Podcasts about Inheritance tax

Key Topics Covered: 1. Why Pooling Is a Missing Mindset in Financial Planning Most financial advice is built around the nuclear family unit, not the wider family tree. Families often manage money in isolated silos, which benefits institutions more than the family. Pooling is framed as efficiency and joined up planning, not “taking someone's money”. 2. Pooling Cash: Better Rates, Lower Risk, and Less Bank Dependence Technology platforms can provide access to better savings rates and multiple banking options. Spreading cash across institutions reduces the risk of a single point of banking failure. Many people stay with the same bank for decades and miss better returns and protections. 3. Pooling Investments: Aggregating Platforms to Cut Fees Stock market investing is now largely platform based, and platform fees are often percentage based. By aggregating family pots, it may be possible to reduce platform fees across the whole family. The compound impact of fee savings over time can be enormous, especially as portfolios grow. 4. What a SSAS Is and Why It's Different SSAS is described as a pension that operates more like a business: entrepreneurial and flexible. It can invest in many asset types beyond the stock market, including commercial property and more. It is multi person and multi generational, allowing family members to pool pension pots. 5. SSAS Pooling Benefits: Activity Based Fees and Tax Deductible Costs SSAS fees are based more on activity than value, unlike many platforms that charge by percentage. SSAS running costs can be tax deductible expenses for the business paying them. This can mean a larger SSAS can cost less to run than a smaller conventional pension. 6. Who Can Join a SSAS and How Big It Can Be A SSAS can include up to 11 members in total (you plus 10 others). Members must be genuinely connected, commonly spouses, adult children, or wider family. More families are now exploring bringing children into pension structures earlier. 7. Inheritance Tax Planning Inside SSAS: Earmarking Earmarking allows families to assign higher growth assets to children and lower growth assets to parents. This can accelerate children's pension growth while slowing the parents' pension growth. A smaller parent pot can reduce the inheritance tax exposure when pensions are included from 2027. 8. Inheritance Tax Planning Inside SSAS: Loanback SSAS loanback allows business owners to borrow from their own pension into their company. Loans can be up to 50 percent of the SSAS value and must be secured under the rules. The interest rate can be far lower than commercial borrowing, potentially saving tens of thousands in fees. If the company is structured with next generation shareholders, profits can accumulate outside the parents' IHT problem. 9. Pooling Wisdom and Documents: Preparing the Next Generation Families should involve adult children sooner so they understand what exists and why it matters. A digital vault can pool documents, passwords, and key financial information securely in one place. Physical originals (like wills) should also be stored in a fireproof, waterproof container. Pooling memories and family stories can be part of the vault too, strengthening legacy beyond money. Actionable Takeaways Review where your family is paying percentage based platform fees and explore whether aggregation could reduce them. Audit cash holdings and consider spreading across institutions to improve rates and reduce risk. If you are a business owner with pensions, explore whether a SSAS could reduce costs and increase flexibility. Learn the SSAS tools that matter for 2027 planning: earmarking and loanback. Bring adult children into the conversation early so wealth transfer includes competence, not confusion. Create an ICE file and a digital vault so your family knows where everything is in an emergency. Resources & Next Steps WealthBuilders Membership: wealthbuilders.co.uk/membership Family Wealth Fortress: wealthbuilders.co.uk/fortress Download our FREE Pensions and Inheritance Tax Guide WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

It's less than a month before the new inheritance tax comes in for farmers, and the Government's Finance Bill reaching the report stage is a last chance for any amendments to be considered. After a Government u-turn at the end of the year, the tax threshold was increased, but there are concerns the policy still doesn't give Tenant Farmers, who don't own their land, the same advantage. The Tenant Farmers Association share their concerns. A farm vets practise in Gloucestershire is offering free workshops for Young Farmers groups to spend time with their vets asking questions and taking part in practical workshops. Marie Lennon went to Tyndale Vets for one of the sessions. For decades, farmers have used sewage sludge, or bio solids as fertiliser. That's the waste that comes from us after it's been cleaned up in water treatment plants. Compared to imported artificial fertiliser, its very cheap - it can even be free. But there's concern that sewage-derived fertiliser may contain microplastics, pharmaceuticals and some so-called forever chemicals. The government is proposing to tighten the rules on using sewage sludge on farmland Scotland introduced tighter rules a few months ago – and Wales is also looking to reform. Tom Heap reports.Presented by Anna Hill and produced by Marie Lennon

Read any paper to the right of The Guardian and you'll see furious condemnation of “tax raids” on “grieving families”, and a Labour plot to destroy the Middle Class and farmers via the “hated” inheritance tax “trap”. Yet IHT makes up only 0.7% of Government revenue and fewer than 5% of people leave enough to be subject to it. Why is Britain neurotic about a tax that so few pay? And with huge inheritances and the Bank of Mum and Dad creating a two-tier society of those with family wealth and those without, should we want to increase IHT not cut it?  Senior fund manager Dan Kemp looked after $350bn in assets at the finance giant Morningstar, and now runs a new company, Portfolio Thinking. He tells Andrew Harrison why even he thinks simply cutting inheritance tax is a bad idea.  www.patreon.com/bunkercast  Written and presented by Andrew Harrison. Producer: Liam Tait. Audio production: Simon Williams. Music by Kenny Dickinson. Artwork by James Parrett. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. THE BUNKER is a Podmasters Production. www.podmasters.co.uk  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In an era of political turmoil, rapid technological change, and shifting tax rules, internationally minded investors, especially expats, face a landscape that feels more uncertain than ever. Yet within that uncertainty are clear, practical steps you can take to protect your wealth, manage risk, and live well. When you're a British expat or US-connected family navigating dual tax UK and US rules, even small misunderstandings can lead to outsized financial consequences. The difference between confident decision-making and costly mistakes often comes down to working with the right international advisor and having a clear long-term plan.   In this episode of Expat Wealth, Richard Taylor – dual UK/US citizen and Chartered Financial Planner – is joined by James Boyle – Lead Financial Planner at Plan First Wealth to unpack the real-world financial conversations happening behind the scenes with globally mobile families. As technology evolves and more people turn to artificial intelligence for quick answers, it's becoming easier to find information, but harder to interpret it correctly. Tax language is nuanced. American tax reporting rules can carry severe penalties if misunderstood. For anyone moving to the US, moving to America, or building wealth while living internationally, context matters just as much as the rule itself.   You'll hear insights on:   The Supreme Court's recent ruling on Trump-era tariffs, the political fallout, and what all the uncertainty means for markets.   Growing anxiety around AI – shifting from pure optimism to a more mixed, sometimes fearful outlook – and how to stay invested and optimistic despite the noise.   Why the US is still likely to be the key engine for monetizing AI and human ingenuity, and why global diversification is still non‑negotiable.   A deep dive into the upcoming UK inheritance tax (IHT) changes on pensions (including SIPPs) from April 2027, and the potential strategy of using non‑UK situs assets (e.g., US ETFs) within Self-Invested Personal Pensions (SIPP).   --   Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.   https://planfirstwealth.com/   --   Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.   ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

The big topic for Martin this week is inheritance tax, he explains how inheritance tax works and goes through all the practicals on how much you can leave before its taxed.... Why marriage is the biggest way to reduce inheritance tax... The change that means pensions will soon have inheritance tax on them... all the gift rules you can utilise and far more.The podcast features key updates on car finance mis-selling, and what the spike in energy prices due to the conflict in the middle east really means for what you'll pay.And then of course there's Mastermind, if a shop misprices an item, can you force them to sell it to you at that amount? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

The need for hundreds more special education school places, the latest on the End Discrimination in Inheritance Tax campaign, former Miss Ireland Lynda Duffy joins Patricia to chat about her recovery from her 22-year long eating disorder, our monthly Citizens' Information slot focuses on supports for people experiencing domestic violence and nutritional advice with Anneliese Hosted on Acast. See acast.com/privacy for more information.

“End the Discrimination”: James Sexton The Fight to Reform Ireland's Inheritance Tax Hosted on Acast. See acast.com/privacy for more information.

Inheritance tax - if your auntie leaves you a house - prepare for a ridiculous tax bill... John is in the Philippines - can we help him to get back home for urgent cancer treatment..Damo opens his popup parcel - not bad, in fairness & more Hosted on Acast. See acast.com/privacy for more information.

More investors are coming to realise that inherited super is taxed at 17 per cent, but the government has stirred a hornet's nest in adding a de facto death tax into the new super tax legislation. What to do? Hugh Robertson of Centaur Financial joins Associate Editor James Kirby in this episode. In today's show, we cover: Inheritance tax changes : What you need to know Understanding your super caps for the year ahead How the kids raise your Medicare Levy Surcharge Dealing with overseas shares and ETFs See omnystudio.com/listener for privacy information.

Changes are coming to UK inheritance tax legislation. From April 2027, many expats with UK Self-Invested Personal Pensions (SIPPs) could face a 40% UK inheritance tax hit on pension values above the £325,000 nil-rate band, but the way the new rules are drafted may allow non-long-term UK residents to structure their SIPPs so that non-UK underlying assets sit outside the UK inheritance tax net.    Richard Taylor, dual UK/US citizen and Chartered Financial Planner, is joined by Tobias Gleed-Owen, Senior Associate at Birketts, to discuss the upcoming changes to SIPPs and inheritance tax. This episode of Expat Wealth explores how UK expats, or future recipients of a UK inheritance or pension, can prepare for the April 2027 changes. Richard and Tobias unpack how the draft UK rules will treat pensions for inheritance tax, why the position most people have assumed is likely wrong, and how looking through to the underlying investments in an SIPP may keep large portions of a UK pension outside the UK inheritance tax net.    In this episode, Richard and Tobias take a detailed look at:    The big picture: An overview of the 2027 UK inheritance tax change on pensions.    Practical planning opportunities: How to structure or restructure your SIPP investments.    What to do if you have an old defined benefit pension.    Pension Commencement Lump Sums: Whether or not the UK 25% “tax-free lump sum” is tax-free in the US.     --    Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.    https://planfirstwealth.com/    --    Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.      Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas. 

There's a topic that often appears in the Money Box inbox, inheritance tax.It's money paid by the estate of someone once they die, as long as the total value of all their property, possessions, cash and soon pensions are worth more than a fixed threshold set by the government.At the moment Government figures say just 5% of estates actually pay the tax, so relatively low, but there are changes coming in this year and next which could increase that number.Questions around who pays it and how much it is as well as the rules around passing on wealth to loved ones are never far away from the top of our in tray. So, today we'll answer as many as we can.Joining presenter Felicity Hannah this week is Clare Moffat, pension and tax specialist at the mutual life, pensions and investment company Royal London and Nina Sperring, wealth protection solicitor and partner at the law firm Price, Slater, Gawne.Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess Quayle Senior News Editor: Sara Wadeson(This episode was first broadcast at 3pm on Wednesday the 14th of January 2026)

Uploaded every Friday, Nikkei Asia News Roundup delivers a collection of articles from Nikkei's English language media, Nikkei Asia. ・A selection of news headlines ・A glimpse into a notable story for deeper understanding ・A highlight of our best stories Today we focus on:"Lofty inheritance tax forces South Koreans to sell homes and move abroad" ・You can read more at: https://asia.nikkei.com/Spotlight/Podcast/Podcast-News-Roundup

In the first of a two-part series, Alex Black speaks to Carly Russell, partner at Collyer Bristow, about the upcoming changes to Inheritance Tax and what it means for those making succession plans and Mia Willemsen talks to Tom Martin about the granting of an urgent hearing for a judicial review into APR and BPR changes.Message us

Did the government break its own rules when it imposed inheritance tax on farmers? The High Court orders an urgent two-day judicial review of the Chancellor’s plans to hit family-owned businesses with death duties. Beef and dairy producers could have to pay a licence to farm – we find out what buying an environmental permit could mean for your farm business. And we meet the arable growers achieving amazing yields – and examine what the future holds for the Yield Enhancement Network. This episode of the Farmers Weekly Podcast is co-hosted by Johann Tasker, Louise Impey and Hugh Broom. Edited and produced by Johann Tasker. Contact or follow Johann: linkedin.com/in/johanntasker/ Contact or follow Louise: linkedin.com/in/louise-impey-95470b20b/ Contact or follow Hugh: linkedin.com/in/hugh-broom-9b11906a/ For Farmers Weekly, visit fwi.co.uk or follow linkedin.com/company/farmers-weekly To contact the Farmers Weekly Podcast, email podcast@fwi.co.uk. In the UK, you can also text the word FARM followed by your message to 88 44 0.See omnystudio.com/listener for privacy information.

In this bonus of Meet the Farmers: The Big Debate, host Ally Hunter Blair puts listeners' questions to legal experts Chris Coupland and Annabelle Rout from Birketts LLP to discuss critical topics surrounding inheritance tax, succession planning, and land sales. The conversation emphasizes the importance of wills, lasting powers of attorney, and trusts, while also addressing the complexities of fair inheritance among family members. They provide insights into the impact of development on agricultural land value and the challenges of land valuation in the context of inheritance tax. Throughout the discussion, the significance of communication within families is highlighted as a key factor in successful succession planning. 

Inheritance tax, ANOTHER tax we have to pay… But what actually is inheritance tax and how does it work?Well, to help me delve into what inheritance tax is, and all the legal ways we can avoid paying it, I am joined with Joe Akik, a qualified financial advisor!Want to level up your finances in 2026? Book a 1:1 Money Power Hour with me ⁠⁠here⁠⁠.For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Can the government really win back farmers' trust in 2026? Or is it a bridge too far? Defra secretary Emma Reynolds uses the Oxford Farming Conference to set out her vision for the relaunched Sustainable Farming Incentive. After the Treasury's partial climbdown on inheritance tax, should we continue campaigning for further concessions? And we take a look at the New Year Honours for farming. This episode of the Farmers Weekly Podcast is co-hosted by Johann Tasker, Louise Impey and Hugh Broom. Edited and produced by Johann Tasker. Contact or follow Johann: linkedin.com/in/johanntasker/ Contact or follow Louise: linkedin.com/in/louise-impey-95470b20b/ Contact or follow Hugh: linkedin.com/in/hugh-broom-9b11906a/ For Farmers Weekly, visit fwi.co.uk or follow linkedin.com/company/farmers-weekly To contact the Farmers Weekly Podcast, email podcast@fwi.co.uk. In the UK, you can also text the word FARM followed by your message to 88 44 0.See omnystudio.com/listener for privacy information.

Is the American tax code a fair engine for growth, or a "second estate" where the rich choose whether or not to pay? We are often told that the top 1% of earners already pay 40% of all taxes, while nearly half of Americans pay nothing at all. Legal scholar Ray Madoff argues that this statistic is a deliberate "bait-and-switch" designed to confuse the public. The reality is that the truly rich often have little to no income to tax, living instead on borrowed gains and tax-free inheritances.In this episode, Madoff joins Luigi Zingales and Bethany McLean to discuss her new book "The Second Estate: How The Tax Code Made An American Aristocracy" covering how and why our current tax system allowed the ultra-wealthy to opt out altogether. She argues that to fix the system, we shouldn't just raise rates, we need to bring inheritances and investment gains directly into the income tax system and eliminate the "cover" provided by a broken estate tax.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mark Morton unpacks the government's last‑minute December changes to Agricultural Property Relief and Business Property Relief, questioning the policy swings, their impact on farmers and businesses, and what it all means heading into the new tax year.For more information on this topic and more, please visit www.mercia-group.com for further details.

In this special episode, we examine what the government's partial U-turn on inheritance tax means for your farm business. It follows the Treasury decision to water down plans to impose 20% inheritance tax on farm assets worth more than £1m. In a major concession the government has announced that it is increasing the threshold for inheritance tax on farm assets from £1m to £2.5m. We look at how the decision came about, what it means for family farms and where the sector goes from here. With special guests: NFU president Tom Bradshaw; Country Land & Business Association external affairs director Jonathan Roberts; and Sam Kirkham, partner at accountants Albert Goodman. This episode of the Farmers Weekly Podcast is co-hosted by Johann Tasker, Louise Impey and Hugh Broom. Contact or follow Johann (X): @johanntasker Contact or follow Louise (X): @louisearable Contact or follow Hugh (X): @sondesplacefarm For Farmers Weekly, visit fwi.co.uk or follow @farmersweekly To contact the Farmers Weekly Podcast, email podcast@fwi.co.uk. In the UK, you can also text the word FARM followed by your message to 88 44 0.See omnystudio.com/listener for privacy information.

The Prime Minister has told a select committee he is aware of the pressure farmers are facing because of the government's plan to reimpose inheritance tax on them. However, despite close questioning from his own MPs, he made no commitment to change. Sir Kier Starmer was in front of the Liaison Committee which is made up of all the Chairs of the House of Commons Select Committees, who head up investigations into government departments. The countryside charity the CPRE, says it's concerned that most new housing is being built on green-field sites. It fears the government will create urban sprawl as it tries to fulfil its manifesto pledge to build 1.5 million new homes over the course of the next parliament.All week on Farming Today we're talking about the rural heritage buildings that make up our countryside, everything from old farm barns to country mansions. All of these buildings will need maintenance and repair, but there's only one centre in the UK teaching NVQ Level 3 qualifications, in Heritage Construction skills. We visit the Tywi Centre in Carmarthenshire,.Presenter = Anna Hill Producer = Rebecca Rooney

EP 410 - Tax Without BS returns with a fiery but surprisingly hopeful breakdown of the November 2025 UK Budget. Andy, Jemma and Emma from Oury Clark sift the good, the bad, and the “are-you-kidding-me?” of Britain's latest fiscal planFrom scale-up salvation and EIS boosts, to SME heartbreak, Mansion Tax grumbles, pension puzzles, and the four-year foreign-income free-for-all.It's the only budget reaction that'll make you laugh and rethink your life insurance.*For Apple Podcast chapters, access them from the menu in the bottom right corner of your player*Spotify Video Chapters:00:00 Andy's Episode Synposis02:29 Business Tax Positives05:37 Funding Gaps and EIS14:18 Business Rates and SME Challenges18:16 Inheritance Tax and Business Property Relief23:58 Impact on SMEs and Entrepreneurs33:12 Understanding Business Rates34:04 Personal Taxes Overview34:16 Employee Ownership Trusts Explained37:54 Income Tax Threshold Freeze38:55 Salary Sacrifice and ISA Changes40:08 Financial Literacy and Investment Advice43:44 Mansion Tax and Property Levies48:42 Tax Avoidance vs. Tax Evasion55:48 Foreign Income and Gains Regime01:00:32 Final Thoughts and Budget ReflectionsWatch and subscribe to us on YouTubeFollow us:InstagramTikTokLinkedinTwitterFacebook

A group of Labour MPs with rural consitituancies have urged the Government to think again on Inheritance Tax Changes, with some abstaining on a Commons vote on the issue earlier this week. This is the ongoing row over the Government's plan to re-impose inheritance tax on farming and business assets over a million pounds, which was introduced in last year's budget and is due to take effect from April next year. Ministers insist the plan is fair and say its time to move on. The cost to arable farmers of this year's summer drought has been estimated to be £828 million. The think tank the Energy and Climate Intelligence Unit says farmers will lose the income as a result of what it says is the second worst UK harvest on record, where crops were hit by a very hot spring and summer as well as the resulting lack of water. A pioneering project to help the crews on fishing boats manage the unpredictability of their earnings has been launched in Cornwall. Weather conditions, fuel prices and market demand can mean that one week crews will earn, but the next they won't, making budgeting tricky.  Citizens Advice Cornwall says its led to problems - which is why, along with other local groups, it's set up Net Savings, a government backed collaboration to help fishing crews with financial advice. And as part of our week-long look at winter jobs on farm, we meet a cider apple farmer who'll be tending his trees throughout the season. Presented by Charlotte Smith and produced by Sally Challoner.

A climate tax targeting billionaires crashed hard at the Swiss ballot, upholding a national trend of rejecting proposals that threaten Switzerland's wealth haven status.View the full article here.Subscribe to the IMI Daily newsletter here. 

In this episode, Metropolitan Police chiefs face questions after banning protesting farmers from bringing tractors to London.As the government makes a small concession on plans to impose inheritance tax on farmers, we examine what the Budget means for your farm business.Budget analysis by:Stuart Maggs, Howes PercivalSam Kirkham,. Albert GoodmanSimon Gooderham, CheffinsAnd we pay a visit to the National Fruit show - where growers are determined to get more British apples and pears on more supermarket shelves.Neil MacLeod's Farmer Focus page is here.To donate to the Catherine MacLeod memorial fundraiser for Breast Cancer Now, please visit the Catherine MacLeod Justgiving page.This episode of the Farmers Weekly Podcast is co-hosted by Johann Tasker, Louise Impey and Hugh Broom.Contact or follow Johann (X): @johanntaskerContact or follow Louise (X): @louisearableContact or follow (X): @sondesplacefarmFor Farmers Weekly, visit fwi.co.uk or follow @farmersweeklyTo contact the Farmers Weekly Podcast, email podcast@fwi.co.uk.In the UK, you can also text the word FARM followed by your message to 88 44 0.

Farmers were in London again to protest about the re-imposition of inheritance tax on farming and business assets of more than £1 million, something announced last year. In her budget, the Chancellor made a change to transferring inheritance tax allowances between spouses, but farmers said it wasn't enough.Presented by Charlotte Smith and produced by Beatrice Fenton.

Farmers were in London again to protest about the re-imposition of inheritance tax on farming and business assets of more than a million pounds - something announced last year. In her budget, the Chancellor made a change to transferring inheritance tax allowances between spouses, but farmers said it wasn't enough. Presenter = Charlotte Smith Producer = Rebecca Rooney

Key Topics Covered:1. What Changes in April 2027Unused pensions will count towards inheritance tax.Anything above the tax-free limit may be taxed at 40%.More families will be affected due to frozen allowances.2. Executors, Lost Pensions and Hidden TrapsNew burdens and risks for executors who must locate and report all pensions.The scale of “lost pensions” and how to track them down.When to consider consolidating multiple pots and when to seek advice.3. Income vs Capital and Smart GiftingIHT as a tax on capital, not income.Annual allowances, the 7‑year rule and “gifts with reservation”.How gifts out of surplus income can be unlimited and IHT‑free if well documented.4. Pensions, Annuities and Who's AffectedWhich pensions are not treated as capital (state, final salary, annuities).Which are caught by the new rules (personal pensions, SIPPs, SSAS, DC workplace schemes).Pros and cons of using annuities to swap capital for income.5. SSAS Pensions and Multi‑Generational PlanningWhat a SSAS is and who can qualify (limited company owners).Using SSAS to consolidate pots, invest entrepreneurially and involve adult children.Strategies like contributions for children, earmarking and loanback to shift value down the bloodline.6. Life Cover, Wills and the Family Wealth FortressWhy life insurance should be written in trust to avoid swelling your estate.Using whole‑of‑life, second‑death cover to fund an inevitable IHT bill.The basics everyone should have in place: will, LPAs, and an annual “estate stock take”.Actionable Takeaways:Assume the 2027 rules will affect you if you have pensions and other assets – start planning now.Calculate your current estate and repeat annually to see how close you are to IHT thresholds.Trace and tidy up old pensions; don't leave a mess for your executors.Learn the difference between gifting capital and gifting surplus income – and document income gifts carefully.Review life cover and trusts; consider SSAS if you're a business owner wanting to build and pass on wealth efficiently.Resources & Next Steps:Join the Waitlist and Get Your Free Inheritance Tax & Pensions Guide - Be the first to receive this essential guide as soon as it's readyWealthBuilders Membership: Free access to guides, webinars, and communityConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Lawyers acting for victims of the infected blood scandal have written to the Chancellor demanding urgent action to avoid families and loved ones having to pay £100,000s in tax. The government has previously said compensation payments would not be subject to Inheritance Tax. But with around 3,000 victims having already died they say a change in the rules is needed to avoid their loved ones facing huge tax bills. The Treasury says it's "considering" the issue and a decision will be made at the Budget.Plans to reform standing charges for gas and electricity "will not work" and should be scrapped, the trade body for the energy industry Energy UK has told Money Box. Standing charges are the fixed daily cost that households pay just to be connect to electricity or gas supply. They rose sharply this month to an average £320 a year - more than £6 a week - a cost you must pay before you turn on a light or cook your dinner. Suppliers say they cover the cost of providing and maintaining the supply. However, the energy regulator Ofgem is considering proposals to offer all customers a reduced standing charge, but at the cost of paying more for the electricity and gas they actually use. It says that will increase choice for consumers but Energy UK wants them to rethink the proposal.How much will benefits rise in April?And with one month to go, what would you like to know ahead of the Autumn Budget?Presenter: Paul Lewis Reporters: Dan Whitworth and Jo Krasner Researcher: Eimear Devlin Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12pm on Saturday 25th October 2025)

In this episode, Defra secretary Emma Reynolds reveals the government's latest thinking on relaunching the Sustainable Farming Incentive.Ms Reynolds was speaking during a Q&A session at the Country Land and Business Association annual conference in London.Farmers return to Westminster to protest against inheritance tax. Can we really expect any changes in this month's Budget?Food price inflation increases – but so too do farm input costs.And Tesco launches a £1.5m initiative to help 360 beef and sheep farmers baseline their environmental performance.This episode of the Farmers Weekly Podcast is co-hosted by Johann Tasker, Louise Impey and Hugh Broom.Contact or follow Johann (X): @johanntaskerContact or follow Louise (X): @louisearableContact or follow (X): @sondesplacefarmFor Farmers Weekly, visit fwi.co.uk or follow @farmersweeklyTo contact the Farmers Weekly Podcast, email podcast@fwi.co.uk.In the UK, you can also text the word FARM followed by your message to 88 44 0.

A year on from a big farmers' rally in Whitehall, farmers again travel to London to lobby MPs about inheritance tax. As COP 30 continues in Brazil, we look at imports of South American soy and its use for animal feed on UK farms. Brazil has a moratorium on cutting down rainforest to allow farmers to plant soya, but there's concern that pressure from big-business could reverse that protection. We speak to the Agricultural Industries Confederation.A Welsh entrepreneur is working on an alternative source of protein - lanolin from sheep wool. She came up with the idea after meeting a shrimp farmer who fed the grease to his shellfish.Presenter: Anna Hill Producer: Rebecca Rooney

In this episode of Meet the Farmers, host Ben Eagle speaks with Richard Cornock, known as The Funky Farmer, about his experience in dairy farming and his journey as a pioneering YouTuber. They discuss the challenges faced by farmers, including inheritance tax, the volatility of the dairy market, and the importance of community among farmers. Rich shares insights from his 40 years in the industry, the evolution of farming content on YouTube, and the role of influencers in agriculture. He emphasizes the need for resilience and planning in farming, while also encouraging the public to support local farmers by buying British and direct. The conversation highlights the joy and satisfaction that comes from farming, despite its challenges.

A report by the House of Commons' Welsh Affairs Committee is calling for the Government's inheritance tax on farmers to be halted, because it says the tax will have a detrimental impact on Welsh farming, which is intrinsic to the Welsh economy. How about turning fungi roots into building materials? It may sound a bit strange but its already happening - in laboratories, and in commercial enterprises too.This year's apple harvest has been a bumper one, but with a small orchard on a small landmass, the family producing cider on Guernsey have had to find a creative way to supplement their crop. Presented by Anna Hill and produced by Beatrice Fenton.

We track down our UK Correspondent on Armistice Day in Turkey. We reflect on Istanbul’s strategic importance to world trade, discuss farmer protests against the Inheritance Tax, and banter ahead of the All Blacks v England clash at Twickenham.See omnystudio.com/listener for privacy information.

Rory McGowan speaks to Founder of The Level Group George Williamson about new research that sheds light on the UK's relationship with inheritance, and how over 1 in 3 people are financially depended on that money right now. They talk about how family farms and pensions may be hit by the proposed inheritance tax changes presumed to be in the next UK budget and how that'll impact families across the UK, using data to back up what many Brits' response will be to try and protect their family's money, once their older family members pass away.

There will be no U-turn on the Government's plans for inheritance tax for farmers, according to the Farming Minister. Dame Angela Eagle says planned changes will go ahead in next month's budget, in spite of press reports to the contrary."Too little too late", that's what we're hearing from some farmers who've already ploughed up and planted fields that were being farmed for nature. They say this is because the Government took too long to come up with an extension to their environmental funding.Red Tractor, the UK's largest farm assurance scheme, has had a TV advert banned by the Advertising Standards Authority. The watchdog says the advert exaggerated the environmental credentials of the scheme and misled customers.Presented by Charlotte Smith and produced by Beatrice Fenton.

There will be no U-turn on the government's plans for inheritance tax for farmers, according to the Farming Minister. Dame Angela Eagle says planned changes will go ahead in next month's budget, in spite of press reports to the contrary. We also ask her about the Sustainable Farming Incentive. Some farmers are furious because they say the latest scheme, which has only just opened, comes far too late for those farmers who were looking for a replacement for agreements under a previous agri-environment scheme, the Countryside Stewardship scheme, which ends on 31st December.Several councils in England and Wales are carrying out reviews of their farm estates at the moment, including Powys, Dorset and Cornwall and all week we've been reporting on the issues affecting farms owned by councils. According to the CPRE, the countryside charity, there were 6,700 individual council holdings back in the 1980s, but that number has shrunk by almost two thirds, down to fewer than 2,300 now. Today we hear from a livestock farmer in Cornwall who's concerned about what could happen once Cornwall Council's consultation comes to an end.Nearly a quarter of a million trees have been planted across the Outer Hebrides as part of the ‘Western Isles Croft Woodland Project'. It aims to create a mosaic of small woodlands on under-used crofts.

Paul A.Overy from Ask About Wealth is a financial planner.  He helps high earners keep and grow their wealth. In today's show, we go through how the average Irish person can grow their wealth. We cover everything from optimising your retirement fund, the secrets the wealth know that the average person doesn't and how to minimise your tax (including inheritance tax) in Ireland. A wonderful episode with the host of one of my favourite podcasts. We recorded this podcast in person in Prymal studio in Dublin, so you can watch the full video on YouTube too.   Links: Today's podcast is sponsored by The Circle. To listen to our premium episode for Circle members, check out the Circle here. https://briankeanefitness.com/online-mastermind   (Website) Ask About Wealth - independent financial guidance for high earners and business owners in Ireland - tax reduction, planning, wealth management and investing, tailored to reduce taxes, grow wealth & protect your your future.   (Youtube)  Ask About Wealth - YouTube   (Facebook) www.facebook.com/askaboutwealth/   (Tiktok) www.tiktok.com/@askaboutwealth   (Instagram) Ask About Wealth (@ask.about.wealth) • Instagram photos and videos (Apple  podcast) Ask About Wealth - Podcast - Apple Podcasts   (Spotify) Ask About Wealth | Podcast on Spotify

Dave O'Brien, Head of Tax for Xeinadin Ireland, President of the Cork Business Association and Barra Roantree, assistant professor of Economics at Trinity College Dublin

Today on the show, if you know anything about inheritance tax, it’s probably that you can give your money away and, as long as you survive 7 years there’s no tax to pay. But do you really understand the 7-year rule for IHT? That’s the focus today. Host Ed Monk is joined by Marianna Hunt to a provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

As the Labour Party Conference continues, the Prime Minister says improving profitability is his priority for farming. There's no sign of change on the decision to reimpose Inheritance Tax on farms worth over £1 million.We begin a week focussing on the role of livestock markets in 21st century farming, and ask are they as relevant now as a generation ago?County Armagh, in Northern Ireland, is famous for its Bramley Apples and we visit a grower who says his family has apple in their blood.Presenter: Charlotte Smith Producer: Sarah Swadling

In this episode of WealthTalk, Christian Rodwell is joined by Omar Aswat, Chartered Tax Adviser and founder of ASWATAX, to unpack the urgent changes coming to Business Property Relief (BPR) in April 2026 and what they mean for business owners and property investors. Omar explains how the new BPR limits could expose significant business value to inheritance tax, highlights the practical steps you should be taking now, and delves into strategies like family investment companies, trusts, and smart incorporation. The discussion also covers the impact of Section 24 on landlords, practical tax-saving tips for business owners, and succession planning tools for those looking to future-proof their wealth. Whether you're scaling a business, building a property portfolio, or planning your exit, this episode is packed with actionable insights to help you stay ahead of the curve.Key TakeawaysMajor Change to Business Property Relief (BPR) in 2026From April 6, 2026, BPR will only exempt £1 million of value per trading company/group from inheritance tax (IHT); any value above will be taxed at 20%.Urgent need for business owners to review structures and plan ahead.Who Is Affected?Owners of trading companies/groups with assets above £1 million.Property investment companies already subject to IHT—this rule change doesn't benefit or worsen their position.Mitigation & Planning StrategiesFamily investment companies (FICs)Growth and freezer sharesDiscretionary trustsGifting, sale acceleration, and succession planningCase-by-case: bespoke advice is essentialSection 24 & Incorporation for Property InvestorsSection 24 restricts mortgage interest relief for personally held property; incorporation can offer tax savings but must be weighed against capital gains and stamp duty costs.Comparative calculations are vital before transferring property into a company.Inheritance Tax Allowances Explained£325,000 nil-rate band per person, plus £175,000 residence nil-rate band (if passing main home to direct descendants).Married couples can combine for up to £1 million, but the rules are technical and not inflation-linked.Family Investment Companies (FICs)FICs provide flexibility in dividend planning, control, and succession.Can be set up new or by converting existing companies; often used in combination with trusts for asset protection.Smart Moves for Business OwnersAlphabet shares for flexible dividend planning.Utilise directors' loan accounts, charge rent for company premises owned personally, and salary sacrifice schemes.SSAS pensions remain a powerful, underused tool.Planning for Exit or SaleEarly, proactive planning is essential—some reliefs require shares to be held for 24+ months.Options: third-party sale, management buyout, employee ownership trust (EOT), company purchase of own shares, or new holding company.EOTs: allow sale for 0% CGT if structured correctly, but success depends on a strong management team post-sale.Omar's Experience & PodcastOver a decade in finance, founder of ASWATAX (Leicester & London).Hosts “Talking Tax Podcast,” covering EOTs, IHT, R&D, and more.Contact DetailsWebsite: www.aswatax.co.ukEmail: omar@aswatax.co.uk or taxadvisory@aswatax.co.ukPractical TipsDon't delay—review your business and property structures now ahead of April 2026.Always seek bespoke, specialist advice before making structural tax decisions.Consider both current and future family/succession needs in your planning.Use comparative calculations to assess incorporation or restructuring benefits.Mention WealthBuilders if contacting Omar for tailored support.Resources MentionedJoin the Inheritance Tax Guide WaitlistWT103 - Employee Ownership Trusts w/ Chris BuddWT295 - The Exit Roadmap: How to Sell Your Business for Maximum Value w/ Chris SpratlingConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

This week marks a major milestone for WealthTalk as Christian Rodwell and Kevin Whelan celebrate the 300th episode of the podcast. The duo reflect on six years and seven months of weekly episodes, share key listener stats, and discuss how WealthBuilders has evolved—and where it's headed next. They highlight the importance of family, recurring income, and legacy, and preview upcoming changes in content and focus, including the impact of new inheritance tax rules and the growing relevance of women in wealth. Listeners are invited to join the conversation, share feedback, and help shape the future of WealthTalk.Key Topics CoveredCelebrating 300 Episodes:Launched in February 2019; over six years of consistent weekly content.Gratitude to loyal listeners, including some who have listened to every episode—twice!Top 3 Most Downloaded Episodes:How to Create a Family Trust Fund (Ep. 122, with Paul Brooks)From Zero to £20,000 a Month – A Property Journey (with Heather Smale)The Seven Pillars of Wealth (Kevin's book and framework)WealthBuilders Philosophy:Wealth is about more than money: it's about family, recurring income, community, and legacy.The importance of holistic and family-oriented financial planning, not just individual advice.Moving away from siloed, percentage-based advice toward fixed, results-driven fees.Looking Ahead:Upcoming focus on inheritance tax changes and their impact on families (April 2027).Plans for a new guide and waitlist for those affected: wealthbuilders.co.uk/iht.Increasing attention to women and wealth, especially in light of the generational wealth transfer.Embracing technological change: AI, digital currencies, and the evolving financial landscape.Community & Feedback:Listeners encouraged to provide feedback, suggest topics, and leave reviews (wealthbuilders.co.uk/reviews).Plans to feature more case studies, topical content, and diverse presenters.Legacy & Future Direction:WealthBuilders aims to help clients create, build, protect, and pass on wealth and wisdom.Focus on family charters, values, and genuine legacy planning for future generations.Practical TipsReview Your Family's Financial Planning:Consider collective strategies for savings and investments to maximise benefits and reduce costs.Plan for Inheritance Tax:Stay informed about upcoming changes and take early action to protect your family's legacy.Get Involved in the Community:Share your feedback, ask questions, and let the WealthBuilders team know what topics matter most to you.Leave a Review:Help WealthTalk reach more people by leaving a quick review on your favourite platform.Links & ResourcesJoin the Inheritance Tax Guide WaitlistLeave a ReviewTop 3 Most Downloaded Episodes:WT122 - How To Create A Family Trust Fund  - SSAS Pensions, what WB are well know for, and also Family directionFrom Zero to £20k/month w/ Heather Smail - interviewing successful entrepreneurs across business, property and investing[Bonus] AudioBook: The 7 Pillars of Wealth, Kevin Whelan - the core IP of WealthBuilders, taught in the Academy which we launched at the same time as the podcast early 2019Seven Pillars of Wealth BookQuotes“Wealth is not just about money—it's about family, recurring income, and legacy.”“There's a lack of wisdom being transferred to the next generation. We want to change that.”“Confused minds are the very fuel for a financial industry that tries to keep people in the dark. We want to bring clarity.”Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Michelle Murphy, Research and Policy Analyst at Social Justice Ireland and Barry Ward, Fine Gael TD for Dún Laoghaire

This week we have a bunch of questions on the subject of inheritance tax, trusts and estate planning. Fair to say, these stretched us quite a bit and we had some surprises as we researched the answers! Shownotes: https://meaningfulmoney.tv/QA23  01:45  Question 1 Hi Pete & Rodger Love the podcast as it has loads of useful information and you make it very simple (as it can be) and clear. Love how you bounce off each other and make it easy to listen to. My question is - I have a reasonably large SIPP that will if added to my house value push me well over the 1 million level. I see a lot of press articles about how it would be good to start reducing estates that are in this position to mitigate possible IHT. My stance is that I am only 60 married and feel that - 1. It's too early to know what the new rules will look like 2. If I die before 75 and my SIPP goes to my wife she can pull whatever out tax free (currently) and gift some IHT free, as long as she lasts 7 years. 3. If my wife dies first I can do some gifting at that stage to reduce estate / possible house downsize to give large gift again with the 7 year IHT rule. Why do anything at this stage that would incur a tax charge? Your thoughts on this approach would be very much appreciated. Kind regards, Jules 07:08  Question 2 Gents, Outstanding podcast which I have listened to for years from overseas in the Middle East. The thing I like most is your consistent message about simplicity, being intentional and using low cost funds. Every season reinforces financial education and I never tire of listening to you. Thank you. I have a general question that I thought might possibly apply to other listeners regarding income drawdown ie should I use my pension pot or ISA money first? My situation is slightly complicated as my personal allowance will be used up by a DB pension. I will have a DB pension at age 55 (approx £30k) plus I have a DC pension pot plus an ISA. If I would like a retirement income (pre-tax) of say £60K (ie over the current 40% tax rate threshold), what is the most tax efficient way of drawing the income? I'm aware that in future my pension will be liable to IHT so in essence could take a 40% hit on death. Should I take all additional income from my ISA until that runs out or take money from the pension pot up to the 40% tax rate band (approx £50k) and use the ISA thereafter to save me paying 40% tax on any pension pot money? Are there any online calculators that can help as I guess it's partly just maths? Many thanks, Ian 13:48  Question 3 Dear Pete and Roger, My mum passed away over a decade ago and since then my dad has met a new partner. They live together and own their own home, split 60% (my dad), 40% (his partner). He has said a “trust” has been set up so that should one of them die, the other can live it for as long as they want before it is sold and the money passed to their children. With some research, I think he might just mean a “declaration of trust” but I am unsure. I just want to know if there is anything I should be aware in terms of inheritance tax to make sure his (and my mum's) residence nil rate bands are still in place, as I remember you saying on a previous episode of the podcast that if a house is left “in trust”, it would wipe out the residents nil rate bands. The house is valued at approximately £725k and my dad's assets (including his share of the house) would be about £850k. Thanks for sharing all your knowledge, really enjoy the podcast. Steven 21:40  Question 4 Hello Pete & Roger Listening to you both has completely turned my future retirement around!  My trajectory is now very positive as I'm building a decent DC pot to supplement my DB pension several years before I qualify for state pension. That's not just great financial progress, it's the life enhancement of  4 additional  years of  retirement at a time when im most likely able to make the most of it! Complete game changer with some knowledge and commitment to build a better future. Now,  a query on the definition of income from the perspective of the gifts from surplus income exemption from IHT…….. Does regular (quarterly) UFPLS withdrawals count as income for these purposes? I know these gifts need to be from income-they can't be from capital withdrawals. However, when I take regular UFPLS withdrawals, am I taking capital withdrawals? I'm effectively selling down assets to get the UFPLS payments so really don't know if this is income or capital withdrawal for gifting purposes. Keep up the fabulous work. Thanks, Duncan 24:20  Question 5 Hi There Pete and Rodger, Long time listener, first time caller - been listening to and recommending your podcast to friends, family and colleagues for some time now! Keep up the great work! My question relates to Inheritance tax and is a question my mother has been wrestling with for some time. Long story short, my parents emigrated to south Africa from Scotland in the 80's where I was born - sadly my father past away when I was an infant. My mother remarried a South African gent and we all then came back to the England on a business secondment that never ended. My mother and adoptive father then divorced - over 20 years ago now! (Maybe not so short!) My mother has been getting her affairs in order (not due ill health - more my nagging after your fine education via the podcast). She discovered that due to the value of her house and savvy savings she may have an IHT issue. (I've told her to spend the lot!) The question she has been trying to get a straight answer about is whether she would be eligible to transfer the unused portion of my late father's basic threshold to limit her IHT exposure. Not sure this is in your wheelhouse given the complexities of foreign countries, remarriage etc. but hoped you might be able to point us in the right direction. She is hoping to get something in writing which solicitors seem to be reticent to do. Thanks again for the sterling work and look forward to many more episodes in the future! Kind regards, Craig Bell 31:18  Question 6 Hi there, thanks for a great podcast. I am a 67 yr old single woman with no children. I have 2 DB pensions + state pension, on which I live comfortably and can afford holidays etc. I have always been an investor and have £270k in stocks & shares ISAs. My house is worth  £250k. As there are no direct descendants my estate will be liable for IHT under the new rules. Obviously I'd like to avoid that or reduce the amount payable, if possible. I have nieces and nephews who are at that stage of life at which a financial helping hand would be a great benefit, so can I do that without falling foul of the taxman? I do use the £3k gift tax allowance, but (ideally would like to give away £100 k). Is there a tax efficient way of doing that? Thanks for your help. J Harvey

LBC host Lewis Goodall sparks outrage by suggesting a 100% inheritance tax to end wealth inequality. The PBD Podcast debates fairness, estate taxes, government overreach, and why punishing successful families could destroy incentives. Should children inherit or should the state take it all?

Inheritance Tax Debate: The Government or the Family? | Mundo Clip 8-22-25See omnystudio.com/listener for privacy information.

MPs have told the Government 'ambitious action' is needed to improve bus services in rural England. The Transport Committee suggests rural weighting to give more money to councils in the countryside where it is more expensive to run services, along with a minimum service guarantee so communities can rely on regular buses. The Campaign To Protect Rural England tells us that poor public transport is one factor holding back growth in the rural economy. Our exploration of ways to find markets for less popular cuts of meat takes us to a wildlife park.And an independent analysis of controversial changes to Inheritance Tax on farms worth over a million pounds says that some smaller family farms will be affected, and that the measure could be targeted better.Presenter = Charlotte Smith Producer = Sarah Swadling

In this episode, Christian and Kevin revisit the hot topic of the government's proposed inheritance tax (IHT) changes affecting pensions from 2027. Following a surge in listener interest, they clarify what's changed, who's now responsible, and what practical steps listeners must take to protect their wealth and family.Key Discussion Points:Background:The government plans to tax pensions on death, a major shift from past policy.The responsibility for reporting and paying this tax will now fall on personal representatives (executors), not financial services companies.Why This Matters:Most executors are chosen for trust, not financial knowledge.Executors are now legally liable for getting it right – mistakes could mean personal financial penalties.Practical Risks:Many people don't know where all their pensions are or which are taxable.Appointing a professional executor (like a bank) could cost families a significant portion of their inheritance, sometimes unnecessarily.Action Steps:Review your will and your choice of executors.Ensure your executor is financially savvy or has access to professional advice.Consolidate pensions where sensible for simplicity and clarity.Avoid defaulting to professional institutions as executors without understanding the costs.WealthBuilders' Support:WealthBuilders is creating two practical guides:For those making a will (how to choose an executor)For executors (what their new responsibilities entail)Guides will be available soon at wealthbuilders.co.uk/IHT and wealthbuilders.co.uk/executorFinal Advice:Awareness is key: know your assets, your will, and your executor's readiness.Take action now—don't wait until it's too late.Call to Action:Sign up for the forthcoming guides at wealthbuilders.co.uk/IHTReview your will and executor choicesShare this episode with anyone who has a pension and a familyContact WealthBuilders with questions or to book a call via the websiteResources Mentioned:Download our free guide on inheritance tax changes for pensions: wealthbuilders.co.uk/IHT Be the first to access our upcoming Guide for Executors — register your interest here: wealthbuilders.co.uk/executorCatch up on WealthTalks episode on IHT changes: How to Protect Your Pension from Inheritance Tax Changes Coming in 2027Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Farmers are having to cope with too much water, or too little, more and more often due to the effects of climate change. This week Charlotte Smith explores how farmers can strike a balance on their land, with competing pressures for water including crops, homes, and wildlife. And, campaigners against Government plans to reintroduce Inheritance Tax on farms worth over £1 million found an unlikely ally in President Trump this week. But with the Government showing no sign of changing course, how feasible is a backbench rebellion on which farm lobby groups are now pinning their hopes?Presenter: Charlotte Smith Producer: Sarah Swadling