KeepTalking Podcast

Sean Tumilson and co-host Chuck the Bot explain the term Fiscal Dominance and why the average American should be concerned with it.PART 1 — Your Life in Today's Economy (and the Macroeconomics Behind It)PART 2 — What Is Fiscal Dominance?PART 3 — Examples of Fiscal Dominance Around the WorldPART 4 — Has the United States Ever Been in Fiscal Dominance?PART 5 — Is the US in Fiscal Dominance Now?PART 6 — How Do Countries Get Out of Fiscal Dominance?PART 7 — What Happens If the US Doesn't Get Out of Fiscal Dominance?PART 8 — Can the US Realistically Get Out of It?If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson rants about three things that make it very hard for people under the age of 40 to make a living in the modern world.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot give a blueprint for how the US can regain global hegemony by 2040 and explain why it matters for the average person in the US and many other countries.Step 1: America Must Rebuild Its Economic Base (2025–2030)Step 2: America Must Win the Technology Race — Especially in AI (2025–2035)Step 3: America Must Fix Its Human Capital Problem (2025–2035)Step 4: America Must Strengthen Its Global Alliances (2025–2035)Step 5: America Must Fix Its Domestic Political Dysfunction (2025–2040)Now Let's Jump Into the Future — Life in 2040If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot explain why inflation happens and what you should do to hedge against it.Intro — The Quiet Ways Inflation Has Been Punching You in the RibsThe 3 Main CausesHow to Hedge Against Inflation — 4 Practical StrategiesClosing - Inflation isn't Your Fault, but it is Your FightIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot tell a story about how one real person and one hypothetical person make money off a side hobby in the next 10 years.Part 1: The Economy You're Living inPart 2: Sarah's Story: The Rising Star Standing on Thin IcePart 3: Sean's Story: The Personal Trainer with a Mic and a DreamPart 4: The Twist - Both of You are Standing on a ClockPart 5: Sarah's 10-Year Arc from Calligraphy to Creative BusinessPart 6: Sean's 10-Year Arc from Trainer & Podcaster to a Fitness Media BrandPart 7: The Parallel Arc - Sarah & Sean Look Back (10 Years Later)Part 8: Five Final Takeaways for ListenersIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot use demographic and economic trends to speculate on the five best US cities to live in between 2025 and 2050.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson gives you a short mid-week motivation monologue.

Sean Tumilson and co-host Chuck the Bot talk about the different types of debts most Americans accrue, and analyze which types make sense financially and which don'tA Hypothetical Story: Your Financial LifeWhat Are the Biggest Types of Debt — and How Much Do Americans Owe?How Much Interest Do You (or People Like You) End Up Paying — Over a LifetimeWhen Debt Is “Good” — When It Makes Sense to BorrowWhen Debt Is Probably “Bad” — Potential Pitfalls and RisksSo — Should You Get Out of Debt ASAP, or Is It OK to Live in Debt?If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss the three biggest areas of waste in US government spending on a federal, state, and local level.PART I — WHERE YOUR TAX DOLLARS ACTUALLY GO (THE STORY BEHIND THE NUMBERS)THE COUNTDOWN: 3 WORST THINGS YOUR TAX DOLLARS GO TOHONORABLE MENTIONSWHAT CAN YOU DO ABOUT IT? (3 Practical Tips)If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot take you through a story of where wealth has concentrated over the past 175 years, and use this analysis to speculate on where it will concentrate between 2025 and 2050.1850 — Where Wealth Meant Land1875 — Rails, Steel, and the First Corporate Fortunes1900 — Oil Kings and the Rise of Cities1925 — The Roaring 20s: The First Consumer Explosion1950 — Houses, Factories, and the Most Predictable Wealth Era1975 — Inflation, Oil, and the Birth of Modern Investing2000 — The Digital Economy Arrives2025 — The AI Era: Data, Compute, Real Estate, Energy2050 (Speculation) — The Next FrontierThe 5 Best Places to Put Your Money (2025–2050)If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss whether it is wise for the average person living in America to stay or prepare to leave (physically, digitally, and financially).Part 1 — The setup: why many analysts say U.S. hegemony is probabilistically fadingPart 2 — How that decline actually affects most people (economics, not geopolitics)Part 3 — What history teaches us: stay or flee? (brief, data-minded case studies)Part 4 — Two scenarios that matter for your decision (short and useful)Part 5 — Practical, nuanced playbook — what you can do now (actionable tips)Part 6 — A short story to close (how this might actually play out for you)If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss whether or not the current worries about the US economy are valid.Part 1 — What the mood is right nowPart 2 — When have Americans panicked before?Part 3 — What really happened in those cases (short version)Part 4 — Is today's fear justified in the same way?Part 5 — How the real downturns usually start (and what to watch for)Part 6 — Practical, actionable steps you can take (so panic becomes useful energy)If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss the decline of the US as the global superpower and what that means for the average citizen. Intro: The Uncomfortable TruthPart 1: What It Means When an Empire FallsPart 2: The Echoes of HistoryPart 3: Be Locally IndependentPart 4: Hold Real AssetsPart 5: Get Digitally and Globally FluentPart 6: Stay Emotionally Grounded and InformedPart 7: Build Flexibility into Your LifePart 8: Bringing It All TogetherIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot talk about why the "American Dream" feels dead and how to bring it back for yourself and those around you.Part 1: What the “American Dream” Actually MeantPart 2: When the American Dream PeakedPart 3: Why the American Dream Feels Out of Reach TodayPart 4: How to Recreate the American Dream — For You, TodayPart 5: A New Definition of the American DreamIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot use mathematical analysis to determine whether or not different income groups are paying (or not paying) their fair share in taxes in the US.Part 1: Why We Pay Taxes — The Big PicturePart 2: How the U.S. Tax System WorksPart 3: What People Actually PayPart 4: The Rich, the Loopholes, and the GamePart 5: So… Should You Pay More or Less?If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot walk through the history of US economic downturns and reveal who got rich in each scenario. Chuck mixes in 5 key tips during the storyline...Part 1: The First Crash – The Panic of 1873Part 2: The Gilded Age and the 1893 PanicPart 3: The Great Depression (1929–1939)Part 4: The Stagflation 1970sPart 5: The Dot-Com Crash and the 2008 RecessionPart 6: The Current Moment – 2025 and BeyondIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot give 5 tips on how to be more productive by using AI:1. Let AI Handle Your Routine Admin Work2. Use AI as a Thinking Partner, Not Just a Tool3. Automate Your Personal Knowledge Management4. Turn AI into a Communication Amplifier5. Use AI to Reclaim Focus and EnergyIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson shares a series of anecdotes that illustrate how to create a successful life without being materialistic or wealthy.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot tell a story that predicts the future between 2025 and 2030, and ends with 5 tips on how to get rich during the "AI Gold Rush".If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson shares a quick anecdote about why AI-generated content is way more prevalent than we think. This episode, ironically, was created without the help of ChatGPT.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss taxes in America and try to differentiate between what the average person pays and what top 1% earners pay.Part 1: What You Actually Pay in TaxesPart 2: What the Rich PayPart 3: The Loopholes and Legal Magic TricksPart 4: Is It Fair?Part 5: Should the Rich Pay More?If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss whether or not the current US political and economic system can be described as an oligarchy.Part 1: What Is an Oligarchy, Anyway?Part 2: Historical Examples — And Why They MatterPart 3: How Did America Get Here?Part 4: Is America Actually an Oligarchy Right Now?Part 5: Pros and Cons (Because It's Not All Doom and Gloom)Part 6: How Do We Get Out of It?If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot try to answer the simple question of whether or not capitalism as we know it can exist without the debt and inflation that plague America on both a micro and macro level.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot dive deep into capitalism around the world in 2025...Part 1: What Does Capitalism Actually Mean?Part 2: A Brief History of CapitalismPart 3: How the USA Became the Beacon of CapitalismPart 4: The Capitalism Index — How We Rank ItPart 5: The Top 3 Most Capitalist Countries in 2025Conclusion: The Spirit of Capitalism in 2025If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot walk through the history of how America became a nation that runs on debt, on both a macroeconomic level and a microeconomic level.Part 1: The Birth of a Borrowing NationPart 2: From Pay-as-You-Go to Borrow-as-You-LivePart 3: The 1990s to 2008 — The Debt Machine Goes Into OverdrivePart 4: The 2010s to Today — Debt Becomes the DefaultPart 5: The Debt Culture — Why It's Uniquely AmericanPart 6: Where This Leaves YouIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot give five tips for aspiring homebuyers who are struggling in today's housing market.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson talks with co-host Chuck the Bot (in ironic fashion, given the theme of the episode) about two issues that are tied together:1) The waves of AI job replacement2) The growing US national debtIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot break down the speculation about Trump using crypto to pay off the US national debt, and compare the situation to President Franklin D. Roosevelt's gold revaluation in the 1930s.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson discusses ChatGPT's impact on society after recording dozens of episodes with Chuck (a.k.a. ChatGPT) as a co-host.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot (a.k.a. ChatGPT) talk about five negative aspects of using ChatGPT more frequently in your life.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot break down the upcoming mayoral elections in New York City and Minneapolis, and discuss their broader implications on national politics and economics.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson gives 5 steps on how to become a leader in any endeavor.

Sean Tumilson and co-host Chuck the Bot (a.k.a. ChatGPT) teach you how to use ChatGPT better.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson talks about an often neglected aspect of life that ruins our mental and physical health.

Sean Tumilson and co-host Chuck the Bot give 5 key tips on how to keep your money safe in the modern world.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot rank the top 5 countries to live in during the new AI age, based on the following criteria: standard of living, safety, job opportunities, and overall politics and economy.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot tell you what the best AI-related careers are right now based on the following criteria:-Money-Longevity (won't be replaced by AI)-FulfillmentIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss the US government shutdown (25 days and counting).Part 1: Why the Government Shut DownPart 2: What Stops, and Who Stops Getting PaidPart 3: How This Affects YouPart 4: The Hidden Cost—Trust and StabilityPart 5: What You Can DoIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss lithium's importance - and possible decline - in the modern global economy.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot tell the story of how China is gradually taking control of the global financial system...-The Belt and Road Initiative-Oil deals in Yuan-Control over data and information from transactionsIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss how the world is quietly being divided into two spheres. Learn Chuck's analysis of what these spheres are and what it means for the future.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot talk about how nations gain power in the 21st century, and discuss which resources are the most important in the modern world.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot talk about how prices of everyday items rose drastically over the past several years, and the factors that actually caused this.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot discuss modern warfare:Microchips, Artificial intelligence, 5G networks, Rare earth mineralsChina and the other BRICS nationsHow the US can stay on topIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot take you through the history of America's worst financial collapses:1837: The Frontier Bubble1873: The Long Depression1929: The Great Depression1987: Black Monday2008: The Great RecessionIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot lay out a blueprint to reduce wealth inequality in the American economy over the next several decades...-Tax Realignment-Affordable Essentials-Innovation & ResearchThis is the final episode in the 7-part Money in America series. Check out the first 6 episodes to understand the full picture of how we got here. And don't hesitate to share the series with a friend!If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

Sean Tumilson and co-host Chuck the Bot talk about the changing global economy and how it affects the average American worker. Learn about-Trade wars-Supply chains-The BRICS nations-The future of the US dollarIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.Also, don't hesitate to share this series with a friend!

Sean Tumilson and co-host Chuck the Bot discuss wealth inequality in America and the main factors that have driven it:-Technology & Automation-Globalization-Financialization-Policy ChoicesIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.Also, don't hesitate to share this series with a friend!

Sean Tumilson and co-host Chuck the Bot break down the US national debt and explain why it will make life harder and harder for the average young American if the same fiscal and monetary policies continue over the next several decades.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.Also, don't hestitate to share this series with a friend!

Sean Tumilson and co-host Chuck the Bot discuss the US national debt and frame it as the root cause of the cost-of-living crisis for average citizens. Learn about:-The national debt-The debt-to-GDP ratio throughout the years-How America fixed itself during other periods of high debt-to-GDPIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.Also, don't hesitate to share this series with a friend!

Sean Tumilson and co-host Chuck the Bot tell the story of who funded America throughout the different eras:Hamilton's First Big BillThe Industrial Age & The Great DepressionBretton Woods & the Dollar KingNixon, Reagan, and the Great Shift2008 When the Bill Came DueToday's RealityIf you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.Also, don't hesitate to share this series with a friend!