Podcasts about Revolut

Revolut valued at $115 billion. Digital bank Revolut has been valued at $115 billion in a secondary share sale, a 53% jump in under a year that makes it Europe's most valuable private company. The crypto-friendly firm has floated seeking a $200 billion valuation in a future IPO. CoinDesk's Uyen Truong hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ledn.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://x.com/jpegtrading⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - This episode was hosted by Uyen Truong. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Mattia Binotto has spent almost three decades at the heart of Formula One, helping shape Ferrari before taking on his biggest challenge yet as CEO and Team Principal of the Audi Revolut F1 Team. In partnership with Revolut Business, Mattia joins Jake ahead of Silverstone, to share what it really takes to build a winning team. He explains how you create a winning culture from the ground up, why great leadership starts with trust, and the lessons he learned from working alongside icons like Michael Schumacher and Jean Todt. Mattia also shares how partnering with Revolut helps the team move faster globally, and why he believes young talent and long-term thinking are the foundations of sustained success. This is a conversation about leadership, culture, and building an organisation that's designed to win.Revolut Business High-performing businesses need powerful financial tools. Get a £200 welcome bonus with Revolut Business when you sign up at revolutbusiness.onelink.me/jLOt/mattiabinottoyt and add money to your account by 30/09/2026. Fees, promotion terms and T&Cs apply. Hosted on Acast. See acast.com/privacy for more information.

Open een REVOLUT BUSINESS account vóór 31-12-2026 en ontvang €80

Dogajanje na trgu, ki je ta teden sprožilo dež dramatičnih naslovov, je po oceni borznega poznavalca Andraža Grahka predvsem šum. Padci AI delnic so klasično pobiranje dobičkov po izjemni rasti, indeks strahu VIX pa pri vrednosti okoli 18 ostaja pod dolgoletnim povprečjem — panike na trgu torej še ni. Bolj kot kratkoročni popravek Grahka skrbi srednjeročna slika: pričakovane rasti dobičkov AI podjetij so na zgodovinskih ekstremih, hiperskalerji s prepletenimi posli pa ga spominjajo na banke pred letom 2008. Med kandidati za "AI Lehmana" pokaže na Oracle. Recept za vlagatelje je manj dramatičen od naslovov: kdor mesečno vlaga v razpršene indekse, naj nadaljuje, večje zneske pa razporedi na 12 do 24 mesecev. Sam taktično drži 10 do 20 odstotkov premoženja v denarju in pričakuje, da bodo boljše nakupne priložnosti prišle v naslednjih dvanajstih mesecih. Pred mikrofonom: Andraž Grahek, Capital Genetics, Tivoli Ventures [OGLAS] Če se odločite odpreti račun pri Trade Republic, lahko to storite prek naše partnerske povezave. S tem ne boste imeli dodatnih stroškov, boste pa podprli ustvarjanje vsebin Money-How. trade.re/moneyhow_ie Epizodo je bila predvajana v živo 17.7. ob 18:00 na Youtube/MarjaMilic. Naroči se na kanal in spremljaj v živo tudi ti. ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Esta semana la inteligencia artificial demuestra su poder como motor de negocio y productividad: Samsung presenta GAIA, un procesador diseñado para potenciar la IA en el trabajo; Anthropic añade una función de reflexión que permite ver y optimizar cómo usas la IA; AWS lanza herramientas para medir con precisión el impacto comercial y el valor de la IA; Google refuerza la transparencia marcando claramente los anuncios creados con IA; y Revolut avanza en finanzas digitales permitiendo operar con criptomonedas mediante nuevos asistentes de IA.En redes sociales, la UE advierte a Meta sobre incumplimientos en Instagram y Facebook; Google actualiza sus políticas de publicidad con etiquetas de divulgación para detectar IA en campañas; Meta aporta nuevas métricas para evaluar chatbots y mejorar ventas; WhatsApp añade recordatorios automáticos de cumpleaños para fortalecer comunidades; y para proteger tus imágenes, conviene desactivar el acceso a tus fotos para evitar su uso en entrenamientos de IA. Si te pica la curiosidad sobre cómo estos movimientos pueden cambiar tus campañas y comunidades, suscríbete a la newsletter de marketing radical en borjagiron.com y comparte el episodio con quien pueda interesarle.Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/noticias-marketing--5762806/support.Newsletter Marketing Radical: https://marketingradical.substack.com/welcomeNewsletter Negocios con IA: https://negociosconia.substack.com/welcomeMis Libros: https://borjagiron.com/librosSysteme Gratis: https://borjagiron.com/systemeSysteme 30% dto: https://borjagiron.com/systeme30Manychat Gratis: https://borjagiron.com/manychatMetricool 30 días Gratis Plan Premium (Usa cupón BORJA30): https://borjagiron.com/metricoolNoticias Redes Sociales: https://redessocialeshoy.comNoticias IA: https://inteligenciaartificialhoy.comClub: https://triunfers.com

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What does it take to build a Formula One team from the ground up? In this special episode with Revolut Business, Jake Humphrey speaks to three-time Le Mans winner and Audi Revolut F1 Racing Director Allan McNish about building a winning culture from the ground up. He explains how partnering with Revolut helps the team embrace innovation, move quickly and make bold decisions in one of the world's most competitive sports. Allan also shares the lessons he's learned leading one of Formula One's newest teams, the mindset behind challenging established teams and the leadership principles that drive high performance. He reflects on overcoming a career-threatening illness, the split-second decision-making behind his infamous 2011 Le Mans crash and why he believes Audi Revolut F1 Team can one day become world champions. This is a conversation about leadership, resilience and preparation when it counts most. Revolut Business High-performing businesses need powerful financial tools. Get a £200 welcome bonus with Revolut Business when you sign up at https://revolutbusiness.onelink.me/jLOt/allanmcnishyt and add money to your account by 30/09/2026. Fees, promotion terms and T&Cs apply. Hosted on Acast. See acast.com/privacy for more information.

Ez már nemcsak a Fidesz válságáról, hanem sok politikus karrierjének a végéről szól Egész nap tárgyal a kormány, ráadásul a Tisza egyik legfontosabb programjáról Az Alkotmánybíróság reagált Polt Péter leváltására: így biztosítanák a testület működését Rakétaként lőtt ki a kávé és a kakaó világpiaci ára, óriási az ijedség Farkas Örs nem nyilatkozik Hajdu vallomásáról, de van, ami elkeseríti Kiderültek a részletek, így szakítanának Kármán Andrásék az Orbán-kormányok hagyományával Bódis Kriszta elárulta, miért nem lett belőle miniszter Hozzányúlnak az egyik legvitatottabb adóhoz: immár hivatalos, komoly változás jön 2027 végéig Hivatalos: kínai márka lesz az idei Anna-bál mobilitási partnere! Mutatjuk, melyik! Több millió magyar örülhet a Revolut döntésének Taktikai mestermunka volt, ahogy a spanyolok hatástalanították Mbappéékat Viszály az angol válogatottnál? Ibrahimovic és Henry is megszólalt Egyre forróbb a helyzet, de már látszik a vége A további adásainkat keresd a podcast.hirstart.hu oldalunkon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ez már nemcsak a Fidesz válságáról, hanem sok politikus karrierjének a végéről szól Egész nap tárgyal a kormány, ráadásul a Tisza egyik legfontosabb programjáról Az Alkotmánybíróság reagált Polt Péter leváltására: így biztosítanák a testület működését Rakétaként lőtt ki a kávé és a kakaó világpiaci ára, óriási az ijedség Farkas Örs nem nyilatkozik Hajdu vallomásáról, de van, ami elkeseríti Kiderültek a részletek, így szakítanának Kármán Andrásék az Orbán-kormányok hagyományával Bódis Kriszta elárulta, miért nem lett belőle miniszter Hozzányúlnak az egyik legvitatottabb adóhoz: immár hivatalos, komoly változás jön 2027 végéig Hivatalos: kínai márka lesz az idei Anna-bál mobilitási partnere! Mutatjuk, melyik! Több millió magyar örülhet a Revolut döntésének Taktikai mestermunka volt, ahogy a spanyolok hatástalanították Mbappéékat Viszály az angol válogatottnál? Ibrahimovic és Henry is megszólalt Egyre forróbb a helyzet, de már látszik a vége A további adásainkat keresd a podcast.hirstart.hu oldalunkon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Miguel Ángel González Suárez te presenta el Informativo de Primera Hora en 'El Remate', el programa matinal de La Diez Capital Radio que arranca tu día con: Las noticias más relevantes de Canarias, España y el mundo, analizadas con rigor y claridad. Una excelsa España se impone a Francia y logra el pase a su segunda final mundialista dieciséis años después. Hoy hace dos años: Oyarzabal marca el gol que le da a España su cuarta Eurocopa ganando a Inglaterra. Y hoy hace un año: El PP propone declarar persona non grata a Pedro Sánchez en Lanzarote, donde veranea. Hoy se cumplen 1.608 días de guerra entre Rusia y Ucrania. 4 años y 140 días. Hoy es miércoles 15 de julio de 2026. Día Mundial de las Habilidades de la Juventud. En el año 2014 la Asamblea General de la ONU proclamó el 15 de julio como el Día Mundial de las Habilidades de la Juventud, para divulgar la importancia de impulsar a los jóvenes a través de la adquisición de habilidades y destrezas, que les permitan acceder al mercado laboral global. 1738: Se funda la Real Academia de Medicina en Madrid. 1834: Finaliza de forma oficial el Tribunal de la Santa Inquisición gracias a un decreto de la reina Isabel II. 1916: en Seattle (Washington) (Estados Unidos), William Edmund Boeing funda la compañía aeronáutica que lleva su nombre: Boeing. 1924.- Se publica "20 poemas de amor y una canción desesperada" del chileno Pablo Neruda. 1977.- Unión de Centro Democrático (UCD) gana las primeras elecciones legislativas democráticas en España desde la II República. El 15 de julio de 1997 muere el diseñador de moda italiano Gianni Versace en los escalones fuera de su mansión de Miami tras ser disparado en la cabeza por Andrew Cunanan. 2006.- Lanzan el servicio de la red social Twitter, creada el 21 de marzo por Jack Dorsey, al que se unen Biz Stone y Evan Williams. 2008.- Vicente del Bosque es nombrado seleccionador español de fútbol. 2014.- El conservador luxemburgués Jean-Claude Juncker es elegido presidente de la Comisión Europea. Patrocinio del santo de cada día por gentileza de la Casa de las Imágenes, en la calle Obispo Perez Cáceres, 17 en Candelaria. Santos Rosalía, Julia, Justa, Buenaventura y Felipe. Del Tratado de Utrecht hasta una verja con los días contados: ¿cuál es la historia de Gibraltar? La Audiencia de Badajoz condena a David Sánchez, hermano del presidente, a 9 años de inhabilitación para empleo público. El Gobierno confía en la "inocencia" de David Sánchez y ve la sentencia como un intento para "derribar" al Ejecutivo. El juez Peinado reclama a Begoña Gómez que demuestre que fue a la graduación de su hija a Reino Unido. Confirmado por Revolut: traerá sus cajeros automáticos a Canarias antes de que termine el año. El banco digital supera los 120 cajeros en España un año después de su lanzamiento y prevé extender su red a las Islas. Mogán recurre al Supremo la anulación de la tasa turística y la mantiene en vigor hasta que haya una sentencia firme. El Ayuntamiento defiende la legalidad del gravamen de 0,15 euros por persona y día, asegura que no tiene un fin recaudatorio y estudia incrementar su cuantía si el Tribunal Supremo falla a su favor. El Gobierno de Canarias rechaza la tasa turística y defiende la recaudación a través del IGIC. El portavoz del Ejecutivo regional, Alfonso Cabello, ha precisado que de esta manera el cobro puede ser distribuido en el conjunto del territorio de manera que no se genere la idea de que “los municipios que son más turísticos tienen más ingresos”, cuando otras zonas con menos pernoctaciones también reciben un impacto por los visitantes. El 11,2% de los menores presenta un riesgo suicida elevado. El primer diagnóstico integral de Unicef y la Consejería de Educación del gobierno autonómico asocia el uso intensivo de las pantallas con un incremento del malestar emocional entre los estudiantes, cuya edad media de acceso al primer móvil se sitúa en los 10,69 años. Los aeropuertos de Canarias han registrado en los seis primeros meses de 2026 un total de 26.847.826 pasajeros, un 0,7% menos que en el mismo periodo del año pasado. De los 26.729.685 viajeros comerciales, 10.647.275 lo hicieron en vuelos nacionales, un 0,2% menos que en los primeros seis meses de 2025, y 16.082.410 lo hicieron en vuelos internacionales, un 0,8% menos. Paso decisivo para hacer realidad la central hidroeléctrica de Tenerife: tendrá un gran impacto en la generación de energía y la economía de la isla. El Consejo de Ministros otorga la titularidad de la infraestructura a Red Eléctrica de España para blindar el almacenamiento público de energía en los barrancos de Güímar que fueron utilizados como plantas de extracción de áridos. Salvamento Marítimo rescata a 37 migrantes de una neumática a la deriva al este de Lanzarote. Una llamada desde la precaria embarcación alertó de una avería en el motor y el helicóptero Helimer 205 la localizó este martes. Un 15 de julio de 1924.- Se publican "20 poemas de amor y una canción desesperada" del chileno Pablo Neruda. Luis Eduardo Aute publica en 1986 un doble LP que parafrasea y da la vuelta a ese título para convertirlo en “20 Canciones de Amor y un Poema Desesperado”

Le esportazioni della Cina hanno raggiunto a giugno il valore record di 412,39 miliardi di dollari, con una crescita del 27% rispetto allo stesso mese del 2025. Lo riferiscono i dati diffusi dall Amministrazione generale delle Dogane. L aumento è nettamente superiore alle attese degli analisti, che prevedevano un incremento del 18,2%, e rappresenta l espansione più sostenuta da febbraio. Nei primi sei mesi dell anno le esportazioni cinesi hanno raggiunto complessivamente 2.120 miliardi di dollari, in crescita del 17,6% rispetto allo stesso periodo del 2025. La Cina ha registrato anche un surplus commerciale record di 125,62 miliardi di dollari, in aumento rispetto ai 113,89 miliardi dello stesso mese del 2025 e anche in questo caso oltre le attese degli analisti, ferme a 121 miliardi. Lo rendono noto i dati diffusi oggi dall Amministrazione generale delle Dogane. Sempre secondo i dati ufficiali dell Amministrazione generale delle dogane, il mese scorso le esportazioni cinesi verso gli Stati Uniti sono aumentate del 13,9% su base annua. Le esportazioni verso gli Usa hanno raggiunto i 43,5 miliardi di dollari, portando il surplus commerciale della Cina con gli Stati Uniti a 28,9 miliardi di dollari. Ne abbiamo parlato con Giuliano Noci, Prorettore del Polo territoriale cinese del Politecnico di Milano. Dal 2011 è dell'Ateneo milanese.Trump su Hormuz: «Vogliamo rimborsi»Il presidente ha anche annunciato che gli Stati Uniti introdurranno un pedaggio del 20% sulle navi cargo che passeranno dallo Stretto, come compensazione per il ruolo americano di garante della sicurezza nell'area. Secondo Trump, Hormuz "è aperto e resterà aperto, con o senza l'Iran" e Washington manterrà operativa la rotta come un "Guardiano dello Stretto". Va ricordato che non esistevano problemi di sicurezza a Hormuz prima che gli Stati Uniti attaccassero l Iran, senza capire che il regime di Teheran avrebbe reagito bloccando lo Stretto. Da allora sono passati oltre cinque mesi e l amministrazione Trump si è rivelata incapace di allentare la presa di Teheran su quel braccio di mare strategico per il petrolio: il Pentagono avrebbe i mezzi, ovvio; ma solo con un operazione navale e di terra così rischiosa, in termini di vite di soldati americani, che la Casa Bianca non osa. Di conseguenza, l Iran capisce che può usare il controllo e possibili pedaggi sul transito da Hormuz come leva per imporre il suo predominio sull area. Del resto l amministrazione americana stessa ha accettato una formula ambigua, nel Memorandum d intesa con Teheran in giugno, che non chiude a questa possibilità. Approfondiamo il tema con Stefano Zunarelli, docente di diritto della navigazione presso l Università di Bologna e titolare dello Studio Legale Zunarelli, studio specializzato da oltre 30 anni in diritto della navigazione, dei trasporti e commerciale.Euro digitale: Bce seleziona 36 provider per progetto pilota, otto italianiLa Banca centrale europea ha selezionato 36 banche e payment service provider per il progetto pilota dell euro digitale che partirà nella seconda metà del 2027 e durerà 12 mesi. Lo comunica la Bce in una nota. Fra i partecipanti ci sono otto società italiane: Banca Monte dei Paschi di Siena, Banca Sella, Isybank, Nexi Payments, Numia, Poste Italiane, UniCredit e Satispay (quest ultima ha fatto domanda in Lussemburgo mentre le altre sette in Italia e verranno seguite con la collaborazione della Banca d Italia. I provider sono stati selezionati fra oltre 50 candidature. Tra i gruppi europei sono presenti anche Worldline, Adyen, SumUp e istituti come Deutsche Bank e Revolut. «L obiettivo del progetto pilota - spiega la Bce - è supportare i lavori preparatori in corso per la possibile emissione di un euro digitale». Ne parliamo con Valeria Portale, Direttrice dell'Osservatorio Blockchain & Web3 del Politecnico di Milano.

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Ray White speaks to Kokkie Kooyman, banking analyst at Denker Capital, about why global banks are increasingly setting their sights on South Africa. Following First Abu Dhabi Bank's (FAB) trademark victory over FNB and its confirmation that it intends applying for a South African banking licence, alongside UK fintech Revolut's plans to enter the local market, what makes South Africa such an attractive destination for international financial institutions? The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Ali je prodaja delnic po močni rasti napaka ali disciplina? Kako psihologija denarja vpliva na unovčevanje dobičkov. Kako razmišljati o portfelju v obdobju rekordnih tečajev? Zakaj je unovčevanje dobičkov ena najtežjih investicijskih odločitev? Kako razmišljati o razpršitvi portfelja, zakaj je pomembna disciplina in katere sektorje velja spremljati v prihodnjih letih. Pred mikrofonom: Blaž Hribar, član uprave, Pokojninska družba A Epizodo je bila predvajana v živo 7.7. ob 10:00 na Youtube/MarjaMilic. Naroči se na kamal in spremljaj v živo tudi ti. ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Fundada em julho de 2015 em Londres por dois imigrantes do Leste Europeu — o russo Nik Storonsky e o ucraniano Vlad Yatsenko —, a Revolut nasceu de uma frustração partilhada: as comissões ocultas e a ineficiência da banca tradicional nas transações internacionais. Uma década volvida, tornou-se a empresa tecnológica privada mais valiosa da Europa, avaliada em 75 mil milhões de dólares, com 68,3 milhões de clientes em todo o mundo, e mais de 2,1 milhões em Portugal. O percurso da Revolut é, ao mesmo tempo, a história de uma rutura radical com os modelos financeiros do século XX e a crónica de como uma startup pode, em dez anos, aproximar-se dos maiores bancos do mundo.

A trajetória ascendente da Revolut, uma tecnológica financeira fundada em 2015 por Nik Storonsky e Vlad Yatsenko para desafiar os custos e a lentidão da banca tradicional. Através de uma estratégia focada na transparência de taxas e numa arquitetura digital nativa, a empresa evoluiu de um simples cartão de viagens para uma super-app financeira global com milhões de utilizadores. O artigo detalha a expansão regulatória e os sucessivos financiamentos que elevaram a sua valorização, tornando-a a empresa privada mais valiosa da Europa. Em Portugal, a marca consolidou-se como o terceiro maior banco em número de clientes, integrando serviços locais como o MB Way e o IBAN nacional. Apesar do sucesso financeiro e operacional, o conteúdo também aborda críticas à cultura interna e desafios de conformidade enfrentados durante o seu crescimento. A análise conclui que a Revolut representa uma rutura filosófica no setor, forçando as instituições clássicas a adaptarem-se a um novo paradigma de eficiência.

Slovenske delnice so letos pridobile v povprečju 20 odstotkov., Je glavnina rasti že za nami? Trg se pri vrednotenju okoli 14-kratnika dobičkov giblje nad primerljivimi obrobnimi trgi, a še vedno s popustom do razvijajočih se in razvitih. Adut ostajajo dividende — pri donosnosti okoli štirih odstotkov in zavezah družb, da do leta 2030 izplačujejo do polovice dobička, je slovenska borza ena redkih, kjer vlagatelj zasluži tudi takrat, ko tečaji mirujejo. Delnic Vzajemne še vedno ni prevzelo kar 90 odstotkov upravičencev. Do začetka julija je bilo odprtih le 12.515 individualnih naložbenih računov (INR), lansirana sta bila ETF, vezan na indeks SBITOP TR in v začetku leta mešani sklad Generali Slovenija. Sogovornika odgovorita na vprašanje, ki si ga po takšni rasti zastavlja vsak: kdaj je pravi čas za prodajo. Pred mikrofonom: Geza Norčić iz General Investments in Domen Kregar iz Ilirike ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ Več o Money-How na https://money-how.si/

Ante la tendencia de realizar cambios en las condiciones o rendimientos dentro de las instituciones financieras, el recien jugador que ingresó este año Revolut ha realizado ciertos cambios en las condiciones para acceder a su 15%, Manolo y Omar comparten estos cambios ¿Seguirán en Revolut? conoce la respuesta y una sorpresa que nuestros Campeones tienen.

Muy buenos días, hablemos de Polymarket, Kalshi y las prohibiciones en algunos países. Cómo les fue a las cripto en el primer semestre de 2026. Plata y Revolut andan ampliando su oferta de servicios en México, Tesla vende más pero BYD mantiene la corona y cuánto costará la boda de Taylor Swift. 

Kako MiCA spreminja evropski kripto trg, kaj morajo storiti uporabniki nelicenciranih ponudnikov, kaj pomeni za prihodnost tokenizacije ter zakaj bi lahko bili največji zmagovalci prav največji svetovni igralci? Pred mikrofonom: Peter Merc, strokovnjak za pravne vidike kriptotrgov Epizodo smo snemali v živo 1.7. ob 13:00 na Youtube. Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Knjigo naroči tu: https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ Več o Money-How na https://money-how.si/

Denis Avdić o denarju ne govori kot o cilju, temveč kot o občutku varnosti, ki ga že od mladih let povezuje z mirom v družini. Kako okolje, v katerem odraščamo, oblikuje naš odnos do denarja, zakaj je ta tema v slovenskih domovih še vedno pogosto tabu in zakaj pri finančnih odločitvah čustva marsikdaj prevladajo nad razumom. Avdić spregovori o napakah pri vlaganju v kriptovalute, o tem, zakaj ne vlaga v delnice, kako je med pandemijo začel resneje razmišljati o osebnih financah ter kako danes sprejema investicijske odločitve. Govori tudi o statusnih simbolih, nakupih na kredit, finančni vzgoji otrok in o tem, zakaj se z ženo o denarju redno pogovarjata. Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ Vstopnice https://www.eventim.si/artist/morgan-housel/?utm_source=Podcast ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Visa et OpenAI viennent de poser une nouvelle brique dans le commerce automatisé. Lors du Visa Payments Forum de San Francisco, les deux entreprises ont annoncé un partenariat qui permettrait à un utilisateur de ChatGPT de confier certains achats à un agent IA, tout en gardant la main sur les limites.Le principe est le suivant : l'utilisateur associe sa carte Visa au service, fixe un plafond par transaction, choisit les catégories de marchands autorisées, puis décide si chaque achat doit être validé manuellement. L'agent peut ensuite rechercher un produit, naviguer jusqu'au marchand et préparer ou finaliser l'achat selon les règles définies. Côté paiement, Visa assure l'autorisation en temps réel et la détection de fraude. OpenAI, de son côté, pilote la recherche et l'interaction avec l'utilisateur. Pour sécuriser la transaction, Visa ne transmet pas le vrai numéro de carte. Il le remplace par un jeton chiffré, c'est-à-dire un identifiant temporaire lié à l'agent et à l'usage prévu. C'est le même principe de tokenisation que Visa applique déjà à ses centaines de milliards de transactions annuelles.Pour Jack Forestell, directeur produit et stratégie de Visa, l'intelligence artificielle pourrait transformer le commerce plus profondément qu'Internet ou le mobile. ChatGPT avait déjà expérimenté le paiement instantané avec Stripe en 2025, mais aux États-Unis seulement, auprès de marchands comme Etsy et Shopify. Visa élargit désormais cette logique à son réseau mondial. Ce mouvement s'inscrit dans une stratégie plus large. En mars 2026, Visa a lancé Visa Agentic Ready, un programme destiné à certifier les paiements déclenchés par des agents IA auprès des banques. Plus de vingt établissements européens, dont Barclays, Santander, Revolut ou HSBC UK, participent aux premiers tests. L'enjeu est de vérifier que les banques savent distinguer une transaction initiée par un humain d'une transaction initiée par un agent, et que le consentement reste clair à chaque étape. Visa et OpenAI travaillent aussi sur des usages professionnels via Codex, l'agent de programmation d'OpenAI. Des entreprises pourraient ainsi automatiser certains paiements fournisseurs selon des règles prédéfinies. Mastercard, PayPal et Coinbase avancent eux aussi sur ce terrain. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Miha Jazbinšek, avtor stanovanjskega zakona iz leta 1991, ki ga večina pozna kot Jazbinškov zakon, v epizodi Money-How pojasni, zakaj je bil zakon sprejet, kdo je lahko odkupil družbena stanovanja, kakšne so bile odkupne cene in zakaj po njegovem mnenju namen zakona ni bil ustvarjanje stanovanjskega trga, temveč ohranitev domov ljudi, ki so imeli trajno odločbo o bivanju v družbenih stanovanjih. Pogovor osvetljuje tudi vpliv visoke inflacije, privatizacijo stanovanjskega fonda in vprašanje, ali bi bilo mogoče podobno stanovanjsko politiko uvesti tudi danes. Opomba: Kakovost posnetka je slabša, saj smo pogovor snemali preko telefona. S pomočjo umetne inteligence smo zvok očistili in ga optimizirali. Pred mikrofonom: Miha Jazbinšek, avtor stanovanjskega zakona iz leta, minister v prvih treh vladah Republike Slovenije Celotni pogovor z nekaterimi pojasnili preverite v članku, objavljenem na blogu: Miha Jazbinšek o Jazbinškovem zakonu: 'Stanovanje mi je kupila inflacija' (https://money-how.si/blog/) ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

In this episode, Lex chats with Cactus Raazi — CEO Americas at B2C2, one of the original and largest institutional market makers in digital assets, serving roughly 1,500 institutions and pricing across more than 40 exchanges globally. They discuss what a market maker actually does, how balance sheet and signal generation underpin roughly $1 billion a day of stablecoin flow at B2C2, and why the two extremes of crypto market making - riskless principal aggregation versus proprietary alpha - produce very different client outcomes that buyers rarely understand. Cactus explains B2C2's 18-month bet that the Circle-versus-Tether debate would give way to a multi-issuer world, the launch of its PENNY product for instant zero-cost cross-stablecoin swaps, and they explore why programmability is the next frontier for digital dollars, why US capital markets have almost no structure for funding genuine risk-taking businesses, and whether the current combination of scale, speed, and complexity makes this the hardest investing environment Wall Street has ever faced. NOTABLE DISCUSSION POINTS: Market makers aren't a homogeneous category, and clients pay for the difference. At one extreme, a market maker is essentially a riskless agent - aggregating prices across 40+ exchanges and quoting on top with no real view. At the other extreme, a market maker is a proprietary quant shop running alpha signals on horizons from seconds to days, and the price you get is heavily conditioned by where the signal says the asset is going. B2C2 sits in the middle, partly because its public-company parent (SBI) constrains risk appetite. The implication for institutional buyers: who you trade with structurally determines the quality of execution, not just the spread. Algorithmic fixed income market making didn't fail on technology, it failed on capital structure. US capital markets are excellent at funding venture, growth equity, private equity, and buyouts, but there is almost no domestic pool of “risk equity” - capital comfortable with the possibility that the machines (or the humans) lose money on a given day. Market makers need exactly that kind of balance sheet, and the mismatch between what the business requires and what the US capital base offers is a structural reason firms like Elefant struggled, regardless of execution quality. The Circle-vs-Tether framing is already obsolete; the next product wedge is interoperability. B2C2 made an 18-month-old contrarian bet that the duopoly narrative was wrong and that Stripe (via Bridge), Western Union, Revolut, and many other consumer and platform companies would issue their own stablecoins. PENNY - instant, zero-cost, zero-counterparty-risk stablecoin-to-stablecoin swaps - is the product expression of that view. The deeper claim is that stablecoins are software, and the SaaS analogy (a base layer plus an app store of programmable financial logic) is the real reason institutional adoption accelerates from here, not the transfer-of-value benefit on its own. TOPICS B2C2, Goldman Sachs, SBI Group, Binance, Coinbase, Circle, Tether, Stripe, Kraken, Credit Suisse, Market making, institutional liquidity, stablecoins, fixed income, risk management, algorithmic trading, crypto exchange infrastructure   ABOUT THE FINTECH BLUEPRINT

Private companies are staying private longer, and that changes who gets liquidity, when, and why.Founders, employees, and early investors can wait a decade or more for an IPO or acquisition. Meanwhile, venture funds face growing pressure to return capital, and many of Europe's best companies struggle to access the growth capital needed to scale.In this conversation, Christian Soschner speaks with Alberto Chalon, Co-Founder of Giano Capital, about the rise of single-asset secondary investments and why they have become an important part of the European innovation ecosystem.Topics include:• What secondary transactions are and why they matter• Why many companies now stay private far longer than before• How founders, employees, and early investors can access liquidity before an exit• The differences between venture capital, private equity, and late-stage secondary investing• Europe's challenge with risk capital, fragmentation, and scaling companies• Lessons from investments such as Revolut, GetYourGuide, and Deliveroo• The role of resilience, sport, and long-term thinking in business and investingAlberto also shares his personal journey from entrepreneurship and building businesses with his brother to launching Giano Capital and creating a new asset class focused on late-stage technology investments.5 OUTSTANDING QUOTES / LESSONS1. "Failure in America is part of the learning process. In Europe, failure is a disaster."Lesson: Europe's challenge may be cultural as much as financial.2. "The due diligence is the beginning of the journey, not the end."Lesson: Great investors keep working after the deal closes.3. "Everything has to be already tested before we invest."Lesson: Giano seeks to eliminate execution risk before investing.4. "The loneliness of the entrepreneur is real. I lived that."Lesson: The best investors bring empathy, not only capital.5. "You need to reach the top, and then you have the descent."Lesson: Investing and endurance sports both reward patience and resilience.TIMESTAMPS(00:00:00) Intro(00:03:00) Why secondaries suddenly matter(00:07:19) Why IPOs are no longer enough(00:12:44) Where Giano fits between VC and PE(00:17:06) Why private information changes returns(00:21:41) How Giano helps founders beyond capital(00:26:19) Not pre IPO but three years earlier(00:31:23) Europe must think beyond countries(00:37:56) Alberto Chalon on loss and entrepreneurship(00:42:12) From search engines to professional investing(00:46:21) How fashion arbitrage shaped his investing(00:53:47) Building a privacy search engine in Europe(01:00:51) Ruthless focus without forcing others(01:07:38) What late-stage governance requires(01:11:50) Why Giano chose late-stage secondaries(01:15:32) Inside Giano Capital's deal funnel(01:19:07) Why community matters in secondaries(01:24:29) GetYourGuide and Revolut as examples(01:27:29) How long a secondary deal takes(01:29:11) Cycling as leadership training(01:36:23) Giano Capital's ten-year ambitionSend us Fan Mail Join Christian Soschner for expert coaching. 50% Off - With 35+ years in deep tech, startups/scaleups, and public companies, Christian offers power video sessions. Elevate strategy, execution, and leadership. Book Now.Support the showJoin the Podcast Newsletter: Link

HEADLINES:• UAE aims to cut dependency on Strait of Hormuz to 'zero' • Revolut gets UAE Central Bank licences ahead of full launch • Reliance and WhatsApp behind efforts to sabotage Telegram globally': CEO Pavel Durov  Newsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY

În acest episod îți fac cunoștință cu Cristina Berindei — mamă a trei copii, o slujitoare credincioasă a Domnului, cu o inimă răscumpărată prin harul lui Dumnezeu și o viață restaurată în moduri pe care, poate, nici ea nu și le-ar fi imaginat odinioară.Povestea Cristinei începe într-o copilărie marcată de traumă și continuă într-o viață de adult în care rănile trecutului au reapărut, într-o formă dureroasă, în propria ei căsnicie.Este o poveste despre cum ceea ce nu este vindecat nu dispare, ci tinde să se repete. Despre cum tiparele învățate în copilărie pot deveni, fără să ne dăm seama, alegerile de mai târziu. Și despre cât de ușor poți ajunge să trăiești viața pe care ai jurat cândva că nu o vei avea niciodată.Acesta este un episod de ascultat. Este o poveste care implică multă vulnerabilitate din partea Cristinei, dar și disponibilitate din partea ta, ca ascultător — să fii prezent, să asculți cu atenție și să lași ceea ce auzi să ajungă nu doar în mintea ta, ci și în inima ta.Este posibil ca unele momente să fie emoționante sau dificile. Dacă ai trecut prin experiențe similare sau simți că nu este momentul potrivit pentru tine, este în regulă să revii la acest episod mai târziu.Nu toate poveștile pot fi ascultate în orice moment al vieții, dar unele merită ascultate atunci când avem spațiul interior necesar pentru ele.Cred că atunci când cineva are curajul să își spună povestea, avem și noi responsabilitatea de a o asculta cu respect, empatie și grijă.Așa că te invit să asculți acest episod într-un moment în care simți că ai liniștea și resursele emoționale necesare pentru a-l parcurge alături de noi._______________Dacă VULNERABIL te-a ajutat în viața ta de credință — sau pur și simplu te-a atins într-un mod personal — ti-aș fi recunoscătoare dacă m-ai susține:

العناوين:• الإمارات تستهدف تقليل اعتمادها على مضيق هرمز إلى "صفر"• Revolut تحصل على تراخيص من مصرف الإمارات المركزي تمهيداً لإطلاقها الكامل في الدولة• بافيل دوروف يتهم Reliance وWhatsApp بالوقوف وراء محاولات تعطيل Telegram عالمياً

Slovenci radi vlagajo v nepremičnine, vendar nakup stanovanja za oddajo zahteva precej kapitala, časa in skrbi. Na Ljubljansko borzo prihaja nova nepremičninska investicijska družba, ki poslovne nepremičnine želi približati tudi manjšim vlagateljem. Vpis delnic poteka od 16. junija do 16. oktobra, kotiranje na borzi pa je predvideno do konca oktobra. Gre za prvi produkt te vrste na slovenskem trgu, pravi predsednik uprave NLB Skladov Luka Podlogar, ki hkrati priznava, da ne ve, kako se bodo odzvali slovenski vlagatelji. Pojasnil je, zakaj so se odločili za kotacijo na Ljubljanski borzi, čeprav bodo kupovali nepremičnine po vsej regiji jugovzhodne Evrope, kakšne donose in dividendno politiko lahko vlagatelji pričakujejo ter s kakšnimi tveganji se morajo sprijazniti. Dotaknila sva se tudi vprašanja likvidnosti za male vlagatelje in tega, ali lahko delnica, podprta s portfeljem poslovnih nepremičnin, postane alternativa neposrednemu nakupu garsonjere za oddajo. Pred mikrofonom: Luka Podlogar, predsednik uprave NLB Skladi ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridrži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ _____________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

Kriptomat po osmih letih delovanja zapira vrata. Podjetje, registrirano v Estoniji, je od leta 2018 malim vlagateljem omogočalo enostaven vstop v svet kriptovalut. Kot ključni razlog za zaprtje navajajo negotovost glede pridobitve licence po novi evropski uredbi MiCA (Markets in Crypto-Assets), ki uvaja strožja pravila za ponudnike kriptostoritev v Evropski uniji. Po pravilih MiCA morajo ponudniki do 30.6. 2026 pridobiti novo licenco ali pa ustaviti poslovanje. Pred mikrofonom Dejan Davidović, soustanovitelj Kriptomata ______________________ Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

V Sloveniji živimo relativno dobro. Imamo visoko kakovost življenja, dostop do narave, športno infrastrukturo in močno regionalno povezanost. A hkrati vse več ljudi skrbi prihodnost. Stopnja nezaupanja v politične institucije je izjemno visoka, zdravstveni sistem se sooča z resnimi težavami z dostopnostjo, absentizem narašča, mladi so vse bolj negotovi glede perspektive, vprašanja dolgoročne vzdržnosti pokojnin pa ostajajo odprta. Kaj vse to pomeni za prihodnost Slovenije? Kako bo umetna inteligenca transformirala slovenska podjetja in ali bomo ujeli ta vlak? Katere veščine bodo sploh prinašale višje plače v prihodnosti in zakaj slovenska politika namesto dolgoročne strategije še vedno raje vlada na podlagi javnomnenjskih anket in nagrajevanja z "bombončki"? Vse to in še več razkriva poročilo o kakovosti življenja v Sloveniji, ki so ga pripravili na Uradu za makroekonomske analize in razvoj (Umar)? Pred mikrofonom: dr. Peter Wostner, Umar Naroči se na YouTube in nas spremljaj v živo https://www.youtube.com/marjamilic Pridruži se pobudi Nula ni dovolj! Preveri na www.money-how.si/nula-ni-dovolj ______________________ Denis Avdić & Marja Milič predstavljata Psihologija denarja z avtorjem uspešnice Morganom Houslom 19.oktober 2026 I Hala Tivoli Podrobneje o dogodku https://psihologija-denarja.si/ ______________________ PRENOVLJENA DELAVNICA: Investiranje za začetnike Prijava: https://money-how.si/izobrazevanja ___________________ Spletna delavnica INR: kako izbrati račun, naložbe in strategije https://money-how.si/izobrazevanja/ ______________________ PONATIS KNJIGE: Mami, oči, ali smo mi bogati? Od žepnine do investiranja. Vodnik za starše, ki želijo razumeti upravljanje denarja in to znanje samozavestno prenesti na otroke. Tiskana knjiga https://money-how.si/knjiga/mami-oci-ali-smo-mi-bogati/ ____________________________ Money-How Premium: https://money-how.si/narocnine/ vključuje: - Modri AI - Finančni asistent, ki pomaga pri raznih finančnih dilemah https://money-how.si/modri-ai/ - Taxistent - Davčni asistent, ki pomaga pri oddaji davčne napovedi https://money-how.si/taxistent/ (deluje za IBKR; Revolut, Trade Republic... in kombinacijo vseh) - poglobljene članke -- vsa INR orodja (primerjalnik, iskalnik, strategije) ____________________________ Finančna delavnica je lahko čudovito darilo. Več preveri https://money-how.si/izobrazevanja ______________________ (delavnica) Investiranje v delnice: Kaj moram vedeti, ko se odločam za investiranje v delnice Prijava: https://money-how.si/izobrazevanja _____________________ DISCORD skupnost: V finančnih zagatah nismo sami, pridružite se nam na Discord Money-How / discord ______________________________ Več o Money-How na https://money-how.si/

What happens when customers stop opening banking apps and start managing their finances through AI assistants?In this episode, we sit down with Mathias Fanschek, Head of Digital Transformation and Retail Strategy at Raiffeisen Bank International, to explore how one of Europe's largest banking groups is preparing for a future of headless banking, agentic commerce and AI-powered customer experiences.With 18 million customers across 11 markets and managing over €200 billion in assets, Mathias shares what it really takes to move generative AI from experimentation to production. We had a good discussion about virtual mobile assistants, transforming legacy data infrastructure, and managing executive expectations in a rapidly changing, highly regulated landscape.You'll also hear Mathias' perspective on Revolut's new PRAGMA model, why context is the missing ingredient in today's AI experiences and how banks can remain trusted intermediaries as customers increasingly interact through AI-powered distribution channels.

This week's show dives straight into safety and equipment maker Halma (HLMA), which reported its full-year results on Thursday morning. It may be time to re-evaluate the company's description as one of the FTSE 100's least newsworthy businesses – it has been reaping the rewards of the AI boom. But with increased interest comes heightened expectations, and perhaps this is why its shares tumbled by 15 per cent on the day of the results. Mark Robinson digs into the details on whether this ‘quality stock' is more volatile than it once was.We then turn to big pharma giant GSK (GSK). The drugmaker made its largest deal in over a decade earlier this week with the acquisition of US cancer biotech Nuvalent. Julian Hofmann takes a look at the $11bn deal and what it means for the future of the pharmaceutical company.Finally we discuss venture capital trust Molten Ventures (GROW), whose investments in the likes of fintech Revolut and microsatellite operator ICEYE have helped boost its returns. Mark is back to explore its portfolio and looks at whether the trust is morphing into something different.Timestamps00:00 Introduction01:22 Halma14:47 GSK23:06 Molten Ventures32:25 OutroListen to more podcasts from Investors' Chronicle on Apple, Spotify and YouTubeInvestors' Chronicle has supported private investors in the UK for over 160 years by highlighting rewarding investment opportunities. Investors' Chronicle is a service by the Financial Times. Hosted on Acast. See acast.com/privacy for more information.

This episode is a personal and confronting reflection on how quickly even a cyberaware professional can lose control of a long-standing Gmail account. What began as a seemingly legitimate brand collaboration unfolded into a carefully orchestrated phishing attack that removed all security measures within seconds. The experience highlights how modern cybercrime blends patience, credibility signals, automation and psychological triggers to bypass even cautious users. The phishing grooming process and credibility signals used • The red flags hidden in plain sight • What happened in the 60-second account takeover  • The recovery journey and escalation through professional networks  • Three essential security measures: 2FA, passkeys and backup codes This story is not about fear. It is about awareness, practical action and understanding how sophisticated attacks have become. The lesson is simple: five minutes of security setup can prevent four days of stress. Apps & Tools Mentioned: 1Password, LastPass Authenticator, Coursera, Impact, Google, Gmail, Revolut, Claude, ChatGPT, LinkedIn, Twitter, TeamYouTube Episode resources and links: Alex falcon Huerta's story : https://www.linkedin.com/posts/alexfalconhuerta_fraud-alexfalconhuerta-share-7394786345610682370-s-49/  https://cyberwardens.com.au partners with the Australian Government to deliver free online security courses with verifiable CPD.   If this episode helped you, the best way to support the show is to leave a review somewhere as it helps more people find us. And if you want to continue the conversation, come find me Heather Smith | Accountant and Storyteller on:   LinkedIn: https://www.linkedin.com/in/HeatherSmithAU/ Accounting Apps newsletter: http://accountingapps.io/ Accounting Apps Mastermind: https://www.facebook.com/groups/XeroMasterMind YouTube Channel: https://www.youtube.com/ANISEConsulting X: https://twitter.com/HeatherSmithAU

The US has launched new strikes on Iran, Ireland's burning through its corporate tax bonanza, and the European Central Bank is trying to rein in fintech Revolut's “self-guided missiles” in the region. Plus, the FT's George Hammond breaks down whether public market investors believe Elon Musk's SpaceX can reach its ambitious goals ahead of its initial public offering. Mentioned in this podcast:Ireland told to rein in spending of corporate tax windfallECB moved to rein in Revolut's ‘self-guided missiles' in EuropeSpaceX's $1.78tn IPO asks investors to buy Musk's moonshotsWant to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann, Michael Lello and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

In this episode, we sit down with Stephen Tallon, a Partner at McCann FitzGerald, one of Ireland's leading law firms, where his practice focuses on emerging companies, venture capital, and M&A. Stephen trained in Ireland before spending almost a decade in London at Orrick, a global firm with deep roots in Silicon Valley, where he worked on some of the biggest deals across Europe and the US — including transactions involving Stripe, Revolut, and Salesforce Ventures. He's since returned home to Ireland with his family and joined McCann FitzGerald, which has one of the largest and most experienced emerging company and VC teams in the country, advising founders from pre-seed all the way to exit.In this conversation, we get into the legal side of fundraising that most founders overlook until it's too late. We cover:What investment readiness actually means from a legal standpoint, and what VCs are really evaluating in those first conversationsWhy your cap table could make or break a deal before it even gets startedWhat founders consistently get wrong before and after signing a term sheetThe key terms founders should push back on and which ones are genuinely non-negotiableWhat a Delaware flip actually involves for Irish companies pursuing US investment, and when to do itIf you're an Irish founder thinking about raising investment, this episode is packed with practical, honest advice on how to protect yourself and set your company up for the long run.About Stephen TallonStephen Tallon is a Partner at McCann FitzGerald LLP, where he focuses on emerging companies, venture capital, and M&A. He trained in Ireland before moving to London in 2017 to join Orrick, a global law firm headquartered in San Francisco, where he spent almost a decade advising on landmark transactions across Europe and the US with companies including Stripe, Revolut, Butternut Box, Graphcore, Salesforce Ventures, and Macquarie. Now back in Ireland, Stephen works with founders and investors at every stage, from pre-seed through to exit.About McCann FitzGeraldWith over 640 people across four countries and more than 480 lawyers and legal professionals, McCann FitzGerald LLP is one of Ireland's premier law firms. Operating from offices in Dublin, London, New York, and Brussels, the firm provides expert legal counsel to clients in Ireland and around the world across corporate, banking and financial services, disputes, and real estate. McCann FitzGerald has a long-standing reputation for innovation and excellence, and its emerging company and VC team is one of the largest and most experienced in Ireland.Want to get in contact with the Digital Irish team? Email us at podcast@digitalirish.com

Was zeigt Apple auf der WWDC über die Siri AI? OpenAI kündigt IPO-Filing an. Was Apples Restaurantrechnungs-Feature mit dem DMA zu tun hat und warum es in der EU nicht laufen wird. Im IPO-Corner stehen jetzt SpaceX, OpenAI und Anthropic gleichzeitig. SpaceX schließt zwei Milliarden-Cloud-Deals mit Anthropic und Google, ist beim Börsengang am Freitag aber nur doppelt überzeichnet. Goldman Sachs erwartet eine Verhundertfachung der KI-Sparte bis 2030. The Information enthüllt: xAI trainierte Grok monatelang auf Claude. Moonshot AI macht eine Achtfach-Runde. Meta zieht den Google-Move mit eigener Kapitalerhöhung. Bending Spoons (Komoot, AOL, Evernote, WeTransfer) plant einen Nasdaq-IPO. Meta bildet eigene Data-Center-Bauarbeiter aus. Chinas Exporte fallen. Landgericht Frankfurt verhängt Ordnungsgeld gegen Meta. Unterstütze unseren Podcast und entdecke die Angebote unserer Werbepartner auf ⁠⁠⁠⁠⁠⁠doppelgaenger.io/werbung⁠⁠⁠⁠⁠⁠. Vielen Dank!  Philipp Glöckler und Philipp Klöckner sprechen heute über: (00:00:00) WWDC: Apple-Refactoring & Siri AI (00:11:26) DMA-Stopp: Apple AI nicht für die EU (00:19:58) IPO-Corner: SpaceX, OpenAI, Anthropic (00:24:24) Anthropic + Google mieten Colossus (00:27:37) SpaceX Lock-up: Sale ab August (00:31:39) Goldman: SpaceX-AI 100x bis 2030 (00:36:33) SpaceX nur 2x überzeichnet (00:40:15) Retail-Offensive: Trade Republic, Revolut & Co. (00:55:44) SpaceX-Disclaimer & Kraken 5x Perp (00:59:21) XAI trainierte GROK auf Claude (01:02:39) Moonshot AI bei $30 Mrd. (01:04:51) Kalshi zahlt Influencer für Wahl-Narrative (01:07:12) Meta zieht den Google-Move (01:12:17) Bending Spoons plant Nasdaq-IPO (01:16:37) Meta Workforce Academy (01:18:22) Google AI Plus auf $4,99 (01:31:34) Pik-Temu: Chinas Exporte fallen (01:33:10) Landgericht Frankfurt straft Meta Shownotes Apple verschiebt Siri AI in der EU wegen DMA - apple.com OpenAI reicht IPO-Filing vertraulich ein - bloomberg.com SpaceX-IPO 2-fach überzeichnet, Orders schließen Mittwoch - bloomberg.com Google mietet SpaceX-Compute für $920 Mio. pro Monat - bloomberg.com SpaceX signs $30bn deal to lease computing capacity to Google - ft.com Goldman Sachs expects SpaceX's AI revenue to increase 100-fold by 2030 - ft.com Cursor erreicht $4 Mrd. annualisierten Umsatz - forbes.com SpaceX-IPO belebt europäisches Retail-Investing - reuters.com Kraken launcht SpaceX 5x Leverage Perp - blog.kraken.com XAI trainierte GROK monatelang auf Claude-Outputs - the-decoder.com Moonshot AI sucht $30 Mrd. Bewertung - bloomberg.com Kalshi: Bezahlte Influencer sollen LA-Wahl-Posts löschen - semafor.com Meta weighs big equity raising after blockbuster Google deal - ft.com Bending Spoons reicht US-IPO ein - reuters.com Meta launcht Workforce Academy für Data-Center-Bauer - wsj.com Google senkt AI-Plus-Preis auf $4,99 - 9to5google.com Chinas E-Commerce-Export stockt durch Iran-Krieg - reuters.com Landgericht Frankfurt: Ordnungsgeld gegen Meta - spiegel.de

 EPISODE DESCRIPTION I sat down with Brian Gerrard, founder of PaySlice, who spent seven years living across Latin America before building one of the most human-centered fintech startups I have come across. Brian started by connecting friends in emerging markets with remote jobs, then realized they were losing massive chunks of their income to inflation and bad exchange rates. That led him to build PaySlice , a platform that lets workers access their earned wages daily and get paid in stablecoins instead of a depreciating local currency. We talk about how he grew to nearly 10,000 users mostly through word of mouth, why he chose payroll over remittances, how he is embedding PaySlice into gaming and credit apps with zero customer acquisition cost, and where he sees this going as one point two billion people receive a paycheck every month. This is a real conversation about real problems, real traction, and what it actually takes to build something that matters. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT PaySlice Website: https://www.payslice.comBrian Gerrard LinkedIn: https://www.linkedin.com/in/brianjgerrard/Brian Gerrard Email: mailto:brian@payslice.comWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:01] Sam introduces Brian Gerrard from PaySlice and the show's focus on payment infrastructure innovation• [01:36] Brian shares his background , leaving San Francisco to explore Latin America, which turned into a seven-year journey• [02:59] How Brian's staffing agency workers in Argentina, Colombia, and Jamaica asked to be paid daily and in USD, sparking the PaySlice idea• [03:58] PaySlice launches and grows to nearly 10,000 employees on the platform• [05:04] Why stablecoins have real product-market fit , stablecoin transaction volumes now surpassing Visa and Mastercard combined• [07:18] The B2C and B2B sides of PaySlice and which industries are gaining traction, including staffing agencies and payroll companies• [09:30] How traditional payroll tools force-convert currencies and silently take 3.5% from employees without employers knowing• [12:08] How PaySlice acquired most of its users through word-of-mouth and a referral boost mechanic• [13:21] Plans for a physical card launch in 18 countries in Q3 or Q4• [16:34] Brian's growth marketing background at Twitch, where he scaled to 25 million monthly active users• [17:44] Using paid advertising in English and Spanish to target the US-Latin America remittance corridor• [19:08] How analyzing user transaction data via Plaid led to zero-CAC distribution deals with credit repair and mobile gaming companies• [21:03] Companies Brian admires , Revolut and Wise for solving currency frustration at scale• [22:22] The most misunderstood part of crypto-powered payroll and why employers need more empathy toward employees in unstable currencies• [23:05] Founder advice: listen to the market, hold beliefs loosely, and recognize the difference between good struggle and the wrong fit• [30:29] Brian's 10-year vision , getting 1.2 billion monthly paycheck recipients paid every day instead of once a month• [31:27] PaySlice's current seed raise, embedded finance partnership opportunities, and revenue share model

PayPal im Umbau, Wero mit ernüchternden Nutzungszahlen und Chase startet in Deutschland – André und Jochen Siegert ordnen die wichtigsten Fintech-Bewegungen im Mai ein.

Crypto News: MasterCard expands settlement to support regulated stablecoins including USDC , RLUSD and PYUSD across Ethereum, Solana, Base, Arbitrum and XRP L.edger. Payment giants Stripe, Visa, Mastercard said to be among backers of soon-to-debut stablecoin platform. Cardano founder Charles Hoskinson says dapps on the chain will fail.Brought to you by

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comI was going to write about money transfer company Wise (WISE.L/WSE.US) this week.The company recently listed on the Nasdaq, demoting its London listing to secondary, and the prospects looked rosy. UK-listed companies trade at lower valuations because they are listed in the UK. America not only has greater depths of capital, it values tech, growth and success. In the UK they get ignored, taxed or regulated - or all three.And there is another thing. Have you ever tried being an American and sending money abroad? Boy, is it tiresome. And slow, and bureaucratic, and expensive. Wise solves a genuine problem of cross-border payments and solves it well. Its user base was therefore growing. Meanwhile, its infrastructure is increasingly becoming embedded throughout the banking system itself, the plumbing behind international payments.But then on Monday Belgium announced it was investigating Wise, as it suspected the company is “used by criminals to launder the proceeds of fraud, corruption and drug trafficking”, and the stock promptly sank 15%.I have little doubt that Wise, like Revolut and every other payments platform, is used for money laundering, just as Facebook is used for hate speech, and WhatsApp to deal drugs. Money itself is used for money-laundering. Banks are used for money laundering. The stock market is used for money laundering. Cash is used for money laundering too. I guess, the question is whether the company is guilty of “non-compliance with anti-money laundering legislation”.Maybe it turns out to be procedural and manageable - the rebound in the stock suggests that is the case. Maybe it becomes something more serious. We shall see - and I shall probably wait before committing my precious capital. How long will I wait? Not sure. These kinds of investigations have a tendency to drag on.But the episode brings me to why bitcoin was invented int he first place, and this week I have had several worried messages about it. Do I still like it? And, more importantly. WTF is going on?As I'm sure you know, the price has fallen quite sharply.On one of my investor WhatsApp groups, which has some smart people, many are asking if it really is game over for bitcoin. “Does ANYONE have a good document about the actual use cases of bitcoin?” asked one. “I simply don't see the point. I see a 15-year track record of promises that it will change the world but with zero actual use cases in my life.”Somebody else chimed in, “The world is changing meaningfully with AI, chips, oil, geopolitics, rare earths, gold, silver etc. I'm just not sure bitcoin fits”These observations are quite valid. What's it for? You just need to look at the price to see it isn't a hedge against inflation. Nobody uses it for micropayments. It hasn't solved financial exclusion in the Third World. It's not private. It's not used as a day-to-day medium of exchange. It hasn't replaced fiat. It hasn't fixed any of things it was supposed to fix. Quantum computing's going to take it out. What's the point?Remember: narrative follows price. Not the other way round. Bear markets are vicious. They grind you down psychologically. They make you doubt the underlying asset itself. So let's address that question. W hat is the point of bitcoin?

On est dans une bulle IA. La vraie question : à quel endroit de la courbe tu rentres — et quand tu sors.Thomas Rebaud a parié sur Anthropic, Revolut et SpaceX avant que tout le monde en parle. Il ne touche pas à la bourse. Il ne fait que de l'investissement privé. Et il explique pourquoi c'est là que se crée vraiment la valeur.Dans cet épisode :∙ Ce qu'est une bulle — et pourquoi celle de l'IA en est une∙ Comment Nvidia et OpenAI font tourner les milliards en rond∙ Pourquoi une IPO d'OpenAI pourrait tout faire s'effondrer∙ Où investir selon ton capital (10k, 25k, 50k+)∙ Pourquoi 74% des gens qui font du day trading perdent de l'argent∙ Le moment exact où il faut sortir (et comment le reconnaître)

Europe's startup ecosystem is maturing rapidly, with companies like Revolut, Lovable, and Legora demonstrating that world-class technology businesses can be built and scaled on the continent. While the US remains the dominant force in venture-backed software as home to the largest markets, the deepest capital pools, and the most ambitious exit culture, a growing number The post The European Startup Scene appeared first on Software Engineering Daily.

VLOG May 26 Unsealing project: Suno AI in Boston, Inner City Press filing docketed: https://storage.courtlistener.com/recap/gov.uscourts.mad.272063/gov.uscourts.mad.272063.233.0.pdf Sikkema guilty, book: https://books.google.com/books?id=hsDbEQAAQBAJ Revolut bank challenged by @FinanceWatchOrg https://www.patreon.com/posts/bank-beat-for-in-158964926 UN

In this episode, Lex chats with Mike Milotich — Chief Executive Officer of Marqeta, the modern card issuing platform that processed nearly $400 billion in payments volume in 2025, and is certified to operate in 40+ countries, growing over 30% for the third straight year. They discuss how Marqeta's separation of bank, processor, and brand armed fintech's largest winners across buy now pay later, on-demand delivery, neo-banking, and expense management with the Lego blocks to build their own card programs.  Mike explains how the company's growth is shifting from enabling new use cases to displacing volume on legacy bank platforms, and they explore why card issuing is going multinational, what the agentic commerce wave actually requires to clear security and behavioural hurdles, and how Marqeta's continued growth runs through embedded finance, real-time personalisation, and the forced modernisation of the banks themselves. NOTABLE DISCUSSION POINTS: The BNPL business model is flipping from merchant rails to consumer cards. Marqeta originally solved the merchant scale problem for buy now pay later via virtual cards, removing the need for tens of millions of merchants to integrate a new button at checkout. The current shift is more important: BNPL players are now issuing consumers their own physical and virtual cards usable anywhere cards are accepted, turning BNPL from a merchant-acceptance game into a direct consumer value proposition. BNPL volume has grown over 50% year-on-year for Marqeta in recent quarters. Card issuing is going multinational, and that breaks the legacy bank model. Banks have always been local on the consumer side, with only a handful multinational on the commercial treasury side. The next generation of card issuers, neo-banks like Revolut and Nubank, plus large global platforms embedding financial products into existing user bases, are global by default. A single platform that issues cards, and is certified to operate across 40+ countries, becomes the strategic moat, and legacy processors built to serve domestic bank programs aren't structured to compete. The growth story is moving from expanding the pie to displacing the incumbents. To date, Marqeta has mostly powered new card use cases that didn't exist before — on-demand delivery, BNPL, neo-banking, expense management. Mike's forward thesis is a phase change: pressure from fintech winners is forcing banks to modernise, and the next leg of growth comes from displacing volume sitting on legacy bank-controlled platforms. Real-time personalised rewards, where the same card delivers different offers to different cardholders based on live data, is the wedge that legacy infrastructure can't deliver. TOPICS Marqeta, Visa, Mastercard, American Express, PayPal, Payments, card issuing, embedded finance, fintech, BNPL, neobank, agentic commerce, e-commerce, crypto, stablecoins, programmable money, machine economy, agentic AI   ABOUT THE FINTECH BLUEPRINT

VLOG May 22 Brazil murder trial closings, US v Sikkema https://matthewrussellleeicp.substack.com/p/art-world-hit-trial-for-murder-of-661 Live Nation, states mull Ticketmaster break-up, PA FOIA filings due. Tennis union fight; @FinanceWatchOrg v Enova-Grasshopper, Revolut coming. Volker Turk's $400 a day DSA on SG junket

Marc Rubinstein joins Excess Returns to explain what private credit, bank earnings, insurance balance sheets, fintech growth, and arbitrage firms reveal about the modern financial system. The conversation covers why private credit risks may not be systemic in the traditional banking-crisis sense, but still matter for investors because of redemption gates, hidden leverage, opaque structures, incentive conflicts, and correlations that can spike when markets are under stress.Marc Rubinstein on Xhttps://x.com/MarcRubyNet Interesthttps://www.netinterest.co/In this episode, we discuss:Why the Fed says private credit redemption risks are limited and manageableWhat Blue Owl's redemption gates reveal about private credit liquidityHow post-2008 bank regulation pushed risk into private credit, hedge funds, trading firms, and exchangesWhy banks and private credit firms are both competitors and collaboratorsThe “layer cake” of leverage connecting banks, private credit, and borrowersHow HSBC's loss tied to Atlas and MFS highlights hidden credit risksWhy insurance companies have become increasingly tied to private creditWhy rapid growth can be dangerous in financial businessesWhat bank earnings show about the gap between weak consumer confidence and resilient spendingWhy post-mortem reports from SVB, Credit Suisse, and other failures reveal what investors could not see in real timeHow Revolut became one of the most interesting fintech stories in global bankingWhy Marc calls this a potential golden age of arbitrageWhat Jane Street, public BDC discounts, private asset valuations, and geopolitical fragmentation tell us about market structureWhy investors may still be too anchored to the 2008 banking playbookWhere Marc sees risk and opportunity in financials, banks, Europe, and non-bank financial institutionsTimestamps:00:00 Private credit, hidden risks, and correlation spikes05:03 Why Blue Owl became a private credit warning sign10:20 How private credit grew after the 2008 financial crisis15:30 Banks and private credit as financial “frenemies”19:44 HSBC, Atlas, MFS, and the layer cake of leverage24:11 Apollo, Athene, insurance assets, and private credit incentives29:20 Why higher rates have not broken more of the financial system33:40 Bank earnings, consumer confidence, and resilient spending37:20 Why “I don't know” can be a powerful signal from bank CEOs41:46 Revolut and the ambition to build a truly global bank47:38 Why growth can be dangerous in finance52:19 Private assets, public BDC discounts, and arbitrage opportunities56:34 What investors misunderstand about banks today59:31 How Marc would think about financials as a long-short investor