Podcasts about Standing

Shortly after moving into a new house, a young boy starts hearing his name constantly called by unseen voices. But the day he came home early changed everything. Standing in the kitchen, he saw his father's head slowly peeking around the wall—silent, wrong.When he blinked, it vanished... Follow Be. Busta on Insta: @Be.Busta To listen to the podcast on YouTube: http://bit.ly/BeScaredYT Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: http://bit.ly/BeScaredPod If you want to support the show, and get all the episodes ad-free go to: https://bescared.supercast.com/ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/BeScaredPod. If you would like to submit a story for the chance to have it narrated on this channel, please send your story to the following email: Bish.Busta@gmail.com Music: All music was taken from Myuuji's channel and Incompetech by Kevin Mcleod which can be found here: https://www.youtube.com/user/myuuji http://incompetech.com/. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In a new decision, the U.S. Supreme Court has allowed a Republican congressman to challenge a state election law. The decision is highly consequential in the precedent that it sets. With this ruling, the Supreme Court has decided that a candidate for office does in fact have the legal standing to sue over an election policy that he or she believes is illegal. The implications of this ruling are truly significant—especially if you remember what happened in the 2020 election, when many of the legal challenges that were raised were dismissed not based on the merits of the case, but due to a “lack of standing.” So today, let's go through the details of this particular case, what the ruling is, and what it means for future elections.

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

Send us a textToday on The Prather Point LIVE at 2 pm ET on:https://rumble.com/v74djmq-exclusive-u.s.-small-arms-for-iran-standing-by.htmlTRUMP JUST MADE DRUG WAR PRECEDENT PROFITABLE!BREAKING: U.S. SPECIAL FORCES BACK IN MEXICO!SMALL ARMS = SMALL ARMS INSTRUCTORS!IRAN DEATH THREATS TRUMP, CIA CELEBRATES!SUSAN BRADFORD'S BLACK ROCK BAMBOOZLE!

Israel. Iran. Gaza. Global unrest. Biblical prophecy. Light vs Darkness. In this powerful and unfiltered episode, of the Land of Israel Guys podcast we dive deep into what's really happening right now in the Middle East and why the world's response is revealing far more than headlines admit. Broadcasting directly from the land of Israel, Christian Zionists and an Orthodox Jewish rabbi come together to expose the masks being removed across governments, media, global institutions, and influencers. From Iran's internal collapse and global silence, to the Gaza war, Hamas, Hezbollah, UN hypocrisy, and rising antisemitism, this episode connects real-time events with biblical truth and prophecy. We discuss: • Why global protests vanish when Iran's people are slaughtered • How Israel has become the dividing line between light and darkness • The spiritual roots of antisemitism and global hypocrisy • Iran, Qatar, Saudi Arabia, NATO, and the Abraham Accords — what's really happening • Why Israel's survival defies logic — and what that means spiritually • Dead Sea Scroll prophecy, biblical cycles, and the end-times lens • Should Jews make Aliyah right now? • What happens if Iran falls — and Persia reunites with Israel? This is not political theater. This is history unfolding in real time. Whether you're Christian, Jewish, or simply searching for truth beyond mainstream narratives, this episode challenges you to see the world clearly and to decide where you stand.

THE BATTLE FOR NEW YORK AND THE STANDING MIRACLE Colleague Joseph Ellis. Washington moved the army to New York to uphold civilian control, despite the location being militarily indefensible. Ellis notes that the Howe brothers, hoping to negotiate peace, hesitated to destroy the Continental Army. Washington realized that reliance on militia was a delusion and a disciplined army was necessary for a protracted war. The army's escape from Long Islandacross the East River was a "standing miracle" that saved the revolution from annihilation. NUMBER 41807

What if the strongest thing you could do today isn't pushing harder—but finally admitting you need help to survive and thrive?In this deeply inspirational and motivational podcast episode, Reginald D sits down with former NBA All-Star, author, and mental health advocate James Donaldson for a raw, honest, and powerful motivational speech–driven conversation about success, identity, mental health, and choosing life. James is also the founder of the Your Gift of Life Foundation. From unseen battles of depression, anxiety, and suicidal thoughts, this episode delivers an inspirational motivational message for anyone who looks strong on the outside but feels broken on the inside. This is a must-listen motivational speech podcast about resilience, purpose, and standing above the crowd when life tries to pull you under.Many people appear successful, disciplined, and accomplished—yet silently struggle with loneliness, depression, identity loss, and emotional exhaustion. This inspirational and motivational speech-style podcast episode speaks directly to listeners navigating high-pressure careers, personal loss, mental health challenges, or the quiet pain of feeling alone despite outward success. Through lived experience and hard-earned wisdom, this episode helps you reframe strength, rediscover purpose, and understand that asking for help is not weakness—it's a powerful act of motivation and self-preservation.Press play now to experience this unforgettable inspirational and motivational speech conversation and walk away with renewed strength, clarity, and hope for your life.James's contact info:Your Gift of Life  Foundation - www.yourgiftoflife.orgInspirational podcast, motivational podcast, motivational speech, inspirational motivational episode, mental health motivation, success and identity, life after sports, men's mental health, suicide prevention, purpose after pain, resilience motivation, inspirational stories of hope, personal growth podcast, NBA, James Donaldson, motivational, inspirational, inspirational stories, motivational and inspirational. faith and motivation, ChristianSend us a textSupport the showFor daily motivation and inspiration, subscribe and follow Real Talk With Reginald D on social media:Instagram: realtalkwithreginaldd TikTok: @realtalkregd Youtube: @realtalkwithreginald Facebook: realtalkwithreginaldd Twitter Real Talk With Reginald D (@realtalkRegD) / TwitterWebsite: Real Talk With Reginald D https://www.realtalkwithreginaldd.com Real Talk With Reginald D - Merchandise

* Standing for Biblical Science: This week Fred Williams and Doug McBurney welcome Brian Lauer bible & science speaker and evangelist to tell us all about the week of celebration of the life and work of Dr. Walt Brown and his Hydroplate Flood Model.   * Battle Stations: Hear Brian explain how believers should be equipped with every available weapon in the battle for the hearts and souls of men; including the facts about Catastrophic Plate Tectonics (CPT) and Hydroplate Theory (HPT) and everything we can have on board to promote a better understanding of creation and the flood from the bible and from Real Science!   * Challenging the Archdiocese: Call it an Archdiocese, call it a Commiserate, call it a Triumvirate, or just call it "a good ole boys" network that's become corrupted by tunnel vision, donor angling and pride - but call it out! Check out how thinking believers and creationists must challenge the faulty science undermining what Doug McBurney calls the "three headed monster" for CPT: Answers in Genesis, Creation Research Society and Institute for Creation Research. Which organization will be first to abandon the Darwinian Evolution level story-telling & science denial (and bible denial) of CPT?   * Keep Real Science Radio on the air: With your help Real Science Radio broadcasting will continue broadcasting bold, evidence-based science to thousands of listeners across AM 670 KLTT Denver, YouTube, podcast platforms, and around the world. Your support helps: Produce and edit weekly content Conduct research and develop new ideas Maintain the studio, equipment and software Distribute programs across major platforms Reach more people with science that confirms Scripture

* Standing for Biblical Science: This week Fred Williams and Doug McBurney welcome Brian Lauer bible & science speaker and evangelist to tell us all about the week of celebration of the life and work of Dr. Walt Brown and his Hydroplate Flood Model.   * Battle Stations: Hear Brian explain how believers should be equipped with every available weapon in the battle for the hearts and souls of men; including the facts about Catastrophic Plate Tectonics (CPT) and Hydroplate Theory (HPT) and everything we can have on board to promote a better understanding of creation and the flood from the bible and from Real Science!   * Challenging the Archdiocese: Call it an Archdiocese, call it a Commiserate, call it a Triumvirate, or just call it "a good ole boys" network that's become corrupted by tunnel vision, donor angling and pride - but call it out! Check out how thinking believers and creationists must challenge the faulty science undermining what Doug McBurney calls the "three headed monster" for CPT: Answers in Genesis, Creation Research Society and Institute for Creation Research. Which organization will be first to abandon the Darwinian Evolution level story-telling & science denial (and bible denial) of CPT?   * Keep Real Science Radio on the air: With your help Real Science Radio broadcasting will continue broadcasting bold, evidence-based science to thousands of listeners across AM 670 KLTT Denver, YouTube, podcast platforms, and around the world. Your support helps: Produce and edit weekly content Conduct research and develop new ideas Maintain the studio, equipment and software Distribute programs across major platforms Reach more people with science that confirms Scripture

ABOUT JENNIFER:LinkedIn Profile: https://www.linkedin.com/in/thejenniferwalsh/ Websites:https://www.walkwithwalsh.comBio:For nearly 30 years, Jennifer has been at the forefront of transformative movements in beauty, retail, & biophilic design. As a consummate innovator, she has been dedicated to reimagining the human experience, whether through pioneering retail concepts, creating immersive outdoor experiences, or driving biophilic design solutions across industries.In the 1990s, Jennifer founded Beauty Bar, the first experiential omni-channel beauty brand in the U.S., introducing open-sell environments, curbside service, and men's skincare departments, concepts that reshaped how people shop for beauty. This trailblazing work integrated biophilic principles long before they became mainstream, earning recognition as an industry innovator. After selling Beauty Bar ultimately purchased by Amazon in 2011, she continued to build groundbreaking businesses and brands, always staying ahead of the curve. Another first was created in 2014 with Pride & Glory, a collegiate beauty brand. Today, she guides large and small scale biophilic design projects to create spaces that promote human flourishing. From Recharge Rooms to retail spaces, homes, schools, and urban landscapes, her work transforms environments into ecosystems of opportunity. All inspired from lived experiences. Jennifer helps organizations leverage the neuroscience of nature to enhance experiences, foster resilience, and build deeper connections within their organizations.SHOW INTRO:Welcome to Episode 84! of the NXTLVL Experience Design podcast…In every episode we follow our catch phrase of having “Dynamic Dialogues About DATA: Design, Architecture, Technology and the Arts.” And as we continue on this journey, we'll have guests that are thought provoking futurists, AI technology mavens, retailers, international hotel design executives as well as designers and architects of brand experience places.We'll talk with authors and people focused on wellness and sustainable design practices as well as neuroscientists who will continue to help us look at the built environment and the connections betw een our mind-body and the built world around us.We'll also have guests who are creative marketing masters from international brands and people who have started and grown some of the companies that are striking a new path for us follow.If you like what you hear on the NXTLVL Experience Design show, make sure to subscribe, like, comment and share with colleagues, friends and family.The NXTLVL Experience Design podcast is always grateful for the support of VMSD magazine.VMSD brings us, in the brand experience world, the International Retail Design Conference. I think the IRDC is one of the best retail design conferences that there is bringing together the world of retailers, brands and experience place makers every year for two days of engaging conversations and pushing us to keep on talking about what makes retailing relevant. You will find the archive of the NXTLVL Experience Design podcast on VMSD.com.Thanks also goes to Shop Association the only global retail trade association dedicated to elevating the in-store experience. SHOP Association represents companies and affiliates from 25 countries and brings value to their members through research, networking, education, events and awards. Check then out on SHOPAssociation.org Today, EPISODE 84… I talk with Jennifer Walsh who for nearly 30 years, has been at the forefront of transformative movements in beauty, retail, & biophilic design. Jennifer is an innovator, and has been dedicated to reimagining the human experience, whether through pioneering retail concepts, creating immersive outdoor experiences, or driving biophilic design solutions across industries.Talking about biophilic design isn't new on the podcast, this time though we bolt on retailing, neuroscience and experience. This conversation is more introspective and looks at one's motivation to change to considering our environments and biophilic design from the point of view of sense of well-being and personal growth.We'll get there in a minute but... first a few thoughts…*                     *                          *                          *If you go back to the early episodes of the podcast, you'll come across Bill Browning. Bill and I connected while I was working the hospitality industry and focusing my efforts on the redesign of the Westin guestroom and lobby design strategy.Bill's world is Biophilic – both literally and philosophically, may be even existentially. He literally wrote the book on Biophilic Design's 14 principles, which now includes a 15th with the addition of ‘Awe,' and he has written a more recent publication with Katie Ryan called “Nature Inside,” it is a terrific handbook to implementing Biophilic design principles in built environments.I think a lot about the design of places where nature has been completely eliminated - think major downtown cities in any corner of the world.It is also not lost on me that when I sit working in my Home Office I have the extraordinarily good fortune to lookout on 2 1/2 acres of green space with a rolling hill down towards a creek that when it rains particularly hard overflows and becomes a small river in my backyard. But this point of view to my backyard and the way I feel sitting on my deck having a morning coffee is not just about the warm feeling of my cup in my hands but that there are key principles of biophilic design at play - namely refuge and prospect. Being exposed daily to these perspectives towards a forest at the back of my property I have an immediate body sense of calm, wonder and awe.I see sun rises to the left of my property and sun sets to the right. The re are Canada geese that, like clockwork, fly over my backyard every fall as they migrate South. I'm attuned to the textures and colors of the sky and the varying degrees of light intensity - bright and brilliant and dreary and diffused.All of these features of a natural world have the effect of putting me at ease.In the past few years, I've begun to connect that mind body experience, the somatic experience of natural places, with what I understand about neuroscience and our long evolutionary history of living the largest proportion of our human development among trees - in a real jungle versus the concrete ones that we have now built all around us.It's no surprise that the Japanese practice of Shinrin-yoku – forest bathing – is actually therapeutic. When we immerse ourselves in a forest atmosphere, using all five senses to connect with nature, we are promoting stress reduction and well-being. Slowing down, and taking mindful walks, appreciating sights, sounds, and smells is so good for us and yet many of us, especially those who are city dwellers, rush from place to place making sure to stay on the clock moving from one appointment to the next and filling our schedules every day with a mind-numbing number of things to check off on our To Do List Taking a moment to disconnect from technology calms the mind and body and has proven benefits like lower stress hormones and boosting immunity.The multi layered, highly textured and colored natural environments that we have evolved from, are often being replaced by environments of banality that actually have deep psychological effects when we are continually exposed to boring buildings.Bringing this intuitive sense, that natural environments support well-being, into the design of built environments, and intentionally creating places that reference biophilic principles, often proves very hard to do in a world where efficiency and productivity leading to increased profitability are what we are taught to drive towards as a reflection of success.Many times, adding plants to a space is an afterthought, like decoration, to make things look better - but they are not really being incorporated as a strategy for building environments to enhance well-being. Interestingly though, when people learn more about how to apply biophilic principles, beyond simply introducing plants as a nod to creating more nature-based experiences, they begin to also understand that their assumptions about adding additional cost may not be well founded. If you consider designing with nature in mind from the get-go, incorporating principles of biophilic design in the places we build as part of the strategy, then managing the costs is totally achievable.Anthropologie stores are a great example of introducing living green walls to their stores. Too be sure, these are not without expense both in their implementation and maintenance but the effect of walking up the grand staircase with this green wall rising from floor to ceiling across multiple levels feels wonderful. I still remember one of my first experiences in the Anthropologie store on Regent Street in London and have since sought to find similar experiences in other retail stores around the world. Design ideas like the green walls in Anthropologie stores is a conscious, intentional, move that enhances experience as well as environmental air quality. We simply feel better when we were places like this and if that turns into reduced absenteeism of associates or increased customer visits then… all the better. There's no question that being under a wash of fluorescent light standing on hard surfaces or sitting in cubicles is perhaps one of the worst ways to be productive and happy in our workplaces. I would imagine that sales associates in Anthropologie stores generally feel better than in big boxes with uniform high intensity lighting, relentless aisles of merchandise, hard surfaces and stale air with no natural sunlight.Full disclosure, when I look back over my career of designing retail places, very infrequently has the design team spent time considering what it would be like to be a sales associate in one of these places. Standing for hours on end in environments that are depleting leads to poor interactions between sales teams and customers. Seems kind of obvious but when people feel better in their workplaces, they're more likely to translate that to positive interactions with guests. More positive interactions with guests could naturally lead to larger basket size and increased number of return visits. All good if you're a retailerAnd yet, we seldom see retail places that fully embrace ideas that support well-being through the strategic introduction of biophilic design principles.New disciplines in the world of neuroscience like neuroaesthetics are beginning to be more widely accepted in the design community and there is a broader recognition about the positive effects of creating environments that apply principles of biophilia that enhance a sense of well-being. And while there is a growing trend of wider adoption of neuroaesthetics we need to keep on beating the drum about environments that are actually good for us.This is where the story leads to my guest Jennifer Walsh.In the 1990s, Jennifer founded Beauty Bar, the first experiential omni-channel beauty brand in the U.S., introducing open-sell environments, curbside service, and men's skincare departments - concepts that reshaped how people shop for beauty. Jennifer says that she just wanted people to feel good when they came into her store and she somehow intuitively knew that introducing elements of biophilia, though I'm not sure that we actually even had a name for it back then, into her store, would attract people, have them stay longer and return more often.Jennifer's integration of biophilic principles, long before they became mainstream, earned her recognition as an industry innovator. After Beauty Bar was ultimately purchased by Amazon in 2011, she continued to build groundbreaking businesses and brands, always staying ahead of the curve.Today, she guides large and small scale biophilic design projects to create spaces that promote human flourishing. In retail spaces, homes, schools, and urban landscapes, her work transforms environments into ecosystems of opportunity. All inspired from lived experiences. Jennifer helps organizations leverage the neuroscience of nature to enhance experiences, foster resilience, and build deeper connections within their organizations.ABOUT DAVID KEPRON:LinkedIn Profile: linkedin.com/in/david-kepron-9a1582bWebsites: https://www.davidkepron.com    (personal website)vmsd.com/taxonomy/term/8645  (Blog)Email: david.kepron@NXTLVLexperiencedesign.comTwitter: DavidKepronPersonal Instagram: https://www.instagram.com/davidkepron/NXTLVL Instagram: https://www.instagram.com/nxtlvl_experience_design/Bio:David Kepron the Retail Studio Principal for the architecture and design firm Little (https://www.littleonline.com). He is a multifaceted creative professional with a deep curiosity to understand ‘why', ‘what's now' and ‘what's next'. He brings together his background as an architect, artist, educator, author, podcast host and builder to the making of meaningful and empathically-focused, community-centric customer connections at brand experience places around the globe. David is a former VP - Global Design Strategies at Marriott International. While at Marriott, his focus was on the creation of compelling customer experiences within Marriott's “Premium Distinctive” segment which included: Westin, Renaissance, Le Meridien, Autograph Collection, Tribute Portfolio, Design Hotels and Gaylord hotels. In 2020 Kepron founded NXTLVL Experience Design, a strategy and design consultancy, where he combines his multidisciplinary approach to the creation of relevant brand engagements with his passion for social and cultural anthropology, neuroscience and emerging digital technologies. As a frequently requested international speaker at corporate events and international conferences focusing on CX, digital transformation, retail, hospitality, emerging technology, David shares his expertise on subjects ranging from consumer behaviors and trends, brain science and buying behavior, store design and visual merchandising, hotel design and strategy as well as creativity and innovation. In his talks, David shares visionary ideas on how brand strategy, brain science and emerging technologies are changing guest expectations about relationships they want to have with brands and how companies can remain relevant in a digitally enabled marketplace. David currently shares his experience and insight on various industry boards including: VMSD magazine's Editorial Advisory Board, the Interactive Customer Experience Association, Sign Research Foundation's Program Committee as well as the Center For Retail Transformation at George Mason University.He has held teaching positions at New York's Fashion Institute of Technology (F.I.T.), the Department of Architecture & Interior Design of Drexel University in Philadelphia, the Laboratory Institute of Merchandising (L.I.M.) in New York, the International Academy of Merchandising and Design in Montreal and he served as the Director of the Visual Merchandising Department at LaSalle International Fashion School (L.I.F.S.) in Singapore.  In 2014 Kepron published his first book titled: “Retail (r)Evolution: Why Creating Right-Brain Stores Will Shape the Future of Shopping in a Digitally Driven World” and he is currently working on his second book to be published soon. I caught up with Bryan at the SHOP Marketplace event in Charlotte and chatted about his focus on shaping what comes next in digital signage and experiential design. The NXTLVL Experience Design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production is by Kano Sound. The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too.

In this special episode of the Remembering and Reenchanting podcast, hostess Reverend Sara Jolena Wolcott is joined by her friend, former student and collaborator, Gayano Shaw, for a reflection on the year of 2025. Going beyond our normal format where Sara Jolena uplifts other people's work or shares some of her own, she invites Gayano to help her hold her own reflection. The process is loosely modeled after Sara Jolena's circular time rituals.Standing in the beginnings of 2026, Sara and Gayano look back at a year marked by profound personal and collective shifts—from the literal birth of a new family member to the mourning of six significant deaths in six months as well as immense political change. They explore what it means to "take down the altar" in times of upheaval of cosmovision, the power of indigenous-led rematriation, and letting life help us learn to refine our own practice.Timestamps00:00:03 – Introduction00:01:40 – Purpose of Reflection: Sara explains her "Circular Time" reflection process, which she has practiced for eight years.00:04:01 – Gayano shares her experience with Sara's circular calendars and the somatic nature of her teaching.00:08:52 – January 2025: The start of the month-by-month and thematic look back at the past year.00:10:46 – Family and Birth: Reflection on the birth of Krissy's grandchild and the "liminal space" of birthing.00:13:15 – Work and Radical HR: Discussion of Krissy's new full-time job and the implementation of a three-month paid leave policy.00:15:04 – Environmental Impact: Reflections on the Los Angeles fires and lessons from previous disasters like the fire in Paradise.00:17:15 – Political and Indigenous Learnings: Sara discusses the presidential inauguration and learning from indigenous elder Pat McCabe.00:37:26 – Cultural Revitalization: Observations from a gathering focused on indigenous healing and cultural strength.00:58:29 – Public Speaking and Learning: Sara reflects on her growth and the challenges of stepping onto larger stages.01:06:17 – Consistency and Improvement: Reviewing the year's progress in writing and teaching the "Remembering" course.01:21:17 – Rituals of Death and Grief: Discussion on the importance of creating authentic rituals for death and loss.01:31:30 – Societal Structures: Reflections on binary thinking, Christian nationalism, and the lack of processing time in modern society.01:47:35 – Personal Challenges: Sara shares struggles regarding her mother's care and the loss of insurance due to climate risks.01:56:00 – Closing Thoughts: Final reflections on the richness of the current times and an invitation to "hold those seeds with care".More about Gayano Shaw:The Center for Nonviolent CommunicationSend us a messageSupport the showLearn more about Sara Jolena Wolcott and Sequoia SamanvayaMusic Title: Both of Us Music by: madiRFAN Don't forget to "like" and share this episode!

WMAL GUEST: TOM FITTON (President of Judicial Watch) on the Supreme Court's 7-2 decision allowing a challenge to Illinois' mail-in ballot laws SCOTUS VICTORY: Tom Fitton discusses the landmark ruling granting standing to Rep. Mike Bost to contest laws allowing ballots to be counted for weeks after Election Day. SOCIAL MEDIA: @TomFitton / @JudicialWatch READ: Judicial Watch's Statement on the SCOTUS Decision Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Friday, January 16, 2026 / 7 AM HourSee omnystudio.com/listener for privacy information.

FOI in Action: On December 14, 2025, two gunmen opened fire on the crowd at a Hanukkah celebration at Bondi Beach in Sydney, Australia, killing 15. The terrorist attack left the nation shaken and the Jewish community traumatized and fearful for its safety. It made clear a little-known yet long-true fact: Australia has a serious antisemitism problem.  The Friends of ... Read More The post FOI In Action: Standing Against Antisemitism in Australia w/ Les Crawford | January 17, 2026 appeared first on The Friends of Israel Today Radio.

That's precisely who is behind the ICE Out campaign... Indivisible – which is also why you've often seen NoKings material around these ICE protests. Those are the useful idiots radicalized by Marxists seeking to undermine our system of government and they're willing to murder Charlie Kirk, try to murder President Trump and ICE agents to do it. The Left wanted to call January 6th “an insurrection”. The political Left is the insurrection. I'm all for President Trump acting on it to uphold the rule of law. 

Ger Gilroy is joined in studio by Ben Symes and Mick McCarthy for this week's Final One Standing, as the Premier League returns following a weekend break for the FA Cup, and there's the small matter of the Manchester Derby to discuss. Lee Phelps from William Hill also joins the lads to preview the weekend's action. The Final One Standing on Off The Ball with William Hill.

Ger Gilroy is joined in studio by Ben Symes and Mick McCarthy for this week's Final One Standing, as the Premier League returns following a weekend break for the FA Cup, and there's the small matter of the Manchester Derby to discuss. Lee Phelps from William Hill also joins the lads to preview the weekend's action. The Final One Standing on Off The Ball with William Hill.

This is a continuation of last week's episode with my guest Alan Hardwick. Alan is a man whose life journey has taken him from youth ministry to elite law enforcement, from guiding teenagers searching for direction to protecting one of the most high-profile leaders in the state of Georgia. Alan served with the Georgia State Patrol and was part of Governor Brian Kemp's security detail — a role that demands constant vigilance, calm under pressure, and absolute trust. It's the kind of work where success means nothing happens, and failure is not an option. But long before the badge and the security protocols, Alan was a youth pastor, working with kids who needed guidance, stability, and someone who believed in them. And that chapter of his life didn't disappear when he put on the uniform — it shaped the way he led, protected, and served. Now retired from the State Patrol, Alan has entered yet another chapter, helping leaders understand that safety isn't about fear, it's about preparation, awareness, and responsibility. This conversation weaves together faith, service, leadership, and protection, with stories that are thoughtful, powerful, and occasionally surprising. It's about what it means to stand watch over others… and what that kind of responsibility does to a person over a lifetime. This is a story about purpose, pressure, and protecting what matters most. Todays Guest: Alan Hardwick Sponsors: Tim Broyles State Farm https://mydowntownagency.com/ Second Chance Boutique https://colinc.org/second-chance-boutique/ Lake Oconee Family Fitness & Fero Fit https://loffc.net/ https://www.facebook.com/ferofitoconee/

#748 Is AI really killing copywriting — or is it exposing just how powerful your message needs to be? In this episode, host Brien Gearin sits down with Marisa Corcoran, founder of Copy Confident Society, to unpack why copywriting isn't “dead” in the AI era — it's more important than ever. Marisa shares her wild pivot from professional acting (yes, a Winnie the Pooh audition was the breaking point) to building a thriving copy community, and explains why business owners must “create their own stage” through platforms like podcasts, summits, or content series. You'll also learn why most “copy problems” are actually messaging problems, plus Marisa's practical Ghostbusters-inspired “Proton Pack” framework to clarify what you sell, who you help, and how to make your message memorable — so the right people remember you, rave about you, and refer you! What we discuss with Marisa: + Copy isn't dead — messaging matters + Creating your own stage + Actor's guide to copy + Messaging vs. copy problems + Standing out in a crowded market + Ghostbusters “Proton Pack” framework + Remembered, raved about, referred + Building in public + AI as a copy collaborator + Writing from lived experience Thank you, Marisa! Check out Marisa Corcoran at MarisaCorcoran.com. Join The Copy Chat Facebook Group. Follow Marisa on Instagram. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

At the Capitol press conference, Epstein survivors delivered a blunt, unified message: the federal government has failed them repeatedly, and symbolic gestures are no longer acceptable. Standing alongside advocates and lawmakers, survivors described years of being ignored, sidelined, and excluded from decisions that directly affected their lives and their cases. They spoke about the non-prosecution agreement, the secrecy surrounding it, and the continued refusal by the DOJ to fully acknowledge or remedy the harm caused by its own misconduct. The press conference was not framed as a plea for sympathy, but as a demand for accountability. Survivors emphasized that transparency laws and victims' rights mean nothing if the DOJ can violate them without consequence. They made clear that Epstein's death did not end the crimes, did not erase co-conspirators, and did not absolve the government of its duty to pursue the truth. The setting of the Capitol was deliberate, underscoring that this was not just a legal failure, but a systemic one that required congressional oversight and intervention.Several survivors used the moment to call out what they described as performative concern from federal officials, contrasting public statements about victim advocacy with years of private indifference. They criticized the DOJ for slow-walking disclosures, over-redacting files, and framing Epstein as a lone offender despite overwhelming evidence to the contrary. Family members and advocates stressed that justice delayed has functioned as justice denied, allowing powerful figures to escape scrutiny while survivors were forced to relive their trauma in courtrooms and press cycles. The press conference ended with clear demands: full enforcement of the Crime Victims' Rights Act, independent oversight of the DOJ's handling of Epstein-related matters, and a real commitment to pursuing anyone who enabled or participated in the abuse. The tone was resolute and unsparing. Survivors made it clear they were no longer asking to be heard. They were insisting that the government finally be held to the same standards it claims to enforce.to contact me:bobbycapucci@protonmail.com

On this hour of All Sides, we're talking about how the U.S. exiting several international organizations is changing its place in the world.

BJU equips students to impact the world as they live for truth, seize opportunities and embrace life experiences. Standing on the authority of the Bible, BJU shapes heads, hearts and backbones for Christ by equipping students to lead lives of integrity and influence others for God's glory. www.bju.edu

On this hour of All Sides, we're talking about how the U.S. exiting several international organizations is changing its place in the world.

Check out the podcast on Macslist here: (https://www.macslist.org/?post_type=podcasts&p=16558&preview=true)  Standing out in today's job market takes more than strong credentials. On this week's episode of Find Your Dream Job, guest expert Cory Steward explains why interviews matter so much when hundreds of qualified candidates apply for the same role. He shares what employers are really looking for, including confidence, curiosity, and a good fit with the team, and why being prepared and personable can leave a lasting impression. Cory also explains why being a little bolder in interviews can help you stand out. Cory offers specific steps to help you show up more confidently in interviews. He explains how to research employers so you feel prepared, ask questions that help you assess whether a role is a good fit, and follow up without overthinking it. He also covers how to manage self-doubt, take thoughtful risks, and know when it's time to move on. If you want to feel more confident and prepared in interviews, this episode will help you stand out and get hired. About Our Guest: Cory Steward owns and runs the top coaching firm, Get Career Confidence. Resources in This Episode: Connect with Cory on LinkedIn. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Peter 1:1-2 - Simeon Peter, a servant and apostle of Jesus Christ, To those who have obtained a faith of equal standing with ours by the righteousness of our God and Savior Jesus Christ: May grace and peace be multiplied to you in the knowledge of God and of Jesus our Lord.

Erosion and evolution. Shadow and light. Death and rebirth. These are some of the strands that the acclaimed author, naturalist and activist Terry Tempest Williams weaves together in the face of today's broken world. Standing in the lineage of the greatest nature writers, she links her deepest inner experiences with the state of the web of life. In this program, Williams asks: How do we find the strength to not look away at all that is breaking our hearts? Hands on the earth, we remember where the source of our authentic power comes from. We have to go deeper. She also explores histories of privilege, religion, and identity in Utah, and how reconciling her experiences with these cultural strands have helped unleash and shape her voice as a storyteller who translates the voice of nature and speaks for justice. Featuring Terry Tempest Williams, one of the greatest living authors from the American West, is also a longtime award-winning conservationist and activist, who has taken on, among other issues, nuclear testing, the Iraq War, the neglect of women's health, and the destruction of nature, especially in her beloved “Red Rock” region of her native Utah and in Alaska. Credits: Executive Producer: Kenny Ausubel Written by: Monica Lopez and Kenny Ausubel Senior Producer and Station Relations: Stephanie Welch Host and Consulting Producer: Neil Harvey Producer: Teo Grossman Program Engineer and Music Supervisor: Emily Harris Production Assistance: Claire Reynolds Music was made available by: Jami Sieber at ⁠JamiSieber.com⁠ Gigi Masin at ⁠MusicFromMemory.com⁠ APM This is an episode of the Bioneers: Revolution from the Heart of Nature series. Visit the ⁠radio and podcast homepage⁠ to learn more.

➡ CLICK HERE to send me a text, I'd love to hear what you thought about this episode! Leave your name in the text so I know who it's from! I love this story of my friend Dorthy and her family, who share a meal, week after week, with the same family. They rotate houses, they cook the food, they share the meal, they put away the dishes and then they go home. It's simple. It's no fuss. No cleaning beforehand. NO guests to impress. Just one meal each week that they can count on together. And they've been doing this for years. In this conversation, we dive into what it's like to build community and deep connection in this way, what it means for their children, and tips for setting something like this up for yourself. Do you do something like this? I'd love to hear about it if you do! Support the showI'd love to hear what you think. Drop me a text (linked above) or an email: meagan@meaganschultz.com Cream City Dreams is now Gather Connect Create! New name, same host

CR18 X2M.240 — Qōm קוֹם (The Standing Pattern · Authority Acts Without Announcement) Authority does not culminate in survival. It culminates in motion that no longer needs permission. Qōm names the moment when endurance becomes action. In its biblical usage, קוֹם does not describe ascent under pressure, but standing into action. It is the verb of arising to speak, arising to judge, arising to move history forward. The strain remains, but the posture changes. What endured now advances.¹ If Yāqûm is authority that refuses collapse, Qōm is authority that no longer waits. CR18 assigns X2M.240 to the phase where coherence stops merely absorbing disturbance and begins shaping the field again. The apparatus is still unreliable. Opposition has not vanished. But the sovereign no longer defines himself in relation to resistance. He stands and acts because standing has become stable. Scripture consistently frames Qōm as the transition from hidden fidelity to visible execution. “Arise, O Lord,” is not a request for proof. It is a declaration that the time for proof has passed.² In narrative terms, this is the shift from Micaiah in prison to Elijah calling fire, from Joseph enduring confinement to Joseph administering famine, from David hunted to David governing. The authority that endured silence now speaks, and the speaking rearranges reality. Qōm does not seek consensus. It does not explain itself. It does not ask whether the field is ready. It stands and by standing, compels alignment. This is not escalation. It is inevitability. The compression here reverses direction: what was previously internalized now externalizes, what was borne now issues, what was tested now governs.³ Here coherence no longer merely survives noise. It imposes structure upon it. In CR18 terms, Qōm marks the first lawful re-extension of authority after total withdrawal. This is not apparatus restoration. Titles are still suspect. Spectacle is still forbidden. But authority is now operative rather than merely recognizable. The Canon treats this as a dangerous moment not because authority might fail, but because it might overreach. Qōm therefore carries restraint. Standing does not mean seizing. Action does not mean domination. Authority moves, but only as coherence permits. This is why Qōm follows Yāqûm and not before it. Only what has refused collapse is permitted to advance. In system terms, this is where coherence recovery becomes coherence projection. The system does not merely return to equilibrium after disturbance; it shapes the trajectory of the field itself.⁴ Noise still exists. Opposition still mutters. But the axis has shifted. Qōm is not glory. It is lawful motion. It is the first step taken without apology. The first word spoken without defense. The first action that assumes continuity rather than risk. This is standing that moves history. And once it occurs, retreat is no longer an option. Glorification | The Final Frontier Going boldly where the last man has gone before! Decrease time over target: PayPal or Venmo @clastronaut Cash App $clastronaut ⸻ ENDNOTES ¹ Ludwig Koehler and Walter Baumgartner, Hebrew and Aramaic Lexicon of the Old Testament, vol. 2 (Leiden: Brill, 2001), 1088–90. ² Representative usage: Psalm 3:7; Psalm 7:6; Isaiah 33:10. ³ On phase transitions from constraint absorption to field reconfiguration, see Ilya Prigogine and Isabelle Stengers, Order Out of Chaos (New York: Bantam, 1984), 141–63. ⁴ Karl Friston, “The Free-Energy Principle: A Unified Brain Theory?” Nature Reviews Neuroscience 11 (2010): 127–38.

BJU equips students to impact the world as they live for truth, seize opportunities and embrace life experiences. Standing on the authority of the Bible, BJU shapes heads, hearts and backbones for Christ by equipping students to lead lives of integrity and influence others for God's glory. www.bju.edu

BJU equips students to impact the world as they live for truth, seize opportunities and embrace life experiences. Standing on the authority of the Bible, BJU shapes heads, hearts and backbones for Christ by equipping students to lead lives of integrity and influence others for God's glory. www.bju.edu

Get up on the BEST nutrition bar for BJJ athletes -- https://raisednutrition.com CODE: BULLETPROOFGet The LIMITED EDITION Somedays Porrada Oversized T-- https://www.fanwear.com.au/search?q=somedays+porrada&options%5Bprefix%5D=lastGet the ULTIMATE program for BJJ-- iOS: https://apps.apple.com/us/app/bulletproof-for-bjj/id6444311790Android: https://play.google.com/store/apps/details?id=com.bulletproofforbjj&utm_source=na_MedStay hydrated with Sodii & get 15% OFF: BULLETPROOF15 https://sodii.com.au/bulletproofCheck out Cauli Coolers-- https://caulicooler.com/?srsltid=AfmBOoq3f0_hfmmgQJhQW-GNPFqbXyv02fiJH1h-nMI6z3WoGgZvq8cW

Kids Bible Minute Ep349 - Standing Against Moral Sins

Indiana is on a historic run with Heisman trophy winner Fernando Mendoza leading the Hoosiers to an undefeated regular season, BIG 10 championship and now looking for their first National Championship in school history. Standing in the Hoosiers' way are Mario Cristobal's Miami Hurricanes who have taken out Texas A&M, Ohio State and Ole Miss on their road home looking for their first Natty in 24 years. McElroy goes in-depth breaking down the Miami offense vs Indiana defense, the Indiana offense vs the Miami defense and gives you 10 questions that will determine who wins the National Championship! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Senate Banking Committee just dropped updated market-structure language that would allow certain stablecoin rewards, setting up a major flashpoint ahead of markup and potentially reshaping how platforms can incentivize stablecoin use. At the same time, the market rotated hard into the privacy trade with Monero ripping into the top 15 and printing fresh all-time highs as headlines around privacy-token restrictions (including the UAE ban narrative) reignited demand for censorship-resistant assets.

In this episode of "From Busy to Rich," hosts Wes Young, Justin Lakin, and frequent guest Michael Scovel dive into the art of effective communication. They discuss the importance of preparation, researching people or companies, and handling unexpected situations with adaptability and gratitude. They also explore how strengths and weaknesses are interconnected, and why authentic confidence—balanced with humility—is crucial. In today's episode we will cover: Strategies for preparing for meetings, including research. Handling unexpected situations during client interactions. Parallels between job interviews and client interviews in business. Importance of being concise and reading social cues. The impact of feedback and coachability. The importance of authenticity and honesty in responses. Resources: Submit your podcast question here! Transform your practice! Get the books and learn more about Michael Scovel here! Checkout previous episode with Mike here! Other Listening Platforms: Listen on Apple Podcasts Stream on Spotify Watch on YouTube Connect with Us: Instagram X Facebook LinkedIn Youtube Wes Young Live Website

Daniel 2:1-16

Pre-order Drawing is Important: https://geni.us/DrawingisImportantWhat does it actually take to build a sustainable life in illustration—without burning out or chasing every new platform?In this episode, I'm sharing a conversation where I was the guest on Design Icons, produced by Noun Project. Nick Power's questions gave me a chance to step back and reflect on my career honestly—what's worked, what hasn't, and what I'm still figuring out.We talk about:Lessons learned from a decade+ as an illustratorCreative plateaus and my worst year for client workWhy style is about reliability, not aestheticsHow constraints shape better workVisibility, sustainability, and what actually moves the needleThis one covers all the classic interview questions, but it gave me a chance to reflect on the basics in a real, honest way.→ Support the podcast on Patreon: patreon.com/tomfroese→ Explore Noun Project: thenounproject.com

At the Capitol press conference, Epstein survivors delivered a blunt, unified message: the federal government has failed them repeatedly, and symbolic gestures are no longer acceptable. Standing alongside advocates and lawmakers, survivors described years of being ignored, sidelined, and excluded from decisions that directly affected their lives and their cases. They spoke about the non-prosecution agreement, the secrecy surrounding it, and the continued refusal by the DOJ to fully acknowledge or remedy the harm caused by its own misconduct. The press conference was not framed as a plea for sympathy, but as a demand for accountability. Survivors emphasized that transparency laws and victims' rights mean nothing if the DOJ can violate them without consequence. They made clear that Epstein's death did not end the crimes, did not erase co-conspirators, and did not absolve the government of its duty to pursue the truth. The setting of the Capitol was deliberate, underscoring that this was not just a legal failure, but a systemic one that required congressional oversight and intervention.Several survivors used the moment to call out what they described as performative concern from federal officials, contrasting public statements about victim advocacy with years of private indifference. They criticized the DOJ for slow-walking disclosures, over-redacting files, and framing Epstein as a lone offender despite overwhelming evidence to the contrary. Family members and advocates stressed that justice delayed has functioned as justice denied, allowing powerful figures to escape scrutiny while survivors were forced to relive their trauma in courtrooms and press cycles. The press conference ended with clear demands: full enforcement of the Crime Victims' Rights Act, independent oversight of the DOJ's handling of Epstein-related matters, and a real commitment to pursuing anyone who enabled or participated in the abuse. The tone was resolute and unsparing. Survivors made it clear they were no longer asking to be heard. They were insisting that the government finally be held to the same standards it claims to enforce.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Is Kylie the jerk for asking why she's standing last at the wedding? full 892 Tue, 13 Jan 2026 15:11:21 +0000 tpjPAtqrUgnsnquvgOwmaWsSFz6FMyHq society & culture Alley and DZ on demand society & culture Is Kylie the jerk for asking why she's standing last at the wedding? If you missed Alley and DZ this morning on 103.7 KISS-FM – you can catch up with the show here! Every show. Every day. No commercials, no music.    2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwave

BJU equips students to impact the world as they live for truth, seize opportunities and embrace life experiences. Standing on the authority of the Bible, BJU shapes heads, hearts and backbones for Christ by equipping students to lead lives of integrity and influence others for God's glory. www.bju.edu

Episode Notes 1 Samuel 27-30. The next message in our series on David. November 16, 2025.

Indiana is on a historic run with Heisman trophy winner Fernando Mendoza leading the Hoosiers to an undefeated regular season, BIG 10 championship and now looking for their first National Championship in school history. Standing in the Hoosiers' way are Mario Cristobal's Miami Hurricanes who have taken out Texas A&M, Ohio State and Ole Miss on their road home looking for their first Natty in 24 years. McElroy goes in-depth breaking down the Miami offense vs Indiana defense, the Indiana offense vs the Miami defense and gives you 10 questions that will determine who wins the National Championship! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this return appearance on the podcast, demographer Lyman Stone joins Aaron Renn to discuss the latest global fertility and marriage trends as of 2026. While U.S. birth rates and marriage rates have shown relative stability at low levels, the picture elsewhere is far bleaker—sharp declines in East Asia and Eastern Europe, with South Korea hitting historic lows.They explore the long-term consequences: aging societies, loss of dynamism, military vulnerabilities, and whether the United States could emerge as demographic "last man standing" in a world of collapsing birth rates. The conversation covers housing affordability, young men's declining economic prospects, marriage penalties in public policy, ineffective pronatalist interventions, and why cash incentives do work—but at a steep price. Stone also critiques "billionaire baby fetishes," calls for fixing marriage disincentives, and highlights practical ideas like family-friendly airports and better child tax credit design.CHAPTERS(00:00 – Introduction)(00:25 – What's changed in fertility/marriage trends recently?)(02:19 – U.S. stability vs. global plunges (Eastern Europe, East Asia))(04:05 – Underlying drivers aren't reversing: gender polarization, young men's economic status, housing)(07:18 – Long-term implications: from military staffing crises to loss of community dynamism)(09:51 – Why declining population feels bad even when GDP rises)(13:48 – Aging societies, boomer interests, and anti-family tax policies)(17:49 – Do cash incentives work? Yes—but expensive)(21:30 – Immigration and AI as supposed fixes (and why they fall short))(23:41 – America as potential “last man standing” in a century)(27:12 – Rising elite fertility and the K-shaped economy's impact on family formation)(35:51 – Economic shifts delaying peak earnings and complicating mate selection)(38:05 – Pronatalism: intact families matter, fixing marriage penalties, child tax credit reform)(46:12 – Corporate interests, stay-at-home parents, and policy failures)(49:43 – Critique of billionaire “sperm spamming” and surrogacy tourism)LYMAN STONE LINKS:

CBS Sports NFL writer John Breech Good, Bad & Ugly Whole World News

Episode web page: https://bit.ly/3Ys2J9d Episode description:  In this episode of Insights Unlocked, Phillip Jackson, CEO and co-founder of Future Commerce, joins the show to explore how commerce is fundamentally shaped by culture, not just technology. Phillip dives into how leading brands use AI in retail to enhance customer experiences quietly and authentically, why friction in the customer journey isn't always a bad thing, and how brands can stand out in a sea of sameness. Key themes and takeaways Commerce is culture, not just tech. Phillip explains that what we buy and how we buy it are deeply tied to identity and culture. The smartest brands are those who see commerce as part of daily life, not just a transaction. The invisible hand of AI in retail. AI can transform retail experiences, but its best applications are often invisible. Using examples like Taco Bell, Phillip discusses how AI can quietly make things easier and more delightful for customers—without being intrusive. Friction's hidden value. Not all friction is bad. While reducing unnecessary pain is important, Phillip argues that some friction helps customers make better decisions, reduces returns, and actually builds trust. Personalization: meaningful, not just flashy. True personalization goes beyond using someone's name. Phillip suggests it's about understanding intent and context, and that surface-level personalization often falls flat or feels invasive. Standing out from e-commerce sameness. E-commerce platforms have made shopping easier, but also more homogenous. Phillip shares research showing that when branding is stripped away, many sites are indistinguishable—and that differentiation is key to long-term loyalty. Clean data is your AI superpower. Brands that want to unlock the full power of AI need holistic, clean data. Phillip shares how brands like Kith leverage years of clean purchase data to launch ambitious customer programs. Invest in what matters. Rather than chasing every trend, Phillip encourages brands to focus on practical, high-value areas—like smarter search, better recommendations, and strong post-purchase support—that truly solve customer pain points. Resources & links Phillip on LinkedIn (https://www.linkedin.com/in/philwinkle/) Mike on LinkedIn (https://www.linkedin.com/in/mmcdowell1/) Nathan Isaacs on LinkedIn (https://www.linkedin.com/in/nathanisaacs/) Future Commerce website (https://www.futurecommerce.com/) UserTesting's 2026 2026 State of AI in Retail Experiences Report (https://bit.ly/4sy3awg) Learn more about Insights Unlocked: https://www.usertesting.com/podcast

Deep in the silent heart of the White Mountains, a phantom is waiting. Welcome to the official premiere of Project Jackalope, a new documentary-style series from The Infinite Rabbit Hole. In this inaugural file, Jeremy investigates a creature that defies the standard laws of cryptozoology: the Woods Devil of Coös County, New Hampshire.Standing up to nine feet tall but described as "rail thin," this entity is known for its supernatural ability to vanish against the bark of a tree and its unsettling, horse-like face. But for Jeremy, this isn't just another campfire story—it's personal. We go beyond the sightings of hunters and loggers to explore a terrifying, first-hand encounter from Jeremy's own childhood in the New England wilderness.In this documentary investigation:The Ghost of the North Woods: We trace sightings dating back to the 1930s, exploring why this "horse-faced" entity is often feared more than the traditional Bigfoot.Abenaki Origins: Uncovering the chilling connection between the modern Woods Devil and the ancient legends of the Keewakw, or "Ice Giant".The Stealth Predator: Analyzing the creature's "blood-curdling" scream and its mastery of silent movement through the dense underbrush.Jeremy's Personal File: A detailed account of the day a nine-year-old Jeremy watched a tall, thin figure carrying a deer across its shoulder—and the brutal moment that silenced the animal forever.The woods of Northern New Hampshire hold their secrets close. Are you ready to see what's standing just beyond the light? Join the Investigation at InfiniteRabbitHole.comAccess the sources used for this documentary, including sightings from the BFRO and historical archives, by joining our Facebook Group and following us on X.#ProjectJackalope #WoodsDevil #InfiniteRabbitHole #CryptidDocumentary #NewHampshireMysteries #Keewakw #HighStrangeness #NorthWoodsDevil

A pastor once called in sick on Sunday morning so he could play golf. Standing on a long par 4, he hit the ball like never before. It soared through the air and dropped right into the cup for a hole-in-one. Peter looked down from heaven and said, “Lord, are you going to let him get away with this?” The Lord smiled and said, “Who's he going to tell?” That's funny until you look at what's actually happening in our churches today. The reality is that if you were born after 1984, there's less than a 10% chance you're in church each week. Now think about this. If you have no desire to be with believers one day a week, why would you think you'd enjoy being with believers in eternity? The author of Hebrews writes to believers who had started “… giving up meeting together, as some are in the habit of doing …” (Hebrews 10:25, NIV). Part of growing up in the Lord is showing up for the Lord. Here are the three reasons why that matters more than you might think.

• Sponsor read for MyEternalVitality.com with Dr. Powers • Gut health testing to identify individual histamine triggers • Relief that shrimp is not a histamine trigger • "Healthy" foods like spinach and kale causing inflammation • Improving digestion, regularity, and reducing stomach discomfort • Food reactions differing by individual body chemistry • Hormone testing becoming more important with age • Declining testosterone levels in men • Men getting hormone testing through Dr. Powers • Benefits of hormone replacement therapy • Improved libido, energy, and mental clarity • Symptoms of imbalance: fatigue, brain fog, hot flashes, low libido • Hormones discussed: estrogen, progesterone, testosterone, cortisol • Free Dr. Powers consultation for Tom & Dan listeners • Dr. Powers as a fan of the show and BDM member • New year framed as a time to address health • Show intro from the Just Call Moe Studio • Welcome to the Friday Free Show of A Mediocre Time • First show of 2026 and confusion adjusting to the year • Show running 17 years since 2009 • Jokes about reaching the 20th anniversary • Commitment to continuing the show regardless of profit • Guest Savannah appearing on the first show of 2026 • Being more cautious about what's said on air • Forgetting how large the audience actually is • Anxiety about saying something regrettable • Joke about an old onion-skin fart story • Comparing influencer audiences to radio audiences • Discussion of online backlash and hate comments • Wanting reactions but rarely receiving criticism • Shoutout to video editor Melissa • Opening Christmas gifts from Melissa on air • Melissa's self-deprecating note and affectionate appreciation • Big Johnson Key West shirt gift • Jokes about wearing tiny or "baby" shirts • "Where's Bumfardo?" shirt explained • Bumfardo described as a legendary Key West grifter • Reference to a podcast episode about Bumfardo • Clarifying Bumfardo as a criminal firefighter • Gratitude and appreciation for Melissa • Living in Key West after California • Living in an Airstream on sponsor property • Romantic idea vs reality of Airstream living • Millionaires hosting guests in RVs or guest houses • Restored and comfortable Airstream • Living with a pet monitor lizard • Joking about the start of a "lizard journey" • Lizard eating pulled pork and seafood • Joke comparing lizard diet to Jeff Foxworthy • Lizard free-roaming inside the Airstream • Lizard unusually clean and well-behaved • Lizard now living at Gatorland • Using a doggie door and daily routine • Monitor lizard about six feet long • Question about reptile cleanliness myths • Hygiene concerns when handling reptiles • Lizard attacked at night in Key West • Iguanas or raccoons suspected • Bringing the lizard indoors for safety • Emergency super glue used to close a wound • Super glue working on reptile scales • Owning many exotic pets over the years • Large python kept in a one-bedroom apartment • Python named Benji • Hybrid reticulated/Burmese python • Python reaching 13–14 feet long • Bathing a python in a bathtub • Snake suddenly becoming aggressive • Snake striking when door opened • Trapping the snake in the bathroom • Child reacting to apex predators in the apartment • Sending the kid outside for safety • Question of whether pythons can seriously injure people • Preventing snake escape through a window • Subduing the snake with a quilt • Wrestling and restraining the python • Snake aggression being a one-time incident • Snakes being unpredictable • Gateway exotic pets like Pac-Man frogs • Still owning a frog • Childhood fascination with reptiles • Catching and keeping reptiles in South Carolina • Childhood "zoo" with animals in drawers • Joke about kids now having digital pets instead of real ones • Feeding large pythons big rats • Debate over live vs pre-killed feeding • Some snakes needing movement to eat • Parenting rule against exotic pets for kids • Requiring responsibility before allowing pets • Travel complications of pet ownership • Personal hamster care experience • Dad raising guinea pigs • Guinea pigs named after dictators and NASCAR drivers • Greg Biffle and Waltrip jokes • Comedy bit about guinea pig personalities • Story about Jim Colbert's Daryl Waltrip impression • Late-night drunk texts from Jim Colbert • Joke about inappropriate texts and photos • Clarifying a misspoken offensive term • Transition to Savannah's Jamaica trip • Comparison to a past Australia trip • Savannah described as highly traveled • Gatorland Global raising nearly $10,000 for hurricane relief • Shipping aid supplies to Jamaica • Bottlenecks at Jamaican ports • Long-term recovery continuing after news cycle moves on • Using funds in practical ways • Helping communities near Hope Zoo in Kingston • Providing water storage and bathroom supplies • Kids previously walking long distances for water • Purchasing a water truck • "Practical conservation" approach • Helping people so animals can be cared for • Zoo animals surviving the hurricane • Oxygen mask analogy • Dark humor about survival priorities • One-week stay in Jamaica • Challenges traveling post-hurricane • Relying on local relationships • Praise for Jamaican kindness • Airbnb hosts offering help and discounts • Importance of global relationships • Transition to friendship with Jackie Siegel • Clarifying which Jackie is being discussed • Jokes about famous Jackies • How Savannah met Jackie Siegel • Savannah's ease connecting with people • Standing out due to appearance and style • Personal recognizability as a brand • Jokes about recognizability • Fascination with ultra-wealthy lifestyles • Meeting Jackie through Real Radio • Seeing Jackie at Runway to Hope • Runway to Hope supporting kids with cancer • Walking the runway with sponsored children • Jackie filming at Gatorland • Friendship forming through time together • Difficulty wealthy people have making friends • Trust and motive issues around rich people • Jackie portrayed as kind and trusting • Idea of rich people seen as "lottery tickets" • Influence of who you spend time with • Being around Jackie compared to a soap opera • Observing Jackie's priorities and behavior • Jackie's Broadway show ending • Show based on Jackie's life • Proving critics wrong theme • Love story with David Siegel • Interest in Broadway and musicals • Wanting to take Maisie to NYC shows • Connecting Maisie's dance to Broadway interest • Kristen Chenoweth playing Jackie • Primer on Kristen Chenoweth • Wicked, Glinda, and Ariana Grande comparison • Stephen Schwartz writing the show • Jackie focused on crew losing jobs • Wanting to help displaced cast and crew • Listing backstage jobs affected • Empathy for workers over producers • Learning about Jackie's past domestic violence • Public perception not matching her full story • Misconceptions about billionaires • Assumption wealthy people should give endlessly • Overlooking effort behind wealth • Jackie having many children • Incorrect belief she married into money • Comparison to Melinda Gates • Emphasis on partnerships building wealth • David Siegel's death last year • Attending his celebration of life • Repeated cycles of success and bankruptcy • Successful people often failing many times • How David built his fortune • Origin of Westgate • David's early acting dreams • Buying land near Disney World • Purchasing a rundown hotel • Discovering the timeshare concept • Starting his own timeshare business • Joke about stealing ideas • Shoutout to women who support the show • Transition to music segment • Punk band Paradox featured • Song "I'm the Outside" • Call-in number and email plug • Sponsor read for BudDocs • Medical marijuana card process explained • Same-day appointments and telemedicine follow-ups • Dispensary deals and education • Cannabis for pain after hip replacement • Using marijuana to reduce alcohol • Return from break with Savannah • Plug for visiting Gatorland • New attractions constantly added • Arrival of Siamese crocodiles • Crocodiles kept separately • Transport from Korea to Gatorland • Animal relocation to avoid euthanasia • Cultural differences in cleanliness and order • "Tokyo depression" concept • Driving and horn etiquette differences • Safari travel mention • South Africa affordability note • Wealth spectrum discussion • Story about driving a Maserati to Walmart • Navigating wealthy social spaces authentically • Jackie's daughter Victoria's overdose • Victoria's Voice organization • Addiction treatment and Narcan advocacy • Turning tragedy into public good • Playing the clown at rich dinners • Observing human behavior like animal behavior • Studying power, money, and authority • Press box story with Phil Rawlins • Meeting Cedric the Entertainer and George Lopez • Importance of introductions and social proof • Savannah blending into elite spaces • Declaring 2026 a takeover year • Goal to make Gatorland the top park globally • Growth plans for conservation, YouTube, and TV • Using affirmations despite mocking them • Reading motivational books • Social media burnout and algorithm frustration • Thumbnails mattering more than content • AI-generated animal videos misleading audiences • Desire for human-made content spaces • Posting more freely without chasing algorithms • Encouraging visits to Gatorland • Promoting BDM Appreciation Week • Wrapping the show with gratitude ### Social [https://tomanddan.com](https://tomanddan.com) [https://twitter.com/tomanddanlive](https://twitter.com/tomanddanlive) [https://facebook.com/amediocretime](https://facebook.com/amediocretime) [https://instagram.com/tomanddanlive](https://instagram.com/tomanddanlive) Listen AMT Apple: [https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) AMT Google: 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We are being blasted by noise, but we can still see what really matters. Some is casual and some performative? We need true voices of leadership on our side. Are you reacting or resonating? Be authentic because chaos hates that. This is what happens when deception is your job. There are some questionable people surrounding Mike Lindell. This current wild news cycle is not random. The shutdown was planned to stymie the military. Venezuela was first, Columbia is next. Code Pink and the imported uprisings. Watching them is someone's job. Creating noise and detering plans. A planned sacrifice of a hand picked volunteer. Why Tim Walz? Everyone should check their own state's audits. The Greenland debate heats up again. Did he say Ohio was paying migrant trafficking NGO's? What is Welcoming America? Standing between peace and the abyss. Leaders are seeking to inflame passions. President Trump understands strength. He's ending the biggest war since WWII. The dims need an event real bad. Akbar is fake and gay. He did Karl Rove, ewwwww. Those hanging chads were a planned event. Alex Jones exposed, again. Dim false flags are standard ops. Instability is not the same as lost control. Find your inner peace and get to know the still.