Podcasts about Revolut

In this episode, Lex chats with Cactus Raazi — CEO Americas at B2C2, one of the original and largest institutional market makers in digital assets, serving roughly 1,500 institutions and pricing across more than 40 exchanges globally. They discuss what a market maker actually does, how balance sheet and signal generation underpin roughly $1 billion a day of stablecoin flow at B2C2, and why the two extremes of crypto market making - riskless principal aggregation versus proprietary alpha - produce very different client outcomes that buyers rarely understand. Cactus explains B2C2's 18-month bet that the Circle-versus-Tether debate would give way to a multi-issuer world, the launch of its PENNY product for instant zero-cost cross-stablecoin swaps, and they explore why programmability is the next frontier for digital dollars, why US capital markets have almost no structure for funding genuine risk-taking businesses, and whether the current combination of scale, speed, and complexity makes this the hardest investing environment Wall Street has ever faced. NOTABLE DISCUSSION POINTS: Market makers aren't a homogeneous category, and clients pay for the difference. At one extreme, a market maker is essentially a riskless agent - aggregating prices across 40+ exchanges and quoting on top with no real view. At the other extreme, a market maker is a proprietary quant shop running alpha signals on horizons from seconds to days, and the price you get is heavily conditioned by where the signal says the asset is going. B2C2 sits in the middle, partly because its public-company parent (SBI) constrains risk appetite. The implication for institutional buyers: who you trade with structurally determines the quality of execution, not just the spread. Algorithmic fixed income market making didn't fail on technology, it failed on capital structure. US capital markets are excellent at funding venture, growth equity, private equity, and buyouts, but there is almost no domestic pool of “risk equity” - capital comfortable with the possibility that the machines (or the humans) lose money on a given day. Market makers need exactly that kind of balance sheet, and the mismatch between what the business requires and what the US capital base offers is a structural reason firms like Elefant struggled, regardless of execution quality. The Circle-vs-Tether framing is already obsolete; the next product wedge is interoperability. B2C2 made an 18-month-old contrarian bet that the duopoly narrative was wrong and that Stripe (via Bridge), Western Union, Revolut, and many other consumer and platform companies would issue their own stablecoins. PENNY - instant, zero-cost, zero-counterparty-risk stablecoin-to-stablecoin swaps - is the product expression of that view. The deeper claim is that stablecoins are software, and the SaaS analogy (a base layer plus an app store of programmable financial logic) is the real reason institutional adoption accelerates from here, not the transfer-of-value benefit on its own. TOPICS B2C2, Goldman Sachs, SBI Group, Binance, Coinbase, Circle, Tether, Stripe, Kraken, Credit Suisse, Market making, institutional liquidity, stablecoins, fixed income, risk management, algorithmic trading, crypto exchange infrastructure   ABOUT THE FINTECH BLUEPRINT

Private companies are staying private longer, and that changes who gets liquidity, when, and why.Founders, employees, and early investors can wait a decade or more for an IPO or acquisition. Meanwhile, venture funds face growing pressure to return capital, and many of Europe's best companies struggle to access the growth capital needed to scale.In this conversation, Christian Soschner speaks with Alberto Chalon, Co-Founder of Giano Capital, about the rise of single-asset secondary investments and why they have become an important part of the European innovation ecosystem.Topics include:• What secondary transactions are and why they matter• Why many companies now stay private far longer than before• How founders, employees, and early investors can access liquidity before an exit• The differences between venture capital, private equity, and late-stage secondary investing• Europe's challenge with risk capital, fragmentation, and scaling companies• Lessons from investments such as Revolut, GetYourGuide, and Deliveroo• The role of resilience, sport, and long-term thinking in business and investingAlberto also shares his personal journey from entrepreneurship and building businesses with his brother to launching Giano Capital and creating a new asset class focused on late-stage technology investments.5 OUTSTANDING QUOTES / LESSONS1. "Failure in America is part of the learning process. In Europe, failure is a disaster."Lesson: Europe's challenge may be cultural as much as financial.2. "The due diligence is the beginning of the journey, not the end."Lesson: Great investors keep working after the deal closes.3. "Everything has to be already tested before we invest."Lesson: Giano seeks to eliminate execution risk before investing.4. "The loneliness of the entrepreneur is real. I lived that."Lesson: The best investors bring empathy, not only capital.5. "You need to reach the top, and then you have the descent."Lesson: Investing and endurance sports both reward patience and resilience.TIMESTAMPS(00:00:00) Intro(00:03:00) Why secondaries suddenly matter(00:07:19) Why IPOs are no longer enough(00:12:44) Where Giano fits between VC and PE(00:17:06) Why private information changes returns(00:21:41) How Giano helps founders beyond capital(00:26:19) Not pre IPO but three years earlier(00:31:23) Europe must think beyond countries(00:37:56) Alberto Chalon on loss and entrepreneurship(00:42:12) From search engines to professional investing(00:46:21) How fashion arbitrage shaped his investing(00:53:47) Building a privacy search engine in Europe(01:00:51) Ruthless focus without forcing others(01:07:38) What late-stage governance requires(01:11:50) Why Giano chose late-stage secondaries(01:15:32) Inside Giano Capital's deal funnel(01:19:07) Why community matters in secondaries(01:24:29) GetYourGuide and Revolut as examples(01:27:29) How long a secondary deal takes(01:29:11) Cycling as leadership training(01:36:23) Giano Capital's ten-year ambitionSend us Fan Mail Join Christian Soschner for expert coaching. 50% Off - With 35+ years in deep tech, startups/scaleups, and public companies, Christian offers power video sessions. Elevate strategy, execution, and leadership. Book Now.Support the showJoin the Podcast Newsletter: Link

Ingyenes készpénzfelvétel és Revolut. Ez a témánk a Pénzügyi Percekben  Argyelán Józseffel, a bankmonitor.hu vezető elemzőjével

Der Krypto-Anbieter Bitpanda sponsert den FC Bayern – warum eigentlich? Dominik Beier, Chief Commercial Officer von Bitpanda, gibt im Gespräch mit Malte Dreher überraschend offene Einblicke: in die Logik hinter dem Sport-Sponsoring und in eine Strategie, die viel breiter ist, als der Krypto-Stempel vermuten lässt. Bitpanda will „die App für all deine Investments" sein – für die 70 bis 80 Prozent der Anleger zwischen Hausbank-Anfänger und Hardcore-Trader. Beier erklärt, warum nicht Revolut, sondern die klassische Bank der eigentliche Gegner ist, wie Bitpanda zum Technologie-Lieferanten von N26, LBBW und Raiffeisen wurde und warum er bei der Zukunft des Geldes vor allem auf eines setzt: Stablecoins. Eine Folge über Marken, Märkte und die Frage, wo Krypto in einem seriösen Portfolio wirklich hingehört.

HEADLINES:• UAE aims to cut dependency on Strait of Hormuz to 'zero' • Revolut gets UAE Central Bank licences ahead of full launch • Reliance and WhatsApp behind efforts to sabotage Telegram globally': CEO Pavel Durov  Newsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY

În acest episod îți fac cunoștință cu Cristina Berindei — mamă a trei copii, o slujitoare credincioasă a Domnului, cu o inimă răscumpărată prin harul lui Dumnezeu și o viață restaurată în moduri pe care, poate, nici ea nu și le-ar fi imaginat odinioară.Povestea Cristinei începe într-o copilărie marcată de traumă și continuă într-o viață de adult în care rănile trecutului au reapărut, într-o formă dureroasă, în propria ei căsnicie.Este o poveste despre cum ceea ce nu este vindecat nu dispare, ci tinde să se repete. Despre cum tiparele învățate în copilărie pot deveni, fără să ne dăm seama, alegerile de mai târziu. Și despre cât de ușor poți ajunge să trăiești viața pe care ai jurat cândva că nu o vei avea niciodată.Acesta este un episod de ascultat. Este o poveste care implică multă vulnerabilitate din partea Cristinei, dar și disponibilitate din partea ta, ca ascultător — să fii prezent, să asculți cu atenție și să lași ceea ce auzi să ajungă nu doar în mintea ta, ci și în inima ta.Este posibil ca unele momente să fie emoționante sau dificile. Dacă ai trecut prin experiențe similare sau simți că nu este momentul potrivit pentru tine, este în regulă să revii la acest episod mai târziu.Nu toate poveștile pot fi ascultate în orice moment al vieții, dar unele merită ascultate atunci când avem spațiul interior necesar pentru ele.Cred că atunci când cineva are curajul să își spună povestea, avem și noi responsabilitatea de a o asculta cu respect, empatie și grijă.Așa că te invit să asculți acest episod într-un moment în care simți că ai liniștea și resursele emoționale necesare pentru a-l parcurge alături de noi._______________Dacă VULNERABIL te-a ajutat în viața ta de credință — sau pur și simplu te-a atins într-un mod personal — ti-aș fi recunoscătoare dacă m-ai susține:

العناوين:• الإمارات تستهدف تقليل اعتمادها على مضيق هرمز إلى "صفر"• Revolut تحصل على تراخيص من مصرف الإمارات المركزي تمهيداً لإطلاقها الكامل في الدولة• بافيل دوروف يتهم Reliance وWhatsApp بالوقوف وراء محاولات تعطيل Telegram عالمياً

Slovenci radi vlagajo v nepremičnine, vendar nakup stanovanja za oddajo zahteva precej kapitala, časa in skrbi. Na Ljubljansko borzo prihaja nova nepremičninska investicijska družba, ki poslovne nepremičnine želi približati tudi manjšim vlagateljem. Vpis delnic poteka od 16. junija do 16. oktobra, kotiranje na borzi pa je predvideno do konca oktobra. Gre za prvi produkt te vrste na slovenskem trgu, pravi predsednik uprave NLB Skladov Luka Podlogar, ki hkrati priznava, da ne ve, kako se bodo odzvali slovenski vlagatelji. Pojasnil je, zakaj so se odločili za kotacijo na Ljubljanski borzi, čeprav bodo kupovali nepremičnine po vsej regiji jugovzhodne Evrope, kakšne donose in dividendno politiko lahko vlagatelji pričakujejo ter s kakšnimi tveganji se morajo sprijazniti. Dotaknila sva se tudi vprašanja likvidnosti za male vlagatelje in tega, ali lahko delnica, podprta s portfeljem poslovnih nepremičnin, postane alternativa neposrednemu nakupu garsonjere za oddajo. Pred mikrofonom: Luka Podlogar, predsednik uprave NLB Skladi ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridrži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ _____________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Kriptomat po osmih letih delovanja zapira vrata. Podjetje, registrirano v Estoniji, je od leta 2018 malim vlagateljem omogočalo enostaven vstop v svet kriptovalut. Kot ključni razlog za zaprtje navajajo negotovost glede pridobitve licence po novi evropski uredbi MiCA (Markets in Crypto-Assets), ki uvaja strožja pravila za ponudnike kriptostoritev v Evropski uniji. Po pravilih MiCA morajo ponudniki do 30.6. 2026 pridobiti novo licenco ali pa ustaviti poslovanje. Pred mikrofonom Dejan Davidović, soustanovitelj Kriptomata ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

V Sloveniji živimo relativno dobro. Imamo visoko kakovost življenja, dostop do narave, športno infrastrukturo in močno regionalno povezanost. A hkrati vse več ljudi skrbi prihodnost. Stopnja nezaupanja v politične institucije je izjemno visoka, zdravstveni sistem se sooča z resnimi težavami z dostopnostjo, absentizem narašča, mladi so vse bolj negotovi glede perspektive, vprašanja dolgoročne vzdržnosti pokojnin pa ostajajo odprta. Kaj vse to pomeni za prihodnost Slovenije? Kako bo umetna inteligenca transformirala slovenska podjetja in ali bomo ujeli ta vlak? Katere veščine bodo sploh prinašale višje plače v prihodnosti in zakaj slovenska politika namesto dolgoročne strategije še vedno raje vlada na podlagi javnomnenjskih anket in nagrajevanja z "bombončki"? Vse to in še več razkriva poročilo o kakovosti življenja v Sloveniji, ki so ga pripravili na Uradu za makroekonomske analize in razvoj (Umar)? Pred mikrofonom: dr. Peter Wostner, Umar Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

What happens when customers stop opening banking apps and start managing their finances through AI assistants?In this episode, we sit down with Mathias Fanschek, Head of Digital Transformation and Retail Strategy at Raiffeisen Bank International, to explore how one of Europe's largest banking groups is preparing for a future of headless banking, agentic commerce and AI-powered customer experiences.With 18 million customers across 11 markets and managing over €200 billion in assets, Mathias shares what it really takes to move generative AI from experimentation to production. We had a good discussion about virtual mobile assistants, transforming legacy data infrastructure, and managing executive expectations in a rapidly changing, highly regulated landscape.You'll also hear Mathias' perspective on Revolut's new PRAGMA model, why context is the missing ingredient in today's AI experiences and how banks can remain trusted intermediaries as customers increasingly interact through AI-powered distribution channels.

This week's show dives straight into safety and equipment maker Halma (HLMA), which reported its full-year results on Thursday morning. It may be time to re-evaluate the company's description as one of the FTSE 100's least newsworthy businesses – it has been reaping the rewards of the AI boom. But with increased interest comes heightened expectations, and perhaps this is why its shares tumbled by 15 per cent on the day of the results. Mark Robinson digs into the details on whether this ‘quality stock' is more volatile than it once was.We then turn to big pharma giant GSK (GSK). The drugmaker made its largest deal in over a decade earlier this week with the acquisition of US cancer biotech Nuvalent. Julian Hofmann takes a look at the $11bn deal and what it means for the future of the pharmaceutical company.Finally we discuss venture capital trust Molten Ventures (GROW), whose investments in the likes of fintech Revolut and microsatellite operator ICEYE have helped boost its returns. Mark is back to explore its portfolio and looks at whether the trust is morphing into something different.Timestamps00:00 Introduction01:22 Halma14:47 GSK23:06 Molten Ventures32:25 OutroListen to more podcasts from Investors' Chronicle on Apple, Spotify and YouTubeInvestors' Chronicle has supported private investors in the UK for over 160 years by highlighting rewarding investment opportunities. Investors' Chronicle is a service by the Financial Times. Hosted on Acast. See acast.com/privacy for more information.

This episode is a personal and confronting reflection on how quickly even a cyberaware professional can lose control of a long-standing Gmail account. What began as a seemingly legitimate brand collaboration unfolded into a carefully orchestrated phishing attack that removed all security measures within seconds. The experience highlights how modern cybercrime blends patience, credibility signals, automation and psychological triggers to bypass even cautious users. The phishing grooming process and credibility signals used • The red flags hidden in plain sight • What happened in the 60-second account takeover  • The recovery journey and escalation through professional networks  • Three essential security measures: 2FA, passkeys and backup codes This story is not about fear. It is about awareness, practical action and understanding how sophisticated attacks have become. The lesson is simple: five minutes of security setup can prevent four days of stress. Apps & Tools Mentioned: 1Password, LastPass Authenticator, Coursera, Impact, Google, Gmail, Revolut, Claude, ChatGPT, LinkedIn, Twitter, TeamYouTube Episode resources and links: Alex falcon Huerta's story : https://www.linkedin.com/posts/alexfalconhuerta_fraud-alexfalconhuerta-share-7394786345610682370-s-49/  https://cyberwardens.com.au partners with the Australian Government to deliver free online security courses with verifiable CPD.   If this episode helped you, the best way to support the show is to leave a review somewhere as it helps more people find us. And if you want to continue the conversation, come find me Heather Smith | Accountant and Storyteller on:   LinkedIn: https://www.linkedin.com/in/HeatherSmithAU/ Accounting Apps newsletter: http://accountingapps.io/ Accounting Apps Mastermind: https://www.facebook.com/groups/XeroMasterMind YouTube Channel: https://www.youtube.com/ANISEConsulting X: https://twitter.com/HeatherSmithAU

The US has launched new strikes on Iran, Ireland's burning through its corporate tax bonanza, and the European Central Bank is trying to rein in fintech Revolut's “self-guided missiles” in the region. Plus, the FT's George Hammond breaks down whether public market investors believe Elon Musk's SpaceX can reach its ambitious goals ahead of its initial public offering. Mentioned in this podcast:Ireland told to rein in spending of corporate tax windfallECB moved to rein in Revolut's ‘self-guided missiles' in EuropeSpaceX's $1.78tn IPO asks investors to buy Musk's moonshotsWant to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann, Michael Lello and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

In this episode, we sit down with Stephen Tallon, a Partner at McCann FitzGerald, one of Ireland's leading law firms, where his practice focuses on emerging companies, venture capital, and M&A. Stephen trained in Ireland before spending almost a decade in London at Orrick, a global firm with deep roots in Silicon Valley, where he worked on some of the biggest deals across Europe and the US — including transactions involving Stripe, Revolut, and Salesforce Ventures. He's since returned home to Ireland with his family and joined McCann FitzGerald, which has one of the largest and most experienced emerging company and VC teams in the country, advising founders from pre-seed all the way to exit.In this conversation, we get into the legal side of fundraising that most founders overlook until it's too late. We cover:What investment readiness actually means from a legal standpoint, and what VCs are really evaluating in those first conversationsWhy your cap table could make or break a deal before it even gets startedWhat founders consistently get wrong before and after signing a term sheetThe key terms founders should push back on and which ones are genuinely non-negotiableWhat a Delaware flip actually involves for Irish companies pursuing US investment, and when to do itIf you're an Irish founder thinking about raising investment, this episode is packed with practical, honest advice on how to protect yourself and set your company up for the long run.About Stephen TallonStephen Tallon is a Partner at McCann FitzGerald LLP, where he focuses on emerging companies, venture capital, and M&A. He trained in Ireland before moving to London in 2017 to join Orrick, a global law firm headquartered in San Francisco, where he spent almost a decade advising on landmark transactions across Europe and the US with companies including Stripe, Revolut, Butternut Box, Graphcore, Salesforce Ventures, and Macquarie. Now back in Ireland, Stephen works with founders and investors at every stage, from pre-seed through to exit.About McCann FitzGeraldWith over 640 people across four countries and more than 480 lawyers and legal professionals, McCann FitzGerald LLP is one of Ireland's premier law firms. Operating from offices in Dublin, London, New York, and Brussels, the firm provides expert legal counsel to clients in Ireland and around the world across corporate, banking and financial services, disputes, and real estate. McCann FitzGerald has a long-standing reputation for innovation and excellence, and its emerging company and VC team is one of the largest and most experienced in Ireland.Want to get in contact with the Digital Irish team? Email us at podcast@digitalirish.com

Was zeigt Apple auf der WWDC über die Siri AI? OpenAI kündigt IPO-Filing an. Was Apples Restaurantrechnungs-Feature mit dem DMA zu tun hat und warum es in der EU nicht laufen wird. Im IPO-Corner stehen jetzt SpaceX, OpenAI und Anthropic gleichzeitig. SpaceX schließt zwei Milliarden-Cloud-Deals mit Anthropic und Google, ist beim Börsengang am Freitag aber nur doppelt überzeichnet. Goldman Sachs erwartet eine Verhundertfachung der KI-Sparte bis 2030. The Information enthüllt: xAI trainierte Grok monatelang auf Claude. Moonshot AI macht eine Achtfach-Runde. Meta zieht den Google-Move mit eigener Kapitalerhöhung. Bending Spoons (Komoot, AOL, Evernote, WeTransfer) plant einen Nasdaq-IPO. Meta bildet eigene Data-Center-Bauarbeiter aus. Chinas Exporte fallen. Landgericht Frankfurt verhängt Ordnungsgeld gegen Meta. Unterstütze unseren Podcast und entdecke die Angebote unserer Werbepartner auf ⁠⁠⁠⁠⁠⁠doppelgaenger.io/werbung⁠⁠⁠⁠⁠⁠. Vielen Dank!  Philipp Glöckler und Philipp Klöckner sprechen heute über: (00:00:00) WWDC: Apple-Refactoring & Siri AI (00:11:26) DMA-Stopp: Apple AI nicht für die EU (00:19:58) IPO-Corner: SpaceX, OpenAI, Anthropic (00:24:24) Anthropic + Google mieten Colossus (00:27:37) SpaceX Lock-up: Sale ab August (00:31:39) Goldman: SpaceX-AI 100x bis 2030 (00:36:33) SpaceX nur 2x überzeichnet (00:40:15) Retail-Offensive: Trade Republic, Revolut & Co. (00:55:44) SpaceX-Disclaimer & Kraken 5x Perp (00:59:21) XAI trainierte GROK auf Claude (01:02:39) Moonshot AI bei $30 Mrd. (01:04:51) Kalshi zahlt Influencer für Wahl-Narrative (01:07:12) Meta zieht den Google-Move (01:12:17) Bending Spoons plant Nasdaq-IPO (01:16:37) Meta Workforce Academy (01:18:22) Google AI Plus auf $4,99 (01:31:34) Pik-Temu: Chinas Exporte fallen (01:33:10) Landgericht Frankfurt straft Meta Shownotes Apple verschiebt Siri AI in der EU wegen DMA - apple.com OpenAI reicht IPO-Filing vertraulich ein - bloomberg.com SpaceX-IPO 2-fach überzeichnet, Orders schließen Mittwoch - bloomberg.com Google mietet SpaceX-Compute für $920 Mio. pro Monat - bloomberg.com SpaceX signs $30bn deal to lease computing capacity to Google - ft.com Goldman Sachs expects SpaceX's AI revenue to increase 100-fold by 2030 - ft.com Cursor erreicht $4 Mrd. annualisierten Umsatz - forbes.com SpaceX-IPO belebt europäisches Retail-Investing - reuters.com Kraken launcht SpaceX 5x Leverage Perp - blog.kraken.com XAI trainierte GROK monatelang auf Claude-Outputs - the-decoder.com Moonshot AI sucht $30 Mrd. Bewertung - bloomberg.com Kalshi: Bezahlte Influencer sollen LA-Wahl-Posts löschen - semafor.com Meta weighs big equity raising after blockbuster Google deal - ft.com Bending Spoons reicht US-IPO ein - reuters.com Meta launcht Workforce Academy für Data-Center-Bauer - wsj.com Google senkt AI-Plus-Preis auf $4,99 - 9to5google.com Chinas E-Commerce-Export stockt durch Iran-Krieg - reuters.com Landgericht Frankfurt: Ordnungsgeld gegen Meta - spiegel.de

 EPISODE DESCRIPTION I sat down with Brian Gerrard, founder of PaySlice, who spent seven years living across Latin America before building one of the most human-centered fintech startups I have come across. Brian started by connecting friends in emerging markets with remote jobs, then realized they were losing massive chunks of their income to inflation and bad exchange rates. That led him to build PaySlice , a platform that lets workers access their earned wages daily and get paid in stablecoins instead of a depreciating local currency. We talk about how he grew to nearly 10,000 users mostly through word of mouth, why he chose payroll over remittances, how he is embedding PaySlice into gaming and credit apps with zero customer acquisition cost, and where he sees this going as one point two billion people receive a paycheck every month. This is a real conversation about real problems, real traction, and what it actually takes to build something that matters. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT PaySlice Website: https://www.payslice.comBrian Gerrard LinkedIn: https://www.linkedin.com/in/brianjgerrard/Brian Gerrard Email: mailto:brian@payslice.comWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:01] Sam introduces Brian Gerrard from PaySlice and the show's focus on payment infrastructure innovation• [01:36] Brian shares his background , leaving San Francisco to explore Latin America, which turned into a seven-year journey• [02:59] How Brian's staffing agency workers in Argentina, Colombia, and Jamaica asked to be paid daily and in USD, sparking the PaySlice idea• [03:58] PaySlice launches and grows to nearly 10,000 employees on the platform• [05:04] Why stablecoins have real product-market fit , stablecoin transaction volumes now surpassing Visa and Mastercard combined• [07:18] The B2C and B2B sides of PaySlice and which industries are gaining traction, including staffing agencies and payroll companies• [09:30] How traditional payroll tools force-convert currencies and silently take 3.5% from employees without employers knowing• [12:08] How PaySlice acquired most of its users through word-of-mouth and a referral boost mechanic• [13:21] Plans for a physical card launch in 18 countries in Q3 or Q4• [16:34] Brian's growth marketing background at Twitch, where he scaled to 25 million monthly active users• [17:44] Using paid advertising in English and Spanish to target the US-Latin America remittance corridor• [19:08] How analyzing user transaction data via Plaid led to zero-CAC distribution deals with credit repair and mobile gaming companies• [21:03] Companies Brian admires , Revolut and Wise for solving currency frustration at scale• [22:22] The most misunderstood part of crypto-powered payroll and why employers need more empathy toward employees in unstable currencies• [23:05] Founder advice: listen to the market, hold beliefs loosely, and recognize the difference between good struggle and the wrong fit• [30:29] Brian's 10-year vision , getting 1.2 billion monthly paycheck recipients paid every day instead of once a month• [31:27] PaySlice's current seed raise, embedded finance partnership opportunities, and revenue share model

PayPal im Umbau, Wero mit ernüchternden Nutzungszahlen und Chase startet in Deutschland – André und Jochen Siegert ordnen die wichtigsten Fintech-Bewegungen im Mai ein.

Crypto News: MasterCard expands settlement to support regulated stablecoins including USDC , RLUSD and PYUSD across Ethereum, Solana, Base, Arbitrum and XRP L.edger. Payment giants Stripe, Visa, Mastercard said to be among backers of soon-to-debut stablecoin platform. Cardano founder Charles Hoskinson says dapps on the chain will fail.Brought to you by

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comI was going to write about money transfer company Wise (WISE.L/WSE.US) this week.The company recently listed on the Nasdaq, demoting its London listing to secondary, and the prospects looked rosy. UK-listed companies trade at lower valuations because they are listed in the UK. America not only has greater depths of capital, it values tech, growth and success. In the UK they get ignored, taxed or regulated - or all three.And there is another thing. Have you ever tried being an American and sending money abroad? Boy, is it tiresome. And slow, and bureaucratic, and expensive. Wise solves a genuine problem of cross-border payments and solves it well. Its user base was therefore growing. Meanwhile, its infrastructure is increasingly becoming embedded throughout the banking system itself, the plumbing behind international payments.But then on Monday Belgium announced it was investigating Wise, as it suspected the company is “used by criminals to launder the proceeds of fraud, corruption and drug trafficking”, and the stock promptly sank 15%.I have little doubt that Wise, like Revolut and every other payments platform, is used for money laundering, just as Facebook is used for hate speech, and WhatsApp to deal drugs. Money itself is used for money-laundering. Banks are used for money laundering. The stock market is used for money laundering. Cash is used for money laundering too. I guess, the question is whether the company is guilty of “non-compliance with anti-money laundering legislation”.Maybe it turns out to be procedural and manageable - the rebound in the stock suggests that is the case. Maybe it becomes something more serious. We shall see - and I shall probably wait before committing my precious capital. How long will I wait? Not sure. These kinds of investigations have a tendency to drag on.But the episode brings me to why bitcoin was invented int he first place, and this week I have had several worried messages about it. Do I still like it? And, more importantly. WTF is going on?As I'm sure you know, the price has fallen quite sharply.On one of my investor WhatsApp groups, which has some smart people, many are asking if it really is game over for bitcoin. “Does ANYONE have a good document about the actual use cases of bitcoin?” asked one. “I simply don't see the point. I see a 15-year track record of promises that it will change the world but with zero actual use cases in my life.”Somebody else chimed in, “The world is changing meaningfully with AI, chips, oil, geopolitics, rare earths, gold, silver etc. I'm just not sure bitcoin fits”These observations are quite valid. What's it for? You just need to look at the price to see it isn't a hedge against inflation. Nobody uses it for micropayments. It hasn't solved financial exclusion in the Third World. It's not private. It's not used as a day-to-day medium of exchange. It hasn't replaced fiat. It hasn't fixed any of things it was supposed to fix. Quantum computing's going to take it out. What's the point?Remember: narrative follows price. Not the other way round. Bear markets are vicious. They grind you down psychologically. They make you doubt the underlying asset itself. So let's address that question. W hat is the point of bitcoin?

SpaceX naj bi izvedel največji IPO (prvo izdajo delnic) v zgodovini, hkrati pa indeks Nasdaq100 zaradi prihoda novih tehnoloških velikanov spreminja pravila vključevanja v indekse. Kaj to pomeni za pasivne vlagatelje, ETF-je in koncentracijo trgov, zakaj tehnološki giganti še naprej beležijo rekordne dobičke ter ali umetna inteligenca ustvarja nov borzni balon. Se še splača staviti na Alphabet, Nvidio, Microsoft, Amazon, je še smiselna strategija buy-and-hold, kako geopolitika vpliva na trge ter ali so ameriške delnice še vedno smiselna dolgoročna naložba. Pred mikrofonom: Matej Pejič, NLB Skladi V epizodi omenjamo ETF Robinhood Ventures Fund I (RVI), ki od aprila drži tudi OpenAI ter DXYZ, ki ima 18 odstotkov v Anthropicu. Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord _____________________________ Več o Money-How na https://money-how.si/

£25 for a 14-hour sleeper train with beds, a sink, and power points. £6.50 for a seven-hour scenic ride across central Türkiye. If you've ever assumed Türkiye is a fly-and-spend destination, this episode is here to change that picture entirely.Tracy is joined by Sinead, a York-based travel blogger and passionate train traveller, to walk through her family's 12-day loop: Istanbul, down to the Aegean coast and the ruins of Ephesus, overnight to Konya, across to Cappadocia, up to Kayseri, into Ankara, and back to Istanbul. Mostly by train, on a real budget, with honest advice on what it actually costs.✅ Building a Türkiye itinerary around each person's must-sees ✅ Booking Turkish rail through TCDD, sleeper availability, and mid-route delays ✅ What train travel is actually like, from sleepers to high-speed first class ✅ Visiting Ephesus and why the scale and preservation stand out ✅ Hiking in Cappadocia, finding cave churches, and watching balloons at sunrise for free ✅ A low-cost mosaic lamp workshop that turned out to be a trip highlight ✅ Eating well for less and saving money on flights with a reverse search strategy ✅ Packing light, carrying lira, using Revolut or Wise, and choosing an eSIMIf this episode has got you thinking about your own adventure, our free workbook, Plan Your Dream Trip with Ease, is a brilliant place to start.If you enjoyed the show, leaving a review on your favourite podcast app helps more travel lovers find us.Guest - Sinead Camplin from Map Made Memories and York Travel ExpertShow notes - Episode 97Support the show 

On est dans une bulle IA. La vraie question : à quel endroit de la courbe tu rentres — et quand tu sors.Thomas Rebaud a parié sur Anthropic, Revolut et SpaceX avant que tout le monde en parle. Il ne touche pas à la bourse. Il ne fait que de l'investissement privé. Et il explique pourquoi c'est là que se crée vraiment la valeur.Dans cet épisode :∙ Ce qu'est une bulle — et pourquoi celle de l'IA en est une∙ Comment Nvidia et OpenAI font tourner les milliards en rond∙ Pourquoi une IPO d'OpenAI pourrait tout faire s'effondrer∙ Où investir selon ton capital (10k, 25k, 50k+)∙ Pourquoi 74% des gens qui font du day trading perdent de l'argent∙ Le moment exact où il faut sortir (et comment le reconnaître)

Losses from digital banking fraud in South Africa are estimated to total at least a billion and a half Rand a year. In this interview with Chris Steyn, Governance, Compliance and Risk Expert Deshnee Govender, shares how the sophisticated modus operandi of bank fraudsters fool customers, and she shares tips to avoid being tricked by them. Deshnee also urges banks to have proper Governance, Compliance and Risk measures in place, and to submit employees to integrity testing and lifestyle audits. Meanwhile, she describes how the banking industry is being revolutionised. “There's…Revolut, a totally digital bank... It's currently operating in the UK and Europe, but it's got its license now to… operate in South Africa. Then as from next year, the PEPCOR group…coming out with their own bank… PlusB. So there's a lot of other players that are going to be entering the market as well. And I think the key…for the conventional banks…is to see who can actually manage the monies…of the citizens professionally and with integrity…those newcomers…are going to bring a different kind of vibe to the market. And I think citizens will be tempted to go to banks where you can be assured…that your resources are absolutely safe.”

Nacho González, Head of F1 Activation at Revolut, shares the thinking and ambition behind partnering with Audi to create the Audi Revolut F1 Team.He talks about managing a global collaboration at this scale and how Revolut is showing up in sports to meet customers beyond the app.In this episode, host Alex Carril and Nacho discuss:What goes into building a Formula One activation at a global scaleHow Revolut's partnership strategy became more ambitious to match the company's growthThe reality of managing world-class sports partnerships day to dayWhy F1 became the right platform to connect with customers beyond the app, and what made Revolut ready for that stageNacho's growth since joining Revolut in 2022, and the lessons that came with it3 key factors behind choosing Audi as our F1 partnerHow this collaboration creates value for customersWhat it was like seeing these activations come to life during the team's first race weekend in MelbourneWhere to go from here when it comes to partnerships, and the importance of being present in sportsHow a winning mindset shows up on and off the trackFollow Revolut Insider on Instagram: ⁠revolut.la/RevolutInsider⁠View open career opportunities at Revolut: revolut.la/4agDTPH

Europe's startup ecosystem is maturing rapidly, with companies like Revolut, Lovable, and Legora demonstrating that world-class technology businesses can be built and scaled on the continent. While the US remains the dominant force in venture-backed software as home to the largest markets, the deepest capital pools, and the most ambitious exit culture, a growing number The post The European Startup Scene appeared first on Software Engineering Daily.

VLOG May 26 Unsealing project: Suno AI in Boston, Inner City Press filing docketed: https://storage.courtlistener.com/recap/gov.uscourts.mad.272063/gov.uscourts.mad.272063.233.0.pdf Sikkema guilty, book: https://books.google.com/books?id=hsDbEQAAQBAJ Revolut bank challenged by @FinanceWatchOrg https://www.patreon.com/posts/bank-beat-for-in-158964926 UN

Europe’s startup ecosystem is maturing rapidly, with companies like Revolut, Lovable, and Legora demonstrating that world-class technology businesses can be built and scaled on the continent. While the US remains the dominant force in venture-backed software as home to the largest markets, the deepest capital pools, and the most ambitious exit culture, a growing number The post The European Startup Scene appeared first on Software Engineering Daily.

Zakaj Slovenci še vedno držimo milijarde evrov na računih z nizkimi obrestmi, medtem ko inflacija vztrajno znižuje kupno moč denarja? Kako delujejo banke, zakaj ustvarjajo rekordne dobičke, kaj pomeni neto obrestna marža in zakaj so depozitne obresti pogosto precej nižje od obresti, ki jih banke zaračunavajo za kredite? Zakaj smo zagnali akcijo Nula ni dovolj? V drugem delu pogovora odgovarjamo na vprašanje, kako v letu dni ustvariti 60-odstotni donos in zakaj takšen donos na dolgi rok ni vzdržen. Pred mikrofonom: Andraž Grahek, redni gost Money-How, partner Tivoli Venture in Capital Genetics Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ PARTNERSKA POVEZAVA: V epizodi omenjamo tudi Trade Republic (https://trade.re/moneyhow_ie), platformo za investiranje in varčevanje, ki jo uporabljajo številni mali vlagatelji za nakup ETF-jev, delnic in upravljanje denarja. Del povezav pod videom je partnerskih. Če jih uporabite, lahko podprete neodvisno ustvarjanje vsebin Money-How, brez dodatnega stroška za vas. ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

In this episode, Lex chats with Mike Milotich — Chief Executive Officer of Marqeta, the modern card issuing platform that processed nearly $400 billion in payments volume in 2025, and is certified to operate in 40+ countries, growing over 30% for the third straight year. They discuss how Marqeta's separation of bank, processor, and brand armed fintech's largest winners across buy now pay later, on-demand delivery, neo-banking, and expense management with the Lego blocks to build their own card programs.  Mike explains how the company's growth is shifting from enabling new use cases to displacing volume on legacy bank platforms, and they explore why card issuing is going multinational, what the agentic commerce wave actually requires to clear security and behavioural hurdles, and how Marqeta's continued growth runs through embedded finance, real-time personalisation, and the forced modernisation of the banks themselves. NOTABLE DISCUSSION POINTS: The BNPL business model is flipping from merchant rails to consumer cards. Marqeta originally solved the merchant scale problem for buy now pay later via virtual cards, removing the need for tens of millions of merchants to integrate a new button at checkout. The current shift is more important: BNPL players are now issuing consumers their own physical and virtual cards usable anywhere cards are accepted, turning BNPL from a merchant-acceptance game into a direct consumer value proposition. BNPL volume has grown over 50% year-on-year for Marqeta in recent quarters. Card issuing is going multinational, and that breaks the legacy bank model. Banks have always been local on the consumer side, with only a handful multinational on the commercial treasury side. The next generation of card issuers, neo-banks like Revolut and Nubank, plus large global platforms embedding financial products into existing user bases, are global by default. A single platform that issues cards, and is certified to operate across 40+ countries, becomes the strategic moat, and legacy processors built to serve domestic bank programs aren't structured to compete. The growth story is moving from expanding the pie to displacing the incumbents. To date, Marqeta has mostly powered new card use cases that didn't exist before — on-demand delivery, BNPL, neo-banking, expense management. Mike's forward thesis is a phase change: pressure from fintech winners is forcing banks to modernise, and the next leg of growth comes from displacing volume sitting on legacy bank-controlled platforms. Real-time personalised rewards, where the same card delivers different offers to different cardholders based on live data, is the wedge that legacy infrastructure can't deliver. TOPICS Marqeta, Visa, Mastercard, American Express, PayPal, Payments, card issuing, embedded finance, fintech, BNPL, neobank, agentic commerce, e-commerce, crypto, stablecoins, programmable money, machine economy, agentic AI   ABOUT THE FINTECH BLUEPRINT

VLOG May 22 Brazil murder trial closings, US v Sikkema https://matthewrussellleeicp.substack.com/p/art-world-hit-trial-for-murder-of-661 Live Nation, states mull Ticketmaster break-up, PA FOIA filings due. Tennis union fight; @FinanceWatchOrg v Enova-Grasshopper, Revolut coming. Volker Turk's $400 a day DSA on SG junket

Kaj vse lahko vpliva na trg? Največji izziv je regulacija. Ali je strategija postopnih nakupov smiselna tudi, ko govorimo o investiranju v bitcoin? Do kam se lahko povzpne cena? Preverili smo tudi dogajanje okrog stabilnih kovancev, saj v ZDA bančni lobiji poskušajo preprečiti visoke obresti na stabilne kovance. Pred mikrofonom: Toni Čepon, predsednik Bitcoin društva Slovenije Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/spletna-delavnica-o-inr-kako-izbrati-racun-nalozbe-in-strategije/ ___________________ Bootcamp za začetnike Termini: 21.maj 2026 med 17:00 - 20.00 (v živo on-line) Info: https://money-how.si/dogodki/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ (delavnica) Investiranje za začetnike. Praktično o osnovah investiranja. Prijava: https://money-how.si/izobrazevanja _________________________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

A közelmúlt legfontosabb külpolitikai eseményét, Donald Trump és Hszi Csin-ping pekingi csúcstalálkozóját elemeztük. Az amerikai és kínai médiában megjelent értelmezésekről Kusai Sándorral, Magyarország volt Pekingi nagykövetével, a Pázmány Péter Katolikus Egyetem Docensével beszélgettünk. A műsor második részében arról volt szó, hogy hamarosan megtörténik a magyar ügyfelek áthelyezése a Revolut magyarországi fióktelepéhez. A fintech cég magyarországi terveiről Turzó Ádámot, a Portfolio Pénzügy rovatának elemzőjét kérdeztük. Főbb részek: Intro – (00:00) Trump Kínában – (01:27) Revolut – (17:13) Makronaptár – (29:22) Kép forrása: Evan Vucci - Pool/Getty ImagesSee omnystudio.com/listener for privacy information.

Marc Rubinstein joins Excess Returns to explain what private credit, bank earnings, insurance balance sheets, fintech growth, and arbitrage firms reveal about the modern financial system. The conversation covers why private credit risks may not be systemic in the traditional banking-crisis sense, but still matter for investors because of redemption gates, hidden leverage, opaque structures, incentive conflicts, and correlations that can spike when markets are under stress.Marc Rubinstein on Xhttps://x.com/MarcRubyNet Interesthttps://www.netinterest.co/In this episode, we discuss:Why the Fed says private credit redemption risks are limited and manageableWhat Blue Owl's redemption gates reveal about private credit liquidityHow post-2008 bank regulation pushed risk into private credit, hedge funds, trading firms, and exchangesWhy banks and private credit firms are both competitors and collaboratorsThe “layer cake” of leverage connecting banks, private credit, and borrowersHow HSBC's loss tied to Atlas and MFS highlights hidden credit risksWhy insurance companies have become increasingly tied to private creditWhy rapid growth can be dangerous in financial businessesWhat bank earnings show about the gap between weak consumer confidence and resilient spendingWhy post-mortem reports from SVB, Credit Suisse, and other failures reveal what investors could not see in real timeHow Revolut became one of the most interesting fintech stories in global bankingWhy Marc calls this a potential golden age of arbitrageWhat Jane Street, public BDC discounts, private asset valuations, and geopolitical fragmentation tell us about market structureWhy investors may still be too anchored to the 2008 banking playbookWhere Marc sees risk and opportunity in financials, banks, Europe, and non-bank financial institutionsTimestamps:00:00 Private credit, hidden risks, and correlation spikes05:03 Why Blue Owl became a private credit warning sign10:20 How private credit grew after the 2008 financial crisis15:30 Banks and private credit as financial “frenemies”19:44 HSBC, Atlas, MFS, and the layer cake of leverage24:11 Apollo, Athene, insurance assets, and private credit incentives29:20 Why higher rates have not broken more of the financial system33:40 Bank earnings, consumer confidence, and resilient spending37:20 Why “I don't know” can be a powerful signal from bank CEOs41:46 Revolut and the ambition to build a truly global bank47:38 Why growth can be dangerous in finance52:19 Private assets, public BDC discounts, and arbitrage opportunities56:34 What investors misunderstand about banks today59:31 How Marc would think about financials as a long-short investor

Zakaj Slovenci kopičimo denar na bankah? Ali imajo zaradi tega banke rekordne dobičke? Zakaj imajo slovenske banke eno najvišjih neto obrestnih marž v evrskem območju in kaj to pomeni za varčevalce? Kaj bi se zgodilo, če bi prenesli 10 ali 20 odstotkov svojih prihrankov v ETF-je, obveznice, na neobanke in druge bolj produktivne naložbe? Bi se zaradi tega res lahko podražila posojila? V pogovoru tudi o tem, zakaj Slovenci ostajamo med najbolj konservativnimi varčevalci v Evropi, kako Banka Slovenije gleda na neobanke, kaj prinaša digitalni evro in zakaj centralne banke vse bolj kopičijo zlato. Kako Banka Slovenije upravlja svoje rezerve in ali del sredstev investira tudi v ETF-je. Pred mikrofonom: guverner Banke Slovenije dr. Primož Dolenc Naroči se na YouTube in nas spremljaj v živo. Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/spletna-delavnica-o-inr-kako-izbrati-racun-nalozbe-in-strategije/ ___________________ Bootcamp za začetnike Termini: 21.maj 2026 med 17:00 - 20.00 (v živo on-line) Info: https://money-how.si/dogodki/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ E-knjiga + bootcamp https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati-2/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ (delavnica) Investiranje za začetnike. Praktično o osnovah investiranja. Prijava: https://money-how.si/izobrazevanja _________________________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Poplatky v bankách neustále rastú, no na trhu stále existujú účty, za ktoré nezaplatíte ani cent. A to bez nutnosti spĺňať prísne podmienky, ako je minimálny obrat, aktívne využívanie úverových produktov či desiatky platieb kartou.Fio banka, ČSOB, mBank či 365.bank lákajú klientov na bezplatné základné balíky. Každá z nich však volí iný prístup – od postupného spoplatnenia fyzických platobných kariet až po poplatky za výbery z bankomatov. Zaujímavou alternatívou sú aj plne digitálne banky ako Revolut či N26, ktoré mnohí Slováci využívajú ako sekundárne účty, no pre absenciu niektorých produktov u nás zatiaľ nahrádzajú hlavný účet len ťažko.Vďaka okamžitým platbám už navyše vôbec nemusíte riešiť, v akej inštitúcii majú účet vaši známi či rodina. O tom, ako si vybrať ten správny bezplatný účet a ako banky zarábajú na klientoch, ktorí im neplatia mesačné poplatky, sa v podcaste SHARE rozpráva Maroš Žofčin s redaktorom Živé.sk Filipom Maxom.Pripravte sa na budúcnosť s knihou od redaktorov Živé.sk „Umelá inteligencia: Pripravte sa na budúcnosť“. Teraz ju máme v elektronickej verzii. Nájdete ju na obchod.aktuality.sk.TIP: https://zive.aktuality.sk/clanok/0RfdZVW/nahliadnite-do-buducnosti-vydavame-knihu-o-umelej-inteligencii/V podcaste hovoríme aj o týchto témach:Ktoré štyri banky na Slovensku ponúkajú bežný účet úplne zadarmo.Kde si priplatíte za vydanie fyzickej platobnej karty.Kto si účtuje poplatky za výbery z bankomatu.Z čoho inštitúcie žijú, ak im klienti neplatia žiadne paušálne poplatky za vedenie účtu.Prečo sú služby ako Revolut a N26 ideálne na cestovanie, no ako hlavným účtom im stále niečo chýba.Prečo sa musíme pripraviť na to, že vydanie klasickej fyzickej karty bude čoskoro spoplatnené takmer všade.Či môžete získať bezplatný účet ako retenčnú ponuku, keď banke pohrozíte odchodom ku konkurencii.Podcast SHARE pripravuje magazín Živé.sk.

In a world where performance can make or break a company, creating a high-performance culture is essential. In this post, we dive into a conversation with Andrei Oprisor, the head of the people product department at Revolut, to explore how their internal human resource management system, Revolut People, emphasizes performance and meritocracy. We uncover the key components that drive this approach and how you can implement similar strategies in your organization. Our Guest: Andrei Oprisor Engineer turned product leader, Andrei Oprisor is the creator of Revolut People, the performance management platform that helped scale Revolut to 12,000+ employees across 60+ countries. Originally from Bucharest, Andrei joined Revolut during its early hyper-growth phase as one of the company's first data engineers. Within months, he was working directly with Revolut's founder, Nik Storonsky, to tackle a challenge no off-the-shelf software could solve: how to build and scale a high-performance culture, with systems designed around quality, not bureaucracy. What started as an internal tool quickly evolved into Revolut People: a full-stack platform covering goal setting, performance cycles, engagement, compensation, core HR, and recruitment. After five years of internal development and hundreds of thousands performance reviews processed, Andrei now leads the global go-to-market of the product to hundreds of scale-ups building exceptional teams. References: Andrei Oprisor LinkedIn profile https://www.revolut.com/people/   Listen to the next Episode All Podcast Episodes

Never say never again. Saylor backs downFEATURING:Daniel Cawrey (https://x.com/danielcawrey)Thomas Hunt (https://www.twitter.com/madbitcoins)THIS  WEEK:Billionaire Michael Saylor said he would never sell bitcoin. After 3 straight quarterly losses, he's changing his mindhttps://finance.yahoo.com/markets/crypto/articles/billionaire-michael-saylor-said-never-170500436.htmlSource: YahooMichael Saylor Backtracks From Sell a Kidney Stance to Selling Bitcoinhttps://finance.yahoo.com/markets/crypto/articles/michael-saylor-backtracks-sell-kidney-124329613.htmlSource: YahooBitcoin's Biggest Buyer Just Said He Might Sell It. Should You?https://finance.yahoo.com/markets/crypto/articles/bitcoins-biggest-buyer-just-said-105000495.htmlSource: YahooTreasury Secretary Scott Bessent Says the US Is Targeting Iran's Access to Cryptohttps://cryptopotato.com/treasury-secretary-scott-bessent-says-the-us-is-targeting-irans-access-to-crypto/Source: Crypto PotatoWestern Union Launches USDPT Stablecoin on Solana via Anchorage Digitalhttps://decrypt.co/366677/western-union-usdpt-stablecoin-solana-anchorage-digital?amp=1Source: DecryptSamourai Wallet Founder Writes From Prison Asking Bitcoin Community For Help — Family Is Out Of Optionshttps://www.tradingview.com/news/newsbtc:14950b26e094b:0-samourai-wallet-founder-writes-from-prison-asking-bitcoin-community-for-help-family-is-out-of-options/Source: Trading ViewBitcoin Price Crashes Near Zero on Revolut, Blamed on Third-Party Service Disruptionhttps://decrypt.co/367258/bitcoin-price-crashes-near-zero-revolut-third-party-disruption?amp=1Source: DecryptBitcoin Price Surge Incoming? Tom Lee Says 'Crypto Spring' Is Here Amid 2027 'Biggest Rally Ever' Predictionhttps://finance.yahoo.com/markets/crypto/articles/bitcoin-price-surge-incoming-tom-143215537.htmlSource: YahooCampaigners drop bid to make Swiss National Bank hold bitcoinhttps://www.reuters.com/sustainability/boards-policy-regulation/campaigners-drop-bid-make-swiss-national-bank-hold-bitcoin-2026-05-08/Source: ReutersSan Antonio to post warnings at Bitcoin ATMs after rise in cryptocurrency scamshttps://sanantonioreport.org/san-antonio-to-post-warnings-at-bitcoin-atms-after-rise-in-cryptocurrency-scams/Source: San Antonio ReportCaller posing as cop told a Connecticut woman she had a warrant for her arrest — it cost her $14,000https://www.ctinsider.com/news/article/connecticut-bitcoin-scam-fake-police-call-14k-22240438.phpSource: CT InsiderGeorgia inmate accused of targeting Lindale woman in $13k bitcoin scamhttps://www.kltv.com/2026/05/07/georgia-inmate-accused-targeting-lindale-woman-13k-bitcoin-scam/Source: KL TV__________________________________________________________________________________World Crypto Network https://www.worldcryptonetwork.com/On This Day in World Crypto Network Historyhttps://www.worldcryptonetwork.com/onthisday/---------------------------------------------------------------------------Please Subscribe to our Youtube Channelhttps://m.youtube.com/channel/UCR9gdpWisRwnk_k23GsHf

For online fraudsters to be successful they need a web of bank accounts to first receive the money they steal and then to channel it, often out of the country.Some people, often students, willingly let their bank accounts be used in exchange for a small sum of money. For others though, they have no choice, like the victim of sextortion before the courts this month who was blackmailed into letting his Revolut account be used by a crime gang.Drug gangs still use bricks-and-mortar operations to launder money; businesses that are often cash based, from barbers to nail bars. But the volume of cash generated particularly by online fraud needs a more sophisticated banking-based solution.Ten years ago An Garda Síochána was uncovering just 50 cases of money laundering a year in Ireland, in 2025 it was nearly 2,800. So why the huge increase and does the Garda have the resources to deal with this growing category of crime?Irish Times crime and security editor Conor Lally explains why money laundering is now big business in Ireland.Presented by Bernice Harrison. Produced by John Casey and Suzanne Brennan. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Grow A Small Business Podcast, host Troy Trewin interviews Gulliver Moore shares how he scaled Sunday Treat alongside his co-founder Oliver Clubb from a freelance director/DP partnership into a £2M creative agency serving global brands like Google, Disney, and Revolut. In this episode, Gulliver reveals how consistent 20% year-over-year growth, smart hiring, strong company culture, and high-performing video marketing helped the agency expand to a 14-person team with clients across the US and Europe. He also explains how Sunday Treat is adapting to AI, building viral content strategies, and maintaining creativity while scaling fast. Gulliver shares honest lessons about leadership, delegation, difficult management decisions, and why founders should never delegate hiring. The conversation is packed with insights on business growth, branding, team building, and creating a sustainable agency in today's competitive digital landscape.  Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Troy delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions:  What do you think is the hardest thing in growing a small business? Gulliver Moore shared that the hardest part of growing a business is consistently delivering on big promises while maintaining quality and trust with clients. What's your favorite business book that has helped you the most? Gulliver Moore said his favorite business book is Radical Candor because it deeply influenced how he manages people, gives feedback, and builds an honest company culture. He also highly recommended The Making of a Manager for its practical advice on leadership and team management. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? Gulliver Moore recommended podcasts like Hard Fork, The Vergecast, and Today in Focus to stay updated on technology, AI, and current events. He also emphasized learning through experimentation, especially with AI tools, social media content creation, and hands-on business experience rather than relying heavily on formal coaching or consultants. During the conversation, host Troy Trewin additionally recommended Marketing School, Uncensored CMO, and Everyday AI for marketing and business growth insights. What tool or resource would you recommend to grow a small business? Gulliver Moore recommended using Claude AI for brainstorming, strategy, copywriting, and improving workflows with AI. He also highlighted Monday.com as a powerful CRM and project management system for organizing teams and client work, while Figma was his preferred platform for creating visually engaging presentations and creative assets. He emphasized that combining strong systems, consistency, and AI tools can significantly improve productivity and business growth. What advice would you give yourself on day one of starting out in business? Gulliver Moore said he would tell himself to trust the process, stay patient, and focus on consistently hiring great people. He emphasized that long-term success comes from building a strong team culture, trusting your instincts during hiring, and sticking with the journey even when growth feels slow or uncertain. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.     Quotable quotes from our special Grow A Small Business podcast guest: Hiring the right people is the most important investment you can make in your business — Gulliver Moore You don't need to control everything — great teams do amazing work when you trust them — Gulliver Moore Consistency in your process will eventually create the growth you're looking for — Gulliver Moore       

SumUp prüft den Börsengang, Wero steckt im Gegenwind und Revolut baut eine neue Europa-Zentrale in Paris auf. André Bajorat und Jochen Siegert ordnen den April ein – direkt nach einem dichten Konferenzmonat.

This week, we unpack what's really happening in IPO markets.From a Hong Kong listing surging nearly 400%, to breaking down how IPOs actually work (including the “green shoe” mechanism), to Revolut's long-term IPO ambitions — and why UK listings like RAC are being delayed.If you're trying to understand how companies go public and what's driving today's market, this is a simple, real-world walkthrough.(00:00) IPO market overview(02:41) Hong Kong's IPO surge(12:05) How IPOs work (green shoe explained)(20:58) Revolut & fintech vs banks(29:01) UK IPO struggles & RAC delay*****Subscribe to the daily Market Maker newsletterTake a free Finance Accelerator simulationCheck out more about simulations for attraction, training and assessment at www.amplifyme.com

Am stat de vorbă cu Flavius Iacobovici, un „contabil detectiv” care ne-a arătat ce se ascunde, de fapt, în spatele cifrelor din balanțele firmelor românești. Am învățat că într-un business – dar și în familie – cea mai importantă regulă este că „cash-ul este rege”, pentru că profitul de pe hârtie nu te ajută dacă nu ai lichiditate disponibilă imediat. Ne-am uitat cu atenție și la zona de crypto, unde ANAF-ul a început deja să facă verificări serioase, semn că era „banilor din umbră” lăsați la voia întâmplării se apropie de sfârșit. Un alt punct critic discutat a fost discrepanța dintre mediul privat, care susține economia prin taxe pe salarii, și rezistența sistemului de stat la reformă și eficiență. Am atins și subiectul fierbinte al inteligenței artificiale, care în viziunea lui Flavius trebuie privită ca un aliat, un „levier” care va elimina munca repetitivă și va restructura profesiile liberale. Totodată, am analizat de ce prosumatorii ar trebui să fie atenți în următorii ani, deoarece taxarea energiei produse pe cont propriu ar putea deveni o realitate mai repede decât credem. În final, rămânem cu ideea că timpul este singura monedă pe care o plătim cu toții, iar educația fiscală este singura care ne poate salva de „costurile” viitorului. IGDLCC înseamnă Informații Gratis despre Lucruri care Costă! Totul ne costă dar mai ales timpul așa că am făcut această serie pentru a mă informa și educa alături de invitați din domeniile mele de interes. Te invit alături de mine în această călătorie. Mi-am propus să mă facă mai informat și mai adaptat la schimbările care vin. Sper să o facă și pentru tine.

Arthur Firstov, Chief Business Officer at Mercuryo, joined Alex Richardson at Paris Blockchain Week 2026 to challenge the dominant DeFi narrative.The future isn't DeFi platforms beating banks — it's DeFi primitives living as backend infrastructure inside Revolut, neobanks, and traditional banks with polished UX and millions of users. Plus crypto cards as the consumer gateway, the 2026 fintech-pivot M&A wave, and Mercuryo's Mastercard crypto credentials product.We cover:- DeFi's actual adoption path: white-label inside banks- Crypto cards as the mainstream stablecoin gateway- The fintech-pivot driving crypto M&A in 2026- Mercuryo + Mastercard's crypto credentials product- What MiCA actually changed for an early-stage compliant firm

For years, Daisy Xia's performance reviews said the same things: hardworking, great team player, result-driven, quiet. Cycle after cycle, different managers, same words. Then she realized: those were her brand hashtags, and they were never going to get her to where she wanted to go. She wanted "confident," "influential," "driven," "leadership." And nobody was going to give her those labels. She had to earn them by using her voice. Daisy is Head of Strategy and FP&A at Revolut, one of the world's fastest-growing fintechs. Originally from China, she built her career navigating the cultural expectation that hard work and results would speak for themselves. They didn't. In this episode, she breaks down exactly how she changed that, and what she now teaches every junior person who reports to her. You'll learn: The performance review pattern that finally made her realize she was building the wrong brand, and the specific words she decided to own instead Why she stopped being the silent note-taker in every meeting, what she lost by doing it, and why AI has made that role completely obsolete The 4-phase framework for asking questions in town halls and large meetings, from canned questions that still get you seen, to strategic dialogue that opens collaboration doors with senior executives The "golden three months" strategy: how to use your newness as a security blanket to ask anything, map broken processes, and deliver visible value before anyone expects it Why there is no such thing as over-communication at work ,and how staying quiet to avoid being "too much" is actually the riskier move The one mandate she gives herself and every person she mentors: say something in every meeting, even if it's just a rephrasing If you've ever been called "hardworking" but not "leadership material," or if you have great ideas that only come out in one-on-ones but never in the room, this episode is the blueprint. About Daisy Xia: Head of Strategy and Financial Planning & Analytics at Revolut, Daisy leads strategic and financial operations at one of the world's largest fintech companies. Originally from China, she coaches and mentors junior professionals on speaking up, building visibility, and translating strong technical work into leadership presence. Connect with Daisy on LinkedIn: https://www.linkedin.com/in/daisy-xia Stop Taking Notes, Start Getting Noticed: Revolut Head of Strategy Daisy Xia on Building Your Brand Through Your Voice  

Nik Storonsky, CEO of Revolut, built one of the world's most valuable fintech companies -- now worth around $75 billion. In this interview, he explains how a simple idea -- eliminating hidden foreign exchange fees -- turned Revolut into a global digital bank offering payments, trading, crypto, and business banking in one app.In this episode of The David Rubenstein Show: Peer to Peer Conversations, Storonsky discusses Revolut’s growth, the future of fintech, plans for US expansion, and whether an IPO is coming. This interview was recorded April 14 at the Johns Hopkins Bloomberg Center in Washington DC. See omnystudio.com/listener for privacy information.

Carles Reina is VP of Sales at ElevenLabs, where he was the first investor and fourth employee. Carles has scaled the revenue org from Day 1 to over $350M in just 3 years. Carles is also an active investor with investments in ElevenLabs, Revolut, Happy Robot and more.   AGENDA: 00:00 - Is the Traditional CRO Dead in the Age of AI? 01:01 - Building the AI Sales Machine: Agents that Actually Generate Revenue 08:35 - Will AI Shrink the Sales Teams of the Future? 09:51 - The ElevenLabs Masterclass: Why We Set a 20x Sales Quota 11:00 - How to Structure Explosive Sales Accelerators 12:15 - Why You Should Stop Paying Commission on Pilots 14:00 - Customer Success: Is it 'Total Bullshit' or a Growth Engine? 16:15 - The 'Global-First' Fallacy: Why You Need to Open Every Market Now 17:23 - Why Startups Are Wrong to Ignore 20-Year Sales Veterans 19:15 - The Pipeline Construction Secret: Liquidity vs. Whales 24:30 - Forecasting the Unpredictable: How to Hit a $1B Revenue Target 31:55 - The Substitution Threat: Is AI Voice Just a Commodity? 34:10 - Verticalization Mistakes: Lessons from Scaling India 38:40 - The 'IBM Effect': Does Brand Actually Shorten Sales Cycles? 40:15 - Extreme Expectations: Why ElevenLabs is a Hard Company to Work For 42:15 - Internal Leaderboards: How to Use Public Competition to Drive Results 44:20 - Hunting the Obsessed: Identifying the 'Inner Psychopath' in Hires 46:40 - The SaaS Apocalypse: Will Companies Build Their Own CRM? 48:30 - Formula 1 Branding: The Mindset Behind the Audi-Revolut Deal 50:15 - Dinner vs. Conferences: Which Marketing Channels Actually Scale? 52:45 - Designing Un-Salesy Content: How to Run a Legendary Summit 54:20 - CVC Strategy: Turning Corporate Investors into Distribution Channels 01:01:45 - The Globalization Nightmare: Why You Can't Sell in English Everywhere 01:06:45 - Operator-Investors: Can You Be a High-Performer and a VC Simultaneously? 01:11:30 - Unit Economics in AI: Why Good Early Numbers Might Mean Failure 01:18:25 - The Next Wave: Why Foundational Model Consolidation is Inevitable  

Oil above $100, Qatar's LNG infrastructure in ruins, and a 150-year-old grid buckling under AI-era demand: Sean Murray breaks down why energy has an L1 problem and how Fuse is building the crypto-native fix. --- Multichain Advisors is an emerging technology growth firm that has helped create over $50 billion in enterprise value for 80+ clients. Services include TGE support, go-to-market strategy, BD, partnerships, capital markets advisory, PR, media placements, and KOL activations. Visit https://www.multichainadv.com/ --- A $5 billion UK energy company built by Revolut alumni is about to launch a new token, and they already have an SEC no-action letter to back it up.  But the real story starts with the grid itself. European gas prices are running 50-70% above normal. Multi-billion dollar LNG facilities damaged in recent attacks could take years to repair. And a power grid designed 150 years ago is buckling under AI data centers, EVs, and renewables it was never built to handle.  Sean Murray, Fuse Energy's crypto lead, joins Steven Ehrlich to lay out why an estimated $70 billion in clean energy has been wasted because the grid can't move it, why that congestion problem mirrors crypto's own L1 scalability crisis, and how coordinating millions of smart home devices through a token-incentivized network could fix it. Host: ⁠⁠⁠⁠⁠⁠⁠⁠Steven Ehrlich, Head of Research, SharpLink Guest: ⁠⁠⁠⁠Sean Murray, Head of Special Projects & Crypto Lead, Fuse Energy — Previously part of the Revolut early team; now leading Fuse's crypto strategy and DePIN network launch for a vertically integrated energy company doing ~$500 million in annual revenue across the UK and Europe. Learn more about your ad choices. Visit megaphone.fm/adchoices