Take action now to join the 4th of July parade. Enter your cool car into the Cadet Benefit Car Show. Stay up to date with City Council business. Help us keep youth safe on e-bikes. Protect kids from sports injuries this summer. Practice safe water behavior. Upcoming events, and more! Show note links: https://www.kirklandwa.gov/podcast#20250529

Trying to handle roofing replacement costs alone is one of the biggest mistakes New Jersey homeowners make, experts say. Instead, rebate programs are available - and residents are urged to explore their eligibility for such routes.https://elevatedremodeling.com/2024/09/24/new-jersey-tax-credits-rebates-for-shingle-roof-replacement/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

Amid rising electricity costs, South Australian wineries are embracing solar power to reduce operational expenses. The region's abundant sunshine and federal incentives make solar installations financially attractive while enhancing sustainability credentials. P4B Solar brings solar and battery systems to Adelaide Hill wineries: https://www.p4bsolar.com.au/ P4B Solar City: Norwood Address: 108 Magill Road Website: https://www.p4bsolar.com.au/

In this episode, host Stacey Richter speaks with Ann Lewandowski about whistleblowing in the healthcare industry, focusing on a significant case involving a whistleblower at an employee benefit consultant (EBC) firm. This EBC allegedly pocketed their clients' pharma rebates, violating the Consolidated Appropriations Act of 2021.  The discussion highlights the nuances of being a whistleblower, the ethical dilemmas faced, compliance challenges, and the significant financial implications for companies and individuals involved in illegal activities.  Ann Lewandowski provides insights into documenting and protecting oneself legally and discusses the broader context of trust and transparency in the healthcare sector. Click through to the show notes below to access all of the mentioned links and prior episodes mentioned. === LINKS ===

Window replacements in New Jersey are more affordable than you think. They're also greener, leaner, and better to look at… with tax rebate implications! Read Elevated Remodeling's ((888) 621-5998) resource to learn more, go to https://elevatedremodeling.com/2024/10/18/new-jersey-tax-credits-rebates-for-replacement-windows/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

MORE UNINTENTIONALLY FUNNY AI SLOP SHOWNOTES. Peter Hoistead? Thanks Gemini. Thanks listeners. We love you. Buy CBCo it's excellent beer. The Conditional Release Program - Episode 185: Federal Election 2025 Post-SpecialHosts: Joel Hill & Jack the Insider (Peter Hoistead)Overall Theme: A deep dive into the results and implications of the 2025 Australian Federal Election, focusing on Labor's historic victory, the Coalition's catastrophic loss, and the performance of minor parties and independents.Key Segments & Talking Points:(Part 1 - Approximate Timestamps based on original transcript, subject to adjustment)[00:00:00 - 00:01:23] Introduction & Election OverviewJoel laments being banned from betting on the election, particularly Labor's strong odds.Jack notes Joel would have won significantly, especially on Labor at $2.60.Historic Labor Win: Anthony "Albo" Albanese leads Labor to a significant victory.Libs sent into an "existential crisis."Albo is the first PM to be re-elected since John Howard in 2004.Largest Labor victory on a two-party preferred basis since John Curtin in 1943 (votes still being counted).Crucial Stat: The Albanese government is the only first-term government to have a swing towards it in Australian political history.[00:01:23 - 00:03:38] Significance of the Swing to LaborPrevious first-term governments (Howard '98, Hawke '84, Fraser '77, Whitlam '74, Menzies) all had swings against them when seeking a second term.Albo's government achieved an approximate 4% swing towards it (votes still being counted).Discussion points: Where it went right for Labor, and wrong for the Coalition, Greens, and Teals.Far-right "Cookers" performed terribly. Pauline Hanson's One Nation (FONY) might see minor representation.[00:03:38 - 00:05:11] Patreon & Sponsor Shout-outsReminder to support the podcast on Patreon: www.patreon.com/theconditionalreleaseprogram (for as little as $5/month).CB Co. Beer: Praised for their IPA and new Hazy XPA. Competition to win $100,000. Use code CRP10 for 10% off at cbco.beer.[00:05:11 - 00:08:52] Polling Inaccuracies & Liberal OptimismReiteration of the ~4% swing to Labor.Comparison of final poll predictions vs. actual results:Freshwater: Labor 51.5% (was Liberal pollster, told Libs they were close).Newspoll: 52.5% (Labor used their private polling).Essential: 53.5%.YouGov: 52.2% - 52.9%.Polling companies significantly underestimated Labor's vote, especially those advising the Coalition.The misplaced optimism at Liberal Party HQ on election night.[00:08:52 - 00:16:00] Specific Seat Results & Labor GainsGilmore (NSW South Coast): Fiona Phillips (Labor) won 55-45 (3-4% swing to her), despite Andrew Constance (Liberal) being the favourite.Bennelong (Howard's old seat): Jeremy Laxail (Labor) won 59-41 against Scott Young (problematic Liberal candidate), a 10% swing to Labor.Parramatta: Andrew Charlton (Labor) won 62-38 (was 53.47 in 2022).Aston (Victoria): Labor won in a historic by-election previously, now a 4% swing to the Labor candidate, winning 53-47.Boothby (SA): Louise Miller-Frost (Labor) achieved an 8% swing, holding the seat 61-39.Tangney (WA): Sam Lim (Labor, ex-cop & dolphin trainer) secured a 3% swing, now 56-44. Large Bhutanese diaspora noted.Leichhardt (FNQ): Labor's Matt Smith won 57-43 after Warren Entsch (LNP) retired (10% swing).Hunter (NSW): Dan Repiccioli (Labor) re-elected with 44% primary vote (5% swing on primary). Fended off Nats and One Nation (Stuart Bonds' inflated vote claims by "One Australia" on X).[00:16:00 - 00:18:49] Diversifying Parliament & Women in PoliticsPraise for non-lawyer backgrounds in Parliament (e.g., Dan Repiccioli, Sam Lim).Critique of the typical lawyer/staffer/union pathway.Labor's success in diversifying candidate backgrounds and increasing female representation.Liberals struggling with female representation despite some efforts. Discussion of potential quotas in the Liberal party and the backlash it would cause.Margaret Thatcher quote: "If you want something said, ask a man. If you want something done, ask a woman."[00:18:49 - 00:27:26] The Teals: Mixed Results & ChallengesInitial appearance of a Teal "romp" on election night.Bradfield (NSW North Shore): Teal Nicolette Boele (Burle/Bola) behind Liberal Giselle Kaptarian by 178 votes (updated during recording).Goldstein (VIC): Tim Wilson (Liberal) leading Zoe Daniel (Teal) by 925 votes. Wilson is likely back. Joel comments on Wilson's IPA association vs. his "gay, wet, mediocre, progressive side." Jack notes Wilson often highlights his sexuality.Jim Chalmers' quip about Tim Wilson: "Popular for all those who haven't met him."Kooyong (VIC): Monique Ryan (Teal) leading by 1002 votes (97,000 counted, ~8,000 postals to go). Redistribution added parts of Toorak, making it harder for Ryan.Liberal candidate Amelia Hamer: "Trust fund renter" controversy, owns multiple properties, London bolthole.Corflute wars in Kooyong: Hamer campaign's excessive use of A-frames, obstructing walkways, went to Supreme Court over council limits. Jack doubts the impact of corflutes.[00:27:26 - 00:31:28] Why Did the Teals Go Backwards?Liberal party invested heavily in Kooyong and Goldstein.Voters potentially preferring a local member who is a Minister or part of the government.Redistribution impact in Kooyong (addition of Toorak).Zali Steggall's success in Warringah partly due to "fruitcake" Liberal opponents like Katherine Deves.[00:31:28 - 00:40:37] The Greens: Significant LossesLost all lower house seats. Adam Bandt (leader) gone from Melbourne.Lost Brisbane (Max Chandler Mather) and Griffith back to Labor.Ryan (South Brisbane): Likely Labor win in a three-way contest.Greens will have no lower house representation.Key Reason: Housing policy standoff. Accused of holding up Labor's housing bill for over a year (affecting funding for domestic violence victims, homeless), pursuing "perfection" over compromise.[00:40:37 - 00:49:57] Deep Dive: Housing Policy ChallengesA major challenge for the Albanese government. Not an easy fix.Supply-side changes could devalue existing homes or slow growth, angering homeowners.Joel's view: Subsidized housing (rent-to-own, means-tested) wouldn't touch the high-end market.Negative gearing: Not a quick fix; removing it overnight unlikely to change much; issue is supply.Homeowner expectations of property value growth.Construction industry at full tilt; skills shortages.CFMEU's role in skilled migration for construction.Free TAFE importance for reskilling/upskilling.Linton Besser (Media Watch) criticism of Labor "building" houses when they reconditioned unlivable ones – Joel argues this still increases supply.[00:49:57 - 00:59:16] Deep Dive: Childcare Policy & Global Economic HeadwindsChildcare another area for government focus.Labor's childcare policy: Rebates for high earners (e.g., $325k combined income).High cost of childcare; need for better pay for childcare workers (Labor delivered a pay spike).Ownership of childcare centers (Peter Dutton reference) and profit-making. Call for more public childcare.Uncertain global economic times, Trump tariffs.Port of Los Angeles imports down by one-third.US Q1 economy shrank 0.3%; recession likely.Japan, China, South Korea meeting to discuss tariff responses; hold significant US debt. Japanese warning to US re: trade negotiations.[00:59:16 - 01:07:13] What Went Wrong for the Coalition? Answer: Everything.Gas Price Fixing Policy: Cobbled together, no consultation with industry (unlike Rudd's mining tax failure), potentially unconstitutional (taxing for benefit of some states over others).Work From Home Policy Disaster:Conceived by Jane Hume and Peter Dutton, no Shadow Cabinet consultation.Initial messaging: All Commonwealth public servants, then just Canberra.Jane Hume's media run: Claimed all WFH is 20% less productive, citing a study.Implied WFH employees are "bludgers," alienating a vast number of voters (including partners of tradies).Labor capitalized on this after door-knocking feedback. Policy eventually walked back.Defence Policy: Released in the last week, vague promise to spend 3% of GDP, no specifics on acquisitions. Andrew Hastie (Shadow Defence) reportedly wants out of the portfolio.Fuel Excise Policy: Halving fuel excise for a year. Took a week for Dutton to do a photo-op at a service station. Fuel prices had already dropped.Melbourne Airport Rail Link Funding: Announced at a winery.Vehicle Emissions Policy: Clarifications issued within 48 hours.Generally a shambolic campaign, studied for years to come.[01:07:13 - 01:08:55] The Nationals & Nuclear Policy FalloutNats trying to spin a better result than Libs, but didn't win Calare (Andrew Gee back as Indy).Nuclear Policy: Coalition embarrassed to discuss it. Nats insist on keeping it.Policy originated as a way for Libs to get Nats to support Net Zero by 2050.Massive costs and timelines: Hinkley Point C (UK) example – 65 billion pounds, years of delays. US Georgia plant similar.Legislative hurdles: Repealing Howard-era ban, state-level bans (even LNP QLD Premier Chris O'Fooley against it).State-funded, "socialist" approach due to lack of private investment.[01:08:55 - 01:15:49] Coalition Campaign Failures & SpokespeopleDebate on government vs. private industry running power.Lack of effective Coalition spokespeople: Susan Ley sidelined, Jane Hume promoted. Angus Taylor perceived as lazy.Angus Taylor's past water license scandal ("Australia's Watergate," Cayman Islands structure).[01:15:49 - 01:28:03] Demographics: A Tide Against the LiberalsWomen: Voted ~58-42 for Labor (two-party preferred), worse than under Morrison. Libs failed to address issues like climate, domestic violence.Language Other Than English at Home (LOTE): 60% backed Labor (Redbridge polling, Cos Samaras). Indian and Chinese diaspora significant, impacting Deakin and Menzies (Keith Wallahan, a moderate, lost Menzies).Gen Z & Millennials (18-45): Now outnumber Baby Boomers (60+), voted 60-40 Labor (TPP).Preferencing: Labor "gamed the system well"; Liberals' deal with One Nation backfired in messaging to urban areas.Strategy Failure: Liberals walked away from "heartland" Teal-lost seats, wrongly believing voters were wrong. Dutton's 2023 claim of Libs being "party of regional Australia" failed. No connection or network in targeted outer-suburban/regional seats.Female Pre-selection: Aspiration of 50% in 2019, achieved 34% in 2025. "Male, white, middle-class, mediocre."Sarah Henderson Example: Lost Corangamite in 2019, returned via Senate vacancy. Criticized as a "waste of space," arrogant for seeking re-entry.Both parties have taken safe seats for granted (factional gifts), but Labor learning. Example: Batman (now Cooper, Jed Carney) won back from Greens after better candidate selection.[01:28:03 - 01:36:42] Fond Farewells: Election CasualtiesPeter Dutton: Lost his seat of Dickson (held 20+ years), got "smashed." Likely preferred losing seat to facing party room fallout. Gracious concession speech. Australia's strong electoral process praised (democracy sausage, volunteers, AEC, peaceful concession).Michael Sukkar (Deakin, VIC): "Unpleasant piece of work."Recount of February incident: Sukkar, at Dutton's prompting, used a point of order to cut off Attorney-General Mark Dreyfus (Jewish) during an emotional speech about anti-Semitism and his family's Holocaust connection (Shiloh story). Dreyfus called Sukkar "disgusting." Sukkar moved "that the member no longer be heard." Widely condemned.Gerard Rennick (QLD Senator): Anti-COVID vaccine, spread misinformation (diabetes, dementia links). Jack recounts being attacked by Rennick's "poison monkeys" on X after writing about it. Rennick gone, likely self-funded much of his campaign.(Part 2 - Timestamps restart from 00:00:00 but are a continuation, add ~1 hour 36 mins 50 secs to these for continuous flow)[01:36:50 - 01:44:07] The Fractured Hard Right ("Cookers") - Dismal PerformanceGenerally went nowhere electorally.UAP (United Australia Party) / Trumpeter Patriots (John Ruddock): 2.38% in NSW Senate (down from UAP's 3.2% in 2022). Less money spent than previous Clive Palmer campaigns.Libertarian Democrats (Lib Dems): 1.99% in NSW Senate. Controversial name didn't help. Alliance with H.A.R.T (formerly IMOP, Michael O'Neill) and Gerard Rennick's People First Party.Monica Smit's calls to "unite" contrasted with these groups already forming alliances without her.These three parties combined got less than 2% in NSW. Lib Dems

This Astonishing Healthcare podcast episode features Bridget Mulvenna, who joins us in the studio again for an insightful discussion about addressing data access hurdles and utilizing pharmacy claims data. Building on her previous episodes, we dig into the "how" here - how can plan sponsors get their data, analyze it, and use it to make more informed decisions. It's encouraging that things are getting a little better out there, but data transparency and sharing remain top concerns for channel partners and plan fiduciaries alike; everyone is trying to understand what's driving costs higher within their plans (aside from GLP-1s, of course)!What data do you need? Who can/should do the analysis? What do contract definitions have to do with this? We cover it all, offering practical suggestions to hold partners accountable based on Bridget's experience.Related ContentWhy this benefit leader switched to a more modern, transparent PBM.AH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff HoganAH048 - High-Cost Orphan Drugs, Securing Claims Data, and More, with Dr. Eric BrickerAH053 - Selling Pharmacy Benefits: Relationships, Rebates, GLP-1s, and More, with Bridget MulvennaFor more information about Capital Rx and this episode, please visit Capital Rx Insights.

Nick Rose, CFO of Enable, joins CJ to discuss one of the most overlooked yet powerful levers for growth, trust, and alignment in B2B commerce: rebates. They talk about how rebates are often dismissed as accounting clean-up or mistaken for discounts, but they are actually critical pricing incentives that foster long-term relationships. Nick describes how he first came to Enable as a customer and how it helped him uncover more than $7 million in missed rebates. He breaks down how rebates differ from discounts, how they can exceed net profit, and why manual rebate systems are so complex and inaccurate. Nick also explains how Enable is building a new SaaS category, and the importance of becoming a business's top three priority as a SaaS platform.If you're looking for an ERP, head to NetSuite: https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.—SPONSORS:Subscript is a modern billing and revenue recognition platform designed for SaaS finance teams that need flexibility and accuracy. From automated invoicing and dunning to compliant, transparent revenue recognition and real-time analytics, Subscript eliminates manual work, reduces errors, and gives you a single source of truth for all your financial data. Book a free demo at subscript.com.Rippling Spend is a spend management solution that handles your entire company's spending in one unified system. It enables you to bring your corporate cards, expense management, bill pay, and more into one place to achieve real-time visibility and uniquely granular control with automated policy controls across every type of spend. Get a demo to see how much time your org would save at rippling.com/metrics.Vanta's trust management platform takes the manual work out of your security and compliance process and replaces it with continuous automation. Over 9000 businesses use it to automate compliance needs across over 35 frameworks like SOC 2 and ISO 27001. Centralize security workflows, complete questionnaires up to five times faster, and proactively manage vendor risk. For a limited time, get $1,000 off Vanta at vanta.com/metrics.Tropic is an intelligent spend management solution that consolidates your spend data and processes into one unified offering, enabling insights and decisive action. From spotting hidden optimization opportunities to automating painful procurement workflows and giving you the best market data to turn vendor negotiations in your favor, Tropic combines smart insights with real human expertise to keep you ahead of the curve. Visit tropicapp.io/mostlymetrics to learn how.MUFG is the largest bank in Japan and a global banking powerhouse with a focus on empowering Growth and Middle Market stage companies in North America and Europe. MUFG provides comprehensive banking services for VC-backed, PE-backed, and public companies with revenues starting at $40M. The bank combines its global capabilities with deep operational understanding to help companies accelerate their growth trajectory. Contact group head Bob Blee at bblee@us.mufg.jp to find out more.NetSuite provides financial software for all your business needs. More than 40,000 companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform, head to NetSuite https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.Planful is a financial performance management platform designed to streamline financial tasks for businesses. It helps with budgeting, closing the books, and financial reporting, all on a cloud-based platform. By improving the efficiency and accuracy of these processes, Planful allows businesses to make better financial decisions. Find out more at www.planful.com/metrics.—FOLLOW US ON X:@cjgustafson222 (CJ)—TIMESTAMPS:(00:00) Preview and Intro(02:18) Sponsor – Subscript | Rippling Spend | Vanta | Tropic(07:22) From Geography Major to CFO(10:44) How Nick Became an Enable Customer(13:45) $7–8 Million in Missed Rebates(17:01) Sponsor – MUFG | NetSuite | Planful(20:27) Complexity in Manual Rebate Systems(21:45) What Is a Rebate?(26:07) Rebates Exceeding Net Profit(27:30) Why Rebates Build Long-Term Relationships(28:43) Trust and Rebates(34:42) Channel Stuffing and Rebate Fraud(39:59) Bringing Rebates and Pricing Together(42:32) Rebates Versus Discounts(43:23) The Challenges of Creating a New Category(45:42) Becoming a Top Three Priority(48:53) Investor Thesis and Network Effects(51:08) Long-Ass Lightning Round: Bad Hiring Decisions(54:25) Advice to Younger Self(55:36) Finance Software Stack(56:45) Craziest Expense Story Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Send us a textWhat do trees, driveways, and otters have in common? Kate Schmiett—Environmental Education Specialist—explains and spotlights two simple ways to protect our water and wildlife, and get a rebate! Plus, celebrate with food, fun and fellowship May 13 at the State of the City and Community Appreciation Night event. Bike everywhere on May 14. Nominate your favorite tree for the Top 10 Trees of Kirkland 2025. Take 60 minutes to get more prepared. Practice safe driving for National Work Zone Awareness Week. Beautify Heritage Park on May 6. Enjoy community art at the Senior Art Show. And more! Show note links: kirklandwa.gov/podcast#20250424

How One Leader Came Out of Retirement to Transform Home Healthcare Jasper Freeman, Director of National Accounts at SC Pharmaceuticals, didn't just return to medical sales—he came back with a mission to change it. In this episode, Jasper shares how he helped launch Ferosix, a revolutionary heart failure treatment designed to keep patients out of the hospital and improve care at home. But that's just the beginning. We dive into: The untold story of Pharmacy Benefit Managers (PBMs) and their massive influence over drug pricing and access Why the insurance-sales-patient triangle is the key battleground in healthcare innovation What the U.S. can learn from other countries about lowering costs and improving care Bold reform ideas—from slashing med school tuition to rethinking drug distribution This is a rare, behind-the-scenes look at the business of healthcare, guided by someone who's lived it at the highest levels. If you're in medical sales—or trying to break in—this episode is a masterclass on what's next and how to lead the change. Connect with Jasper: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How » Want to connect with past guests and access exclusive Q&As? Join our EYS Skool Community today!

Sarah McGuinness, Political Correspondent with the Irish Daily Mail and Sheena Mitchell, Pharmacist at Milltown Total Health Pharmacy

Our old friend Mark Jewell joins us to talk about selling in the lighting industry—especially as rebates begin to dry up. A lot of people are worried about what the end of rebate programs will mean for project sales. Mark says we shouldn't be. Michael and Greg aren't so sure. In this episode, Mark talks us down off the “rebate ledge” with some sensible math. Rebates are great, but they're not the only reason to upgrade. With real-world examples, he explains how energy savings, increased building value, and improved worker performance—think efficiency, accuracy, and morale—can still make a strong business case for retrofits. And if you manage a mall, you'll want to hear Mark's take on why it TOTALLY makes sense to upgrade your parking lot lighting—rebates or not.Mark is an award-winning trainer and Wall Street Journal best-selling author with 30 years' experience in energy and efficiency. Over those three decades, Mark Jewell has taught more than 15,000 energy professionals and influenced efficiency decisions in more than three billion square feet of North American real estate. Earlier in his career, Mark helped the US EPA deploy both the ENERGY STAR® Buildings Program for Commercial Real Estate and the Portfolio Manager® benchmarking tool.Prior to founding Selling Energy, Mark Jewell served as founder and President of a consulting firm that identified energy-saving improvements, provided financial analyses to justify said improvements, and supported utilities and customers in the creation and implementation of efficiency programs. Mark received his B.S. in Economics from The Wharton School of Finance and Commerce at the University of Pennsylvania.

"If you know how a PBM gets paid, that's the best transparency you can ask for.” - Julie WassermanJulie Wasserman, VP of Sales for VerusRx, joined me this week to discuss the PBM industry in 2025. If you're a PBM, how do you gain trust with employers and build plans that work for them? We talk about what every PBM should be doing for their employers, what true transparency looks like, how to reach employees directly through software, and how GLP1s are changing the industry.If you're a PBM or work with them, or are just curious about one of the biggest industries in healthcare, make sure to tune in this week to Self-Funded with Spencer to hear from Julie on what the best practices need to look like.Chapters:00:00:00 What The PBM Industry Should Focus On In 2025 | with Julie Wasserman00:15:07 Increasing Employee Engagement00:20:16 Complexity in the PBM Industry00:25:03 Data-Driven Health Savings for Employers00:31:27 What Does True Transparency Look Like00:49:36 Global Drug Price Discrepancies00:56:38 Incentivizing Cost-Effective Healthcare Decisions in PBMs01:01:11 Financial Risks of Covering GLP1s for Weight LossKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: VerusRx, PBM, PBMs, Rebate, Rebates, Pharmacy Rebates, Transparency, PBMIndustry, GLP1, GLP1s, Ozempic, Wegovy, pharma, Reference Based Pricing, RBP, Healthcare Costs, julie wasserman, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#VerusRx #PBM #PBMs #Rebate #Rebates #PharmacyRebates #Transparency #PBMIndustry #GLP1 #GLP1s #Ozempic #Wegovy #pharma #ReferenceBasedPricing #RBP #HealthcareCosts #juliewasserman #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

In this Convo of Flanigan's Eco-Logic, Ted speaks with Drew Slater, Executive Director Energize Delaware. The Delaware Sustainable Energy Utility is a non-profit that gives energy-efficiency grants and low-interest loans to qualified borrowers, helping them install solar energy systems or make energy efficiency upgrades. Energize Delaware programs aid residents, businesses, nonprofits, government facilities, farms, faith organizations and schools to become energy efficient.Before becoming the second executive director of Energize Delaware, Drew built a resume of 20 years of experience in various roles, such as Delaware's Public Advocate, then-Rep. John Carney's Kent and Sussex coordinator and legislative assistant for the State Senate. In his work with the Office of Public Advocate, he worked to strengthen the state's Renewable Portfolio Standards and the competition of the Artificial Island project to improve reliability for the electric grid.He and Ted discuss the comprehensive and community driven array of programs that Energize Delaware offers, including energy audits, rebates, low interest loans or grants for large renewable energy systems, and programs available to low-income customers. He specifically highlights the weatherization assistance program, solar initiatives and incentives, and programs for farmers, ranchers, growers, and other agri-businesses to take charge of their energy future. He also shares how Energize Delaware works collaboratively with the utility, working together to ensure market certainty, avoiding program duplicity, and regularly introducing new, innovative, and relevant solutions to power their community with clean, efficient, and affordable energy.

This is an Impact Pricing Blog published on February 4, 2025, turned into an audio podcast so you can listen on the go. Read Full Article Here: https://impactpricing.com/blog/stop-thinking-of-rebates-as-discounts-heres-what-they-really-do/ If you have any feedback, definitely send it. You can reach us at mark@impactpricing.com.  Now, go make an impact.   Connect with Mark Stiving: Email: mark@impactpricing.com LinkedIn: https://www.linkedin.com/in/stiving/  

Wayne Smith from the Smart Energy Council on what to expect from the federal home battery rebate (and when to expect it) and Australia's "sliding doors" energy election.

The legal fight over drugmakers' push to impose 340B rebates is heating up, with five lawsuits pending in a federal court in Washington, D.C. Recently, 340B Health joined with two of its member hospitals in asking the court to intervene as defendants to stop these rebates from taking effect. Genesis HealthCare System based in Ohio is one of those hospitals. Shona Carr, the director of 340B and ambulatory pharmacies at Genesis, breaks down how rebate models would create financial challenges for hospitals that would hamper their patient care initiatives.Carrying and Compliance CostsEach drugmaker's push to impose rebates would incur new drug purchasing and compliance expenses for covered entities. Bristol-Myers Squibb's rebate policy alone would cost Genesis HealthCare System an additional $400,000 per month in drug spend if it applied to all BMS drugs. If 340B rebate models became the norm for all drugmakers, Carr estimates Genesis would pay an additional $5.2 million per month in upfront costs. Those figures do not include additional hundreds of thousands of dollars in annual staffing expenses to process rebate claims and challenge denials.Effects on Patient Care and SupportImposing 340B rebates could force Genesis HealthCare System to scale back or discontinue its patient assistance program, according to Carr. But 340B savings do not just go towards direct patient help with drug costs at the hospital. The financial impact of rebates also could affect other community programs and free services, such as patient transportation, meds-to-beds, health screenings, and a paramedicine program.Advice for Other HospitalsCarr says every covered entity that has not already done so should begin reviewing drugmaker rebate policies and working with their 340B third-party administrators to estimate potential costs. She says this involves entities asking bigger questions: Would rebate policies require additional 340B staffing? Does senior leadership understand the potential impact of these changes? What 340B-funded programs might be at risk?Resources:340B Health Seeks To Intervene in All Drugmaker Rebate LawsuitsDeclaration of Shona Carr in Support of Motion To Intervene

Amid ongoing nationwide efforts to put restrictions on teaching specific segments of American history, the National Center for Civil and Human Rights has launched a free learning portal to expand access. It aids teachers and parents in bringing a complete history about civil and human rights to students. Nicole Moore, who serves as the director of education for the National Center for Civil and Human Rights, talks more about the portal that offers ready-to-go lesson plans, worksheets and other interactive tools. She also explains how the lessons are taught to help students connect with their history. Plus, the Atlanta E-bike Rebate Program launched in 2024 with the goal of eliminating financial barriers to e-bike ownership, reducing transportation costs, and promoting a shift from car-dependent travel. The program was funded by a $1 million investment from the Atlanta City Council and administered by the Atlanta Regional Commission in partnership with Propel ATL. Bennett Foster, the managing director of mobility at the Atlanta Regional Commission, and LaMiiko Moore, a recipient of the e-bike rebate, talk with Rose about a new report that details specifics about the E-bike Rebate Program—such as who received the citywide rebate, and how the rebate was used. See omnystudio.com/listener for privacy information.

Who has the advantage tonight?

On Episode 53 of the Astonishing Healthcare podcast, Bridget Mulvenne, VP of Business Development, joins Justin Venneri in the studio again to share highlights of her first full year of selling pharmacy benefit solutions ahead of her webinar on February 13: 5 Ways to Improve your PBM Procurement Process in 2025 (click here to learn more and register). They discuss the evolving healthcare landscape, regulatory pressures, expanding indications for GLP-1s, and the need for transparency in pharmacy benefits. Bridget shares stories from the field, explaining why focusing on drug manufacturer revenue and breaking the industry's dependence on rebates are so important and how modern technology helps provide real-time data access and actionable insights to plan sponsors. Previous AH episodes featuring Bridget:AH002 - A Former Pharmacy Program Director's View on Controlling Pharmacy CostsAH021 - Managing Pharmacy Costs in a GLP-1 World, with Bridget MulvennaBridget also shares insights on the evolving landscape of GLP-1 medications and their growing number of FDA-approved indications beyond diabetes and highlights the challenges plan sponsors face with coverage decisions, balancing short-term costs with potential long-term savings. Discussing Capital Rx's Never Move Again™ offering, Bridget emphasizes its flexibility and appeal to sophisticated plan sponsors.Related Content:Pharmacy Benefits 101: Pharmaceutical RebatesOur Single-Ledger Model™ - Pharma Revenue ExplainedAH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff HoganPlease visit Capital Rx Insights for more information, including this episode's transcript!

As President Trump plots the end of federal subsidies for electric vehicles, Denverites are buying Teslas, Nissan Leafs, Chevy Bolts, and other EVs at record rates. Will Trump's plans impact our state's love affair will gas-free cars? Then, voters approved the reintroduction of gray wolves in 2020, but now that 29 wolves are ranging across our state, the program has sparked conflict between ranchers, ecology advocates, and Colorado Parks and Wildlife officials. Producer Paul Karolyi and host Bree Davies are joined by CPR's climate reporter Sam Brasch to dig into these stories — plus, an exciting new play at the DCPA, a state budget fight brewing over controversial weight loss drugs, and more wins and fails of the week.  Sam mentioned his brother Jake Brasch's new play, “The Reservoir,” the new range rider job to help with wolf reintroduction, and this discussion on wolf restoration Feb. 6. Paul talked about the Utah Hockey Club, a local setback for GLP-1 drugs, and the recent parking ticket texting scam. Bree discussed Detour's new piece at DIA and the Colorado Rapid Response Network's work to debunk or confirm ICE raid rumors. Make your voice heard! We're doing a survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey—it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card–and City Cast City swag. Get your tickets to HEYDAY now! We're putting on an indoor fair with urban flair, like a classic county fair but with a very cool Denver twist. Join us on March 8 for classic carnival games, vintage arcade games, Denver-themed balloon art, and a full day of grandstand entertainment, featuring some of your favorite guests from the podcast. It's family friendly, too, if you wanna bring your kids. Get those tickets now at www.heydaydenver.com. What do you think about wolf reintroduction after four years of drama? The AwooOOOooo Hotline is open! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418‬ For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm/Denver Learn more about the sponsors of this January 24th episode: Babbel - Get up to 60% off at Babbel.com/CITYCAST Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Gilham is an experienced senior executive with a proven track record in finance, strategy, and consulting. He brings deep expertise in driving commercial success, improving operational efficiencies, and influencing industry best practices.  In this episode, Mark shares the transformative power of rebates as tools for driving both customer behavior and operational efficiency, rather than just cost-cutting mechanisms. He highlights the importance of designing rebates that align with business goals, such as incentivizing desirable customer actions, improving operational processes, and fostering long-term loyalty.    Why you have to check out today's podcast: Learn how rebates can go beyond simple cost-cutting to solve operational challenges, enhance customer loyalty, and drive profitability for your business. Gain insights into how rebates can incentivize customer behaviors that benefit both parties, creating a more collaborative and sustainable business relationship. Discover innovative ways to use rebates to optimize your operations, create efficiencies, and stronger partnerships with customers.   "Get out from behind your desk; get away from the spreadsheet and understand your business. Understand what makes your business tick." - Mark Gilham   Topics Covered: 01:11 - How he transitioned from accountancy to pricing 02:24 - Explaining why accountants' focus on cost-plus pricing 03:52 - Highlighting how understanding pricing enables finance professionals to interpret data more effectively and influence business outcomes 05:35 - Strategic role of rebates in B2B, their challenges, and how they differ from traditional incentives and discounts 08:18 - Importance of structuring rebates and balancing discounts and rebates in B2B to maintain margins 11:11 - Dynamics of incentivizing end consumers versus channel partners 14:59 - Optimizing rebate structures 20:40 - Sharing how rebates can incentivize operational efficiency 25:55 - Advocating for pricing teams to lead rebate strategies to create lasting customer relationships and reduce reliance on discounting 28:11 - Highlighting the potential of rebates to address operational inefficiencies   Key Takeaways: "Immature pricing practices tend to be that cost-plus. And when I say immature, it's not that it's bad, it's just they don't know what good looks like or what's better." - Mark Gilham "A good rebate is a rebate that a manufacturer or supplier wants to pay out." - Mark Gilham "I believe pricing have the tools and the skillset to, and it should be on the sell side, to equip salespeople to go out, not to win an order, but to kind of win a relationship. And make that relationship sticky so that discounting actually is not, it's always going to be important, but hopefully you can take a little bit of that pressure off the table." - Mark Gilham "If you want a better deal from your supplier, think about all the things you could do to make their life easier and ask them, ‘What's that worth to you?' And that's a far better way of getting a bit of extra money out of the contract than just saying, ‘I want my product for less.'" - Mark Gilham   People/Resources Mentioned: Enable: https://www.enable.com   Connect with Mark Gilham: LinkedIn: https://www.linkedin.com/in/markgilham/ Email: mark.gilham@enable.com   Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving/ Email: mark@impactpricing.com  

5pm: Guest - Shari Elliker // E-bike rebates are finally coming to WA. Here’s what to know // Know-it-all Quiz // Letters 

Use found time for something fun or meaningfulSee omnystudio.com/listener for privacy information.

This episode with Chris Crawford, CEO of RxSaveCard, is not about the when, why, or how of GLP-1s for weight loss or best-practice prescribing. This episode very, very specifically is about the how and why of the pickle plan sponsors get themselves into often enough where if they impose formulary restrictions to limit the volume of meds that they are paying for, then unit prices go up, which is a thing for GLP-1s. And this is critical just given how the costs associated with GLP-1s for weight loss contribute to some pretty significant increases in pharmacy trend for plan sponsors who choose to cover the GLP-1s for weight loss. Chris Crawford and Stacey Richter discuss the challenges plan sponsors face with the rising costs of GLP-1 medications for weight loss. They explore how plan sponsors' efforts to manage pharmacy trends often result in a tradeoff: lowering unit costs by increasing volume or vice versa. Chris also introduces a potential solution leveraging the growing cash marketplace, where employers can bypass traditional PBM contracts to achieve cost savings. Tune in for actionable insights into the perverse incentives in the pharmacy supply chain and innovative ways to navigate them. (Continued below the links) === LINKS ===

5pm: WA has failed with e-bike rebates. It’s time for the county to step up // Drones and the Cost of Lost Trust // What is Project Blue Beam? // Trump on NJ drone mystery: 'The government knows what is happening' // 5 years after its legalization in Washington, human composting takes root // John signs up to be human composted // Letters

What I learned from rereading James J. Hill: Empire Builder by Michael P. Malone. ----Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud by going to Ramp and learning how they can help your business control your costs and save more. ----Founders Notes gives you the ability to learn from history's greatest entrepreneurs on demand. You can search all my notes and highlights from every book I've ever read for the podcast. Get access to Founders Notes here. ----Join my free email newsletter to get my top 10 highlights from every book----Notes and highlights from the episode: —He had unlimited energy, was stubborn, had a temper, was supremely arrogant and he did more to transform the northern frontier of the United States than any other single individual.—One of the things he learned from history and biography: The power of one dynamic individual: Like so many other nineteenth-century youths, young Jim Hill fell under the spell of Napoleon. He came to believe in the strength of will, the power of one dynamic individual to change the world, the conquering hero. (He says that the railroad entrepreneurs conquered the distance between remote communities in the American west)—He accustomed himself to handle a large workload.—If you want to know whether you are destined to be a success or a failure in life, you can easily find out. The test is simple and it is infallible: Are you able to save money? If not, drop out. You will lose. You may think not, but you will lose as sure as you live. The seed of success is not in you. –James J. Hill—He held people's attention as he engaged them in characteristic rapid-fire, highly animated conversation, gesturing expansively and driving home his point with jabbing motions of his hands—the embodiment of high energy.—He worked incredibly hard, sometimes laboring late into the night, falling asleep at the desk, then getting up for a swim in the river and a cup of black coffee, then going back to work.—“Rebates existed in other industries. I just applied them to oil.” Rockefeller said. [Don't copy the what, copy the how]  —John D: The Founding Father of the Rockefellers by David Freeman Hawke. (Founders #254)—"The very best employee at any job at any level of responsibility is the person who generally believes that this is their last job working for someone. The next thing they'll start will be their own. — Max Levchin in The Founders: The Story of PayPal and the Entrepreneurs Who Shaped Silicon Valley by Jimmy Soni. (Founders #233)—Hill drank little, worked hard, and confined his socializing to respectable settings. As always, he read incessantly. He permitted himself few distractions in his relentless drive to achieve wealth and status.—Inefficiency disturbs him greatly.—James J. Hill loved eliminating steps.—Genius has the fewest moving parts.—Hill limited the number of details. Then he makes every detail perfect.—Hill called vertical integration, rational integration.—Hill always gets out quickly in front of the emerging trend.—Hill had an entirely pragmatic business personality. When competition suited him in a market, he competed fiercely. But when competition became wasteful to him, he did not hesitate to end it, even if this meant joining with old enemies and creating a monopoly.—Hill was making profits owning steamboats. Then a competitor from Canada starts running the same route and the rates and profits dwindle. Hill discovers a neglected maritime law that prohibited foreign ships from operating in American waters. Hill then persuades the US Treasury Department to enforce the law against his competitor. The competitor has to transfer ownership to an American. After that Hill then merges with that competitor and forges another monopoly.—This railroad is my monument. — James J Hill—As man emerged into history, he became a road maker; the better the road, the more advanced his development. — James J. Hill.—By 1885 Railroads brought in twice the revenue than the federal government.Railroads were the nations largest employer.The railroaders were the largest private land holders in the country.They owned more than 10% of land in the United States.—Hill identified an opportunity hiding in plain sight: Unlike most who viewed the Saint Paul and Pacific as a near-worthless derelict, Hill viewed it as a miracle waiting to happen, a potentially wondrous enterprise simply lacking competent leadership. He studied the road constantly, reading every scrap of information he could find about it and boring anyone who would listen with endless detail as to what it could one day be.—He possessed a priceless advantage compared with most other nineteenth-century rail titans. Rather than coming from the outside world of finance, as most of them did, he arose from the inside world of freighting and transportation, and he knew this world in all its complexities. He was about to demonstrate how certain well-established, regional capitalists on the frontier could challenge and even best larger eastern interests.—Being obsessed is an edge. Hill was obsessed getting control of the bankrupt Saint Paul & Pacific rail line:  Hill, who knew the road better than anyone else, constantly argued to his friends, the potential prize defied description. He seemed completely fixated on the project. Many years later, his friend recalled that Jim had spoken of it to him “probably several hundred times” during the mid-1870s.—James J. Hill finds what he is best at in the world at, at 40 years old, in a field where he had no direct experience.—“It pays to be where the money is spent” — James J Hill—James J. Hill was very easy to interface with. He had an easy to understand organizing principle for his company. Hills credo: What we want is the best possible line, shortest distance, lowest grades, and least curvature that we can build.—He had appreciation for those who had dirt underneath their fingernails.—Many observers would later compare Hill with Villard. The comparison was inevitable. “While Hill was building carefully and checking his costs minutely Villard built in ignorance of costs.” Like other transcontinental plungers, Villard did in fact build rapidly and poorly, much of his main line would later have to be torn up and rebuilt. He had rushed to get the massive land grants. Amid mounting deficits and acrimony, Villard was then forced to resign the presidency of the NP in 1884.—Find what you are good at and pound away at it forever.—He simply could not delegate authority and live with the outcome.—Hill on how to build a railroad: Work, hard work, intelligent work, and then more work. — James J Hill.—They managed the finances of the railroad in a highly conservative and prudent manner.  Hill advocated and practiced a policy of plowing large percentages of profits directly back into the property, knowing that the best defense against invading railroads was a better-built system that could operate at lower rates.—Give me Swedes, snuff and whiskey, and I'll build a railroad through hell. — James J. Hill—From the Hour of Fate: James J. Hill had built the Great Northern with deliberate thrift and brutal efficiency. His railroad would become among the most profitable in the Northwest. He didn't need JP Morgan the way other railroad executives did. (Financial strength was kryptonite to JP Morgan)—He cared most about freight, never frills.—The life of James J. Hill certainly demonstrates the impact one willful individual can have on the course of history.—I've made my mark on the surface of the earth and they can't wipe it out. — James J Hill.----“I have listened to every episode released and look forward to every episode that comes out. The only criticism I would have is that after each podcast I usually want to buy the book because I am interested so my poor wallet suffers. ” — GarethBe like Gareth. Buy a book: All the books featured on Founders Podcast