Podcasts about rebates

The Government has confirmed it plans to funnel more money into New Zealand's film production sector. The $577 million injection over the rest of this year and the next four brings the total International Screen Production Rebate to $1.09 billion. Eligible productions can access a 20 percent rebate where production costs are more than $15m for feature films, and $4m for television productions. Great Southern TV's Phil Smith joined the Afternoons team to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This four-part tax time 2025 series provides you with comprehensive coverage of topics tailored to assist Australian accountants, finance professionals and their clients.   In this first episode, learn about the latest updates from the Australian Taxation Office (ATO), as well as key information on:  Deductions  Record keeping  Investments  Digital tools  ATO focus areas  This episode will help ensure you and your clients are well prepared for tax season in 2025.    Listen now.   Host: Jenny Wong, tax lead, policy and advocacy, CPA Australia  Guest: Rob Thomson, assistant commissioner at the Australian Taxation Office (ATO) For links related to this episode, head to the ATO website for information on:  The ATO app  Occupation guides  Work-related expenses   Work-related self-education expenses   Super health check    From June 24, 2025, the full four-episode tax time 2025 series will be available to listen on CPA Australia's site.  And you can find CPA Australia's tax resources on the website.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:   With Interest  INTHEBLACK   INTHEBLACK Out Loud  Excel Tips  Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au  

The Mortgage Show - June 1, 2025 - Updates on mortgage insurance rebates

Shady contractors are going door-to-door pitching “free” solar energy systems that will eliminate costly electric bills. Most of these fraudsters do shoddy work; some take the money and run. By using high-pressure sales tactics, they get homeowners to sign high-interest contracts that leave them with massive debt. In this episode: The tricks door-to-door con artists use to sell high-priced solar systems, the facts about solar incentives and tax credits, plus tips on how to find a good solar contractor.Read Checkbook's full report on solar scams.Related Consumerpedia Episodes:#1: How to Hire a Good Contractor#8: Saving Energy at Home#10: Here Comes the Sun? Now May Be the Best Time to Go SolarMore from Checkbook:Thinking About Going Solar?Small Steps, Big Impact: Save Energy by Making These Free or Inexpensive ChangesWorth the Money: Energy Saving Upgrades that Quickly Pay for ThemselvesResources, Rebates, and Tax Credits to Help You Go Green at HomeAdditional Resources: Center for Responsible Lending: The Shady Side of Solar FinancingNot a Checkbook member? ⁠⁠⁠⁠Sign up for a free 30-day trial to access all of our unbiased ratings⁠⁠⁠⁠.

Send us a textGena Jain tells us how to save water and money this summer. Find out how Kirkland residents can grab free water-saving kits, score rebates, and pocket hundreds in savings—all while helping the planet. Plus, why not to feed the ducks. Take action now to join the 4th of July parade. Enter your cool car into the Cadet Benefit Car Show. Stay up to date with City Council business. Help us keep youth safe on e-bikes. Protect kids from sports injuries this summer. Practice safe water behavior. Upcoming events, and more! Show note links: https://www.kirklandwa.gov/podcast#20250529

Trying to handle roofing replacement costs alone is one of the biggest mistakes New Jersey homeowners make, experts say. Instead, rebate programs are available - and residents are urged to explore their eligibility for such routes.https://elevatedremodeling.com/2024/09/24/new-jersey-tax-credits-rebates-for-shingle-roof-replacement/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

In this garage edition, Jeremy Cordeaux delivers a fearless commentary on Australia’s political and economic missteps. From the RBA's anticipated rate cuts to blistering critiques of climate policy, taxation, social media influence, and over-regulation, Jeremy doesn't hold back. He dives into the folly of renewable subsidies, unpacks population policy failures, and highlights the farce of costly cataract surgeries and home medicine inspections. With nods to history and pop culture, this episode is a blend of passionate opinion, sharp insight, and classic Jeremy. Topics Covered: RBA’s expected interest rate cuts Trump-Putin talks and Ukraine speculation Angus Taylor’s failed Liberal leadership bid Criticism of net-zero and anti-nuclear stance Dr. Eddie Patterson’s views on nuclear power Rebates for solar and battery installations The hypocrisy in global coal consumption Concerns over unrealised capital gains tax Cumulative national tax burden near $1 trillion Duplicative bureaucracy in state vs federal government Lack of population policy with mass migration Social media influencers and political transparency MH17 and lack of Russian accountability Medicare inefficiencies and costly cataract surgeries For-profit childcare and government policy failure Home medication inspections – unnecessary bureaucracy Over-servicing in healthcare Historic trivia, including Bee Gees, blue jeans, electric cars, and Amelia Earhart See omnystudio.com/listener for privacy information.

Amid rising electricity costs, South Australian wineries are embracing solar power to reduce operational expenses. The region's abundant sunshine and federal incentives make solar installations financially attractive while enhancing sustainability credentials. P4B Solar brings solar and battery systems to Adelaide Hill wineries: https://www.p4bsolar.com.au/ P4B Solar City: Norwood Address: 108 Magill Road Website: https://www.p4bsolar.com.au/

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In this episode, host Stacey Richter speaks with Ann Lewandowski about whistleblowing in the healthcare industry, focusing on a significant case involving a whistleblower at an employee benefit consultant (EBC) firm. This EBC allegedly pocketed their clients' pharma rebates, violating the Consolidated Appropriations Act of 2021.  The discussion highlights the nuances of being a whistleblower, the ethical dilemmas faced, compliance challenges, and the significant financial implications for companies and individuals involved in illegal activities.  Ann Lewandowski provides insights into documenting and protecting oneself legally and discusses the broader context of trust and transparency in the healthcare sector. Click through to the show notes below to access all of the mentioned links and prior episodes mentioned. === LINKS ===

Window replacements in New Jersey are more affordable than you think. They're also greener, leaner, and better to look at… with tax rebate implications! Read Elevated Remodeling's ((888) 621-5998) resource to learn more, go to https://elevatedremodeling.com/2024/10/18/new-jersey-tax-credits-rebates-for-replacement-windows/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

The implications of Minimum Rental Standards (MRS) – the current hot topic in Australia especially Victoria. To have a detailed discussion on this topic Nicky Talbot from Powerband Electrical Pty Ltd. graced our studio. Apart from the MRS, it was a fruitful discussion focused on compliance requirements for property managers and landlords. We explored the available rebate programs aimed at improving property standards and energy efficiency, while also addressing common misconceptions and scare tactics surrounding these regulations. In the end, the emphasis was mainly on the importance of proactive management and the benefits of utilizing available resources to ensure compliance and maximize investment returns as the Victorian government pushes investors, property agents, tenants etc. for energy-efficient upgrades. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:22 Understanding Minimum Rental Standards in Victoria 13:04 The Impact of Compliance on Property Management 20:14 Exploring the Rebate Programs 28:38 Navigating the Compliance Landscape 36:12 Final Thoughts About the Guest: Nicky Talbot from Powerband Electrical Pty Ltd., has a 20+ years in residential property management, Nicky has led teams, run her own business, and gained deep insights into helping owners, landlords, and renters thrive. As part of a dynamic company built by property managers for property managers, Nicky works closely with the Victorian Energy Upgrade program and innovative safety platforms to transform the industry. You can contact Nicky at: nicky@powerbandelectrical.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

MORE UNINTENTIONALLY FUNNY AI SLOP SHOWNOTES. Peter Hoistead? Thanks Gemini. Thanks listeners. We love you. Buy CBCo it's excellent beer. The Conditional Release Program - Episode 185: Federal Election 2025 Post-SpecialHosts: Joel Hill & Jack the Insider (Peter Hoistead)Overall Theme: A deep dive into the results and implications of the 2025 Australian Federal Election, focusing on Labor's historic victory, the Coalition's catastrophic loss, and the performance of minor parties and independents.Key Segments & Talking Points:(Part 1 - Approximate Timestamps based on original transcript, subject to adjustment)[00:00:00 - 00:01:23] Introduction & Election OverviewJoel laments being banned from betting on the election, particularly Labor's strong odds.Jack notes Joel would have won significantly, especially on Labor at $2.60.Historic Labor Win: Anthony "Albo" Albanese leads Labor to a significant victory.Libs sent into an "existential crisis."Albo is the first PM to be re-elected since John Howard in 2004.Largest Labor victory on a two-party preferred basis since John Curtin in 1943 (votes still being counted).Crucial Stat: The Albanese government is the only first-term government to have a swing towards it in Australian political history.[00:01:23 - 00:03:38] Significance of the Swing to LaborPrevious first-term governments (Howard '98, Hawke '84, Fraser '77, Whitlam '74, Menzies) all had swings against them when seeking a second term.Albo's government achieved an approximate 4% swing towards it (votes still being counted).Discussion points: Where it went right for Labor, and wrong for the Coalition, Greens, and Teals.Far-right "Cookers" performed terribly. Pauline Hanson's One Nation (FONY) might see minor representation.[00:03:38 - 00:05:11] Patreon & Sponsor Shout-outsReminder to support the podcast on Patreon: www.patreon.com/theconditionalreleaseprogram (for as little as $5/month).CB Co. Beer: Praised for their IPA and new Hazy XPA. Competition to win $100,000. Use code CRP10 for 10% off at cbco.beer.[00:05:11 - 00:08:52] Polling Inaccuracies & Liberal OptimismReiteration of the ~4% swing to Labor.Comparison of final poll predictions vs. actual results:Freshwater: Labor 51.5% (was Liberal pollster, told Libs they were close).Newspoll: 52.5% (Labor used their private polling).Essential: 53.5%.YouGov: 52.2% - 52.9%.Polling companies significantly underestimated Labor's vote, especially those advising the Coalition.The misplaced optimism at Liberal Party HQ on election night.[00:08:52 - 00:16:00] Specific Seat Results & Labor GainsGilmore (NSW South Coast): Fiona Phillips (Labor) won 55-45 (3-4% swing to her), despite Andrew Constance (Liberal) being the favourite.Bennelong (Howard's old seat): Jeremy Laxail (Labor) won 59-41 against Scott Young (problematic Liberal candidate), a 10% swing to Labor.Parramatta: Andrew Charlton (Labor) won 62-38 (was 53.47 in 2022).Aston (Victoria): Labor won in a historic by-election previously, now a 4% swing to the Labor candidate, winning 53-47.Boothby (SA): Louise Miller-Frost (Labor) achieved an 8% swing, holding the seat 61-39.Tangney (WA): Sam Lim (Labor, ex-cop & dolphin trainer) secured a 3% swing, now 56-44. Large Bhutanese diaspora noted.Leichhardt (FNQ): Labor's Matt Smith won 57-43 after Warren Entsch (LNP) retired (10% swing).Hunter (NSW): Dan Repiccioli (Labor) re-elected with 44% primary vote (5% swing on primary). Fended off Nats and One Nation (Stuart Bonds' inflated vote claims by "One Australia" on X).[00:16:00 - 00:18:49] Diversifying Parliament & Women in PoliticsPraise for non-lawyer backgrounds in Parliament (e.g., Dan Repiccioli, Sam Lim).Critique of the typical lawyer/staffer/union pathway.Labor's success in diversifying candidate backgrounds and increasing female representation.Liberals struggling with female representation despite some efforts. Discussion of potential quotas in the Liberal party and the backlash it would cause.Margaret Thatcher quote: "If you want something said, ask a man. If you want something done, ask a woman."[00:18:49 - 00:27:26] The Teals: Mixed Results & ChallengesInitial appearance of a Teal "romp" on election night.Bradfield (NSW North Shore): Teal Nicolette Boele (Burle/Bola) behind Liberal Giselle Kaptarian by 178 votes (updated during recording).Goldstein (VIC): Tim Wilson (Liberal) leading Zoe Daniel (Teal) by 925 votes. Wilson is likely back. Joel comments on Wilson's IPA association vs. his "gay, wet, mediocre, progressive side." Jack notes Wilson often highlights his sexuality.Jim Chalmers' quip about Tim Wilson: "Popular for all those who haven't met him."Kooyong (VIC): Monique Ryan (Teal) leading by 1002 votes (97,000 counted, ~8,000 postals to go). Redistribution added parts of Toorak, making it harder for Ryan.Liberal candidate Amelia Hamer: "Trust fund renter" controversy, owns multiple properties, London bolthole.Corflute wars in Kooyong: Hamer campaign's excessive use of A-frames, obstructing walkways, went to Supreme Court over council limits. Jack doubts the impact of corflutes.[00:27:26 - 00:31:28] Why Did the Teals Go Backwards?Liberal party invested heavily in Kooyong and Goldstein.Voters potentially preferring a local member who is a Minister or part of the government.Redistribution impact in Kooyong (addition of Toorak).Zali Steggall's success in Warringah partly due to "fruitcake" Liberal opponents like Katherine Deves.[00:31:28 - 00:40:37] The Greens: Significant LossesLost all lower house seats. Adam Bandt (leader) gone from Melbourne.Lost Brisbane (Max Chandler Mather) and Griffith back to Labor.Ryan (South Brisbane): Likely Labor win in a three-way contest.Greens will have no lower house representation.Key Reason: Housing policy standoff. Accused of holding up Labor's housing bill for over a year (affecting funding for domestic violence victims, homeless), pursuing "perfection" over compromise.[00:40:37 - 00:49:57] Deep Dive: Housing Policy ChallengesA major challenge for the Albanese government. Not an easy fix.Supply-side changes could devalue existing homes or slow growth, angering homeowners.Joel's view: Subsidized housing (rent-to-own, means-tested) wouldn't touch the high-end market.Negative gearing: Not a quick fix; removing it overnight unlikely to change much; issue is supply.Homeowner expectations of property value growth.Construction industry at full tilt; skills shortages.CFMEU's role in skilled migration for construction.Free TAFE importance for reskilling/upskilling.Linton Besser (Media Watch) criticism of Labor "building" houses when they reconditioned unlivable ones – Joel argues this still increases supply.[00:49:57 - 00:59:16] Deep Dive: Childcare Policy & Global Economic HeadwindsChildcare another area for government focus.Labor's childcare policy: Rebates for high earners (e.g., $325k combined income).High cost of childcare; need for better pay for childcare workers (Labor delivered a pay spike).Ownership of childcare centers (Peter Dutton reference) and profit-making. Call for more public childcare.Uncertain global economic times, Trump tariffs.Port of Los Angeles imports down by one-third.US Q1 economy shrank 0.3%; recession likely.Japan, China, South Korea meeting to discuss tariff responses; hold significant US debt. Japanese warning to US re: trade negotiations.[00:59:16 - 01:07:13] What Went Wrong for the Coalition? Answer: Everything.Gas Price Fixing Policy: Cobbled together, no consultation with industry (unlike Rudd's mining tax failure), potentially unconstitutional (taxing for benefit of some states over others).Work From Home Policy Disaster:Conceived by Jane Hume and Peter Dutton, no Shadow Cabinet consultation.Initial messaging: All Commonwealth public servants, then just Canberra.Jane Hume's media run: Claimed all WFH is 20% less productive, citing a study.Implied WFH employees are "bludgers," alienating a vast number of voters (including partners of tradies).Labor capitalized on this after door-knocking feedback. Policy eventually walked back.Defence Policy: Released in the last week, vague promise to spend 3% of GDP, no specifics on acquisitions. Andrew Hastie (Shadow Defence) reportedly wants out of the portfolio.Fuel Excise Policy: Halving fuel excise for a year. Took a week for Dutton to do a photo-op at a service station. Fuel prices had already dropped.Melbourne Airport Rail Link Funding: Announced at a winery.Vehicle Emissions Policy: Clarifications issued within 48 hours.Generally a shambolic campaign, studied for years to come.[01:07:13 - 01:08:55] The Nationals & Nuclear Policy FalloutNats trying to spin a better result than Libs, but didn't win Calare (Andrew Gee back as Indy).Nuclear Policy: Coalition embarrassed to discuss it. Nats insist on keeping it.Policy originated as a way for Libs to get Nats to support Net Zero by 2050.Massive costs and timelines: Hinkley Point C (UK) example – 65 billion pounds, years of delays. US Georgia plant similar.Legislative hurdles: Repealing Howard-era ban, state-level bans (even LNP QLD Premier Chris O'Fooley against it).State-funded, "socialist" approach due to lack of private investment.[01:08:55 - 01:15:49] Coalition Campaign Failures & SpokespeopleDebate on government vs. private industry running power.Lack of effective Coalition spokespeople: Susan Ley sidelined, Jane Hume promoted. Angus Taylor perceived as lazy.Angus Taylor's past water license scandal ("Australia's Watergate," Cayman Islands structure).[01:15:49 - 01:28:03] Demographics: A Tide Against the LiberalsWomen: Voted ~58-42 for Labor (two-party preferred), worse than under Morrison. Libs failed to address issues like climate, domestic violence.Language Other Than English at Home (LOTE): 60% backed Labor (Redbridge polling, Cos Samaras). Indian and Chinese diaspora significant, impacting Deakin and Menzies (Keith Wallahan, a moderate, lost Menzies).Gen Z & Millennials (18-45): Now outnumber Baby Boomers (60+), voted 60-40 Labor (TPP).Preferencing: Labor "gamed the system well"; Liberals' deal with One Nation backfired in messaging to urban areas.Strategy Failure: Liberals walked away from "heartland" Teal-lost seats, wrongly believing voters were wrong. Dutton's 2023 claim of Libs being "party of regional Australia" failed. No connection or network in targeted outer-suburban/regional seats.Female Pre-selection: Aspiration of 50% in 2019, achieved 34% in 2025. "Male, white, middle-class, mediocre."Sarah Henderson Example: Lost Corangamite in 2019, returned via Senate vacancy. Criticized as a "waste of space," arrogant for seeking re-entry.Both parties have taken safe seats for granted (factional gifts), but Labor learning. Example: Batman (now Cooper, Jed Carney) won back from Greens after better candidate selection.[01:28:03 - 01:36:42] Fond Farewells: Election CasualtiesPeter Dutton: Lost his seat of Dickson (held 20+ years), got "smashed." Likely preferred losing seat to facing party room fallout. Gracious concession speech. Australia's strong electoral process praised (democracy sausage, volunteers, AEC, peaceful concession).Michael Sukkar (Deakin, VIC): "Unpleasant piece of work."Recount of February incident: Sukkar, at Dutton's prompting, used a point of order to cut off Attorney-General Mark Dreyfus (Jewish) during an emotional speech about anti-Semitism and his family's Holocaust connection (Shiloh story). Dreyfus called Sukkar "disgusting." Sukkar moved "that the member no longer be heard." Widely condemned.Gerard Rennick (QLD Senator): Anti-COVID vaccine, spread misinformation (diabetes, dementia links). Jack recounts being attacked by Rennick's "poison monkeys" on X after writing about it. Rennick gone, likely self-funded much of his campaign.(Part 2 - Timestamps restart from 00:00:00 but are a continuation, add ~1 hour 36 mins 50 secs to these for continuous flow)[01:36:50 - 01:44:07] The Fractured Hard Right ("Cookers") - Dismal PerformanceGenerally went nowhere electorally.UAP (United Australia Party) / Trumpeter Patriots (John Ruddock): 2.38% in NSW Senate (down from UAP's 3.2% in 2022). Less money spent than previous Clive Palmer campaigns.Libertarian Democrats (Lib Dems): 1.99% in NSW Senate. Controversial name didn't help. Alliance with H.A.R.T (formerly IMOP, Michael O'Neill) and Gerard Rennick's People First Party.Monica Smit's calls to "unite" contrasted with these groups already forming alliances without her.These three parties combined got less than 2% in NSW. Lib Dems

This Astonishing Healthcare podcast episode features Bridget Mulvenna, who joins us in the studio again for an insightful discussion about addressing data access hurdles and utilizing pharmacy claims data. Building on her previous episodes, we dig into the "how" here - how can plan sponsors get their data, analyze it, and use it to make more informed decisions. It's encouraging that things are getting a little better out there, but data transparency and sharing remain top concerns for channel partners and plan fiduciaries alike; everyone is trying to understand what's driving costs higher within their plans (aside from GLP-1s, of course)!What data do you need? Who can/should do the analysis? What do contract definitions have to do with this? We cover it all, offering practical suggestions to hold partners accountable based on Bridget's experience.Related ContentWhy this benefit leader switched to a more modern, transparent PBM.AH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff HoganAH048 - High-Cost Orphan Drugs, Securing Claims Data, and More, with Dr. Eric BrickerAH053 - Selling Pharmacy Benefits: Relationships, Rebates, GLP-1s, and More, with Bridget MulvennaFor more information about Capital Rx and this episode, please visit Capital Rx Insights.

Nick Rose, CFO of Enable, joins CJ to discuss one of the most overlooked yet powerful levers for growth, trust, and alignment in B2B commerce: rebates. They talk about how rebates are often dismissed as accounting clean-up or mistaken for discounts, but they are actually critical pricing incentives that foster long-term relationships. Nick describes how he first came to Enable as a customer and how it helped him uncover more than $7 million in missed rebates. He breaks down how rebates differ from discounts, how they can exceed net profit, and why manual rebate systems are so complex and inaccurate. Nick also explains how Enable is building a new SaaS category, and the importance of becoming a business's top three priority as a SaaS platform.If you're looking for an ERP, head to NetSuite: https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.—SPONSORS:Subscript is a modern billing and revenue recognition platform designed for SaaS finance teams that need flexibility and accuracy. From automated invoicing and dunning to compliant, transparent revenue recognition and real-time analytics, Subscript eliminates manual work, reduces errors, and gives you a single source of truth for all your financial data. Book a free demo at subscript.com.Rippling Spend is a spend management solution that handles your entire company's spending in one unified system. It enables you to bring your corporate cards, expense management, bill pay, and more into one place to achieve real-time visibility and uniquely granular control with automated policy controls across every type of spend. Get a demo to see how much time your org would save at rippling.com/metrics.Vanta's trust management platform takes the manual work out of your security and compliance process and replaces it with continuous automation. Over 9000 businesses use it to automate compliance needs across over 35 frameworks like SOC 2 and ISO 27001. Centralize security workflows, complete questionnaires up to five times faster, and proactively manage vendor risk. For a limited time, get $1,000 off Vanta at vanta.com/metrics.Tropic is an intelligent spend management solution that consolidates your spend data and processes into one unified offering, enabling insights and decisive action. From spotting hidden optimization opportunities to automating painful procurement workflows and giving you the best market data to turn vendor negotiations in your favor, Tropic combines smart insights with real human expertise to keep you ahead of the curve. Visit tropicapp.io/mostlymetrics to learn how.MUFG is the largest bank in Japan and a global banking powerhouse with a focus on empowering Growth and Middle Market stage companies in North America and Europe. MUFG provides comprehensive banking services for VC-backed, PE-backed, and public companies with revenues starting at $40M. The bank combines its global capabilities with deep operational understanding to help companies accelerate their growth trajectory. Contact group head Bob Blee at bblee@us.mufg.jp to find out more.NetSuite provides financial software for all your business needs. More than 40,000 companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform, head to NetSuite https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.Planful is a financial performance management platform designed to streamline financial tasks for businesses. It helps with budgeting, closing the books, and financial reporting, all on a cloud-based platform. By improving the efficiency and accuracy of these processes, Planful allows businesses to make better financial decisions. Find out more at www.planful.com/metrics.—FOLLOW US ON X:@cjgustafson222 (CJ)—TIMESTAMPS:(00:00) Preview and Intro(02:18) Sponsor – Subscript | Rippling Spend | Vanta | Tropic(07:22) From Geography Major to CFO(10:44) How Nick Became an Enable Customer(13:45) $7–8 Million in Missed Rebates(17:01) Sponsor – MUFG | NetSuite | Planful(20:27) Complexity in Manual Rebate Systems(21:45) What Is a Rebate?(26:07) Rebates Exceeding Net Profit(27:30) Why Rebates Build Long-Term Relationships(28:43) Trust and Rebates(34:42) Channel Stuffing and Rebate Fraud(39:59) Bringing Rebates and Pricing Together(42:32) Rebates Versus Discounts(43:23) The Challenges of Creating a New Category(45:42) Becoming a Top Three Priority(48:53) Investor Thesis and Network Effects(51:08) Long-Ass Lightning Round: Bad Hiring Decisions(54:25) Advice to Younger Self(55:36) Finance Software Stack(56:45) Craziest Expense Story Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Send us a textWhat do trees, driveways, and otters have in common? Kate Schmiett—Environmental Education Specialist—explains and spotlights two simple ways to protect our water and wildlife, and get a rebate! Plus, celebrate with food, fun and fellowship May 13 at the State of the City and Community Appreciation Night event. Bike everywhere on May 14. Nominate your favorite tree for the Top 10 Trees of Kirkland 2025. Take 60 minutes to get more prepared. Practice safe driving for National Work Zone Awareness Week. Beautify Heritage Park on May 6. Enjoy community art at the Senior Art Show. And more! Show note links: kirklandwa.gov/podcast#20250424

How One Leader Came Out of Retirement to Transform Home Healthcare Jasper Freeman, Director of National Accounts at SC Pharmaceuticals, didn't just return to medical sales—he came back with a mission to change it. In this episode, Jasper shares how he helped launch Ferosix, a revolutionary heart failure treatment designed to keep patients out of the hospital and improve care at home. But that's just the beginning. We dive into: The untold story of Pharmacy Benefit Managers (PBMs) and their massive influence over drug pricing and access Why the insurance-sales-patient triangle is the key battleground in healthcare innovation What the U.S. can learn from other countries about lowering costs and improving care Bold reform ideas—from slashing med school tuition to rethinking drug distribution This is a rare, behind-the-scenes look at the business of healthcare, guided by someone who's lived it at the highest levels. If you're in medical sales—or trying to break in—this episode is a masterclass on what's next and how to lead the change. Connect with Jasper: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How » Want to connect with past guests and access exclusive Q&As? Join our EYS Skool Community today!

Sarah McGuinness, Political Correspondent with the Irish Daily Mail and Sheena Mitchell, Pharmacist at Milltown Total Health Pharmacy

Our old friend Mark Jewell joins us to talk about selling in the lighting industry—especially as rebates begin to dry up. A lot of people are worried about what the end of rebate programs will mean for project sales. Mark says we shouldn't be. Michael and Greg aren't so sure. In this episode, Mark talks us down off the “rebate ledge” with some sensible math. Rebates are great, but they're not the only reason to upgrade. With real-world examples, he explains how energy savings, increased building value, and improved worker performance—think efficiency, accuracy, and morale—can still make a strong business case for retrofits. And if you manage a mall, you'll want to hear Mark's take on why it TOTALLY makes sense to upgrade your parking lot lighting—rebates or not.Mark is an award-winning trainer and Wall Street Journal best-selling author with 30 years' experience in energy and efficiency. Over those three decades, Mark Jewell has taught more than 15,000 energy professionals and influenced efficiency decisions in more than three billion square feet of North American real estate. Earlier in his career, Mark helped the US EPA deploy both the ENERGY STAR® Buildings Program for Commercial Real Estate and the Portfolio Manager® benchmarking tool.Prior to founding Selling Energy, Mark Jewell served as founder and President of a consulting firm that identified energy-saving improvements, provided financial analyses to justify said improvements, and supported utilities and customers in the creation and implementation of efficiency programs. Mark received his B.S. in Economics from The Wharton School of Finance and Commerce at the University of Pennsylvania.

"If you know how a PBM gets paid, that's the best transparency you can ask for.” - Julie WassermanJulie Wasserman, VP of Sales for VerusRx, joined me this week to discuss the PBM industry in 2025. If you're a PBM, how do you gain trust with employers and build plans that work for them? We talk about what every PBM should be doing for their employers, what true transparency looks like, how to reach employees directly through software, and how GLP1s are changing the industry.If you're a PBM or work with them, or are just curious about one of the biggest industries in healthcare, make sure to tune in this week to Self-Funded with Spencer to hear from Julie on what the best practices need to look like.Chapters:00:00:00 What The PBM Industry Should Focus On In 2025 | with Julie Wasserman00:15:07 Increasing Employee Engagement00:20:16 Complexity in the PBM Industry00:25:03 Data-Driven Health Savings for Employers00:31:27 What Does True Transparency Look Like00:49:36 Global Drug Price Discrepancies00:56:38 Incentivizing Cost-Effective Healthcare Decisions in PBMs01:01:11 Financial Risks of Covering GLP1s for Weight LossKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: VerusRx, PBM, PBMs, Rebate, Rebates, Pharmacy Rebates, Transparency, PBMIndustry, GLP1, GLP1s, Ozempic, Wegovy, pharma, Reference Based Pricing, RBP, Healthcare Costs, julie wasserman, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#VerusRx #PBM #PBMs #Rebate #Rebates #PharmacyRebates #Transparency #PBMIndustry #GLP1 #GLP1s #Ozempic #Wegovy #pharma #ReferenceBasedPricing #RBP #HealthcareCosts #juliewasserman #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

In this Convo of Flanigan's Eco-Logic, Ted speaks with Drew Slater, Executive Director Energize Delaware. The Delaware Sustainable Energy Utility is a non-profit that gives energy-efficiency grants and low-interest loans to qualified borrowers, helping them install solar energy systems or make energy efficiency upgrades. Energize Delaware programs aid residents, businesses, nonprofits, government facilities, farms, faith organizations and schools to become energy efficient.Before becoming the second executive director of Energize Delaware, Drew built a resume of 20 years of experience in various roles, such as Delaware's Public Advocate, then-Rep. John Carney's Kent and Sussex coordinator and legislative assistant for the State Senate. In his work with the Office of Public Advocate, he worked to strengthen the state's Renewable Portfolio Standards and the competition of the Artificial Island project to improve reliability for the electric grid.He and Ted discuss the comprehensive and community driven array of programs that Energize Delaware offers, including energy audits, rebates, low interest loans or grants for large renewable energy systems, and programs available to low-income customers. He specifically highlights the weatherization assistance program, solar initiatives and incentives, and programs for farmers, ranchers, growers, and other agri-businesses to take charge of their energy future. He also shares how Energize Delaware works collaboratively with the utility, working together to ensure market certainty, avoiding program duplicity, and regularly introducing new, innovative, and relevant solutions to power their community with clean, efficient, and affordable energy.

"If you know how a PBM gets paid, that's the best transparency you can ask for.” - Julie WassermanJulie Wasserman, VP of Sales for VerusRx, joined me this week to discuss the PBM industry in 2025. If you're a PBM, how do you gain trust with employers and build plans that work for them? We talk about what every PBM should be doing for their employers, what true transparency looks like, how to reach employees directly through software, and how GLP1s are changing the industry.If you're a PBM or work with them, or are just curious about one of the biggest industries in healthcare, make sure to tune in this week to Self-Funded with Spencer to hear from Julie on what the best practices need to look like.Chapters:00:00:00 What The PBM Industry Should Focus On In 2025 | with Julie Wasserman00:15:07 Increasing Employee Engagement00:20:16 Complexity in the PBM Industry00:25:03 Data-Driven Health Savings for Employers00:31:27 What Does True Transparency Look Like00:49:36 Global Drug Price Discrepancies00:56:38 Incentivizing Cost-Effective Healthcare Decisions in PBMs01:01:11 Financial Risks of Covering GLP1s for Weight LossKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: VerusRx, PBM, PBMs, Rebate, Rebates, Pharmacy Rebates, Transparency, PBMIndustry, GLP1, GLP1s, Ozempic, Wegovy, pharma, Reference Based Pricing, RBP, Healthcare Costs, julie wasserman, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#VerusRx #PBM #PBMs #Rebate #Rebates #PharmacyRebates #Transparency #PBMIndustry #GLP1 #GLP1s #Ozempic #Wegovy #pharma #ReferenceBasedPricing #RBP #HealthcareCosts #juliewasserman #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

This is an Impact Pricing Blog published on February 4, 2025, turned into an audio podcast so you can listen on the go. Read Full Article Here: https://impactpricing.com/blog/stop-thinking-of-rebates-as-discounts-heres-what-they-really-do/ If you have any feedback, definitely send it. You can reach us at mark@impactpricing.com.  Now, go make an impact.   Connect with Mark Stiving: Email: mark@impactpricing.com LinkedIn: https://www.linkedin.com/in/stiving/  

Wayne Smith from the Smart Energy Council on what to expect from the federal home battery rebate (and when to expect it) and Australia's "sliding doors" energy election.

Routes are open for you to secure energy-efficient window replacements in Pennsylvania… starting with rebates! Read this Elevated Remodeling report to learn more: https://elevatedremodeling.com/2024/08/20/pennsylvania-tax-credits-rebates-for-replacement-windows/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

Thursday Manitoba EV meetingThursday, Apr.27/25 • 7:00–9:00 p.m.Google Meet joining infoVideo call link: https://meet.google.com/nnp-abam-xwjManitoba Electric EV chat - Manitoba EV car chatWednesday, Mar 12 • 7:00–9:00 p.m.Google Meet joining infoVideo call link: https://meet.google.com/dcw-gppd-fotOr dial: +1 587-797-9862 PIN: 339 943 687#More phone numbers: https://tel.meet/dcw-gppd-fot?pin=8298407657452Greenway Motors- https://greenwaymotors.ca/Greenway Electric Youtube- @GreenwayElectricManitoba EV rebate Frequently Asked Questions and link to the ev rebate form: https://www.gov.mb.ca/lowercosts/evrebate/index.html Check out Northern Electric Vehicle Experience on YouTube for a great look at EV experience in Canada.https://youtube.com/@NorthernEVexperience?si=4gpwMZzsLgRWkJDmCheck out how green your grid is or if you are in Alberta howgreen it is at this very moment at thegrid.albertaev.ca. This is a great tool that Electric Vehicle Association of Alberta has put together. It will definitely help also when comparing evs to gas vehicles.You can check Ken out on his YouTube and Facebook@ EV Revolution Show or twitter @evrevshow. And check out his podcast EV Revolution Show for more news and talks about worldwide ev's. You can email Ken at evrevo;utionshow@gmail.com.If you would like more info or to contact Tyler at Envirodel feel free to check out his website at envirodel.com or email him at envirodelwpg@gmail.com, on LinkedIn at Envirodel Zero Emissions Courier and also on Instagram @Envirodelwpg or call @204-806-9918Check Easy EV Install out if you are in Manitoba and looking at getting an EV. You can find and contact Marc on Linkedin and Facebook at Easy EV Install and on Instagram and Twitter at @EasyEVInstall. you can also call or text him at 431-999-EASY(3279) or email at connect@easyevinstall.ca.Shaun Loney's books An Army Of Problem Solvers and Beautiful Bailout is available on Amazon and more info is available at: http://www.armyofproblemsolvers.com/about https://indigenouscleanenergy.com/2020-catalysts-program/program-mentors-coaches/shaun-loney-2/ beautifulbailout.comIf you are in the Winnipeg or surrounding area and would like an independent shop to look at your electric vehicle, check out Erickson Motors: https://www.ericksonmotors.ca/Check out the amazing work Chris is doing at Webb Motorworks and find out what new project the cyber beast is going into. Also if you would like to invest or help out find his contact info here: https://www.webbmotorworks.com/https://youtube.com/c/WebbMotorworksFor more info or to pick up your own EVOBD2 display go check them out at evobd2.com If you want more info on the NeoCharge adapter take a look at Sun Country Highway's page:https://suncountryhighway.ca/store/NeoCharge-Appliance-Smart-Splitter-p233076456Here is a link to Steve's YouTube channel:https://www.youtube.com/channel/UCTIKxPx0ZwFSR7w1g3Gi68g Here is the link to kilowatt podcast:https://pca.st/podcast/09216500-6e77-0134-787d-4ffec63d9550Here is the link to EV Resources youtube:https://www.youtube.com/channel/UC6_8Fx3_XrBo3nvRRDXheJACheck out green your vehicle and grid is at thegrid.albertaev.ca.Check out Manitoba Electric Vehicle Association at Manitobaev.caFacebook link is: @truenorthevYoutube link is: https://www.youtube.com/channel/UCL7wx5zSbqXceaKH2apZGJAEmail: truenorthevpodcast@gmail.com

On this week's episode, Kyla Lee and Paul Doroshenko break down BC's new economic retaliation measures, the controversy over Tesla being cut from EV charger rebates, and why the province is giving itself broad new powers to respond to external threats. Plus, a Magraken Moment on ICBC's alleged privacy violations and this week's Ridiculous Driver—a bold excavator thief using heavy machinery to rob a bank. Check out the "Lawyer Told Me Not To Talk To You" T-shirts and hoodies at Lawyertoldme.com and "Sit Still Jackson" at sitstilljackson.com Follow Kyla Lee on Twitter: twitter.com/IRPlawyer Follow Kyla Lee on Instagram: instagram.com/kylaleelawyer www.vancouvercriminallaw.com

The legal fight over drugmakers' push to impose 340B rebates is heating up, with five lawsuits pending in a federal court in Washington, D.C. Recently, 340B Health joined with two of its member hospitals in asking the court to intervene as defendants to stop these rebates from taking effect. Genesis HealthCare System based in Ohio is one of those hospitals. Shona Carr, the director of 340B and ambulatory pharmacies at Genesis, breaks down how rebate models would create financial challenges for hospitals that would hamper their patient care initiatives.Carrying and Compliance CostsEach drugmaker's push to impose rebates would incur new drug purchasing and compliance expenses for covered entities. Bristol-Myers Squibb's rebate policy alone would cost Genesis HealthCare System an additional $400,000 per month in drug spend if it applied to all BMS drugs. If 340B rebate models became the norm for all drugmakers, Carr estimates Genesis would pay an additional $5.2 million per month in upfront costs. Those figures do not include additional hundreds of thousands of dollars in annual staffing expenses to process rebate claims and challenge denials.Effects on Patient Care and SupportImposing 340B rebates could force Genesis HealthCare System to scale back or discontinue its patient assistance program, according to Carr. But 340B savings do not just go towards direct patient help with drug costs at the hospital. The financial impact of rebates also could affect other community programs and free services, such as patient transportation, meds-to-beds, health screenings, and a paramedicine program.Advice for Other HospitalsCarr says every covered entity that has not already done so should begin reviewing drugmaker rebate policies and working with their 340B third-party administrators to estimate potential costs. She says this involves entities asking bigger questions: Would rebate policies require additional 340B staffing? Does senior leadership understand the potential impact of these changes? What 340B-funded programs might be at risk?Resources:340B Health Seeks To Intervene in All Drugmaker Rebate LawsuitsDeclaration of Shona Carr in Support of Motion To Intervene

Amid ongoing nationwide efforts to put restrictions on teaching specific segments of American history, the National Center for Civil and Human Rights has launched a free learning portal to expand access. It aids teachers and parents in bringing a complete history about civil and human rights to students. Nicole Moore, who serves as the director of education for the National Center for Civil and Human Rights, talks more about the portal that offers ready-to-go lesson plans, worksheets and other interactive tools. She also explains how the lessons are taught to help students connect with their history. Plus, the Atlanta E-bike Rebate Program launched in 2024 with the goal of eliminating financial barriers to e-bike ownership, reducing transportation costs, and promoting a shift from car-dependent travel. The program was funded by a $1 million investment from the Atlanta City Council and administered by the Atlanta Regional Commission in partnership with Propel ATL. Bennett Foster, the managing director of mobility at the Atlanta Regional Commission, and LaMiiko Moore, a recipient of the e-bike rebate, talk with Rose about a new report that details specifics about the E-bike Rebate Program—such as who received the citywide rebate, and how the rebate was used. See omnystudio.com/listener for privacy information.

Coverage that provides news and analysis of national issues significant to regional Australians.

Who has the advantage tonight?

On Episode 53 of the Astonishing Healthcare podcast, Bridget Mulvenne, VP of Business Development, joins Justin Venneri in the studio again to share highlights of her first full year of selling pharmacy benefit solutions ahead of her webinar on February 13: 5 Ways to Improve your PBM Procurement Process in 2025 (click here to learn more and register). They discuss the evolving healthcare landscape, regulatory pressures, expanding indications for GLP-1s, and the need for transparency in pharmacy benefits. Bridget shares stories from the field, explaining why focusing on drug manufacturer revenue and breaking the industry's dependence on rebates are so important and how modern technology helps provide real-time data access and actionable insights to plan sponsors. Previous AH episodes featuring Bridget:AH002 - A Former Pharmacy Program Director's View on Controlling Pharmacy CostsAH021 - Managing Pharmacy Costs in a GLP-1 World, with Bridget MulvennaBridget also shares insights on the evolving landscape of GLP-1 medications and their growing number of FDA-approved indications beyond diabetes and highlights the challenges plan sponsors face with coverage decisions, balancing short-term costs with potential long-term savings. Discussing Capital Rx's Never Move Again™ offering, Bridget emphasizes its flexibility and appeal to sophisticated plan sponsors.Related Content:Pharmacy Benefits 101: Pharmaceutical RebatesOur Single-Ledger Model™ - Pharma Revenue ExplainedAH030 - Plan Sponsors Need a Source of Truth; Get Your Data Now & Find It, with Jeff HoganPlease visit Capital Rx Insights for more information, including this episode's transcript!

Democratic majorities in Virginia's House and Senate released their budget proposals for the 2025 legislative session Sunday. Brad Kutner has some of the highlights. 

Consumers will soon have access to money for insulation and energy-saving appliances in Ohio and just about every other state. But, experts are hesitant about the program's implementation.

As President Trump plots the end of federal subsidies for electric vehicles, Denverites are buying Teslas, Nissan Leafs, Chevy Bolts, and other EVs at record rates. Will Trump's plans impact our state's love affair will gas-free cars? Then, voters approved the reintroduction of gray wolves in 2020, but now that 29 wolves are ranging across our state, the program has sparked conflict between ranchers, ecology advocates, and Colorado Parks and Wildlife officials. Producer Paul Karolyi and host Bree Davies are joined by CPR's climate reporter Sam Brasch to dig into these stories — plus, an exciting new play at the DCPA, a state budget fight brewing over controversial weight loss drugs, and more wins and fails of the week.  Sam mentioned his brother Jake Brasch's new play, “The Reservoir,” the new range rider job to help with wolf reintroduction, and this discussion on wolf restoration Feb. 6. Paul talked about the Utah Hockey Club, a local setback for GLP-1 drugs, and the recent parking ticket texting scam. Bree discussed Detour's new piece at DIA and the Colorado Rapid Response Network's work to debunk or confirm ICE raid rumors. Make your voice heard! We're doing a survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey—it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card–and City Cast City swag. Get your tickets to HEYDAY now! We're putting on an indoor fair with urban flair, like a classic county fair but with a very cool Denver twist. Join us on March 8 for classic carnival games, vintage arcade games, Denver-themed balloon art, and a full day of grandstand entertainment, featuring some of your favorite guests from the podcast. It's family friendly, too, if you wanna bring your kids. Get those tickets now at www.heydaydenver.com. What do you think about wolf reintroduction after four years of drama? The AwooOOOooo Hotline is open! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418‬ For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm/Denver Learn more about the sponsors of this January 24th episode: Babbel - Get up to 60% off at Babbel.com/CITYCAST Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise Learn more about your ad choices. Visit megaphone.fm/adchoices

MLG wants to give businesses tax rebates for having to buy private security plus Martin decides to stay out of the Governors race in 2026on News Radio KKOBSee omnystudio.com/listener for privacy information.

Mark Gilham is an experienced senior executive with a proven track record in finance, strategy, and consulting. He brings deep expertise in driving commercial success, improving operational efficiencies, and influencing industry best practices.  In this episode, Mark shares the transformative power of rebates as tools for driving both customer behavior and operational efficiency, rather than just cost-cutting mechanisms. He highlights the importance of designing rebates that align with business goals, such as incentivizing desirable customer actions, improving operational processes, and fostering long-term loyalty.    Why you have to check out today's podcast: Learn how rebates can go beyond simple cost-cutting to solve operational challenges, enhance customer loyalty, and drive profitability for your business. Gain insights into how rebates can incentivize customer behaviors that benefit both parties, creating a more collaborative and sustainable business relationship. Discover innovative ways to use rebates to optimize your operations, create efficiencies, and stronger partnerships with customers.   "Get out from behind your desk; get away from the spreadsheet and understand your business. Understand what makes your business tick." - Mark Gilham   Topics Covered: 01:11 - How he transitioned from accountancy to pricing 02:24 - Explaining why accountants' focus on cost-plus pricing 03:52 - Highlighting how understanding pricing enables finance professionals to interpret data more effectively and influence business outcomes 05:35 - Strategic role of rebates in B2B, their challenges, and how they differ from traditional incentives and discounts 08:18 - Importance of structuring rebates and balancing discounts and rebates in B2B to maintain margins 11:11 - Dynamics of incentivizing end consumers versus channel partners 14:59 - Optimizing rebate structures 20:40 - Sharing how rebates can incentivize operational efficiency 25:55 - Advocating for pricing teams to lead rebate strategies to create lasting customer relationships and reduce reliance on discounting 28:11 - Highlighting the potential of rebates to address operational inefficiencies   Key Takeaways: "Immature pricing practices tend to be that cost-plus. And when I say immature, it's not that it's bad, it's just they don't know what good looks like or what's better." - Mark Gilham "A good rebate is a rebate that a manufacturer or supplier wants to pay out." - Mark Gilham "I believe pricing have the tools and the skillset to, and it should be on the sell side, to equip salespeople to go out, not to win an order, but to kind of win a relationship. And make that relationship sticky so that discounting actually is not, it's always going to be important, but hopefully you can take a little bit of that pressure off the table." - Mark Gilham "If you want a better deal from your supplier, think about all the things you could do to make their life easier and ask them, ‘What's that worth to you?' And that's a far better way of getting a bit of extra money out of the contract than just saying, ‘I want my product for less.'" - Mark Gilham   People/Resources Mentioned: Enable: https://www.enable.com   Connect with Mark Gilham: LinkedIn: https://www.linkedin.com/in/markgilham/ Email: mark.gilham@enable.com   Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving/ Email: mark@impactpricing.com  

5pm: Guest - Shari Elliker // E-bike rebates are finally coming to WA. Here’s what to know // Know-it-all Quiz // Letters 

In this episode of the Did You Know Podcast, we explore the groundbreaking Home Energy Rebates programs with Mia Lombardi from the U.S. Department of Energy. Mia provides insights into how these initiatives, stemming from the Inflation Reduction Act, are transforming energy efficiency across American households. She discusses the critical differences between tax incentives and rebates, the potential for stacking benefits, and how HVAC professionals can play a pivotal role in this energy revolution.Key Takeaways:Home Energy Rebates Explained:Federally funded programs aimed at reducing energy costs through household upgrades. Two key initiatives: Home Efficiency Rebates (whole-home improvements) and Home Electrification and Appliance Rebates (specific product upgrades). Combined, these programs represent an $8.8 billion investment in energy efficiency.Rebates vs. Tax Incentives:Rebates are point-of-sale discounts, while tax incentives are claimed after installation. Households can benefit from both, provided eligibility criteria are met.Opportunities for HVAC Professionals:Contractors can guide customers through energy audits and eligible upgrades. Training programs, like home energy auditing certifications, can expand professional opportunities.Stacking Benefits:Consumers can combine federal rebates with state or utility-funded programs. Tax credits can further offset costs, making energy-efficient upgrades more accessible.Educational Resources:Visit DOE for program details, state-specific information, and eligibility requirements. Check out local utility programs for additional rebates and benefits.FOLLOW OUR GUEST MIA LOMBARDI ON:LinkedIn: https://www.linkedin.com/in/mialombardi/ Website: https://www.energy.gov/ FOLLOW OUR HOST CLIFTON BECK ON:LinkedIn: https://www.linkedin.com/in/

Use found time for something fun or meaningfulSee omnystudio.com/listener for privacy information.

This episode with Chris Crawford, CEO of RxSaveCard, is not about the when, why, or how of GLP-1s for weight loss or best-practice prescribing. This episode very, very specifically is about the how and why of the pickle plan sponsors get themselves into often enough where if they impose formulary restrictions to limit the volume of meds that they are paying for, then unit prices go up, which is a thing for GLP-1s. And this is critical just given how the costs associated with GLP-1s for weight loss contribute to some pretty significant increases in pharmacy trend for plan sponsors who choose to cover the GLP-1s for weight loss. Chris Crawford and Stacey Richter discuss the challenges plan sponsors face with the rising costs of GLP-1 medications for weight loss. They explore how plan sponsors' efforts to manage pharmacy trends often result in a tradeoff: lowering unit costs by increasing volume or vice versa. Chris also introduces a potential solution leveraging the growing cash marketplace, where employers can bypass traditional PBM contracts to achieve cost savings. Tune in for actionable insights into the perverse incentives in the pharmacy supply chain and innovative ways to navigate them. (Continued below the links) === LINKS ===

On Episode 45 of the TID Water & Power Podcast we're joined by TID Energy Efficiency Analysts, Erica Salado and Lynna Jeffries, to discuss TID's energy rebates and programs .From new rebates to increased incentives, and everything in between, TID's Energy Services develops programs to assist customers as they make energy efficiency improvements to their homes. And, as we ring in a new year, the energy programs available to District customers are getting even better. On this episode we discuss the role of Energy Services, the changes to existing programs, and what new programs are being introduced this year. Let's get social! Facebook: @TurlockIDInstagram: @TurlockIDTwitter: @TurlockIDLinkedIn: /company/turlockid Find out more about TID at https://www.TID.org/podcast.

The California Air Resources Board is betting 3 million of your tax dollars on itSee omnystudio.com/listener for privacy information.

5pm: WA has failed with e-bike rebates. It’s time for the county to step up // Drones and the Cost of Lost Trust // What is Project Blue Beam? // Trump on NJ drone mystery: 'The government knows what is happening' // 5 years after its legalization in Washington, human composting takes root // John signs up to be human composted // Letters

Earlier this year, the Health Resources & Services Administration took a strong stance against drug giant Johnson & Johnson's plan for a proposed 340B rebate model, but the fight over rebates is far from over. 340B Health President and CEO Maureen Testoni joins us to discuss how the company is taking the issue to federal court and how they are not the only drugmaker doing so.J&J Sues HRSA Over RebatesJ&J is arguing in court that HRSA lacks the authority to block a 340B rebate model. Such a model would allow individual drug companies effectively to impose their own rules on 340B drug purchases. These rules would curtail the number of drugs a company would offer a 340B discount on and reduce the number of patients that would be deemed 340B-eligible.Other Drugmakers Pushing RebatesBristol Myers Squibb and Eli Lilly also sued HRSA, claiming the agency does not have the authority to stop a rebate model. Sanofi has not yet filed suit but is saying it will impose its rebate scheme in early January. The Sanofi model raises significant concerns not just because of the imminent effective date but because it would impose far more stringent restrictions on 340B eligibility than HRSA ever has.State Contract Pharmacy Laws Rack Up More WinsIn another 340B issue before the federal courts, state contract pharmacy protections continue obtaining key litigation wins. Several district courts and one appeals court have upheld state laws designed to protect covered entity access to 340B pricing through community and specialty contract pharmacies.Resources:Brief Your Leadership on Drugmaker Rebate SchemesThe Wall Street Journal: “The Economic Imperative of Protecting 340B”Register for the 340B Coalition Winter Conference

For more than a decade, Oregon forecasters have underestimated the strength of the state's economy — and the amount of money it collects each year. That's led to tax rebate windfalls for Oregon residents, who receive a portion of excess revenue under the state's unique “kicker” law. It's also left state lawmakers with less money to spend on schools, health care, transportation and other budget priorities. All of this may change now that Oregon's hired a state economist, who is reforming the model his office uses to predict the state's finances. On the latest Beat Check, reporters Shane Dixon Kavanaugh and Mike Rogoway discuss the potential impacts of those changes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on AirTalk, Governor Newsom plans to offer electric vehicle rebates if Trump eliminates federal tax credits. We talk to educators about why students are reading less in class. We'll lay out the Port of LA's history. We have chefs in the studio to answer your Thanksgiving cooking questions. We talk to an author about her new book highlighting LGBTQ+ legal history. Today on AirTalk: - Newsom's electric vehicle rebate (0:15) - Why aren't students reading anymore? (17:35) - SoCal history: Port of LA (37:13) - Answering your Thanksgiving cooking Qs (52:22) - New book tracks the major legal milestones for LGBTQ+ rights (1:26:03)

This show from last year was one of the most popular episodes of the past year. And it's also extremely relevant right now, given all of the PBM (pharmacy benefit manager) goings-on, as well as ongoing litigation like the J&J lawsuit, etc. Listen to the show with Julie Selesnick (EP428) for more on that one. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Also, Brian Reid (EP456) in the episode from a couple of weeks ago. And he talks about how Mark Cuban's way of communicating and framing some of the issues with the big PBMs and just all of the perverse incentives in the drug supply chain. He says this way of communicating is “the chef's kiss.” So, besides the insights here that follow being relevant in and of themselves, there's also some lessons just in how those issues are teed up and communicated that we all can learn from. CEOs and CFOs … hey, this show is for you. Let's start here: What do all of these numbers have in common: $140,000, $3 million, $35 million, and $3 billion? These are all actual examples of how much employers, unions, and some public entities saved on healthcare benefits for themselves and their employees. The roadmap to saving 25% on pharmacy spend and/or 15% on total cost of care in ways that improve employee health and satisfaction always begins when one thing happens. There's one vital first step. That first step is CEOs and/or CFOs or their equivalents roll up their sleeves and get involved in healthcare benefits. Why can't much happen without you, CEOs and CFOs? Here's the IRL: In 2023, the healthcare industry has been financialized. There is a whole financial layer in between your company and its healthcare benefits. And unless the C-suite is involved here and bringing their financial acumen and organizational willpower to the equation, your company and your employees are currently paying hundreds of thousands, maybe millions, of dollars too much and doing so within a business model that deeply exacerbates inequities. There are people out there who are very strategically taking wild advantage of a situation where CEOs/CFOs fear anything to do with healthcare in the title and don't do their normal level of due diligence. You think it's an accident that this whole space got so “complicated”? HR needs your help. Bottom line, if you are a CEO or CFO and you do not know everything that Mark Cuban and Ferrin Williams talk about on the pod today … wow, are you getting shellacked. Mark Cuban uses a different word. Healthcare benefits are, after all, for most companies the second biggest line-item expense after payroll. But don't despair here, because all of this information is really and truly actionable. Others out there are cutting zeros off of their spend and actually doing it in ways that are a total win for employees as well. My guest today, Mark Cuban, is a CEO, after all; and when he looked into it, it took him T-minus ten minutes to figure out just the order of magnitude that his “trusted” benefits consultants and PBM and ASOs (administrative services only) and others were extracting from his business. He pushed back. So can you. But just another reason to dig into that financial layer wrapping around your employee health benefits right now, you might get sued by your employees. Below is an ad currently being circulated on LinkedIn by class action attorneys recruiting employee plan members to sue their employers for ERISA (Employee Retirement Income Security Act of 1974) violations. It's the same attorneys, by the way, from those 401(k) class action lawsuits. I've talked to a few CEOs and CFOs who are scrambling to get ahead of that. You might want to consider doing so as well. Now, for my HR professional listeners, considering that some of what Mark Cuban says in the pod that follows is indeed a little spicy, let me just recognize that the struggle is real. There are multiple competing priorities out there in the real world, for sure. And bottom line, because of those multiple competing priorities out there in the real world, it's really vital that everybody work together up and down the organization in alignment. Lauren Vela talks a lot about these realities here in episode 406. This is a longer show than normal, but it's also like a show and a half. Mark Cuban talks not only about his work with Mark Cuban Cost Plus Drugs, which is a company that buys drugs direct from manufacturers and sells them for cost plus 15%, a dispensing fee, and shipping. It's kind of crazy how so often that price is cheaper, sometimes considerably cheaper, than the price that plan members would have paid using their insurance—and the price that the plan is currently paying the PBM. Most Relentless Health Value Tribe members (ie, regular listeners of this show) will already know that, but what is also fascinating that Mark talks about is what he's doing with his own businesses and the Mavericks on other fronts, like dealing with hospital prices. In this show, we also talk the language of indie pharmacies, fee-only benefits consultants, TPAs (third-party administrators), PBMs, and providers doing direct contracting. There are, in fact, entities out there trying to do the right thing; and Mark acknowledges that. Ferrin Williams, PharmD, MBA, who is also my guest today, is chief pharmacy officer at Scripta and an expert in pharmacy benefits. She adds some great points and some context to this conversation. Scripta is partnering with Mark Cuban Cost Plus Drugs. Scripta has a neat Med Mapper tool and also services to help employees find the lowest costs for their prescriptions. If you are a self-insured employer, for sure, check out Scripta. Here are links to other shows that you should listen to now if you are inspired to take action. I would recommend the shows with Paul Holmes (EP397); Dan Mendelson (EP385); Andreas Mang (EP419); Rob Andrews (EP415); Cora Opsahl (EP372); Lauren Vela (EP406); Peter Hayes (EP346); Gloria Sachdev, PharmD, and Chris Skisak, PhD (EP390); and Mike Thompson (EP389). Also Mark Cuban mentions in this show the beverage distributor L&F Distributors. Thanks to Ge Bai, Andreas Mang, Lauren Vela, Andrew Gordon, Andrew Williams, Cora Opsahl, Kevin Lyons, Pat Counihan, David Dierk, Connor Dierk, John Herrick, Helen Pfister, Kristin Begley, AJ Loiacono, and Joey Dizenhouse for your help preparing for this interview. Also mentioned in this episode are Mark Cuban Cost Plus Drug Company; Scripta Insights; Julie Selesnick; Brian Reid; Paul Holmes; Dan Mendelson; Rob Andrews; Peter Hayes; Gloria Sachdev, PharmD; Chris Skisak, PhD; Mike Thompson; and Scott Conard, MD. You can learn more at Mark Cuban Cost Plus Drug Company and Scripta Insights. You can also connect with Scripta and Ferrin on LinkedIn.   Mark Cuban has been a natural businessman since the age of 12. Selling garbage bags door to door, the seed was planted early on for what would eventually become long-term success. After graduating from Indiana University—where he briefly owned the most popular bar in town—Mark moved to Dallas. After a dispute with an employer who wanted him to clean instead of closing an important sale, Mark created MicroSolutions, a computer consulting service. He went on to later sell MicroSolutions in 1990 to CompuServe. In 1995, Mark and longtime friend Todd Wagner came up with an internet-based solution to not being able to listen to Hoosiers basketball games out in Texas. That solution was Broadcast.com—streaming audio over the internet. In just four short years, Broadcast.com (then Audionet) would be sold to Yahoo! Since his acquisition of the Dallas Mavericks in 2000, Mark has overseen the Mavs competing in the NBA Finals for the first time in franchise history in 2006—and becoming NBA World Champions in 2011. Mark first appeared as a “Shark” on the ABC show Shark Tank in 2011, becoming the first ever to live Tweet a TV show. He has been a star on the hit show ever since and is an investor in an ever-growing portfolio of small businesses. Mark is the best-selling author of How to Win at the Sport of Business. He holds multiple patents, including a virtual reality solution for vestibular-induced dizziness and a method for counting objects on the ground from a drone. He is the executive producer of movies that have been nominated for seven Academy Awards: Good Night and Good Luck and Enron: The Smartest Guys in the Room. Mark established Sharesleuth, a research and investigation Web site to uncover fraud in financial markets, and endowed the Electronic Frontier Foundation's Mark Cuban Chair to Eliminate Stupid Patents, an effort to fight patent trolls. Mark gives back to the communities that promoted his success through the Mark Cuban Foundation. The Foundation's AI Bootcamps Initiative hosts free Introduction to AI Bootcamps for low-income high schoolers, starting in Dallas. Mark also saved and annually funds the Dallas Saint Patrick's Day Parade, the largest parade in Dallas and a city institution. In January 2022, he started Mark Cuban Cost Plus Drug Company as an effort to disrupt the drug industry and to help end ridiculous drug prices because every American should have access to safe, affordable medicines. Ferrin Williams, PharmD, MBA, is chief pharmacy officer of Scripta. With 15+ years' experience in the pharmacy industry, Ferrin brings a unique perspective to Scripta that spans the retail pharmacy, pharmacy benefit manager (PBM), and broker/consulting sectors. Her expertise ranges from pharmacy operations and services to innovative clinical programs, pharmacy audit, alternative payer funding, and specialty drugs. As chief pharmacy officer, Ferrin leads the company's clinical strategies organization responsible for devising innovative cost-containment strategies for prescription drugs, ensuring Scripta clients, members, and their providers are provided with best-in-class clinical insights and tools. Ferrin earned her bachelor's, Doctor of Pharmacy, and MBA degrees from the University of Oklahoma.   06:29 What was Mark Cuban's own journey as a self-insured employer with Cost Plus Drug Company? 07:44 What did Mark find when he decided to go through and look through his company's benefit program? 09:12 “When you think it through, you start to realize that money is being spent primarily by your sickest employees.” —Mark 10:02 How do you get CEOs and CFOs of self-insured employers to realize that their sickest employees are the ones subsidizing their checks? 13:00 What is the role of insurance in healthcare? 14:30 “If you can't convince them, confuse them and hide it.” —Mark 15:24 The reality behind getting a rebate check. 16:21 Why are rebates going away, and why isn't that changing PBM earnings? 19:05 How do you get CEOs and CFOs to dig into their benefits plan? 20:59 Does morally abhorrent move the needle? 21:33 “What we're trying to do is just simplify the [healthcare] industry.” —Mark 24:19 What's been changing in consumer behavior? 25:04 “Transparency is a huge part of building that trust.” —Ferrin 25:19 Why CEOs and CFOs really have the power to change healthcare. 32:29 What are Cost Plus Drugs' plans to expand? 39:21 Where is the future of the prescription drug market going? 42:09 What will happen to the prescription drug market in 10 to 20 years? 48:40 The wake-up call self-insured employers should be acknowledging now. 52:02 Where is the real change in the healthcare industry going to come from?   You can learn more at Mark Cuban Cost Plus Drug Company and Scripta Insights. You can also connect with Scripta and Ferrin on LinkedIn.   @mcuban and Ferrin Williams provide advice for #CEOs and #CFOs of #selfinsuredemployers on our #healthcarepodcast. #healthcare #podcast #digitalhealth #valuebasedcare #healthcareoutcomes   Recent past interviews: Click a guest's name for their latest RHV episode! Rob Andrews (Encore! EP415), Brian Reid, Dr Beau Raymond, Brendan Keeler, Claire Brockbank, Cora Opsahl, Dan Nardi, Dr Spencer Dorn (EP451), Marilyn Bartlett, Dr Marty Makary  

This week, Oregon’s new state economist, Carl Riccadonna, gave his first quarterly economic and revenue forecast. It projected Oregon getting nearly $950 million more in the current two-year period than previously estimated, and an extra $1.3 billion in the 2025-2027 budget cycle. Riccadonna, who was hired in September, based his forecast on an economic model that’s less pessimistic than the one his predecessor, Mark McMullen, relied on. It not only projects higher revenues from personal income and corporate taxes, it also aims to reduce the errors in forecasting that led to large kicker tax refunds, including a record $5.6 billion paid out to taxpayers this year. Riccadonna talks to us about Oregon’s economic outlook.

What I learned from rereading James J. Hill: Empire Builder by Michael P. Malone. ----Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud by going to Ramp and learning how they can help your business control your costs and save more. ----Founders Notes gives you the ability to learn from history's greatest entrepreneurs on demand. You can search all my notes and highlights from every book I've ever read for the podcast. Get access to Founders Notes here. ----Join my free email newsletter to get my top 10 highlights from every book----Notes and highlights from the episode: —He had unlimited energy, was stubborn, had a temper, was supremely arrogant and he did more to transform the northern frontier of the United States than any other single individual.—One of the things he learned from history and biography: The power of one dynamic individual: Like so many other nineteenth-century youths, young Jim Hill fell under the spell of Napoleon. He came to believe in the strength of will, the power of one dynamic individual to change the world, the conquering hero. (He says that the railroad entrepreneurs conquered the distance between remote communities in the American west)—He accustomed himself to handle a large workload.—If you want to know whether you are destined to be a success or a failure in life, you can easily find out. The test is simple and it is infallible: Are you able to save money? If not, drop out. You will lose. You may think not, but you will lose as sure as you live. The seed of success is not in you. –James J. Hill—He held people's attention as he engaged them in characteristic rapid-fire, highly animated conversation, gesturing expansively and driving home his point with jabbing motions of his hands—the embodiment of high energy.—He worked incredibly hard, sometimes laboring late into the night, falling asleep at the desk, then getting up for a swim in the river and a cup of black coffee, then going back to work.—“Rebates existed in other industries. I just applied them to oil.” Rockefeller said. [Don't copy the what, copy the how]  —John D: The Founding Father of the Rockefellers by David Freeman Hawke. (Founders #254)—"The very best employee at any job at any level of responsibility is the person who generally believes that this is their last job working for someone. The next thing they'll start will be their own. — Max Levchin in The Founders: The Story of PayPal and the Entrepreneurs Who Shaped Silicon Valley by Jimmy Soni. (Founders #233)—Hill drank little, worked hard, and confined his socializing to respectable settings. As always, he read incessantly. He permitted himself few distractions in his relentless drive to achieve wealth and status.—Inefficiency disturbs him greatly.—James J. Hill loved eliminating steps.—Genius has the fewest moving parts.—Hill limited the number of details. Then he makes every detail perfect.—Hill called vertical integration, rational integration.—Hill always gets out quickly in front of the emerging trend.—Hill had an entirely pragmatic business personality. When competition suited him in a market, he competed fiercely. But when competition became wasteful to him, he did not hesitate to end it, even if this meant joining with old enemies and creating a monopoly.—Hill was making profits owning steamboats. Then a competitor from Canada starts running the same route and the rates and profits dwindle. Hill discovers a neglected maritime law that prohibited foreign ships from operating in American waters. Hill then persuades the US Treasury Department to enforce the law against his competitor. The competitor has to transfer ownership to an American. After that Hill then merges with that competitor and forges another monopoly.—This railroad is my monument. — James J Hill—As man emerged into history, he became a road maker; the better the road, the more advanced his development. — James J. Hill.—By 1885 Railroads brought in twice the revenue than the federal government.Railroads were the nations largest employer.The railroaders were the largest private land holders in the country.They owned more than 10% of land in the United States.—Hill identified an opportunity hiding in plain sight: Unlike most who viewed the Saint Paul and Pacific as a near-worthless derelict, Hill viewed it as a miracle waiting to happen, a potentially wondrous enterprise simply lacking competent leadership. He studied the road constantly, reading every scrap of information he could find about it and boring anyone who would listen with endless detail as to what it could one day be.—He possessed a priceless advantage compared with most other nineteenth-century rail titans. Rather than coming from the outside world of finance, as most of them did, he arose from the inside world of freighting and transportation, and he knew this world in all its complexities. He was about to demonstrate how certain well-established, regional capitalists on the frontier could challenge and even best larger eastern interests.—Being obsessed is an edge. Hill was obsessed getting control of the bankrupt Saint Paul & Pacific rail line:  Hill, who knew the road better than anyone else, constantly argued to his friends, the potential prize defied description. He seemed completely fixated on the project. Many years later, his friend recalled that Jim had spoken of it to him “probably several hundred times” during the mid-1870s.—James J. Hill finds what he is best at in the world at, at 40 years old, in a field where he had no direct experience.—“It pays to be where the money is spent” — James J Hill—James J. Hill was very easy to interface with. He had an easy to understand organizing principle for his company. Hills credo: What we want is the best possible line, shortest distance, lowest grades, and least curvature that we can build.—He had appreciation for those who had dirt underneath their fingernails.—Many observers would later compare Hill with Villard. The comparison was inevitable. “While Hill was building carefully and checking his costs minutely Villard built in ignorance of costs.” Like other transcontinental plungers, Villard did in fact build rapidly and poorly, much of his main line would later have to be torn up and rebuilt. He had rushed to get the massive land grants. Amid mounting deficits and acrimony, Villard was then forced to resign the presidency of the NP in 1884.—Find what you are good at and pound away at it forever.—He simply could not delegate authority and live with the outcome.—Hill on how to build a railroad: Work, hard work, intelligent work, and then more work. — James J Hill.—They managed the finances of the railroad in a highly conservative and prudent manner.  Hill advocated and practiced a policy of plowing large percentages of profits directly back into the property, knowing that the best defense against invading railroads was a better-built system that could operate at lower rates.—Give me Swedes, snuff and whiskey, and I'll build a railroad through hell. — James J. Hill—From the Hour of Fate: James J. Hill had built the Great Northern with deliberate thrift and brutal efficiency. His railroad would become among the most profitable in the Northwest. He didn't need JP Morgan the way other railroad executives did. (Financial strength was kryptonite to JP Morgan)—He cared most about freight, never frills.—The life of James J. Hill certainly demonstrates the impact one willful individual can have on the course of history.—I've made my mark on the surface of the earth and they can't wipe it out. — James J Hill.----“I have listened to every episode released and look forward to every episode that comes out. The only criticism I would have is that after each podcast I usually want to buy the book because I am interested so my poor wallet suffers. ” — GarethBe like Gareth. Buy a book: All the books featured on Founders Podcast